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Propy @PropyInc on x 63.7K followers
Created: 2025-07-07 19:24:43 UTC
Traditional underwriting frameworks weren't built for digital wealth.
Today’s crypto-native buyers often hold substantial onchain assets, but lack W-2 income or deep credit histories. That excludes them from homeownership, even when their net worth exceeds that of “qualified” borrowers. Propy is helping reshape this outdated model.
With blockchain-based asset verification, lenders and sellers can access transparent, real-time insights into a buyer’s crypto holdings, eliminating reliance on slow, legacy processes and incomplete metrics.
This shift expands the pool of eligible buyers, particularly among self-employed professionals, global citizens, and next-gen wealth holders. But more importantly, it increases accessibility. Buyers no longer need to conform to narrow definitions of financial legitimacy to access the market. Asset-rich but credit-thin individuals, once invisible to the system, can now demonstrate real capacity. It opens the door for broader ownership, reduces friction for cross-border transactions, and gives more people a seat at the table in an industry long gated by outdated financial criteria.
Propy is building the rails for this evolution.
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Related Topics onchain mergers and acquisitions