@spencerjohnsonofficial Spencer Johnson

Spencer Johnson posts on YouTube about credit cards, unboxing, sapphire, business the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

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• [--] Month [-------] +17%
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• [--] Year [---------] +152%

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• [--] Week [--] +25%
• [--] Month [--] +8.30%
• [--] Months [---] +18%
• [--] Year [---] +85%

Followers: [------] #

• [--] Week [------] +0.75%
• [--] Month [------] +3.10%
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• [--] Year [------] +41%

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Social Influence

Social category influence finance 74.21% stocks 27.04% countries 2.52% technology brands 1.89% luxury brands 1.89% social networks 0.63%

Social topic influence credit cards #1387, unboxing 11.32%, sapphire 10.69%, business 8.18%, luxury 7.55%, platinum 6.29%, card 5.66%, express 5.66%, how to 5.66%, finance 4.4%

Top accounts mentioned or mentioned by @anthonyventure @thecreditfrog @lukespointsandmiles @calbyng @danielbraun @chaseyokoyama @maxmilespoints @richwithpoints @heytheredavehere @ritchietheceo @itsmecj @thecreditshifu @naamwynn @jungernaut @spencerjohnso @rjfinancial

Top assets mentioned Marriott International Inc (MAR) Mastercard, Inc. (MA) Bank of America (BAC) Flex Ltd. Ordinary Shares (FLEX) Charles Schwab Corporation (SCHW) Morgan Stanley (MS) Robinhood Markets, Inc. (HOOD) Wells Fargo & Co (WFC) Boeing Co (BA) Uber Technologies, Inc. (UBER)

Top Social Posts

Top posts by engagements in the last [--] hours

"Which Bilt [---] Credit Card Is ACTUALLY Worth It 💳 Bilt [---] Cards: https://spencerjohnsoncards.com/bilt 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down the full Bilt [---] credit card lineup and helping you figure out which Bilt card is actually worth it for your situation. Well walk through the differences between the Bilt Blue Bilt Obsidian and Bilt Palladium cards how each one earns their credits and benefits and why the best option isnt as obvious as the marketing makes it seem. Ill also explain"
YouTube Link 2026-02-05T22:00Z 40.1K followers, 12.6K engagements

"Are Citi Credit Cards Worth The HYPE 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down what went from one of the most overlooked credit card setups to one of the most talked about in recent months: the Citi Trifecta. With Citis new Strata lineup and added transfer partners Citis ecosystem is now a serious contender for everyday users who want strong earning categories without the complexity. Ill cover each Citi ThankYou"
YouTube Link 2025-10-27T21:00Z 40.1K followers, 23.4K engagements

"UNBOXING The Priority Pass Card 👀💳 What's In My Wallet: 💳 My Cards: https://spencerjohnsoncards.com/mywallet 💥 This is the unboxing of the Priority Pass Select membership card. The card itself has a really sleek black and gold colorway to it. I received this card because of my free Priority Pass Select membership through my Capital One Venture X but there are many cards that will give you the same access (Amex Gold Chase Sapphire Reserve etc.). For those of you who haven't seen the physical Priority Pass card yet this one's for you. #prioritypass #prioritypasscard #unboxing The content in"
YouTube Link 2023-05-26T17:00Z 40K followers, 14K engagements

"What's In My Wallet (Best [--] Card Setup) 💳💪 🎥 Full video here: https://youtu.be/yUtIxCKCHAo What's In My Wallet: 💳 My Cards: https://spencerjohnsoncards.com/mywallet 💥 I currently have [--] credit cards that I use on a daily basis. Those [--] cards being the OG Chase Freedom Chase Freedom Unlimited Chase Sapphire Preferred Citi Custom Cash Amex Gold and Amex Blue Business Plus. My strategy for the credit card game is to first start out with Chase credit cards build out your Chase trifecta and then move into other lenders. For me I built my Chase trifecta after starting with the Chase Freedom"
YouTube Link 2023-01-04T22:00Z 40.1K followers, 80.8K engagements

"Ranking Capital One and Citi Bank 👀 In this video I'll be ranking [--] of the top credit card issuers from best to worst so you can find the one that fits your life best on top of which ones to completely avoid based on these lenders' credit card options point ecosystems customer service and more. While the ranking of these credit card companies is subjective I wanted to base this tier list on my personal experience or the experience my community has had with each of them so you can get a full idea of how much value they may be able to provide you. If you've been wondering what credit card"
YouTube Link 2024-10-09T02:00Z 39.9K followers, [----] engagements

"I Tried To Get The Amex Platinum In Pop-Up Jail (Here's What Happened) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im taking you through the full process of me trying to get the American Express Platinum Card and Ill be honest Amex did NOT make this one easy. You can follow along as I break down my original plan why I wanted the Platinum in the first place and how being stuck in Amex pop-up jail completely changed my strategy. Ill"
YouTube Link 2026-01-26T22:00Z 40.1K followers, 14.8K engagements

"Bilt [---] + Rakuten: Game-Changer or Dud (w/ Anthony Venture) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream @AnthonyVenture and I will break down everything we know about the new Bilt [---] credit cards and the recent Bilt and Rakuten partnership. For some people like Anthony this update has been a complete game-changer and has significantly boosted the rate at which Bilt Rewards points can be earned. But for others like myself who rarely shop online"
YouTube Link 2025-11-19T20:47Z 40.1K followers, [----] engagements

"Amex Blue Business Plus: Get APPROVED With NO Business 💳 Amex Blue Business Plus: https://spencerjohnsoncards.com/amexbbp 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I take you step-by-step through how to apply for the Amex Blue Business Plus while I apply for it myself. Being that this is a business credit card application I wanted to explain each part of the application in detail to show you that you can get approved even if you don't have a business. I applied for this card as a sole proprietor and used my"
YouTube Link 2022-10-16T17:00Z 39.9K followers, 72.6K engagements

"The BEST Card for Southwest Flyers (SW Priority) 💳 Southwest Priority: https://spencerjohnsoncards.com/swpriority 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be unboxing the Southwest Priority card discussing why I personally applied for the Priority credit card in particular and breaking down my data points (credit score hard inquiries etc.) after applying for this card. The Southwest Priority is an amazing credit card if you're someone hunting the Southwest Companion Pass but beyond that it offers some"
YouTube Link 2025-01-16T22:00Z 40.1K followers, 11.3K engagements

"Ranking The BEST Credit Card Points Currencies (w/ Rich with Points) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream @RICHwithPOINTS and I are ranking the best credit card points currencies from best to worst including Citi Chase Bilt Amex Capital One Wells Fargo and US Bank so you can see which ones actually fit your lifestyle and which ones you may want to avoid altogether. Well break each currency down based on their credit card options ease of"
YouTube Link 2026-01-28T16:56Z 40.1K followers, 10.1K engagements

"Is The Citi Custom Cash STILL Worth It (My 2-Year Review) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Ill be sharing my honest review of the Citi Custom Cash after using it for [--] years. Well start by covering the total value I earned from the welcome offer then get into Citi's application rules break down the points I earned spending on the card outside of the welcome offer discuss the Citi ecosystem/Citi Trifecta and finally summarize"
YouTube Link 2024-04-03T21:00Z 40.1K followers, 32.5K engagements

"UNBOXING The Chase Sapphire Reserve 👀 This is the unboxing of the new $795 Chase Sapphire Reserve one of the most premium travel credit cards on the market. If youre serious about maximizing travel rewards and perks the Sapphire Reserve is packed with value: from 4x on hotels and flights 3x on dining to access to Chase Sapphire lounges Priority Pass lounges $500 worth of Edit hotel credits $300 worth of dining credits $300 worth of travel credits and more. The sleek metal design in black blue and silver gives it a really elevated feel but Im curious what do you think of it Be sure to watch"
YouTube Link 2026-01-31T14:01Z 40.1K followers, [----] engagements

"Why I Changed My Chase Credit Card Strategy (New Era) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down how my Chase credit card strategy is shifting after all the major changes to their ecosystem. Chase recently refreshed the United credit cards and increased the Sapphire Reserves annual fee to $795 replaced the old 48-month Sapphire rule with stricter once-in-a-lifetime language and introduced the new Points Boost feature"
YouTube Link 2025-09-01T21:00Z 40.1K followers, 48.9K engagements

"Why Every Credit Card Is Getting Worse (w/ Stan The Credit Frog) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream @TheCreditFrog and I will be discussing why every credit card is seemingly getting worse. Throughout our conversation well be talking through all of Stans favorite credit cards that have been nerfed to the ground and what hes changing in his credit card setup because of that. Further than that well be discussing other card refreshes like"
YouTube Link 2025-11-13T02:36Z 40.1K followers, 12.3K engagements

"Why I Canceled The Amex Gold (And YOU Should Too) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be sharing the [--] main reasons I decided to cancel my Amex Gold card this year. The Amex Gold card is one of the most popular credit cards on the entire credit card market for good reason but with it's $250 annual fee and credits that give somewhat deceiving value this card is not quite as good as people may think. If you're someone"
YouTube Link 2024-06-24T21:00Z 40.1K followers, 34.3K engagements

"The NEW Bilt [---] Credit Cards Are HERE (My Honest Take) 💳 Bilt [---] Cards: https://spencerjohnsoncards.com/bilt 📝 My Presentation: https://spencerjohnsoncards.com/biltdetails Click show more to see ad disclosure Hey guys in this video Im breaking down the newly launched Bilt [---] credit card lineup after attending the official Bilt launch event in New York City. Well walk through everything you need to know about the new $0 Bilt Blue Card $95 Bilt Obsidian Card and $495 Bilt Palladium Card how Bilt Cash works what changed with earning on rent and mortgages and why the new system is both more"
YouTube Link 2026-01-14T17:05Z 40.1K followers, 57.3K engagements

"UNBOXING The Citizens Summit Reserve 👀 This is the unboxing of the Citizens Summit Reserve card and at a high level its positioned as a premium cash back option. It earns 3% unlimited cash back on dining groceries and entertainment (including streaming services) and 1.5% back on everything else along with over $500 in premium travel benefits and exclusive experiences. The card itself looks and feels high-end with a clean finish subtle texture and a unique cut-out detail on the bottom right that makes it stand out from most metal cards. What do you think about it #citizensbank #creditcard"
YouTube Link 2026-01-10T14:00Z 40.1K followers, [----] engagements

"ONLY [--] Credit Cards You'll EVER Need 💸🌴 🎥 Full video here: https://youtu.be/2UqLNvxpKzY What's In My Wallet: 💳 My Cards: https://spencerjohnsoncards.com/mywallet 💥 The best credit card setup for free travel includes the Chase Freedom Flex Chase Freedom Unlimited Chase Sapphire Preferred Amex Gold and Amex Platinum. With this combination of credit cards you will accumulate a ton of Chase Ultimate Rewards points and Amex Membership Rewards points that can provide you 10+ cents/point in value when transferred to travel partners (if you use them correctly). The possibilities of this setup"
YouTube Link 2022-12-24T22:00Z 40.1K followers, 798.6K engagements

"I Found HUGE Gaps In Your Credit Card Setups 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) ☎ Work With Me: https://spencerjohnsoncards.com/consulting Click show more to see ad disclosure Hey guys this is Episode [--] of the Wallet Audit series where I review four real subscriber credit card setups to help you spot the gaps overlaps and wasted value in your own. Well look at everything from covering big spending categories like rent groceries (including Costco) and miscellaneous spend to deciding whether premium cards like the Amex Platinum and Chase Sapphire Reserve"
YouTube Link 2025-12-01T22:00Z 40.1K followers, 15.1K engagements

"Citi Custom Cash Card: Do THIS to Get Approved 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I take you step-by-step through how to apply for the Citi Custom Cash card while I apply for it myself. Throughout the video I also give some pointers as to why the Citi Custom Cash is such a good credit card to have in your arsenal the reasons I chose to add it to my wallet and some helpful tips along the way as it comes to the general credit card application"
YouTube Link 2022-04-10T14:00Z 40.1K followers, 27K engagements

"UNBOXING The SoFi Debit Card 👀 This is the unboxing of the SoFi Debit Card which comes with their checking and savings accounts offering up to 4.60% APY and no monthly fees. I originally grabbed it for the welcome offer but these accounts have since become my go-to for everyday banking. The card itself has a minimal white-and-blue design with subtle branding. I dont actually use the card but the high-earning accounts its tied to are my daily drivers. What do you think of the design Be sure to watch the full-length video associated with this clip 📷 #sofi #sofidebitcard #unboxing sofi sofi"
YouTube Link 2025-07-25T21:00Z 40.1K followers, 24.9K engagements

"UNBOXING The Bilt Palladium (Mirror) 👀 This is the unboxing of the new $495 Bilt Palladium Bilts most premium credit card so far and a noticeable shift for the Bilt lineup. The focus of this card is still centered around earning 2x Bilt Rewards points on everyday spend plus 4% Bilt Cash or up to 1.25x on rent or mortgage depending on which option you choose. It also adds some travel-focused benefits like up to $400 in Bilt Travel hotel credits Priority Pass lounge access and a few other premium features compared to the previous Bilt Mastercard. The limited-edition physical card itself is a"
YouTube Link 2026-02-07T14:00Z 40.1K followers, [----] engagements

"Unboxing The Worlds Most EXCLUSIVE Card (Amex Black Card) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I unbox one of the most exclusive credit cards of all time the Amex Black card. Officially named the Amex Centurion card this card is made for high-net-worth individuals who spend hundreds of thousands of dollars on their Amex cards annually. So naturally you may be wondering how the heck I got my hands on one. I was fortunate enough to have one of"
YouTube Link 2023-07-23T17:00Z 40.1K followers, 816.4K engagements

"Do I REGRET Canceling The Amex Gold Card 🍔 Discover new deals every day and order from 100s of restaurants on Uber Eats Head to https://uber.yt.link/g82hKoc and use code SPENCER15 to get $15 off your first order with a minimum basket size of $20. Click show more to see ad disclosure Hey guys in my next upload Im breaking down the decision that sparked one of the biggest debates on my channel: canceling my Amex Gold card back in June [----]. It has been [--] months since then so in this video Im taking a full look at how much value I actually gave up whether my reasons for canceling still hold up"
YouTube Link 2025-11-17T22:00Z 40.1K followers, 17K engagements

"Amex Gold Card UNBOXING: Best METAL Credit Card Design 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys this video is a really short and sweet unboxing video of my American Express Gold card. Overall this is one of the best-designed cards in my opinion and the fact that it's a metal card makes it even better Ever since adding the Amex Gold card to my wallet I have used it for every single food purchase I have made and it does not disappoint with that 4x back on"
YouTube Link 2022-08-03T17:00Z 40.1K followers, 36.6K engagements

"The BEST Southwest Companion Pass Strategy (2025) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 💳 Southwest Cards: https://spencerjohnsoncards.com/southwest Click show more to see ad disclosure Hey guys in this video I'll explain the fastest way to earn the Southwest Companion Pass for the next [--] years. The Southwest Companion Pass is one if not the best deals in all of air travel today. And within the next few weeks Ill be going for it for the first time personally so I figured Id share my strategy with yall so we can reap the benefits of it together. If you"
YouTube Link 2024-10-28T21:00Z 40.1K followers, 13.4K engagements

"3 Credit Cards You Should NEVER Cancel 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down the three types of credit cards you should never cancel and why keeping them forever protects your credit score credit card rewards and long-term credit card setup. Well start with the Foundation Card your oldest card that props up your credit history and should never be closed unless it traps you with annual fees you can't get out of."
YouTube Link 2025-11-10T22:00Z 40.1K followers, 24.5K engagements

"Is The Chase Sapphire Reserve REALLY Worth It (2-Year Review) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapphirereserve Click show more to see ad disclosure Hey guys in this video Im sharing my honest review of the Chase Sapphire Reserve after holding it for two full years. A lot has changed since my first review including the big refresh so this time were looking at real updated numbers and whether this card still deserves a spot in my wallet. Well start by breaking down the value of Chase Ultimate"
YouTube Link 2025-11-03T22:00Z 40.1K followers, 16.5K engagements

"Amex Gold Card: How to INSTANTLY Get Approved 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I take you step-by-step on how to apply for the Amex Gold card while I apply for it myself. Throughout the video I also discuss some of the benefits of the Amex Gold card from the 4x back on restaurants worldwide 4x back on U.S. supermarkets 3x back on travel as well as the various credits and other perks that make this card such a good credit card to have in"
YouTube Link 2022-06-12T17:00Z 40.1K followers, 81.6K engagements

"UNBOXING The Chase Debit Card 💳👀 What's In My Wallet: 💳 My Cards: http://spencerjohnsoncards.com/mywallet 💥 This is the unboxing of the Chase Debit card. The card itself has a really nice blue color to it both on the front and the back in classic Chase-like fashion. Even though I'll always be using a credit card over a debit card I wanted to share this unboxing experience with you as I know many people use checking accounts from Chase for their daily money management. #chase #chasedebitcard #unboxing The content in this video is accurate as of the posting date. Some of the offers"
YouTube Link 2023-05-12T17:00Z 40.1K followers, 703.9K engagements

"NEW Alaska Atmos Credit Cards Are Here (Worth It) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream Im breaking down the brand-new Atmos Rewards credit cards that just launched through Alaska Airlines and Hawaiian Airlines. These include the Atmos Summit Atmos Ascent and Atmos Business cards. Ill walk you through what makes each of these cards unique the perks they offer and how they fit into the new Atmos Rewards loyalty program that came out of the"
YouTube Link 2025-08-20T16:18Z 40.1K followers, [----] engagements

"UNBOXING The Ritz-Carlton Card: Is It Right For YOU 💳 Hotel Cards: https://spencerjohnsoncards.com/hotelcards 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im unboxing the Ritz-Carlton Credit Card and walking through why I decided to upgrade to it to help you decide if its the right card for you. With a $450 annual fee this is somehow one of the cheapest premium travel cards on the market offering lounge access and perks that rival top cards like the Chase Sapphire Reserve Hilton Aspire and Marriott Bonvoy"
YouTube Link 2025-08-07T05:00Z 40.1K followers, 16.5K engagements

"Why The Fidelity Credit Card Is The BEST 2% Card 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im reviewing the Fidelity Rewards Visa a card that might look like a boring 2% cashback card on the surface but actually packs in benefits you almost never see on a no-annual-fee card. Ill walk you through its travel perks why its automatic investing feature makes it a true wealth-building tool and how it stacks up against competitors like the"
YouTube Link 2025-09-15T21:00Z 40.1K followers, 103.8K engagements

"UNBOXING The Cash App Debit Card 👀 This is the unboxing of the Cash App Debit Card. The coolest part about this card is that you get to design it however you want. For mine I added clouds and stars to match the style of my YouTube channel banner but every Cash App card is unique which makes it pretty fun. I've never used this nor do I plan to but it's good to have in the backup wallet. How would you design yours Be sure to watch the full-length video associated with this clip 📷 #cashapp #cashappdebitcard #unboxing cash app cash app debit card cash app card cash app banking cash app account"
YouTube Link 2025-10-17T21:00Z 40.1K followers, 12.9K engagements

"Why I'm DONE With The Capital One Venture X 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🔢 My Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint Click show more to see ad disclosure Hey guys in this video Im breaking down why Im ditching the Capital One Venture X and what Im replacing it with instead. The Capital One Venture X is still one of the most popular no-brainer premium travel cards out there but for my personal setup heading into [----] it just doesnt make sense anymore. Well walk through the biggest reasons Im moving on including the"
YouTube Link 2026-01-19T22:00Z 40.1K followers, 27K engagements

"Ranking Every Credit Card Issuer (w/ Lukes Points and Miles) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream @LukesPointsandMiles and I will be ranking [--] of the top credit card issuers from best to worst so you can find the one that fits your lifestyle best and which ones you might want to avoid altogether. Well be breaking each issuer down based on their credit card options point ecosystems customer service and overall long-term value. Id consider"
YouTube Link 2025-10-30T00:53Z 40.1K followers, 11.1K engagements

"Which Bilt [---] Option Is ACTUALLY Better (Bilt Cash vs Tiered) 📊 Housing Rewards Calculator: https://spencerjohnsoncards.com/housingrewardscalc 💳 Bilt [---] Cards: https://spencerjohnsoncards.com/bilt Click show more to see ad disclosure Hey guys in this video Im breaking down the most confusing part of the Bilt [---] update and why understanding how it works is the key to deciding whether Bilt [---] is actually worth it for you. Well walk through how the new housing rewards system works the difference between Option [--] (Tiered Points) and Option [--] (Bilt Cash) and the real math behind earning"
YouTube Link 2026-02-02T22:00Z 40.1K followers, 21.1K engagements

"MAJOR Credit Card Shifts You Need To Be Ready For (2026 Predictions) ✈ Try Sky Key: https://theskykey.com/share=spencerj (Code: spencerj) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im sharing my [----] credit card predictions that we can revisit next year to see how accurate they were. Every year brings massive changes in the credit card game and heading into [----] it feels like were on the verge of another major shift. Over the past year weve seen new premium cards (Citi Strata Elite) major refreshes (Amex"
YouTube Link 2025-12-15T22:00Z 40.1K followers, 42.7K engagements

"UNBOXING The Ally Debit Card 👀 This is the unboxing of the Ally Debit Card which comes with their Ally Bank Spending Account that has no monthly maintenance fees and reimburses all U.S. ATM fees. I originally opened it because Ally is one of the best-known online banks but its since become one of my favorite backup accounts especially their high-yield savings account. The card itself has a sleek purple design with bold Ally branding. I dont actually use the card at all but the online banking experience its tied to is one of the smoothest Ive used. What do you think of the design Be sure to"
YouTube Link 2025-09-12T17:00Z 40.1K followers, [----] engagements

"The Credit Card Game Changed Forever In [----] (What I Learned) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) ☎ Work With Me: https://spencerjohnsoncards.com/consulting Click show more to see ad disclosure Hey guys in this video Im breaking down the [--] biggest credit card lessons I learned in [----]. This year brought massive credit card nerfs major credit card refreshes new credit card products and credit card strategy shifts that forced all of us to rethink how we use points. Along the way I made some controversial redemptions (specifically with my Citi ThankYou"
YouTube Link 2025-12-08T22:00Z 40.1K followers, 17.6K engagements

"Citi Strata Premier: Get Approved INSTANTLY 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be going through the full Citi Strata Premier application process where you can follow along as I apply for the card myself. It's a good old-fashioned "Watch Me Apply" but I also try to give you many tips and tricks on how you can be approved for the Citi Strata Premier card yourself. I'll be giving a brief review of the card discussing why I"
YouTube Link 2024-05-19T17:00Z 40.1K followers, 30K engagements

"How I Earned 1.8M Credit Card Points In [----] 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click show more to see ad disclosure Hey guys in this video Im breaking down exactly how I earned all of my credit card points in [----] and how much they were actually worth in cash value. This includes points earned from welcome offers everyday spending and the big one: referrals. Ill also walk through how I personally value each points currency across three main redemption paths: cash back travel portals and"
YouTube Link 2026-01-05T22:00Z 40.1K followers, [----] engagements

"My NEW Travel Credit Card Strategy For [----] 🪥 Thanks to SURI for partnering with me Shop here https://suri.yt.link/7eoI241 and use my code to get extra 15% of SURI youll see why I love it so much. (Code: SPENCER15) 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click show more to see ad disclosure Hey guys in this video Im breaking down my current travel credit card strategy for [----] including how Im actually using each of the travel cards in my setup and how I plan to redeem all [--] different points currencies Im earning right now. Well cover how cards like the Chase"
YouTube Link 2026-02-09T22:00Z 40.1K followers, 16.6K engagements

"What I Wish I Knew Before Canceling Credit Cards 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🔢 My Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint Click show more to see ad disclosure Hey guys in this video I break down exactly when you should (and shouldnt) cancel a credit card as well as how to minimize the impact on your credit score if you do. To help you figure out whether or not you should cancel I walk through five common reasons to close a card such as a high annual fee you can't justify anymore or if you want to simplify your"
YouTube Link 2025-04-07T21:00Z 40.1K followers, 43.3K engagements

"The Most UNDERRATED Credit Card Ecosystem (Wells Fargo) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video were breaking down what I honestly think is one of the most underrated credit card setups in the entire game the Wells Fargo ecosystem. Even though Chase Citi Amex and Capital One get talked about nonstop Wells Fargo has quietly built one of the strongest lineups out there. Their core setup includes the Wells Fargo Autograph Wells Fargo Autograph"
YouTube Link 2025-11-24T22:00Z 40.1K followers, 22.3K engagements

"I Applied For [--] Credit Cards In One Day. 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down exactly what happened when I applied for [--] business credit cards in a single day to cover nearly $20000 in tax payments and somehow walked away with [--] approvals and nearly $4000 in value. Youll see how I utilized credit report freezing and thawing to protect my credit score which bureaus were pulled for each card and why I went for the"
YouTube Link 2025-05-19T21:00Z 40.1K followers, 29.8K engagements

"Why I Got The Ritz-Carlton Card (Despite The Risks) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 💳 Hotel Cards: https://spencerjohnsoncards.com/hotelcards Click show more to see ad disclosure Hey guys in this video Im walking through why I finally upgraded to the Ritz-Carlton Credit Card from Chase one of the most hyped and exclusive premium travel cards on the market. Ill break down how the upgrade process works what benefits you actually get and how it compares to other premium cards like the Chase Sapphire Reserve Capital One Venture X Hilton Aspire and"
YouTube Link 2025-07-28T21:00Z 40.1K followers, 18K engagements

"40000 Subscriber Celebration (LIVE Q&A) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this livestream Ill be answering your questions LIVE to celebrate hitting [-----] subscribers on the channel. Well cover a wide range of topics like my upcoming travel plans for [----] and beyond destinations that surprised me airport and travel tips business lessons from building this channel and even what Id do if I ever shifted away from credit cards. I hope this live lets yall"
YouTube Link 2026-02-11T19:08Z 40.1K followers, [----] engagements

"How To Book FREE American Airlines Flights Using Amex Points 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I explain exactly how to book American Airlines flights using American Express Membership Rewards points. Even though you can't directly convert your Amex points to American Airlines miles you can use a transfer chain of Amex to Hawaiian Airlines to Alaska Airlines. Since American Airlines and Alaska Airlines are both part of the"
YouTube Link 2025-02-24T22:00Z 40.1K followers, 26.7K engagements

"Youre (Probably) Applying For The WRONG Credit Cards 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) ☎ Work With Me: https://spencerjohnsoncards.com/consulting Click show more to see ad disclosure Hey guys in this video Im showing you how to avoid two of the biggest mistakes in the credit card game: applying for the wrong cards and mis-timing your applications. To break it down Ill walk through [--] real subscriber setups in this latest Wallet Audit episode. One has a stack of subprime cards slowing him down and another has [--] cards scattered across multiple"
YouTube Link 2025-10-07T21:01Z 40.1K followers, 19K engagements

"UNBOXING The Ritz-Carlton Card 👀 This is the unboxing of the Ritz-Carlton Credit Card one of the more exclusive travel cards you can get. While you cant apply for it anymore you can still upgrade to it from a lower-tier Chase Marriott card which is exactly what I did. Beyond its luxury perks from a $300 annual travel credit to Priority Pass/Sapphire lounge access Marriott Bonvoy Gold Elite status and an 85k-point free night certificate the real standout is the design: a sleek gloss black finish with the Ritz-Carlton lion logo in silver. Honestly it might be my favorite card design Ive ever"
YouTube Link 2025-08-15T21:00Z 40.1K followers, 18.6K engagements

"NEW Amex Platinum vs Chase Sapphire Reserve (Who Wins) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im comparing the Amex Platinum and Chase Sapphire Reserve two of the most hyped premium travel cards that now both cost close to $1000 a year. Ill break down their annual fees welcome offers earning categories credits and benefits side by side and then calculate the effective annual fee for each to see which one actually gives more value"
YouTube Link 2025-09-30T21:00Z 40.1K followers, 46.8K engagements

"The BEST Premium Travel Credit Cards (Choose Wisely) ✈ Try Sky Key: https://theskykey.com/share=spencerj (Code: spencerj) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down the four hottest transferable currency premium travel credit cards on the market right now: the Amex Platinum Chase Sapphire Reserve Capital One Venture X and Citi Strata Elite. Well compare everything that actually matters including annual fees credits benefits earning categories and point ecosystems and Ill share my honest take"
YouTube Link 2025-10-20T21:01Z 40.1K followers, 22.5K engagements

"Chase Just Devalued Their Credit Card Points AGAIN (w/ Calby Ng) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream @CalbyNg and I will break down some newly confirmed Chase changes that quietly amount to a major points devaluation for Chase Sapphire Reserve cardholders. After the recent refresh to the Sapphire Reserve Chase has continued tweaking how Ultimate Rewards points work in the Chase Travel portal but recently they may have taken it too far"
YouTube Link 2025-12-18T00:06Z 40.1K followers, [----] engagements

"I Changed My ENTIRE Daily Credit Card Setup (Heres Why) 💸 Ekster Wallets (20% off w/ code SPENCER20): https://partner.ekster.com/spencerj 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click show more to see ad disclosure Hey guys in this video Im breaking down whats in my wallet right now and how my daily credit card setup has evolved going into the new year. Ill walk through the four main cards Im carrying every day (Capital One Venture X OG Chase Freedom Karat Card and Citi Strata Premier) why each one earned its spot and how Im using them to cover my real day-to-day"
YouTube Link 2026-01-12T22:01Z 40.1K followers, 22.9K engagements

"Chase Freedom Flex vs. Unlimited 🥇💳 🎥 Full video here: https://youtu.be/mCM8ULODEyY What's In My Wallet: 💳 My Cards: https://spencerjohnsoncards.com/mywallet 💥 The Chase Freedom Flex and Chase Freedom Unlimited are two of the BEST beginner credit cards on the entire credit card market. The Chase Freedom Flex is a great credit card for those who want 5x back on rotating quarterly categories every year but if you're someone who needs a catch-all credit card that earns at least 1.5x on every single purchase the Chase Freedom Unlimited is for you. However to get the most value from these"
YouTube Link 2022-12-05T22:00Z 40.1K followers, 65.3K engagements

"How I Redeemed 1.2M Credit Card Points In [----] 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🔢 My Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint Click show more to see ad disclosure Hey guys in this video Im breaking down exactly how I redeemed all of my credit card points over the past year including the real numbers behind every major points trip I took. I walk through my redemption strategy why I dont obsess over cent per point values and how I actually use credit card points in a way that fits my real travel habits. From domestic"
YouTube Link 2025-12-29T22:01Z 40.1K followers, 10.1K engagements

"My [----] Credit Card Roadmap (For MAX Value) 🔢 My Spreadsheet: https://spencerjohnsonofficial.com/credit-card-blueprint 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im breaking down my initial credit card roadmap for [----] and the four main cards Im planning to add to my setup including one that I know is going to surprise a lot of you. As issuers continue shifting benefits welcome offers and long-term value having a clear plan going into a new year matters more than ever. Ill walk through how each card fits"
YouTube Link 2025-12-22T22:01Z 40.1K followers, 21K engagements

"I Ranked My [--] Credit Cards (Here's What's BEST) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 👑 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click show more to see ad disclosure Hey guys in this video Ill be ranking every credit card Ive ever been approved for from S-Tier to D-Tier based on how much value I actually get from them how often I use them and how they fit my lifestyle. While your rankings might look completely different even if you have the same cards I wanted to base this tier list purely on my personal experience so you can see"
YouTube Link 2025-10-13T21:01Z 40.1K followers, 35.8K engagements

"Southwest Priority: Get Approved INSTANTLY 👑 My Favorite Cards: http://spencerjohnsoncards.com/mywallet 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll be going through the full Southwest Priority application process where you can follow along as I apply for the card myself. It's a good old-fashioned "Watch Me Apply" but I also try to give you many tips and tricks on how you can be approved for the Priority card yourself. I'll be giving a brief review of the card discussing why I applied for it showing my data"
YouTube Link 2025-01-13T22:00Z 27.4K followers, [----] engagements

"Top [--] CASH BACK Credit Cards (Citi Custom Cash vs. U.S. Bank Cash +) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I compare two of the best 5% cashback credit cards (at least in my opinion). The two cards are the Citi Custom Cash and the U.S. Bank Cash + cards. In the end I will be applying for the Citi Custom Cash here in the near future but your situation may be different so please do your own research. The main reason for this is because I wanted a"
YouTube Link 2022-03-15T16:00Z 29.8K followers, [----] engagements

"The ULTIMATE Guide to Booking Hotels with Credit Cards (Expert Advice) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I brought on [--] credit card experts that you may know and love who including yours truly will be breaking down the respective booking method they used to book their hotel for the New Orleans Creator Meetup on Labor Day weekend. In doing so I hope to help answer the question of which hotel booking strategy is best between the Amex Fine"
YouTube Link 2024-10-21T21:00Z 30.6K followers, [----] engagements

"The BEST Premium Travel Credit Card (w/ Chase Yokoyama) The Amex Platinum card has long been known as the best luxury travel credit card for the general public. However it's not for everybody As long as you're someone who would naturally get value from the credits and benefits this card offers I can see why it'd be at the top of your list but that may not be the case for you. Always do your due diligence before applying for a new card especially one as premium as the Platinum card. #amexplatinum #premiumtravelcreditcard #luxurytravelcreditcard"
YouTube Link 2024-01-30T00:00Z 24.6K followers, [---] engagements

"The REAL Cost Of Free Travel Not What You Think 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Hey guys in this video I cover the topic of "free travel" through the lens of my recent trip to the Bahamas. After traveling non-stop both domestically and internationally this year I've started to realize that"
YouTube Link 2024-08-12T21:00Z 24.3K followers, 11.1K engagements

"Why I Hate Amex Credit Cards Pt.1 ❌ In this video I'll be discussing why I "hate" Amex credit cards. well sort of at least. It seems that I've earned a reputation for hating American Express and their credit cards when in reality that's not the case. Through this video I'll explain why exactly I'm critical of Amex and you can better understand the four biggest reasons I warn people about them as someone who doesn't fit their target demographic. Those reasons being that Amex cards have unjustifiably high annual fees their perks are targeted at higher spenders they have a complicated rewards"
YouTube Link 2024-10-01T22:00Z 29.8K followers, [----] engagements

"Credit Card vs. General Finance Videos (w/ Anthony Venture) One of the biggest questions I get asked as a credit card YouTuber is "Are you going to expand into general personal finance topics". So in my Creator Conversations episode with Anthony Venture I asked him why he got started in credit cards specifically and his answer speaks to my experience as well. The credit card market is constantly evolving and there are so many nuances to it that I find it to be a topic I never get tired of. Can you relate #creditcards #personalfinance #youtubestrategy"
YouTube Link 2024-04-02T23:00Z 24.4K followers, [---] engagements

"How To MAXIMIZE Travel Credit Cards (w/ Chase Yokoyama) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this Creator Conversations episode I sat down with Chase Yokoyama (@ChaseYokoyama) one of the most thoughtful and experienced credit card creators on YouTube. We cover everything from his growth as a content creator to his credit card application strategy favorite everyday cards and the mindset behind building a long-term credit card setup. Chase also breaks down"
YouTube Link 2025-06-16T21:00Z 33.2K followers, [----] engagements

"I Ranked Every Credit Card Issuer (Heres Whats BEST) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll be ranking [--] of the top credit card issuers from best to worst so you can find the one that fits your life best on top of which ones to completely avoid based on these lenders' credit card options point ecosystems customer service and more. While the ranking of these credit card companies is subjective I wanted to base this tier list on my personal"
YouTube Link 2024-10-07T21:00Z 30.1K followers, 33.5K engagements

"What's In My Wallet (2023 UPDATE) 💳🤔 🎥 Full video here: https://youtu.be/_XTGaKOIGjc What's In My Wallet: 💳 My Cards: http://spencerjohnsoncards.com/mywallet 💥 Everyone's credit card setup will be slightly different but I am confident that the [--] cards I mentioned here complement my overall credit card strategy very well. I am someone who prefers to earn transferrable currencies that can be used to help me travel the world for free. This setup may not be the best for you particularly if you are on team cash back but if you're on team travel I would highly consider these cards The [--] credit"
YouTube Link 2023-02-07T00:26Z 24.4K followers, 18.8K engagements

"5 Reasons You NEED the Chase Freedom Unlimited 💳 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure - Hey guys in this video I go into depth on an underrated card which also happens to be my favorite credit card the Chase Freedom Unlimited. There many reasons that I love this card so much but in the video I explain the main [--] of those reasons. This video is a special one however. I am the first leg in a week-long series of fellow content creators talking about their favorite cards in their wallets so make sure to check out their channels each day"
YouTube Link 2022-07-31T17:00Z 24.3K followers, 13.1K engagements

"How Much Money I Made From Credit Cards In [----] 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll walk through how much money I made from every single one of my [--] credit cards in [----]. First I'll add up how many points I earned from each of my cards through welcome offers referral offers and general spending. Then I'll calculate exactly how much all of those points were worth based on the [--] main redemption forms: cashback travel portal and"
YouTube Link 2025-01-20T22:00Z 27.7K followers, [----] engagements

"What's In OUR Wallets (w/ Daniel Braun) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video I have Daniel Braun back on the channel to analyze what's in my wallet in Q2 of [----]. Not only that but I also get the chance to take a look at what's in his travel wallet while he's on a trip to Austin Texas. Daniel and I have very similar credit card setups and strategies to"
YouTube Link 2023-05-21T17:00Z 24.7K followers, 19.2K engagements

"Delta SkyMiles Reserve Amex Card Review (Boeing [---] Limited Edition) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I do a review of the Delta SkyMiles Reserve Amex card with the new Boeing [---] limited edition design (end 8/3/22). There are a lot of people on the market wanting to get this card with its brand new design that is made out of 25% metal from a retired Boeing [---] so I figured this was a perfect time to do a review of the Delta Reserve card as"
YouTube Link 2022-06-22T17:00Z 33.8K followers, [----] engagements

"Alaska Airlines Business: My SECRET AA Miles Strategy 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video Ill be walking through the full application process for the Alaska Airlines Business Credit Card from Bank of America complete with a live application real-time approval and an unboxing at the end. Its a classic Watch Me Apply but I also share tons of strategy including why I applied for this specific card and how I planned to separate spend across three"
YouTube Link 2025-06-19T21:00Z 36.8K followers, [----] engagements

"How to Product Change Credit Cards the RIGHT WAY 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I discuss everything you need to know about product changing. A lot of people think that if you have a card you don't use anymore or it is costing you money to hold every year that the only way to solve that is to cancel your card but that's not the case Product changing is one of the most underrated tools in the credit card game not just for preserving the"
YouTube Link 2022-08-28T17:00Z 30.9K followers, 19.1K engagements

"The BEST Credit Card Setup For Everyday Use (w/ Daniel Braun) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this Creator Conversations episode I got to sit down with Daniel Braun (@DanielBraun_ a fellow credit card/personal finance YouTuber. We cover a wide range of topics such as the best credit card setups for every kind of spender how to manage multiple premium credit cards without wasting money booking award travel like a pro playing the 2-player credit card"
YouTube Link 2025-02-17T22:00Z 32K followers, 45.6K engagements

"Why The Venture X Isnt What It Used To Be (2-Year Review) 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 🔢 Download My Spreadsheet: https://spencerjohnsoncards.com/cardtracker Click show more to see ad disclosure Hey guys in this video Ill be sharing my honest review of the Capital One Venture X after using it for [--] years. The Venture X is often seen as the most no-brainer travel credit card on the market but after two years with it Im seriously debating whether to keep or cancel it. To make that call today were going to break down my effective annual fee looking at the"
YouTube Link 2025-03-03T22:00Z 35.8K followers, 29.5K engagements

"How To WIN The Credit Card Game From The Start (w/ CJ) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I got the chance to sit down with CJ (@ItsMeCJ) a fellow credit card/personal finance YouTuber. Not only do we talk about our thoughts on how to become successful in the credit card game from your very first credit cards but we also discuss the ever-growing debate of the Amex Gold vs. Rose Gold cards our overall credit card setups and their similarities"
YouTube Link 2023-12-03T18:00Z 35K followers, 20.1K engagements

"The ONLY [--] Credit Cards You Need (w/ Ben Hedges) 💳💸 🎥 Full video here: https://youtu.be/76a8JcJF0AU What's In My Wallet: 💳 My Cards: http://spencerjohnsoncards.com/mywallet 💥 Ben Hedges (aka @TheCreditShifu ) has been in the credit card game for a number of years at this point and has gained experience with many credit cards in that time but if he could only have two credit cards from here on out what would those be Well the Amex Gold and Amex Platinum would be those cards. These cards provide a ton of value on one of the highest spending categories most of us have (food) while the other"
YouTube Link 2023-05-05T17:00Z 24.4K followers, 26.7K engagements

"MaxRewards App Review: BEST Credit Card Management App 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I do a full in-depth breakdown of the MaxRewards app (and no I'm NOT sponsored). There are so many different ways to manage your credit card accounts these days but MaxRewards is one of the most used and advertised ones so I thought I would share my experience with yall. Not only do I do a review but I also answer the question of is"
YouTube Link 2022-09-18T17:00Z 34.8K followers, 19.4K engagements

"Is The Sapphire Preferred STILL Worth It In [----] 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video Im breaking down whether the Chase Sapphire Preferred is still worth it especially with all the new competition in the credit card space. With the elevated [------] point welcome offer currently available I know a lot of people are asking whether now is the right time to apply or if this card still deserves a spot in your wallet at all. No matter when youre"
YouTube Link 2025-04-03T21:00Z 32.1K followers, 25.9K engagements

"Amex Platinum vs Sapphire Reserve vs Venture X (Which Is BEST) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll be comparing the [--] best travel credit cards on the market - the Amex Platinum card the Chase Sapphire Reserve and the Capital One Venture X to see which might be the best credit card for you. I personally have both the Chase Sapphire Reserve and Capital One Venture X as those fit my travel habits the best but which card works best for you"
YouTube Link 2024-09-23T21:00Z 33.1K followers, 35.4K engagements

"Best Cashback Credit Cards Pt.3 (Special Cards) 💰 In this video I analyze all of the best no-annual-fee cashback credit cards on the market from the major banks (Chase Amex Capital One Citi Wells Fargo US Bank Bank of America and Discover) on top of some issuers you've maybe never heard of including store credit cards and credit union credit cards. These [--] credit cards are broken down into [--] main sections the Everyday Cards Pick Your Own Category Cards Rotating Category Cards Catch-All Cards Store Cards and Credit Union Cards. Not only do I review the benefits of each of these credit cards"
YouTube Link 2024-09-21T22:01Z 24.2K followers, [----] engagements

"Why The NEW Amex Gold Card is WORSE Than You Think ❌ In this video we'll be looking at the recent changes to the Amex Gold Card. The Amex Gold card has recently undergone a big refresh which yes does include a new white gold design that well be unboxing at the end of this video. But with these changes its time to reanalyze the American Express Gold card to see how competitive it still is with its new $325 annual fee credits benefits spending caps etc. As you can tell from the title Im not a big fan of the new Amex Gold card and Im pretty glad I canceled this thing recently but Ill be"
YouTube Link 2024-09-05T22:00Z 29.7K followers, [----] engagements

"The UNTOLD Truth About Hyatt Credit Cards (REVEALED) 🚨 Use code "SPENCER" to get Kudos for FREE and double your rewards https://joinkudos.com/spencer 🚨 💳 Hotel Cards: https://spencerjohnsoncards.com/hotelcards Click show more to see ad disclosure Hey guys in this video I talk about some of the biggest problems with the World of Hyatt credit cards and why I think that despite these issues you should still heavily consider them. Hyatt credit cards are some of the most popular credit cards on the entire credit card market (at least the personal version) and thats for good reason but I rarely"
YouTube Link 2023-10-26T21:00Z 34.3K followers, 38.4K engagements

"Is the Amex Trifecta Worth It 💲💳 🎥 Full video here: https://youtu.be/seI8IaA_jQs What's In My Wallet: 💳 My Cards: http://spencerjohnsoncards.com/mywallet 💥 The Amex Trifecta is an expensive luxury travel credit card setup. but it could very well be worth it for you This setup is composed of the Amex Blue Business Plus Amex Gold and Amex Platinum cards. These cards have a combined annual fee of $945 but come with a TON of credits and benefits to offset that. Each one of these cards is very powerful in its own right but in combination they're even better Is the Amex Trifecta worth it for"
YouTube Link 2022-12-16T22:00Z 24.4K followers, 14.8K engagements

"Is American Express Getting WORSE (w/ Anthony Venture) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video I have a conversation with Anthony Venture (@AnthonyVenture) a fellow credit card/personal finance YouTuber. Not only do we talk about his love for livestreaming but we also discuss our thoughts on Amex as a whole right now with all of the weird things theyve"
YouTube Link 2023-08-13T17:20Z 24.6K followers, [----] engagements

"Im HEAVILY Rethinking These Credit Cards (After [--] Year) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🔐 Get Early Access: https://spencerjohnsoncards.com/creditcardtool Click show more to see ad disclosure Hey guys in this video Im walking you through two annual fee cards I was fully prepared to cancel until I made this video. I originally picked up the Amex Business Gold and Citi Strata Premier for very specific reasons: a huge welcome offer on one and transfer partner access on the other. But now a year later its time to decide whether to keep cancel or"
YouTube Link 2025-06-02T21:00Z 33.5K followers, 15K engagements

"UNBOXING New Chase Freedom Unlimited 👀 This is the unboxing of the new Chase Freedom Unlimited. The card design was updated a few months back to have no raised numbering on it and I'm a big fan of that. I was able to get this design by ordering a replacement card in the Chase app. My CVV and expiration date changed but the card number remained the same. Could be worth looking into if you hate the embossed numbers Chase puts on their Freedom/Ink cards To hear all of this information and more be sure to watch the full-length video associated with this clip #chasefreedomunlimited #creditcard"
YouTube Link 2024-09-12T22:00Z 24.3K followers, [----] engagements

"I Just Redeemed [------] Chase Points For WHAT 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video I redeem over [------] Chase Ultimate Rewards points at a valuation of just [----] cents per point. While this is something I do NOT recommend everybody do I will tell you exactly what redemption I made why this redemption makes sense for me but not the majority of people and"
YouTube Link 2023-05-31T21:00Z 24.7K followers, [----] engagements

"How To AVOID Applying For The Wrong Credit Cards (3 Steps) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video I walk through my [--] step framework to avoid ever applying for the wrong credit card again. The [--] steps of this framework are reflect roadmap and re-evaluate. In step [--] you want to reflect on your current credit card setups and goals in the credit card game"
YouTube Link 2023-09-24T17:00Z 24.6K followers, [----] engagements

"UNBOXING Southwest Priority Card 👀 This is the unboxing of the Southwest Priority credit card. The Southwest Priority is an amazing credit card if you're someone hunting the Southwest Companion Pass but beyond that it offers some powerful perks and benefits for all Southwest flyers. Overall the blue and gray design is really sleek in my opinion but what do you think about it To hear all of this information and more be sure to watch the full-length video associated with this clip 📷 #southwestpriority #unboxing #creditcards"
YouTube Link 2025-01-18T18:00Z 27.9K followers, [----] engagements

"How I Manage $1832 In Annual Fees (10+ Credit Cards) Hey guys in this video I explain exactly how Im managing my annual fees on my existing credit cards as well as the credit cards I have on my roadmap to add to my setup in the next couple of years. In doing so I discuss when and why Id choose to cancel a credit card and also explain how I can justify the annual fee on even the most expensive credit cards. Aside from the earning categories and credits that come with our credit cards there are many more ways to recoup value from our cards that I talk about in this video. Based on my existing"
YouTube Link 2023-09-14T22:01Z 15.6K followers, [----] engagements

"How To Make The Amex Platinum Card FREE ($1000+ Value) 🚨 Enter code "SPENCER" to double your credit card rewards https://joinkudos.com/spencer 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I discuss five different ways you can effectively make the Amex Platinum card free to own. While the Platinum card comes with a $695 annual fee to hold every year there are many ways to get massive positive value from the card including Amex offers the credits that come with it its extensive airport lounge access the hotel"
YouTube Link 2023-06-25T17:00Z 36.7K followers, 48.6K engagements

"My NEW Optimal Credit Card Roadmap (2024) 🚨 Unlock more credit card rewards with Kudos https://joinkudos.com/spencer 👉🏼 Use code "SPENCER" and earn $20.00 after your first eligible purchase Click show more to see ad disclosure Hey guys in this video I talk through my updated credit card roadmap for [----] to maximize value. Further than that I show you how to do the same using the exact spreadsheet I created to manage my credit card setup. There are [--] main credit cards that I want to apply for in the remainder of this year [--] I will be product changing to and [--] that I'd plan to eventually add"
YouTube Link 2024-06-17T20:59Z 19.9K followers, [----] engagements

"The BEST Credit Card Setups You Often Overlook (w/ Stan The Credit Frog) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure - Hey guys in this video I have a special in-person conversation with Stan The Credit Frog (@TheCreditFrog) a fellow credit card/personal finance YouTuber. Not only do we talk about his credit card setup built with cards you often overlook but we also talk about his recommended path to success in the credit card game why he uses cards that no one else seems to his philosophies about doing his YouTube channel strictly as a"
YouTube Link 2023-08-27T17:00Z 25.6K followers, 25.2K engagements

"The Bilt Mastercard Secret Welcome Offer (w/ Stan The Credit Frog) The Bilt Mastercard is one of the most popular credit cards on the market right now despite the fact that it has no welcome offer on it. Or does it There's a "secret" welcome offer on the Bilt Mastercard of getting 5x back on all of your non-rent purchases for the first [--] days of having it for those that are targeted for the offer (which seems to be most people). Be sure to check your email and texts for this offer #biltmastercard #biltrewards #welcomeoffer"
YouTube Link 2024-03-22T23:00Z 36.6K followers, [----] engagements

"My HONEST Review Of The Chase Freedom Unlimited (After [---] Years) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video Ill be sharing my honest review of the Chase Freedom Unlimited after using it for [---] years. Well start by covering the total value I earned from the welcome offer and spending on the card outside of the welcome offer before summarizing the total value"
YouTube Link 2024-02-18T18:00Z 24.3K followers, 26.1K engagements

"Revealing My WORST Credit Card Mistakes (AVOID THESE) 💰 Get up to [--] Free Stocks + 8.1% APY on uninvested cash for [--] months via Moomoo (Terms & Conditions apply): https://start.moomoo.com/01ocUW 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll be sharing some of my biggest credit card regrets so far so you can avoid making the same mistakes that I did. At just [--] years old I have a total of [--] credit cards in my arsenal. And with the large breadth of experience I have for someone my age Ive been able to tease through"
YouTube Link 2024-12-16T22:00Z 26.3K followers, [----] engagements

"I Reviewed YOUR Credit Card Setups (Heres What Id Change) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) ☎ Work With Me: https://spencerjohnsoncards.com/consulting Click show more to see ad disclosure Hey guys in this video Im reviewing [--] real credit card setups submitted by channel members and once again even strong setups are leaving serious value on the table. Whether its misusing transferable points paying for premium cards that no longer justify their fee or completely missing high-spend categories like rent gas or groceries Ill break down whats working whats"
YouTube Link 2025-08-18T21:00Z 36.8K followers, 20.9K engagements

"How To MASSIVELY Increase Your Credit Limit (Full Guide) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I go over how to increase your credit limit for your credit cards. I start by talking about what a credit limit is and why you may need to increase your credit card limit in the first place (to lower credit utilization increase your credit score raise your spending power etc.). Then I talk about [--] ways you can get a credit limit"
YouTube Link 2023-07-09T17:00Z 30.3K followers, 36.8K engagements

"Ive NEVER Seen A Redemption Like This (w/ Lukes Points & Miles) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this episode I brought @LukesPointsandMiles on the channel to break down one of the biggest credit card points redemptions Ive ever seen. Hes planning a massive Hawaii vacation for [--] people using over [--] million Hilton Honors points and hundreds of thousands of airline miles. We cover the best ways to earn hotel and airline points using the top travel"
YouTube Link 2025-02-27T22:00Z 29.8K followers, 10.2K engagements

"HUGE Chase Credit Card Offers Ending Soon (LIVE Q&A) 💳 Chase Sapphire Preferred: http://spencerjohnsoncards.com/sapphirepreferred 💳 Chase Ink Unlimited: http://spencerjohnsoncards.com/inkunlimited Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Hey guys in this livestream I'll be discussing the elevated welcome offers on the Chase Sapphire Preferred and Chase Ink Unlimited that are"
YouTube Link 2024-11-07T02:55Z 24.6K followers, [----] engagements

"The RIGHT Way To Climb The Credit Card Ladder (w/ Naam Wynn) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this Creator Conversations episode I got to sit down with Naam Wynn (@NaamWynn) a personal finance YouTuber known for helping people build and leverage credit. We dive into a ton of valuable topics including how to properly build credit from scratch the biggest mistakes people make with their credit navigating the credit card game as a military member and how"
YouTube Link 2025-03-17T21:00Z 29.7K followers, [----] engagements

"Why EVERYONE Needs Business Credit Cards (Including YOU) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses - Hey guys in this video I break down [--] reasons as to why I believe everybody should strongly consider applying for business credit cards including yourself. The first reason I believe so is because most people"
YouTube Link 2023-11-30T22:00Z 24.2K followers, 12.7K engagements

"Addressing The HUGE Issues With Chase Cards (OVERRATED) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Hey guys in this video I'll be discussing all of the biggest problems with Chases credit cards (sourced from the community) and why I think that despite these issues you should still heavily consider them."
YouTube Link 2024-07-29T21:00Z 24.3K followers, 12.9K engagements

"How I Saved $6276 With Travel Credit Cards (In One Trip) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Hey guys in this video I break down one of the biggest trips of my life to Croatia where myself my step-siblings cousins and a few strangers from Australia and New Zealand took a 30-person yacht to [--] different"
YouTube Link 2024-09-02T21:00Z 24.3K followers, [----] engagements

"Is RJ Financial Against Travel Credit Cards (w/ RJ Financial) There's a constant dichotomy between those who love cashback credit cards and those who love travel credit cards. RJ Financial is a self-proclaimed cashback credit card lover but as he explains here he's not against travel credit cards either. He's even been on team travel before but leans more towards team cashback these days for reasons stated in this video. #rjfinancial #travelcreditcards #cashbackcreditcards"
YouTube Link 2024-02-14T00:00Z 24.4K followers, [----] engagements

"How To MASTER The Credit Card Game In [----] (Beginners Guide) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure - Hey guys in this comprehensive beginner's guide to the credit card game we delve into five key sections to help you navigate the world of credit. By the end of this one I believe you'll be well-equipped to make [----] the year you master the credit card game even if you don't have a single card yet. Section 1: Credit Card Basics - Breaks down the fundamental concepts that every beginner to the credit card game should grasp before getting"
YouTube Link 2024-01-18T22:00Z 28.2K followers, 16.4K engagements

"UNBOXING The Chase Ink Premier 👀 This is the unboxing of the Chase Ink Premier Credit Card. Its the only Ink card that earns straight cashback and doesnt earn Ultimate Rewards points. I mainly grabbed it for the high 2.5% earning rate on purchases over $5000 plus the $1000 welcome offer which both came in handy for my tax payments. The card is all metal has a clean premium design and feels surprisingly heavy in-hand. honestly one of the best builds Ive seen. What do you think of the look Be sure to watch the full-length video associated with this clip 📷 #creditcards #chaseinkpremier"
YouTube Link 2025-06-12T21:00Z 32.9K followers, [----] engagements

"Hawaiian Airlines Business: Apply Before It's GONE 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video Ill be walking through the full application process for the Hawaiian Airlines Business Credit Card from Barclays complete with a live application real-time approval and an unboxing at the end. Its a classic Watch Me Apply but I also share tons of strategy including why I applied for this specific card and how I planned to separate spend across three"
YouTube Link 2025-07-17T21:00Z 34K followers, [----] engagements

"THIS Travel Strategy Saved Me $19029 In [----] 👑 My Favorite Cards: http://spencerjohnsoncards.com/mywallet 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I break down every trip I took in [----] to explain my travel and credit card point redemption habits. I start by discussing my general philosophies behind credit card point redemptions. Then I get into the numbers behind each of the bookings I made this year including the points I used the cash value of those points and their cent per point values. Lastly I calculate my"
YouTube Link 2025-01-27T22:00Z 27.9K followers, [----] engagements

"Boosting Your Health And Happiness (w/ Chase Yokoyama) Your physical and mental health is one if not the most important things to focus on every day. If either one of those drops the rest of your life suffers as well. Although we mainly talk about credit cards and personal finance here none of that matters if you aren't taking care of your physical and mental well-being. #physicalhealth #mentalhealth #wellbeing"
YouTube Link 2024-01-18T00:00Z 24.5K followers, [---] engagements

"The Chase Ink Cash: My HONEST 1-Year Review 💳 Chase Ink Cash: https://spencerjohnsoncards.com/inkcash 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Ill be sharing my honest review of the Chase Ink Cash after using it for [--] year. Well start by covering the total value I earned from the welcome offer and spending on the card outside of the welcome offer before summarizing the total value I earned from the card in year [--] as well as the expected value Ill get from the card in years to come. This will all help"
YouTube Link 2024-02-01T22:00Z 40.1K followers, 10.8K engagements

"The Credit Card EVERYONE Needs (Bilt Mastercard) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be unboxing the Bilt Mastercard discussing why I personally applied for the Bilt card in particular and breaking down my data points (credit score hard inquiries etc.) after applying for this card. The Bilt Mastercard is one of the most popular credit cards on the market for credit card beginners/enthusiasts alike because of its ability to"
YouTube Link 2024-02-08T22:00Z 34.2K followers, 10.9K engagements

"Is The Chase Sapphire Reserve Underrated 🤔 🎥 Full video here: https://youtu.be/gPPl13jHkTY Card Links: 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapphirereserve 💳 Chase Sapphire Preferred: https://spencerjohnsoncards.com/sapphirepreferred 💥 Everyone in the credit card game has different preferences for what cards they like depending on if they are on team travel team cash back etc. However even amongst those teams people have more specific preferences especially when it comes to how they travel. As I discuss here with Daniel Braun (@Daniel_Braun ) in our Creator"
YouTube Link 2023-07-07T17:00Z 24.4K followers, 11.8K engagements

"Why Ill (Probably) NEVER Cancel The Chase Sapphire Reserve 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video Ill be sharing my honest review of the Chase Sapphire Reserve after using it for a full year. Well start by covering exactly how to get this card including the best welcome offers it provides and the application rules you need to follow to get it. Then we'll dive into the value of Chase Ultimate Rewards points so you know the power they can provide."
YouTube Link 2024-11-11T22:00Z 33.5K followers, 43.4K engagements

"I Ranked All Of My Credit Cards (Heres Whats BEST) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure - Hey guys in this video I'll be ranking all of my credit cards from my worst credit card to my best credit card based on the value that I get from these cards how much I use them and more. While these credit card rankings might be different for you if you have the same cards I wanted to base this tier list on my personal experience with each of these cards so you can get"
YouTube Link 2024-03-27T21:00Z 25.7K followers, 50.1K engagements

"Mastering Credit Cards Business & YouTube (w/ Brian Jung) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I have a special in-person conversation with Brian Jung (@Jungernaut) a fellow credit card/personal finance YouTuber. Brian is a very well-known creator with over [--] million subscribers who covers topics like credit cards cryptocurrencies dropshipping business strategy and more. Not only do we talk about his credit card setup built with some of the"
YouTube Link 2023-11-12T18:00Z 36.2K followers, 20.2K engagements

"Documenting Our "Free" Travel w/ Credit Cards (w/ Chase Yokoyama) As credit card content creators a lot of us have a passion for traveling the world for "free". Chase is one of those creators and as we've come to see more from his channel recently (and will continue to see in the future) travel-related content is something he plans to pursue further. What's the point of earning all of these credit card points if we don't use them to travel right #youtubestrategy #travel #creditcards"
YouTube Link 2024-01-26T00:00Z 24.4K followers, [---] engagements

"Why You NEED The Amex Gold Card 💳 🎥 Full video here: https://youtu.be/Pwnfj3KHCuo What's In My Wallet: 💳 My Cards: http://spencerjohnsoncards.com/mywallet 💥 Despite what you may think you may NEED the Amex Gold card. Even with an annual fee of $250 the Amex Gold card only has an effective annual fee of $10/year after taking into account its two main credits (the dining credit and the Uber cash credit). If you spend a lot of money on food every year (which I know you do) this card could be for you #amex #amexgold #americanexpress The content in this video is accurate as of the posting"
YouTube Link 2022-12-09T22:00Z 33.4K followers, 60.4K engagements

"Chase Sapphire Reserve Bad Timing (w/ Kevin Yang) I'm not sure if you've ever experienced a welcome offer or application rule changing for a credit card you wanted to apply for stopping you from doing so but Kevin experienced BOTH of those situations with the Chase Sapphire Reserve. This clip comes out at an ironic time as well with Chase pulling the Priority Pass restaurant access from the Sapphire Reserve so you may be experiencing something similar right now #chasesappphirereserve #chasecreditcards #creditcards"
YouTube Link 2024-04-01T23:00Z 24.4K followers, [----] engagements

"Best Cashback Credit Cards Pt.2 (Category Cards) 🚀 In this video I analyze all of the best no-annual-fee cashback credit cards on the market from the major banks (Chase Amex Capital One Citi Wells Fargo US Bank Bank of America and Discover) on top of some issuers you've maybe never heard of including store credit cards and credit union credit cards. These [--] credit cards are broken down into [--] main sections the Everyday Cards Pick Your Own Category Cards Rotating Category Cards Catch-All Cards Store Cards and Credit Union Cards. Not only do I review the benefits of each of these credit cards"
YouTube Link 2024-09-20T02:00Z 24.2K followers, [--] engagements

"Addressing The HUGE Issues With Chase Cards (OVERRATED) 💳 My Top Credit Cards: https://spencerjohnsonofficial.com/topcards 💳 What's In My Wallet: http://spencerjohnsonofficial.com/mywallet Click show more to see ad disclosure Hey guys in this livestream I'll be discussing all of the biggest problems with Chases credit cards (sourced from the community) and why I think that despite these issues you should still heavily consider them. Chases credit cards are some of the most popular credit cards on the entire credit card market and thats for good reason but I rarely ever see people talk about"
YouTube Link 2024-05-10T01:50Z 18.7K followers, [----] engagements

"The BEST Hotel Credit Cards (ULTIMATE Guide) 💳 Hotel Cards: https://spencerjohnsoncards.com/hotelcards 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I analyze all of the best hotel credit cards on the market from hotel chains such as Hilton Marriott Hyatt IHG Choice and Wyndham. Not only do I review the benefits of each of these credit cards but I also give my personal opinions on them from my perspective to help you make the right choice before applying for one of these cards. Each one of these credit cards"
YouTube Link 2023-10-29T18:30Z 36.6K followers, 32.2K engagements

"My NEW Credit Card Roadmap (REVEALED) Hey guys in this video I walk you through my new credit card roadmap to maximize value for the rest of this year and into the next. Further than that I show you how to do the same while taking into account your Chase 5/24 status your hard inquiries in the past [--] months and more At this point there are only [--] credit cards left that I want to apply for this year. those being the Marriott Bonvoyy Boundless and the Hilton Honors Business credit cards. However now that we're 3/4 through the year I have a few new cards Ive added to my roadmap to ensure I"
YouTube Link 2023-08-31T21:45Z 15.6K followers, [----] engagements

"Is The Amex Gold Worth The HYPE (My 2-Year Review) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Ill be sharing my honest review of the Amex Gold card after using it for [--] years. Well start by covering the value of Amex's ecosystem as a whole then get into the total value I earned from the welcome offer break down Amex's application rules analyze the points I earned spending on the card outside of the welcome offer and finally summarize"
YouTube Link 2024-05-29T21:00Z 31.5K followers, 15.9K engagements

"Ranking Chase and Amex 🔥 In this video I'll be ranking [--] of the top credit card issuers from best to worst so you can find the one that fits your life best on top of which ones to completely avoid based on these lenders' credit card options point ecosystems customer service and more. While the ranking of these credit card companies is subjective I wanted to base this tier list on my personal experience or the experience my community has had with each of them so you can get a full idea of how much value they may be able to provide you. If you've been wondering what credit card issuers are my"
YouTube Link 2024-10-10T22:00Z 23.7K followers, [----] engagements

"I Reviewed YOUR Credit Card Setups (Heres What I Found) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im reviewing [--] credit card setups submitted by channel members including a beginner setup a cashback-focused setup and a travel-heavy setup with high annual fees. Ill walk through whats working whats not and what changes Id make to help each person get more value from their cards. So whether youre on team travel or team cashback I hope"
YouTube Link 2025-03-24T21:00Z 30.6K followers, 27.7K engagements

"UNBOXING The OG Chase Freedom 👀 This is the unboxing of the OG Chase Freedom Credit Card one of the only cards still earning 5% back in rotating categories without an annual fee. I mainly keep it for the easy 5x points each quarter on things like gas groceries and online shopping which makes it one of the best no-AF cards ever made. This new version replaced my old raised-number design with a cleaner flat finish a subtle green accent and that signature Chase blue. Still simple still effective. What do you think of the design Be sure to watch the full-length video associated with this clip 📷"
YouTube Link 2025-07-10T21:01Z 33.9K followers, [----] engagements

"Revealing My WORST Credit Card Mistakes ❌ In this video I'll be sharing some of my biggest credit card regrets so far so you can avoid making the same mistakes that I did. At just [--] years old I have a total of [--] credit cards in my arsenal. And with the large breadth of experience I have for someone my age Ive been able to tease through the intricacies of the credit card game to find the good the bad and the ugly quicker than most. While I feel like I've done a good job of being diligent about my credit card roadmap and credit card strategy so far there are a few small things I may have done"
YouTube Link 2024-12-18T02:35Z 26.3K followers, [---] engagements

"I HAVE To Apply For These Credit Cards Next (Heres Why) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 🔢 Download My Spreadsheet: https://spencerjohnsoncards.com/cardtracker Click show more to see ad disclosure Hey guys in this video I talk through my new [----] credit card roadmap and how Im adjusting my strategy to protect 5/24 maximize welcome offers and pivot after a few surprise changes. Ill also show you how to build your own plan using the free spreadsheet I use to track all of my applications. There are [--] main cards Im targeting next: the World of Hyatt"
YouTube Link 2025-06-23T21:00Z 36.8K followers, 15.6K engagements

"Best Grocery Credit Card Overseas (w/ Stan The Credit Frog) These days there are so many options of credit cards to choose from even when you're looking for just a grocery store credit card. In this clip I was specifically discussing my thoughts on the best grocery store credit cards for those living overseas and the Capital One Savor One was the first that came to mind. With no annual fee no foreign transaction fee and multiple 3x categories (including grocery stores) the Savor One is an excellent cashback card. #capitalone #capitalonecreditcards #savorone"
YouTube Link 2024-03-28T23:00Z 31K followers, [----] engagements

"Is The Venture X STILL Worth It (After The Nerfs) 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys as youve probably heard Capital One recently announced major Venture X lounge access nerfs and yeah its not pretty. Starting in February [----] authorized users and guests will lose free access unless you pay $125 per card or hit a $75K spend threshold. In this video I break down whats changing how it compares to the Amex Platinum and Chase Sapphire Reserve but more"
YouTube Link 2025-06-09T21:01Z 34.5K followers, 14.5K engagements

"Are Annual Fee Credit Cards Worth It (w/ Luke's Points and Miles) Credit cards specifically travel credit cards can sometimes carry hefty annual fees. However contrary to popular belief the effective annual fee of these credit cards is often $0 or less. This is because annual fee credit cards generally come with tons of credits and benefits to help offset that cost as long as you use them as intended. #annualfeecreditcards #creditcards #travelcreditcards"
YouTube Link 2024-02-03T00:00Z 24.5K followers, [----] engagements

"What [----] Taught Me About Credit Cards (3 Key Lessons) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I'll be sharing the [--] main credit card lessons I learned in [----]. In the past year of my credit card journey Ive added [--] new cards to my arsenal canceled a card for the first time and taken 10+ trips on credit card points. So needless to say I feel like I gained a lot of experience very quickly and its time to reflect on that which Id recommend you do"
YouTube Link 2024-12-30T22:00Z 34.3K followers, 29.4K engagements

"The NEW Chase Sapphire Reserve Cards Are HERE 💳 Chase Sapphire Reserve: https://spencerjohnsoncards.com/sapphirereserve 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video Im sharing my unfiltered thoughts on the changes to the Chase Sapphire Reserve and the release of the Chase Sapphire Reserve Business card. The Chase Sapphire Reserve is one of the most popular travel credit cards out there and it just got a major overhaul. As a longtime Sapphire Reserve cardholder I wanted to break down what these updates mean and"
YouTube Link 2025-06-17T14:11Z 35.8K followers, 11.3K engagements

"UNBOXING The Hawaiian Airlines Business 👀 This is the unboxing of the Hawaiian Airlines Business Credit Card one I picked up mostly out of FOMO since its rumored to be discontinued soon. I wanted to lock in the welcome offer while I still could especially because Hawaiian miles can be used to book American Airlines flights when transferred to Alaska Airlines. That makes this card more useful than you might think even if you never fly Hawaiian. The design has some nice floral details and even a little turtle on the back but the print quality was not great. What do you think of the look Be"
YouTube Link 2025-06-05T21:00Z 32.7K followers, [----] engagements

"How I Saved $2582.71 Using Credit Card Points 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video I explain exactly how I used [------] Chase points and [-----] Capital One miles to book [--] different hotel stays over the course of [--] nights on my East Coast road trip for (close to) free. To do this I utilized my Chase Sapphire Preferred to transfer my Chase points to Hyatt"
YouTube Link 2023-10-15T17:00Z 24.4K followers, [----] engagements

"My UNEXPECTED Credit Card Roadmap For [----] (REVEALED) 🔢 Download My Spreadsheet: https://spencerjohnsoncards.com/cardmanager 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I talk through my credit card roadmap for [----] to maximize value. Further than that I show you how to do the same using the exact spreadsheet I created to manage my credit card setup. There are [--] main credit cards that I want to apply for in the next [--] months including the Southwest Priority Amex Business Platinum World Of Hyatt Business World Of"
YouTube Link 2024-12-09T22:00Z 26.5K followers, 10.3K engagements

"Will Wells Fargo DOMINATE The Credit Card Market 💳 My Top Credit Cards: https://spencerjohnsoncards.com/topcards 💳 What's In My Wallet: https://spencerjohnsoncards.com/mywallet Click show more to see ad disclosure Hey guys in this livestream @TheCreditFrog and I will be discussing the NEW Wells Fargo credit cards LIVE Wells Fargo has recently released the Wells Fargo Autograph Journey and Wells Fargo Signify Business Cash cards to compete with the other top lenders in the space. We'll not only review each of the new cards but we'll discuss exactly how they combine most optimally comparing"
YouTube Link 2024-04-26T14:38Z 34.9K followers, [----] engagements

"Chase Sapphire Preferred Use Cases (w/ Daniel Braun) The Chase Sapphire Preferred is one of the most popular credit cards on the entire market. However it's not necessarily a great card for capturing your highest spend categories. It's main use case is to transfer your Chase points out to travel partners and it's well worth the annual fee for that alone for most people. #chasesapphirepreferred #chasecreditcards #chase"
YouTube Link 2024-02-27T00:00Z 24.4K followers, [----] engagements

"The Importance Of Completing Credit Card Setups (w/ Stan The Credit Frog) As I discuss here I'm a big fan of completing credit card setups based on the cards I currently have so I can get my points out to travel partners. For example I currently only have one Citi credit card the Citi Custom Cash so one of the big targets on my roadmap this year is the Citi Premier card. In getting that card I'll complete a Citi duo setup and be able to use my points with their travel partners and that's the same approach I take with other lenders as well. #creditcardsetup #creditcards #bestcreditcards"
YouTube Link 2024-03-30T23:00Z 36.8K followers, [----] engagements

"Why Are Amex Credit Cards So Popular (w/ Luke's Points and Miles) American Express is one if not the most well-known credit card lenders in existence but why is that As Luke discusses here it comes down to a couple of main things. For one their marketing is top notch and they make themselves known as a more luxury brand. Secondly they've nailed the customer service and make you feel important if you have their cards. There are many more reasons than these alone but these play a large factor for sure. #amexcreditcards #americanexpress #creditcards"
YouTube Link 2024-02-06T00:00Z 33.3K followers, [----] engagements

"How To Book American Airlines Flights For FREE Using Avios 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I explain exactly how to book American Airlines flights using British Airways Avios. This is a strategy that can be implemented using practically any transferrable currency (Chase Ultimate Rewards Amex Membership Rewards Capital One miles etc. What this means is that even though you can only directly transfer points from Bilt to American Airlines you"
YouTube Link 2024-02-25T18:17Z 31.4K followers, 18.4K engagements

"Why I "HATE" Amex Credit Cards 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be discussing why I "hate" Amex credit cards. well sort of at least. It seems that I've earned a reputation for hating American Express and their credit cards when in reality that's not the case. Through this video I'll explain why exactly I'm critical of Amex and you can better understand the four biggest reasons I warn people about them as someone who"
YouTube Link 2024-09-30T21:00Z 30.2K followers, 16.3K engagements

"Expert Tips To Travel The World For FREE (w/ Max Miles Points) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this Creator Conversations episode I sat down with Max Miles and Points (@MaxMilesPoints) one of the smartest award travel minds on YouTube. We cover everything from his personal credit card setup to advanced award booking strategies how to use tools like Seats.aero and point.me effectively and how he thinks about card value beyond just the welcome offer."
YouTube Link 2025-07-14T21:00Z 33.9K followers, [----] engagements

"BEST Ways to Use Chase Points (Beginner's Guide) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses - Hey guys in this video we discuss how to get the most value from your Chase Ultimate Rewards points with every redemption method Chase offers. Not only do we talk about the best ways to redeem but we also talk about redemption methods you should avoid at all costs. We start by talking about"
YouTube Link 2022-09-11T17:00Z 24.6K followers, [----] engagements

"Chase Ink Cash: Get Approved (WITHOUT a Business) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I take you step-by-step through how to apply for the Chase Ink Cash while I apply for it myself. Being that this is a business credit card application I wanted to explain each part of the application in detail to show you that you can get approved even if you don't have a business. I applied for this card as a sole proprietor and used my personal information"
YouTube Link 2023-01-08T18:00Z 29.8K followers, 16.8K engagements

"UNBOXING The Chase Ink Premier 👀 This is the unboxing of the Chase Ink Premier Credit Card. Its the only Ink card that earns straight cashback and doesnt earn Ultimate Rewards points. I mainly grabbed it for the high 2.5% earning rate on purchases over $5000 plus the $1000 welcome offer which both came in handy for my tax payments. The card is all metal has a clean premium design and feels surprisingly heavy in-hand. honestly one of the best builds Ive seen. What do you think of the look Be sure to watch the full-length video associated with this clip 📷 #creditcards #chaseinkpremier"
YouTube Link 2025-07-03T21:01Z 33.5K followers, [----] engagements

"How To Earn MAX Value From Credit Cards (Reward Stacking Guide) 🚨 Enter code "SPENCER" to get Kudos for FREE and earn up to $750 per year https://joinkudos.com/spencer 🚨 Click show more to see ad disclosure - Hey guys in this video I walk you through a live example of how I use [--] main tools to get me not just 3-5% back on my purchases with my credit cards but 5-10x that value. Credit cards are very powerful tools that can reward you for every single dollar you spend. However when you think about it the 3-5% back we get from our credit cards isn't anything insane. Luckily there are many"
YouTube Link 2023-05-24T21:00Z 24.3K followers, 13.4K engagements

"My UPDATED Credit Card Roadmap For [----] (REVEALED) Hey guys in this video I talk through my updated credit card roadmap for [----] to maximize value. 🚨 Get Kudos and double your credit card rewards https://joinkudos.com/spencer 👉🏼 Earn $20.00 after your first eligible purchase Further than that I show you how to do the same using the exact spreadsheet I created to manage my credit card setup. There are [--] main credit cards that I want to apply for this year [--] I will be product changing to and [--] that I'd like to add depending on a few factors. all in all the cards on my roadmap include the"
YouTube Link 2024-02-22T22:00Z [--] followers, [----] engagements

"The BEST Cash Back Credit Card Setup (w/ RJ Financial) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses Click show more to see ad disclosure Hey guys in this video I brought our good friend @RJFinancial back on the channel to discuss cashback credit card setups. Not only that but I put his nickname to the test (Mr. 5x All The Things) by creating the best cashback setup possible in hopes that we cover every main spending category at 5% cashback. If you've been wondering "What is the best cashback credit card setup""
YouTube Link 2023-05-14T17:00Z 36.9K followers, 26.4K engagements

"5 Underrated Credit Cards I CAN'T Wait To Get (REVEALED) 🔔 Elevated Card Offer Notifications: http://spencerjohnsoncards.com/newoffers 🔔 Transfer Bonus Notifications: http://spencerjohnsoncards.com/transferbonuses Click show more to see ad disclosure 🚨 Best Card Offers: http://spencerjohnsoncards.com/bonuses Hey guys in this video I'll be sharing five underrated cards I cant wait to apply for and why theyre so powerful for anyone who knows how to use them right. As much as I talk about credit cards there have been a few specific ones on my mind lately and although I may not be applying for"
YouTube Link 2024-10-14T21:00Z 23.9K followers, 10.4K engagements

"The BEST Airline Credit Cards (ULTIMATE Guide) 💳 Airline Cards: https://spencerjohnsoncards.com/airlinecards 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I analyze all of the best airline credit cards on the market from United Delta American Southwest Alaska JetBlue Frontier Spirit and Hawaiian. Not only do I review the benefits of each of these credit cards but I also give my personal opinions on them from my perspective to help you make the right choice before applying for one of these cards. Each one of"
YouTube Link 2023-11-06T22:00Z 35.8K followers, 33.3K engagements

"UNBOXING The Marriott Bonvoy Boundless Card (NEW Design) 💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this video I'll be unboxing the Marriott Bonvoy Boundless credit card letting you know why I applied for the Boundless in particular as well as my data points before and after applying for this card. If you've been wondering "Is the Marriott Bonvoy Boundless worth it in 2023" or "Is the Marriott Boundless right for me" then this video will"
YouTube Link 2023-09-21T21:00Z 31.3K followers, 12.5K engagements

"Why I Just Canceled [--] POWERFUL Credit Cards 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream Im breaking down why I decided to cancel two powerful credit cards I actually liked the Chase Ink Cash and Chase Ink Preferred. Ill share the exact strategy behind it including why I moved credit limits between my Chase cards before closing these two. Well also cover what canceling them does to my credit score how it impacts credit utilization and account age"
YouTube Link 2025-08-13T18:10Z 34.9K followers, [----] engagements

"Answering YOUR Credit Card Questions (LIVE) 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsletter Click show more to see ad disclosure Hey guys in this livestream I'll be answering your credit card questions LIVE We'll cover a wide range of topics such as what my favorite credit cards are what trips I have planned with credit card points for the rest of [----] how I feel about the Amex Platinum rumors what credit cards I have on my roadmap and much more. I hope this live will let yall see my thought processes relating to"
YouTube Link 2025-09-03T23:54Z 40.1K followers, [----] engagements

"UNBOXING The Amex Blue Business Plus 👀 This is the unboxing of the Amex Blue Business Plus a low-key but incredibly powerful card for anyone running a small business or side hustle. It earns 2x Membership Rewards points on every purchase up to $50000 a year with no annual fee. It might not have flashy perks but its one of the most efficient cards for racking up transferable points quietly in the background. The simple blue design keeps it clean and professional but what do you think of the look Be sure to watch the full-length video associated with this clip 📷 #amexbluebusinessplus"
YouTube Link 2025-05-15T21:01Z 32.1K followers, [----] engagements

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