@morganfinancial Morgan Financial
Morgan Financial posts on YouTube about melbourne, mortgage rate, space, market the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] +359%
- [--] Month [------] -56%
- [--] Months [------] +226%
- [--] Year [------] +531%
Mentions: [--] #
- [--] Week [--] +150%
- [--] Month [--] -19%
- [--] Months [---] +92%
- [--] Year [---] +557%
Followers: [---] #
- [--] Week [---] +1.10%
- [--] Month [---] +6%
- [--] Months [---] +22%
- [--] Year [---] +41%
CreatorRank: [---------] #
Social Influence
Social category influence finance travel destinations countries social networks technology brands financial services stocks
Social topic influence melbourne, mortgage rate, space, market, buying, housing market, how to, joe, education, rates
Top assets mentioned BlackRock Inc (BLK)
Top Social Posts
Top posts by engagements in the last [--] hours
"How to Save Big on Home Insurance (Top [--] Tips) Looking for ways to lower your home insurance in Florida 🏡💰 In this short clip Jordan Altenhof from Goosehead Insurance shares the top [--] ways homeowners can reduce their insurance costs from wind mitigation credits to roof improvements and bundling discounts. If you own a home in Brevard County or anywhere in Florida these tips could save you thousands over time. Watch the full episode on our channel 📍 Hosted by Morgan Financial 📞 Need help reviewing your homeownership costs Contact us today For educational purposes only. Not a commitment to"
YouTube Link 2026-02-16T15:31Z [---] followers, [---] engagements
"VA IRRRL Explained: Easy Refinance for Veterans VA IRRRL Explained: Easy Refinance for Veterans 🏠 🏠 Veterans did you know you can easily lower your monthly mortgage payments and interest rates with a VA IRRRL 🤔✨ The Interest Rate Reduction Refinance Loan is designed especially for youmaking refinancing quick simple and stress-free 🙌💰 Tap to learn how you can start saving today 📲 #VAIRRRL #VeteransBenefits #MortgageTips #VALoans #refinance 📌 Want expert mortgage advice Contact Morgan Financial today 🔔 Dont forget to like subscribe and hit the bell for more real estate tips For any"
YouTube Link 2025-03-21T19:49Z [---] followers, [----] engagements
"Our [----] Mortgage Rate Prediction. Morgan Financial Equal Housing Lender NMLS#318525 Joe Harris NMLS#322991 Informational purposes only & not a commitment to lend. Rates programs & terms are subject to change & may not be available to all borrowers. All loans are subject to credit approval & underwriting guidelines. #shorts [----] real estate news [----] real estate predictions are mortgage rates going down in [----] brevard county building wealth through real estate buying a home florida real estate florida real estate [----] interest rate updates lindsay schellhorn melbourne fl morgan financial"
YouTube Link 2025-12-31T16:42Z [---] followers, [----] engagements
"By Veterans for Veterans today and every day. #shorts At Morgan Financial were proud to serve those whove served our nation. Your courage dedication and sacrifice inspire everything we do. From all of us thank you for your service. ❤🤍💙 #VeteransDay #ByVeteransForVeterans #MorganFinancial #TheMorganWay #ThankYouForYourService #ProudToServeThoseWhoServed #HomeOfTheBrave #VeteranStrong #SupportOurVeterans #BrevardCounty #FloridaVeterans #VAHomeLoans #VeteranOwnedBusiness Veterans Day David Morgan Veterans Morgan financial Patrick Air Force base Patrick space force base Air Force Space force"
YouTube Link 2025-11-11T14:32Z [---] followers, [---] engagements
"Mortgage Market Update: Trumps Fed Pick Inflation Data & What It Means for You Trump announces his new Fed chair pick inflation data comes in hotter than expected and mortgage rates remain near three-year lows so what does this mean for buyers and homeowners In this 60-second market update we break down: ✔ Where mortgage rates are now ✔ How inflation impacts future rates ✔ What Trumps Fed pick could mean 📩 Get Our Free Weekly Mortgage Market Newsletter: 👉 https://morganfinancial.net/mmu-signup/ 📞 Have questions about buying or refinancing Lets talk: 👉 321-265-4000 Disclosures: Joe Harris"
YouTube Link 2026-01-30T17:37Z [---] followers, [---] engagements
"Favorite Brevard Hangout Who else loves 4th Street Fillin Station 🧡 A true Brevard gem great food great vibes great people. Comment your favorite Brevard hangout 👇 Cocoa beach Visiting cocoa beach Cocoa beach restaurants Best hangout spots in Cocoa Beach Best hangout spot in brevard county Brevard county 4th street fillin station Space coast Foodie Florida foodie Florida hangout spots Visiting Florida Cocoa beach pier Blue marlin real estate Sell your home List your home Sell my house Listing my house Morgan financial Nicole ward Brevard Realtor Cocoa beach realtor Cocoa beach mortgage"
YouTube Link 2025-12-04T16:03Z [---] followers, [---] engagements
"BIG FED UPDATE How Does Quantitative Tightening Affect the Interest Rates In this episode Nick and Joe analyze the most recent FOMC meeting unpacking the announcement. While many are writing it off as unnewsworthy we spotlight a crucial detail that hints at promising future for the interest rates. Tune in for an exciting and hopeful episode on what's to come 📈💰 Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login For any inquires questions or comments:"
YouTube Link 2024-05-08T11:45Z [---] followers, [---] engagements
"Lowball Offers Dont Take It Personally Heres Why Getting a low offer on your home doesnt mean your property isnt valuable and its definitely not personal. In todays balanced market buyers are negotiating hard but that first number Its just a starting point. Heres why smart sellers keep calm keep perspective and keep the conversation going. 📍 Serving Florida homeowners and sellers 🏡 Morgan Financial CO NMLS #318525 Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] 💬 Have questions about listing or financing in Brevard County VisitMorganFinancial.net This video is for"
YouTube Link 2025-12-18T15:52Z [---] followers, [----] engagements
"Business Breakthrough Summit Recap Looking Ahead to [----] in Brevard Real Estate We just wrapped up our first sold-out Business Breakthrough Summit and the energy leadership and conversations exceeded every expectation. From our panelists and sponsors to every agent who invested in their business thank you for making this event so impactful. This is the type of dialogue our industry needs as we look ahead to [----]. Want to be in the room next time Join our Priority Access List for future events. Join Here: https://morganfinancial.net/priority-access/ #shorts agent development brevard county"
YouTube Link 2026-01-28T18:58Z [---] followers, [---] engagements
"Does Credit Affect My Home Insurance Costs Did you know your credit score may affect your home insurance rate In this clip Jordan from Goosehead Insurance explains how many insurance carriers now use insurance scores based on credit history account management and past claims to help determine your premium. As she explains carriers review multiple factors including claims history from the past five years when setting rates. Hosted by Lindsay Schellhorn with Morgan Financial this episode focuses on helping Florida homeowners and first-time buyers understand the true cost of homeownership. 📍"
YouTube Link 2026-02-12T16:01Z [---] followers, [----] engagements
"The Importance of Partnerships The importance of partnerships in Real Estate cannot be overstated. This week we are joined by Megan Ross Team Leader of The Ross Group brokered by Denovo Realty in the Eau Gallie Arts District. The Ross Group had $22MM in production in [----]. We are thrilled to have Megan join us and share her expertise. If you're looking for expert guidance on your mortgage journey trust Morgan Financial the leading mortgage lender in Brevard County. Thanks for tuning in see you next time Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] (321)"
YouTube Link 2023-05-17T10:00Z [---] followers, [--] engagements
"Mortgage Market Update: Fed Watch & Housing Affordability Mortgage rates the Feds next move and housing affordability are all colliding right now. According to Freddie Mac 30-year fixed mortgage rates are hovering around the low 6% range driven by small daily moves in the bond market not panic. At the same time housing affordability and institutional home buying are back in the spotlight and the Fed meets next week with little expectation of a rate cut. So what does this mean for buyers and homeowners 👇 Let us know in the comments Morgan Financial NMLS #318525 Equal Housing Lender Joe Harris"
YouTube Link 2026-01-23T18:12Z [---] followers, [---] engagements
"The mortgage market is sending mixed signals right now. 📊 As of early February [----] average rates are hovering near three-year lows while job reports show a softening labor market and manufacturing data points to renewed expansion. This mix of cooling jobs and improving business activity makes the outlook unclear. So what does this mean for buyers Right now rates appear to be stabilizing and that can create opportunity when paired with the right strategy. 👇 Drop your questions in the comments. 📲 Follow for weekly mortgage updates and buyer resources. Joe Harris NMLS #322991 Morgan"
YouTube Link 2026-02-06T16:15Z [---] followers, [---] engagements
"Brevard's Business Breakthrough Summit Join us for Brevard's Business Breakthrough Summit on January 27th A curated room of top agents lenders and builders focused on whats changing and how to win in [----]. Seats are filling up fast. Dont miss out #shorts brevard realtors marketing tips personal branding real estate business real estate marketing real estate social media realtor education realtor marketing realtor seminar realtor tips brevard realtors marketing tips personal branding real estate business real estate marketing real estate social media realtor education realtor marketing realtor"
YouTube Link 2026-01-22T17:15Z [---] followers, [----] engagements
"3 Tips Before Selling Your Home Thinking about selling your home 🏡 Before you call a real estate agent or list your property there are [--] essential things every seller should know in todays market: [--] Condition matters Small repairs and staging go a long way. [--] Dont price emotionally Let data guide your asking price not feelings. [--] The agent you choose matters You need more than someone to stick a sign in the yard. You need a guide through pricing inspections and negotiations. Whether youre a first-time seller or its been a while since your last move these tips can save you time stress and"
YouTube Link 2025-12-16T16:01Z [---] followers, [---] engagements
"Insurance Advice for First-Time Homebuyers 🏡 Featuring Jordan Altenhof from Goosehead Insurance Thinking about buying your first home in Florida 🏡 In this short clip Jordan Altenhof with Goosehead Insurance (Space Coast FL) shares valuable insurance advice for first-time homebuyers including what to expect common mistakes to avoid and how insurance impacts your monthly payment. Hosted by Lindsay Schellhorn with Morgan Financial this conversation is focused on helping buyers across the Space Coast including Melbourne Palm Bay and Viera make confident informed decisions. ✔ Home insurance tips"
YouTube Link 2026-02-10T16:01Z [---] followers, [---] engagements
"The Facebook Strategy Most Real Estate Agents Get Wrong The Facebook Strategy Most Real Estate Agents Get Wrong Host: Lindsay Schellhorn from Morgan Financial (NMLS #1895767) Guest: Eric Power from Power Realty (321) 514-2155 For informational and educational purposes only. Not mortgage or financial advice. facebook marketing how to stay relevant marketing that works marketing tips personal branding real estate agent real estate business real estate marketing real estate social media realtor marketing realtor tips social media for realtors facebook marketing how to stay relevant marketing"
YouTube Link 2026-01-21T16:17Z [---] followers, [---] engagements
"Home Insurance for [----] Explained: Jordan Altenhof from Goosehead Insurance In this episode were joined by Jordan from Goosehead Insurance in Brevard County to explain what Florida homeowners and homebuyers need to know about insurance in todays market. We discuss: Ways to save money on home insurance Common mistakes homeowners make First-time homebuyer insurance tips Flood insurance and wind mitigation How credit scores impact premiums How roof age affects coverage If youre buying a home in Brevard County refinancing investing or trying to manage rising insurance costs this episode gives you"
YouTube Link 2026-02-10T13:01Z [---] followers, [--] engagements
"Can You Buy a Duplex Triplex or Fourplex with a VA Loan Can veterans buy a duplex triplex or fourplex using a VA loan Yes eligible borrowers may purchase up to a four-unit property with a VA loan as long as they live in one unit as their primary residence. This strategy can allow qualified buyers to use rental income from the other units to help with qualification while building long-term wealth through homeownership. Want to see how this could work for your situation Connect with a VA loan expert at Morgan Financial. Joe Harris NMLS #322991 Morgan Financial NMLS #318525 Equal Housing Lender"
YouTube Link 2026-02-11T16:04Z [---] followers, [----] engagements
"Fed Cuts Rates But Mortgage Rates Go Up Locked-In Mortgage Podcast The Fed just cut interest rates again in October but somehow mortgage rates went up. In todays episode of The Locked-In Mortgage Podcast we break down why that happened and what it means for homebuyers sellers and the real estate market as a whole. Were diving into: - The Feds second straight rate cut and what it signals - Why mortgage-backed securities are pushing rates higher - The end of Quantitative Tightening (QT) and what could come next - How inflation labor data and the government shutdown are shaping policy - What"
YouTube Link 2025-10-29T22:30Z [---] followers, [---] engagements
"Happy New Year Happy New Year from all of us at Morgan Financial. Were grateful for the clients partners and community we had the privilege to serve in [----] and were excited for the opportunities ahead in [----]. Wishing you a wonderful start to [----] #shorts [----] real estate news brevard county building wealth through real estate buying a home florida real estate florida real estate [----] happy new year interest rate updates lindsay schellhorn loan limits [----] melbourne fl morgan financial mortgage mortgage rates moving to florida palm bay real estate market real estate news refinance retiring"
YouTube Link 2026-01-01T15:00Z [---] followers, [---] engagements
"Market Warming Up Pending Sales Up Crypto for Mortgages More #shorts 🔥Pending home sales are up 1.8% 📈 and mortgage rates just dipped again 🔽 Buyers are jumping back in and applications rose 1.1% this week. But heres the real shocker the FHFA may soon allow crypto reserves for mortgage qualification. 👀 Could this be a game-changer for digital asset holders Stay locked in with Joe and Morgan Financial for your 60-second mortgage updates. We keep it fast clear and relevant. 💼💸 Morgan Financial 321-265-4000 NMLS#318525 Joe Harris NMLS #322991 #MortgageMinute #RealEstateNews #CryptoMortgage"
YouTube Link 2025-06-27T13:01Z [---] followers, [---] engagements
"We tend to agree based on the data of videos📈 For any inquires questions or comments: https://form.jotform.com/MorganFinancial/contact-us-page Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-09-19T19:53Z [---] followers, [----] engagements
"Will AI Replace Realtors What Denovo Realty in Florida Is Doing Might Surprise You Will AI replace realtorsor help them thrive In this episode we talk to Henry Wertin of Denovo Realty to find out exactly how his Florida brokerage is using AI to save time support agents and deliver top-tier service. Discover practical ways to integrate AI into your real estate businesswithout losing the human touch that sets great agents apart. 👉 Like comment and subscribe to stay ahead of whats working in real estate today. 📞 Need help growing your real estate business Contact Morgan Financial at"
YouTube Link 2025-07-24T12:00Z [---] followers, [--] engagements
"🤑Keep your money don't give it to someone else to hold @morganfinancial #timevalueofmoney Check out the whole podcast to learn more about 2-1 Buydowns. Why would you give someone your money today to hold and ask them to give it back to you over the next two years @morganfinancial @NickMorgan32 #fixedratemortgage #homemortgage #realestateinvesting Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-11-01T21:45Z [---] followers, [----] engagements
"Bartell Family Testimonial"
YouTube Link 2019-03-08T15:26Z [---] followers, [--] engagements
"First-Time Home Buyer Mistakes That Could Cost You Thousands Buying your first home Avoid these costly mistakes Were breaking down the biggest pitfalls first-time buyers face and sharing expert advice to make your home-buying process smooth and stress-free. Dont miss our game-changing tip at the end 📌 Want expert mortgage advice Contact Morgan Financial today 🔔 Dont forget to like subscribe and hit the bell for more real estate tips Tags: #FirstTimeHomeBuyer #HomeBuyingTips #MortgageAdvice #RealEstate #BuyingAHouse #HomeBuyingMistakes #MorganFinancial #FinancialTips Realtor: Shelby McKay"
YouTube Link 2025-03-27T12:00Z [---] followers, [--] engagements
"The #1 Mistake That Costs Real Estate Agents Clients #shorts Are you a real estate agent losing repeat business without even realizing it 😱 The biggest mistake isnt your marketing or your negotiation skillsits what you dont do after the sale. Find out what that is and how to avoid it in this eye-opening reel Featured Agent: Featured Agent David Jelinek Jelenik Group at EXP Realty (321) 960-1676 https://www.brevardcountyflorida.com/ 💼 Morgan Financial 📞 321-265-4000 NMLS#318525 🏷 Hashtags: #RealEstateTips #AgentAdvice #RealEstateMistakes #StayInTouch #ClientRetention #MorganFinancial"
YouTube Link 2025-06-26T13:04Z [---] followers, [---] engagements
"You have to know this as a real estate agent 📝 For any inquires questions or comments: https://form.jotform.com/MorganFinancial/contact-us-page Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-08-01T15:00Z [---] followers, [----] engagements
"Fannie Mae & Freddie Mac's Coveted: Property Inspection Waiver (PIW) aka Appraisal Waiver In this eye-opening video Joe Harris explains the coveted Property Inspection Waivers (PIW) also known as Appraisal Waivers. There are some brand new things out there including a Property Data Report (PDR) and lenders and appraisers alike are learning how to navigate these together to meet the requirements of investors and GSEs like Fannie Mae & Freddie Mac. Key Discussion Points: * What Are Property Inspection Waivers (PIW) or Appraisal Waivers * When or Why Might a PIW Go Away * Qualifying for a PIW:"
YouTube Link 2023-09-13T12:14Z [---] followers, [--] engagements
"Hidden Gem Indialantic Has It ALL Parks Food Views #shorts Hidden Gem Indialantic Has It ALL Parks Food & Views If you love the outdoors food and that perfect mix of local charm this area between the bridges in Atlanta is where its at From Mom-and-Pop restaurants to peaceful riverfront spots behind Eastminster Church this neighborhood offers a unique vibe. 🛶🌳 Some of our favs 🌴 Paradise Beach Park 🌉 Scenic spots between the causeways 🍔 Cozy eateries with local flavor Whether you're relaxing riverside or grabbing a bite this area's convenience calm and character make it an ideal place to"
YouTube Link 2025-09-30T11:01Z [---] followers, [--] engagements
"The #1 Tip for Setting Seller Expectations Like a Pro #shorts Want to set proper seller expectations from day one KNOW YOUR DATA. 📊 When agents truly understand the market its easier to help clients do the same. Some sellers need a little data some need a lot either way youve got to be the expert with the numbers. Especially here on the Space Coast where analytical minds (👨💻 engineers Rocket Scientists) are everywhere. Be the pro. Bring the stats. Set the standard. Featured Agent Jennifer Peters The Platinum Group at Real Broker (703) 462-4856"
YouTube Link 2025-06-23T18:52Z [---] followers, [----] engagements
"Top First-Time Home Buyer Mistakes That Cost Thousands (And How to Avoid Them) Thinking about buying your first home Dont fall into the common traps that cost first-time buyers thousands. Realtor Taylor Darby from the Sentz + Darby Team at ReMax Elite joins us to reveal the [--] biggest mistakesand how you can avoid them. Whether youre just starting or already house-hunting this is a must-watch. Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit MorganFinancial.net today Taylor Darby: Sentz+Darby Team at ReMax Elite 321-537-5787"
YouTube Link 2025-06-05T12:00Z [---] followers, [---] engagements
"The Fed just cut rates but that doesnt mean your mortgage is going down. The Fed just cut rates but that doesnt mean your mortgage is going down. 📉 Find out what this really affects (hint: credit cards HELOCs auto loans) and what it doesnt. Know the difference before you wait on lower payments Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] joe Harris COO NMLS#322991 This content is for informational purposes only and does not constitute financial advice or a commitment to"
YouTube Link 2025-09-20T15:00Z [---] followers, [----] engagements
"What is a portfolio loan Hello This is Joe Harris with Morgan Financial and here is your Joe Knows Mortgages MINUTE. This week we answer the question: What is a portfolio loan A portfolio loan or portfolio mortgage is a loan that a lender makes and then keeps the loan to service for the life of the loan. It becomes part of their Investment portfolio. Thank you for tuning into this Joe Knows Mortgages MINUTE If you have any home loan related questions we want to hear from you SO please comment down below Also please feel free to like and share this information with your family and friends. See"
YouTube Link 2018-08-20T12:49Z [---] followers, [--] engagements
"Renting May Now Help You Qualify for a Mortgage With This New Rule #shorts Renting May Now Help You Qualify for a Mortgage With This New Rule Rates ticked up this week but the real news is that VantageScore [---] now allows rent and utility payments to help qualify you for a mortgage. If you've been renting in Florida now might be your moment to buy. Morgan Financial is ready to help you take the next step. Click the link or reach out lets see if you qualify. Joe Harris NMLS# [------] Morgan Financial [----] N. Harbor City Blvd Melbourne Fl [-----] Morgan Financial is your local veteran-owned lender"
YouTube Link 2025-07-11T19:13Z [---] followers, [---] engagements
"From First Sergeant to First Homes Mikes Mission Continues #shorts From First Sergeant to First Homes 🏠 Mikes Mission Continues Mike turned his military leadership into a passion for helping fellow veterans find their dream homes. 🏡 His mission didnt end with his service it evolved. Hear how this former First Sergeant is changing lives one veteran at a time. Tag a vet who deserves their forever home 👇 Reach out to Mike: Mike Lindley Denovo Realty (321) 474-0219 https://www.denovorealty.com/agents/mike-lindley/ 📲 Morgan Financial 📞 321-265-4000 NMLS#318525"
YouTube Link 2025-04-05T15:33Z [---] followers, [---] engagements
"Rates UP But Buyers Are BACK Rates just hit a 4-week high but buyer demand is up 22% last week from last year 🔥📈 What does that tell us about the housing market heading into the second half of the year Mortgage apps are up purchase loans are rising and it might be time to get serious if you're looking to buy or refinance 🏡 🎯 Want to stay ahead of the market 📞 Call us click us or stop by we're here to help. Joe Harris Morgan Financial NMLS#322991 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit MorganFinancial.net today For any"
YouTube Link 2025-07-25T20:23Z [---] followers, [---] engagements
"Unlock your savings with our mortgage calculator 💻✨ Happy Cyber Monday Searching for deals today Dont forget the best investment is in your dream home. Morgan Financial is here to guide you every step of the way Check out the deal on our mortgage calculator. Free 🏡 #CyberMonday #MortgageMadeSimple For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call:"
YouTube Link 2024-12-02T14:01Z [---] followers, [--] engagements
"🐲The mystical creature that is The Fed 🏦 #federalreserve #interestratehike #mortgagerates 🧐Why does The Federal Reserve hold so much influence and yet so many people don't know what power they actually hold @morganfinancial #mysticalcreature Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-09-25T21:45Z [---] followers, [---] engagements
"How is the Mortgage Industry Responding to Inflation In this episode Nick and Joe we analyze the effects of the latest inflation data on mortgage rates and the housing market. Discover what this means for your home buying or refinancing plans and learn how to protect your real estate business in this shifting economic landscape. What's Covered: ✓ Implications of the latest inflation report ✓ How it's affecting mortgage rates ✓ How it'll affect housing prices ✓ Short-term changes ✓ Fed decisions moving forward ✓ Historical Perspective Connect with one of our Mortgage Loan Originators:"
YouTube Link 2024-04-17T11:45Z [---] followers, [---] engagements
"Passive Agent Nah. Amanda McKnight is In This [---]. Heres Why That Matters #shorts Passive Agent Nah. Amanda McKnight is In This 24/7. Heres Why That Matters Most people dont realize the massive difference between an active and passive real estate agent. Are you trusting your home with someone who does this part-timeor someone who lives and breathes it every single day From writing contracts to scheduling inspections insurance quotes and more. She handles it ALL so youre never left guessing. 💼 📞 Want that level of dedication on your side Amanda McKnight Compass Real Estate 904-599-1468"
YouTube Link 2025-04-18T15:10Z [---] followers, [---] engagements
"Viera Florida is Booming: New Homes Hot Amenities & Whats Next Viera Florida is transforming into one of the most desirable places to live on the Space Coast. From Top Golf and Trader Joes to luxury neighborhoods and high-quality schools this fast-growing master-planned community has it all. Join Jeremy Stewart Viera expert and real estate pro with the Carpenter Kessel Team at Compass Real Estate as we break down whats happening now what buyers and sellers need to know and whats coming soon. ✅ Confirmed Developments ✅ Real Estate Market Update ✅ Local Amenities Youll Love ✅ Insider Tips for"
YouTube Link 2025-05-22T12:00Z [---] followers, [--] engagements
"How Long Does It Take To Close A Mortgage In this episode Joe and Lindsay jump into one of the most common questions homebuyers ask: How long does it take to close a mortgage They discuss the legal minimum time frames for closing what typical timelines look like and what factors can cause delays. From understanding the appraisal and underwriting processes to avoiding common pitfalls this episode will help you take control of the closing process and ensure youre prepared for every step. If youre looking for tips on speeding up your closing time and securing your dream home faster this is the"
YouTube Link 2024-10-24T11:00Z [---] followers, [---] engagements
"Waiting for lower rates You might be missing out on savings right now. #shorts Waiting for lower rates You might be missing out on savings right now. 💸 Morgan Financial is a Equal Housing Lender. Residential Mortgage Lender in Florida. NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net Joe Harris COO NMLS #322991 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without notice and may not be available"
YouTube Link 2025-10-07T21:40Z [---] followers, [---] engagements
"30-year vs. 15-year 🏦 Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login For any inquires questions or comments: https://form.jotform.com/240636974145058 Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-05-03T20:00Z [---] followers, [---] engagements
"Listing Sitting Too Long This Is What Youre Doing Wrong Is your listing collecting dust instead of offers Youre not alonebut you are missing key steps. In this episode we uncover the real reasons listings linger on the market and how top-performing agents like Jen Peters turn things around fast. From pricing mistakes to poor staging and post & pray marketing we break down the most common issuesand exactly how to fix them. ✅ Learn how to handle price reduction talks ✅ Discover why photos make or break your listing ✅ See what smart agents do differently from Day One Stop guessing. Start"
YouTube Link 2025-06-20T17:10Z [---] followers, [--] engagements
"🤦♂"Sorry" When lenders make promises they can't keep Check out the whole podcast episode @morganfinancial to find out why working with a local lender who does the right thing matters. Morgan Financial won't promise something they can't deliver. Integrity matters. Connect with Joe Harris at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial/ LinkedIn: https://www.linkedin.com/company/morgan-financial-melbourne-fl/ Facebook: https://www.facebook.com/morganfinancial/ Blog: https://morganfinancial.net/blog/ Morgan Financial Residential Mortgage Lender"
YouTube Link 2023-12-18T21:15Z [---] followers, [----] engagements
"You Do NOT Need [--] Down to Buy a Home (Big Myth Busted) #shorts You Do NOT Need 20% Down to Buy a Home 🏡 (Big Myth Busted) Still think you need 20% down to buy a house 🤯 Thats one of the biggest myths in homebuyingand its stopping people from becoming homeowners every day. Heres the truth: There are loan programs with as little as 3% downand some buyers can even qualify for 0% down 🙌 At Morgan Financial we help buyers unlock affordable options tailored to their budget. Dont let outdated advice hold you back. 📲 DM us or visit MorganFinancial.net to see what you actually need to buy a home."
YouTube Link 2025-03-29T14:53Z [---] followers, [---] engagements
"No Real Estate Taxes in Florida DeSantis wants this in the ballot #shorts Big news in Florida: lawmakers are exploring eliminating property taxes on primary homes with a proposal potentially hitting the [----] ballot. Plus according to Freddie Mac mortgage rates ticked up to 6.30% as housing demand stays strong. Heres what you need to know. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris COO NMLS#322991 This content is for informational and entertainment purposes only"
YouTube Link 2025-09-26T15:39Z [---] followers, [---] engagements
"Big News From The Fed Today.What You Need To Know Joe Harris hasnt just spent the past [--] years at Morgan Financial as the Chief Operating Officer he also has a degree in Economics and daily watches the market closely and has a deep understanding of the financial markets. In this podcast Joe will explain to Nick from our Operations Department the fundamental role that the Federal Reserve (aka The Fed) plays in shaping the financial markets and why it affects interest rates. As we drop this video the Federal Reserve is making an announcement about whether or not there will a 12th consecutive"
YouTube Link 2023-09-20T10:00Z [---] followers, [---] engagements
"From ICU to Real Estate: What Top Agent Amanda McKnight REALLY Does Behind the Scenes Think real estate agents just open doors and fill out forms Meet Amanda McKnight a former ICU nurse turned real estate powerhouse. In this episode we reveal the real work agents do behind the scenes from inspections and insurance to emotional support. This ones a must-watch for buyers sellers and anyone who wants a peek behind the curtain. 📞 Contact Morgan Financial to connect with real estate pros like Amanda. 👉 Dont forget to like comment and subscribe for more Amanda Mcknight Compass Real Estate"
YouTube Link 2025-04-17T12:00Z [---] followers, [--] engagements
"Veteran Homebuyers: Insights From a Retired Military Real Estate Pro Thinking about buying a home with your VA loan benefit This video breaks down what every veteran needs to know before making a move. Were joined by retired First Sergeant and real estate expert Mike Linley who shares the inside scoop on avoiding pitfalls choosing the right agent and how to bust those old myths around VA loans. 📲 Contact Morgan Financial today your VA loan experts. 📍 Serving veterans in Brevard County and beyond. Mike Lindley Denovo Realty (321) 474-0219 SL: [-------] For any inquires questions or comments:"
YouTube Link 2025-04-03T12:00Z [---] followers, [--] engagements
"Waiting to Save 20% for a down payment Stop waiting. Start Owning Still think you need 20% down to buy a home Thats an old myth. At Morgan Financial in Melbourne Florida Joe Harris (NMLS #322991) explains how buyers can get into homes with as little as 3% down and even 0% for some qualified buyers (VA & USDA). Dont wait years to save what you dont need. The best time to own might be sooner than you think. Morgan Financial Residential Mortgage Lender Equal Housing Lender Company NMLS #318525 Licensed in Florida Only 📞 321-265-4000 🌐 www.MorganFinancial.net This content is for informational"
YouTube Link 2025-10-13T15:00Z [---] followers, [----] engagements
"Next Chapter Living - Signs Its Time to Move to a Home That Fits Your Life In this episode of Next Chapter Living we sit down with Jennifer Cole from the Freedom Group at RE/MAX Elite to talk about the signs that it might be time to move. From physical safety to lifestyle changes and emotional barriers we cover it all. If you're 55+ and living in Brevard this conversation is full of insights about smart moves senior communities and how to make the next chapter the best one yet. 📍 Featuring: Jennifer Coley Senior Real Estate Specialist Jennifer Coley: 321-576-3887 soldbycoley@gmail.com 👍"
YouTube Link 2025-05-29T12:00Z [---] followers, [--] engagements
"How to make it as a real estate agent #realestate #lender #loanofficer #relationship Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn: https://www.linkedin.com/company/morgan-financial-melbourne-fl/ Blog:"
YouTube Link 2024-02-17T15:00Z [---] followers, [---] engagements
"INFLATION UPDATE Are rate cuts coming soon In this episode Nick and Joe analyze the effects of the surprising latest inflation report and what it means for the future of the federal funds rate. They cover the latest fed announcement and provide an update on what the rest of the year may look like. Tune in for an industry perspective on how this will affect all things real estate. 🏡 What's Covered: ✓ Implications of the latest inflation report ✓ How it affects mortgage rates ✓ How it affects housing prices ✓ Short-term changes ✓ Fed decisions moving forward Check out our previous fed update"
YouTube Link 2024-06-13T14:48Z [---] followers, [--] engagements
"The Surprising Truth About Student Loans Credit Cards in Mortgage Approval Worried your student loans or credit card debt might destroy your chances of getting approved for a mortgage Its all about your debt-to-income ratio In this video learn how lenders evaluate your monthly debt obligations compared to your incomeand discover the key steps to qualify for a mortgage even with debt. Dont let financial myths hold you back from owning your dream home #StudentLoans #CreditCardDebt #MortgageApproval #DebtToIncome #HomeBuying #MortgageTips #PersonalFinance #RealEstate #FinancialAdvice"
YouTube Link 2025-01-08T19:57Z [---] followers, [---] engagements
"THIS is How You Know Its Time to Buy a House #shorts THIS is How You Know Its Time to Buy a House Feeling unsure about when to make your move in the housing market 🤔 First-time buyers listen up 👂 Sometimes the perfect home is right in front of you priced right ✅ seller motivated ✅ checks all the boxes ✅. Dont let doubt or outside opinions make you miss out on your dream home Trust your gut. Trust your agent. Make the move. 🏡💼 📞 Morgan Financial 321-265-4000 NMLS#318525 Emily Merbitz Keller Williams (321) 543-7983 #3291702 👉 Subscribe for more real estate and mortgage insights. 📲"
YouTube Link 2025-04-10T19:20Z [---] followers, [---] engagements
"Referrals & Video Emails: The Secret Sauce to Real Estate Success Referrals & Video Emails: The Secret Sauce to Real Estate Success Forget cold calls and outdated tacticsreferrals and video emails are the real MVPs in real estate 🏆 Hear how I built a business by showing up personally in inboxes and turning clients into loyal fans. Face-to-face even through a screen still wins. 🎥💌 💬 Who's using video emails or counting on referrals right now Lets hear it Featured Agent: Maria Artidiello Re/Max Solutions License# [-------] Cell: 954-294-4405 📲 Morgan Financial 📞 321-265-4000 NMLS#318525"
YouTube Link 2025-08-23T15:00Z [---] followers, [---] engagements
"The Truth About Mortgage Rates (Fed Doesnt Control This) #shorts Everyones waiting on the Fed to cut rates but heres the secret: mortgage rates move BEFORE the Fed acts. Markets have already priced in a September 17th cut and indicators are pointing lower. At Morgan Financial were approving loans in just [--] days on average with 40% moving up earlier than scheduled. Faster closings + lower rates on the horizon = a huge advantage for buyers and refinancers. Joe Harris Morgan Financial - COO NMLS# [------] 👉 Dont wait see how our team can help you get ahead. Morgan Financial Residential Mortgage"
YouTube Link 2025-09-12T20:03Z [---] followers, [---] engagements
"Lower Rates Coming Mortgage Minute Update July 18th [----] Morgan Financial July 18th [----] Mortgage Minute Update Is the housing market finally turning around 🏡 Rates are sitting at 6.75% as of July 17th [----] (Freddie Mac) but experts predict a drop by years end. That means more room to negotiate and less buyer competition for now. 📉📈 Dont miss your chance to get ahead of the curve. Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit MorganFinancial.net today For any inquires questions or comments: https://morganfinancial.net/contact/"
YouTube Link 2025-07-18T13:57Z [---] followers, [---] engagements
"Don't forget Uncle Sam 😩 Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login For any inquires questions or comments: https://form.jotform.com/240636974145058 Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-04-11T20:00Z [---] followers, [----] engagements
"Best Deal Guarantee *The $1000 Best Deal Guarantee requires a minimum loan amount of $100000 and applies to Fixed Rate Loans only. This Guarantee is not applicable to Jumbo Loans. Jumbo loans are loans for $453100 and greater. The $1000 Best Deal Guarantee does not apply if borrower is declined by Morgan Financial for not meeting loan program guidelines. Borrower must provide Loan Estimate Disclosure to Morgan Financial from competing lender on the same day the competitors terms are offered. Loan program offered by competitor must be a program Morgan Financial currently offers (i.e. VA and"
YouTube Link 2019-03-04T20:55Z [---] followers, [--] engagements
"VA Loans EXPLAINED: [--] Benefits of VA Loans That Every Veteran Needs to Know Are you a veteran or active-duty military member Discover the [--] powerful benefits of VA loansincluding no down payment no PMI flexible credit and more. Learn how to reuse your benefits buy multi-unit properties and why VA loans can save you thousands. Morgan Financial is your local veteran-owned lender here to help. For this and all loans you must be eligible and qualify. Contact us today at (321) 265-4000 or visit MorganFinancial.net today For any inquires questions or comments: https://morganfinancial.net/contact/"
YouTube Link 2025-05-15T19:34Z [---] followers, [---] engagements
"Mortgage Rates DROP Lowest of [----] #shorts Mortgage Rates DROP Lowest of [----] Big news for Florida homebuyers and homeowners Mortgage rates have hit their lowest point of [----] at 6.58%the best since last fall. Plus inventory is up nearly 25% from last year meaning more choices more negotiating power and less competition. And right now our Back-to-School Special makes it even betterget 1% of your loan amount up to $8000 in lender credits toward closing costs when you apply to buy or refinance by September 30th and close within [--] days with Morgan Financial."
YouTube Link 2025-08-15T15:48Z [---] followers, [---] engagements
"Mortgage Rates Just Hit a 10-Month Low Heres Why It Matters #shorts Mortgage rates are at their lowest point in [--] monthsaveraging 6.56% as of August [--] [----] according to Freddie Mac. 📉 Heres the kicker: jobless claims and inflation data came in right on target which means the market already priced in a Fed rate cutand rates dropped early. ✅ Pending home sales are ticking up ✅ More homes are hitting the market ✅ Mortgage originations jumped 19% last quarter 👉 Bottom line: The window is open but it wont stay this way forever. For the full breakdown check out our latest podcastwe dig into"
YouTube Link 2025-08-29T16:13Z [---] followers, [---] engagements
"💡Don't lose by paying more 🤓 New episode out tomorrow @morganfinancial Don't lose money waiting on interest rates to drop. Subscribe & Tune In every Wednesday Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-09-26T22:00Z [---] followers, [---] engagements
"VA Loan Secrets Potentially Build Wealth with [--] Down #shorts The VA loan is one of the most powerful tools for veterans and their families allowing qualified and eligible veterans to buy a home with zero money down while building long-term equity and generational wealth. 🎖🏡 In this short clip we break down why the VA loan isnt just about buying a house its about creating financial freedom for your family. 👉 If youre a veteran or military family dont miss thisFeatured Agent: Emily Harness EXP Realty LLC License #: [-------] (513) 582-4424 Morgan Financial Residential Mortgage Lender Equal"
YouTube Link 2025-09-11T14:04Z [---] followers, [---] engagements
"The SECRET professional real estate agents know about handing off LEADS In this episode we had very special guest Terry Henderson Together Joe and Terry delved into the intricacies of the real estate agent / loan officer relationship 🤝.Their detailed conversation explored the value of this partnership from all angles highlighting not only the mutual advantages for both professionals 👔 but crucially the overwhelming benefits it brings to the client 👨👩👧👦😊. Key Takeaways: - Client Multiplier Effect - The Symbiotic Relationship - What does a good relationship look like - Why is it in the"
YouTube Link 2024-02-14T12:30Z [---] followers, [---] engagements
"How to Build Credit from ZERO Do THIS First #residentialmortgage #realestate #credit #buildcredit Starting from scratch with no credit history Here are the [--] steps to establish credit build a solid score and set yourself up for financial success. Perfect for first-time borrowers students or anyone looking to boost their credit profile. Reach Out today Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris COO NMLS#322991 This content is for informational and entertainment"
YouTube Link 2025-09-23T14:55Z [---] followers, [---] engagements
"Habits Beat Motivation - Real Estate Advice From Dawn Garrison Motivation only takes you so far its your habits that carry you through. Build consistency in your follow-ups networking and marketing so success becomes automatic. 💪 #HabitsOverHype Featured Agent: Dawn Garrison Denovo Realty 321-341-2160 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact/ Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne"
YouTube Link 2025-09-27T15:15Z [---] followers, [---] engagements
"Buy NOW or WAIT [----] Housing Market Advice from a Real Estate Expert Is now the right time to buy a home in [----] With interest rates rising prices and market uncertainty we sat down with real estate expert Emily Merbitz to break it all down. In this video youll learn why waiting could cost you more how to navigate the market smartly and why education is key. Dont miss this must-see episode if youre thinking about buying this year For your Real Estate Needs: Emily Merbitz Keller Williams #3291702 (321) 543-7983 https://merbitzteam.kw.com/ 👉 Subscribe for more real estate and mortgage"
YouTube Link 2025-04-10T12:00Z [---] followers, [---] engagements
"She Was DROWNING in Notes. Until THIS Changed Everything One of the top agents at this real estate office was overwhelmedjuggling notepads full of handwritten chaos every single day. That is until she learned how to use AI to turn her scribbles into a streamlined daily plan in under [--] minutes. 💡📲 Don't let paper clutter hold you back. Watch this game-changing productivity hack that can transform your entire workflow Featured Agent Henry Wertin Denovo Realty Director of Sales and Operations 321-237-1887 https://www.denovorealty.com/about/henry-wertin/ 👉 Ready to work smarter not harder 📞"
YouTube Link 2025-07-24T14:00Z [---] followers, [---] engagements
"🤑Why is she at the Closing Table👇🔴💰 #pushthebutton #funding #closingtable #push #release #mortgage Our Business Development Reps like Lindsay here attend all of our closings so they can literally push the button to release the funds when you close on your home @morganfinancial1944. So no waiting around for someone back at headquarters Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-10-16T21:49Z [---] followers, [---] engagements
"Use Seller Concessions Like a Pro 🧠💰 #shorts Did you know this is one of the best markets to ask for seller concessions 💥 In [----] buyers had no chancebut now it's your time to win Whether it's covering a closing cost gap or buying down the rate smart buyers are using creative financing and leaning on expert lenders to make it happen. Dont miss this opportunity 🙌 Featured Agent Tracy Ryland One Sotheby's 321.543.5385 tryland@onesothebysrealty.com Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit For any inquires questions or"
YouTube Link 2025-07-21T15:00Z [---] followers, [---] engagements
"15-year or 30-year mortgage Heres how to choose wisely. #mortgage #florida #homebuying #re #shorts 15-year or 30-year mortgage Heres how to choose wisely. 🏡 #mortgage #florida #homebuying #refinance Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net Joe Harris COO NMLS #322991 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without"
YouTube Link 2025-10-15T15:03Z [---] followers, [---] engagements
"Fed Holds Rates But Will Tariffs Push Them Back Up #shorts Fed Holds Rates But Will Tariffs Push Them Back Up The Fed kept rates steady as inflation cools but new tariff concerns could shake things up. Mortgage rates remain stableshould you wait or act now Heres what buyers and sellers need to know. For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call:"
YouTube Link 2025-05-07T21:08Z [---] followers, [---] engagements
"Stop Renting How VA Loans May Get You a Home with [--] Down #shorts Dreaming of homeownership but worried about the down payment If you're a veteran or active-duty military VA loans might just change your life. 💥 Potentially Zero down. No PMI. Typically Lower rates. You Must be A Qualified and Eligible Veteran Watch this quick breakdown to see how you could own a home with ZERO down payment 🏡 👉 Tag someone who needs to see this 👉 Follow for more mortgage hacks & financial tips. 📲 Need help getting started Contact Morgan Financial: 📞 321-265-4000 For any inquires questions or comments:"
YouTube Link 2025-05-16T19:54Z [---] followers, [----] engagements
"Maxing Out Credit Cards This Could KILL Your Home Loan #shorts Maxing Out Credit Cards This Could KILL Your Home Loan 💳🏡Thinking about buying a home DONT max out your credit cards 🚫💳 Many buyers assume that once their credit is pulled theyre in the clear. But guess what Lenders check again before closing If youve run up debt your debt-to-income ratio could changeand that might cost you your loan ✅ What should you do instead ✔ Keep your spending in check ✔ Save your cash for closing costs ✔ Communicate with your loan officer Avoid this mistake & secure your dream home Need expert guidance"
YouTube Link 2025-03-03T15:35Z [---] followers, [--] engagements
"Stop Ignoring Curious Leads THIS Is How Top Agents Turn Them Into Clients #shorts Frustrated with "just curious" real estate leads You're not alone. But here's the truth: the money is in the follow-up. 📲 Use your CRM. Educate. Provide VALUE. This is how top agents build their pipeline and win long-term. 💼💰 Tag an agent who needs this reminder Featured Agent Jennifer McDonald Atlantic Group Real Estate jennimachomes@gmail.com 321-514-5900 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit MorganFinancial.net today For any inquires"
YouTube Link 2025-07-10T14:15Z [---] followers, [---] engagements
"Waiting to Buy a Home Heres Why That Might Cost You Time and Money #shorts Waiting to Buy a Home Here's Why That Might Cost You 🕰💸 Thinking about waiting until next year to buy a home 😬 That delay could mean fewer options higher interest rates and missing your perfect home Inventory drops in the fall and while Floridas climate stays nice sellers often hold off during the holidays. 🏡 You dont need a crystal ball just a smart plan and good timing. 💡 📉 Less inventory 📈 Possible rate hikes ✅ You can refinance later 💍 Date the rate marry the house 📞 Morgan Financial 321-265-4000"
YouTube Link 2025-04-12T14:34Z [---] followers, [----] engagements
"Secrets to Succeeding in a New Real Estate Market Are you a real estate agent facing the challenge of starting over in a brand-new market In this episode of Keeping Your Business on Track we sit down with Emily Harness an experienced agent who successfully rebuilt her business after moving from Hawaii to Florida. Emily shares her proven strategies for breaking into a new community from building connections fast and hosting open houses to leveraging VA loan expertise for military families. Whether youre relocating switching brokerages or simply trying to stand out in a crowded market these"
YouTube Link 2025-09-11T13:25Z [---] followers, [--] engagements
"Fed to Cut Interest Rates in [----] Joe Talks rates and Fed meeting in simple terms Join Joe Harris COO and Ashley Schnetzer Controller at Morgan Financial as they dissect the latest December [--] [----] FOMC (Federal Open Market Committee) announcement's impact on mortgages and real estate 📈🏡 In this episode: - Insightful analysis of the FOMC decision NOT to raise rates - What is the Dot Plot - Is the door open or closed for future rate hikes 🌟 Subscribe for expert insights and stay updated with Morgan Financial's podcast. Don't miss this breakdowntune in now 🎙✨ Recent Morgan Financial Blog"
YouTube Link 2023-12-20T12:30Z [---] followers, [---] engagements
"Fed Holds Rates Steady Is Now the Time to Buy a Home 📉 The Fed just held interest rates steady but what does that mean for mortgage rates the housing market and your home financing strategy in [----] In this quick breakdown the team at Morgan Financial dives into: What the Fed's pause really means for buyers and homeowners Why mortgage rates haven't moved (yet) The hidden factors (like inflation tariffs and MBS) influencing rate trends Whether now is a smart time to buy or wait on the sidelines Tips for real estate professionals navigating this in-between market 📍 If you're a homebuyer"
YouTube Link 2025-05-08T12:00Z [---] followers, [---] engagements
"First-Time Buyers How to Get Creative Potentially Save Thousands #shorts First-Time Buyers: How to Get Creative & Potentially Save Thousands Buying your first home doesnt mean you need a mountain of cash 🏠✨ In a buyers market there are smart ways to make your dream a reality from negotiating seller concessions to buying down your interest rate 🔥 Lets talk real strategies that help you afford more with less. Whether it's getting help with closing costs or locking in a comfortable mortgage payment these tips can change the game for first-time buyers. 💡 Kellie Bowling Compass Real Estate"
YouTube Link 2025-04-24T21:03Z [---] followers, [----] engagements
"Do you REALLY need [--] down to buy a house NOPE #shorts 🚨 Do you REALLY need 20% down to buy a house NOPE 😲 Most people delay homeownership because they think they need a huge down payment. The truth You can buy a home with as little as 0-3.5% down 🏡💰 For Eligible Qualified Buyers: ✅ FHA Loan 3.5% Down ✅ Conventional Loan 3% Down ✅ VA & USDA Loans 0% Down 💡 The longer you wait the more home prices rise. Dont let this myth stop you from building wealth through homeownership 📲 Call Morgan Financial today & see what you qualify for #HomeBuying #MortgageMyths #FirstTimeBuyer #RealEstate"
YouTube Link 2025-02-07T15:30Z [---] followers, [---] engagements
"All About Interest Rates: Let's Talk About Rate In this episode thats all bout Interest Rates Joe and Nick address what has quickly become the "elephant in the room" everyone is talking about. Join us as we demystify the world of interest rates exploring what's driving them up how they affect your finances and most importantly what you can do to make the best decision with the information that we all have without relying on future-telling information that leaves you gambling. Whether youre a real estate agent trying to learn how best to communicate with potential buyers and sellers regarding"
YouTube Link 2023-10-04T13:59Z [---] followers, [--] engagements
"Your Homes First Impression = SOLD #shorts Your home only gets ONE first impressionmake it count 🚨 90% of buyers are judging your listing before they ever step inside. and it all comes down to photos video and presentation. 💡 Work hard to get it right from the very first daywith the right team honest conversations and even bold design tweaks (yes even repainting those purple polka dots 😅). Start strong. Sell fast. Jennifer Peters The Platinum Group at Real Broker (703) 462-4856 https://jen.platinumgroupfl.com/ #RealEstateTips #ListingPhotos #FirstImpression #SellYourHome #RealtorAdvice"
YouTube Link 2025-06-20T15:10Z [---] followers, [----] engagements
"VA Loan Hack Refinance With Minimal Hassle #shorts VA Loan Hack: Refinance With Minimal Hassle 🔥💰 #VeteranBenefits #IRRRL Veterans and service members did you know you can refinance your VA loan with very little paperwork The VAs Interest Rate Reduction Refinance Loan (IRRRL) lets you drop your rate potentially without an appraisal income check and with out nearly as muc paperwork If you can benefit from a refinance The VA has made this process much more streamlined Even if your home is now an investment property you may still qualify 💰 Dont miss out on this benefit you EARNED contact"
YouTube Link 2025-03-10T19:43Z [---] followers, [---] engagements
"Are We in a Buyers Market What Florida Homebuyers Need to Know Are we in a buyers market In this episode Lindsay Schellhorn from Morgan Financial sits down with David McKay from Glover Properties to discuss the current Florida housing market and whether now is truly the time for buyers to make their move. We talk about: 🏡 Why lower competition means more negotiating power 💰 How buyers are getting seller credits and better terms 📈 What market shifts mean for home values in [----] 🎯 What sellers are doing to get their home "move in ready" Whether youre a first-time buyer or looking to invest"
YouTube Link 2025-10-14T12:01Z [---] followers, [--] engagements
"🎇Will Fed Send A Warning Shot or Shot Directly at the Boat🧨 #fedratehike #crystalball Do you think the Fed will keep rates the same and go along with the 97% consensus Or do you think the data says otherwise Check out the full podcast @morganfinancial and be sure to tune into the Fed announcement TODAY 9/20/2023 at 2PM EST. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-09-20T16:01Z [---] followers, [----] engagements
"BREAKING Fed Signals Rate Cuts Coming Mortgage Rates Already Dropping #shorts Big news for anyone looking to buy or refinance a home Fed Chair Jerome Powell just hinted at a possible rate cut as soon as September 👀. Markets reacted instantlyand mortgage rates are already starting to trend DOWN. This could mean lower monthly payments and the perfect opportunity to jump into real estate Dont sit on the sidelinesthis might be YOUR window to buy or refinance Link to Back To School Special www.morganfinancial.net/back-to-school-2025 Call us today and lets get you ready: Morgan Financial"
YouTube Link 2025-08-22T18:42Z [---] followers, [---] engagements
"STRICTER STANDARDS AHEAD: Fannie Mae & Freddie Mac [----] Guideline Updates Mortgage giants Fannie Mae & Freddie Mac are tightening up their conventional loan pricing and borrower qualification guidelines. Starting May 1st some borrowers may have to meet slightly stricter standards in order to qualify for a conventional conforming home loan. Tune in for an overview of these updates and how these changes will affect current and future homebuyers If you like what you hear we would love for you to subscribe to the show and share with anyone you know who wants to maximize their Real Estate or"
YouTube Link 2023-02-22T11:00Z [---] followers, [----] engagements
"You dont have to wait for perfect rates to make a smart move 🏡 While everyone else is waiting for the right time smart homeowners are focusing on strategy not speculation. At Morgan Financial in Florida we help you run the numbers explore your options and make the move that fits your goals not market hype. Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris COO NMLS #322991 This"
YouTube Link 2025-10-09T15:23Z [---] followers, [----] engagements
"Your dream home shouldnt become your budget nightmare #shorts Your dream home shouldnt become your budget nightmare 😬 Morgan Financial is a Equal Housing Lender. Residential Mortgage Lender in Florida. NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net Joe Harris COO NMLS #322991 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without notice and may not be available in all areas or for all borrowers."
YouTube Link 2025-10-04T14:03Z [---] followers, [--] engagements
"Viera Florida is Exploding with Growth Here's What's Coming #shorts From Top Golf to Trader Joes Viera Florida is turning into one of the hottest spots on the Space Coast. With thousands of homes amazing amenities and even more on the way heres why Viera should be on your radar in [----] Thinking of buying or refinancing Contact the team at Morgan Financial your Space Coast mortgage experts. Contact Info For Jeremy Stewart: EMAIL: jeremy@carpenterkessel.com MOBILE: 321-626-5821 WEBSITE: https://jeremystewartrealestate.com LICENSE #: [-------] Morgan Financial is your local veteran-owned lender"
YouTube Link 2025-05-22T13:33Z [---] followers, [--] engagements
"The One Mistake That Can Wreck Your Entire Real Estate Deal When it comes to real estate who you work with matters more than anything. 🏡 One weak link can sabotage the entire transaction. From agents to lenders to inspectors your tribe determines your success. In a referral-based industry and small-town market your reputation is everything. Choose your partners wisely. 💼✨ 🎯 Tag someone in real estate who needs to hear this 👉 Follow for more no-fluff real estate truths. Title Agent Featured: April Dodd Closed Title [----] Murrell Rd STE [---] Rockledge FL [-----] (321) 413-6200 📞 Morgan"
YouTube Link 2025-09-04T13:15Z [---] followers, [----] engagements
"When to Lock In a Mortgage Locking in the right mortgage interest rate can be tricky but it is one of the most important steps in securing your home loan. In this episode we explain what a rate lock is when the best time to lock in your rate might be and what to consider before making that decision. Learn how to avoid rate fluctuations and make the best financial choice for your home purchase or refinance. Subscribe for more expert mortgage advice and contact Morgan Financial to secure the best rate today For any inquires questions or comments:"
YouTube Link 2024-10-31T11:00Z [---] followers, [---] engagements
"Fed Rate Cuts Coming What Buyers and Real Estate Agents Need to Know The Fed just hinted at a September rate cutand markets reacted instantly. But what does this really mean for homebuyers and agents In this video we break down Powells Jackson Hole speech why rates dipped and what you should do if youre considering buying now versus waiting. 👉 Thinking about buying or refinancing Contact Morgan Financial today. Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit MorganFinancial.net today For any inquires questions or comments:"
YouTube Link 2025-08-28T12:01Z [---] followers, [--] engagements
"😫 Don't Want to Lose Your 3% Interest Rate You might not want to lose your 3% interest rate but if no one sells their home to buy a new one we will continue to have low inventory. #crux Home prices aren't going down in certain markets. Watch the full video @morganfinancial to see if Joe was right about his prediction yesterday or not the Fed's DID NOT do a rate hike. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-09-21T21:45Z [---] followers, [----] engagements
"Think student loans mean NO homeownership WRONG #shorts 📢 Think student loans mean NO homeownership WRONG 🚫🏡 Lenders dont just look at your total debtthey check your monthly payments & DTI (Debt-to-Income Ratio). You May still buy a home Many Low Down Payment Options ✅ FHA Loans ✅ VA Loans ✅ Conventional Loans 💡 The key Lower DTI explore loan options & boost approval odds 📲 Call Morgan Financial today & see what YOU qualify for #HomeBuying #StudentLoans #MortgageApproval #DebtToIncome #MorganFinancial #homebuying #firsttimehomebuyer"
YouTube Link 2025-02-09T15:42Z [---] followers, [---] engagements
"Former MLB pitcher turned Real Estate Pro David McKay says it best nows the time to buy a h #shorts Former MLB pitcher turned Real Estate Pro David McKay says it best nows the time to buy a home 💪🏠 #homebuying #florida #mortgage #realestate Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net Lindsay Schellhorn Business Development Rep NMLS #1895767 Featured Agent: David McKay Glover Properties 321-609-0036 This content is for informational purposes only and does not"
YouTube Link 2025-10-14T12:02Z [---] followers, [---] engagements
"First-Time Home Buyer Heres What No One Tells You Buying your first home #shorts First-Time Home Buyer Heres What No One Tells You Buying your first home Dont stress just get informed. 📚 First-time buyers make up 25-35% of the market but many jump in without understanding the real costs or steps. From inspections to appraisals to what you actually need out-of-pocket education is 🔑. Work with a local lender and a trusted agent who wants to walk you through it all. The right team makes all the difference. 🙌 📞 Morgan Financial 321-265-4000 NMLS#318525 Emily Merbitz Keller Williams #3291702"
YouTube Link 2025-04-14T15:42Z [---] followers, [---] engagements
"Fed Cut But Mortgage Rates Just Jumped #shorts The Fed cut rates by 0.25% but mortgage rates bounced back up after hitting their lowest in a year. Heres why it happened and how our team helped clients lock in early. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris COO NMLS#322991 This content is for informational and entertainment purposes only and does not constitute financial advice or a commitment to lend. Mortgage rates and terms are subject to change without"
YouTube Link 2025-09-19T16:09Z [---] followers, [---] engagements
"Your Realtor Doesnt Call You Back BIG Red Flag #shorts Your Realtor Doesnt Call You Back 🚩 BIG Red Flag Lets be realcommunication is EVERYTHING in real estate. If your agent or lender ghosts you during the most important transaction of your life. thats a problem. 🚨 Amanda's team has a commitment to communication they check in regularly keep you in the loop and actually answer the phone 📲 Dont settle for silence when it comes to buying or selling your home. Amanda McKnight Compass Real Estate 904-599-1468 amanda.mcknight@compass.com Morgan Financial 321-265-4000 NMLS#318525"
YouTube Link 2025-04-23T11:14Z [---] followers, [---] engagements
"Living in Indialantic Brevard By The Block Thinking about moving to Indialantic Florida In this episode of Brevard By The Block we sit down with local real estate expert Jeff Blackstone to explore everything you need to know about living beachside. From the lifestyle differences between mainland and beachside to insider tips on flood insurance top-rated schools and the real estate market this is your go-to guide for buying selling or settling down in Indialantic. 👉 Whether youre a buyer seller agent or just curious about this hidden gem in Brevard County this episode has something for you."
YouTube Link 2025-09-30T11:01Z [---] followers, [--] engagements
"This Real Estate Duo Is Built on Blood #shorts What happens when your real estate partner is your MOM 🤝❤ In this business trust is everythingand family brings a whole new level. Watch how this mother-daughter team gets it DONE. #realestate #realestateteam 📞 Looking for a team that treats you like family Taylor Darby: Sentz+Darby Team at ReMax Elite 321-537-5787 https://lifeonthecoast.site/ Morgan Financial 📞 321-265-4000 NMLS#318525 #RealEstateTeam #FamilyBusiness #MotherDaughterGoals #MortgageExperts #MorganFinancial #HomeLoanHelp #RealtorLife #BuiltOnTrust #realestatereels For any"
YouTube Link 2025-06-06T18:11Z [---] followers, [----] engagements
"Buy Now or Wait The Truth After the Fed's July Decision Should I Buy Now or Wait This seems to be what is on many people minds right now. We are going to talk about The Truth After the Fed's July Decision. The Fed just made its July [----] rate announcement and everyone wants to knowhow does this impact mortgage rates In this short video we explain what the Fed's decision really means for you whether you're buying your first home refinancing or just watching the market. Learn what you should do nextstraight from the experts at Morgan Financial. Morgan Financial is your local veteran-owned"
YouTube Link 2025-07-31T12:01Z [---] followers, [--] engagements
"MLB pitcher turned real estate pro David McKay really goes to bat for his client. #shorts Former MLB pitcher turned real estate pro David McKay really went to bat for his client. ⚾😂 #realestate #florida #mortgage #realtor Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net Featured Agent: David McKay Glover Properties 321-609-0036 Lindsay Schellhorn Business Development Rep NMLS #1895767 This content is for informational purposes only and does not constitute financial advice"
YouTube Link 2025-10-16T15:03Z [---] followers, [----] engagements
"How to Compete Against Cash Buyers in any Real Estate Market #shorts How to Compete Against Cash Buyers in any Real Estate Market Cash buyers are everywhere right now but that doesnt mean youre out of the game 💰🏠 Whether you're a first-time buyer or moving up you can compete and WIN in this market. Tune in as Joe sits down with Brevard County expert Kellie Bowling to break down real strategies buyers are using to level the playing field 💥 💡 From tightening inspection periods to using creative financing this is a must-watch for anyone house hunting in Florida Kellie Bowling Compass Real"
YouTube Link 2025-04-26T14:11Z [---] followers, [--] engagements
"Fed Holds Rates Again: What This Means for Your Mortgage 🏠📉 The Fed just held interest rates steadyfor the 5th time in a row. What does this mean for YOU 🤔 Mortgage rates are holding around 6.83% (according to the MBA) but heres the twist: home purchases are UP 17% and refinances are UP 30% compared to last year. 💥 Stability is brewing. Confidence is rising. Thinking about buying or refinancing Now might be the moment. Lets make moves. 💼📈 📞 Morgan Financial 321-265-4000 NMLS#318525 Joe Harris NMLS#322991 For any inquires questions or comments: https://morganfinancial.net/contact/"
YouTube Link 2025-08-01T15:15Z [---] followers, [----] engagements
"From Fear to Action: Coaching Buyers Through Rate Anxiety with Tracy Ryland Interest rates are volatile and buyers are hesitant. Luxury real estate agent Tracy Ryland shares how she keeps buyers confident calm and moving forward in a noisy market. Learn the mindset shifts financing tips and buyer coaching strategies top agents are using right now. Featured Agent Tracy Ryland One Sotheby's 321.543.5385 tryland@onesothebysrealty.com 💡 Subscribe for more expert interviews and weekly mortgage market tips 📞 Need help supporting your buyers Visit MorganFinancial.net Morgan Financial is your local"
YouTube Link 2025-07-17T12:01Z [---] followers, [--] engagements
"Brevard Zoo: A Hidden Viera Gem 🏡 🦒 #shorts #viera #brevardzoo Just minutes from Strom Park in West Viera the Brevard Zoo is one of the areas most beloved secrets With new exhibits added every year and affordable annual memberships its the perfect weekend adventure for the whole family. Living in Viera means world-class perks are right in your backyard. 🐾🌴 📍Located 3-5 minutes from Viera West 🎟 Family-friendly fun all year round 💎 A lifestyle upgrade you didnt see coming Want to live minutes from wild adventure and community charm Contact Info For Jeremy Stewart: EMAIL:"
YouTube Link 2025-05-24T15:01Z [---] followers, [----] engagements
"Affordability vs. Interest Rates: What's the Real Cost 💰🏠 Should you wait for interest rates to drop or buy now 🤔 We break down the cost of waiting including how rising property values and potential equity gains can impact your decision. Learn why refinancing later could be a win and why timing the market might cost you more in the long run 🚀 #RealEstateTips #MortgageInsights"
YouTube Link 2025-01-03T16:50Z [---] followers, [----] engagements
"Waiting for Rates To Drop Heres Why That May Be A Mistake Welcome to the Locked-In Mortgage Podcast where we simplify the mortgage process and help you make smarter financial moves. In todays episode were tackling one of the most common homeowner mistakeswaiting for the perfect rate to refinance. Joe Harris Morgan Financial COO NMLS#322991 Nathan Santa Morgan Financial Marketing NMLS# [-------] Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with us at Morgan"
YouTube Link 2025-10-07T12:01Z [---] followers, [--] engagements
"Learn more ways to close faster For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-10-25T18:02Z [---] followers, [---] engagements
"Seasoned Agents vs. Scary News Who Do You Trust Top agents dont follow the news they follow wisdom. Learn how perspective beats panic and why experience guides the shift. Featured Agent: Dawn Garrison Denovo Realty 321-341-2160 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact/ Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] This content is for informational purposes"
YouTube Link 2025-09-29T21:03Z [---] followers, [--] engagements
"Crush Your Interest Rate Anxiety: Turn Fear Into Financial Strategy #shorts Stop Letting High Interest Rates Paralyze You 🧠📈 Worried about rising interest rates You're not alone. But instead of freezing in fear its time to shift from anxiety to strategy. 💡 Learn how perspective and planning can turn overwhelming headlines into long-term financial wins. 💪 Don't time the market master it with the right mindset. Featured Agent Tracy Ryland One Sotheby's 321.543.5385 tryland@onesothebysrealty.com 📞 Morgan Financial 📱 321-265-4000 NMLS#318525 #MortgageTips #FinancialFreedom #InterestRates"
YouTube Link 2025-07-19T14:15Z [---] followers, [---] engagements
"Dont Buy a Home Without Knowing THIS About Mortgage Insurance First-time homebuyer or just buying another home 🏠 Before you sign anything make sure you understand how mortgage insurance worksand how to avoid paying it forever Learn the difference between PMI MIP and how VA loans can save you big 💸. Got questions Weve got answers. 👇 Contact us today and get into your dream home the smart way. 📞 Morgan Financial 📍 Melbourne Florida 📱 321-265-4000 NMLS#318525 📌 Hashtags: #MortgageTips #FirstTimeHomeBuyer #HomeBuying101 #RealEstateTips #MortgageInsurance #PMI #FHAloan #VALoan"
YouTube Link 2025-10-01T15:30Z [---] followers, [---] engagements
"You're not FOCUSED 😵 the most important part of sales #sales #prospecting #realestate #loanofficer Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-02-23T20:00Z [---] followers, [---] engagements
"Florida Closing Cost special Limited Time Get Up to $8000 Toward Your Closing Costs* Limited Time Looking to buy a home in Florida or help your clients save BIG This Back-to-School season Morgan Financial is giving eligible borrowers up to $8000 toward closing costs* ✅ 1% lender credit* (up to $8000) applied toward eligible closing costs prepaids escrows or even a permanent rate buydown. ✅ Available on Conforming and VA loans for purchases or refinances. ✅ No income limits no first-time buyer requirement and no second mortgage to repay. 📅 Apply between August [--] September [--] [----] and close"
YouTube Link 2025-08-14T20:44Z [---] followers, [--] engagements
"What is a COE Welcome to Joe Knows Mortgages MINUTE where we answer your mortgage questions. On this weeks Joe Knows Mortgages MINUTE we answer the question: What is a COE Where can I get a COE COE stands for "Certificate of Eligibility". The COE verifies to the lender that you are eligible for a VA-backed loan. While the COE proves eligibility you must also qualify for the loan with a VA approved lender to obtain the loan. You can get your COE yourself through applying online HERE or contact Morgan Financial and we can obtain your Certificate in a few minutes. Do you have a home loan related"
YouTube Link 2018-05-24T21:32Z [---] followers, [---] engagements
"Cash is King How to Compete Against Cash offers in any Real Estate Market Cash buyers are making headlines in Brevard County real estate but that doesn't mean you're out of luck. In this quick video we break down how financed buyers can still win homes by using smart strategies and the right lender. Want to compete like a cash buyer Contact Morgan Financial today and lets make it happen. Kellie Bowling Compass Real Estate 321-446-6575 kellie@coastalestateteam.com For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with one of our Mortgage Loan Originators:"
YouTube Link 2025-04-24T12:01Z [---] followers, [--] engagements
"From Saving Lives to Closing Deals Why Amanda McKnights Nursing Background Sets Her Apart #shorts From Saving Lives to Closing Deals: Why Amanda McKnight's Nursing Background Sets Her Apart Nursing taught her how to stay calm under pressure act fast and lead with compassion. Now she brings that same focus and trust-building to every real estate transaction. 🏡 No emotional rollercoasters. Just level-headed guidance quick decisions and someone whos truly in your corner. 💪 Looking for an agent whos got nerves of steel and heart Amanda McKnight Compass Real Estate 904-599-1468"
YouTube Link 2025-04-20T12:27Z [---] followers, [---] engagements
"Refinancing isnt just about lower rates #shorts Refinancing isnt just about lower rates 👀 Heres when it actually makes sense. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 321-265-4000 www.morganfinancial.net Joe Harris COO NMLS #322991 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without notice and may not be available in all areas or for all borrowers. All loans are"
YouTube Link 2025-10-08T15:03Z [---] followers, [---] engagements
"📈Will there be a 12th consecutive Fed rate hike tomorrow Full podcast will be out Wednesday morning September 20th. Joe will predict if he agrees or disagrees with the vast majority of investors regarding whether the Fed will hike rates yet again. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-757-3570 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2023-09-19T21:41Z [---] followers, [----] engagements
"Think VA loans take forever Think again. #shorts Veterans Deserve Better Heres How We Deliver Think VA loans take forever Think again. 🕒💣 Sellers fear VA loans due to outdated myths While it certailny depends on the situation however with the right team veterans can be fully approved in as few as [--] DAYS 💪. Mike breaks down the biggest misconceptions in real estate and shares how Morgan Financial delivers fast stress-free VA homebuying. Lets rewrite the narrative for our heroes. 🏡 Mike Lindley Denovo Realty (321) 474-0219 https://www.denovorealty.com/agents/mike-lindley/ 📲 Morgan"
YouTube Link 2025-04-08T18:57Z [---] followers, [---] engagements
"The Real Estate Connector: How the Right Agent Puts the Right People on Your Team with Waylon Duff The real estate market is fast and competitive having the right people on your side makes all the difference. Learn why the right real estate agent is more than a guide: they're your ultimate connector to a dream team of mortgage pros inspectors and more. At Morgan Financial we work with top agents who build strong successful teams for our clients. Ready to connect Reach out today Waylon Duff Keller Williams Real Estate (321) 536-5973 waylonduff@gmail.com For any inquires questions or comments:"
YouTube Link 2025-05-01T12:01Z [---] followers, [--] engagements
"DON'T join a real estate brokerage before knowing these [--] QUESTIONS (and the RIGHT answers) In this podcast Joe and our very special guest Garrett Bell the broker/owner and founder of Denovo Realty explore the critical questions real estate agents MUST be asking of their brokerages 🙋🏻♀🙋🙋♂. Whether you're a brand new agent seeking a starting point or a seasoned industry veteran considering a switch this podcast provides the answers you need to choose the ideal brokerage based on your personal expertise and mindset. 🤗 Sneak Peak of Discussion Topics: - Commission Splits - Broker Reputation"
YouTube Link 2024-02-28T12:45Z [--] followers, [--] engagements
"Have you ever wondered how rate locks work For any inquires questions or comments: https://form.jotform.com/MorganFinancial/contact-us-page Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-11-01T20:57Z [---] followers, [---] engagements
"The #1 Way to Ask for Referrals Without Sounding Pushy #shorts The #1 Way to Ask for Referrals Without Sounding Pushy 😲Tired of feeling awkward asking for referrals Heres the exact script that keeps it chill AND effective. 👏 Say goodbye to the spammy sales vibe and hello to organic business growth. 👇 Try this next time with a happy client and watch the magic happen. Featured AgentFeatured Agent David Jelinek Jelenik Group at EXP Realty (321) 960-1676 https://www.brevardcountyflorida.com/ Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or"
YouTube Link 2025-06-28T15:14Z [---] followers, [---] engagements
"Government Shutdown Mortgages What You Need to Know Now #shorts The government shutdown is changing the mortgage landscape. Flood insurance USDA loans and even employment verifications are impactedwhile VA and FHA loans continue as usual. Heres how buyers sellers and refinancers are affected and what you need to do to stay on track. joe Harris COO NMLS# [------] Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] This content is for informational purposes only and does not constitute financial"
YouTube Link 2025-10-03T15:38Z [---] followers, [---] engagements
"Veterans: This VA Loan Hack Could Save You Thousands VA IRRRL Veterans are you overpaying on your mortgage The VA IRRRL (Interest Rate Reduction Refinance Loan) could lower your monthly payment with minimal paperwork and no credit check in most cases In this video we break down how this special VA refinance works its benefits and whether its right for you. If youve served youve earned these benefitsdont miss out 📞 Want to see how much you could save Contact Morgan Financial today 👍 Like subscribe and share with a fellow veteran who needs this info 🔑 Tags & Keywords: VA IRRRL VA refinance"
YouTube Link 2025-03-20T12:01Z [---] followers, [--] engagements
"How Do You Cancel Your Mortgage Insurance Welcome to Joe Knows Mortgages MINUTE where we answer your mortgage questions. On this weeks Joe Knows Mortgages MINUTE we answer the question: How do you cancel your mortgage insurance As discussed in our previous Joe Knows Mortgages MINUTE" you are required to pay mortgage insurance on a loan if you put less than 20% towards your down payment on a conforming loan. With a conforming loan you may qualify to cancel your mortgage insurance. To cancel your mortgage insurance you must have at least 20% equity in your home. Once your loan has been reduced"
YouTube Link 2018-05-30T14:26Z [---] followers, [---] engagements
"Find Your Why #shorts Find Your Why 🫵 Featured Agent: Nick Hall Selling [---] Team powered by eXp Realty 📞 (772) 213-0675 ✉ nickgetsresults@gmail.com Host: Lindsay Schellhorn Business Development Representative (NMLS ID:1895767) for Morgan Financial 📧 lindsay@morganfinancial.net Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐 www.morganfinancial.net This content is for informational and educational purposes only and should not be considered financial or legal advice. It is not a commitment to"
YouTube Link 2025-11-06T16:04Z [---] followers, [--] engagements
"Having Fun is one of our Core Values Merry Christmas to everyone 🎄 Having Fun is one of our Core Values We had a blast celebrating Christmas at Morgan Financial with a fun White Elephant + Christmas Cookie Exchange. Merry Christmas to everyone 🎄 #shorts VA loan brevard county building wealth through real estate buying a home christmas florida real estate freddie mac happy holidays interest rate updates joe harris melbourne fl merry christmas mortgage mortgage rates move to florida palm bay real estate market real estate news refinance santa space coast titusville viera VA loan brevard"
YouTube Link 2025-12-24T15:01Z [---] followers, [---] engagements
"50-year mortgages arent what you think. 👀 50-year mortgages arent what you think. 👀 Most people move or refinance in [--] years so why not use a longer term to get a lower payment and to possibly enter the market sooner From [--------] home prices jumped nearly 48%. Renters gained $0 homeowners gained equity. A 50-year mortgage isnt for everyone But the right strategy with the right guidance can be a bridge to building wealth. 🏡 Renters dont benefit from appreciation. Homeowners do. Joe Harris COO- Morgan Financial NMLS#322991 Morgan Financial is your local veteran-owned lender here to help."
YouTube Link 2025-11-15T16:06Z [---] followers, [----] engagements
"Fed Cut Rates. But Mortgage Rates Went Up #shorts The Fed just cut rates again but mortgage rates went up. In this episode of The Locked-In Mortgage Podcast we unpack what the Feds October [--] decision really means for homebuyers sellers and the housing market. Joe Harris breaks down the rate cut why mortgage-backed securities are reacting in the opposite direction how QT and QE play into this and whats next for inflation labor markets and lending as government data goes dark. 🎧 Tune in to get clear real-world insight into whats happening and how to stay ahead in todays mortgage and real"
YouTube Link 2025-10-29T22:41Z [---] followers, [---] engagements
"What Does an Underwriter Do Hello This is Joe Harris with Morgan Financial and here is your Joe Knows Mortgages MINUTE. This week we answer the question: What does an underwriter do" When you submit your documents to your loan officer an underwriter will take them and analyze and asses your Income assets credit and collateral. They take all four aspects and evaluate them to make sure they each meet the guidelines for Fannie Freddie or the VA. Thank you for tuning into this Joe Knows Mortgages MINUTE If you have any home loan related questions we want to hear from you SO please comment down"
YouTube Link 2019-03-15T20:15Z [---] followers, [--] engagements
"What goes into a good offer A year ago Tiffany Score from Denovo Realty joined us on the show to break down one of the most important questions in real estate: What actually makes an offer win In this episode Tiffany walks through the key factors sellers and listing agents look at when reviewing offers including: - Why fewer contingencies often make an offer stronger - How short loan approvals and inspection periods can improve your chances - How offer price fits into the bigger picture - Whether the home is likely to appraise at the agreed price - How the type of financing used can impact a"
YouTube Link 2026-01-13T17:20Z [---] followers, [----] engagements
"Fed Meeting Next Week: Are Lower Mortgage Rates Finally Coming The Federal Reserve meets next week and all eyes are on what Jerome Powell will do next. Just days ago Powell sounded more dovish than expected hinting that the Fed could soon hit pause on tightening and maybe even start easing again. So what does that mean for mortgage rates homebuyers and the housing market heading into the end of [----] In this episode of the Locked-In Podcast we break down: What to expect from the October Fed meeting Why Powells latest comments could shift mortgage rates How the Feds next move could impact"
YouTube Link 2025-10-21T12:00Z [---] followers, [---] engagements
"Titusville is Blowing UP #shorts What makes Titusville Florida so special 🚀 Broker Kim Tillett breaks down how its prime location access to beaches and proximity to Orlando Kennedy Space Center Blue Origin and SpaceX are bringing new energy and new people to North Brevard. 🌴 Titusville is no longer just a quiet town. it's a launchpad for opportunity. Featured Agent: Kim Tillett Dale Sorensen Real Estate 321-446-9035 Host: Lindsay Schellhorn Morgan Financial NMLS ID: [-------] Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] CO NMLS ID: [------] This"
YouTube Link 2025-11-12T15:03Z [---] followers, [----] engagements
"Mortgage Rates Still Low and Brevards market isnt slowing down 🚀 Mortgage Rates Ticked Upbut Brevards Market Isnt Slowing Down 🚀 Freddie Mac reports the 30-year fixed rate at 6.22% slightly up from last week but here on Floridas Space Coast the real estate market is holding strong. Closed sales in Brevard County are up 12.6% cash sales surged 20% and inventory is balancing out. Whether youre buying selling or watching rates this local update shows that opportunity is still alive in our market. 📍 Morgan Financial Proudly Helping Heroes Get Home 🏡 Serving Brevard County & the Space Coast"
YouTube Link 2025-11-07T19:39Z [---] followers, [---] engagements
"Merry Christmas from Morgan Financial 🎄 Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐www.morganfinancial.net Joe Harris COO NMLS #322991 #shorts VA loan brevard county building wealth through real estate buying a home christmas florida real estate freddie mac happy holidays interest rate updates joe harris melbourne fl merry christmas mortgage mortgage rates move to florida palm bay real estate market real estate news refinance santa space coast titusville viera VA loan brevard county building"
YouTube Link 2025-12-25T15:00Z [---] followers, [---] engagements
"🚨 Mortgage Rates Just Hit a 1-Year Low Here's why this fall could be your moment to buy or refi 🏠 Mortgage Market Update provided by Joe Harris from Morgan Financial a local veteran-owned lender servicing Florida. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact Joe Harris COO NMLS: [------] Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS: [------] www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] This content is for informational purposes only and does not constitute financial advice or a"
YouTube Link 2025-10-24T18:36Z [---] followers, [----] engagements
"Why overpricing your home might actually make it sell for LESS #shorts The #1 Pricing Mistake Florida Home Sellers Are Making Thinking about selling your home in Florida Before you list make sure youre not falling for the most expensive mistake sellers are still making overpricing. In this clip Nick Hall from the Selling [---] Team powered by eXp Realty explains how many sellers are still stuck in the [--------] market mindset and why listing your home too high can actually cause it to sell for below market value. Youll learn: - Why testing the market with a high price often backfires - How the"
YouTube Link 2025-11-04T15:03Z [---] followers, [---] engagements
"Fed Just Cut Rates Should You Lock In Your Mortgage Now The Fed cut interest ratesbut before you assume that mortgage rates are dropping too watch this. We break down what the Feds decision really means for homebuyers refinancers and real estate agents. ✅ Should you lock your rate ✅ Will rates drop again ✅ What does the dot plot say If youre in the market or advising clients this is must-know info. 📞 Contact Morgan Financial today to get expert advice on your mortgage. Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 or visit"
YouTube Link 2025-09-18T12:00Z [---] followers, [---] engagements
"The Fed Just Cut Rates But Mortgage Rates Increased #shorts Heres why waiting for Fed announcements might cost you more than you think. 📈 If youre waiting on lower payments this is your sign to stop guessing and start acting. Timing matters. ⚠ Follow us for real-time updates on when to strike in this market Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] 321-265-4000 NMLS#318525 joe Harris COO NMLS#322991"
YouTube Link 2025-09-17T22:06Z [---] followers, [----] engagements
"Not All APRs Are Created Equal Heres Why Whats the difference between mortgage interest rate and APR The APR shows the true yearly cost including fees and closing costs. But not all APRs are created equal. Learn how to compare Loan Estimates side by side and shop smarter for your mortgage. Check out the Full blog with more information https://morganfinancial.net/what-is-apr/ Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] 321-265-4000 www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris COO NMLS#322991 This content is for"
YouTube Link 2025-09-22T13:45Z [---] followers, [----] engagements
"What is PITI Hello This is Joe Harris with Morgan Financial and here is your Joe Knows Mortgages MINUTE. This week we answer the question: What is PITI PITI is an acronym for your payment and it stands for principal interest taxes and insurance. Principle is the part of your payment that reduces your loan balance. Interest is the part of your payment that goes to paying the interest on your loan. Taxes and insurance are the amount of your payment that is escrowed to cover the costs of your property taxes and the cost to insure your property. Thank you for tuning into this Joe Knows Mortgages"
YouTube Link 2018-09-24T13:07Z [---] followers, [---] engagements
"Florida Housing Supply Explained 👇 In this short we explain Florida housing supply and why inventory increases didnt crash prices. After historic lows in [--------] todays market reflects a return to normal supply not oversupply. This context helps explain recent price adjustments across Florida real estate markets. Educational purposes only. Not a commitment to lend. Market conditions are subject to change. Joe Harris (#322991) & Lindsay Schellhorn(#1895767) Morgan Financial(NMLS #318525) Residential Mortgage Lender Equal Housing Lender [----] N. Harbor City Blvd Melbourne FL [-----] 321-265-4000"
YouTube Link 2026-01-06T16:02Z [---] followers, [----] engagements
"Do VA Loans Really Require $0 Down Space Coast VA Experts Veterans yes you can buy a home with $0 down using your VA home loan benefit if you qualify. No monthly mortgage insurance. Learn how to maximize what you earned through service. Morgan Financial Florida Veteran-Owned Mortgage Lender Proudly helping heroes get home. Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] CO NMLS ID: [------] This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. All loans are subject to credit"
YouTube Link 2025-11-26T14:01Z [---] followers, [---] engagements
"Should institutions be banned from buying homes 👇 Let us know what you think in the comments This video is for informational purposes only & does not constitute legal financial or real estate advice. All real estate decisions should be made in consultation with a licensed professional. All loans subject to credit approval. Joe Harris (#322991) & Nathan Santa (#2166119) Morgan Financial (#318525) Equal Housing Lender [----] N. Harbor City Blvd Melbourne FL [-----] (321) 757-3570 #shorts blackstone buying homes first time home buyers home affordability housing market [----] housing market news"
YouTube Link 2026-01-15T16:01Z [---] followers, 18.1K engagements
"Interest Rates SECRETS How They Impact Your Mortgage & How to Get the BEST Rate Interest rates can impact your mortgage more than you think In this video we break down: ✔ What determines mortgage rates ✔ Fixed vs. adjustable-rate mortgages ✔ How to secure the lowest interest rate ✔ Why rates fluctuate daily 📞 Need mortgage advice Contact Morgan Financial today 🔔 Like Subscribe & Share for more mortgage tips For any inquires questions or comments: https://form.jotform.com/MorganFinancial/contact-us-page Connect with one of our Mortgage Loan Originators:"
YouTube Link 2025-02-13T13:00Z [---] followers, [--] engagements
"How to Get Your VA Certificate of Eligibility (COE) Space Coast VA Loan Experts Veterans on the Space Coast your COE is the first step to using your VA home loan benefit. Heres how to get it quickly and easily with Morgan Financial your local veteran-owned lender in Brevard County. 👉 Dont forget to like subscribe and share Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact/ Connect with us at Morgan Financial: Instagram: https://www.instagram.com/morgan.financial"
YouTube Link 2025-12-03T14:10Z [---] followers, [---] engagements
"Do VA Loans Have Better Interest Rates Than Conventional Loans In many cases yesand theres a reason why. VA loans are backed by the Department of Veterans Affairs which reduces lender risk and often allows for more favorable pricing. On top of that VA loans dont require monthly mortgage insurance which can make the total monthly payment more affordableeven when rates look similar. While rates depend on credit income and market conditions many veterans on the Space Coast find VA financing to be the better long-term option. You earned this benefit through serviceand its designed to work in your"
YouTube Link 2026-01-08T16:14Z [---] followers, [---] engagements
"Mortgage Rates Are Dropping Again Heres the Mortgage Market Update Mortgage rates continue trending downward as the Federal Reserve ends Quantitative Tightening and prepares for another possible rate cut on December 10th. As of December 4th Freddie Mac reports the average 30-year mortgage rate at 6.19% the second week in a row of declines. In this quick 45-second update I break down whats driving these improvements what the Fed is signaling and what buyers and homeowners should know heading into [----]. Whether you're planning to buy or looking ahead to a possible refinance the trend is worth"
YouTube Link 2025-12-05T22:12Z [---] followers, [---] engagements
"Mortgage rates just hit their lowest level in over three years. 📉 Heres whats driving it and what could come next. For educational purposes only. Not a commitment to lend. Rates subject to change. All loans subject to credit approval and underwriting guidelines. Joe Harris (#322991) Morgan Financial (#318525) Equal Housing Lender blackrock buying a home [----] florida mortgage lender freddie mac mortgage rates housing affordability housing market update housing policy institutions buying homes interest rates [----] mbs market mortgage backed securities mortgage market update mortgage rates"
YouTube Link 2026-01-16T16:06Z [---] followers, [----] engagements
"Should I Pay Points On My Mortgage 🤔 Mortgage points explained when do they actually make sense In this short we break down how mortgage points work and how to decide if paying points is worth it based on your loan timeline and monthly payment. Have questions Drop them in the comments. Morgan Financial NMLS #318525 Equal Housing Lender Joe Harris (#322991) Content is for informational & demonstration purposes only. Not a commitment to lend. Programs rates & terms are subject to change. All loans subject to credit approval. #shorts buying a home first time home buyer florida mortgage home"
YouTube Link 2026-01-20T16:37Z [---] followers, [----] engagements
"Why so many families are picking Viera FL as home #shorts Viera is a great place for families to move to. Its a golf cart community in the heart of Brevard County FL. Theres no shortage of new amenities and places to dine and shop #viera #florida If youre interested in moving to the area reach out and well help you Featured Agent: Bridgett Stuhlmiller Denovo Realty (757) 817-1138 Host: Lindsay Schellhorn Morgan Financial NMLS ID: [-------] Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] CO NMLS ID: [------] 321-757-3570 This content is for informational"
YouTube Link 2025-11-25T16:02Z [---] followers, [---] engagements
"REALTORS Join Us for our Business Breakthrough Summit January 27th Get insights on rates new construction marketing and more. Eventbrite Link in Bio & Comments #shorts [----] florida housing supply [----] real estate news [----] real estate predictions brevard county building wealth through real estate buying a home florida housing prices florida housing supply florida real estate florida real estate [----] housing market lindsay schellhorn melbourne fl morgan financial mortgage mortgage rates mortgage rates [----] palm bay real estate market real estate news realtor training refinance space coast"
YouTube Link 2026-01-07T16:50Z [---] followers, [---] engagements
"What's the Max Loan Limit for VA in [----] VA loan limits confuse a lot of veterans. Learn how VA entitlement works in [----] and how much home veterans on the Space Coast may be able to buy with $0 down. Morgan Financial Veteran-Owned VA Lender Brevard County FL Morgan Financial CO NMLS #318525 Equal Housing Lender [----] N. Harbor City Blvd Melbourne FL [-----] (321) 757-3570 Joe Harris COO NMLS #322991 For educational purposes only. Not a commitment to lend. All loans are subject to credit approval underwriting guidelines and program availability. Morgan Financial is not affiliated with or"
YouTube Link 2025-12-29T16:06Z [---] followers, [---] engagements
"Mortgage Market Update Here's What You Need To Know. Mortgage Market Update Here's What You Need To Know. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐www.morganfinancial.net Joe Harris COO NMLS #322991 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without notice and may not be available in all areas or for all borrowers. All loans are subject to credit"
YouTube Link 2025-12-19T21:00Z [---] followers, [----] engagements
"Breaking: New [----] Conforming Loan Limits Just Announced for Brevard County Florida Big news for [----] homebuyers in Brevard County and across Florida The FHFA just increased conforming loan limits by 3.26% meaning more buying power more homes to choose from and better financing options all while staying in a standard conventional loan. 🏡 New [----] loan limit: $832750 📍 Applies to Florida Brevard County + Space Coast 📈 More flexibility. More opportunity. Curious what YOU qualify for with the new limits 👉 Morgan Financial is here to help fast enjoyable and consistent home financing. 📞"
YouTube Link 2025-11-28T13:01Z [---] followers, [---] engagements
"2025 Mortgage Rates: if you know you know Joe Harris and Lindsay Schellhorn break down where rates actually lived in [----] why they moved the way they did and what that means heading into [----]. If youre a buyer seller or agent trying to make sense of the market this quick recap helps set real expectations. Morgan Financial Equal Housing Lender NMLS #318525 Joe Harris NMLS #322991 Lindsay Schellhorn NMLS #1895767 Informational purposes only & not a commitment to lend. Rates programs & terms are subject to change & may not be available to all borrowers. All loans are subject to credit approval &"
YouTube Link 2025-12-30T16:48Z [---] followers, [----] engagements
"How to Simplify Home Buying for Your Clients In this episode Magen Younger of Epique Realty joins host Lindsay Schellhorn to talk about navigating big emotional purchases from weddings to real estate. Before becoming a Realtor on Floridas Space Coast Magen worked in wedding and event planning where managing expectations communication and trust is critical. That experience now shapes how she helps buyers and sellers feel confident throughout the home buying process. Topics Covered: - Managing expectations in high-dollar decisions - Systems processes and using a CRM to stay personal -"
YouTube Link 2025-12-23T13:28Z [---] followers, [--] engagements
"Florida has SO many options for education #shorts Great schools ➕ Great weather ➕ Great people = Brevard County ❤🚀 Families belong here. ✨ Featured Agent: Bridgett Stuhlmiller Denovo Realty (757) 817-1138 Host: Lindsay Schellhorn Morgan Financial NMLS ID: [-------] Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] CO NMLS ID: [------] 321-757-3570 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. All loans are subject to credit approval and underwriting guidelines. Not all"
YouTube Link 2025-11-29T16:04Z [---] followers, [---] engagements
"Mortgage Rates Just Dropped Again Heres Why That Matters #shorts Freddie Mac reports the 30-year fixed rate is now around 6.27% one of the lowest points of [----] With inflation cooling and more Fed cuts on the way borrowing just got cheaper. If youve been waiting to buy or refinance this could be your window to lock in before rates shift again. 💰🏠 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] www.morganfinancial.net [----] N. Harbor City Blvd. Melbourne FL"
YouTube Link 2025-10-17T19:06Z [---] followers, [---] engagements
"How can veterans buy a home with little money out of pocket Learn More: https://morganfinancial.net/can-the-seller-really-pay-all-your-va-closing-costs-in-brevard-county/ In this video we explain how VA rules allow sellers to cover 100% of closing costs and up to 4% in additional concessions which can significantly reduce the cash needed at closing for veterans. Learn the difference between closing costs and concessions how the VA 4% rule works and how this strategy is used by veteran buyers across the Space Coast. Veteran-owned lender serving Brevard County and all of Florida. Morgan"
YouTube Link 2025-12-17T22:33Z [---] followers, [----] engagements
"📊Interest Rate Dot Plot from Fed Crystall Ball 🔮 #dotplot #federalreserve #fedmeeting #2024rates Interest rates are predicted to fall next year. Check out the whole podcast episode for context of why the Fed's dot plot matters @morganfinancial Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with Joe Harris at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial/ LinkedIn:"
YouTube Link 2023-12-20T22:00Z [---] followers, [---] engagements
"Fed Keeping Rates High On Purpose #shorts QT vs QE two acronyms that quietly move the entire housing market. This content is for educational purposes only and should not be considered financial or investment advice. All loan programs rates and terms are subject to change without notice and depend on credit income and property eligibility. Not a commitment to lend. Examples or scenarios shown are for illustrative purposes only. Morgan Financial Equal Housing Lender NMLS #318525 [----] N Harbor City Blvd. Melbourne FL [-----] Joe Harris NMLS #322991 Nathan Santa-Parzons NMLS #2166119"
YouTube Link 2025-10-21T16:23Z [---] followers, [---] engagements
"Halloween Mortgage Market Update #shorts Get the latest Halloween mortgage market update from Joe Harris COO of Morgan Financial a trusted Florida mortgage lender. Joe explains what the Federal Reserves recent rate cut means for mortgage rates homebuyers and those looking to refinance. Learn how lower interest rates could affect your monthly payments home affordability and refinancing options as we close out [----]. 🏡 Morgan Financial Helping Florida homeowners make smart mortgage moves since [----]. Morgan Financial Residential Mortgage Lender Equal Housing Lender NMLS ID: [------] [----] N. Harbor"
YouTube Link 2025-10-31T17:54Z [---] followers, [---] engagements
"You can reuse your VA loan. Most people dont even realize it #shorts Can you use your VA loan more than once ✅ Yes absolutely. But too many military families still dont know this benefit exists. Realtor and military wife Lexi Layne joins us to debunk the biggest VA loan myth and explain why every veteran and service member should understand how powerful this benefit really is. People think you can only use your VA loan once but you can reuse it and you should. Its such a great tool to set your family up for financial success. Lexi Layne Coldwell Banker Whether youre stationed at Patrick Space"
YouTube Link 2025-10-30T15:04Z [---] followers, [---] engagements
"Minimum Credit Score for a VA Loan What's the Minimum Credit Score for a VA Loan Learn what lenders look for & how to get started today. Joe Harris COO NMLS #322991 Morgan Financial NMLS #318525 Equal Housing Lender Located at [----] N. Harbor City Blvd Melbourne FL [-----] Call us at (321) 757-3570 Visit us atwww.MorganFinancial.net This information is for educational purposes only and is not a commitment to lend or extend credit. All loan applications are subject to credit approval underwriting guidelines and program availability. Morgan Financial is not affiliated with or endorsed by the"
YouTube Link 2025-12-10T16:06Z [---] followers, [---] engagements
"Overpricing Is The #1 Mistake Home Sellers Can Do #shorts We hear it all the time. The #1 mistake people selling their home make is that they overprice their home right out of the gate. It could lead to your home sitting on the market longer and even selling for less than market value in the end. If you're considering a move (especially in Florida) talk to local experts to get a lay of the land Featured Agent: Nicole Ward Blue Marlin RE 321-507-3537 Host: Lindsay Schellhorn Morgan Financial NMLS ID: [-------] Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL"
YouTube Link 2025-12-02T15:02Z [---] followers, [----] engagements
"Veterans The VA loan lets sellers pay your closing costs #shorts VETS: The VA loan lets sellers pay your closing costs. Keep your cash where it belongs with you. See how close you are to $0 upfront. Morgan Financial CO NMLS #318525 Equal Housing Lender Located at [----] N. Harbor City Blvd Melbourne FL [-----] Call us at (321) 757-3570 Visit us at www.MorganFinancial.net Joe Harris COO NMLS #322991 This information is for educational purposes only and is not a commitment to lend or extend credit. All loan applications are subject to credit approval underwriting guidelines and program"
YouTube Link 2025-12-17T16:03Z [---] followers, [---] engagements
"STRICTER STANDARDS AHEAD Fannie Mae & Freddie Mac Announce Changes to Conventional Home Loans 🚨ATTENTION HOMEBUYERS AND REALTORS Fannie Mae & Freddie Mac have made some big changes to the way borrowers qualify for a conventional home loan as well as how they price out the interest rate. Heres what you need to know👇 [--]. Fannie Mae and Freddie Mac are tightening-up their borrower qualifications. For those with lower credit scores and higher amounts of existing debt you may now find it just slightly harder to qualify for a conventional conforming home loan. [--]. Homebuyers with a higher"
YouTube Link 2023-02-22T22:05Z [---] followers, [---] engagements
"📉 Mortgage Rates are holding at YTD lows. Here is your December 19th Update. 📉 Mortgage Rates are holding at YTD lows. Here is your December 19th Update. Morgan Financial(NMLS: 318525) Residential Mortgage Lender Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] 📞 321-265-4000 🌐www.morganfinancial.net Joe Harris COO(NMLS: 322991) This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. Programs rates terms and conditions are subject to change without notice and may not be available in all areas or"
YouTube Link 2025-12-19T21:05Z [---] followers, [---] engagements
"December [----] Fed Rate Cut Update December [----] Mortgage Market Update 📊 The Fed cut rates liquidity is improving and mortgage rates are stabilizing. Not huge drops but solid progress for housing. Morgan Financial Equal Housing Lender NMLS ID [------] [----] N. Harbor City Blvd. Melbourne FL [-----] Joe Harris NMLS #322991 Informational only. Not a commitment to lend. All loans subject to credit approval. Rates and programs subject to change. Always consult with a licensed mortgage professional. #shorts Jerome Powell Mortgage rates Fed rate cut Mortgage market update Mortgage Housing market Real"
YouTube Link 2025-12-12T19:54Z [---] followers, [---] engagements
"SELLING YOUR HOME That requires somebody who listens #shorts Every listing appointment starts with one priority: understanding you. Your goals your story your situation good or tough. Thats how real estate should feel Featured Agent: Nicole Ward Blue Marlin RE 321-507-3537 Host: Lindsay Schellhorn Morgan Financial NMLS ID: [-------] Company: Morgan Financial Equal Housing Lender [----] N. Harbor City Blvd. Melbourne FL [-----] CO NMLS ID: [------] 321-757-3570 This content is for informational purposes only and does not constitute financial or legal advice. It is not a commitment to lend. All loans"
YouTube Link 2025-12-06T16:01Z [---] followers, [---] engagements
"Titusville Housing Market Breakdown Brevard by the Block Welcome to Brevard By The Block where we explore what its really like to live work and invest in the unique communities that make up Floridas Space Coast. In this episode we're heading north to spotlight Titusville a city full of growth history and opportunity. We're joined by Kim Tillett Broker Associate and Corporate Trainer with Dale Sorensen Real Estate. Kim is not only a leader in the North Brevard market but also an expert in guiding both buyers and agents through the changing real estate landscape. We got answers to the questions"
YouTube Link 2025-11-12T13:01Z [---] followers, [--] engagements
"The Truth About 50-Year Mortgages What Everyones Missing About Homeownership Wealth #shorts Most people panic when they hear 50-year mortgage but heres the truth: almost no one keeps their mortgage for [--] years so they probably wont keep it for [--]. The average homeowner sells or refinances every [--] years. A 50-year mortgage isnt lifelong debt its a tool to get into the market sooner with a lower payment. If you bought a home in [----] youve likely gained nearly 48% in equity by [----]. Renters They gained nothing. History proves that owning a home no matter the loan term builds wealth over time."
YouTube Link 2025-11-14T20:00Z [---] followers, [----] engagements
"What Is the VA Funding Fee and Can Veterans Avoid It Veterans in Brevard County: You might be eligible to avoid the VA funding fee completely. Learn how exemptions work and how to keep more of the benefit you earned. https://morganfinancial.net/va-loan-resource/ Morgan Financial Veteran-Owned Lender Space Coast Florida Joe Harris COO- Morgan Financial NMLS#322991 Morgan Financial is your local veteran-owned lender here to help. Contact us today at (321) 265-4000 For any inquires questions or comments: https://morganfinancial.net/contact/ Morgan Financial Residential Mortgage Lender Equal"
YouTube Link 2025-11-20T16:01Z [---] followers, [---] engagements
"Selling Your Home in [----] Watch This First Thinking about selling your home in [----] 🏡 The real estate market has changed and todays buyers are more informed more selective and ready to negotiate. In this episode Aly Catino from Glover Properties breaks down the top home selling tips for [----] including how to price your home correctly why condition matters more than ever and how to pick the right real estate agent to guide you through the process. Whether you're a homeowner planning to list or a real estate agent working with sellers these insights will help you sell smarter in a more"
YouTube Link 2025-12-16T13:01Z [---] followers, [--] engagements
"Mortgage Rates Just Plummeted Lowest Since [----] Mortgage rate alert In just [--] hours the 30-year fixed rate dropped from 6.45% to 6.29% (according to mortgage news daily) the lowest since Fall [----] 😱 This rare drop is tied to a major bond market shift 📉📈 Mortgage-Backed Securities are surging pushing rates down. If you're thinking about buying or refinancing this window could close fast With inflation data on the way these rates could rise again or fall further. No guarantees. Want to lock in this dip 📲 Call Morgan Financial today to secure your rate Morgan Financial 321-265-4000"
YouTube Link 2025-09-05T19:37Z [---] followers, [---] engagements
"How to List Your Home Like a Pro In this episode of Keeping Your Real Estate Business on Track we break down the core listing strategies that help homes stand out in todays Brevard County Florida market. From pricing and preparation to marketing and buyer expectations we cover what actually works for sellers and agents in areas like Melbourne Rockledge and the beaches. Featuring insights from Nicole Ward of Blue Marlin Real Estate this episode highlights the importance of consistent marketing strong presentation and understanding what todays buyers respond to. Presented by Morgan Financial"
YouTube Link 2025-12-02T13:01Z [---] followers, [--] engagements
"Moving your Family to Brevard County Watch This First Thinking of moving to Floridas Space Coast Denovo Realtor and local mom Bridgett Stuhlmiller shares what its really like to raise a family in Brevard County from golf-carting to school in Viera to navigating schools neighborhoods and special needs resources. We cover the best family-friendly neighborhoods educational options (including charter private and homeschool co-ops) and what makes Brevard such a hidden gem for growing families. ✅ Best places to live ✅ Insider parenting tips from a local mom ✅ School and neighborhood breakdowns ✅"
YouTube Link 2025-11-25T13:01Z [---] followers, [--] engagements
"First Step Get Pre-Approved Ready to buy in Brevard County 🌴 Don't rely on online estimates. Get a real Secured Approval Letter from a trusted local lender right here in Melbourne. We've been serving the Space Coast community for over [--] years Let's get you into your dream home with local expertise you can count on. Visit us at https://morganfinancial.net/buy-a-home or Call us at 321-265-4000 Featured Agent: Magen Younger from Epique Realty Inc. Host: Lindsay Schellhorn (NMLS: 1895767) from Morgan Financial Equal Housing Lender CO NMLS: [------] [----] N. Harbor City Blvd. Melbourne FL 32935"
YouTube Link 2025-12-23T16:01Z [---] followers, [---] engagements
"❗NOT ALL RATES ARE CREATED EQUAL❗ For any inquires questions or comments: https://form.jotform.com/MorganFinancial/contact-us-page Connect with one of our Mortgage Loan Originators: https://morganfinancial.net/about/meet-the-team/ Start a Loan Application: https://mymortgage.morganfinancial.net/homehub/login Connect with us at Morgan Financial: Call: 321-757-3570 Instagram: https://www.instagram.com/morgan.financial Facebook: https://www.facebook.com/morganfinancial TikTok: https://www.tiktok.com/@morganfinancial321 X: https://www.twitter.com/morganfinancial LinkedIn:"
YouTube Link 2024-05-29T11:45Z [---] followers, [---] engagements
"Cabana Shores a true Brevard favorite. #shorts Cabana Shores = a true Brevard favorite. Whats your go-to dish when you stop in"
YouTube Link 2025-12-20T16:04Z [---] followers, [----] engagements
"Do VA Loans Require Mortgage Insurance VA loans do NOT require monthly mortgage insurance a major savings for veterans buying homes in Florida. Learn how VA loans reduce monthly payments compared to conventional loans. For educational purposes only. Not a commitment to lend. Subject to credit approval underwriting & program availability. Not affiliated with or endorsed by the VA. Morgan Financial NMLS #318525 Joe Harris NMLS #322991 Equal Housing Lender #shorts [----] real estate news brevard county buying a home florida housing prices florida real estate florida real estate [----] florida va"
YouTube Link 2026-01-14T16:01Z [---] followers, [---] engagements
"Why does my lender need more documents - Mortgage Mondays Welcome back to another episode of Mortgage Mondays with Morgan Financial🏡 This weeks question: I already sent the lender my initial documents why are they asking me for more🤔 Answer: Your initial documents are just that INITIAL documents. Sometimes after the underwriter has reviewed these up-front docs they might see something that needs clarification 🔍 For example: Lets say you have a section of your paystubs for an allotment that is not specified for something such as a 401k we may need additional documentation to clarify what"
YouTube Link 2021-12-06T18:35Z [---] followers, [--] engagements
"2026 Real Estate & Mortgage Market Predictions What really happened in the [----] real estate and mortgage market and what should buyers sellers and agents on Floridas Space Coast expect in [----] In this video Lindsay Schellhorn and Joe Harris COO of Morgan Financial break down the biggest housing and mortgage trends impacting Brevard County. Using real data and local experience they explain what changed in [----] and whats realistically ahead for mortgage rates inventory home prices and affordability in [----]. Timestamps: 00:00 Intro: [----] Market Recap + [----] Outlook 00:58 Inflation: What Happened"
YouTube Link 2025-12-30T13:01Z [---] followers, [---] engagements
"Two Housing Market Shifts That Could Change Everything in [----] The housing market in [----] may be entering a new phase. In this video we break down two major developments that could impact mortgage rates buyer competition and affordability in the coming year including proposed limits on institutional homebuyers and a potential $200 billion mortgage-backed securities purchase. We discuss how these changes could affect buyers and sellers what they mean for competition and why the market may look more balanced than in recent years. This breakdown is designed to help homeowners buyers and real"
YouTube Link 2026-01-15T13:01Z [---] followers, [---] engagements
"Real Estate Marketing That Works in [----] What does real estate marketing actually look like when it works In this episode of Keeping Your Real Estate Business on Track we sit down with Eric Power a top-producing local broker with over [--] years of experience to break down what truly drives listings referrals and long-term success in todays real estate market. Eric shares how his background in marketing shaped his real estate career from open houses and community involvement to social media branding and relationship-driven growth. We also dive into why theres no single right way to market a"
YouTube Link 2026-01-21T15:36Z [---] followers, [--] engagements
"How to Save Big on Home Insurance (Top [--] Tips) Looking for ways to lower your home insurance in Florida 🏡💰 In this short clip Jordan Altenhof from Goosehead Insurance shares the top [--] ways homeowners can reduce their insurance costs from wind mitigation credits to roof improvements and bundling discounts. If you own a home in Brevard County or anywhere in Florida these tips could save you thousands over time. Watch the full episode on our channel 📍 Hosted by Morgan Financial 📞 Need help reviewing your homeownership costs Contact us today For educational purposes only. Not a commitment to"
YouTube Link 2026-02-16T15:31Z [---] followers, [---] engagements
"Does Credit Affect My Home Insurance Costs Did you know your credit score may affect your home insurance rate In this clip Jordan from Goosehead Insurance explains how many insurance carriers now use insurance scores based on credit history account management and past claims to help determine your premium. As she explains carriers review multiple factors including claims history from the past five years when setting rates. Hosted by Lindsay Schellhorn with Morgan Financial this episode focuses on helping Florida homeowners and first-time buyers understand the true cost of homeownership. 📍"
YouTube Link 2026-02-12T16:01Z [---] followers, [----] engagements
"Can You Buy a Duplex Triplex or Fourplex with a VA Loan Can veterans buy a duplex triplex or fourplex using a VA loan Yes eligible borrowers may purchase up to a four-unit property with a VA loan as long as they live in one unit as their primary residence. This strategy can allow qualified buyers to use rental income from the other units to help with qualification while building long-term wealth through homeownership. Want to see how this could work for your situation Connect with a VA loan expert at Morgan Financial. Joe Harris NMLS #322991 Morgan Financial NMLS #318525 Equal Housing Lender"
YouTube Link 2026-02-11T16:04Z [---] followers, [----] engagements
"Insurance Advice for First-Time Homebuyers 🏡 Featuring Jordan Altenhof from Goosehead Insurance Thinking about buying your first home in Florida 🏡 In this short clip Jordan Altenhof with Goosehead Insurance (Space Coast FL) shares valuable insurance advice for first-time homebuyers including what to expect common mistakes to avoid and how insurance impacts your monthly payment. Hosted by Lindsay Schellhorn with Morgan Financial this conversation is focused on helping buyers across the Space Coast including Melbourne Palm Bay and Viera make confident informed decisions. ✔ Home insurance tips"
YouTube Link 2026-02-10T16:01Z [---] followers, [---] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing