@lloydross Avatar @lloydross Lloyd Ross

Lloyd Ross posts on YouTube about money, debt, mindset, finance the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

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Social Influence

Social category influence finance 61.07% cryptocurrencies 6.87% technology brands 5.34% countries 4.58% stocks 3.82% social networks 1.53%

Social topic influence money #5097, debt #303, mindset #614, finance #756, how to 19.85%, financial #1146, investment #1418, bitcoin 6.87%, passive #100, inflation 5.34%

Top accounts mentioned or mentioned by @lloydjross

Top assets mentioned Bitcoin (BTC) ROSSCOIN (ROSSCOIN) Uber Technologies, Inc. (UBER) Costco Wholesale Corporation (COST) Reserve (RSV)

Top Social Posts

Top posts by engagements in the last [--] hours

"Income Isnt Wealth Cashflow Is Most people think earning more will make them wealthy but it never does. In this episode I show why cashflow changes everything and why income alone keeps you stuck. Visit my channel page for the link #cashflow #wealthbuilding #moneymindset #financialfreedom #investingtips money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of"
YouTube Link 2026-02-18T07:00Z [----] followers, [---] engagements

"The Habit That Keeps People Broke For Life Most people upgrade their lifestyle before they ever build assets and it traps them forever. The wealthy do the exact opposite. Visit my channel page for the link #assets #moneymistakes #wealthbuilding #financialhabits #australiafinance"
YouTube Link 2026-02-16T21:02Z [----] followers, [----] engagements

"MicroStrategys Ponzi Model Exposed Borrowing billions to buy Bitcoin creates the same spiral that will cause its collapse. Be careful. Tap my channel page for details #microstrategy #bitcoin #ponzischeme #cryptorisk #debtspiral money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real"
YouTube Link 2026-02-05T08:00Z [----] followers, [---] engagements

"The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How) Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode Lloyd reacts to the housing market circus migration pressures and the banks profiting from it all. Youll learn: Why lowdeposit schemes trap buyers in unsustainable debt How government incentives distort the housing market Why property isnt the safe asset people claim it is How migration and policy decisions are fuelling the bubble Timestamps:"
YouTube Link 2026-02-10T08:00Z [----] followers, [----] engagements

"The Savings Rule Designed To Keep You Working Forever Saving [--] percent sounds responsible but it locks you into decades of work. The real path to freedom looks very different. Visit my channel page for the link #savingmoney #financialfreedom #moneymindset #investingtips #wealthwarning"
YouTube Link 2026-02-17T07:02Z [----] followers, [----] engagements

"A recession is coming secure your investments now Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Most people only react after a recession hits. By then prices have moved fear is peaking and the best assets are already gone. In this episode Lloyd James Ross breaks down the three sectors hes positioning capital in before the downturn arrives and why these industries continue to generate income even when the economy contracts. Youll learn: Why healthcare demand barely falls"
YouTube Link 2026-02-05T08:00Z [----] followers, [----] engagements

"MicroStrategy Is Collapsing (Will It Crash Bitcoin) Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode Lloyd James Ross breaks down why MicroStrategys leveraged bet on Bitcoin is starting to unravel. Youll discover: How $17 billion vanished in just three months Why Michael Saylors debtfuelled Bitcoin strategy is dangerously fragile The domino effect that could trigger forced liquidations and margin calls Why MicroStrategys collapse could drag Bitcoin down"
YouTube Link 2026-01-27T08:00Z [----] followers, [----] engagements

"Bitcoin Is Not an Investment (It's a Cult) Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com What does Bitcoin produce No cashflow no earnings no yield. Its price depends entirely on the next buyer paying more than you did. So why are so many people holding an asset that produces nothing In this episode Lloyd reveals: Why Bitcoin isn't the investment you think it is The difference between price movement and true value Why blockchain technology's value doesn't make Bitcoin a"
YouTube Link 2026-02-03T08:00Z [----] followers, [----] engagements

"How Bitcoin Could Fall To $10000 Mathematics shows why debt and forced selling could wipe out BTC. Suddenly boom your holdings are worthless. Tap my channel page for details #bitcoin #btcprice #microstrategy #cryptocrash #debtbubble money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control"
YouTube Link 2026-02-05T07:00Z [----] followers, [----] engagements

"Protect Your Super From The AI Bubble Everyones piling into AI like its a sure thing. In this new episode I show why its already a bubble and what that means for your super. Visit channel for full episode #aibubble #openai #superfunds #investmentrisk #michaelburry money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips"
YouTube Link 2026-02-06T08:08Z [----] followers, [----] engagements

"Buying A Home With $14000 Will End In Tears Government incentives dont change the maths when youre borrowing 98% of the value. Visit my channel page for the link #housingmarket #firsthomebuyers #australiaeconomy #mortgagerisk #propertybubble money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt"
YouTube Link 2026-02-14T21:00Z [----] followers, [----] engagements

"Youre Bleeding Money On Convenience Daily coffees brand names and Uber Eats are draining your income faster than you realise. #spendinghabits #trackyourmoney #financialdiscipline #moneywaste #budgeting money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate property market"
YouTube Link 2026-01-30T08:57Z [----] followers, [---] engagements

"The Dirty Secret Of AI Profits Circular money schemes make companies look profitable when no real value is created. Be careful. Visit channel for full episode #aibubble #vendorfinancing #nvidia #openai #dotcombubble money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate"
YouTube Link 2026-02-06T23:29Z [----] followers, [----] engagements

"The Bitcoin ETF Is A Trap Everyone thinks the Bitcoin ETF makes crypto safe. It doesnt. Its a marketing gimmick designed to make it easier for Wall Street to sell you a worthless asset. The ETF doesnt legitimize Bitcoin. It legitimizes Wall Streets ability to profit from your speculation. Don't be the exit liquidity. Visit channel for full episode #bitcoinetf #wallstreet #etf #investing101 #marketpsychology #cryptocurrency #exitliquidity money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance"
YouTube Link 2026-02-04T07:00Z [----] followers, [----] engagements

"The 5% Deposit Trap Schemes that look like opportunity are really debt bombs waiting to explode. Visit my channel page for the link #housingmarket #depositscheme #australiaeconomy #mortgagerisk #propertybubble money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate property"
YouTube Link 2026-02-13T21:00Z [----] followers, [----] engagements

"Bitcoin Isn't An Asset It's A Cult An asset produces cash flow. A stock pays dividends a property can generate rent. Bitcoin does none of these things. Its value comes from one thing: the belief that someone else will buy it for a higher price. Thats not an investment its a religion. And you're the exit liquidity. Visit channel for full episode #bitcoin #crypto #investing #intrinsicvalue #cashflow #assets #financialliteracy #btc money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how"
YouTube Link 2026-02-03T20:00Z [----] followers, [---] engagements

"The RBA Isnt Finished With You Most people think the pain is over but the data says otherwise. In this new episode I break down why rising rates are far from done and what that means for your mortgage. Head to my channel for the full watch #rba #interestrates #australianeconomy #inflationaustralia #mortgagestress money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to"
YouTube Link 2026-02-17T08:47Z [----] followers, [----] engagements

"The One Number That Decides Oil Profits Its not the stock price its breakeven cost. Lowcost producers survive every crash. Head to my channel page for the link #CommodityInvesting #OilMarkets #BreakevenCost #SmartInvestingTips #WealthCreation money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt"
YouTube Link 2026-01-21T22:00Z [----] followers, [--] engagements

"The Asset Everyones Pretending Is Safe People are calling this an investment when its nothing more than speculation dressed up as strategy. Its the kind of asset that leaves people wrecked once the truth hits. #speculation #investingtruth #financialrisk #wealthwarning #australiafinance money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths"
YouTube Link 2026-02-18T09:13Z [----] followers, [---] engagements

"Normal Is Financial Anxiety Living paycheck to paycheck isnt normal its a trap you shouldnt aspire to. #financialanxiety #paychequetopaycheque #moneytruth #financialfreedom #wealthmindset money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate property market money management"
YouTube Link 2026-02-04T08:15Z [----] followers, [----] engagements

"Selling What People Dont Need Wont Make You Rich Most people are pushing products instead of solving problems. Thats why they never build lasting wealth. #sales #wealthbuilding #businessstrategy #entrepreneurship #sustainablegrowth money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control"
YouTube Link 2026-02-10T08:00Z [----] followers, [----] engagements

"The Banking Scandal Nobody Wants To Talk About [------] people lost $200 million and banks still face no real consequences. In this new episode I show why the system is broken and why customers are left exposed. Visit my channel page for the link #banks #regulation #australiafinance #consumerprotection #financialtruth"
YouTube Link 2026-02-13T07:59Z [----] followers, [---] engagements

"Why The AI Bubble Will Pop Why The AI Bubble Will Pop Theres no path to profitability and demand isnt delivering. The maths dont work. #aibubble #profitability #chatgpt #investmentrisk #speculation"
YouTube Link 2026-02-12T08:29Z [----] followers, [----] engagements

"The Daily Spending Habits That Keep You Broke Half your earnings are vanishing on food transport and convenience without you even noticing. #spendinghabits #personalfinance #moneytips #financialfreedom #budgeting money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate property"
YouTube Link 2026-02-09T08:06Z [----] followers, [----] engagements

"Did the RBA Just Destroy Australians Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode Lloyd breaks down why the RBA isnt finished and why Australians are about to feel more financial pressure than they expect. Inflation is still running hot government spending is fuelling demand and the next wave of data is set to force decisions that will hit mortgages property values and household budgets. Youll learn: Why the belief that rates are done is misleading How"
YouTube Link 2026-02-17T08:02Z [----] followers, [----] engagements

"Australias Housing Bubble Is Global Top Tier Five cities in the worlds most unaffordable list it makes no sense. Visit my channel page for the link #housingbubble #australiaeconomy #propertyprices #globalhousing #affordabilitycrisis money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control"
YouTube Link 2026-02-16T08:00Z [----] followers, [----] engagements

"I'm a Millionaire. Here Are [--] Things I Know About Money (That You Don't) Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode Lloyd reveals the five money secrets millionaires use that most people never learn. These arent hacks or shortcuts. Theyre the quiet disciplined habits that build real wealth while everyone else stays trapped in the system. Youll learn: Why cashflow matters more than a high income How wealthy people use debt differently from everyone else"
YouTube Link 2026-02-12T08:20Z [----] followers, [----] engagements

"The $1.4 Million Property Scam Stamp duty and debt make this equity position a terrible bet. Visit my channel page for the link #housingmarket #stampduty #australiaeconomy #propertybubble #investingtruths money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses [----] debt control real estate property market"
YouTube Link 2026-02-16T07:00Z [----] followers, [----] engagements

"He Predicted Bitcoin To Crash To $67k. Heres What Hes Calling Next Achieve financial freedom and build lasting wealth ๐Ÿ‘‰ http://moneybuyshappinessbook.com ๐Ÿ”— TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode Lloyd breaks down why Bitcoins collapse wasnt luck and why the next phase could be even more brutal than people expect. Cheap money is gone liquidity is tightening speculative demand is evaporating and the narratives propping up Bitcoin are cracking under real economic pressure. Youll learn: Why Bitcoins rise depended on cheap money speculation"
YouTube Link 2026-02-19T08:00Z [----] followers, [---] engagements

"The Force That Builds Wealth While You Sleep Most people ignore compound interest until its too late and it costs them decades. Time is the asset they never learn to use. Visit my channel page for the link #compoundinterest #longterminvesting #wealthbuilding #moneymindset #financialeducation"
YouTube Link 2026-02-17T21:03Z [----] followers, [----] engagements

"Immigration Policy Is Locking Australians Out Of Housing Net overseas migration has exploded and young people are paying the price. Visit my channel page for the link #immigration #housingmarket #australiaeconomy #policyfailure #propertybubble money management personal finance financial freedom wealth building passive income how to make money entrepreneurship money mindset best money advice finance tips how to become a millionaire best money habits Lloyd James Ross Lloyd Ross money grows on trees debt free journey how to get out of debt money myths best investing tips best businesses 2025"
YouTube Link 2026-02-15T21:00Z [----] followers, [----] engagements

"This dude used AI to pump out newsletters grew a huge fanbase This dude used AI to pump out newsletters grew a huge fanbase and sold it to a makeup brand for FORTY MILLION. All by figuring out who he wanted to sell to first then building backwards. Wild part Anyone can do this now. AIs not just for fun its a business tool"
YouTube Link 2025-05-31T07:37Z [----] followers, [---] engagements

"Is Australia Entering a Recession How To Protect Your Wealth Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross a seven-figure investor and entrepreneur discusses the current state of the Australian economy and addresses the looming question: Is Australia entering a recession He highlights the ongoing negative GDP growth per capita indicating that the country has been in a per capita recession for nearly two years. Lloyd emphasizes the"
YouTube Link 2025-07-29T07:21Z [----] followers, [----] engagements

"When a beach town with 700k people matches Sydneys house prices. somethings up. ๐Ÿ˜… When a beach town with 700k people matches Sydneys house prices. somethings up. ๐Ÿ˜… This quick snapshot of Australias property market shows just how wild things have gottenand maybe where the actual value still is. ๐Ÿ‘€ If youre looking for where the next property play might be Perth might just be the dark horse"
YouTube Link 2025-05-03T06:54Z [----] followers, [----] engagements

"You dont need a finance degree or [--] screens in your living room. You dont need a finance degree or [--] screens in your living room. Just keep it simple. ๐Ÿ’ผ The real takeaway here A boring ol' S&P [---] index fund + consistency might outperform all those hot-shot fund managers. But if you really want to level up invest in you firstskills side hustle then let your money work quietly in the background"
YouTube Link 2025-05-07T08:00Z [----] followers, [----] engagements

"Do THIS Every Time You Get Paid (To Get Out Of Debt) Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross a seven-figure investor and entrepreneur provides a comprehensive guide to achieving financial peace. He emphasizes the importance of understanding your financial baseline by tracking monthly expenses like rent food and bills. Lloyd reveals how common spending habits on coffee dining out and luxury items can hinder financial progress. He"
YouTube Link 2025-04-10T07:57Z [----] followers, [--] engagements

"The Mortgage SCAM Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur discusses the reasons why he chooses to rent instead of owning a home even as a multi-millionaire. He emphasizes the financial burden that comes with homeownership particularly the long-term commitment of a mortgage. Lloyd highlights the importance of understanding the costs associated with mortgages and encourages listeners to evaluate"
YouTube Link 2025-03-20T07:15Z [----] followers, [--] engagements

"Made $1M by [--] Heres What Actually Works Made $1M by [--] Heres What Actually Works Listen to the full conversation now: https://youtu.be/Q0qBzQJBNvw #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #millionaireadvice"
YouTube Link 2025-02-12T00:01Z [----] followers, [---] engagements

"Australias adding the population of Canberra every year Australias adding the population of Canberra every year but only 12% of new arrivals are skilled workers. Meanwhile were barely building enough homes to keep up. With that imbalance its hard to see the property market cooling anytime soon"
YouTube Link 2025-10-06T06:15Z [----] followers, [----] engagements

"How to Stack Your First $100K in Your 20s How to Stack Your First $100K in Your 20s Listen to the full conversation now: https://youtu.be/PBrMhjDvyo4 #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #investmenttips"
YouTube Link 2025-03-12T07:30Z [----] followers, [---] engagements

"The Mortgage SCAM The Mortgage SCAM Listen to the full conversation now: https://youtu.be/YmIc3OKCuaw #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #mortgagescam"
YouTube Link 2025-03-20T07:15Z [----] followers, [---] engagements

"Moneys energy. Relationships are energy. Moneys energy. Relationships are energy. When you stop treating them as transactions and start pouring in without expecting a guaranteed return thats when the real wealth shows up. Living rich isnt about the number in your bank account its about how deeply you live"
YouTube Link 2025-08-28T07:44Z [----] followers, [---] engagements

"More money doesnt magically fix money habits More money doesnt magically fix money habitsit just makes your mistakes more expensive. This one's a reminder that discipline scales with your income not because of it. Keep it lean stack assets and guard your time like its gold. Thats the real game"
YouTube Link 2025-04-07T06:05Z [----] followers, [----] engagements

"Leverage made Australian property a wealth machine using the banks money to multiply returns. Leverage made Australian property a wealth machine using the banks money to multiply returns. But that same power cuts both ways. When prices rise its magic. When they fall its mayhem. Leverage builds wealth until it doesnt"
YouTube Link 2025-10-10T07:30Z [----] followers, [----] engagements

"That "I deserve a treat" mindset is how your bank account ends up treating you. ๐Ÿ˜ฌ That "I deserve a treat" mindset is how your bank account ends up treating you. ๐Ÿ˜ฌ๐Ÿ’ธ Look the real flex isnt brunch every weekendits cutting hard now so you can chill later. Delete the Amazon app. Skip the takeout. This isnt forever its just how you get ahead faster"
YouTube Link 2025-04-23T07:30Z [----] followers, [----] engagements

"Ever stopped to think why were all clapping for 23% inflation like its a win Ever stopped to think why were all clapping for 23% inflation like its a win Thats literally your money losing value every year. Weve been sold the idea that inflation is normal but the truth is its just a sneaky tax. Imagine a world where prices actually dropped and your wages went up. Thats deflation. Thats progress"
YouTube Link 2025-06-26T06:48Z [----] followers, [----] engagements

"Double pay for the same job Double pay for the same job Yep turns out making quick cash doesnt always mean starting a side hustle sometimes its just about saying yes to overtime or picking the right shifts. ๐Ÿ’ผ Its not forever but if you need fast money look down you might already be standing on it"
YouTube Link 2025-05-15T08:36Z [----] followers, [----] engagements

"Ever notice how the wealthiest people dont seem to hustle like crazy Ever notice how the wealthiest people dont seem to hustle like crazy ๐Ÿ‘€ Thats not laziness its strategy. They dont overdo it even when somethings working. Why Because too much of a good thing eventually stops being good. This video breaks down how the rich play it smart by not doubling down blindly and always staying ready to pivot"
YouTube Link 2025-05-19T07:40Z [----] followers, [---] engagements

"Ever feel like you're "supposed" to invest in a million different things ๐Ÿ™ƒ Ever feel like you're "supposed" to invest in a million different things ๐Ÿ™ƒ Turns out putting more into your BEST ideas can actually be smarter. ๐Ÿ”ฅ In this one we break down how focusing on just a few power moves (like Chinas top retailer their version of Costco and a Buffett giant) could crush the market long-term"
YouTube Link 2025-04-29T08:00Z [----] followers, [----] engagements

"Everyone loves saying diversify to protect your wealth. Everyone loves saying diversify to protect your wealth. but if youre trying to build wealth That advice might actually slow you down ๐Ÿ‘€ This one breaks down why concentration (with confidence + research) can outperform if you've got the emotional game to handle the ride"
YouTube Link 2025-04-30T08:00Z [----] followers, [----] engagements

"Been taught to pay everyone else first and maybe keep whats left Been taught to pay everyone else first and maybe keep whats left Nah time to switch it up. Paying yourself first (even just 10%) isnt selfishits the smartest move. Thats how you build an emergency fund start investing and actually get ahead. The old way keeps you broke. This one builds freedom"
YouTube Link 2025-06-20T07:46Z [----] followers, [---] engagements

"LIVE Financial Goal Setting Workshop [----] (Replay) To engage with more of Lloyd's content click here: https://linktr.ee/lloydjross"
YouTube Link 2025-01-05T07:32Z [----] followers, [---] engagements

"Sounds harsh but trading comfort for breathing room might be the smartest thing you do right now. Sounds harsh but trading comfort for breathing room might be the smartest thing you do right now. If your mortgage is crushing you consider scaling way backeven if it means living small for a bit. The goal Reset. Rebuild. Then level up with way less stress"
YouTube Link 2025-05-09T00:23Z [----] followers, [--] engagements

"How to Save $10K FAST (Advice From a Millionaire) Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur shares his insights on how to quickly generate $10000. He emphasizes that asking for a pay rise can be the fastest way to increase your income and highlights the importance of reassessing your spending habits. Lloyd outlines six actionable strategies to help listeners create a financial plan emphasizing the"
YouTube Link 2025-09-30T07:15Z [----] followers, [---] engagements

"Ever made a money move just because you felt like it Ever made a money move just because you felt like it Yeah we've all been there. But reacting emotionally especially when the news is screaming doom and gloom is exactly how people end up making the worst financial decisions. ๐Ÿง ๐Ÿ’ธ The real flex Learning to pause breathe and actually understand what you own"
YouTube Link 2025-05-23T07:29Z [----] followers, [---] engagements

"Real talk doing nothing with your money is costing you more than a bad investment ever could. Real talk doing nothing with your money is costing you more than a bad investment ever could. ๐Ÿ˜ถ๐ŸŒซ Inflation doesnt wait and neither should you. Start small. Learn as you go. The only wrong move is not making one at all"
YouTube Link 2025-05-22T07:44Z [----] followers, [---] engagements

"Lost $60K in Bitcoin Heres Why It Happened๐Ÿ’ฐโค Lost $60K in Bitcoin Heres Why It Happened๐Ÿ’ฐโคListen to the full conversation now: https://youtu.be/wnEXTpXHg1c #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #delayedgratification #cryptomistakes"
YouTube Link 2025-02-09T21:13Z [----] followers, [--] engagements

"Ever wonder why Wall Street has a bull and a bear Ever wonder why Wall Street has a bull and a bear Its not just decoration. The way they attack actually explains how the markets move wild right ๐Ÿ‚๐Ÿป This video breaks down what a correction bear market and crash really mean and how much the market has to move to earn those labels"
YouTube Link 2025-04-17T07:36Z [----] followers, [----] engagements

"Using AI for your negotiations Game changer. Using AI for your negotiations Game changer. I got $800 off a business deal just by letting ChatGPT draft a killer email explaining why. Whether its asking for a raise or saving on a purchase a smart clear message can seal the deal. Let tech work for your wallet"
YouTube Link 2025-05-30T07:30Z [----] followers, [---] engagements

"Ever notice how the people who seem to "win" at money are just. Ever notice how the people who seem to "win" at money are just. chill about it Like they're playing Monopoly not life or death. Truth is the game of money isn't about stressingits about playing smart and having fun along the way. ๐Ÿ’ฐ Lighten up. You might just find yourself ahead"
YouTube Link 2025-04-20T07:46Z [----] followers, [----] engagements

"Lower interest rates = cheaper loans right Lower interest rates = cheaper loans right But also get ready for $8 coffee a weaker dollar and foreign investors pulling out. Its all connected"
YouTube Link 2025-08-04T17:30Z [----] followers, [----] engagements

"10 Investing Mistakes In Under [--] Minutes Want to own your time and build real wealth Comment "TIME RICH" and Ill send you the book launch link Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur shares insights on the top [--] investing mistakes that could be costing you financial growth and peace of mind. He emphasizes the importance of a long-term mindset in investing cautioning against emotional"
YouTube Link 2025-05-27T07:15Z [----] followers, [--] engagements

"Investing isnt about knowing everything its about mastering what you understand. Investing isnt about knowing everything its about mastering what you understand. Find your circle of competence stick to it and scale. Chasing every asset under the sun just spreads you thin. Pick what works for you and grow from there"
YouTube Link 2025-08-09T07:30Z [----] followers, [---] engagements

"Being wildly optimistic and slightly paranoid at the same time is a strange combobut it works. Not gonna lie being wildly optimistic and slightly paranoid at the same time is a strange combobut it works. ๐ŸคฏThis ones about the mindset no one really talks about: how the wealthy stay pumped for the future while staying smart enough not to get wrecked"
YouTube Link 2025-04-21T08:00Z [----] followers, [----] engagements

"Theyre letting buyers slide on student debt to get a mortgagesounds like a win right Theyre letting buyers slide on student debt to get a mortgagesounds like a win right Until you realize its a political move that could set people up for long-term pain ๐Ÿ’ธ This clip breaks down how HECS debt is being ignored by banks. and why that might not be the favor it seems"
YouTube Link 2025-05-04T06:51Z [----] followers, [---] engagements

"Money Habits That Separate the RICH From the BROKE Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur delves into the key differences between wealthy individuals and those struggling financially. He emphasizes the importance of managing and decreasing debt noting that the wealthy leverage debt to acquire income-generating assets while the less fortunate often incur debt for non-productive purchases. Lloyd"
YouTube Link 2025-03-25T07:32Z [----] followers, [--] engagements

"Why My Investing Portfolio Is Angled Toward China Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur explores the dynamic growth of China's economy and the investment opportunities it presents. He reflects on the significant success of Charlie Munger and Warren Buffett who both saw remarkable returns on their investments in BYD. Drawing from his extensive travels in China Lloyd highlights the rapid"
YouTube Link 2025-07-10T07:12Z [----] followers, [---] engagements

"When almost everyones working for the government. When almost everyones working for the government. its giving slow burn communism vibes. ๐Ÿ˜‚ Weve hit a point where more public sector jobs are being added than anything else and that shift says a lot about where were headed. Its not about hating on Australia its about asking: whos really running the show and is that a good thing"
YouTube Link 2025-06-04T07:30Z [----] followers, [---] engagements

"Youd think a country overflowing with energy Youd think a country overflowing with energy resources wouldnt be punishing its own people with insane prices but here we are. ๐Ÿ‘Ž While we chase net zero were exporting energy we apparently dont have and jacking up prices at home. Somethings not adding up"
YouTube Link 2025-06-04T08:00Z [----] followers, [---] engagements

"You dont need a warehouse or even a product in your hands. You dont need a warehouse or even a product in your hands. Just solve a problem in a PDF toss it on Gumroad or Etsy and boom digital cash flow. Even better You can use tools like ChatGPT to help you whip it up faster. Real money from thin air (well kinda)"
YouTube Link 2025-05-16T08:00Z [----] followers, [----] engagements

"The next few months could make or break your future self. The next few months could make or break your future self. With markets wobbling AI hype deflating and election chaos brewing this might just be your shot to play smart and invest in real value. Not everything's a bargain just because it dippedbut some stuff might be a steal in five years. ๐Ÿ‘€"
YouTube Link 2025-05-07T07:30Z [----] followers, [---] engagements

"Buying property to "beat inflation" Buying property to "beat inflation" Not if its bleeding cash every month. ๐Ÿ˜ต๐Ÿ’ธ In this vid we break down how to make property work for you not against you. Think: positive cash flow fixed interest (while you can) and avoiding those speculative traps that are catching everyone out right now. Especially in Australia where 30-year fixed rates arent even a thing"
YouTube Link 2025-07-02T07:34Z [----] followers, [----] engagements

"$500K cash sounds sexy until you do the math. ๐Ÿคฏ $500K cash sounds sexy until you do the math. ๐Ÿคฏ Imagine never having to pay another bill againever. No rent no utilities no phone nada. That kind of freedom scales way harder than a one-time chunk of cash sitting in your account. When you break it down consistent value beats flashy lump sums all day"
YouTube Link 2025-04-20T00:02Z [----] followers, [---] engagements

"Top [--] Questions About Wealth (Answered By A Millionaire) Top [--] Questions About Wealth (Answered By A Millionaire) Listen to the full conversation now: https://youtu.be/DKJGIvWbX7E #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #millionairemindsets"
YouTube Link 2025-03-04T09:05Z [----] followers, [--] engagements

"Become Time Rich - Book Launch Event Click to watch the largest virtual book launch in Australian History Be sure to watch all the way to the end to learn how to get your hands on my new book "Become Time Rich" - How to Stop Being Busy & Start Getting Wealthy Or click here to grab it from Amazon: http://becometimerich.shop"
YouTube Link 2025-06-01T01:44Z [----] followers, [---] engagements

"Forget flexing. I wore the same clothes every day skipped the shiny stuff Forget flexing. I wore the same clothes every day skipped the shiny stuff and went all-in on saving for just a few months. Its not forever but that short live like youre broke phase Thats how I got way ahead. Delay the lifestyle. Build the wealth"
YouTube Link 2025-06-02T07:45Z [----] followers, [---] engagements

"Its not about being rich its about being ready. Its not about being rich its about being ready. Stash that first $1K then build it up. The peace of mind hits way harder than you think. Skip a few takeouts sell some stuff hustle a bit [--] days from now you could actually breathe financially"
YouTube Link 2025-04-16T23:36Z [----] followers, [----] engagements

"The biggest lie we all believed The biggest lie we all believed That time is money. But lets be real if you're always trading hours for dollars you're stuck. The real flex is learning how to use money to buy your time back"
YouTube Link 2025-04-20T21:00Z [----] followers, [---] engagements

"Love is beautiful but debt isnt. Love is beautiful but debt isnt. If you're broke and getting on a plane for someone else's big day youre not taking a vacation youre taking on more debt. ๐Ÿ’€ Weddings you cant afford shouldnt cost you your financial future. Its okay to say no and protect your wallet. Your real friends will get it"
YouTube Link 2025-07-07T12:17Z [----] followers, [--] engagements

"Financial Coach Responds To Australias Retirement Reality Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Caroline Lloyd chats with a guest who is navigating the complexities of financial stability as a sole parent nearing retirement. The guest shares her current situation including her rent increase to $700 per week and the challenges of managing living expenses while also needing costly items like new glasses. With a superannuation balance of $137000 she"
YouTube Link 2025-09-23T07:15Z [----] followers, [---] engagements

"Bitcoin isnt going to secure your future. Bitcoin isnt going to secure your future. Its speculation plain and simple and the banks are laughing"
YouTube Link 2025-09-23T07:00Z [----] followers, [---] engagements

"He picked up The Snowball and it clicked He picked up The Snowball and it clicked. Investing wasnt just about charts or luck; it was about owning real businesses. Finding $1 for [--] cents became the game and unlike property it didnt need debt just strategy"
YouTube Link 2025-10-11T04:44Z [----] followers, [---] engagements

"Propertys been on rocket fuel the last [--] years Propertys been on rocket fuel the last [--] years but wages Not so much. ๐Ÿš€๐Ÿ“‰ Homes are tripling in value while paychecks barely budge no wonder so many Aussies feel stuck. The math just aint mathing anymore"
YouTube Link 2025-06-05T00:32Z [----] followers, [----] engagements

"AI just bailed me out big time AI just bailed me out big timetook a task that shouldve taken forever and handled it in seconds. More engagement more clicks more sales. and lets be real probably better than if I did it myself. Work smarter not harder right ๐Ÿ˜"
YouTube Link 2025-03-27T07:29Z [----] followers, [---] engagements

"Stock Market History Is Repeating Itself Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Better understand the stock market without losing your cool. In this episode Lloyd James Ross unpacks why markets dip how investors usually react and what you can do instead. He breaks down the different types of downturnsbecause not every drop is a disasterand explains why so many people panic when they dont need to. Lloyd also shares why keeping your head clear matters and hints at ways"
YouTube Link 2025-04-17T07:15Z [----] followers, [---] engagements

"The biggest scam isnt cryptoits the safe path they told you to take ๐Ÿ˜ฎ๐Ÿ’จ The biggest scam isnt cryptoits the safe path they told you to take ๐Ÿ˜ฎ๐Ÿ’จ Go to school get the job grind 'til [--]. and then you get to enjoy life Yeah nah. This mindset Its keeping people stuck. It's not about being brokeits about being trapped in a poor mindset that tells you to play small settle and wait"
YouTube Link 2025-04-23T23:12Z [----] followers, [----] engagements

"How To Make Your Kid A MILLIONAIRE Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross a seven-figure investor and entrepreneur shares five essential books on money that can help turn your child into a millionaire. He begins with a personal anecdote about his father's approach to money emphasizing the importance of sales as a foundational skill for financial success. Lloyd discusses the mindset and strategies necessary for parents to instill"
YouTube Link 2025-04-01T07:13Z [----] followers, [---] engagements

"The news had me thinking it was the end of the world. again.ide the waves. The news had me thinking it was the end of the world. again. But real talk panic doesnt paydiscipline does. The ones who stay calm block out the noise and zoom out when things get shaky Theyre the ones who win long-term. The market always bounces backyou just gotta know how to ride the waves"
YouTube Link 2025-04-18T07:30Z [----] followers, [----] engagements

"Money vs. KidsWhich Comes First Money vs. KidsWhich Comes First #lloydross #wealthbuilding #financialfreedom #moneymindset #entrepreneurlife #moneypodcast #millionairemindsets"
YouTube Link 2025-03-03T07:30Z [----] followers, [---] engagements

"Paying rent and still coming out ahead Sounds backwards. Paying rent and still coming out ahead Sounds backwards. until you do the math. ๐Ÿ’ก Instead of dumping 100K into a mortgage deposit and paying crazy interest this couple invested that cash into income-producing businesses and shares and theyre now outpacing mortgage rates. Sometimes renting isnt throwing money away its buying flexibility and making your money hustle harder"
YouTube Link 2025-05-14T07:28Z [----] followers, [--] engagements

"Everyones quick to call for the dollars downfall Everyones quick to call for the dollars downfall but as long as Powell holds rates steady at 4.5% its not collapsing anytime soon. The real story High rates are starting to bite just look at housing in the US. Sometimes the strongest move is to simply hold the line"
YouTube Link 2025-09-11T07:22Z [----] followers, [---] engagements

"Reacting to Crazy Trending Financial Advice Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross dives into the complexities of financial literacy and wealth building discussing the recent interest rate cut by Michelle Bullock and its implications for inflation. He shares personal insights on the differences in financial upbringing and highlights the importance of understanding compounding interest especially for those who feel financially"
YouTube Link 2025-09-09T07:15Z [----] followers, [---] engagements

"Not everyones checking their stock portfolio with shaky hands every morning Not everyones checking their stock portfolio with shaky hands every morning because lets be realmost people arent even in the market. ๐Ÿ˜‚ This breakdown clears up why the average Aussie might not feel the heat of global drama like a US investor would and why your day-to-day spending matters more than Wall Street panic"
YouTube Link 2025-05-05T07:51Z [----] followers, [----] engagements

"Our brains are wired to follow the crowd Our brains are wired to follow the crowd its called conformity bias a survival instinct from way back when sticking with your tribe meant staying alive. So even if your current crew is holding you back your brain prefers that safe zone over risking being alone. The quickest way to level up your life and finances Surround yourself with people who already have what you want. Your environment shapes your success more than you think"
YouTube Link 2025-08-12T07:42Z [----] followers, [---] engagements

"How I Built Wealth Without Debt Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode we delve into the wealth-building journey of our host who shares insights on how to achieve financial success without relying on property investment. Highlighting that approximately 13% of Australians are millionaires primarily due to property appreciation our host emphasizes a different approach centered around underspending income. By making conscious choicessuch as renting a"
YouTube Link 2025-05-29T08:13Z [----] followers, [--] engagements

"Ask A Millionaire (LIVE & FREE For Callers) Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode of the Wealth Hotline host Lloyd James Ross a seven-figure investor and entrepreneur shares insights on achieving financial freedom and independence. He emphasizes the importance of visibility in business"you can't sell a secret"and encourages listeners to recognize the value they can offer. Lloyd discusses the simplicity of building wealth through a paid-off property"
YouTube Link 2025-10-16T07:15Z [----] followers, [---] engagements

"Ever looked at your portfolio and felt that stomach drop Ever looked at your portfolio and felt that stomach drop Yeah same. But heres the thingif your investments are solid businesses built to survive chaos the daily dips dont mean much. Its not about timing the market its about trusting what youre holding through the mess. ๐Ÿ™ƒ"
YouTube Link 2025-05-06T08:00Z [----] followers, [---] engagements

"Wild how one random convo can flip your whole future ๐Ÿ˜ณ Wild how one random convo can flip your whole future ๐Ÿ˜ณ I met one person who unknowingly helped change the trajectory of my finances AND helped launch multiple businesses. Sometimes its not about what you know but who you meetopportunities live in rooms you havent walked into yet. Go where the good people are"
YouTube Link 2025-04-16T07:30Z [----] followers, [----] engagements

"The right opportunity only works if your skills match its level. The right opportunity only works if your skills match its level. At first you might be underqualified thats fine. Grow your skills until youre on par then keep going until you outgrow it. Thats when its time to level up again. Too many people quit before theyve built the skills that bring the money. Remember: the bills follow the skills"
YouTube Link 2025-08-14T07:36Z [----] followers, [---] engagements

"$10M income and zero taxes $10M income and zero taxes Sounds fake until you hear how the game is played. ๐Ÿง  The wealthy dont just earn differently they spend and borrow differently too. Travel cars meals. if it ties to business it's a write-off. And instead of taking big salaries they borrow against assets because loans arent taxed. Wild right But heads up its a bit trickier here than in the U.S"
YouTube Link 2025-06-10T07:21Z [----] followers, [--] engagements

"Most people ask how will I do it when starting something new. Most people ask how will I do it when starting something new. But the real question is who will do it Partnerships people and systems create leverage. Delegating isnt about dumping work its giving others the chance to grow while freeing you up to focus on what really moves the needle. Wealth isnt about being busier. Its about building smarter"
YouTube Link 2025-09-01T07:10Z [----] followers, [----] engagements

"Im soooo busy isnt the flex we think it is. ๐Ÿ˜… Im soooo busy isnt the flex we think it is. ๐Ÿ˜… This video hits hard on something we dont talk about enough being constantly busy doesnt mean youre actually making progress. Its a trap and its costing people more than just time. Real wealth Its about freedom not burnout"
YouTube Link 2025-05-21T07:30Z [----] followers, [----] engagements

"Some dude dropped a million on a meme coin and got rug-pulled by a girl named Huck. Some dude dropped a million on a meme coin and got rug-pulled by a girl named Huck. yeah that happened. ๐Ÿ˜ฌ Lesson Dont bet the farm on one shiny thing. Diversifying isnt just for Wall Street bros its how you protect yourself from learning the hard way. Even just 2-3 solid plays can save your future self big time"
YouTube Link 2025-05-23T07:41Z [----] followers, [---] engagements

"Ambition doesn't have to look the same in a relationship. Ambition doesn't have to look the same in a relationshipbut if you're the only one carrying the vision it's only a matter of time before the weight gets too heavy. Its not about both doing the same thing but both caring enough to move in the same direction"
YouTube Link 2025-04-24T23:15Z [----] followers, [----] engagements

"The new policy makes it easier to enter the market but not to stay in it. The new policy makes it easier to enter the market but not to stay in it. Is this really helping buyers or just inflating prices again ๐Ÿก๐Ÿ’ญ"
YouTube Link 2025-09-02T06:12Z [----] followers, [----] engagements

"How To EXPLOIT AI (And Get Rich) Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross discusses the transformative impact of AI and automation on the job market and personal finance. He begins with a provocative example of Elon Musk challenging government workers to succinctly describe their jobs highlighting the disconnect between technology and human capability. Ross illustrates how AI can save time and enhance productivity comparing its"
YouTube Link 2025-03-27T06:41Z [----] followers, [--] engagements

"Warren Buffett is now a larger holder of US Treasury Bills than the Federal Reserve"
YouTube Link 2024-08-15T00:24Z [----] followers, [--] engagements

"$1M house. $100K deposit. $5.6K monthly. Sounds doable $1M house. $100K deposit. $5.6K monthly. Sounds doable until you realize youll pay more in interest than the house is even worth ๐Ÿ˜ณ This is the side of homeownership most people never calculate and why that dream home can quietly become a financial trap"
YouTube Link 2025-05-14T01:08Z [----] followers, [----] engagements

"Cars lose value property builds it. ๐Ÿš— Cars lose value property builds it. ๐Ÿš— One depreciates the other appreciates (with tax perks + cash flow too). Unless youre an Uber driver property wins every time"
YouTube Link 2025-09-29T06:08Z [----] followers, [----] engagements

"Say what you want but how do you compete with a country that just doesnt stop Say what you want but how do you compete with a country that just doesnt stop Chinas work ethic scale of manufacturing and national leadership that focuses on long-term strategy whether you agree with it or not is a serious global advantage. The media might paint one picture but on the ground Chinas playing the long game and winning in a lot of areas"
YouTube Link 2025-07-15T07:36Z [----] followers, [----] engagements

"Not everyones going to own a home and thats okay. Not everyones going to own a home and thats okay. Young people need to know there are other paths to build wealth: start a business invest through beginner-friendly apps learn financial habits early. Property isnt the only game and for many its just not realistic anymore. Instead of chasing inflated markets why not show the next generation how to buy back their freedom another way"
YouTube Link 2025-07-28T07:25Z [----] followers, [---] engagements

"How Her Property Was Putting Her in Debt Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode of the Money Grows on Trees podcast host Lloyd James Ross welcomes a special guest a chartered accountant and an elite student of the Money Buys Happiness program. They dive into her inspiring journey of overcoming financial challenges and breaking free from old money habits. She shares her personal story of selling properties after a long struggle the mindset shifts that"
YouTube Link 2025-06-12T07:18Z [----] followers, [---] engagements

"A [--] bps cut might feel like a win for borrowers but its not that simple. A [--] bps cut might feel like a win for borrowers but its not that simple. Short-term relief can fuel inflation and if that gets out of hand rates could climb even higher later. Property investors may want cuts to keep the bubble alive but the bigger question is: are we trading long-term stability for a quick fix"
YouTube Link 2025-09-09T07:35Z [----] followers, [----] engagements

"You know what most people skip when chasing money You know what most people skip when chasing money Actually being valuable. Its wild how often the people with the biggest bank accounts are also the ones who give the most. Money follows valueso focus on becoming that person first"
YouTube Link 2025-04-20T07:54Z [----] followers, [----] engagements

"13 Minutes Of Terrible TikTok Financial Advice Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur shares his insights on achieving wealth and happiness challenging conventional wisdom about education and money. He argues that while school provides essential skills like reading and writing it often discourages risk-taking and punishes mistakestwo crucial elements for financial success. Lloyd emphasizes that"
YouTube Link 2025-04-08T07:11Z [----] followers, [--] engagements

"Millionaire Reacts To Viral Property Investment Advice [--] Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross a seasoned investor and entrepreneur dives into the pressing issues surrounding Australia's housing crisis and the government's controversial solutions including the spare bedroom tax. He expresses strong opinions on the current state of the economy asserting that what many perceive as a cost of living crisis is actually a spending"
YouTube Link 2025-10-07T07:15Z [----] followers, [---] engagements

"Back then rising wages made it easier to service bigger loans. Back then rising wages made it easier to service bigger loans. Today Wage growth is flat inflation is biting and borrowing more just isnt realistic. The game has changed and so has the risk. ๐Ÿ“‰"
YouTube Link 2025-09-17T07:30Z [----] followers, [----] engagements

"Paying off debt always comes down to two options: cut back (austerity) or find a way to earn more. Paying off debt always comes down to two options: cut back (austerity) or find a way to earn more. Governments like households can technically do both but often choose growth over sacrifice. Thats why dropping rates is seen as a way to boost GDP and pay down trillions even if it comes with long-term risks"
YouTube Link 2025-09-15T07:43Z [----] followers, [----] engagements

"That signed glove from all [--] heavyweight champs That signed glove from all [--] heavyweight champs Yeah barely worth anything today. Most sports memorabilia might tug on the heartstrings but they rarely pad your bank account. Theyre more sentimental than strategic. Sure some items spike during market booms but overall its hard to scale tough to predict and usually not a smart wealth move"
YouTube Link 2025-06-19T08:42Z [----] followers, [---] engagements

"How Apple & Coke Win at Inflation Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode we explore the concept of pricing power and its significance in combating inflation with a focus on industry giants like Apple and Coca-Cola. We discuss how Apple leverages its immense value likening its product worth to that of a car allowing for incremental price increases without losing consumer demand. Similarly Coca-Cola's ability to raise prices by just one cent per can"
YouTube Link 2025-07-22T07:25Z [----] followers, [---] engagements

"Youre already working hardwhy not make your money work smarter too Youre already working hardwhy not make your money work smarter too Most people dont realize how much theyre missing out on by not maxing out their retirement accounts. Whether it's a Roth IRA in the U.S. or superannuation in Australia there are legit ways to grow your wealth and keep more of it thanks to tax perks. The kicker You dont need to be rich to start. You just need to know where to put your money"
YouTube Link 2025-04-14T23:01Z [----] followers, [---] engagements

"19 Minutes of Brutal Money Advice (From a Millionaire) ๐Ÿ’ฐ๐Ÿ”ฅ Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode Lloyd James Ross a seven-figure investor and entrepreneur addresses the common misconceptions surrounding personal finance and investment. He highlights how many people invest based on trends or peer pressure without truly understanding what theyre investing in. Lloyd emphasizes the importance of financial literacy and encourages listeners to take a"
YouTube Link 2025-02-06T07:15Z [----] followers, [---] engagements

"If money is energy what vibe are you giving it If money is energy what vibe are you giving it ๐Ÿ’ธ Treat it like a curse and itll disappear fast. That YOLO mindset Fun till youre broke. Build a better relationship and your bank account will thank you"
YouTube Link 2025-06-05T09:03Z [----] followers, [----] engagements

"Wild how fast cash shows up when you start posting random stuff around the house. Wild how fast cash shows up when you start posting random stuff around the house. Facebook Marketplace is lowkey the easiest hustle list what youre not using and boom money in your hand. Even better People give away free stuff on there. Flip it. Repeat"
YouTube Link 2025-05-17T08:22Z [----] followers, [----] engagements

"Everyones shouting diversify more but what if fewer picks could actually mean more coverage ๐Ÿ‘€ Everyones shouting diversify more but what if fewer picks could actually mean more coverage ๐Ÿ‘€ Turns out some stocks are like nesting dolls: packed with multiple solid businesses inside. This one's all about why China (yep China ) might be the last place left with real value and how stacking smart undervalued companies could give your portfolio more muscle than it seems"
YouTube Link 2025-04-29T21:00Z [----] followers, [----] engagements

"Why Your Morning Routine Is Draining Your Bank Account Why Your Morning Routine Is Draining Your Bank Account Start your day off on the right foot Avoid putting energy into activities that dont produce results and instead focus on the work that will make the most difference in your life. Make every morning count and watch the magic happen. ๐Ÿ‘‡ Do you agree Drop a Yes or no in the comments below"
YouTube Link 2023-12-04T06:30Z [----] followers, [--] engagements

"The Ultimate Hedge Against Inflation Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode we explore the most effective strategy for hedging against inflation: enhancing your skills. The host discusses how many wealthy individuals did not accumulate their wealth through traditional investments like gold or real estate but rather by increasing their earning potential through skill development. Skills can compound over time allowing individuals to transform their"
YouTube Link 2025-07-15T06:44Z [----] followers, [---] engagements

"If you think your kids arent watching how you handle money. think again. ๐Ÿ‘€ If you think your kids arent watching how you handle money. think again. ๐Ÿ‘€๐Ÿ’ฌ Its not just about lectures and lessons its about showing them how its actually done. From saving goals to investments the habits they see are the ones theyll carry for life. Set the example early and make it real"
YouTube Link 2025-04-27T22:28Z [----] followers, [----] engagements

"He dropped a stack on the table like it was lunch money and that moment changed the way I saw money He dropped a stack on the table like it was lunch money and that moment changed the way I saw money forever. ๐Ÿ’ฐ When moneys not treated like a dirty secret it becomes something you can actually learn to manage. Talking about it early Game-changer"
YouTube Link 2025-05-27T07:46Z [----] followers, [--] engagements

"The Mindset Shift That Made Him Financially Free By [--] Want to achieve financial freedom and build lasting wealth Get the strategies you needgrab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode host Lloyd James Ross welcomes back his friend and business partner Morgan T. Nelson to discuss the journey towards financial freedom and the mindset needed to overcome impostor syndrome. They dive into the importance of recognizing opportunities that match your skill set and the significance of taking action to achieve financial success. Lloyd shares his"
YouTube Link 2025-08-05T07:26Z [----] followers, [---] engagements

"How He Paid Off $30K Dollars of Debt And Turned His Life Around In this episode of the Money Grows on Trees podcast host Lloyd James Ross discusses financial transformation and the importance of changing money habits. He shares his own journey from debt to financial freedom highlighting the impact of small daily expenses like coffee on long-term wealth. Lloyd emphasizes that money is not evil but a tool for achieving one's life goals. The episode features a special guest an elite student from Lloyd's mentorship program who shares their inspiring real-life story of overcoming financial stress"
YouTube Link 2025-06-19T08:17Z [----] followers, [---] engagements

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