@johngwatts Alabama Consumer Protection Lawyers
Alabama Consumer Protection Lawyers posts on YouTube about if you, debt, send, the new the most. They currently have [------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
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Top posts by engagements in the last [--] hours
"FCRA Decision on Stall Letter from Experian in a Debt Defense Victory Case (Younger v Experian 11th) We do a deep dive on a FCRA (Fair Credit Reporting Act) case -- we cover [--] things in this discussion of this court case (No. 19-11487 UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT Younger v. Experian Info. Sols.): [--]. What is a debt defense victory case [--]. What is a stall letter from a credit bureau [--]. What is summary judgment and how can a consumer get summary judgment against a credit bureau such as Equifax Experian and Trans Union [--]. The damages allowable under an FCRA case. [--]. Why"
YouTube Link 2025-05-08T14:37Z 34.2K followers, [----] engagements
"Is it valid for a debt collector to send a letter to a wrong address This is a question we received during one of our live Q&As. You can watch the full Q&A here: https://www.youtube.com/watchv=W1ZC7AKV0Sw If a collector has sent a letter to the wrong address after their initial letter to you you should respond to it and ask them why they mailed it to the wrong address. We recommend that consumers dispute "all debts" when dealing with a debt collector. When a collector sends you a letter you have [--] days from the day you receive it to respond. We also recommend that you keep all correspondence"
YouTube Link 2020-12-04T11:00Z 34.2K followers, [----] engagements
"Alabama Foreclosure: What is a notice of acceleration A notice of acceleration is basically a document that says "You've had this amount of time to pay but now your mortgage is due right now. If you don't pay your house will be foreclosed." If you are at this point you are in critical danger of losing your home. You need to figure out your options and take immediate action. Otherwise you will lose your home. Hope this is helpful to you If you have any questions feel free to leave a comment below or call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving"
YouTube Link 2017-09-06T11:00Z 33.9K followers, [---] engagements
"Three types of motions to dismiss -- one of which is filed by the plaintiff The first type of motion to dismiss is filed when there's no cause of action. This is also known as a "failure to state claim." The second type of motion to dismiss is when there's no jurisdiction for the court. During the last recession there was a lawyer who would file ejectment lawsuits. Those kinds of cases are supposed to be filed in Circuit Court in Alabama. This lawyer would file them in District Court. Consumers would hire us and we would file a motion to dismiss because the case was in the wrong jurisdiction."
YouTube Link 2020-07-11T10:00Z 33.7K followers, 36.7K engagements
""When do we look at the Statute of Limitations -- before or after you were served" http://www.alabamaconsumer.com/2016/06/statute-limitations-filing-date-date-service-debt-collection-case/ We look at Statute of Limitations from the date the lawsuit was filed not the date you were served in your collection lawsuit. There are some details about longer limitations with service but generally we look at the date that the case was filed. If you have any questions about what we've talked about in this video feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC"
YouTube Link 2016-06-20T23:26Z 34K followers, [---] engagements
"Expanded Your [--] options when sued by a debt collector in Alabama This is a longer video than our previous version (https://youtu.be/ZFI7mbMy0KQ) as this one contains a discussion of statute of limitations and many commonly asked questions. This video is designed to help you if you are sued by a debt buyer such as Asset Acceptance Autovest Cavalry LVNV Main Street Midland Portfolio Unifund etc. in Alabama. So you will have a good overview of your five options. Your [--] options include: [--]. Filing bankruptcy [--]. Fighting the case on your own (not hiring a lawyer) [--]. Settling the case on your own"
YouTube Link 2015-04-01T17:37Z 33.8K followers, [----] engagements
"Will I owe taxes if I pay a debt collector any money You may. If you pay less than what the debt collector claims you owe then you may have to pay taxes on the difference. So if the amount owed is $10000 and you pay $6000 then you may owe taxes on $4000. Not that you owe $4000 but that would be income that you then pay taxes on. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here --"
YouTube Link 2020-05-25T11:00Z 33.9K followers, [---] engagements
""Should I answer the door when the process server comes by" When you're being served with a lawsuit most people say that you shouldn't answer the door. The reasoning behind this view is that maybe they will go away and you won't have to deal with the lawsuit. This is a false idea. You should answer the door take the papers from the process server and push through this lawsuit. Generally we can turn this negative situation into a positive one. Hope this is helpful to you. If you have any questions about what we've covered in this video feel free to call us at 1-205-879-2447. Thanks for"
YouTube Link 2016-03-17T18:01Z 33.7K followers, 43.4K engagements
"What is the Statute of Limitations in a FCRA lawsuit http://www.alabamaconsumer.com/2016/09/statute-limitations-fcra/ The Statute of Limitations in a FCRA lawsuit is generally [--] years from the time you send a dispute letter to the credit reporting agency. If you have any questions you can reach us by phone at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by"
YouTube Link 2016-08-17T14:45Z 34K followers, [---] engagements
"Alabama Consumer Protection -- Practice Areas -- Sued By A Debt Collector http://www.alabamaconsumerprotection.com/practice-areas/sued-by-a-debt-collector/ This video is for our practice area "Sued by a debt collector" -- we have information to help you if you live in Alabama and have been sued by a debt buyer (collector) in Alabama small claims district or circuit court. Most important thing to remember is to file a response to the complaint (lawsuit) before your time runs out. You normally have [--] days to answer a small claims or district court lawsuit and [--] days to answer a circuit court"
YouTube Link 2011-09-02T22:10Z 33.8K followers, [---] engagements
"Two types of financial advisor abuse that can cost you a ton of money Financial advisors can hurt you financially in many ways. We'll talk about two of them here. First is outright fraud. So the advisor lies to you. Or gets you to sign paperwork approving investment decisions but the paperwork is blank so the advisor or broker can fill it in later. Or the advisor changes an already filled in signed authorization. Second is negligence. Many advisors and brokers will recommend investments that they do not understand. This is wrong as they are supposed to make sure the investment is suitable for"
YouTube Link 2020-05-31T10:00Z 34K followers, [---] engagements
"Alabama Default Judgment -- Can It Be Set Aside We talk about if there are any options if you have a default judgment against you in an Alabama state court. The short answer is you are very limited in your time if you have been sued and served in a debt collection (or any type) of lawsuit. If you have not been served under the law then your options increase but you still need to act quickly. We discuss this in a separate video. http://www.youtube.com/watchv=4IyjlCzccB0 John G. Watts Watts Law Group P.C. [---] 19th Street North Birmingham Alabama [-----] voice - 205-879-2447 fax - 888-522-7167"
YouTube Link 2011-07-29T18:29Z 34K followers, [----] engagements
"FCRA Case Decision Don't use tri-merge reports and a bonus lesson (Weeks v Trans Union) Two lessons. First don't use tri-merge reports. Second scoring models are irrelevant on whether the data is reported correctly or not by the credit bureaus and the data furnishers. Here is the link to Weeks v Trans Union -- https://scholar.google.com/scholar_casecase=9377839968309248004&hl=en&lr=lang_en&as_sdt=8006&as_vis=1&oi=scholaralrt&html=&pos=4&folt=kw Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/"
YouTube Link 2022-03-30T12:44Z 34K followers, [----] engagements
"Overview of FCRA Fair Credit Reporting Act We cover the two major claims against a consumer reporting agency such as Equifax Experian and TransUnion (1681e(b) and 1681i). And then the one claim against furnishers of information to credit bureaus -- section 1681s-2(b). Finally we end with the damages that you can recover under the FCRA. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here --"
YouTube Link 2020-11-15T18:39Z 34.1K followers, 18.9K engagements
"What should you do if your landlord is harassing you Many landlords have a federally backed loan and some restrictions come with those loans especially regarding eviction. Landlords don't like that and they will shut off their tenants' utilities or call DHR on them saying they suspect child abuse. Anything to get their tenants out of their property. However if there's a proper lease agreement the landlord has to follow the rules. If a landlord decides to change the locks and throw all of your stuff out because you're a couple months behind on rent you need to serve that landlord with a huge"
YouTube Link 2020-06-20T11:00Z 34K followers, 65.5K engagements
"What is the Difference Between a Note and a Mortgage When Facing a Foreclosure A common question if you are facing foreclosure and maybe you've already been foreclosed is "What exactly is the difference between the note and the mortgage" Let me explain it this way think about the note up here. It's the debt. It's the $200000 at 6% interest over [--] years. The mortgage is what ties that debt down here to your house. Sometimes we call that tying the debt to the dirt. It's the debt to your property your house your land. Without a mortgage the note the debt would be unsecured. It's just like a"
YouTube Link 2015-04-03T15:04Z 34K followers, [---] engagements
"Credit Report Errors - Why Do The Bureaus Believe The Creditors Over Me When you dispute false information on your credit reports normally the credit reporting agencies (Equifax Experian and Trans Union) do NOT believe you but instead believe the creditors (furnishers of information). As we have explained in other videos and on our blog and website when there's something inaccurate on your credit report generally you need to go directly to the credit bureaus and dispute that. The credit bureaus even though they have an independent obligation to investigate generally won't do anything other"
YouTube Link 2010-05-10T04:15Z 34.1K followers, [----] engagements
""Do I have to file a temporary restraining order (TRO) to stop an Alabama foreclosure" https://www.alabamaconsumer.com/2018/06/do-i-have-to-file-a-temporary-restraining-order-tro-to-stop-an-alabama-foreclosure/ It's very rare that this is necessary to stop an Alabama foreclosure. Usually you have better options than filing a temporary restraining order (TRO). Including suing under federal and state law. And often suing under the very mortgage that gives the mortgage company the right to foreclose. Investigate your options and remember a TRO is not only just one option but it is often a poor"
YouTube Link 2018-04-15T12:47Z 34.1K followers, [---] engagements
"How Does Charge Off Status Impact Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-02T20:09Z 34.2K followers, [---] engagements
"Tax decision: Example of why must understand CSED statute of limitations In this tax decision we learn why it's important to understand CSED (Statute of Limitations for tax cases). Thanks for watching John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here --"
YouTube Link 2020-10-09T10:00Z 34K followers, [---] engagements
""What's the difference between VA Aid and Attendance and VA Disability" https://www.alabamaelderlawyer.com/2018/02/difference-between-va-aid-attendance-va-disability/ There are two major VA programs to help veterans and surviving spouses. [--]. Service related Compensation Disability [--]. Non service related VA Pension (Aid & Attendance). Service-related is when your disability or disease is related to your military service. Non-service is unrelated. We focus on the non-service aid & attendance. This is where a married veteran can receive over $25000 a year tax-free to pay for long-term care. Even"
YouTube Link 2018-01-12T12:00Z 33.8K followers, [----] engagements
"What is the Statute of Limitation on an old credit card debt in Alabama http://www.alabamaconsumer.com/2014/03/statute-limitations-alabama-credit-card-lawsuit-3-years/ We believe it's [--] years. However the collector lawyer will argue that it's [--] years. The bottom line is there are other defenses that are more powerful than the Statute of Limitations. Feel free to call us at 1-205-879-2447 if you have any questions about what we've covered in this video. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No"
YouTube Link 2016-05-23T14:19Z 34K followers, [----] engagements
"Does the probate judge make decisions on Alabama foreclosures http://www.alabamaconsumer.com/2015/12/does-the-probate-judge-handle-a-foreclosure-in-alabama/ No. Find out how Alabama foreclosures work in Alabama and how that fits with the probate court of your county. John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here --"
YouTube Link 2015-11-19T16:56Z 33.9K followers, [---] engagements
"What is removal of a case from state to federal court Today we wanted to talk about what it means for a case to be removed from state court to federal court. We also talk about why cases get moved. Thanks for watching - John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here"
YouTube Link 2021-01-28T11:00Z 33.8K followers, [----] engagements
"Can I sue my credit card company for violating the TCPA in blowing up my cell phone Yes the TCPA can be used against your credit card company. The TCPA is "Telephone Consumer Protection Act" and it is a wonderful law. When companies including your credit card company violate the TCPA you can sue for $500 per call or even up to $1500 per call in the right circumstances. Give us a call at 205-879-2447 or contact us through our website and we'll help you figure out your options. Talk to you soon John John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447"
YouTube Link 2016-10-04T12:39Z 33.8K followers, [---] engagements
""Does the TCPA cover text messages" http://www.alabamaconsumer.com/2016/01/does-the-tcpa-cover-text-messages/ The short answer is yes. Automated text messages are considered phone calls under the TCPA. The collection company gets one free call or text message to you. After that they will have to pay you $500-$1500 per call or text. Hope this is helpful to you. Feel free to call us at 1-205-879-2447 if you have any questions. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the"
YouTube Link 2016-01-30T14:13Z 33.8K followers, [---] engagements
"Disputing A Debt And The Impact On Your Credit Report When you dispute a debt with a debt collector this has implications under the Fair Debt Collection Practices Act (FDCPA). Specifically if the debt collector updates your credit reporting without showing the debt as being disputed this may be a violation of the FDCPA. You may be entitled to sue the debt collector under the FDCPA for money damages. John G. Watts Watts Law Group P.C. [---] 19th Street North Birmingham Alabama [-----] voice - 205-879-2447 fax - 888-522-7167 johngwatts@gmail.com john@wattslawgroup.com"
YouTube Link 2011-07-29T18:06Z 33.8K followers, [----] engagements
"Case Decision: FDCPA Standing 7th Circuit and 6th Circuit Differ on 1692g notice Casillas v Madison https://scholar.google.com/scholar_casecase=914469892729301156&q=fair+debt+collection+practices+act&hl=en&as_sdt=40006&as_ylo=2019 This case illustrates how courts and judges look at cases differently. It is a good reminder that very few things are absolutely certain in the law and beware of those who tell you with great confidence that they know exactly how a judge will rule. Often wrong never in doubt. :) Hope you enjoy thanks for watching John John G. Watts Watts & Herring LLC Representing"
YouTube Link 2019-09-25T10:00Z 33.6K followers, [---] engagements
"What is re-aging on my credit report This was a great suggestion for a video -- keep your questions and comments coming thanks John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.""
YouTube Link 2021-02-21T15:53Z 34K followers, [----] engagements
""How do you figure out the value of a TCPA case" Alabama Consumer Protection Attorney John G. Watts explains how to figure out the value of a TCPA case in Alabama. If you have any questions about what we've talked about in this video feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here --"
YouTube Link 2016-04-12T20:51Z 33.9K followers, [---] engagements
"What is a charge off A charge off is just an accounting function. It generally happens when you're [--] months behind on paying. Unfortunately there's misinformation out there that this means you don't owe the money anymore. That is untrue. You still owe the money since nothing changes legally. Thanks for watching John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the quality of the legal services to be performed is greater than the"
YouTube Link 2020-07-28T10:00Z 34K followers, [----] engagements
"7 mistakes when testifying in a debt collection trial https://www.alabamaconsumer.com/2014/01/7-mistakes-debt-collection-lawsuit/ Watch this video if you are interested in learning what the [--] common mistakes are and how to avoid them while testifying in a debt collection trial. [--]. Guessing instead of testifying based on personal knowledge. [--]. Answering a question without fullying hearing it. [--]. Answering a question without understanding the question as a whole or individual words in the question. [--]. Answering a question without first taking a moment to think about the truthful answer. 5."
YouTube Link 2019-11-18T16:32Z 34K followers, 124.5K engagements
""Can I only sue under the TCPA in Federal Court" You can actually sue in either state court or federal court. However if you do that the court may "re-move" it to federal court. Now the collection industry has caused a fuss over the years and complained about how unfair these cases are. If they actually followed the rules it wouldn't be hard on them. If you have any questions about what we covered in this video feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No"
YouTube Link 2016-03-22T14:37Z 34.1K followers, [---] engagements
"Does Fannie Mae own my mortgage Knowing if you have a federally backed loan is mission critical to stopping a foreclosure and getting help. The CARES Act is a very useful law that can get you up to [--] months (even [--] months) of forbearance relief. But you need a federally backed loan. Fannie Mae qualifies and the link to look up your property is: https://www.knowyouroptions.com/loanlookup Best wishes John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our"
YouTube Link 2020-05-04T14:05Z 34.2K followers, [---] engagements
"How long can someone collect on a judgment Alabama Consumer Protection Attorney John G. Watts answers "How long can someone collect on a judgment" Hope this is helpful to you. Please feel free to contact us if you have any questions. John Watts Birmingham Alabama www.AlabamaConsumer.com 205-879-2447 "No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules."
YouTube Link 2015-08-28T16:05Z 34.2K followers, [---] engagements
"How to Dispute and Remove Collection Accounts on Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan"
YouTube Link 2024-07-02T20:10Z 34.2K followers, 46.1K engagements
"3 time periods a debt collector can collect on a consumer There's a lot of confusion on when a collector can take action against you. The FIRST is the time period to sue. This is the statute of limitations. The time limit really depends on the type of case you have and your state law. The SECOND time period is when they can credit report on you. They can credit report about [--] years after the first major delinquency. This is under the FCRA (Fair Credit Reporting Act). Usually the first major delinquency happens [--] months after your last payment. It doesn't matter when the debt collector bought"
YouTube Link 2020-06-16T10:00Z 34.2K followers, [----] engagements
"Sued for [-----] after a repo what can I do [--] steps to take now Watch this video to learn the five steps to take if you are sued for a deficiency after a repossession. There is hope after a repo -- thanks for watching this video John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday"
YouTube Link 2019-08-05T10:00Z 34.2K followers, 16.9K engagements
"Can debt collectors violate the TCPA http://www.alabamaconsumer.com/2016/10/violate-tcpa/ Yes debt collectors often violate the TCPA (Telephone Consumer Protection Act) when they blow up your cell phone with computer/robo dialed calls and text messages. Find out when it is illegal and your options for suing debt collectors who violate this law. Give us a call at 205-879-2447 if you have any questions about your unique situation. Thanks and talk to you soon John John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is"
YouTube Link 2016-09-24T14:40Z 34.1K followers, [---] engagements
"Will the company that sued me for an auto deficiency allow monthly payments to settle https://www.alabamaconsumerlawblog.com/will-the-company-that-sued-me-for-an-auto-deficiency-allow-monthly-payments-to-settle/ First to answer the question most likely yes. Most of these companies will allow and encourage monthly settlement payments to them. But a few warnings. Make sure you want to settle with them paying them money. Check out the statute of limitations -- it may be shorter than for a normal breach of contract. (In Alabama breach of contract is [--] years but most auto loans are [--] years)."
YouTube Link 2018-08-31T09:00Z 32.6K followers, [----] engagements
"Consumer Power #6 - bring your AL debt collection FDCPA and FCRA questions and get live answers Bring your questions and consumer attorney John G. Watts will answer them -- Alabama debt collection lawsuits FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collection Practices Act). See you on Thursday May [--] [----] at [--] pm Central time (2 pm Eastern time). Thanks John 🎙 New to streaming or looking to level up Check out StreamYard and get $10 discount 😍 https://streamyard.com/pal/d/5138463058296832"
YouTube Link 2025-05-13T03:21Z 34.2K followers, [----] engagements
""Who is LVNV and why are they suing me" http://www.alabamaconsumer.com/2016/02/who-is-lvnv-funding-and-why-are-they-suing-me/ LVNV Funding is a company that claims to own an old debt of yours. If they're calling or writing you about this take it seriously. You have [--] options when you're sued by LVNV Funding which you can watch an in depth video here (https://youtu.be/xdC4qYncfYs). If you have any questions feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No"
YouTube Link 2016-02-08T14:42Z 33.3K followers, [----] engagements
"FDCPA unlicensed debt collectors break the FDCPA What if the debt collector is NOT licensed in your state -- can this be a violation Maybe -- check out the case LeBlanc v. Unifund CCR Partners -- https://casetext.com/case/leblanc-v-unifund-ccr-partners May find a violation of the FDCPA John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the quality of the legal services to be performed is greater than the quality of legal"
YouTube Link 2024-04-18T20:40Z 33.5K followers, [---] engagements
"Alabama Default Judgment -- Proving You Were Not Served What do you do if you have a default judgment against you in Alabama but you were never served with the lawsuit You need to consider asking the court to overturn the default judgment by showing to the court that you were never served. Being served is essential to a court having jurisdiction over you. So if you can prove you were not served this may allow the court to set aside the default judgment. You need to move quickly as you don't want a judge asking you why you waited for a long time after you found out about the bogus default"
YouTube Link 2011-07-29T18:45Z 32.6K followers, [----] engagements
"Depositions - Four Rules Of Answering Questions Here are four simple rules of answering deposition questions - whether your case involves a truck wreck suing an abusive debt collector or suing a mortgage company that is wrongfully foreclosing on you. First make sure you hear the question. Second make sure you understand the question. Third make sure you think about the truthful response. Finally only answer the question asked. No volunteering. If you have any questions about what we've talked about in this video feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts &"
YouTube Link 2010-06-15T11:26Z 32.6K followers, 123.9K engagements
"Why should I pull my credit reports when getting a divorce Simple answer -- because ID theft is most commonly from family or EX family. You don't want to get stuck with a debt that is not yours. So make sure you pull credit reports if about to or in the middle of a divorce to make sure there are no bogus accounts on there. Thanks for watching and have a great day John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality"
YouTube Link 2019-10-05T10:00Z 32K followers, [---] engagements
"Masterclass [--] on finding errors on charged-off accounts (using the FCRA) This is a long video but if you are interested in learning how to identify errors on YOUR credit reports for charged off accounts this may be of interest to you. We'll do the second part tomorrow (Feb [--] 2022) at [--] pm central -- you can sign up for the class (if you have not already) here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH. Join us if you can John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to"
YouTube Link 2022-02-09T17:10Z 31.6K followers, 27.3K engagements
"What is the FCRA (Fair Credit Reporting Act) http://www.alabamaconsumer.com/2015/04/what-is-the-fcra-fair-credit-reporting-act/ The FCRA protects you from false credit reporting. It governs credit reporting agencies (Equifax Experianand Transunion). The FCRA controls "furnishers" which are those companies that actually provide (or furnish) information to the credit reporting agencies. Basically the law says if you as a consumer dispute with the credit reporting agencies then the agency must conduct an investigation (a real not bogus) and fix errors. If they don't then you can sue for mental"
YouTube Link 2015-03-18T20:50Z 33.5K followers, 20.7K engagements
"FDCPA: What are statutory damages against abusive debt collectors https://www.alabamaconsumer.com/2017/08/how-much-can-i-get-in-statutory-damages-under-the-fdcpa/ Statutory damages are designed to give you motivation to sue abusive debt collectors under the Fair Debt Collection Practices Act. Even if you haven't been harmed by them they broke the law. The government can't police every single debt collector so they give you the power to sue these abusive debt collectors for breaking the law. You can get up to $1000 in these damages. For some that's a huge amount of money. For others that may"
YouTube Link 2017-08-31T21:26Z 31.7K followers, [---] engagements
"CDC halts almost all residential evictions -- amazing development for renters on September [--] [----] Here is a great summary article by David Shepardson -- https://www.reuters.com/article/us-health-coronavirus-usa-renters/u-s-cdc-issues-sweeping-halt-on-residential-evictions-to-combat-virus-idUSKBN25S620 Here is the actual language of the sworn statement that is required to be given: ATTACHMENT DECLARATION UNDER PENALTY OF PERJURY FOR THE CENTERS FOR DISEASE CONTROL AND PREVENTIONS TEMPORARY HALT IN EVICTIONS TO PREVENT FURTHER SPREAD OF COVID-19 This declaration is for tenants lessees or"
YouTube Link 2020-09-02T02:53Z 33.2K followers, [----] engagements
"Case Decision (FDCPA) What Is A Debt Collector Under The FDCPA You can find this decision here: https://scholar.google.com/scholar_casecase=12487655022934312233&q The point of this case is to show what must be alleged in a lawsuit (complaint) under the FDCPA (Fair Debt Collection Practices Act). Specifically what do you need to show to the court about how the debt collector qualifies as a "debt collector" under the FDCPA. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that"
YouTube Link 2019-04-11T15:48Z 33.2K followers, [---] engagements
"Compelling arbitration against Discover in the collection lawsuit Great set of questions -- we cover three items in this video: [--]. What is an arbitration provision/agreement [--]. How do you compel (force) Discover Bank to arbitrate the collection case filed against you [--]. How does Discover collect money if they get an award against you in arbitration Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here --"
YouTube Link 2021-02-22T17:35Z 31.5K followers, [----] engagements
"FCRA Case Decision: Pulling credit reports by creditor after account paid and closed (11th Cir) This 11th Circuit FCRA opinion is interesting if you are curious about credit pulls by creditors when the account is paid and closed. It also begins a discussion on damages that we will see down the road developed more in later 11th Circuit cases (AL GA and FL). Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made"
YouTube Link 2025-05-15T16:25Z 34.2K followers, [----] engagements
"Debt Collection -- Illegal Phone Calls To Your Work Oftentimes debt collectors will call you at work when you are not allowed to receive those types of calls. This can often violate the Fair Debt Collection Practices Act (FDCPA). This tactic of calling you illegally at work is to intimidate you into paying a bill to stop the abuse whether you owe it or not. Know your rights and take the appropriate action. John G. Watts Watts Law Group P.C. [---] 19th Street North Birmingham Alabama [-----] voice - 205-879-2447 fax - 888-522-7167 johngwatts@gmail.com john@wattslawgroup.com"
YouTube Link 2011-07-29T17:56Z 33K followers, [----] engagements
"What is a motion to amend the complaint under FRCP [--] You ask for permission (if needed) to amend the complaint when you want to add something or change something in your lawsuit (the complaint). Find out the most common situations and a drafting tip to make it easy for the judge. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." Our free weekly"
YouTube Link 2019-10-06T10:00Z 32.4K followers, [----] engagements
"Can a debt buyer really sue me in Alabama http://www.alabamaconsumer.com/2016/01/can-a-debt-buyer-really-sue-me-in-alabama/ It is legal to buy old debt but that is a fundamentally different question than whether it is legal to sue you on an old debt. Does the debt buyer or debt collector really own the debt Are they willing or able to prove that in court Have they sued you outside the statute of limitation There are all sorts of reasons why your particular debt collection lawsuit in Alabama may be illegal which can give you options to go after the debt collector in federal court. Find out"
YouTube Link 2016-01-01T13:53Z 33.5K followers, [---] engagements
"Is it true a debt buyer can never provide proof they own the debt This question is from one of our live Q&As. Be sure to subscribe to be notified when we go live again. :) It's not necessarily true that they can't prove they own the debt. In our experience whether they can or not they refuse to provide evidence that they own it. That may be because they can't or they don't understand how evidence works in court. We've seen these debt buyers come into court and use affidavits as their evidence. Judges often don't allow written or sworn statements as evidence. Maybe they do know how to prove"
YouTube Link 2020-06-29T10:00Z 32.4K followers, 17.9K engagements
""What is a cease and desist letter" http://www.alabamaconsumer.com/2016/01/what-is-a-cease-and-desist-letter/ A cease and desist letter is something you send to a debt collector. This letter tells the collector that you either refuse to pay the debt or that you want them to cease contact. Unfortunately this isn't very helpful because generally they will either lie about getting that letter or they will sell that debt to someone else. If they sell it to someone else then the next collector will harass you because they believe that the cease and desist letter does not apply to them Hope this is"
YouTube Link 2016-01-27T14:06Z 32K followers, 11.4K engagements
"Do Your Own Legal Research For Free By Using Google Scholar A fantastic resource is Google Scholar to research case law (court opinions). https://scholar.google.com/ You can either read articles or case law. Play around with it if you are interested -- it is not as good as paid services but for being free and easy to use it is a wonderful tool. I highly encourage you to spend some time with it if you are interested in reading court opinions. Have a good one John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No"
YouTube Link 2019-04-16T23:54Z 32.5K followers, [----] engagements
"Masterclass [--] on Charged Off Accounts On Your Credit Reports This is the follow up to Master Class [--] (https://youtu.be/AGLG-NcdGoE) -- we are looking at actual credit reports to find the errors. This was done with the great help of those who attended the class live. Hope you find it helpful and if you would like to attend these live -- Thursdays at [--] pm central -- hope to see you then. Here is the sign up page -- you only sign up one time and then you'll be emailed the link to each week webinar as well as the replay link. https://my.demio.com/ref/ZHxa8NhYRNApOiyH John John G. Watts Watts &"
YouTube Link 2022-02-25T14:01Z 32K followers, 16.1K engagements
"Case Decision: Morris v Carrington Mortgage -- Chapter [--] credit reporting under the FCRA https://bit.ly/2ZiIHAx (you can find the Google Scholar link here) This is a recent case where a consumer who had a chapter [--] discharge sued Carrington Mortgage because Carrington was reporting a balance due missed payments etc. on a discharged loan. Interesting arguments and it will give you insight into FCRA (Fair Credit Reporting Act) cases. Thanks John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/"
YouTube Link 2020-05-19T20:08Z 33.3K followers, [---] engagements
"FDCPA Can I send a cease desist letter & debt validation letter at same time to collection lawfirm Here's the concept -- you send cease and desist letter so the collection lawfirm (or other debt collector) cannot communicate with you. Then you also (at same time) send a debt validation letter (dispute letter) to the collector so they cannot take any collection action without verifying the debt. The theory is you have put the debt collector in a trap and this prevents (especially) the collection lawfirm from ever suing you. Because to sue they must verify the debt but then they violate the"
YouTube Link 2019-08-18T12:43Z 32K followers, [----] engagements
"What Are Statutory Damages in a Federal case There are lots of federal consumer protection statutes that have what are called statutory damages. What are those Statutory damages are where you do not need to prove that you've actually been injured or damaged. Instead what you prove is that there's been a violation of the law and that was by the defendant and then usually the number of times that's happened gives us an idea of the amount of statutory damages. I'll give a couple examples. Under the FDCPA Fair Debt Collection Practices Act you can get a maximum of [----] dollars for any number of"
YouTube Link 2015-04-08T19:50Z 31.7K followers, [---] engagements
"How to Protect Your Credit - Reporting Unauthorized Access John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-19T17:50Z 34.2K followers, [---] engagements
"Definition: Attorney's Fees Sometimes in lawsuits a company will claim attorney's fees in their case. So a debt collector (debt buyer) might sue you and ask for attorneys fees. And when we sue abusive debt collectors or credit reporting agencies or mortgage companies federal law normally can allow our clients to get our attorney's fees paid by the other side. This is called "fee shifting" when consumers sue companies under Federal consumer protection laws. If you have any questions feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers"
YouTube Link 2016-07-12T14:52Z 31.8K followers, [---] engagements
"Case Decision Make sure you allege wasted time and break things into small parts to have Standing While not exciting it is mission-critical to understand how to plead "standing" which is what gets you into federal court and keeps you in federal court. This opinion gives us some good tips and a road map for how to do this. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly consumer protection webinar is here --"
YouTube Link 2023-10-14T10:30Z 28.1K followers, [----] engagements
"FDCPA Case Decision: Communication With Represented Consumer This decision from last week has some interesting discussion of whether sending a witness and exhibit list directly to a consumer who is represented violates the FDCPA (Fair Debt Collection Practices Act). Hope you enjoy John PS -- We talk about some pleading tips on what to do when facing a motion to dismiss. John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the"
YouTube Link 2020-04-15T16:54Z 33.4K followers, [---] engagements
"4 types of money damages you can recover under the FCRA There are [--] types of money damages you can receive under the FCRA 1.Mental anguish (emotional distress) [--]. Economic damage These are damages you can receive for the emotional and financial strain that the collector has caused by messing up your credit report. These are considered compensatory damages. [--]. Statutory damages This can be up to $1000 per violation (which is different from the FDCPA). [--]. Punitive damages These damages are awarded to use in order to punish the collector for their negligence. We highly encourage you to talk with"
YouTube Link 2020-09-19T10:00Z 31.7K followers, [---] engagements
"If my bank account is garnished would my funds by protected if I'm on disability http://www.alabamaconsumerlawblog.com/2016/07/if_my_bank_account_is_garnishe.html No your social security disability can't be garnished. However if you have a bunch of funds in one account then a debt collector could accidentally take out "exempt funds." If you have any questions feel free to contact us at 1-205-879-2447. Thanks for watching ** This is a segment from one of our live webinars where we answer different legal questions. John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447"
YouTube Link 2016-07-14T19:29Z 31.6K followers, [----] engagements
"GA Case Decision on how to draft a lawsuit in an amended complaint A federal judge in Florida laid out some nice guidelines on how pro se consumers (who don't have lawyers) can better plead (write) their lawsuits. It is also good advice for consumer lawyers to follow. And there is a little bonus on whether you should refer back to a prior complaint when you amend the complaint (lawsuit). Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a"
YouTube Link 2023-04-19T11:00Z 32.4K followers, [----] engagements
""If I have a default judgment against me but I wasn't served what can I do" https://www.alabamaconsumer.com/2017/10/default-judgment-options/ It depends. The key is whether or not you were served. If you weren't served then you need to file a motion to vacate or set aside the judgement. Then you need to compile your proof that you weren't served. Bills plane tickets medical records etc. Anything that helps you show the judge that it was impossible for you to be served on that day. The judge should be able to look at your evidence and set the judgment aside. Ultimately you need to get with an"
YouTube Link 2017-07-21T13:45Z 31.8K followers, 15.2K engagements
"Damages under FDCPA including discussion of emotional distress damages Let's talk about damages under the FDCPA (Fair Debt Collection Practices Act). Statutory damages -- what are they and how much Actual (compensatory) -- economic and emotional distress. Finally we talk about the best way to demonstrate emotional distress damages. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here --"
YouTube Link 2022-11-30T11:00Z 31.7K followers, [----] engagements
"Definition: Business Days http://www.alabamaconsumerlawblog.com/2016/08/definition_business_days.html Business days are Monday-Friday with the exception of any holidays that land on a weekday. It's important to understand this because when we send a dispute letter to a mortgage company they have a deadline to respond to us and normally that deadline is in terms of business days. If you have any questions feel free to call us at 1-205-879-2447. Thanks for watching John G. Watts Watts & Herring LLC Serving consumers across Alabama 205-879-2447 http://www.alabamaconsumer.com/ "No representation"
YouTube Link 2016-07-12T17:12Z 32K followers, [----] engagements
"What should I do if I can't pay my credit cards https://www.alabamaconsumerlawblog.com/what-should-i-do-if-i-cant-pay-my-credit-cards/ This is a segment from one of our live Q&A streams. Be sure to subscribe to be notified when we go live to answer your questions again. :) When you're unable to pay your credit cards we recommend getting in touch with your credit card company and see if you can work something out with them. If you're unable to work out something with your credit company you can talk with a consumer protection attorney in your area to figure out what the best course of action"
YouTube Link 2020-09-04T10:00Z 33.1K followers, 20.3K engagements
"Why do we send dispute letter to debt collectors on our credit reports including a timeline. A proper dispute letter is a powerful tool that most debt collectors do NOT handle correctly. This opens up possibilities for you when the debt collector breaks the law. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- Join us if you can "No representation is made"
YouTube Link 2020-12-16T15:13Z 31.7K followers, [----] engagements
"FDCPA: Why you ODDLY might NOT want more than statutory damages when suing an abusive debt collector Normally when we sue the bad guys under the FDCPA (Fair Debt Collection Practices Act) we want to get the most amount of damages possible. Here's a situation where that might not be the best thing if you have a good FCRA (Fair Credit Reporting Act) case. See if you agree or disagree. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our"
YouTube Link 2023-04-03T11:00Z 31.8K followers, [----] engagements
"Debt Buyer Lawsuits - Multiple Debt Buyers Claiming To Own Same Debt Often debt buyers claim to own an old of yours. But we see that sometimes more than one debt buyer claims to own the exact same debt - impossible In this video we talk about this in the context of debt buyers suing you. Sometimes this comes up in litigation and sometimes before litigation. You have one debt buyer let's say LVNV that claims they own an old debt of yours. At the same time you have this other debt buyer maybe Midland Funding or Unifund claiming that they own the debt. They can't both own it at the same time."
YouTube Link 2010-05-09T14:06Z 33.5K followers, [---] engagements
"What damages can I get if I sue under the FCRA for false credit reporting http://www.alabamaconsumer.com/2016/11/damages-fcra-false-credit-reporting/ When you sue under the FCRA (Fair Credit Reporting Act) for false credit reporting you can be compensated you can get statutory damages (up to $1000 per violation) the bad guys can be hit with punitive damages and your attorney's fees can be paid. It is definitely worth your time and the damages can be a wonderful motivator to the credit reporting agencies and furnishers (the company who provides the info to the agencies) to settle and fix your"
YouTube Link 2016-10-01T16:47Z 31.7K followers, [----] engagements
"4 Types of Conferences in a Civil Lawsuit When we're dealing with a case there are different conferences that will come up throughout the case and today we'd like to talk about what happens in each of these meetings. The time line of each of these events can vary depending on which court we're in. A scheduling conference is where the judge and lawyers plan the deadlines for the case. At a later point the judge will have a status conference where the judge checks in and asks if there are any problems/if there's any new information/if the deadlines will be met that were set during the"
YouTube Link 2020-09-29T10:00Z 31.8K followers, [----] engagements
"Consumer Power Show #5 -- Discuss Collection Lawsuits FDCPA and FCRA issues Join us for your consumer questions about Alabama debt collection lawsuits or any FDCPA (Fair Debt Collection Practices Act) questions or questions about the FCRA (Fair Credit Reporting Act). See you then"
YouTube Link 2024-11-08T11:15Z 34.2K followers, [----] engagements
"FDCPA Case: Cease Communications and Refusal to Pay IC System This is a discussion of a case against the collection agency of IC System where IC System received a letter clearly stating the debt would be paid but IC continued to call anyway. The federal judge entered a judgment on liability against the collection agency. If you have questions about the FDCPA or dealing with debt collectors please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website www.AlabamaConsumer.com. John G. Watts Watts & Herring LLC Birmingham and Madison Offices in"
YouTube Link 2015-05-09T14:39Z 33.5K followers, [---] engagements
"I thought it was a scam so didn't answer the lawsuit http://www.alabamaconsumer.com/2014/09/got-served-papers-assumed-scam-ignored-now-judgment/ Here's the deal -- NEVER assume lawsuit papers are a scam as this can lead to a judgment against you. If you think the papers are a scam -- call the courthouse and find out if you have been sued. If you have not then you can feel comfortable ignoring it once you have verified with the court where the papers say you were sued. So if it is a scam you simply wasted some time. Kind of like putting your seat belt on and not having a wreck. No big deal --"
YouTube Link 2014-09-22T12:12Z 33.4K followers, [----] engagements
"Why am I getting notice of service of discovery from Zarzaur & Schwartz http://www.alabamaconsumer.com/2014/09/notice-service-discovery-zarzaur-schwartz/ You must be in Circuit Court in Alabama where Zarzaur & Schwartz has sued you in a collection case. This can be for the original creditor (Citibank Capital One etc) or a debt buyer (LVNV Funding Midland Funding Unifund etc). This means the Plaintiff -- the one who sued you -- is going to require you to produce certain documents and answer questions. If you don't answer these in time bad consequences will follow. You can handle this on your"
YouTube Link 2014-09-20T13:17Z 33.5K followers, [---] engagements
"Legal Ease -- Answering your FDCPA and FCRA Questions Live on Air Bring your credit reporting and debt collection questions and credit repair guru Steve Palmieri and consumer attorney John Watts will do their best to answer your questions. See you at [--] pm Central"
YouTube Link 2023-05-12T10:13Z 31.8K followers, [----] engagements
"Is Freezing Your Credit Report Useful for Disputing What benefit can you get from freezing your credit report for disputing John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal"
YouTube Link 2024-06-15T20:00Z 34.2K followers, [---] engagements
"Is it too late for validation/negotiation after making a verbal agreement to repay a debt collector This question is from one of our live Q&As. Be sure to subscribe to be notified when we go live again :) We don't think it's too late. Especially if something has come up. Let's say that we settle with the debt collector and they don't update our credit report even after we've paid them for several months. Or maybe our situation has changed and we can't make payments so we ask the collector to validate our debt and send us proof of the debt. Debt collection lawyers will say that once you make"
YouTube Link 2020-07-05T10:00Z 33.1K followers, [---] engagements
"Sued By A Debt Collector in Alabama -- Definitions -- Debt Buyer or Debt Collector http://www.suedbyadebtcollector.com/definitions/ The debt collector or debt buyer is the one who files the lawsuit against you. Not talking about the original creditor. A debt buyer is the company who claims to have bought up your old debt and now they have sued you. Examples: Asset Acceptance LVNV Funding Midland Funding Portfolio Recovery Associates Unifund etc. Thanks for watching and feel free to leave comments below. John Watts Birmingham Alabama 205-879-2447"
YouTube Link 2011-09-21T16:34Z 33.5K followers, [--] engagements
"BIG NEWS -- Medical collection debt credit reporting changes coming July [--] [----] Here is a press release from the big [--] CRA -- Equifax Experian and Trans Union -- about medical debt collection changes. https://newsroom.transunion.com/equifax-experian-and-transunion-support-us-consumers-with-changes-to-medical-collection-debt-reporting/ Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here --"
YouTube Link 2022-03-21T13:34Z 33.4K followers, [----] engagements
"You won your debt collection lawsuit -- now what Congratulations You've won your lawsuit. Now that the case is over we suggest that you look at your credit reports. Most of the time the debt collector will be on your credit report when you're in a debt collection lawsuit. If they're on your credit report after the lawsuit is over dispute with the credit reporting agencies about your credit reports. Send a letter and ask why this collection account has not been removed from your credit report. Identify the error show them the lawsuit and your answer from the lawsuit the order where the case is"
YouTube Link 2020-05-30T10:00Z 32.3K followers, [---] engagements
"What Should I Do When a Debt Collector Sues Me and They Leave the Summons at My Door http://www.alabamaconsumer.com/2015/05/if-ive-been-sued-and-i-get-the-summons-but-they-leave-it-on-my-door-porch-or-in-the-yard-am-i-considered-served/ Consumer Protection Attorney John G. Watts explains what you should do when a debt collector sues you and leaves the summons at your door. Hope this was helpful to you. Please feel free to contact us Consumer Protection Attorney John G. Watts John G. Watts Watts & Herring LLC Birmingham and Madison Alabama offices (Serving clients in all parts of Alabama)"
YouTube Link 2015-05-22T20:34Z 33.4K followers, 13.1K engagements
"FCRA Case Decision: When does SOL (statute of limitation) start when suing a furnisher You dispute through a credit bureau -- Equifax Experian and Trans Union etc -- and they notify the data furnisher (the one who provides/furnishes data to the bureau) and the errors are not fixed or the accounts deleted. So you want to sue the data furnisher. What is the time limit to sue We'll explore that in this court opinion from Judge Proctor in the Northern District of Alabama citing to 11th Circuit law. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama"
YouTube Link 2025-05-12T13:27Z 34.2K followers, [---] engagements
"Debt buyer lawsuits: Why you must understand BOTH concepts of owing and owning the debt This is a concept that we first taught in about [----] and have used in all of our cases over the years when we defend consumers sued by debt buyers such as Midland Portfolio LVNV Jefferson Capital etc. Do you OWE the debt Does the debt buyer OWN the debt We have a few examples to illustrate these ideas. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a"
YouTube Link 2020-12-27T16:27Z 34.2K followers, [----] engagements
"Two questions about dispute letters to LVNV A couple of great questions about sending dispute letters to LVNV -- hope this is helpful to you John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts"
YouTube Link 2021-04-21T02:38Z 34.2K followers, [----] engagements
"I got sued by a debt collector in Alabama and won my case now what http://www.alabamaconsumer.com/2015/10/what-happens-next-after-you-beat-a-collection-suit-at-trial/ Consumer Protection Attorney John G. Watts explains your options after you win your collection case at trial. Hope this is helpful to you. Feel free to contact us if you l have any questions or comments. John G. Watts Birmingham Alabama www.AlabamaConsumer.com 205-879-2447 "No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers." Our"
YouTube Link 2015-10-16T18:04Z 34.2K followers, [---] engagements
"3 key ideas you must understand when sued by a debt buyer LVNV Midland PRA etc This is from our weekly webinar and I wanted to share it here. [--] biggest ideas: [--]. Danger you face by doing nothing when sued. [--]. If you owe the original creditor does this mean you owe the debt buyer [--]. What are your five options now that you have been sued by a debt buyer Then the last half of the video is answering questions -- some on debt buyer lawsuits some on credit repair etc. Hope you enjoy Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447"
YouTube Link 2022-01-04T11:00Z 34.2K followers, [----] engagements
"What is this legal vs factual dispute with credit reports under FCRA Today we want to talk about an argument that collectors will make when you dispute with them. They make the argument that they don't handle legal disputes only factual disputes. The reason they make this argument is because they want to get out of doing any kind of proper investigation. We need to hold their feet to the fire and hold them accountable for their actions. Thanks for watching - John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/"
YouTube Link 2021-01-14T11:00Z 34.2K followers, [----] engagements
"Sue the debt buyer after you beat them in collection case You got sued by Cavarly Jefferson Capital LVNV Midland Portfolio etc. You won by judgment in your favor or the case was dismissed WITH prejudice. Can you sue Let's talk about this in the video. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed"
YouTube Link 2021-03-11T14:46Z 34.2K followers, [----] engagements
""How easy is it to beat Velocity Investments LLC" It depends. If it's been over [--] years since you last paid on the debt then we have a great statute of limitations defense. You have [--] options when your'e dealing with a debt collector. [--]. File bankruptcy. [--]. Fight it on your own. [--]. Settle it on your own. [--]. Hire a lawyer to fight it. [--]. Hire a lawyer to settle it. How easy is it to beat Velocity It also depends on how well you know the law. You have to be familiar with the arguments that the collection lawyers will make. If you hire an attorney and they know what they're doing it's fairly"
YouTube Link 2017-06-17T12:00Z 34.2K followers, [----] engagements
"Debt collection lawsuits filed in Alabama in December [----] I thought it might be interesting for you to have some actual data of the number of lawsuits filed for example in Alabama. We'll primarily use last month -- December [----] -- to look and see the volume. Midland -- Portfolio Recovery -- LVNV -- Jefferson Capital -- and even a few original creditors like Capital One and Synchrony Bank. Let me know if you like this type of content and I'll do more of this thanks John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/"
YouTube Link 2022-01-02T13:00Z 34.2K followers, [---] engagements
"FCRA Case decision: Background screening report - timing of when you are to receive it Want to know more about your rights when a company does a background check on you -- specifically your rights under the FCRA (Fair Credit Reporting Act) We'll go over this decision -- https://scholar.google.com/scholar_casecase=1115881159457665171&hl=en&lr=lang_en&as_sdt=8006&as_vis=1&oi=scholaralrt&html=&folt=kw -- Helwig v Concentrix Corporation from the Northern District of Ohio which is a decision issued March [--] [----] by Senior District Judge Christopher Boyko. This is an excellent opinion I think"
YouTube Link 2021-04-16T16:42Z 34.2K followers, [----] engagements
"Debt Collection -- [--] Dirty Tricks -- Failure To Mark Account As Disputed On Your Credit Report Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." John Watts Consumer Attorney Lawyer Birmingham Alabama Debt Collector Credit Report Dispute Dirty Tricks John Watts Consumer Attorney Lawyer Birmingham Alabama Debt Collector Credit"
YouTube Link 2011-10-11T20:18Z 34.2K followers, [----] engagements
"What does the FDCPA say about cease and desist letters to debt collectors Cease and desist letters can be very powerful -- let's look at the actual text of the FDCPA (Fair Debt Collection Practices Act) to see what the law actually says about these letters. Here is a link to the law: https://www.law.cornell.edu/uscode/text/15/1692c (c)Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer the debt collector shall not communicate further with"
YouTube Link 2020-12-26T11:00Z 34.2K followers, [----] engagements
"Consumer Power #6 - bring your AL debt collection FDCPA and FCRA questions and get live answers Bring your questions and consumer attorney John G. Watts will answer them -- Alabama debt collection lawsuits FCRA (Fair Credit Reporting Act) and FDCPA (Fair Debt Collection Practices Act). See you on Thursday May [--] [----] at [--] pm Central time (2 pm Eastern time). Thanks John 🎙 New to streaming or looking to level up Check out StreamYard and get $10 discount 😍 https://streamyard.com/pal/d/5138463058296832"
YouTube Link 2025-05-13T03:21Z 34.2K followers, [----] engagements
"FCRA Case Decision: Pulling credit reports by creditor after account paid and closed (11th Cir) This 11th Circuit FCRA opinion is interesting if you are curious about credit pulls by creditors when the account is paid and closed. It also begins a discussion on damages that we will see down the road developed more in later 11th Circuit cases (AL GA and FL). Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) "No representation is made"
YouTube Link 2025-05-15T16:25Z 34.2K followers, [----] engagements
"FCRA Case Decision: When does SOL (statute of limitation) start when suing a furnisher You dispute through a credit bureau -- Equifax Experian and Trans Union etc -- and they notify the data furnisher (the one who provides/furnishes data to the bureau) and the errors are not fixed or the accounts deleted. So you want to sue the data furnisher. What is the time limit to sue We'll explore that in this court opinion from Judge Proctor in the Northern District of Alabama citing to 11th Circuit law. Thanks for watching John John G. Watts Watts & Herring LLC Representing consumers across Alabama"
YouTube Link 2025-05-12T13:27Z 34.2K followers, [---] engagements
"FCRA Decision on Stall Letter from Experian in a Debt Defense Victory Case (Younger v Experian 11th) We do a deep dive on a FCRA (Fair Credit Reporting Act) case -- we cover [--] things in this discussion of this court case (No. 19-11487 UNITED STATES COURT OF APPEALS FOR THE ELEVENTH CIRCUIT Younger v. Experian Info. Sols.): [--]. What is a debt defense victory case [--]. What is a stall letter from a credit bureau [--]. What is summary judgment and how can a consumer get summary judgment against a credit bureau such as Equifax Experian and Trans Union [--]. The damages allowable under an FCRA case. [--]. Why"
YouTube Link 2025-05-08T14:37Z 34.2K followers, [----] engagements
"Consumer Power Show #5 -- Discuss Collection Lawsuits FDCPA and FCRA issues Join us for your consumer questions about Alabama debt collection lawsuits or any FDCPA (Fair Debt Collection Practices Act) questions or questions about the FCRA (Fair Credit Reporting Act). See you then"
YouTube Link 2024-11-08T11:15Z 34.2K followers, [----] engagements
"How to Dispute Wrong Addresses on Your Record With Debt Collectors John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan"
YouTube Link 2024-09-10T22:00Z 34.2K followers, [----] engagements
"Mastering Factual Disputes - Your Credit Report Explained John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-09-10T21:30Z 34.2K followers, [----] engagements
"Is Your Paid Collection Hurting Your Credit Score John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-09-09T22:00Z 34.2K followers, [---] engagements
"How Can I Sue a Debt Collection Agency for Basically Lying John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-09-09T20:50Z 34.2K followers, [----] engagements
"How to Prove Ownership of Debt - Avoiding Errors and Inconsistencies John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan"
YouTube Link 2024-07-22T17:33Z 34.2K followers, [---] engagements
"The Federal Reserve and Controlling Interest Rates - Debunking Common Misconceptions John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john"
YouTube Link 2024-07-22T17:33Z 34.2K followers, [---] engagements
"How to Defend Yourself - Legal Advice for Handling Debt Disputes John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-22T17:32Z 34.2K followers, [---] engagements
"Expose Unethical Debt Collectors - Inside the Corrupt Banking System John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan"
YouTube Link 2024-07-22T17:32Z 34.2K followers, [---] engagements
"How to Dispute Medical Bills and Deal with Collection Accounts John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-19T03:01Z 34.2K followers, [---] engagements
"The Impact of COVID [--] on Foreclosures - Updated Rules Explained John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-19T03:01Z 34.2K followers, [---] engagements
"How to Remove a Paid Collection from Your Account John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-19T03:01Z 34.2K followers, [---] engagements
"How to Deal with Disputes under the Fair Credit Reporting Act John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-19T03:00Z 34.2K followers, [---] engagements
"How to Remove Inaccurate Debts from Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-08T22:47Z 34.2K followers, [---] engagements
"The Truth About Representing Yourself In Court John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama"
YouTube Link 2024-07-08T22:43Z 34.2K followers, [---] engagements
"Protect Your Credibility - Tips for Handling Bankruptcy Disputes John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-08T22:42Z 34.2K followers, [---] engagements
"How to Request and Extend Debt Validation - Protect Your Rights John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-08T22:41Z 34.2K followers, [---] engagements
"How to Correct False Credit Reporting - Step by Step Guide John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-07-02T20:11Z 34.2K followers, [---] engagements
"Understanding Settlement Range & Avoiding Surprises John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-02T20:10Z 34.2K followers, [---] engagements
"How to Dispute and Remove Collection Accounts on Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan"
YouTube Link 2024-07-02T20:10Z 34.2K followers, 46.1K engagements
"How Does Charge Off Status Impact Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-02T20:09Z 34.2K followers, [---] engagements
"Exposing Credit Bureau Issues in Your File John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama"
YouTube Link 2024-07-01T23:06Z 34.2K followers, [---] engagements
"How to Dispute Bankruptcy on Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-07-01T22:54Z 34.2K followers, [---] engagements
"Capital One Negative Reporting John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama lawyer madison"
YouTube Link 2024-07-01T22:33Z 34.2K followers, [---] engagements
"How to Opt Out Properly John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama lawyer madison"
YouTube Link 2024-07-01T22:14Z 34.2K followers, [---] engagements
"The Impact of FDCPA Changes: Email Collection Notices on the Rise John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-21T21:44Z 34.2K followers, [---] engagements
"What is a Complaint and What Does it Mean John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama"
YouTube Link 2024-06-21T21:43Z 34.2K followers, [----] engagements
"Bona Fide Disputes with Debt Collectors John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama lawyer"
YouTube Link 2024-06-21T21:41Z 34.2K followers, [---] engagements
"When Should You Dispute Bankruptcy on Your Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-21T21:40Z 34.2K followers, [---] engagements
"Understanding Soft vs Hard Credit Pulls John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama lawyer"
YouTube Link 2024-06-19T17:52Z 34.2K followers, [---] engagements
"The Power of Arbitration - How It Can Affect Your Legal Rights John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-19T17:51Z 34.2K followers, [---] engagements
"How to Protect Your Credit - Reporting Unauthorized Access John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-19T17:50Z 34.2K followers, [---] engagements
"How to Fix Credit Report Errors - General Guidelines John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-06-19T17:50Z 34.2K followers, [---] engagements
"Child Support Reporting as Bankruptcy on Credit Report John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham"
YouTube Link 2024-06-18T21:03Z 34.2K followers, [---] engagements
"How to Deal with Inaccurate Credit Reporting John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama"
YouTube Link 2024-06-18T20:51Z 34.2K followers, [---] engagements
"Understanding Data Breach Laws Navigating State Standards and Legal Standing John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts"
YouTube Link 2024-06-18T20:25Z 34.2K followers, [---] engagements
"Why Getting Legal Help is Essential: Avoid Mistakes and Protect Your Interests Sometimes trying to win a case without a lawyer is like fighting an uphill battle. It ends up being so much harder than it needs to be. John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that"
YouTube Link 2024-06-18T19:11Z 34.2K followers, [---] engagements
"How to Act on Inaccurate Information on Your Credit Report [--] To learn more and stay informed watch this live: https://www.youtube.com/watchv=g6VMf7QEJxw&t=335s John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is"
YouTube Link 2024-06-17T18:26Z 34.2K followers, [---] engagements
"If I Dispute a Debt with a Credit Bureau When Will They Mark It as Disputed Understanding the situation as a whole and what to do depending on the outcome is crucial in every case. To learn more watch this live: https://www.youtube.com/watchv=g6VMf7QEJxw&t=335s John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules."
YouTube Link 2024-06-17T18:20Z 34.2K followers, [---] engagements
"How Credit Bureaus Rig the System - Don't Get Short Changed Want to know what to do in this situation Click this link to watch the full explanation: https://youtu.be/g6VMf7QEJxwt=409 John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal"
YouTube Link 2024-06-17T18:15Z 34.2K followers, [---] engagements
"Do This [--] Thing To Get Your Credit Reports Safely and Accurately If you do not want to deal with lawyers on the other side saying that your credit report information isn't the true data then make sure to do this one thing John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is"
YouTube Link 2024-06-17T18:15Z 34.2K followers, [---] engagements
"Is Freezing Your Credit Report Useful for Disputing What benefit can you get from freezing your credit report for disputing John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal"
YouTube Link 2024-06-15T20:00Z 34.2K followers, [---] engagements
"Why Misspelling in Legal Documents Won't Ruin Your Lawsuit John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring"
YouTube Link 2024-06-15T18:00Z 34.2K followers, [---] engagements
"Understanding Which State's Law Applies John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers." john watts stan herring birmingham alabama lawyer"
YouTube Link 2024-06-15T16:00Z 34.2K followers, [---] engagements
"Understanding Emotional Distress Damages - Rules Exceptions and Your Rights When it comes to understanding damages in a case make sure to do your research for your specific situation and make sure you know the rules and regulations John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No"
YouTube Link 2024-06-15T14:00Z 34.2K followers, [---] engagements
"Don't believe everything on the internet Credit bureaus are real and they can sue you. Make sure to properly check the information you get from social media. John John G. Watts Watts & Herring LLC Representing consumers across Alabama 205-879-2447 https://www.alabamaconsumer.com/ https://www.alabamaconsumer.com/contact-us/ (to send us a message) Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNApOiyH -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can "No representation is made that the quality of the legal services to be performed is"
YouTube Link 2024-06-14T22:00Z 34.2K followers, [---] engagements
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