@firepsychat Avatar @firepsychat FIRE Psy Chat

FIRE Psy Chat posts on YouTube about retirement, money, investment, financial the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

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Social Influence

Social category influence finance countries stocks financial services #528 travel destinations automotive brands celebrities technology brands exchanges social networks

Social topic influence retirement #394, money, investment #2467, financial #1564, finance #2110, education, how to, shorts, chat #935, financial education #467

Top Social Posts

Top posts by engagements in the last [--] hours

"I Tested TSP's In-Plan Roth Conversion. Here's the Result I tested the new TSP in-plan Roth conversion feature with $500 so you dont accidentally trigger a massive tax bill. In this video I walk through the exact step-by-step process inside tsp.gov explain how the pro-rata rule works show how tax-exempt combat zone contributions affect your taxes and calculate what youd owe at different income levels. Youll also learn the five-year rules RMD restrictions and when converting actually makes sense. This tool can be powerfulbut only if you understand the tax consequences first. 📖 FIRE Investing"
YouTube Link 2026-02-13T20:00Z 89.1K followers, [----] engagements

"The Dangerous Trade-Off With Rule 72(t) Nobody Warns You About Have you ever wondered if theres a legal way to tap into your retirement accounts before age [--] without paying that painful 10% IRS penalty Rule 72(t) also known as SEPP (Substantially Equal Periodic Payments) allows exactly thatbut it comes with strict rules and major trade-offs. In this video Ill explain how 72(t) works the payment methods you can choose from and why some early retirees use it to bridge the gap before Social Security or Medicare. Well also cover the biggest risks including lack of flexibility market downturns"
YouTube Link 2025-09-19T19:00Z 89.1K followers, [----] engagements

"Roth IRA vs Roth TSP: What to Prioritize First Federal employees and military members often wonder: should you prioritize contributions to your Roth TSP or a Roth IRA first Both accounts offer after-tax contributions and tax-free growthbut they differ in contribution limits flexibility and matching options. In this video we compare those key differences and share expert strategies (like getting the full employer match before funding your IRA) so you can make the smart choice based on your goals. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥"
YouTube Link 2025-06-13T19:00Z 89.1K followers, 14.3K engagements

"After Maxing 401K High Earners Do THIS to Retire Faster If you're a high-income earner who already maxes out your 401(k) this video walks you through the smartest ways to keep building wealth beyond those limits. I break down strategies like the Mega Backdoor Roth the regular Backdoor Roth IRA taxable brokerage investing and the triple-tax-advantaged HSAplus real examples of how much you can actually contribute and how to avoid common IRS traps. If you want to retire early lower your tax bill or simply grow your money faster these tools will help you take your investing to the next level. 📖"
YouTube Link 2025-12-08T20:00Z 89.1K followers, 15.1K engagements

"How to Live in Dominica as an American Digital Nomad #shorts Check out the top [--] Caribbean countries that offer digital nomad visas for remote workers and freelancers. Which one is your favorite Would you move to a Caribbean country for [--] months or a year Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching"
YouTube Link 2023-02-24T02:00Z 89.1K followers, [----] engagements

"How to Withdraw from TSP When You Retire From Federal Service or Military What will happen to your TSP when you're retired or separated from federal service Let's dive deep into the TSP withdrawal options. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching"
YouTube Link 2023-04-14T22:00Z 89.1K followers, 17.6K engagements

"How to Save $1.35 Million with $80K/year Income Millennial FIRE Strategy Pete asked if it's possible to reach one million dollars in net worth while making $80000 in gross income. The common misconception is that you have to make at least six figures in salary per year to achieve financial independence. It is entirely possible to reach $1.35 million in investment with an $80k salary. Find out how 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧"
YouTube Link 2022-03-07T23:00Z 89.1K followers, [---] engagements

"Move Your TSP Match to Roth Starting [----] Starting in [----] federal employees and servicemembers can move their TSP employer match from Traditional into Roth while still workingand this video shows you exactly how to do it step by step. I break down whos eligible how vesting actually works how often you can convert how much you can move and what the real tax bill looks like so there are no surprises. If you want more tax-free growth in retirement and dont want to mess this up this walkthrough will help you do it the smart way. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2026-01-02T20:00Z 89.1K followers, 11.6K engagements

"Why Roth TSP is the BEST for 99% of You Should I invest in Roth TSP or Traditional TSP The truth is that most Americans have a lower marginal tax rate which makes Roth ideal for the financial situation. However there are a few instances when you should contribute to Traditional TSP. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free"
YouTube Link 2025-01-08T23:00Z 89.1K followers, [----] engagements

"NEW Income Tax Rules in [----] You Need to Know (Big Beautiful Bill) The Big Beautiful Bill is rewriting the rules for income taxes in [----] and whether you're under [--] retired or filing jointly these updates matter. In this video we break down the new standard deductions what they actually mean for your paycheck or retirement income and how the senior deduction has been reshapedalong with the new phase-out rules you probably havent heard about. If you're trying to figure out how to maximize your deductions lower your tax bill or plan ahead for retirement this is the update you dont want to"
YouTube Link 2025-08-08T19:00Z 89.1K followers, 289.3K engagements

"Why I'm Pursuing $6M FatFIRE Ive been on my FIRE journey since 2016but my end goal has always been FatFIRE. In this video I share exactly why Im aiming for a $6 million net worth how Im building multiple income streams to get there and what FatFIRE really means beyond the surface. Youll learn the difference between Lean Chubby and Fat FIRE how high-income earners achieve it and what kind of mindset strategy and diversification it takes to reach this level of freedom. If youre dreaming of early retirement with comfort flexibility and legacy wealththis is the blueprint. 📖 FIRE Investing"
YouTube Link 2025-07-16T19:00Z 89.1K followers, [----] engagements

"NEW Income Tax Rules in [----] You Need to Know (Big Beautiful Bill) Big changes are coming to your [----] taxes under the One Big Beautiful Bill (OBBB) and theyre not all bad news. In this video we break down every major tax update you need to know including the new standard deduction amounts adjusted income tax brackets child tax credit details SALT deduction limits and estate tax thresholds. Whether youre working retired or planning your next move for [----] these changes could seriously affect how much you owe or save. Stay informed and make smarter financial moves before tax season hits. 📖"
YouTube Link 2025-10-20T19:00Z 89.1K followers, 43.4K engagements

"What Happens to Your TSP When You Get LAID OFF Leaving your federal job Your Thrift Savings Plan (TSP) could be one of your biggest assets but what should you do with it Should you roll it over withdraw or leave it Each option has its own tax implications penalties and growth potential. Lets break down the best strategies to maximize your retirement savings. TSP Loan Information ➡ https://www.tsp.gov/publications/tspbk04.pdf 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫"
YouTube Link 2025-02-28T20:00Z 89.1K followers, 67K engagements

"How to Live in Trinidad and Tobago as an American Digital Nomad #shorts Let's talk about the top [--] countries with digital nomad visas for remote workers freelancers and entrepreneurs. Here's the cost of living breakdown and income requirements for each of the [--] countries. 🤳 Social Media🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum:"
YouTube Link 2023-02-10T02:00Z 89.1K followers, 124.1K engagements

"Why [----] is the BEST year to Invest in a CD Ladder Certificate of Deposit Explained With the interest rates at a 15-year high several banks offer CDs at 4-5% in APY. Is now the right time to invest in CDs Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Financial Coaching 👩🏫 Schedule a 1-on-1 Session with Psy ➡ https://www.firepsychat.com/coaching 📖 Whats on my display shelf 📖"
YouTube Link 2023-04-07T22:00Z 89.1K followers, 190.7K engagements

"Is 100% C Fund The Best TSP Strategy Should you invest everything into C Fund in your Thrift Savings Plan (TSP) What are the risks of investing everything into the C Fund The budget app Start your free YNAB trial today ➡ https://youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡"
YouTube Link 2024-05-21T16:00Z 89.1K followers, 32.4K engagements

"Maximize 100% C Fund in [----] What to Consider with TSP The C Fund has been performing well in [----]. How should you consider allocating your retirement money to your TSP in [----] Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free Financial"
YouTube Link 2024-11-11T23:00Z 89.1K followers, 54.3K engagements

"UPDATE HSA Got Screwed by the Big Beautiful Bill The original version of the Big Beautiful Bill had exciting potential for Health Savings Accounts (HSAs)from expanded contribution limits to allowing Medicare enrollees to keep contributing. But by the time the Senate was done with it most of those proposals were gone. In this video Ill walk you through what survived (like telehealth Bronze plan compatibility and Direct Primary Care) and what got cut from the final versionincluding game-changing reforms like higher contribution limits and FSA/HRA rollovers. Theres still hope with the HSA"
YouTube Link 2025-08-04T19:00Z 89.1K followers, 20.2K engagements

"My $102K Roth IRA Mistake Top [--] Roth IRA Mistakes to Avoid in [----] The number one mistake I made with my Roth IRA is not contributing whenever I could. You should avoid these top [--] mistakes people make with their Roth IRA. Every dollar you invest today could be worth $21 in [--] years. 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email:"
YouTube Link 2022-04-11T22:00Z 89.1K followers, [---] engagements

"New 401K Rule Allows Ages [--] to [--] Extra Contributions How do catch-up contributions work for ages [--] to [--] starting in [----] Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Financial Consultation with Psy ➡ https://www.firepsychat.com/coaching For sponsorships and business inquiries ➡ media@firepsychat.com #FIREPsyChat"
YouTube Link 2023-12-29T20:00Z 89.1K followers, [---] engagements

"Caleb Hammer's Insane Financial Audits I found @CalebHammer who audits all sorts of people with their finances. I picked [--] short videos to react to and I thought you might find them interesting. Subscribe to Caleb Hammer ➡ https://www.youtube.com/@CalebHammer [--]. Couple Has INSANE Monthly Car Payment ➡ https://www.youtube.com/shorts/QngSDbq468M [--]. Dave Ramsey is Clueless with the $1000 Emergency Fund Strategy ➡ https://www.youtube.com/shorts/b_X9JYZKsuI [--]. Mom Open a Credit Card Under Daughters Name ➡ https://www.youtube.com/shorts/ka2U0KpLMSY [--]. She Has No Idea How to Use a Credit Card ➡"
YouTube Link 2024-07-09T22:00Z 89.1K followers, [----] engagements

"Your TSP to Roth IRA Conversion Guide (Step-by-Step) The Roth Conversion Ladder is one of the most powerful strategies federal employees can use to turn their Traditional TSP into tax-free retirement income. In this video Ill explain exactly how it works why it matters for reducing RMDs and the step-by-step process for moving money into a Roth IRA. Well cover the tax traps to avoid how to balance conversions with your tax brackets and the impact on Medicare premiums. If youre worried about taxes eating away at your retirement this strategy could change everything. For in-plan Roth conversions"
YouTube Link 2025-10-24T19:00Z 89.1K followers, [----] engagements

"How Fast Your TSP can DOUBLE to $1 Million Wondering how long it will take to double your TSP balance This video explains the Rule of [--] a simple but powerful tool for estimating investment growth. We'll show you how to apply this rule to your own TSP and look at real-world examples using actual TSP fund performance from recent years. You'll see the stark contrast between retiring in a bull market versus a bear market and learn why diversification is a crucial strategy for protecting your retirement savings and navigating market volatility. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-08-29T19:00Z 89.1K followers, [----] engagements

"My $6M FIRE Retirement Timeline at Age [--] Im turning [--] soon and in this video Im walking you through my entire retirement timelinefrom where I started with $110K in debt to how Im now on track for Chubby FIRE at $3.75M. I share my full plan: when Ill use my 401(k) Roth IRA HSA military pension and even Social Security. If youre building your FIRE strategy this will give you a realistic step-by-step look at how Ive mapped out my financial independenceand how you can too. Whether youre just starting or well into your journey theres something here for you. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-06-30T19:00Z 89.1K followers, 16.3K engagements

"Update New Roth TSP Conversion Rules in [----] You Need to Know The Thrift Savings Plan (TSP) is rolling out a powerful new feature in 2026: In-Plan Roth Conversions. This means federal employees and service members can now convert their pre-tax TSP contributions into Roth dollars without leaving the plan. But is it worth it In this video Ill break down exactly how it works who should consider it the tax traps to avoid and how this fits into your retirement strategy. Dont miss this one if youre serious about maximizing your TSP 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-10-03T19:00Z 89.1K followers, 19K engagements

"New Tax Credits in [----] You Should Know New tax credits are coming in [----] that could put more money back in your pocket. Heres whats changing who qualifies and how to take advantage before filing your taxes. #TaxCredits #TaxUpdate #MoneyTips #FinanceShorts #TaxPlanning #PersonalFinance #IRSUpdates #FinancialEducation #Money101 #TaxStrategy financial independence retire early movement Tax credits [----] New tax credits Tax update [----] Federal tax savings Refundable credits Personal finance tips Money tips Finance shorts IRS tax changes Tax planning strategy Smart tax planning Financial"
YouTube Link 2026-02-13T19:01Z 89.1K followers, [----] engagements

"How FDIC Insurance Works (Without the Fed Bailout) The last [--] days have been insane with the collapse of Silicon Valley Bank Signature Bank and Silvergate Bank. Here's what you need to do if your bank goes under and the FDIC hostile takes over your bank. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching"
YouTube Link 2023-03-22T01:00Z 89.1K followers, [---] engagements

"How to Retire Early TAX FREE with Capital Gains (2026 Edition) The IRS just released the official [----] long-term capital gains bracketsand with the right strategy you could use them to retire completely tax-free. In this video well break down the new numbers show you how the 0% capital gains rate works for both single and married filers and walk through real examples of how to structure your withdrawals so you can live off your investments without paying federal income tax. Youll also learn how pensions 401(k)s and taxable brokerage accounts work together in early retirementand why tax"
YouTube Link 2025-10-27T19:00Z 89.1K followers, [----] engagements

"Millionaire Retirement Calculator Retire Early by Maxing Out TSP or 401K How many years of maxing out a 401(k) or TSP does it take to become a millionaire The contribution limit for [----] is $20500 not counting the employer match. How do the stock market returns impact your retirement 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email:"
YouTube Link 2022-05-25T22:00Z 89.1K followers, [----] engagements

"Taxing Unrealized Gains In this video we delve into the proposed closure of a tax loophole targeting wealthy individuals. Discover the difference between realized and unrealized gains and learn why the Supreme Court's decision in Moore v. United States could impact future taxation. Stay informed to protect your assets and financial future. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2024-06-18T19:04Z 89.1K followers, [----] engagements

"New State and Local Tax Deductions in [----] You Should Know State and local tax (SALT) deductions are changing in [----]. Heres what the new limits mean who benefits most and how these updates could lower your overall tax bill. #TaxUpdate #SALT #TaxDeductions #MoneyTips #FinanceShorts #TaxPlanning #PersonalFinance #IRSUpdates #FinancialEducation #TaxStrategy financial independence retire early movement SALT deduction [----] State and local tax deduction New tax rules Tax update [----] Mortgage and property tax write off Tax planning tips Personal finance advice Money tips Finance shorts IRS tax"
YouTube Link 2026-02-12T19:00Z 89.1K followers, [----] engagements

"TSP to Roth IRA Rollover [--] Things You Need to Know Before TSP Rollover Did you recently quit your federal government job separate or retire from the military Here are the steps to roll your Thrift Savings Plan (TSP) over to a Roth IRA. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free"
YouTube Link 2023-02-17T22:00Z 89.1K followers, 24.8K engagements

"Why Having Too Much 401K and IRA Becomes a Big Problem (RMDs Explained) Having a large balance in your 401(k) or IRA sounds like a good problemuntil Required Minimum Distributions force you to withdraw more money than you want and pay taxes on it every year. In this video I explain exactly how RMDs work when they start how theyre calculated and why large tax-deferred accounts can create massive tax bills later in retirement. Youll see real dollar examples common RMD traps and smart strategies like Roth conversions account consolidation and Qualified Charitable Distributions to reduce the"
YouTube Link 2026-01-21T20:00Z 89.1K followers, [----] engagements

"401K Loan vs 401K Withdrawal What is the difference between a 401K Loan and a 401K Withdrawal Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡ https://www.firepsychat.com/coaching 📖 My YouTube Studio & Equipment 📖 ➡"
YouTube Link 2023-10-06T19:00Z 89.1K followers, [----] engagements

"The Hidden Fees Inside 401K Investing There are fees and expenses in your 401K that you may not know existed. Remember the costs when you invest because they can eat into your profit. Here's the full 401K breakdown. The budget app Start your free YNAB trial today ➡ https://youneedabudget.a4xxmk.net/zNmqQ0 Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫"
YouTube Link 2024-01-22T23:00Z 89.1K followers, [----] engagements

"Is 401K Loan a Good Idea Pros & Cons of 401K Loan Are you thinking about getting a 401K Loan Do you currently have a 401K loan Here are the pros and cons you need to know. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-08-11T21:00Z 89.1K followers, 47.7K engagements

"6 Major Social Security Changes for [----] You Need to Know Six major Social Security changes are coming in [----] and theyll impact nearly everyone who earns or collects benefits. From the new 2.8% COLA and higher Medicare premiums to the expanded $6000 Senior Deduction theres a lot to unpack. In this video Ill break down exactly whats changing who benefits who pays more and what you can do now to prepare. These arent minor tweaks they could directly affect your retirement income and taxes next year. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥"
YouTube Link 2025-11-19T20:01Z 89.1K followers, 882K engagements

"NEW [----] Capital Gains Tax Rates You Need to Know The IRS just released the [----] long-term capital gains tax brackets. They're very important for people actively investing for F.I.R.E. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free"
YouTube Link 2024-11-04T23:00Z 89.1K followers, 26.5K engagements

"High Income Here's How to Max Out Your Roth IRA in [----] (Backdoor Roth IRA Explained) If youre over the Roth IRA income limits in [----] the Backdoor Roth IRA is the key to continuing tax-free growthbut only if you do it correctly. In this video I walk through the Backdoor Roth IRA conversion step by step explain the updated [----] income limits and contribution amounts show how the process works at Vanguard Fidelity and Schwab and break down the biggest traps that can trigger an unexpected tax bill. If youre a high-income earner this guide will help you execute the Backdoor Roth the clean and"
YouTube Link 2026-01-07T20:00Z 89.1K followers, [----] engagements

"New Roth IRA Rules in [----] You Need to Know New Roth IRA rules for [----] are now in effect and the IRS has increased contribution limits catch-up contributions and income phase-out ranges. Whether you're trying to retire early do a Backdoor Roth or avoid penalties this video walks you through the exact numbers you need to know. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2025-11-24T20:00Z 89.1K followers, 155.7K engagements

"3 BEST Investments for Your Child's Future Custodial Roth IRA/529/UTMA Tutorials What type of investment accounts do you invest in your children's future What if they decide not to go to college Learn the pros and cons of a Custodial Roth IRA [---] College Savings Plan and UTMA/UGMA. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Financial Coaching 👩🏫 Schedule a 1-on-1 Session"
YouTube Link 2023-04-03T22:00Z 89.1K followers, 169.9K engagements

"How [------] People Became TSP Millionaires in [----] Want to become a TSP millionaire In this [----] edition we walk through how to use a TSP calculator to map out your savings contributions and growth potentialstep by step. Whether you're just starting or close to retirement this tool can show you how small tweaks today can lead to massive gains later. Learn how to forecast your TSP balance and set realistic achievable goals. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫"
YouTube Link 2025-05-23T19:00Z 89.1K followers, 23.2K engagements

"The Updated $150K Rule for Your 401K in [----] If you made $150000 or more in [----] your 401(k) 403(b) TSP or [---] catch-up contributions are about to change in 2026and this video explains exactly how. The IRS now requires high earners to put all catch-up dollars into a Roth account and your FICA wagesnot your taxable wagesdetermine whether you're affected. Ill show you how to find your true income on your pay stub or W-2 how the new limits work and what to adjust in your payroll so you dont make an expensive mistake next year. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-12-12T20:00Z 89.1K followers, [----] engagements

"Pay off 30-Year Mortgage or Invest the Difference Should you invest the excess income or pay off your mortgage early Before you make the decision here are some things you need to consider. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-06-17T19:00Z 89.1K followers, 38.7K engagements

"How Long It Takes to Save $1M in 401K How long will it take to save $1 million in your 401k Let's go over the 401k calculator. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡"
YouTube Link 2024-07-22T22:00Z 89.1K followers, [----] engagements

"How 401K Employer Match Works Discover how your employer match works and the benefits of a Roth account. Learn how you can take advantage of free money from your employer and make the most of your retirement savings. Find out about the IRS provision rule of [--] that allows penalty-free withdrawals from a traditional 401(k). Start planning for your future now 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with"
YouTube Link 2024-08-06T19:04Z 89.1K followers, 10.3K engagements

"How I would invest in TSP in [----] (At Every Balance) If I were investing in the TSP in [----] my strategy would look very different depending on my account balance. In this video I break down exactly how I would invest if I had $0 $100000 or $1 million in my TSP including when Lifecycle Funds make sense when individual funds matter more how to think about risk at each stage and how Id adjust allocations as retirement gets closer. This is a practical balance-based approach to TSP investingnot theory just real decision-making. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2026-01-09T20:00Z 89.1K followers, 11.1K engagements

"Early Retirement on Dividends Where Most People Go Wrong Dividend income sounds like easy passive money but if you dont understand how dividends taxes and account placement actually work you could lose thousands to mistakes. In this video I break down how dividend investing really works for early retirement the difference between qualified and ordinary dividends why taxes can quietly eat up to 37% of your income and how to structure your 401(k) IRA and brokerage accounts to keep more of what you earn. Well walk through real retirement examples ETF comparisons like SCHD vs VNQ and the pros and"
YouTube Link 2026-02-11T20:00Z 89.1K followers, 17.9K engagements

"The Overtime Tax Refund Nobody's Talking About (The Real Math) If you worked a lot of overtime in [----] you could be owed a surprising tax refund in 2026because your employer likely withheld taxes on money that should have been partly tax-free under the new OBBB rule. In this video I break down exactly how to calculate your deductible overtime premium how to read your pay stub how the income phase-out works and how much refund bump you can expect based on your tax bracket. Before you file make sure you know how to claim every dollar you earned. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-12-29T20:01Z 89.1K followers, 702.3K engagements

"I Maxed Out My Roth IRA for [--] Years. Here's the Result If youve ever wondered how much a Roth IRA can grow in [--] years this video shows my exact journey from starting with $0 to building a six-figure Roth IRA using simple consistent investing. I walk through how much I contributed each year how the market performed through crashes and recoveries and what my real balance is today after a decade of sticking with the S&P [---]. If you want a realistic look at how long-term tax-free investing workseven during chaotic market yearsthis breakdown will give you clarity and motivation to stay the"
YouTube Link 2025-12-01T20:01Z 89.1K followers, 273.3K engagements

"These are the Best HYSAs of [----] (Not Sponsored My Honest Opinion) High-Yield Savings Accounts are one of the easiest ways to earn hundreds of dollars in interest each year without taking market riskbut only if you choose the right one. In this video I break down the best HYSAs of [----] explain why traditional banks quietly cost you money and compare real rates fees withdrawal limits and usability. I also share the exact HYSA Ive personally used for over a decade plus other strong options depending on whether you value higher yields convenience or long-term reliability. Nothing in this video"
YouTube Link 2026-01-26T20:00Z 89.1K followers, 38K engagements

"How 401K Loan Actually Works What details do you need to know when contemplating a 401K Loan Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡ https://www.firepsychat.com/coaching 📖 My YouTube Studio & Equipment 📖 ➡"
YouTube Link 2023-10-07T19:00Z 89.1K followers, [----] engagements

"Ranking Best to Worst HSA Investment Brokers Early Retirement Strategy Health Savings Account (HSA) plays a major role in my early retirement strategy. The HSA comes with quadruple tax benefits that can lower your taxable income and create a cash flow in retirement. Want to create live streams like this Check out StreamYard ➡ https://streamyard.com/pal/d/6425316889985024 Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡"
YouTube Link 2023-05-15T22:00Z 88.4K followers, 29.4K engagements

"10 Costly Mistakes to Avoid Before You Die If youve ever wondered what really happens to your TSP when you die this video explains the entire process in a clear and practical way. Youll learn how your TSP decides who gets your money why your will doesnt control your TSP and how failing to update your beneficiary can lead to painful legal battleslike the real case where an ex-spouse inherited everything. I also break down the major tax differences between spouse and non-spouse beneficiaries the 10-year rule your kids must follow and the most common estate-planning mistakes federal employees"
YouTube Link 2025-11-28T20:00Z 74.2K followers, [---] engagements

"Americans are Flocking to Vietnam to Retire Early Vietnam is quickly becoming a hotspot for Americans retiring early. Low cost of living vibrant cities great food and growing expat communities are drawing retirees looking to stretch their money further. #RetireAbroad #VietnamLiving #AmericanExpats #EarlyRetirement #FinancialFreedom #ExpatLife #FIREMovement #MoneyTips #FinanceShorts #LifestyleDesign financial independence retire early movement Retire in Vietnam Vietnam retirement Americans retiring abroad Early retirement overseas Expat retirement Vietnam Financial independence FIRE movement"
YouTube Link 2026-01-11T19:00Z 88.9K followers, [----] engagements

"Average Savings Balance by Age (2025 Edition) Ever wonder how your savings stack up This video breaks down the average savings balance by age and generation using data from New York Life and the Federal Reserve. We'll uncover why millennials led in new savings in [----] the financial challenges different age groups face and how total savings balances paint a different picture. Beyond just the numbers you'll learn actionable tips to boost your own savings including how to choose the right high-yield savings accounts the power of automation and a practical "five-bucket" strategy to manage your"
YouTube Link 2025-08-18T19:00Z 72.7K followers, [----] engagements

"How to Pay 0% Capital Gains Taxes Making $100000/year Early Retirement Guide Do you ever wonder how much you have to pay on capital gains tax on something you sold Did you know you could pay zero dollars on capital gains if you're under a certain income threshold Sign up for Grammarly to make your writing clear and effective. Please Read Affiliate Disclosure at the bottom of the description. 📝 Affiliate Link: https://grammarly.go2cloud.org/SH3Tp 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free"
YouTube Link 2022-07-11T22:00Z 72.7K followers, [----] engagements

"4 Best Investments for Your Child's Future (2026 Edition) If you're a parent and you havent started investing for your kids yet youre missing one of the biggest opportunities to build generational wealth. In this video I break down the four best investment accounts for children in [----] the Custodial Roth IRA [---] College Savings Plan UTMA/UGMA and the new Trump Account (from the One Big Beautiful Bill). Ill explain eligibility tax advantages contribution rules FAFSA implications and real projections showing how much these accounts can grow over time. If you want to set your kids up so they"
YouTube Link 2025-11-12T20:00Z 73.4K followers, [----] engagements

"New Retirement Rules in [----] (Live Q&A) Let's go over the new rules for 401k TSP Roth IRA and HSA starting in [----] 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your"
YouTube Link 2025-11-25T04:21Z 73.8K followers, [---] engagements

"Why Americans Retire Early in Eindhoven The Netherlands #shorts Have you ever thought about retiring outside the US What should you consider before retiring in a foreign country Conde Nast Traveler ➡ https://www.cntraveler.com/gallery/best-places-in-the-world-to-retire US Treasury FATCA ➡ https://home.treasury.gov/policy-issues/tax-policy/foreign-account-tax-compliance-act Golden Visas ➡ https://www.goldenvisas.com/country #Eindhoven #Netherlands 🤳 Social Media🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫"
YouTube Link 2022-10-12T01:00Z 88.4K followers, [----] engagements

"How to Retire Early with Less Than $1M (3 Simple Steps) Is it possible to retire early with less than $1M in your investment portfolio There's a FIRE strategy called Lean FIRE that you should know. Most Americans are retiring with less than $1M right now but is it possible in [--] [--] [--] or [--] years Let's dive in. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation"
YouTube Link 2025-02-18T19:53Z 49.9K followers, [---] engagements

"How to Get $1000/year in Tax Refund Tax Loss Harvesting Explained How does tax loss harvesting reduce your taxable income What are the rules for tax loss harvesting 🤳 Social Media🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email: hello@firepsychat.com 📖 Whats on my bookshelf 📖 ➡"
YouTube Link 2022-12-19T23:00Z 88.9K followers, [---] engagements

"New HSA Rules in [----] You Need to Know The IRS just announced the HSA contribution limits for [----]. Let me give you the complete breakdown of how my HSA will supplement my early retirement income. Join my private FIRE 🔥 Community to connect with me 🙂 (7-day Free Trial) ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers 📖 ➡"
YouTube Link 2024-06-03T16:00Z 85.2K followers, 201.7K engagements

"Would You Retire Early in Spain as an American Spain offers great healthcare rich culture and a lower cost of living than many parts of the U.S. But is it the right place for Americans to retire early Heres what you should consider before making the move. #RetireAbroad #SpainLiving #AmericanExpats #EarlyRetirement #FinancialFreedom #ExpatLife #FIREMovement #MoneyTips #FinanceShorts #LifestyleDesign financial independence retire early movement Retire in Spain Spain retirement Americans retiring abroad Expat retirement Spain Early retirement overseas Financial independence FIRE movement Cost of"
YouTube Link 2026-01-14T19:00Z 88.9K followers, [----] engagements

"The Risk of Going All in on TSP C Fund Thinking about putting everything into the TSP C Fund Here's what you need to know about the risks volatility and what happens during market downturns before going all in. #TSP #CFund #TSPInvesting #FederalRetirement #MilitaryFinance #InvestingBasics #MoneyTips #FinanceShorts #RetirementPlanning #WealthBuilding"
YouTube Link 2025-12-07T19:00Z 84.6K followers, [----] engagements

"Is $1 Million Enough to Retire Part [--] #shorts With high inflation people often wonder if $1 million is enough to retire. How do you calculate your retirement number Do you plan to collect a pension other than social security retirement benefits when you turn [--] I have a FIRE calculator you can download for free by visiting firepsychat.com/contact. How to Pick a Retirement Location in the US ➡ https://youtu.be/Tam7gCBn2_c Top [--] Places to Retire Outside the US: ➡ https://youtu.be/jJ19fWMRZg4 J.P. Morgan Says You'll Need to Replace This Much Income in Retirement ➡"
YouTube Link 2022-06-10T01:00Z 72.7K followers, [---] engagements

"New [---] Savings Changes from "One Big Beautiful Bill" A new bill is changing how [---] savings accounts work and the updates could mean bigger benefits for families. Heres whats new whats improved and how these changes impact future college planning. #529Plan #CollegeSavings #MoneyTips #FinanceShorts #PersonalFinance #EducationPlanning #FinancialEducation #SmartMoney #InvestingBasics #YouthSavings"
YouTube Link 2025-12-31T19:00Z 85.7K followers, [----] engagements

""Tax-Free" Overtime Rules Explained New tax-free overtime rules are creating a lot of confusion. Heres what actually counts who qualifies and how these rules may affect your paycheck in [----] and beyond. #TaxUpdate #OvertimeRules #MoneyTips #FinanceShorts #TaxFreeOvertime #PersonalFinance #TaxEducation #Money101 #FinancialLiteracy #IRSUpdates"
YouTube Link 2025-12-16T19:00Z 77.4K followers, [----] engagements

"New Roth Rule for Six-Figure Retirement Savers Starting in [----] high-income earners (over $145000) aged [--] and up will face a major change to their retirement savings: all catch-up contributions must go into a Roth 401(k). Learn exactly who is impacted by this SECURE [---] rule how it changes your tax strategy and what steps you need to take now to prepare. #Roth401k #SECUREAct2 #RetirementSavings #CatchUpContributions #HighEarnerTax #401kChanges #FinancialPlanning #2026Rule #TaxStrategy #RetirementPlanning"
YouTube Link 2025-11-23T20:00Z 73.8K followers, [---] engagements

"How Mega Backdoor Roth Works in Your 401K TSP doesn't allow after-tax contributions but there is a combat zone exclusion you can look up. Let me show you how a 401K mega backdoor Roth works when transitioning to the private sector. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡"
YouTube Link 2024-08-23T22:00Z 87K followers, [----] engagements

"The [--] Net Worth Milestones That Changed Everything For Me If youre working toward financial independence these three net worth milestones can completely change your life. Im breaking down how going from -$110000 to $0 then hitting my first $100000 and finally crossing $1 million transformed my mindset my investing strategy and my motivation. These turning points shaped my entire wealth-building journeyand they can shape yours too. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community"
YouTube Link 2025-12-31T20:00Z 85K followers, [----] engagements

"What to Do with TSP When You Quit Your Job (or Laid Off) Many people leaving federal service or the military are unaware of their options for their Thrift Savings Plan (TSP). A Government Accountability Office study found that three out of four people do not know what their choices are. This video breaks down the four main options for your TSP account when you leave your job: leaving it in the TSP rolling it over to an IRA moving it to a new employer's plan or taking a distribution. We'll cover key considerations for each choice including the importance of understanding your traditional vs."
YouTube Link 2025-09-05T19:00Z 73.6K followers, [----] engagements

"Don't Put Your TSP into IRA Before Knowing These Steps Thinking about moving your TSP into an IRA Dont touch it until you understand these steps. Avoid unnecessary taxes penalties and mistakes that can cost you thousands. #TSP #TSPRoller #IRARollover #FederalRetirement #MilitaryFinance #RetirementPlanning #MoneyTips #FinanceShorts #FinancialFreedom #InvestingBasics"
YouTube Link 2025-12-04T20:00Z 75.5K followers, [----] engagements

"Buy Your First Home with a Roth IRA Did you know you can use your Roth IRA to buy your first home This video explains the tax and penalty-free benefits of using your Roth IRA for a down payment and the "strings attached" you need to be aware of like the 5-year rule. #RothIRA #FirstTimeHomeBuyer #PersonalFinance #HomeBuying #FinancialLiteracy #Investing #RetirementPlanning #DownPayment #RealEstate #MoneyTips"
YouTube Link 2025-10-18T19:00Z 72.7K followers, [---] engagements

"Grow Your TSP to $1 Million with Live Q&A Let's go over some Q&As about the TSP 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free Financial Spreadsheets and"
YouTube Link 2025-09-08T19:38Z 73.6K followers, [----] engagements

"Breaking News: Inflation Came in Slightly HOTTER Than Expected Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources Support the channel ➡"
YouTube Link 2024-10-10T16:42Z 85.7K followers, [---] engagements

"Is HELOC a Good Idea Pros & Cons of HELOC (Home Equity Line of Credit) What is a HELOC is HELOC a good tool to pay down high-interest debts Can you use HELOC to fund your early retirement 🤳 Social Media🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email: hello@firepsychat.com 📖 Whats on my bookshelf 📖 ➡"
YouTube Link 2022-11-09T23:00Z 85K followers, 101.9K engagements

"3 Buckets in Your Roth IRA You Need to Know Your Roth IRA isnt just one pot of money. It has three different buckets and knowing how each one works can help you avoid penalties and unlock tax-free income sooner. #RothIRA #MoneyTips #TaxFreeIncome #RetirementPlanning #FinanceShorts #PersonalFinance #FinancialEducation #InvestingBasics #WealthBuilding #SmartMoney financial independence retire early movement Roth IRA buckets Roth IRA rules explained Roth contributions withdrawals Roth conversions rules Roth earnings rules Tax free retirement income Personal finance tips Money tips Finance shorts"
YouTube Link 2026-01-18T19:00Z 88.9K followers, [----] engagements

"5 EASY Investing Strategies You Can Do in [----] Struggling to find time to build wealth You dont need to be a financial expert to secure your future. From automating your savings to leveraging smart investment tools here are [--] simple strategies busy people can use to grow their wealth effortlessly. 💰📈 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget"
YouTube Link 2025-02-14T20:00Z 49.8K followers, [---] engagements

"Dependent Care FSA Explained How to Save Taxes on Childcare Do you use daycare before- and after-school care or in-home care for your child(ren) Does your employer offer dependent care FSA Did you know there are ways to save taxes with dependent care FSA Don't miss out on this video Dependent Care FSA Qualified Expenses ➡ https://www.fsafeds.com/explore/dcfsa/expenses 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching"
YouTube Link 2022-04-27T22:00Z 73.6K followers, 24K engagements

"Big Changes Coming to [---] College Plans You Need to Know A major update to [---] plans is hiding inside the new One Big Beautiful Bill in Congressand most people dont even know it. From expanded K12 and homeschool expenses to coverage for vocational training 529-to-Roth IRA rollovers and even a new youth savings account (the TRUMP Account) this proposal could reshape how American families save for education. In this video I break down whats changing whats staying the same and what it all means for your kids grandkidsor even yourself. Trust me this is not just about college anymore. 📖 FIRE"
YouTube Link 2025-07-02T19:00Z 72.5K followers, 43.4K engagements

"The [----] Retirement Pension COLA Just Came Out (Full Breakdown) The Social Security Administration just announced the [----] Cost-of-Living Adjustment (COLA) and its set at 2.8%. But before you celebrate lets talk about why this number doesnt tell the full story. In this video I break down how the COLA is calculated what it means for your Social Security military VA and FERS pensions and why I believe its based on a flawed system that leaves retirees behind. Ill also show how much extra youll actually get each month and why your expenses may still outpace your raise. Plus well go over the index"
YouTube Link 2025-11-10T20:00Z 73.4K followers, [----] engagements

"How to Retire in Ecuador as an American Let's talk about the top [--] beach destinations around the world you can retire early. Let's go over the full breakdown of what type of healthcare and visa each country offers. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's"
YouTube Link 2023-03-31T01:00Z 76.6K followers, [----] engagements

"What to do with TSP After You Leave Federal Service Leaving federal service or the military This video explains your options for your Thrift Savings Plan (TSP) account. It covers key considerations like vesting schedules and how to access your TSP contribution details. #TSP #FederalService #RetirementPlanning #FinancialPlanning #ThriftSavingsPlan #MilitaryRetirement #FinancialLiteracy #PersonalFinance #Investing #CareerChange"
YouTube Link 2025-10-09T19:00Z 84K followers, [----] engagements

"6 Things You Didn't Know About The [---] Plan [---] plans are changing fast and most parents have no idea how powerful these accounts have becomeespecially with new rules taking effect in [----]. In this video I break down six things you probably didnt know about [---] plans including the new ability to roll unused funds into a Roth IRA expanded K-12 and apprenticeship uses beneficiary flexibility choosing any states plan and how even small monthly contributions can grow into years of tuition. If you want to save for education while maximizing tax advantages you need to watch this. 📖 FIRE Investing"
YouTube Link 2025-12-15T20:00Z 79.9K followers, [----] engagements

"Beware of Owing Taxes on Childs UTMA or UGMA Custodial Account What type of investment accounts do you invest in your children's future What if they decide not to go to college Learn the pros and cons of a Custodial Roth IRA [---] College Savings Plan and UTMA/UGMA. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual"
YouTube Link 2023-07-04T19:00Z 74.4K followers, [----] engagements

"Why Americans are Retiring Early in Indonesia More Americans are choosing to retire early in Indonesia. From lower living costs to lifestyle perks heres why this destination is becoming a top choice for early retirees seeking financial freedom. #RetireAbroad #EarlyRetirement #FinancialFreedom #ExpatLife #IndonesiaLiving #MoneyTips #FinanceShorts #FIREMovement #RetireEarly #LifestyleDesign financial independence retire early movement Retire in Indonesia Americans retiring abroad Early retirement overseas Expat retirement Financial independence FIRE movement Retire early lifestyle Cost of"
YouTube Link 2026-01-05T19:00Z 88.4K followers, [----] engagements

"Our Top [--] Dividend Stocks to Live on Retirement Our Passive Income Strategy for Early Retirement In this video I'm going to reveal the [--] dividend stocks we are currently holding. How long do we plan to hold these dividend stocks Are we planning to buy hold or sell these stocks Our goal is to achieve $1 million in this dividend stock portfolio with Charles Schwab's taxable brokerage account. How do you think we should diversify our dividend portfolio Let me know in the comment section 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2"
YouTube Link 2021-10-03T16:00Z 72.6K followers, [---] engagements

"Ways to Move Your TSP When You Leave Leaving federal service Here are the fastest and smartest ways to move your TSP so you dont lose money or get hit with avoidable fees. Keep your retirement growingmake the right move before you separate. #TSP #FederalRetirement #MilitaryFinance #TSPTips #RetirementPlanning #FERS #MilitaryMoney #FinanceShorts #MoneyTips #GovBenefits"
YouTube Link 2025-12-01T20:00Z 75K followers, [---] engagements

"My [--] Investing Habits That Made Me Rich These six investing habits completely changed my financial life and helped me reach seven figures faster than I ever imagined. In this video I break down the exact behaviors that made the differenceautomating my savings building a monthly plan with my wife sticking to the strategy through market chaos diversifying income managing taxes like a pro and setting aside time every week to deepen my financial knowledge. If you're serious about growing wealth and accelerating your path to FIRE these habits are the foundation. 📖 FIRE Investing Academy 📖 ➡"
YouTube Link 2025-12-24T20:00Z 80.5K followers, [----] engagements

"Why You Should Leave Your TSP Alone in Retirement Your TSP can be one of your strongest retirement toolsbut only if you leave it alone. Heres why staying invested minimizing withdrawals and avoiding emotional decisions can protect your long-term wealth. #TSP #RetirementPlanning #FederalRetirement #MilitaryFinance #MoneyTips #FinanceShorts #InvestingBasics #WealthBuilding #RetirementTips #FinancialEducation"
YouTube Link 2025-12-10T19:00Z 76.6K followers, [----] engagements

"How your investments are protected by the SIPC Insurance The last [--] days have been insane with the collapse of Silicon Valley Bank Signature Bank and Silvergate Bank. Here's what you need to do if your bank goes under and the FDIC hostile takes over your bank. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual"
YouTube Link 2023-03-24T01:00Z 88.6K followers, [---] engagements

"STOP Making These TSP Mistakes Everyone Else Is (Live Q&A) Let's go over the most frequently asked questions about your TSP 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get"
YouTube Link 2025-11-03T16:44Z 85.7K followers, [----] engagements

"FERS Pension Payout Process and Options Are you a federal employee wondering about your FERS pension payout This video explains the process of receiving your FERS refund and your various options. We'll detail the different payout methods from direct deposit to a mailed check and break down what to expect from the Office of Personnel Management (OPM). Plus well cover the tax implications and the rollover options available to you so you can make an informed decision about your hard-earned contributions. #FERS #Pension #FederalEmployee #RetirementPlanning #FinancialFreedom #PersonalFinance"
YouTube Link 2025-09-18T19:00Z 77K followers, [----] engagements

"20251209 Why The $40000 SALT Deduction Benefits the Rich The new $40000 SALT deduction sounds like a winbut it mainly helps high-income households. Heres why the wealthy benefit the most and what this change means for everyone else. #SALT #TaxUpdate #WealthGap #MoneyTips #TaxStrategy #FinanceShorts #PersonalFinance #TaxPlanning #WealthBuilding #FinancialEducation"
YouTube Link 2025-12-09T19:00Z 77.9K followers, [---] engagements

"New 401k Catch-Up Rule: Why High Earners Are Losing Tax Flexibility Starting in [----] the SECURE [---] Act requires high earners (over $145000 in the prior year) aged [--] and up to make 401k catch-up contributions only to a Roth account. This change removes the immediate pre-tax deduction forcing high earners to pay taxes now and reducing their near-term tax flexibility. #401kCatchUpRule #SECURE20 #Roth401k #HighEarners #TaxStrategy #RetirementPlanning #FinancialFlexibility #IRSChange #PersonalFinance #TaxLaw"
YouTube Link 2025-11-08T19:00Z 73.2K followers, [----] engagements

"Mega After-Tax 401K Contribution Strategy Explained We break down maximizing your employer match with after-tax 401k contributions. Learn how to calculate contributions avoid missing out on free money and understand contribution limits. #401k #AfterTax401k #EmployerMatch #RetirementPlanning #InvestmentStrategy #FinancialPlanning #RetirementSavings #TaxAdvantagedInvesting #MoneyManagement #InvestingTips"
YouTube Link 2025-05-22T18:58Z 73K followers, [----] engagements

"Roth IRA Calculator by Age How to Build Roth IRA to $1 Million The contribution limit for the Roth IRA is lower than the 401K but your Roth IRA can help you supplement your retirement income. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-04-26T22:00Z 88.9K followers, 16.3K engagements

"How to Pay Taxes on the TSP Roth Conversion Doing a TSP Roth conversion Paying the taxes the right way matters just as much as the conversion itself. Heres how to handle the tax bill without hurting your long-term retirement strategy. #TSP #RothConversion #TaxStrategy #FederalRetirement #MoneyTips #FinanceShorts #RetirementPlanning #TaxPlanning #FinancialEducation #InvestingBasics financial independence retire early movement TSP Roth conversion Paying Roth conversion taxes Thrift Savings Plan Tax strategy tips Federal retirement Personal finance advice Money tips Finance shorts Retirement"
YouTube Link 2026-01-03T19:00Z 88.4K followers, [----] engagements

"Why I'm Going All in on Roth Im choosing Roth over everything else and its not by accident. Heres why tax-free growth flexibility and future tax uncertainty make Roth one of the most powerful long-term strategies. #RothIRA #TaxFreeIncome #MoneyTips #FinanceShorts #RetirementPlanning #TaxStrategy #PersonalFinance #WealthBuilding #FinancialEducation #InvestingBasics financial independence retire early movement Going all in on Roth Roth IRA strategy Roth vs traditional Tax free retirement income Retirement tax planning Personal finance tips Money tips Finance shorts Smart tax strategy Wealth"
YouTube Link 2026-01-19T19:00Z 88.6K followers, [----] engagements

"The Fed's Real Inflation Concern: Housing and Services Federal Reserve Chair Jerome Powell discusses the need for confidence that inflation is coming down noting that non-housing and housing servicesthe two big pieces other than goodsare beginning to show deceleration. He emphasizes that the solid economy allows the Fed to take time to better assess the effects of tariffs and other factors before reacting especially given the low unemployment rate and healthy real wage growth. #JeromePowell #FederalReserve #Inflation #HousingServices #NonHousingServices #Tariffs #Economy #Unemployment #Wages"
YouTube Link 2025-11-14T19:00Z 73.4K followers, [---] engagements

"Stagflation [----] Why You Should Be Concerned Understand what stagflation is how it affected the economy in the 1970s and why it's a concern for [----]. This video explains the combination of high inflation slow economic growth and high unemployment and why it's important to be prepared. #Stagflation #Economy #Inflation #Recession #FinancialLiteracy #PersonalFinance #Investing #EconomicDownturn #MoneyManagement #FinancialEducation"
YouTube Link 2025-10-14T19:00Z 86.5K followers, [---] engagements

"Retirement Withdrawal Strategies During a Recession Facing a recession in retirement Discover three essential withdrawal strategies to protect your savings including pros and cons. If youre planning to retire before [--] learn why its crucial to set aside cash reserves for security during tough financial times. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The"
YouTube Link 2024-10-05T19:01Z 53.7K followers, [----] engagements

"What to Do If Your Bank Fails (Without the Bailout) The last [--] days have been insane with the collapse of Silicon Valley Bank Signature Bank and Silvergate Bank. Here's what you need to do if your bank goes under and the FDIC hostile takes over your bank. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching"
YouTube Link 2023-03-25T19:00Z 73.7K followers, [----] engagements

"The Truth Behind "No Taxes on Tips" Heard the idea that tips arent taxed Heres the real truth. Tips are taxable income and failing to report them can lead to penalties. Heres what workers need to know to stay compliant and avoid surprises. #TaxTips #TaxesOnTips #MoneyTips #FinanceShorts #PersonalFinance #TaxFacts #IRSRules #TaxEducation #FinancialLiteracy #Money101"
YouTube Link 2025-12-12T19:00Z 77K followers, [---] engagements

"Find Your Lost 401K: [--] Government Websites to Check NOW Never lose your retirement savings again Learn how to use the National Registry of Unclaimed Retirement Benefits and the new government-backed DOL Retirement Savings Lost and Found Database to track down your missing 401K and old employer-sponsored retirement money. #lost401k #unclaimed401k #retirementplanning #financialfreedom #unclaimedmoney #401k #unclaimedretirementbenefits #lostandsavingsfound #secureact20 #DOL #retirement"
YouTube Link 2025-11-01T19:00Z 73K followers, [---] engagements

"TSP to IRA Rollover (Direct vs Indirect) Thinking of moving your TSP to an IRA Theres a right wayand a costly way. We break down the difference between direct and indirect rollovers IRS rules and how to avoid penalties and taxes. #TSPRollover #IRArollover #RetirementPlanning #FederalEmployees #TaxPlanning #SmartInvesting #WealthBuilding #PersonalFinance #MoneyMoves #FinancialFreedom"
YouTube Link 2025-08-21T19:00Z 84.6K followers, [----] engagements

"Breaking News Fed is Printing Money Tomorrow (Inflation Concern) The Federal Reserve is going to purchase $40 billion per month on Treasury Bills starting on December [--]. Powell's dovish tone today was certainly a surprise but what does it mean for [----] 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡"
YouTube Link 2025-12-11T04:19Z 76.3K followers, [----] engagements

"I Maxed out My HSA for [--] Years. Here's the Result Only 9% of Americans use their HSA as an investment accountand theyre missing out on one of the most powerful wealth-building tools available. In this video I show you exactly what happened when I maxed out my HSA for five straight years starting from zero in [----]. Youll see real numbers year-by-year returns (even through bear markets) and why Im moving my HSA to Fidelity in [----]. I break down the quadruple tax advantages how to invest your HSA for retirement and how to use it as a tax-free medical expense bank. If youre still treating your"
YouTube Link 2025-12-22T20:00Z 81.5K followers, [----] engagements

"How to Diversify Retirement Income with TSP (Thrift Savings Plan) There are two separate pension programs for a TSP. What are they Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Financial Consultation with Psy ➡ https://www.firepsychat.com/coaching For sponsorships and business inquiries ➡ media@firepsychat.com #FIREPsyChat"
YouTube Link 2023-12-02T20:00Z 72.4K followers, [---] engagements

"Backdoor Roth IRA Guide for Beginners in [----] Are you over the Roth IRA income limits in [----] Let me show you how to backdoor your Roth IRA and avoid income taxes. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡"
YouTube Link 2025-01-17T23:00Z 88.4K followers, 11.6K engagements

"How a Student Loan Matching Works in Your 401K How does student loan matching work with your employer in [----] Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Financial Consultation with Psy ➡ https://www.firepsychat.com/coaching For sponsorships and business inquiries ➡ media@firepsychat.com #FIREPsyChat #FinancialIndependence"
YouTube Link 2023-12-26T20:00Z 73.3K followers, [----] engagements

"How Roth Conversions Get Taxed in [----] Navigating the complexities of marginal tax rates can be challenging. In this video we clarify how income impacts your tax obligations especially regarding Roth conversions. Discover how to optimize your tax strategy effectively and minimize your cash savings needed for these conversions. #TaxTips #RothConversion #TaxStrategy #Finance101 #MarginalTaxRate #InvestSmart #WealthBuilding #FinancialEducation #IRSInsights #TaxPlanning"
YouTube Link 2025-02-20T19:55Z 49.9K followers, [---] engagements

"Is Dividend Investing Worth It Dividend investing is popular but is it actually worth it Heres the real breakdown of the pros cons risks and when dividends make sense in a long-term investing strategy. #DividendInvesting #InvestingBasics #PassiveIncome #WealthBuilding #FinanceShorts #MoneyTips #DividendIncome #SmartInvesting #StockMarket101 #FinancialEducation"
YouTube Link 2025-12-21T19:00Z 79.5K followers, [----] engagements

"401k Contribution Rate Hits Record High: What It Means The record-high 401(k) contribution rate is a major win for retirement planning This video breaks down the latest report showing employees and employers are saving more than ever with total savings now averaging 14.3%. We also look at the growing popularity of Roth 401(k)s for tax diversification and a positive trend: a decrease in 401(k) loans suggesting people are getting smarter about keeping their money invested for the long term. Watch to see what this record-setting savings behavior means for your own financial future. #401k"
YouTube Link 2025-11-17T19:00Z 77K followers, [---] engagements

"Do You Have Traditional or Roth TSP Traditional TSP or Roth TSP which one do you actually have and which one should you be using Heres the quickest way to understand the difference and choose the right tax strategy for your future. #TSP #RothTSP #TraditionalTSP #FederalRetirement #MilitaryFinance #MoneyTips #RetirementPlanning #FinanceShorts #FinancialEducation #InvestingBasics"
YouTube Link 2025-12-05T19:00Z 76.1K followers, [----] engagements

"My Complete Timeline to Retire Early by Age [--] Financial Independence Checklist Let's discuss how my early retirement timeline became realistic with my financial independence strategies. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-06-05T21:53Z 73.2K followers, 26.1K engagements

"New Roth IRA & [---] Rules You Need to Know SECURE Act [---] allows [---] custodians to roll funds to their beneficiary's Roth IRA. You need to know the rules before you open a [---] plan. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖 Get Your Free"
YouTube Link 2024-09-30T21:00Z 80.6K followers, [----] engagements

"This 401k Mistake is Costing You $172 Billion/Year You quit your job a few years ago because you found something better. You suddenly remember that you still had a 401K with your previous employer. There's one step many investors forget to do once they roll their 401Ks over to their IRAs that's costing them $172 billion a year. Vanguard Research ➡ https://digital-assets.vanguard.com/corp/public-policy/policy-research/improving_retirement_outcomes_by_default_the_case_for_an_ira_qdia.pdfmod=article_inline Join my private FIRE 🔥 Community to connect with me 🙂 ➡"
YouTube Link 2024-08-26T22:00Z 72.8K followers, [----] engagements

"The TSP Secret to Retiring a Millionaire by Age [--] Learn the strategic secret for federal and military employees to reach TSP millionaire status by age [--] allowing early retirement access under the Rule of [--]. This video breaks down the necessary consistent contributions (including maxing out and using catch-up) smart investment allocation in stock funds (C S I Funds) and the vital role of compounding returns to hit the seven-figure mark years ahead of schedule. #TSPMillionaire #TSP #RuleOf55 #RetirementBy55 #FederalRetirement #MilitaryRetirement #InvestingStrategy #Compounding"
YouTube Link 2025-11-05T19:00Z 73.4K followers, [----] engagements

"Self-Employed Solo 401k Hack You NEED to Know How can a business owner or a self-employed individual fund their 401K Did you know that you can contribute as an employee and an employer to your Solo 401K if you had no other employees Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡"
YouTube Link 2024-10-14T22:00Z 88.6K followers, [----] engagements

"My Complete Timeline to Retire Early with $145K/Year (8 Income Streams) Let me show you my financial independence progress after [--] years. Start your free YNAB Budget trial today ➡ https://youneedabudget.a4xxmk.net/zNmqQ0 Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Financial Consultation with Psy ➡"
YouTube Link 2024-01-18T23:00Z 88.6K followers, [----] engagements

"I Stopped Being Broke - Now I Save 60% Yearly Saving 60% of your income may sound impossiblebut I did it while climbing out of $110000 in debt. In this video I break down exactly how I achieved a 60% savings rate my retirement timeline to reach Chubby FIRE by [--] and the exact accounts I use to build tax-efficient wealth. Youll learn how to strategically fund an HSA Roth IRA 401(k) and taxable brokerageplus how to access retirement funds early without penalties. If you want to retire early without sacrificing your lifestyle this is the strategy that actually works. 📖 FIRE Investing Academy 📖"
YouTube Link 2025-12-17T20:00Z 78.2K followers, [----] engagements

"TSP Tax Strategy: Why High Earners MUST Switch to Roth Catch-Up If you're a high earner age [--] or older and maximizing your TSP you need this tax strategy Learn why switching your Catch-Up Contributions to Roth is crucial to maximize tax-free growth and gain flexibility in retirement. #TSPRothCatchUp #TSPTaxStrategy #FederalRetirement #HighEarners #RothTSP #CatchUpContributions #TaxFreeGrowth #ThriftSavingsPlan #FERS #RetirementPlanning"
YouTube Link 2025-11-24T20:00Z 74K followers, [---] engagements

"The Most ANNOYING TSP WIthdrawal Rule Theres one TSP withdrawal rule that frustrates almost everyone. Heres what it is why it exists and how to work around it so you dont get stuck with surprises in retirement. #TSP #TSPWithdrawal #FederalRetirement #MilitaryFinance #RetirementPlanning #FinanceShorts #MoneyTips #InvestingBasics #WealthBuilding #FinancialEducation"
YouTube Link 2025-12-11T19:00Z 84.6K followers, [----] engagements

"Joe Biden's Massive Plan to Raise Taxes in [----] President Biden's [----] budget proposal would nearly double that capital gains tax rate eliminate Backdoor Roth IRA cancel [----] exchanges tax unrealized gains and remove step-up cost basis. What are your thoughts on his [----] budget proposal General Explanations of the Administrations Fiscal Year [----] Revenue Proposals ➡ https://home.treasury.gov/system/files/131/General-Explanations-FY2025.pdf The budget app Start your free YNAB trial today ➡ https://youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers ➡"
YouTube Link 2024-05-13T22:00Z 73.7K followers, 122K engagements

"I Retired in [----]. Here's Every FIRE Investing Rule I learned If youve ever wondered which FIRE rules actually matter this video breaks down the key principles I used to retire from the Air Force at [--]. After starting my FIRE journey in [----] I learned which formulas truly move the needle and how to use them to build a realistic path to early retirement. If you want a clearer simpler way to plan your own FIRE strategy this video will show you exactly where to start without overcomplicating the process. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private"
YouTube Link 2025-12-03T20:00Z 75.5K followers, 18.9K engagements

"The Buy Borrow Die Strategy How The Ultra Rich Stay Rich and Pay $0 in Taxes Congress has been having heated debates about taxing the richest people in America. There are currently [---] billionaires who hold over $5 trillion in total assets. Congress is trying to pass the budget reconciliation package that includes social spending bills and other infrastructure proposals. Congress has proposed to tax billionaires' untaxed capital gains because they never sell their assets. Billionaires and millionaires have been using the Buy Borrow Die Strategy so they pay little to no federal income taxes or"
YouTube Link 2021-11-07T17:00Z 82.3K followers, [----] engagements

"NOT the Rule of 72: How I REALLY Doubled My Money Forget the Rule of 72; this video reveals the real key to doubling money is your savings rate not just investment returns. The path to wealth and financial independence relies on consistent contributions debt elimination and letting compound interest work its magic over time. #FinancialIndependence #SavingsRate #RuleOf72 #DoublingMoney #CompoundInterest #FIREMovement #PersonalFinance #InvestingTips #WealthBuilding #DebtFree"
YouTube Link 2025-11-06T19:00Z 73.2K followers, [---] engagements

"Why Getting Your FERS Pension Refund Makes Sense If youve recently left your federal job you might be wondering what happens to your FERS pension contributionsgood news: you may be eligible for a refund. In this video well explain how to get your FERS contributions back after quitting who qualifies how to apply how long it typically takes and what to consider before requesting the refund. Whether you're moving on to a new career or simply need access to those funds this step-by-step guide will help you make the right financial move after leaving government service. 📖 FIRE Investing Academy"
YouTube Link 2025-04-11T19:00Z 79.9K followers, [----] engagements

"How to Retire Early with $2.5 Million Taxable Investments How do you retire early with $2.5 million in your taxable brokerage account Let me give you the full breakdown so you know how to plan for it. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡ https://coursecareers.com/a/FIREPsyChat 📖"
YouTube Link 2024-07-16T22:00Z 73.8K followers, [----] engagements

"Claiming Social Security TOO SOON Could be a MISTAKE Many retirees claim Social Security as soon as they can but claiming too early can cost you tens of thousands over your lifetime. Heres when waiting makes more sense and how to maximize your benefits. #SocialSecurity #RetirementPlanning #MoneyTips #FinanceShorts #RetirementIncome #PersonalFinance #WealthBuilding #SSA #FinancialEducation #SmartRetirement"
YouTube Link 2025-12-23T19:00Z 79.9K followers, [---] engagements

"Don't FORGET About Your Old Credit Card Old credit cards may seem harmless but closing or ignoring them can impact your credit score. Heres what you need to know before you cancel forget or stop using an old account. #CreditScore #CreditCards #MoneyTips #FinanceShorts #PersonalFinance #CreditRepair #SmartMoney #FinancialEducation #DebtTips #Money101"
YouTube Link 2025-12-24T19:00Z 80.4K followers, [---] engagements

"Why You Should Fund Your Roth IRA BEFORE Your Roth TSP If you're a federal employee or service member should you prioritize the Roth IRA or the Roth TSP I break down the key differences in investment flexibility early withdrawal rules and Required Minimum Distributions (RMDs) to show you why funding your Roth IRA first up to the annual limit gives you more control over your long-term tax-free growth. #RothIRA #RothTSP #PersonalFinance #MilitaryFinance #FederalEmployee #InvestingStrategy #RetirementPlanning #FinancialFlexibility"
YouTube Link 2025-11-27T20:00Z 74.2K followers, [----] engagements

"SBLOC (Securities-Backed Lines of Credit) Explained in [--] Minutes In less than [--] minutes I'm going to explain how the rich get richer and avoid paying taxes by using the SBLOCs. SBLOCs are non-purpose loans which means you can use them for anything but to purchase or trade securities like stocks bonds or mutual funds. 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email: hello@firepsychat.com 📖 Get Your Free Financial Spreadsheets and Resources"
YouTube Link 2021-11-06T16:00Z 76.1K followers, 37.8K engagements

"3 Ways to Access Your TSP Penalty-Free If youre a federal employee thinking about retiring early you might be wondering how to access your TSP without getting hit with that 10% early withdrawal penalty. The good news There are three completely legal ways to do it. In this video well cover the Rule of [--] (and the special Rule of [--] for certain employees) the Roth TSP-to-Roth IRA rollover strategy and the IRS Rule 72(t) also known as the SEPP plan. Ill walk you through when each method works the risks and which one gives you the most flexibility depending on your age and retirement goals. Pros"
YouTube Link 2025-10-31T19:00Z 83.2K followers, [----] engagements

"UTMA vs UGMA Which Investment Account is Right for Your Child What type of investment accounts do you invest in your children's future What if they decide not to go to college Learn the pros and cons of a Custodial Roth IRA [---] College Savings Plan and UTMA/UGMA. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual"
YouTube Link 2023-07-01T19:00Z 74.2K followers, [----] engagements

"We Can Retire Now But Not Yet We technically could retire right now but were choosing not to. Heres why waiting makes sense what were optimizing for and how this decision strengthens our long-term financial security. #RetirementPlanning #FinancialFreedom #MoneyTips #FinanceShorts #WealthBuilding #PersonalFinance #RetireEarly #SmartMoney #FinancialEducation #FIREMovement"
YouTube Link 2025-12-29T19:00Z 81.5K followers, [---] engagements

"Panama is America's Favorite Retirement Destination Panama continues to top the list as Americas favorite retirement destination. Affordable living retiree incentives solid healthcare and an easy transition make it a standout choice for Americans retiring abroad. #RetireAbroad #PanamaLiving #AmericanExpats #EarlyRetirement #FinancialFreedom #ExpatLife #FIREMovement #MoneyTips #FinanceShorts #LifestyleDesign financial independence retire early movement Retire in Panama Panama retirement Americans retiring abroad Expat retirement Panama Early retirement overseas Financial independence FIRE"
YouTube Link 2026-01-12T19:00Z 88.9K followers, [----] engagements

"How to Live in Saint Lucia as an American Digital Nomad #shorts Check out the top [--] Caribbean countries that offer digital nomad visas for remote workers and freelancers. Which one is your favorite Would you move to a Caribbean country for [--] months or a year Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching"
YouTube Link 2023-03-03T02:00Z 73K followers, [----] engagements

"401k Rollover: Avoid These Costly Mistakes Rolling over your foreign 401k We discuss crucial considerations for high-income earners backdoor Roth IRAs and the pro rata rule. Learn how to minimize taxes and access your 401k early. #Foreign401k #RothIRA #BackdoorRoth #RetirementPlanning #TaxTips #401kRollover #IRARollover #FinancialPlanning #RetirementSavings #TaxAvoidance"
YouTube Link 2025-05-29T18:54Z 73K followers, [----] engagements

"TSP Withdrawals at 55: Vesting Explained We explain TSP vesting rules for federal employees considering withdrawals at [--]. Learn about the agency's contribution and how to view your vested amount on the TSP website. #TSP #FederalEmployees #RetirementPlanning #TSPWithdrawals #Vesting #RetirementSavings #GovernmentJobs #FinancialPlanning #RetirementStrategy #TSPInvestment"
YouTube Link 2025-05-15T18:59Z 72.7K followers, [----] engagements

"The Top [--] TSP Errors That Kill Retirement Growth Are you making critical errors with your Thrift Savings Plan (TSP) that could cost you tens of thousands in retirement I break down the Top [--] TSP mistakes I see federal employees and service members makefrom being too conservative and over-relying on the G Fund to chasing past fund performanceand show you exactly how to fix your strategy for maximum retirement growth. #TSPMistakes #ThriftSavingsPlan #FederalEmployee #MilitaryFinance #RetirementPlanning #InvestingMistakes #FinancialGrowth #TSPFunds"
YouTube Link 2025-11-29T20:00Z 74.2K followers, [---] engagements

"3 Reasons Why I'm 100% All in on Roth Ive been all-in on Roth accounts since [----] and after nearly a decade of maxing out my Roth IRA and Roth 401(k) I can confidently say its one of the best financial decisions Ive made. In this video Ill break down the three main reasons why: tax-free growth that compounds into millions flexibility with Roth contributions that unlocks early retirement options and complete control later in life by avoiding RMDs. If youve ever wondered whether Roth is worth it this will give you a clear picture of why Im betting my entire retirement strategy on it. 📖 FIRE"
YouTube Link 2025-09-12T19:00Z 72.7K followers, 13.3K engagements

"5 things to know before moving TSP to Roth IRA Thinking about moving your TSP to a Roth IRA Before you make the switch there are key tax implications withdrawal rules and investment considerations you must understand. In this video well break down [--] crucial things you need to know to avoid costly mistakes and make the most of your retirement savings. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2025-03-21T19:00Z 73.2K followers, [----] engagements

"BREAKING NEWS Senate's FERS Pension Update is Very Different Committee for a Responsible Federal Budget ➡ https://www.crfb.org/blogs/2025-reconciliation-tracker Committee on Homeland Security and Governmental Affairs ➡ https://www.paul.senate.gov/wp-content/uploads/2025/06/MDM25B50.pdf 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your"
YouTube Link 2025-06-16T21:13Z 79.9K followers, 40.6K engagements

"My $1.9 Million TSP Investment Strategy in [----] Financial Independence with TSP The contribution limit for TSP in [----] is $22500 or $30000 for [--] or older. My TSP strategy is to max out my contribution every year. How long do you think it'll take to reach [--] figures if I max out my contribution every year 🤳 Social Media🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory"
YouTube Link 2022-12-16T22:00Z 76.1K followers, 85.9K engagements

"The Power of Roth IRA When You Pass Away A Roth IRA can be incredibly powerful for your heirs. From tax-free growth to flexible inheritance rules heres why Roth accounts are one of the best tools for legacy and estate planning. #RothIRA #EstatePlanning #LegacyPlanning #TaxFreeIncome #MoneyTips #FinanceShorts #WealthBuilding #PersonalFinance #FinancialEducation #InvestingBasics financial independence retire early movement Roth IRA inheritance Roth IRA after death Estate planning strategy Tax free inheritance Legacy planning Personal finance tips Money tips Finance shorts Wealth building"
YouTube Link 2026-01-20T19:00Z 88.9K followers, [----] engagements

"Forgot an Old 401k Do This NOW Did you leave an old 401(k) behind when you changed jobs I'll walk you through the essential steps to track down your missing retirement savings using tools like the new Department of Labor database and state registries and explain your best options once you find it. #Lost401k #RetirementSavings #PersonalFinance #401kRollover #FinancialFreedom #UnclaimedProperty #SECUREAct2.0 #MoneyTips"
YouTube Link 2025-11-26T20:00Z 74.1K followers, [---] engagements

"Why Americans Keep Paying $700/month in Car Payments 🚗 Car Loan Crisis There are [--] accounts you need to close before you retire. If you still have student loans car loans or credit cards regardless of interest rates you should pay them off as soon as possible. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual"
YouTube Link 2023-06-10T19:00Z 88.9K followers, [----] engagements

"You Can Save THOUSANDS in Taxes with Roth IRA (Why You Need It) Most federal employees and veterans build up strong TSP balances but heres the truthTSP alone wont cut it for a stress-free retirement. Between limited flexibility forced RMDs and tax implications you need more than just your TSP. In this video Ill break down why your Roth IRA is just as important how it can save you thousands in taxes and the strategies you can use to gain true financial freedom. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡"
YouTube Link 2025-10-18T19:00Z 72.4K followers, [---] engagements

"Rule of 55: Accessing Your 401K Early Penalty-Free Understand the Rule of [--] to access 401k funds penalty-free at [--] We explore transferring old 401ks and Roth 401k implications simplifying early withdrawals and avoiding tax complications. #RuleOf55 #401k #RetirementPlanning #EarlyRetirement #Roth401k #TaxFreeWithdrawal #RetirementStrategy #FinancialPlanning #InvestmentTips #MoneyManagement"
YouTube Link 2025-05-27T19:01Z 72.8K followers, [----] engagements

"TSP Finally Adds Roth Conversion Flexibility Great news for federal employees and military members The TSP is finally adding in-plan Roth conversion flexibility in [----]. This video explains what this new option means for your retirement savings and how it can help you with your tax planning. #TSP #RothConversion #FederalEmployees #RetirementPlanning #FinancialPlanning #TSPchanges #PersonalFinance #Investing #TSPupdates #ThriftSavingsPlan financial independence retire early movement TSP Roth conversion in-plan Roth conversion federal employees military retirement planning financial planning"
YouTube Link 2025-10-23T19:00Z 88.9K followers, [----] engagements

"FERS Pension Refund & Roth IRA Rollover Are you a federal employee leaving your job Don't make a costly mistake with your FERS pension contributions This video explains a little-known strategy to roll over your FERS pension refund into a Roth IRA. We'll show you why this is a financial superpower allowing you to convert after-tax dollars into a completely tax-free retirement account. Plus we'll give you a crucial warning about the slow processing times and the common paperwork mistakes that can cause major delays. #FERS #RothIRA #FederalEmployee #Pension #RetirementPlanning #FinancialFreedom"
YouTube Link 2025-09-16T19:00Z 77K followers, [----] engagements

"How The Stock Market Reacted to Every War and Crisis In The 21st Century How did the stock market react to every geopolitical crisis or war Did the major indices (S&P [---] DOW NASDAQ) rise or fall in prices On Friday the stock market did not react well to the White House announcement that Russia could invade Ukraine "any day now." How has the market responded to the past geopolitical crisis 👨🏫 1:1 Financial Coaching 👩🏫 Schedule a free 20-minute 1:1 Coaching Session Schedule a free 30-minute 1:2 Couple's Coaching Session ➡ Introductory Forum: https://www.firepsychat.com/coaching 📧 Email:"
YouTube Link 2022-02-14T23:00Z 82.3K followers, [---] engagements

"Should You Move Your TSP to your Roth iRA Considering moving your TSP to a Roth IRA This video explains the key factors to consider including access to contributions and the different tax implications of both accounts. Learn if a rollover is the right choice for your financial situation. #TSP #RothIRA #RetirementPlanning #FinancialLiteracy #PersonalFinance #Investing #Rollover #TSPvsIRA #FinancialFreedom #RetirementSavings"
YouTube Link 2025-10-21T19:00Z 73.4K followers, [----] engagements

"Traditional IRA Income Limits in [----] (Single & Head of Household) What are the changes to [----] Traditional IRA Income Limits Support the channel ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Financial Consultation with Psy ➡ https://www.firepsychat.com/coaching For sponsorships and business inquiries ➡ media@firepsychat.com #FIREPsyChat"
YouTube Link 2024-02-17T20:00Z 83.2K followers, [----] engagements

"The Best Ages to MAX Out Your TSP (New [----] Rule) Discover the best ages to maximize your Thrift Savings Plan (TSP) contributions focusing on the powerful "Rule of 55" for early retirement access and how the new [----] rule on Roth catch-up contributions impacts high-income federal employees. Learn a tax-smart strategy for federal employees and military to hit the maximum limit and secure a comfortable retirement. #TSPLimits #RothTSP #TraditionalTSP #FederalRetirement #Ruleof55 #SECURE20Act #CatchUpContributions #MaxYourTSP #RetirementPlanning #FederalEmployee"
YouTube Link 2025-11-10T19:00Z 83.2K followers, [----] engagements

"The Biggest Investment Mistake People Are Making Right Now Right now one investing mistake is costing people more than market crashes ever could. Heres what it is why its happening and how to avoid sabotaging your long-term wealth. #InvestingMistakes #MoneyTips #FinanceShorts #WealthBuilding #PersonalFinance #SmartInvesting #FinancialEducation #MarketPsychology #InvestingBasics #LongTermInvesting"
YouTube Link 2026-01-01T19:00Z 83.2K followers, [----] engagements

"Mastering the Backdoor Roth IRA Conversion Strategy Unlock the secrets of a backdoor Roth IRA conversion We guide you through transferring funds from a traditional IRA to a Roth IRA ensuring your after-tax dollars work for you without incurring taxes. Ideal for savvy investors under [--] looking to maximize their contributions 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2024-10-11T19:04Z 83.2K followers, [---] engagements

"How Many 401K Millionaires are in [----] Youve heard the storiesbut how many people actually reach $1M in their 401(k) We break down the latest numbers why hitting seven figures is still rare and what it really takes to join the 1% of retirement savers. #401kMillionaires #RetirementPlanning #FIREMovement #FinancialFreedom #WealthBuilding #SmartInvesting #CompoundInterest #MoneyMindset #PersonalFinance #LongTermInvesting"
YouTube Link 2025-08-16T19:00Z 84.6K followers, [----] engagements

"All in on TSP C Fund What You Should Know Thinking about going all in on the TSP C Fund Before you do heres what you need to understand about risk volatility diversification and how this decision can impact your long-term retirement goals. #TSP #CFund #TSPInvesting #FederalRetirement #MilitaryFinance #MoneyTips #FinanceShorts #WealthBuilding #InvestingBasics #RetirementPlanning"
YouTube Link 2025-12-19T19:00Z 84.6K followers, [---] engagements

"The WORST Roth Conversion Mistake I've Seen Roth conversions can save you thousands long-term but one common mistake can completely ruin the strategy. Heres what people get wrong and how to avoid this costly error. #RothConversion #TaxStrategy #RetirementPlanning #MoneyTips #FinanceShorts #PersonalFinance #WealthBuilding #FinancialEducation #TaxPlanning #InvestingBasics"
YouTube Link 2025-12-26T19:00Z 80.6K followers, [----] engagements

"NEW Overtime Tax Explained for [----] A lot of headlines are saying your overtime pay is now tax-freebut thats not exactly true. In this video well break down the new overtime tax deduction from the Big Beautiful Bill signed into law and explain whats actually exempt how much you can deduct and why its not a total tax-free loophole. From federal income tax to FICA and state taxes well clarify what part of your OT income really gets the break and who qualifies. We'll also cover the income phase-out ranges how much you actually save and how long this provision will last. Dont get fooledget the"
YouTube Link 2025-07-28T19:00Z 85.9K followers, 85.7K engagements

"WORKING at age [--] The TSP Withdrawal Rules You Must Know Can you withdraw from your TSP when you turn [--] 1/2 while you're still employed with the company It's called the in-service withdrawal for employed individuals who reached [--] 1/2. Check out the short clip to find guidance. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB"
YouTube Link 2025-01-31T23:00Z 83.2K followers, [----] engagements

"401K Contribution Limit Explained"
YouTube Link 2025-04-08T19:03Z 73.2K followers, [----] engagements

"New Tax Bill Allows You to Write Off Car Loan Interest New tax bill just changed the game you may now be able to write off your car loan interest. Heres who actually qualifies. #TaxBill #CarLoan #TaxDeductions #PersonalFinance #MoneyTips #TaxPlanning #FinanceNews #IRSUpdates #SmartMoney car loan interest tax deduction new tax bill explained car loan tax write off auto loan interest deduction tax deductions [----] personal finance news tax planning tips IRS tax changes money tips USA tax savings strategies finance education tax benefits explained middle class tax relief vehicle loan tax"
YouTube Link 2026-01-22T19:00Z 88.9K followers, [----] engagements

"You Don't Trade Stocks in Your 401K or IRA Your 401(k) or IRA isnt a trading account. Heres why frequent buying and selling inside retirement accounts can hurt your returns and derail long-term growth. #401k #IRA #InvestingMistakes #MoneyTips #FinanceShorts #RetirementPlanning #LongTermInvesting #SmartInvesting #FinancialEducation #WealthBuilding financial independence retire early movement 401k investing IRA investing Retirement account mistakes Trading in retirement accounts Long term investing Personal finance tips Money tips Finance shorts Smart investing Wealth building Investment"
YouTube Link 2026-01-02T19:00Z 88.2K followers, [----] engagements

"Every Investment Account You Need in [----] to Retire Early Allow me to show you every investment account I own including my 401k Roth IRA HSA and taxable brokerage accounts which I will use to achieve financial independence and retire early in [----]. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡"
YouTube Link 2025-02-10T20:00Z 73.3K followers, [----] engagements

"401k Money Milestone: The Total Contribution Rate Just Jumped A new milestone has been reached for 401k savings signaling a significant shift in American retirement preparedness Discover what the new total contribution rate is and how this massive change could impact your personal financial journey and retirement goals. #401k #RetirementSavings #PersonalFinance #MoneyMilestone #FinancialNews"
YouTube Link 2025-11-19T19:00Z 73.7K followers, [---] engagements

"The Federal Retirement Savings Plan You Need Discover the power of aiming for a 25% savings rate in your Thrift Savings Plan (TSP) to accelerate your path to financial independence. Learn how to maximize your contributions leverage the TSP Agency Match and use compound interest to build significant wealth for a secure retirement. #TSP #FederalRetirement #25PercentSavingsRate #FIREMovement #FinancialIndependence #ThriftSavingsPlan #TSPMaxOut #FederalEmployee #MilitaryFinance #CompoundInterest"
YouTube Link 2025-11-12T19:00Z 73.3K followers, [---] engagements

"The Buy Now Pay Later Disaster How BNPL is Destroying Wealth The Buy Now Pay Later debt has increased from $2 Billion to $24.2 Billion. Social media like Instagram and TikTok have been promoting Buy Now Pay Later for trendy products. What are TikTokers saying now about the BNPL service 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-01-30T23:00Z 76.3K followers, [----] engagements

"Your Unpaid Parking Ticket Could Turn Into a Credit NIGHTMARE Ignoring a parking ticket seems harmless until it hits collections. Heres how unpaid fines can damage your credit score increase your debt and create long-term financial headaches. #CreditScore #DebtTips #MoneyTips #FinanceShorts #PersonalFinance #Collections #SmartMoney #CreditRepair #Money101 #FinancialEducation"
YouTube Link 2025-12-25T19:00Z 80.5K followers, [---] engagements

"How to Grow Your TSP to $1 MILLION in [----] Thrift Savings Plan Investment Strategies How much do you really need to retire comfortably with your TSP and pension How long do you think it'll take to reach [--] figures in your TSP Let's go over each individual TSP fund and the allocation strategies. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a"
YouTube Link 2023-06-02T21:59Z 72.9K followers, 33.6K engagements

"This Tool is the Fastest Way to Pay Down Debt & Build Emergency Fund Steps [--] and [--] of my FIRE checklist are to pay off debt except for the mortgage and build an emergency fund. Your ultimate goal is to increase your savings rate and not hold on to these bad debts in the long term. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free"
YouTube Link 2023-03-29T22:00Z 72.4K followers, [---] engagements

"New Roth Account with $1000 Stimulus Check MAGA Account Explained What is the MAGA Savings Account and why is it making headlines Some lawmakers have floated the idea of a new $1000 stimulus-style savings vehicle dubbed the "MAGA Account" aimed at helping Americans build emergency savings with government support. In this video we break down whats being proposed how it could work and what it might mean for your finances if it becomes law. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡"
YouTube Link 2025-06-02T19:00Z 73.2K followers, [----] engagements

"The Impact of the Proposed Capital Gains Tax Increase Discover how the White House's proposed capital gains tax rate increase could affect your investments. Learn about the potential changes in the net investment income tax rate and how it may impact your household income. Stay informed and navigate these potential tax changes. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2024-06-04T19:06Z 73.4K followers, [----] engagements

"From $30K to $2.5M: How Coast FIRE Offers a Shortcut to Retirement What if you could reach financial independence without needing millions saved upfront Coast FIRE allows you to build wealth early giving you the freedom to work on your own terms while your investments grow. In this video well break down how going from $30K to $2.5M with Coast FIRE can provide more flexibility and help you retire stress-free. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial"
YouTube Link 2025-03-26T19:00Z 88.9K followers, [----] engagements

"ROTH Battle: Why the TSP CRUSHES the IRA for Federal Employees The Thrift Savings Plan (TSP) is the superior Roth option for federal employees because of the invaluable Agency Matching Contributiona benefit not available in a Roth IRA. Learn exactly how the TSP's Automatic 1% and matching contributions work to maximize your retirement savings with free employer money. #RothTSP #RothIRA #TSPvsIRA #FederalEmployee #TSP #ThriftSavingsPlan #AgencyMatch #FreeMoney #RetirementSavings #MilitaryFinance"
YouTube Link 2025-11-13T19:00Z 83.2K followers, [----] engagements

"How a RECORD Number of 401K Millionaires Surged in [----] A record-breaking number of 401(k) millionaires emerged in 2024but how did they do it With strategic investing smart contribution strategies and market growth more people than ever are hitting the million-dollar milestone in their retirement accounts. In this video well break down the key factors behind this surge and how you can maximize your 401(k) to build long-term wealth. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡"
YouTube Link 2025-03-12T19:00Z 72.4K followers, [----] engagements

"Found Money: How to Search for Your Lost 401K in [--] Steps Did you leave a 401K behind at a previous job Discover the easy 3-step process to locate your lost retirement savings and learn the options you have for rolling it over to your current plan or an IRA. Don't let your "found money" sit idle #401K #Retirement #FinancialFreedom #Lost401K #MoneyTips #Rollover #IRA #PersonalFinance #Investing #FoundMoney"
YouTube Link 2025-11-18T19:00Z 73.6K followers, [---] engagements

"Portugal is Still #1 Retirement Destination in Europe for Americans Portugal continues to rank as the top retirement destination in Europe for Americans. From lifestyle and safety to healthcare and affordability heres why it still holds the #1 spot. #RetireAbroad #PortugalLiving #AmericanExpats #RetirementInEurope #EarlyRetirement #FinancialFreedom #ExpatLife #FIREMovement #MoneyTips #LifestyleDesign Retire in Portugal Portugal retirement Americans retiring in Europe Expat retirement Portugal Retirement in Europe Early retirement overseas Financial independence FIRE movement Cost of living"
YouTube Link 2026-01-09T19:00Z 88.9K followers, [----] engagements

"How to Use CD Ladder Strategy to Earn Interests Certificate of Deposit With the interest rates at a 15-year high several banks offer CDs at 4-5% in APY. Is now the right time to invest in CDs Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free 30-minute Couple's Coaching Session ➡"
YouTube Link 2023-05-27T19:00Z 76.1K followers, 12.7K engagements

"The Stupid Rule That Limits Roth IRA Contribution Learn about the frustrating rule that affects Roth IRA contributions and how it impacts your tax-free earnings in [----]. Discover why this rule can be a hurdle for financial independence and explore strategies to overcome it. Join our private client program for personalized guidance. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡"
YouTube Link 2024-06-07T19:05Z 72.8K followers, 11.5K engagements

"The Truth Behind New "TRUMP" Account for Kids A new TRUMP Account for Kids is making headlines but what is it really Heres the truth about how it works what it offers and what parents should know before opening one for their children. #MoneyTips #FinanceShorts #KidsFinance #SavingsForKids #FinancialEducation #ParentingTips #InvestingBasics #Money101 #FinancialLiteracy #YouthSavings"
YouTube Link 2025-12-14T19:00Z 77.4K followers, [---] engagements

"NEW Tricare FSA in [----] You Need to Know The DoD is rolling out the Flexible Spending Account (FSA) for Tricare in March [----]. Here are some things you need to know about the FSA when you enroll. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a"
YouTube Link 2025-01-03T23:00Z 74K followers, [----] engagements

"Roth 401K vs Traditional 401K: Choosing the right one in [----] How much taxes do you actually pay when you invest in Roth How much taxes do you save when you invest in Traditional When is Roth better than a Traditional Let's dive in 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab"
YouTube Link 2025-01-27T23:00Z 72.4K followers, [----] engagements

"How Much You Should Invest in 401K Learn how to boost your retirement savings with effective 401(k) contributions. Discover the importance of matching contributions and strategies to increase your savings from 5% to the IRS limit ensuring you're set for a comfortable retirement. Dont wait; make [----] the year you prioritize your future #RetirementPlanning #401KStrategy #FinancialLiteracy #InvestSmart #IncreaseSavings #RetirementGoals #MoneyManagement #EmployersMatch #FutureFinances #WealthBuilding"
YouTube Link 2025-02-25T20:04Z 50.1K followers, [---] engagements

"Why You Should Consider Roth Conversion Now With tax rates scheduled to rise now may be one of the best times to consider a Roth conversion. Heres why acting soonernot latercould save you money for decades. #RothConversion #TaxStrategy #RetirementPlanning #MoneyTips #FinanceShorts #PersonalFinance #TaxPlanning #WealthBuilding #InvestingBasics #FinancialEducation"
YouTube Link 2025-12-27T19:00Z 81.2K followers, [----] engagements

"Why Thailand is Americans Retirement Destination Thailand has become one of the top retirement destinations for Americans. From affordable living to quality healthcare and lifestyle freedom heres why so many retirees are choosing Thailand. #RetireAbroad #ThailandLiving #ExpatLife #EarlyRetirement #FinancialFreedom #FIREMovement #MoneyTips #FinanceShorts #RetireEarly #LifestyleDesign financial independence retire early movement Retire in Thailand Americans retiring abroad Thailand retirement Expat retirement Thailand Early retirement overseas Financial independence FIRE movement Cost of living"
YouTube Link 2026-01-06T19:00Z 88.4K followers, [----] engagements

"The Job Market is Worse than It Looks On the surface the job market looks stablebut cracks are showing beneath the surface. Hiring has slowed wage growth has decelerated promotion rates are down and hidden employment numbers are flattening. In this video we reveal the warning signs that suggest the labor market is weaker than headlines implyand explain why it matters for your job security career planning and investments. 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫"
YouTube Link 2025-06-23T19:00Z 75.8K followers, [----] engagements

"Another Record Number of 401K Millionaires in [----] In [----] Fidelity reported a record-breaking [------] retirement millionaires with more than [---] new 401(k) millionaires created every single day in Q2. The surge wasnt from chasing stock tips or timing the market but from consistent contributions higher savings rates and disciplined strategies. In this video I break down the latest Fidelity report including the average balances for 401(k) 403(b) and IRA accounts the savings rate fueling millionaire growth and the profile of a typical 401(k) millionaire. Ill also share the contribution limits"
YouTube Link 2025-10-13T19:00Z 87K followers, [----] engagements

"I Had $110K in Debt After My Divorce After divorce I was buried in $110K of debt but rebuilding was possible. Heres the mindset steps and strategies that helped me climb out and create a stronger financial future. #DebtFreeJourney #DivorceRecovery #MoneyTips #FinanceShorts #PersonalFinance #DebtPayoff #SmartMoney #FinancialHealing #WealthBuilding #Money101"
YouTube Link 2025-12-28T19:00Z 87K followers, [----] engagements

"TSP to Roth IRA Rollover Strategy Explained Thrift Savings Plan Did you recently quit your federal government job separate or retire from the military Here are the steps to roll your Thrift Savings Plan (TSP) over to a Roth IRA. Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/contact 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual Coaching Session Schedule a free"
YouTube Link 2023-04-29T19:00Z 72.7K followers, [----] engagements

"How to Pursue $6M Fat FIRE and Become Wealthy Want to hit Fat FIRElike $6M-level freedom Heres what it really takes to build serious wealth stay consistent and reach a retirement most people only dream about. #FatFIRE #FIREMovement #WealthBuilding #FinancialFreedom #RetireEarly #MoneyTips #Investing101 #FinanceShorts #WealthMindset #FinancialPlanning"
YouTube Link 2025-12-03T20:00Z 79.9K followers, [---] engagements

"The Best Index Funds in [----] For Beginners Research Tutorial What's right for you Target-date retirement fund index mutual fund ETF or mutual fund Let's find out High-Yield Savings Account with Ally Bank (Affiliate): ➡ https://www.ally.com/referralcode=5C9F7K4T7T Private Group Coaching with Psy ➡ https://www.youtube.com/channel/UCxVMI3H_O2PW5O4qpORkZ_Q/join 🤳 Psy on TikTok Facebook Instagram 🤳 ➡ https://linktr.ee/firepsychat 📖 Get Your Free Financial Spreadsheets and Resources 📖 ➡ https://www.firepsychat.com/resources 👨🏫 Free Financial Coaching 👩🏫 Schedule a free 20-minute Individual"
YouTube Link 2023-08-31T22:00Z 85.4K followers, [----] engagements

"The IRS Penalizes You for Being Late on Your RMDs Missing your Required Minimum Distributions (RMDs) can cost you big. We explain the IRS penalties how to avoid them and what steps to take if youre already behind. #RMDs #RetirementPlanning #IRSpenalties #PersonalFinance #WealthBuilding #FinancialFreedom #TaxPlanning #RetirementTips #SmartInvesting #MoneyMistakes"
YouTube Link 2025-08-05T19:00Z 73.7K followers, [----] engagements

"Why Treasury Bills are Still Attractive in [----] Is it still worth investing in Treasury Bills in [----] Let's go through the breakdown of the Fidelity Government Cash Reserve and explain why people put cash into that mutual fund in [----]. Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡"
YouTube Link 2024-07-12T22:00Z 72.7K followers, [----] engagements

"BREAKING NEWS Trump just Changed the 401K Rules President Trump recently signed an executive order that could bring significant changes to your 401(k) potentially allowing for alternative investments like private equity and digital assets. This video breaks down the details of this executive order including what it means for the Department of Labor and the SEC and the types of assets that could become available to everyday investors. We'll discuss the potential pros such as greater diversification and higher returns and the serious cons you need to consider including liquidity risk high"
YouTube Link 2025-08-25T19:00Z 85.9K followers, [----] engagements

"What's New with HSA in [----] (Avoid These Mistakes) What's new with Health Savings Accounts in [----] Make sure to avoid these common HSA mistakes 📖 FIRE Investing Academy 📖 ➡ https://www.firepsychat.com/fireinvesting Join my private FIRE 🔥 Community to connect with me 🙂 ➡ https://firepsychat.com/community 👨🏫 Financial Consultation 👩🏫 Schedule a 1-on-1 Private Session with Psy ➡ https://www.firepsychat.com/consultation The budget app Start your free YNAB trial today ➡ https://www.firepsychat.com/ynab Increase your income by starting a course in Course Careers ➡"
YouTube Link 2025-10-07T05:24Z 80.4K followers, [----] engagements

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