@chioma_finance An Immigrantβs Journey to Financial FreedomAn Immigrantβs Journey to Financial Freedom posts on YouTube about investment, stocks, finance, financial freedom the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
Social category influence finance stocks financial services countries travel destinations exchanges cryptocurrencies
Social topic influence investment, stocks, finance, financial freedom, how to, market, retirement, dividend, isa, passive
Top assets mentioned Bitcoin (BTC) BlackRock Inc (BLK) Ethereum (ETH) SPDR S&P [---] ETF Trust (SPY)
Top posts by engagements in the last [--] hours
"The Copper Shortage Is Coming (Heres How to Invest) Copper ETFs copper stocks and copper investment are gaining attention as the world could be heading into one of the biggest supply shortages in modern history. Copper demand is exploding because of AI data centres electric vehicles renewable energy and global electrification but mine supply isn't keeping up. Here's the big issue: new copper mines take decades to build and many existing mines are already declining. This growing imbalance between supply and demand is why many analysts believe copper could be entering a long-term structural"
YouTube Link 2026-02-16T15:00Z [----] followers, [---] engagements
"Live off Dividends FASTER: [--] Best Dividend ETFs for UK Investors (2025) The fastest way to live off dividends and passive income forever. These are the top dividend ETFs for UK investors in [----] offering exposure to global markets and solid dividends. With solid performance and consistent dividends these ETFs are great for dividend investing and building financial freedom. If your goal is to generate passive income and live off dividends financial freedom retirement income or youre looking for reliable monthly passive income investments these ETFs are a great place to start. Watch now for the"
YouTube Link 2025-06-07T14:00Z [----] followers, [----] engagements
"LEAVING THE UK Pay 20% Exit Tax (The Treasury wants a cut) If youre thinking about leaving the UK the Treasury is exploring a new 20% settling-up or exit tax on assets and it could affect business owners entrepreneurs and anyone planning to leave the UK. In this video I break down exactly what this proposed UK exit tax means for UK entrepreneurs directors and investors. π What We Cover in This Video: What the 20% exit tax actually is How the Treasurys settling-up charge would work who it targets and why its being discussed now. Why the UK is considering this tax now A look at the [--] billion"
YouTube Link 2025-11-13T15:30Z [----] followers, [---] engagements
"If You Don't Understand Bonds You Don't Understand Money (UK Investor) Most people watch the stock market but the bond market is bigger more powerful and far more crucial to the economy. It's the engine that powers the global financial system. Because if you don't understand bonds you don't understand money. In this video I break down exactly what the bond market is how it works and why understanding bonds is essential if you want to understand inflation interest rates recessions and even the prices of assets like stocks crypto and real estate. I'll cover what a bond is how it works what"
YouTube Link 2025-10-18T14:00Z [----] followers, [---] engagements
"UK Pensions Under Attack: Is This The End of The State Pension UK Pensions Under Attack: Is This the End of the State Pension The UK pension system is under serious pressure from an ageing population budget deficits and the state pension triple lock. This video breaks down the latest UK pension update why the government's [----] pension review could raise the state pension age to [--] what it means for your retirement planning and what steps to take now to protect your retirement income. If you rely on the state pension or expect to this is a wake-up call you cant afford to ignore. π Dont forget"
YouTube Link 2025-11-08T15:00Z [----] followers, [---] engagements
"The UK Pension Mistake Almost Everyone Makes (Before Moving Abroad) Thinking about moving abroad If youre planning to leave the UK make sure you understand what happens to your UK pension the moment you change residency. Most people dont find out until after theyve moved when it may already be too late to fix. This little-known pension rule can quietly cost you [-----] or more over retirement. More than half a million British pensioners are affected by it right now. In this video I break down the UK frozen state pension trap how it works who it affects and why thousands of UK expats lose out on"
YouTube Link 2025-12-13T15:00Z [----] followers, [---] engagements
"UK Savings & Debt Crisis Why Credit Card Debt Has Gotten SO BAD in [----] Drowning in debt Recent data shows [--] in [--] UK adults has less than [----] in savings - with Buy Now Pay Later schemes and rising credit card debt pushing more people into serious financial woes leaving millions across the UK financially vulnerable. In this video we break down the state of savings in the UK why so many people are struggling to save money how to save money fast how to pay off debt and start your debt free journey and finally how to take control of your personal finance. Timestamps: 00:00 Intro: Why Are Savings"
YouTube Link 2025-09-13T14:00Z [----] followers, [---] engagements
"UK Salary vs Real Household Income in 2025: Why the Middle Class Is Squeezed UK salaries are rising - but disposable income is falling. In this video we break down UK salary vs real household disposable income in [----] and reveal why the middle class is being squeezed harder than ever. Curious about how your income compares If you're wondering where you stand in the UK income distribution this video explains it with real data on the latest UK income distribution median household disposable income and average income. We explore household income quintiles the true meaning of middle class and"
YouTube Link 2025-03-06T18:00Z [----] followers, [---] engagements
"Why Net Worth DOESNT Explode after 100K (Heres When It ACTUALLY Does) Theres a viral belief that your net worth explodes after 100K. But is it true This idea comes from Charlie Mungers advice to get your first $100K - because the first 100k is the hardest. Over time though that quote has been misunderstood to mean that net worth explodes after 100k. In this video I break down why the first 100k is the hardest what makes saving the first 100k so challenging and why net worth doesnt actually explode after 100k unless youve laid the right financial foundation. Well explore the mindset and"
YouTube Link 2025-05-10T14:00Z [----] followers, [----] engagements
"Moving to the UK The UK Tax Traps Nobody Warns You About Moving to the UK can trigger serious UK tax traps that many investors dont see coming. In this video I break down the biggest UK tax traps affecting overseas assets when you move to the UK including how your investments pensions and property are treated under UK tax rules. If youre relocating to the UK and want to protect your investments this is essential to watch. For anyone with foreign pensions such as 401(k)s IRAs or other international retirement plans Ill outline how they're treated under UK law and what options exist for"
YouTube Link 2025-10-25T14:00Z [----] followers, [---] engagements
"The Warning Sign Every Investor Is Missing The last time the stock market looked like this the Nasdaq fell nearly 80% and the S&P [---] dropped almost 50%. In this video I break down the chart every investor should be watching and why todays AI-driven rally feels uncomfortably familiar. I also look at why bubbles form what some are calling the AI bubble the warning signs to look out for and how to protect yourself so youre not a casualty of the next stock market crash. Timestamps 00:00 S&P [---] & Nasdaq: The Valuation Problem 01:09 The Chart Every Investor Should Be Watching (Mag [--] & AI Mania)"
YouTube Link 2025-11-17T15:00Z [----] followers, [---] engagements
"UK Investors: Stop Making This Costly American Investing Mistake US investing advice can actually hurt UK investors. In this video I explain why some American investing strategies dont work the same way for UK investors and how one little-known tax rule could leave UK investors paying up to 40% in tax. π Dont forget to like subscribe and hit the notification bell for more investing strategies every week #ukinvesting #investingforbeginners #stockmarket #investing #investment #ukfinance #chiomafinance Timestamps 00:00 Intro: Why copying U.S. investing advice can backfire 00:38 The"
YouTube Link 2025-11-01T15:00Z [----] followers, [----] engagements
"Moving Abroad The UK Pension Mistake Everyone Makes The UK Pension Mistake Everyone Makes Before Moving Abroad. If youre planning to leave the UK whether for work retirement or a long-term move abroad your SIPP or workplace pension could end up becoming one of the biggest financial complications you face. Most people dont realise that the moment you become a non-UK resident the rules around your SIPP and defined contribution workplace pension can change: access becomes harder admin becomes slower fees can increase tax treatment gets more complex and in some cases your beneficiaries could face"
YouTube Link 2025-11-29T15:00Z [----] followers, [----] engagements
"ETFs A Safer Tech ETF Than the S&P [---] Worried about US tech crashing again The Xtrackers MSCI World Information Technology ETF gives you global exposure without betting everything on America. The MSCI World ETF tracks technology stocks globally. That means tech exposureanddiversification which could help it outperform the S&P [---] in a shaky economy. Its a solid pick for long-term investors especially if youre watching the tariff war headlines. Full breakdown on my channel check it out. #etfs #globalinvesting #msciworld #msciworldetf #stockmarketcrash #ukinvesting #etfinvesting #etf"
YouTube Link 2025-04-22T17:56Z [----] followers, [---] engagements
"Autumn Budget [----] Explained: The Tax Hit is About to Get REAL The Autumn Budget [----] brings some of the biggest tax hikes weve seen in years and for many people especially the middle class its going to sting. From the dividend tax rise the ongoing income tax and NI threshold freeze leading to fiscal drag cuts to Cash ISA limits tighter rules on salary sacrifice pension contributions and even a potential pension tax raid this Budget could directly impact how you save invest and retirement planning. In this video I break down every major change in simple terms what it means for your salary"
YouTube Link 2025-11-28T14:30Z [----] followers, [---] engagements
"Leaving the UK in [----] How to Become Non-Resident and Avoid the Biggest HMRC Tax Traps Leaving the UK in [----] If youre considering moving abroad understanding how to legally reduce or eliminate UK tax is crucial and can save you thousands in accidental tax bills. In this video I break down how HMRC residency rules actually work how to become UK tax non-resident and the biggest mistakes that keep people paying UK tax even after moving abroad. Well cover essential UK tax tips and the key steps you MUST take before leaving the UK so you can avoid unexpected HMRC liabilities and prepare properly"
YouTube Link 2025-12-06T15:01Z [----] followers, [---] engagements
"Salary Sacrifice CAP Your Pension Could Take a Hit. Reports over the weekend from major newspapers suggest the Chancellor is preparing a new move on pension pots in the upcoming Autumn Budget. Leaked details indicate the government may cap how much you can save through salary sacrifice - a change that could mean higher National Insurance bills for millions. In this video I break down what this could mean for your pension the ongoing freeze on income tax thresholds and how to prepare before the Autumn Budget lands. π Dont forget to like subscribe and hit the notification bell for more"
YouTube Link 2025-11-11T18:01Z [----] followers, [---] engagements
"Should You Opt Out of the NHS Pension in [----] Should you opt out of NHS pensions in [----] The NHS pension is often described as gold-plated yet most NHS staff dont fully understand how it actually works. That lack of understanding can quietly lead to costly decisions including opting out for the wrong reasons. In this video I break down the NHS pension scheme clearly and simply explaining the [----] [----] and [----] schemes how benefits are built up what theyre really worth and what you could be giving up if you opt out. A lack of clarity here can lead to expensive mistakes around retirement"
YouTube Link 2025-12-27T15:01Z [----] followers, [---] engagements
"ONLY [--] ETFs For Financial Freedom in [----] Best ETF Investing Strategy The 4-ETF Strategy Wall Street Hides From Ordinary Investors ππ° [--] Best ETFs For Financial Freedom. Are you investing in ETFs but tired of overcomplicated investment strategies that demand constant attention and high fees What if the best ETF investing strategy is simple and built to help ordinary people build wealth In this video I reveal the [--] best ETFs to buy in [----] - a 4-ETF strategy using a mix of broad market ETFs dividend ETFs and growth ETFs thats built for results. These are the only [--] ETFs you need in [----] if"
YouTube Link 2025-05-17T14:00Z [----] followers, [----] engagements
"10 Things To Know About ETFs Before Investing (ETF Investing for Beginners) ETFs or Exchange Traded Funds are one of the simplest ways to start investing. But that simplicity is exactly why many beginners end up buying ETFs blindly often based on recommendations or low cost alone without realising that ETFs contain important details that can quietly make or break long-term returns. If youre thinking about starting your investment journey this video covers [--] essential things you must check before buying any ETF. By the end youll know what to look for how to assess ETFs properly and how to"
YouTube Link 2026-01-10T15:00Z [----] followers, [---] engagements
"Trading [---] Portfolio Update: [----] ISA Growth & New Stock Picks (UK) This Trading [---] portfolio update breaks down my Stocks and Shares ISA on Trading [---] after [--] months including new stock positions strategy changes and how Im positioning my portfolio for AI growth as a UK investor. In this video I walk through my latest Trading [---] Stocks and Shares ISA covering my current holdings new stocks Ive added what Im trimming or holding how I balance individual stocks with ETFs and how I'm positioning for AI exposure in [----] and beyond. If youre a UK investor using Trading [---] this video gives a"
YouTube Link 2025-12-03T15:00Z [----] followers, [---] engagements
"Reviewing the First UK Crypto ETNs on Trading [---] (And Why Im Not Buying Yet) Crypto ETNs or ETPs are finally available for UK crypto investors on platforms like Trading [---] and this video reviews the first wave of products you can invest in in the UK. I'll cover offerings from 21Shares Blackrock WisdomTree and Bitwise explaining how these bitcoin ETNs and other crypto ETNs work their costs and key risks that come with exchange traded products. Well also talk about how this fits into the rapidly evolving UK crypto landscape. Crypto Exchange Traded Notes (ETNs) are similar to ETFs but with one"
YouTube Link 2025-10-22T14:00Z [----] followers, [----] engagements
"2 Secret Momentum ETFs Beating the S&P [---] & QQQ (UK Investor) SPMO has been beating the S&P [---] and Nasdaq QQQ but most UK investors dont realise they already have access to two momentum ETFs built on the same idea. In this video I reveal two ETFs based on the S&P [---] that have delivered incredible returns over the past [--] years. These funds pick the top-performing momentum stocks in the index and rebalance regularly so youre always invested in the strongest companies. Well also compare their performance directly against the Nasdaq [---] and SPY/S&P [---]. π Heres what youll learn: What momentum"
YouTube Link 2025-10-04T14:00Z [----] followers, [---] engagements
"10 Best ETFs for [----] (Gold Silver Banks & AI Winners) Best ETFs for [----] In this video I break down [--] best ETFs for [----] based on some of the best-performing themes and where capital flowed over the past year. We cover: π Gold & Silver ETFs (AUCP GJGB SILG) π Bank ETFs π South Korea ETFs π Space ETFs π Defence ETFs π Uranium ETFs Some of these top ETFs delivered returns of over 160% in the past year. While past performance doesnt guarantee future results these sectors and themes remain important to watch in [----]. Referral links: Trading [---] - Get [--] when you open and fund your"
YouTube Link 2026-01-31T15:01Z [----] followers, [---] engagements
"These Korea AI ETFs Are Crushing US Stocks (Nobodys Talking About Them) Everyones chasing US AI stocks but Korean AI ETFs have quietly crushed the market. In this video I break down the Korean ETFs behind one of the strongest AIdriven performances why theyre outperforming the broader stock market and whats actually driving those returns for UK investors. Is this the smarter way to play the AI boom in [----] and should these ETFs sit alongside (or instead of) your usual US AI funds π Dont forget to like subscribe and hit the notification bell for more UKfocused investing strategies every week"
YouTube Link 2025-12-20T15:01Z [----] followers, [---] engagements
"WINC ETF vs VHYL: Is This 9% High Dividend ETF Better for UK Investors WINC ETF vs VHYL is this new 9% high dividend ETF really better for UK investors than VHYL For UK investors looking for high dividend income and global diversification VHYL has long been a popular choice. But theres another global ETF paying 9%+ income that far fewer people are talking about: WINC (iShares World Equity High Income ETF). In this video I compare WINC ETF vs VHYL side by side to see how they stack up on income diversification performance and risks and whether a high income ETF like WINC actually makes sense"
YouTube Link 2025-11-15T15:01Z [----] followers, [---] engagements
"4 ETFs CRUSHING the S&P [---] in [----] Best ETFs for UK investors In this video I reveal the Best ETFs to buy in [----] [--] funds every UK investor should be watching especially if you want exposure outside the US market. All of these ETFs have been quietly outperforming the S&P [---] in [----] and one has even beaten it over the past [--] years. One gives exposure to the booming global defence sector another shows the strength of gold ETFs as protection during stock market correction and well also cover why the FTSE [---] ETF remains a solid option for long-term UK investors. If youve been searching for the"
YouTube Link 2025-08-23T14:01Z [----] followers, [----] engagements
"Trading [---] vs InvestEngine: One Clear Winner (It's Not Close) Trading [---] vs InvestEngine which investment platform is better for beginners After testing both for several years theres one clear winner for most investors. In this video I compare Trading [---] vs InvestEngine breaking down fees features and which one makes sense depending on your investing style. If youre wondering which is better: InvestEngine or Trading [---] or looking for the best investing app in the UK this Trading [---] vs InvestEngine review will help you decide. Is InvestEngine good enough to compete with Trading 212s"
YouTube Link 2026-01-24T15:01Z [----] followers, [----] engagements
"7 Best Dividend ETFs For Passive Income in [----] (UK Investors) Everyone loves dividends but not all dividend ETFs are created equal. These are the best dividend ETFs Id personally consider if I were building a passive income portfolio in [----]. In this video I break down [--] top dividend ETFs across global markets the UK and Europe showing how they fit into a long-term dividend investing strategy and which dividend ETFs to buy for sustainable income. We cover: π Vanguard FTSE All-World High Dividend Yield ETF (VHYL / VHYG) π SPDR S&P Global Dividend Aristocrats ETF (GLDV/GBDV) π VanEck"
YouTube Link 2026-02-07T15:01Z [----] followers, [----] engagements
"The Best Global ETF to Hold Forever (2026) Choosing the best global ETF can be one of the most important long-term investment decisions you make. Many all world ETFs still charge higher fees that reduce long-term returns. In this video I compare global ETFs available to UK investors in [----] from MSCI World ETFs to FTSE All World ETFs to find out which all world ETF is the cheapest and best suited for a passive buy-and-hold strategy. We cover: π Vanguard FTSE All-World ETF (VWRP/VWRL) π Invesco FTSE All-World ETF (FWRG/FTWG) π iShares Core MSCI ACWI ETF (SSAC) π SPDR MSCI All Country World"
YouTube Link 2026-01-17T15:01Z [----] followers, [----] engagements
"LEAVING THE UK What They Don't Tell You About ISAs Pensions & Investments Thinking of leaving the UK Whether its for work retirement or the digital nomad lifestyle one big question remains: what happens to your ISA pension savings and UK investments once you leave the UK This video breaks down the key tax rules and financial implications of becoming a non-resident so you can avoid expensive mistakes and make the most of your money abroad. From HMRC residency tests to the impact on your interest dividends investments assets and capital gains well cover everything you need to know before you"
YouTube Link 2025-09-20T14:00Z [----] followers, 61.9K engagements
"If You're [--] With No Retirement Savings Watch This Late starter with ZERO investments or just getting started Are you in your 40s 50s and suddenly realising you cant work forever. And now freaking out because retirement feels out of reach Don't panic π° In this video Ill show you EXACTLY how to take simple practical steps to build wealth faster than you think - even if youre starting late. Whether you're a late starter feeling behind and wondering if its too late to start investing this video will help you move forward with confidence and finally take control of your financial future. π Dont"
YouTube Link 2025-07-05T14:00Z [----] followers, [---] engagements
"7 UK Accounts That Will Make You Rich: I Wish I Knew Sooner I used to think saving money was enoughuntil I discovered these [--] accounts that completely changed how I manage my finances and build wealth. In this video I break down the exact accounts that helped me grow my money faster reach six figures in just [--] years and finally feel in control of my savings and financial future. If youre serious about getting rich and building wealth the smart waywithout wasting time or guessingthis is what I wish I knew sooner. Timestamps: 00:00 Intro 00:54 #1: Current Account 01:33 #2: Cash ISA 02:44 #3"
YouTube Link 2025-08-02T14:00Z [----] followers, [----] engagements
"UK ISA Explained: A Complete Guide for Dummies & Beginners (2025) UK ISA Explained: ISA Guide & ISA Explained for Dummies A beginner-friendly guide to UK ISAs in [----] What Youll Learn: πΉ UK ISA Explained Learn how UK ISAs work including Cash ISAs Stocks & Shares ISAs and Lifetime ISAs πΉ ISA Guide A step-by-step ISA guide on how to choose the right ISA for your needs and start investing πΉ ISA Explained for Dummies Simple explanations and tips for beginners so you can make the most out of your ISA πΉ ISA for Beginners Everything you need to know to get started with a UK ISA including"
YouTube Link 2025-01-30T19:00Z [---] followers, [--] engagements
"Why Everyone Is Leaving the UK (Should You Too) - Millionaire Exodus [----] Why are so many people leaving the UK in [----] In this video we explore the growing millionaire exodus and why rich and middle-class brits are choosing to flee the UK for better opportunities abroad. Is it time for you to leave too We break down the key reasons behind this trend including rising taxes cost of living UK economy changes and expat destinations attracting British residents. Whether you're considering moving abroad from the UK or just curious about why British people are leaving this video will give you"
YouTube Link 2025-03-22T15:00Z [--] followers, [--] engagements
"Buying the Dip AJ Bell & InvestEngine SIPP Portfolio Update March [----] UK Stocks and ETFs for a SIPP. In this video I share my AJ Bell SIPP and InvestEngine SIPP portfolio and review my performance in March [----]. If you're wondering what is a SIPP what should I put in my SIPP the benefits of a Self Invested Personal Pension difference between an ISA and SIPP or simply exploring SIPP providers or the best SIPP platforms in the UK this portfolio update is packed with insights to help you navigate these investment decisions. I'll show you what to put in a SIPP what to invest in a SIPP how to"
YouTube Link 2025-04-02T13:15Z [--] followers, [--] engagements
"2 UK Monthly Dividend ETFs Paying 12% (BETTER THAN JEPI): Live off Dividends FASTER Everyone loves dividends - especially monthly dividends. In this video I reveal [--] UK monthly dividend ETFs paying up to 12% monthly dividends - perfect for passive income monthly income and living off dividends faster. These high yield ETFs are JEPI alternatives available to UK investors (unlike OMAR ETF or the Warren Buffett ETF) and might even be better than JEPI. If you're looking for the best dividend ETFs for UK investors in [----] these high yield ETFs include covered call ETFs and global dividend paying"
YouTube Link 2025-06-21T14:00Z [----] followers, [----] engagements
"Trump Tariffs Spring Statement Could Hit UK Investors Harder While everyones focused on the market crash & Trump's tariffs the Chancellor's Spring Statement [----] has important implications for the UK economy UK stocks personal finance and pensions but how do these changes influence your financial strategy moving forward #springstatement2025 #ukeconomy #tariffs #trumptariff #garystevenson #rachelreeves #AnImmigrantsJourneyToFinancialFreedom #economy #povertycrisis #economicsystem #financialrules #risingpoverty #wealthy #personalfinanceuk #ukeconomy2025 #stocksandsharesisa #salarysacrifice"
YouTube Link 2025-04-08T19:41Z [--] followers, [--] engagements
"Why Isnt Everyone Rich From Compound Interest The power of compound interest in stock market investing is a game changer for building wealth. However investing myths and misconceptions about compound interest have misled beginner investors and those learning how to invest for decades. Understanding the principles of stock market investing and the basic principles of investing is crucial for anyone serious about building long-term wealth. π Subscribe for more insights on personal finance UK investing and building wealth in uncertain times #investing #compoundinterest #financialliteracy"
YouTube Link 2025-04-28T19:24Z [---] followers, [---] engagements
"AJ Bell & InvestEngine SIPP Portfolio Update (April 2025) In this video I share my AJ Bell SIPP and InvestEngine SIPP portfolio update for April [----] tracking their performance through [----] discussing retirement planning SIPP investments and the benefits of a Self Invested Personal Pension (SIPP). With the stock market showing early signs of recovery after a sudden correction caused by tariff and trade war tensions I break down how my Self Invested Personal Pension performed during the volatility. I'll also compare workplace pensions versus SIPPs and highlight why opening a self-invested"
YouTube Link 2025-05-07T14:00Z [----] followers, [---] engagements
"October Portfolio Update. How my Investment Portfolio Performed in October [----] #portfolioupdate Follow my journey as I grow my portfolio from [--] to hopefully [--] million over the next 20-25 years. Please like and subscribe and click the notification bell so you get updates whenever theres a new video. Track my portfolio on savvy trader - [--] million growth portfolio Disclaimer: I am not a financial advisor. This video and the content are for entertainment/educational purposes only and should not be construed as financial or legal advice. #isa #trading212 #ukstocks #stocksandshares"
YouTube Link 2024-11-02T14:59Z [--] followers, [--] engagements
"HMRC is Coming After Your Savings HMRC Is Coming After Your Savings Heres What You Need to Know Banks are now reporting your savings interest directly to HMRC and many people dont even realise its happening. In this video I break down what HMRCs new data-sharing system really means for UK savers how your bank reports your interest and what could happen if youve gone over your Personal Savings Allowance without realising. Ill also share practical ways to make sure youre in the most favourable position for tax. π Heres what youll learn: How the Personal Savings Allowance actually works What"
YouTube Link 2025-10-06T17:15Z [----] followers, [----] engagements
"10 Best ETFs To Buy TODAY Amid Tariff & Recession Fears Investing in ETFs Looking for the best ETFs to buy today in the UK or wondering what sectors to buy during recession In this video "Investing in ETFs: [--] Best ETFs to Buy NOW Amid Tariff Uncertainty (for UK Investors)" Ill break down the top ETFs to buy today for UK investors highlighting why these are the best ETFs to buy now and showing how they're positioned for the current market. π Subscribe for more insights on personal finance UK investing and building wealth in uncertain times #investinginetfs #ukinvesting #bestetfstobuytoday"
YouTube Link 2025-04-08T19:41Z [--] followers, [---] engagements
"How to Live Off Dividends FAST: Generate 2600/Month in Passive Income How to live off dividends FAST the dividend investing strategies you can use to generate [----] per month (31700 per year) in passive income. In this video I break down the fastest way to live off dividends using four proven income strategies ideal for UK investors: high-yield ETFs covered call ETFs REITs dividend stocks and dividend aristocrats. We'll cover high-yield options including QYLD and exactly how much capital you'd need to realistically hit your monthly income target. Whether youre building long-term income inside"
YouTube Link 2025-08-30T14:00Z [----] followers, [----] engagements
"ISA Millionaires: How to Become an ISA Millionaire ISA Millionaires: How to Become an ISA Millionaire & Build Your ISA Portfolio Learn how to become an ISA millionaire and build your ISA portfolio. In this video we explore the surge in ISA millionaires how many ISA millionaires are in the UK and why ISA millionaires are on the rise. Discover strategies and tips on ISA investment how to use your ISA for maximum growth and the key statistics around UK ISA millionaires. Whether you're new to ISA investing or looking to grow your portfolio this guide will help you understand how ISA millionaires"
YouTube Link 2025-03-29T15:00Z [--] followers, [---] engagements
"16 Food & Money Saving Hacks That Could Save You THOUSANDS Struggling with the rising cost of food in [----] You're not alone. In this video I'm sharing [--] practical money saving hacks that helped me slash my grocery and household bills - and save thousands. Whether you're trying to cut costs a single mum juggling life on a tight budget or just looking for ways to spend smarter these frugal living hacks actually work and can help you save money. No extreme frugality. No unrealistic money saving hacks. Just simple swaps and systems you can use starting today. π₯ Watch next: - Why Net Worth"
YouTube Link 2025-07-19T14:00Z [----] followers, [---] engagements
"The System Is Built to Keep You Poor (Escape & GET RICH) The system is rigged to keep YOU poor. But you don't have to stay that way. In this video I expose how the financial educational and labour systems are designed to trap the average person in a cycle of debt low income and poverty. From student loans and taxes to housing costs and inflation the system is built to work against you. But theres a way out. Ill walk you through the traps to avoid the mindset shifts that actually matter and the practical steps to escape the system build wealth and create financial freedom even if you're"
YouTube Link 2025-05-24T14:00Z [----] followers, [---] engagements
"UK State Pension After Death EXPLAINED. Will Your Spouse Inherit It What REALLY Happens to Your UK State Pension After Death Most people think their UK State Pension dies with them but thats not always true. In this video we break down exactly what happens to your UK State Pension after death and how your spouse or civil partner could inherit part of it. Whether youre under the old State Pension (before April 2016) or the new one (after April 2016) your partner could be entitled to thousands in extra retirement income. Well also explain how protected payments work and when the government"
YouTube Link 2025-10-11T14:00Z [----] followers, [---] engagements
"100% Stocks: Is a 100% Stock Portfolio the Future of Retirement Want to retire early Discover the bold investment strategy that's challenging decades of traditional advice and could revolutionise your retirement planning. We explore the 100% stock portfolio (also known as an all equity portfolio) - a powerful research-backed retirement strategy that shows how you can save less retire early and build more wealth all while leaving a healthy inheritance. Based on a groundbreaking study this 100% equities portfolio delivers: better retirement income lower risk of portfolio depletion and stronger"
YouTube Link 2025-06-14T14:00Z [----] followers, [---] engagements
"Compound Interest The Investing Fantasy That Keeps YOU Poor They told us compound interest would make us rich. Here's what they didn't tell you - and why most people never see the results. Watch the full video. π Subscribe for more insights on personal finance UK investing and building wealth in uncertain times #investing #compoundinterest #financialliteracy #wealthbuilding #stockmarketinvesting #investingforbeginners #personalfinance #personalfinanceuk #warrenbuffettinvestmentstrategy #chiomafinance #shorts #yourubeshorts Referral links: Monzo - Earn [--] when you open an account -"
YouTube Link 2025-05-01T17:10Z [---] followers, [---] engagements
"Investing In Stocks That THRIVE During Economic Uncertainty Looking for the #beststockstobuynow during #recession Want to beat the #stockmarketcrash and tariff chaos In this video Ill reveal the best #stocks to buy now that can help you protect your wealth during an economic downturn and market crash. Whether youre a beginner or an experienced investor understanding how to invest during a recession is crucial for long-term financial success. π Subscribe for more insights on personal finance UK investing and building wealth in uncertain times #shorts #recessionproofstocks #beststockstobuynow"
YouTube Link 2025-04-15T21:28Z [--] followers, [--] engagements
"IMPORTANT [----] UK Tax Changes (Watch before [--] April) Important UK tax changes [----]. #2025uktaxchanges #uktaxchanges #uktax2025 #capitalgainstax #personaltax #incometaxchangesuk #vatchanges2025 #taxchangesapril2025 #inheritancetax #roadtax #vehicleexciseduty #car #vehicle #crypto #shares #beststockstobuynow #investing #shorttermlets #bestshorts #trading212review #personalfinanceuk #personalfinance #money #finance #rachelreeves #autumnbudget #stockmarketcrash #tax #vehicletax #nationalinsurancetaxchanges #uktaxupdates #uktaxdeadline2025"
YouTube Link 2025-03-22T18:21Z [--] followers, [--] engagements
"InvestEngine Review 2026: I Wish I Knew This InvestEngine Review 2026: Is InvestEngine safe In this review I break down the good the bad the hidden details I wish I knew earlier and uncover the truth about this investing platform that nobody tells you InvestEngine is one of the fastest-growing investing platforms in the UK. It offers commission-free ETF investing low-cost managed portfolios and a simple way to start building wealth. But there are pros and cons and hidden details that you need to know which could impact your investing experience. I'll also compare InvestEngine vs Trading 212"
YouTube Link 2025-09-06T14:01Z [----] followers, [----] engagements
"URGENT [----] UK Tax Changes (Watch Before April 1) [----] UK Tax Changes Explained: What You Need to Know Before April [--] In this video I break down the most important UK tax changes coming in April [----] and it's crucial you watch the video before April [--] to avoid any last-minute surprises. The UK Government announced significant tax reforms in the Autumn Budget [----] affecting personal income tax allowance inheritance tax furnished holiday lets and vehicle excise duty/road tax/vehicle tax. If you're looking for a clear explanation of what to expect including changes to income tax VAT and other"
YouTube Link 2025-03-11T17:30Z [--] followers, [---] engagements
"The Biggest Lie the Investment Industry Ever Told You The power of compound interest in stock market investing is a game changer for building wealth. However investing myths and misconceptions about compound interest have misled beginner investors and those learning how to invest for decades. In this video I break down why compound interest alone wont guarantee wealth and why mastering basic investing principles financial literacy and stock market investing strategies is essential for achieving real financial success. Many ideas about investing and compounding interest are oversimplified"
YouTube Link 2025-04-27T14:00Z [----] followers, [----] engagements
"What If Trading [---] Goes Bust Are Your Investments Safe Is Trading [---] safe Have you ever wondered what happens to your investments if Trading [---] goes bust In this video I break down: Who really holds your money and investments (stocks and ETFs) How Trading [---] uses third-party custodians and the risks it presents What FSCS protection does (and doesnt) cover What could happen if Trading [---] or its custodians failed What happens to your Trading [---] Stocks and Shares ISA or Cash ISA if things go wrong Simple steps to reduce your risk and safeguard your investments. If you invest through"
YouTube Link 2025-08-09T14:01Z [----] followers, [---] engagements
"Spring Statement 2025: What It Means for UK Stocks and Your Finances While everyones focused on the market crash & Trump's tariffs the Chancellor's Spring Statement [----] has important implications for the UK economy UK stocks personal finance and pensions but how do these changes influence your financial strategy moving forward In this video I break down the key measures affecting your investments pension contributions salary sacrifice strategies and tax planning. Building on my previous video about why people are leaving the UK and the rising poverty crisis I explore whether these policies"
YouTube Link 2025-04-03T14:00Z [--] followers, [---] engagements
"ETFs: This Semiconductor ETF Could Pop in [----] Want exposure to the AI and chip boom but without betting on just one stock Chips are the backbone of AI smartphones EVs everything. This ETF tracks top semiconductor companies with global demand even in a shaky economy. And right now It might be trading at a discount. UK investors: this could be a smarter way to ride the AI wave without the volatility. Would you bet on the chipmakers behind the next tech wave Full breakdown + performance chart in the main video check it out. #etfs #etf #semiconductoretf #semiconductors #semiconductorstockstobuy"
YouTube Link 2025-04-21T17:31Z [----] followers, [---] engagements
"Investing Psychology The Mental Traps Costing You Thousands Struggling with fear doubt or panic when investing In this video I expose the biggest investing psychology traps from FOMO and panic selling to overconfidence and timing the market that could be quietly costing you thousands every year. Whether you're a beginner investor or experienced investor understanding the mental game is key to long-term success avoiding emotional investing mistakes and building real wealth. Learn how to develop discipline spot emotional decisions and invest with confidence even in uncertain times. π§ What"
YouTube Link 2025-04-13T14:00Z [--] followers, [--] engagements
"Something Terrible Is Happening to Gen X in the UK They call Gen X the forgotten generation" but whats coming might be worse - low savings and pensions rising homelessness and reliance on the UK State Pension its a looming retirement crisis no ones talking about. How did it come to this Watch until the end to find out. Timestamps: 00:00 Intro: The crisis No One's Talking About 00:24 Who Are Gen X (Generation X) 00:57 The Alarming UK Savings Gap 01:22 Pension Shortfalls 01:50 Reliance on State Pension 02:12 The Growing Wealth Gap 02:55 Homelessness & Financial Vulnerability 03:47 What The"
YouTube Link 2025-08-16T14:00Z [----] followers, [---] engagements
"5 BEST Recession Proof Stocks To Buy TODAY: Beat The Market Crash & Tariff Chaos Looking for the BEST stocks to buy NOW during recession Want to beat the stock market crash and tariff chaos In this video Ill reveal the best stocks to buy now that can help you protect your wealth during an economic downturn and market crash. Whether youre a beginner or an experienced investor understanding how to invest during a recession is crucial for long-term financial success. As Jerome Powell and the Federal Reserve continue to make decisions impacting the stock market its essential to stay ahead of the"
YouTube Link 2025-04-12T14:00Z [--] followers, [---] engagements
"The Hidden RISK of Index Funds (Most Investors Have No Idea) Theres a fundamental problem with index funds that many investors dont realise. Index fund investing first introduced to the stock market by John Bogle has exploded in popularity as a simple low-cost way to build wealth. Even investing legend Warren Buffett has called them the most sensible option for non-professional investors. But beneath the surface there are hidden risks most people especially beginner investors never hear about. From the growing fear of a passive investing bubble to the dangers of S&P [---] over-concentration"
YouTube Link 2025-05-31T14:01Z [----] followers, [---] engagements
"UK Defence Stocks 2025's Hidden Opportunity Amid Tariff Wars (Spring Statement Reveals) The UK's increased defence spending announcement opens a strategic window for investors. While recession fears grow defensive sectors like defence could provide shelter in 2025's uncertain market. Full analysis on my channel. Hashtags: #defencestocks #ukinvesting #tariffs #springstatement2025 #recessionproof #defensivesectors #marketstrategy #tariffimpact #economicuncertainty #stockmarket #investmenttips #stockmarketcrash #stockmarketcrash2025 #recession #tariffwar #trumptariff #trumptariffwar"
YouTube Link 2025-04-05T08:11Z [--] followers, [---] engagements
"Best ETFs for Long-Term Investing: Investing 100k in Trading [---] ETFs (UK) Looking for the best ETFs for long-term investing In this video I break down exactly what happens when a UK investor puts 100k into five of the most popular ETFs on Trading [---] and how that strategy grows over [----] years. This is a clear realistic 100k investing strategy built around long-term compounding diversification and the ETFs UK investors actually use. If youre focused on financial freedom or building long-term wealth this breakdown shows you whats possible with a disciplined approach. Rather than betting on"
YouTube Link 2025-09-27T14:01Z [----] followers, [----] engagements
"120000 is the WORST Salary in the UK Is [------] really the worst salary in the UK or just viral hype In this video I break down why so many tax experts and viral TikToks claim that high earners are being hit hardest by the UK tax system in [----]. Youll discover how the 60% tax trap works why you lose your personal allowance and childcare benefits after 100K and how frozen tax thresholds are quietly pulling more people into higher tax brackets. Ill walk through real UK salary and take-home pay examples and reveal why some high earners and millionaires are leaving the UK for lower tax countries."
YouTube Link 2025-07-26T14:01Z [----] followers, [----] engagements
"Retiring After [--] is a HUGE MISTAKE. Heres Why If youre [--] you likely have fewer than [---] weeks of healthy life left yet the state pension age is [--]. If you're planning to retire after [--] this video will show you why you should retire early. According to the ONS healthy life expectancy in the UK is just [--] years - well before the current state pension age. In this video I break down what that means for retirement planning and why retiring after [--] could be a huge mistake. You'll also learn: - Why you should retire early - When to retire if you want to actually enjoy your life - Best way to"
YouTube Link 2025-06-28T14:01Z [----] followers, [----] engagements
"The SHOCKING Truth About UK Income Distribution Revealed UK Income Inequality Discover the data behind UK Income distribution π How does median household income really look Prepare to be surprised by the numbers that define our economic landscape. In this eye-opening short I break down income brackets and reveal surprising insights about wealth distribution. Are you earning more or less than you think Where do you stand in the UK income ladder π€ Watch now and find out π°π· #incomeinequality #incomeinequality #ukeconomy #moneytok #financetips #ukmoney #incomeinequality #personalfinance"
YouTube Link 2025-03-25T22:17Z [--] followers, [---] engagements
"Investing In Stock Market Requires Facing REAL Fears Struggling with fear doubt or panic when investing In this video I expose the biggest investing psychology traps from FOMO and panic selling to overconfidence and timing the market that could be quietly costing you thousands every year. Whether you're a beginner investor or experienced investor understanding the mental game is key to long-term success avoiding emotional investing mistakes and building real wealth. Learn how to develop discipline spot emotional decisions and invest with confidence even in uncertain times. π§ What youll"
YouTube Link 2025-04-15T21:08Z [--] followers, [--] engagements
"Investing in ETFs: [--] Top Tech ETFs to Buy in [----] (UK) Beat the Crash & Grow RICH Looking for the best ETFs for long term investing in UK In this video I reveal [--] top tech ETFs to buy in [----] to grow RICH covering everything from the best AI ETF and best cybersecurity ETF to the top semiconductor ETF FANG ETF MAGS ETF and more. Whether youre an ETF beginner or exploring the best ETFs to invest in for Europe or UK investors this video breaks it all down. With Trump tariffs returning to headlines and stock market crash fears still in the background despite early signs of recovery this could be"
YouTube Link 2025-04-19T14:01Z [--] followers, [---] engagements
"Become An ISA Millionaire (Tax-Free) In [--] Simple Steps Discover how ordinary people are building 1000000+ ISA portfolios completely TAX-FREE π° I'm revealing the exact strategy that turns modest monthly investments into seven-figure wealth. Most people miss step #3 and it costs them THOUSANDS Follow for more wealth-building secrets that the financial industry doesn't want you to know. Your future self will thank you #FinancialFreedom #ISAmillionaire #isamillionaire #taxfreewealth #financetips #moneytok #ukmoney #personalfinance #personalfinanceuk #moneycommunity #financialfreedom"
YouTube Link 2025-03-29T15:03Z [--] followers, [--] engagements
"5 Best ETFs Q1 [----] (UK) Top ETFs to Buy Now π Investing in ETFs and looking for the best ETFs for long term investing in the UK In this video I reveal [--] top ETFs to buy in [----] covering everything from the best gold ETF to a standout Euro banking ETF. These are smart ETF picks for anyone investing in ETFs today. Whether you're an ETF beginner or exploring the best ETFs to invest in for UK or European investors this video breaks it all down with clarity and strategy. With Trump tariffs and stock market crash fears still lingering despite early signs of a recovery these ETFs held strong"
YouTube Link 2025-05-03T14:01Z [----] followers, [---] engagements
"0 to 1million portfolio - October [----] update #trading212 #IG #portfolioupdate #isa #sipp #uk Follow my journey as I grow my portfolio from [--] to hopefully [--] million over the next 10-20 years. Track my portfolio on savvy trader - [--] million growth portfolio"
YouTube Link 2024-11-02T15:11Z [--] followers, [--] engagements
"Investing in ETFs: [--] Best ETFs to Buy NOW Amid Tariff Uncertainty (for UK Investors) Looking for the best ETFs to buy today in the UK or wondering what sectors to buy during recession In this video "Investing in ETFs: [--] Best ETFs to Buy NOW Amid Tariff Uncertainty (for UK Investors)" Ill break down the top ETFs to buy today for UK investors highlighting why these are the best ETFs to buy now and showing how they're positioned for the current market. I'll explore the sectors that do well during a recession and discuss how recession indicators and tariffs could create both risks and"
YouTube Link 2025-04-05T14:01Z [--] followers, [---] engagements
"The Copper Shortage Is Coming (Heres How to Invest) Copper ETFs copper stocks and copper investment are gaining attention as the world could be heading into one of the biggest supply shortages in modern history. Copper demand is exploding because of AI data centres electric vehicles renewable energy and global electrification but mine supply isn't keeping up. Here's the big issue: new copper mines take decades to build and many existing mines are already declining. This growing imbalance between supply and demand is why many analysts believe copper could be entering a long-term structural"
YouTube Link 2026-02-16T15:00Z [----] followers, [---] engagements
"7 Best Dividend ETFs For Passive Income in [----] (UK Investors) Everyone loves dividends but not all dividend ETFs are created equal. These are the best dividend ETFs Id personally consider if I were building a passive income portfolio in [----]. In this video I break down [--] top dividend ETFs across global markets the UK and Europe showing how they fit into a long-term dividend investing strategy and which dividend ETFs to buy for sustainable income. We cover: π Vanguard FTSE All-World High Dividend Yield ETF (VHYL / VHYG) π SPDR S&P Global Dividend Aristocrats ETF (GLDV/GBDV) π VanEck"
YouTube Link 2026-02-07T15:01Z [----] followers, [----] engagements
"10 Best ETFs for [----] (Gold Silver Banks & AI Winners) Best ETFs for [----] In this video I break down [--] best ETFs for [----] based on some of the best-performing themes and where capital flowed over the past year. We cover: π Gold & Silver ETFs (AUCP GJGB SILG) π Bank ETFs π South Korea ETFs π Space ETFs π Defence ETFs π Uranium ETFs Some of these top ETFs delivered returns of over 160% in the past year. While past performance doesnt guarantee future results these sectors and themes remain important to watch in [----]. Referral links: Trading [---] - Get [--] when you open and fund your"
YouTube Link 2026-01-31T15:01Z [----] followers, [---] engagements
"Trading [---] vs InvestEngine: One Clear Winner (It's Not Close) Trading [---] vs InvestEngine which investment platform is better for beginners After testing both for several years theres one clear winner for most investors. In this video I compare Trading [---] vs InvestEngine breaking down fees features and which one makes sense depending on your investing style. If youre wondering which is better: InvestEngine or Trading [---] or looking for the best investing app in the UK this Trading [---] vs InvestEngine review will help you decide. Is InvestEngine good enough to compete with Trading 212s"
YouTube Link 2026-01-24T15:01Z [----] followers, [----] engagements
"The Best Global ETF to Hold Forever (2026) Choosing the best global ETF can be one of the most important long-term investment decisions you make. Many all world ETFs still charge higher fees that reduce long-term returns. In this video I compare global ETFs available to UK investors in [----] from MSCI World ETFs to FTSE All World ETFs to find out which all world ETF is the cheapest and best suited for a passive buy-and-hold strategy. We cover: π Vanguard FTSE All-World ETF (VWRP/VWRL) π Invesco FTSE All-World ETF (FWRG/FTWG) π iShares Core MSCI ACWI ETF (SSAC) π SPDR MSCI All Country World"
YouTube Link 2026-01-17T15:01Z [----] followers, [----] engagements
"10 Things To Know About ETFs Before Investing (ETF Investing for Beginners) ETFs or Exchange Traded Funds are one of the simplest ways to start investing. But that simplicity is exactly why many beginners end up buying ETFs blindly often based on recommendations or low cost alone without realising that ETFs contain important details that can quietly make or break long-term returns. If youre thinking about starting your investment journey this video covers [--] essential things you must check before buying any ETF. By the end youll know what to look for how to assess ETFs properly and how to"
YouTube Link 2026-01-10T15:00Z [----] followers, [---] engagements
"Should You Opt Out of the NHS Pension in [----] Should you opt out of NHS pensions in [----] The NHS pension is often described as gold-plated yet most NHS staff dont fully understand how it actually works. That lack of understanding can quietly lead to costly decisions including opting out for the wrong reasons. In this video I break down the NHS pension scheme clearly and simply explaining the [----] [----] and [----] schemes how benefits are built up what theyre really worth and what you could be giving up if you opt out. A lack of clarity here can lead to expensive mistakes around retirement"
YouTube Link 2025-12-27T15:01Z [----] followers, [---] engagements
"These Korea AI ETFs Are Crushing US Stocks (Nobodys Talking About Them) Everyones chasing US AI stocks but Korean AI ETFs have quietly crushed the market. In this video I break down the Korean ETFs behind one of the strongest AIdriven performances why theyre outperforming the broader stock market and whats actually driving those returns for UK investors. Is this the smarter way to play the AI boom in [----] and should these ETFs sit alongside (or instead of) your usual US AI funds π Dont forget to like subscribe and hit the notification bell for more UKfocused investing strategies every week"
YouTube Link 2025-12-20T15:01Z [----] followers, [---] engagements
"The UK Pension Mistake Almost Everyone Makes (Before Moving Abroad) Thinking about moving abroad If youre planning to leave the UK make sure you understand what happens to your UK pension the moment you change residency. Most people dont find out until after theyve moved when it may already be too late to fix. This little-known pension rule can quietly cost you [-----] or more over retirement. More than half a million British pensioners are affected by it right now. In this video I break down the UK frozen state pension trap how it works who it affects and why thousands of UK expats lose out on"
YouTube Link 2025-12-13T15:00Z [----] followers, [---] engagements
"Leaving the UK in [----] How to Become Non-Resident and Avoid the Biggest HMRC Tax Traps Leaving the UK in [----] If youre considering moving abroad understanding how to legally reduce or eliminate UK tax is crucial and can save you thousands in accidental tax bills. In this video I break down how HMRC residency rules actually work how to become UK tax non-resident and the biggest mistakes that keep people paying UK tax even after moving abroad. Well cover essential UK tax tips and the key steps you MUST take before leaving the UK so you can avoid unexpected HMRC liabilities and prepare properly"
YouTube Link 2025-12-06T15:01Z [----] followers, [---] engagements
"Trading [---] Portfolio Update: [----] ISA Growth & New Stock Picks (UK) This Trading [---] portfolio update breaks down my Stocks and Shares ISA on Trading [---] after [--] months including new stock positions strategy changes and how Im positioning my portfolio for AI growth as a UK investor. In this video I walk through my latest Trading [---] Stocks and Shares ISA covering my current holdings new stocks Ive added what Im trimming or holding how I balance individual stocks with ETFs and how I'm positioning for AI exposure in [----] and beyond. If youre a UK investor using Trading [---] this video gives a"
YouTube Link 2025-12-03T15:00Z [----] followers, [---] engagements
"Moving Abroad The UK Pension Mistake Everyone Makes The UK Pension Mistake Everyone Makes Before Moving Abroad. If youre planning to leave the UK whether for work retirement or a long-term move abroad your SIPP or workplace pension could end up becoming one of the biggest financial complications you face. Most people dont realise that the moment you become a non-UK resident the rules around your SIPP and defined contribution workplace pension can change: access becomes harder admin becomes slower fees can increase tax treatment gets more complex and in some cases your beneficiaries could face"
YouTube Link 2025-11-29T15:00Z [----] followers, [----] engagements
"Autumn Budget [----] Explained: The Tax Hit is About to Get REAL The Autumn Budget [----] brings some of the biggest tax hikes weve seen in years and for many people especially the middle class its going to sting. From the dividend tax rise the ongoing income tax and NI threshold freeze leading to fiscal drag cuts to Cash ISA limits tighter rules on salary sacrifice pension contributions and even a potential pension tax raid this Budget could directly impact how you save invest and retirement planning. In this video I break down every major change in simple terms what it means for your salary"
YouTube Link 2025-11-28T14:30Z [----] followers, [---] engagements
"The Warning Sign Every Investor Is Missing The last time the stock market looked like this the Nasdaq fell nearly 80% and the S&P [---] dropped almost 50%. In this video I break down the chart every investor should be watching and why todays AI-driven rally feels uncomfortably familiar. I also look at why bubbles form what some are calling the AI bubble the warning signs to look out for and how to protect yourself so youre not a casualty of the next stock market crash. Timestamps 00:00 S&P [---] & Nasdaq: The Valuation Problem 01:09 The Chart Every Investor Should Be Watching (Mag [--] & AI Mania)"
YouTube Link 2025-11-17T15:00Z [----] followers, [---] engagements
"WINC ETF vs VHYL: Is This 9% High Dividend ETF Better for UK Investors WINC ETF vs VHYL is this new 9% high dividend ETF really better for UK investors than VHYL For UK investors looking for high dividend income and global diversification VHYL has long been a popular choice. But theres another global ETF paying 9%+ income that far fewer people are talking about: WINC (iShares World Equity High Income ETF). In this video I compare WINC ETF vs VHYL side by side to see how they stack up on income diversification performance and risks and whether a high income ETF like WINC actually makes sense"
YouTube Link 2025-11-15T15:01Z [----] followers, [---] engagements
"LEAVING THE UK Pay 20% Exit Tax (The Treasury wants a cut) If youre thinking about leaving the UK the Treasury is exploring a new 20% settling-up or exit tax on assets and it could affect business owners entrepreneurs and anyone planning to leave the UK. In this video I break down exactly what this proposed UK exit tax means for UK entrepreneurs directors and investors. π What We Cover in This Video: What the 20% exit tax actually is How the Treasurys settling-up charge would work who it targets and why its being discussed now. Why the UK is considering this tax now A look at the [--] billion"
YouTube Link 2025-11-13T15:30Z [----] followers, [---] engagements
"Salary Sacrifice CAP Your Pension Could Take a Hit. Reports over the weekend from major newspapers suggest the Chancellor is preparing a new move on pension pots in the upcoming Autumn Budget. Leaked details indicate the government may cap how much you can save through salary sacrifice - a change that could mean higher National Insurance bills for millions. In this video I break down what this could mean for your pension the ongoing freeze on income tax thresholds and how to prepare before the Autumn Budget lands. π Dont forget to like subscribe and hit the notification bell for more"
YouTube Link 2025-11-11T18:01Z [----] followers, [---] engagements
"UK Pensions Under Attack: Is This The End of The State Pension UK Pensions Under Attack: Is This the End of the State Pension The UK pension system is under serious pressure from an ageing population budget deficits and the state pension triple lock. This video breaks down the latest UK pension update why the government's [----] pension review could raise the state pension age to [--] what it means for your retirement planning and what steps to take now to protect your retirement income. If you rely on the state pension or expect to this is a wake-up call you cant afford to ignore. π Dont forget"
YouTube Link 2025-11-08T15:00Z [----] followers, [---] engagements
"UK Investors: Stop Making This Costly American Investing Mistake US investing advice can actually hurt UK investors. In this video I explain why some American investing strategies dont work the same way for UK investors and how one little-known tax rule could leave UK investors paying up to 40% in tax. π Dont forget to like subscribe and hit the notification bell for more investing strategies every week #ukinvesting #investingforbeginners #stockmarket #investing #investment #ukfinance #chiomafinance Timestamps 00:00 Intro: Why copying U.S. investing advice can backfire 00:38 The"
YouTube Link 2025-11-01T15:00Z [----] followers, [----] engagements
"Moving to the UK The UK Tax Traps Nobody Warns You About Moving to the UK can trigger serious UK tax traps that many investors dont see coming. In this video I break down the biggest UK tax traps affecting overseas assets when you move to the UK including how your investments pensions and property are treated under UK tax rules. If youre relocating to the UK and want to protect your investments this is essential to watch. For anyone with foreign pensions such as 401(k)s IRAs or other international retirement plans Ill outline how they're treated under UK law and what options exist for"
YouTube Link 2025-10-25T14:00Z [----] followers, [---] engagements
"Reviewing the First UK Crypto ETNs on Trading [---] (And Why Im Not Buying Yet) Crypto ETNs or ETPs are finally available for UK crypto investors on platforms like Trading [---] and this video reviews the first wave of products you can invest in in the UK. I'll cover offerings from 21Shares Blackrock WisdomTree and Bitwise explaining how these bitcoin ETNs and other crypto ETNs work their costs and key risks that come with exchange traded products. Well also talk about how this fits into the rapidly evolving UK crypto landscape. Crypto Exchange Traded Notes (ETNs) are similar to ETFs but with one"
YouTube Link 2025-10-22T14:00Z [----] followers, [----] engagements
"If You Don't Understand Bonds You Don't Understand Money (UK Investor) Most people watch the stock market but the bond market is bigger more powerful and far more crucial to the economy. It's the engine that powers the global financial system. Because if you don't understand bonds you don't understand money. In this video I break down exactly what the bond market is how it works and why understanding bonds is essential if you want to understand inflation interest rates recessions and even the prices of assets like stocks crypto and real estate. I'll cover what a bond is how it works what"
YouTube Link 2025-10-18T14:00Z [----] followers, [---] engagements
"UK State Pension After Death EXPLAINED. Will Your Spouse Inherit It What REALLY Happens to Your UK State Pension After Death Most people think their UK State Pension dies with them but thats not always true. In this video we break down exactly what happens to your UK State Pension after death and how your spouse or civil partner could inherit part of it. Whether youre under the old State Pension (before April 2016) or the new one (after April 2016) your partner could be entitled to thousands in extra retirement income. Well also explain how protected payments work and when the government"
YouTube Link 2025-10-11T14:00Z [----] followers, [---] engagements
"HMRC is Coming After Your Savings HMRC Is Coming After Your Savings Heres What You Need to Know Banks are now reporting your savings interest directly to HMRC and many people dont even realise its happening. In this video I break down what HMRCs new data-sharing system really means for UK savers how your bank reports your interest and what could happen if youve gone over your Personal Savings Allowance without realising. Ill also share practical ways to make sure youre in the most favourable position for tax. π Heres what youll learn: How the Personal Savings Allowance actually works What"
YouTube Link 2025-10-06T17:15Z [----] followers, [----] engagements
"2 Secret Momentum ETFs Beating the S&P [---] & QQQ (UK Investor) SPMO has been beating the S&P [---] and Nasdaq QQQ but most UK investors dont realise they already have access to two momentum ETFs built on the same idea. In this video I reveal two ETFs based on the S&P [---] that have delivered incredible returns over the past [--] years. These funds pick the top-performing momentum stocks in the index and rebalance regularly so youre always invested in the strongest companies. Well also compare their performance directly against the Nasdaq [---] and SPY/S&P [---]. π Heres what youll learn: What momentum"
YouTube Link 2025-10-04T14:00Z [----] followers, [---] engagements
"Best ETFs for Long-Term Investing: Investing 100k in Trading [---] ETFs (UK) Looking for the best ETFs for long-term investing In this video I break down exactly what happens when a UK investor puts 100k into five of the most popular ETFs on Trading [---] and how that strategy grows over [----] years. This is a clear realistic 100k investing strategy built around long-term compounding diversification and the ETFs UK investors actually use. If youre focused on financial freedom or building long-term wealth this breakdown shows you whats possible with a disciplined approach. Rather than betting on"
YouTube Link 2025-09-27T14:01Z [----] followers, [----] engagements
"LEAVING THE UK What They Don't Tell You About ISAs Pensions & Investments Thinking of leaving the UK Whether its for work retirement or the digital nomad lifestyle one big question remains: what happens to your ISA pension savings and UK investments once you leave the UK This video breaks down the key tax rules and financial implications of becoming a non-resident so you can avoid expensive mistakes and make the most of your money abroad. From HMRC residency tests to the impact on your interest dividends investments assets and capital gains well cover everything you need to know before you"
YouTube Link 2025-09-20T14:00Z [----] followers, 61.9K engagements
"UK Savings & Debt Crisis Why Credit Card Debt Has Gotten SO BAD in [----] Drowning in debt Recent data shows [--] in [--] UK adults has less than [----] in savings - with Buy Now Pay Later schemes and rising credit card debt pushing more people into serious financial woes leaving millions across the UK financially vulnerable. In this video we break down the state of savings in the UK why so many people are struggling to save money how to save money fast how to pay off debt and start your debt free journey and finally how to take control of your personal finance. Timestamps: 00:00 Intro: Why Are Savings"
YouTube Link 2025-09-13T14:00Z [----] followers, [---] engagements
"InvestEngine Review 2026: I Wish I Knew This InvestEngine Review 2026: Is InvestEngine safe In this review I break down the good the bad the hidden details I wish I knew earlier and uncover the truth about this investing platform that nobody tells you InvestEngine is one of the fastest-growing investing platforms in the UK. It offers commission-free ETF investing low-cost managed portfolios and a simple way to start building wealth. But there are pros and cons and hidden details that you need to know which could impact your investing experience. I'll also compare InvestEngine vs Trading 212"
YouTube Link 2025-09-06T14:01Z [----] followers, [----] engagements
"How to Live Off Dividends FAST: Generate 2600/Month in Passive Income How to live off dividends FAST the dividend investing strategies you can use to generate [----] per month (31700 per year) in passive income. In this video I break down the fastest way to live off dividends using four proven income strategies ideal for UK investors: high-yield ETFs covered call ETFs REITs dividend stocks and dividend aristocrats. We'll cover high-yield options including QYLD and exactly how much capital you'd need to realistically hit your monthly income target. Whether youre building long-term income inside"
YouTube Link 2025-08-30T14:00Z [----] followers, [----] engagements
"4 ETFs CRUSHING the S&P [---] in [----] Best ETFs for UK investors In this video I reveal the Best ETFs to buy in [----] [--] funds every UK investor should be watching especially if you want exposure outside the US market. All of these ETFs have been quietly outperforming the S&P [---] in [----] and one has even beaten it over the past [--] years. One gives exposure to the booming global defence sector another shows the strength of gold ETFs as protection during stock market correction and well also cover why the FTSE [---] ETF remains a solid option for long-term UK investors. If youve been searching for the"
YouTube Link 2025-08-23T14:01Z [----] followers, [----] engagements
"Something Terrible Is Happening to Gen X in the UK They call Gen X the forgotten generation" but whats coming might be worse - low savings and pensions rising homelessness and reliance on the UK State Pension its a looming retirement crisis no ones talking about. How did it come to this Watch until the end to find out. Timestamps: 00:00 Intro: The crisis No One's Talking About 00:24 Who Are Gen X (Generation X) 00:57 The Alarming UK Savings Gap 01:22 Pension Shortfalls 01:50 Reliance on State Pension 02:12 The Growing Wealth Gap 02:55 Homelessness & Financial Vulnerability 03:47 What The"
YouTube Link 2025-08-16T14:00Z [----] followers, [---] engagements
"What If Trading [---] Goes Bust Are Your Investments Safe Is Trading [---] safe Have you ever wondered what happens to your investments if Trading [---] goes bust In this video I break down: Who really holds your money and investments (stocks and ETFs) How Trading [---] uses third-party custodians and the risks it presents What FSCS protection does (and doesnt) cover What could happen if Trading [---] or its custodians failed What happens to your Trading [---] Stocks and Shares ISA or Cash ISA if things go wrong Simple steps to reduce your risk and safeguard your investments. If you invest through"
YouTube Link 2025-08-09T14:01Z [----] followers, [---] engagements
"7 UK Accounts That Will Make You Rich: I Wish I Knew Sooner I used to think saving money was enoughuntil I discovered these [--] accounts that completely changed how I manage my finances and build wealth. In this video I break down the exact accounts that helped me grow my money faster reach six figures in just [--] years and finally feel in control of my savings and financial future. If youre serious about getting rich and building wealth the smart waywithout wasting time or guessingthis is what I wish I knew sooner. Timestamps: 00:00 Intro 00:54 #1: Current Account 01:33 #2: Cash ISA 02:44 #3"
YouTube Link 2025-08-02T14:00Z [----] followers, [----] engagements
"120000 is the WORST Salary in the UK Is [------] really the worst salary in the UK or just viral hype In this video I break down why so many tax experts and viral TikToks claim that high earners are being hit hardest by the UK tax system in [----]. Youll discover how the 60% tax trap works why you lose your personal allowance and childcare benefits after 100K and how frozen tax thresholds are quietly pulling more people into higher tax brackets. Ill walk through real UK salary and take-home pay examples and reveal why some high earners and millionaires are leaving the UK for lower tax countries."
YouTube Link 2025-07-26T14:01Z [----] followers, [----] engagements
"16 Food & Money Saving Hacks That Could Save You THOUSANDS Struggling with the rising cost of food in [----] You're not alone. In this video I'm sharing [--] practical money saving hacks that helped me slash my grocery and household bills - and save thousands. Whether you're trying to cut costs a single mum juggling life on a tight budget or just looking for ways to spend smarter these frugal living hacks actually work and can help you save money. No extreme frugality. No unrealistic money saving hacks. Just simple swaps and systems you can use starting today. π₯ Watch next: - Why Net Worth"
YouTube Link 2025-07-19T14:00Z [----] followers, [---] engagements
"Why EVERYTHING Changes Once You Save 10K The 10K Rule The [--] reasons your first 10K is the most important milestone in your financial journey - and why everything changes once you save 10K π₯ Watch next: - Why Net Worth DOESN'T Explode after 100K (Here's When it Does) https://youtu.be/FBdFVcOkzggsi=xXZX2ssTjxrsrMlw - Retiring After [--] is a HUGE MISTAKE. Here's Why https://youtu.be/pKD3p9o2yDosi=PF36BnzjjDHpgTOx - ONLY [--] ETFs for Financial Freedom in [----] https://youtu.be/-UU5c-MSIegsi=005x5-yhY6CWD_-x - The Biggest Lie the Investment Industry Ever Told You"
YouTube Link 2025-07-12T14:01Z [----] followers, [---] engagements
"If You're [--] With No Retirement Savings Watch This Late starter with ZERO investments or just getting started Are you in your 40s 50s and suddenly realising you cant work forever. And now freaking out because retirement feels out of reach Don't panic π° In this video Ill show you EXACTLY how to take simple practical steps to build wealth faster than you think - even if youre starting late. Whether you're a late starter feeling behind and wondering if its too late to start investing this video will help you move forward with confidence and finally take control of your financial future. π Dont"
YouTube Link 2025-07-05T14:00Z [----] followers, [---] engagements
"Retiring After [--] is a HUGE MISTAKE. Heres Why If youre [--] you likely have fewer than [---] weeks of healthy life left yet the state pension age is [--]. If you're planning to retire after [--] this video will show you why you should retire early. According to the ONS healthy life expectancy in the UK is just [--] years - well before the current state pension age. In this video I break down what that means for retirement planning and why retiring after [--] could be a huge mistake. You'll also learn: - Why you should retire early - When to retire if you want to actually enjoy your life - Best way to"
YouTube Link 2025-06-28T14:01Z [----] followers, [----] engagements
"2 UK Monthly Dividend ETFs Paying 12% (BETTER THAN JEPI): Live off Dividends FASTER Everyone loves dividends - especially monthly dividends. In this video I reveal [--] UK monthly dividend ETFs paying up to 12% monthly dividends - perfect for passive income monthly income and living off dividends faster. These high yield ETFs are JEPI alternatives available to UK investors (unlike OMAR ETF or the Warren Buffett ETF) and might even be better than JEPI. If you're looking for the best dividend ETFs for UK investors in [----] these high yield ETFs include covered call ETFs and global dividend paying"
YouTube Link 2025-06-21T14:00Z [----] followers, [----] engagements
"100% Stocks: Is a 100% Stock Portfolio the Future of Retirement Want to retire early Discover the bold investment strategy that's challenging decades of traditional advice and could revolutionise your retirement planning. We explore the 100% stock portfolio (also known as an all equity portfolio) - a powerful research-backed retirement strategy that shows how you can save less retire early and build more wealth all while leaving a healthy inheritance. Based on a groundbreaking study this 100% equities portfolio delivers: better retirement income lower risk of portfolio depletion and stronger"
YouTube Link 2025-06-14T14:00Z [----] followers, [---] engagements
"Live off Dividends FASTER: [--] Best Dividend ETFs for UK Investors (2025) The fastest way to live off dividends and passive income forever. These are the top dividend ETFs for UK investors in [----] offering exposure to global markets and solid dividends. With solid performance and consistent dividends these ETFs are great for dividend investing and building financial freedom. If your goal is to generate passive income and live off dividends financial freedom retirement income or youre looking for reliable monthly passive income investments these ETFs are a great place to start. Watch now for the"
YouTube Link 2025-06-07T14:00Z [----] followers, [----] engagements
"The Hidden RISK of Index Funds (Most Investors Have No Idea) Theres a fundamental problem with index funds that many investors dont realise. Index fund investing first introduced to the stock market by John Bogle has exploded in popularity as a simple low-cost way to build wealth. Even investing legend Warren Buffett has called them the most sensible option for non-professional investors. But beneath the surface there are hidden risks most people especially beginner investors never hear about. From the growing fear of a passive investing bubble to the dangers of S&P [---] over-concentration"
YouTube Link 2025-05-31T14:01Z [----] followers, [---] engagements
"The System Is Built to Keep You Poor (Escape & GET RICH) The system is rigged to keep YOU poor. But you don't have to stay that way. In this video I expose how the financial educational and labour systems are designed to trap the average person in a cycle of debt low income and poverty. From student loans and taxes to housing costs and inflation the system is built to work against you. But theres a way out. Ill walk you through the traps to avoid the mindset shifts that actually matter and the practical steps to escape the system build wealth and create financial freedom even if you're"
YouTube Link 2025-05-24T14:00Z [----] followers, [---] engagements
"ONLY [--] ETFs For Financial Freedom in [----] Best ETF Investing Strategy The 4-ETF Strategy Wall Street Hides From Ordinary Investors ππ° [--] Best ETFs For Financial Freedom. Are you investing in ETFs but tired of overcomplicated investment strategies that demand constant attention and high fees What if the best ETF investing strategy is simple and built to help ordinary people build wealth In this video I reveal the [--] best ETFs to buy in [----] - a 4-ETF strategy using a mix of broad market ETFs dividend ETFs and growth ETFs thats built for results. These are the only [--] ETFs you need in [----] if"
YouTube Link 2025-05-17T14:00Z [----] followers, [----] engagements
"Why Net Worth DOESNT Explode after 100K (Heres When It ACTUALLY Does) Theres a viral belief that your net worth explodes after 100K. But is it true This idea comes from Charlie Mungers advice to get your first $100K - because the first 100k is the hardest. Over time though that quote has been misunderstood to mean that net worth explodes after 100k. In this video I break down why the first 100k is the hardest what makes saving the first 100k so challenging and why net worth doesnt actually explode after 100k unless youve laid the right financial foundation. Well explore the mindset and"
YouTube Link 2025-05-10T14:00Z [----] followers, [----] engagements
"AJ Bell & InvestEngine SIPP Portfolio Update (April 2025) In this video I share my AJ Bell SIPP and InvestEngine SIPP portfolio update for April [----] tracking their performance through [----] discussing retirement planning SIPP investments and the benefits of a Self Invested Personal Pension (SIPP). With the stock market showing early signs of recovery after a sudden correction caused by tariff and trade war tensions I break down how my Self Invested Personal Pension performed during the volatility. I'll also compare workplace pensions versus SIPPs and highlight why opening a self-invested"
YouTube Link 2025-05-07T14:00Z [----] followers, [---] engagements
"5 Best ETFs Q1 [----] (UK) Top ETFs to Buy Now π Investing in ETFs and looking for the best ETFs for long term investing in the UK In this video I reveal [--] top ETFs to buy in [----] covering everything from the best gold ETF to a standout Euro banking ETF. These are smart ETF picks for anyone investing in ETFs today. Whether you're an ETF beginner or exploring the best ETFs to invest in for UK or European investors this video breaks it all down with clarity and strategy. With Trump tariffs and stock market crash fears still lingering despite early signs of a recovery these ETFs held strong"
YouTube Link 2025-05-03T14:01Z [----] followers, [---] engagements
"The Biggest Lie the Investment Industry Ever Told You The power of compound interest in stock market investing is a game changer for building wealth. However investing myths and misconceptions about compound interest have misled beginner investors and those learning how to invest for decades. In this video I break down why compound interest alone wont guarantee wealth and why mastering basic investing principles financial literacy and stock market investing strategies is essential for achieving real financial success. Many ideas about investing and compounding interest are oversimplified"
YouTube Link 2025-04-27T14:00Z [----] followers, [----] engagements
"ETFs: This Semiconductor ETF Could Pop in [----] Want exposure to the AI and chip boom but without betting on just one stock Chips are the backbone of AI smartphones EVs everything. This ETF tracks top semiconductor companies with global demand even in a shaky economy. And right now It might be trading at a discount. UK investors: this could be a smarter way to ride the AI wave without the volatility. Would you bet on the chipmakers behind the next tech wave Full breakdown + performance chart in the main video check it out. #etfs #etf #semiconductoretf #semiconductors #semiconductorstockstobuy"
YouTube Link 2025-04-21T17:31Z [----] followers, [---] engagements
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