@minithoughtsz Avatar @minithoughtsz Mini-thoughts

Mini-thoughts posts on X about dividend, if you, money, investment the most. They currently have [---] followers and [--] posts still getting attention that total [-----] engagements in the last [--] hours.

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Social Influence

Social category influence finance 51.11% stocks 14.44% financial services #1231 cryptocurrencies 6.67% technology brands 5.56% celebrities 5.56% vc firms 1.11% countries 1.11% exchanges 1.11%

Social topic influence dividend #745, if you 8.89%, money 7.78%, investment 6.67%, math 5.56%, debt 5.56%, vanguard #299, $googl 4.44%, elon musk 4.44%, $voo #48

Top accounts mentioned or mentioned by @elonmusk @themattviera @johnprov1 @forerunnerjman @valerijatrades1 @wangzhongyang @kinginvestings @spxsatoshi @dreamdividend @kevinxu @investingaddict @selebrian87 @globalmktobserv @brewmarkets @a16z @tavicosta @dividendengine @devoteddividend @barbellfi @budgetdog

Top assets mentioned Alphabet Inc Class A (GOOGL) Bitcoin (BTC) Robinhood Markets, Inc. (HOOD) Costco Wholesale Corporation (COST) Ethereum (ETH)

Top Social Posts

Top posts by engagements in the last [--] hours

"@GlobalMktObserv The question is is this the cause of the insane post COVID market making holdings worth so much or are people more actively taking interest in investing and therefore buying more investments"
X Link 2026-02-13T14:46Z [---] followers, [--] engagements

"@brewmarkets that post [----] spike is nuts"
X Link 2026-02-13T19:51Z [---] followers, [----] engagements

"@a16z I wonder what the next big thing will be"
X Link 2026-02-14T15:10Z [---] followers, [--] engagements

"@TaviCosta That's the importance of an IPS. You're plan shouldn't change in a downturn. It's can also be a good time to focus on other portions of the investment order. Is everyone's emergency fund where it's supposed to be"
X Link 2026-02-14T19:56Z [---] followers, [----] engagements

"And Budget Meal Prep: 3/3 https://mini-thoughts.com/how-to-master-a-frugal-grocery-budget-feeding-a-family-of-5-on-350-a-month/ https://mini-thoughts.com/how-to-master-a-frugal-grocery-budget-feeding-a-family-of-5-on-350-a-month/"
X Link 2026-01-29T14:26Z [---] followers, [--] engagements

"Google AdSense just told me my content is "Low Value." 📉 As a human creator its a slap in the face. But as a cybersecurity pro I see whats actually happening: The AI sludge is winning and the "Small Blog" is being pushed to the edge. Heres why Im fighting back. (1/5)"
X Link 2026-02-04T14:03Z [---] followers, [--] engagements

"The "Dead Internet Theory" is no longer a theory. It's a business model. 🤖 Googles "Helpful Content Update" (HCU) was supposed to kill spam. Instead it built a wall around big-name media while real personal blogs get flagged as "Low Value." (2/5)"
X Link 2026-02-04T14:03Z [---] followers, [--] engagements

"@Dividend_Engine The best day to invest was yesterday. The next best day is right now"
X Link 2026-02-09T16:13Z [---] followers, [--] engagements

"If you want to build a "Snowball" of passive income you have to master the lingo first. 📈 I'm breaking down the essential Dividend Growth terminologyfrom Yield to CAGRto help beginners invest with confidence. 1/2"
X Link 2026-02-09T19:59Z [---] followers, [--] engagements

"Read the full guide on the blog: #minithoughts #Investing #Dividends #PassiveIncome #BuildingInPublic #FinancialLiteracy 2/2 https://mini-thoughts.com/talk-like-an-investor-the-basics-of-dividend-growth-lingo/ https://mini-thoughts.com/talk-like-an-investor-the-basics-of-dividend-growth-lingo/"
X Link 2026-02-09T19:59Z [---] followers, [--] engagements

"Is your "passive income" actually a security risk âš  Im comparing two of the biggest bandwidth-sharing apps: Honeygain and EarnApp. While one is a slow burn for pennies the other has some privacy red flags you need to know about before you install it. 1/2"
X Link 2026-02-10T14:22Z [---] followers, [--] engagements

"Don't sacrifice your home network security for a few extra dollars. Read the full breakdown on the blog: #PassiveIncome #CyberSecurity #SideHustle #Honeygain #EarnApp #minithoughts 2/2 https://mini-thoughts.com/honeygain-vs-earnapp-one-is-slow-the-other-is-a-security-risk/ https://mini-thoughts.com/honeygain-vs-earnapp-one-is-slow-the-other-is-a-security-risk/"
X Link 2026-02-10T14:22Z [---] followers, [--] engagements

"@elonmusk Grok hands down gives the most accurate information related to math and investments. I even swap between the big three frequently to test. Grok is always ahead. The only time Gemini wipes the floor is related to google docs/sheets/youtube"
X Link 2026-02-10T14:37Z [---] followers, [----] engagements

"I feel like I should know him by name that quote is almost identical to advice I tell my kids all the time. I had to google him though. I knew the face right hand man to Warren Buffett. Regardless that is nothing but truth"
X Link 2026-02-10T15:41Z [---] followers, [--] engagements

"@kinginvestings One of the big benefits of a flat tax or a national sales tax in lieu of income taxes. Can't change that right now though and we still have [--] days till April 15th and people can save up to $1500 on taxes funding their [----] IRAs"
X Link 2026-02-10T15:52Z [---] followers, [--] engagements

"@DevotedDividend The top ten holdings on all of those are practically identical. You've got the same [---] companies in all of them. What does that do for you that VOO or QQQ wouldn't do buy itself Tax savings on ROC divs You're paying redundant fees to hold the same stuff [--] times"
X Link 2026-02-10T18:08Z [---] followers, [--] engagements

"Do you have a large annual bill like Home Insurance or Property Taxes that always hits you at the beginning of the year while medical deductibles are also reset If you split that bill into a monthly budget and shove it in a savings account you'll have the payment but not much more. 1/3 https://twitter.com/i/web/status/2021328732103848110 https://twitter.com/i/web/status/2021328732103848110"
X Link 2026-02-10T21:01Z [---] followers, [--] engagements

"@SPXSatoshi That's why it's crazy so many people are sleeping on Robinhood's 3% IRA match. Almost no one talks about it combine it with your 401k match and even [--] years from now you're sitting on $62000 more before growth"
X Link 2026-02-10T21:35Z [---] followers, [----] engagements

"@BarbellFi My Mother in law was the CFO of a company for [--] years. She put $20k into her 401k and retired this year at [--]. Most of the 65+ generation was raised to expect pensions and social security. The lower age groups should know better. Teach the youth"
X Link 2026-02-10T21:37Z [---] followers, [----] engagements

"@Budgetdog_ A Bear Market is a stock sale. A wonderful wealth building garage sale"
X Link 2026-02-10T21:42Z [---] followers, [--] engagements

"@TheMattViera Simple follow her Investment Policy Statement. Is her Emergency fund done 401k capped All debt at 9% interest or higher paid off $12k in $QQQI last year was $1500 in dividends. $VOO was $2k in growth. If car costs more in interest than growth pay car. Vacation is later"
X Link 2026-02-10T21:52Z [---] followers, [--] engagements

"@forerunnerjman @SPXSatoshi But that's the point. Some people don't have any matches or any 401k at work but $20.50 a day can cap their [----] IRA this year. $225 match is more than the zero match at Vanguard or Fidelity or any other major IRA place. I haven't heard of another place doing matches"
X Link 2026-02-10T23:46Z [---] followers, [---] engagements

"Use the stability of VOO to anchor the portfolio while the monthly payouts from O and QQQI fuel the reinvestment fire. Read the full breakdown: #DividendGrowth #VOO #RealtyIncome #PassiveIncome #SnowballEffect #Investing2026 #Minithoughts 3/3 https://mini-thoughts.com/growth-vs-dividends-why-not-both-vanguard-2026/ https://mini-thoughts.com/growth-vs-dividends-why-not-both-vanguard-2026/"
X Link 2026-02-11T19:54Z [---] followers, [--] engagements

"@rushicrypto Debt will almost always go after an estate but usually can't go after heirs. If Grandma has 40k in credit card debt and the family wants the house they grew up in to stay in the family they better make sure the estate can pay off the debt without selling the house"
X Link 2026-02-11T20:42Z [---] followers, [--] engagements

"@DreamDividend What's your favorite Dividend I've only recently started dipping into those"
X Link 2026-02-12T00:51Z [---] followers, [--] engagements

"@stijnnoorman Best work schedule I had was [--] 10s. [--] days off of "the grind" gives you more time for family more time for side hustles more time building yourself and your wealth outside of a "job""
X Link 2026-02-12T00:52Z [---] followers, [--] engagements

"@TheMattViera I'll tell you what though Groceries on a budget.Costco and Sams do a lot of heavy lifting when you're scrimping to invest more money"
X Link 2026-02-12T00:56Z [---] followers, [--] engagements

"@CryptoVaultHQ These posts always confuse me and then I check the accounts and its 10s of thousands of followers. I guess they work"
X Link 2026-02-12T01:08Z [---] followers, [--] engagements

"@TheMattViera I have a post on a $350 per month family of [--] grocery budget. I'd rather Costco but none near me Sams bulk meat purchases are one of the biggest ways we keep it down when we do our quarterly meal preps"
X Link 2026-02-12T01:12Z [---] followers, [--] engagements

"This keeps coming up in conversation so here's the post about our Family of [--] $350/month grocery budget. And Budget Meal Prep: https://t.co/b8k5DLrxkj 3/3 And Budget Meal Prep: https://t.co/b8k5DLrxkj 3/3"
X Link 2026-02-12T01:35Z [---] followers, [--] engagements

"@mrmikeMTL That's more money than the vast majority of people will ever have saved up at one time. Either from poor choices lack of investments or fear of investing. If 900k can't change your life you need to rethink things"
X Link 2026-02-12T02:28Z [---] followers, [---] engagements

"$4200 sitting in a checking account for bills is a wasted opportunity. By cycling that cash through SGOV while waiting for the tax/insurance invoices Im generating $78 in "free" snowball fuel. 1/2"
X Link 2026-02-12T13:37Z [---] followers, [--] engagements

"Life is expensive. The math has to be better. #PersonalFinance #TheSnowballExperiment #SGOV #Budgeting #PassiveIncome #FrugalLiving #minithoughts 2/2 https://mini-thoughts.com/surprise-bills-that-shouldnt-be-a-surprise/ https://mini-thoughts.com/surprise-bills-that-shouldnt-be-a-surprise/"
X Link 2026-02-12T13:37Z [---] followers, [--] engagements

"@BoomerDivvies Sometimes its more risk tolerance too. 10M might risk 1M in a start up that explodes where as 1M might just S&P [---] and coast"
X Link 2026-02-12T13:49Z [---] followers, [--] engagements

"@EU_Cybertruck @ramit I mean even at multi millions Shaq still buys walmart shoes. Brands are a scam 90% of things all come from the same factories. There are two things I've seen overcome mental blocks that evade logic. The first is stubborn Discipline and the second is therapy"
X Link 2026-02-12T15:46Z [---] followers, [--] engagements

"@virtualbacon Nothing besides not liking Crypto. I think bitcoin will be the one that is actually worth it but people still need to diversify"
X Link 2026-02-12T16:29Z [---] followers, [--] engagements

"@JohnProv1 That's awesome. My CC rewards have also been going into dividend funds this year"
X Link 2026-02-12T16:30Z [---] followers, [--] engagements

"@GrizMeta If I was handed 100k and forced to buy one of the two. Bitcoin obviously. It's no where near the cap it will hit but it could die in [--] years or [--] years. Gold is forever"
X Link 2026-02-12T17:12Z [---] followers, [---] engagements

"@ElijahColeman21 My Entire blog is focused on aiming for a $1000/m dividend goal. passed $300 last month. Keep on keeping on"
X Link 2026-02-12T21:18Z [---] followers, [--] engagements

"@DaveRamsey People rarely realize how blessed they are. Debt Down Investments Up. Don't save to spend save to invest"
X Link 2026-02-12T21:30Z [---] followers, [---] engagements

"@JohnProv1 My vanguard taxable account had like $15k in it but I moved from VOO into dividend funds beginning of December for this experiment. Everything at Robinhood is new since I started. X account is like [--] month"
X Link 2026-02-12T21:44Z [---] followers, [--] engagements

"@LewisHowes I just mapped and mathed out my debt for a post and I think my new payment plan is definitely going to help me be 1% better than yesterday"
X Link 2026-02-12T21:47Z [---] followers, [--] engagements

"@Kalshi Digital money is just an illusion anyway. We're still going to make more of it though"
X Link 2026-02-12T21:50Z [---] followers, [---] engagements

"That's a "hidden" page if anyone clicks on the graph. It has [--] live graphs from my master spreadsheet the one at the bottom has my current holdings. Feb has me at a lovely net loss of 4.11% but that's expected with the weekly yieldmax nonsense I'm in at Robinhood. Dividends did not out pace market loss. Retreading my plan soon. https://mini-thoughts.com/progress/ https://mini-thoughts.com/progress/"
X Link 2026-02-12T21:54Z [---] followers, [--] engagements

"Nothing but truth here"
X Link 2026-02-12T22:43Z [---] followers, [--] engagements

"@Forbes I thought Arizona Tea was america's most popular"
X Link 2026-02-13T02:46Z [---] followers, [--] engagements

"That's the thing so many people fail to realize life changing money shouldn't change your plans for life. @minithoughtsz Beautiful @minithoughtsz Beautiful"
X Link 2026-02-13T13:11Z [---] followers, [--] engagements

"I live in the US of course I'm privileged. I live in a country where even at the poverty line I have access to clean water electricity and the stock market. That is exactly why I talk about frugality. $30000 for a family of [--] in the US is $2000 below the US poverty level but greater than 70% of the global population. Roughly $280000 annual income for a family of [--] to be a global 1%er in income. US 1% is over $650000 a year family of [--]. I write and talk about frugality and investing because in the US we have the privilege to grow in ways it's almost impossible to do so elsewhere. Also that"
X Link 2026-02-13T20:09Z [---] followers, [--] engagements

"@elonmusk I the probability I will grow my blog by [--] post a day for the year is currently 100%"
X Link 2026-02-14T14:49Z [---] followers, [--] engagements

"@Invest_Brandon idk. $1000 in the S&P500 at age [--]. (530A accounts) based on historical returns would be $450000 by [--]. $VOO seems like way less chance for greed or emotion to interrupt the wealth growth"
X Link 2026-02-14T20:16Z [---] followers, [--] engagements

"In a dividend fund like $SCHD or $VOO at a 7% return that "small change" becomes $3600 over [--] years. Pennies compound just like dollars do. The math doesn't care about your feelings. The Post: #FrugalFriday #FinTwit #PassiveIncome #Compounding 2/2 https://mini-thoughts.com/frugal-friday-2-13-26-big-or-small-pennies-compound-too/ https://mini-thoughts.com/frugal-friday-2-13-26-big-or-small-pennies-compound-too/"
X Link 2026-02-13T13:18Z [---] followers, [--] engagements

"@charliebilello I've said for years we've been heading towards the [--] housing market again"
X Link 2026-02-13T13:26Z [---] followers, [---] engagements

"@elonmusk @xai X Ai repeatedly gives me better results to financial and mathematical queries than other free solutions"
X Link 2026-02-13T17:44Z [---] followers, [---] engagements

"@kevinxu VXUS (Vanguard total international ETF) is up 7% YTD. That's why it's 30% of my diversification"
X Link 2026-02-13T20:38Z [---] followers, [----] engagements

"@DividendTalks Didn't they just up their dividend too"
X Link 2026-02-14T01:20Z [---] followers, [---] engagements

"@anandchokshi19 Without looking at all of JP morgan is this most likely a re balancing rather than an indication of anything"
X Link 2026-02-14T14:57Z [---] followers, [---] engagements

"@TacticzH That's amazing and in [--] day's I've earned $0.14 of that 40Billion from my website. I'm getting 0.00000000035% of googles ad revenue"
X Link 2026-02-14T15:09Z [---] followers, [--] engagements

"@StephenCFU Probably because they worked way too long because they felt they needed way more money than they really did for retirement"
X Link 2026-02-14T20:10Z [---] followers, [--] engagements

"@nickgerli1 My In laws just moved to the neighborhood I grew up in. Paid $190k last summer for a house that even a few years ago would of never been listed above $80k. These prices even in LCOL areas are not sustainable"
X Link 2026-02-13T14:49Z [---] followers, [---] engagements

"@Rajesh992510253 I've found a lot of side hustles for scratch never heard any mention of phone based google tasks"
X Link 2026-02-13T14:52Z [---] followers, [--] engagements

"This is what I'm always trying to get people to understand: It's about making your plan and following the investing order. https://mini-thoughts.com/talk-like-an-investor-the-basics-of-dividend-growth-lingo/ I only made over $100k for [--] years - yet I was able to retire early. - Savings rate matters - Equity matters - [---] (k)/Roth contributions matter [--] figures isnt required. https://mini-thoughts.com/talk-like-an-investor-the-basics-of-dividend-growth-lingo/ I only made over $100k for [--] years - yet I was able to retire early. - Savings rate matters - Equity matters - [---] (k)/Roth"
X Link 2026-02-14T20:14Z [---] followers, [--] engagements

"@AlexEpstein We have to pivot nuclear and actually push the lowered total costs on to consumers"
X Link 2026-02-15T03:34Z [---] followers, [--] engagements

"@valerijatrades1 I'm not a big crypto person but I just realized from your post (or remembered I guess) that crypto markets still trade on weekends. I should put a few buck in everyday instead of waiting till monday. $BTC or $ETH seem like good weekend buys"
X Link 2026-02-15T13:28Z [---] followers, [--] engagements

"@kinginvestings Not even close. If you need $209k to live comfortably you are living the rat race of keeping up with the Jones. Buy used stuff. Don't buy $2000 cell phones cancel streaming and borrow movies from the local library for free"
X Link 2026-02-11T20:32Z [---] followers, [--] engagements

"Stop ignoring the small stuff. 🪙 Most people think saving $0.50 on a grocery item is "poverty finance." Theyre wrong. Its not about the $0.50. Its about the yield. If you find a way to save $5 a week thats $260 a year. 1/2"
X Link 2026-02-13T13:17Z [---] followers, [--] engagements

"@InvestingAddict What % do you trust bitcoin"
X Link 2026-02-13T14:32Z [---] followers, [--] engagements

"How do you turn $1000 into $500000 without lifting a finger The new Trump 530A isnt just another savings accountits a generational wealth machine. If you aren't leveraging this "Free $1000" start you are leaving your child's future on the table. Here is the math on the 530A vs. 529s and Roths. The government seeds the account with $1000. At a standard 7-10% return compounded over [--] years (birth to retirement) that $1000 alone becomes over $500000. Now imagine if you add just $50 a month. You aren't just building a "college fund"you're building a dynasty. 🔹 529: Great for school but"
X Link 2026-02-15T13:21Z [---] followers, [--] engagements

"@Investmentkage I'm not sure if there could be a more stupid premise than to tax unrealized gains"
X Link 2026-02-15T13:30Z [---] followers, [--] engagements

"Lets say the bill is $4000. That's $334/m. If you put it in $SGOV you get a fairly safe return on your money. You'd get close to $75 in dividends for the year. In $QQQI [--] shares a month would pay out: $295. Almost covering a full month of savings for the next year. 2/3"
X Link 2026-02-10T21:01Z [---] followers, [---] engagements

"Don't trust [--] year old QQQI $O is a dividend aristocrat increasing payments for [--] consecutive years: $107 in dividends but [----] saw an 18% share growth. That's about $400 total. 3/3"
X Link 2026-02-10T21:01Z [---] followers, [--] engagements

"Growth vs. Dividends: Why choose when you can have both 📈💰 Just dropped a deep dive on the [----] Vanguard strategy. Were looking at the "Classic Snowball" vs. the "High-Octane Income" engine. VOO (The Standard): $12k turned into nearly $14136 over the last year. 1/3"
X Link 2026-02-11T19:53Z [---] followers, [--] engagements

"O (The Monthly King): Even at a conservative 15% growth a $334/mo budget hits a $4400+ portfolio by Month [--]. The goal isn't just saving; it's building an asset that eventually buys its own shares. By Month [--] the dividends alone fund 25% of a new share every month. 2/3"
X Link 2026-02-11T19:54Z [---] followers, [--] engagements

"@EinsteinoWallSt So what is going on"
X Link 2026-02-13T00:07Z [---] followers, [---] engagements

"@RayDalio @nikhilkamathcio If you can't sell it it isn't really worth that"
X Link 2026-02-13T00:18Z [---] followers, [--] engagements

"@wallstengine @WOLF_Bitcoin_ @LuxAlgo @KobeissiLetter @WOLF_Financial @StockMKTNewz @LowBeta @ThemesETFs @JRupena @faststocknewss @OKavrak @stocktalkweekly Always great to find new Investor accounts"
X Link 2026-02-13T03:35Z [---] followers, [--] engagements

"@Jaxweah Need $0. Could use $10k bad credit card pain in the ass"
X Link 2026-02-13T03:42Z [---] followers, [--] engagements

"@VisualCap Ah to qualify for private equity investing"
X Link 2026-02-13T03:43Z [---] followers, [--] engagements

"@TslaGroupie $VXUS in my wife's IRA"
X Link 2026-02-13T03:46Z [---] followers, [--] engagements

"@LEAPTRADER_ Clear debt and invest the rest according to my IPS. 10% bonds 30% international 60% US"
X Link 2026-02-13T03:54Z [---] followers, [--] engagements

"Cool thanks for the reply. I always try to set a percentage of my portfolio for my investments so I was curious if you had an intentional balance or just buy BTC regularly regardless of balance. The recent dip makes it very attractive. Still kicking myself for missing the COVID BTC prices"
X Link 2026-02-13T14:41Z [---] followers, [--] engagements

"The best way to combat gamification is to strap on some Discipline and put some Stoicism to work. I use $HOOD because no one else is giving 3% match to my IRA and the dividend and share buying interface moves so much smoother than Vanguard. Vanguard for Funds. Robinhood for stocks. https://twitter.com/i/web/status/2022409814920274220 https://twitter.com/i/web/status/2022409814920274220"
X Link 2026-02-13T20:37Z [---] followers, [--] engagements

"@wangzhongyang @kevinxu From @Vanguard_Group $VXUS Seeks to track the performance of the FTSE Global All Cap ex US Index which measures the investment return of stocks issued by companies located outside the United States. No US"
X Link 2026-02-13T22:03Z [---] followers, [---] engagements

"@Nasdaq @NASA @Space_Station That's pretty awesome"
X Link 2026-02-14T01:35Z [---] followers, [--] engagements

"@ycharts Oh what a lovely time to buy"
X Link 2026-02-14T01:49Z [---] followers, [---] engagements

"@HolySmokas That is an impressive list"
X Link 2026-02-14T01:53Z [---] followers, [--] engagements

"@WhiteHouse Gas has definitely been down in my area"
X Link 2026-02-14T02:10Z [---] followers, [--] engagements

"@elonmusk Happy Valentines"
X Link 2026-02-14T15:13Z [---] followers, [--] engagements

"@AcdntlyRetired 100% this is what people don't really understand"
X Link 2026-02-14T20:13Z [---] followers, [--] engagements

"@TheAlphaThought Completely agree. I just did the math on the 530A Trump Account. The starting $1000 would be $450000+ with $VOO historical averages by age 65"
X Link 2026-02-15T13:35Z [---] followers, [--] engagements

"@valerijatrades1 Yeah. As much as crypto doesnt thrill me. I hate handfuls of dollars sitting in a settlement account waiting for more money to buy whole shares. Bitcoin seems like a good use of that"
X Link 2026-02-15T15:11Z [---] followers, [--] engagements

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