@ViragConsulting Mark Virag

Mark Virag posts on X about $an, $rivn, tariffs, finance the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

Engagements: [---] #

• [--] Month [---] +104%
• [--] Months [-----] -81%
• [--] Year [------] -55%

Mentions: [--] #

• [--] Months [--] -84%
• [--] Year [--] -49%

Followers: [---] #

• [--] Month [---] -0.43%
• [--] Months [---] -2.40%
• [--] Year [---] +2.20%

CreatorRank: [---------] #

Social Influence

Social category influence stocks 32.08% finance 20.75% automotive brands 13.21% technology brands 7.55% travel destinations 1.89% countries 1.89% exchanges 0.94% cryptocurrencies 0.94% luxury brands 0.94% events 0.94%

Social topic influence $an 5.66%, $rivn 5.66%, tariffs 4.72%, finance 3.77%, $kmx 3.77%, 6969 2.83%, rivian 2.83%, $cvna 2.83%, has been 2.83%, auto loans 2.83%

Top accounts mentioned or mentioned by @waymo @experian @openai @jaguar @tekioncorp @wolterskluwer @carvana @automotivenews @brettamtpa @ford @michaeltastad @skscartoon @netcapgirl @arsnine @rohanpaulai @zestai @carmax @bmwusa @inshurinsurance @honda

Top assets mentioned AutoNation, Inc. (AN) Rivian Automotive, Inc. (RIVN) CarMax, Inc (KMX) Carvana Co. (CVNA) Thomson Reuters Corporation (TRI) RELX PLC (RELX) Atlassian Corporation PLC (TEAM) Workday Inc (WDAY) Now Coin (NOW) Tesla, Inc. (TSLA) Lithia Motors, Inc. (LAD) Lucid Group Inc (LCID) Asbury Automotive Group, Inc. (ABG) Salesforce Inc (CRM) Intuit Inc. (INTU) LegalZoom.com, Inc. (LZ) PayPal Holdings Inc (PYPL) Faraday Future Intelligent Electric Inc. Common Stock (FFAI) Uber Technologies, Inc. (UBER) Amazon.com, Inc. (AMZN) Honda Motor Co., Ltd. (HMC) ChessCoin (CHESS) ROBOTAXI (ROBOTAXI) Vroom, Inc. (VRM) Bank of America (BAC) Group [--] Automotive, Inc. (GPI) GM (GM) IBM (IBM) Trinity Capital Inc. (TRIN)

Top Social Posts

Top posts by engagements in the last [--] hours

"Nashville joins Phoenix San Francisco Los Angeles Austin and Atlanta in Waymos growing footprint. The expansion follows a massive $16 billion funding round aimed at scaling robotaxi operations to over [--] additional cities globally. https://www.reuters.com/business/autos-transportation/waymo-goes-fully-autonomous-nashville-2026-02-09/ https://www.reuters.com/business/autos-transportation/waymo-goes-fully-autonomous-nashville-2026-02-09/"
X Link 2026-02-10T19:22Z [---] followers, [--] engagements

"Auto dealers are reporting more fraud-related loan defaults as the auto finance industry sees synthetic fraud and fraudulent documents surge. https://www.autofinancenews.net/allposts/risk-management/dealers-say-up-to-24-of-auto-loan-defaults-caused-by-fraud/ https://www.autofinancenews.net/allposts/risk-management/dealers-say-up-to-24-of-auto-loan-defaults-caused-by-fraud/"
X Link 2026-02-10T19:25Z [---] followers, [--] engagements

"BorrowerCheck by Point Predictive is designed to fight sophisticated techniques including deepfakes and synthetic identities https://pointpredictive.com/borrowercheck-for-dealers/ https://pointpredictive.com/borrowercheck-for-dealers/"
X Link 2026-02-10T20:37Z [---] followers, [--] engagements

"The "K-shaped economy" was created by loose monetary policy which boosts returns to capital assets while screwing the middle class. https://www.autofinancenews.net/allposts/risk-management/what-the-k-shaped-economy-means-for-lenders-dealers-off-the-lot/ https://www.autofinancenews.net/allposts/risk-management/what-the-k-shaped-economy-means-for-lenders-dealers-off-the-lot/"
X Link 2026-02-13T15:31Z [---] followers, [--] engagements

"My summary of the Saaspocalypse is now up on the blog $TRI $RELX $WTKWY $CRM $NOW $TEAM $LZ $PYPL $INTU $WDAY https://viragconsulting.blog/2026/02/16/saaspocalypse-now/ https://viragconsulting.blog/2026/02/16/saaspocalypse-now/"
X Link 2026-02-16T16:13Z [---] followers, [--] engagements

"Six-month price performance of legacy SaaS stocks $TEAM $TRI $RELX $NOW $WDAY"
X Link 2026-02-16T16:19Z [---] followers, [---] engagements

"U.S. #ElectricVehicles YTD Sept '24. Source: Urban Science Quarterly Electric Vehicle Retail Sales Report"
X Link 2024-11-12T21:43Z [----] followers, [--] engagements

"Shot in the arm for Rivian $RIVN #ElectricVehicles https://techcrunch.com/2024/11/12/the-rivian-volkswagen-joint-venture-deal-is-now-up-to-5-8b/ https://techcrunch.com/2024/11/12/the-rivian-volkswagen-joint-venture-deal-is-now-up-to-5-8b/"
X Link 2024-11-14T17:21Z [----] followers, [---] engagements

"TechCrunch describes the Gravity SUV as "existential" for Lucid Motors $LCID so here's that chart again: #ElectricVehicles"
X Link 2024-11-14T17:31Z [---] followers, [---] engagements

"President-elect Donald Trump's transition team is planning to kill the $7500 consumer tax credit for electric-vehicle purchases as part of broader tax-reform legislation #ElectricVehicles https://www.reuters.com/business/autos-transportation/trumps-transition-team-aims-kill-biden-ev-tax-credit-2024-11-14/ https://www.reuters.com/business/autos-transportation/trumps-transition-team-aims-kill-biden-ev-tax-credit-2024-11-14/"
X Link 2024-11-14T23:43Z [----] followers, [--] engagements

"Now anyone in LA can hail a @Waymo robotaxi #Robotaxi https://techcrunch.com/2024/11/12/now-anyone-in-la-can-hail-a-waymo-robotaxi/ https://techcrunch.com/2024/11/12/now-anyone-in-la-can-hail-a-waymo-robotaxi/"
X Link 2024-11-15T14:26Z [---] followers, [--] engagements

"Faraday Future selling IP to raise cash $FFIE #ElectricVehicles https://www.nasdaq.com/articles/faraday-future-grow-fandor-enter-strategic-licensing-collaboration https://www.nasdaq.com/articles/faraday-future-grow-fandor-enter-strategic-licensing-collaboration"
X Link 2024-11-17T16:33Z [---] followers, [---] engagements

"It's silly to suggest that this is a political favor to Musk. @Waymo is the clear leader and other carmakers are lined up with control-less vehicles. #AutonomousVehicles $TSLA $UBER https://fortune.com/2024/11/17/trump-self-driving-cars-rules-tesla-robotaxi-elon-musk-cybercab-ai-nhtsa/ https://fortune.com/2024/11/17/trump-self-driving-cars-rules-tesla-robotaxi-elon-musk-cybercab-ai-nhtsa/"
X Link 2024-11-18T15:34Z [----] followers, [---] engagements

"My latest post describing Notebook LM and AI video is up on the blog. #GenAI http://viragconsulting.blog/2024/11/24/project-avatar/ http://viragconsulting.blog/2024/11/24/project-avatar/"
X Link 2024-12-03T14:49Z [---] followers, [--] engagements

"Automaker to write down value of operations in worlds largest car market where it was once a dominant player $GM https://www.wsj.com/business/autos/general-motors-to-take-5-billion-charge-on-china-business-c3d534f5 https://www.wsj.com/business/autos/general-motors-to-take-5-billion-charge-on-china-business-c3d534f5"
X Link 2024-12-04T14:41Z [---] followers, [--] engagements

"Amid weakening EV demand GM unloads its stake in this Lansing battery factory #ElectricVehicles $GM https://techcrunch.com/2024/12/02/gm-offloads-one-of-its-battery-factories-to-lges/ https://techcrunch.com/2024/12/02/gm-offloads-one-of-its-battery-factories-to-lges/"
X Link 2024-12-06T14:57Z [---] followers, [--] engagements

"Today in "economic indicators" Amazon is SOLD OUT of their $200 popcorn maker #Bullish"
X Link 2024-12-06T15:53Z [---] followers, [--] engagements

"Narrator: It was clear before. $GM In case it was unclear before it is clear now: GM are a bunch of dummies. In case it was unclear before it is clear now: GM are a bunch of dummies"
X Link 2024-12-11T23:06Z [---] followers, [--] engagements

"Amazon launches online Hyundai sales again $AMZN #DigitalRetail https://techcrunch.com/2024/12/10/amazon-is-officially-in-the-online-car-sales-business/ https://techcrunch.com/2024/12/10/amazon-is-officially-in-the-online-car-sales-business/"
X Link 2024-12-16T14:54Z [---] followers, [--] engagements

"Bashing the @Jaguar rebrand is "piling on" at this point but the Professor has some good lines here: We hired some MIT grads who for $800k told us to lay off everyone in our customer service department and replace them with Salesforces Agentforce. https://www.profgalloway.com/killing-the-cat https://www.profgalloway.com/killing-the-cat"
X Link 2024-12-17T14:16Z [---] followers, [--] engagements

"Honda and Nissan are in merger talks https://asia.nikkei.com/Business/Automobiles/Honda-and-Nissan-to-begin-merger-talks-amid-EV-competition https://asia.nikkei.com/Business/Automobiles/Honda-and-Nissan-to-begin-merger-talks-amid-EV-competition"
X Link 2024-12-19T14:56Z [---] followers, [--] engagements

"In this study men who felt insecure about their masculinity were willing to pay $7000 more for an SUV than the more-secure men. So maybe "neg" your prospect a little bit notice his clean shoes and soft hands flirt with his wife. 🤣🤣🤣 https://substack.com/home/post/p-154197957 https://substack.com/home/post/p-154197957"
X Link 2025-01-05T18:19Z [---] followers, [--] engagements

"My latest post on GenAI is up on the blog http://viragconsulting.blog/2025/01/04/notes-on-genai/ http://viragconsulting.blog/2025/01/04/notes-on-genai/"
X Link 2025-01-06T14:53Z [---] followers, [--] engagements

"Congrats to my pal Cam Tkach on his appointment to COO at Rumble On $RMBL https://www.prnewswire.com/news-releases/rumbleon-inc-announces-leadership-changes-302349804.html https://www.prnewswire.com/news-releases/rumbleon-inc-announces-leadership-changes-302349804.html"
X Link 2025-01-14T16:35Z [---] followers, [---] engagements

""Products like vehicle service contracts help protect consumers from unexpected costs which are likely to increase over the life of the loan." https://www.autofinancenews.net/allposts/risk-management/dealers-shift-focus-to-fi-as-front-end-margins-decline/ https://www.autofinancenews.net/allposts/risk-management/dealers-shift-focus-to-fi-as-front-end-margins-decline/"
X Link 2025-01-15T17:17Z [---] followers, [--] engagements

"Congrats to DMS vendor @tekioncorp signing 70-store Garff group http://www.autonews.com/retail/an-tekion-ken-garff-forge-partnership/ http://www.autonews.com/retail/an-tekion-ken-garff-forge-partnership/"
X Link 2025-01-15T19:06Z [---] followers, [--] engagements

"Meanwhile AutoNation is reporting a [----] per share impact due to problems with their CDK DMS $AN https://www.msn.com/en-us/money/companies/autonation-lowers-q2-eps-estimate-after-factoring-in-cyber-incident/ar-BB1q0tXa https://www.msn.com/en-us/money/companies/autonation-lowers-q2-eps-estimate-after-factoring-in-cyber-incident/ar-BB1q0tXa"
X Link 2025-01-15T19:06Z [---] followers, [--] engagements

"When a credit union refinances your customer's car loan they can also cancel and replace your F&I products. https://www.autofinancenews.net/allposts/risk-management/uptick-in-auto-refinance-could-hurt-dealers-fi-profits/ https://www.autofinancenews.net/allposts/risk-management/uptick-in-auto-refinance-could-hurt-dealers-fi-profits/"
X Link 2025-01-16T14:22Z [---] followers, [--] engagements

"This is the most AI chess game ever. Black's last four moves force a stalemate by sacrificing the queen two rooks and bishop - and furthermore forcing white to take them. A human might play for a draw by shedding a pawn or moving their king into a box but this No human would ever think: if I can just force my opponent to take all my pieces. It's alien. https://www.youtube.com/watchv=oIsy07JZ7Qs https://www.youtube.com/watchv=oIsy07JZ7Qs"
X Link 2025-01-18T23:15Z [---] followers, [---] engagements

"This whole article is about rates of change on an index. Never do they tell us the base rate or the breakdown by segment. Guess I'll have to head over to @Wolters_Kluwer to get the real numbers. https://www.autofinancenews.net/allposts/technology/digital-origination-volume-jumps-32/ https://www.autofinancenews.net/allposts/technology/digital-origination-volume-jumps-32/"
X Link 2025-02-08T23:29Z [---] followers, [--] engagements

"The second shoe drops for Cruise. Maybe $GM will retain some engineers but it's curtains for the robotaxi. https://techcrunch.com/2025/02/04/cruise-to-slash-workforce-by-50-after-gm-cuts-funding-to-robotaxi-operations/ https://techcrunch.com/2025/02/04/cruise-to-slash-workforce-by-50-after-gm-cuts-funding-to-robotaxi-operations/"
X Link 2025-02-10T14:15Z [---] followers, [--] engagements

"Bullish report on AutoNation $AN https://www.marketbeat.com/instant-alerts/wells-fargo-company-boosts-autonation-nysean-price-target-to-19400-2025-02-12/ https://www.marketbeat.com/instant-alerts/wells-fargo-company-boosts-autonation-nysean-price-target-to-19400-2025-02-12/"
X Link 2025-02-17T14:31Z [---] followers, [--] engagements

"Great results for AutoNation Financial. Revenue credit tier and separate filing $AN https://www.autofinancenews.net/allposts/earnings/autonation-finance-originations-surpass-1b/ https://www.autofinancenews.net/allposts/earnings/autonation-finance-originations-surpass-1b/"
X Link 2025-02-17T14:49Z [---] followers, [--] engagements

"I'm sad that Vroom couldn't make it in eCommerce. They're back on the NASDAQ after bankruptcy focusing on analytics and finance. $VRM $CVNA https://www.autofinancenews.net/allposts/technology/vroom-invests-in-analytics-tech-after-e-commerce-exit/ https://www.autofinancenews.net/allposts/technology/vroom-invests-in-analytics-tech-after-e-commerce-exit/"
X Link 2025-03-24T13:47Z [---] followers, [---] engagements

"This is my area. This is the one thing I could have helped them with. I told them to use a menu. I told them to use biweekly payments. 😠 RideNow came with great processes for retail. F&I not so much. $RMBL https://www.autofinancenews.net/allposts/earnings/rumbleon-fi-down-17-2/ https://www.autofinancenews.net/allposts/earnings/rumbleon-fi-down-17-2/"
X Link 2025-03-26T13:59Z [---] followers, [--] engagements

"CarMax upgraded ahead of earnings which will report April [--] $KMX Buying opportunity below [--] target is [--] https://www.barrons.com/articles/carmax-stock-price-upgrade-earnings-aac8d233 https://www.barrons.com/articles/carmax-stock-price-upgrade-earnings-aac8d233"
X Link 2025-03-28T14:23Z [---] followers, [--] engagements

"Since we are talking about tariffs on foreign cars here is BMW's largest factory in Spartanburg South Carolina"
X Link 2025-03-28T14:44Z [---] followers, [--] engagements

"Bank of America rolls out technology anticipating a trend in refinance activity. Also title transfers. Remember when @Carvana was getting killed on title processing https://www.autofinancenews.net/allposts/risk-management/bank-of-america-automates-refi-title-transfers/ https://www.autofinancenews.net/allposts/risk-management/bank-of-america-automates-refi-title-transfers/"
X Link 2025-04-01T13:11Z [---] followers, [--] engagements

"Here's the Fed balance sheet for the same period. You can see that car prices stopped rising when the Fed stopped printing"
X Link 2025-04-02T13:35Z [---] followers, [--] engagements

"Tax deductibility for car loans is an unalloyed blessing for car dealers so it's weird to see @Automotive_News pooh-poohing it. https://www.autonews.com/retail/finance-insurance/an-trump-johnson-auto-loan-interest-deduction-0328/ https://www.autonews.com/retail/finance-insurance/an-trump-johnson-auto-loan-interest-deduction-0328/"
X Link 2025-04-03T13:17Z [---] followers, [--] engagements

"Have you ever spotted the Kelloggs rep in your grocery store pulling the Frosted Flakes to the front of the shelf and making sure they overshadow the Post products Retail is detail. Eye level is buy level. The F&I equivalent of owning the shelf is owning the menu system. https://viragconsulting.blog/2025/03/22/agent-support-for-menu-selling/ https://viragconsulting.blog/2025/03/22/agent-support-for-menu-selling/"
X Link 2025-04-03T13:25Z [---] followers, 68.1K engagements

"@brettamtpa @Ford Today has been a good day for: Not raising prices Offering discounts $F Adding shifts at U.S. plants"
X Link 2025-04-04T22:37Z [---] followers, [--] engagements

"@michaeltastad @skscartoon "The top 10% of Americans own 88% of equities 88% of the stock market. The next 40% owns 12% of the stock market. The bottom 50% has debt. They have credit card bills. They rent their homes. They have auto loans. And we've got to give them some relief.""
X Link 2025-04-07T21:18Z [---] followers, [---] engagements

"Seven-year car loans are terrible news. Bad for the consumer bad for the trade cycle. At least they may become tax-deductible. https://www.edmunds.com/industry/press/1-in-5-new-car-shoppers-committed-to-an-84-month-loan-in-q1-2025-according-to-edmunds-experts.html https://www.edmunds.com/industry/press/1-in-5-new-car-shoppers-committed-to-an-84-month-loan-in-q1-2025-according-to-edmunds-experts.html"
X Link 2025-04-09T13:42Z [---] followers, [--] engagements

"18-month price performance of electric-car makers. I had to revise the chart now that Nikola Canoo and Fisker are kaput. We see a lot of $TSLA here in Dallas and after them $RIVN trucks. It would be fun if one of the car makers merged with Rivian. Synergy"
X Link 2025-04-21T13:35Z [---] followers, [---] engagements

"Lithia $LAD having a good year for F&I. Total gross up. Gross per unit up. Captive originations up. https://www.autofinancenews.net/allposts/earnings/lithia-captive-originations-jump-26-4-yoy/ https://www.autofinancenews.net/allposts/earnings/lithia-captive-originations-jump-26-4-yoy/"
X Link 2025-04-25T19:11Z [---] followers, [--] engagements

"The $LAD/AutoNation pairs trade still running in favor of $AN"
X Link 2025-04-25T19:20Z [---] followers, [---] engagements

"Uber Volkswagen pair up to launch robotaxi service in US with self-driving electric microbuses $UBER https://techcrunch.com/2025/04/24/uber-and-volkswagen-pair-up-to-launch-robotaxi-service-with-self-driving-electric-microbuses/ https://techcrunch.com/2025/04/24/uber-and-volkswagen-pair-up-to-launch-robotaxi-service-with-self-driving-electric-microbuses/"
X Link 2025-04-29T13:38Z [---] followers, [--] engagements

"Automakers are preparing for potential price increases due to tariffs but aim to raise prices only as a last resort according to AutoNation. $AN https://digitaldealer.com/dealer-gm/us-tariff-tracker-impact-automaker-response/ https://digitaldealer.com/dealer-gm/us-tariff-tracker-impact-automaker-response/"
X Link 2025-04-30T13:13Z [---] followers, [--] engagements

"I think we all know [--] and 7-year car loans are a bad idea. What alternatives would you recommend for dealers to avoid or mitigate this problem https://www.autonews.com/opinion/guest-commentary/an-guest-commentary-ian-frame-car-loan-terms-0430/ https://www.autonews.com/opinion/guest-commentary/an-guest-commentary-ian-frame-car-loan-terms-0430/"
X Link 2025-04-30T20:23Z [---] followers, [--] engagements

"For data scientists working in consumer credit @Experian introduces new tools for feature engineering. https://www.experian.com/blogs/insights/enhanced-feature-engineering-to-transform-the-feature-lifecycle/ https://www.experian.com/blogs/insights/enhanced-feature-engineering-to-transform-the-feature-lifecycle/"
X Link 2025-05-01T13:16Z [---] followers, [--] engagements

"Regarding tariffs: Lucid is an American car maker $LCID https://www.autofinancenews.net/allposts/earnings/lucid-rivian-deliveries-rise-in-first-quarter/ https://www.autofinancenews.net/allposts/earnings/lucid-rivian-deliveries-rise-in-first-quarter/"
X Link 2025-05-10T13:34Z [---] followers, [----] engagements

"Carvana doing well and used cars are a recession play $CVNA https://www.autofinancenews.net/allposts/earnings/carvana-originations-rise-44-1/ https://www.autofinancenews.net/allposts/earnings/carvana-originations-rise-44-1/"
X Link 2025-05-12T13:27Z [---] followers, [--] engagements

"18-month price performance of EV car makers. $RIVN coming back up out of the basement"
X Link 2025-05-12T13:36Z [---] followers, [---] engagements

"18-month price performance of public auto groups $AN $GPI"
X Link 2025-05-19T13:44Z [---] followers, [---] engagements

"Nice roundup of electric vehicle battery tech here in case you're curious how NMC is better than LFP but LMR is cheaper. $GM https://techcrunch.com/2025/05/13/gms-new-manganese-rich-battery-promises-cheaper-evs-in-2028/ https://techcrunch.com/2025/05/13/gms-new-manganese-rich-battery-promises-cheaper-evs-in-2028/"
X Link 2025-05-19T16:54Z [---] followers, [--] engagements

"Something is very wrong with economic policy in this country if seven-year car loans are "inevitable." https://www.autofinancenews.net/allposts/risk-management/nmac-president-84-month-loan-terms-inevitable/ https://www.autofinancenews.net/allposts/risk-management/nmac-president-84-month-loan-terms-inevitable/"
X Link 2025-05-21T13:14Z [---] followers, [--] engagements

"This article from Sloans reprises business-process reengineering (BPR) in an AI context. Here the client developed a powerful new tool using GenAI machine vision and RPA and had to redesign their workflows to accommodate it. This is always a judgement call for the consultant. On the one hand technology is supposed to serve the business and not be technology for its own sake. On the other hand what if the new technology is a game changer The article recommends starting with the end in mind. Consider what your value-add really is and work backward. It also recommends embracing work design as a"
X Link 2025-06-18T14:17Z [---] followers, [--] engagements

"Robotaxi leader @Waymo has big plans for New York City https://techcrunch.com/2025/06/18/waymo-has-set-its-robotaxi-sights-on-nyc/ https://techcrunch.com/2025/06/18/waymo-has-set-its-robotaxi-sights-on-nyc/"
X Link 2025-06-23T13:06Z [---] followers, [--] engagements

"CarMax plagued by [----] credit quality. Loss provisions near $1 billion. $KMX https://www.autofinancenews.net/allposts/earnings/carmax-auto-finance-sees-margin-expansion-despite-rising-loan-losses/ https://www.autofinancenews.net/allposts/earnings/carmax-auto-finance-sees-margin-expansion-despite-rising-loan-losses/"
X Link 2025-06-23T13:16Z [---] followers, [--] engagements

"This parliamentary maneuver to save the CFPB probably stems from its unique funding model. The Obama administration organized the CFPB to be funded directly by the Federal Reserve. However you may feel about the CFPB this off-budget funding is certainly a shady tactic. But the funny part is: the Fed has zero earnings They've made losses for the last two years. https://www.autofinancenews.net/allposts/compliance/senate-strikes-one-big-beautiful-bills-attempt-to-cut-cfpb-funding-to-0-afsa-says/"
X Link 2025-06-23T13:27Z [---] followers, [--] engagements

"More important than the EV credit is the proposed tax deduction for auto loans: Up to $10000 of interest above the line for U.S. makers (yes I know "domestic content" will be hard to define in a tax rule). https://www.autonews.com/technology/mobility/an-senate-bill-passage-evs-autos/ https://www.autonews.com/technology/mobility/an-senate-bill-passage-evs-autos/"
X Link 2025-07-02T14:05Z [---] followers, [--] engagements

"Asbury sells more LHM stores in "rebalancing" $ABG https://dealeragent-news.com/asbury-resumes-lhm-selloff-with-utah-deal/ https://dealeragent-news.com/asbury-resumes-lhm-selloff-with-utah-deal/"
X Link 2025-07-03T19:06Z [---] followers, [--] engagements

"$1000 monthly payments 84-month terms https://www.autonews.com/retail/finance-insurance/an-auto-finance-q2-2025-edmunds-data-0702/ https://www.autonews.com/retail/finance-insurance/an-auto-finance-q2-2025-edmunds-data-0702/"
X Link 2025-07-04T13:10Z [---] followers, [--] engagements

"0% APR that's what I'm talking about. Get out there and shop. Happy Independence Day https://www.autofinancenews.net/allposts/sales-and-marketing/hyundai-nissan-offer-0-financing-deals-for-july-4th/ https://www.autofinancenews.net/allposts/sales-and-marketing/hyundai-nissan-offer-0-financing-deals-for-july-4th/"
X Link 2025-07-04T14:25Z [---] followers, [--] engagements

"Local Dallas lender expanding through acquisition. The Crescent deal gives Arra another $815 million worth of auto loans for its portfolio and approximately [---] new employees a sixfold increase in its existing workforce. https://www.autonews.com/retail/finance-insurance/an-arra-finance-crescent-0630/ https://www.autonews.com/retail/finance-insurance/an-arra-finance-crescent-0630/"
X Link 2025-07-08T13:20Z [---] followers, [--] engagements

"@netcapgirl You run an expensive consulting study to ratify what you were planning to do anyway only with "objectivity" and "expertise" attached. The key skill for the consultancy is doping out your desired result without obviously compromising their perceived objective"
X Link 2025-07-14T19:16Z [---] followers, 11K engagements

"I remember one gig when I was a staff consultant and my overzealous manager ran a superbly calibrated bid process which unfortunately did not produce the desired answer. Back then the answer was always IBM. "No one ever got fired for choosing IBM." We had selected HP which the client simply disregarded because obviously "the consultants ran a defective bid process.""
X Link 2025-07-14T19:51Z [---] followers, [---] engagements

"@ars_nine @rohanpaul_ai That's brilliant. Instead of standing still in the window they could walk around the store"
X Link 2025-07-14T23:24Z [---] followers, [--] engagements

"Auto credit availability continues to improve. Note references to credit-score alternatives like @ZestAi https://www.autofinancenews.net/allposts/risk-management/credit-access-improves-as-credit-availability-index-rises-3-6-yoy/ https://www.autofinancenews.net/allposts/risk-management/credit-access-improves-as-credit-availability-index-rises-3-6-yoy/"
X Link 2025-07-15T18:13Z [---] followers, [--] engagements

"Chatbots meh. I am more interested in @CarMax RAG app. $KMX https://www.autofinancenews.net/allposts/technology/carmax-to-roll-out-updated-ai-chatbot-tools/ https://www.autofinancenews.net/allposts/technology/carmax-to-roll-out-updated-ai-chatbot-tools/"
X Link 2025-07-15T19:47Z [---] followers, [---] engagements

"Ford offering "zero zero zero" pricing. Zero down 0% APR and no payments for [--] days. I'd flip my X5 today if @BMWUSA were doing this. $F https://www.fromtheroad.ford.com/us/en/articles/2025/ford-for-america-sales-campaign https://www.fromtheroad.ford.com/us/en/articles/2025/ford-for-america-sales-campaign"
X Link 2025-07-16T22:33Z [---] followers, [--] engagements

"Reliable insurance for on-demand platforms. Oh brave new world @inshurinsurance $TRIN https://inshurgroup.com/news/inshur-secures-35-million-2025 https://inshurgroup.com/news/inshur-secures-35-million-2025"
X Link 2025-07-18T15:47Z [---] followers, [---] engagements

"Waymo just keeps on truckin' Don't kids have cars anymore When I was your age. https://techcrunch.com/2025/07/08/teenagers-can-now-hail-a-waymo-robotaxi-in-phoenix/ https://techcrunch.com/2025/07/08/teenagers-can-now-hail-a-waymo-robotaxi-in-phoenix/"
X Link 2025-07-18T15:49Z [---] followers, [--] engagements

"I always thought those fancy @Waymo cars were too expensive for the mass market. https://itcanthink.substack.com/p/the-first-mass-produced-robotaxi https://itcanthink.substack.com/p/the-first-mass-produced-robotaxi"
X Link 2025-07-19T14:15Z [---] followers, [--] engagements

"Longer used-vehicle loan terms not cause for concern @Experian Q1 data shows Youre not going to see a 72- or an 84-month loan on a 10-year-old vehicle Zabritski said "Its the late-model vehicles where terms run longer" https://www.autonews.com/retail/finance-insurance/an-experian-used-vehicle-term-q1-data-0715/ https://www.autonews.com/retail/finance-insurance/an-experian-used-vehicle-term-q1-data-0715/"
X Link 2025-07-19T16:01Z [---] followers, [--] engagements

"CarMax $KMX well positioned for used-car trend so why is it selling off https://www.investing.com/news/analyst-ratings/carmax-stock-rating-reiterated-at-outperform-by-evercore-isi-93CH-4142247 https://www.investing.com/news/analyst-ratings/carmax-stock-rating-reiterated-at-outperform-by-evercore-isi-93CH-4142247"
X Link 2025-07-21T13:45Z [---] followers, [---] engagements

"One of my longstanding complaints about electric vehicles has been the environmental impact of lithium and cobalt mining. Aluminum has the potential to change that and is also more amenable to recycling. https://vocal.media/wheel/elon-musk-announces-tesla-s-new-aluminum-ion-super-battery-with-15-minute-charging https://vocal.media/wheel/elon-musk-announces-tesla-s-new-aluminum-ion-super-battery-with-15-minute-charging"
X Link 2025-07-22T13:56Z [---] followers, [---] engagements

"Delinquencies up payments rise amid tighter approvals longer terms. https://www.autofinancenews.net/allposts/risk-management/average-monthly-new-vehicle-loan-payment-hits-761-in-june/ https://www.autofinancenews.net/allposts/risk-management/average-monthly-new-vehicle-loan-payment-hits-761-in-june/"
X Link 2025-07-23T14:15Z [---] followers, [--] engagements

""Before Trump's tenure the U.S. had a 2.5% tariff on European-made cars while the EU had a 10% duty on vehicles imported from the U.S." https://www.reuters.com/business/autos-transportation/volvo-ceo-wants-eu-cut-unnecessary-auto-tariffs-defuse-trump-threat-2025-07-17/ https://www.reuters.com/business/autos-transportation/volvo-ceo-wants-eu-cut-unnecessary-auto-tariffs-defuse-trump-threat-2025-07-17/"
X Link 2025-07-23T14:26Z [---] followers, [--] engagements

"Originations up F&I up $1840 per unit $LAD https://www.autofinancenews.net/allposts/earnings/lithia-captive-originations-up-30/ https://www.autofinancenews.net/allposts/earnings/lithia-captive-originations-up-30/"
X Link 2025-07-30T16:41Z [---] followers, [--] engagements

"As borrowers contend with high vehicle prices and elevated interest rates many are opting for short-term leases over long-term loans" https://www.autonews.com/retail/finance-insurance/an-fed-interest-rate-decision-0730/ https://www.autonews.com/retail/finance-insurance/an-fed-interest-rate-decision-0730/"
X Link 2025-07-31T14:09Z [---] followers, [--] engagements

"Broadcom survey finds companies now just as likely (50/50) to choose private cloud infrastructure as public. Law firms I am told prefer to keep their GenAI work private. "Real-world public cloud experiences the rapid rise of GenAI workloads and increasing demands for security compliance and cost predictability are driving this strategic cloud realignment." https://news.broadcom.com/releases/private-cloud-outlook-2025-report https://news.broadcom.com/releases/private-cloud-outlook-2025-report"
X Link 2025-07-31T19:40Z [---] followers, [--] engagements

"Asbury completes acquisition of Herb Chambers group: "Signed on Feb. [--] the mega-acquisition marks the largest this year tracked by Automotive News and gives Asbury New England roots in Massachusetts and Rhode Island with [--] dealerships and three collision centers." $ABG https://www.autonews.com/retail/mergers-acquisitions/an-asbury-automotive-acquires-herb-chambers-0721/ https://www.autonews.com/retail/mergers-acquisitions/an-asbury-automotive-acquires-herb-chambers-0721/"
X Link 2025-07-31T20:48Z [---] followers, [--] engagements

"American Honda @Honda launches an insurance company 😲Not service contracts insurance. https://hondanews.com/en-US/honda-corporate/releases/release-5f9c753ac34573a2867fe50f480bd82c-honda-launches-insurance-business-to-provide-competitive-and-convenient-insurance-options-for-acura-and-honda-customers https://hondanews.com/en-US/honda-corporate/releases/release-5f9c753ac34573a2867fe50f480bd82c-honda-launches-insurance-business-to-provide-competitive-and-convenient-insurance-options-for-acura-and-honda-customers"
X Link 2025-08-04T13:24Z [---] followers, [--] engagements

"Congrats to startup DealerLytics connecting inventory API (I think) to GenAI https://dealerlytix.com/ https://dealerlytix.com/"
X Link 2025-08-04T13:27Z [---] followers, [--] engagements

"Capital One Auto Unveils Real-Time Fraud Detection Tool https://www.capitalone.com/about/newsroom/capital-one-auto-unveils-real-time-fraud-detection-tool/ https://www.capitalone.com/about/newsroom/capital-one-auto-unveils-real-time-fraud-detection-tool/"
X Link 2025-08-05T13:28Z [---] followers, [--] engagements

""Modern car dealership exterior in white and silver with glass faade cars in lot sunny day signage reads "Secure Motors" photography captured in the style of Hasselblad X2D camera hyper-realistic.""
X Link 2025-08-06T19:27Z [---] followers, [--] engagements

"Carvana has been a rocket but this analyst says it's overbought. My MACD momentum indicator agrees. $CVNA https://seekingalpha.com/article/4808772-carvanas-return-to-profitable-growth-is-overbought-upward-momentum-faltering https://seekingalpha.com/article/4808772-carvanas-return-to-profitable-growth-is-overbought-upward-momentum-faltering"
X Link 2025-08-06T19:36Z [---] followers, [--] engagements

"EV maker Rivian sues Ohio over dealer franchise protection. Tesla carveout OADA cited. $RIVN https://www.inc.com/tekendra-parmar/a-rivian-lawsuit-takes-aim-at-a-powerful-car-dealer-association/91223255 https://www.inc.com/tekendra-parmar/a-rivian-lawsuit-takes-aim-at-a-powerful-car-dealer-association/91223255"
X Link 2025-08-07T18:59Z [---] followers, [---] engagements

"Tariffs will not be passed through to consumers one-for-one and will not hit all carmakers equally to the extent there are domestic substitutes. Magnets in this case. $LCID $RIVN https://www.autofinancenews.net/allposts/earnings/lucid-ev-deliveries-up-38-2-in-q2-rivian-down-22-7/ https://www.autofinancenews.net/allposts/earnings/lucid-ev-deliveries-up-38-2-in-q2-rivian-down-22-7/"
X Link 2025-08-08T13:49Z [---] followers, [--] engagements

"Losses at the non-Tesla EV makers have plateaued over the last year. $RIVN $NIO"
X Link 2025-08-08T13:52Z [---] followers, [--] engagements

"Chart for $RIVN still not a "buy""
X Link 2025-08-08T13:54Z [---] followers, [--] engagements

"Watching the GPT-5 launch coverage I think there is altogether too much emphasis on AI as a coding assistant. Certainly you people are aware () of the myriad other uses creative people have found for LLMs. @OpenAI"
X Link 2025-08-08T19:50Z [---] followers, [--] engagements

"Okay for you nerds here is a more mainstream LLM test question: Briefly in a sentence or two and without formulas explain why the set of all functions that equal their own second derivative is a vector space. Grok [--] GPT-5 and Gemini [---] Flash all gave the anticipated wrong answer merely restating the definition of a vector space. GPT-5 Thinking and Claude Sonnet [--] gave the correct answer observing that differentiation is a linear operation"
X Link 2025-08-08T19:55Z [---] followers, [--] engagements

"@soph_mitchell_a @OpenAI So what's your favorite LLM for creative writing"
X Link 2025-08-08T23:23Z [---] followers, [--] engagements

"This is a public service announcement for business leaders who don't have an MBA (or common sense). For years I ordered @newbalance shoes online always the same size and they always fit. Now it's a crapshoot and I end up returning half their shoes. So whatever money they've saved by letting their sourcing go to hell they are losing in return costs. Not to mention owner loyalty. If I have to go into Academy and try them on I'm going to try other brands. Without reliable sizing the case for brand-specific online ordering evaporates. I might as well order from Amazon"
X Link 2025-08-14T17:50Z [---] followers, [--] engagements

"Domestic car makers are terrified of competition from China says The Atlantic. Isn't that an argument for at least short-term trade protection https://www.theatlantic.com/technology/archive/2025/08/ford-china-electric-cars/683880/ https://www.theatlantic.com/technology/archive/2025/08/ford-china-electric-cars/683880/"
X Link 2025-08-15T13:52Z [---] followers, [--] engagements

"European car makers face a double threat from climate policies. Not only untenable electric vehicle mandates but factory power is 3-5 times more expensive than other countries. https://www.motor1.com/news/768702/mercedes-ceo-europe-car-industry-collapse-gas-engines/ https://www.motor1.com/news/768702/mercedes-ceo-europe-car-industry-collapse-gas-engines/"
X Link 2025-08-15T20:41Z [---] followers, [--] engagements

"This is cool. Just park your car over the inductive charging pad as with a cell phone. https://www.roadandtrack.com/news/a65971437/porsche-inductive-wireless-charging-cayenne-ev/ https://www.roadandtrack.com/news/a65971437/porsche-inductive-wireless-charging-cayenne-ev/"
X Link 2025-09-09T13:34Z [---] followers, [--] engagements

"PRO TIP: Never chat with your co-conspirators using text messages because they're discoverable in court. As a wise man once said "never write when you can speak never speak when you can nod never nod when you can wink." https://www.autonews.com/retail/finance-insurance/an-assurant-sues-former-employees-and-rival-0826/ https://www.autonews.com/retail/finance-insurance/an-assurant-sues-former-employees-and-rival-0826/"
X Link 2025-09-09T14:03Z [---] followers, [--] engagements

"Refinancing to save 2% is a good idea but be aware dealers will be on the hook to refund GAP protection. https://www.autonews.com/retail/finance-insurance/an-data-experian-refinancing-q2-2025-0910/ https://www.autonews.com/retail/finance-insurance/an-data-experian-refinancing-q2-2025-0910/"
X Link 2025-09-12T15:02Z [---] followers, [--] engagements

"As I have said before leasing is the best way to drive an EV because you leave the residual risk with the finance company. https://www.autonews.com/retail/finance-insurance/an-stoneeagle-ev-profit-report-0908/ https://www.autonews.com/retail/finance-insurance/an-stoneeagle-ev-profit-report-0908/"
X Link 2025-09-13T15:05Z [---] followers, [--] engagements

"It sounds a little shady but this still qualifies as "captive finance pitches in to help dealers." They're making down payments on lease vehicles under the deadline to qualify for the $7500 tax credit. https://www.autonews.com/general-motors/an-gm-ev-leasing-incentive-q4-2025-0929/ https://www.autonews.com/general-motors/an-gm-ev-leasing-incentive-q4-2025-0929/"
X Link 2025-10-03T13:35Z [---] followers, [--] engagements

"Congratulations AutoGravity on FinovateFall [----] best of show @Finovate @AutoGravityHQ http://bit.ly/2cqpvVW http://bit.ly/2cqpvVW"
X Link 2016-09-12T19:12Z [----] followers, [--] engagements

"Hello $KMX AutoNation launches first used-car superstore http://www.kiiitv.com/news/local/autonation-usa-holds-grand-opening-for-new-dealership/436402972 http://www.kiiitv.com/news/local/autonation-usa-holds-grand-opening-for-new-dealership/436402972"
X Link 2017-05-08T16:50Z [----] followers, [--] engagements

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