@RushilMehtani Avatar @RushilMehtani Rushil Mehtani

Rushil Mehtani posts on X about if you, credit cards, up to, in the the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

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Social Influence

Social category influence finance stocks technology brands travel destinations countries fashion brands currencies products #4669 automotive brands luxury brands

Social topic influence if you, credit cards, up to, in the, the first, dubai, card, money, how to, $hsbc

Top accounts mentioned or mentioned by @taditdash @imyadav31 @ankitdewan @suritalreja @sartanparayash @cardniti @ccg33k @catchmeabhiorb @priytanshu @finpaal @jassneetsingha @vaibhavluthra @man1shgolcha @professorcardz @paisaprinciple @thetrueccking @prashantnhn @rushikeshagre @dobaniye @jaymatoliya

Top assets mentioned HSBC Holdings PLC (HSBC) Uber Technologies, Inc. (UBER) Marriott International Inc (MAR) Flex Ltd. Ordinary Shares (FLEX)

Top Social Posts

Top posts by engagements in the last [--] hours

"@zomato @zomatocare Please see the attached images. SHIT food. PATHETIC restaurant. EVEN SHITTIER AND PATHETIC customer service"
X Link 2025-05-11T19:15Z [--] followers, [--] engagements

"@zomato @zomatocare Another day another fuck up. Im out of words to even express the utter disappointment that I have. I ordered a Peri Peri Chicken Wrap from Subway whereas I got a Smoked Chicken Wrap. Tried reaching out to the customer care as usual no response"
X Link 2025-05-22T05:44Z [--] followers, [--] engagements

"@zomato @zomatocare I reach out to the customer care and they simply ask me the send a mail and that mail is never really replied to. Why does the customer have to beg Zomato for something that isnt even his fault every single time I ordered it correct but they sent it wrong"
X Link 2025-05-22T05:46Z [--] followers, [--] engagements

"@zomato @zomatocare Are you simply trying to make money and as long as thats happening youre okay with the service you provide Even if youre an intermediary the restaurants onboarded on your platform and their activities is YOUR responsibility Order ID - 6901302835"
X Link 2025-05-22T05:50Z [--] followers, [--] engagements

"@zomato @zomatocare I want a FULL REFUND for your negligence and the restaurants utter poor service"
X Link 2025-05-22T05:50Z [--] followers, [--] engagements

"@zomato @zomatocare The place is 2km away. [--] mins tops. But Zomato says [--] mins to deliver a cold brew with ginger ale. Like hello Its already brewed you just gotta open a can and mix it up. Whats next ETA for ice cubes to freeze ๐Ÿ˜‚ #ZomatoLogic #WhyTheDelay"
X Link 2025-06-21T08:02Z [--] followers, [--] engagements

"@imYadav31 @volklub Kia Carens is good but the build quality of it is a major turn off. I would instead go for base model of XUV700 safety is top notch. Along with that comfort and looks wise it's really amazing. Have one personally so can vouch for it. Can even go for Alcazar bit underrated"
X Link 2025-06-26T09:51Z [--] followers, [---] engagements

"@vaggarwal03 @ccg33k Yes please Im planning to do it in November and since its my first time would be really helpful. Also you transferred EMs from Atlas to Accor What was the transfer ratio 1:2"
X Link 2025-08-18T05:28Z [--] followers, [--] engagements

"Got a SmartBuy flight voucher worth [----] (valid till 2nd Oct 2025) selling for [----]. Good deal if booking via SmartBuy with Infinia / DCB / Regalia Gold (can stack multipliers). @ccg33k @imYadav31 would you be able to help circulate this within your network โœˆ"
X Link 2025-09-14T12:21Z [--] followers, [--] engagements

"@ccg33k Hey Akash How did you convert Amex points to super coins Transfer to Marriott and then covert them to super coins Or redeem for Flipkart vouchers or something Please advise sir"
X Link 2025-09-21T19:35Z [--] followers, [---] engagements

"@JioCare @JioCare no reply to DMs no SMS no fix. You say engineer visit pending but he already came did wiring tried to extort 1K left job incomplete & took connector. Pathetic service fix this NOW or I escalate to TRAI & consumer forum. #Jio #ScamAlert"
X Link 2025-09-21T20:19Z [--] followers, [--] engagements

"@ccg33k Thank you so much sir And then any of the premium memberships to basically redeem them at their full value. Convert them for 2:1 but with them value per point is [--] so makes it 1:1. Correct Also is this only valid in BBD Or any time"
X Link 2025-09-22T02:29Z [--] followers, [--] engagements

"@ProfessorCardz In that case spend 25K and get the entire joining fees back just pay the GST. And then use the card for a year see if it suits you. If not then just close it or downgrade it right"
X Link 2025-10-10T02:40Z [--] followers, [--] engagements

"@saurav_ag @ccg33k Completely agree but for salaried folks - we usually dont get corporate cards unless were at a very senior level. And even then there are a lot of restrictions on what expenses can actually go thru them. So we just have to make do with whatever options we have. ๐Ÿคท๐Ÿปโ™‚"
X Link 2025-08-17T14:00Z [----] followers, [----] engagements

"@taditdash @ccg33k @SartanparaYash @prashantnhn @FinPaal This is the new way to invest your money rightly and get rewarded too even I started doing the same recently and already feel like I joined the game too late"
X Link 2025-10-12T06:17Z [----] followers, [---] engagements

"@taditdash @ccg33k @SartanparaYash @prashantnhn @FinPaal Yes couldnt agree more Looking forward to todays session. ๐Ÿ”ฅ"
X Link 2025-10-12T06:28Z [----] followers, [--] engagements

"Hi @ccg33k @imYadav31 @taditdash Good deal for 24K 0.5gm Market rate is 6.42K"
X Link 2025-10-12T16:15Z [----] followers, [----] engagements

"@coderkid1 @ccg33k @imYadav31 @taditdash It all depends on the CCs that you have - if you have CCs that give accelerated rewards on the vouchers then you get it way below the market rate. For instance - Buy ASV from iShop using EPM and then buy BB vouchers from Amazon at a 3% discount. So [----] is effectively 5388"
X Link 2025-10-13T06:10Z [----] followers, [---] engagements

"@taditdash @CardNiti @theexplorer_s Same as @CardNiti mentioned. The delivery guy will get the gold coin in the Tanishq pouch hell ask you to verify. Once you do that hell take pictures and ask for OTP and leave"
X Link 2025-10-13T06:44Z [----] followers, [--] engagements

"@ccg33k @taditdash @imYadav31 BLINKDEAL is live Tanishq 24KT 0.5gm SKUs available"
X Link 2025-10-14T07:40Z [----] followers, [---] engagements

"@ccg33k @imYadav31 I literally tried 3-4 locations - [--] in Mumbai [--] in Delhi NCR and [--] in Bangalore - It wasnt deliverable anywhere. ๐Ÿฅฒ Looks like youre gold lords favourite"
X Link 2025-10-23T10:08Z [----] followers, [--] engagements

"@imYadav31 OneCard ๐Ÿคฉ And tbh no matter what people say - its a really pretty card and I still like to keep it in my wallet even tho theres practically no use of it"
X Link 2025-10-24T04:20Z [----] followers, [---] engagements

"@ashiskar02 @ankitdewan @taditdash Looks like I need to try it in my office. tomorrow's Monday so let's see if I can score 10% miles ๐Ÿซก"
X Link 2025-10-26T06:59Z [----] followers, [---] engagements

"@rushikesh_agre_ Raining like cats and dogs since the last 8-9 hours in South Bombay. Even saw a bit of waterlogging near Parel"
X Link 2025-10-26T16:50Z [----] followers, [----] engagements

"All I can say is - Ax is doing typical Ax is things. ๐Ÿช“ They take the reward points are at sole discretion of the bank T&C quite seriously even for legitimate transactions and theyre the first ones when it comes to deducting the points. ๐Ÿ’€ Fight till the ends of the earth we all are there with you ๐Ÿ’ช๐Ÿป"
X Link 2025-10-27T03:02Z [----] followers, [----] engagements

"One of the cleanest fuel hacks that barely anyone talks about โ›ฝ๐Ÿ‘‡ Came across @imYadav31s post a while back and that's something that I've been doing for the better part of a year now havent seen many #CCGeeks mention this but glad he did ๐Ÿ‘ Thread continues ๐Ÿ‘‡ #CreditCardHacks #AxisAtlas"
X Link 2025-10-27T12:39Z [----] followers, 39.8K engagements

"If you dont have a fuel card or one that gives cashback on fuel (๐Ÿ‘‹ Kotak Infinity Metal Debit) this trick is gold ๐Ÿ’ณ Use your Axis Atlas on the GiftEdge portal to buy HP Pay vouchers youll earn base Edge Miles + 0.5% back via GyFTR coins (5 back per 1K ๐Ÿ”). Buy here - http://gyftr.com/edgerewards/hp-pay-gift-vouchers http://gyftr.com/edgerewards/hp-pay-gift-vouchers"
X Link 2025-10-27T12:39Z [----] followers, [----] engagements

"Redeem those coins on your next voucher purchase ๐Ÿ’ฐ Heres the sweet part - when redeemed against Accor you get an effective 8% return ๐Ÿจ๐Ÿ”ฅ No surcharge. No fees. Tried & tested โœ… Unlike iShops HP Pay (bunker vouchers needing physical redemption ๐Ÿ˜ฉ) this ones smooth - just buy & add to your HP Pay account โ›ฝ #CreditCardHacks #AxisAtlas #CCGeeks @taditdash @ccg33k @ProfessorCardz"
X Link 2025-10-27T12:40Z [----] followers, [----] engagements

"@credofly Axis Atlas HDFC Marriott Bonvoy OneCard ICICI Amazon Pay Infinia (partly black mostly blue) ๐Ÿคญ"
X Link 2025-10-27T14:07Z [---] followers, [---] engagements

"Theres something about moody skies they carry stories the sun never tells and secrets the sea quietly listens to. A perfect blend of calm and chaos painted in shades only twilight understands. ๐ŸŒ…๐ŸŒŠ @8ntmuch Its another Moody Monday Lets see those moody skies โ˜ https://t.co/oFn1gvdDEc Its another Moody Monday Lets see those moody skies โ˜ https://t.co/oFn1gvdDEc"
X Link 2025-10-27T17:18Z [----] followers, [----] engagements

"Yes I know and in an ideal scenario that would be the perfect way to go about it. I completely agree with you. But the issue with the FasTag method is that its inconsistent sometimes its accessible sometimes its not. For me personally Ive never been able to pay via that method no matter how many times Ive tried. And Ive heard from a lot of others that its the same for them some cant access it some dont get the OTP or theres always some other issue cropping up. @taditdash @imYadav31 @ccg33k @DoBaniye can probably weigh in on this. So this is an alternative thats quite smooth still gives"
X Link 2025-10-27T20:00Z [--] followers, [---] engagements

"@Anirban12Mandal Yes absolutely ๐Ÿ’ฏ Those physical vouchers test your patience and your persuasion skills ๐Ÿ˜‚ The pump guys act like youre asking them to decode a secret mission instead of just redeeming a voucher ๐Ÿ˜…"
X Link 2025-10-27T20:02Z [--] followers, [--] engagements

"Yes theres a 2K per-account cap now. You can create multiple GiftEdge accounts with different mobile numbers and use your Ax is Atlas to buy HP Pay vouchers to bypass the monthly limit. ๐Ÿ˜‰ Thats what Ive been doing lately dont remember seeing this limit a few months back and I just tried again to confirm it still works"
X Link 2025-10-28T02:53Z [--] followers, [---] engagements

"Hey @SartanparaYash and @FinPaal Isnt it the opposite tho Afaik you always pay in the local currency and not in the Indian currency inorder to avoid the DCC charges getting kicked in because theyre quite hefty. The charges that you see on the POS is the DCC markup that will be applied if you pay in Indian currency. If you pay in the local currency only the forex markup will be charged. I might be wrong but this is what I experienced when Id gone to Dubai this year. I made the mistake of paying in Indian currency once and was charged hefty DCC markup. Post that I paid in the local currency so"
X Link 2025-10-28T05:53Z [--] followers, [--] engagements

"But DCC is more than the forex markup right For instance Infinia has a 2.36% forex markup - if I pay in the local currency only that would be applied. If I pay in Indian currency DCC more than 2.36% would be charged. Please correct me if Im wrong - will be going to Dubai again next week so would be really helpful to know"
X Link 2025-10-28T06:00Z [--] followers, [--] engagements

"Exactly Like I said Ive already made that blunder when Id gone to Dubai. Made a [---] transaction and paid in Indian currency and the DCC charges kicked in almost ended up paying [---] when it couldve been just [---] had I paid in the local currency along with the forex markup. ๐Ÿฅฒ"
X Link 2025-10-28T06:12Z [--] followers, [--] engagements

"Afaik you should always pay in the local currency and not in the Indian currency - thats the only way to avoid those hefty DCC charges. Forex markup DCC markup - Always The extra amount you see on the POS machine is basically the DCC markup that kicks in if you choose to pay in Indian currency. If you go with the local currency instead only the regular forex markup applies. Speaking from experience - during my Dubai trip earlier this year I made the mistake of paying in Indian currency once and got hit with a steep DCC markup - For a simple [---] purchase I got charged a hefty DCC markup and"
X Link 2025-10-28T06:22Z [----] followers, [----] engagements

"It does tried and tested. Have been doing that as well whenever Im not going via the GiftEdge route. The MCC is linked to Gyftr the transaction shows up as GYFTRVOUCHERS You do earn base EMs on it. Ill try to find that transaction and share a screenshot here showing the EMs credited for the same"
X Link 2025-10-28T07:57Z [---] followers, [--] engagements

"Yes that is doable too. The monthly limits definitely higher than GiftEdge - 10K per month but the only downside is that the highest denomination available is just [---]. Gets a bit tedious to load when youre going beyond 34K. Also the HP Pay application is a bit unstable at times - sometimes the transactions straight-up fails for no apparent reason"
X Link 2025-10-28T08:02Z [--] followers, [--] engagements

"It does tried and tested. Have been doing that as well whenever Im not going via the GiftEdge route. The MCC is linked to Gyftr the transaction shows up as GYFTRVOUCHERS You do earn base EMs on it. Ill try to find that transaction and share a screenshot here showing the EMs credited for the same"
X Link 2025-10-28T08:46Z [---] followers, [--] engagements

"It does tried and tested. Have been doing that as well whenever Im not going via the GiftEdge route. The MCC is linked to Gyftr the transaction shows up as GYFTRVOUCHERS You do earn base EMs on it. Ill try to find that transaction and share a screenshot here showing the EMs credited for the same"
X Link 2025-10-28T08:46Z [---] followers, [--] engagements

"@evergreenashu @imYadav31 It should fetch base rewards not sure about the accelerated ones. Check the TnCs - that wouldve a list of cards that are eligible for the accelerated rewards For instance Atlas is not so it only gives base EMs"
X Link 2025-10-28T08:47Z [--] followers, [---] engagements

"@taditdash @ashiskar02 @ankitdewan Tried it out today with a test transaction of [--] - checked with customer care and its tagged under MCC [----] (miscellaneous food stores). No accelerated EMs for me sadly ๐Ÿฅฒ"
X Link 2025-10-28T15:33Z [--] followers, [--] engagements

"@CardMavenIn True that From being the one bank known for its exceptional customer service especially in handling customer relations it has definitely gone down and is now more or less on par with the rest"
X Link 2025-10-28T15:43Z [----] followers, [---] engagements

"@DMiller52325459 Where architecture meets the night - stories carved in stone glowing under city lights. โœจ #StreetPhotography #CityNights #ArchitectureLovers #MumbaiDiaries"
X Link 2025-10-28T16:31Z [----] followers, [---] engagements

"@CardsavvyIndia @taditdash Had seen this feature around for a while but never actually tried it. Seeing it now feels like a total game changer - thanks a ton for sharing this ๐Ÿ™Œ Planning a trip this December and this ones definitely going to come in handy. Awesome stuff @Savesage_club"
X Link 2025-10-29T04:09Z [----] followers, [----] engagements

"Some deliveries feel extra shiny โœจ Finally got my @myntra gold coin orders delivered today - placed around 15th Oct all arrived together None of this wouldve been possible without the absolute pioneers of the CC game - @ccg33k @GoldDealsIndia @imYadav31 & @taditdash ๐Ÿ™Œ They dont just talk deals - they do them. From stacking to multi-dipping theyve made the whole game of rewards look way too easy. If youre even slightly into credit cards and maximizing returns - follow them yesterday. ๐Ÿซก"
X Link 2025-10-29T05:17Z [----] followers, [----] engagements

"@ProfessorCardz Was this a planned twinning moment with the Taj Mahal or just a happy coincidence ๐Ÿ˜‰"
X Link 2025-10-29T07:42Z [--] followers, [--] engagements

"Finally a clean intuitive tool that does exactly what weve all been manually trying to figure out for years. The UI is super smooth and it genuinely saves so much time ๐Ÿ‘ Brilliant work @Kanishk_Razdan everyone who deals with points or transfers needs to give this a try. Totally a game changer ๐Ÿ”ฅ we just launched something that should've existed years ago a transfer calculator that shows you EVERY way to move points between programs (including hop based transfers x y z) no login required. completely free. thread ๐Ÿงต https://t.co/eBbbg33pR3 we just launched something that should've existed"
X Link 2025-10-29T18:06Z [---] followers, [---] engagements

"For ICICI - if you go through the Click to Upgrade option under the credit cards section it wont trigger a CIBIL hit since those are pre-approved based on your usage and relationship. Not sure if it triggers a CIBIL hit once you choose the card you wish to upgrade to. But if you use the Get Instant Loans/Offers section to apply that one usually does. For HDFC - On their CC upgrade website again it shows the pre-approved offers based on your usage and relationship. Not sure if it triggers a CIBIL hit once you choose the card you wish to upgrade to. However if you apply it afresh it would. For"
X Link 2025-10-29T18:22Z [---] followers, [---] engagements

"@_haroldfinch Well huge shoutout and thanks to you for always sharing it with the entire #CCGeek fam. Wouldve definitely missed this one if not for your post really appreciate you sharing these gems ๐Ÿ™Œ๐Ÿป"
X Link 2025-10-29T18:42Z [----] followers, [---] engagements

"Thanks for the follow @ProfessorCardz - truly appreciate it and all that you bring to the space This really means a lot. ๐Ÿ™Œ๐Ÿป"
X Link 2025-10-29T18:52Z [----] followers, [----] engagements

"@taditdash Yes and this was way before they came in with the RayBan Meta and the AirPods Pro [--] referral-related offers"
X Link 2025-10-29T18:54Z [---] followers, [--] engagements

"Consistency really does pay off ๐Ÿ’ฐ Been investing in NPS for a while now and seeing a 13.21% ROI just reiterates how powerful long-term investing and compounding can be. A good reminder that patience in the market always beats trying to time it. ๐Ÿ“ˆ #NPS #Investing #Compounding NPS was my first Mutual Fund investment which started more than a dozen years ago Rule of [--] states that at 12% your investments double in [--] years Belief in Compounding and Long Term Investment has strengthened over the time https://t.co/If2mDhZXBV NPS was my first Mutual Fund investment which started more than a dozen"
X Link 2025-10-29T19:18Z [----] followers, [---] engagements

"Oh and dont forget @AxisBank which makes you fetch the OTP from the mobile app while logging into NetBanking as part of MFA. Because why not lets make things more complicated in the name of security when the same could just be done with an SMS OTP I mean Id take that any day. ๐Ÿคท๐Ÿปโ™‚"
X Link 2025-10-30T04:40Z [----] followers, [---] engagements

"I currently have the following allocations - [--]. ICICI Prudential Pension Fund Scheme C 76.01% [--]. ICICI Prudential Pension Fund Scheme E 14.66% [--]. NPS Trust - A/C HDFC Pension Fund Management Ltd. Scheme G 9.33% Apologies couldnt share a screenshot as I dont have a second phone with me right now since Im in office"
X Link 2025-10-30T05:04Z [---] followers, [--] engagements

"I currently have the following allocations - [--]. ICICI Prudential Pension Fund Scheme C 76.01% [--]. ICICI Prudential Pension Fund Scheme E 14.66% [--]. NPS Trust - A/C HDFC Pension Fund Management Ltd. Scheme G 9.33% Apologies couldnt share a screenshot as I dont have a second phone with me right now since Im in office"
X Link 2025-10-30T05:05Z [---] followers, [--] engagements

"This view almost makes Thursday feel like a Friday. Almost. ๐Ÿ˜Œ Whats your office view today @DMiller52325459 @Kristin_Mae @objetsdot @taditdash @imYadav31 @haroldfinch @ProfessorCardz @rushikesh_agre"
X Link 2025-10-30T05:38Z [----] followers, [---] engagements

"@ccg33k Just to add something - these limits are for no-KYC customers. For customers who have done the KYC - HP Pay Wallet Load Limit - 7.5K/Day 30K/Month"
X Link 2025-10-30T16:20Z [----] followers, [----] engagements

"@CardMavenIn Its honestly weird how it works same pickup same drop both accounts have Uber One and yet one shows a much lower fare than the other. ๐Ÿ’€ Only @Uber_India knows the messed up calculation behind their pricing"
X Link 2025-10-30T17:56Z [---] followers, [---] engagements

"Somewhere between chaos and calm. โœจ We need more photography on ๐Ÿ“ธ If you agree post a picture https://t.co/pMXlWjXJsh We need more photography on ๐Ÿ“ธ If you agree post a picture https://t.co/pMXlWjXJsh"
X Link 2025-10-30T18:22Z [----] followers, [--] engagements

"@thequeenofmm Hello ๐Ÿ‘‹๐Ÿป"
X Link 2025-10-30T18:49Z [----] followers, [--] engagements

"@aHeartSoFull Thank you so much It really means a lot coming from you ๐Ÿ™Œ๐Ÿป"
X Link 2025-10-30T19:57Z [---] followers, [--] engagements

"BLINKDEAL@8% is LIVE ๐Ÿ”ฅ If you BLINK you MISS Mia by Tanishq Kalyan Jewellers and BHIMA are the sweet spots are ABSOLUTE sweet spots. Double dip it with Myntra vouchers through EPM or Infinia or any other high rewarding cards - guaranteed savings. ๐Ÿ’ฐ @ccg33k @GoldDealsIndia @SartanparaYash @imYadav31"
X Link 2025-10-31T05:18Z [----] followers, [----] engagements

"@so_phieC Roger that Looking forward to more valuable insights from you coach. ๐Ÿ™Œ๐Ÿป"
X Link 2025-10-31T09:14Z [---] followers, [--] engagements

"@credofly If this actually goes live - and the transfer ratios even halfway decent - its a real game changer. Turning reward points into mutual fund units Thats not loyalty anymore thats financial evolution. ๐Ÿ’ธ๐Ÿ”ฅ"
X Link 2025-10-31T16:02Z [----] followers, [---] engagements

"@taditdash Agreed. And tbh I used to use Axis Airtel for Airtel bills and utility payments before I got my hands on the kohinoors. ๐Ÿ’Ž Tho hardly ever used it on Zomato or Swiggy cause Ax is was super sketchy with the cashbacks especially on those two"
X Link 2025-10-31T17:58Z [---] followers, [--] engagements

"Well the District voucher is a much-needed addition. What giants like HDFCs SmartBuy and ICICIs iShop couldnt do - looks like you did. Always wondered if Zomato Money could be added to District - never got around to trying it so not sure if it works. But this is an absolute necessity youve just enabled for the #CCGeek community. Great work ๐Ÿ™Œ๐Ÿป"
X Link 2025-10-31T18:06Z [---] followers, [--] engagements

"The District voucher is a much MUCH needed addition What giants like HDFCs SmartBuy and ICICIs iShop couldnt do - looks like @Savesage_club and @ashishlath just did. ๐Ÿ”ฅ Available at a whopping 7.45% off via Amazon Pay and the best part - you can use it for dining movies events experiences shopping and a lot more. ๐Ÿฝ๐ŸŽฌ๐ŸŽŸ๐Ÿ› Now heres where it gets even better - you can multi-dip by buying Amazon Pay vouchers via: ๐Ÿ’ณ Infinia - 13% returns (after processing fees) ๐Ÿ’ณ EPM - 15% returns (after processing fees) Stack that with the 7.45% discount and youre looking at returns well above 20%. An"
X Link 2025-10-31T18:19Z [----] followers, [----] engagements

"So turns out the gold hacks getting shinier every time ๐Ÿ‘€โœจ When you combine Myntra vouchers with premium cards and their reward multipliers - even your gold delivery ends up feeling extra shiny. ๐Ÿช™ The gold lords a.k.a @ccg33k and @GoldDealsIndia already preparing for his next loot - and the cartels quietly filling their Myntra carts. ๐Ÿ’ฐ What looks like a shopping spree is actually smart stacking - premium cards vouchers and perfect Blinkdeal timing - all adding up to that extra shine. Crazy how simple this looks once you know the trick. Special thanks to @ccg33k and @GoldDealsIndia for the"
X Link 2025-11-01T05:15Z [----] followers, [----] engagements

"๐Ÿ“… New month new reminder. ๐Ÿฆ Top up [-----] (up from 5000) in your Kotak [---] Super Account to stay eligible for 5% cashback - up to 500/month on almost all online & offline POS spends. ๐Ÿ”ฅ My favourite part - you even get cashback on fuel transactions โ›ฝ. Something even premium cards like the Amex Gold Charge dont offer. Only a few dedicated fuel cards do and those are built just for that. And if you hold the [---] Infinity Metal Debit Card dont miss the 20% OFF up to [---] offer on dining via District - valid on bills of [----] or more. ๐Ÿ• Cashback usually lands within [---] days after the month begins"
X Link 2025-11-01T06:09Z [----] followers, [----] engagements

"Another day another status flex ๐Ÿ’ซ Club ITC Gold match is live for all hotel/airline Golds. Dont sleep on this one - ends Dec [--]. Did mine already did you ๐Ÿ‘€ (Thanks @ankitdewan for the early spot ๐Ÿ”ฅ) Another Status-Match opportunity thanks to @rohit821pat. Club ITC Status-match opportunity Use any hotel or airline Gold status of above to apply. TnC attached. Offer starts today valid till 31st December. ๐Ÿ”— Apply here - https://t.co/ynvHrJ8Ck1 https://t.co/zAbY9cFpZD Another Status-Match opportunity thanks to @rohit821pat. Club ITC Status-match opportunity Use any hotel or airline Gold status"
X Link 2025-11-01T10:03Z [----] followers, [----] engagements

"@Prasanth_Sai123 @ankitdewan Yes I've done with that as well. It should mostly work. Ill let you know once I get an update from ITC"
X Link 2025-11-01T12:35Z [---] followers, [--] engagements

"If youre planning a trip to Europe - this is it. The way @DoBaniye planned executed and documented every bit of it is just god-tier stuff. ๐Ÿซก From flights on points to scenic drives and those insane stays every single detail is pure gold. โœจ Bookmark this before you start drafting your Euro itinerary. Youll thank them (and yourself) later. Cost Breakdown: Our 17-Day Dream Euro Trip for Two Weve been getting a lot of questions about the total cost of our Europe trip so heres the full breakdown: Flights: 64K + 1.9L Air France Flying Blue miles Accommodation: 2L + 36K Accor points Car Rental:"
X Link 2025-11-01T12:52Z [----] followers, [----] engagements

"@suritalreja Ispe toh Gillette lagake shave karte hai ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-01T13:10Z [---] followers, [--] engagements

"@flyer320737 @ankitdewan As per ITC itll take around [--] working days so you should get a revert from them sometime next week"
X Link 2025-11-01T15:37Z [---] followers, [--] engagements

"@TeluguTechGuy @1kakashi_hatak @KotakBankLtd @X Nah not really. Kotak credit cards arent that great - better to just get an LTF one for the offers"
X Link 2025-11-01T15:38Z [----] followers, [--] engagements

"Just dropped into the Miles and Moolah Mingle space - and wow the insights were next-level. ๐Ÿ’ณโšก From optimising spends stacking offers and understanding how fintech and rewards are evolving - this was a goldmine for anyone serious about getting the most out of their cards. ๐Ÿ‘€ Loved how the discussion went beyond just points and cashback - diving into smart strategies ecosystem changes and whats next in the rewards game. ๐Ÿ’ก Massive shoutout to @VVikiLuxe @TaditDash @FinPaal @onpointindia for putting together such a solid and value-packed session. ๐Ÿ™Œ My wallet feels smarter already and a little"
X Link 2025-11-01T17:59Z [----] followers, [---] engagements

"@DMiller52325459"
X Link 2025-11-01T22:18Z [----] followers, [--] engagements

"This is genuinely scary. ๐Ÿ˜ถ The day you have to justify your expenses for your loved ones especially during hospitalisation is the day you draw a line. The first thing to do Request a card closure. And when the retention team calls let them know just how Dil Se Open they really are. Ax is is seriously crossing all limits under the pretext of reward points are at the sole discretion of the bank. I mean if you have such a big problem giving reward points just add it to the exclusion list. (Which by the way is already ridiculously long.) Now you have to justify the expenses for your loved ones"
X Link 2025-11-02T05:53Z [----] followers, [----] engagements

"Well 90% of my wardrobe is Uniqlo at this point. Lately I havent really liked anything else - its just become my go-to store now. And youre absolutely right - clean minimal designs super comfy fabric and a collection that fits you (and your lifestyle) like it was made for you. โœจ"
X Link 2025-11-02T06:02Z [---] followers, [--] engagements

"@SartanparaYash Oh I wasnt aware of that. This is actually the first time Im hearing that especially about ICICI directly blocking the card. Thanks a lot for the info"
X Link 2025-11-02T06:14Z [----] followers, [--] engagements

"This has actually been there for quite a while now. There are three things you basically need to remember ๐Ÿ‘‡๐Ÿป [--]. For domestic lounges always swipe your Infinia card directly - that gives you unlimited lounge access. Priority Pass will be chargeable (even the lounge desk staff mention this when they check your visits). [--]. For international lounges always swipe your Priority Pass - that gives you unlimited access too. [--]. For domestic arrival lounges swipe your Priority Pass - thats what gives free access. Many users (and even HDFC - PNO and Priority Redressal via email) have confirmed that"
X Link 2025-11-02T08:33Z [----] followers, [---] engagements

"@_haroldfinch Big milestone sir congratulations ๐Ÿฅ‚ The 5M mark is calling next. ๐Ÿ™Œ๐Ÿป๐Ÿ”ฅ"
X Link 2025-11-02T10:01Z [----] followers, [--] engagements

"HDFC SmartPay for that sweet 1% cashback on the Platinum Debit Card. ๐Ÿ’ณ Just that sometimes it doesnt fetch the bill automatically so you might need to pay it manually. It usually fetches it 4-5 days before the due date - so if it doesnt you have to keep an eye out. Otherwise works like a charm"
X Link 2025-11-02T13:34Z [---] followers, [---] engagements

"Ah they shouldve already sent it by now. Ideally the replacement gets delivered a month before or around the cards expiry date. Did you try reaching out to @HDFC_Bank or @HDFCBank_Cares Looks like a delay on their end that's more of a blunder and shouldnt really be overlooked. Because seriously - what if youre in dire need of cash and thats the only Debit Card youve got ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-02T18:42Z [---] followers, [--] engagements

"@taditdash @HDFC_Bank @HDFCBank_Cares Yes - have you gotten any mail or something I remember when my dads debit card was about to expire he got a mail intimation that hed be getting a new debit card soon. And after that he received the dispatch message within 4-5 days. And apologies for the sarcasm. ๐Ÿ™๐Ÿป"
X Link 2025-11-02T18:57Z [---] followers, [--] engagements

"@DMiller52325459"
X Link 2025-11-02T20:07Z [----] followers, [--] engagements

"@SartanparaYash @ccg33k @atlys Well for some reason I wasnt able to tag them only - not sure what theyve done from their end. ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-02T20:10Z [----] followers, [--] engagements

"Most people dont know this - or mightve seen it before but never tried thinking it doesnt work anymore. ๐Ÿ‘€ Turns out you can still get 1% cashback every month just by paying your bills through HDFC SmartPay. ๐Ÿ’ณ"
X Link 2025-11-03T04:38Z [----] followers, 133.8K engagements

"Cashback shows up as Reward Points where in [--] RP [--] Cards - Your Platinum Debit Card - Points Earned. NOTE - The reward points can only be redeemed in the multiples of [---]. Huge shoutout to @DoBaniye - they posted this months back and thats when I decided to try it. Havent regretted it since. ๐Ÿ™Œ๐Ÿป Still one of the easiest money hacks people miss. ๐Ÿ˜Ž @taditdash You were the inspiration behind this post what started as a simple ask on how people track and pay their credit card bills turned into a full-fledged cashback spree. ๐Ÿ˜‰ #HDFC #SmartPay #DebitCard"
X Link 2025-11-03T04:38Z [----] followers, [----] engagements

"@DoBaniye @ccg33k @imYadav31 @SartanparaYash Please let the #CCGeek community know if you use the same"
X Link 2025-11-03T04:46Z [---] followers, [----] engagements

"๐Ÿ… ITC Gold Tier Upgrades are rolling out ๐Ÿ‘€ Just got the mail - officially upgraded to Club ITC Gold. โœจ Looks like those who applied on day one are getting theirs in batches now. Used Wyndham ๐Ÿ’Ž for the status match (thanks to @_haroldfinch the real MVP) - worked like a charm. If you havent done it yet dont sleep on this one - runs till Dec [--]. Thanks to @ankitdewan and @rohit821pat for letting us all know about ITCs status match - and @_haroldfinch again for spotting the Wyndham ๐Ÿ’Ž and Marriott ๐ŸŸก hacks. If it werent for these folks wed never have gotten it the easier way. ๐Ÿ™Œ #ITC"
X Link 2025-11-03T09:35Z [----] followers, [----] engagements

"@Prasanth_Sai123 @ankitdewan Yes Wyndham ๐Ÿ’Ž worked like a charm. Just got the confirmation mail for the ITC Gold Tier upgrade"
X Link 2025-11-03T09:37Z [---] followers, [--] engagements

"@Talk2Shubham @DoBaniye @ccg33k @imYadav31 @SartanparaYash Yes - I'd missed to mention that thanks for bringing that up. It works on all non-HDFC credit cards"
X Link 2025-11-03T11:43Z [---] followers, [--] engagements

"@Ruthlessruth9 Yes Ive already mentioned that in the post - its [---] per month"
X Link 2025-11-03T13:10Z [---] followers, [---] engagements

"@kartheekjo @DoBaniye Yes it's for all non-HDFC credit cards"
X Link 2025-11-03T17:54Z [---] followers, [--] engagements

"Way too well put. Status isnt just about flex - it genuinely opens doors to experiences thatd otherwise cost a bomb. Even a single nights stay can feel 10x more special (and sometimes cheaper) when that status kicks in and works it's magic. It is a misconception that if you could use a status you would have it already. Status is not just for flex it unlocks experiences which are otherwise big splurges. Even if you stay one night a status can make your stay 100% more sexy & memorable and maybe a bit cheaper too It is a misconception that if you could use a status you would have it already."
X Link 2025-11-03T19:20Z [----] followers, [---] engagements

"Yes thats true - but honestly its pretty random. Ive had payments rejected even for bills under [---] and that too when I hadnt hit the [---] threshold. And yeah it doesnt work on HDFC cards. Ive got an EPM and an Atlas so Ive set up those bill payments via SmartPay - that pretty much takes care of the threshold"
X Link 2025-11-03T19:39Z [---] followers, [---] engagements

"SIPs arent designed to make you rich - theyre designed to make you consistent. They instill habits that prepare you for the next stage - when your income rises and your investments start compounding meaningfully. Wealth isnt built by markets alone its built by scaling your effort and your capital together. Someone said "SIPs won't make you rich. 15k per month for [--] years is just [--] lakhs adjusting for inflation. It's a dream every influencer is selling." Yes it's True. SIPs won't make you rich. 15k SIP 100% won't make you rich. To create wealth you need to do that digit SIPs. Someone said"
X Link 2025-11-04T03:21Z [----] followers, [---] engagements

"Just to clarify - this works only on the old EasyShop Platinum Debit Card not the newer revamped ones currently in circulation. You can also use the Millennia Debit Card - it isnt excluded but DYOR. Thanks @SartanparaYash for clarifying that out. Most people dont know this - or mightve seen it before but never tried thinking it doesnt work anymore. ๐Ÿ‘€ Turns out you can still get 1% cashback every month just by paying your bills through HDFC SmartPay. ๐Ÿ’ณ https://t.co/AzizMG2rUM Most people dont know this - or mightve seen it before but never tried thinking it doesnt work anymore. ๐Ÿ‘€ Turns out"
X Link 2025-11-04T03:25Z [----] followers, [----] engagements

"First Perplexity Pro went free. Then Google Gemini joined the party. And now - ChatGPT Go is FREE for [--] months in India. The one that everyone was ACTUALLY waiting for. Yes a full year of GPT-5 access faster image generation longer memory and file uploads - all at 0/month. Heres the complete step-by-step process (with screenshots) to claim it ๐Ÿ‘‡๐Ÿป"
X Link 2025-11-04T03:52Z [----] followers, [---] engagements

"Step 1: Go to (on web not app). A banner or popup for the 12-month free upgrade should appear - or click Upgrade for Free on top. Step 2: Youll see the ChatGPT Go - 399/month plan struck out with [--] for the next [--] months. Click on Upgrade to Go. Step 3: Choose the payment method (Card/UPI) and enter the required details. Step 4: Youll be charged [--] and your ChatGPT Go Plan will be live instantly. ๐Ÿ’ฅ โœ… Most existing users in India are eligible. โš  New users may not see it yet - looks like a phased rollout. http://chat.openai.com http://chat.openai.com http://chat.openai.com http://chat.openai.com"
X Link 2025-11-04T03:52Z [---] followers, [--] engagements

"GPT-5 power. For an entire year. For [--]. ๐Ÿ’ฅ First Perplexity. Then Gemini. Now ChatGPT. AI isnt just evolving - its opening up for everyone. @perplexity_ai @GeminiApp @ChatGPTapp #AI #ChatGPT #OpenAI"
X Link 2025-11-04T03:52Z [---] followers, [--] engagements

"I honestly dont understand how people behave at airport lounges. The never-ending lines arent because everyone has LTF cards with free lounge access - or even paid ones that offer it. Its mostly because there are people who have absolutely no clue whether their cards have lounge access or not. ๐Ÿคท๐Ÿปโ™‚ And to ones surprise theyll have [----] cards with them and start trying each one one by one until something that works. The worst part Sometimes none of them do - and in the process theyve wasted [----] minutes of their own time the lounge representatives and everyone waiting patiently behind them."
X Link 2025-11-05T02:58Z [----] followers, [----] engagements

"@_haroldfinch @AmanHasNoName_2 More than that if those hefty taxes we pay were actually put to better use - improving infrastructure especially the roads and a whole lot of other things - then at least one could make some peace with it"
X Link 2025-11-05T03:47Z [---] followers, [--] engagements

"First time flying @IndiGo6E Stretch/Business and honestly didnt expect it to be this good. From the meal to the returns - both exceeded expectations. ๐Ÿทโœˆ Heres everything from the experience to how I managed to get nearly 20% back on the booking ๐Ÿ‘‡๐Ÿป"
X Link 2025-11-05T09:12Z [----] followers, 44.7K engagements

"Flown in IndiGo Stretch/Business for the first time so seeing it from a first-timers lens - theyve done a stellar job. Had a sumptuous meal onboard paired with a Sula Ros (inspired by @_haroldfinch - he had it in the lounge I made sure to have it in the flight). Honestly it was way beyond Indigos usual expectations especially considering how food quality has dipped lately. Was just talking to @taditdash the other day about how Indigos food used to be great - and if not in economy their business class has absolutely lived up to that legacy"
X Link 2025-11-05T09:12Z [----] followers, [----] engagements

"Now the fun part - the returns. ๐Ÿ’ณ Booked directly on IndiGos website and it turned out cheaper than all third-party/aggregator websites even after coupon codes. Had initially planned to do a multi-dip via Infinia and EPM but Atlas gave massively better returns - so I went with that. Also Stretch/Business was only 4K more than economy - total no-brainer. Booking details: โœˆ Flight (with free cancellation): [-----] ๐Ÿ“Š Axis Atlas: [-----] [---] = [------] [---] [--] = [----] EMs [----] [--] = [----] (when redeemed on Accor) โžก Effective returns: 20% ๐Ÿ”ฅ"
X Link 2025-11-05T09:12Z [----] followers, [----] engagements

"Tried comparing with other combos too ๐Ÿ‘‡ ๐Ÿ”ต Infinia (SmartBuy/PayZapp): MMT vouchers worth [-----] [-----] [---] = [------] [---] [--] = [---] [---] + (730 4) = [----] Effective returns: 16% ๐ŸŸข EPM (iShop): MMT vouchers worth [-----] [-----] [---] = [---] [---] [--] = [---] [---] + (660 5) = [----] Effective returns: 17.7% Between [----] (Atlas) vs [----] (EPM) vs [----] (Infinia) - Atlas clearly had the edge"
X Link 2025-11-05T09:12Z [----] followers, [----] engagements

"PS: I know that I wouldve gotten way more returns when booked on SmartBuy or iShop directly in case of Infinia and EPM respectively but I wanted the free cancellation benefit particularly because my plan was tentative and both of them dont offer that - so booking via them was out of the question. And when booked via the third-party aggregators by multi-dipping the returns werent comparable. โœจ Food: 9/10 โœจ Service: 10/10 โœจ Returns: 20%+ ๐Ÿ˜Ž From chefs table to tray table indeed - Indigo this one was solid. ๐Ÿ‘"
X Link 2025-11-05T09:12Z [----] followers, [----] engagements

"@ankitdewan @IndiGo6E Yes Indigos quality has deteriorated quite a bit. And apologies I thought Id mentioned the sector in the post but somehow missed it - it was Mumbai to Dubai"
X Link 2025-11-05T15:45Z [----] followers, [----] engagements

"Yes Sula is an Indian wine brand. Your comparison is a bit off. Youre trying to compare two different worlds altogether and saying that one is better than the other when there are drastic differences between them. And just to add - the meal along with the wine was included in the business class at no additional charge which made the experience even better"
X Link 2025-11-06T03:02Z [---] followers, [--] engagements

"Yes exactly And the economy one was just 4K cheaper so it was a no-brainer to go for business. Had booked it about [---] months in advance. I remember the last time I went to Dubai which was for Coldplay - had booked an Emirates for around 26-27K which was the cheapest back then. Imagine. ๐Ÿ˜…"
X Link 2025-11-06T03:05Z [---] followers, [---] engagements

"I didnt see it properly but I think Adani has started doing that. I know for sure that there was a QR code through which one can validate their credit card and generate the lounge access QR code. Im not sure of the process after that - whether there was a separate queue or not but Im assuming there would be something considering they already have the lounge access via the QR code"
X Link 2025-11-06T03:26Z [---] followers, [--] engagements

"@abhishek12333 @IndiGo6E Yes even I couldnt believe it when I saw the price difference - that just helped me seal the deal right away. And sure Ill come up with more of these as and when I have something"
X Link 2025-11-06T05:26Z [---] followers, [--] engagements

"๐ŸŒโ™‚ Went to TopGolf Dubai - @Topgolf @TopgolfDubai - last night and man oh man what an experience ๐Ÿ’ซ My first-ever time playing golf and I absolutely loved it. Always wanted to try it - if not play properly at least just swing a few shots but never really got around to it. Now that I finally did I get the hype. Its truly addictive. ๐Ÿ˜ Once Im back to India weekend plans are officially sorted. โ›ณ Also recently saw @professorcardz talk about golf - and he was so right. Took a little inspiration from him and so glad I did. ๐Ÿ™Œ๐Ÿป #TopGolfDubai #GolfLife #DubaiExperiences #GolfVibes #ExploreDubai"
X Link 2025-11-06T06:01Z [----] followers, [----] engagements

"@suritalreja A powerful reminder that everyones fighting unseen battles. Yours reflects strength and resilience - hope everythings finally fallen into place the way you wished for. Even if late its still worth it. ๐Ÿ’ซ"
X Link 2025-11-06T14:48Z [----] followers, [----] engagements

"@rushikesh_agre_ The North Indian in me is super relieved - feels like Mumbais finally giving us a tiny taste of what winter actually feels like after being here for the last three years. ๐Ÿ™Œ๐Ÿป"
X Link 2025-11-06T15:48Z [----] followers, [----] engagements

"@ankitdewan @YourCardJourney @BachatXpert @CardNiti @FinPaal @ProfessorCardz @cards_wizard @taditdash @suritalreja You can check it on the back of the card where the MasterCard logo is - itll mention whether its World World Elite etc. Alternatively you can also check it on MasterCards website at the link below - https://specials.priceless.com/en-in/applyissuerId=&productId= https://specials.priceless.com/en-in/applyissuerId=&productId="
X Link 2025-11-06T15:56Z [----] followers, [--] engagements

"Hey @OfficialSBICare @SBICard_Connect Applied for the SBI Cashback Card nearly a week ago - approved within hours post-KYC yet no update since. No virtual card no dispatch info nothing. This shouldnt be taking this long - whats going on ๐Ÿ™„"
X Link 2025-11-07T05:04Z [---] followers, [--] engagements

"@karanaggarwal86 @Topgolf @TopgolfDubai Yes absolutely It was just surreal - didnt really matter if you knew how to play golf or not everyone was just vibing cheering laughing and living in the moment - simply having the time of our lives"
X Link 2025-11-07T06:35Z [----] followers, [--] engagements

"Well lets just agree to disagree - and honestly no offence to anyone its just an opinion. For us winters arent just about switching off the fan. Its when you start layering up - from an inner to a shirt then a sweater and finally a jacket on top. Its when you need a thick blanket at home sometimes even putting a heater under it because it gets that cold. When its so chilly that your breath turns into that smoky mist and the fog outside is so dense you can barely see a thing. Thats what winters really are for us :)"
X Link 2025-11-08T04:12Z [---] followers, [--] engagements

"Yes true Ive got a CIBIL score of 785+ and [--] credit cards - mine was approved instantly after the vKYC. Though its been almost a week now theres literally no communication from their end about the virtual card details or the dispatch of the physical one. Just SBI being SBI. ๐Ÿคท๐Ÿปโ™‚"
X Link 2025-11-08T04:35Z [---] followers, [----] engagements

"๐Ÿšจ LOOT ALERT ๐Ÿšจ If youre flying internationally especially from or to Mumbai youre going to want to read this. Because what I found at Mumbai Duty Free was cheaper than Dubai Duty Free and Dubai in general too. ๐Ÿคฏ I was in Dubai last week and had [--] fragrances in mind that I wanted to get my hands on. Searched everywhere Outlet Mall Outlet Village Dubai Mall same story everywhere"
X Link 2025-11-11T06:58Z [----] followers, 109.7K engagements

"Thought Ill check Dubai Duty Free again no real difference. As a matter of habit just to compare the prices I opened Mumbai Duty Free (Adani One) to compare the prices and what I saw genuinely stunned me. ๐Ÿ˜ณ The exact same fragrances Id seen in Dubai were showing up at up to 30% lower prices just for pre-ordering It genuinely took me a moment to process because lets be honest fragrances abroad have always been cheaper than in India. This was the first time I saw that logic break. But apparently not anymore"
X Link 2025-11-11T06:58Z [----] followers, 12.3K engagements

"Heres what I was eyeing for ๐Ÿ‘‡ - Jean Paul Gaultier Le Male Elixir Parfum (125ml) - Burberry Goddess EDP (100ml) Both were in and around 450-500 AED (12-13K) in Dubai be it the malls or the duty free. In India they were already 12K cheaper even before any offers so I thought Id just multi-dip on Nykaa Tira or something similar once I was back. ๐Ÿ˜…"
X Link 2025-11-11T06:58Z [----] followers, 12K engagements

"Now heres where it gets interesting The moment you pre-order the discounts start stacking up automatically: 15% straight off the top 10% extra if booked 3+ hours before arrival [---] coupon added at checkout ๐Ÿ’ฐ Final Tally: JPG Le Male Elixir: [----] Burberry Goddess: [----] โžก Total: [-----] For comparison the same duo in Dubai wouldve easily crossed 25000"
X Link 2025-11-11T06:58Z [----] followers, [----] engagements

"Now because my brain refuses to stop there ๐Ÿ˜… I went into multi-dip mode. Amazon Pay was listed as a payment option and like @imYadav31 says Amazon Pay should honestly be the new currency. ๐Ÿ’ธ So I ran the numbers for Infinia EPM and Atlas to see where the real magic lies. ๐Ÿ’ณ๐Ÿงฎ Heres how the actual net effective cost played out after factoring in processing fees ๐Ÿ‘‡ ๐Ÿ’ณ HDFC Infinia Reward rate: [-----] [---] = [-----] Base + accelerated points: [----] Processing fees (4.13%): [------] โžก Net cost: [-----] + [------] - [----] = [--------] ๐Ÿ’ก Effective return: 12.35% ๐Ÿ’ณ ICICI EPM Reward rate: [-----] [---] = 71.97"
X Link 2025-11-11T06:58Z [----] followers, [----] engagements

"So effectively [--] premium fragrances worth 25000+ bought for [-----] and after stacking + rewards [-----] effective. ๐Ÿคฏ Thats over 50% off not through a sale but just through smart stacking. If youre flying from or to Mumbai go check Adani One (Mumbai Duty Free) website before your next flight. You can check the same below ๐Ÿ‘‡ The pre-order discounts are crazy right now. Checked Delhi Duty Free too nothing remotely similar. So this seems exclusive to Mumbai or for anyone lucky enough to have a friend flying from there ๐Ÿ˜‰"
X Link 2025-11-11T06:58Z [----] followers, [----] engagements

"๐Ÿ’ก TL;DR Smart stacking random shopping. โœ… Pre-order via Adani One (Mumbai Duty Free) โœ… Use Amazon Pay for multi-dip โœ… Route via Infinia / EPM / High-Rewarding Card โœ… Enjoy rewards and savings Because real flex isnt just buying luxury its buying it smart. ๐Ÿ˜Ž Tagging my fellow travellers here so everyone knows about this this ones worth bookmarking. โœˆ @ccg33k @imYadav31 @ProfessorCardz @ankitdewan @taditdash @SartanparaYash @suritalreja @FinPaal @nebula_world @AmazingCreditC @ankurmittal @DoBaniye #LOOTALERT #Dubai #DubaiDutyFree #MumbaiDutyFree #Mumbai #Infinia #EPM #AxisAtlas #AdaniOne"
X Link 2025-11-11T06:58Z [----] followers, [----] engagements

"Yes Ive heard that too they usually dont go through with applications from people who have a lower CIBIL score or too many credit cards. Over-leveraged is the term they use for it. You can try to mail them and ask them to give the exact reason behind it. As per RBI guidelines banks are required to disclose the specific reason for a rejection but instead they just hide behind a generic line saying it didnt meet their internal policies"
X Link 2025-11-11T07:37Z [---] followers, [--] engagements

"@Chaipaanietc @bigulchugh @CardMavenIn @cards_wizard @ccg33k @imYadav31 Itna sach nahi bolna tha ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-11T07:39Z [----] followers, [--] engagements

"Yes so from what Ive noticed about winters in Mumbai and from my time in the South to that of the North theres a big difference. Just to add some context whats winter for you is just pleasant weather for us. Ive seen people wearing full-sleeve tees mufflers/scarves and caps while were comfortably roaming around in shorts and tees. ๐Ÿ˜„"
X Link 2025-11-11T08:36Z [---] followers, [--] engagements

"Yes I had the same opinion too but one would assume that the airport ones would at least be on par with the international quality. Used @JPGaultier Le Male Elixir perfume yesterday and its exactly the same as the one Id seen at Dubai Duty Free fresh strong and long-lasting. Can still smell it off me so definitely the real deal. But lets see how it holds up in the long run will keep you posted. ๐Ÿคž๐Ÿป"
X Link 2025-11-11T11:28Z [----] followers, [---] engagements

"@kalravkapadia @MeTyreLord @ProfessorCardz @taditdash @SartanparaYash @suritalreja @FinPaal @nebula_world @ankurmittal @DoBaniye Sure Ill reach out to you the next time Im looking for a perfume and we can take it from there. Thanks @MeTyreLord for giving his reference"
X Link 2025-11-11T11:32Z [----] followers, [---] engagements

"Well thats not correct - and honestly its a bit misleading. This is the 125ml one not the 75ml. The 125ml on Myntra is priced at 9.7K and after applying the coupon code it comes down to 8.6K. The 75ml one is 7.1K and after the coupon code its 6.3K. Ive attached the screenshots of both for reference. Even after factoring in the coupon codes and the rewards from Infinia or EPM it would still end up being much higher than the deal I got. With Infinia or EPM the 125ml would come to around 7.2K and the 75ml to about 5.2K. Here I got the 125ml for 6.2K without any rewards - and with rewards the net"
X Link 2025-11-11T12:41Z [---] followers, [---] engagements

"Yes I just noticed - Im so sorry for missing that. It mustve been a different deal because right now its showing the same one as in my screenshots. Probably this was back in June judging by the order/delivery date in the screenshot. And just to add - you got it for 5.8K after bank offers. Someone with an Infinia EPM or any other high-rewarding card wouldve probably gotten it for around 5.2K which is almost the same deal I got at Duty Free. Once again really sorry for the miss on that - I understood and replied based on the current scenario"
X Link 2025-11-11T12:59Z [---] followers, [--] engagements

"Im [--] now. Still live with my parents and honestly couldnt be more grateful for that. Both mine and my dads jobs have been in the same city and even after COVID when offices reopened that didnt change. Before that during lockdowns I was home with them anyway. Ive barely stayed away from them since my corporate journey began - and I wouldnt have it any other way. I love them to the core and would do absolutely anything for them. Im a workaholic. I genuinely love what I do and as long as my health supports me I dont see myself ever wanting to stop working. I use credit cards smartly - not to"
X Link 2025-11-11T13:21Z [----] followers, [----] engagements

"@Anirban12Mandal Exactly Id gladly give up my Infinia and EPM to get my hands on this beauty. ๐Ÿ”ฅ"
X Link 2025-11-11T17:28Z [----] followers, [---] engagements

"This reminds me of yesterday - had two glasses of Chardonnay at Dubai Airports Ahlan Business Class Lounge courtesy of the @prioritypasscom. Ever since @_haroldfinch posted that airport lounge - Vodka picture its given me a whole new motivation. ๐Ÿ˜‚๐Ÿ’€ We also ate and drank today. Good food and mocktails at Novotel Goa. https://t.co/wJzu8hcf1z We also ate and drank today. Good food and mocktails at Novotel Goa. https://t.co/wJzu8hcf1z"
X Link 2025-11-11T17:43Z [----] followers, [----] engagements

"Paying via Amazon Pay from Infinia EPM or any other high-rewarding card - even Ax is Atlas for that matter (which gives the same returns as ICICI Adani One) - is STILL better than ICICI Adani One giving almost 13-14% returns compared to ICICI Adani Ones 8%. Got the same offers - just [---] off instead of [----] since my cart was under 15K - and even got the [---] F&B coupon (just didnt mention it in my post). Still ended up with 13-14% returns via Amazon Pay using Infinia and EPM. That said for anyone who doesnt have Infinia EPM or any other high-reward cards (and even Ax is Atlas for that matter)"
X Link 2025-11-12T05:57Z [---] followers, [---] engagements

"Yes I just noticed and its really impressive But someone who already has an Infinia EPM or any other high-rewarding card - even Ax is Atlas for that matter - would most likely pass on it since those cards come with several other perks that outdo the ones offered here. Nevertheless its still a great card and offers massive returns too. ๐Ÿ™Œ๐Ÿป"
X Link 2025-11-12T06:00Z [---] followers, [--] engagements

"@CatchMeAbhiOrb @SartanparaYash @ProfessorCardz @taditdash @suritalreja @FinPaal @CardNiti Thanks a lot This one looks really cool too - will definitely check it out. And Ill look into the ICICI Adani One as well - just hoping its offered FYF for me. ๐Ÿคž๐Ÿป"
X Link 2025-11-12T06:25Z [----] followers, [--] engagements

"@SartanparaYash @thatshreyguy @zomato Aise mat darao mera bhi time aane hi wala hai. ๐Ÿ˜ญ Aur Mumbai mai rehte ho toh batana kaha se mangwa rahe ho would love to try out from someplace new"
X Link 2025-11-12T06:47Z [---] followers, [--] engagements

"Finally got my hands on the @nomadgoods Tracking Card ๐Ÿ‘€ A super-slim wallet tracker that syncs directly with @Apples Find My shows your wallets real-time location and even plays a loud sound when you cant find it. Works flawlessly within the Apple ecosystem (not compatible with Android though). Its as thin as two credit cards so it easily slips into any wallet pocket without adding bulk. Battery life goes up to [--] months on a single charge and you can recharge it wirelessly using any MagSafe or Qi charger. The build feels premium why wouldnt it Its @nomadgoods after all matte black finish"
X Link 2025-11-12T07:13Z [----] followers, [----] engagements

"Got it for around 4K when I ordered it in Dubai and paid via Infinia (the price already includes duties + taxes). Heres the quick math behind it - Cost in Dubai - AED [-----] = [----] Forex Mark-up - 1.36% with GVP - [-----] Total Cost - [----] Reward Rate - 4115/150=27.433 Base Reward Points - 275=135 [---] Net Cost: [----] Effective return: 1.97% Now comparing when ordered in India ๐Ÿ‘‡๐Ÿป The base price here is [----] but shipping and fees make a big difference: Standard shipping - [---] Express shipping - [----] So your total in India ends up between [--------] depending on which option you pick. Also the"
X Link 2025-11-12T07:13Z [---] followers, [---] engagements

"Nomads also launched a Tracking Card Pro a fully metallic version that looks exactly like a credit card and claims an insane 16-month battery life on a single charge. โšก So if you already carry metal cards such as Infinia EPM etc. this could be another sleek metallic addition to your lineup. For me personally though Id still stick with the standard one I keep it tucked inside the inner pocket of my wallet so the design isnt really visible. Function Flex ๐Ÿ™Œ๐Ÿป CC: @ccg33k @imYadav31 @ProfessorCardz @ankitdewan @taditdash @SartanparaYash @suritalreja @FinPaal @nebula_world @AmazingCreditC"
X Link 2025-11-12T07:13Z [----] followers, [---] engagements

"Couldnt agree more And honestly thats the sign of a true leader and a pure soul - someone who doesnt just think about himself or moving ahead but also lifts others along the way. He doesnt try to get ahead of the community - he strives to build it ensuring everyone grows and progresses together. ๐Ÿ™Œ๐Ÿป A huge thanks and shoutout to @ankitdewan for being the absolutely amazing person that he is"
X Link 2025-11-12T07:20Z [----] followers, [---] engagements

"@ProfessorCardz How can you be in Delhi and not go to the Viral Vada Pav Girls shop Thats pure treasure - skipping its a bigger red flag than pineapple on pizza. ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-12T08:34Z [----] followers, [--] engagements

"This post couldnt have dropped at a better time ๐Ÿ™Œ๐Ÿป Currently in that exact phase where Im trying to grow on X organically - one day one post one thread at a time. No paid boosts. No gimmicks. Just pure consistency and curiosity. Im experimenting learning and sharing whatever I can - be it a cool product find a travel hack or just something that adds value to someones feed. And honestly thats the fun part. The process of putting your thoughts out there connecting with like-minded people learning from creators who are miles ahead - its addictive in the best way possible. So yeah Im deep into"
X Link 2025-11-12T14:57Z [----] followers, [---] engagements

"Was in Dubai last week and clicked this at Kite Beach. Still cant get over how calm and clear the water was - take me back already โœจ Its Water Wednesday QP or share a picture of water https://t.co/SZ1mI6knoi Its Water Wednesday QP or share a picture of water https://t.co/SZ1mI6knoi"
X Link 2025-11-12T18:09Z [----] followers, [----] engagements

"@SartanparaYash @ECISVEEP @ccg33k @cards_wizard @CardNiti @FinPaal @suritalreja @ameya4mPune @CatchMeAbhiOrb Congratulations on the baby girl tho โคโœจ"
X Link 2025-11-13T03:52Z [----] followers, [---] engagements

"@taditdash Maldives ๐Ÿ˜‰"
X Link 2025-11-13T04:19Z [---] followers, [--] engagements

"If youre someone who loves practical value-driven stuff Ive got a few threads you might actually find useful ๐Ÿ‘‡๐Ÿป ๐Ÿ’ณ Nomad Tracking Card - If youve ever struggled keeping an AirTag in your wallet this ones a game changer. Sleek credit-card sized and works without the bulk. ๐Ÿšจ Mumbai Duty Free Loot Thread - For the travelers who love deals. Massive savings crazy offers and underrated airport hacks that actually work. http://x.com/rushilmehtani/ http://x.com/rushilmehtani/ Makeup ate today https://t.co/NZ5UFAXxf8 http://x.com/rushilmehtani/ http://x.com/rushilmehtani/ Makeup ate today"
X Link 2025-11-13T08:13Z [---] followers, [---] engagements

"Professor it would really mean a lot if you could repost my recent threads. ๐Ÿ™Œ๐Ÿป Youve been boosting so many creators and I genuinely appreciate the way you help the community grow. A small repost from you would help create more awareness and genuinely benefit people. ๐Ÿ’ณ Nomad Tracking Card If youve ever struggled to fit an AirTag in your wallet this ones a game changer. Sleek credit-card sized and works without the bulk. ๐Ÿšจ Mumbai Duty Free Loot Thread For travellers who love deals. Massive savings crazy offers and underrated airport hacks that actually work. Thank you Professor - your"
X Link 2025-11-13T09:12Z [---] followers, [----] engagements

"This is exactly the part people dont understand about credit cards. Most still look at them with fear - interest trap debt. But the real trap is not knowing how to use them. The moment I actually learned the ecosystem everything changed. Same monthly spends - groceries fuel dining travel bills - but suddenly Im getting better flights hotel upgrades cashback reward points - actual value. Not because Im spending more. Because Im finally spending smart. Credit cards didnt increase my expenses - they increased my experiences. And honestly once you crack how the system works theres no going back."
X Link 2025-11-13T09:39Z [----] followers, [----] engagements

"International spends just hit different with Infinia - the Kohinoor. ๐Ÿ’Ž With the Global Value Program (GVP) the effective forex markup drops to 1.36% while overall returns still stay positive at 1.94%2%. ๐Ÿ”ฅ Heres everything that actually matters about GVP - laid out straight๐Ÿ‘‡๐Ÿป"
X Link 2025-11-13T15:05Z [----] followers, 29.6K engagements

"GVP is a [---] + GST annual activation and it auto-renews unless you request closure. To activate it you just need to call customer care and ask them to enable it on your card - thats it. The activation itself takes around two working days so just keep that in mind if youre travelling soon. You get 1% cashback under GVP that is capped at [----] per month per statement cycle. Youre still charged 2.36% forex markup initially and the 1% is earned back in form of cashback later once the statement is generated. Also on your first international transaction post the GVP activation you get [---] welcome"
X Link 2025-11-13T15:05Z [----] followers, [----] engagements

"I spent around 1L in Dubai last week across travel attractions dining shopping and just everything else. Reward Calculation - Reward Rate - [------] / [---] = [-------] Base Reward Points - [---] [--] = [----] RPs [----] Forex Calculation - Forex Markup - 2.36% - [------] 2.36% = [----] GVP cashback - 1% - [----] Effective Forex - [----] [----] = [----] 1.36% effective markup Effective Cost - Total Cost incl. Forex Markup - [------] + [----] = [------] Net Cost after Reward Points [--] RP = [--] - [------] [----] = [-----] So effectively - [------] spent vs [-----] actual cost a net positive return on international spends. ๐Ÿคฏ๐Ÿ”ฅ"
X Link 2025-11-13T15:05Z [----] followers, [----] engagements

"I had my EPM (2.36% forex markup) and BOB OneCard (0% forex markup) with me as well but didnt use either because the returns still didnt match Infinia. Theres a reason Infinia has led from the start and continues to hold that position effortlessly. Sure cards like Axis Magnus for Burgundy or Axis Olympus may outperform Infinia - but within its price bracket and lineup Infinia remains the strongest overall option. As for Scapia - maybe it gives similar returns Im not so sure on that but Ill let the Scapia experts confirm - @imYadav31 @ProfessorCardz @taditdash @SartanparaYash @suritalreja"
X Link 2025-11-13T15:05Z [---] followers, [----] engagements

"@Travellingsagar @ProfessorCardz @taditdash @SartanparaYash @suritalreja @FinPaal @ankurmittal Yes if its more than 10L in a year. Moreover when you purchase a forex card or cash they ask for your PAN and a self-declaration stating that you havent already crossed the 10L limit for that particular year"
X Link 2025-11-14T04:07Z [---] followers, [--] engagements

"Yes like I mentioned - Olympus and Magnus for Burgundy might offer higher returns but they also come with annual fees of 20K + GST and 30K + GST respectively whereas Infinia has an annual fee of 12.5K + GST. So within that fee bracket Infinia still rules. Moreover Axis isnt issuing Olympus to the general public - its only for Citi-migrated customers. And for Magnus for Burgundy you need to meet certain criteria to get the same for instance maintaining a 10L quarterly balance among other requirements"
X Link 2025-11-14T04:11Z [---] followers, [--] engagements

"@indianccgeek @ProfessorCardz @taditdash @SartanparaYash @suritalreja @FinPaal @ankurmittal Yes thats there. Post 1L the returns drop to around 0.941%. Still better than quite a few cards with even worse reward rates imo but DYOR always"
X Link 2025-11-14T04:26Z [---] followers, [--] engagements

"@ankitdewan @ProfessorCardz @taditdash @SartanparaYash @suritalreja @FinPaal @ankurmittal Happy to help Ankit ๐Ÿ™Œ๐Ÿป"
X Link 2025-11-14T04:42Z [----] followers, [---] engagements

"@_haroldfinch Damn this looks too classy - gives off full-on luxury feels ๐Ÿ”ฅ"
X Link 2025-11-14T07:57Z [---] followers, [---] engagements

"The breakdown really puts the entire Accor ecosystem into perspective. The way the brands point values and transfer ratios are explained makes the program feel far more structured and usable than most people realise. Clean clear and genuinely premium insights - the kind that help you make smarter decisions with both stays and points. Refer to the complete post for the full breakdown - and definitely looking forward to the next part. ๐Ÿ™Œ๐Ÿป Everyone keeps talking about Accor - point transfers returns conversions. But very few actually know what Accor is. So lets make this simple. Accor is one of"
X Link 2025-11-14T13:31Z [----] followers, [----] engagements

"Since @imYadav31s coffee adventures are taking over X today - I thought Id add a little discovery from my Dubai trip last week too. Somewhere between long walks late evenings and exploring the lanes of Palm Jumeriah I came across % Arabica - and instantly fell in love with it. โœจ Their coffee hits an entirely different note especially the Spanish Latte. Smooth balanced not too sweet not too heavy - just that perfect middle ground that makes you pause for a moment. The kind of cup where one sip is enough to tell you youre coming back again tomorrow. And thats exactly what happened. Six days in"
X Link 2025-11-14T16:19Z [----] followers, [----] engagements

"Very well said Yash ๐Ÿ™Œ๐Ÿป Speaking from my own experience - until a year ago I didnt have Infinia or EPM. The highest cards in my portfolio were the HDFC Regalia Gold and the Axis Atlas. I remember juggling between cards like the HDFC Marriott Bonvoy ICICI Amazon Pay Amex MRCC and a bunch of others for very specific use cases alongside the Regalia Gold and the Atlas. And thats exactly where Scapia fits in too - its great for niche specific-use scenarios not something youd rely on as your primary card let alone judge based on the reward rate"
X Link 2025-11-15T03:10Z [---] followers, [---] engagements

"@SartanparaYash @imYadav31 @cards_wizard @CardNiti @CatchMeAbhiOrb @CreditCardsInd @FinPaal @suritalreja @taditdash @prashantnhn Jitni badi controversy nahi hui usse zyada toh research kar diya aapne sir ๐Ÿ˜‚๐Ÿ’€"
X Link 2025-11-15T10:28Z [---] followers, [---] engagements

"Im not sure - I havent tried applying for it since @FinPaal and a lot of others mentioned that existing BOB card customers including those with the BOB OneCard usually get straight-up rejected. I didnt want to take an unnecessary CIBIL hit. @FinPaal Any more cases where in existing BOB customers actually got the Eterna"
X Link 2025-11-15T18:54Z [---] followers, [--] engagements

"Devprayag Uttarakhand India - the sacred confluence where the Alaknanda and Bhagirathi rivers meet to form the Ganga river. Where the mountains breathe and the river carries the quiet. โœจ Show me your glorious nature scenes Mine: Kvernufoss Waterfall Wide View Icelands Hidden Gorge Treasure https://t.co/NKZtflt0pT Show me your glorious nature scenes Mine: Kvernufoss Waterfall Wide View Icelands Hidden Gorge Treasure https://t.co/NKZtflt0pT"
X Link 2025-11-15T19:08Z [---] followers, [---] engagements

"Just a heads-up - Ill be dropping my Dubai itinerary sometime next week. โœจ Do give it a look in case it helps you catch anything you mightve missed. Ive tried to cover as much as possible while still keeping it relaxed - the kind of plan that lets you enjoy the day without ending up exhausted. Its also my first time putting together a detailed itinerary so apologies in advance if Ive overlooked something or if somethings not in place. ๐Ÿ˜… @RushilMehtani I'm travelling to Dubai next month so I'll give it a try then. Cheers for the recommendation @RushilMehtani I'm travelling to Dubai next month"
X Link 2025-11-16T05:02Z [---] followers, [---] engagements

"The follow-up breaks down the essentials - from setting up your account to keeping your points alive. A crisp continuation to the Accor series and a much-needed one in fact. Refer to the full post for the complete walkthrough. ๐Ÿ‘‡๐Ÿป Post Number [--] on Accor: [--]. How to setup an account in Accor Click on Below link and setup your account you can also download the ALL Accor app for the same. https://t.co/6umjmp1VVq [--]. How do we Transfer the points from Bank Partners to Accor Once you Sign up you get Post Number [--] on Accor: [--]. How to setup an account in Accor Click on Below link and setup your"
X Link 2025-11-16T05:20Z [---] followers, [----] engagements

"I second that. I picked up the smaller one from Decathlon in Dubai on my first day because I needed something compact to carry my power bank RayBan Meta case and other essentials. Had never heard of Quechua or @Decathlon bags for that matter - but this one turned out to be a real gem. Used it throughout my entire trip. P.S.- I didnt have a proper picture of it had to crop it off my face and the rest of the body. ๐Ÿ˜‚ Tried multiple brands and stumbled back to Decathlon. Quality comfort utility everythings sorted. Paid via voucher saved 15% ๐Ÿ˜„ https://t.co/jfIXzxUzMD Tried multiple brands and"
X Link 2025-11-17T04:28Z [---] followers, [---] engagements

"@CatchMeAbhiOrb @smartspendcode Try Muji too - theyve just opened their store in Mumbai and the collection is pretty impressive - clothes travel accessories home essentials stationery etc. It basically feels like a premium version of Uniqlo and the pricing reflects that - a bit on the higher side"
X Link 2025-11-17T05:08Z [---] followers, [---] engagements

"@CatchMeAbhiOrb @smartspendcode The Uniqlo store in the picture looks like the one in Palladium. If it is then right next to Lifestyle theyve opened a new wing - and the moment you enter it Muji is on your right"
X Link 2025-11-17T05:12Z [---] followers, [--] engagements

"Why does Axis Atlas beat every other card for hotel transactions abroad even with that steep 4.13% forex markup โœˆ๐Ÿ”ฅ I was in Dubai two weeks back and used my Atlas to pay at the hotel. Dubai charges a [--] AED/night tourism fee so for [--] nights that came to [---] AED plus [---] AED as the remaining balance to be paid at the time of check-in. Total Payment - [---] AED (14480). Heres how the returns played out ๐Ÿ‘‡๐Ÿป"
X Link 2025-11-17T14:22Z [---] followers, 46.7K engagements

"๐Ÿ”ด Axis Atlas Hotel MCC [--] EM per [---] Reward Calculation Reward Rate [-----] / [---] = [-----] Accelerated EMs [-----] [--] = [---] EMs Those [---] EMs convert to [---] on TravelEdge and the real magic via Accor [---] [--] [--] = [----]. Theyre equivalent to [----]. ๐Ÿ”ฅ (If youre new to Atlas - [--] EM = [--] Accor points and each Accor point is worth about [--] thats why [---] EMs blow up into [----] of value) Forex Markup 4.13% incl. GST [-----] 4.13% = [---] Cost with Forex [-----] + [---] = [-----] Net Cost (Accor) [-----] [----] = [-----] Returns A massive 15.76% ๐Ÿ”ฅ And when compared to Infinia and EPM the gap becomes even clearer ๐Ÿ‘‡๐Ÿป"
X Link 2025-11-17T14:22Z [---] followers, [----] engagements

"@ccg33k @imYadav31 @ankitdewan @taditdash @SartanparaYash @suritalreja @FinPaal @CardNiti @CatchMeAbhiOrb @rohit821pat #AxisAtlas #InternationalSpends #CreditCardRewards #PointsGame #MilesAndPoints #TravelHacks #HotelRewards #FlightHacks #TravelSmart #AccorHotels #CardComparison #ForexMarkup"
X Link 2025-11-17T14:35Z [---] followers, [----] engagements

"@ankitdewan @MishuMunjal @taditdash @SartanparaYash @suritalreja @FinPaal @CardNiti @CatchMeAbhiOrb @rohit821pat @grok Have heard a few folks say they managed to get it offline via the branch but its definitely not available via the online route anymore"
X Link 2025-11-18T04:05Z [---] followers, [--] engagements

"@Manas_8008 @taditdash @ankitdewan @SartanparaYash @suritalreja @CardNiti @CatchMeAbhiOrb @rohit821pat @AxisBank Nah its not being issued currently"
X Link 2025-11-19T01:16Z [---] followers, [--] engagements

"@Grampa1950 Im glad I could pass the Grampa test. Haha ๐Ÿ™ˆ"
X Link 2025-11-19T04:10Z [---] followers, [--] engagements

"@CreditCardsInd @iSatishAgarwal Marriott has always been there - Ive been using the card for over [--] years now and Ive seen it every single time when redeeming against the milestone benefits"
X Link 2025-11-19T05:18Z [---] followers, [---] engagements

"People often overlook how much value a good paid card can deliver - especially once your monthly spends are consistent. And Axis Atlas is easily one of the strongest in that space. ๐Ÿ™Œ๐Ÿป For offline spends Atlas genuinely stands out - even against heavyweights like Infinia and EPM. Heres how the returns look on the same spend: ๐Ÿ”ด Axis Atlas - 8% (via Accor) ๐Ÿ”ต Infinia - 3.3% ๐ŸŸข EPM - 3% Atlas is on a completely different level for offline swipes. And thats before we even talk about travel. Paying directly for flights or hotels Thats where Atlas goes full beast mode with accelerated earn rates"
X Link 2025-11-19T05:24Z [---] followers, [---] engagements

"@SartanparaYash @ccg33k @CardNiti @cards_wizard @CardVala @CCMiles2Go @gurumilespoints When is the cashback credited I dont remember exactly but I recall reading somewhere that it takes about a month or two - is that the case And which payout method have you opted for - bank account PayPal or the prepaid VISA card"
X Link 2025-11-19T15:59Z [---] followers, [---] engagements

"@sammyjn29 @ccg33k No SaveSage gives only base EMs. I made a transaction today with my Atlas and checked the MCC with customer care - it was 5942"
X Link 2025-11-19T16:50Z [---] followers, [---] engagements

"Well thats exactly the thing. Atlas is a 5K + GST card while Magnus for Burgundy is a 30K + GST card - the price difference is huge and naturally the returns will differ drastically too so they really cant be compared. And for a 5K + GST card Atlas delivers massive returns. And on the same lines - even Infinia and EPM cant be compared to the kind of returns Magnus for Burgundy offers"
X Link 2025-11-19T16:55Z [---] followers, [--] engagements

"@jitendracht @jassneetsingha @DARSHAN_2612 @suritalreja Yes I know And to be honest Emirates NBD is a reputed bank in the UAE so Im assuming RBL might pick up the pace from here but until that actually happens I still dont really trust it - thats just my opinion"
X Link 2025-11-19T17:02Z [---] followers, [--] engagements

"@rohit821pat @CreditCardsInd @iSatishAgarwal Yes I also remember reading somewhere that its not the OG Marriott Bonvoy voucher - its the Club Marriott one. Hence the name - Marriott Experience"
X Link 2025-11-20T06:04Z [---] followers, [--] engagements

"I dont think it has been devalued in the past few years and I doubt it will be - mainly because theres no loophole involved here. Everything you get is fully aligned with what the card is supposed to offer so theres nothing unusual or loophole-ish that would trigger a devaluation. @ankitdewan What do you think I dont have deep insights on this one but since you actively use it you can add better value here"
X Link 2025-11-20T06:06Z [---] followers, [--] engagements

"Doesnt the transaction fail when trying to pay via Amex on the normal Gyftr portal inside HP Pay In my case it always fails and I even reached out to Gyftr support about it - As per them since I use my Amex on the Amex Gyftr portal it cant be used on the regular Gyftr portal"
X Link 2025-11-20T06:11Z [---] followers, [--] engagements

"@vaibhavluthra @greatindianmile @suritalreja @FinPaal @akshat_money @ccg33k No its been there since the very start. Amex doesnt really have exclusions when it comes to what counts toward the milestone - pretty much anything and everything is counted. The customer support executive probably got it wrong has been happening quite often lately"
X Link 2025-11-20T06:15Z [---] followers, [--] engagements

"Just confirmed with Amex customer support - fuel utilities and other excluded categories for reward points do count toward the milestones. Sharing the screenshots fore reference. Like I said the executive in your case probably got it wrong and that has been happening quite often lately"
X Link 2025-11-20T06:27Z [---] followers, [----] engagements

"Just took a motor insurance policy from HDFC ERGO and Amazon Pay showing up as a payment option genuinely threw me off. Didnt see that coming at all. ๐Ÿ˜… If youre planning to take a new motor insurance with HDFC ERGO just know that Amazon Pay is an option. so load it up with the premium amount beforehand via Infinia EPM or any other high rewarding card to maximize the savings. I got caught off guard since its month end and honestly wasnt expecting Amazon Pay to be there in the first place - ended up topping it up using EPM MRCC and Atlas on the spot. Amazon Pay is low-key turning into a new"
X Link 2025-11-20T10:45Z [---] followers, [----] engagements

"@vaibhavluthra @CardNiti @SartanparaYash @suritalreja @taditdash @Jay_Matoliya @jassneetsingha @CatchMeAbhiOrb Yes it was around 30K. Even I was surprised to see that Amazon Pay actually allowed a transaction of more than 25K on insurance premium - didnt expect that at all. And the merchant was - BillDesk Insurance check the screenshot for reference"
X Link 2025-11-20T12:11Z [---] followers, [---] engagements

"@Jainniks @vaibhavluthra @CardNiti @SartanparaYash @suritalreja @taditdash @Jay_Matoliya @jassneetsingha @CatchMeAbhiOrb No I did it on the HDFC ERGO website. And like I mentioned in the post it was a new motor insurance policy not an existing one"
X Link 2025-11-20T13:55Z [---] followers, [--] engagements

"@noyes99 @CardNiti @SartanparaYash @suritalreja @taditdash @Jay_Matoliya @jassneetsingha @CatchMeAbhiOrb Oh noted. Thanks for the information"
X Link 2025-11-20T17:28Z [---] followers, [--] engagements

"@bdmaharana @CardNiti @SartanparaYash @suritalreja @taditdash @Jay_Matoliya @jassneetsingha @CatchMeAbhiOrb Yes Amazon Pay is almost always available on travel portals. Usually insurance and other high-ticket spends dont offer Amazon Pay as a payment option. They mostly have MobiKwik PhonePe and other wallets and those can only be loaded using UPI credit cards debit cards etc"
X Link 2025-11-20T19:29Z [---] followers, [--] engagements

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