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@MeherJazibAli Avatar @MeherJazibAli Meher Jazib Ali

Meher Jazib Ali posts on X about balance sheet, debt, ffc, pakistan the most. They currently have XXXXX followers and 1380 posts still getting attention that total XXXXXX engagements in the last XX hours.

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Social category influence finance XXXX% currencies #3593 premier league #3615 countries XXXX% stocks XXXX%

Social topic influence balance sheet #1089, debt #1046, ffc 1.09%, pakistan 0.87%, finance #1692, cash flow #62, longterm #603, stocks 0.51%, investment 0.43%, inflation #1135

Top accounts mentioned or mentioned by @pso @statebankpak @nawalahmad301 @toplinesec @zairwani14 @ragheeb40 @akarachia @mja062 @hafiznavee67307 @drkherani @2826mirage @jawadlang @zohaibsajidche1 @rajaasadullah @ahsanhorani @beeandwax @stocktraderlhr @usmanwwaheed @carelessthink3r @kawish24

Top assets mentioned Colgate-Palmolive Company (CL)

Top Social Posts #

Top posts by engagements in the last XX hours

"Balance Sheet Strength Net Cash Position: Rs. 3.8bn No major debt maturities. Reinvestments funded through internal accruals zero refinancing risk. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:58Z 2384 followers, XXX engagements

"💰 Annual Savings from Tower Dismantling Conservative (3000 towers): PKR 12B Moderate (5000 towers): PKR 20B Aggressive (8000 towers): PKR 31.9B Each PKR 1B cut = permanent opex relief. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:50Z 2386 followers, XX engagements

"🏦 SBP PIB Auction Update (14-Oct-25) The State Bank held its auction for 2Y (Zero-Coupon) & 3Y 5Y 10Y 15Y Fixed-Rate PIBs. Settlement: 15-Oct-25. Total bids received: PKR XXXXX trillion accepted: PKR XXXXX bn. #PIB #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T22:43Z 2387 followers, XXX engagements

"📊 Interest coverage (EBIT / Finance Cost): FY25 EBIT = 4868571 Coverage = 4.87bn / 1.26bn = XXXX By FY30 (cost 308m) coverage improves to XX if EBIT stays flat. 💪 Balance sheet strength improving. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:19Z 2384 followers, XXX engagements

"📈 Production & Challenges: Hit record FY25 production: XXXXX mmboe. But earnings were hit by gas curtailment & a XX% extra royalty. Warns of a 10-15% FY26 production decline if LNG cargo deferment plan isn't approved by Qatar. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:52Z 2387 followers, XX engagements

"@SalmanSpeaks_ MLCF is a capital gain stock. They hardly have given dividends in the past"
X Link @MeherJazibAli 2025-10-10T10:10Z 2371 followers, XX engagements

"Free Cash Flow (FCF) 🧮 FCF/share: Rs. XXXX vs Rs. XXXX 🪙 FCFE/share: Rs. XXXX vs Rs. XXXX Decline shows higher capex & working capital needs. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:57Z 2385 followers, XXX engagements

"💹 Investments Driving Asset Growth Investments: PKR 1.93T (+28%) Now represent XX% of total assets (up from 60%) Likely heavy in government securities & high-rated debt AKBL is emphasizing capital preservation and stable returns. #AKBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T21:39Z 2377 followers, XX engagements

"Sensitivity test what if KIBOR moves X% (11.05%) FY Base KIBOR +1% KIBOR -X% FY25 1263417 1289792 1237041 FY26 1051054 1077049 1025058 FY27 838692 864063 813321 FY28 626329 650513 602145 FY29 413966 437006 39092 FY30 307785 330725 284845"
X Link @MeherJazibAli 2025-10-12T17:39Z 2384 followers, XXX engagements

"5 Foreign Exchange Income: PKR 1.74bn vs PKR 2.41bn (-28% YoY). Fee Income: PKR 3.26bn vs PKR 3.46bn (-6% YoY). Still healthy showing diversified revenue base. #AKBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T16:20Z 2379 followers, XXX engagements

"📘 Book Value per Share (BVPS): Rs XXXXX So P/B = XXXX. That means the market values PTCL at about X% above its accounting worth fair for a stable telecom but not cheap. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:22Z 2386 followers, XX engagements

"📉 Free Cash Flows: FCFF/share = (0.34) (FY24: +8.24) FCFE/share = (3.81) (FY24: +3.16) ➡ FY25 = negative cash year due to heavy reinvestment & debt repayment. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:41Z 2386 followers, XX engagements

"📡 Spectrum points out post-merger spectrum doubles to XXX MHz strengthening network speed & reliability a long-time weakness for Ufone. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2386 followers, XX engagements

"📬 Trade Receivables = 9.49bn (41% of CA) Short-term borrowings = 7.91bn (55% of CL) working capital strain evident. #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:56Z 2369 followers, XXX engagements

"🔗 Product Advantage: The merger enables bundled Mobile + PTCL Fiber offers creating unmatched customer stickiness & cross-sell opportunities. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2386 followers, XXX engagements

"💥 Spectrum highlights two additional catalysts: X Etisalat Liability Settlement (USD 800M) X PTCL Land Revaluation Both could massively lift PTCLs equity base & valuation. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2386 followers, XXX engagements

"Borrowings: PKR 556B (-51.32%) Massive reduction shows the bank is deleveraging. Reduces cost of funds and interest expense. Less reliance on external financing increases balance sheet stability. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:01Z 2384 followers, XX engagements

"💸 Cash Flow Strength True test of resilience: Operating Cash Flow / Net Profit: XX% = strong cash conversion. Free Cash Flow Yield: X% = very attractive. EFERT & FFC consistently high; FATIMA variable. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:12Z 2384 followers, XXX engagements

"Each extra MWh brings about PKR 6389 profit. And MLPL has enough spare capacity (115000 MWh) to easily absorb the incremental demand. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:28Z 2384 followers, XXX engagements

"Summary Judgment: MEBLs 1H 2025 balance sheet shows liquidity strength and conservative asset allocation a classic defensive posture in high-rate environments. Stability improved but growth through financing has slowed sharply. #MEBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:16Z 2385 followers, XXX engagements

"📊 Revenue surged to PKR 21.6bn (22% YoY). 💰 Net Profit = PKR 2.97bn (59% YoY). 📈 EPS (HY) = PKR XXXXX annualized PKR XXXXX. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2384 followers, XXX engagements

"The two sides also discussed joint ventures technology transfer and university partnerships for applied research and skilled workforce development underscoring a deepening economic engagement. #KCCI #SaudiArabia #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:35Z 2375 followers, XXX engagements

"💸 NATF Finance Cost & Debt Structure Thread (PKR in thousands) 🔍 Lets break down NATF (National Foods Ltd) its debt structure finance cost and how things look till FY2030. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:03Z 2384 followers, 2707 engagements

"⚙ Leverage check: Debt-to-Equity = XXXX meaning almost X rupee of debt for every X rupee of equity. Debt-to-Assets = XX% Equity-to-Assets = XXXX% balance sheet is evenly leveraged but not over-geared. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:22Z 2386 followers, XX engagements

"✅ Bottomline: Haleon = high quality high ROE near zero debt. But trading at a steep premium. Great defensive play but not cheap. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2384 followers, XXX engagements

"📉 But the bottom line flipped negative Net Margin (NM) = XXX% due to a one-off pension expense of Rs XXX B. Without that PTCL wouldve stayed profitable. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:25Z 2386 followers, XX engagements

"20 Conclusion: For Pakistani banks: Efficiency (CIR) = 7/10 importance Market Valuation (P/B) = 3/10. Top combo = low CIR + high P/B = ideal. Investors can prioritize MEBL SCBPL UBL; watch undervalued efficient banks like AKBL & ABL. #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T23:12Z 2372 followers, XXX engagements

"📈 This is just the start PNSC has already launched tenders for XX MORE vessels (4 LR-2 X MR-2 and X MR-1 class) as part of its major fleet enhancement program. #PNSC #Maritime #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:45Z 2384 followers, XX engagements

"📊 Return Metrics: ROA FY25 XXXX% vs XXXX% better asset utilization ROE FY25 XXXX% vs XXXX% higher returns for equity holders. #FEROZ #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T21:47Z 2386 followers, XX engagements

"💸 Cash Flow Strength: OCF = PKR 299.8mn from 664.7mn OCF/NI = XXXX (vs 1.73) Major working-capital outflow this year. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:40Z 2386 followers, XX engagements

"19 Key takeaway: CIR drives ROE ROE drives P/B Efficient banks attract market premium. Always look at both metrics before investing. #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T23:11Z 2372 followers, XXX engagements

"📘 Appendix: NATF Long-Term Finance Amortization (FY25FY30) X Opening LT finance: PKR 5.62bn X Tenure: X years equal principal repayments of PKR 936.8mn/yr X Rate: 3M KIBOR (11%) + XXX% spread = XXXX% effective X Interest = Opening balance XXXX% #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T18:26Z 2384 followers, XXX engagements

"📈 In a bull market stocks often trade above fundamentals. ❌ Long-term investing at stretched valuations = risky. ✅ Better to play short-term momentum with discipline & stop-losses. #Investing #Trading #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-18T15:42Z 2385 followers, 8317 engagements

"Working Capital (WC) WC = Rs. 28.83bn (FY25) vs Rs. 27.64bn (FY24) Short-term cushion improved. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:41Z 2384 followers, XXX engagements

"Deposits-to-Liability Ratio: XXXX% ( from 81.1%) Deposits now fund nearly all liabilities. Strong structural stability and reduced funding risk. #BIPL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-08T00:11Z 2385 followers, XX engagements

"📈 Cash Conversion (OCF / Net Income): 2.1x Despite the loss cash inflows show the operations are solid. Non-cash items like depreciation are cushioning the blow. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:30Z 2386 followers, XX engagements

"UBLs next two quarters could lock in its FY25 direction. With policy rate expected to stay at XX% inflation sticky due to flood impact and record investment book lets project UBLs EPS & dividend through FY25 🔍 #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:29Z 2386 followers, 2962 engagements

"💼 X. Investments Powerhouse Investments: PKR 8.88T XX% of assets Increased XXXX% YoY Safe liquid income-generating instruments dominate strong low-risk balance sheet. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:19Z 2379 followers, XXX engagements

"📈 Summary in one line: From 1.26bn 0.31bn finance cost in X years 🔻 Interest coverage XXX XX 🔺 Balance sheet gearing improving steadily through 2030. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:40Z 2384 followers, XXX engagements

"📉 Broker Proprietary Trading Net sellers across most sectors: Cement (110m) Fertilizer (71m) Food (123m) E&Ps (253m) Banks (286m). Positive only in OMCs (+143m) and Power (+412m). 👉 Brokers trimming exposure focusing on OMCs & Power. #NCCPL #PSX"
X Link @MeherJazibAli 2025-09-28T08:25Z 2384 followers, XXX engagements

"💹 Broker Proprietary Desks: 🔴 Net Sell: 2.12bn (US$7.5m) Mostly offloaded Cement Food and Power. Typical pattern before major data releases risk reduction by market makers. #NCCLP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T21:48Z 2379 followers, XXX engagements

"Overall View: ✅ Strengths: Solid deposit growth liquidity enhancement reduced borrowing dependence. ⚠ Concerns: Sharp fall in Islamic financing (24%) heavy tilt toward low-yield government securities may cap profitability. #MEBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:15Z 2385 followers, XXX engagements

"📦 Working Capital Management Days Sales Outstanding (DSO) XX = strong cash collection. Fertilizer dealers often on cash basis so EFERT leads here. High inventory turnover = better production planning. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:15Z 2384 followers, XXX engagements

"Reference: #KCCI #SaudiArabia #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:36Z 2375 followers, XXX engagements

"Oil & Exploration sector might be gearing up for a surprise. Continuous accumulation seen from mutual funds smart money is positioning early. Don't buy at elevated levels 🙏 #OGDC #PPL #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-04T16:06Z 2386 followers, 5935 engagements

"@UsmanwWaheed It might show a slight improvement. But not a significant. If you are into pharma hold GLAXO for long-term"
X Link @MeherJazibAli 2025-09-30T13:42Z 2372 followers, 1012 engagements

"@jawadlang Sir 🙏"
X Link @MeherJazibAli 2025-10-10T09:53Z 2371 followers, XX engagements

"5 Within Ijara Sukuks Variable rental (floater): Rs4.26trn Fixed rental: Rs1.39trn So XX% of Islamic book is floating insulating Islamic banks from MTM losses. Smart risk alignment with Sharia-compliant rate exposure"
X Link @MeherJazibAli 2025-10-10T19:44Z 2384 followers, XXX engagements

"Ufone moves from a niche player to a national telecom champion now equipped with the scale quality & innovation needed to compete effectively against Jazz & Zong. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2387 followers, XX engagements

"Cash & Balances with Treasury Banks: PKR 215B (-5.45%) Slight decline but liquidity remains adequate. Bank can meet short-term obligations comfortably. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:02Z 2384 followers, XX engagements

"📌 Haleon is priced like a growth stock in Pakistan. Investors pay premium for stability + global parentage. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2384 followers, XXX engagements

"🔍 Why the decline ✔ LT loans repaid annually (6.1bn X by FY30) ✔ ST borrowings reduced gradually ✔ KIBOR assumed stable (11.05%) Overall leverage & interest burden easing each year. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:19Z 2384 followers, XXX engagements

"📉 Advances declined XXXX% to PKR 725.8B. This contraction shows cautious lending possibly reflecting tight credit demand or risk management amid macro pressures. #BOP #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T13:29Z 2384 followers, XXX engagements

"🧵Mari Energies held its corp briefing outlining major growth plans & addressing challenges. Key takeaways: Int'l expansion new gas fields & a focus on sustaining production. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:49Z 2387 followers, XXX engagements

"⚙ Margins in fertilizers reflect: Feedstock cost (subsidized gas) Urea price caps Ammonia plant efficiency EFERT & FFC historically enjoy higher net margins vs FATIMA. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:05Z 2371 followers, XXX engagements

"🌊 Impact of Recent Floods Affected 7M people 1000 deaths Severe damage: housing infrastructure agriculture FY26 GDP forecast revised to XX% ⚠ Highlights Pakistans high vulnerability to climate risks. #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T00:39Z 2386 followers, XX engagements

"🧮 Efficiency Ratios Asset Turnover in fertilizers is low (0.50.8) capital-intensive but predictable. Inventory Turnover: XX typical. Days Payable 3040 = normal for large urea producers. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:12Z 2384 followers, XXX engagements

"👥 Free Cash Flow to Equity (FCFE) = Rs XXXX B (Rs 4.43/share). Even after adding net borrowings cash to shareholders remains negative equity investors must stay patient. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:28Z 2386 followers, XXX engagements

"Return Ratios (FY25 vs FY24) 📈 ROA: XXXX% vs XXXX% (Very strong returns on assets) 📈 ROE: XXXX% vs XXXX% (Extremely high returns stable) #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:50Z 2380 followers, XXX engagements

"🏦 Meezan Bank (MEBL) 1H 2025 Balance Sheet Review Total Assets: PKR XXXX trillion XXXX% from Dec 2024. Total Liabilities: PKR XXXX trillion 5.99%. Equity: Flat at PKR XXX billion implying no capital infusion during the period. #MEBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:12Z 2378 followers, 1941 engagements

"⚖ Leverage Ratios (Financial Stability) Sector is relatively low-levered due to strong cash flows. Debt-to-Equity: 0.20.6 typical Interest Coverage: XX healthy Debt above X = red flag 🚩 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:10Z 2384 followers, XXX engagements

"📢 IMF Staff-Level Agreement with The IMF and Pakistani authorities reached a staff-level agreement on: --2nd review under Extended Fund Facility (EFF) --1st review under Resilience & Sustainability Facility (RSF) ✅ Subject to IMF Executive Board approval #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T00:37Z 2387 followers, 1380 engagements

"6 Mutual funds explode 📊 Banks mutual fund investments jumped from Rs13bn Rs69bn (+420% QoQ). Likely shift into income / money market funds for yield pickup. But overall equities + funds still X% of total showing risk aversion remains high"
X Link @MeherJazibAli 2025-10-10T19:45Z 2379 followers, XXX engagements

"Spectrum concludes that the UfoneTelenor merger isnt just about adding subscribers its about scale synergy and sustainable profitability. PTCL finally has its strategic backbone. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:55Z 2387 followers, XXX engagements

"⚡ Debt-to-Equity Ratio: 0.58x vs 0.65x Leverage declining ✅ Balance sheet strength improving. #SHDT #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-02T11:53Z 2373 followers, XX engagements

"📉 X. Low Lending Risk Advances-to-Deposits: XXXX% Low exposure to risky loans protects NPLs & credit risk. Ensures UBL remains stable even during economic uncertainty. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T20:19Z 2379 followers, XXX engagements

"🧭 Bottom Line: SEARLs profitability & margins improved 👍 But cash flow receivables & short-term debt remain red flags ⚠ Sustainable turnaround depends on real OCF recovery. #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:59Z 2371 followers, XXX engagements

"Leverage (Assets/Equity): 15.44x (stable) Bank maintains a balanced gearing ratio; equity adequately cushions assets supporting resilience. #BIPL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-08T00:11Z 2385 followers, XXX engagements

"FY25 snapshot 👇 📊 Long-Term Finance: 6141638 💰 Short-Term Borrowings: 2129353 💸 Total Interest-Bearing Debt: 8.27bn ⚙ Finance Cost (P&L): 1263417 #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:05Z 2384 followers, XXX engagements

"2 Duration bet: from T-Bills to PIBs Banks aggressively extended portfolio tenor 👇 T-Bills: Rs8.6trn Rs6.2trn (27% YoY) PIBs: Rs17.1trn Rs24.4trn (+43% YoY) Theyre clearly locking in long-term yields positioning for rate cuts ahead"
X Link @MeherJazibAli 2025-10-10T19:43Z 2384 followers, XXX engagements

"🔮 Future-proofing: The new PTCL Group becomes a credible 5G contender with scale spectrum & cash flow. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:52Z 2386 followers, XXX engagements

"💻 Diversification - Sky47: First data centre to be completed soon. Karachi data centre (hybrid energy) on track for end of 2026. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:58Z 2387 followers, XX engagements

"8 Macro View 🧭 Agriculture: contraction in key crops Industry: rebound via utilities & construction Services: steady support Result fragile but positive GDP growth before a Q4 slowdown. #Economy #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T09:06Z 2386 followers, XX engagements

"💡 Add the post-synergy savings from Ufone estimated at PKR 13.3B (after tax) EPS +PKR XXXX. Together total EPS accretion = PKR 8.83/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2386 followers, XX engagements

"🕌 Islamic Banks show resilience: Credit contraction smaller vs conventional banks. Shariah-compliant financing gaining share as firms avoid high-cost conventional loans. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:38Z 2386 followers, XX engagements

"🕒 Cash Conversion Cycle (CCC): FY25: XXXX days (FY24: XXXX days) DIO 124.7d DSO 12.2d DPO 89.4d Steady cycle; strong payables management offsets inventory build. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:42Z 2386 followers, XX engagements

"📉 Financial Charges only PKR 32m. With such low leverage interest burden is negligible. ROE is operationally earned. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:00Z 2384 followers, XXX engagements

"📊 Spectrum estimates Telenor Pakistans CY25 EBITDA at PKR 64.3B. After depreciation (PKR 11B) & finance costs (PKR 6B) the pre-tax profit = PKR 47.3B. Post-tax (33%) = PKR 31.7B net profit EPS impact = PKR 6.21/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2386 followers, XX engagements

"📊 Why bank valuation is different: Banks are not like regular firms. Their leverage business model and regulation make equity valuation the only proper lens. Lets break down the X structural reasons 👇 #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T21:02Z 2385 followers, 2080 engagements

"The tax is a pass-through cost but in a weak demand environment companies may be forced to absorb part of the hike squeezing gross margins. Furthermore higher prices could lead to slower sales impacting cash flows and working capital. #FFC #EFERT #FATIMA #Fertilizer #PSX"
X Link @MeherJazibAli 2025-10-07T12:34Z 2384 followers, XXX engagements

"🔍 Interpretation: If EFERT trades X P/E often undervalued. If FFC trades XX market pricing in dividend safety premium. P/B X justified only if ROE XX% and payout 90%. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:09Z 2384 followers, XXX engagements

"7 Public spending and government services continued to underpin GDP while private-sector demand remained moderate. The Services sector absorbed much of the agricultural and industrial volatility. #Economy #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T09:06Z 2386 followers, XX engagements

"🤝 Smeda is crafting a new strategy to slash the trade deficit between Pakistan & Saudi Arabia. The plan focuses on joint investment in Pakistan's key export sectors. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:03Z 2387 followers, XXX engagements

"📊 Leverage & Capital: Assets/Equity: XXXX (down from 8.98) Book value per share: XXXXX (down from 30.4) More conservative balance sheet; reduced financial risk. #SCBPL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T23:02Z 2379 followers, XX engagements

"📈 Growth Ratios (Topline Expansion) Revenue growth XXX% in normal years = stable. XX% = either price hike or new capacity. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:16Z 2384 followers, XXX engagements

"💹 EV-Based Valuation Analysts often use EV/EBITDA due to high cash payouts. Fair Range: XX = fair value X = undervalued (buy zone) X = overvalued unless EPS growth visible. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:13Z 2386 followers, XXX engagements

"📊 Return on Equity (ROE): XXX% (FY25) vs XXX% (FY24) 📊 Return on Assets (ROA): XXX% vs XXX% Profitability improving significantly. #SHDT #Textile #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-02T11:53Z 2373 followers, XX engagements

"💬 In short: Pakistan fertilizer valuation = a blend of: Dividend Yield (10%) ROE (18%) Net Margin (20%) Debt XXX If all tick ✅ its a buy-and-hold sector. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:17Z 2384 followers, XXX engagements

"Efficiency Metrics Asset Turnover: XXXX vs XXXX CCC: XX days vs XX days Slightly better asset efficiency. Working capital cycle lengthened slightly inventory buildup + slower receivables. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:51Z 2371 followers, XXX engagements

"UBL FY25 (Balance Sheet Edition) UBLs assets surged +37.5% powered by a liquidity-heavy pivot record investments soaring deposits (+62.6%) and reduced lending (26.4%). Safety up ✅ Yield compression risk ⚠ #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T14:54Z 2384 followers, XXX engagements

"1 Total Investments surge 🚀 Banks total investment book reached Rs37.2trn by Jun25P up +13.6% QoQ / +15.7% YoY. Liquidity remains abundant and most of it keeps flowing into sovereign paper not private credit. Govt securities still make up 82%+ of all investments"
X Link @MeherJazibAli 2025-10-10T19:42Z 2385 followers, XXX engagements

"🛠 Free Cash Flow: FCF = PKR 1.83bn PKR 15.6/share FCFE = PKR 80m PKR 0.7/share Heavy dividends absorbed cash. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:58Z 2384 followers, XXX engagements

"💸 Cash Flow: OCF = PKR 2.29bn OCF / NI = XX% Decent conversion of profits into cash. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:57Z 2384 followers, XXX engagements

"💹 How to Value Fertilizer Companies in Pakistan A Deep-Dive Financial Thread Fertilizer stocks on the PSX like FFC EFERT and FATIMA are cash-rich policy-sensitive and dividend-heavy. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2384 followers, 4581 engagements

"💵 Composition of M2: Currency in circulation: PKR 10.63tr (26%) Bank deposits: PKR 30.1tr (74%) Both declined in Oct showing liquidity withdrawal and tighter cash conditions post-quarter. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:35Z 2386 followers, XX engagements

"🎯 The Goals: ➡ DOUBLE Pakistan's exports to Saudi Arabia. ➡ REDUCE the bilateral trade deficit by 25%. This supports Pakistan's ambitious target of $XXX billion in total exports by 2035. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:04Z 2387 followers, XX engagements

"@Novice2025 Yes. It needs to be as per requirements of the financial statements"
X Link @MeherJazibAli 2025-10-04T17:16Z 2386 followers, XXX engagements

"📊 Summary: EPS Impact: +PKR 8.83/share Target Price: +PKR 62/share Spectrum Research calls PTCLs merger story transformational. A rare case where synergy buzzword its math. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:55Z 2387 followers, XXX engagements

"Engro Fertilizer shows improved gross margins YoY ✅ but high finance costs are weighing on profits 💸. Dividend payout worsens cash flow 🛑 while inventories continue to build 📈. #EFERT #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T03:24Z 2387 followers, 1101 engagements

"📗 Book Value (BV/share): PKR XXXXX 📈 P/B Ratio: XXXX 💼 Equity/Assets: XXXX% (FY24: 40.3%) ➡ Post-IPO equity strength diluted leverage significantly. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:36Z 2386 followers, XX engagements

"Why it matters: Pakistan pays foreign shippers an estimated $XXX BILLION yearly in freight costs. By using its own ships PNSC aims to save crucial foreign exchange and boost revenue. #PNSC #Maritime #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:46Z 2384 followers, XX engagements

"🚨 Haleon Pakistan (PSX: HALEON) shines in HY2025 with stellar profitability strong balance sheet and near-zero debt. But valuations look expensive. Lets break down the numbers 👇 #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2384 followers, 2943 engagements

"📆 Seasonality Ratios Watch H1 vs H2 results Kharif vs Rabi sales patterns. Typically 5560% of annual EPS earned in H2 due to winter sowing season demand spike. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:14Z 2384 followers, XXX engagements

"Leverage Ratios (FY25 vs FY24) 📉 D/E: XXXX vs XXXX (Lower leverage) 📉 D/Assets: XXXX% vs XXXX% (Safer capital structure) 📈 Equity/Assets: XXXX% vs XXXX% (Strengthened capitalization) COLG remains low-leveraged a hallmark of FMCG defensiveness. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:43Z 2384 followers, XXX engagements

"5 Each year principal while interest proportionally X Total finance cost (FY2530): PKR 2.22bn (base case) X KIBOR X% range PKR 2.03bn 2.42bn #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T18:27Z 2384 followers, XXX engagements

"🌾 The fertilizer sector = cash flow machines. Theyre not tech growth plays theyre about stable margins high payout and low volatility. Valuation = more about yield and sustainability than rapid growth. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2371 followers, XXX engagements

"🚨 Alert for Fertilizer Sector (FFC EFERT FATIMA AGL) The IMF is pushing Pakistan to DOUBLE the Federal Excise Duty (FED) on fertilizer from X% to 10%. This is a direct hit to the sector's fundamentals. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T12:32Z 2384 followers, 4747 engagements

"📈 Inflation Outlook: Despite contraction in Oct M2s high YoY base implies persistent inflationary inertia. SBP tightening visible but broad money remains expansionary due to fiscal flows. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:40Z 2386 followers, XX engagements

"💼 Financial Health Boost: Tower + admin synergies cut costs Freed-up capital can fund fiber & 5G rollout Lower leverage risk ahead #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2386 followers, XX engagements

"💡 Strengths: Strong brand portfolio Cash-rich balance sheet Consistent margins Negative CCC (supplier credit) #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:00Z 2384 followers, XXX engagements

"Under the current market scenario its wiser to chase capital gains than rely on dividend yields. 📈 #Investing #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T19:02Z 2379 followers, 9721 engagements

"Profitability Ratios Key metrics: Gross Margin: 2540% (Urea heavy firms like EFERT & FFC sit near 35%) Operating Margin: 2030% Net Margin: 1525% depending on gas subsidies and policy. Margins XX% = exceptional efficiency. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:04Z 2384 followers, XXX engagements

"📊 ROA = XXXX% and ROE = 2.68%. Again pension cost distortion. On a recurring basis returns would hover near mid-single digits not stellar but stable. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:25Z 2386 followers, XX engagements

"Imported wheat would cost Rs3500-3700/maund making the govt's price cap unsustainable. It would also pressure fragile foreign exchange reserves. #Wheat #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-13T03:55Z 2384 followers, XX engagements

"⚙ The merger flips on a synergy switch cutting overlapping costs integrating networks & amplifying profitability. Tower consolidation is the most potent cost lever. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2387 followers, XX engagements

"💱 Weak NFA growth means the rupee remains sensitive to oil prices remittance flows & import shocks. Without sustained reserve buildup external stability remains fragile. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:40Z 2386 followers, XX engagements

"⚖ Total Liabilities/Equity = XXXX Balance sheet remains comfortably capitalized. #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:56Z 2369 followers, XXX engagements

"The "wait-and-see" approach is risky. Wheat imports need at least XX days. Delaying until Jan/Feb would be disastrous: ➤ Consumers face hyper-inflation & shortages. ➤ Farmers see their harvest devalued by a sudden influx of imported grain. #Wheat #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-13T03:55Z 2384 followers, XX engagements

"🏢 Private Sector Credit: Only +PKR 9.95tr this year vs +1.08tr last year; Recent month even saw a -PKR 297bn fall. High interest rates & uncertainty are squeezing business lending. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:38Z 2386 followers, XX engagements

"💰 Net Debt: PKR 106.8B (Debt 120.9B Cash 14.1B). Leverage slightly up from FY24 but still manageable given PTCLs asset base. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:30Z 2386 followers, XXX engagements

"📈 Using a conservative P/E of 7.0x Spectrum Research derives a target price gain of PKR 62/share signaling massive value unlocking potential post-merger. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:48Z 2386 followers, XX engagements

"Colgate-Palmolive Pakistan FY25 Financial Health Check 🧾 A comprehensive financial x-ray of COLG shows stability in profitability but tight liquidity & efficiency pressures amid inflation & low economic growth. Lets break it down ratio by ratio 👇 #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:34Z 2384 followers, 1885 engagements

"💡 Bottom Line: Mari is in a high-growth investment phase. While facing short-term curtailment risks its strategy is clear: unlock int'l (Abu Dhabi) & domestic frontier potential sustain the core and diversify. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:58Z 2386 followers, XX engagements

"📊 Valuation Check: BVPS = PKR XXXXX Price = PKR XXXXX P/B = 7.9x Premium far above local peers. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:58Z 2384 followers, XXX engagements

"7 Corporate bonds stagnant 🧱 TFCs hover around Rs100bn. Debentures COIs and PTCs are negligible. Pakistans corporate debt market remains shallow banks still prefer risk-free carry over private exposure"
X Link @MeherJazibAli 2025-10-10T19:46Z 2379 followers, XXX engagements

"🔄 Sustaining the Core: Aims to maintain current Mari field production (595-600 mmcfd). Plans an aggressive drilling pace of 15-20 wells per year for the next X years. #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:57Z 2387 followers, XX engagements

"⚙ Operating Profit: PKR 2.76bn OM = XXXXX% (FY24: 3.53%). Solid operating turnaround despite flat sales. #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:54Z 2384 followers, XXX engagements

"@beeandwax For long-term there are many like GADT UBL OGDC etc"
X Link @MeherJazibAli 2025-10-13T04:49Z 2386 followers, XXX engagements

"📈 Payout Ratios: Pakistans fertilizer firms are dividend machines. Payout Ratio: 70100% typical Dividend Yield: 1016% per annum EFERT 1112% FFC often 1416% FATIMA 810%. Investors treat them like quasi-bonds. 💵 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:08Z 2384 followers, XXX engagements

"Total Equity: PKR 187B (+5.03% YoY) Despite shrinking assets equity rose. Likely due to retained earnings or capital infusion. A healthier equity base reduces financial risk. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:00Z 2379 followers, XX engagements

"So MLPL will bear a disproportionately higher share of incremental demand possibly +16% to +32% higher generation not just +14%. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:27Z 2384 followers, XXX engagements

"📈 P/E Ratios: Annualized P/E = 17.5x Forward P/E (20% growth) 13.5x Price is rich growth is priced in. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:59Z 2384 followers, XXX engagements

"@investingAarif @UsmanwWaheed Not worked on the HINOON in detail. In between Haleon and GLAXO I find GLAXO fundamenally more lucrative"
X Link @MeherJazibAli 2025-10-01T17:35Z 2384 followers, XX engagements

"📊 Valuation Multiples (Market Ratios) Key Pakistan Fertilizer Benchmarks: P/E (TTM): XXX normal range P/B: XX (depends on payout & asset revaluation) EV/EBITDA: XX fair range #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:09Z 2371 followers, XXX engagements

"🏗 Combined tower portfolio = 24800 sites Ufone: 11730 Telenor: 13074 By removing redundant towers PTCL unlocks billions in recurring savings. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:49Z 2386 followers, XXX engagements

"🔹 FY25 Base Recap Cement Production: 4.015m tons Net Profit (PAT): PKR 17.04bn EPS: XXXXX Net Profit/tonne: PKR 4243 This is the foundation for our FY26 projections. #MLCF #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-02T18:59Z 2387 followers, XXX engagements

"📅 FY25 vs FY24 Summary: ✅ Revenue +12% ✅ Gross profit +24% ❌ Net income turned to loss (due to pension cost) ✅ OCF positive ❌ FCF/FCFE negative ⚖ Balance sheet stable but liquidity tight. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:31Z 2386 followers, XXX engagements

"📉 Working Capital: Rs XX B (still negative but improved from Rs XX B last year). In telecom negative working capital isnt rare but improvement suggests better receivable recovery and payables management. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:24Z 2386 followers, XX engagements

"🏢 Business Snapshot: BFBIO manufactures & markets pharmaceutical products in Pakistan. FY25 marked its biggest balance-sheet expansion post-listing supported by IPO inflows. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:35Z 2386 followers, XXX engagements

"🏆 Market position leap: UfoneTelenor combined moves from 4th 2nd by subscriber base. This drastically improves bargaining power & brand competitiveness. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:51Z 2386 followers, XX engagements

"The govt is in a dilemma. Admitting a shortage now & importing would: ➤ Erode its credibility after claiming "sufficient stocks." ➤ Demoralize farmers right before the sowing season. ➤ Break Punjab's artificial price cap of Rs3000/maund. #Wheat #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-13T03:55Z 2386 followers, XX engagements

"💰 Funds & Access EFF: US$1.0B (SDR 760M) RSF: US$200M (SDR 154M) ➡ Total disbursements under both: US$3.3B This will support macro stability fiscal consolidation and climate resilience initiatives. #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T00:38Z 2387 followers, XX engagements

"📊 Pharma Sector vs KSE100 (Last 3M) 🔹 KSE100: +29.48% 🔹 SEARL: +30.94% 🔹 ABOT: +26.89% 🔹 HALEON: +21.24% 🔹 HINOON: +19.13% 🔹 CPHL: +15.84% 🔹 GLAXO: +15.00% 🔹 AGP: +4.63% Sector mostly underperformed index with SEARL the only outperformer. #GLAXO #AGP #Pharma #PSX"
X Link @MeherJazibAli 2025-10-01T19:12Z 2384 followers, 3926 engagements

"No significant event happened within XX hours Still market recovers #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T10:12Z 2387 followers, 2773 engagements

"🔌 Per Share Gain from Tower Savings Conservative: PKR 0.78/share Moderate: PKR 2.35/share Aggressive: PKR 6.25/share #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:50Z 2386 followers, XX engagements

"🧵Fertilizer Sector Update: Sep-2025 🚜 A mixed bag with Urea showing YoY strength but MoM weakness while DAP struggles. Key takeaways below. Reference: @JSGlobalOnline #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-04T15:00Z 2384 followers, XXX engagements

"📊 Macro Performance FY25 Current account surplus: first in XX years Fiscal primary balance: exceeding program target Inflation: contained External buffers: strengthening Sovereign spreads: narrowing significantly #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T00:38Z 2387 followers, XX engagements

"🚨Pakistan's private sector recorded ZERO new borrowing in Q1 FY26 retiring Rs297 billion in debt instead. This starkly contrasts with the Rs18.5bn retired in the same period last year signaling a severe downturn in economic activity. #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T08:48Z 2387 followers, XXX engagements

"In summary: MLPL isnt just a subsidiary its MLCFs energy engine and earnings stabilizer. A +14% cement production could lift MLPL profits by up to PKR 415M and MLCF EPS by up to PKR XXXX. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:33Z 2384 followers, XXX engagements

"💧 Liquidity: Current Ratio = 1.52x Quick Ratio = 0.84x Cash Ratio = 0.64x Healthy but heavy inventory load typical for pharma. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:56Z 2384 followers, XXX engagements

"Pakistan & Saudi Arabia are entering a "new phase of strategic cooperation" says FM Aurangzeb. A high-level Saudi investors' delegation is in town with talks focused on deepening economic ties investment and trade. #SLA #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:26Z 2375 followers, XXX engagements

"PM Shehbaz Sharif is fast-tracking the privatization of loss-making state entities like PIA & the Roosevelt Hotel. The aim: relieve the burden on the national exchequer and improve public services. #Privatization #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T16:50Z 2387 followers, XXX engagements

"Top sector picks 👇 🧱 Cement: MLCF KOHC CHCC 🛢 E&P: OGDC OMC: PSO 🏦 Banks: UBL MCB ABL NBP ⚙ Refinery: ATRL PRL 👕 Textile: GADT TOWL GATM MSOT (first two stand out more could join) Accumulate on dips fundamentals remain your best ally #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T23:18Z 2379 followers, 6743 engagements

"⚡ Earnings Sensitivity Fertilizer profits swing with: Urea & DAP pricing Gas input policy Exchange rate (imported feedstock for blended fertilizers) Model sensitivity: X% change in gas cost X% EPS impact. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:14Z 2386 followers, XXX engagements

"Leverage (Asset/Equity): 17.61x down from 20.83x Lower leverage = lower financial risk. Bank is better capitalized more resilient to shocks. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:03Z 2379 followers, XX engagements

"📉 Bank Deposits down PKR 541bn in Oct likely due to tax settlements energy payments and SBPs sterilization operations. Despite short-term contraction M2 base still remains large keeping inflation risks alive. #M2 #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T14:36Z 2386 followers, XX engagements

"💵 Revenue Quality: Despite margin compression topline expansion and improved asset turnover show underlying demand resilience. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:42Z 2386 followers, XX engagements

"Finance Minister Aurangzeb expresses hope for a staff-level agreement (SLA) with the IMF to be finalized next week in Washington. He calls recent talks "constructive" and says outstanding issues are not "showstoppers." #SLA #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T02:25Z 2375 followers, XXX engagements

"⚖ Leverage Ratios: Debt/Equity from XXXX XXXX Debt/Assets from XXXX% XXXX% Interest Coverage to XXXX Financial risk sharply reduced post-IPO. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:36Z 2387 followers, XXX engagements

"📌 Margins: Gross Margin = XXXX% Operating Margin = XXXX% Net Margin = XXXX% One of the strongest in Pakistans pharma space. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:54Z 2384 followers, XXX engagements

"🚨 UfoneTelenor Merger Reshapes PTCL Landscape Spectrum Research calls it the most significant strategic shift since PTCLs inception not just a merger but a transformation of scale efficiency & profitability. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:47Z 2387 followers, XXX engagements

"💸 Monetization options: Sale-and-leaseback deals Joint ventures on premium sites These could fund fiber expansion & 5G without new debt. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:54Z 2386 followers, XX engagements

"💼 EV Analysis: EV PKR 96.8bn EV/Share = PKR XXX Slight premium vs market cap cash offsets debt. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:59Z 2384 followers, XXX engagements

"📈 Net Profit: PKR 434m NM = XXXX% (FY24: 12.9%). EPS = XXXX finally back in the green #SEARL #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-06T03:55Z 2384 followers, XXX engagements

"🚗📊 Ghandhara Automobiles Ltd (GAL) has posted a dramatic turnaround in FY2025. From losses in FY24 to robust profitability & strong cash flows in FY25. Lets dive into the numbers 👇 #GAL #Automobile #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-29T16:26Z 2380 followers, XXX engagements

"A XX% FED will significantly increase the retail price of urea for farmers. With the agri sector already reeling from floods & the withdrawal of subsidies this could suppress urea demand. Lower offtake = lower volumes for manufacturers. #FFC #EFERT #FATIMA #Fertilizer #PSX"
X Link @MeherJazibAli 2025-10-07T12:33Z 2384 followers, XXX engagements

"🧱 EFERT ROE 1820% FFC around XX% FATIMA 16%. If ROE dips XX% signal of gas or price distortion pressure. (It varies as well) #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:06Z 2384 followers, XXX engagements

"📈 Capital Structure Insight: IPO proceeds (PKR 1.86bn) reshaped balance sheet higher equity improved solvency lower financial costs. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:42Z 2386 followers, XX engagements

"📈 Revenue growth: +11.8% YoY to Rs XXXX B (H1 FY25). Telecom demand is steady even in a tough macro environment thats a quiet positive. #PTC #Tech #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:24Z 2386 followers, XX engagements

"💰 2-Year Zero-Coupon PIB Face Value Bids: 164100 mn Accepted: 12080 mn (Competitive) + 5473 mn (Non-Competitive) = 17553 mn Cut-off Yield: XXXXX% Cut-off Price: XXXXX% of FV #PIB #SBP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T22:44Z 2386 followers, XX engagements

"🧱 Policy & Subsidy Indicators Track Gas Weighted Average Cost direct EPS driver. Companies with fixed feedstock contracts have 1015% better gross margins. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:15Z 2384 followers, XXX engagements

"📊 Overall Financial Health (FY25): ✅ Strong liquidity ✅ Lower leverage ⚠ Weaker cash conversion ⚠ Margin compression Short-term cash pain long-term balance-sheet gain. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:43Z 2386 followers, XX engagements

"📌 Fiscal Priorities FY26 primary surplus target: XXX% of GDP Revenue mobilization: tax policy & compliance Flood relief: budget reallocations for affected provinces #IMF #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T00:39Z 2386 followers, XX engagements

"People are busy chasing BOP and NBP but the real sleeper pick might be ABL. 👀 #ABL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T15:03Z 2375 followers, 4586 engagements

"1Extreme Leverage: Banks operate with equity-to-asset ratios near X% leverage that would cripple any industrial firm. But for banks its the norm. High leverage means Enterprise Value (EV) metrics lose relevance focus shifts entirely to Equity Value. #CommercialBanks #PSX"
X Link @MeherJazibAli 2025-10-06T21:03Z 2379 followers, XX engagements

"Total Liabilities: PKR 3.11T (-12.03% YoY) Driven by Borrowings which fell 51.3%. Lower external debt reduces interest burden and strengthens funding stability. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T21:59Z 2379 followers, XX engagements

"🏦 Etisalat settlement would remove a major overhang improving investor confidence & freeing balance sheet flexibility for growth. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:53Z 2386 followers, XX engagements

"📊 BF Biosciences Limited (BFBIO) FY2025 Financial Review Strong topline but margin pressure & working-capital drag. Equity base expanded post-IPO. Lets break down its full FY25 vs FY24 fundamentals 👇 #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:34Z 2387 followers, XXX engagements

"Intangibles: PKR 1.51B (-2.08%) Minor decrease; no major impact on overall financials. #BAFL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-07T22:03Z 2379 followers, XX engagements

"A look at some fundamentally strong companies across key sectors: 🏗 Cement: KOHC MLCF FCCL 💊 Pharma: GLAXO AGP 🌾 Fertilizer: FFC FATIMA 🏭 Engineering: CSAP 🛒 FMCG: NATF FFL These companies show strong fundamentals and solid financials. #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-10T16:25Z 2375 followers, 6151 engagements

"So when you forecast MLCFs EPS dont just model clinker volumes factor in MLPLs profit elasticity to production. Its the quiet catalyst behind EPS surprises. #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:33Z 2384 followers, XXX engagements

"@success20221999 Haleon is a great stock. But I wanted to restrict to the lesser number of stocks. COLG is a fairly stable company. NATF is growing and would be a great asset in the long run"
X Link @MeherJazibAli 2025-09-10T19:12Z 2371 followers, XXX engagements

"Efficiency: DIO = XXX days DSO = X days DPO = XXX days CCC = XX days suppliers are funding operations. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:57Z 2384 followers, XXX engagements

"🔥 Returns on capital: ROA = XXXX% (annualized) ROE = XXXX% (annualized) Efficiency not leverage is driving these returns. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:55Z 2384 followers, XXX engagements

"📉 The trade gap is significant. Pakistan's exports to KSA are $XXX million while imports are $XXXX billion creating a deficit of $XXXX billion. The new 5-year strategy aims to change this. #KSA #Trade #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T14:03Z 2387 followers, XX engagements

"💥 Every +1% KIBOR jump adds PKR 2530m per year to finance cost. So rate stability is key to sustaining margins. NATFs leverage plan protects it: most loans amortise by FY30. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:39Z 2384 followers, XXX engagements

"Dividend Sustainability: Dividend Payout: XX% vs XX% Despite cash tightening COLG maintained robust payouts signaling management confidence. #COLG #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T03:57Z 2385 followers, XXX engagements

"Scenario A (WHRP scales well): MLPL output +16.4% profit +PKR 212M Scenario B (WHRP partial): MLPL output +24.3% profit +PKR 313M Scenario C (MLPL supplies all): output +32.2% profit +PKR 415M #MLCF #MLPL #Cement #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-05T00:27Z 2384 followers, XXX engagements

"Pakistans political noise often shakes sentiment but it also creates entry windows at PSX. Focus on strong fundamentals accumulate on dips and align positions with your holding power & risk tolerance. In the long run patience + sanity = alpha. 💡📈 #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T10:14Z 2377 followers, 2192 engagements

"🧾 Insurance Companies: 🔴 Net Sell: 7.1bn (US$25.1m) the biggest outflow. Major offloads: Tech (-2.0bn) OMCs (-3.4bn) Banks (-0.96bn) Theyve booked profits aggressively after the summer rally classic institutional exit phase. #NCCLP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T21:47Z 2386 followers, XXX engagements

"💹 Yield Adjusted Valuation Analysts often price fertilizer stocks by yield spread: Dividend Yield PIB Yield. If spread X% undervalued zone. If X% overbought zone. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:17Z 2384 followers, XXX engagements

"🎯 Goal: Project UBLs next-2-quarter EPS (SepDec25) & dividend payout. 📊 Backed by: Interest rate outlook (11%) Balance sheet trends (Jun25) Investment yield & funding cost dynamics. #UBL #CommercialBanks #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-10T01:29Z 2386 followers, XXX engagements

"⚖ Balance Sheet Strength: Debt/Equity = 0.02x (near zero) Debt/Assets = XXX% Equity Multiplier = 1.92x Minimal leverage risk. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:55Z 2384 followers, XXX engagements

"📉 Liquidity Ratios Fertilizer companies operate with huge WC swings (inventory buildup during sowing season). Benchmarks: Current Ratio: 1.22.0 Quick Ratio: 0.61.2 Below X = tight liquidity; above X = underutilized cash. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:11Z 2384 followers, XXX engagements

"🌍 Market Ratios (for PSX context) Investors often benchmark fertilizer stocks by: Dividend Yield vs PIB rate (10-year PIB 14%) If DY PIB attractive yield spread. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:13Z 2384 followers, XXX engagements

"🏗 Capex & Investments: CAPEX = PKR 329.5mn (up XXX YoY) Short-term investments absorbed over PKR 1.1bn cash. Expansion & portfolio diversification underway. #BFBIO #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T20:41Z 2386 followers, XX engagements

"Abu Dhabi Move: Mari's production plan for its X discoveries has been APPROVED by Adnoc. The project now enters the development phase targeting 25000 barrels per day (bpd) of oil. A major international milestone #MARI #OG #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-15T13:51Z 2387 followers, XXX engagements

"🔍 At PKR 887/share HALEON trades well above book. Sustained double-digit earnings growth is needed to justify. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2384 followers, XXX engagements

"📈 Balance Sheet Highlights: Total Assets PKR 15.68B from 15.02B Equity PKR 9.37B from 8.97B Debt (long + short term) managed prudently. #FEROZ #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T21:47Z 2386 followers, XX engagements

"🧩 Takeaway: NATFs finance cost peaked in FY25 at 1.26bn. With steady repayments stable KIBOR & reduced ST usage Finance cost may drop to PKR 308m by FY30 even under +1% KIBOR it stays below 331m. #NATF #FPCP #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-12T17:40Z 2384 followers, XXX engagements

"⚡ Working Capital = PKR 5.87bn. The company has cushion but not excessive idle funds. #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T14:56Z 2384 followers, XXX engagements

"📉 If DY X% in fertilizer stocks market usually expects a margin squeeze or one-off issue (e.g. gas subsidy removal). When DY XX% = undervaluation zone 📍 #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:08Z 2371 followers, XXX engagements

"⚠ Risks: Expensive valuation (P/B 8x P/E 17.5x) Dividend-heavy FCFE/share PKR X Dependence on supplier financing #HALEON #Pharma #KSE100 #PSX"
X Link @MeherJazibAli 2025-09-22T15:01Z 2384 followers, XXX engagements

"🏡 Land Revaluation: PTCL owns one of the largest real estate portfolios in Pakistan hundreds of billions in hidden value. Revaluation could unlock this boosting book equity & NAV/share. #PTC #Telenor #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-14T19:53Z 2386 followers, XXX engagements

"Return Ratios how much value management creates per rupee of capital. Typical benchmarks: ROE: 1825% (excellent above 22%) ROA: XXX% (good 10%) Higher ROE = capital-light + dividend-rich business. #FFC #EFERT #FATIMA #Fertilizer #KSE100 #PSX"
X Link @MeherJazibAli 2025-10-09T01:06Z 2384 followers, XXX engagements