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@Kross_Roads Avatar @Kross_Roads Crossroads

Crossroads posts on X about $pypl, $hood, bitmine, $sofi the most. They currently have XXXXXX followers and 1594 posts still getting attention that total XXXXXX engagements in the last XX hours.

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Followers: XXXXXX #

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Social category influence stocks #4517 technology brands XXXX% finance XXXX% cryptocurrencies XXXX% countries XXXX% exchanges #6050 automotive brands XXXX% currencies XXXX% gaming XXXX% fashion brands XXXX%

Social topic influence $pypl #374, $hood #95, bitmine #190, $sofi #103, $bmnr #154, $pltr #38, $eth #944, $pyusd #8, has been 0.38%, ethereum #3000

Top accounts mentioned or mentioned by @datadinvesting @amitisinvesting @futurenvesting @couchinvestor @funofinvesting @acce @samsolid57 @jevgenijs @krispatel99 @stockmarketnerd @cantonmeow @lysybp @dividendstreams @mrderivatives @marketswithmay @paypal @b82143748 @austinh26415112 @spike1567 @endicottinvests

Top assets mentioned PayPal Holdings Inc (PYPL) Robinhood Markets, Inc. (HOOD) BITMINE IMMERSION TECH (BMNR) RAI Finance (SOFI) Palantir (PLTR) Ethereum (ETH) PayPal USD (PYUSD) Klarna Group (KLAR) Alphabet Inc Class A (GOOGL) 4 (FOUR) NVIDIA Corp. (NVDA) Tesla, Inc. (TSLA) Tether (USDT) USDC (USDC) Uber Technologies, Inc. (UBER) Amazon.com, Inc. (AMZN) Stellar (XLM) Layerzero (ZRO) Avalanche (AVAX) Sei (SEI) SPX6900 (SPX) Hundred Million (100M) Hims & Hers Health, Inc. (HIMS) Coinbase Global, Inc. (COIN) Interactive Brokers Group, Inc. (IBKR) Bull Market (BULL) Microsoft Corp. (MSFT) World Liberty Financial (WLFI) NextDecade Corporation Common Stock (NEXT) Verizon Communications Inc. (VZ) Gemini Space Station, Inc. Class A Common Stock (GEMI) FIRST NB GROTON NY (FIGR) Open Custody Protocol (OPEN) Bitcoin (BTC)

Top Social Posts #

Top posts by engagements in the last XX hours

"Let me correct this George. XX million (PayPal merchants globally) AND the many merchants that are connected via PayPal World integrations. Now on those the unit economics are intact for UPI Tenpay etc. But PayPal does get a small cut (probably similar to a small interchange fee) and it makes Venmo even more compelling when compared with Zelle and Cash App who are stuck with domestic implementation"
X Link @Kross_Roads 2025-10-14T00:37Z 27.6K followers, XX engagements

"@StockMarketNerd It impressed me how nobody really has effectively copied Robinhood's UI"
X Link @Kross_Roads 2025-10-15T03:31Z 27.6K followers, 1281 engagements

"1) Never will happen. Market caps mean it's essentially impossible and probably not a great cultural fit. 2) As someone whose #1 and #2 positions are both those companies it's usually $SOFI people talking smack about Robinhood not the other way around. There are exceptions of course but I'm probably as close to impartial between the two as can come else they wouldn't be a huge part of my portfolio. That said I do like the rivalry between the companies and I think it's a healthy thing especially for SoFi. And the rival reads between shareholders at least makes more sense than sofi and"
X Link @Kross_Roads 2025-10-13T01:14Z 27.6K followers, 3522 engagements

"Telling @perplexity_ai's Comet browser to block the bots in my notifications tab is a great unlock. It performs all actions going back into the feed finding another bot then going to their profile and blocking them. It's not fast but I can work in another tab while it's running. @AravSrinivas - thanks for making this great product"
X Link @Kross_Roads 2025-10-08T20:24Z 27.6K followers, 162.7K engagements

"$FOUR Shift4 reported earnings today. They had a rare double miss on EPS and revenue but it was a relatively small miss. They actually raised guidance. The stock sold off hard so I'm happy to either make some money off the CSP premium for XXX weeks or put this in the swing portfolio if we break under $XX. So why am I not buying outright Mostly because these can fall further and I don't especially want long-term exposure to more fintech in my portfolio since it's already quite heavy there and I have higher conviction in other names. That said I'd be glad to swing this for X to XX months if the"
X Link @Kross_Roads 2025-08-05T16:49Z 27.6K followers, 15.2K engagements

"$BMNR Conviction. That's a lot of $ETH purchased. I'm looking forward to Monday's formal update"
X Link @Kross_Roads 2025-10-12T11:47Z 27.6K followers, 60.3K engagements

"This small hedge (via $SQQQ options) did well for me today but I'd prefer it went to $X. Still might"
X Link @Kross_Roads 2025-10-10T21:39Z 27.6K followers, 6880 engagements

"I'll just do a quick version of a reply. X - Not really. PSP is a triopoly between Braintree Adyen and Stripe. Braintree margin strategy shift means there were headwinds on growth this year. Even without this Stripe and Adyen would have grown their PSP volume more but all X are growing and the triopoly looks very intact. X - An ATH record of over XXX million. X - Actually no. X years ago Cash App was in a better place. Now it's essentially flipped. Venmo is accelerating faster and usually occupies a higher spot on the app store rankings. Importantly Venmo is going global next year. Cash app"
X Link @Kross_Roads 2025-10-13T13:50Z 27.6K followers, 4805 engagements

"$AEHR Test Systems posted a second strong trading day likely on the back of the $NVTS / $NVDA partnership announcement. Navitas' agreement showcased a suite of GaN (Gallium Nitride) and SiC high powered devices for Nvidia's next Gen AI factory. Nvidia designs Navitas builds. What does this have to do with Aehr They provide burn-in solutions for all kinds of chipsets but specifically are the leader of GaN testing at a wafer (sheet of uncut dyes) level. They are literally the only ones in the world with this technology (and also have a good edge on SiC). With Nvidia's high output requirements"
X Link @Kross_Roads 2025-10-14T20:58Z 27.6K followers, 5035 engagements

"$HIMS launched testosterone in most of its forms last quarter and launched menopause products this quarter. These are quite important products to the future of the platform. Today's announcement also included an interesting nugget: Hers is on track to surpass $1b in revenue in 2026"
X Link @Kross_Roads 2025-10-15T15:02Z 27.6K followers, 18.2K engagements

"@tradingfloppa @StockMKTNewz @WOLF_Financial Kerrisdale explicitly stated their thesis was NOT being bearish on $ETH yet that's the only reasonable bear case. Bitmine dropped.less than many other DATs and less than expected"
X Link @Kross_Roads 2025-10-11T00:29Z 27.6K followers, XX engagements

"$TSLA Fred misspelled "exciting." This is an update you literally have to manually activate (we'll be trying it out tonight in our Tesla Y). This is like blaming Nike for your shoes being laced too tightly"
X Link @Kross_Roads 2025-10-11T19:45Z 27.6K followers, 4411 engagements

"@MattMaass24220 Some may have joined relatively lately. They don't seem to know $PLTR well"
X Link @Kross_Roads 2025-10-13T23:27Z 27.6K followers, XXX engagements

"Both $PYPL's @acce and $HOOD's @vladtenev had extremely high-level meetings in the UAE last week. This is something to keep an eye on"
X Link @Kross_Roads 2025-10-06T01:30Z 27.6K followers, 20.5K engagements

"@AtharvMittal8 @TJTheWheelDeal @golfer319 Sounds like a good idea on the surface but with XX years as my horizon trying to time things is a good way to get burned. Now if $SOFI was still at $X yes. I wouldn't cut all $HOOD but I'd trim and add to $SOFI for sure. Maybe XX% of that position"
X Link @Kross_Roads 2025-10-14T21:58Z 27.6K followers, XXX engagements

"@SmartflowFi Coinbase and Robinhood. I heard (did not verify) many others had the same issue including $IBKR $BULL and Binance"
X Link @Kross_Roads 2025-10-11T00:20Z 27.6K followers, XXX engagements

"$HOOD That annual run rate is bolstered in part by strong seasonality in sports but these are impressive numbers on Robinhood. I appreciate Juan for keeping track of this"
X Link @Kross_Roads 2025-10-13T22:53Z 27.6K followers, 12.9K engagements

"$PLTR It's funny what headlines can do. There's an article circulating regarding a product that Microsoft Anduril and Palantir (as well as others) is doing for the army that the product was deeply flawed. The memo is a month old. Breaking Defense covered this two days ago reporting that the Army said all problems have been addressed. "The issues were mitigated almost immediately." Anyone concerned with this today is a month behind"
X Link @Kross_Roads 2025-10-03T14:25Z 27.6K followers, 278.8K engagements

"These are the top X stablecoin chains backed by $USD in the world. $PYPL's $PYUSD stablecoin is #5 in terms of market cap but it's relevant to note that $WLFI right now is more of a empty market cap with little usage and $BUIDL is getting heavy usage but not for payments or Web3 applications. Yet we can see how dominant $USDC and $USDT really are relative to these other tokens - and they're still growing rapidly"
X Link @Kross_Roads 2025-10-11T19:12Z 27.6K followers, 8489 engagements

"@RealMattMoney @FunOfInvesting Don't worry. You're $NEXT"
X Link @Kross_Roads 2025-10-04T16:31Z 27.6K followers, XXX engagements

"$HOOD Some context on Robinhood being down for many this morning. When other brokerages go down you usually don't hear a lot about it. When Hood goes down everyone hears about it. The reality is that every brokerage goes down from time to time and this morning I saw many reported as down. Yes Robinhood had the most reports. It could have been more impacted or simply the fact that more active traders use it. As these were disparate brokerages impacted at the same time the OP is almost certainly right. I'm never happy when it happens and it's not good no matter the reason but I wanted to"
X Link @Kross_Roads 2025-10-06T15:34Z 27.6K followers, 61K engagements

"@GrindeOptions @TJTheWheelDeal I would probably drink 3-4 a day if not for cost (both health and financial). Was going through a XX pack in X days. That's just too much"
X Link @Kross_Roads 2025-10-12T20:32Z 27.6K followers, XXX engagements

"$PYPL The interview with PayPal's CEO @acce is now live We discussed Investor Day $PYUSD Ads and more Here's a taste. Full interview link below"
X Link @Kross_Roads 2025-02-28T16:23Z 27.6K followers, 150.2K engagements

"$PYPL launches PayPal Ads Manager for SMBs. The word "billions" there is not an accident. This is a very lucrative field and Dr. Mark Grether is the architect who launched $UBER ads (and helped build $AMZN ads from the ground floor). 🚀🚀🚀"
X Link @Kross_Roads 2025-10-07T12:17Z 27.6K followers, 89.4K engagements

"99.81% of the $300b in stablecoins is backed by $USD. Almost all of the backing is in the form of X month treasuries. The United States has a vested interest in stablecoins both from their ability to perpetuate US dollar dominance as a global currency but also as a demand driver for X month treasuries"
X Link @Kross_Roads 2025-10-05T12:36Z 27.6K followers, 7589 engagements

"$VZ Verizon just hired a new CEO: former $PYPL CEO Dan Schulman. The market isn't impressed. To be fair to Dan his time with PayPal did meet with some success for the first X years of his tenure at the company (but you all know what I think of his last X years)"
X Link @Kross_Roads 2025-10-06T16:02Z 27.6K followers, 11.3K engagements

"$KLAR Klarna just dipped below its IPO price of $XX. It joins $GEMI. $FIGR ended up outperforming this cohort despite being more under the radar at the time. Sadly it was the one that I was most interested in but only received one share"
X Link @Kross_Roads 2025-09-29T13:57Z 27.6K followers, 5126 engagements

"$HOOD Robinhood's success in the predictions market is especially impressive given: - $X is from international plays. - $X was spent advertising this. It's early and this is going to look like a small number in a year"
X Link @Kross_Roads 2025-09-30T04:37Z 27.6K followers, 14.6K engagements

"@zach_hesse @Blackha05681042 @epictrades1 @grok You also have decay"
X Link @Kross_Roads 2025-10-15T09:10Z 27.6K followers, XX engagements

"$HOOD 21.5m contracts traded in one game on Robinhood. +215k. One. game. This may hit $400-500m ARR next year"
X Link @Kross_Roads 2025-10-03T03:32Z 27.6K followers, 62.1K engagements

"$PYPL Why haven't stablecoins gained much traction as a payments vehicle Per Artemis transaction volume has grown but is still quite small with payment volume topping out at just under $10b in the month of August. Payments by volume is only the 10th highest use case for stablecoins at present and only three carry any signifciant weight in payments right now: $USDT $USDC and $PYUSD. $CRCL announced a pay by crypto play and $COIN is on board. Many names in payments were sold off at the time (despite most of them including $V $MA and $FI being involved in crypto projects of their own). Yet while"
X Link @Kross_Roads 2025-10-09T19:30Z 27.6K followers, 13.1K engagements

"$PLTR The leaked army memo outdated by a month when it hit the news cycle was much ado about nothing. It's amazing how poor the standard of journalism at certain institutions is these days"
X Link @Kross_Roads 2025-10-12T05:10Z 27.6K followers, 8747 engagements

"$PYPL Preparing for a post/video there's something I missed from Q2's SEC filing: "During the second quarter of 2025 management undertook a large-scale initiative (the Q2 2025 Plan) to reengineer our existing technology infrastructure to improve scalability reduce network latency decrease operational costs and optimize our workforce." This is a project that will last through 2028 and they're expecting an annualized $280m cost savings between workforce reduction SBC and operational costs from the tech stack once the plan is completed"
X Link @Kross_Roads 2025-10-04T14:35Z 27.6K followers, 15.7K engagements

"$OPEN / $HOOD I love seeing this interaction. Kaz is doing a great job so far as a CEO of Opendoor. While I'm not an investor I admire how he hasn't sought to put himself in a pedestal above others working at Opendoor. And much like mini grit companies do he is definitely open to feedback questions and new ideas even from retail. Also I love that Robinhood is very well positioned to help them both in terms of say technologies and allowing retail to ask questions and also to provide a framework for retail to participate directly in the earnings call. Rooting for Kaz / $OPEN and it's"
X Link @Kross_Roads 2025-10-05T21:38Z 27.6K followers, 20.1K engagements

"$BMNR added 202k $ETH last week Bitmine is now over 3m Ethereum; about halfway to the X% of all $ETH goal"
X Link @Kross_Roads 2025-10-13T13:03Z 27.6K followers, 40.1K engagements

"We're going from a place where nobody wanted the weight of banking regulations to a place where Mr. Beast may be launching a bank. Strange times"
X Link @Kross_Roads 2025-10-15T16:32Z 27.6K followers, 9484 engagements

"@TGID1575 Steve is the Whale we need"
X Link @Kross_Roads 2025-10-12T19:57Z 27.6K followers, XX engagements

"PayPal's $PYUSD is now over a $2.5b market cap. The Spark partnership is helping this to scale. While $2.5b sounds like a lot it represents less than X% of the marketcap of stablecoins worldwide"
X Link @Kross_Roads 2025-10-04T15:40Z 27.6K followers, 16K engagements

"@ricster3 Also very similar thoughts were said about Uber's advertising and we know what they're doing now. The head of PayPal ads The same guy that built Ubers"
X Link @Kross_Roads 2025-10-15T01:47Z 27.6K followers, XXX engagements

"$PLTR / $ACN acquired Decho to further scale Palantir. You know you're an amazing company when your partners make acquisitions to scale you further"
X Link @Kross_Roads 2025-10-14T23:43Z 27.6K followers, 7276 engagements

"Green Monday incoming. What will you get with the gains on Monday I'm thinking Mexican food sounds good. Maybe could go for some TACOs. 😉"
X Link @Kross_Roads 2025-10-13T00:13Z 27.6K followers, 15.3K engagements

"They are absolutely cooking and it's becoming clear that these launches and pieces (agentic commerce mentioned alongside PayPal World; $PYUSD rails and even future hooks for advertising) are cohesive pieces and a coherent strategy. This is a really nice change from the prior leadership. @acce is a visionary"
X Link @Kross_Roads 2025-10-09T03:53Z 27.6K followers, 1443 engagements

"@George_Dubs_ @wallstengine Yep"
X Link @Kross_Roads 2025-10-13T15:44Z 27.6K followers, XXX engagements

"$PLTR Palantir shareholder questions are a bit rough. Know what you own"
X Link @Kross_Roads 2025-10-13T20:55Z 27.6K followers, 12.4K engagements

"@aaa_brain @s_alderoty To be clear are you saying all of PayPal isn't compliant with that standard or just their stablecoin My understanding is it's just the latter until they launch a bridge but if you have evidence of the former please share"
X Link @Kross_Roads 2025-10-11T20:41Z 27.6K followers, XX engagements

"$HOOD This looks great. Toggle to what you need and are interested to on Robinhood"
X Link @Kross_Roads 2025-10-10T20:07Z 27.6K followers, 9107 engagements

"Let me also correct the other side of this too (since Alex chimed in on the phone #). PayPal World isn't a coin flip. If literally the only thing about PayPal World was that Venmo could be used globally wherever PayPal is used (instead of just in the US) which is the case early next year that's a freebie. Of course it's a lot more than just that even on Venmo but this is an absolute layup"
X Link @Kross_Roads 2025-10-12T20:10Z 27.6K followers, XX engagements

"@_financeken That's the opposite of what we're seeing. @JuanRodrig07 is someone to follow if you want to see an update on the predictions market volume but Vlad just posted about this a couple weeks ago to. It's ramping rapidly already so basically the opposite of your conclusion here"
X Link @Kross_Roads 2025-10-14T16:31Z 27.6K followers, XXX engagements

"$PYPL / $FOUR There are a lot of payment companies being ignored by the market. Shift4 (which I don't own) and PayPal (which I do) are particularly compelling here. $PYPL is unique in its XX% buyback yield coupled with a forward p/FCF of well under XX. The revenue growth will accelerate with Braintree headwinds abating though we won't see double digit growth until (at earliest) next year though I think by the EoY they might be closer than many expect to double digit top line growth but the focus has mostly been on fixing the bottom line numbers (and it's working). $FOUR has plenty of growth"
X Link @Kross_Roads 2025-09-28T22:02Z 27.6K followers, 19.7K engagements

"@GOftushima @Couch_Investor Possibly. Frustratingly both $SOFI and $PYPL (my #2 and #3 positions) report on my busiest morning at the same time. Leanings slightly toward SoFi's earnings call for Q3 (and PayPal's for Q4) but I haven't decided yet"
X Link @Kross_Roads 2025-10-10T12:31Z 27.6K followers, XXX engagements

"$ETH had a massive selloff today but if you look at the Validator Queue you actually see a lot of health. Of course the exit queue is still congested from the changes from the Pectra upgrade and due to borrow rates. Yet the exit queue actually went down at an accelerated rate yesterday and we didn't see a significant cancellation of requests for entry staking. The ecosystem is still healthy and at some point the unstaked sellers will become exhausted"
X Link @Kross_Roads 2025-10-11T16:48Z 27.6K followers, 7194 engagements

"$HOOD In an interview with Reuters Robinhood signaled openness to an acquisition to fuel their predictions market platform. Per JB McKenzie: "We as a firm are going to be looking to see if there is an acquisition that's available." Let's look at some candidates. X KALSHI @Kalshi is a natural fit both in terms of culture and they already backend most of the tech behind Robinhood's predictions market in the US. Their product is excellent as is their leadership team. Their valuation per a recent fundraise moved from $3b earlier in this summer to $5b. Kalshi is growing extremely quickly"
X Link @Kross_Roads 2025-10-14T00:23Z 27.6K followers, 26.3K engagements

"$KLAR Klarna is now back above its IPO price. BoomerangFX (which continues to grow rapidly) is deploying a BNPL option for their healthcare SaaS offering to shift their platform toward being a full suite for healthcare clinics. Stripe (for payment rails) Klarna and $AFRM are all being used"
X Link @Kross_Roads 2025-10-02T17:59Z 27.6K followers, 7323 engagements

"$PYPL Fintech Friday is going to be a day late but I'll be streaming a PayPal Monthly episode. Up for discussion from our prior stream: - Why is the stock flat - What can change the narrative - 2nd half expectations. - BNPL / Blue Owl - $PYUSD surge. - Google Partnership / Agentic Commerce (Perplexity) - Venmo monitization (Big 10/12) - PayPal World - Pay-by-Crypto The stock is sitting still. The company isn't. Link below"
X Link @Kross_Roads 2025-09-26T23:31Z 27.6K followers, 12.4K engagements

"$PYPL Spark is definitely keeping up the volume on $PYUSD"
X Link @Kross_Roads 2025-09-27T16:55Z 27.6K followers, 13.8K engagements

"$QQQ / $SPX There's bit of a pullback on the overall market due to Trump's comments on China and tariffs"
X Link @Kross_Roads 2025-10-10T15:17Z 27.6K followers, 25.2K engagements

"$AEHR Test Systems kicks off earnings season for me after hours today. I made my initial buy a few days after their prior earnings call so this is the first EC for me as an investor. As is usually the case with this type of company revenue and EPS isn't what's most important here (algos might disagree). What I'd love to see: - AI processor momentum. - Updates on GaN wafer-level interest. - The HBM / DRAM new product line being ready (or nearly ready). - Guidance reinstated (removed due to tariffs). - Resumption of international orders (tariffs impacted this) specifically the HDD Fox-CP system"
X Link @Kross_Roads 2025-10-06T18:28Z 27.6K followers, 22.5K engagements

"@cuanmoneyclub @Wise @acce It's pretty close when you include the fees. No added fees on Xoom"
X Link @Kross_Roads 2025-10-10T03:38Z 27.6K followers, XX engagements

"On tech bros weekly we had a special guest. For some reason he streamed in twice. Thanks for joining us @PaperGainsInc and @DividendStreams to talk predictions markets on $HOOD acquisition and AI"
X Link @Kross_Roads 2025-10-14T02:27Z 27.6K followers, 10.3K engagements

"$PYPL PayPal World is a bigger deal than we were thinking. By Global Wallet they mean Global Wallet 👇"
X Link @Kross_Roads 2025-10-10T03:34Z 27.6K followers, 20.4K engagements

"@Dallo_78 @SoFi_Insider @SoFi Plus she's an intern"
X Link @Kross_Roads 2025-10-11T20:30Z 27.6K followers, XX engagements

"$BMNR Bitmine has been accumulating aggressively during September aided by crypto seasonality weakness. They added 180k $ETH last week. Onward to that X% goal. I'm being more conservative with covered calls here in Uptober"
X Link @Kross_Roads 2025-10-06T12:36Z 27.6K followers, 78.9K engagements

"$PYPL Okay this DP World MOU could actually be hugely significant. I was initially thinking it was another incremental addition which is nice for PayPal. Decent chance I was VERY wrong. Both $PYUSD (especially) and PayPal World (potentially) play a role. More on this soon. I have more research to do"
X Link @Kross_Roads 2025-10-03T22:43Z 27.6K followers, 14.5K engagements

"I think you're very much misstating the opportunity here and how different that setup is. I could be wrong but CashApp had to build everything out internationally which went poorly for them for a number of reasons. For Venmo They integrate in PayPal world and anywhere PayPal is used Venmo can be used. It's not the exact same user base. It's a layup"
X Link @Kross_Roads 2025-10-14T00:41Z 27.6K followers, XX engagements

"@Twick63514282 Yep. Plus the surveillance questions which make me even sadder. Palantir's stance toward civil liberties is one of the big ones I was remotely interested initially"
X Link @Kross_Roads 2025-10-13T21:44Z 27.6K followers, XXX engagements

"$ONMD OnMedNet is up over XXX% today. Why They partnered with $PLTR which has a dazzling reputation among many healthcare industry leaders over the past few years"
X Link @Kross_Roads 2025-10-06T16:13Z 27.6K followers, 7542 engagements

"@JuanRodrig07 @Venmo Man all these updates that are under the radar and announcements and partnerships. I am being tempted to increase my position again"
X Link @Kross_Roads 2025-10-10T02:24Z 27.6K followers, 1711 engagements

"Federal payment systems (exception: Pix in Brazil) don't really live up to the hype. Back in 2023 it was FedNow which many said at the time would disrupt PayPal. I don't know anyone saying that any longer. Maybe it has been a roaring success in payroll bill pay and A2A transfers. RTP likewise on the private side didn't gain nearly as much traction as most expected. Wero it's too early to tell. There have been some successes and some failures. Better read on the system in a year. I think $PYPL is very well-positioned here with what they're building via PayPal World"
X Link @Kross_Roads 2025-10-11T20:28Z 27.6K followers, XXX engagements

"$NVDA It's hard to look at this chart of Nvidia (see also $MU's chart in this thread which I need to start taking seriously) and conclude this is all just a bubble"
X Link @Kross_Roads 2025-10-05T15:28Z 27.6K followers, 7313 engagements

"I will definitely give a detailed earnings preview on $PYPL $SOFI and $PLTR this season. For PayPal user growth should be excellent. BNPL is a Q4 push (though likely accelerating in Q3) which will help topline revenue re-acceleration in Q4 more than just pure user growth (not bad for it either though)"
X Link @Kross_Roads 2025-10-14T16:29Z 27.6K followers, XXX engagements

"That's been one of the very interesting things to me. Venmo has a credit card offering to (and I do get offered it regularly) but the demographic they reach are those who are credit-card adverse. Chriss gets that and has been pushing the Venmo debit card acceleration as a result. It's what the demographic wants. The audience who uses Venmo and PayPal does have some overlap but there are plenty of regular Venmo users who don't use PayPal that often. Unsiloing Venmo is a pretty big unlock (and much-needed) allowing Venmo to be used internationally and interoperably with other PayPal products."
X Link @Kross_Roads 2025-10-14T00:30Z 27.6K followers, XXX engagements

"@lookonchain @BitMNR I'm going to ask a dumb question. How do we know this is tied to Bitmine You're reputable and therefore I trust you just curious how we know. Thanks. Learning every day"
X Link @Kross_Roads 2025-10-11T16:57Z 27.6K followers, 5219 engagements

"Acceleration is the key. Market has the perspective PayPal is a dying brand. Bottom line indicates otherwise. Innovation indicates otherwise. Active users (not super important but still relevant) indicates otherwise. The only thing NOT contra-narrative is top line revenue acceleration and they have at least X hard levers pulled in Q4 and Q1 respectively BNPL acceleration and Venmo going global. Lots of other stuff (Fastlane ads agentic commerce World). Ads are pretty much guaranteed but the market is valuing it at $X because PayPal hasn't guided or released internal goals. Next year we should"
X Link @Kross_Roads 2025-10-13T23:22Z 27.6K followers, XXX engagements

"$HOOD's partner Kalshi is dominating the prediction market. At some point the volume on Robinhood's offer (via Kalshi) will exceed that of Polymarket especially as the two consider launching internationally"
X Link @Kross_Roads 2025-10-05T01:10Z 27.6K followers, 20.6K engagements

"$PYPL PayPal CEO @acce is signing partnership after partnership in the Middle East. Today DP World partners with PayPal on X-border trade. Two days ago Ooredoo joined PayPal World. Last week PayPal Ventures announced $100m in funding for M.E. and Africa"
X Link @Kross_Roads 2025-10-03T16:21Z 27.6K followers, 32.2K engagements

"The stablecoin pool has risen to over $300b globally. About XX% are backed by something other than fiat. What's particularly fascinating is there is almost no demand for anything other than $USD fiat-backed projects with only $1.165b in non-USD denominated currencies. Of these nearly half are just one currency: the $A7A5 token (backed by the Ruble)"
X Link @Kross_Roads 2025-10-11T17:15Z 27.6K followers, 5757 engagements

"@GanSic966 @ElhuronD33244 @HyperTechInvest Better to track the analyst not the firm though"
X Link @Kross_Roads 2025-10-13T17:27Z 27.6K followers, XX engagements

"@Spike_1567 It's the same (tired) argument but he did frame it a bit better than in the past. He clearly has a chip on his shoulder on $PYPL for some reason and is looking at PayPal's past which while important you also need to look at the future"
X Link @Kross_Roads 2025-10-14T16:33Z 27.6K followers, XXX engagements

"@DilemmaTrades @brettdoesstocks I've been impacted by Webull being down several times since '21. It's my secondary broker. Ever since I moved the main X portfolios over to $HOOD I think I've had issues with Robinhood once and Webull twice"
X Link @Kross_Roads 2025-10-06T20:46Z 27.6K followers, XXX engagements

"I'll admit that I was VERY close to posting a $SOFI screenshot this morning when it was nearing the $XX price level. My good friend @FunOfInvesting saved me from the error of my thinking. In fact ALL of us Fintech Friday crew avoided the mistake. Well-played team"
X Link @Kross_Roads 2025-10-10T18:06Z 27.6K followers, 11.8K engagements

"@jevgenijs @Couch_Investor He's right though. That's the only missing element"
X Link @Kross_Roads 2025-10-13T22:55Z 27.6K followers, XXX engagements

"Pretty tough close on the $QQQ and $SPX. A couple of smaller hedges paid off but I'm still down X% and some change on the day. If this kind of move is causing you to lose it it's a signal you need to possibly alter your portfolio in the future (take more gains take less risk use less leverage). Enjoy the weekend and touch some grass"
X Link @Kross_Roads 2025-10-10T20:32Z 27.6K followers, 13.3K engagements

"$SOFI This is a really interesting find. Q3 loan origination numbers might look fantastic. Noto has been incredibly upbeat as of late. Estimates are expecting XX% y/y revenue growth. I'll take the over on that"
X Link @Kross_Roads 2025-10-08T11:27Z 27.6K followers, 35.5K engagements

"$BMNR The really cool thing about a distributed ledger that's available to the public via blockchain as you can see this in real time"
X Link @Kross_Roads 2025-09-26T20:57Z 27.6K followers, 17K engagements

"$WFC / $SOFI I've been procrastinating on exiting Wells Fargo completely after moving y primary bank to SoFi. This will do it. It's a small account that we carry $1k or less in usually. I'm not paying $XX / month for a bank I don't like and don't use often. This will end a nearly X decade banking relationship with them. I do want a secondary bank. Robinhood 's banking experience can't get here quickly enough"
X Link @Kross_Roads 2025-10-01T18:18Z 27.6K followers, 13.2K engagements

"$TSLA This is one of two reasons I'm holding onto my remaining Tesla position"
X Link @Kross_Roads 2025-10-04T05:05Z 27.6K followers, 27.4K engagements

"$PYPL PayPal World screen grab. Sending money across the world to a UPI wallet via Xoom. PayPal is a cohesive business now. PayPal World Critical Mass is coming"
X Link @Kross_Roads 2025-10-10T02:16Z 27.6K followers, 26.5K engagements

"Kalshi just went global with their predictions market. Is $HOOD next"
X Link @Kross_Roads 2025-10-10T14:21Z 27.6K followers, 7936 engagements

"It's unlikely the US sells the student loans. It's also unlikely that the US buys Greenland. But if they sell the $1.6T loan portfolio they have more than enough for the $1.1T purchase of Greenland (estimate). As @elonmusk said "The most entertaining outcome especially if ironic is the most likely.""
X Link @Kross_Roads 2025-10-07T21:51Z 27.6K followers, 4350 engagements

"$PYPL PayPal indeed is ramping BNPL hence why the Blue Owl announced last month occurred. BNPL products carry a XXXX% merchant charge so PayPal is essentially giving that back to customers this holiday season. This will ramp revenue and scale the product but won't benefit the bottom line on BNPL Pay-in-4 (which carries no interest late penalties and is being sold to Blue Owl in the US). In fact it's a slight hit to the bottom line. However PayPal Monthly is now available in stores and is a longer-term or higher value BNPL product which does carry interest (in this example XX% APR). I like the"
X Link @Kross_Roads 2025-10-06T11:37Z 27.6K followers, 17.2K engagements

"$BMNR I'm adding this to my swing portfolio (in the form of cash-secured puts). Why I now have the $ETH position I want But I would love more exposure to Ethereum As it's likely to be the most important chain for tokenization and stable coins. Inflows for the coin are painting a very clear picture. We may well see a seasonal pullback in September And I'm skeptical if we see Tom Lee's price predictions for the coin come true this quickly but I think there's a chance over the next X to XX months of much more upside than downside"
X Link @Kross_Roads 2025-08-29T23:40Z 27.6K followers, 41.9K engagements

"$PYPL Ads: ramping. You have: ✅ Onsite ads (PayPal and Venmo). ✅ Offsite ads (web + video + cctv ✅ Advanced Offers ☑ PayPal Ads Manager (see quoted announcement; launching next year). Ads are very high margin. PayPal reaches 400m+ customers and 30m+ merchants. They have an absolute genius (Dr. Mark Grether architect of Uber's ads) at the helm. "Payments are the new cookies." And this is just one product which almost certainly has more iterations. "But $PYPL has run too much" It's below a XX P/E with $5.5B in FCF coming over these next X quarters. And growth expectations by analysts are quite"
X Link @Kross_Roads 2025-10-08T01:41Z 27.6K followers, 33.3K engagements

"@DamasceneMoment @marketswithmay It could have happened years ago (merger). That ship has sailed"
X Link @Kross_Roads 2025-10-13T01:15Z 27.6K followers, XX engagements

"@wallstengine I'd say he should probably listen more closely to the CFO. So he's partly right but also really ignoring the positive drivers. It's a very selective argument"
X Link @Kross_Roads 2025-10-13T14:19Z 27.6K followers, 3368 engagements

"Binance $COIN and $HOOD are all having issues right now. It's frustrating when these things happen in high volume moments. Get it together guys"
X Link @Kross_Roads 2025-10-10T22:01Z 27.6K followers, 30.6K engagements

"$PYPL A lot of PayPal partnerships never really get splashy announcements but Otto Abasi Williams (SVP PayPal World and Regional Head of Middle East and Africa) and his team are really executing well. He joined a year ago. Here's what they've done: FIRST HALF - CDKeys expanded partnership (BNPL) - Qatar Airways expanded partnership (BNPL) - Ooredoo Fintech collaboration - Al-Futtaim Group partnership - Air Mauritius partnership - Eand Enterprise partnership - Ignyte partnership - Royal Jordanian partnership - Terrapay partnership ** PayPal's new Regional Headquarters for the Middle East and"
X Link @Kross_Roads 2025-10-05T00:53Z 27.6K followers, 10.6K engagements

"No. But there was a different announcement presser for DP World and PayPal. Stumbled on this last night when I was researching that one. The PayPal piece is actually the second similar meeting since April when PayPal put a regional headquarters in the UAE. First one for Robinhood that we know about"
X Link @Kross_Roads 2025-10-06T01:44Z 27.6K followers, XXX engagements

"$BMNR pulling back alongside $ETH doesn't mean Kerrisdale Capital was right in their thesis. They notably said "Our thesis is not a bet against Ethereum itself." And yet that's exactly what this pullback is. Bitmine plays like a levered form of Ethereum. When the token goes down $BMNR usually does more. When it goes up $BMNR goes up more"
X Link @Kross_Roads 2025-10-09T16:18Z 27.6K followers, 31.5K engagements

"@TonyDolphinsFan @fundstrat @amitisinvesting @Futurenvesting @DividendStreams @KrisPatel99 @samsolid57 Great to see. Any maybe one of you guys know this but how do we know this wallet is tied to Bitmine Lookonchain is reputable but this is something I'm still learning"
X Link @Kross_Roads 2025-10-11T16:58Z 27.6K followers, 1332 engagements

"$PLTR If you ever need evidence that shareholder lawsuits are XXXX% bogus and just a money grab by lawyers check this out. It's been REALLY hard to lose money on $PLTR since 2023 unless you short the stock or you have the patience of a X year old"
X Link @Kross_Roads 2025-10-08T19:33Z 27.6K followers, 23.4K engagements

"$PYPL PayPal ads are going to shock a lot of people next year. They've assembled a great team and the opportunity is immense"
X Link @Kross_Roads 2025-10-01T15:50Z 27.6K followers, 22.6K engagements

"$BMNR I understand their thesis but the big issue is they picked the wrong target. Bitmine like $MSTR trades above mNAV on a consistent basis plus the cash and yield allows them some flexibility for those rare moments where their shares are undervalued to do a tactical buyback. If they were short another DAT that might work out for them but they fail to understand that the DAT likes consolidation and as a result bit mind is likely a long-term winner even while others struggle to have the same premium. The only way this really works out well for them is if we hit crypto winter a lot earlier"
X Link @Kross_Roads 2025-10-08T16:42Z 27.6K followers, 68.6K engagements

"@paypaldev @Bakxys @LayerZero_Labs Very nice"
X Link @Kross_Roads 2025-10-15T19:49Z 27.6K followers, XXX engagements

"$PYPL Why is Venmo's integration into PayPal world in Q1 '26 a significant layup It gives the XX million active Venmo users who are already not PayPal users (probably higher) access to PayPal globally and every other wallet which integrates"
X Link @Kross_Roads 2025-10-14T12:50Z 27.6K followers, 11.8K engagements

"We've seen major announcements out of $SHOP $ETSY $GOOGL ChatGPT and $PYPL in the past few weeks on Agentic Commerce but will this really be a thing A YouGov survey shows it's too early to tell. Back in July only XX% of respondents indicated they used an AI shopping assistant and only XX% more said they're interested in using one. More than half indicated they're not interested. As Agentic Commerce rolls out the offer will have to be compelling to win over the majority with more than half not seeing any advantage from using an AI shopping assistant. That use case sems to revolve mostly around"
X Link @Kross_Roads 2025-10-01T20:40Z 27.6K followers, 5224 engagements

"@Couch_Investor @perplexity_ai Yes block everyone that posts anything about $XYZ and Jack Dorsey. 😉"
X Link @Kross_Roads 2025-10-08T20:39Z 27.6K followers, XXX engagements

"$SOFI Dave Ramsey calls SoFi a terrible bank. We don't do business with Wells Fargo. "and God help you the SoFis.""
X Link @Kross_Roads 2025-07-18T22:49Z 27.6K followers, 105.2K engagements

"They break out Braintree #'s yes. Headwinds started to abate last quarter and fewer in Q3. Gone by Q4. The thesis is they're priced as a stagnant business but will show top and bottom line acceleration (already true on bottom line) while shifting their business from a heavily siloed one to a cohesive unit (See PayPal One and PayPal World) while leveraging their scale and double-sided data across multiple differentiated products. Will all of it work No but it's priced as if absolutely nothing will and some of these are layups. All that while buying back significant amounts of their shares"
X Link @Kross_Roads 2025-10-13T23:08Z 27.6K followers, XXX engagements

"$PYPL I spent a few hours last night working on the PayPal + DP World MOU and what it might be. I pushed out a video on Youtube and scheduled the post on X (which was more detailed and took XX minutes to write and refine). That post is. gone. Not unsent not in drafts not unscheduled. Gone. This hasn't happened in a year so I stopped backing up longer pre-written posts for X. Frustrating. The TL;DR of the post is that DP World is almost certainly going to use PayPal World to accomplish what they announced (multi-currency stablecoin partnership) back at the WEF in January"
X Link @Kross_Roads 2025-10-05T23:47Z 27.6K followers, 11.2K engagements

"$BMNR A couple days ago @KerrisdaleCap announced they were short Bitmine. Their thesis is fundamentally flawed. However what's TRULY strange is that they failed to mention three REAL bearish arguments and instead cherry-picked datapoints and used flawed reasoning throughout the report. I'm VERY long $BMNR but if I was writing a short report I would focus on X things: X CRYPTO WINTER Oddly Kerrisdale didn't mention this possibility at all. Crypto winter absolutely will return and we may be in the late summer right now. Since Bitmine trades as a levered bet on $ETH crypto winter would cause a"
X Link @Kross_Roads 2025-10-10T13:15Z 27.6K followers, 6301 engagements

"Hah. Nah this is my individual account (2nd largest now) which uses the "free" $1k of margin so this little bit isn't even mine. It's just there to round out trades. Otherwise I don't tap into it. I should be able to sell $KLAR and have some additional funds coming in on Monday. More buys then"
X Link @Kross_Roads 2025-10-10T13:57Z 27.6K followers, XX engagements

"@amitisinvesting @Viral_Dinesh14 Amit is ontology. Ontology is Amit"
X Link @Kross_Roads 2025-10-14T16:30Z 27.6K followers, 2193 engagements

"$HOOD Robinhood adds an insider trading disclosure agreement to their predictions market. This is a healthy move. Volume also looks pretty good tonight"
X Link @Kross_Roads 2025-10-10T01:14Z 27.6K followers, 11.2K engagements

"$PYPL The unusual PayPal stock moves continue. Is the impossible $XX level finally claimed"
X Link @Kross_Roads 2025-10-07T04:45Z 27.6K followers, 35.7K engagements

"@FinDataByLig @perplexity_ai And yes I can work on other tasks while it's running. I've kept it on the other screen since I want to make sure it's not blocking any real people but so far so good"
X Link @Kross_Roads 2025-10-08T21:19Z 27.6K followers, XXX engagements

"My blurry eyes read this as $PYPL at 5am before I had caffeine and I was really confused. So glad we're out of the "let's buy things and silo them" approach and onto a "let's build things and scale them.""
X Link @Kross_Roads 2025-10-09T22:48Z 27.6K followers, 10.2K engagements