@Invested_In_You Avatar @Invested_In_You Cam Marzi

Cam Marzi posts on X about money, investment, retirement, debt the most. They currently have [------] followers and [----] posts still getting attention that total [-----] engagements in the last [--] hours.

Engagements: [-----] #

Engagements Line Chart

Mentions: [--] #

Mentions Line Chart

Followers: [------] #

Followers Line Chart

CreatorRank: undefined #

CreatorRank Line Chart

Social Influence

Social category influence finance countries stocks cryptocurrencies technology brands automotive brands social networks travel destinations celebrities exchanges

Social topic influence money, investment, retirement, debt, stocks, capital gains, cash flow, tax bracket, if you, inflation

Top assets mentioned SPDR S&P [---] ETF Trust (SPY) Gains (GAINS) Tesla, Inc. (TSLA) Caught in 4K (4K) Bitcoin (BTC) Alphabet Inc Class A (GOOGL) Robinhood Markets, Inc. (HOOD)

Top Social Posts

Top posts by engagements in the last [--] hours

"Do you think student loans should be considered good debt or bad debt Why"
X Link 2023-05-08T16:41Z 10.6K followers, 11.1K engagements

"We run [--] portfolios at my firm. Not designed to "beat the market" just designed to achieve a certain outcome. - Retirement income - Capital appreciation - Risk mitigation Indexes are great for general investing but if you know what you want tailor it that way"
X Link 2023-05-18T22:01Z [----] followers, [---] engagements

"Despite climbing 25% today $NVDA is 50% cheaper today than it was yesterday. The price went from $300 to $380 The P/E went from 70x to 35x"
X Link 2023-05-25T23:08Z [----] followers, [--] engagements

"Having redundancy in a taxable portfolio can make sense If you are using tax loss harvesting to its fullest potential you can use 'similar' positions to defer taxable income"
X Link 2023-05-26T00:01Z [----] followers, [--] engagements

"@money_cruncher Everyone started to realize interest rates matter more than home prices over the last year🤣"
X Link 2023-06-27T14:26Z 10.6K followers, [--] engagements

"@thealexxroy It entirely depends on the situation. What is the interest rate and how much stress does the debt cause you These are [--] of the first questions I ask. Most of the time I recommend creating a plan to pay down (bad) debt and invest simultaneously"
X Link 2023-06-28T16:53Z [----] followers, [--] engagements

"1 client. [--] meeting. [--] hour. Stress gone $17k+ saved. How - Plan for high-interest debt - Tax Loss harvesting - Reverse budgeting - Open SoloK - Max QBI Stop wasting time trying to get rich quick Optimize. Automate. Enjoy your life"
X Link 2023-06-29T23:00Z [----] followers, [----] engagements

"@yestoriches Who is saying this let me at em🤣👊"
X Link 2023-06-29T20:43Z [----] followers, [---] engagements

"Quietly achieving financial independence is the ultimate goal Spending time with family Traveling guilt-free spending Building a business around my life I want to be wealthy and live a fulfilled life"
X Link 2023-07-10T18:24Z [----] followers, [----] engagements

"@LakesideMindset I think its so crucial to be able to pivot when the market changes. Great thread William"
X Link 2023-07-11T15:12Z [----] followers, [--] engagements

"A client of mine retired last month at [--] She never made more than $120k but she did: Diligently save Invest with a plan in mind Stay consistent over [--] years This is how she did it: And yes"
X Link 2023-07-11T14:59Z [----] followers, 30.2K engagements

"Not everyone wants the same things. I personally dont think Ill ever retire I want to own a lifestyle business that I can run from anywhere in the world But either way you need a plan"
X Link 2023-07-11T23:17Z [----] followers, [---] engagements

"People say: You dont need a financial planner just invest in index funds I say: - QBI - SoloK - Election status - Asset allocation - Tax allocation - Roth Conversions - Backdoor Roth - Trust/Will/POA = $20k+ savings/yr + having an expert on your side. .no brainer"
X Link 2023-07-12T14:09Z [----] followers, [--] engagements

"Level [--] finances - Emergency fund - Pay down consumer debt - Increase income manage expenses Level [--] - Tax advantaged accounts - Invest in Real Estate - Start a biz Level [--] - Optimize your taxes - Use Leverage wisely - Prioritize TIME Money Where do you think you are"
X Link 2023-07-18T00:09Z [----] followers, [----] engagements

"A wash sale is when you sell a security and buy it back within [--] days Loophole: Buy an ETF tracking a different index For example: $SPY tracks the SP500 $VTI tracks the Total Market Indx Yet they are 80%+ similar"
X Link 2023-07-25T14:39Z [----] followers, [----] engagements

"Municipal bonds Bonds are used to generate passive income through monthly payments (interest) Many municipal bonds are tax FREE on the state and federal level If youre in a high tax bracket this can save you thousands in taxes"
X Link 2023-07-25T14:39Z [----] followers, [----] engagements

"Reasons to stay invested: This economy is horrible Stocks cant keep going up forever Inflation is here to stay The market is going to crash Were on the brink of a ____ crisis This time is different No matter what. Just. Keep. Investing"
X Link 2023-07-28T14:25Z [----] followers, [--] engagements

"Taking your finances to the next level means understanding tax incentives around assets Tax Deferred Accounts Business Ownership Roth conversions Backdoor Roth Real Estate If youre not using these you might hate money"
X Link 2023-08-02T14:30Z [----] followers, [----] engagements

"Heres a good one: Portfolio 1: 10% return 3% dividend yield Portfolio 2: 13% return 0% yield Which one do you pick"
X Link 2023-08-02T22:04Z [----] followers, 15.9K engagements

"Ive tweeted everyday for [--] months straight Ive made great connections since day [--]. But it felt like ages before I saw clients. Now I have a waitlist of a month and a half. The key Threads. Here are my top [--] threads of all time (so far) Steal them to get clients: 🧵"
X Link 2023-08-03T15:20Z [----] followers, [----] engagements

"Client 1: - Makes $500k a year - Tons of debt - Lives paycheck to paycheck Client 2: - Makes $120k a year - Debt free - Nearly $1m in investments Stop worrying about income Start focusing on cash flow"
X Link 2023-08-04T16:07Z [----] followers, [----] engagements

"I never understood the idea of "retirement" For me (and most of my clients) "work optional" is a better term. If you love what you do have time to spend with friends & fam and can travel whenever you want You don't need to retire from anything"
X Link 2023-08-05T16:45Z [----] followers, [----] engagements

"There's [--] parts to building LASTING wealth: [--]. Growth Lean into what's working Use more leverage Increase income actively Trade time for money [--]. Maintainence Diversify your investments Reduce leverage Move to passive income Trade money for time"
X Link 2023-08-06T09:15Z [----] followers, [----] engagements

"Most people dont understand taxes/investments here are some of the most common mistakes I see: - S corp election is always the way - LLCs give tax advantages - Tax bracket = tax rate - Tax deferred contributions always tax free - Write off = credit Any that Im missing"
X Link 2023-08-07T14:31Z [----] followers, [----] engagements

"Even if you dont work with a pro everyone needs a financial plan. Start here: [--]. Know your cash flow - Track your spending - Create a balance sheet [--]. Know your goals In [--] years time: - What are you doing - Where are you - Who are you with Now create a path from 1-2"
X Link 2023-08-08T14:33Z [----] followers, [----] engagements

"Ive always been interested in money Not for flashy stuff But the freedom it allows you to have I used to think my path to wealth was grad school + 9-5 Now my plan is Working on my passion Spending time w fam Traveling How will you use your money"
X Link 2023-08-09T14:40Z [----] followers, [----] engagements

"Every day we get another client running from a big box firm bc their advisor - Sold them something - Hasnt called in YEARS - 2%+ fee They dont even realize the lack of planning around taxes estate family biz etc. Im convinced these large firms wont last"
X Link 2023-08-10T13:12Z [----] followers, [----] engagements

"My cousins were always richer than us New iPod/iPhone every Christmas BMW/Mercedes only (lease) Eating out every night It wasnt until my uncle passed away that I realized. The debt was enormous. And I know this isnt rare. Living below your means is so important"
X Link 2023-08-10T23:46Z [----] followers, [----] engagements

"You can work for money or money can work for you After [--] years and hundreds of financial planning clients I fully understand what this means Heres the simple way to make money work for you:"
X Link 2023-08-11T13:25Z [----] followers, 43K engagements

"4. Understand taxes. Taxes vary from person to person. But certain simple concepts remain true: Utilize tax advantaged assets Defer in relatively high income years Pay taxes in low income years Remember taxes are a lifelong game so plan accordingly. Heres more:"
X Link 2023-08-11T13:25Z [----] followers, [----] engagements

"5. Make smart investments. Smart investments = simple investments. Aka Index funds (like the $SPY) Real estate Or a business you understand The most simple being index funds A $500/m investment can be $3.5m in [--] years Plenty to retire from using the 4% rule"
X Link 2023-08-11T13:25Z [----] followers, [----] engagements

"Would you rather build equity in: Real estate Business Stocks Let me know below👇"
X Link 2023-08-11T21:28Z [----] followers, [----] engagements

"Money is worthless without time. Would you trade places with Warren Buffett at [--] years old Of course not Time is worth more than his $106+ billion dollars"
X Link 2023-08-12T14:47Z [----] followers, [----] engagements

"@MattLaciskey Always talk about ROH and ROT (return on time) with clients as well"
X Link 2023-08-13T15:09Z [----] followers, [--] engagements

"Much needed this morning. It would be even more fun if I was actually good at golf🤣 What are you up to this Sunday"
X Link 2023-08-13T15:25Z [----] followers, [---] engagements

"@FluentInFinance The fact they can't balance a 4.9tn budget is crazy"
X Link 2023-08-13T15:39Z [----] followers, [---] engagements

"Whether or not you have an official financial plan You still have a financial plan. The default is whatever you do with your finances: - Investments - Insurance - Lifestyle - Taxes - Etc Your choice on whether or not you want to think about it in advance .I suggest you do"
X Link 2023-08-14T13:57Z [----] followers, [----] engagements

"@LTI_finance Before you go to college consider all of your options and your interest rate on your student loans. Community college for [--] years is often a great route"
X Link 2023-08-14T22:51Z [----] followers, [---] engagements

"Roth IRAs are a wealth building machine. But they can be confusing. One guy contributed to his account for [--] years without Investing the money Missing out of $87000+ in gains. Dont be that guy. Heres everything you need to know about Roth IRAs:"
X Link 2023-08-15T13:53Z [----] followers, 27.5K engagements

"When bad things happen the last thing you want to worry about is money. How will you pay the bills Access accounts Make decisions Avoid debt It's not fun but deal with these things right now: - Wills - POAs - Trusts - Insurance When you need them they are priceless"
X Link 2023-08-16T02:42Z [----] followers, [----] engagements

"Here's the simple way to master your finances: - Define your goals - Know your cash flow - 401k to the match - Pay off high interest debt - Consider Roth IRA - Real estate and side hustle - Lifestyle business You don't have to be fancy just enjoy the process"
X Link 2023-08-16T14:47Z [----] followers, [----] engagements

"The only scary thing about investing is not doing it"
X Link 2023-08-17T00:01Z [----] followers, [----] engagements

"How does financial planning really work What does it mean if I become a client of yours Ive gotten a ton of questions like this the last few weeks. Here is the simple way we do things: [--]. Free discovery meeting - See if were a good fit. A chance to learn about you and share what we do. [--]. Initial meeting (sometimes [--] meetings) - Gather specific details about your situation and set clear goals for out engagement. - Show off our tech: sign up for financial planning software and link accounts - Share important documents (W2s tax forms estate docs) - Open investment accounts with us (optional) 3."
X Link 2023-08-17T14:14Z [----] followers, [----] engagements

"@unusual_whales For reference: the average credit card interest rate is nearly 24%. Not good"
X Link 2023-08-17T14:33Z 10.3K followers, [---] engagements

"Side note - Ive started posting on LinkedIn. If youre active there let me know I would love to connect My link is below 👇"
X Link 2023-08-17T16:09Z [--] followers, [---] engagements

"Things it's risky NOT to invest in: High Value Skills Cash Flowing Stocks Real Estate Eliminating Debt Education/Mentors Your Family Your Health What did I miss"
X Link 2023-08-17T21:25Z [----] followers, [---] engagements

"Retiring early has more to do with mindset than age or numbers. If you wake up and choose what you want to do every morning are you essentially retired"
X Link 2023-08-18T00:01Z [----] followers, [---] engagements

"The largest expense over my lifetime will be taxes (yours too) I plan on minimizing that expense to the best of my ability. This year Ill save $22k on my tax bill using these [--] strategies: (Steal them to save millions over your lifetime)"
X Link 2023-08-18T14:09Z [----] followers, 54K engagements

"In [--] years: Every $1 invested will be worth $20 Every $1 saved will be worth $1.06 Yes keep an emergency fund. No you dont need more than that. Theres a huge opportunity cost of NOT investing"
X Link 2023-08-19T14:37Z [----] followers, [----] engagements

"RADICAL OPINION: You dont need a million dollar 401k or [--] investment properties to be financially free You just need to Eliminate consumer debt Invest in tax advantaged accounts Grow multiple income streams NOT worry about money This is true freedom"
X Link 2023-08-20T14:45Z [----] followers, [----] engagements

"Newest client has been a good one: - Full-time content creator (first for me) - Fast growing biz + planning to live abroad - Wants to protect assets and start diversifying - Wants to lower the tax bill CPAs planners and attorneys all in the mix. This is when it gets fun"
X Link 2023-08-22T00:01Z [----] followers, [----] engagements

"Writing off your entire income is not a hack You just spent all your money on depreciating assets. Some solutions: 401ks HSA [---] Spend less on depreciating assets and invest in tax deferred investment accounts that grow your net worth and lower your tax bill"
X Link 2023-08-22T02:42Z [----] followers, [---] engagements

"Asset allocation📊 This is what your parents pay $20k+ a year to their advisor for Ill teach it to you in [--] mins:"
X Link 2023-08-22T14:11Z [----] followers, 11K engagements

"What I can't control: - Inflation - Politics - Market prices What I can control: - My expenses - My investment allocation - My time Focus on what you can control and let the rest take care of itself"
X Link 2023-08-22T21:25Z [----] followers, [----] engagements

"The way to get a return on any investment that no one talks about: TAX ARBITRAGE💵 Tax deferred contributions Charitable contributions Tax free contributions Roth Conversions Municipal Bonds [----] Exchanges Backdoor Roth Taxes make a difference"
X Link 2023-08-23T00:33Z [----] followers, [----] engagements

"Buying in [----] was the best decision Ive ever made. Although everyone was telling me to wait until prices go down🤣 A home purchase is the last thing you should try to time. If its within your means and its part of your long term goals & financial plan do it"
X Link 2023-08-23T22:16Z [----] followers, [----] engagements

"People under [--] tend to miss the point of investing in stocks "Why would I want a 10% when I can start a business" The market is not supposed to be your income NOW. It's a way you can get income in the future using your cash flow today"
X Link 2023-08-24T02:42Z [----] followers, [----] engagements

"Stop thinking about the income you want Start thinking about the lifestyle you want I would gladly trade $100k's for - Time with family - Low stress work environment - Travel/experiences Prioritize the thing you wont get back: TIME"
X Link 2023-08-24T14:42Z [----] followers, [----] engagements

"Who have you talked about your finances with For most people its no one Sometimes not even the wife. A lot of times we feel embarrassed for something thats incredibly common - Not managing debt/cash - Not understanding the retirement plan or equity comp at work This is an under-appreciated value add of having an advisor. Were not just here to run calculations or get the best risk adjusted returns Were here to be a trusted team you can confide in and leave with clarity and confidence"
X Link 2023-08-25T13:30Z [----] followers, [----] engagements

"If you already have confidence in your: - Investments - Financial plan - Tax picture - Security And you have peace of mind around money. You don't need an advisor. If not look for a fee-only advisor who won't sell you stuff you don't need"
X Link 2023-08-26T14:43Z [----] followers, [---] engagements

"@camp_wealth So cool because anyone can use these"
X Link 2023-08-26T14:44Z [----] followers, [--] engagements

"@sallavantimando Haha I love it"
X Link 2023-08-26T14:49Z [----] followers, [--] engagements

"@IrrationalMrkts We should always invest within our circle of competence"
X Link 2023-08-26T15:05Z [----] followers, [--] engagements

"The average home buyer thinks about real estate all wrong 2021: Im waiting for the market to drop 2022/23: Im waiting for interest rates to drop Buy a home if it aligns with your goals and you can afford it"
X Link 2023-08-27T01:44Z [----] followers, [--] engagements

"Building wealth becomes easy once you understand: - Cash flow - Compound interest - Tax planning - Leverage - Good vs. bad debt What do you struggle with the most"
X Link 2023-08-27T14:36Z [----] followers, [----] engagements

"@Budgetdog_ Treat it like a debit and youll be good"
X Link 2023-08-29T01:46Z [--] followers, [----] engagements

"Over the course of the next [--] years billions of dollars will be inherited by the younger generation. If youre one of them youre gonna want to read this: 🧵🪡"
X Link 2023-08-29T14:04Z [----] followers, 11.3K engagements

"@Smartnetworth1 Finances are usually the pain point for most people. Thats why theres so many marriages that fall apart due to money"
X Link 2023-08-29T14:49Z [----] followers, [---] engagements

"The good investor: Has a plan Is diversified Educated & confident The bad investor: Chases the next big thing Goes all in on one pick Has no conviction I learned this the hard way. Dont be like me"
X Link 2023-08-30T02:03Z [----] followers, [----] engagements

"Start thinking of everything in terms of ROI difficult financial decisions will become simple. 401k match = 100% ROI Paying credit card debt = 20%+ ROI But don't forget to take into account risk and mental stress. If your low interest debt keeps you up at night PAY IT OFF"
X Link 2023-08-30T14:41Z [----] followers, [----] engagements

"@AcdntlyRetired Will have to put some of these on the reading list thanks"
X Link 2023-08-31T14:21Z [----] followers, [--] engagements

"@MoneyJrod I definitely understand the mental component to this method but Im all for paying the highest interest rate debt first"
X Link 2023-08-31T14:25Z [----] followers, [--] engagements

"@money_cruncher Haha seriously"
X Link 2023-08-31T14:41Z [----] followers, [--] engagements

"@HeroDividend Beautiful where is this"
X Link 2023-08-31T14:41Z [----] followers, [---] engagements

"Just onboarded a new client from a big box firm I wont name names but it rhymes with Shedward Jones. They were charging over $20k in hidden fees alone. Also didnt do any sort of tax or financial planning. They worst part: their advisor ignored them when they tried to leave. Gave them the cold shoulder. Ignored calls emails and had transfer requests denied. He turned them in under Rule [----] - citing that they are being exploited because they want to move their funds out of his AUM This is beyond criminal and is obviously rare but needs to have serious repercussions. These people are now"
X Link 2023-09-01T13:34Z [----] followers, [----] engagements

"Ill take capital appreciation over dividends all day Why Tax flexibility. Being able to realize gains in low income years and pay no tax vs being forced to realize cap gains every year. Its a no brainer"
X Link 2023-09-02T13:56Z [----] followers, [----] engagements

"Nobody wakes up in the morning wanting to make a financial plan. They want to Buy a house Travel the world Start a business Retire early Financial planning is just how you get there with clarity & confidence"
X Link 2023-09-04T13:26Z [----] followers, [----] engagements

"@TKopelman A lot of people forget about the pro-rats rule Very important. When in doubt talk to a pro"
X Link 2023-09-05T13:24Z [----] followers, [---] engagements

"@AndyKrafftCFP Definitely And sorry to hear that"
X Link 2023-09-05T13:28Z [----] followers, [--] engagements

"Funny how that works"
X Link 2023-09-05T13:47Z [----] followers, [----] engagements

"@WealthLesson Great list Jordan Glad you put yourself at the end because youre one of the best 🤘"
X Link 2023-09-05T18:23Z [----] followers, [--] engagements

"Clients came today in with no idea how to invest their cash. Left with Accounts selected Funds selected Transfers initiated Clarity in their decisions It came down to a [--] hour meeting. It really can be that easy when you work with a pro"
X Link 2023-09-06T14:23Z [----] followers, [----] engagements

"@maxpashman Knowing what you spend on a monthly basis. Breaking it down into "regular" and "one off" categories"
X Link 2023-09-06T14:33Z [----] followers, [--] engagements

"Aside from client work and content creation Ive been obsessed with golf lately. What have you been obsessed with lately"
X Link 2023-09-06T15:32Z 10.6K followers, [----] engagements

"Im such a hypocrite sometimes Ill tweet: dont worry about the $5 latte it doesnt move the needle Yet Ill sneak a pack of red vines into the movies to save $2"
X Link 2023-09-07T00:01Z [----] followers, [----] engagements

"@InvestnWPreston Haha I was gonna say If I looked over and saw a guy eating chipotle I would die🤣"
X Link 2023-09-07T05:04Z 14.3K followers, [--] engagements

"How much do I need to retire or go work optional I use the 4% rule. Meaning I can withdraw up to 4% of my account balance on an annual basis without it losing value. If you have $1m this could generate $40k of income annually. This makes calculating financial goals easy if you know what you spend on an annual basis you should be able to work backwards and calculate what youll need to go fully work optional. Some people say the 4% rule is too risky and maybe 3% is a better metric. Do you use the 4% rule"
X Link 2023-09-07T14:08Z [----] followers, 32.7K engagements

"If you wanted to invest 10% more Would it be easier to save 10% on expenses or increase your income by 10%"
X Link 2023-09-08T00:01Z [----] followers, 11.6K engagements

"My client just got a small inheritance. Pay down the mortgage or put in a hysa With the mortgage at 3.25% They wanted to open a HYSA at 4.25%. But then we talked about tax consequences. After state & federal tax the yield will be 3%. Mortgage is now a no brainer. Taxes make a difference"
X Link 2023-09-08T15:46Z [----] followers, 74.6K engagements

"Theres obviously more to it than this. This is a simplified version to make apparent the impact of taxes. Not advice"
X Link 2023-09-08T23:15Z [----] followers, 11.6K engagements

"@B71Ryan Definitely do"
X Link 2023-09-08T23:58Z 10.6K followers, [--] engagements

"Why do I focus on increasing active and passive income more than cutting expenses Expenses can only go down 100%. Coffee was $5 now its $0. $1800 of savings per year. Income can go up indefinitely. Pull the lever with the most leverage"
X Link 2023-09-09T00:01Z [----] followers, [----] engagements

"And yes we discussed T bills munis MM fund CDs etc"
X Link 2023-09-09T00:01Z 10.6K followers, [----] engagements

"Want to get rich - Concentration Want to stay rich - Diversification Increase your cash flow then use that cash flow to buy assets. Dont use the same tactics you used to get rich to stay rich it wont work"
X Link 2023-09-09T13:55Z [----] followers, [----] engagements

"If you have a high income you need to know about the Backdoor Roth IRA Its simply contributing to a Trad. IRA then converting the money to a Roth IRA. Heres how: [--]. Open Trad. IRA [--]. Contribute money [--]. Direct rollover to Roth IRA [--]. Invest it But watch out for the pro rata rule Pro Rata Rule: - If you already have money in an IRA a pro-rated portion of the backdoor amount is subject to taxes. Ex: if you have a $10k IRA and want to do a $10k backdoor Roth IRA half of it is taxable. One way to get around this rule is to roll the funds into a 401k plan or another tax deferred plan that isnt an"
X Link 2023-09-11T14:08Z [----] followers, 57.4K engagements

"@Rawk_FI Right on Know your risk tolerance and invest accordingly"
X Link 2023-09-11T14:20Z [----] followers, [--] engagements

"@PathwayToFI I like this reframe. Be active in every area except trading your portfolio"
X Link 2023-09-11T14:24Z [----] followers, [--] engagements

"Dont marry someone you wouldnt share a credit card with"
X Link 2023-09-11T18:55Z [----] followers, [----] engagements

"How to be your own portfolio manager in [--] mins: (🧵)"
X Link 2023-09-12T14:02Z 10.6K followers, 15.1K engagements

"1. Understand asset allocation Aka Where should you put the money The common choices are: Cash Bonds Stocks Real estate A good portfolio usually has a little bit of everything. Allocation changes over time to match risk tolerance and time horizon"
X Link 2023-09-12T14:04Z [----] followers, [---] engagements

"2. Understand index funds (ETFs) Index fund is a phrase thats thrown around a ton. But no one really explains it. An index fund is just a collection of hundreds of companies you can buy with the click of a button. The index funds you can buy are Exchange Traded Funds (ETFs)"
X Link 2023-09-12T14:04Z [----] followers, [---] engagements

"This just means that you can trade them like you would any other stock. The beautiful part about index fund ETFs is that they are Diversified Low cost Next time you go to invest dont try picking the right stock just buy an index fund based ETF like $SPY"
X Link 2023-09-12T14:06Z [----] followers, [--] engagements

"2. 401k: Workplace retirement plan Tax deductible contributions RMDs required Penalties and taxes on withdrawal before RMDs [--]. Taxable brokerage: Account with the most flexibility Contribute as much as you want withdrawal as much as you want Pay taxes on gains"
X Link 2023-09-12T14:09Z [----] followers, [---] engagements

"Rebalancing Rebalancing is the idea of setting the asset allocation back to where it started As some investments grow and others fall our asset allocation can get way out-of-whack Make sure youre rebalancing and also considering the tax implications of doing so"
X Link 2023-09-12T14:10Z [----] followers, [---] engagements

"@PriceAvocado Just made a tweet about this"
X Link 2023-09-12T14:41Z [----] followers, [---] engagements

"One of the reasons clients come to me is the amount of noise around investing today. They want a pro to sit down and explain real vs bs. They already know how to run their business and make money Now they want to turn that money into wealth through investment & tax planning"
X Link 2023-09-13T14:04Z [----] followers, [----] engagements

"I get to: Play golf on a Monday Go to brunch on a weekday Spend time with my wife/fam Because I was INTENTIONAL with my decisions around: Career Savings Investments Relationships These things arent random. Theyre planned"
X Link 2023-09-13T18:58Z [----] followers, [----] engagements

"Biggest mistakes younger investors make: Credit card debt Too much savings Dont think they have enough to invest Car loan as soon as you get a good job Buying too much house (house poor) Not marrying the right person What else would you add"
X Link 2023-09-14T14:05Z [----] followers, [----] engagements

"Over the course of the past decade I have been lucky enough to travel across the globe. [--] continents a diverse set of cultures. Kenya Hong Kong Ecuador Italy etc. But in truth it wasnt luck at all. It was careful planning. And consistent daily effort. Breaking societal norms doesnt mean being irresponsible and reckless. Rather intentional prioritization and planning. For me it always starts with self reflection. What do you want out of life What would you feel you missed out on if you died today (Harsh I know) Aka - if money wasnt an issue what would you be doing When I was in highschool my"
X Link 2023-09-15T13:45Z [----] followers, [----] engagements

"@AidanBrands I feel the same about yours brother Favorite mightve been Ecuador. The culture shock mixed with the Amazon rainforest was amazing"
X Link 2023-09-15T13:55Z [----] followers, [--] engagements

"Trying to reduce a taxable estate is a good problem to have. Most times it means you have more than $12.92m to your name except for a few states which have a lower limit. Working with clients we often consider: Charitable donations Yearly gifting Irrevocable trusts Irrevocable life insurance trust Or just spending more money. What questions do you have"
X Link 2023-09-17T13:51Z [----] followers, [----] engagements

"The real key to building wealth: MINDSET - Cultivate a mindset of abundance - Believe in your own ability to win - Take calculated risks stay educated - Lift up the people around you This is what true success looks like"
X Link 2023-09-18T13:59Z 10.6K followers, 11.1K engagements

"Level up your finances Subscribe to get the [--] Smart Money Strategies here:"
X Link 2023-09-18T14:33Z [----] followers, [---] engagements

"@money_cruncher I agree up to an extent but remember having any [--] thing be your only investment (even if it is a great business) is a risk. Anything can happen tomorrow"
X Link 2023-09-18T20:53Z [----] followers, [--] engagements

"Normal budgeting goes like this: Paycheck Spend Invest - Time-consuming - Spending = stress Reverse it and this is what it looks like Paycheck Invest Spend - Takes no time - Stress free Spending money doesn't have to feel like going broke"
X Link 2023-09-19T13:50Z [----] followers, [----] engagements

"@cartermcclung This is how to do it. I run my clients the same way. Crazy how they even had an Exp ratio that high. People still use active funds these days🤣"
X Link 2023-09-19T14:46Z [----] followers, [---] engagements

"Here's a full breakdown of how to Master your cash flow: Let me know what you think should I make more of these videos going forward"
X Link 2023-09-19T16:00Z [----] followers, [--] engagements

"@MarketPalmer_ Cava is pretty amazing ngl. I crave it all the time because we dont have it on the west coast"
X Link 2023-09-20T13:36Z 14.3K followers, [--] engagements

"Accumulate assets protect assets Thats the name of the game It starts with Acquiring knowledge Creating value Using cash flow to buy assets And ends with Diversification Insurance LLCs Each part is crucial for a quality financial plan"
X Link 2023-09-20T13:39Z [----] followers, [--] engagements

"Is your tax allocation diversified A good portfolio has all [--]. [--]. Tax free - Roth IRA Roth 401k - Pay taxes once and never again [--]. Tax deferred - 401ks 403(b)s IRAs - Defer taxes in high income years [--]. Taxable - Ind/Joint Trust - Flexibility and tax loss harvesting"
X Link 2023-09-21T14:05Z [----] followers, [----] engagements

"Build cash flow Track net worth"
X Link 2023-09-21T22:34Z [----] followers, [---] engagements

"@TheMattViera Its all about getting that cash flow up"
X Link 2023-09-23T14:04Z [----] followers, [--] engagements

"Should I pay off my debt or invest Should I invest in an IRA or taxable account What stocks should I invest in These are the questions I hear constantly as a financial advisor. Truth is. No answer will be the same for [--] people. Personal finance is personal"
X Link 2023-09-24T13:50Z [----] followers, [--] engagements

"Anyone interested in investing has made THOSE projections If I get 11% returns on average I will be able to retire in [--] years And no Im not here to say 11% (before inflation) is too unrealistic"
X Link 2023-09-25T14:02Z [----] followers, [--] engagements

"The average age to become a millionaire is well over [--] Point being: Wealth takes time to build Dont get caught up chasing short term riches. Instead: Do something you love Spend time with fam Invest along the way Enjoy the process It really is that simple"
X Link 2023-09-27T13:36Z [----] followers, [----] engagements

"These past few days have been chaos - Moving to a new home - Tons of client meetings - Packing for Costa Rica This is why I havent been as active on X Ill try to keep everyone updated as much as possible along the way"
X Link 2023-09-28T03:52Z [----] followers, [--] engagements

"I have one client obsessed with maximizing his tax savings I understand the desire but at a certain income youre going to have to pay a ton of taxes You might as well just enjoy the money you have and find hobbies outside of work/making $$ that you enjoy"
X Link 2023-09-28T13:29Z [----] followers, [----] engagements

"People act like rent vs buy is so black and white Like if you buy you have to live in that house for the next [--] years I rent where I live and I also own a rental property The best of both worlds"
X Link 2023-09-29T13:25Z [----] followers, [---] engagements

"@Colee_255 Costa Rica carribean side We are feeling so blessed"
X Link 2023-09-29T20:59Z [----] followers, [--] engagements

"Dying without a Will is like giving your family the middle finger from the grave 🖕"
X Link 2023-10-01T13:26Z [----] followers, [----] engagements

"Although Ive posted beautiful photos Costa Rica has been far from perfection: Mosquitos Hot & no AC [--] hour drive from Airport Power goes out sometimes But the beaches food and people make it. Traveling doesnt get rid of problems it just changes them"
X Link 2023-10-01T18:07Z [----] followers, [--] engagements

"My favorite part about being an advisor is the education aspect. When I show my client how a simple Roth conversion could save them thousands and I see the lightbulb go off. Absolutely love it"
X Link 2023-10-01T21:34Z [----] followers, [----] engagements

"Im sitting on a beach in Costa Rica this entire trip costed me $0. This isnt clickbait the key is credit card points Heres how you can do the same: Step 1: Start with the end in mind What adventure do you want to take My fianc and I wanted to try work from home in a Latin American country for [--] days. We knew this would entail Flights Accommodation Food/drink/adventure expenses While still paying for everything back home Important note: Realize that getting there with a credit card means having discipline and consistency. If you cant learn those traits this isnt for you. Remember credit cards"
X Link 2023-10-03T12:30Z [----] followers, [----] engagements

"@SteveWagsInvest I have so many clients that say they wish they invested more at this age. Never one that said they wish they invested less"
X Link 2023-10-03T12:35Z [----] followers, [---] engagements

"I have over $300k+ in debt But over $500k in assets. This is what I mean by smart leverage. You cant afford to avoid debt that pays you principal + interest + extra each month"
X Link 2023-10-04T12:22Z [----] followers, [----] engagements

"@Diyetfinvesting No because of my time horizon"
X Link 2023-10-04T12:31Z [----] followers, [--] engagements

"Finances are 90% psychology The other half is math"
X Link 2023-10-04T20:20Z [----] followers, [----] engagements

"My grandparents advisor had them invested in all the best tech stocks in [----] The year they retired The advisor ensured them nothing could go wrong All these stocks do is go up. .until they dont. The market crashed for the next [--] years. And most of the stocks he was invested in never recovered. They lost a 30%+ of their investments. This is a huge part of why I want to be a honest and trustworthy advisor. No Im never going to guarantee that your investments will go up If anyone does that run as fast as you can. An advisor should give you a dose of reality and protect your money like they"
X Link 2023-10-05T12:18Z 10.3K followers, 47K engagements

"@zachmelloh26 Trusts have huge tax benefits Always hear this one around"
X Link 2023-10-05T13:22Z [----] followers, [---] engagements

"@ncherrytexan @HealthWealthHi1 Im simply addressing your comment above - stocks always always recover. Depends what you mean by stocks"
X Link 2023-10-05T14:00Z [----] followers, [---] engagements

"The most common mistakes I see DIYers make - Sell during downturn - loss oversion - Thinking they can pick stocks - overconfidence bias - Holding onto bad positions - Anchoring bias Ive learned these the hard way. Study so you dont have to"
X Link 2023-10-05T21:38Z [----] followers, [---] engagements

"@clangfordvc Many of the best tech stocks in [----] never recovered. Many people did keep buying and those companies went to zero. Its called survivorship bias. We only know about the companies that are still around but the majority didnt survive"
X Link 2023-10-06T03:24Z [----] followers, [---] engagements

"Client 1: we rolled their old 401k into their new 401k - Wanted back door Roth contributions to be easier (Pro Rata Rule) Client 2: we rolled their old 401k to an IRA - Wanted more investment options and lower cost funds Never one size fits all. What would you have done"
X Link 2023-10-06T12:33Z [----] followers, [----] engagements

"Clients before they work with me: - Guessing on investments - Leaving money on the table - Taxes = - Credit card debt Clients working with me: - Confident educated and happy"
X Link 2023-10-07T12:39Z [----] followers, [----] engagements

"Just casually riding a moped. jungle on one side beach on the other. No big deal. This is life now"
X Link 2023-10-09T22:00Z [----] followers, [----] engagements

"Investing is like golf. Par is far greater than average Getting 'market returns' simply means you're outperforming the majority of investors"
X Link 2023-10-10T12:45Z [----] followers, 10.7K engagements

"This is my cat his names Fat Louie. We adopted him as a [--] year old and he was [--] lbs (2x his ideal weight) - Picture [--] & [--] Hes now a comfortable [--] lbs and happy as ever (as you can see) - Picture [--] & [--] He wasnt always morbidly obese. He got there because his previous owner free fed him. No control. No restrictions. Food whenever he wanted. Similar to peoples spending that leads them too credit card debt things can get dangerous really fast. So we came up with a [--] month plan. [--]. Research what he should be eating [--]. Give him a little more than correct amount of food 3x a day (as opposed to 2x"
X Link 2023-10-11T12:49Z [----] followers, [----] engagements

"@CmgVenture Why own a single stock when you can own [---] of them that are market cap weighted"
X Link 2023-10-11T13:13Z [----] followers, [--] engagements

"TIME is the greatest asset you have when investing. That's why starting early is so key. Every given day there is a 53% chance the stock market will go up a coin flip Stretch that to [--] year and that number jumps to 72% [--] years gets you over 95% chance. Time is your friend"
X Link 2023-10-12T12:02Z 10.3K followers, [----] engagements

"Having money isnt about watching the zeros in your bank Want a better life for you and your fam - Invest in skills - Invest in asset Want to make an impact - Use knowledge to educate - Volunteer - Donate Money doesnt make me happy these things do"
X Link 2023-10-13T12:49Z [----] followers, [----] engagements

"Roth + taxable accounts make a great combo for early retirees Roth = tax free money - No penaltys/taxes on withdraw of contributions - No RMDs Taxable = flexibility account - No contribution/withdrawal limits - Subject to cap gains tax rate"
X Link 2023-10-14T13:08Z [----] followers, [----] engagements

"@itsthewealth4me I think for a lot of people $75k is an amount that would mean sacrificing all fun. I know for me it would I make low [--] figs in a m/hcol area. But if thats not the case for you thats amazing and should be celebrated👏"
X Link 2023-10-15T03:44Z [----] followers, [---] engagements

"@DividendGrowth During these times emerging markets did great. Another reason for international diversification"
X Link 2023-10-15T21:43Z 10.3K followers, [---] engagements

"Trip cost: $0 (CC points) Budget: In tact Regrets: None Financial planning wins again"
X Link 2023-10-16T13:05Z [----] followers, [----] engagements

"The clients Im working with now tend to be extremely savvy when it comes to their business They call me in to outsource things like: - Advanced planning strategies - Coordination between CPAs lawyers etc - Investment management - Aligning money w/ goals"
X Link 2023-10-17T00:15Z 10.6K followers, [----] engagements

"This is what your parents pay $20k+ a year to their advisor for Ill teach it to you in [--] mins: Asset allocation is a fancy way of saying where to invest the money The three main asset classes to consider are [--]. Stocks [--]. Bonds [--]. Cash The key is to get the right mixture of these [--] depending on your - Time horizon - Risk tolerance Ps: this is not financial advice Lets start with correlation Historically bonds and stocks have been negatively correlated. This means when stocks go down bonds go up. The result A better risk adjusted return when you have a combination of the two. Now if youre in"
X Link 2023-10-17T13:33Z [----] followers, 12.1K engagements

"I used to waste so much time on low ROI tasks: Tracking every dollar Clipping coupons Focusing on high leverage tasks have changed my life: Acquiring valuable skills Learning from mentors No one ever got rich by saving $10"
X Link 2023-10-18T12:22Z [----] followers, [----] engagements

"The best thing about money is the freedom it allows you to have BUT. Money is only valuable in combination with one thing: TIME. My oldest client is [--] years old. At this point she has little use for her money outside of basic needs She gives to charity she gives to her family And thats a beautiful thing she loves to do Still every time we meet she reminds me how when she was my age she wouldve gotten so much more out of it This is my reminder to myself that I shouldnt take my youth for granted. Go take that vacation or take a leap of faith on something You only get to be this young once"
X Link 2023-10-19T13:19Z [----] followers, 10.3K engagements

"One of the best parts about what I do: I can do it from anywhere. Right now Im sitting in a cafe in Costa Rica 4000+ miles from my nearest client But I just ended a call with a client where we discussed end of year planning for his business and portfolio adjustments As well as his life changes that are impacting the time he spends with his kids I didnt even mention where I am right now until the end of the call He told me I shouldve cancelled the meeting and gone to the beach instead🤣 I love the new economy"
X Link 2023-10-19T19:14Z [----] followers, [----] engagements

"The hardest part isnt making money but knowing where to put it once you make it Markets - What accounts - Stocks Bonds ETFs Real Estate - Commercial/residential/STRs - Syndication/Private investments - Active or passive Vacation - When and where - How much time and $$ Spend it - On what - With what goal in mind Savings/E-fund - Do you already have enough savings - With what goal in mind You have to weight all the options with your goals and time horizon in mind"
X Link 2023-10-20T13:05Z [----] followers, [----] engagements

"@PursuingFreed0m Depends on your time frame but for me personally wouldnt touch them except T-bills for short term savings. Of course I think rates will drop at some point I just dont want to try to guess when"
X Link 2023-10-20T13:10Z [----] followers, [--] engagements

"Drowning in debt is hard So is financial stability You have to choose your hard"
X Link 2023-10-21T13:14Z [----] followers, [---] engagements

"The basics are all you need to create a life of wealth Income - expenses = cash flow Cash flow can buy you - Equity - Flexibility - Fulfillment And if used correctly it can buy you freedom"
X Link 2023-10-22T14:40Z [----] followers, [----] engagements

"Lost decades during investing are a very real thing From 2000-2012 the S&P500 was flat. 0% gain in [--] years. The Nasdaq [---] didnt break even until [----]. But at the same time international equities were in a bull market. This is why international exposure is a must in a truly diversified portfolio"
X Link 2023-10-23T13:28Z [----] followers, [----] engagements

"Most people have $1000/m car payment If they were to invest even half of that for [--] years theyd have $1m (assuming 10% returns) Is middle class America doing that bad Or does the issue come down to priorities and discipline"
X Link 2023-10-23T23:34Z [----] followers, [----] engagements

"Having been an accredited investor for the past few years Ive gotten a chance to try my hand at some private investments I know this might ruffle some feathers but heres what Ive noticed: - High fees eliminate excess returns - Illiquid taking months to cash out - Few tax advantages for investing None of them are what theyre cracked up to be Liquidity tax advantages and low fees of the stock market are hard to beat Tax advantages and leverage of real estate and business are also highly advantageous Why would you need to make it more complicated Now I keep it simple and invest in diversified"
X Link 2023-10-24T12:51Z [----] followers, [----] engagements

"@The_MMW Its smart to focus all of your efforts on one or two income sources to begin with and then branch out as you increase your cash flow"
X Link 2023-10-24T13:03Z [----] followers, [----] engagements

"@RuffinFinance Smart moves I have around 5% in individual positions but over the long run who knows how theyll do"
X Link 2023-10-24T13:07Z [----] followers, [---] engagements

"@TheMattViera 4th week Going to be starting our journey home soon😭 We loved it but were also excited to be back home"
X Link 2023-10-24T14:27Z [----] followers, [--] engagements

"Im in SOOOOO much debt. But that debt pays me principal + interest + extra every single month. Debt can be a good thing"
X Link 2023-10-24T21:32Z [----] followers, [---] engagements

"Id rather be the guy wearing an old sweatshirt and jeans with assets to my name Than wearing a suit driving the newest Beamer and drowning in debt Just me"
X Link 2023-10-25T13:05Z [----] followers, [----] engagements

"@investingnrd I think were seeing the correction"
X Link 2023-10-25T13:29Z [----] followers, [--] engagements

"Financial planning isnt just about saving enough to retire at [--]. For one client its scaling their business and paying student loans. For another its partial retirement so they can spend time with their newborn. Your finances are more human than they are numbers"
X Link 2023-10-26T02:45Z [----] followers, [---] engagements

"Financial planning is not a great description of whats happening when we work with clients I know when I heard the term for the first time I was confused What does it really entail - Education around money investing debt etc - Analyzing and understanding your situation from a monetary and psychological standpoint - Thinking ahead to prepare for best/worst case scenarios and everything in between - Creating a strategic game plan with a focus on values and goals - Having an accountability partner whos got your best interests in mind - Ongoing review of your strategic plan with adjustments and"
X Link 2023-10-26T12:48Z [----] followers, [----] engagements

"@CmgVenture Dividend growth is one of the best traits to look for in a company"
X Link 2023-10-26T13:50Z [----] followers, [--] engagements

"Underrated money hack: You can pull contributions from a Roth IRA at any time"
X Link 2023-10-27T23:32Z [----] followers, [----] engagements

"Stocks are a great investment Theyre not the only game in town: - Education - Networking - Real estate - Private equity/alts - Physical + mental health Are all great ways to invest your money"
X Link 2023-10-28T14:35Z [----] followers, [---] engagements

"Been MIA the last few days Heres a recap: 30+ hour travel with no sleep First meal back in US got food poisoning (someone explain that please🤣) Moved into the new house still in the process of moving Should be ready to get back on top of content starting tomorrow🙏"
X Link 2023-10-30T01:05Z [----] followers, [----] engagements

"Tax planning isn't about reducing taxes in any given year It's about reducing taxes over the course of a lifetime One strategy: Use tax deferred retirement accounts in your high income years Make Roth conversions in your low income years Makes for a lower lifetime tax rate"
X Link 2023-10-30T13:17Z [----] followers, [----] engagements

"@CmgVenture Google is a good bet in this space in my mind"
X Link 2023-10-30T19:14Z [----] followers, [--] engagements

"Dont rely on social security but also dont count it out. We should expect social security to continue but not necessarily keep up with inflation. Do you agree"
X Link 2023-10-30T21:35Z [----] followers, [----] engagements

"Financial planning sounds boring but it is essential for success. Heres everything you need to know in [--] mins: A financial plan outlines various ways to get from where you are to where you want to go. But more importantly it helps you define what money means to you. To create a basic financial plan you need the following: [--]. Cash flow/budget [--]. Risk management [--]. Investment plan [--]. Tax plan [--]. Retirement plan [--]. Estate plan This is just the bare minimum. Ill break down each of these and help you start your financial plan at the end [--]. Cash flow planning Cash flow is simply the difference"
X Link 2023-10-31T13:20Z [----] followers, 14.1K engagements

"Target date funds are overrated. Asset allocation should factor in [--] variables: [--]. Your risk tolerance [--]. Your time horizon 'Target date funds' in your 401k inherently lack one aspect: - Risk tolerance I would do some research or talk to a pro and create your own allocation. Have you ever used a target date fund before If so what has your experience been"
X Link 2023-11-01T13:30Z [----] followers, [----] engagements

"Friendly reminder: A stock is just in a tiny fraction of a company A fund is a collection of hundreds of the largest companies in the world Investing isnt as complicated as many people think"
X Link 2023-11-02T13:46Z [----] followers, [----] engagements

"@zachmelloh26 Thanks my man Figma makes it easy"
X Link 2023-11-02T14:04Z [----] followers, [--] engagements

"40% of disease is caused by financial stress. Dont let money affect your health. Heres what you SHOULD do: [--]. Know your cash flow Create a budget or look at bank statements Cash flow = Income - Expenses If you dont have cash flow to show from your income you need to increase your income or cut some expenses [--]. Set goals that align with your values Ask yourself what you really want in life: is it more money more time or something else Keep that in mind when making decisions with your money Sometimes spending money to get time or knowledge is the best investment you can make [--]. Dont try to do"
X Link 2023-11-03T13:45Z [----] followers, [----] engagements

"My total portfolio allocation looks like this: Business equity - 15% Real Estate - 30% Stocks (Taxable) - 15% Stocks (Tax free) - 20% Stocks (Tax def) - 5% Cash (E-fund) - 15% What does yours look like"
X Link 2023-11-05T14:35Z [----] followers, [----] engagements

"Solo business owners making [--] figures: You need to consider a Solo 401(k). Don't pass up on: Saving $20k+ on taxes Building equity in appreciating assets Diversification and oppurtunity for work optional I've seen too many people wait on thinking about this until it's too late"
X Link 2023-11-06T14:37Z [----] followers, [----] engagements

"A one-page plan is just a summary of your financial life at one moment in time. - Where you have been - Where you are currently - Where and how to get where you want to be This is just one way we help our clients visualize and understand their financial game plan. Each plan will look completely different based on your situation knowledge life goals etc. This along with access to a dynamic financial planning portal and a custom education plan our clients get to have a clear picture of everything relating to finances in their life Game changer Check out a sample one-page plan below"
X Link 2023-11-07T14:26Z [----] followers, [----] engagements

"Take advantage of losing investments with tax loss harvesting: Offset gains by selling investments at a loss Use losses to lower taxable income Reinvest in similar assets to maintain market exposure Buy back [--] days later Tax-smart investing = optimal investing"
X Link 2023-11-08T14:45Z [----] followers, [----] engagements

"Financial planning is impossible to sell. - Delayed gratification - Nuance But. My fianc budgeted to get out of CC debt I used a cash flow projection to get my dream job We traveled to CR for a month bc of our financial plan These simple concepts can change your life"
X Link 2023-11-10T14:08Z [----] followers, [----] engagements

"Quietly achieving financial independence is the ultimate goal Spending time with family Traveling guilt-free spending Building a business around my life I want to be wealthy and live a fulfilled life"
X Link 2023-11-12T14:44Z [----] followers, [----] engagements

"I dont care if you make [--] figures or minimum wage. What matters is what you KEEP after expenses. Thats your cash flow. Now: ( [--] ) Invest your cash into assets that will pay you while you sleep. ( [--] ) Repeat step [--]. Congrats youre on your way to financial independence"
X Link 2023-11-13T14:31Z [----] followers, [----] engagements

"Asset location matters just as much as asset allocation Heres what I mean"
X Link 2023-11-14T14:34Z [----] followers, [----] engagements

"@PursuingFreed0m Wednesday or Friday"
X Link 2023-11-14T14:47Z [----] followers, [---] engagements

"Financial success is about moving beyond money. It's about: Living a fulfilling life Achieving your goals Making a positive impact Building meaningful relationships Money is a useful but real success is measured in the impact you make"
X Link 2023-11-15T22:25Z 10.3K followers, [---] engagements

"My fianc was [--] with $10k in credit card debt [--] months later: $10k invested Debt free We used these insights to catapult her growth. [--]. Build Credit to Build Wealth The world operates through credit You need a good credit score to: Buy a car Buy a house Get a business loan These are ways to increase your credit score - Use a credit card Pay down balances Pay everything on time [--]. Budget In my eyes this is rule number [--] And most overlook it. A budget is used to - Track spending - Determine your CASH FLOW (money left after expenses) Use this method to manage your expenses - 50% on needs - 30%"
X Link 2023-11-16T14:25Z [----] followers, 14.9K engagements

"My newest client paid [--] figures in taxes last year. Ill use these [--] strategies to save him millions over his lifetime:"
X Link 2023-11-17T00:42Z [----] followers, [----] engagements

"- Therapist - Financial coach - Strategic planner - Accountability partner - Investment manager - Psychiatrist - Educator - Friend A good financial advisor can be all of these things and more. Dont work with someone who is providing less value for the same price"
X Link 2023-11-17T14:40Z [----] followers, [----] engagements

"Make the most of your investments with savvy tax planning Max tax-deferred accounts like 401ks and IRAs in high income years Offset gains by tax loss harvesting Explore tax-exempt muni bonds for tax-free income Consider other tax-advantaged options like HSAs"
X Link 2023-11-18T14:30Z [----] followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing