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@FinPlanKaluAja1 Avatar @FinPlanKaluAja1 Kalu Aja

Kalu Aja posts on X about nigeria, investment, money, rates the most. They currently have XXXXXXX followers and 1714 posts still getting attention that total XXXXXXX engagements in the last XX hours.

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Social category influence countries XXXX% finance #2481 stocks XXXX% currencies #664 travel destinations #4985 technology brands XXXX% social networks XXXX% premier league XXXX% bundesliga XXXX% luxury brands XXXX%

Social topic influence nigeria #189, investment #1941, money #1486, rates #1559, finance #1181, china #3415, build a #417, instead of #127, $11b #4, stocks XXXX%

Top accounts mentioned or mentioned by @grok @akogunfirst @osasuo @amanwifname @kcdozzybenjamin @timosilver @vipnwosu @oezebilo @bellosaleh @fkeyamo @olumidecapital @terfabinda @theintelpoint @solarthing @arinzemaduekwe @mikaelcbernard @nn99c @ennyola0015 @realfacts000 @realgbolashow

Top assets mentioned Alphabet Inc Class A (GOOGL) Sanofi (SNY) Novartis AG (NVS)

Top Social Posts #

Top posts by engagements in the last XX hours

"N4b is fake life N7.5b is reality"
X Link @FinPlanKaluAja1 2025-10-14T09:02Z 336.2K followers, 153.7K engagements

"@Raye_Hg X. If you buy a car that is NOT a personal income tax event. You will not be required to pay income tax to the state government because you purchased a vehicle. X. If you buy a car for your business as an influencer you can write off the fuel insurance and maintenance you pay from the revenues your company earns to generate the influencer's revenues. If you make N1m from X sales and pay N600000 for fuel insurance and maintaining the nice car your taxable income is only N400000. X. If your company's revenues are below N100m you pay ZERO Corporate Income tax. X. If you pay rent and"
X Link @FinPlanKaluAja1 2025-10-13T04:11Z 336.2K followers, XX engagements

"China says it's not restricting the rare earths supply but simply asking users for licensing If you need you can apply and obtain Will this be viewed as a descalation by the US Meaning markets snap back"
X Link @FinPlanKaluAja1 2025-10-12T15:25Z 336.2K followers, 11.7K engagements

"Want Turkish citizenship X. Acquire $400000 worth of real estate X. Deposit at least $500000 into a Turkish bank account X. Create jobs for at least XX people as attested by the Ministry of Family Labour and Social Services Nigeria should think about selling passports as well"
X Link @FinPlanKaluAja1 2025-10-12T15:44Z 336.2K followers, 61.3K engagements

"Just that I am born again.if not eeh"
X Link @FinPlanKaluAja1 2025-10-09T22:32Z 336.2K followers, 7589 engagements

"@jigslionheart so higher inflation and ten lanes= N4b lower inflation and six lanes= N7.5b"
X Link @FinPlanKaluAja1 2025-10-14T11:23Z 336.2K followers, 5934 engagements

"China displaced France China couldn't displace South Africa Nigeria should have held the economy of West Africa tight with close marking the same way South Africa holds the economy of Southern Africa. (Interesting part is that China took over South Africa as well)"
X Link @FinPlanKaluAja1 2025-10-13T22:02Z 336.2K followers, 4434 engagements

"Nobel Peace prize nominations close January XX. So events today may not count"
X Link @FinPlanKaluAja1 2025-10-09T22:17Z 336.2K followers, 18.7K engagements

"@timosilver What exactly is a managed float don't bring in buzz words here The exchange rate is either market determined or its not. Nothing stops the CBN from pegging the Naira at N1000 but the question remain who will fund the difference"
X Link @FinPlanKaluAja1 2025-10-14T08:32Z 336.2K followers, XXX engagements

"Beautiful clean road with nice homes. No mass transit. No public water. Five new jobs created: - X Mai Ruwa - X Keke Maruwa - X fruit seller Jobs destroyed -Bus drivers & mechanics - Water chemists and engineers This is a low-value economy. What income can be earned here What contribution to nominal GDP What personal consumption can occur"
X Link @FinPlanKaluAja1 2025-10-08T08:01Z 336.2K followers, 42.4K engagements

"IMF raises growth outlook for the globe Source: Reuters"
X Link @FinPlanKaluAja1 2025-10-14T21:00Z 336.2K followers, 2059 engagements

"In summary two different approaches by bankers who have heavy spenders as their main customers Emefiele; freeze rates: deny the real demand ban Aboki Fx ban rice and XX items from fx trade. Cardoso: unfreeze rates; open the market offer juicy rates for $ to flow in and fund imports Economics does not give answers; economics gives options"
X Link @FinPlanKaluAja1 2025-10-03T18:27Z 336.1K followers, 25.2K engagements

"The Ukraine attacks on Russian refineries are having an effect"
X Link @FinPlanKaluAja1 2025-10-12T23:56Z 336.2K followers, 8873 engagements

"Trump and Xi to meet Markets reverse losses"
X Link @FinPlanKaluAja1 2025-10-14T18:02Z 336.2K followers, 8597 engagements

"@enmichael Same purpose"
X Link @FinPlanKaluAja1 2025-10-14T01:15Z 336.2K followers, 2128 engagements

"Nigeria is older than Singapore X X 3"
X Link @FinPlanKaluAja1 2025-09-10T07:43Z 336.2K followers, 136.1K engagements

"@allibaloo ah so thats the issue ok"
X Link @FinPlanKaluAja1 2025-10-08T10:09Z 336.1K followers, 7334 engagements

"Can you build a port in the SE There is already one in Anambra Ok So is the South East landlocked Technically it's possible to connect the SE region to the Atlantic Ocean. The dredging of the Orashi River (linked to Oguta Lake) will create a navigable sea route to the Atlantic Ocean effectively enabling the development of the Orashi River Port. Just dredging Yes VP Osinbajo and Governor Hope Ozodina actually signed an MoU with the Nigerian Navy to actualise this Just stating facts"
X Link @FinPlanKaluAja1 2025-10-05T05:00Z 336.1K followers, 157.5K engagements

"Hmmm The optics of this are wrong. This is the personalisation of federal resources My problem is the excuses and the abuse you will soon read which will justify this"
X Link @FinPlanKaluAja1 2025-10-14T05:33Z 336.2K followers, 111.3K engagements

"@BenUwaifo Hence East West road"
X Link @FinPlanKaluAja1 2025-10-09T17:38Z 336.1K followers, 2839 engagements

"Next is the Olympics"
X Link @FinPlanKaluAja1 2025-10-06T14:24Z 336.2K followers, 12.1K engagements

"This is not fair Why rebound the market without small investors buying the dip"
X Link @FinPlanKaluAja1 2025-10-12T22:04Z 336.2K followers, 15.6K engagements

"Google just lie Apple META and practically every major corporation has to grow via acquisition. Organic growth is slow On Google specifically that YouTube purchase was a boomer"
X Link @FinPlanKaluAja1 2025-10-09T07:36Z 336.2K followers, 7815 engagements

"POS has created more jobs than government Ok Pure water has also created more jobs than the government has. Do we abandon pipeborne water for POS POS to buy and sell Naira is an aberration"
X Link @FinPlanKaluAja1 2025-10-11T14:19Z 336.2K followers, 13.7K engagements

"@EmmanuelCChuka I am not against POS i am saying you cant be hawking naira under cover of POS POS means Point of Sales what is being bought and sold when you go to a POS to get cash"
X Link @FinPlanKaluAja1 2025-10-07T11:24Z 336.2K followers, 5571 engagements

"Interesting But the minister said frame one was XX Lanes The original design (Old East West Road) had two carriageways on each side of the road with four lanes. And in the middle they did not provide for the train track. Its just going to be a water-collecting basin. But the coastal road we are constructing has a total of XX lanes you know not only that it has a total of XX lanes it also has what we call shoulders"
X Link @FinPlanKaluAja1 2025-10-14T10:28Z 336.2K followers, 3049 engagements

"Data Population of Brazil: XXX million Population of Nigeria: XXX million Oil revenues for Brazil 2023: $XX billion Oil revenues for Nigeria 2024: $XX billion Analysis Brazil allocates XX% of new oil field royalties to education and XX% to healthcare. In Nigeria elders who benefited from free education now offer loans for the next generation's education. Can Nigeria Afford Free Education Can Nigeria fund free quality education from primary school to university for all qualified Nigerians Yes. Despite a high population Nigeria has crude oil and gas revenue. The key is spending these limited"
X Link @FinPlanKaluAja1 2025-10-07T07:55Z 336.2K followers, 53.5K engagements

"When the coastal road project was announced VP Atiku stated that the cost was overblown and claimed that the Tinubu administration was building the road at a cost of N8 billion per kilometre. This interview in 2024 was the response of the Works Minister to the claim by VP Atiku on N8b he said and I quote You will find out that our cost is N4bn instead of the N8bn claimed by the former vice president. Today the same Minister of Works agrees with VP Atiku that the figure is near N8b and overblown. The works minister also said the total FGN commitment will be XX% to XX% meaning the bulk of the"
X Link @FinPlanKaluAja1 2025-10-14T10:39Z 336.2K followers, 106.5K engagements

"Not seen any nation use its wealth to buy influence like Qatar This base will create jobs in many US States. Thus when a vote comes up on Qatar guess how they will vote"
X Link @FinPlanKaluAja1 2025-10-10T20:35Z 336.2K followers, 16.8K engagements

"No but if you move from a non interest bearing account to a interest bearing account you will pay tax on income earned"
X Link @FinPlanKaluAja1 2025-10-05T18:25Z 336.2K followers, 3511 engagements

"📣 New Podcast "Nigeria's Macroeconomic Picture: Productivity and Job Creation" on @Spreaker #jobs #nigeria #productivity"
X Link @FinPlanKaluAja1 2025-10-12T20:32Z 336.2K followers, 7913 engagements

"The Israelis and Palestinians look alike I hear they are cousins The Russians & Ukrainians also look alike The English and Scots Germans and English Indians and Pakistanis Even in Sudan these are blood brothers Selah"
X Link @FinPlanKaluAja1 2025-10-13T18:43Z 336.2K followers, 16.1K engagements

"It's easy to yab Cameroon Then you remember"
X Link @FinPlanKaluAja1 2025-10-13T18:31Z 336.2K followers, 9897 engagements

"@VishalSahu21 Vishal just to give you context the POS are for cashless however the users have modified them to hawk cash"
X Link @FinPlanKaluAja1 2025-10-07T13:47Z 336.1K followers, 8775 engagements

"I see that folks don't understand what a regressvie tax means Income N1m XXX litres x N10= N1000 X% tax is N50 or .005% of income Income N1b XXX litres x N10= N1000 X% tax is N50 or .0000005% of income This is basic math"
X Link @FinPlanKaluAja1 2025-09-06T20:51Z 336.1K followers, 19.9K engagements

"Where is the coal and iron deposit in Ajaokuta"
X Link @FinPlanKaluAja1 2025-10-13T18:52Z 336.2K followers, 9965 engagements

"Want to invest in Nairobi property and earn passive income in USD with peace of mind VAAL Real Estate guides foreign investors through legal checks taxes and due diligence. Kindly indicate interest by executing the form below and a real estate professional will get in contact with you. #experiencenairobi #vaalkenya"
X Link @FinPlanKaluAja1 2025-10-09T18:21Z 336.2K followers, 17.9K engagements

"What they taught me in primary school Question; "a road has a length of 700m it cost $11b to build the road what is the average cost per kilometer" X. determine length: 700km X. determine total cost: $11b X. divide cost by total length. $11b/700km X. answer is $15714286 Is this what they taught you in primary school too"
X Link @FinPlanKaluAja1 2025-10-08T08:00Z 336.1K followers, 70.9K engagements

"East to West road v Coastal road Same states (except Edo in Coastal) Same alignment Same owner One is nearer the coast (that's the only difference) $11b would have completed the East to West road and built the Lagos Lekki end as well with funds left over to add a rail line. its a serious question why seek to borrow $11b for a new road when an existing road already exist uncompleted Why not simply dedicate that borrowing to a coastal rail line This a transformative project and Nigeria needs this but the project management part is still unclear"
X Link @FinPlanKaluAja1 2025-10-14T08:06Z 336.2K followers, 14K engagements

"Personal Income Taxes are NOT taxed directly from your bank account X. You earn X. You file a tax assessment stating your income and deductions X. You pay or don't pay if you have more deductions The tax man does not tax income so They have no way of confirming if that inflow in your account is income or turnover Summary Your bank account will not be arbitrarily taxed. Cavert if you are assessed to pay a tax and don't pay the tax authorities can request a court order to garnish your bank account; however that's after you have been assessed and a liability has been determined"
X Link @FinPlanKaluAja1 2025-10-10T19:35Z 336.2K followers, 25.3K engagements

"The VP is correct $1b investment in NVIDIA or MAG X stock at the same time Dangote invested $1b in his refinery would have made Dangote more ROI and less headache and Nigeria less ROI and more headache"
X Link @FinPlanKaluAja1 2025-10-07T06:11Z 336.2K followers, 5313 engagements

"All new refineries in Nigeria have been built near oil deposits or ports This is what I learned in commerce in secondary school Because you asked I got an A1 in commerce"
X Link @FinPlanKaluAja1 2025-10-13T17:59Z 336.2K followers, 17.2K engagements

"Pay attention This is where the money is flowing to"
X Link @FinPlanKaluAja1 2025-10-13T22:52Z 336.2K followers, 16.9K engagements

"Its a public road being built with public money. You are a public servant. Why is it wrong for a journalist to ask you the cost of a public road"
X Link @FinPlanKaluAja1 2025-10-08T05:11Z 336.1K followers, 60.2K engagements

"The US offers education grants and loans to most students and parents. You can deduct student loan interest on your taxes. Now you can direct employer 401k contributions toward paying off your student loans. If Nigeria adopted this policy: X. Students would access education grants and loans. X. Student loan interest would be tax-deductible like rent. X. XX% of employer RSA contributions could be directed to pay off educational loan balances. Worth copying @NELFUND"
X Link @FinPlanKaluAja1 2025-10-07T12:55Z 336.1K followers, 8431 engagements

"The rules of Savings X. Pay yourself first: first rule is to save before you spend. Start small save X% of income then X% then 3%. X. Automate it: use technology to your advantage set up a direct payment from your paycheck to your preferred saving app . X. Start early the earlier you start the more time your savings can compound . X. Watch inflation always seek out savings options that allow you earn a real return"
X Link @FinPlanKaluAja1 2025-10-07T11:09Z 336.2K followers, 22.6K engagements

"Blessed are those that have cash for they shall buy the dip"
X Link @FinPlanKaluAja1 2025-10-11T03:56Z 336.1K followers, 25.9K engagements

"@tweetjuwon It's your money The bank is giving you your cash in a branch not yours"
X Link @FinPlanKaluAja1 2025-10-12T00:22Z 336.2K followers, XXX engagements

"Global companies can derive income and benefits from numerous subsidies worldwide leveraging their international reach. A local company will struggle to compete"
X Link @FinPlanKaluAja1 2025-10-04T18:39Z 336.2K followers, 6253 engagements

"Everything Mr Taiwo said in this video I posted about from 2015 When I posted these economic facts many said it was untrue that the CBN was printing trillions or that NNPC was subsidising anything The Presidency of Buhari struggled with these subsidy payments; he was advised wrongly to retain them and peg the Naira to the dollar Even today many still argue that NNPC was not paying subsidy but here the gentleman speaking confirms that subsidy removal boosts revenues to the federation We cant change our economic beliefs because of who is in Abuja In terms of the macroeconomic policy the"
X Link @FinPlanKaluAja1 2025-10-04T20:52Z 336.1K followers, 217K engagements

"Name the Korean company coming to set up a refinery. i will transfer $XX in Naira to you"
X Link @FinPlanKaluAja1 2024-10-22T10:51Z 336.2K followers, 164.3K engagements

"The Nobel Peace Prize winner dedicated the prize to Venezuelans and Donald Trump"
X Link @FinPlanKaluAja1 2025-10-10T20:59Z 336.2K followers, 9450 engagements

"Let me correct a misrepresentation. The abandoned East to West road does not pass through the South East; "East" here means the geographical East not the South East zone. The map below is the East to West road not the Coastal road. The abandoned East to West road goes from Lagos through the South-South geopolitical zone which includes states like Akwa Ibom Bayelsa Cross River Delta Edo and Rivers. Now the Edo section of the East to West road will be abandoned for a "new" 100km coastal highway It's called bait and switch. The South South should be asking questions. Is the East to West road now"
X Link @FinPlanKaluAja1 2025-10-13T22:22Z 336.2K followers, 31.2K engagements

"I fear you are ill-informed Senegal has crude oil but its refinery can't process the oil from Senegal so Senegal imports crude oil from Nigeria You should have platform knowledge not insults"
X Link @FinPlanKaluAja1 2025-10-05T16:05Z 336.2K followers, 30.7K engagements

"John earns N700000 per annum X. Will John pay Personal income Tax from 2026 No he earns less than N800000 per annum X. Must John file an income tax return Yes every eligible taxpayer in Nigeria must file a tax return X. So if I don't make enough income I must file taxes Yes that's how you tell the tax man your income is below the threshold"
X Link @FinPlanKaluAja1 2025-10-11T14:34Z 336.2K followers, 87.1K engagements

"Yes me too I assumed it was our own"
X Link @FinPlanKaluAja1 2025-10-03T16:51Z 336.2K followers, 7570 engagements

"How low-lying Holland deals with tides"
X Link @FinPlanKaluAja1 2025-10-07T10:27Z 336.2K followers, 101.5K engagements

"I don't particularly like ASUU but they are hardened strikers This threat of no salary won't move them One of President Tinubus boasts was that no ASUU strike under him Nigeria can't fund tertiary education via budget allocation. The solution is to get a way to get the private sector to fund universities via tax breaks Why can't XXX% of the electronic money levy go to an education fund Many ideas can be improved upon but threats of salary cuts won't make a significant difference"
X Link @FinPlanKaluAja1 2025-10-14T01:12Z 336.2K followers, 88.8K engagements

"So what has changed Has education and medical spending in USD reduced Are food imports down For education and medical tourism using the latest CBN Economic Report dated Q1 2025 the CBN says "The current and capital account recorded a lower surplus driven by widened deficits in the services and primary income accounts coupled with a decline in remittances inflow. To translate Nigeria is still importing invisible such as education and medical tourism and fewer remittances are coming in. According to the Nigerian Bureau of Statistics' report for Q2 2025 Food imports increased by 32.60%. Thus to"
X Link @FinPlanKaluAja1 2025-10-03T16:47Z 336.2K followers, 7486 engagements

"POS is fancy name for "i pay Naira to buy Naira from a chap under an umbrella near a bank" As usual you will argue"
X Link @FinPlanKaluAja1 2025-10-10T10:55Z 336.2K followers, 68.6K engagements

"If you don't pay your taxes in America the IRS will send a male deer to your house Yes the deer is trained"
X Link @FinPlanKaluAja1 2025-10-10T20:48Z 336.2K followers, 584.4K engagements

"@Green_Lover5 you are not just a bigot you are an ignorant bigot"
X Link @FinPlanKaluAja1 2025-10-14T08:23Z 336.2K followers, 1375 engagements

"I STILL support the tax reform"
X Link @FinPlanKaluAja1 2025-10-12T21:11Z 336.2K followers, 7775 engagements

"Arsenal FC is trolling Llanelli Town as they are playing in the Champions League Arsenal FC should be competing with Barcelona FC and Bayern Munich Not Llanelli Town But you will argue"
X Link @FinPlanKaluAja1 2025-10-06T04:24Z 336.2K followers, 5521 engagements

""Pfizer Inc. secured a reprieve from President Donald Trumps long-threatened tariffs on the pharmaceutical industry Tuesday by agreeing to slash some of its drug prices by up to XX% and selling directly to the American public a move other major drugmakers are expected to follow.""
X Link @FinPlanKaluAja1 2025-10-01T07:07Z 336.2K followers, 15.7K engagements

"Oil output can't fall and the Naira strengthen Clearly Nigeria is plugging the fiscal holes with FPI The real question is why oil output is falling"
X Link @FinPlanKaluAja1 2025-10-13T18:09Z 336.2K followers, 32K engagements

"There was no bidding for the Calabar Coastal road that's why no BOQ/BEME The largest ever infrastructure project in the history of Nigeria had no BOQ/BEME or even EIA before construction started. That's why the minister can't give a per-kilometre cost he can't. Was this deliberate See the relevant sections below. Section XX of the Bureau of Public Procurement (BPP). Mandates that procurement entities (e.g. Ministries of Works and Housing) prepare detailed tender documents including technical specifications and bills of quantities for works contracts. For infrastructure such as roads this"
X Link @FinPlanKaluAja1 2025-10-09T06:51Z 336.2K followers, 56.2K engagements

"Instead you give it to diaspora or high-income renters who can afford the luxury living You put all homes into a mortgage-backed security then use MBS as collateral to build low-income housing You turn X to 11"
X Link @FinPlanKaluAja1 2025-10-15T05:16Z 336.2K followers, 4880 engagements

"This is a two way stat Good: XX% of Nigerian legally avoid paying a tax meaning they have more to consume Bad: XX% of Nigerian earn so low that they can avoid paying a income tax that starts from N800000 per annum with rent allowance. I think must people will like to earn hundreds of millions in income and pay thousands in tax then earn thousands in income and pay nothing in taxes"
X Link @FinPlanKaluAja1 2025-10-09T07:49Z 336.2K followers, 35.9K engagements

"Asia's exports to the US strengthen their currencies. They buy US Treasuries to weaken their currencies China built up nearly $1.3t in US Treasuries. China is now unwinding this asset class and buying a lot of gold Another reason why gold is up is up & US treasuries down"
X Link @FinPlanKaluAja1 2025-10-11T03:15Z 336.1K followers, 5953 engagements

"Crawfish eat the bugs the infect the rice also fertilise the rice fields. Crawfish get food All organic Farmer gets two harvests rice and crawfish"
X Link @FinPlanKaluAja1 2025-10-04T21:04Z 336.1K followers, 173.1K engagements

"My mind can't comprehend this"
X Link @FinPlanKaluAja1 2025-09-27T17:28Z 336.2K followers, 1.3M engagements

"Section XXX of the Nigeria Tax Administration Act (NTAA) defines a small businessas an enterprise with a gross turnover of N100 million or less per annum Or Section XXX of the Nigeria Tax Act (NTA) defines a small company as one with a gross turnover of N50 million or less per annum and total fixed assets not exceeding N250 million. Final word N100m is the correct amount; the N50m in the NTA is an error. Taiwo Oyedele"
X Link @FinPlanKaluAja1 2025-10-11T03:51Z 336.2K followers, 19.9K engagements

"@wemimospot A gentleman from Sokoto who moved to the Eastern Region named Altine was elected as the Mayor of Enugu State"
X Link @FinPlanKaluAja1 2025-10-09T17:29Z 336.2K followers, 34.1K engagements

"The US announced a XXX% levy on branded and patented medicine imports from October X unless manufacturers build plants in the US. Europe responded: - AstraZeneca to invest $XX billion in the US by 2050 - Sanofi to invest $XX billion in the US by 2030 - Roche to invest $XX billion in the US - Novartis to invest $XX billion in the US The US can impose tariffs at minimal cost because its market is the largest and its consumers the wealthiest. No manufacturer can become a Fortune XX or XXX company without the US market. Tariffs work in markets where importers are competing with local producers"
X Link @FinPlanKaluAja1 2025-10-07T10:11Z 336.2K followers, 13.9K engagements

"You are taxed on INCOME not INFLOW Income is Turnover less expenses used to generate that income X. So if Dangote send your company N1m to supply peppered chicken and you buy chicken and pepper for N950000. What corporate tax does your company pay Turnover = N1000000 Expenses = N950000 Income subject to tax = N50000 X. So if Dangote send you N1m to supply peppered chicken and you buy chicken and pepper for N1000000. What corporate tax does your company pay Turnover = N1000000 Expenses =N1000000 Income subject to tax = N0 Any questions"
X Link @FinPlanKaluAja1 2025-10-10T18:59Z 336.2K followers, 48.2K engagements

"Pure water has created more jobs than water works Generator has created more jobs than NEPA Keke has created more jobs than the Mass Transit systems Chemist has created more jobs than primary health care POS has created more jobs than banking"
X Link @FinPlanKaluAja1 2025-10-11T14:43Z 336.2K followers, 67.1K engagements

"Oil price is falling Naira is gaining But NNPC is increasing the price of PMS Like walk me through"
X Link @FinPlanKaluAja1 2025-10-13T18:26Z 336.2K followers, 97.1K engagements

"American breakfast Bacon eggs sausage potatoes grits orange juice"
X Link @FinPlanKaluAja1 2025-10-12T21:33Z 336.2K followers, 18.1K engagements

"Tommorow on the space is Investment Savings and debt open house Bring your questions and we learn together"
X Link @FinPlanKaluAja1 2025-10-04T19:46Z 336.2K followers, 6289 engagements

"Congratulations #MissUniverse2024 May our Naira also rise to top five in the world"
X Link @FinPlanKaluAja1 2024-11-17T04:00Z 336.1K followers, 143.6K engagements

"No one awaiting trial for more than XX years should remain in jail The prisons are overcrowded and a budget drain Nigeria also need many non-custodial sentences home arrest keg bracelets and social service instead of jail"
X Link @FinPlanKaluAja1 2025-10-13T18:51Z 336.2K followers, 6109 engagements

"Interesting story Senegal builds a refinery without oil imports Nigerian oil refines and exports to Europe. So Senegal can maintain a refinery but Nigeria could not (until Dangote) Senegal exports oil to Europe but runs its refinery on Nigerian crude"
X Link @FinPlanKaluAja1 2025-10-04T18:55Z 336.2K followers, 102K engagements

"Nigeria has an East-West road that is not coastal; it's incomplete This coastal road is called a coastal road because it hugs the coast and it is different from the East-West road that is more inland. Edo State is on the East to West road now Edo which has no coastline and is now on the Coastal Road. (I have no beef with Edo State) So I ask again hoping for an answer if a non-coastal state is on this coastal road is it still a coastal road Can we add Kano to this coastal road"
X Link @FinPlanKaluAja1 2025-10-09T14:19Z 336.2K followers, 58.6K engagements

"@porshey555 You paid taxes before PAYE is a tax This is just a reform"
X Link @FinPlanKaluAja1 2025-10-12T21:19Z 336.2K followers, XXX engagements

"Lagos to Owerri approximately X hr N325000 or $XXX Los Angeles to Las Vegas approximately X hr $XXX Nigerians will struggle today to afford anything imported or priced in $ Air Peace's most significant costs are aviation fuel Aircraft Crew Maintenance and Insurance (ACMI). The safety checks insurance for Air Peace are all priced in USD for starters Air Peace in 2024 disclosed that it spends N14 million for a one-hour flight with aviation fuel accounting for XX% of that cost. They also mentioned the XX% cost of the interest rates Happy flying to the elites of 234"
X Link @FinPlanKaluAja1 2025-10-14T07:18Z 336.2K followers, 47.3K engagements

"ATM was fake life. POS is reality abi"
X Link @FinPlanKaluAja1 2025-10-12T08:05Z 336.2K followers, 11.7K engagements

"If you think the best use of borrowed $11b is to build a new road adjacent to an existing road in Nigeria then truly we have a problem of spending"
X Link @FinPlanKaluAja1 2025-10-14T10:09Z 336.2K followers, 16.7K engagements

""The average price of the food items most consumed by the poor increased five-fold between 2020 and 2024" World Bank Nigeria Development Update October 25"
X Link @FinPlanKaluAja1 2025-10-09T13:03Z 336.2K followers, 7505 engagements

"I remember when Nigeria qualified for the first World Cup That game was away in Algeria second half I couldn't eat sit or breathe When Westerhoff held up his fingers to tell the Nigerian players that it was X minutes to the end it felt like X hours Cape Verde has qualified the smallest nation to do so Na God awa file dey"
X Link @FinPlanKaluAja1 2025-10-13T19:23Z 336.2K followers, 47.1K engagements

"If the Lagos to Calabar coastal road will now pass through Edo State then its no longer a Coastal road but a revamped East to West road The East to West expressway is Nigeria longest unfinished road project. What then happens to this road"
X Link @FinPlanKaluAja1 2025-10-08T07:41Z 336.2K followers, 50.3K engagements

"Don't look at your portfolio"
X Link @FinPlanKaluAja1 2025-10-10T21:56Z 336.2K followers, 19.1K engagements

"@VIPNwosu @unusual_whales Keep praying for recession ooh Maybe that will win AOC the white house"
X Link @FinPlanKaluAja1 2025-10-14T21:19Z 336.1K followers, XX engagements

"Abia July 2025 FAAC distribution per Local Governments Please hold your LGA Chairmen to task. Lowest Allocation here is N419.77m"
X Link @FinPlanKaluAja1 2025-10-08T09:56Z 336.2K followers, 27.8K engagements

"1. Excel sheet compares old and new personal income tax rates. X. Key assumptions NO deductions have been made. Rent deduction which is XX% of rent capped at N500000 also not deducted. X. This a very progressive tax schedule you only start to pay more under this new tax reform once your gross monthly income start to crosses N1.45m or N17.4m per annum(yellow line). This implies a XXXX% effective tax rate. How should you use this chart as a guide now you have the target for taxable income. Taxable Income is your total income less the optional additional deductions which include Retirement"
X Link @FinPlanKaluAja1 2025-10-01T09:14Z 336.2K followers, 25.6K engagements

"@akogunfirst Why do I care Cause it the economy my page talks about spending and investing and the economy I raise the point that these are two projects why are you so threatened I fear we are a tab bit sensitive"
X Link @FinPlanKaluAja1 2025-10-14T05:04Z 336.2K followers, 1754 engagements

"Not sure about the news here I support the removal of the fuel subsidy I support the unpegging of the naira I support the tax reform There are painful reforms but Nigeria needed to do them. We can't change economic ideologies based on who is in Abuja. I have maintained the same economic stance since I joined social media X. Weak naira X. Fiscal federalism X. Smaller government spending"
X Link @FinPlanKaluAja1 2025-10-04T23:45Z 336.2K followers, 40.2K engagements

"Lagos to Ibadan; Standard Gauge Abuja to Kaduna; Standard Gauge Itakpe to Warri; Standard Gauge Kano to Maradi; Standard Gauge PH Line passing SE; Narrow Gauge"
X Link @FinPlanKaluAja1 2025-10-08T11:37Z 336.1K followers, 69.9K engagements

"@akogunfirst Your posts and diagrams simply emphasize my points"
X Link @FinPlanKaluAja1 2025-10-14T08:29Z 336.2K followers, XXX engagements

"Nigerians have until 8pm to respond"
X Link @FinPlanKaluAja1 2025-09-30T22:29Z 336.2K followers, 74.8K engagements

"Coastal road over swamps is not beans That's why instead of a coastal road in the delta they built an inland East-West road now abandoned. This new coastal road means more bridges have to be built. When you are entering Lagos there is this long Bridge that sits above the flood plains it's near the OPIC Gateway that's what has to happen This is the Florida version the A1 its bridges and land routes Glad we have a prof on the job"
X Link @FinPlanKaluAja1 2025-10-13T19:07Z 336.2K followers, 65.9K engagements

""Upon assuming office our administration inherited a near-collapsed economy caused by decades of fiscal policy distortions and misalignment that had impaired real growth." President Bola Tinubu October 1st 2025"
X Link @FinPlanKaluAja1 2025-10-01T06:57Z 336.2K followers, 17.7K engagements

"Just focusing on the economic argument alone do you want the commonwealth games to come to Nigeria Note no wrong answers just your opinion #finplanpolls"
X Link @FinPlanKaluAja1 2025-09-26T04:40Z 336.2K followers, 5842 engagements

"Nigeria simply moved on from ATMs to POS operators (aka kids under an umbrella hawking cash). I stand to be corrected but there are no POS folks selling currency in Rwanda Kenya Egypt or South Africa Just in Nigeria. The problem is not that this is happening but that its accepted. Even the BPE is celebrating 1.2m jobs created via POS that's not a flex. Boy there is something in the water in Nigeria that dulls the desire for better things. Why is is so hard to demand the bare basics of life"
X Link @FinPlanKaluAja1 2025-10-07T08:34Z 336.2K followers, 220.4K engagements

"Well I would not look at your stock portfolio for a while it's going to be ugly. Also for me if stocks crash I am buying and I am only speaking for myself and not offering investment advice I am not your financial adviser"
X Link @FinPlanKaluAja1 2025-10-10T21:05Z 336.2K followers, 17.3K engagements

"So why is the Naira strengthening The Answer is increased Foreign Portfolio Investment (FPI and a fall in US interest rates. The year 2025 has seen uncertainty in the global economy driven by the America First policies of the Trump administration and record fiscal deficits in the United States. This uncertainty had led to a sell-off of USD dollar assets. If we track the dollar's performance using the DXY index which tracks the USD against major currencies we see the USD down XXXXX% YTD. The US Dollar is down against all major currencies the Euro has gained XX% and the GBP has gained 7%"
X Link @FinPlanKaluAja1 2025-10-03T16:47Z 336.2K followers, 6479 engagements

"@SAsekome @D_mitri1 @FMWNIG @realdaveumahi @DaveUmahi @PBATMediaCentre @woye1 @aonanuga1956 @fmw_lagos @Sistaliano @Riddwane @DOlusegun The loan was obtained by Nigeria the Min of Finance. Ask Grok"
X Link @FinPlanKaluAja1 2025-10-08T13:40Z 336.2K followers, XXX engagements

"Read the post slowly Senegal built its refinery in 1961 to use IMPORTED oil They then found commercial quantities of oil but the current local refinery in Senegal can't refine crude oil from Senegal it refines Nigerian oil Learn"
X Link @FinPlanKaluAja1 2025-10-05T17:13Z 336.2K followers, 17.6K engagements

"American government shut down American Stock market near All time high no typo"
X Link @FinPlanKaluAja1 2025-10-02T12:20Z 336.2K followers, 8814 engagements

"If Kalu builds a block of flats for his mum and dashes the title documents to his mother Will his mother pay income taxes X. Where she receives the flats that's a gift an asset no income tax X. Rent from the house Yes that's income; she pays income tax on that inflow"
X Link @FinPlanKaluAja1 2025-10-12T20:47Z 336.2K followers, 15.3K engagements

"In Nigeria if your annual consumption level exceeds N137430 you are NOT considered in poverty. This is based on the 2018/19 Nigerian Living Standards Survey (NLSS) the most recent official data release from NBS in 2020 Note: consumption not income How many Nigerians do you know who spend less than N138000 a year That's N381 a day. This is how you can use statistics to argue a clearly faulty point The poverty in Nigeria is deep endemic and widespread"
X Link @FinPlanKaluAja1 2025-10-09T07:16Z 336.1K followers, 122.7K engagements

"One significant benefit of peace in Gaza is that the world will now focus on the other children starving in Sudan Yemen and Afghanistan"
X Link @FinPlanKaluAja1 2025-10-06T14:12Z 336.2K followers, 4363 engagements

"October is Financial Planning Month"
X Link @FinPlanKaluAja1 2025-10-10T18:46Z 336.2K followers, 7179 engagements

"Personal frugality or sovereign frugality No nation can prosper where the wealth is spent like a 15-year oil in a casino Nigerian leaders need to set the tone or even pretend to set the tone. You can't preach belt-tightening and retain an Airbus and Boeing jet You know this but I fear you will argue"
X Link @FinPlanKaluAja1 2025-10-04T19:17Z 336.1K followers, 16.3K engagements

"River Niger was an international waterway based on terms of the Berlin Convention of 1885. So a boat could drop anchor on the river Nigeria and not pay taxes to France or Britain. Interesting"
X Link @FinPlanKaluAja1 2025-10-08T12:57Z 336.2K followers, 7035 engagements

"my own is who imports Goya into Nigeria"
X Link @FinPlanKaluAja1 2025-10-09T07:37Z 336.2K followers, 203.2K engagements

"Lord knows I assumed this was a skit The president didn't buy a Maybach he went for an Escalade 😳"
X Link @FinPlanKaluAja1 2025-10-08T08:47Z 336.2K followers, 90.1K engagements

"Yea I see the comments Billionaire investor Not an emotional investor Wil bring BlackRock All true I hope when he comes and invests I will not hear IMF plant or he must do this or that Yes you will say he will not do like the other billionaire but this is the same way you applauded that other billionaire when he was investing We need FDI s bad and must realize this is how jobs are created and an economy grows"
X Link @FinPlanKaluAja1 2025-10-04T15:50Z 336.1K followers, 47.9K engagements

"Source: AP News $20b FPI"
X Link @FinPlanKaluAja1 2025-10-10T14:42Z 336.1K followers, 7953 engagements

"I don't know if N7b per kilometre is a lot because it's all relative It sounds like a lot but engineers know better. The drama to provide this number was unnecessary"
X Link @FinPlanKaluAja1 2025-10-13T17:27Z 336.2K followers, 23.5K engagements

"Cars in Nigeria need tinted glasses because of the Sun However for security the tints have to come off i agree In America you can tint all you want the police just need to scan your number plate they can determine who you are where you live and if there is a warrant out on you We have copied US style license plates car owners have phones with NIN Your drivers license has your address. so why cant the police in XXX do same"
X Link @FinPlanKaluAja1 2025-10-08T08:38Z 336.2K followers, 164.9K engagements

"Not just currencies any asset class denominated in $ including equity ETFs has lost ground this year"
X Link @FinPlanKaluAja1 2025-10-07T05:28Z 336.2K followers, 5331 engagements

"You just went to Grok copied and pasted what i posted but with more words. maybe you should say " Grok is here again""
X Link @FinPlanKaluAja1 2025-10-08T13:00Z 336.1K followers, 11.9K engagements

"Paul Biya has won another 8-year term It was a close election I hear he won XX% of the vote"
X Link @FinPlanKaluAja1 2025-10-13T03:27Z 336.2K followers, 116.5K engagements

"There is no bigger demarketing than removing an elected governor and replacing him with a general and the Supreme Court stays silent. It means any significant investment can be upended and courts will also stay silent. In finance it's called sovereign risk and it shows up in the risk premium for Bonds Rwanda with a smaller economy and no crude oil can borrow ar a lower coupon rate than Nigeria Rwandas Eurobond Yield for a 10-year USD Eurobond maturing in 2031 has a coupon rate of XXX% and a yield of 5.5-6%. Rwanda's risk rating is B+ Nigerias Eurobond Yield for a 10-year USD Eurobond maturing"
X Link @FinPlanKaluAja1 2025-10-12T16:37Z 336.2K followers, 184K engagements

"Not sure which is worse North Korea or the Cameroon leadership"
X Link @FinPlanKaluAja1 2025-10-13T17:55Z 336.2K followers, 15.2K engagements

"@nomayoexcel He did"
X Link @FinPlanKaluAja1 2025-10-13T00:50Z 336.1K followers, XX engagements

"You know I grew up hearing a Governor was asked to name minerals in his state and he said coke and Fanta I took it as an urban legend never happened but good banter until I confirmed it did In the year 2065 our kids will go to X archives and debate if the post we are making today was real or sarcasm No one will believe that what is being posted today is real"
X Link @FinPlanKaluAja1 2025-10-08T20:50Z 336.2K followers, 49.4K engagements

"This is an excellent dashboard on the new Tax reform"
X Link @FinPlanKaluAja1 2025-10-07T15:37Z 336.2K followers, 137K engagements

"New Tax Reform If you earn personal income below N800000 you pay zero income tax Your company has a turnover below N50m and you pay zero corporate income tax The significant change under this tax law is that you have to invest or make certain purchases to avoid taxes legally Tax avoidance is legal tax evasion is illegal Under current law (until December 31st 2025) you get XX% of gross income plus a N200k or X% of gross whichever is higher as tax relief automatically; the new law does not make this automatic you have to invest to claim a deduction Invest in what X. Open and contribute to a"
X Link @FinPlanKaluAja1 2025-09-19T13:55Z 336.2K followers, 320.5K engagements

"@porshey555 US Russia and Norway all tax their citizens"
X Link @FinPlanKaluAja1 2025-10-12T21:20Z 336.2K followers, XX engagements

"A year apart If you like give up"
X Link @FinPlanKaluAja1 2025-10-14T01:02Z 336.2K followers, 10.4K engagements

"Central POS of Nigeria"
X Link @FinPlanKaluAja1 2025-10-11T08:07Z 336.2K followers, 30K engagements

"@akogunfirst @Stoic_Menace Therefore Ikorodu Road does not go directly to Ogudu. Your solution is a new expressway to connect Ogudu directly Wonderful"
X Link @FinPlanKaluAja1 2025-10-14T10:56Z 336.2K followers, XX engagements

"@Godiva_inspired @timosilver This is cute"
X Link @FinPlanKaluAja1 2025-10-14T10:07Z 336.2K followers, XX engagements

"The Nigerian federal government has awarded the contract for the Lagos-Calabar Coastal Highway to Hitech Construction Company Ltd. under an Engineering Procurement Construction and Finance (EPC+F) arrangement. note: and Finance Yet FGN is financing"
X Link @FinPlanKaluAja1 2025-10-08T09:03Z 336.2K followers, 70.9K engagements

"Classroom in Ebonyi State Classroom in Saudi Arabia"
X Link @FinPlanKaluAja1 2025-02-12T09:09Z 336.1K followers, 285.3K engagements

"The US markets don't care about the government shutdown. Even the rating agencies don't care"
X Link @FinPlanKaluAja1 2025-10-07T09:03Z 336.1K followers, 5051 engagements

"Can NNPC Limited respond Do they have any petrochemical plants Or working refinery Oil company for mouth Nigeria's Dangote refinery agrees to export polypropylene with Vinmar"
X Link @FinPlanKaluAja1 2025-05-22T21:01Z 336.2K followers, 9236 engagements

"Iran is removing four zeros from the currency exchange value with $ Thus 1000000 becomes XXX Will it make currency stronger no It's make up Iranian parliament approves currency redenomination"
X Link @FinPlanKaluAja1 2025-10-05T22:39Z 336.2K followers, 60.5K engagements

"New v Old Taxes"
X Link @FinPlanKaluAja1 2025-08-24T18:35Z 336.1K followers, 166.5K engagements

"Indonesian president to visit Isreal tomorrow Netanyahu to meet Erdogan in Egypt today"
X Link @FinPlanKaluAja1 2025-10-13T09:47Z 336.2K followers, 15.9K engagements

"Asset manager seeking yield elsewhere. In December 2024 the best-performing global asset class was US Equities which returned XX% when measured by the VTI equity ETF. Over the past five years from 2019 to 2024 US equities returned XXXX% compared to Emerging Market Bonds (EMLC) which returned -XXX% over the same period. As of June XX 2025 we see a reversal: the best-performing global asset class is now foreign stocks and bonds. The Emerging market bonds (EMLC) are now up XXXX% while US stocks (VTI) post XXX% and US bonds (BND) post 4%"
X Link @FinPlanKaluAja1 2025-10-03T16:47Z 336.1K followers, 5623 engagements

"As the US dollar falls issuing debt in USD becomes cheaper especially if your currency is pegged to the US dollar which many gulf states are. Everytime the Fed drops rates is a new positive for Naira and emerging currencies"
X Link @FinPlanKaluAja1 2025-10-04T15:01Z 336.2K followers, 6137 engagements

"Every time i look at this i just imagine a fund that collected $100m from American pensioners at X% and invested in Nigeria to earn XXXX% on a bond for XX years I mean.this was a jackpot When you do anyhow the bond vigilantes are waiting for you"
X Link @FinPlanKaluAja1 2025-10-14T08:55Z 336.2K followers, 12.6K engagements

"South African football shows the power of organization Talent without organization is good but organization with talent will always win You can't buy talent but you can buy organisation"
X Link @FinPlanKaluAja1 2025-10-14T22:21Z 336.2K followers, 4153 engagements

"What Made the Naira Lose XXX% in XX years In 2023 the Central Bank of Nigeria's Governor Yemi Cardoso during a presentation to the House of Representatives disclosed that oil revenues had declined from $ XXXXX billion in 2011 to $XXXX billion in 2020. Meanwhile foreign education expenses between 2010 and 2020 grew to $XXXX billion and foreign healthcare expenses rose to $XXXXX billion during the same period. The naira thus lost value because of the simultaneous decrease in the supply of dollars from crude oil sales and the increase in demand for dollars. The CBN Governor listed the following"
X Link @FinPlanKaluAja1 2025-10-03T16:47Z 336.1K followers, 8368 engagements

"If Kalu Aja Ltd with equipment worth N270m buys Chelsea jersey for N10m and resells it for N49.9m Will Kalu Aja Ltd pay Corporate taxes No turnover is less than N50m If Kalu Aja Ltd with equipment worth N270m buys a Chelsea jersey for N10m and sells it for N59.9m Will Kalu Aja Ltd pay Corporate taxes Yeah turnover is more than N50m and fixed assets are more than N250m Note: The tax will be based on the N49.9m profit (N59.9 m turnover less N10m cost) assuming N10m is the only cost. A small company is defined as one with an annual gross turnover of N50 million or less and total fixed assets not"
X Link @FinPlanKaluAja1 2025-10-10T21:45Z 336.2K followers, 31.6K engagements

"The Nigerian business environment didn't anticipate what Dangote did or will do with this refinery by placing it inside Nigeria. It's obvious from the responses I'm reading. There has never been anything like this refinery or any investment in Nigeria; it's so large that it has distorted not just the market it plays in but many other ecosystems. It's like someone coming into Lagos today and building five million one- and two-bedroom flats then saying rents can be paid monthly. What happens to the "landlord lobby" What happens to rents in Lagos Once you visualize that you'll see where this is"
X Link @FinPlanKaluAja1 2025-10-02T09:46Z 336.2K followers, 175.9K engagements

"POS are the effects of a failed national mindset. A nation where citizens accept anything as long as its convenient. Almost anything can happen in this nation and be defended. Public water taps don't work we want cheap pure water No mass transit we want State funded Keke ASUU Strike we want PTA to study aboard No security we accept unvetted men with shotguns No mental toughness to demand the nation functions. How can you achieve greatness when you argue against your own personal good. Are you not good enough to have functional ATMs you prefer umbrellas We call it anyhowness"
X Link @FinPlanKaluAja1 2025-10-07T12:08Z 336.1K followers, 62.5K engagements

"The IMF raised the outlook for the global economy based on the modest trade impact in the US It's not a Nigeria or Tinubu issue but a US issue See receipts here"
X Link @FinPlanKaluAja1 2025-10-14T18:01Z 336.2K followers, 17.9K engagements