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@raleigh_stevens "Social Security faces depletion by 2035. Idea: Let wealthy retirees opt out with big incentives Encourages young workers to save more boosting opt-outs to save billions. Heres how it works with example savings. 🧵👇 #SocialSecurity #Retirement"
@raleigh_stevens on X 2025-07-26 23:59:16 UTC XX followers, X engagements

"Young workers save more (e.g. $23K/yr Roth 401k) plan opt-outs saving SS $2.2B/yr for 100K opt-outs ($22K/retiree). Chart compares benefits. Costs high ($38B Roth $25B traditional) #SocialSecurityReform #FinanceTips"
@raleigh_stevens on X 2025-07-27 00:00:25 UTC XX followers, X engagements

"Roth savers opting out get taxes paid + X% compounding. Ex: $1M Roth $150K contributions $50K taxes $380K reimbursement. Could add property tax credit or Medicare waiver for retirees #PersonalFinance #Investing"
@raleigh_stevens on X 2025-07-26 23:59:42 UTC XX followers, XX engagements