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@JoeNdede "We must look beyond banks The real remedy for sluggish credit growth is financial market maturity. We need policies to diversify &:strengthen: X. Capital Markets X. Bond Markets This reduces reliance on bank lending and drives competition/efficiency"
X Link @JoeNdede 2025-10-14T05:08Z XXX followers, XX engagements

"10M+ customers already acquired. M-Pesa agility on the unbanked 120M. My View: Buy on weakness if you have a 5-year-plus horizon. The short-term pain is the cost of securing a market that could eventually rival Kenya's value. Don't invest with money you need back next quarter"
X Link @JoeNdede 2025-10-13T00:55Z XXX followers, XX engagements

"NCBA's XX% surge on merger talks with Stanbic is a classic case study. When material non-public info leaks the @CMAKenya always gets interested. Who traded before the news dropped Will this massive KSh XXX Trillion deal come with a side of insider trading charges"
X Link @JoeNdede 2025-10-14T21:32Z XXX followers, XX engagements

"$SCOM is a classic HIGH-RISK HIGH-REWARD frontier play. The Reality: The Ethiopia venture is still "bleeding cash" (heavy CapEx + FX volatility from the Birr's sharp devaluation). Profits are suppressed. The Opportunity: Operational growth is EXPLOSIVE"
X Link @JoeNdede 2025-10-13T00:55Z XXX followers, XX engagements