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@TheFuturizts "What about you Would you spend RM80k on a new car or go for a used one and save the rest"
X Link @TheFuturizts 2025-10-09T03:55Z 44.1K followers, 4105 engagements

"@Jefferson20Yap Emergency funds are part of my savings and I store them in Ryt Bank and ASM. I make sure to have at least X months of my income - the rest I invest (Bitcoin Gold US Market etc.)"
X Link @TheFuturizts 2025-10-15T02:03Z 44.1K followers, XXX engagements

"TNG GO+ (2nd Main Spending Account): ✅ Earn XXXX% pa ✅ Interest paid and compounded daily ✅ Shariah-compliant ❌ RM20000 deposit limit* ❌ Not protected by PIDM *Youll earn RM1.70 per day if you max out"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 3253 engagements

"✈ Tips to get up to XX% off your flights: Use apps like CheapFlight to compare prices. Book through 3rd-party platforms (ie. Agoda) instead of directly with airlines. Tuesdays often have cheaper fares. Full post on Threads:"
X Link @TheFuturizts 2025-09-18T09:48Z 44.1K followers, 126.7K engagements

"Ryt Bank and GXBank (Best travel cards for now) - Ryt Bank: XXX% unlimited overseas cashback. - GXBank: X% instant unlimited overseas cashback. Both banks are waiving foreign transaction fees and do not markup their FX rates (until X Nov for GXBank and XX Nov for Ryt Bank)"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 2946 engagements

"🗣What apps are you using to manage your money Me:"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 147.4K engagements

"5 days into the RM100 SARA system: - System down for the first two days - Some supermarkets faced long queues - People had to pay out of their own pocket - Those that are unwilling / unable to pay left their groceries behind. There are trolleys and baskets everywhere eggs spilling on the floor rice bags and cooking oil bottles left behind. The mess looks like a robbery just occurred. 😭"
X Link @TheFuturizts 2025-09-04T02:40Z 44.1K followers, 1.4M engagements

"AEON Bank (My Main Spending Account): ✅ Earn X% pa in Savings Pots ✅ Up to X% cashback on grocery spending ✅ XXXX% cashback on debit card spending ✅ Protected by PIDM ✅ Shariah-compliant"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 3828 engagements

"myASNB (Emergency Funds 1) ASM ASM2 and ASM3 because Im not a bumi. ✅ XXXX% average dividend per year ✅ Shariah-compliant ✅ Start from RM10 ✅ Deposit/withdraw in 2-3 business days* ❌ Not protected by PIDM"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 2742 engagements

"From 2027 anyone applying for a personal loan above RM100k must take a financial education course. This is part of Bank Negaras new policy to assist borrowers in making smart financial decisions. What do you think 🤔"
X Link @TheFuturizts 2025-10-09T07:02Z 44.1K followers, 19.3K engagements

"Gold ATH. Bitcoin close to ATH. If you're curious on how both assets can fit into your long-term plan (especially after your first RM100k) listen to my most recent discussion with Financial Experts Hann Liew and Sani Hamid:"
X Link @TheFuturizts 2025-10-15T03:32Z 44.1K followers, 1879 engagements

"I spent the morning surveying for the best credit cards. Here are X cards that give you cashback lifetime fee waiver travel points and more. 🧵"
X Link @TheFuturizts 2025-08-05T07:30Z 44.1K followers, 92.6K engagements

"Your first RM100k is the hardest but it changes everything. Not because it makes you rich. But because it proves that you can build save and invest consistently. After that compounding kicks in and starts to feel real. 💪"
X Link @TheFuturizts 2025-10-15T03:32Z 44.1K followers, 96.1K engagements

"This is not just a philosophical concept. Mathematically everything gets easier after RM100k. Using EPFs XXXX% return and RM4k salary it takes about X years to reach your first RM100k. The next RM100k takes only X years. Calculate it yourself here:"
X Link @TheFuturizts 2025-10-15T03:32Z 44.1K followers, 3514 engagements

"Youre Lucky. If your family paid your bills. If you went overseas to study. If you never had to take a PTPTN loan. Your success didnt come from just hard work it came from the position you were born into. So use your privilege wisely. But never feel entitled to it"
X Link @TheFuturizts 2025-10-08T03:36Z 44.1K followers, 93.4K engagements

"My friends father went for a dental appointment booked through the MySejahtera app. Registration: RM1 Dental scaling: RM2 Total cost: RM3 (including free controlled mouthwash for his teeth sensitivity) If you do it in private clinics its easily RM120-150"
X Link @TheFuturizts 2025-08-11T03:01Z 44.1K followers, 604.3K engagements

"Why is this happening Central banks around the world (mainly China) are buying heavily. In efforts to reduce reliance on the dollar China has bought gold for the 10th straight month in August. It currently has XXX million KGs worth $XXX billion"
X Link @TheFuturizts 2025-09-26T07:57Z 44.1K followers, 1964 engagements

"THINGS YOU CAN BUY WITH RM100 CASH AID 🍚"
X Link @TheFuturizts 2025-08-22T04:10Z 44.1K followers, 2.8M engagements

"1. But why No discipline Maybe they spent too much on daily lattes Not really. Bank Negaras FCI Survey showed that most people run out of money because of: Low or unstable income Rising cost of living"
X Link @TheFuturizts 2025-10-01T12:48Z 44.1K followers, XXX engagements

"Other currencies weak against Ringgit right now: Indonesian Rupiah (Near All-Time Low) 10000 IDR = XXXXXX MYR Korean Won (12-Year Low) 1000 KRW = XXXXXX MYR Vietnamese Dong (Near 11-Year Low): 10000 VND = XXXXXX MYR Chinese Yuan (Near 5-Year Low) XX CNY = XXXXXX MYR Sourced from TradingView"
X Link @TheFuturizts 2025-10-09T06:46Z 44.1K followers, 430.6K engagements

"Your car loans may get fairer and cheaper with a new law passed. 😮 Read it this morning on TheCoffeeBreak:"
X Link @TheFuturizts 2025-10-09T04:07Z 44.1K followers, 3836 engagements

"Feel free to sign up with my referral codes AEON Bank: AB403017 (Get 1000 AEON Points worth RM5) Luno: SSZXGK (Get RM75 BTC for first deposit of RM250) Versa: THEFUTURIZTS (Get RM10 for first deposit of RM100)"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 2621 engagements

"I compiled the most important points of Budget 2026: TAX RELIEFS 🤑 RM1000 relief for entry fees to local tourist attractions and cultural programmes. RM1000 vaccination relief expanded to all MOH-approved vaccines. RM3000 life insurance/takaful relief extended to children. Stamp duty exemption on transfer and loan agreements for first homes (priced up to RM500000) extended until Dec XX 2027. List Continues 👇"
X Link @TheFuturizts 2025-10-13T02:57Z 44.1K followers, 19.8K engagements

"If one was born B40 how does one get out of it 😯 This powerful question was posted on Threads recently and it quickly went viral. Allow me to share the top answers. 🧵"
X Link @TheFuturizts 2025-08-13T07:25Z 44.1K followers, 658.1K engagements

"3 Debit Cards From X Digital Banks. I tried all of them. Heres an unsponsored review of which is the best. 🧵"
X Link @TheFuturizts 2025-08-26T08:33Z 44.1K followers, 1M engagements

"How easy is it for you to raise RM1000 If you said quite easy or relatively easy youre already ahead of XX% of Malaysians. Thats the reality of saving today. X in XX people find it hard to raise RM1k. 😬 🧵"
X Link @TheFuturizts 2025-10-01T12:48Z 44.1K followers, 28.9K engagements

"Monthly Instalments for Top XX Cars in Malaysia: Bezza: RM570 Axia: RM519 Myvi: RM712 Saga: RM503 Alza: RM882 Ativa: RM872 Toyota Vios: RM1175 Honda City: RM1161 Proton X50: RM1112 Toyota Hilux: RM1360 X% interest rate XX% downpayment standard model and automatic transmission"
X Link @TheFuturizts 2025-10-02T12:09Z 44.1K followers, 139.2K engagements

"In the same chart youll probably notice Malaysias gold reserves. It has been stagnant at XXXXX tons since 2021 currently worth $XXXX billion. As to why Bank Negara has chosen not to increase their gold holdings Im not sure"
X Link @TheFuturizts 2025-09-26T07:57Z 44.1K followers, 1318 engagements

"The Japanese Yen fell to an 18-Year Low against the Ringgit today. 📉🔻 XXX Yen = RM2.7690 Travelling there now is 10-15% cheaper than in March/April. A moment of silence for those who went there earlier this year. 🫢"
X Link @TheFuturizts 2025-10-08T06:53Z 44.1K followers, 374.4K engagements

"Does this mean EPF XXXX% dividend for 2025 🤑"
X Link @TheFuturizts 2025-09-18T07:09Z 44.1K followers, 25.3K engagements

"If youre investing in Gold with: Public Gold Maybank Gold Bursa Gold Dinar TNG e-Mas You need to understand the spread. Its a hidden cost that can eat into your profits. Allow me to explain. 🧵"
X Link @TheFuturizts 2025-10-14T06:34Z 44.1K followers, 62.9K engagements

"Luno (Bitcoin investment) ✅ Regulated by the SC ✅ Shariah-compliant (Bitcoin) ✅ Start investing from RM1.00 ✅ Deposit RM instantly ✅ Withdraw in 1-2 business days"
X Link @TheFuturizts 2025-10-14T03:21Z 44.1K followers, 3100 engagements