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@FluentInFinance
"Most of America has fatigue because America is falling apart inflation is way up nothing feels affordable bills groceries rent gas all higher insurance takes your money then refuses to pay when you need it XX% of Americans are drowning in debt owning a home feels impossible wages havent moved and politicians dont do anything about it"
X Link @FluentInFinance 2025-10-04T17:33Z 412.6K followers, 44.3K engagements
"The U.S. Dollar has now lost more than XX% of its value this year. 10%. Understand where we are"
X Link @FluentInFinance 2025-09-22T06:41Z 412.6K followers, 20.7K engagements
"Unpopular Opinion: There is no AI economy. It loses billions of dollars and all gains are in speculative valuation. The only one making a profit is Nvidia"
X Link @FluentInFinance 2025-10-07T21:06Z 412.7K followers, 25K engagements
"Americans are using PTO to sleep instead of travel. XX% of millennials say they used paid vacation days to stay in bed per Newsweek. This is your reminder that you don't need to go on a vacation to use PTO. You can use PTO to rest sleep and turn your brain OFF"
X Link @FluentInFinance 2025-10-09T15:11Z 412.7K followers, 12.3K engagements
"The best-case scenario The Fed gets inflation under control trade deals stabilize things and the dollar only loses another 5-7% instead of 10%. Your purchasing power shrinks but not catastrophically. The worst-case scenario The dollar keeps falling XX% year after year. Your $100000 savings becomes worth $70000 in real purchasing power within three years. Foreign investors dump U.S. assets. Interest rates spike to attract them back. Recession follows"
X Link @FluentInFinance 2025-10-13T01:09Z 412.6K followers, 5302 engagements
"By age XX you should have: A budget Life insurance $X credit card debt A Roth IRA or 401(k) A credit score above XXX A 3-6 month emergency fund At least two streams of income A HSA (health savings account) Basic knowledge of personal finance What would you add"
X Link @FluentInFinance 2025-09-27T16:05Z 412.6K followers, 88.6K engagements
"I shop at Amazon I own $AMZN. I use Instagram I own $META. I use an iPhone I own $AAPL. I use Google I own $GOOGL. I drive a Tesla I own $TSLA. I don't buy stocks I invest in products and services I consume daily. Do you"
X Link @FluentInFinance 2024-08-19T17:24Z 412.6K followers, 295.7K engagements
"Germany announced plans to raise the retirement age to XX. I bet this happens in U.S. too. Nothing pisses me off more than seeing the elderly far beyond retirement age bent over a register at a corporate chain store just trying to survive. This shouldnt be normal. If thats the economy working its working for the wrong people"
X Link @FluentInFinance 2025-10-06T22:53Z 412.7K followers, 166.3K engagements
"FEDERAL RESERVE GOVERNOR STEPHAN MIRAN JUST NOW: - Two more interest rate cuts this year is realistic The Fed only cuts rates when it sees economic weakness ahead. Two cuts suggest they are worried about a recession"
X Link @FluentInFinance 2025-10-15T17:52Z 412.6K followers, 10.4K engagements
"Gold is money. Everything else is credit. JP Morgan"
X Link @FluentInFinance 2025-10-09T03:00Z 412.7K followers, 14.2K engagements
"JUST IN: President Trump says: "Don't worry about China it will all be fine. Chinas President Xi doesn't want a depression for his country and neither do I.""
X Link @FluentInFinance 2025-10-12T19:51Z 412.7K followers, 16.3K engagements
"Warren Buffettss advice to end the government shutdown: "I could end the deficit in X minutes. You just pass a law saying anytime theres a deficit over X% of GDP members of Congress are ineligible for re-election." Do you agree with him"
X Link @FluentInFinance 2025-10-05T13:58Z 412.7K followers, 13.6K engagements
"People dont realize how badly the real economy is doing. Foreclosures have surged across the US and are up XX% from this time last year"
X Link @FluentInFinance 2025-10-09T17:37Z 412.7K followers, 46.8K engagements
"BREAKING: S&P launches new crypto index consisting of XX major cryptocurrencies plus XX crypto-linked stocks covering blockchain mining exchanges and more. No single asset gets more than X% weighting to keep it diversified. Wall Street is officially taking crypto seriously"
X Link @FluentInFinance 2025-10-07T15:07Z 412.7K followers, 74.3K engagements
"Find the anti-OpenAI plays. Look for companies solving problems AI cant: - Energy production: someone has to power all those data centers (more on this below) - Rare earth mining: AI needs physical chips made from physical materials My framework: Concentration builds wealth. Diversification preserves it. You might have made money concentrating in AI. Now protect it by diversifying away"
X Link @FluentInFinance 2025-10-12T23:14Z 412.6K followers, 7107 engagements
"Gold has crushed the stock market over the last XX years. Yes read that again. 25-Yr Performance: 🟠GOLD +1300% 🔵 S&P XXX +600%"
X Link @FluentInFinance 2025-10-09T16:18Z 412.7K followers, 51.2K engagements
"Gold crossed $4000 today. This kind of rapid spike has only happened a few times in history and its never ended well. The pattern goes back centuries: Romes Crisis (235-284 AD) Empire collapse Spanish Empire decline (1600s) Lost world power status French Revolution (1789) Monarchy overthrown Weimar Germany (1921-1923) Hyperinflation destroyed savings Bretton Woods collapse (1971) Dollar crisis gold soared 2400% Soviet Union dissolution (1991) Ruble collapse Every time it meant the same thing: People lost faith in their money and government. History is repeating itself right now and almost no"
X Link @FluentInFinance 2025-10-07T23:27Z 412.6K followers, 455.4K engagements
"US electricity prices are at a record high. After your electricity bills doubled in the past year its about to double again. Because someone has to pay for AI. In the next XX years AI power demand will QUADRUPLE. AI data centers will use 1600 terawatt-hours of power by 2035. Thats XXX% of ALL electricity on Earth. If AI data centers were a country theyd rank 4th in electricity usebehind only China the US and India"
X Link @FluentInFinance 2025-10-07T17:58Z 412.6K followers, 31K engagements
"This is insane Google searches for "help with mortgage" passes 2008 housing crisis level. People dont realize how badly the real economy is doing"
X Link @FluentInFinance 2025-09-17T10:04Z 412.6K followers, 39.5K engagements
"Happy October. The S&P XXX erases -$1.2 TRILLION of market cap"
X Link @FluentInFinance 2025-10-10T19:16Z 412.7K followers, 27.4K engagements
"Remember when your phone became a camera map and computer all in one Heres an update from Futurist Day: Faraday Future AI (FFAI) is combing AI electric vehicles and Web3 to work together as one (imagine a car that thinks for itself.) This isn't just a concept; it's backed by a $XX million+ investment to accelerate this fusion of Web3 and EVs. The FX Super One car is moving through final testing in Michigan with production planned to start by year's end. At the same time a new factory in the Middle East is nearly complete with car deliveries in theMiddle East region scheduled to begin in"
X Link @FluentInFinance 2025-10-03T02:28Z 412.6K followers, 15.8K engagements
"I think about this often"
X Link @FluentInFinance 2025-09-29T13:10Z 412.6K followers, 3.3M engagements
"Use credit cards to pay all your bills and then pay your credit card balance with your checking account or debit card. Trust me. Youll increase your credit score AND earn rewards at the same time. Same spending double benefits"
X Link @FluentInFinance 2025-10-04T23:05Z 412.6K followers, 167.2K engagements
"So lets just get this crystal clear. President Trump says: Don't worry about China it will all be fine. Xi Jinping doesn't want a depression for his country and neither do I. Vice President JD Vance says: President Trump is willing to be a reasonable negotiator with China on tariffs. China says: It will stand firm against US tariffs. We do not want a tariff war but we are not afraid of one. China blames President Trump & the US for escalating trade war. What this means: 1) The real power in trade isnt in tariffs but in technology. Whoever leads in AI chips and energy sets the rules for the"
X Link @FluentInFinance 2025-10-12T17:36Z 412.6K followers, 39.5K engagements
"Over $1650000000000 wiped out from the stock market today. President Trump announces a XXX% tariff on China starting November 1st. Wow"
X Link @FluentInFinance 2025-10-10T23:10Z 412.6K followers, 44.2K engagements
"IRS to furlough XX% of its staff and shut down most operations as part of the government shutdown. Scammers pose as IRS agents during shutdowns because you cant call to verify. Theyll threaten arrest and demand gift cards. The real IRS never calls you first or accepts gifts cards as payment. Your tax data becomes more vulnerable during a shutdown. With fewer cybersecurity staff on duty the risk of a major data breach increases. This puts everyone's information in danger"
X Link @FluentInFinance 2025-10-09T01:43Z 412.6K followers, 38.5K engagements
"BREAKING: XX states are in a recession or high recession risk per Moodys Connecticut Delaware Georgia Illinois Iowa Kansas Maine Maryland Massachusetts Minnesota Mississippi Montana New Hampshire New Jersey Oregon Rhode Island South Dakota Virginia Washington West Virginia Wyoming What do you notice"
X Link @FluentInFinance 2025-10-03T23:16Z 412.7K followers, 101.9K engagements
"So lets just get this crystal clear. 30-year mortgages have now hit XXXX% It was XXXX% just last week. The market has completely rejected the Feds rate cut. Rate cuts did the exact opposite of what the Fed wanted. Mortgage rates are going higher. Lol"
X Link @FluentInFinance 2025-09-20T06:49Z 412.6K followers, 53.8K engagements
"Wow. Now show us the median"
X Link @FluentInFinance 2025-10-09T19:05Z 412.7K followers, 80.2K engagements
"Every bubble ends with someone saying this time is different. It never is. Record-high credit card debt. An auto loan bubble. A commercial real estate bubble. All floating on record debt. All happening at the same time"
X Link @FluentInFinance 2025-10-12T21:44Z 412.7K followers, 24.1K engagements
"JUST IN: Florida Illinois Pennsylvania Ohio and Kansas are the first five states planning to try banning property taxes per Realtorcom"
X Link @FluentInFinance 2025-10-13T17:07Z 412.7K followers, 378.9K engagements
"Nobody is coming to save you. Not Politicians. Not the Government. Not your friends. At the end of the day it's up to you. You need to: X. Quit toxic jobs X. Negotiate your salary X. Avoid credit card debt X. Build your credit score X. Max out your Roth IRA X. Create a 2nd income stream X. Remove toxic people from your life X. Build a 3-6 month emergency fund X. Invest in your personal development XX. Read more books and watch less TV"
X Link @FluentInFinance 2024-09-11T17:41Z 412.7K followers, 42.5K engagements
"The US dollar is predicted to depreciate another XX% next year after already depreciating XX% in the first half of 2025. But what does it mean for you Heres what you should know:"
X Link @FluentInFinance 2025-10-13T01:09Z 412.6K followers, 65.8K engagements
"A bigger paycheck wont fix your bad spending habits"
X Link @FluentInFinance 2025-10-10T16:08Z 412.6K followers, 13.2K engagements
"@Niklauzi After COVID companies saw the risk of being too dependent on one country. Thats why diversification began. No country can replace China in the near futute though. It took XX years to build its network of factories engineers and suppliers"
X Link @FluentInFinance 2025-10-12T18:03Z 412.7K followers, 1711 engagements
"BREAKING: Federal Reserve Chair Jerome Powell just announced: - Economic growth before the government shutdown may be better than expected - The Fed could end QT in the coming months - Labor market weakness justifies the September rate cut - The Fed remains on track for more rate cuts as labor market risks outweigh tariff-driven inflation Basically Powell is saying the Fed will protect the job market over fighting inflation and print money to flood the system with liquidity. Don't fight the Fed"
X Link @FluentInFinance 2025-10-14T19:22Z 412.7K followers, 24.9K engagements
"JUST IN: Gold reaches new all-time high of $4000 for the first time in history. Gold is now worth $XX TRILLION. Understand where we are"
X Link @FluentInFinance 2025-10-07T13:00Z 412.7K followers, 21.9K engagements
"JUST IN: President Trump announces we are in a trade war with China now"
X Link @FluentInFinance 2025-10-15T21:55Z 412.7K followers, 12K engagements
"Is this what $385000 in Texas really gets you"
X Link @FluentInFinance 2023-06-14T14:05Z 412.6K followers, 6.2M engagements
"Every day AI looks more like the 2008 housing bubble. Wrappers on wrappers. The wrappers are wrapping wrappers. With companies valued at insane amounts with zero profit"
X Link @FluentInFinance 2025-10-09T13:57Z 412.6K followers, 19K engagements
"Deaths are higher in emergency rooms of hospitals owned by private equity firms per Harvard University. They did the math: Its cheaper to let someone die than save them with a procedure they cant afford. This is what happens when its profits over people"
X Link @FluentInFinance 2025-10-07T00:52Z 412.6K followers, 54.1K engagements
"A major cheat code in life: The person you marry is the most important part of building wealth. The best ROI comes from the right relationship. When you marry right you multiply peace focus and purpose. When you marry wrong you multiply stress distraction and debt"
X Link @FluentInFinance 2025-10-05T20:19Z 412.7K followers, 46.7K engagements
"Nvidia $NVDA CEO Jensen Huang says he wants to be involved in almost everything Elon Musk does. Nvidia $NVDA will now take up to $X billion of equity in Elon Musk's xAI Bloomberg reports. Musk brings data from cars rockets and social graphs. Nvidia brings compute and systems. Nvidia thinks Musk will build something that competes with or beats ChatGPT and they want ownership before the valuation goes parabolic"
X Link @FluentInFinance 2025-10-08T16:42Z 412.6K followers, 22.1K engagements
"Open your portfolio right now. Count how many of these companies you own directly or through funds: - Microsoft - Nvidia - Google/Alphabet - Amazon - Meta/ Facebook If more than XX% of your portfolio is in companies on that OpenAI partnership chart youre concentrated. When OpenAI hits trouble (and it will eventually) youll lose on all of them at once"
X Link @FluentInFinance 2025-10-12T23:14Z 412.7K followers, 1060 engagements
"IN THE LAST XX HOURS: 1) Amazon plans to cut up to XX% of its HR staff 2) Jerome Powell says the Fed could restart QE in the coming months 3) President Trump says BRICS is an attack on the US dollar 4) China says it will fight any trade war with the United States 'to the end' 5) The average price of a new car in America topped $50000 for the first time 6) Gold soars to $4200 for the first time What did I miss"
X Link @FluentInFinance 2025-10-15T14:40Z 412.7K followers, 32.8K engagements
"The AI bubble is now XX times the size of the dot-com bubble and four times bigger than the 2008 global real-estate bubble per MarketWatch"
X Link @FluentInFinance 2025-10-11T23:02Z 412.7K followers, 17.7K engagements
"What youre seeing is the single most concentrated power structure in modern business history. This level of concentration has only happened twice before in history and both times it ended badly. Here's everything you need to know:"
X Link @FluentInFinance 2025-10-12T23:14Z 412.7K followers, 34.9K engagements
"JUST IN: China says it will fight to the end" if the United States wants any trade war. "If you wish to negotiate our door remains open." What this means: 1) The world is entering an era of economic blocs. The U.S. and its allies form one side China and its partners another. 2) China can devalue the yuan by XX% and erase any tariff impact. Theyve done this before and theyll do it again. 3) Geopolitics creates opportunity for patient investors. Market dips from fear are buying opportunities for the long term"
X Link @FluentInFinance 2025-10-14T16:06Z 412.7K followers, 28.3K engagements
"I thought they were here to cure cancer"
X Link @FluentInFinance 2025-10-15T18:37Z 412.7K followers, 13.4K engagements
"Using the American economy for insider trading. Heres the playbook: 1) Announce tariffs fear hits and the market drops 2) Wait a few days and let panic settle in 3) Call it off and the market bounces back Its happened many times already. If tariffs get pulled back this will be the 3rd time crashing the markets and not implementing promised tariffs. Classic pump and dump"
X Link @FluentInFinance 2025-10-14T02:21Z 412.7K followers, 34.3K engagements
"BREAKING: Commercial Real Estate crisis is worsening. Office CMBS Delinquency Rate hit XXXX% an all-time high. Thats now higher than the 2008 Great Recession peak of XXXX% and its only getting worse. A commercial real estate downturn is here and its unfolding faster than 2008. The next few months will be wild"
X Link @FluentInFinance 2025-10-05T17:08Z 412.7K followers, 111.1K engagements
"👋Sign-up for our weekly newsletter of 40000 readers where we discuss all things investing and finance 💥Subscribe at:"
X Link @FluentInFinance 2023-08-03T16:17Z 412.7K followers, 1M engagements
"What we learn from history is that people don't learn from history. Warren Buffett"
X Link @FluentInFinance 2025-10-11T05:06Z 412.7K followers, 66.8K engagements
"Credit scores are falling at the fastest pace since the Great Recession" per CNN. My credit score dropped when I paid off my car. My credit score dropped when I paid off my student loans. Credit reporting agencies told me: "You should get more loans to increase your credit score." The system punishes you for not owing them money. They want you to be in debt. Credit scores are one of the biggest scams"
X Link @FluentInFinance 2025-10-09T12:46Z 412.6K followers, 105.3K engagements
"Hard truth: The job market has completely collapsed Meanwhile The US now has more unemployed people than job openings for the first time since April 2021. People looking for jobs are doomed"
X Link @FluentInFinance 2025-09-22T05:15Z 412.7K followers, 35.2K engagements
"A major cheat code in life: Your personality will get you 10x richer than your intelligence. Be easy to work with. Kind when others arent. Calm when things fall apart. Intelligence alone is overrated"
X Link @FluentInFinance 2025-10-02T19:41Z 412.6K followers, 47.3K engagements
"U.S. Housing Market has reached its most unaffordable level in history. If home prices grew at the same rate as median income the average house in 2025 would cost $170000"
X Link @FluentInFinance 2025-10-16T05:43Z 412.7K followers, 8791 engagements
"Stop keeping all your wealth in dollars. Diversify your currency exposure. Heres how: 1) Buy international stocks. When you own shares of a European or Asian company youre indirectly holding foreign currency. If the dollar falls those stocks go up in dollar terms (even if the company doesnt grow). Add international stocks to your portfolio. ETFs like VXUS (global stocks) make it easy. 2) Invest in hard assets. Gold real estate Bitcoin are things that hold value regardless of what paper currency does"
X Link @FluentInFinance 2025-10-13T01:09Z 412.6K followers, 5369 engagements
"Warren Buffettss solution to end the US government shut down: "I could end the deficit in five minutes. You just pass a law that says that any time theres a deficit of more than three percent of GDP all sitting members of Congress are ineligible for re-election." Do you agree with him"
X Link @FluentInFinance 2025-10-01T12:15Z 412.7K followers, 7.3M engagements
"@slick5800 After 2008 private equity scooped up foreclosures in bulk. Instead of stabilizing the market they converted homes into rentals and locked out first-time buyers. Firms like Invitation Homes by Blackrock own tens of thousands of houses and raise rents aggressively"
X Link @FluentInFinance 2025-09-05T02:43Z 412.6K followers, 152.6K engagements
"The U.S. dollar just had its worst first half of a year since 1973 losing XX% of its value. Morgan Stanley says it could drop another XX% by the end of 2026. Why Slower U.S. growth falling interest rates and foreign investors dumping dollar assets"
X Link @FluentInFinance 2025-10-13T01:09Z 412.7K followers, 5477 engagements