[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@MeasureTwiceMNY "I used to share this picture with financial planning clients when discussing the Roth 401(k). But then I realized it's missing an important variable: When comparing workplace traditional vs. Roth contributions the tax rate avoided on the seeds (traditional contributions) may be much larger than the tax rate applied to the apples (distributions/conversions). #taxplanning #traditionalvsroth"
X Link @MeasureTwiceMNY 2025-10-20T13:21Z 18.1K followers, 6623 engagements

"Are you (or your financial advisor) using financial planning software If so here's a common mistake I've noticed: Most financial planning software separates after-tax living expenses from liability payments (like mortgages and auto loans) because those have an end date. Let's say you spend $10000/mo. ($120000/yr.) and that includes a $2000/mo. mortgage (principal + interest) payment. In the software your living expenses (including home-related taxes and insurance) should be entered as $8000/mo. The software likely already accounts for your separate $2000/mo. mortgage payment if entered"
X Link @MeasureTwiceMNY 2025-10-25T19:07Z 18.1K followers, 3202 engagements

"My new Form 1040 Tax Calculator tells me: How much to convert to Roth to reach the top of each marginal tax bracket The new Senior Deduction The new SALT cap of $40000 with income phaseouts Taxation of Social Security benefits How the tax liability (effective vs. marginal) would change when switching filing status (Single MFJ HOH) Solo 401(k) plan contribution limits and more I'm excited to share it as an educational tool during our Measure Twice Planners call next Thursday"
X Link @MeasureTwiceMNY 2025-10-28T16:08Z 18.1K followers, 5592 engagements

"My financial planning firm Measure Twice Financial is intentionally a "lifestyle practice." I serve only 1015 clients per year. Only financial planning. No phone. Some look down on these types of firms but structuring it this way and limiting the number of families I serve 1-on-1 has provided the time and energy to educate thousands more through 1-to-many businesses: Measure Twice Planners Measure Twice Money and Measure Twice Consulting. We each serve different people differently. If you're an aspiring financial planner or firm owner know that you can diversify your income within this"
X Link @MeasureTwiceMNY 2025-10-27T14:59Z 18.1K followers, 7204 engagements

"Did we throw our tax savings in the garbage Why do retirees (and their advisors) focus so much on how traditional retirement account distributions are taxed yet completely ignore the tax that was deferred when contributing Example: A retiree upset about paying taxes on a $100000 traditional IRA distribution might owe 1015% yet the contributions were excluded from income in the 2228% marginal tax brackets while working. It's surprising how few commentators acknowledge tax rate arbitrage when discussing the drawdown years as if the tax-deferred contributions provided no benefit at all. Why"
X Link @MeasureTwiceMNY 2025-10-29T18:22Z 18.1K followers, 2939 engagements

"Index Investors: "The US stock market index is so tech-heavy right now I'm scared" iShares: "Hold my beer." Not investment advice"
X Link @MeasureTwiceMNY 2025-10-30T01:44Z 18.1K followers, 2174 engagements

"@Mr_Derivatives Sometimes the psychological impact of knowing you are debt-free is underestimated. Im curious what stories were telling ourselves about debt especially low-interest debt"
X Link @MeasureTwiceMNY 2025-10-26T17:14Z 18.1K followers, XXX engagements

"Thought Experiment: What would you do for work if all jobs paid the same salary Who: would you serve and work with When: would your workday begin or end Where: would your work be done Why: would you choose that job How: would you prefer to do the work This is a helpful career coaching exercise at any age and stage of life"
X Link @MeasureTwiceMNY 2025-10-30T18:23Z 18.1K followers, XXX engagements