@theficouple Avatar @theficouple theficouple

theficouple posts on X about cash flow, flow, debt, money the most. They currently have [------] followers and [---] posts still getting attention that total [---------] engagements in the last [--] hours.

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Social Influence

Social category influence finance #257 stocks 3.95% automotive brands 1.97% countries 1.32% technology brands 1.32% cryptocurrencies 0.66% luxury brands 0.66% fashion brands 0.66%

Social topic influence cash flow #111, flow #1681, debt #577, money #2450, in the #3839, this is 5.26%, business 3.95%, if you 3.95%, how to #5086, pay #1780

Top accounts mentioned or mentioned by @jonbrooks @jacob_naviaux @barbellfi @themojomindset @johnbogacz @evghtgg @themattviera @donaldh70692840 @ubajindu99763 @yawger20 @william_r2rclub @moonpie_buel @fatal09ity @chriswh82528480 @the_money_buddy @imustbecrzy2u @wifefinance @jacobnaviaux @guytalksfinance @romanpuglise

Top assets mentioned Flex Ltd. Ordinary Shares (FLEX) Uber Technologies, Inc. (UBER) Born in [--] (19) Toyota Motor Corporation (TM)

Top Social Posts

Top posts by engagements in the last [--] hours

"What colleges have produced the most billionaires [--]. University of Pennsylvania: [--] [--]. Stanford University: [--] [--]. Harvard University: [--] [--]. Yale University: [--] [--]. Cornell University: [--] What do you notice"
X Link 2026-02-11T13:00Z 97.3K followers, 669.7K engagements

"Buy $180k properties that rent for $2400/mo. Buy with 5-10% down & spend [--] hours a month on management. Cash flow $800-$1000/mo + gain large tax benefits. Buy 5-7 deals like this manage well keep cash & hold 10+ years. Wake up one day as the "boring" multi-millionaire next door"
X Link 2026-02-13T00:00Z 97.3K followers, 10.7K engagements

"In [----] we bought a rental for $152000 with 3.5% down. Lived there [--] years then sold it in [----] for $267000. Took our $100000+ profit & now it makes us $1000/mo of passive income as private money lenders. .Cash flow buying cash flow is a beautiful thing👌🏻"
X Link 2026-02-13T14:22Z 97.3K followers, 10.3K engagements

"two things @jonbrooks : 1) I buy houses every year at prices from 2-3 years prior 2) I would buy 1-2 properties using 5-10% down 3) I would work to grow rents and keep [--] months of rent in the bank 4) I would maintain [--] month personal emergency fund & avoid consumer debt I would plan to hold each house at least 7-10 years. https://twitter.com/i/web/status/2023022518894731403 https://twitter.com/i/web/status/2023022518894731403"
X Link 2026-02-15T13:12Z 97.3K followers, [----] engagements

"@Budgetdog_ Bars"
X Link 2026-02-15T16:11Z 97.2K followers, [---] engagements

"Lets say you buy a home with a $450000 mortgage at 6% for [--] years. The paid off home may be worth $1.7 million when you sell it. So on paper you"make" $1.5 million after closing. But over [--] years you also pay $971272 in interest to the bank"
X Link 2025-12-16T16:39Z 97.1K followers, 64.4K engagements

"$100000 in the bank. No car payments 3-4 income streams 775+ credit score Claim it"
X Link 2025-12-30T20:00Z 96.9K followers, 401K engagements

"$1.3 million of index funds could get you $65000/yr of income. $1.3 million of paid off real estate could get you $90000/yr of cash flow. Which would you focus on"
X Link 2025-12-30T20:00Z 96.5K followers, 58.5K engagements

"Lets say you had $132000 in the bank. But you also have a $132000 mortgage at 4.8%. Would you invest the money in the stock market or pay off the house"
X Link 2026-01-16T00:00Z 96.9K followers, 3.1M engagements

"Baby boomers aren't selling their homes & why would they They paid $90000 for a home 25+ years ago owe $0 & have $550k+ of equity. "Downsizing" means they'd need to buy something for $450k + take on a 6% loan. Many won't move & this will keep inventory low"
X Link 2026-01-17T13:00Z 96.8K followers, 276.7K engagements

"How middle class millionaires are made: - A married couple puts $288/week into Roth IRA's - They buy S&P [---] index funds - They avoid car loans & credit card debt - They own a paid off home & enjoy life Result: $1.3 million portfolio & $65000/yr of tax FREE passive income"
X Link 2026-01-20T02:00Z 96.9K followers, 72.4K engagements

"As parents in our 30's & here's some tips for parents in their 20's: [--]. Drink more water [--]. Avoid car payments [--]. Read Simple Path to Wealth [--]. Walk more [--]. Learn from older people [--]. Quality friends quantity of friends [--]. Avoid car payments What would you add"
X Link 2026-01-24T02:00Z 96.9K followers, 25.7K engagements

"@Codie_Sanchez aren't you PE just smaller scale @Codie_Sanchez Is your private venture fund for buying businesses still $15 million"
X Link 2026-01-26T13:41Z 96.9K followers, [----] engagements

"How does education impact median net-worth: - No HS diploma: $38050 - HS diploma: $107000 - Some college: $136500 -College degree: $464600 Lesson: More knowledge = more wealth"
X Link 2026-01-27T00:00Z 96.9K followers, 143.1K engagements

"I turn [--] this year 🙋🏼♂ The advice I would give my [--] year old self [--]. Avoid car loans [--]. Put in extra work (50+ hours a week) [--]. Drink more water [--]. Network with people [--] steps ahead of you [--]. Be okay with letting go of old friendships"
X Link 2026-01-27T13:00Z 97K followers, 456.8K engagements

"If you're under [--] please read this: Millions of guys in their 20's & 30's right now think they can pick stocks. They think they're the next Warren Buffett & they can beat the S&P [---]. .Please know 100% of them will fail miserably & wish they just index fund & chilled"
X Link 2026-01-30T00:00Z 96.7K followers, 298.2K engagements

"2 generations ago families were happy with smaller homes one car [--] vacations & [--] kids. Today people want bigger houses nicer cars lavish vacations & fewer kids. Cost of living does matter. .But lifestyle creep matters more than people want to admit"
X Link 2026-01-31T20:00Z 97.1K followers, 26.8K engagements

"Business owner making $250K a year applies for a mortgage. Bank: Too risky. W-2 worker making $60K a year applies for a mortgage. Bank: Step right up. Why is this"
X Link 2026-02-01T17:00Z 96.5K followers, 381.6K engagements

"@jonbrooks Of course over the next several years media US home prices will rise @jonbrooks . Not remotely close to what 2020-2025 saw however. At least will average historical 4% growth I would wager. Some regional markets less some more. The president made it clear what he will force"
X Link 2026-02-01T21:32Z 96.5K followers, [----] engagements

"$50000 into index funds = $50000 invested. $50000 in rental property = control a $500000 asset. If your index funds grow by 10% you gain $5000. If your rental property grows by 5% you gain $25000. We like both but real estate builds wealth faster"
X Link 2026-02-02T00:00Z 96.5K followers, 120.2K engagements

"Just heard a CPA break down two tax scenarios: A married couple earning $200000/yr from W-2 jobs paid $48000 in taxes. A real estate investor with500 apartments had $200000 of cash flow but $0 of income tax. Same tax code. Very different outcomes"
X Link 2026-02-02T04:00Z 96.7K followers, 222.6K engagements

"@darrelltalksfi spoiler alert @darrelltalksfi : $250000 in the bank will make people feel richer than a $1 million balance sheet. Especially if most of the wealth is tied up in home 401k etc"
X Link 2026-02-02T14:43Z 96.5K followers, [----] engagements

"Spoke with a [--] year old who takes home $5800/mo. Their bills: $1350/mo: Housing $420/mo: Food $220/mo: Transportation $210/mo: Subscriptions $95/mo: Gym/Cell phone $200/mo: miscellaneous $2495/mo: Total They save/invest a lot but are afraid to splurge. Any tips for them"
X Link 2026-02-02T16:00Z 96.6K followers, 327.9K engagements

"Net-worth breakdown in 2026: $750k: Comfortable $1 million: Rich $1.5 million: Semi-wealthy $2.2 million: Set for life Do you agree"
X Link 2026-02-02T23:00Z 96.8K followers, 455K engagements

"Less than 4% of people retire with $1 million. 65% of people in the US live paycheck to paycheck. If you think $1 million is not a lot of money Youre wrong & out of touch"
X Link 2026-02-03T04:00Z 96.7K followers, 55.7K engagements

"Own Real estate. Invest in the S&P [---]. Always have a lot of cash. Avoid all consumer debt. This is a boring path to becoming the richest person in your family"
X Link 2026-02-03T19:00Z 96.8K followers, 36.6K engagements

"How to make your house worth more: [--]. House Siding: 102% ROI [--]. Garage Door Replacement: 103% ROI [--]. Entry Door Replacement: 101% ROI [--]. Basic Kitchen Remodel: 86% ROI [--]. Window Replacement: 70% ROI [--]. Bathroom Remodel: 67% ROI What would you add"
X Link 2026-02-03T22:00Z 96.6K followers, 31.2K engagements

"Our friend bought a $95000 car: Financed it at 4.9% for [--] months & total payment is $1150/mo. Instead of paying cash he invested into a fund that pays 16% interest. He will use interest earned from the fund to cover his $14000/yr payment. Would you do the same thing"
X Link 2026-02-04T13:00Z 96.9K followers, 144.5K engagements

"A paid off home is a wonderful thing to have. You should still budget for: $20000- New roof $7000- New HVAC $3000- Gutters $1500- Routine maintenance"
X Link 2026-02-04T16:00Z 96.9K followers, 53.1K engagements

"Not sure why SCHD is up 13% in [----]. Glad we own [----] shares of it. Dividends are the best form of passive income. and its not even close"
X Link 2026-02-04T17:06Z 97K followers, 56K engagements

"What does it mean to be "rich" in the United States Median net-worth breakdowns: Top 1% = $13.5 million Top 2% = $5.5 million Top 5% = $3.8 million Top 20% = $1 million Top 10% = $1.9 million Top 50% = $190000 Do these numbers surprise you"
X Link 2026-02-04T20:00Z 96.9K followers, 34.2K engagements

"Our friend bought a home for $300k back in [----]. She loves the house but her family is bigger now compared to back then. If they sold the home they would get $650000. She would pay 0% tax on that $350k capital gain thanks to the 2-out-of-5 year rule. Because real estate🏡"
X Link 2026-02-04T22:03Z 97.1K followers, 65.3K engagements

"Today we buy our dream home 🥳 But first we have to: Fix a leak at a rental Add a dehumidifier Clear ice from gutters Yes rentals require work. But they can also pay for your dreams👌"
X Link 2026-02-05T14:47Z 96.6K followers, [----] engagements

"The American dream is a debt trap: $80000: College $30000: Wedding $400000: Home $40000: Car We trap people in their 20s & they spend the next 35+ years giving most of their time to a job to pay it all off. America does not run on Dunkin it runs on consumer debt"
X Link 2026-02-05T17:00Z 97.1K followers, 17.3K engagements

"Hot take: You dont need $10 million to be set for life. $3-4 million is more than enough for 98% of people"
X Link 2026-02-05T21:00Z 96.9K followers, 24.1K engagements

"- $100K in the bank - [--] paid off rental properties - $80K a year from investments - [--] year old paid off Toyota Thatthats a flex"
X Link 2026-02-06T00:00Z 96.5K followers, 20.4K engagements

"Today we invested $37167 into boring index funds. That's another $3700+ a year of passive income for us. People say this is too slow. That same thinking is why most people never build wealth. ."Boring" investments are the best & it's not even close"
X Link 2026-02-06T15:00Z 96.9K followers, 26.2K engagements

"Myth: A salary is a drug they give you to forget your dreams. Fact: The person making $150k/yr working [--] hours a week is better off than the self-employed person making $60k/yr working 50+ hours a week. And its not even close"
X Link 2026-02-06T17:00Z 97K followers, 29.1K engagements

"6 levels of income: Poor: Under $1500/mo Stable: $5000/mo Middle class: $8000/mo Upper-middle: $12000/mo Very comfortable: $20000/mo Wealthy: $40000/mo Do you agree"
X Link 2026-02-06T21:00Z 96.9K followers, 59.3K engagements

"I wish more people understood this: The typical U.S. worker has $1000 saved for retirement. But Americans say they need $1.5 million to retire comfortably. So if youve saved $100000 for retirement That puts you 100x ahead of the average worker"
X Link 2026-02-07T00:00Z 97.1K followers, 22.6K engagements

"Saw video about home owner in Naples FL. They own a home that's worth $950000 & they bought it in [----]. Their home insurance just went up & now they're paying $18000/yr. .Owning a home is SO much more than payment you make to the bank"
X Link 2026-02-07T02:00Z 97.1K followers, 32.1K engagements

"Dont let the internet fool you: A married couple making $150000/yr is an amazing income. .Especially when theyre not worried about impressing strangers on the internet"
X Link 2026-02-07T13:00Z 96.9K followers, 26.2K engagements

"Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress jobs. Millions of people are in this silent trap"
X Link 2026-02-07T15:00Z 96.9K followers, 120.7K engagements

"@m3_melody Its a tale as old as time @m3_melody History doesnt always repeat but it rhymes. The booms are followed by the busts. Dust settles & the new median price floor is higher than it was 5-7 years prior. then the next boom comes"
X Link 2026-02-07T19:19Z 96.5K followers, [---] engagements

"The average home in California = $755330. The average home in Florida = $440000. The average home in Ohio = $250000. You cant control the price of homes. .But you can control where you live"
X Link 2026-02-07T21:00Z 97K followers, 70.7K engagements

"@jonbrooks If people truly want to own a home wouldnt they go somewhere conducive to that goal relative to their wage"
X Link 2026-02-08T00:27Z 96.5K followers, [----] engagements

"Social media: "$1 million a year is normal". $80000/yr income = 56% of households $120000/yr income =38% of households $300000/yr income = 7% of households $600000/yr income = 1% of households $1000000/yr income = .2% of households Perspective is important"
X Link 2026-02-08T13:00Z 96.6K followers, 33.5K engagements

"Hear me out: $100k invested = Epic vacation paid for every year $250k invested = First $1000/mo of passive income $800k invested = Work [--] days a week investments cover the rest $1.8 million invested = Fully work optional lifestyle ☝🏻Read that again"
X Link 2026-02-09T00:00Z 97K followers, 92.9K engagements

"When you paid $190000 for the property. But the appraisal came back at $240000. .And you only put 5% down to buy"
X Link 2026-02-09T13:00Z 96.6K followers, 152.5K engagements

"@MarketPalmer_ He uses social media to get people hyped and pump stock value @MarketPalmer_ He has been investigated several times for this"
X Link 2026-02-09T13:42Z 96.6K followers, [----] engagements

"A married couple pays 0% tax on up to $500000 of capital gains when selling their home. Raise that to $1.5M & baby boomers would start selling their houses. Good idea"
X Link 2026-02-09T18:22Z 96.8K followers, 19K engagements

"The blue line is the value of US homes. The red line is how much is debt owed. The average homeowner has $300000+ of equity. If you think a [----] housing crash is coming anytime soon youre wrong"
X Link 2026-02-09T20:45Z 97.3K followers, 27.1K engagements

"@jonbrooks Haha it sounds like you have an agenda here & have selection bias going on with niche members of the home owners market 🤣"
X Link 2026-02-09T22:24Z 96.7K followers, [----] engagements

"@GavinSauer This is owner occupied houses"
X Link 2026-02-09T22:25Z 96.9K followers, [----] engagements

"Home prices are falling in Florida: There's hundreds of homes that were built after [----] & not so long ago were priced at $580000. Many of those same homes are being listed closer to $450000. .Should people buy now or wait longer"
X Link 2026-02-10T00:00Z 96.8K followers, 29.4K engagements

"@WifeFinance Thank you for this spotlight @WifeFinance : Name of the game is cash flow now just balance sheet wealth. Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress jobs. Millions of people are in this silent trap. Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress"
X Link 2026-02-10T12:41Z 96.6K followers, [--] engagements

"@Codie_Sanchez We are in our 30s @Codie_Sanchez We own [--] properties totaling [--] apartments. We were broke social workers not so long ago with $100k student loans. Are we the global elite"
X Link 2026-02-10T12:47Z 96.6K followers, [----] engagements

"Were in our 30s and own [--] properties totaling [--] apartments. In [----] we were broke social workers with $100k student loans. We chose to take a different path to have a better life. Are we the global elite Curious. who is aware of anyone whose parents own 5-12 homes One generation hoards assets another can't pay rent. and the global elite are completely out of touch. Curious. who is aware of anyone whose parents own 5-12 homes One generation hoards assets another can't pay rent. and the global elite are completely out of touch"
X Link 2026-02-10T12:48Z 96.9K followers, 15.5K engagements

"@SandstoneStox yes please always inspires me as were now at $18500 of projected dividends for 2026"
X Link 2026-02-10T13:36Z 96.9K followers, [---] engagements

"@BarbellFi Is it because youre asset rich but cash flow poor If so I see it pretty much every week when meeting with prospective clients who feel stuck despite what their balance sheet says"
X Link 2026-02-10T15:37Z 96.8K followers, [----] engagements

"@jonbrooks I have a hunch @jonbrooks the average buffer of $300000+ will help protect home owners. Those who bought more recently and in sun belt markets and who are trying to sell prematurely wont be as protected. But Id wager they are the 20% of the market not the 80%"
X Link 2026-02-10T15:40Z 96.8K followers, [---] engagements

"Our friend is having their [----] sq ft home painted. The job is not cheap and they hired a team of "professionals". They just went to check on the work & told us their home wreaks of marijuana. .Do they deserve some kind of refund/discount"
X Link 2026-02-10T17:00Z 96.9K followers, 26.1K engagements

"Most wealthy people drive boring paid off cars. They tend to live in nice modest paid off homes. They buy real estate & max out 401ks & Roth IRAs. They dont do flashy things. Because real wealth is quiet"
X Link 2026-02-11T01:00Z 97K followers, 17K engagements

"This month we collected $15850 from our [--] rentals. In [----] we collected $6125/mo. In [----] we collected $925/mo. In [----] I crashed my car got fired drove Uber & dreamed of one day owning rentals. Hard work and staying consistent pays off 📈"
X Link 2026-02-11T01:00Z 96.6K followers, [----] engagements

"@TheMattViera what [--] things would you suggest a person focus on to become a self made millionaire void of all these listed above @TheMattViera"
X Link 2026-02-11T13:17Z 96.9K followers, [----] engagements

"2026 will be our first year making $20000+ in dividend income. Not so long ago this was barely $2000/yr. If we stay consistent eventually this will be $60000/yr. $5000/mo of 100% passive income = Set for life"
X Link 2026-02-11T17:57Z 96.9K followers, [----] engagements

"We paid someone $150 to clean an apartment. Took them [--] minutes & they said they do [--] cleans a day. That's $600/day & if they work 50% of the year that's $100000/yr income. Successful business usually are not very "fancy". Often it's just cleaning up apartments"
X Link 2026-02-11T20:00Z 97.3K followers, 33.6K engagements

"@Samsilverman_ 5-7 years of delayed gratification and hard work @Samsilverman_ It can pay you back for decades"
X Link 2026-02-12T00:36Z 96.9K followers, [---] engagements

"What advice would you give this couple"
X Link 2026-02-12T00:43Z 96.6K followers, [----] engagements

"@BarbellFi This is so actionable Now what can they do to help get cash flow before retirement from that"
X Link 2026-02-12T00:51Z 96.9K followers, [---] engagements

"@jonbrooks Did you see a few years back @jonbrooks Zillow had to close down their new business for flipping The CEO came out and publicly disclosed how difficult it is to forecast prices long-term even with the best 😉"
X Link 2026-02-12T13:52Z 96.9K followers, [----] engagements

"A homeowner sitting on $300k equity today is in a position that was more rare in [----] @jonbrooks . The current housing market is going to slow down which is healthy. Prices will flatten and fall in markets that saw huge run up since [----]. Certain regions will be more insulated than others. https://twitter.com/i/web/status/2021978879561236522 https://twitter.com/i/web/status/2021978879561236522"
X Link 2026-02-12T16:05Z 96.9K followers, [---] engagements

"@jonbrooks Always breaks my heart when I see people say cash is trash"
X Link 2026-02-12T16:50Z 96.9K followers, [----] engagements

"@jonbrooks do you what the criteria is for vacancy @jonbrooks like genuinely nobody resides there or are they simply not owner occupied some % maybe uses as investments and not primary homes I wonder why so many vacant"
X Link 2026-02-13T13:03Z 97K followers, [----] engagements

"Please understand this: The biggest risk to your money in the stock market is not the stock market. Its you your short term thinking & your impulsive actions"
X Link 2026-02-13T15:13Z 96.9K followers, [----] engagements

"@Invested_In_You it sounds like you're doing it as a side hustle and not a business @Invested_In_You . I was the same way until I decided I wanted to become wealthy & not burnt out. 10/10 recommend"
X Link 2026-02-13T16:02Z 97K followers, [---] engagements

"@themojomindset Yes were discussing many of these now. They may go the HELOC route and then actually pay down their debt using it"
X Link 2026-02-13T17:14Z 97K followers, [----] engagements

"Hot take: Buying rentals just for cash flow is a huge mistake. Instead buy them for: - Long term appreciation - Yearly loan pay down - Tax benefits Yes cash flow from rentals is 100% life changing. .But it takes 3-5 years per property before you really experience it"
X Link 2026-02-13T20:00Z 96.9K followers, [----] engagements

"@TatianaIslands Often when you first buy a property theres defer led maintenance and low rents. So you will have to improve the property stabilize it get rents invest in updates etc"
X Link 2026-02-13T23:37Z 96.9K followers, [--] engagements

"@Thejimpenman most our first home was paid for by Driving Uber @Thejimpenman"
X Link 2026-02-14T12:27Z 97K followers, [----] engagements

"For [--] years we: - Drove a 100k+ mile Corolla - Lived in beat up duplexes we owned - Spent $2300/mo But we also: - Shopped at Whole Foods - Traveled often - Had date nights & Starbucks Frugality does not mean deprivation. It's spending on what you love & cutting the rest"
X Link 2026-02-14T16:00Z 97.1K followers, [----] engagements

"People used to think $100000/yr meant financial freedom. Today people realize: - 25% goes to the government - 33% goes to a landlord - 15% goes to debt payments - 18% goes to childcare .This is why most [--] figure earners feel broke"
X Link 2026-02-14T22:00Z 97K followers, [----] engagements

"@jonbrooks Much higher ROE"
X Link 2026-02-15T01:48Z 97.1K followers, [--] engagements

"How small rentals create HUGE cash flow: We bought a duplex for $180k in [----] & each unit rents for $1195/mo. The same units as mid term rentals (ex: traveling nurses) can rent for $1700/mo. Our payment is only $1225/mo so as an MTR This deal could cash flow $1500/mo"
X Link 2026-02-15T12:38Z 97K followers, [----] engagements

"If you cant live a really epic life making $20000/mo You 100% have a spending problem not an income problem. .Do you agree"
X Link 2026-02-15T17:00Z 97K followers, [----] engagements

"In [----] you can: - Work a part time remote job - Own a small rental portfolio - Invest in index funds - Raise a healthy family - Run an online business Don't limit yourself to just one income stream"
X Link 2026-02-15T20:00Z 97K followers, [----] engagements

"Your friend whos been waiting to buy a home since [----]. Because some guy on the internet said real estate is about to crash"
X Link 2026-02-16T00:11Z 97.1K followers, [----] engagements

"Spend less time chasing: - Rolexes - Chanel bags - Exotic cars Spend more time chasing: - 10am park dates with your child - Mid day workouts - Slow mornings with your spouse Real wealth isnt things. Its control of your time"
X Link 2026-02-16T01:00Z 97.1K followers, [----] engagements

"Tax season reminder. A tax refund is not free money from the government. Its money you loaned the government all year at 0% interest"
X Link 2024-01-26T11:15Z 97.3K followers, 201.6K engagements

"Met a nice couple in their mid 30's. Husband makes $78000/yr & wife makes $25000/yr part time. [--] kids and $1500/mo for daycare. Rent is $2500/mo & their $95000 of debt costs them $1900/mo. Living paycheck to paycheck & feeling trapped. What should they do first"
X Link 2025-12-13T11:26Z 97.2K followers, 894.4K engagements

"8 things I know at [--] that I wish I knew at 25: [--]. Dont finance a car [--]. Have a roommate [--]. Have a Roth IRA [--]. Build an income outside of your [--] job [--]. Drink more water [--]. Walking is underrated [--]. Being kind to others is underrated [--]. Dont finance a car"
X Link 2026-02-01T13:00Z 97.3K followers, 1.2M engagements

"@jonbrooks If single household id say $218000 home is doable @jonbrooks . $430k home if dual income which is most of US housing markets"
X Link 2026-02-11T15:23Z 97.3K followers, [----] engagements

"Nobody talks about how calm life feels once you have: - No car payments - A 6-month emergency fund - $100000 invested - 2-3 income streams This is a "boring" path to becoming the richest person in your family"
X Link 2026-02-12T17:00Z 97.3K followers, 46.7K engagements

"Hot take: If you want a $400000 home but make less than $130000/yr You cannot comfortably afford a $400000 home. .Do you agree"
X Link 2026-02-12T20:00Z 97.3K followers, 852.8K engagements

"Just spoke with a client in Ohio: Bought a home in [----] & the value has tripled. The house is much larger than they need & they're considering downsizing. They could sell & likely purchase a new home in cash. They also have 2.75% rate on the home. .What would you do"
X Link 2026-02-13T17:00Z 97.3K followers, 39.6K engagements

"Did you know: If your parents had an amazing household income of $80000/yr back in [----] Today your household needs $152000/yr just to have that same buying power. .But the median household only makes $85000/yr"
X Link 2026-02-14T13:00Z 97.3K followers, 28.7K engagements

"@darrelltalksfi Theres something to be said about collecting dividends and not needing to sell shares especially in a downturn as your asset values plummet"
X Link 2026-02-14T13:27Z 97.2K followers, [---] engagements

"@dollarsanddata This will blow your effing mind @dollarsanddata : We have clients getting 7% HELOCs on their home. They lend the money to our buyer clients at 12% for 3-6 months. They net the spread & turn homes into cash flow"
X Link 2026-02-14T16:02Z 97.3K followers, [----] engagements

"@Jacob_Naviaux Amazing journey"
X Link 2026-02-14T16:12Z 97.2K followers, [---] engagements

"Wild stat I heard today: 90% of solo entrepreneurs make less than $100000/yr. The average income is approximately $47794. All while working 60-70 hours a week"
X Link 2026-02-14T22:33Z 97.3K followers, 22.7K engagements

"Money Goals to Hit by Age 40: - Net worth = 3x your annual income - FU money = 3+ years of bills saved/invested - Diversify = Own at least [--] income-producing asset - Protection = No debt (except a mortgage) Hit all [--] and youre doing amazing👌🏻"
X Link 2026-02-15T01:00Z 97.3K followers, 13.7K engagements

"@GuyTalksFinance I think the market is owned by the government in many respects. They have proven they can manipulate it to serve their needs. And so the market is no longer free which radically reduces probability of lost decades"
X Link 2026-02-15T16:08Z 97.3K followers, [---] engagements

"@CryptoMikli @GrantCardone also said owning Airbnbs means youre betting not investing. Survey says:"
X Link 2026-02-15T16:09Z 97.3K followers, [----] engagements

"@Nithya_Shrii I would say if they make 60000/yr I would want to see them have $15000 in the bank at a minimum @Nithya_Shrii"
X Link 2026-02-15T22:50Z 97.3K followers, 685K engagements

"The Roth IRA limit is $7000 in [----]. That comes out to be $135/wk. Auto investing $135/week into S&P [---] index funds for [--] years could get you $912000. Thats $37000+ a year in passive & tax FREE income. Compound interest turns small amounts into big wealth"
X Link 2023-12-24T14:42Z 97.2K followers, 591.2K engagements

"Imagine waking up to this every morning. A place where time slows the air is crisp and every sunset feels like a painting. Now this is living"
X Link 2025-01-29T13:57Z 97.1K followers, 619.4K engagements

"I'll never understand why Upstate New York gets so much hate: - Affordable housing - Friendly people - All [--] seasons - Not congested with car traffic Why aren't more people moving here"
X Link 2025-05-18T11:15Z 97.1K followers, 216.4K engagements

"How to help your car last 300k miles: - Buy a Toyota - Use synthetic oil - Change air filter - Use top tier fuel - Buy a Toyota What would you add"
X Link 2025-12-19T18:55Z 97.2K followers, 706.9K engagements

"Real Millennial math: $2065: Checking $1234: Savings $20689: 401k $18750: Car loans $65900: Student loans What should do they do first"
X Link 2026-02-02T12:00Z 97.2K followers, 340K engagements

"@GrantCardone This would be my suggestion @GrantCardone : [--]. Avoid car loans [--]. Put in extra work (50+ hours a week) [--]. Drink more water [--]. Network with people [--] steps ahead of you [--]. Be okay with letting go of old friendships"
X Link 2026-02-07T14:17Z 97.1K followers, [----] engagements

"When I see someone who: - Maxes their Roth IRA - Owns at least [--] rental properties - Uses debit not credit - Drives a Toyota I know they will be a millionaire"
X Link 2026-02-10T21:00Z 97.1K followers, 131K engagements

"@jonbrooks @TripleNetInvest Imagine paying a fund $285 million in fees Only to then have the fund consistently underperform the S&P [---] in a bull run"
X Link 2026-02-14T00:10Z 97.1K followers, [--] engagements

"@Samsilverman_ whats the desired outcome of this portfolio @Samsilverman_"
X Link 2026-02-14T13:48Z 97.1K followers, [---] engagements

"@SteveOnSpeed I like lifting weights @SteveOnSpeed but the most therapeutic exercise I get is nature walks"
X Link 2026-02-14T13:51Z 97.1K followers, [---] engagements

"@jonbrooks Gets even better when you dont waste time with MLS properties @jonbrooks"
X Link 2026-02-14T18:41Z 97.1K followers, [---] engagements

"@amandaorson what I like is the lindy effect @amandaorson : every rental we buy has been "in business" 10+ years which increases odds of them being in business with us another 10+ years. 70% of new businesses never make it to year 10"
X Link 2026-02-15T15:39Z 97.1K followers, [---] engagements

"@amandaorson @OldHollowTree I talk about this with @jonbrooks often. There really is no clear actionable solution here. Rates wont move much and I think the lock in effect is here to stay for the next 10+ years"
X Link 2026-02-15T16:23Z 97.1K followers, [--] engagements

"Bought an off market deal in [----] seller financed & $21600 down. So far it has: - Appreciated by $80700 - Cash flowed $26100 - Given us $5860 of loan pay down That's $100000+ gained on a $21600 investment. Buy real estate hold & let compound growth work it's magic🏡"
X Link 2026-02-16T13:00Z 97.1K followers, [----] engagements

"Its almost always cheaper to rent in the short term. True. You will almost always end up with less wealth by renting. Also true. Life is all about choices"
X Link 2026-02-16T14:59Z 97.1K followers, [----] engagements

"@Jacob_Naviaux Who says you need to house hack a duplex Our friends have a $10 million mansion in Malibu. Has [--] beautiful Airbnbs on the property"
X Link 2026-02-16T15:23Z 97.2K followers, [--] engagements

"Tax season reminder A tax refund is not free money from the government Its money you loaned the government all year at 0% interest"
X Link 2023-01-26T12:40Z 97.3K followers, 931.9K engagements

"I wish more people understood $4 coffees arent the problem. Its the: - $650/mo car payment - $300/mo credit card bill - $1800/mo daycare - $800/mo student loans - $2400/mo rent .This is why most six-figure earners feel broke"
X Link 2026-01-19T20:00Z 97.3K followers, 3.9M engagements

"The [--] year treasury bond just hit 4.9%. A friend could sell his paid off $500k home & use profit to earn $23000/yr of passive income. Passive income would pay for a luxury condo with zero maintenance costs. They could travel more & stress less. .What would you suggest"
X Link 2026-01-21T02:00Z 97.3K followers, 118.6K engagements

"People work [---] hours a day [--] days a week for someone elses profit. Then they spend [--] hours at night staring at screens. Basically living for weekends + [--] weeks PTO on repeat until age [--]. While the government takes 2530% their income. And were told this is normal"
X Link 2026-01-22T00:00Z 97.3K followers, 539.5K engagements

"Do whatever it takes to get: - [--] months of bills saved in the bank - $10000 in a Roth IRA - A $0/mo car payment Get all [--] & you're doing amazing"
X Link 2026-02-06T13:00Z 97.3K followers, 84.9K engagements

"Millenial's don't care about building a "career" or climbing the corporate ladder. All we want is to make as much as we need working as little as possible so we can actually live our lives. Instead of spending 40+ years at a job we hate making our boss rich instead of us"
X Link 2026-02-09T20:00Z 97.3K followers, 53.5K engagements

"If your net worth is over $2 Million: It no longer makes sense to spend 40-50 hours a week making your boss richer. .Do you agree"
X Link 2026-02-10T13:00Z 97.3K followers, 78.5K engagements

"Cities that are great for "boring" real estate: [--]. Cleveland OH [--]. Indianapolis IN [--]. Toledo OH [--]. Milwaukee WI [--]. Grand Rapids MI [--]. Richmond VA [--]. Providence RI [--]. Hartford CT .What do they have in common"
X Link 2026-02-11T00:21Z 97.3K followers, 56.2K engagements

"The masculine urge to have: - $0 credit card debt - [--] month emergency fund - $100000 in the brokerage - Gym sessions at 10am - Lunch with your spouse & kids This is the recipe for a peaceful life"
X Link 2026-02-11T00:49Z 97.3K followers, 24.8K engagements

"If someone offered you $1 million of cash or $7000/mo for life Take the $7000/mo for life every time. Absolute no brainer"
X Link 2026-02-12T13:00Z 97.3K followers, 666.5K engagements

"Make $80000/yr from "boring" index funds and: - Travel when you want - Work out mid day - Bring your kids to and from school - Volunteer 8-10 hours a week .Oh and also pay 0% income tax"
X Link 2026-02-12T13:00Z 97.3K followers, 497.8K engagements

"the math: A $400k home with 10% down & 6% loan probably has a PITI of $2650/mo. $130k a year becomes $97000/yr take home. That $8000/mo take home & ideally your housing payment is 30% or less of your take home. Leaving room for maintenance utilities etc. 30% of $8000 is $2400/mo"
X Link 2026-02-14T09:27Z 97.3K followers, [----] engagements

"@BarbellFi I mean don't get me wrong @BarbellFi i think this is dope. Thoughts on JL Collins approach to VTI & Chill vs having so many things happening in your portfolio"
X Link 2026-02-14T13:21Z 97.3K followers, [----] engagements

"How to get rich quick: [--]. Pay off all consumer debt [--]. Live on 70% of what you earn [--]. Buy [--] rental properties [--]. Invest in the S&P [---] monthly [--]. Wait 10-12 years The blueprint"
X Link 2026-02-14T19:00Z 97.3K followers, 37.5K engagements

"Our 3rd rental property was a $190000 triplex. We used $10000 to close & spent another $2000 fixing it up. We collect $39840/yr from it & the cash flow is $8600/yr. We owe $170000 & it's worth $360000. .Boring rentals can be life changing👌🏻"
X Link 2026-02-15T13:00Z 97.3K followers, 23.6K engagements

"@SteveOnSpeed tbh @SteveOnSpeed low key the best way to protect yourself from AI: - No car payments - [--] month emergency fund - 2-3 income streams - $100000 invested This is how you build a wide moat"
X Link 2026-02-15T13:22Z 97.3K followers, [----] engagements

"@MarketPalmer_ we suggest focusing on shovels not spoons @MarketPalmer_ housing food and transportation make up 70% of the average budget. Lower/reduce/optimize those & it's incredible how people no longer need to sweat the small stuff"
X Link 2026-02-15T13:53Z 97.3K followers, [----] engagements

"funny thing about Dalio @jonbrooks L His all weather fund has lagged the market by 3% for almost [--] years. Real estate being rate sensitive is interesting as rates have soured yet the median home price today is $100000 more than in [----]. Ray has wisdom but weak track record the last decade. https://twitter.com/i/web/status/2023054364290478535 https://twitter.com/i/web/status/2023054364290478535"
X Link 2026-02-15T15:18Z 97.3K followers, [----] engagements

"@KatieMiller @JillFilipovic this is an inconsiderate staement @KatieMiller . We are a couple who battled infertility for [--] years. IVF changed our lives & helped us grow our family"
X Link 2026-02-15T15:45Z 97.3K followers, [----] engagements

"@jonbrooks It would be foolish not @jonbrooks assuming a person has strong personal finances & a long term outlook. Fear has now cost millennials millions of lost wealth"
X Link 2026-02-15T17:22Z 97.3K followers, [----] engagements

"3 reasons we choose not to allow pets in our rentals: [--]. Pets = scratch pee & poop all over floors/carpets [--]. No pets = less time interviewing people [--]. No pets = Having simpler leases People in their 20's think of pets as their "children". .We prefer to not rent to them"
X Link 2026-02-15T22:00Z 97.3K followers, 13.7K engagements

"@Jacob_Naviaux I think ATL saw a huge surge same with sun belt last few years. Those regions are softening quite a bit so as a result landlords have maybe less demand. We have not encountered that & average vacancy is 10-14 days for our units"
X Link 2026-02-15T22:39Z 97.3K followers, [---] engagements

"Full disclosure we also charge below median rents and offer a lot of amenities like off street in unit laundry etc. Just leased a $1195/mo unit and median is $1300/mo. We lose money up front in Lower rent but save on shorter vacancy & by [----] that unit is gonna be $1260/mo"
X Link 2026-02-15T22:49Z 97.3K followers, [--] engagements

"@ThinkAppraiser Loan or no loan @ThinkAppraiser"
X Link 2026-02-15T22:50Z 97.3K followers, [---] engagements

"Currently have a $175000 loan from our brokerage with 5.3% interest rate. We lend the money to house flippers and make 12-13% interest. We pay the brokerage back & keep $1000/mo of 100% passive income. .Why don't more people do this"
X Link 2026-02-16T03:00Z 97.3K followers, 58.5K engagements

"it becomes less about return on capital @RomanPuglise and more about return OF capital. We guide and advise our investor clients every week in real estate & show them how to keep more of their income deploy it into income producing assets & snowball their wealth exponentially. https://twitter.com/i/web/status/2023383433427157291 https://twitter.com/i/web/status/2023383433427157291"
X Link 2026-02-16T13:06Z 97.3K followers, [---] engagements

"@RomanPuglise And Uncle Sam makes it quite clear how to keep your income with the help of assets"
X Link 2026-02-16T14:46Z 97.3K followers, [--] engagements

"Things more dangerous than $7 coffees: - $40000 wedding ($5000/hr party) - $80000 degree that gets you a $50000/yr job - $40000 car loan because you "earned it" - $2000/mo apartments to flex for friends .Thats why 80% of people are broke"
X Link 2026-02-16T15:00Z 97.3K followers, 1.1M engagements

"How to protect yourself from AI: - No car payments - [--] month emergency fund - 2-3 income streams - $100000 invested This the cheat code for a peaceful life"
X Link 2026-02-16T22:00Z 97.3K followers, 23.9K engagements

"Most millionaires dont look rich: Many go to jobs every day to work. They live below their means & prioritize financial independence. They keep it basic. If you see people having big houses & driving fancy cars Good chance theyre not millionaires"
X Link 2026-02-17T00:24Z 97.3K followers, [----] engagements

"You dont need millions to feel "rich". If you woke up today with: - A safe home - No overdue bills - Good health - $0/mo car payment - [--] month emergency fund That's a dream life for many & quiet abundance is still abundance"
X Link 2026-02-17T01:00Z 97.3K followers, [----] engagements

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