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@tembelvitesi Avatar @tembelvitesi Tembel Vitesi

Tembel Vitesi posts on X about $four, business, fintech, linkedin the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours.

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Mentions: XX #

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Followers: XXX #

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Social Influence

Social category influence cryptocurrencies finance countries social networks technology brands stocks travel destinations luxury brands fashion brands currencies

Social topic influence $four #19, business, fintech #463, linkedin, stocks, $fi, acquisition, $72m, environment, japan

Top assets mentioned 4 (FOUR) Fiserv, Inc. (FI)

Top Social Posts

Top posts by engagements in the last XX hours

"the more i read and research about $FOUR the more i am getting convinced. how deep am i on my research let me put it this way i am now friends with VPs Sales Managers etc on Linkedin"
X Link 2025-12-11T10:23Z XXX followers, XX engagements

"$FOUR stays at a XX% of my Portfolio. I keep thinking about the stocks in my portfolio that i am less convinced compare to Shift4. I am thinking about raising my ceiling to XX% on this one. I will increase to around 17-18% at current below $XX prices before the new year"
X Link 2025-12-11T10:29Z XXX followers, XX engagements

"so let me share some of the findings as thought experiment to read it again if i ever suspect my own decision if the things go bad. which i doubt but lets see"
X Link 2025-12-11T10:39Z XXX followers, XX engagements

"1) I believe $FOUR is exceptionally good at M&A below is their earlier acquisitions before Global Blue. One thing to notice is that when the valuations in fintech were sky high they did not go for an acquisition spree compare to competitors like Block Fiserv or Lightspeed"
X Link 2025-12-11T10:41Z XXX followers, XXX engagements

"2) what they acquired has actually brought value and it makes a lot of sense. look at this way- they got the VenueNext during Covid in 2021 where touchless payments on seat purchases was needed at the time. and they conquered Stadiums. $FOUR"
X Link 2025-12-11T10:49Z XXX followers, XX engagements

"3) they only paid $72M for it then they kept quiet until late 2023 while evaluations were high. and they did these in a X% interest rate environment that only shows they know how to value a business. understanding that you are in a bubble while you are in it is hell of a skill"
X Link 2025-12-11T10:53Z XXX followers, XX engagements

"4) what did they do next they acquired Finaro they got the banking licenses in EU & UK Japan. first step towards International expansion. they became able to convert global volume. they signed the deal with Spacex which is huge"
X Link 2025-12-11T10:58Z XXX followers, XX engagements

"5) Then they acquired Vectron and CIP (Card Industry Professionals) in 2024 which they gave them a 65K German restaurants + XXX UK based sales agents experienced in payments world. and it only costed +80M. now they have foot on the ground for the expansion. $FOUR"
X Link 2025-12-11T11:01Z XXX followers, XX engagements

"7) check out the VP of Global Retail she is on a Fintech event spree in Milan Paris and London. she is now the foot on the Luxury retail business in Europe"
X Link 2025-12-11T11:10Z XXX followers, XX engagements

"8) and finally comes the big struck - Global Blue - . Imagine acquiring Global Blue before you have a banking license established customer base or sales team in Europe. would it make sense I would say definitely no. How would you connect it to you otherwise. $FOUR"
X Link 2025-12-11T11:17Z XXX followers, XX engagements

"9) now you have another layer of cross sell opportunies Tax-Free + Currency conversion. and now comes the big volume with Global Blue- imagine converting some of the big names like Louis Vuitton or Gucci. now they have everyting in place and offer the end to end solution"
X Link 2025-12-11T11:23Z XXX followers, XX engagements

"9) but are they done yet No they go for the North America operations of Wordline. Why because its dead cheap. Wordline is a dying company share price declined XX% all time. Stripe and Adyen destroyed them- they got stucked with impairments- thousands of workers and unions"
X Link 2025-12-11T11:28Z XXX followers, XX engagements

"10) and i believe its only the beginning- worldline has around 500B EUR payment volume- they want to focus on their core business in europe- if there is anything to scrap- $FOUR will scrap it for sure"
X Link 2025-12-11T11:33Z XXX followers, XXX engagements