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@ronmortgageguy Avatar @ronmortgageguy Ron Butler

The Bank of Canada has cut interest rates to 2.25%, causing variable mortgage rates to decrease, but fixed mortgage rates may increase. Governor Tiff Macklem stated that this is likely the last rate cut for now, leading to a surge in bond yields. This change may impact Canadians' financial situations, including those with mortgages and lines of credit.

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Social Influence

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Social topic influence canada #2721, ron #118, money, bank, math #1955, if you, broker #116, inflation #1155, mortgage rate #48, $1k

Top accounts mentioned or mentioned by @wowacanada @danielfoch @stevesaretsky @stephenpunwasi @mikepmoffatt @manybeenrinsed @benrabidoux @shazigoalie @torontostar @cafreeland @fordnation @sarbjitkaur1 @tylermeredith @therobcampbell @seanfrasermp @scoopercooper @johnpasalis @hanifbayat @doughoyes @jshamess

Top Social Posts

Top posts by engagements in the last XX hours

"If You're Looking For X Or X Year Fixed Rates: Make A Call To The Lender TODAY If you are interested in Fixed Rates & have been in the middle of negotiating a Renewal or Purchase Call the Lender or Broker TODAY & lock the rate in Because X & X Year Bond Yields just BLEW UP 2/"
X Link 2025-12-05T15:17Z 105K followers, 62.6K engagements

"Jobs Reports inflation worries Japanese Bonds A whole bunch of things from factual to fleeting came together this week to pump X - Yr & X - Yr Canada Bond Yields up almost XX% XX% in a week is like a bomb going off in Bond World Mortgage Rates must go up next week 3/"
X Link 2025-12-05T15:17Z 105K followers, 15.7K engagements

"The Unbelievably High Price Of Cars: With X Year Car Loans Average Car Prices in Canada Exceeded $50K for the first time That's means low-cost cars are disappearing from the market In the mortgage business we are seeing more & more Vehicle Payments $1K a month or HIGHER 2/"
X Link 2025-12-08T14:40Z 105K followers, 44.3K engagements

"BREAKING: Bank of Canada No Change In Rate Stays at XXXX% Only thing is: this video is before the actual announcement Because there has not been any chance of a cut for the X weeks since the last announcement Here's some more news: NO CUT in January either"
X Link 2025-12-10T13:27Z 105K followers, 92.5K engagements

"Another Day Another Real Estate Brokerage Steals From It's Home Buyers Trust Accout This is becoming a once or twice a month thing in Ontario Let's be clear this is ROBBERY: nobody just misplaces $580K Oh Whoops where did that money go. Nah it's theft 2/"
X Link 2025-12-11T14:46Z 105K followers, 23.1K engagements

"Dog Crate Condo Renters will switch units for better rental deals So although new leases get signed rents keep falling When people wonder why Hi-Rise Development is utterly dead with no new starts in X years other than Purpose Built Rentals This Rental math is why 6/"
X Link 2025-12-12T14:59Z 105K followers, 5164 engagements

"What The Hell Is Going On With Canadian Court Decisions What's With These Judges Why so many crap decisions - Property Ownership ruined in Richmond BC - Support for Pedophiles embraced - Bike Lanes are in the Constitution now This is just nuts"
X Link 2025-12-09T20:59Z 105K followers, 57.4K engagements

"There will likely be more RECO the Real Estate Regulator has been taken over by the Provincial Government the Executives & Board were fired & an Administrator is now in charge But this won't fix the problem what can be done Have lawyers hold the RE deposits 6/"
X Link 2025-12-11T14:46Z 105K followers, 4736 engagements

"Huge Differences Between Public Sector Work & Private Sector Work: PENSIONS & BENEFITS I'm not mad at Public Sector workers who have massively better Pensions & Benefits than Private Sector it was just part of the the job offer But let's all understand this exists & it's big"
X Link 2025-12-11T18:00Z 105K followers, 54.1K engagements

"There are ZERO buyers for Dog Crate Condos with this deteriorating Rental Math And while you could make a case for X Storey X & X Bedroom Family Multi-family on Transit Routes New Hi-Rise will not get built in the near term"
X Link 2025-12-12T14:59Z 105K followers, 4784 engagements

"The Foreign Buyers Ban Revisted We have X things going on Evil Developers who want to bring back Money Laundering & Home Price Increases by ignoring Canadian Incomes & selling individual Homes to Foreigners I say FUCK THAT NOISE But there is another Foreign Buyer 2/"
X Link 2025-12-12T20:52Z 105K followers, 44.1K engagements

"Bank Of Canada Governor Tiff Macklem Revealed Some Horrible Truths About Canada's Economy In his Press Conference the BoC Governor talked about the certainty of average Canadians experiencing a Lower Standard Of Living The quiet part said out loud"
X Link 2025-10-30T18:11Z 105K followers, 117.1K engagements

"If The Employment Numbers Worsen Will The Prime Minister Take The Blame I am serious The Prime Minister is taking the Credit for Employment gains (all part time & seasonal adjustments) So later this year when Unemployment hits XXX% will he apologize & admit total failure"
X Link 2025-12-05T19:07Z 105K followers, 60.3K engagements

"Housing Minister Gregor Robertson Sent His Staff To A Conference On Homelessness $97K Taxpayer's money: Flights Meals Hotel for X nights to gain AWARENESS of Homelessness Save Taxpayer's money put on your coats & get outside & SPEAK WITH THE HOMELESS They're happy to talk"
X Link 2025-12-06T16:22Z 105K followers, 51.4K engagements

"Sweet Jaysus: X in X Car Loans OVER $1000 a month Makes qualifying for a mortgage harder set aside just how much it must squeeze a household budget Does a $1K a month payment represent a Porsche or Land Rover Nope Mostly they are Pickup Trucks Yep: work vehicles 3/"
X Link 2025-12-08T14:40Z 105K followers, 6580 engagements

"But today even what were previously lower end models are loaded with tech cameras & sensors Because higher prices makes so much more sense for the car manufacturers Low end low cost models ALWAYS had much lower profits but car companies felt they needed a starter model 5/"
X Link 2025-12-08T14:40Z 105K followers, 5648 engagements

"🔥🏠 Housing in Canada Has GONE WRONG Had @SabrinaMaddeauxon the pod columnist Missing Middle co-host & comms lead at Global Public Affairs to break down why prices are still batshit CRAZY😵💫💸 We get into housing city planners and government chaos ➡ Watch the full Angry Mortgage Podcast episode on YouTube 💥"
X Link 2025-12-08T22:49Z 105K followers, 13K engagements

"Condo Prices will fall through the Spring Selling Season Just Wait Everyone must remember 28K to 32K MORE Pre-construction Condos are completing in 2026 That's a big frigging number Amost all meant to be Rentals All overpriced All in trouble It will get worse 6/"
X Link 2025-12-09T15:08Z 105K followers, 8860 engagements

"For everyone renting a Condo particularly in Downtown Toronto who is thinking they should buy in a falling price market Just be a bit more patient You will be rewarded"
X Link 2025-12-09T15:08Z 105K followers, 7870 engagements

"Mortgage Rate increase + rising property tax + rising Condo Maintenance Fees against falling Rental income It a sort of Death Spiral That said Rental Absorption in the GTA is solid: Return to Office is REAL in Toronto But many of those new leases are jumpers 5/"
X Link 2025-12-12T14:59Z 105K followers, 2089 engagements

"The German or Saudi or Singaporean company who wants to BUILD something in Canada Rental Apartments Logistic Centres Office Towers Let's make Canada even MORE attractive to invest in Lower taxes & reduced barriers"
X Link 2025-12-12T20:52Z 105K followers, 8064 engagements

"Rat Bastards Found GUILTY: The X Criminals Who Defrauded Vulnerable People Of $400M Jawad Rathore & Vince Petrozza the X founders of Fortress Developments scammed unsophisticated & elderly Investors are Criminals 2/ Developers found guilty of def"
X Link 2025-05-29T13:06Z 105K followers, 103.9K engagements

"When You're Wrong Your Wrong: I Said No Carney Government Would Ever Approve A New Pipeline In Canada Well. It's approved lots more to do but it's a start If you're a rational human admit when you're wrong"
X Link 2025-11-27T18:52Z 105K followers, 139.8K engagements

"@MadelnCanada Never ask him to balance your Budget Katy"
X Link 2025-12-06T22:20Z 105K followers, 42.9K engagements

"@SteveSaretsky Luxury. LOL"
X Link 2025-12-09T15:49Z 105K followers, 4771 engagements

"@Lelik73154638 So many private employers are NOT good IT companies"
X Link 2025-12-12T16:02Z 105K followers, XXX engagements

"The Union Loves Canada - Destroy Small Businesses - Freeze Every Check Expected To Be Delivered - Terrify Seniors Their Pensions Are Won't Appear Next Month Hey Federal Government: Quit flying around the world get back to Ottawa and FIX THIS"
X Link 2025-09-26T00:01Z 105K followers, 47.7K engagements

"CRA Is The Fuckest Uptist Organization On Earth The Government's own Auditor discovered CRA gave WRONG answers to Taxpayer questions XX% of the time Here's a real life story of pure CRA idiocy"
X Link 2025-11-21T18:34Z 105K followers, 107.3K engagements

"Until the day came they all decided: if NONE of us make a low-cost car we can ALL make more money Which is today Perhaps the key was the SUPER LONG car loan Most banks hated car loans longer than X years because the collateral (the car) was almost worthless by then 6/"
X Link 2025-12-08T14:40Z 105K followers, 9747 engagements

"You Know Your In Big Trouble When A Real Estate Sales Company Says House Prices Will Fall In The GTA In 2026 Sweet Jaysus Royal LaPage's 2026 GTA Outlook Report called for a further XXX% price decline in the GTA: X% drop for Single Family & another XXX% drop for Condos WOW 2/"
X Link 2025-12-09T15:08Z 105K followers, 44.1K engagements

"This Is So Important: Many Boomers Deny Things Just Plain Worked Out Great For Them But Actually THEY DID Hanif & the Team @WOWA_Canada have done a deep dive & guess what On average Young People can indeed be worse off than their parents Here's the piece"
X Link 2025-12-09T18:24Z 105K followers, 29.7K engagements

"@BrokerPawel Great idea Unfortunately the forging of Bank Statements is on the rise"
X Link 2025-12-11T23:23Z 105K followers, XXX engagements

"That is NEVER an excuse to steal from the Trust Account But desparate times lead to the Broker thinking: Things will get better & I will pay it back soon And then it just escalates Let's be clear XX% of Brokerages NEVER have any Trust Account issues EVER But. 5/"
X Link 2025-12-11T14:46Z 105K followers, 1865 engagements

"It's a perfect storm of negative influences on rental unit prices & rents themselves That's why even a Real Estate Sales operation like Royal LePage predicts a XXX% drop in GTA Condo Prices. I am thinking XX% to XX% reduction Because the math is really REALLY bad 4/"
X Link 2025-12-12T14:59Z 105K followers, 2211 engagements

"Should We Believe The Reports The Canadian Government Agencies Shovel Out Jobs Numbers Inflation Numbers Economic Growth Numbers Because often they seem to be the opposite of our lived experience I get I am sorta a Doom Scroller & don't want to be wrong But it's odd 2/"
X Link 2025-12-07T15:24Z 105K followers, 30.9K engagements

"@BenRabidoux @ConestogaC Yes a very special fuck you you motherfucking D-Bag fuckers at @ConestogaC"
X Link 2025-12-10T17:58Z 105K followers, 42.1K engagements

"Rental Income DOWN & Vacancy UP For Dog Crate Condos: And It Will Get Worse CMHC Rental Report is out & although rents for X Bedroom Units are up nationally vacancies are rising X Beds are becoming a bit of an anachronism in Big Cities And CMHC sees problems 2/"
X Link 2025-12-12T14:59Z 105K followers, 15.3K engagements

"Buy A New House In Ontario Get A Car Get A Bentley What The Hell Is Going On Here I guess the New Home Sales Market is so bad in Ontario if you are willing to buy a big Single Family Home you get a Bentley with it Fuckery No not at all But I do have alot of questions"
X Link 2025-12-13T13:55Z 105K followers, 52.4K engagements