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@mortgagetruth Avatar @mortgagetruth Colin Robertson

Colin Robertson posts on X about mortgage rate, rates, builders, housing market the most. They currently have XXXXX followers and 3259 posts still getting attention that total XXXXXX engagements in the last XX hours.

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Social category influence finance #2267 countries stocks automotive brands celebrities

Social topic influence mortgage rate #1, rates #182, builders #374, housing market #4, money, united states, lockedin, combo, state of, has been

Top Social Posts #

Top posts by engagements in the last XX hours

"@pulte Better plan is to unlock existing supply somehow which ironically puts pressure on the builders to lower prices as well"
X Link @mortgagetruth 2025-10-10T23:28Z 6898 followers, XXX engagements

"California is more mortgage rate locked-in than the rest of the United States. - In CA XXXX% of outstanding mortgages have an interest rate below X% while just XXXX% are 6%+. - For the U.S. as a whole only XXXX% of existing mortgages have rates under X% and XXXX% are 6%+"
X Link @mortgagetruth 2025-09-25T21:54Z 6897 followers, XXX engagements

"@HedgeDirty Temporarily higher due to the dislocation in the housing market thanks to a combo of markedly higher mortgage rates and still-high home prices. History tells us it'll come back down to mid-30s again. Wouldn't judge yourself on current market conditions. Give it a minute"
X Link @mortgagetruth 2025-10-15T21:07Z 6903 followers, XX engagements

"While many banks are giving up on mortgages Fifth Third claims households w/ mortgages are XX% more likely to stay with the bank than checking-only households. In the most recent 20232024 cohort that number rises to XX% reinforcing mortgage as a "powerful anchor in the customer relationship." Says it has attracted hundreds of millions in incremental deposits through its mortgage relationship pricing program in the past XX months. And already funded $5.2B in home loans during 2025 ranking among the top XX lenders nationally and top XX banks for mortgage lending. On Monday they announced the"
X Link @mortgagetruth 2025-10-10T14:50Z 6894 followers, 1011 engagements

"Here's a look at the largest mortgage lenders in the state of Virginia. The VA loan share is roughly XX% nationally but XX% in the state of Virginia. This is why you see names like Navy Federal and Veterans United in the top-10"
X Link @mortgagetruth 2025-10-14T20:19Z 6903 followers, 2329 engagements

"If you're a prospective home buyer wondering how much room you have to negotiate consider the surplus/deficit of listed homes in your market. Per ICE inventory has been a leading indicator of home price cooling/heating and an early signal of price shifts"
X Link @mortgagetruth 2025-10-06T15:58Z 6898 followers, XXX engagements

"Shaping up to be a good day for mortgage rates. Given the data blackout cracking labor market and new admin policies baked in seems hard to envision rates moving much higher anytime soon. Downward movement appears to be the more likely outcome"
X Link @mortgagetruth 2025-10-10T15:34Z 6902 followers, 6654 engagements

"@account_blown How low was the interest rate That's the rate of return locked in for voluntarily prepaying it"
X Link @mortgagetruth 2025-10-12T17:23Z 6895 followers, XXX engagements

"@Econimica So Trump ordering the home builders to build on the "2 million empty lots" is a bad idea"
X Link @mortgagetruth 2025-10-06T23:28Z 6897 followers, XXX engagements

"@mikesimonsen I know there's more mortgage rate lock-in in CA vs. nationally.so could be a factor"
X Link @mortgagetruth 2025-10-12T17:43Z 6895 followers, XXX engagements

"More thoughts on this here:"
X Link @mortgagetruth 2025-10-15T17:09Z 6903 followers, XXX engagements

"@blakestonks Because all these names were probably at/near all-time highs a couple weeks ago. Capital One is still up XX% YTD"
X Link @mortgagetruth 2025-10-10T23:21Z 6895 followers, 1309 engagements

"@NipseyHoussle But sticking to the housing bubble"
X Link @mortgagetruth 2025-10-15T00:22Z 6895 followers, XX engagements

"@NickTimiraos Historically no strong correlation between home prices and mortgage rates so"
X Link @mortgagetruth 2025-10-06T16:49Z 6895 followers, 1460 engagements

"@Dickie_Esquire So what"
X Link @mortgagetruth 2025-10-14T22:42Z 6900 followers, XX engagements

"He seems to be saying they will NO LONGER buy MBS as it exacerbated problems already present in the housing market. In other words don't expect the Fed to help lower mortgage rates again. Look at typical market dynamics instead like economic data for future rate movement"
X Link @mortgagetruth 2025-10-15T15:16Z 6903 followers, 3013 engagements

"Apparently "The Great American Mortgage Corporation" is the new collective name for Fannie and Freddie. And Bill Ackman thinks a combined company could lead to lower mortgage rates for consumers. All somehow expected to happen in three months"
X Link @mortgagetruth 2025-08-10T18:39Z 6903 followers, 25.7K engagements

"@JohnWake Incentivizing selling is a thought to boost existing supply. But you will always need investors"
X Link @mortgagetruth 2025-10-11T14:21Z 6898 followers, XXX engagements

"Powell on MBS purchases: "We would certainly not engage in mortgage-backed security purchases as a way of addressing uh mortgage rates or housing directly that's not what we do." "We do have as I mentioned a very large amount of mortgage-backed securities." Sooo"
X Link @mortgagetruth 2025-10-15T15:08Z 6903 followers, 74.9K engagements

"@pulte Some nice light Sunday night reading"
X Link @mortgagetruth 2025-10-12T23:47Z 6902 followers, 2176 engagements

"He did concede that they maybe went too far. "We could have and perhaps should have stopped asset purchases sooner." That last round of MBS buying was ultimately the mistake arguably pushing home prices up another 50%"
X Link @mortgagetruth 2025-10-15T15:13Z 6903 followers, 1695 engagements

"@AnnieTyzak I'm more concerned that a Lexus somehow costs $XXX per month"
X Link @mortgagetruth 2025-10-15T17:17Z 6901 followers, XXX engagements

"The nation's #1 mortgage lender UWM and housing loyalty platform Bilt have partnered up. UWM customers will soon earn points for every on-time mortgage payment and also "during origination." More details to be provided in coming months - phased rollout begins in early 2026"
X Link @mortgagetruth 2025-10-14T15:12Z 6903 followers, 2950 engagements

"Sign of the times: A lender in Florida has launched a reverse second mortgage. Allows seniors to access home equity w/o having to pay off or refinance their low-rate first mortgage. Money can be used to supplement retirement income or cover "rising healthcare costs.""
X Link @mortgagetruth 2025-10-13T14:57Z 6902 followers, 2302 engagements

"@odetakushi They'd run off faster with lower mortgage rates"
X Link @mortgagetruth 2025-10-14T17:21Z 6902 followers, XXX engagements

"The home builders are still doing these massive mortgage rate buydowns. But I feel like they should have pushed a little harder to get this one to $999/mo"
X Link @mortgagetruth 2025-10-09T14:17Z 6901 followers, 3577 engagements

"@MacroEdgeRes No need. Sinking yields due to economy slowing will bring down mortgage rates"
X Link @mortgagetruth 2025-10-14T17:30Z 6902 followers, XXX engagements

"@isaac_saas If you MUST do it for peace of mind even if it financially isn't smart perhaps find a middle ground where you prepay some but don't completely pay it off. There's also risk in having a lot of money tied up in an illiquid asset that is subject to a price drop or damage/loss"
X Link @mortgagetruth 2025-10-13T16:44Z 6896 followers, XXX engagements

"Interestingly #2 lender Rocket Mortgage recently sunsetted their own credit card. They stopped accepting applications for the Rocket Visa Signature Card in July and plan to close existing accounts. Rocket funded $92B last year"
X Link @mortgagetruth 2025-10-14T15:18Z 6900 followers, XXX engagements

"@seventensuited @BigChickenShaq @innoutburger @raisingcanes What doesn't Shaq do"
X Link @mortgagetruth 2025-10-15T18:14Z 6902 followers, XX engagements

"@IMFpubs Meanwhile the GSEs are going public"
X Link @mortgagetruth 2025-10-14T17:27Z 6900 followers, XX engagements