[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@money_cruncher Avatar @money_cruncher The Money Cruncher, CPA

The Money Cruncher, CPA, has been actively posting about the new tax bill and its implications on various financial topics. The most important thing happening lately is the explanation of changes to tax laws, including deductions for car loan interest, overtime pay, and XXX savings plans, as well as updates on 1099-K reporting thresholds. The CPA is also providing guidance on investing and financial planning, such as options for savings accounts and investment strategies.

Engagements: XXXXX #

Engagements Line Chart

Mentions: XX #

Mentions Line Chart

Followers: XXXXXXX #

Followers Line Chart

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #

Social category influence finance XXXX% stocks XXXX% currencies XXXX% technology brands XXXX%

Social topic influence capital gains #65, investment #4170, ira #160, $vusxx #1, money 0.51%, inflation 0.38%, buffett #35, retirement 0.25%, $vti #4, $vgt #1

Top accounts mentioned or mentioned by @glen_nqdc @unusualwhales @moneycruncher @kobeissiletter @millennial_wlth @emma_fincharo @thetruefireguy @realitybytez @grok @goatkiffin @azmark99921960 @erikfinancehelp @robconquistador @kentumin @myersbradley @jackgyoung @bstock98 @t32633trader @boujeefinances @beans120

Top assets mentioned Barclays PLC (BCS)

Top Social Posts #

Top posts by engagements in the last XX hours

"Buffett paid $6.9M of federal taxes on $39.8M of income in 2010 or XXXX% rate. This is because his income came from capital gains & dividends taxed at a max rate of XX% back then. This is why you should invest your $ and minimize taxes by living off investments in the future"
X Link @money_cruncher 2025-10-11T17:11Z 143K followers, 15.5K engagements

"@AdamBLiv This post is wrong on so many levels crazy"
X Link @money_cruncher 2025-10-14T00:31Z 143K followers, 9956 engagements

""I'm a new investor. How do I start" X. Sign up for a 401k/403b. Select Vanguard/Fidelity funds. Contribute at least up to the match. X. Open and max out HSA if eligibl. X. Roth IRA / max out the 401k/403b This is the blueprint for majority of people"
X Link @money_cruncher 2025-10-09T13:25Z 143K followers, 17.6K engagements

"When you die the government could take up to 61%() of everything you own (stocks/house) before your family gets anything. Here's how estate and inheritance taxes can drain your wealth (and what you can do to stop it)"
X Link @money_cruncher 2025-10-08T13:38Z 143K followers, 47.5K engagements

"Strategic withdrawals from your portfolio is the key to paying $X in taxes. If you are married you can pull: $31500 from your pre-tax 401k $58500 of long-term capital gains from brokerage $10000 from your Roth IRA = $X in federal taxes $100000 of cash. (Assuming no other income for the year)"
X Link @money_cruncher 2025-10-02T13:10Z 143K followers, 47.8K engagements

"The national average savings account interest is 0.40%. Yet T-bills are paying XXXX% and no state/local taxes. Can buy them directly from TreasuryDirect. Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay 4.09%. Don't let your savings erode"
X Link @money_cruncher 2025-10-03T13:28Z 143K followers, 21.1K engagements

"6. Taxes Lottery winnings automatically withhold XX% for federal taxes which is around $141M. Depending on the state there might be some % withholding as well. However you will be in a XX% federal tax bracket which is another $76M. Get a CPA to plan your tax liability"
X Link @money_cruncher 2025-09-02T13:58Z 143K followers, 49.8K engagements

"So if you are single and make $100000 W-2 in 2025 you will pay $13449 of federal taxes. In contrast in 2026 you will pay $13234 a decrease of $XXX in federal taxes due to inflation adjustments"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 12.2K engagements

"The Schedule D also showed a $323000 loss from selling securities. He sold Oppenheimer Holdings Deutsche Bank Barclays PLC and a few others at a loss. Probably shouldve just invested in the S&P XXX instead"
X Link @money_cruncher 2024-08-07T12:55Z 143K followers, 193.6K engagements

"I asked XX year olds for their best financial advice for people in their 20s. Most common answers: X. Buy less beer invest that $$ instead. X. Stop buying fancy cars. It's a terrible financial decision. X. Become financially literate as soon as possible. Words of wisdom"
X Link @money_cruncher 2025-10-05T13:15Z 143K followers, 23.1K engagements

"🚨BREAKING: The IRS just announced the inflation adjustments for tax year 2026. Here's what you need to know (and how it affects your taxes):"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 105.8K engagements

"I would never invest in target date retirement funds. Way too conservative. Example - Vanguard Retirement 2070 (in XX years) has XXXX% of holdings in bonds. I don't think that's necessary. And the expense ratio of XXXX% is relatively high (compared to VTI VOO BND etc)"
X Link @money_cruncher 2025-09-24T17:21Z 143K followers, 20K engagements

"3. Capital Gains Tax In 2025 you pay X% capital gains tax if your taxable income is $48350 (single) or $96700 (married filing jointly). In 2026 the X% capital gains tax will apply if your taxable income is $49450 (single) or $98900 (mfj)"
X Link @money_cruncher 2025-10-09T20:56Z 143K followers, 11.4K engagements

"Fidelity has some expensive Money Market Funds: $SPAXX - expense ratio of XXXX% net yield XXXX% $FDLXX - expense ratio of XXXX% yield of XXXX% But Vanguard has: $VMFXX - expense ratio of XXXX% yield XXXX% $VUSXX - expense ratio of XXXX% yield of 4.07%"
X Link @money_cruncher 2025-10-05T17:18Z 143K followers, 33K engagements

"My Vanguards brokerage acc increased by $61k in the last year. My Deloittes salary in year X was $62k. Boring investing works. Keep stacking so your investments can replace your 9-5"
X Link @money_cruncher 2025-10-04T17:39Z 143K followers, 36.7K engagements

""How would you invest $10000 at 25" Assuming you have an emergency fund and don't need cash for major expenses soon I would: X. Put $7000 in a Roth IRA. Buy $VTI or $VGT X. Open a brokerage account. Invest $3000 in $VTI But it all depends on your goals & risk comfort"
X Link @money_cruncher 2025-10-11T13:17Z 143K followers, 22.2K engagements

"Big money is made by waiting. Warren Buffett made his first investment at XX. Now hes worth BILLIONS at XX. Thats over XX years of compound growth. Invest in quality assets and hold forever. Thats how you get rich"
X Link @money_cruncher 2025-10-11T22:17Z 143K followers, 15.4K engagements

"Investing has never been easier. You can literally open a Roth IRA in under XX minutes contribute $XX and buy fractional shares of ETFs with zero broker fees. No excuses"
X Link @money_cruncher 2025-10-12T13:56Z 143K followers, 16.7K engagements

"Over the last XXX days I've invested $10/day to show that you don't need a lot of money to get started with investing. Today the portfolio hit $10000. It will hit $100000 in years to come. Yet many people still think it's pointless to invest small amounts. (it's not)"
X Link @money_cruncher 2025-10-03T17:47Z 143K followers, 60.2K engagements

"For 2025 the new tax bill is changing the 1099-K threshold back to $20000 and XXX transactions for apps like Venmo CashApp PayPal etc This is a big change from the $XXX threshold set in 2021 under the ARP Act"
X Link @money_cruncher 2025-10-10T23:32Z 143K followers, 18.2K engagements

"Some people think it's pointless to invest $100/mo. But: X. Its better than $0/mo X. You let your compound instead of wasting it on useless things X. You form a habit of investing which could be even more valuable than the $$$. Just start"
X Link @money_cruncher 2025-10-06T22:18Z 143K followers, 17.7K engagements

"Unpopular opinion: XX% of people should never buy individual stocks. Only index funds ETFs"
X Link @money_cruncher 2025-10-08T17:46Z 143K followers, 45.4K engagements

"Here's how you should prioritize your money: X. Emergency fund X. 401k/403b up to the match X. Pay down higher interest debt (7.25%+) X. HSA if eligible X. ESPP if available X. Roth IRA (or max out 401k depending on the marginal rates) X. Pay down lower interest loans (interest XXXX% but not below 4) Or Mega Backdoor Roth X. Brokerage account or XXX plan for kids"
X Link @money_cruncher 2025-10-02T22:40Z 143K followers, 58K engagements

"Earlier in my career I didn't want to max out my 401k as I was worried about liquidity for early retirement. That changed as I learned about: 72t SoSEPP rule of XX roth conversion ladder All of these allow you to pull from 401k before XX without XX% penalty"
X Link @money_cruncher 2025-10-06T13:09Z 143K followers, 34.8K engagements

"If you look at line XX of Schedule E you will notice that Trump qualified as a real estate professional. This is an IRS designation that allows you to take losses from real estate against other income types. You need XXX hours performed in real estate to qualify:"
X Link @money_cruncher 2024-08-07T12:55Z 143K followers, 230.6K engagements

"So many people make this mistake: They focus too much on things they cant control: tariffs stock market inflation instead of focusing on things you can control: your expenses your income your investments your discipline"
X Link @money_cruncher 2025-10-04T23:03Z 143K followers, 16.1K engagements

"Just fyi: Even if you reinvest dividends you still have to pay taxes on them. If dividends are qualified youll pay 0-23.8% in tax. If non qualified youll pay 0-40.8% tax. If youre young dont chase high dividends"
X Link @money_cruncher 2025-10-01T13:09Z 143K followers, 26.9K engagements

"I often get asked how do I invest in my 401k. XXX% of it is invested in Vanguard Institutional XXX Index Trust (VFFSX) It's an institutional fund with a XXXX% expense ratio. One of the best S&P XXX funds out there"
X Link @money_cruncher 2025-09-23T22:28Z 143K followers, 48.2K engagements

"My current investment strategy: - Max out pre-tax 401(k) with XXX% invested in the Vanguard S&P XXX fund XXXX% expense ratio - Max out $7000 Roth IRA with XXX% invested in Vanguard IT ETF ($VGT) - Put the rest in a brokerage account split between $VTI and $VGT This strategy has performed really well"
X Link @money_cruncher 2025-08-27T22:55Z 143K followers, 83.5K engagements

"$VUSXX (Treasury MMF) could be a good choice to park your savings cash. It has a XXXX% yield after expense ratio. It holds XX% T-bills making it mostly state/local tax-exempt. Good option for people with high state & local taxes (CA NY NJ IL etc)"
X Link @money_cruncher 2025-09-10T22:30Z 143K followers, 20.9K engagements

"$4.5 TRILLION tax bill was signed in July. It's one of the biggest overhauls since 2017 that significantly impacts your taxes. Here's everything that's changing:"
X Link @money_cruncher 2025-10-04T13:56Z 143K followers, 54.7K engagements

""I need to park $50000 of cash for XX months. Where to put it" I would use: - $VUSXX (Vanguard Treasury MM Fund) state/local tax exempt XXXX% yield OR - $VMSXX (Vanguard Municipal MM Fund) if you are a high earner in XX% tax rate federal tax exempt XXXX% yield"
X Link @money_cruncher 2025-10-08T00:28Z 143K followers, 44.1K engagements

"Long term capital gains can be taxed at 0%. This means that you can harvest (sell then rebuy) stocks/ETFs to increase your basis & pay less federal taxes in the future if your taxable income (after standard deduction) is $48350 or $96700 (mfj) could be subject to state tax"
X Link @money_cruncher 2025-10-10T17:51Z 143K followers, 15K engagements