@money_cruncher The Money Cruncher, CPA

The Money Cruncher, CPA, has been actively posting about the new tax bill and its implications on various financial topics. The most important thing happening lately is the explanation of changes to tax laws, including deductions for car loan interest, overtime pay, and [---] savings plans, as well as updates on 1099-K reporting thresholds. The CPA is also providing guidance on investing and financial planning, such as options for savings accounts and investment strategies.

Engagements: [---------] #

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• [--] Month [----------] -52%
• [--] Months [----------] +150%
• [--] Year [-----------] -13%

Mentions: [---] #

• [--] Week [---] +29%
• [--] Month [---] +13%
• [--] Months [---] -7.20%
• [--] Year [-----] +8.90%

Followers: [-------] #

• [--] Week [-------] +1.10%
• [--] Month [-------] +4.60%
• [--] Months [-------] +26%
• [--] Year [-------] +42%

CreatorRank: [-----] #

Social Influence

Social category influence finance #129 stocks #153 technology brands financial services #30 countries #5911 us election celebrities cryptocurrencies social networks automotive brands

Social topic influence money #37, if you #753, stocks #986, capital gains #14, investment #102, retirement #129, inflation, $vti #6, savings, debt #28

Top accounts mentioned or mentioned by @moneycruncher @unusualwhales @johnhenry0804 @kobeissiletter @budgetdog @dividendology @decadeinvestor @troythefireguy @investedinyou @troyoncapital @fluentinfinance @thetruefireguy @wolffinancial @acdntlyretired @investmentkage @smartnetworth1 @grok @thealphathought @guytalksfinance @pursuingfreed0m

Top assets mentioned Gains (GAINS) Microsoft Corp. (MSFT) Costco Wholesale Corporation (COST) Tesla, Inc. (TSLA) Dave Inc. (DAVE)

Top Social Posts

Top posts by engagements in the last [--] hours

"Im going to buy [--] share of $SCHD ($70) for every [--] like I get on this post. [---] likes = $7000 of SCHD. Will put an order on Friday. Proof will be attached with the purchase. Take it easy on me"
X Link 2023-05-30T22:25Z 93.4K followers, 46.4K engagements

"@Joe_A_Marshall Chipotle fir life"
X Link 2023-05-31T02:35Z 134.2K followers, [--] engagements

"Im [--] yo with $100k+ net worth and [--] figure remote job. But it wasnt always like that. 🧵"
X Link 2023-07-12T21:01Z 10K followers, [----] engagements

"Here are [--] best tax tips for someone with a W-2. Bookmark for reference"
X Link 2023-06-13T18:21Z 71.5K followers, [----] engagements

"@Invested_In_You But. what about that PEPE coin I was thinking of getting rich off /s"
X Link 2023-06-17T00:20Z 10K followers, [--] engagements

"@FiSavvy Buy Pepe coin"
X Link 2023-06-18T02:12Z 10.1K followers, [--] engagements

"@DividendDaze I like $O"
X Link 2023-06-24T02:44Z 10.1K followers, [---] engagements

"If you finance a $300000 home at 6.5% you will pay $382633 in interest ONLY over the loan life. If you finance a $300000 home at 4.5% you will pay $247220 in interest. A $135000 difference"
X Link 2023-06-27T14:08Z [----] followers, [--] engagements

"Saving money is making money. Agree"
X Link 2023-07-08T23:09Z 10K followers, 10.1K engagements

"Family health and freedom. This is the definition of my success. You"
X Link 2023-07-09T16:48Z 10.1K followers, [----] engagements

"@MinHustler I think you can"
X Link 2023-07-09T18:47Z [----] followers, [--] engagements

"The @Entrepreneur posted an article "The American Dream Is Dead". I immigrated to America when I was [--] and will become a millionaire before [--]. It's only dead if you are lazy and living the victim mentality. Harsh but that's the truth"
X Link 2023-07-10T13:41Z [----] followers, [---] engagements

"Just hit [---] followers 🤯 I started this journey [--] months ago and it has been very rewarding. Built so many connections with incredible smart people. Only up from here 📈"
X Link 2023-07-10T18:02Z 10K followers, [----] engagements

"Investing is how ordinary people become millionaires. Do you agree"
X Link 2023-07-10T22:16Z [----] followers, [----] engagements

"a $500 side hustle per month is more powerful than you think. It allows someone to retire at [--] vs 65"
X Link 2023-07-11T13:21Z 86.9K followers, [----] engagements

"@MattChiaCPA That rich people pay no tax"
X Link 2023-07-11T14:13Z [----] followers, [--] engagements

"Saw someone post this and being excited about buying a new car at almost 9% 😬"
X Link 2023-07-12T19:04Z 10.1K followers, [----] engagements

"One of my long term goals is to develop a curriculum for high school personal finance class. There is no reason why someone should be broke in America. It all starts with education"
X Link 2023-07-13T00:15Z 10K followers, [---] engagements

"Want to become a millionaire Don't go out on expensive dinner dates. Thoughts"
X Link 2023-07-13T13:32Z 86.8K followers, 15.5K engagements

"@gleng2041 I mean $20k per year invested can generate huge returns over time"
X Link 2023-07-13T17:26Z 10.1K followers, [--] engagements

"Chase charges $10 for cashier's check. Bank of America charges $15. Ally bank is free. If you use cashier's check option to pay rent make sure you are paying $0 in fees"
X Link 2023-07-22T05:17Z 10K followers, [---] engagements

"@dividendology And so many people dont think about inflation when they look for the retirement number"
X Link 2023-07-21T23:14Z [----] followers, [---] engagements

"@JessMota_ Or you can cook at home using the Chipotle copycat recipe 🤔"
X Link 2023-07-22T00:02Z 134.2K followers, [--] engagements

"Unpopular opinion: Eating out keeps you broke. We often hear the advice: increase your income $15000 - much easier than to save $7 on coffee or $5 avocado toast. I also gave similar advice too. However not many people can just quit their jobs and get $15000 raise. Its"
X Link 2023-07-24T22:59Z 10.1K followers, 27.7K engagements

"2 months ago I had [---] followers. My tweets would get 20-40 impressions. Here are my stats for [--] days. Dont give up"
X Link 2023-07-26T14:20Z 10.1K followers, 15.1K engagements

"@BusinessFamous Long $SBUX for sure"
X Link 2023-07-28T19:57Z 10.1K followers, [--] engagements

"@indie_Jaymie I work as sr accounting data analyst for Fortune [---] company"
X Link 2023-08-02T18:10Z 10.1K followers, [--] engagements

"Finishing reading my second book about debt. Im combining tips from those books to create the best short and practical e-book about debt. It will include: - tips - support - personalized plan $0. September 2023"
X Link 2023-08-04T21:41Z 10K followers, [----] engagements

"I put $415 every month into my 401k. My employer matches with another $415. Literally free money. Do you contribute to 401k"
X Link 2023-08-06T06:39Z [----] followers, 31.3K engagements

"@BuffCpa Its not that bad. Home prices are somewhat reasonable compared to other spots and sustainable long term"
X Link 2023-08-05T23:53Z 10.1K followers, [---] engagements

"My goal is $1000000 net worth before [--]. Already 15% in. Here is my plan for the next [--] years: - increase the delta between income & expenses - invest the difference aggressively. It wouldnt be easy. But possible"
X Link 2023-08-06T13:58Z 86K followers, [----] engagements

"How I got to $150000 net worth at 23: I dont drink coffee at all. Try at your own risk"
X Link 2023-08-07T13:11Z 10.1K followers, 14.7K engagements

"@DecadeInvestor Its only 1.5B in annuities. Cash payment is more like $700M. But agree with your point"
X Link 2023-08-07T21:45Z 130.5K followers, [----] engagements

"@doutaxsolutions Make 100k+ and still drive same car as [--] years ago. Lifestyle inflation can kill your wealth"
X Link 2023-08-07T21:47Z 10.1K followers, [--] engagements

"You might look on Twitter and see [--] year olds investing $2k a month. But that doesnt have to be you. Choose a number you are comfortable with and just start. Regardless of $ regardless of age. You can do it"
X Link 2023-08-07T22:19Z 10.1K followers, [----] engagements

"I have $30000 in losses with crypto. I was chasing the hype back in [----]. Investing in small cap tokens chasing high yields lack of self-custody. Dont make my mistake. Invest in ETFs and watch your money grow"
X Link 2023-08-08T13:20Z [----] followers, 20.8K engagements

"When you are young you want to become wealthy. When you are wealthy you want to become young. Thats why I choose wealthy young 😎"
X Link 2023-08-08T22:05Z 10K followers, [----] engagements

"Its easy to quit investing. - Requires money - Can go down 10% - Might not see any returns short term But if you keep investing for the long term You will 100% make money"
X Link 2023-08-09T12:56Z 10K followers, [----] engagements

"Here is a crazy research study: Half the participants were paying with cash. Half the participants were paying with a credit card. Those who used a credit card were willing to pay 2x more than those with cash. If you cant use your credit card responsibly - cut it up"
X Link 2023-08-09T22:04Z 10K followers, [----] engagements

"@stndardoperator Great message"
X Link 2023-08-09T23:21Z [----] followers, [--] engagements

"@LTI_finance Lifestyle inflation will ruin your wealth people"
X Link 2023-08-10T01:51Z 10.1K followers, [---] engagements

"Over [--] million households carry a credit card balance. 💳 My next FREE e-book is focused on credit card debt. actionable tips support practical strategies Coming September 2023"
X Link 2023-08-10T22:04Z 87.8K followers, [----] engagements

"@Investmentkage Yet most people will complain they dont have extra $500. How about you just get a job if you want it bad enough"
X Link 2023-08-12T14:02Z 89.2K followers, [--] engagements

"Spending some time reading scientific study about credit cards. My free e-book will be 10x better than most paid stuff sold by money coaches. Cant wait to share it with you all"
X Link 2023-08-12T17:18Z 10.1K followers, [----] engagements

"$1 turns into $22 in [--] years with investing. The earlier you realize this the more wealth you can build. Thats how ordinary people retire with millions"
X Link 2023-08-13T13:35Z 10.1K followers, [----] engagements

"There is a 6.18% [--] month CD. No maximum balance $500 to open. Worth it"
X Link 2023-08-15T13:17Z 10.1K followers, [----] engagements

"@Dividend_Dollar Ah yes. its the $2 avocado"
X Link 2023-08-15T17:48Z 134.2K followers, [--] engagements

"I have [-----] tweets in less than [--] months. Sometimes growth is in the volume. Or I just might be addicted 🤔"
X Link 2023-08-15T22:05Z 10.1K followers, [----] engagements

"Im taking a few days off from Twitter to focus on my free e-book about debt. Im spending 100+ hours on it. Cant wait to share it with all of you. September 2023"
X Link 2023-08-16T23:05Z 10.1K followers, [----] engagements

"Took [--] days off from Twitter to focus on my debt book. Made a lot of progress. My goal is to impact at least [--] person. If I can do that my goal is accomplished. Sharing sneak peeks soon"
X Link 2023-08-21T13:03Z [----] followers, [----] engagements

"@MarketPalmer_ Very very true. My fiancee is a finance major. Glad she realizes the power of a $ haha"
X Link 2023-08-21T13:16Z [----] followers, [--] engagements

"@MMMTwealth I will stay with equities due to my age. But can be a good strategy for someone closer to retirement perhaps"
X Link 2023-08-21T13:20Z 89.2K followers, [--] engagements

"Just created an Excel spreadsheet for the debt book. It calculates interest difference between Snowball and Avalanche methods using your current debt. This way you can figure out which method works for you (i.e. is interest difference big enough to go with Avalanche)"
X Link 2023-08-21T22:34Z 10.1K followers, [----] engagements

"Woke up to [----] followers today. Extremely grateful for all of you 🫶"
X Link 2023-08-22T13:06Z [----] followers, [----] engagements

"Stop buying individual stocks IF you dont have any advantage in assessing value (time knowledge etc) Or not good at assessing the growth over 3-5 years. Just buy ETFs"
X Link 2023-08-22T17:19Z 10K followers, 15.3K engagements

"I started posting on Twitter exactly [--] months ago. Today I hit [----] followers. Here is what I learned: Spend [--] minutes engaging with others. Build connections. Always improve your writing. Spend 15-20 minutes to write [--] posts and post them 4-5 hours apart"
X Link 2023-08-23T13:11Z 10.1K followers, [----] engagements

"Is hiring your kids for the tax benefits worth it Here is my take as a CPA:"
X Link 2023-08-25T13:29Z 10.1K followers, 17.7K engagements

"@thewealthdad You should use the Ally's no penalty CD. It's at 4.5% and is exactly like the savings account"
X Link 2023-08-25T13:47Z 143K followers, [---] engagements

"@dividendology Go woke go broke no other explanation"
X Link 2023-08-25T18:43Z 80.8K followers, [---] engagements

"@xFinancialFocus Yeah Its about 50% of my brokerage invested amount"
X Link 2023-08-25T22:36Z 87.8K followers, [--] engagements

"Parents who make their child pay rent once they turn [--] are wild"
X Link 2023-08-25T22:46Z 10.1K followers, 34K engagements

"@WOLF_Financial Invest into assets and use that money to pay for liabilities. A good balance between investing and living in the moment"
X Link 2023-08-26T01:35Z 10.1K followers, [---] engagements

"I have $150k net worth at the age of [--]. Here is what I learned: [--]. Don't spend money on stupid shit. [--]. Increase your income ASAP. [--]. Invest in ETFs consistently. Anything else you would add from your experience"
X Link 2023-08-26T12:49Z 89.2K followers, [----] engagements

"@BristolDividend Great purchases Bristol"
X Link 2023-08-26T17:40Z 10.3K followers, [--] engagements

"@WolfoftheKirb Not necessarily deflation but there are good prices out there. Not all as bad as media portrays it"
X Link 2023-08-27T01:07Z 10.2K followers, [--] engagements

"If you are below [----] followers and cant grow: 10x the number of quality comments you post per day for the next [--] days. If you dont grow - I will invest $5000 in an ETF of your choice"
X Link 2023-08-27T13:29Z 10K followers, [----] engagements

"@MortenReenberg Exactly. We are here for the long term"
X Link 2023-08-27T13:57Z 10K followers, [--] engagements

"@dividendology I personally like $BAC. Long term buy for sure for me"
X Link 2023-08-27T14:00Z 10.1K followers, [--] engagements

"@TheAlphaThought Think long term and good things will come"
X Link 2023-08-27T15:51Z 10.1K followers, [--] engagements

"@MoneyJrod Vanguard Funds are all you need to become a millionaire"
X Link 2023-08-27T15:53Z 80.8K followers, [---] engagements

"@IAmClintMurphy Long term thinking is so underrated nowadays"
X Link 2023-08-27T15:56Z [----] followers, [--] engagements

"Just a reminder: You need to pay taxes on your dividends even if you reinvest them"
X Link 2023-08-27T17:31Z 10K followers, 22.5K engagements

"@FluentInFinance Whole economy rests on $NVDA shoulders 😅"
X Link 2023-08-27T19:58Z 10K followers, [---] engagements

"@SteveWagsInvest It gets easier over time to hold during volatility once you have a long-term investing mindset"
X Link 2023-08-27T20:00Z [----] followers, [---] engagements

"Gambling is the biggest waste of money"
X Link 2023-08-27T22:37Z [----] followers, 11.9K engagements

"@InvestnWPreston Never would know unless you play am I right"
X Link 2023-08-27T23:56Z 87.8K followers, [--] engagements

"@BarefootAdvisor Thats true. Dealer always wins"
X Link 2023-08-28T02:39Z 10.1K followers, [--] engagements

"Saw this screenshot of someone making $2500/week on Instacart. No excuses to be broke"
X Link 2023-08-29T12:44Z 10.2K followers, 32.5K engagements

"The FOMC might make another rate hike in November/December to get inflation to 2%. Yet [--] months ago many people were saying they will just refinance soon when the rates drop"
X Link 2023-08-29T22:23Z [----] followers, [--] engagements

"@kdan1186 Interest rates dont matter unless you need to finance. Get that 5.5% in t bills"
X Link 2023-08-29T23:02Z 10.1K followers, [--] engagements

"Im going to be transparent with you: I dont know much about sports TV shows subjects like physics or chemistry historic events and many other topics. But I do love talking reading and learning about personal finance"
X Link 2023-08-30T12:53Z 10.1K followers, [----] engagements

"Mortgage applications are at the lowest level since [----]. My bet is it will only get worse before it gets better especially since winter is coming along with the potential rate hike"
X Link 2023-08-30T17:31Z 10K followers, [----] engagements

"@FinPhilosopher This stock is definitely the one that's not going away for quite some time"
X Link 2023-08-31T00:04Z 10.1K followers, [--] engagements

"@Investmentkage By investing my $"
X Link 2023-08-31T13:17Z [--] followers, [--] engagements

"@Invested_In_You Its wild when people say that. Like I can pull out money pay tax and penalty and still have like 30% returns lol"
X Link 2023-08-31T14:17Z 10.1K followers, [---] engagements

"Having a $700/mo car payment is not just $700. There is a huge opportunity cost along with all other expenses"
X Link 2023-09-01T22:28Z 89.2K followers, [----] engagements

"@GuyTalksFinance Able to generate returns much faster if you are smart with it"
X Link 2023-09-02T00:47Z [----] followers, [---] engagements

"@Smartnetworth1 And these assets will help you retire much faster than 65"
X Link 2023-09-02T01:39Z 10K followers, [---] engagements

"Tesla cut $30000 on Model S and $40000 on Model X since the beginning of [----]. Why are they cutting it 🤔"
X Link 2023-09-02T17:15Z [--] followers, 12.5K engagements

"Going to college is the best choice for 99% of the people unless you choose a useless major that pays $35000"
X Link 2023-09-02T22:08Z 10.1K followers, 18K engagements

"@DvdndDiplomats None 😅"
X Link 2023-09-02T23:18Z 10.1K followers, [----] engagements

"Credit cards consumer and auto loans delinquencies are at their highest level in a decade. It will get only worse in the short term"
X Link 2023-09-03T13:35Z 10.1K followers, [----] engagements

"Remember to reward yourself for the hard work"
X Link 2023-09-03T17:36Z 87.8K followers, [----] engagements

"I have a friend who makes $150000 but is not able to save or invest. What advice would you give him 👇"
X Link 2023-09-03T22:47Z 85.6K followers, 42.9K engagements

"One thing people need to realize about debt payoff is that its a guaranteed tax-free return. Paying off 4% loan might be better than a 5% HYSA simply economically speaking"
X Link 2023-09-04T13:58Z [----] followers, 10.8K engagements

"@otag143546mot Never seen interest rates at 0% and inflation at 0%"
X Link 2023-09-04T14:10Z [----] followers, [--] engagements

"People on always defend their own investment strategy (value growth dividend etc) Ultimately the best strategy is the one you can stick to long-term"
X Link 2023-09-04T17:52Z 10.1K followers, [----] engagements

"Back when I wanted to become a banker for Goldman 😅"
X Link 2023-09-04T22:40Z 80.8K followers, [----] engagements

"Getting married in [--] months. Will get an $80000 increase in net worth about 50% instant return. The ultimate wealth hack"
X Link 2023-09-05T12:51Z [--] followers, 24K engagements

"@financefor5yos I dont think deflation will happen as it generally means slower economic growth due to demand"
X Link 2023-09-05T18:57Z 85.9K followers, [---] engagements

"Warren Buffett had a net sale of $8 billion in Q2. He probably doesnt think that the risk difference between equity returns and T-bills is significant enough. Why do you think he sold"
X Link 2023-09-05T23:14Z 85.9K followers, [----] engagements

"@IBuyVoo Nice purchase"
X Link 2023-09-06T00:15Z [----] followers, [--] engagements

"You want a nice $850/mo car How about you invest into assets (dividends real estate businesses) to pay for it. Trade off between living and investing for your future"
X Link 2023-09-06T12:48Z 10K followers, [----] engagements

"@iamcoriarnold $10000 annual dividends is awesome"
X Link 2023-09-06T13:05Z [----] followers, [--] engagements

"@TroyTheFIREGuy Im bad debt free guy Im all for using good debt"
X Link 2023-09-06T15:19Z 10.1K followers, [--] engagements

"I dislike posts like $2000 invested in Amazon in [----] would be $136000 now It encourages people to find the winning companies now. Since [----] 52% of companies in Fortune [---] have gone bankrupt or ceased to exist. Dont chase the next Amazon or Apple"
X Link 2023-09-06T17:32Z [----] followers, 19.4K engagements

"My free e-book is coming out this Saturday. Its better than 99% paid stuff sold by money coaches these days. Excited to share with you all"
X Link 2023-09-06T22:31Z 10.1K followers, [----] engagements

"I was born in Ukraine the poorest country in Europe. I immigrated to the US when I was [--]. Ive worked for Deloitte F500 and now F200 making [--] figures at [--]. Dont underestimate how much your life can change in 5-10 years if you work hard"
X Link 2023-09-07T12:56Z [----] followers, 11.1K engagements

"@SteveOnSpeed People stop driving their wealth once they get a $60000 job and $75000 BMW"
X Link 2023-09-07T12:58Z [----] followers, [---] engagements

"@real_estate_rex And unemployment is generally a lagging indicator. With many student loan payments resuming and layoffs continuing it's about to get interesting"
X Link 2023-09-07T12:59Z 10.1K followers, [--] engagements

"Did you know that 99.4% of $VOO holdings are also in $VTI The overlap by weight is 85%. When you invest into different ETFs check their overlap. This way you will be truly diversified for upside/downside potential"
X Link 2023-09-07T17:37Z 10.1K followers, [----] engagements

"@AcdntlyRetired Depends on the situation 🤔"
X Link 2023-09-07T18:47Z 10.1K followers, [--] engagements

"Book launch is tomorrow. [--] months of hard work. For free"
X Link 2023-09-08T13:04Z 10.1K followers, [----] engagements

"I worked with $40000000/yr family office. One of the members was making $5M a year. His tax return had [--] different K-1s (partner in a business) If you want to get wealthy: You have to make money work for you. Invest in stock market businesses etc"
X Link 2023-09-10T22:29Z [----] followers, [----] engagements

"I studied accounting and [--] years after graduation I was making $100k+. University is not for everyone but it worked for me. You have to analyze your strengths and weaknesses"
X Link 2023-09-11T12:53Z 10.1K followers, [----] engagements

"@Dividend_Dollar I think leverage is very personal topic. Most people can't stomach big debt even if it's cash flowing at the time"
X Link 2023-09-11T13:04Z 87.4K followers, [---] engagements

"@Smartnetworth1 Controlling your emotions when investing is #1"
X Link 2023-09-11T13:05Z 86K followers, [---] engagements

"@Dividend_Dollar Investing for your kids is the best way to set them up financially for life"
X Link 2023-09-11T13:06Z 10.3K followers, [----] engagements

"@TheDividendGoat Brick by brick"
X Link 2023-09-11T13:14Z 10.1K followers, [--] engagements

"I often overlook the fact that investing and personal finance are not easy for the average person. Most of the FinTwit represents a small small minority. There are still people who have [--] clue about what compounding interest and investing"
X Link 2023-09-11T17:52Z 10.1K followers, [----] engagements

"Im a W-2 employee what are some tax strategies without real estate investing Here they are: - Tax loss harvesting - Charitable contributions - Contribute to the retirement accounts and HSA - Tax-exempt bonds Not much you can do with a W-2 and no real estate"
X Link 2023-09-11T22:31Z 10.1K followers, [----] engagements

"99.9% of American businesses are small businesses and 46.4% of people work for small business. The Fed Senior Loan Survey showed that 50% of bankers are tightening credit to small businesses. Small businesses struggle - fewer people hired. Be prepared just in case"
X Link 2023-09-12T12:51Z 10K followers, [----] engagements

"Over 70% of millennial men believe they will become millionaires at some point. Yet only a small fraction actually achieve the millionaire status goal. Why is that"
X Link 2023-09-12T17:46Z 89.2K followers, 44.8K engagements

"Today is my birthday. 🍾 Decided to buy myself a $4000 present"
X Link 2023-09-13T13:55Z [--] followers, [----] engagements

"As I turn [--] today I wanted to calculate my net worth: Brokerage - $71500 HYSA - $58500 Crypto - $16300 401k/IRA - $5100 Car - $4000 Total $155000"
X Link 2023-09-13T18:26Z 85.9K followers, 77.2K engagements

"@McleranAlex I mean most of the tech ETFs have exposure to $NVDA. I buy it for the long term so not worried"
X Link 2023-09-13T20:15Z 10.1K followers, [--] engagements

"@SigmaPi66848 Usually those are a little more illiquid and harder to dispose/worth less. I get your opinion and many people feel the same. All good"
X Link 2023-09-13T22:22Z 10.1K followers, [--] engagements

"@klunkssaysagain Yeah I started increasing my 401k contributions"
X Link 2023-09-13T23:21Z 10K followers, [--] engagements

"$800/mo car payment will cost you $7500 in total interest over [--] years. When you factor in opportunity cost depreciation and maintenance you are looking at a total cost of $30000. True cost of owning the car is much higher than just the purchase price"
X Link 2023-09-14T13:50Z [----] followers, [----] engagements

"Growing up in Ukraine the average salary was $300/mo. I saw cars like Lamborghini or McLarens online and thought Its impossible to have one of those. My dream car had a $4000 price tag. Even that was a stretch. Then I immigrated to the US. Endless opportunities. Its crazy to think that there will be a point in my life when I will be able to afford these cars in cash. It will be more than just a car. It will be a representation of the dedication and hard work. It will be something that was once impossible but has become a reality. Dont underestimate how much your life can change in 10-15"
X Link 2023-09-14T17:33Z 10.1K followers, [--] engagements

"Being an immigrant is my greatest advantage. Knowing that sky is the limit in the US which definitely wasnt the case before motivates me to work even harder"
X Link 2023-09-14T22:45Z 10.1K followers, [----] engagements

"@Budgetdog_ Fortune [---] companies have a lot of global presence. International markets growth hasn't kept up with inflation even. Too risky for me"
X Link 2023-09-14T22:55Z [----] followers, [--] engagements

"Here is how Im getting to $1M net worth before 30: [--]. Increase my 9-5 and side hustle income [--]. Dont lifestyle inflate [--]. Buy quality ETFs/real estate consistently [--]. Hold them forever 15% there"
X Link 2023-09-15T13:23Z [----] followers, [----] engagements

"@thewealthdad Nice little paycheck"
X Link 2023-09-15T20:04Z 143K followers, [---] engagements

"Remember to reward yourself for all the hard work. Whatever that may be for you"
X Link 2023-09-15T23:11Z [----] followers, [--] engagements

"Many people struggle with the balance between investing and enjoying the present. What are some things you do/buy that make you happy regardless of cost"
X Link 2023-09-16T13:15Z [----] followers, [--] engagements

"@darrelltalksfi Thats awesome. Where next trip to"
X Link 2023-09-16T16:54Z 10.1K followers, [--] engagements

"I never look down on people who invest $100-200/mo. They had the courage to start. Many people wouldnt"
X Link 2023-09-16T17:27Z 10.1K followers, 11.8K engagements

"@VivekChirps Exactly. Dont look at the market price just start"
X Link 2023-09-17T02:41Z 10K followers, [--] engagements

"@FreedomFinLB I personally don't. There are a lot of great vanguard funds with low expense ratio"
X Link 2023-09-17T02:44Z 10.1K followers, [---] engagements

"Here is a question you should ask yourself before making a significant financial decision: Will I be able to sleep well at night I know a friend who bought a car started stressing about big payment and sold it at a loss. Nothing is worth sacrificing your health"
X Link 2023-09-17T14:28Z [----] followers, [---] engagements

"The biggest lie in a corporate world"
X Link 2023-09-17T18:19Z [----] followers, [----] engagements

"@dividendology $AAPL for me too"
X Link 2023-09-18T00:50Z [----] followers, [----] engagements

"If your 401k doesnt offer a match would you still contribute to it I would just invest in a taxable brokerage as flexibility/control is important to me"
X Link 2023-09-18T12:53Z 89.2K followers, 28K engagements

"If you can consistently generate 30% returns investing in businesses - you dont need the stock market. Might be good to diversify but its technically useless"
X Link 2023-09-18T17:34Z [----] followers, [----] engagements

"You have 20k left in mortgage at 6.6%. You also have 20k in your savings account with $0 emergency fund or retirement savings. What do you do with $20k"
X Link 2023-09-19T17:39Z 10K followers, 18.6K engagements

"@PursuingFreed0m You gotta make a similar post asking for SSN. Might get higher engagement"
X Link 2023-09-19T23:43Z [----] followers, [--] engagements

"@TroyTheFIREGuy Exactly great addition"
X Link 2023-09-20T00:23Z 10.1K followers, [--] engagements

"@rajatsonifnance Time in the market is huge"
X Link 2023-09-20T13:11Z 10.1K followers, [---] engagements

"Have a $600000 triplex showing today. Hoping to get into the real estate game soon. Do you invest into real estate"
X Link 2023-09-20T22:02Z [----] followers, [----] engagements

"@ResilientRei I wanna end up on the pod so no need for due diligence"
X Link 2023-09-21T04:00Z 10.1K followers, [--] engagements

"Drinking more water and less other things is the biggest health and money hack"
X Link 2023-09-21T12:54Z 85.6K followers, [----] engagements

"One of the things I'm doing to save money is cooking and eating at home. What's the #1 thing you are doing to save money"
X Link 2023-09-22T12:44Z 10K followers, 17.9K engagements

"To get ahead financially you must break free from societys rules: - a new car every 3-5 years - eating out every day - upgrading your phone when a new one comes out These things add up over time"
X Link 2023-09-23T13:05Z [----] followers, [----] engagements

"@indexnforgetit Yes. One of the best ETFs out there with low expense ratio"
X Link 2023-09-24T02:05Z 10K followers, [--] engagements

"Most forms of passive income are not passive. They often require significant upfront time investment to make them passive and chances of success are low. The only truly passive income is dividend ETFs/REITs. Not writing books YouTube channels or creating courses"
X Link 2023-09-24T13:44Z [----] followers, [----] engagements

"The worst passive income idea reward goes to:"
X Link 2023-09-25T17:37Z 10K followers, 244.9K engagements

"The stock market sentiment is changing. There is a lot more fear in the market. It will only get worse in the short term due to higher expected interest rates and decreased affordability. What does this mean for you [--]. Make sure you have sufficient emergency funds. [--]. Depending on your job stability/industry consider increasing #1 especially if you work for a small business. [--]. Continue investing regularly. Keep your expenses low. Every additional dollar invested goes a long way. Personally I will try to invest as much as I can. More shares per $"
X Link 2023-09-26T17:55Z [----] followers, [----] engagements

"Most Americans have $1000 or less in personal savings in [----]. Yet most of them have car loans go on expensive vacations and upgrade phones yearly. Why do they do it if they are broke"
X Link 2023-09-27T13:05Z 10K followers, 21.7K engagements

"@DecadeInvestor And they might even have another rate hike in December 👁👁"
X Link 2023-09-27T13:33Z 10K followers, [---] engagements

"Easy access to credit is one of the reasons why many Americans are broke"
X Link 2023-09-27T22:36Z 89.2K followers, [----] engagements

"Even though HYSA is paying 4%+ its still important to invest for the long term. Cant save your way to wealth"
X Link 2023-09-28T13:09Z [----] followers, [----] engagements

"@SizzlinTomato Yeah totally. But dont forget that interest rates in 1980s were in the 12-14. But if we look at the [--] year horizon it just doesnt make sense to put it in HYSA. Short term - absolutely"
X Link 2023-09-28T16:32Z 10.1K followers, [--] engagements

"Millions of auto loans are underwater. A friend of mine bought a car last year for $21000 OTD with $500 down. Now the KBB value is $6500 and loan balance is $18500. Buying less car than you want is a wealth hack"
X Link 2023-09-28T17:44Z 10K followers, 24.3K engagements

"I saw a screenshot of someone losing $139000 in the stock market. This is why I invest in good ETFs and not options gambling or penny stocks"
X Link 2023-09-29T12:56Z 10.1K followers, [---] engagements

"@unusual_whales It's actually very easy to find fraud for the IRS. Every business tax return has a NAICS code. They can train AI model on the deductions related to that NAICS code and if it doesn't match - trigger the audit"
X Link 2023-09-29T13:00Z 10.1K followers, [---] engagements

"@brucemcintyre Yup. Need to invest in quality assets. Even better - ETFs"
X Link 2023-09-29T15:07Z [----] followers, [---] engagements

"@dividendology Can't forget some $SBUX"
X Link 2023-09-30T16:42Z 86.8K followers, [----] engagements

"@Scion_Zach Fund managers sell it. Not me. I just make $$$"
X Link 2023-09-30T17:28Z 86.8K followers, [--] engagements

"Do you want to retire at [--] or [--] Most people would choose [--]. Its achievable for a lot of people with careful planning and execution. But most people cant think that far ahead and arent willing to put in the work"
X Link 2023-10-01T13:58Z 10.1K followers, 10.3K engagements

"My goal is $1M net worth before [--]. Here is my plan for the next [--] years: - increase income (promotions side hustles new job) - invest aggressively in ETFs. Time to execute"
X Link 2023-10-01T18:17Z [----] followers, [----] engagements

"Losing money in crypto/options/penny stocks is just the tuition price. Learn from it and move on"
X Link 2023-10-01T22:37Z [----] followers, [----] engagements

"Bloomberg expects a US recession. The truth is that no one knows what will happen. Focus on the things you can control: [--]. Emergency funds [--]. Continue to DCA Are you concerned about the potential recession"
X Link 2023-10-02T12:55Z [----] followers, [----] engagements

"There are only [--] new cars priced under $20000. Thats why I recommend buying almost new (2-3 years older) and save a lot of $$. Do you buy new or used"
X Link 2023-10-02T18:15Z 86.8K followers, 13.8K engagements

"@unusual_whales Would be interesting to see as there is 60% probability for a rate hike in December"
X Link 2023-10-02T19:46Z 10.1K followers, [---] engagements

"Markets can remain irrational longer than you can remain solvent. This is why I DCA & invest for the long term. Best way to do it"
X Link 2023-10-02T22:25Z 10K followers, [----] engagements

"@CPATaxTeam The problem also with Toyota is that some of their cars dealers are really shady. They dont sell at MSRP"
X Link 2023-10-03T03:24Z 10.1K followers, [--] engagements

"Exciting news: Ive started a YouTube channel. The content will be focused on personal finance and taxes. Im still figuring out the format but I would love for you to join me. 🫶"
X Link 2023-10-03T12:50Z 10.1K followers, [----] engagements

"@SteveWagsInvest That's what I'm doing. Hoping for work optional at 40"
X Link 2023-10-03T13:00Z 10.1K followers, [---] engagements

"I heard a story of a guy in his early 30s making $2M/yr. BA Stamford - IB - PE - Harvard MBA - Hedge fund He is depressed nauseous from all the stress and wakes up crying daily. Dont chase high net worth or $$ without your why. Happiness is what truly matters"
X Link 2023-10-03T17:50Z 10K followers, 19.5K engagements

"The sad reality is these days if you want your salary to stay with or beat inflation you have to job hop frequently. Companies don't reward loyalty"
X Link 2023-10-03T22:11Z 10.1K followers, [---] engagements

"Unpopular opinion: The only way home prices will go down in the near future is if a high number of people must sell due to job losses and hardships"
X Link 2023-10-04T18:02Z 89.2K followers, 23.8K engagements

"Just a reminder: Today's cash yields won't last forever. Stocks will push toward new highs long term. Get invested"
X Link 2023-10-04T22:11Z [----] followers, [----] engagements

"@dividendology Takes time and patience. But definitely worth it in the long term"
X Link 2023-10-05T15:28Z 10K followers, [---] engagements

"@DecadeInvestor Who is hyve lol"
X Link 2023-10-05T21:41Z [----] followers, [----] engagements

"@unusual_whales I bet Nancy Pelosi invested in $PXD long before"
X Link 2023-10-06T01:30Z [----] followers, [----] engagements

"My fiance and I both immigrated to the US with our parents. They work hard blue-collar jobs. When we invest $80000/yr we don't invest just for our future. We invest for theirs too. That's our "why". That's the least we can do for them"
X Link 2023-10-06T12:39Z 10.1K followers, [----] engagements

"If you can't cover a $500 emergency without going into debt then stop spending money on stupid shit until you can"
X Link 2023-10-06T23:48Z 10.1K followers, [----] engagements

"Just a reminder: Check your insurance rates annually. Chances are your renewal price has increased. By shopping around you can save 15%-25%"
X Link 2023-10-07T13:54Z [----] followers, [----] engagements

"@AcdntlyRetired Just gotta keep investing"
X Link 2023-10-07T13:57Z 10.1K followers, [---] engagements

"I wanted to share my salary numbers over the years: [--] y.o. - $8.25/hr cashier [--] - $10/hr flipping burgers [--] - $12.50/hr part time accounting internship [--] - $29/hr junior summer internship [--] - $62000/yr first job out of college [--] - $90000/yr new job at Fortune [---] [--] - $110000/yr new job at Fortune [---] [--] - $110000/yr same job I share this not to brag but to show that if you work hard prioritize your education and make strategic job changes you will make a lot of money"
X Link 2023-10-07T18:44Z 10.1K followers, 181.5K engagements

"The biggest crisis in the US economy is housing. Many buyers simply cannot afford to buy a house at the current rates. They are stuck paying high rent for a run-down place in a bad neighborhood. What will it take for this to change"
X Link 2023-10-08T13:28Z [--] followers, 18.6K engagements

"Unpopular opinion: The only positive signs of the economy are unemployment and GDP"
X Link 2023-10-08T17:58Z [--] followers, [----] engagements

"Did I overcook this sirloin"
X Link 2023-10-08T22:38Z 89.2K followers, [----] engagements

"@unusual_whales Commercial real estate will continue to 📉📉📉 harder than ever before"
X Link 2023-10-09T13:22Z 10.1K followers, [---] engagements

"@Budgetdog_ They have some of the best funds with low expense ratio"
X Link 2023-10-09T22:16Z [----] followers, [---] engagements

"Media will always sell fear. Here is the proof: "How the U.S. Economy Will Enter Its Next Recession" Bloomberg [----] "Recession Is a Far Larger Threat Than Inflation" Bloomberg [----] "Recession Warnings Pile Up" Bloomberg [----] "U.S. Recession 2020: When Will the Economy Recover" Bloomberg [----] "Is the US Already in Recession" Bloomberg [----] "Are We Already in a Recession [----] " Bloomberg [----] "Why a US Recession Is Still Likely and Coming Soon" Bloomberg [----] Yet the S&P [---] is up 56% in the past [--] years. Ignore the headlines continue to DCA and build an emergency fund"
X Link 2023-10-09T22:41Z [----] followers, 26.9K engagements

"As an immigrant I understood that every dollar matters. Some people think that its worthless to invest or save $50. But its better than $0. More importantly the habit formation is 100x more valuable than the amount"
X Link 2023-10-10T12:53Z 10.1K followers, [----] engagements

"@HeroDividend No because money markets are paying around the same and are more liquid"
X Link 2023-10-10T13:03Z [----] followers, [----] engagements

"@Budgetdog_ Especially the housing market is extremely interesting. Homes in my area still selling over asking with 8% avg mortgage 🤔"
X Link 2023-10-10T13:14Z 10K followers, [----] engagements

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