@milesmintIN milesmint

milesmint posts on X about $mar, if you, india, card the most. They currently have [-----] followers and [---] posts still getting attention that total [----------] engagements in the last [--] hours.

Engagements: [----------] #

[--] Week [----------] +57%
[--] Month [----------] +24,685%

Mentions: [--] #

[--] Week [--] +58%
[--] Month [---] +12%

Followers: [-----] #

[--] Week [-----] +5.60%
[--] Month [-----] +25%

CreatorRank: [-------] #

Social Influence

Social category influence finance stocks countries travel destinations technology brands currencies social networks automotive brands

Social topic influence $mar #13, if you, india, card #1200, money, up to #1578, credit cards #164, gold, platinum #109, hotels #622

Top accounts mentioned or mentioned by @pranaysuhasmund @professorcardz @rahulchhabrani @hdfcbank @dealsdhamaka @bonth2nagireddy @abhichtrj @spendwiselyx @contliving @taditdash @cardniti @gowthamnitin @naliniskitchen @finpaal @nstgindia @rbi @bigulchugh @cardswizard @baniyakisamajh @7onethe

Top assets mentioned Marriott International Inc (MAR) HSBC Holdings PLC (HSBC) Uber Technologies, Inc. (UBER) Mastercard, Inc. (MA)

Top Social Posts

Top posts by engagements in the last [--] hours

"@amit_i_am @akshat_money @cards_wizard @EvryPaisaMatter With the current card stack you dont need HSBC premier. Biz black is good if you have heavy GST and Income tax payments"
X Link 2025-10-15T04:08Z [--] followers, [--] engagements

"The smartest way to use AMEX Membership Rewards really depends on your lifestyle. Personally I prefer transferring to Marriott Bonvoy (1:1) unmatched value if you enjoy premium stays. For frequent flyers to Hong Kong or SE Asia Cathay Asia Miles (2:1) is another top-notch option. #AmexIndia #TravelRewards #MilesMint"
X Link 2025-10-15T12:01Z [--] followers, [---] engagements

"💡 Maximize your HDFC Regalia Gold returns earn over 2.5% back on regular spends Curious how 👇 🔁 Step 1: Transfer your HDFC Regalia Reward Points ALL Accor Live Limitless at a 2:1 ratio. 💰 Step 2: Each Accor point = [--] so every Regalia point = [--] in real value when redeemed at Accor hotels. Thats 2.5%+ effective return on your normal transactions 🙌 🍽 Step 3: You can use Accor points not just for stays but also for food & drinks during your stay. A perfect way to enjoy instant value. ⚠ Note: Accor points can be redeemed in 2000-point multiples only. ✨ So next time you swipe your Regalia"
X Link 2025-10-15T13:01Z [--] followers, [--] engagements

"🚀 50% BONUS ALERT for Accor & Vietnam Airlines Fans ✈🏨 Between Nov [---] [----] enjoy +50% bonus when transferring points either way between ALL Accor Vietnam Airlines Lotusmiles 😍 💱 Normal transfer ratio: [----] Accor ALL = [----] Lotusmiles [----] Lotusmiles = [----] Accor ALL 🔥 During bonus period (Nov [---] 2025): [----] Accor ALL [----] Lotusmiles 🛫 [----] Lotusmiles [----] Accor ALL 🏨 #AccorALL #VietnamAirlines #Lotusmiles #TravelDeals #MilesMint #PointsHack"
X Link 2025-10-15T14:24Z [--] followers, [--] engagements

"HDFC Infinia isnt just a credit card its my voucher machine Every 5X10X SmartBuy spend = 15%+ rewards 💥 Been using it as a voucher card for a 3+year now unmatched value every single month. #CreditCards #HDFCBank #SmartBuy #Infinia #MilesMintIN"
X Link 2025-10-16T16:04Z [--] followers, [---] engagements

"People ask me: ETF or MF Large cap or small cap But they forget the real question 👉 Can you stay patient when markets test you Equity investing is like planting a tree 🌳 Roots grow first fruits come later. 🍃 #Investing #MutualFunds #Wealth #MilesMintIN"
X Link 2025-10-17T05:29Z [--] followers, [--] engagements

"💥 American Express India is back with its Referral Program 💥 Apply via my link 👇 🔗 🎁 Get [-----] Bonus MR Points by spending [----] within [--] days Heres why this card is 🔝 for travellers 👇 ✨ Fee: [----] + GST (renewal same) ✨ Earn Rate: [--] MR per [--] ✨ Milestones: - 1.9L spend 15K MR - 4L spend +25K MR ✨ Lounge Access: [--] domestic visits/yr (2/quarter) ✨ Taj e-Gift Card: [-----] 🎉 💰 Annual ROI: 8.7% for 4L spend (as per my calc sheet) 🏨 Equivalent to 35000+ total value on 4L spend 💎 👉 Perfect for frequent travellers & Taj loyalists. #MilesMintIN #AmexIndia #CreditCardDeals #TravelHacks"
X Link 2025-10-15T04:33Z [--] followers, [---] engagements

"💥 Instant [----] Profit Trick Buy 1GM Kalyan Gold Coin on Swiggy for [-----] using your Swiggy HDFC Credit Card 🪙 🔥 Get 10% statement credit = [----] back Then sell the same coin at your nearest Kalyan store for 13.5K 👏 💸 Instant [----] profit Thats not magic thats #MilesMintIN Logic 😎 👉 Apply here: 📱 📸 🐦 #CreditCards #HDFCBank #Swiggy #Cashback #MilesMintIN #MoneyHacks #SmartSpends http://x.com/MilemintIN http://instagram.com/MilemintIN http://t.me/MilemintIN http://bitli.in/qJYvOxg http://x.com/MilemintIN http://instagram.com/MilemintIN http://t.me/MilemintIN http://bitli.in/qJYvOxg"
X Link 2025-10-17T06:08Z [---] followers, [----] engagements

"Missed Axis Atlas Heres your next best card 👉 Axis Horizon 💳 🎁 5K joining + 1.5K renewal miles 💰 3K fee 🔁 [--] EDGE Miles on every swipe ✈ [--] EDGE Miles on Travel EDGE/airline sites 🔁 1:1 Accor (2) 4% return 👉 Apply here: #MilesMintIN https://bitli.in/3eO46C7 https://bitli.in/3eO46C7"
X Link 2025-10-17T15:35Z [--] followers, [---] engagements

"Indian salaried class loves playing it safe FD SIP EPF repeat. But the smartest risk-free play you already have 👉 Leverage. With home loans at 79% and segmental inflation (housing education lifestyle) easily touching 10%+ your real cost of borrowing is near ZERO. 💰Additionally you can adjust rental income with home loan interest under both old and new tax regimes. In fact if you already earn rent and pay tax you can save tax if your home loan interest is higher than your rental income. Example: If 70% of rent from both properties interest paid then no tax applies on the first propertys"
X Link 2025-10-19T13:45Z [--] followers, [--] engagements

"💳✨ Light up your savings this Diwali This festive season let every swipe earn you more more rewards more joy and more sparkle. Smart spends. Bright returns. 💫 #MilesMint #Diwali2025 #SmartSpends #CreditCardRewards #FestivalOfSavings #MilesAndSmiles #DiwaliWithMilesMint"
X Link 2025-10-20T04:36Z [--] followers, [---] engagements

"@stufflistings Swiggy I had multiple bad experience in Zomato"
X Link 2025-10-21T05:23Z [--] followers, [---] engagements

"Paying GST via IDFC gateway using AmEx Platinum Travel earns rewards counts for milestone benefits & gives an effective 8%+ return on such spends. Makes this card a gem for businessmen & entrepreneurs. 💼💳"
X Link 2025-10-21T09:00Z [--] followers, [--] engagements

"Atlas is my go-to card for school fee payments. 🎓 One of the key reasons I got it was for education spends and its been smooth sailing since Earning Edge Miles regularly on every education swipe with zero issues so far. 💳✨ #AxisBank #AxisAtlas #CreditCardRewards #EdgeMiles #SmartSpends #MilesmintIN Absolutely Atlas does honor Edu Payments. In my case the payment is to be done online via the School Fee Payment option. And that too gets listed as a valid Txn. #ccgeeks #ccgeek https://t.co/PrajNdV0l1 Absolutely Atlas does honor Edu Payments. In my case the payment is to be done online via the"
X Link 2025-10-21T11:17Z [--] followers, [---] engagements

"Every major nations central bank is quietly stacking gold. In a world of rising geopolitical and economic conflicts gold is no longer just an investment its the ultimate risk-free store of value. 🪙 When currencies shake gold stands still. #Gold #InvestSmart #SafeHaven #MilesMintIN #WealthProtection #GlobalEconomy #GoldReserves Reels already started saying Gold will come to 70k. When it reached 90-100k previously reels were made about gold reaching 50k. Yes corrections happen sometimes small sometimes big. Very few people are talking about moving from 100k to 135k but noise will be high for"
X Link 2025-10-22T04:17Z [--] followers, [---] engagements

"ICICI Emerald Private Metal (EPM) gives outstanding value when used smartly as a voucher card. 💰 18% return on vouchers is incredible and with options like Uber & HPCL it gets even sweeter ✈ Plus you can redeem 100% of your rewards for flight bookings. 👨👩👧 Another standout feature get an add-on card for your child (12+ years) something no other bank usually offers below [--]. #ICICIBank #EmeraldPrivate #CreditCards #SmartSpends #MilesMintIN #RewardsThatWork #FinancialFreedom 🔥 Earned 21% return on my spends on EPM in just [---] months ❤ (Proof attached) Bookmark this 🔖 youll want to see it"
X Link 2025-10-22T05:11Z [---] followers, [---] engagements

"Ill skip this offer on HSBC Premier spending [--] lakh on the Premier card isnt feasible when I already have voucher spends lined up with Infinia and EPM for X multipliers. Ill continue swiping Atlas as it gives steady and consistent returns. #AxisAtlas #CreditCards #MilesMintIN #SmartSpends #RewardOptimization Premier is going to be the default 'base' card for next two months instead of usual Atlas. Targeting 5L spends cumulative (Offer #4) in next two months to get 10K Amazon Pay voucher = 3% base miles + 2% extra milestone rewards. Even this looks hard to achieve given that I try"
X Link 2025-10-22T07:46Z [--] followers, [----] engagements

"Every major nations central bank is quietly stacking gold. In a world of rising geopolitical and economic conflicts gold is no longer just an investment its the ultimate risk-free store of value. 🪙 When currencies shake gold stands still. #Gold #InvestSmart #SafeHaven #MilesMintIN #WealthProtection #GlobalEconomy #GoldReserves It is great that such stories are being spread about Gold. Wonderful for Gold buyers. Central bankers are all so stupid to be accumulating it. It is great that such stories are being spread about Gold. Wonderful for Gold buyers. Central bankers are all so stupid to be"
X Link 2025-10-22T12:20Z [--] followers, [---] engagements

"💳 Most people chase Infinia EPM or HSBC Premier but heres the real hidden gem 👇 HDFC Diners Club Metal Card 💥 ✅ [--] Reward Points / [---] (same as Infinia) ✅ 3X10X on SmartBuy vouchers & PharmEasy Jockey Myntra ✅ 10K bonus pts on 4L quarterly spend ✅ Annual fee waived at just 8L spend (vs 10L on Infinia/EPM) Thats 10%+ return potential on smart usage 🔥 Easier to get equally rewarding 🔗 Apply here: #CreditCards #HDFCBank #DinersClubMetal #MilesMintIN #SmartSpends https://bitli.in/16fn9qo https://bitli.in/16fn9qo"
X Link 2025-10-22T14:29Z [---] followers, [---] engagements

"Absolutely agree 💯 Axis Bank has some of the best cards in the market when it comes to rewards & value but their customer service experience is miles behind. They really need to take a page out of AMEXs playbook when it comes to customer support & issue resolution. #AxisBank #CreditCards #CustomerService #Amex #MilesMintIN Imagine this.youre about to make a big purchase 💰 You do a test transaction. You call Axis Bank customer care to confirm: Will this earn reward points on Atlas card They say YES ✅ You go ahead make the full payment. Then Axis PNO says. Sorry wrong info given by Imagine"
X Link 2025-10-24T06:15Z [---] followers, [---] engagements

"💳 We often chase earning points but rarely master redeeming them right Lets decode the best redemptions for AMEX Platinum Travel Card 🧳 ✨ You earn [-----] MR points yearly by spending 4Lacs. Heres how to make every point count: 🏨 Hotel Redemption: Transfer 1:1 to Marriott Bonvoy unlock minimum [--] nights stay at top Indian Marriott properties. Value 0.81/point 🤯 ✈ Flight Redemption: Convert 52K MR 26K Asia Miles Book DelhiHong Kong return on Cathay Pacific. ✅ Great availability ⚠ Taxes are high can reduce by booking via Qatar Avios (check seats before transfer) 💡 Takeaway: Focus less on how"
X Link 2025-10-25T15:14Z [---] followers, [---] engagements

"🧭 Financial Freedom Thesis for the Middle-Class Indian [--] ways to buy your freedom ticket 🎟 [--] Equities [--] yrs Compound interest is the 8th wonder. Be early be consistent. [--] Salaried Job [--] yrs The safety net that funds your investments. Dont spend your raise invest it. [--] Entrepreneurship [--] yrs (or never) Asymmetric returns. High volatility. The brave take it the wise hedge it. The sweet spot 💼 Work a job. 💹 Invest like a shark. Thats how ordinary Indians retire extraordinary. #WealthBuilding #IndianFinance #FinancialFreedom #MilesMintIN"
X Link 2025-10-26T04:20Z [---] followers, [--] engagements

"SmartQ now accepts Amazon Pay for payments 🔥 Amazon Pay is becoming more versatile day by day adding more platforms into its kitty. Convenience is compounding. 💳⚡ Try it on your next SmartQ checkout. #MilesMintin #AmazonPay #Fintech #DigitalPayments #SmartQ #CashlessIndia #UPI If your corporate cafeteria university live event or food court uses SmartQ dont forget to pay via Amazon Pay - heres how 👇 [--] On the payment page scroll a little down. [--] Find the UPI Wallets section. [--] Tap on Amazon Pay. [--] Log in with your Amazon Pay details and https://t.co/P8COgWPUOu If your corporate cafeteria"
X Link 2025-10-26T07:30Z [---] followers, [---] engagements

"@credofly Bilkul sahi point 👏 Par Accor ka footprint har city/town me nahi hai. Aise places me Marriott / Wyndham hi practical choices hoti hain aur waha Diamond ka benefit real me kaam aayega🔥"
X Link 2025-10-26T09:23Z [---] followers, [----] engagements

"This is the perfect example of earning smart and redeeming smarter. Axis + Amex for point accumulation Accor/Marriott for high-value stays. 3.5L saved isnt luck its strategy 🔥 Thanks to credit cards Saved 3.5L on the hotel spends during our England trip [---] L in Accor - Thanks to Axis Approx 1.3L in Marriott - Thanks to Amex #ccgeek #Travel https://t.co/DGVgdq9rBk Thanks to credit cards Saved 3.5L on the hotel spends during our England trip [---] L in Accor - Thanks to Axis Approx 1.3L in Marriott - Thanks to Amex #ccgeek #Travel https://t.co/DGVgdq9rBk"
X Link 2025-10-26T13:28Z [---] followers, [----] engagements

"Totally agree With the rupee weakening year after year Accor points could gain even more value going forward. #MilesMintIN Your Accor points are now worth [----] each Seeing many still value them at [---] so lets clear the confusion 👇 🔹 [----] Accor points = [--] for hotel stays 🔹 [--] = [------] (as of today) ➡ [--] [------] = [----] Hence [----] per point. 💡 The value changes as the https://t.co/sedQO5c7Pa Your Accor points are now worth [----] each Seeing many still value them at [---] so lets clear the confusion 👇 🔹 [----] Accor points = [--] for hotel stays 🔹 [--] = [------] (as of today) ➡ [--] [------] = 2060"
X Link 2025-10-28T04:24Z [---] followers, [----] engagements

"Muthoot 24K Gold coin for Rs [-----] on Blinkit"
X Link 2025-10-29T11:29Z [---] followers, [---] engagements

"Recent Layoff Announcements: [--]. UPS: [-----] employees [--]. Amazon: Up to [-----] employees [--]. Intel: [-----] employees [--]. Nestle: [-----] employees [--]. Accenture: [-----] employees [--]. Ford: [-----] employees [--]. Novo Nordisk: [----] employees [--]. Microsoft: [----] employees [--]. PwC: [----] employees [--]. Salesforce: [----] employees [--]. Paramount: [----] employees [--]. Target: [----] employees [--]. Kroger: [----] employees [--]. Applied Materials: [----] employees [--]. Meta: [---] employees"
X Link 2025-10-29T12:37Z [---] followers, [---] engagements

"Very true this is still one of the best ways to pay credit card bills and earn cashback. A couple of important points to add 👇 1.AutoPay above [--] lakh needs manual authorisation: If your bill is 1L HDFC sends you an email after the statement is generated. You must approve that authorisation. Once approved payment gets deducted automatically before the due date & you get 1% cashback (up to 750) as points on your HDFC Platinum Debit Card. 2.Not valid for all cards: SmartPay via HDFC Platinum Debit Card does NOT support HDFC Credit Cards & AMEX Cards payments. #CreditCards #HDFCBank #SmartPay"
X Link 2025-10-30T04:31Z [---] followers, [----] engagements

"All of us who claim fuel reimbursement know the pain: Lost receipts 😭 Torn receipts 😭 Faded receipts 😭 Accounts team calling 😭😭 Just switch to HP Pay ⛽ Every fuel bill gets saved digitally Download anytime Submit Done. No more clutter. No more stress. ✅ (Rewards part toh below post mein discuss kiya hua hai 👇) #SmartFueling #FuelReimbursement #MilesMintIN Fuel up like a pro 💪 Stop just filling fuel start earning from it ⛽💰 Heres the combo that rewards you every time 👇 [--] HP Pay App [--] ICICI/IDFC FASTag [--] Recharge via Amazon Pay [--] Pay on HP Pay = 1% HP Pay coins Stack it with top cards"
X Link 2025-10-30T06:58Z [---] followers, [---] engagements

"✈ IndiGo goes long-haul again Mumbai Amsterdam direct flights now launched ➡ Operated 3x per week Aircraft: Boeing 787-9 Dreamliner 🌙 Complimentary veg meals in economy 🍱 [--] kg check-in included 🧳 Alcohol available (paid) 🍷 Economy fares start at [-----] one-way 🔥 A very strong move IndiGo is slowly entering the wide-body Europe market 👀 #Aviation #IndiGo #Mumbai #Amsterdam #TravelNews #MilesMintIN ✈"
X Link 2025-10-30T07:21Z [---] followers, [--] engagements

"Airbus in India"
X Link 2025-10-30T14:00Z [---] followers, [--] engagements

"@NalinisKitchen Nalini you really need Credit card consultation session in order to know the real use of credit cards. Credit cards are a boon. Spend money Earn money back. Simple. 🔁💰"
X Link 2025-10-30T14:26Z [---] followers, [----] engagements

"@PradipKhandelw4 @NalinisKitchen Absolutely. Whether its credit cards loans SIPs or savings goals the common success factor is discipline. A credit card just shows your money habits faster. Build the habit the card becomes a wealth tool not a trap. #MilesMintIN"
X Link 2025-10-30T16:40Z [---] followers, [---] engagements

"Gold ETF is actually quite misleading. Many times ETF NAV is 510% higher than iNAV so youre basically buying gold at a premium from Day [--]. Digital Gold is something Im personally not comfortable with either no SEBI-style regulation + 3% GST makes the effective cost even higher. Physical Gold still remains the best route. And with card rewards + discount offers the final landed cost comes out cheaper than both ETF & Digital Gold. In fact after stacking rewards and coupon deals our effective purchase price is the lowest among all three options and exchange price. 👀✨"
X Link 2025-10-31T18:09Z [---] followers, [--] engagements

"Gold ETF is actually quite misleading. Many times ETF NAV is 510% higher than iNAV so youre basically buying gold at a premium from Day [--]. Always check iNAV before buying any Gold ETF Digital Gold is something Im personally not comfortable with either no SEBI-style regulation + 3% GST makes the effective cost even higher. Physical Gold still remains the best route. And with card rewards + discount offers the final landed cost comes out cheaper than both ETF & Digital Gold. In fact after stacking rewards and coupon deals our effective purchase price is the lowest among all three options and"
X Link 2025-11-01T04:25Z [---] followers, [--] engagements

"I dont agree with your statement Gold ETF is actually quite misleading. Many times ETF NAV is 510% higher than iNAV so youre basically buying gold at a premium from Day [--]. Always check iNAV before buying ETF Digital Gold is something Im personally not comfortable with either no SEBI-style regulation + 3% GST makes the effective cost even higher. Physical Gold still remains the best route. And with card rewards + discount offers the final landed cost comes out cheaper than both ETF & Digital Gold. In fact after stacking rewards and coupon deals our effective purchase price is the lowest among"
X Link 2025-11-01T04:26Z [---] followers, [--] engagements

"Its raining statuses. Get ITC Gold status with your Accor/Marriot/AI Gold. ITC GOLD Tier - Finally a free useful status match Grab it before they get tonnes of applications. 📅 Valid: [--] Nov [--] Dec [----] Link : https://t.co/5nFpv4thhH 🔸 Why & What do you get The Perks : 🏨 Complimentary Suite Upgrade Voucher 💆♀ 25% off on SPA 🍽 20% off on F&B https://t.co/Fh9rPkQDjH ITC GOLD Tier - Finally a free useful status match Grab it before they get tonnes of applications. 📅 Valid: [--] Nov [--] Dec [----] Link : https://t.co/5nFpv4thhH 🔸 Why & What do you get The Perks : 🏨 Complimentary Suite Upgrade"
X Link 2025-11-01T11:11Z [---] followers, [---] engagements

"@TheRetailIndian you really need Credit card consultation session in order to know the real use of credit cards. Credit cards are a boon. Spend money Earn money back. Simple. 🔁💰"
X Link 2025-11-02T14:54Z [---] followers, [---] engagements

"Breaking News 🗞 Delhi winter plans: ❌ Fog ❌ Traffic ❌ Wedding season pressure ✅ Bangkok @ 16K December scenes loading: Beach Massage Repeat 🌴 #Bangkok #TravelMore #MilesMintIn"
X Link 2025-11-03T04:44Z [---] followers, [---] engagements

"So apparently half of you already knew this hack Yet your card statement still shows XX Conv. fee every time. 🤔 Bro knowing and USING are two different skill sets. 😂 Next time you add an Amazon shopping voucher Ask yourself: Am I here to shop or here to donate 🫡 Wallet Rule #1: If it can be avoided avoid it. If it can be hacked definitely hack it. 💸 #StopPayingExtra #SmartSpends #DealHuntersUnite #milesmintIN Why always pay that painfull service fee while buying Amazon shopping vouchers 🤨 Skip it. Hack: Use Amazon Fresh vouchers even for normal Amazon shopping. Clothes furniture kitchen"
X Link 2025-11-03T12:42Z [---] followers, [----] engagements

"3X ALL Accor points on dining from Nov [--] to Mar [--] [----]. Asia-Pacific Middle East & Africa. Eat Pay Earn Travel. Simple. 😌✈ #MilesAndPoints"
X Link 2025-11-04T01:25Z [---] followers, [---] engagements

"Say goodbye to hour-long immigration lines 😌✈ Indias Fast Track Immigration (FTITTP) is now LIVE for Indian Passport & OCI holders and yes its FREE 🤝 Register One-time verification Breeze through e-gates every trip. If you fly even twice a year this is a no-brainer. Apply here 👉 #TrustedTraveller #SmartTravel #MilesMintin ✈🔥 https://ftittp.mha.gov.in/ https://ftittp.mha.gov.in/"
X Link 2025-11-04T04:06Z [---] followers, [---] engagements

"The best way is to pay by credit card. You have to allow International transactions for the test transaction to ho through. Once you are Pro member just disable the International transaction on your Credit card. Normally we should keep it disabled till the we are not at airport for International travel"
X Link 2025-11-04T04:40Z [---] followers, [---] engagements

"The irony is wild: The guy writing Excel formulas might get replaced But the plumber fixing your water heater is future-proof 💧🔧 Goldman Sachs says AI could replace the equivalent of 300M jobs. Trade skills may become the new high-income class. $NVDA really said: touch grass AND fix pipes. #AI #LaborShift #MarketTrends"
X Link 2025-11-04T06:45Z [---] followers, [---] engagements

"Regalia Gold rewards arent for Amazon Vouchers. Theyre for travel flex. Let me show you magic ✨ [--]. Accor Route Regalia Accor @ 2:1 Accor 2/pt You basically get [--] value for every Regalia point. This is like finding cashback nobody told you about. [--]. Luxury Hotel Hop Trick Regalia ITC @ 2:1 Then ITC Marriott @ 2:3 This is where the value compounds. Marriott in Bali Goa Dubai hello vacation 👋🌴 [--]. Not a hotel person Want flights Regalia Accor Qantas (2:1 4:5) Your hotel points suddenly start behaving like flight miles. Book Qantas Finnair. Big brain move 🧠 [--]. Singapore Airlines Direct Regalia"
X Link 2025-11-04T13:21Z [---] followers, 58.4K engagements

"@BaniyaKiSamajh @ProfessorCardz Regalia Gold Accor (2:1) So [--] (4X5) RP [--] Accor Points Accor point value [--] per point Math: [--] Accor Points [--] = [--] value on [---] spend Effective return 13.3% 🔥"
X Link 2025-11-04T15:44Z [---] followers, [---] engagements

"@StrangeDog87865 Axis is not taking any fresh application for Atlas"
X Link 2025-11-05T02:40Z [---] followers, [---] engagements

"1.Go to HDFC SmartBuy My Rewards section. 2.Choose Transfer to Miles/Points. ALL Accor Live Limitless from the list of partners. 4.If you dont already have an Accor membership create one at (free & instant). your Accor membership number in SmartBuy. 6.Enter the number of rewards you want to transfer and confirm. Once completed the converted points will reflect in your Accor ALL account (usually within [----] hours). http://5.Link http://all.accor.com http://3.Select http://all.accor.com http://3.Select http://5.Link http://all.accor.com http://3.Select http://all.accor.com http://3.Select"
X Link 2025-11-05T06:54Z [---] followers, [--] engagements

"Scapia just delivered a plot twist. Address = Correct ✅ Card Name = Someone else ✅ KYC = Who 😭 Bruh We asked for a credit card not a new identity. 😅 @ScapiaOfficial pls explain"
X Link 2025-11-05T08:40Z [---] followers, [---] engagements

"American Express Platinum A card designed for those who dont search for value. They create it through how they live travel and spend. For frequent Air India flyers and those who prefer Marriott stays the rewards naturally align with your lifestyle. You earn 25% Marriott Bonvoy Points on Air India and Tata Cliq / Tata Cliq Luxe purchases with no upper limit. Higher travel and premium retail spend simply translates into more complimentary stays and upgrades. A [------] annual spend can yield approximately [-----] Marriott Bonvoy Points often equivalent to multiple nights across premier Marriott"
X Link 2025-11-05T13:14Z [---] followers, [---] engagements

"How to BUILD AN ACCOR STASH in [----] 🏨✨ Because free breakfast + room upgrades just hit different. 😌🍾 There are [--] ecosystems where you can convert points into Accor: [--] HDFC Ecosystem Infinia / Diners Black / Regalia Gold Transfer Ratio [--] : [--] [----] Rewards = [---] Accor [--] Axis Ecosystem (High acceleration 🚀) Horizon [--] : [--] (1000 = [----] Accor) Atlas [--] : [--] (1000 Edge Miles = [----] Accor) M4B [--] : [--] (1000 Edge Rewards = [---] Accor) Olympus [--] : [--] (1000 Edge Rewards = [----] Accor) [--] HSBC Ecosystem (Clean + Underrated) Travel One [--] : [--] Premier [--] : [--] Platinum [--] : [--] [--] SBI Miles Ecosystem SBI Miles / SBI"
X Link 2025-11-06T12:01Z [---] followers, [----] engagements

"🚀 The Credit Card that shook the market SCAPIA Scapia didnt enter the credit card space. It disrupted it. Hard. Why this LTF card stands out: 2% Return on normal spends (Lifetime Free. No catch.) 4% Return on travel spends via the Scapia app ✈ Zero Forex Markup Perfect for international trips 🌎 Redeem Scapia Coins for: Flights Hotels Trains Merchandise Experiences 💫 Now the game-changer: At any airport lounge/retail outlet Spend [----] Earn [----] worth Scapia Coins. Every. Single. Visit. 🔥 [--] round trips in a month Departure + Return = [--] airport visits [----] value back just by traveling. 🤯"
X Link 2025-11-06T13:12Z [---] followers, [---] engagements

"@FinPaal Dont miss out join the Finpal WhatsApp channel today for exclusive card-hacks insider tips and the best gold deals delivered straight to your phone"
X Link 2025-11-06T15:25Z [---] followers, [---] engagements

"🎓 Best Credit Cards to Pay Education Fees (Domestic + International) Most people pay fees normally & lose serious value. Heres the optimized play 👇 Domestic Education Fee Payments 1) Axis ATLAS #1 for Domestic Fees [--] EDGE Miles / [---] Convert EDGE Accor @ 1:2 4L yearly fees [-----] Accor Points [-----] value 10% Return (Highest in India) 2) HDFC Infinia / DCB 3.3% return IMPORTANT: Only applies if fees are paid directly to the Institute (No rewards via third-party portals) 3) HDFC Regalia Gold upto 1.8% return Solid mainstream fallback when premium cards arent an option. 4) ICICI Emeralde"
X Link 2025-11-07T12:59Z [---] followers, [---] engagements

"🚫 Never start your HDFC credit card journey with a Co-Branded Card (Like HDFC Swiggy Tata Neu Marriott Bonvoy co-branded cards)Why You cannot upgrade co-branded cards to premium core cards like Diners Black / Infinia. It limits your journey towards premium travel & reward benefits. ✅ Always start with a Core HDFC Credit Card Like: Regalia Gold Diners Club Privilege These open the pathway to premium upgrades. Begin smart Upgrade faster Earn better. ✨#CreditCardTips #HDFC #Finance #MilesMintIN #CreditCardIndia"
X Link 2025-11-08T13:01Z [---] followers, [----] engagements

"Also never upgrade your core card to Co-branded card. Many times HDFC Bank offers upgrade offers from Core to Co-branded card"
X Link 2025-11-08T13:40Z [---] followers, [---] engagements

"💎 Few Hidden Jewels on ICICI Bank iShop Vouchers (Most people skip these 👀) Stack these with the right ICICI cards and earn 18% effective rewards on regular spends: 1.HPCL ⛽ Use HPCL vouchers at HP pumps Up to 18% rewards back on fuel. Smart way to beat fuel prices. ⛽ Shell vouchers also offer similar 18% returns. I havent tested this one personally If someone has please share your experience 👇 3.Bikanervala 🍽 Meals snacks sweets Up to 18% rewards at Bikanervala outlets. Festival gifting hack ✅ 🏨 Use Marriott vouchers for Stay/F&B / Spa / Extras Keeps your wallet happy throughout the"
X Link 2025-11-09T03:50Z [---] followers, [----] engagements

"🚨 Big news for the credit card world: Visa & Mastercard are reportedly near a legal settlement with US merchants that could reduce interchange fees (the fees merchants pay when you swipe your card). Why does this matter Because rewards are funded from interchange. So if interchange rates fall: Merchant costs Banks earn less from card spends Rewards programs become less generous 🤏 This could mean (in the future): Lower reward earn rates Higher annual fees Fewer no-fee premium cards Reduced travel & cashback multipliers This is exactly what happened in & rewards were slashed after"
X Link 2025-11-10T02:32Z [---] followers, 16.7K engagements

"Absolutely. If your focus is on accumulating airline miles / hotel points then Atlas stays. The earn rate with Edge Miles + tier bonuses can easily push 810% return on regular spends especially once you hit Silver/Gold status. For me too it has become the default card for day-to-day swipes But if someone is mostly cashback-oriented or doesnt redeem points smartly then Atlas wont feel valuable. It really shines only when you redeem for travel not when cashing out"
X Link 2025-11-10T09:46Z [---] followers, [----] engagements

"Most people dont know this 👀 You can earn Airline & Hotel Points just by ordering from Swiggy Zomato & Flipkart. Not through cards. But directly from these apps. ✈🏨 Heres how 1) Swiggy IndiGo 6E Rewards (Bluechip) Link your IndiGo account inside Swiggy. For every [---] spent you get [--] Bluechip. Free miles on food you already order. 2) Zomato Air India Maharaja Club After linking your Maharaja Club account: For every 499+ Zomato order you get 2% back in Maharaja Club Points. Order food Earn flight points. Simple. 3) Flipkart Marriott Bonvoy Flipkart now lets you earn Marriott Bonvoy hotel"
X Link 2025-11-11T07:10Z [---] followers, [---] engagements

"@ParihariVarun Time Prime Add-on/Plus card will have same features as primary card holder. Pls go through for more details https://www.icici.bank.in/personal-banking/cards/credit-card/plus-cardsITM=nli_timesBlackIciciCreditCard_cards_creditCard_timesBlackIciciCreditCard_redirections_3CTA_CMS_iciciBankPlusCard_NLI https://www.icici.bank.in/personal-banking/cards/credit-card/plus-cardsITM=nli_timesBlackIciciCreditCard_cards_creditCard_timesBlackIciciCreditCard_redirections_3CTA_CMS_iciciBankPlusCard_NLI"
X Link 2025-11-12T07:00Z [---] followers, [---] engagements

"🚨 Sonder Files for Bankruptcy Marriott Partner Collapses Mid-Stay Sonder a major partner under the Sonder by Marriott Bonvoy program has filed for bankruptcy triggering chaos for travelers globally. 🔍 Where Sonder Operated (under Marriott partnership) Sonder had a footprint across [--] markets in [--] countries including: US New York Miami Los Angeles New Orleans Canada Montreal Toronto UK London France Paris Spain Barcelona UAE Dubai Their portfolio included 9000+ units integrated into Marriotts pipeline. ⚠ Where Guests Faced Issues As the bankruptcy hit guests across multiple countries were"
X Link 2025-11-13T02:42Z [---] followers, [---] engagements

"🥇 Gold Alert on Swiggy Kalyan Jewellers 24K Gold Coins on Swiggy 🔥 ✨ 1gm @ [-----] ✨ 5gm @ [-----] Pay using Swiggy Money Voucher / APAY Vouchers & earn up to 16% rewards 🤯 That means: ✅ Physical gold in hand ✅ Value better than standard store rates ✅ Huge reward stacking opportunity Smart buyers stack save & shine ✨ #GoldDeals #Swiggy #KalyanJewellers #CreditCardHacks #MilesMintIN https://twitter.com/i/web/status/1988846255196582360 https://twitter.com/i/web/status/1988846255196582360"
X Link 2025-11-13T05:47Z [----] followers, [----] engagements

"💎 Hidden Jewels on HDFC SmartBuy / PayZapp 💎 Most people know SmartBuy/PayZapp gives 3X/5X rewards on vouchers But very few notice the extra upfront discounts you can STACK on top. Here are some underrated gems 👇 [--] SUBWAY Extra 3.5% upfront discount (valid for dine-in) [--] Tata Cliq Fashion 4.5% upfront + 3X/5X rewards 20%+ overall return [--] UBER 3X/5X rewards on Uber vouchers cheaper daily travel [--] Lifestyle 2.5% upfront + 3X/5X X-Rewards [--] Marks & Spencer (M&S) 7.5% upfront + 3X/5X X-Rewards [--] Luxury Brands Michael Kors Tumi Emporio Armani Versace & more 6.5% upfront + 3X/5X rewards = 20%+"
X Link 2025-11-14T12:45Z [---] followers, [----] engagements

"🔥 Swiggy Gold Coin Deal is LIVE Grab the Kalyan 24K Gold Coin (1GM) @ [-----] on Swiggy 🪙 Boost your savings by buying Swiggy Money vouchers through bank portals and enjoy: ✨ 3X / 5X / 6X rewards (varies by card & portal) Smart hack: Buy voucher Add to Swiggy Purchase gold coin Earn massive rewards #Swiggy #GoldDeal #KalyanJewellers #RewardsHack #MilesmintIN Kalyan on swiggy is available close to Market Price Optimize with GVs on multipliers or at discount. There has been heavy correction in Gold rates in last two days. https://t.co/wlrFYgwtnh Kalyan on swiggy is available close to Market"
X Link 2025-11-15T14:04Z [---] followers, [---] engagements

"🚨 Swiggy Gold Coin Deal STILL LIVE Grab 1GM / 5GM 24K Kalyan Jewellers gold coins on Swiggy 🥳 ⚡ Deal continues no sold out announced yet ⚡ Limited stock can disappear anytime If you missed earlier this is your chance #Swiggy #GoldCoins #Deals #KalyanJewellers 🥇 Gold Alert on Swiggy Kalyan Jewellers 24K Gold Coins on Swiggy 🔥 ✨ 1gm @ [-----] ✨ 5gm @ [-----] Pay using Swiggy Money Voucher / APAY Vouchers & earn up to 16% rewards 🤯 That means: ✅ Physical gold in hand ✅ Value better than standard store rates ✅ Huge reward https://t.co/Bh7np4sEdL 🥇 Gold Alert on Swiggy Kalyan Jewellers 24K Gold"
X Link 2025-11-16T05:39Z [---] followers, [----] engagements

"🔥 Free Marriott Bonvoy Silver Elite with Mastercard World & World Elite Unlock Silver Elite status at no extra cost using your Mastercard benefits. ✅ Step 1: Register at & activate your account 📞 Step 2: Call [--] [-----------] Press [--] to speak to customer care Step 3: Share your Marriott Bonvoy membership ID + basic details Step 4: Your MB membership status gets upgraded to Silver Elite within [--] days 🎖 Status validity: [--] full year Works for Mastercard World & World Elite cardholders. #MarriottBonvoy #Mastercard #CreditCardsIndia #TravelHacks #HotelLoyalty #MilesAndPoints #EliteStatus"
X Link 2025-11-16T13:55Z [---] followers, [----] engagements

"Your next hotel upgrade is just one call away. Mastercard World/World Elite = FREE Marriott Silver Elite ✨ 🔥 Free Marriott Bonvoy Silver Elite with Mastercard World & World Elite Unlock Silver Elite status at no extra cost using your Mastercard benefits. ✅ Step 1: Register at https://t.co/fEBw8EcpZn & activate your account 📞 Step 2: Call [--] [-----------] Press [--] to speak to 🔥 Free Marriott Bonvoy Silver Elite with Mastercard World & World Elite Unlock Silver Elite status at no extra cost using your Mastercard benefits. ✅ Step 1: Register at https://t.co/fEBw8EcpZn & activate your account 📞"
X Link 2025-11-17T02:42Z [---] followers, [---] engagements

"🚀 Scapia Credit Card The LTF Card Thats Actually a Market Disruptor Not your usual 1% cashback card. This one rewrites the rules. 🔥 💜 Why Scapia Stands Out (Hard + Soft Features Together): Apply Here: ✨ [--] 2% Return on Almost All Spends (Except standard exclusion categories) [--] Scapia Coins per [---] Coin value [---] 2% real return Most LTF cards barely give 0.751%. ✨ [--] 4% Return on Travel Bookings Flights trains hotels experiences booked via Scapia App [--] coins per [---] = 4% return. Very rare for any LTF card. ✨ [--] Dual Card Combo = Maximum Acceptance You receive: 🔹 Visa for all regular"
X Link 2025-11-17T13:09Z [---] followers, [----] engagements

"🌫 Delhi Pollution This is the view today on the DelhiNoida highway. Low Visibility AQI off the charts and breathing feels heavier than ever. When will clean air stop being a seasonal luxury 😔 #DelhiPollution #AirQuality #Noida #Smog #RightToBreathe"
X Link 2025-11-18T03:15Z [---] followers, [---] engagements

"🚀 Big move in the UPI space HDFC Bank & Axis Bank are gearing up to roll out credit-lines on UPI joining the push to make credit as seamless as a payment. 💡 What it means: Credit lines on UPI originally launched in [----] are finally getting traction. Banks are partnering with fintechs to serve small-ticket loans and onboard new customers. While the promise is huge UPI already has widespread usage banks remain cautious about risk & recovery. 🔍 Why to keep an eye on this: Could redefine convenience: payments + credit in one platform. Opens up a new credit frontier for users who may not have"
X Link 2025-11-18T04:36Z [---] followers, [---] engagements

"Axis is reaching new levels of customer dissatisfaction. PNO confirmed my friend Atlas upgrade offer was valid and asked my friend to contact phone banking but phone banking keeps repeating: Atlas is closed and cannot be offered now. This is unacceptable and unprofessional. @AxisBank please fix this. One of my friend applied for Axis Atlas and got approved ✅ But guess what The card never arrived. When he contacted customer care they told him clearly: Atlas is discontinued. We cannot issue this card anymore although he recieved mesage that card has been approved. 😐 One of my friend applied"
X Link 2025-11-18T14:20Z [---] followers, [----] engagements

"Vietnam calling and now the flights are finally picking up the phone 📞✈ IndiGo kicks off daily Delhi Hanoi flights from [--] Dec [----] and SpiceJet is jumping in too with its Vietnam expansion around the same time. More flights = fewer layovers = happier travellers. 😎 Airfares are still behaving (for now) but hotel prices in Vietnam & across SE Asia are already doing push-ups. 🏨💸 If Vietnam is on your 2025/early [----] vision board this is your book-now-or-cry-later moment. 🔥"
X Link 2025-11-18T14:49Z [---] followers, [---] engagements

"Many people dont know this you can transfer your HDFC credit card reward points to KrisFlyer miles but the transfer route is completely different from other partner transfers. This is one of the best value-for-money redemptions for HDFC cardholders. ✨ Eligible HDFC cards & transfer ratios: ✔ Infinia [--] RP = [--] KrisFlyer Mile ✔ Diners Club Black [--] RP = [--] KrisFlyer Mile ✔ Regalia Gold [--] RP = [--] KrisFlyer Mile (i.e. [---] RP = [--] miles) How to transfer: [--] Login to HDFC NetBanking / Mobile App [--] Go to Redeem Reward Points [--] Select Air Miles [--] Link your KrisFlyer account [--] Transfer your reward points"
X Link 2025-11-19T03:37Z [---] followers, [---] engagements

"@7onethe It works like a charm for me. No manual approval needed once smart pay is registered with RG ID"
X Link 2025-11-19T04:28Z [---] followers, [--] engagements

"You can double dip when staying at any Accor hotel and earn Flying Blue Miles + ALL Reward Points at the same time. Just link your ALL Accor Live Limitless account with Flying Blue and every eligible stay earns you BOTH hotel points and airline miles. Perfect way to maximise every rupee spent on travel ✈🏨💙 ✨✈ ACCOR ALL FLYING BLUE ULTRA VALUE LINK-UP ✈✨ ✔ Link both accounts = Double earnings 🏨 Earn 1✈ Flying Blue Mile / [--] at ANY Accor hotel 🛫 Earn ALL Reward Points (1 / 2) on Air France & KLM flights ✔ Instant Linking Benefits 🎖 +2 Accor Status https://t.co/tFkfdaUn18 ✨✈ ACCOR ALL FLYING"
X Link 2025-11-19T15:19Z [---] followers, [---] engagements

"Best card for paying domestic education fees in India 🎓 Axis Atlas is still the top pick. You get a consistent 810% return when you convert the Edge Miles Accor points. For school/college fee payments within India its the most rewarding and predictable option"
X Link 2025-11-20T14:07Z [---] followers, [---] engagements

"Axis Atlas Update 🔔 Just had a detailed discussion with one of the top Axis Bank executives regarding the Atlas card. The current halt in issuing new Atlas cards is temporary. The bank is actively evaluating: 🔄 Transfer ratios 🎯 Milestone benefits 💳 Annual fee structure Expect changes in milestone rewards and fees before the card is offered again. As per the executive this review process may take another 3-4 months"
X Link 2025-11-20T14:14Z [---] followers, 35.6K engagements

"@adigitaltrail @TomorrowIfs It depends upon how you will like redeem your reward points. For travellers Horizon or HSBC Travel one is good one to start your premium card journey"
X Link 2025-11-20T18:11Z [---] followers, [---] engagements

"@kishorefinance You can go for Axis Horizon or HSBC Travel one card"
X Link 2025-11-21T01:21Z [---] followers, [----] engagements

"Enhanced Accor Qatar rates are here but the real winner is still Iberia. New Accor Qatar Ratios Accor Qatar: [----] ALL [----] Avios (was 1000) Qatar Accor: [----] Avios [----] ALL (was 4500) A solid upgrade but still not the best route. Why ALL Qatar Isnt Ideal Accors other Avios partners offer better value: Iberia: [----] ALL [----] Avios (1:1) Finnair: [----] ALL [----] Avios British Airways: [----] ALL [----] Avios Qatar: [----] ALL [----] Avios ➡ Want Qatar Avios Convert ALL Iberia (1:1) move Iberia BA Qatar. You end up with 1:1 to Qatar beating Qatars own enhanced rate"
X Link 2025-11-21T08:28Z [---] followers, 10K engagements

"@rPan1993 [----] Avios to [----] Accor"
X Link 2025-11-21T09:28Z [---] followers, [---] engagements

"🛍 Spend on PayZapp & Get [---] Voucher 🎉 PayZapp is running a limited-time Shop Section offer 👇 ✅ Spend 5000+ on the Shop section (using Pay by PayZapp) 🎁 Get [---] e-voucher 📅 Valid: [----] Nov [----] 🔁 No coupon code needed ⚠ One-time use per customer Perfect time to stock up on vouchers & essentials 💳✨"
X Link 2025-11-22T04:13Z [---] followers, [----] engagements

"🛍 Flipkart Black Friday Sale starts TOMORROW ⚫🔥 ✨ Plus & Black members: 24-hour early access 💳 Bank Offers: 10% Instant discount on BOB & HSBC cards 📦 Big discounts on mobiles electronics fashion & winter essentials Gear up the biggest deals of the season drop in less than [--] hours #Flipkart #BlackFridaySale #DealsAlert #BOB #HSBC #BlackFriday2025"
X Link 2025-11-22T07:49Z [---] followers, [---] engagements

"🔥 Double Dip Alert for HDFC Card Users Earn 3X/5X/10X rewards on vouchers and shopping via PayZapp and now an extra bonus 💥 Spend 5000+ before 30th Nov and get a [---] voucher on top. Perfect time to stack rewards + cashback #HDFCBank #CreditCards #SmartBuy #PayZapp #MilesMintIN 🛍 Spend on PayZapp & Get [---] Voucher 🎉 PayZapp is running a limited-time Shop Section offer 👇 ✅ Spend 5000+ on the Shop section (using Pay by PayZapp) 🎁 Get [---] e-voucher 📅 Valid: [----] Nov [----] 🔁 No coupon code needed ⚠ One-time use per customer Perfect time 🛍 Spend on PayZapp & Get [---] Voucher 🎉 PayZapp is"
X Link 2025-11-23T04:21Z [---] followers, [----] engagements

"✈ Vietnam Lovers Unlock Huge Value 🌏 Flying from Delhi Hanoi on [--] Nov [--] Dec with Vietnam Airlines Book with your Flying Blue points (FB miles) and save big. 🔹 Return economy fare with miles + cash: [-----] FB miles + [-----] 🔹 Same route as a regular ticket Around [-----] 💸 👉 Thats 1.50+ value per FB mile smart miles = smart travel 😎 #VietnamTrip #FlyingBlue #MilesAndPoints #BudgetTravel #TravelIndia #MilesMintIN #VietnamAirlines"
X Link 2025-11-26T04:05Z [---] followers, [--] engagements

"✈ Vietnam Lovers HUGE Miles Value 🔥 Planning Delhi Hanoi on [--] Nov [--] Dec with Vietnam Airlines Use Flying Blue miles and save BIG 👇 🎯 Return Economy Fare: [-----] FB miles + [-----] 💼 Checked baggage included 💥 Same cash fare: [-----] ➡ 1.50+ value per FB mile 🤯 And you can easily collect FB miles via points transfers: 🔹 Axis Atlas 1:2 🔹 Axis Magnus for Burgundy (M4B) 5:4 🔹 HDFC Infinia / DCB 1:1 🔹 HDFC Regalia Gold 2:1 That means one strong credit card strategy = Vietnam trip unlocked 😎🌏 #FlyingBlue #VietnamAirlines #DelhiToHanoi #TravelSmart #PointsAndMilesIndia #MilesMintIN"
X Link 2025-11-26T04:14Z [---] followers, [---] engagements

"Axis bank have devalued Priority debit card. Now only [--] edge rewards instead of [--] edge rewards Effective [--] Dec [----] major benefit cuts incoming: ❌ Lounge Access Slashed Domestic: Now 2/quarter with [----] min spend in last [--] months International: 2/year (down from [--] visits 😳) ❌ Reward Points Reduced Domestic spends: [--] / [---] (from [--] / [---] 🤯) ❌ BookMyShow Benefit Downgraded Now 25% off up to [---] BOGO discontinued ❌ Cash & Purchase Limits Cut ATM withdrawal: 1L/day (down from 1.5L) Purchase limit: 7L/day (down from 8L) 💸 Charges Increased [---] + GST per intl ATM withdrawal [--] + GST per intl"
X Link 2025-11-26T05:24Z [---] followers, [----] engagements

"💳✨ Applied for the HDFC Marriott Bonvoy Credit Card before 31st Oct You should receive your [----] voucher as per the offer 🎁 📌 Check your email and dont miss it I found mine in the spam folder so check there too if you havent received it yet 📬🔍"
X Link 2025-11-26T09:59Z [---] followers, [---] engagements

"Fairmont Mumbai 30% Off Cyber Sale Plan your luxury stay at Fairmont Mumbai with a flat 30% discount. 🗓 Stay between: Nov [--] [----] May [--] [----] 📅 Book by: Dec [--] [----] A great deal for a city break celebrations or a relaxing weekend. Check the Accor / ALL app or website to book"
X Link 2025-11-28T01:26Z [---] followers, [----] engagements

"✨ Heads-up travel lovers ✈ 🔄 From Dec [---] [----] ALL Accor Live Limitless is offering +30% bonus Reward Points when you convert miles from airline partners. 📈 Conversion rates during this offer: Qatar Airways Privilege Club [----] Avios = [----] Reward Points Emirates Skywards [----] Skywards Miles = [----] Reward Points Juneyao Air Club [---] Juneyao Air Points = [----] Reward Points Singapore Airlines KrisFlyer [----] KrisFlyer Miles = [----] Reward Points JAL Mileage Bank [----] JAL Miles = [----] Reward Points 🌍 Planning a holiday or stay-cation Nows a great time to convert get more ALL points and more"
X Link 2025-11-28T13:32Z [---] followers, [---] engagements

"@taditdash Use AMEX MRCC with [--] [----] transaction on NPS or Plat Travel for acheiving milestone or Scapia for achieving 10K milestone or HSBC Premier"
X Link 2025-12-01T05:04Z [---] followers, [---] engagements

"💳 Best Credit Cards for NPS Tier [--] Investment (YES NPS + Credit Cards = Boosted Rewards🔥) [--] HSBC Premier Credit Card [--] RP / [---] Valid on govt spends up to 1L/month Convert to Accor 1:1 6%+ value 🏨✨ [--] Amex Platinum Travel Card No direct rewards on NPS BUT 👉 NPS spend counts towards milestones 💼 4L NPS = 40K MR points + 10K Taj voucher MR Marriott 1:1 Qatar/Cathay/Virgin 2:1 [--] Amex MRCC Do [--] NPS payments of [----] (6K/month) Earn [----] MR/month 10% returns 🔥 Many enjoy this card LTF pure reward [--] Scapia Credit Card No direct rewards on NPS But NPS counts toward 10K travel milestone ✈ ➡ 2K"
X Link 2025-12-01T05:27Z [----] followers, 23.5K engagements

"@asktarunn You are getting Rs [---] [----] value only as revenue stay charges are only 7.2K"
X Link 2025-12-01T10:57Z [---] followers, [---] engagements

"🔥 Unbelievable Deal Alert ✈ Fly Delhi London on Virgin Atlantic in October [----] for just: [----] Virgin Flying Club miles + [--] taxes 🤯 Planning a London trip late next year This is the PERFECT time to book 🏰 Transfer AMEX MR Points Virgin Atlantic at a 2:1 ratio and unlock insane value 🔥 📌 This wont last long grab those seats before they're gone #MilesAndPoints #VirginAtlantic #LondonTrip #TravelHack #AMEXIndia #RewardTravel #MilesMintIN ✈✨"
X Link 2025-12-01T12:49Z [---] followers, [----] engagements

"@ashokarakere National Pension System"
X Link 2025-12-02T04:53Z [---] followers, [--] engagements

"HDFC SmartBuy/PayZapp is on a voucher-removal marathon 🤦♂ Zepto gone ➜ Zomato gone ➜ Ola gone At least they added Uber vouchers so cab rides are saved 😌 But whats next to vanish 👀"
X Link 2025-12-09T02:22Z [---] followers, [----] engagements

"✨ Wyndham Membership The Underrated Gem ✨ Everyone talks about Marriott Bonvoy & Accor Live Limitless But very few talk about Wyndham Rewards and it's time we do 👇 🔹 Elite Status Made Easy Getting Marriott Platinum or Accor Platinum needs serious nights 🛏 Even with Accor Plus / Navan it's still effort. But Wyndham Platinum ➡ Just hold a Mastercard World card. ➡ Zero nights needed. (Yes really) 🔹 Transparent Fixed Reward Chart Unlike dynamic pricing in Marriott/Accor 👎 Wyndham keeps it simple: 🏨 [----] pts / [-----] pts / [-----] pts per night No shockers when you check redemption 🔹 Easy"
X Link 2025-12-09T12:31Z [----] followers, [----] engagements

"HDFC SmartBuy is becoming more & more irrelevant for voucher purchases. Convenience charges on Amazon Pay Amazon Shopping & Flipkart vouchers are now sky-high unless you hold an Infinia the math simply doesnt work. 😑 And slowly useful GVs like Zepto & Zomato are disappearing from the portal. At this point ICICI EPM looks far more rewarding for voucher buyers. 🔥 The "Gyftr Tax" is getting out of hand. 📉 HDFC SmartBuy now charges 4.13% (3.5% + GST) on Amazon Pay vouchers is a silent killer for reward rates. If you have Regalia Gold or lower the math barely works anymore. You're better off"
X Link 2025-12-09T14:45Z [---] followers, [----] engagements

"@Ankit_d_Virus @BaniyaKiSamajh @ProfessorCardz Yes SMARTBUY hotel bookings will give you 26% return if rewards transferred to Accor"
X Link 2025-12-11T02:31Z [---] followers, [--] engagements

"With the new spend limits to retain HDFC Infinia the gap is narrowing fast and ICICI EPM is looking even more lucrative for CC geeks 💳👀 Why EPM is winning the daily-use game👇 Better rewards on Vouchers / Flights / Hotels vs Infinia Amazon Shopping vouchers on iShop = ZERO service fee ✅ On Infinia/SMARTBUY Amazon Pay & Flipkart vouchers carry extra 1%+ service fee ❌ Airline fares on SMARTBUY are usually higher than iShop for the same flight 100% points redemption on EPM (vs 70% cap on Infinia) 1+1 movie tickets 🎬 EazyDiner membership 🍽 Add-on card for kids 12+ underrated but very useful"
X Link 2025-12-16T04:10Z [----] followers, [---] engagements

"🚨 Big change in NPS Tier-I NPS has merged Scheme A (Alternative Investments) with Scheme C (Corporate Bonds) & Scheme E (Equity). 🔍 So what does this mean for existing Tier-I A-category subscribers You can no longer invest separately in Scheme A Your existing Scheme A allocation will now be redistributed between Scheme C & Scheme E Asset allocation will follow PFRDA-defined limits no independent A exposure anymore 📌 What should subscribers do now ✅ Review your equitydebt mix carefully ✅ If you wanted higher growth via Scheme A you may need to increase Scheme E allocation (within limits) ✅"
X Link 2025-12-16T04:23Z [----] followers, [---] engagements

"🚨 Big NPS Reform by PFRDA (Tier-1 Private Sector) 🚨 One of the BIGGEST reasons why private employees avoided NPS was the 40% mandatory annuity lock-in ❌ ✅ That hurdle is now gone (almost) ➡ Mandatory annuity reduced from 40% ➝ 20% ➡ Up to 80% lump-sum withdrawal at retirement ❌ Govt employees unchanged ➡ Mandatory annuity still 40% 📌 Applies to Private / Corporate / All Citizen NPS Tier-1 This move can significantly change NPS adoption among private sector employees 👏 More flexibility = more takers. #NPS #PFRDA #RetirementPlanning #PrivateEmployees #PersonalFinance #MilesMintIN"
X Link 2025-12-16T14:43Z [---] followers, [---] engagements

"Most people carry a Mastercard World / World Elite and still miss this hidden travel perk 👀 You can unlock Marriott Bonvoy Silver Elite without spending a single night at a Marriott property. No challenges. No stays. No fees. Just a quick activation through Mastercards travel privileges and your Bonvoy account gets elevated for a full year ✨ If youre someone who travels even a few times a year this is an easy status win worth claiming. Check your card tier activate smartly & always DYOR 🧠✈ #MarriottBonvoy #HotelElite #MastercardPerks #TravelHacks #MilesMintIN 🔥 Free Marriott Bonvoy Silver"
X Link 2025-12-17T12:43Z [---] followers, [---] engagements

"📌withdrawal rules as per current NPS guidelines for below and above [--] Lakh corpus: ✅ If total NPS corpus [--] lakh ➡ You can withdraw 100% as lump sum ➡ No annuity mandatory ✅ If total NPS corpus [--] lakh ➡ Withdraw up to 80% as lump sum 💰 ➡ Only 20% mandatory annuity 🧾 🚨 Big NPS Reform by PFRDA (Tier-1 Private Sector) 🚨 One of the BIGGEST reasons why private employees avoided NPS was the 40% mandatory annuity lock-in ❌ ✅ That hurdle is now gone (almost) ➡ Mandatory annuity reduced from 40% ➝ 20% ➡ Up to 80% lump-sum withdrawal at 🚨 Big NPS Reform by PFRDA (Tier-1 Private Sector) 🚨 One of"
X Link 2025-12-18T02:15Z [----] followers, [---] engagements

"Does verbal abuse gives you right to get physical I dont know what happened verbally but whatever it is no one has right to punch someone. I am just imagining what level of mindset that pilot have How safe I will be if he is the one flying the plane After this incidence I will think twice flying on Air India plane till the time they dont take very strict action on him"
X Link 2025-12-20T13:18Z [---] followers, [---] engagements

"HDFC Bank seriously needs to rethink its Relationship Manager model. It feels like fresh graduates are being assigned as RMs without proper training on HDFC products and internal processes. In my 20+ years as an HDFC Imperia customer Ive rarely received meaningful support from an RM: Either they dont have authority Or they dont want to take ownership Simple requests that should take [--] minutes end up dragging for a week. Even escalations rarely help. In comparison ICICI Bank RMs are far more proactive they at least try to help even when something is technically outside their scope. Sadly HDFC"
X Link 2025-12-23T12:00Z [----] followers, 91.1K engagements

"Can someone who has booked a revenue ticket directly on the Vietnam Airlines website please confirm this 👇 👉 When paying in INR does Axis Atlas charge DCC (Dynamic Currency Conversion) or any extra markup"
X Link 2025-12-23T12:48Z [----] followers, [---] engagements

"💎 Qatar Sapphire FREE with your Accor Platinum ✈ One of the smartest elite status hacks for frequent travellers 👇 🏨 Accor ALL Platinum (Accor ✕ Qatar Airways partnership) ✈ Qatar Airways Privilege Club Gold 🌍 = oneworld Sapphire ✨ What you unlock: ✅ Business Class lounge access worldwide ✅ Valid even on Economy tickets ✅ Works across oneworld airlines (BA Cathay JAL etc.) ✅ Guest access included ⚡ How to trigger it efficiently: 🔹 Book a Qatar Airways return flight 🔹 Add just [--] night at a cheap Accor property ➡ Status + cross-rewards get activated smoothly ⚠ Notes: ❌ Not automatic ✔"
X Link 2025-12-23T14:26Z [----] followers, [---] engagements

"@NstgIndia @HDFC_Bank @RBI This is complete fraud from HDFC. Such an unethical act. I am unhappy with RM services but never expected such unethical practice from HDFC"
X Link 2025-12-23T15:28Z [----] followers, [----] engagements

"@NstgIndia @HDFC_Bank @RBI Your case is of unethical practices which I never imagined from HDFC bank. Surely people like me will move their banking to other banks after reading your story"
X Link 2025-12-24T03:05Z [----] followers, [---] engagements

"1000 cr hospitality push by Manglam Group 🏨 Current flagship: The Westin Jaipur Resort & Spa Under development: 200+ serviced apartotel units under Fern Habitat at Pinkwalk Jagatpura Clear shift from pure real estate to branded hospitality at scale"
X Link 2025-12-24T05:55Z [----] followers, [---] engagements

"@suren_investing @HDFC_Bank This is with all HDFC customers"
X Link 2025-12-24T06:56Z [----] followers, [---] engagements

"Axis is clearly dominating the premium cards space right now 👇 Axis Magnus Burgundy leading vs Amex Platinum Travel Axis Atlas leading vs HSBC Premier Looks like Axis Cards are taking both 1st & 2nd spot in user preference 💳🔥 ⚠ Watch out HDFC HSBC ICICI & AMEX sentiment on the ground is shifting fast. Polls still open but the trend is loud & clear. #CreditCards #AxisBank #CardWars #MilesMintIN"
X Link 2025-12-24T07:21Z [----] followers, [---] engagements

"Premium banking is no longer premium. Its only about returns from the relationship nothing else. HSBC raising salary credit criteria from 3.0L to 3.5L/month (from 2026) for premier card is just another proof. If the numbers dont work for banks you dont qualify. #HSBC #PremierBanking #BankingTruth #CreditCards #IndiaFinance #MilesMintIN Hot news. Visited HSBC branch now for getting to know about account opening. For salary account the criteria for Premier is getting hiked from [--] to 3.5L per month from Jan [----] onwards. 🔥 Hot news. Visited HSBC branch now for getting to know about account"
X Link 2025-12-24T12:41Z [----] followers, [---] engagements

"@GoldHustleIn @NstgIndia @HDFC_Bank @RBI Ideally compensation from bank for all the hassle and hefty fine should be levied on HDFC bank by RBI. If they were let free from such fiasco without any punishment then you Will see many more such incidence"
X Link 2025-12-25T05:14Z [----] followers, [--] engagements

"Funny how value works 😏 The moment something becomes unavailable it suddenly becomes valuable. Exactly what happened with the Axis Atlas Card 💳 ➡ While it was easily available most ignored it ➡ The day Axis stopped issuing it people finally realised what a gem it was Premium travel rewards solid transfer partners & unmatched value all understood after the doors were shut 🚪 No wonder it became the winner of the poll 🏆 Scarcity creates awareness. Unavailability creates demand. Those who hold Atlas today you know what youve got 😉 #CreditCards #AxisAtlas #MilesMintIN #TravelRewards"
X Link 2025-12-26T06:45Z [----] followers, [----] engagements

"@RakshitSomani Its normal Rakshit with HP Pay app. I too faced the issue [--] days back but now its working fine . Best you may need to reinstall the app if issue doesnt get resolved. This is what i did once when it was not showing for continuous [--] weeks"
X Link 2025-12-26T14:22Z [----] followers, [---] engagements

"For years global expansion was just talk. Now its finally happening. ✈ Q1 [----] is the moment. 🔵 IndiGo goes long-haul Wet-leased B787s fast and low risk. Delhi Athens Jan [----] Mumbai Athens Jan [----] Delhi London Heathrow Feb [----] 🔴 Air India refocuses Europe Delhi Rome Mar [----] This isnt hype. Its disciplined growth. Indian airlines are expanding where the math works and thats the real signal"
X Link 2025-12-27T03:31Z [----] followers, [---] engagements

"@CardNiti Amazing growth 👏 Your consistent high-quality content clearly shows in the numbers. With this kind of momentum the sky is the limit for you. Proof that everything is possible when effort and value come together 🚀"
X Link 2025-12-27T14:57Z [----] followers, [---] engagements

"Planning an international trip during kids March vacations Read this before prices vanish 👀 Delhi Singapore Delhi return flights are going crazy cheap ✈ 👉 [-----] return Available on Air India and IndiGo. This is peak vacation season pricing we usually dream of not book. Flying from other cities Look at this 👇 Mumbai Singapore Mumbai IndiGo: [-----] return 🔥 Air India: [-----] return Bangalore Singapore Bangalore IndiGo: [-----] return ✈ If Singapore is even remotely on your list this is your signal. Hotels can wait. Leaves can be managed. Flights at this price They vanish fast. Book flights"
X Link 2025-12-28T05:03Z [----] followers, [----] engagements

"@SivaBE15 @FinPaal You need to follow our post and wait for such offers. Last year Air Asia introduced Jaipur Kuala Lumpur return @6K"
X Link 2025-12-28T05:38Z [----] followers, [--] engagements

"Most people have talk about IDFC Gaj Card at a surface level. But if you really want to deep dive into this card benefits edge cases real value extraction this thread is pure gold 🧵👇 No hype. No fluff. Just excellent details with real actionable value for cardholders. If you are planning to hold the card bookmark this. Itll save you money and regrets later. Give the creator a follow this is how card content should be done. 🎯 #CreditCards #IDFCFirstBank #GajCard #MilesMintIN IDFC Gaj : An invite only Premium Metal Card. But is it really meant for people who don't have access to other"
X Link 2025-12-28T07:11Z [----] followers, [----] engagements

"🚨 Scapia just turned referrals into real rewards This isnt cashback. This isnt points. This is actual gear 🧳 Heres the play 👇 👥 Refer [--] friends Walk away with a Puma gym bag 👥 Refer [--] friends Unlock a Garmin Vivoactive [--] smartwatch (Yes the [-----] one 😮) But wait your friends win too 👇 ✈ [----] instant flight voucher 💳 Lifetime free Scapia card 🌍 Zero forex markup on international spends No gimmicks. No lucky draws. Just clean rewards for building your circle 💪 👉 Apply here: #Scapia #ReferralRewards #TravelHacks #MilesMintIN #CreditCardIndia"
X Link 2025-12-29T05:07Z [----] followers, [----] engagements

"Everyone is angry about devaluations in [----] 😡 But very few are talking about the real reason behind them. Its not inflation. Its not RBI. Its not cost optimisation. Its travel redemptions ✈🏨 In the last [--] years credit card users became too good at one thing ➡ converting rewards into outsized travel value. Miles hacks. Status matches. Sweet-spot redemptions. Premium cabins for peanuts. Banks planned for cashback-style usage. What they got was first-class travel. That changed the math. Every flight redemption. Every luxury hotel night. Every 1015% effective return. ➡ Burn rate exploded."
X Link 2025-12-29T10:11Z [----] followers, [----] engagements

"Education fees hurt 🎓 But losing rewards hurts more. School. College. Coaching. International education. These are large unavoidable spends. And one wrong swipe can quietly burn lakhs in value. Most people still use their daily card. Thats where rewards disappear. Heres how smart optimisation actually works 👇 Important note (read this first) All return percentages below assume: ➡ Rewards transferred to Accor ALL points ❌ Except Amex Platinum Travel where rewards are valued via Marriott Bonvoy 1.5L+ single education transaction per month ➡ Axis Magnus for Burgundy 💥 2025% returns (EDGE"
X Link 2025-12-29T12:20Z [----] followers, [----] engagements

"Had a candid chat with a top IDFC official on the IDFC First Gaj Credit Card 🐘 Heres the no-filter reality Reality check first. ❌ No airline / hotel transfer partners Miles transfer isnt even on the roadmap right now. 🎁 Vouchers Still under evaluation. Why Heavy burn for the bank. If they come expect [--] months timeline. And no forget 5X / 6X like Infinia or EPM. Now the good stuff 👇 🛫 Lounge access upgrade ➡ [--] guest allowed ➡ Counts within your lounge quota Yes you can take a family member along. ⛳ Golf benefits coming A few complimentary golf sessions are planned. 📌 Final takeaway Gaj is"
X Link 2025-12-30T11:10Z [----] followers, [----] engagements

"With 4L annual spends you get 40K MR milestone rewards + 10K Taj voucher. Transfer 40K MR Marriott Bonvoy at 1:1 and use them for hotel bookings. Marriott points typically give [----] per point depending on the property. For example Westin Jaipur can be booked for 21K MB points when the revenue rate is 19K giving [---] per point value. Add the 10K Taj voucher and the overall effective return works out to 810% on 4L spends. https://twitter.com/i/web/status/2005985158709846294 https://twitter.com/i/web/status/2005985158709846294"
X Link 2025-12-30T12:51Z [----] followers, [--] engagements

"Everyone is obsessed with max value per point 💳📊 But that mindset often kills real savings. Yes transferring rewards to Accor just makes sense 👉 [--] Accor point [---] Clean. Predictable. Powerful. But heres the real pro move 👇 🧠 Plan your travel for NEXT year first ✈ Flights 🏨 Hotels 📅 Rough dates Then move your points based on that plan. You may not squeeze the best possible value out of every point But youll end up making most of your [----] travel nearly FREE. 📌 Final truth Chasing valuation is a game. Funding your travel is the win 🍪 https://twitter.com/i/web/status/2005992105655808367"
X Link 2025-12-30T13:19Z [----] followers, [----] engagements

"Airline pricing loves to trap the lazy click ✈💸 Booking a simple return ticket feels right But many times its the costliest option. Heres a real-world example 👇 Vietnam Airlines case DEL Phu Quoc Hanoi DEL Booked as a plain return ❌ Expensive. But the moment I added a domestic Vietnam leg 👉 Phu Quoc Hanoi and booked it as a multi-city ticket 💥 The total fare dropped. Heres the kicker 👇 🧠 Some OTAs price multi-city itineraries better than return flights Different fare buckets. Different pricing logic. Same flights lower cost. 📌 Golden rule Never trust the first price you see. Always"
X Link 2025-12-30T14:07Z [----] followers, [----] engagements

"Indias real estate prices are through the roof 🏗📈 And yes in many cases costlier than several developed countries. Whats worse With every passing decade flat sizes keep shrinking. Were already seeing: ➡ 1BHKs of [---] sq ft being sold as affordable living. Just pause and imagine 👇 📆 Post-2030 What will a 1BHK look like [---] sq ft [---] sq ft Thats not urbanisation. Thats claustrophobia packaged as aspiration. 📌 Hard truth Were paying more money for less space and calling it growth Flat that you NEED post FIRE. There is no limit to your WANTS. https://t.co/aeS3e50RtZ Flat that you NEED post"
X Link 2025-12-30T15:53Z [----] followers, [---] engagements

"Dont blame X posts if you dont use your own brain. No tweet is an investment advisor. Youre not an AI trained to blindly execute what you read online. Also lets correct the math first. In a 10:90 scheme [---] lakh is in limbo not [--] lakh. Big difference. Yes project delays are real risks. But poor due diligence + blind optimism = self-inflicted damage. Lesson should be: Think. Verify. Decide. Not Twitter ne bigaad diya. His friend booked a [--] lakh flat under a 10:90 payment scheme (10% now 90% on possession). For [--] years He paid no EMI no rent He lived with family instead. Possession never"
X Link 2025-12-30T16:06Z [----] followers, [---] engagements

"Hotels arent scared of AI 🤖 Theyre fighting it with loyalty 👀 Marriott Hilton Hyatt & Radisson are doubling down on loyalty programmes to push direct bookings and reduce dependence on OTAs & AI booking bots. ➡ Marriott Bonvoy grew 18% ➡ Hilton made elite status easier ➡ Loyalty + personalisation is now strategy not perk Why this shift OTAs eat 1525% commission AI can book rooms not loyalty Direct bookings = data + long-term value 📌 Bottom line: In the AI era booking direct + loyalty wins. And yes great times ahead for CC geeks who love booking stays on points 🍪💳✈"
X Link 2025-12-30T16:27Z [----] followers, [---] engagements

"@CreditCruze @Marriott @MarriottBonvoy @FernHotels This is insane"
X Link 2025-12-31T07:12Z [----] followers, [---] engagements

"@CreditCruze @bagadiasaurabh @Marriott @MarriottBonvoy @FernHotels I agree prices are not less than 12-15K for most of the Fern properties in India"
X Link 2025-12-31T07:23Z [----] followers, [--] engagements

"✈ Flight Booking Comparison UNLOCKED ICICI iShop vs HDFC SMARTBUY comparison for flight bookings. Same route. Same dates. Same payment method. But very different outcomes. Your [-----] flight ticket can: cost less upfront or look rewarding but quietly cost more. Heres what actually saves you money 👇"
X Link 2025-12-31T08:46Z [----] followers, 11.5K engagements

"@taditdash Usually [--] day. I transferred on 20th Dec and points credited in Accor account on 21st Dec"
X Link 2025-12-31T09:57Z [----] followers, [---] engagements

"Heres the updated X post with a clean channel hashtag added keeping it premium and not cluttered 👇 🎉 Happy New Year 🎉 Started this journey in October with zero expectations. Just curiosity. Just learning. Just sharing. And today 1100+ followers before the year ends. 🤯 Didnt see this coming. Huge thanks to the credit card geeks & optimisation pros here for the guidance the corrections the motivation and the constant learning. 💳✈ This space proved one thing: 👉 If you share real experiences people notice. 🚀 Looking forward to [----] More insights. More experiments. More honest credit card"
X Link 2025-12-31T18:30Z [----] followers, [---] engagements

"@Radhika_9694 First take HDFC Marriot Bonvoy card. Use DCB for vouchers and transfer partners. In order to add more transfer partners in your bucket T1 make sense but for you go ahead with Axis Horizon. You may think of IDFC Gaj card if accelerated rewards per month is an issue"
X Link 2026-01-01T12:51Z [----] followers, [--] engagements

"T1 would have been better in comparison to Horizon however in your case go ahead with Horizon as you will get 5K point on joining the card so effective you are getting 10K INR with [----] fees. If atlas or Plat travel gets launch in next [--] year apply it and get horizon cancelled if needed. IDFC doesnt have transfer partners. IDFC travel partners is comparable to SMARTBUY https://twitter.com/i/web/status/2006713222859223498 https://twitter.com/i/web/status/2006713222859223498"
X Link 2026-01-01T13:04Z [----] followers, [--] engagements

"@taditdash @ChaiAndMiles @All @Accor This is crazy"
X Link 2026-01-02T04:36Z [----] followers, [---] engagements

"Business class uses leverage daily. Service class avoids it. That single habit creates lakh vs crore net worth gaps. Stable salary + easy credit = advantage. Use it wisely. 🔖 Bookmark ➕ Follow"
X Link 2026-01-02T05:10Z [----] followers, [----] engagements

"Safest leverage for service class ❌ Trading margin Personal loans Credit card debt ✅ Let-out property on home loan Low interest. Long tenure. Real asset. Leverage with guardrails. 🔖 Bookmark ➕ Follow"
X Link 2026-01-02T05:11Z [----] followers, [----] engagements

"DOs & DONTs (save this) 👇 ✅ Rent 5060% EMI ✅ EMI 3540% salary ✅ [--] months EMI buffer ❌ No luxury buys ❌ No personal loan DP Leverage isnt risky. Bad leverage is. 🔖 Bookmark ➕ Follow for maths-led finance"
X Link 2026-01-02T05:14Z [----] followers, [---] engagements

"When I say equity Im referring to your own capital invested in the property ➡ Down payment ➡ Not stock market equity Also the loan tenure is assumed as [--] years which is standard for home loans. The return calculation is shown only for the first [--] years ➡ purely from a property price appreciation perspective ➡ not a full exit or loan-closure scenario This helps compare capital deployed vs value created not IRR vs equity markets. https://twitter.com/i/web/status/2006978234127364395 https://twitter.com/i/web/status/2006978234127364395"
X Link 2026-01-02T06:37Z [----] followers, [--] engagements

"@sanwalpardeep16 📊 National Housing Bank RESIDEX shows: [--] lakh invested in residential real estate [--] years ago [---] lakh today 7.7% CAGR over [--] years (pan-India average). 📊 ANAROCK data shows Delhi-NCR residential prices 81% in last [--] years (1213% CAGR)"
X Link 2026-01-02T11:29Z [----] followers, [---] engagements

"Why official inflation feels wrong if you live in a metro You read the headline: 📉 Inflation is under control. Then you pay your bills and feel the opposite. Heres why 👇 📊 Inflation (CPI) is a national average. It combines spending patterns of: Rural India Small towns Metro cities But your life is not an average. 🏙 Segmental Inflation (Metro Reality) Metro households spend more on: 🏠 Rent & housing 🚕 Transport & fuel 🏫 Education & coaching 💳 Services (maids repairs healthcare delivery) These items inflate faster but carry lower weight in the CPI basket. So what happens ➡ Official"
X Link 2026-01-03T03:43Z [----] followers, [---] engagements

"Most investors are accidentally diversified. They own: A few mutual funds Some FDs Maybe one property And they call it a portfolio. Thats not diversification. Thats exposure to one cycle. Real wealth is built by spreading money across asset classes each designed to protect or grow capital in different market phases. Lets break down what actually matters 👇🧵 https://twitter.com/i/web/status/2007429454684139948 https://twitter.com/i/web/status/2007429454684139948"
X Link 2026-01-03T12:30Z [----] followers, [----] engagements

"🏠 Real Estate Inflation hedge Rental cash flow Leverage boosts long-term returns Low liquidity high patience asset Slow. Boring. Powerful"
X Link 2026-01-03T12:31Z [----] followers, [---] engagements

"📈 Equity (India + Global) Biggest long-term wealth creator India = growth Global equity = tech participation and currency hedge Volatile short term rewarding long term Time is the edge"
X Link 2026-01-03T12:31Z [----] followers, [---] engagements

"🔄 Hybrid (NPS) Equity + Debt Ultra low-cost Highly tax efficient Enforces disciplined investing Underrated. Powerful. Boring by design"
X Link 2026-01-03T12:31Z [----] followers, [---] engagements

"Crypto Digital scarcity Extremely volatile Asymmetric upside Allocation matters more than conviction High risk. High reward. Size it right"
X Link 2026-01-03T12:32Z [----] followers, [--] engagements

"💰 Cash (FD / PPF / EPF) Capital protection Predictable returns Emergency liquidity Loses to inflation over long term Not for growth. For survival"
X Link 2026-01-03T12:32Z [----] followers, [--] engagements

"📉 Debt Funds Portfolio stabiliser Lower volatility Better post-tax efficiency than FD (in some cases) Ideal for goal-based money Shock absorbers of a portfolio"
X Link 2026-01-03T12:32Z [----] followers, [--] engagements

"🥇 Gold & Silver Crisis & currency hedge Inflation protection Outstanding returns in last [--] years No cash flow Insurance first. Opportunity sometimes"
X Link 2026-01-03T12:32Z [----] followers, [---] engagements

"🏗 REITs / InvITs Real estate & infrastructure exposure Regular cash flows Listed and liquid Lower entry barrier than physical RE Income + liquidity combo"
X Link 2026-01-03T12:33Z [----] followers, [---] engagements

"🧠 Unlisted / Private Equity Startups pre-IPO AIFs High risk low liquidity Long lock-ins Potentially massive upside Only for patient capital"
X Link 2026-01-03T12:33Z [----] followers, [---] engagements

"@nikunj_kb For Sure Nikunj. Every asset should have different allocation percentage based on the risk profile and age of an individual"
X Link 2026-01-03T12:42Z [----] followers, [--] engagements

"💰 Double Dip on Your Investments Earn asset returns 💹 and card rewards 🎁 at the same time. Heres how smart investors stack value 👇 [--] Gold / Silver 🪙 Buy coins when online platforms offer discounts then optimise the payment. ➡ Use HDFC Infinia / ICICI Emeralde Private Metal / HDFC Diners Club Black Buy platform vouchers + earn multiplier rewards ➡ Or swipe SBI Cashback Card on applicable platforms Flat 5% cashback ➡ Buying offline at Tanishq Use Tata Neu Infinity 5% NeuCoins on spends 📌 Metal appreciation + instant rewards = true double dip. [--] NPS Investments 📊 Your retirement money can"
X Link 2026-01-04T04:18Z [----] followers, [----] engagements

"💸 Dont leave money on the table while paying your credit card bills. Theres a smarter way. Details in the post below 💳 Make Credit Card Bill Payments Rewarding 💰 v [---] Why pay bills plain when you can earn back on them Here's how I stack rewards using DCs/UPI 👇🏻 For Amex Bills 🔹 Fi UPI (Prime) 3% back (1000 max) on 30k/month (Inconvenient too many limits) For Other CCs 🔸 💳 Make Credit Card Bill Payments Rewarding 💰 v [---] Why pay bills plain when you can earn back on them Here's how I stack rewards using DCs/UPI 👇🏻 For Amex Bills 🔹 Fi UPI (Prime) 3% back (1000 max) on 30k/month"
X Link 2026-01-04T04:28Z [----] followers, [---] engagements

"🚨 GOLD RUSH LOOT DEAL ALERT 🚨 🪙 Tanishq 1g (9999) Listed price: [-----] Heres the stacked math 👇 💠 Tata Neu Coins ➡ 5% = [---] back 🎁 BigBasket Voucher Rewards ➡ 520% returns ➡ EPM wins big here 💳 After all stacks 👇 👉 Effective cost with EPM: [-----] Thats branded 24K gold at a crazy effective price 🤑 📈 Bonus kicker: If gold jumps 5% tomorrow expected this turns into a steal-on-steal deal. 📌 Complete shopping process explained in the post below Just 2% discount on BB voucher instead of 3% now 👉 Follow our WhatsApp channel for more such deals 🔔 #GoldRush #LootDeal #MilesMintIN"
X Link 2026-01-04T07:39Z [----] followers, [----] engagements

"@LogicalThing You have done the wrong calculation. Card charges are .75% plus GST not 1.1%. Secondly Rs0.3 per point is also worth it. Many buy 10K MR for Rs4000. Also many like me have MRCC LTF which makes the above maths more lucrative"
X Link 2026-01-04T07:48Z [----] followers, [---] engagements

"Its not the same case in Delhi-NCR. Most renowned builders accept payment by card. Always discuss such things while buying the flat most will agree. Once you bought it and then discussing on it surely will not give you right result. Many builders like Conscient Infact have portals for online payment which include payment via credit card https://twitter.com/i/web/status/2007777472264462780 https://twitter.com/i/web/status/2007777472264462780"
X Link 2026-01-04T11:33Z [----] followers, [--] engagements

"This card doesnt need an introduction anymore. Even kids know about the Scapia credit card now. (Proof 👀 See the video below ) 0% forex when you travel 🌍 Free airport shopping when you land 🛍 4% back on train bookings 🚆 Lounge access when delays hit 💺 1% on UPI because India runs on UPI 💰 Solid rewards on everyday spends 🏪 All this on a lifetime-free card. Add a referral program that keeps flashing 2025K gifts every month and suddenly Scapia is less a card more a recurring topic of discussion 😏 📌 Apply via #MilesMintIN https://apply.scapia.cards/landing_pagereferral_code=q9cbey 🎥"
X Link 2026-01-04T11:48Z [----] followers, [----] engagements

"💎 Perfect (legal) hack to save tax on Mutual Fund capital gains Almost nobody uses this 👇 🧠 The strategy: Gift Mutual Fund units to the right family member. ✅ Equity Mutual Funds Gift to parents / adult children Gift is tax-free Original cost + holding period continues 1.25L LTCG exemption applies ➡ Result: 012.5% tax often ZERO ✅ Debt Mutual Funds (post-2023 rules) Gains taxed at slab rate Gift to family member with lower income Income up to 12L = ZERO tax (new regime rebate) ➡ Debt MF gains can become completely tax-free 🚫 Avoid these mistakes: ❌ Gift to spouse / minor child clubbing ❌"
X Link 2026-01-04T12:56Z [----] followers, [----] engagements

"🚨 Gold Coin stock STILL LIVE 🚨 Available at selected PIN codes only. Inventory is moving fast 👉 Check availability at your PIN code right now or risk missing this deal completely. Gold doesnt wait. Neither should you. 👀💰 🚨 GOLD RUSH LOOT DEAL ALERT 🚨 🪙 Tanishq 1g (9999) Listed price: [-----] Heres the stacked math 👇 💠 Tata Neu Coins ➡ 5% = [---] back 🎁 BigBasket Voucher Rewards ➡ 520% returns ➡ EPM wins big here 💳 After all stacks 👇 👉 Effective cost with EPM: [-----] https://t.co/XdSQVSAWmF 🚨 GOLD RUSH LOOT DEAL ALERT 🚨 🪙 Tanishq 1g (9999) Listed price: [-----] Heres the stacked math"
X Link 2026-01-04T15:20Z [----] followers, [---] engagements

"Everyone talks about Infinia Magnus HSBC Premier 💳 But most salaried Indians dont meet the eligibility. So do we settle for low rewards ❌ NO. With normal cards you can get: 💰 812% REAL cashback ✈ Airport lounge access 🎬 BOGO movie tickets 🌍 0% forex on international spends No premium card needed. Heres the exact card combo 🧵👇 👇 Apply links inside SBI Cashback Card: BOB Eterna Credit Card: IndusInd Tiger Credit Card: Scapia Credit Card: https://apply.scapia.cards/landing_pagereferral_code=q9cbey https://bitli.in/omUnkuz https://bitli.in/jDqcnsq https://bitli.in/2eONt38"
X Link 2026-01-05T10:48Z [----] followers, 18.1K engagements

"💳 SBI Cashback Card 5% cashback on most online spends Amazon Flipkart Myntra Swiggy Zomato [----] monthly cap 🔥 Use gift cards smartly returns jump to 722%"
X Link 2026-01-05T10:49Z [----] followers, [----] engagements

"🎁 SBI Cashback + Gift Cards = MAGIC Lifestyle GC 12% Air India GC 11% Marriott GC 11% Uber GC 11% PVR INOX 22% 🤯 Available via Amazon / CRED"
X Link 2026-01-05T10:49Z [----] followers, [----] engagements

"PhonePe SBI Black Card (Missing Categories Solved) 💳 PhonePe SBI Black Card 10% on recharges bills flights insurance (PhonePe) 5% on Amazon Swiggy Zepto and other online sites. 1% offline spends [----] cap per category Perfect partner to SBI Cashback"
X Link 2026-01-05T10:50Z [----] followers, [----] engagements

"🚨 FREE ONLY TILL 15th JAN ICICI EPM ADD-ON ALERT 🚨 💎 ICICI Emerald Private Metal holders dont think just act. Add-on cards = 100% FREE till 15th Jan ❌ No joining fee ❌ No annual fee 👉 Post 15th Jan: [----] per add-on 🔥 Why this is a steal Add-on even for a 12-year-old 👦 12K Amazon pay vouchers PER CARD 💰 Up to [--] add-ons = insane value stacking Independent cards OTP goes to add-on holder 📲 Priority Pass for each add-on ✈ Unlimited domestic lounges on every card 🛋 BookMyShow offer on every card 🎬 📌 FREE till 15th Jan = More vouchers More lounges Zero cost Miss the date Pay [----] per"
X Link 2026-01-06T03:01Z [----] followers, [----] engagements

"@NalinisKitchen This is due to direct and Indirect tax structure which is being followed in most of the countries. However I agree taxation is very high in return to what Govt provide to its citizen"
X Link 2026-01-06T16:20Z [----] followers, [---] engagements

"2026 will be a VERY volatile year. ⚠ Almost everything is sitting near all-time highs 👇 Gold Silver Equity markets Mid & Small caps (clearly overheated) Crypto volatile as always When everything looks expensive returns become uncertain. So whats the solution 🔹 Asset allocation asset selection Invest across multiple asset classes. Dont fall in love with one winner. 🔹 Rotate dont panic When one asset class looks overpriced ➡ move gradually into assets that havent performed well in the last [--] years or ➡ park some money in fixed-return instruments. 🔹 Capital preservation comes FIRST Always"
X Link 2026-01-07T03:55Z [----] followers, [----] engagements

"@nikunj_kb Pls share your thesis Nikunj"
X Link 2026-01-07T04:11Z [----] followers, [--] engagements

"💳 NPS + Credit Card Hack (Works) Did [--] NPS Tier-1 transactions of 1500+ Paid via AMEX MRCC ✔ Monthly routine completed ✔ [----] MR points earned ✔ Value [------] Thats 10%+ return on NPS contribution without changing your investment plan. Same investment. Extra rewards. Seedhi baat. No bakwas. Follow for more such hacks 🚀 💰 Double Dip on Your Investments Earn asset returns 💹 and card rewards 🎁 at the same time. Heres how smart investors stack value 👇 [--] Gold / Silver 🪙 Buy coins when online platforms offer discounts then optimise the payment. ➡ Use HDFC Infinia / ICICI Emeralde"
X Link 2026-01-08T08:08Z [----] followers, 20.3K engagements

"@7onethe The charges are 0.75% plus GST irrespective the amount. I prefer monthly from AMEX MRCC and pending amount for [--] lacs spend for Plat travel in one go in the last month of annual card cycle"
X Link 2026-01-08T09:10Z [----] followers, [---] engagements

"✈ New way to earn Avios just dropped Qatar Airways Privilege Club 🤝 IHG Hotels & Resorts Now earn Avios on hotel stays across IHGs massive global portfolio 🌍 Luxury hotels. Beach resorts. City stays. Family-friendly properties. How it works 👇 🏨 Earn Avios directly on IHG stays [--] Avios per USD [--] spent on most IHG brands [--] Avios per USD [--] on extended-stay IHG brands 🔁 Or convert IHG One Rewards points Avios 📌 Avios get credited directly to your Privilege Club account after stay. Flights + hotels one rewards currency ✨ Miles game just got stronger."
X Link 2026-01-08T09:25Z [----] followers, [---] engagements

"Yes from Taxation perspective but what if I say with new changes you can use NPS as Mutual fund. Will post detailed post on the same. Additionally NPS is not an instrument of tax saving only. It gives awesome returns in comparison to its risk/ratio. You can get 12+ % return in classical scheme https://twitter.com/i/web/status/2009225702139367816 https://twitter.com/i/web/status/2009225702139367816"
X Link 2026-01-08T11:28Z [----] followers, [---] engagements

"@AalsiPanda [--]. Taxation: 60% tax free while 12.5% in Mutual Fund on overall capital gain [--]. Expense Ratio And so on"
X Link 2026-01-08T11:32Z [----] followers, [--] engagements

"🚨 AMEX App Bug or Intentional The milestone spend tracker has disappeared from the AMEX app. Earlier Reward Activity clearly showed: Pending spend for 1.9L milestone Pending spend for 4L milestone (AMEX Platinum Travel) Now ❌ its not visible. Is this a temporary app bug or an intentional change by AMEX 🤔 Over to you 👉 @AmexIndia Current workaround: ✔ Go to Contact Us in the app ✔ Start a chat with AMEX support ✔ Ask for exact pending milestone spend Sharing so no one misses milestone rewards. https://twitter.com/i/web/status/2009237963176333567"
X Link 2026-01-08T12:17Z [----] followers, [----] engagements

"@saieaswer6 Common scheme is classical one which is already in NPS since inception. Pension schemes are MSF scheme and you can select funds with up to 100% equity"
X Link 2026-01-08T12:23Z [----] followers, [---] engagements

"@Vsgoyl Get the MR transferred to MB rewards at 1:1 ratio. You easily get more than 60-70 paisa value for each point Infact many hotels it can be 80-90 paisa too. Check Westin Jaipur for your reference on MB app"
X Link 2026-01-08T14:23Z [----] followers, [---] engagements

"🚨 NPS ALERT: Check your POP & charges TODAY Most people think NPS is super low cost. True only if your POP isnt silently eating your returns. Some POPs are charging AUM-based fees every year. And most investors have no idea. ⚠ Example: HDFC Securities POP charges 0.2% of your AUM per annum Just for maintaining your NPS account. This is OVER & ABOVE: Fund expense ratio CRA charges PFM charges 👉 Long-term impact = lakhs lost quietly. Thread 👇"
X Link 2026-01-08T16:14Z [----] followers, [----] engagements

"HOW TO CHECK YOUR POP & CHARGES 🔍 How to check your POP right now [--] Login to NPS CRA portal [--] Download Transaction / Holding Statement (PDF) [--] Look for: POP Name POP Code If your POP is a broker (eg: HDFC Securities) ➡ Check their NPS fee structure carefully. Most people never do this. Thats the trap"
X Link 2026-01-08T16:15Z [----] followers, [---] engagements

"WHAT YOU SHOULD DO NEXT ✅ Best solution (clean & permanent): Change your POP to a bank POP-SP that: Charges ZERO AUM fee Only minimal / regulated charges Popular options: SBI POP-SP HDFC Bank POP-SP ICICI Bank POP-SP Axis Bank POP-SP POP change = one-time effort lifetime benefit. https://twitter.com/i/web/status/2009297970072838265 https://twitter.com/i/web/status/2009297970072838265"
X Link 2026-01-08T16:15Z [----] followers, [---] engagements

"@SureshForWorld You are mixing PF fund Manager with POP"
X Link 2026-01-08T18:01Z [----] followers, [---] engagements

"Adani signed deal with Brazilian company Embraer for passenger planes manufacturing in India. Good News 🔥🔥🔥 Adani Group and Embraer to build regional jets in India 🔹 Adani Defence & Aerospace has signed a deal with Brazil's Embraer. 🔹 This is the first time a private Indian firm will manufacture commercial fixed-wing planes. 🔹 The partnership focuses on the https://t.co/7q0Li0CUfb Good News 🔥🔥🔥 Adani Group and Embraer to build regional jets in India 🔹 Adani Defence & Aerospace has signed a deal with Brazil's Embraer. 🔹 This is the first time a private Indian firm will manufacture"
X Link 2026-01-09T04:30Z [----] followers, [---] engagements

"@thekaipullai Better to take some sessions on credit card first to understand the game. @imYadav31 @SartanparaYash @suritalreja high time to start such paid sessions for such novice people"
X Link 2026-01-09T05:20Z [----] followers, [---] engagements

"@Sanchit2K Payroll tool is different from POP. Please first check POP for your NPS account. Is it HDFC Bank or HDFC Securities Normally it is not possible to change your POP without confirmation from Employer"
X Link 2026-01-09T05:55Z [----] followers, [--] engagements

"@FinPaal Congratulations Very relevant posts being shared all the time 10K is also not too far"
X Link 2026-01-09T07:52Z [----] followers, [---] engagements

"🧵 GOVT-FIXED PRICES (THE BIG EDGE) 💡 Prices are FIXED by Govt (non-negotiable) 📍 Sohna & Farrukhnagar Carpet area: [----] / sq ft Balcony: [----] / sq ft 📍 Gurgaon Carpet area: [----] / sq ft ❌ No upcoming affordable projects expected 🔑 Important: ➡ Prices are on CARPET AREA not super area This alone creates a huge hidden price advantage vs private builders"
X Link 2026-01-09T12:21Z [----] followers, [---] engagements

"🧵 PAYMENT STRUCTURE 💳 How payments work: 5% at application If selected in draw 20% within [--] days Remaining 75% = construction-linked Each builder publishes its own CLP. No need to block full capital upfront"
X Link 2026-01-09T12:21Z [----] followers, [---] engagements

"🧵 WHO CAN APPLY 👨👩👧 Eligibility: ✔ All Indian citizens ❌ You/spouse must NOT own property in: Delhi Chandigarh Haryana ✔ You CAN apply in: Fathers name Adult childs name (separate family) ⚠ Existing property holders can apply only by declaring ownership application considered only if demand supply (rare)"
X Link 2026-01-09T12:22Z [----] followers, [---] engagements

"🧵 LIVE PROJECTS (CURRENT) 🏗 Current live projects: [--] Diplomats Green Vista 📍 Sohna (near IMT Sohna) [--] The Ridge Residency Rajgriham 📍 Farrukhnagar Sector [--] 📍 [--] km from Dwarka Expressway ⚠ High-tension line passes through project land (key risk) 📊 Oversubscription: Prime locations 710X Sohna / Farrukhnagar 34X Better odds slightly weaker location. https://twitter.com/i/web/status/2009601675095576750 https://twitter.com/i/web/status/2009601675095576750"
X Link 2026-01-09T12:22Z [----] followers, [---] engagements

"🧵 FUTURE RETURNS (MY VIEW DYOR) 📈 Why upside still exists: These are developing sectors Gurgaon prices have already exploded Middle-class buyers have no option but to move outward 👉 22.5X by possession looks realistic (This is my view not advice)"
X Link 2026-01-09T12:23Z [----] followers, [--] engagements

"🧵 HOW TO APPLY 📝 Apply here: 🔗 Steps: [--] Create account [--] Upload Aadhaar & PAN [--] Select project & flat size [--] Pay 5% + registration fee [--] Enter draw ⚠ Select General Category carefully Wrong category = direct cancellation https://edraw.tcpharyana.gov.in/tcp-dms/home https://edraw.tcpharyana.gov.in/tcp-dms/home"
X Link 2026-01-09T12:24Z [----] followers, [---] engagements

"✨ Breaking Travel News ✨ Accor has signed Sofitel Rishikesh Narendra Nagar a luxury resort overlooking the sacred River Ganges set to open in [----] 🏔🌿 📍 Spread across [--] acres in the Himalayan foothills 🛏 [---] elegant rooms & suites 🍽 [--] unique dining venues 🧘 Wellness & holistic experiences including yoga spa & more 🎉 2000+ sqm event space for weddings retreats & conferences Blending Sofitels French elegance with the spiritual charm of Rishikesh this is next-level luxury travel 🤝 #Accor #Sofitel #SofitelRishikesh #LuxuryTravel #Rishikesh #India #Hospitality2030"
X Link 2026-01-11T03:35Z [----] followers, [---] engagements

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