@jonbrooks Jon Brooks

Jon Brooks posts on X about housing market, market, in the, math the most. They currently have [-----] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

Engagements: [-------] #

• [--] Week [---------] -13%
• [--] Month [----------] +59%
• [--] Months [----------] +1,015,839%

Mentions: [--] #

• [--] Week [---] +9.80%
• [--] Month [---] +7.10%
• [--] Months [-----] +2,100%

Followers: [-----] #

• [--] Week [-----] +8.20%
• [--] Month [-----] +33%
• [--] Months [-----] +185%
• [--] Year [-----] +189%

CreatorRank: [-------] #

Social Influence

Social category influence finance 29.29% countries 2.09% stocks 1.26% cryptocurrencies 0.84% celebrities 0.84% financial services 0.42%

Social topic influence housing market #43, market #1093, in the 5.86%, math #687, this is 5.02%, we are 4.18%, level #1604, money 2.93%, if you 2.51%, the first #2660

Top accounts mentioned or mentioned by @theficouple @homeloanbill @jgpuck99 @rogainetrader @realmacroecon @grok @mmni99inc @gmillermortgage @live_under_par @b2balzer @johnravenda @peterschif01 @haydenbaldwin10 @valubull28 @chriswh82528480 @kjgillenwater @volumedynamics @jeffreybrandes @dimartinobooth @gunthereagleman

Top assets mentioned Intercontinental Exchange Inc (ICE) Bitcoin (BTC)

Top Social Posts

Top posts by engagements in the last [--] hours

"71.1% of real estate agents did not sell a SINGLE home in 2025"
X Link 2026-01-14T21:07Z [----] followers, 1.1M engagements

"The government has now said: - Assumable mortgages - [--] year mortgages - Portable mortgages - Ban institutional buying - $200B of MBS purchases But what we really need is nothing. Do nothing. Let prices fall. Thats the answer"
X Link 2026-02-13T03:00Z [----] followers, 27K engagements

"Serious question: Why buy a house today when you can rent the exact same home for $600/month less What am I missing"
X Link 2025-12-17T12:32Z [----] followers, 413.3K engagements

"Institutional investors only represent 3-5% of the single family housing stock. The actual culprit is mom and pops. This is just another PR piece that wont REALLY help"
X Link 2026-01-07T18:26Z [----] followers, 79.2K engagements

"See this and immediately realize the housing market is broken"
X Link 2026-01-12T13:59Z [----] followers, 2.2M engagements

"Sun Belt apartments are breaking. Multifamily vacancy is now at the highest level since [----] and rents are getting cut hard. Austin: -21% Orlando Phoenix Atlanta Denver San Antonio: -10%+ Yes rents exploded after COVID. But supply finally caught demand. Now the cuts have started and [----] is going to bring even more. https://twitter.com/i/web/status/2010728486567342137 https://twitter.com/i/web/status/2010728486567342137"
X Link 2026-01-12T15:00Z [----] followers, 20.1K engagements

"We want builders to build starter homes at $200250k so the next generation can actually. start. Instead they sell $400500k+ homes and call them starter homes. $3190/month is NOT a starter home"
X Link 2026-01-18T19:00Z [----] followers, 428.8K engagements

"I had a rental making $500/month in cash flow. Then a pipe burst. The fridge died. The neighbors dog wrecked the fence. Profits gone. Still owned the liability"
X Link 2026-01-18T21:00Z [----] followers, 13.8K engagements

"Explain this. 12% of [--] year olds are married & own a home"
X Link 2026-01-19T21:00Z [----] followers, 1.2M engagements

"Consumer Confidence is at a [--] year low. How bad is this for the housing market"
X Link 2026-01-28T15:00Z [----] followers, [----] engagements

"Trump basically said he wants to keep home prices high so the next generation who doesnt work so hard cant afford to buy. Is this the American Dream or asset protection for Boomers at the expense of everyone else"
X Link 2026-01-30T23:00Z [----] followers, [----] engagements

"Without population growth the housing market is cooked. U.S. population is projected to grow just +756600 over the next [--] months. That would be the slowest population growth of this century. Housing demand math isnt optional"
X Link 2026-01-31T17:00Z [----] followers, [----] engagements

"Migration to the Southern states is collapsing and affordability is the culprit. 📉 60% off the pandemic peak 📉 4th lowest rate on record (0.27%) 📉 Florida: down 90% When the Sun Belt stops being affordable the migration story breaks"
X Link 2026-01-31T19:00Z [----] followers, [----] engagements

"what's interesting is people get so far away from fundamentals and just focus on recency bias "real estate always goes up" when we've had falling mortgage rates for [--] years. it's not rocket science that after a 68%+ increase in home prices within a few years that we would have a correction. not to mention affordability demographics supply dynamics migration patterns. etc. https://twitter.com/i/web/status/2017711751173960118 https://twitter.com/i/web/status/2017711751173960118"
X Link 2026-01-31T21:29Z [----] followers, [---] engagements

"A 67-year-old reached out to me worried about using all her cash to buy a house in this market. Heres what I recommended instead: Invest the cash in a low-risk asset yielding 78% Use that cash flow to rent Build flexibility into the lease (extension + early exit) At that age youre one medical event away from needing to move. At this point in the market cycle: Liquidity ownership. Agree or disagree"
X Link 2026-02-01T15:00Z [----] followers, [----] engagements

"People keep asking why buyers disappeared. They didnt. They just ran the numbers"
X Link 2026-02-01T17:00Z [----] followers, 59K engagements

"875000 homeowners are officially underwater. They owe more on their mortgage than their home is worth the highest level in [--] years. This isnt a headline from [----]. Its right now per a new report from Intercontinental Exchange. Prices falling. Equity evaporating. Leverage works both ways. Housing risk is creeping back quietly. https://twitter.com/i/web/status/2018308429362716929 https://twitter.com/i/web/status/2018308429362716929"
X Link 2026-02-02T13:00Z [----] followers, 53.7K engagements

"@Reniec7 what percentage of people stay in their house for [--] years"
X Link 2026-02-02T13:34Z [----] followers, [----] engagements

"If you bought a house after the 2020-2022 bubble you are stuck due to your price If you bought a house before [----] you are stuck because of your interest rate For everyone else you can generally rent a comparable home for less than you can buy it for. so you stay put and negotiate rents until prices come down = Frozen market https://twitter.com/i/web/status/2018338622483878072 https://twitter.com/i/web/status/2018338622483878072"
X Link 2026-02-02T15:00Z [----] followers, 86.1K engagements

"What do you expect when up to 50% of their income goes to shelter costs. As many as [--] percent of millennials are "not saving adequately" for retirement. As many as [--] percent of millennials are "not saving adequately" for retirement"
X Link 2026-02-02T16:47Z [----] followers, 79.8K engagements

"The average U.S. household now owes: 💳 $10000 in credit cards 🎓 $58957 in student loans 🏠 $241840 in mortgages 🚗 $22612 in auto loans Thats not a spending problem. Its a debt-based economy. Source: PolicyGenius"
X Link 2026-02-02T17:00Z [----] followers, 62.1K engagements

"71% of real estate agents didnt sell a SINGLE property in 2025"
X Link 2026-02-02T19:00Z [----] followers, 832K engagements

"Florida and Texas Migration slows dramatically with Florida's migration down 93% from the peak. "The pandemic pulled forward migration to these popular states compressing multiple years of expected migration into a shorter window." - http://Realtor.com http://Realtor.com"
X Link 2026-02-02T20:00Z [----] followers, [----] engagements

"Americans didnt stop working harder. Income went up 10x. The cost of living went up far more: Homes: 17x College: 16x Healthcare: 42x Ask better questions"
X Link 2026-02-02T21:00Z [----] followers, 54K engagements

"The U.S. housing market is frozen. Just 2.8% of homes changed hands in the first [--] months of [----] the lowest in 30+ years. Why Over 70% of homeowners are locked into sub-5% mortgages. Few are selling. Buyers cant afford to buy. Stalemate"
X Link 2026-02-02T23:00Z [----] followers, 35.3K engagements

"Just wait until the green tries selling to the red Gen Z isnt even on the chart"
X Link 2026-02-03T01:00Z [----] followers, 1.1M engagements

"Things are going to change in 2026"
X Link 2026-02-03T03:00Z [----] followers, 11.4K engagements

"Those $180000 starter houses in [----] are now priced at $425000"
X Link 2026-02-03T15:00Z [----] followers, 398.3K engagements

"People really hate real estate agents but we are at the highest level of transactions through real estate agents ever -- 92% use a realtor There's more alternate options than ever before So why is this happening"
X Link 2026-02-03T22:00Z [----] followers, 11.1K engagements

"If a builder begs you to buy their inventory with their rate buy-downs to the 3s or 4s. then the property is simply. overpriced. Yes it's that simple"
X Link 2026-02-04T03:00Z [----] followers, [----] engagements

"Anything surprise you here"
X Link 2026-02-04T15:00Z [----] followers, [----] engagements

"Anyone who says owning real estate is passive income has never actually owned real estate"
X Link 2026-02-04T23:00Z [----] followers, [----] engagements

"Just got an email from a capital raiser. Theyre buying an entire community in North Carolina for 40% below replacement cost and it was just built in [----]. This is how it starts. https://twitter.com/i/web/status/2019415716055630067 https://twitter.com/i/web/status/2019415716055630067"
X Link 2026-02-05T14:20Z [----] followers, [----] engagements

"This cant be good for housing No job cant buy. BREAKING: U.S. employers announced [------] layoffs in January a 205% increase from December and the highest January figure since [----]. BREAKING: U.S. employers announced [------] layoffs in January a 205% increase from December and the highest January figure since 2009"
X Link 2026-02-05T18:03Z [----] followers, 56.9K engagements

"The next generation prefers brand-new over existing homes. Add a 3% rate buy-down and the decision gets even easier. Builders are slashing prices & giving incentives while resale sellers are still stuck in price discovery"
X Link 2026-02-05T19:00Z [----] followers, [----] engagements

"job loss will crack the housing market. JUST IN: [------] people filed for unemployment this past week above expectations of [------] JUST IN: [------] people filed for unemployment this past week above expectations of 209000"
X Link 2026-02-05T20:00Z [----] followers, 154.4K engagements

"The stock market going down really impacts the housing market Few understand this"
X Link 2026-02-06T00:12Z [----] followers, 17.9K engagements

"18.7% of Florida homeowners are 75+ years old. 15% of them own multiple homes. Thats a massive wave of inventory coming to market over the next decade. The housing shift most people arent pricing in"
X Link 2026-02-06T03:00Z [----] followers, 43.1K engagements

"People screaming BUY THE DIP after a 3% pullback. The S&P barely sneezed. A real market correction is 1020%. Most investors arent mentally prepared for that"
X Link 2026-02-06T11:08Z [----] followers, 81.2K engagements

"Imagine just buying the QQQ and making 20% returns and just living your life BTC is just entertainment The average cost to mine a single Bitcoin is now over $90000. The price of Bitcoin has collapsed to $67000. Everyone mining Bitcoin at the moment is losing a fortune. https://t.co/oERwZCaPso The average cost to mine a single Bitcoin is now over $90000. The price of Bitcoin has collapsed to $67000. Everyone mining Bitcoin at the moment is losing a fortune. https://t.co/oERwZCaPso"
X Link 2026-02-06T11:25Z [----] followers, 27K engagements

"Rent Now Pay Later. really This is getting out of control. FOX: " Rent Now Pay Later. It's a new option for renters who are struggling to make the monthly payment . You pay them a fee or a monthly subscription but if you miss the payments that's when the interest rates go way up." https://t.co/Vn2dMxoi3V FOX: " Rent Now Pay Later. It's a new option for renters who are struggling to make the monthly payment . You pay them a fee or a monthly subscription but if you miss the payments that's when the interest rates go way up." https://t.co/Vn2dMxoi3V"
X Link 2026-02-06T12:00Z [----] followers, [----] engagements

"THATS a lot of underwater cars 🚗 36.1% of auto loans were underwater at origination in P4-2025. Not after depreciation. Not after a downturn. The moment the keys hit the driveway"
X Link 2026-02-06T13:00Z [----] followers, [----] engagements

"Sellers are cutting. Buyers are walking. Deals are stacking. The shift is already happening"
X Link 2026-02-06T15:00Z [----] followers, 47.9K engagements

"Lets do the math on Florida housing supply & demographics. Boomers (or older) passing over next [--] years (assuming only ONE property per Boomer -- which we know 15% own multiple properties let's just be conservative): 500k900k homes likely sold via estates Florida [----] closed sales: 340k homes / year That means: 500k homes = [---] YEARS of supply 900k homes = [---] YEARS of supply It's just math of the demographics. The supply is already scheduled. 10million properties 18.7% is 1.8million properties. then take 15% of that That's only [------] properties [------] properties coming up for sale over 10"
X Link 2026-02-06T16:34Z [----] followers, [----] engagements

"Only 23.1% of people made $100000+/yr last year"
X Link 2026-02-06T17:00Z [----] followers, 144.1K engagements

"Housing isnt breaking because of interest rates. Its breaking because the next buyer doesnt exist. Millions of owners are aging out Millions fewer buyers are aging in Prices assumed demand would be endless Markets dont crash when sellers panic. They crash when buyers disappear. https://twitter.com/i/web/status/2019848575677763883 https://twitter.com/i/web/status/2019848575677763883"
X Link 2026-02-06T19:00Z [----] followers, 72.3K engagements

"@RealMacroEcon real estate is an illiquid asset class takes years to play out"
X Link 2026-02-06T20:17Z [----] followers, [----] engagements

"Florida demand didnt slow. It fell off a cliff. Net domestic migration is down 93% from peak. [--------] wasnt a boom it was [--] years of demand pulled into [--]. Builders built. Investors assumed buyers would always show up. Now the chairs are empty"
X Link 2026-02-06T21:00Z [----] followers, 18.1K engagements

"Household formation just hit a 9-year low. The next decade could see the slowest household growth in [---] years. At the same time: Boomers are aging out Birth rates are falling Vacant homes are rising The uncomfortable question is simple: Who is supposed to live in all these houses https://twitter.com/i/web/status/2019908965870534982 https://twitter.com/i/web/status/2019908965870534982"
X Link 2026-02-06T23:00Z [----] followers, 25.2K engagements

"This is bad. BREAKING: The typical U.S. worker has $955 saved for retirement per CBS. BREAKING: The typical U.S. worker has $955 saved for retirement per CBS"
X Link 2026-02-07T00:08Z [----] followers, [----] engagements

"Florida needs 200k300k net migrants per year just to offset baby boomers exiting homeownership. Current estimates for [----] net migration: 150k. That shortfall tells you everything you need to know. If migration slows even a little the supply math flips fast. https://twitter.com/i/web/status/2019939173080158407 https://twitter.com/i/web/status/2019939173080158407"
X Link 2026-02-07T01:00Z [----] followers, [----] engagements

"This is insanity. JUST IN: Klarna-like buy now pay later may soon be available for Americans renting homes/apartments per CNBC. JUST IN: Klarna-like buy now pay later may soon be available for Americans renting homes/apartments per CNBC"
X Link 2026-02-07T15:00Z [----] followers, [----] engagements

"A friend bought in a new construction community. Listed the house for [--] months. Zero offers. Why Too much builder inventory. Too many incentives competing with him. So his plan Wait it out. He could exit today and lose $10k. Should he sell and take the loss now or hold and wait it out"
X Link 2026-02-07T17:00Z [----] followers, [----] engagements

"In Jacksonville I watched a couple do everything right. They saved for a down payment. Stayed disciplined. Waited patiently. And every time they finally caught up prices moved higher. They werent bad with money. They were chasing a moving target. [---] years to save sounds nice until prices rise while youre waiting. https://twitter.com/i/web/status/2020210960544456824 https://twitter.com/i/web/status/2020210960544456824"
X Link 2026-02-07T19:00Z [----] followers, [----] engagements

"@WifeFinance that's a lot of alimony and child support. crazy. how does that even happen"
X Link 2026-02-07T21:05Z [----] followers, 61.3K engagements

"The things they dont tell you about homeownership: Got a letter from the HOA. Roof violation. Mold. Apparently I need to treat my roof every [--] years. Cost $1000. Gone. Everyone talks about appreciation. Few talk about the upkeep"
X Link 2026-02-07T23:00Z [----] followers, [----] engagements

"@VladTheInflator we actually see this yes"
X Link 2026-02-08T00:26Z [----] followers, [---] engagements

"Nobody talks about the true cost of homeownership. Hold a typical 1990s Florida home for [--] years and youll likely spend: Roofs HVACs Plumbing & electrical Windows Insurance Taxes HOA Total non-mortgage cost: $350k$700k+ Thats just to hold the house. Appreciation isnt free. https://twitter.com/i/web/status/2020301558676877486 https://twitter.com/i/web/status/2020301558676877486"
X Link 2026-02-08T01:00Z [----] followers, 15K engagements

"@RexdaleOG Sit and actually do the math for [--] years"
X Link 2026-02-08T02:11Z [----] followers, [---] engagements

"@CaptainPete12 Those costs dont even include the interest paid oof"
X Link 2026-02-08T02:13Z [----] followers, [---] engagements

"@JeffreyBrandes @SaveAmericaNew How do we know if we support it if we have no details Show us the math"
X Link 2026-02-08T02:18Z [----] followers, [--] engagements

"@LeadingReport Yeah probably 10x better because multiple presidents covered it up"
X Link 2026-02-08T03:16Z [----] followers, [---] engagements

"I can buy a lithium golf cart battery for $2472. It lasts [--] years. OR I can buy a standard 8V battery for $913. It lasts [--] years. Im choosing the 8V. This is how rich people think. See if you can guess why"
X Link 2026-02-08T12:00Z [----] followers, 14K engagements

"from [--] year mortgages to portable mortgages to assumable mortgages to $200B Fannie/Freddie QE to trump government housing to rent now pay later every idea avoids one thing: lower prices. so. what's next"
X Link 2026-02-08T13:00Z [----] followers, 15.3K engagements

"@theficouple Do you ever think about the time value of money or why they say 3-4 years in the shop when they can really last 6-8 years"
X Link 2026-02-08T13:02Z [----] followers, [---] engagements

"Everyone arguing about interest rates is missing the point. Housing isnt breaking because of the Fed. Its breaking because there may be no next buyer at todays prices. Thats a demand collapse not a rate cycle"
X Link 2026-02-08T15:00Z [----] followers, 20.1K engagements

"We didnt have a housing shortage. We had: Cheap leverage Massive migration Speculation disguised as fundamentals Builders built for a buyer that no longer exists. Now the math is exposed"
X Link 2026-02-08T17:00Z [----] followers, [----] engagements

"U.S. household formation just hit a 9-year low. Boomers aging out. Birth rates collapsing. Young adults delaying life. We already have 15M vacant homes. Who exactly is moving in"
X Link 2026-02-08T19:00Z [----] followers, 30.3K engagements

"Inventory isnt rising because people dont want houses. Its rising because the payment doesnt work anymore. Affordability kills demand long before sentiment does"
X Link 2026-02-08T23:00Z [----] followers, [----] engagements

"@Pikithome Crisis doesnt happen overnight. This structural stuff can take 5-10 years to play out. Real estate is a slow moving market"
X Link 2026-02-09T01:19Z [----] followers, [--] engagements

"@Pikithome I dont know Wilmington or Asheville but definitely weakness is showing in Charlotte. Not at all like we see in Florida but it is a slow moving train with Florida / Texas leading the pack"
X Link 2026-02-09T01:50Z [----] followers, [--] engagements

"@BobSmit8931950 Yeah if you cut them to 0% people will come back. Lets just inflate the balloon more"
X Link 2026-02-09T01:55Z [----] followers, [---] engagements

"Just did the math. My childcare school and healthcare bills for my three kids was $60000+ in [----]. Is this too much https://twitter.com/i/web/status/2020694144088420727 https://twitter.com/i/web/status/2020694144088420727"
X Link 2026-02-09T03:00Z [----] followers, [----] engagements

"@VigilantFox I mean we do have an obesity issue in the USA is this bad to promote"
X Link 2026-02-09T03:51Z [----] followers, 44.7K engagements

"Yikes. What GDP is Florida providing"
X Link 2026-02-09T17:00Z [----] followers, [----] engagements

"This pretty much sums it up. Houses. Are. Overpriced"
X Link 2026-02-09T19:00Z [----] followers, 10.8K engagements

"The affordability crisis is simple: The math broke. For most people renting is cheaper than buying. That tells you everything"
X Link 2026-02-09T21:00Z [----] followers, [----] engagements

"@Kalshi the math makes no sense in the car market"
X Link 2026-02-09T22:06Z [----] followers, [---] engagements

"@unusual_whales and we are being told this is a good thing"
X Link 2026-02-10T01:36Z [----] followers, [---] engagements

"@jgpuck99 how will the admin do that all they do is talk. no action"
X Link 2026-02-10T01:55Z [----] followers, [---] engagements

"The lock-in effect is real. Owners got low rates and they're staying put"
X Link 2026-02-10T03:00Z [----] followers, [----] engagements

"@jgpuck99 So youre saying theyre going to loosen those programs after just making them harder last Oct"
X Link 2026-02-10T04:22Z [----] followers, [--] engagements

"NAR planning documents show that membership will drop from 1.5M realtors to 1.2M"
X Link 2026-02-10T13:06Z [----] followers, [----] engagements

"Q2-Q3 housing market is going to be really interesting This isn't your Covid forbearance - these are meant to be short-term solutions for those who are experiencing a temp hardship Guardrails went on for the overly generous FHA workout solution in Oct We will likely see a seasonal moderation of dlq w/ tax refunds and bonus Then 🧨 This isn't your Covid forbearance - these are meant to be short-term solutions for those who are experiencing a temp hardship Guardrails went on for the overly generous FHA workout solution in Oct We will likely see a seasonal moderation of dlq w/ tax refunds and"
X Link 2026-02-10T13:59Z [----] followers, [----] engagements

"Negative equity is starting to appear. Prices stop rising Mobility freezes Owners get trapped. Thats the next phase of a declining market"
X Link 2026-02-10T15:00Z [----] followers, [----] engagements

"We are living through one of the largest artificially inflated real estate bubbles in history"
X Link 2026-02-10T17:00Z [----] followers, 54.9K engagements

"This is the big disconnect in housing. To afford a home in [----] the typical household needs to make $109000. The typical household actually earns $85000. That gap isnt sentiment. Its math"
X Link 2026-02-10T17:00Z [----] followers, [----] engagements

"@Polymarket HOLY"
X Link 2026-02-10T19:35Z [----] followers, [--] engagements

"@m3_melody @OTCStockReview @DiMartinoBooth @Johncomiskey77 @SoberLook @ICEMortgageTech rent going down is a MASSIVE issue for investors. we are starting to see some just dump their portfolios in response"
X Link 2026-02-10T20:01Z [----] followers, 15.1K engagements

"@mikeolson44 @theficouple yeah most of the pain will be in 2022-2025 cohort with high leverage. which is frankly a lot"
X Link 2026-02-10T21:29Z [----] followers, [--] engagements

"WHAT The media lied to us again Are we surprised here The housing "shortage" narrative was never fundamentally true. J.P.Morgan: The U.S. housing "shortage" is exaggerated "the size of the housing shortage in the U.S. has been overemphasized with J.P.Morgan Global Research putting the figure at around [---] million homes significantly below other market estimates" - John Sim at @jpmorgan https://t.co/fomwsCdwD8 J.P.Morgan: The U.S. housing "shortage" is exaggerated "the size of the housing shortage in the U.S. has been overemphasized with J.P.Morgan Global Research putting the figure at around"
X Link 2026-02-10T21:34Z [----] followers, [----] engagements

"@theficouple Only time will tell but long term structural issues with real estate in Florida are very real"
X Link 2026-02-10T22:06Z [----] followers, [---] engagements

"If you don't have a job you can't buy a house"
X Link 2026-02-10T23:00Z [----] followers, [----] engagements

"Q4 [----] update: Credit card and auto loan 90+ day delinquencies are back to levels only seen in [----]. This isnt normalization. This is consumer stress breaking through the surface"
X Link 2026-02-10T23:49Z [----] followers, [----] engagements

"Florida is NOT the median U.S. housing market. Florida has: Higher investor share More second-home exposure Higher insurance + HOA costs Heavier reliance on migration More rate sensitivity When Florida moves first its a signal not the whole story"
X Link 2026-02-11T00:09Z [----] followers, [----] engagements

"@theficouple Why are people buying BTC in the first place"
X Link 2026-02-11T01:07Z [----] followers, [--] engagements

"@jgpuck99 Yeah caused by reckless government spending without accountability and nonstop fed manipulation"
X Link 2026-02-11T12:50Z [----] followers, [--] engagements

"20%+ of [--] year old are seriously delinquent on their student loans and nearly 18% of 40-49 year olds. Why are older folks not paying their loans"
X Link 2026-02-11T13:00Z [----] followers, [----] engagements

"The average starting salary for college graduates is down -8% YoY to $54500. Is anyone out there able to buy a house on that salary"
X Link 2026-02-11T15:00Z [----] followers, 14.6K engagements

"Largest property manager in my area. I asked how rents are starting the year. His answer: Down. Down. Down. This is not a normal market. When rents change the entire housing calculus changes with it"
X Link 2026-02-11T17:00Z [----] followers, [----] engagements

"Americans must earn $111252 to afford the typical U.S. home46% more than the $76020 needed for a rental Redfin reports. Why would you buy when it is so much more affordable to rent https://twitter.com/i/web/status/2021660512271073402 https://twitter.com/i/web/status/2021660512271073402"
X Link 2026-02-11T19:00Z [----] followers, [----] engagements

"@unusual_whales how can you not love Massie at this point"
X Link 2026-02-11T19:13Z [----] followers, 15.6K engagements

"@Fire5280 @unusual_whales America Party with Elon"
X Link 2026-02-11T20:06Z [----] followers, [---] engagements

"@_Credible_Hulk Just sharing whats happening We see this stuff every day in real estate in Florida The consumer is completely maxed out"
X Link 2026-02-11T20:08Z [----] followers, [--] engagements

"Not only are new homes selling for -1.2% lower than the median existing single-family home. Builders are also spending up to $50000 per house to buy down the interest rate for the buyers. This is signal to take seriously if you're a real estate investor or if you're thinking of selling your home anytime soon. https://twitter.com/i/web/status/2021720906968514581 https://twitter.com/i/web/status/2021720906968514581"
X Link 2026-02-11T23:00Z [----] followers, [----] engagements

"Job openings are declining but we are told that the employment market is doing so well. What is real"
X Link 2026-02-12T03:00Z [----] followers, [----] engagements

"Zillow knows whats coming They have an incredible amount of data [----] will be a very hard year for real estate "Zillow finished down 16.5% today. They commented in their earnings press release that housing market conditions will continue to be "challenging" in Q1. The housing recession isn't going to be over this year. The spring selling season is going to be a bust." - @TraceyRyniec "Zillow finished down 16.5% today. They commented in their earnings press release that housing market conditions will continue to be "challenging" in Q1. The housing recession isn't going to be over this year."
X Link 2026-02-12T13:03Z [----] followers, 280.6K engagements

"@Kalshi We see this"
X Link 2026-02-12T13:13Z [----] followers, [--] engagements

"@indexnforgetit Its true. People overspend and live above their means Our economy is literally running on debt at this point in the market cycle"
X Link 2026-02-12T13:15Z [----] followers, [---] engagements

"My friends who work at builders are saying they are primarily selling $200-300k townhouses right now with incentives to buy down rates The rest of the market has frozen - and existing home sales are stalling out Builders site agents are begging to be assigned to the lower price point communities This is a signal. https://twitter.com/i/web/status/2021950645306114220 https://twitter.com/i/web/status/2021950645306114220"
X Link 2026-02-12T14:12Z [----] followers, 17.4K engagements

"Price appreciation takes time to decelerate before it goes flat or negative This is why hold times for real estate as a new buyer is incredibly important Though also understand that falling rents could impact your investment - along with aging demographics declining birth rates and rising mortgage interest rates. https://twitter.com/i/web/status/2021953355732443596 https://twitter.com/i/web/status/2021953355732443596"
X Link 2026-02-12T14:23Z [----] followers, [---] engagements

"Does this look like a balanced employment market to you"
X Link 2026-02-12T15:00Z [----] followers, [----] engagements

"Housing market is changing Transactions stall Inventory stacks Prices drop It all plays out over time Plan accordingly"
X Link 2026-02-12T15:09Z [----] followers, [----] engagements

"@m3_melody Yes and folks in Florida are buying new construction townhouses with massive rate buy downs The unaffordable market is absolutely mind blowing"
X Link 2026-02-12T15:18Z [----] followers, [----] engagements

"Existing home sales fall to start off the strong with a lot of weakness"
X Link 2026-02-12T15:49Z [----] followers, [---] engagements

"We are already as bad as [----] - but in many ways - its worse because we have an affordability crisis aging demographics birth rate decline immigration slowdown oversupply fha 12%+ delinquency insurance & tax at elevated levels Its all stacking and it will continue to show up in the housing market especially in the sunbelt. https://twitter.com/i/web/status/2021975452902903937 https://twitter.com/i/web/status/2021975452902903937"
X Link 2026-02-12T15:51Z [----] followers, 14.1K engagements

"Now is a good time to have a LOT of cash sitting on the sidelines or put into short term Treasuries to get some yield in the meantime Big opportunities are coming up over the next few years Get access to liquidity now"
X Link 2026-02-12T16:35Z [----] followers, 13.5K engagements

"The average new 30-year mortgage now costs $2665 per month. Thats $31980 per year after tax. At a 22% federal tax rate you need about $41000 in gross income just to pay the mortgage. Before food. Before insurance. Before kids. Housing didnt get expensive. It got unpayable. https://twitter.com/i/web/status/2021992704469590430 https://twitter.com/i/web/status/2021992704469590430"
X Link 2026-02-12T17:00Z [----] followers, 22.2K engagements

"Big changes are coming to housing in [----] The "Housing Supply Shortage" is the biggest lie in the American economy right now. 🏠📉 Builders want subsidies. Wall Street wants you to hold the bag. The media wants you to panic buy. We don't have a supply problem. We have a PRICE problem. And gravity is about to kick in. The "Housing Supply Shortage" is the biggest lie in the American economy right now. 🏠📉 Builders want subsidies. Wall Street wants you to hold the bag. The media wants you to panic buy. We don't have a supply problem. We have a PRICE problem. And gravity is about to kick in"
X Link 2026-02-12T17:52Z [----] followers, [----] engagements

"Couldnt even imagine this in [----] Times have changed Sellers are getting realistic"
X Link 2026-02-12T18:05Z [----] followers, [----] engagements

"Mortgage delinquencies increased across all three major loan types Conventional FHA and VA in the last three months of the year said Marina Walsh CMB MBAs Vice President of Industry Analysis"
X Link 2026-02-12T18:51Z [----] followers, [---] engagements

"If it wont cash flow at $2350/month obviously its worth $650000. Thats how real estate works now"
X Link 2026-02-12T19:00Z [----] followers, 30.7K engagements

"The Jobs Report Is a Lie And Its About to Crash Housing https://www.youtube.com/watchv=9x_CWY0swjM&t=0s https://www.youtube.com/watchv=9x_CWY0swjM&t=0s"
X Link 2026-02-12T20:00Z [----] followers, [----] engagements

"@jgpuck99 So existing home sales hitting [----] levels is nothing"
X Link 2026-02-12T21:36Z [----] followers, [----] engagements

"My friends in their 30s are deciding not to have kids Theyre saying two things: They dont have the money Its inconvenient to their lifestyle This is not good. What do we do"
X Link 2026-02-12T23:00Z [----] followers, 12.3K engagements

"@HomeLoanBill 😘"
X Link 2026-02-13T01:58Z [----] followers, [----] engagements

"@CarilonCapital Whats your top pick"
X Link 2026-02-13T04:08Z [----] followers, [----] engagements

"@HomeLoanBill Youre really chalking this up to weather"
X Link 2026-02-13T04:13Z [----] followers, [---] engagements

"@4score__7 The recovery times have been tremendous but that doesnt mean itll always be that way"
X Link 2026-02-13T04:44Z [----] followers, [----] engagements

"@multicapital000 @HurlsDa Sell highhhh"
X Link 2026-02-13T04:45Z [----] followers, [--] engagements

"@jgpuck99 Well the sales are down 70%"
X Link 2026-02-13T04:46Z [----] followers, [---] engagements

"Its sad that people in the industry are blaming weather for why existing home sales were down in January. 1) You do realize that houses generally take 30/60 days to close from the data they go under contract 2) We had warm weather in November/December leading up to January The ice storms and freeze were January 23rd-27 Hint: its NOT the weather. People will make up whatever narrative possible to not accept that home sales are going down due to affordability. Id say weather played a major role here. New conversations to purchase in [----] remain elevated YoY by a wide margin in the DC Metro"
X Link 2026-02-13T12:46Z [----] followers, [----] engagements

"@BrandonStraka What about reducing the deficit"
X Link 2026-02-13T13:01Z [----] followers, [---] engagements

"@BrantleyTheBest I can understand a power outage but in many areas you can do RON = remote online notary closings literally through your phone Im not buying it"
X Link 2026-02-13T13:07Z [----] followers, [--] engagements

"@RogaineTrader The truth is: demand is there People want to own homes Its simple that the math stopped working in many areas of the country This is the bull case for housing but we are so far from fundamentals"
X Link 2026-02-13T13:07Z [----] followers, [--] engagements

"@HomeLoanBill I grew up in the North Pls tell me youre not one of the: the weather caused existing sales to go down people 🤦♂"
X Link 2026-02-13T13:24Z [----] followers, [--] engagements

"@Dr_Ray1 We are literally 2% off ATHs lol"
X Link 2026-02-13T13:52Z [----] followers, [--] engagements

"10 year spiking downward. Employment concerns inflation slowing. Next up -- shelter costs coming down"
X Link 2026-02-13T14:55Z [----] followers, [----] engagements

"@HomeLoanBill you did read my post above right are you saying that all their closings got pushed to February at the end of the month Explain yourself"
X Link 2026-02-13T14:56Z [----] followers, [--] engagements

"Bill has just been making negative comments/thoughts on my stuff since I started posting. It's all good. Who cares. We each have our own opinions. I am here to share my authentic unfiltered view of how things are going based on my experience and background. Some of that is influenced by simply where I live. Most of it is influenced by the actual data that comes out weekly. We can each learn from each other here by asking questions. My challenge to Bill is to ask better questions"
X Link 2026-02-13T14:58Z [----] followers, [--] engagements

"@CapitalMktGuy It goes into BIL"
X Link 2026-02-13T15:39Z [----] followers, [---] engagements

"Yes the Silver Tsunami combined with falling birth rates is a double whammy to housing. Few talk about this because its just a sad truth"
X Link 2026-02-13T19:00Z [----] followers, [----] engagements

"@ThinkAppraiser Most doctors I know spend every dollar the earn and completely max out Many have a life is short mentality"
X Link 2026-02-13T21:21Z [----] followers, [---] engagements

"@JeffreyBrandes Likely inflation by more money printing according to @RayDalio Its the easy way out. We have no strong enough politician who will do the right thing and do the austerity needed unfortunately"
X Link 2026-02-13T21:23Z [----] followers, [---] engagements

"Housing sales declining in all regions because of "low supply" - NAR Are y'all still buying this Existing-home sales dipped 8.4% in January with month-over-month and year-over-year sales declining in all regions. Despite improving affordability supply has not kept pace and remains low. For more insights read NARs Existing-Home Sales Report: https://t.co/Sov3ovrvX5 https://t.co/G3dC5QkEBr Existing-home sales dipped 8.4% in January with month-over-month and year-over-year sales declining in all regions. Despite improving affordability supply has not kept pace and remains low. For more insights"
X Link 2026-02-13T22:44Z [----] followers, [----] engagements

"@QAGELLC Unpack all this David"
X Link 2026-02-13T23:41Z [----] followers, [---] engagements

"@DiMartinoBooth @GeneralMills @Adam__Josephson People are cutting back on practically everything - but only the bottom 80% The top 10% are living large"
X Link 2026-02-14T00:03Z [----] followers, [--] engagements

"@cryptofergani Why we pay any taxes without resolving this first makes no sense to me. The social contract is broken"
X Link 2026-02-14T00:07Z [----] followers, [---] engagements

"Rents down. Home prices down. After years of getting crushed the middle class finally gets some breathing room. This is a good thing"
X Link 2026-02-14T01:00Z [----] followers, [----] engagements

"@Tekeee you just live off credit cards and share an apartment with 2-3 people"
X Link 2026-02-15T00:22Z [----] followers, [----] engagements

"@theficouple Good move"
X Link 2026-02-15T01:47Z [----] followers, [--] engagements

"@theficouple @SteveOnSpeed payoff all consumer debt start building a stock portfolio"
X Link 2026-02-15T13:57Z [----] followers, [--] engagements

"The housing lock-in effect is beginning to fade. More people now have a 6%+ rate than a rate below 3%"
X Link 2026-01-26T15:00Z [----] followers, 26K engagements

"First people stop paying their credit cards. Then their car loans. Then their houses. U.S. car loan applications are being rejected at the highest rate in more than a decade. Credit always cracks before housing"
X Link 2026-01-27T01:00Z [----] followers, 17.4K engagements

"Pending home sales are at a worse level than the GFC"
X Link 2026-02-03T23:00Z [----] followers, 20.5K engagements

"Job market will crack housing market US HIRING AT RECESSION LEVELS: HIRING RATE AT 3.3% MATCHING THE [----] CRISIS AND NEAR A 13-YEAR LOW. US HIRING AT RECESSION LEVELS: HIRING RATE AT 3.3% MATCHING THE [----] CRISIS AND NEAR A 13-YEAR LOW"
X Link 2026-02-11T13:30Z [----] followers, 33.3K engagements

"@TripleNetInvest @theficouple see this all the time"
X Link 2026-02-14T00:04Z [----] followers, [---] engagements

"@Live_Under_Par it's going to be an interesting real estate market in florida over the next 3-5 years for sure"
X Link 2026-02-14T14:33Z [----] followers, [---] engagements

"@HomeLoanBill @jgpuck99 It happens regardless of what the government does at this stage of the market cycle"
X Link 2026-02-14T23:48Z [----] followers, [--] engagements

"@Bitcoin_Teddy Haha exactly. This is true. Its not the coffee"
X Link 2026-02-14T23:58Z [----] followers, [---] engagements

"@texasrunnerDFW @EmmaJoNYC yes many are opting out due to lifestyle preferences. though both lifestyle & cost are variables in their mental calculus"
X Link 2026-02-15T20:40Z [----] followers, [---] engagements

"We want builders to build starter homes at $200250k so the next generation can actually. start. Instead they sell $400500k+ homes and call them starter homes. $3190/month is NOT a starter home"
X Link 2026-01-31T01:00Z [----] followers, 1.7M engagements

"First they stop paying credit cards Then they stop paying their mortgages Then we see more short sale and foreclosures"
X Link 2026-02-11T01:38Z [----] followers, 27.6K engagements

"Commercial real estate is going down"
X Link 2026-02-13T04:16Z [----] followers, 32.9K engagements

"Does anyone care that we have a massive debt problem that gets worse each month"
X Link 2026-02-13T21:00Z [----] followers, 11.6K engagements

"U.S. homeowner equity: $36 trillion Almost 3x the [----] peak. If youre wondering why: Sellers wont sell Buyers cant buy Transactions are dead This is the reason"
X Link 2026-02-13T23:00Z [----] followers, 45.4K engagements

"@haydenbaldwin10 Rates come down because of job loss most likely but then people dont have jobs to buy"
X Link 2026-02-13T23:43Z [----] followers, [---] engagements

"Residential housing is still priced at 3% rates it will take years for this market to mean revert. It does not happen overnight. It happens in stages"
X Link 2026-02-14T13:00Z [----] followers, 11.2K engagements

"@HomeLoanBill the math still makes no sense here in Florida. The ratios are all out of whack and the disparity between income and housing price payments is still too wide. meanwhile rent prices are coming down causing the calculus for buyers to change"
X Link 2026-02-14T14:33Z [----] followers, [---] engagements

"One of the largest HVAC company reps in my market just texted me this: The biggest financial crisis since the Great Depression is underway. Not a hedge fund manager. Not a pundit. An HVAC rep. Meanwhile others think were at the start of a new bull run. This feels like [----] when nobody agreed on anything"
X Link 2026-02-14T15:00Z [----] followers, 457.8K engagements

"You can now negotiate 7.3% off the list price of properties in my market. Median list prices are also down $20000. Opportunity is coming for those who have cash"
X Link 2026-02-14T17:00Z [----] followers, 16.2K engagements

"@NCarolinaTrader 🤣🤦♂"
X Link 2026-02-14T18:54Z [----] followers, 17.8K engagements

"there's low supply of affordable homes but not low supply of homes"
X Link 2026-02-14T19:00Z [----] followers, [----] engagements

"@Polymarket @RepThomasMassie Thats too low it should be 100%"
X Link 2026-02-14T23:57Z [----] followers, [--] engagements

"@JulieChangRE more people are using real estate agents now than ever before"
X Link 2026-02-15T00:47Z [----] followers, [--] engagements

"@GuntherEagleman Theres no vindication for Trump. He was covering all this up"
X Link 2026-02-15T01:04Z [----] followers, 27.2K engagements

"@MrSausageGet Yeah I noticed that a ton of people in Epstein files are in his admin"
X Link 2026-02-15T01:06Z [----] followers, [---] engagements

"Seems quite high 12.7% OF U.S. CREDIT CARD BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE [----]. 5.2% OF AUTO LOAN BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE [----]. 12.7% OF U.S. CREDIT CARD BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE [----]. 5.2% OF AUTO LOAN BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE 2010"
X Link 2026-02-15T01:41Z [----] followers, [----] engagements

"@theficouple No better feeling than paying off consumer debt"
X Link 2026-02-15T01:45Z [----] followers, [---] engagements

"@kloster_lori @GuntherEagleman What are you talking about @RepThomasMassie forced this all out in the open Are yall even watching"
X Link 2026-02-15T02:06Z [----] followers, [----] engagements

"@MCDeano254 @GuntherEagleman Because @RepThomasMassie forced it. Trump called it a hoax"
X Link 2026-02-15T02:07Z [----] followers, [---] engagements

"If home prices went back to [----] levels what's your next move"
X Link 2026-02-15T13:00Z [----] followers, 15.2K engagements

"Explain this insane chart"
X Link 2026-02-15T19:00Z [----] followers, 22.1K engagements

"@VALUBULL28 i would rather own metals/commodities personally"
X Link 2026-02-15T23:40Z [----] followers, [---] engagements

"@Leibniz0x0 @texasrunnerDFW @unhealthytruth im not anti vaccine. i got two vaccines (mostly bc i wanted to go to the Bahamas and had to have the card to travel generally) and then i apparently got Myocarditis look at this. and yes it happened. $5k hospital bill for this sucks. https://www.fda.gov/vaccines-blood-biologics/safety-availability-biologics/fda-approves-required-updated-warning-labeling-mrna-covid-19-vaccines-regarding-myocarditis-andutm_source=chatgpt.com"
X Link 2026-02-15T23:49Z [----] followers, [--] engagements

"Mike add a top culprit of declining birth rates: elevated shelter costs due to manipulation of the money supply by the Fed (and yes reckless spending by Congress) The U.S. government is chilling the birth rate by making it too expensive to raise kids through excessive: (1) taxes (2) regulations & (3) inflation driven by runaway spending This in turn causes escalating harm to our economy & threatens our long-term survival as a nation https://t.co/lmeODYRyej The U.S. government is chilling the birth rate by making it too expensive to raise kids through excessive: (1) taxes (2) regulations & (3)"
X Link 2026-02-16T03:52Z [----] followers, [----] engagements

"Pent-up inventory is WAY higher in the Sunbelt. Builders arent listing all their specs. Sellers are waiting for higher prices. The South has much more supply than this chart suggests"
X Link 2026-02-16T13:00Z [----] followers, [----] engagements

"Headline: Strong jobs report. [--] months later: quietly revised down. Every. Single. Cycle. The first print moves markets. The revision barely makes a headline. Investors trade the narrative. Then the data gets adjusted. If jobs are so strong why are they constantly revised lower Watch the revisions. They tell the real story"
X Link 2026-02-16T21:00Z [----] followers, [----] engagements

"Everyone keeps saying America has a housing shortage. It doesnt. Divide total homes by population and you get this: Weve never had more housing per person than we do right now. The problem isnt supply. Its prices"
X Link 2026-01-13T13:00Z [----] followers, 266.3K engagements

"This is pretty obvious by now but Florida's housing market is in trouble"
X Link 2026-02-10T01:00Z [----] followers, 15.2K engagements

"I sold out of my whole portfolio into cash this morning around 10am Im going to just hang on the sidelines in cash It feels like we are now in a housing + AI bubble Time to be defensive to me If Im wrong at least I sleep like a baby But we are so far away from fundamentals its mind boggling"
X Link 2026-02-12T23:18Z [----] followers, 134.2K engagements

"People keep asking why buyers disappeared. They didnt. They just ran the numbers"
X Link 2026-02-13T15:00Z [----] followers, 75.4K engagements

"Were seeing A LOT of distress from buyers who purchased suburban new construction in [--------] with low down payments. Minimal equity. Peak prices. Peak rates. Peak payments. Thats where housing stress will concentrate. Itll be selective. And itll show up there first"
X Link 2026-02-14T03:00Z [----] followers, [----] engagements

"@SinnerReformed1 Yall believe you should always be invested"
X Link 2026-02-14T20:07Z [----] followers, 17K engagements

"January results for our housing market: - New Listings: [----] - Sold Listings: [----] That means [----] active net listings are on the market in ONE month. Imagine if this stacks for a few years. on top of the Silver Tsunami net migration being nearly flat and birth rates declining. https://twitter.com/i/web/status/2022777869957517357 https://twitter.com/i/web/status/2022777869957517357"
X Link 2026-02-14T21:00Z [----] followers, [----] engagements

"The best plan is to let the market be free Let housing prices fall That would improve affordability"
X Link 2026-02-14T23:00Z [----] followers, [----] engagements

"@NYfanFLman @GuntherEagleman Lock up all the pedos. It doesnt matter what side youre on. We need to protect our children"
X Link 2026-02-15T01:42Z [----] followers, [---] engagements

"If YOU were put in charge of fixing the U.S. housing market tomorrow Whats the first move youd make"
X Link 2026-02-15T03:00Z [----] followers, 12.5K engagements

""My view is that buying and holding real estate is not an effective investment strategy in our current economic environment for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive so given our current circumstances it is likely to go down in real terms" - Ray Dalio Do you agree with Ray Dalio"
X Link 2026-02-15T15:00Z [----] followers, [----] engagements

"@EthanBishopRE just reporting data. i was a bull from 2014-2022. started sharing what I am seeing in May [----]. to each their own. the market mean reverting should be no surprise in Florida after a 68% bump in prices over a few years that moved demand forward a few years"
X Link 2026-02-15T20:39Z [----] followers, [--] engagements

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