@jassneetsingha Avatar @jassneetsingha Jassneet Singh

Jassneet Singh posts on X about if you, credit cards, money, card the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

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Social Influence

Social category influence finance 34.27% stocks 11.89% countries 5.59% automotive brands 4.9% technology brands 2.8% fashion brands 2.8% travel destinations 2.1% cryptocurrencies 0.7% luxury brands 0.7%

Social topic influence if you 11.89%, credit cards #210, money 7.69%, card 5.59%, $hsbc #33, india 5.59%, this is 5.59%, platinum #705, in the 4.2%, gold 4.2%

Top accounts mentioned or mentioned by @priytanshu @bigulchugh @vaibhavluthra @rupaynpci @rushilmehtani @ankitdewan @kishorefinance @noyes99 @grok @busybeewayfarer @shiva1626 @volklub @thetrueccking @draditya2935 @bikash97077 @sumit22gupta @ashiskar02 @asalgotra28 @varunbagadia_v @coolsaintme

Top assets mentioned HSBC Holdings PLC (HSBC) Marriott International Inc (MAR) Work X (WORK) Alphabet Inc Class A (GOOGL)

Top Social Posts

Top posts by engagements in the last [--] hours

"@throttleandtech Creta is the Santro of Hyundai Every Green until Hyundai screws big time"
X Link 2026-02-16T04:48Z [----] followers, [----] engagements

"Platinum Travel Confusion: 4L or 7L Seeing a lot of confusion around the Amex Platinum Travel 4L 7L milestone logic. I reconfirmed with Amex (3rd time including this morning). Heres the clarity: ✅ If you complete 4L before 9th March 2026: [-----] MR points [-----] Taj voucher ✅ If after 9th March you complete another 3L (total 7L in the membership year): [-----] additional MR points No extra Taj voucher (issued once per card year) My plan of action: 👉Hit 4L before 9th March 👉Wait for the app ticker to refresh 👉If it shows 7L milestone tracking push for the extra 22.5k MR (will confirm once again"
X Link 2026-02-16T06:14Z [----] followers, [----] engagements

"Swiggy Who will tell them this jackpot is only for newly linked accounts That should have been in bold. Am I missing something Hourly Jackpot [----] Bonus 👀 Seriously Swiggy IndiGo is this a joke At least set a clear spend threshold so people can plan and go for it. Take notes from Blinkits Valentines Day offer simple clear actionable. Hourly Jackpot [----] Bonus 👀 Seriously Swiggy IndiGo is this a joke At least set a clear spend threshold so people can plan and go for it. Take notes from Blinkits Valentines Day offer simple clear actionable"
X Link 2026-02-16T09:02Z [----] followers, [----] engagements

"One card. Cashback + Travel. 💳✈ If you meet the income eligibility and keep spends low disciplined and essential this one card can do it all. HDFC Tata Neu Infinity Yes it nudges you into the Tata ecosystem via the Tata Neu app. If youre even mildly committed the switch is smoothno friction. Everyday wins 👇 (via Tata Neu app) 🥦 Groceries (BigBasket) [--] to 10% NeuCoins 💡 Electricity 5% 🔥 Piped Gas 5% 📱 Mobile Recharge 5% 💊 Medicines & Labs (Tata 1MG) 5% 🛡 Insurance 5% 💍 Gold (Tanishq/Mia) 5% 🍔 Food Delivery (Zomato) 10% Zomato Cash (limited period) 👕 Clothing (Tata CliQ / Westside /"
X Link 2025-12-20T11:29Z [----] followers, 23.7K engagements

"@noyes99 I have Atlas and I got Horizon I initially thought to wait for Olympus but then I decided against it. I am not taking a 20k plus gst card. If Atlas is gone I might"
X Link 2026-01-06T16:02Z [----] followers, [----] engagements

"Amex seems to have patched the Platinum Reserve Platinum Travel switch. But the switch to MRCC still works. So if you're stuck with the Reserve getting an MRCC is a way outand it's a great card too. Switch here: https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards 🔥 How to get the Amex Platinum Travel Card (smart way) 🚨 Do not miss if you ever wanted Amex Platinum Travel in your portfolio. 👉 Step 1: Apply for the Amex Platinum Reserve using this referral https://t.co/CW0a0Z2rzX 👉 Step 2: After activation request an upgrade to Amex"
X Link 2026-01-31T04:20Z [----] followers, [----] engagements

"@rhoeshan @yourpsb @volklub I have been driving a Skoda Kushaq for [--] years. Before that I had an i20. All I can say is this car drives itself. Highway drive is great"
X Link 2026-02-02T17:05Z [----] followers, [---] engagements

"🏏 Half-century 🤝 [-----] points 🏏 Century 🤝 [------] points Credit card users deserve celebrations too. 🥳 PS: ICICI still waiting for those transfer partners. Manifesting Accor 1:1 value extraction moment 😄"
X Link 2026-02-04T05:45Z [----] followers, [----] engagements

"Considering downgrading from Platinum Travel to Membership Rewards (MRCC) Many people are disappointed with the recent devaluation and its understandable. But dont rush to close or downgrade just because the loophole is open its kept open for a reason if you think smartly. Who should actually downgrade [--]. If [--] lakh was already a stretch If hitting [--] lakh required: - wallet loading - manufactured spends - forced payments (NPS insurance etc.) against your preference and you werent spending happily then yes downgrading makes sense. A credit card should optimise natural spends not create stress."
X Link 2026-02-05T05:46Z [----] followers, [----] engagements

"@shutupnaina Lets stop showing the Taj Mahal for everything. Honestly this andto some extentCST station are the only two things still worth noticing anymore. The rest is almost all poor-quality crap"
X Link 2026-02-06T03:07Z [----] followers, [---] engagements

"Please work with a free-only financial planner. Get your plan in place. Once that is in place this excess money (1-2-3 lakhs) can easily be deployed in those same funds. Still don't want to do it Invest in a Nifty [--] Index fund. Pick a large AMC of your choice. Ignore this if you weren't looking for simple advice 😛 https://twitter.com/i/web/status/2019650453563457551 https://twitter.com/i/web/status/2019650453563457551"
X Link 2026-02-06T05:52Z [----] followers, [---] engagements

"@kishorefinance I went to multiple dealers; everyone was charging extra be it for Activa Access or Jupiter"
X Link 2026-02-08T03:57Z [----] followers, [----] engagements

"@bigulchugh HSBC Premier after charges it will be 4% in Accor terms. M4B if AEP month. Basically anything that can give you at least 2% net positive is worth it. Otherwise just do a bank transfer"
X Link 2026-02-08T04:19Z [----] followers, [----] engagements

"@Gumnam_Hai__Koi 8% in Accor terms. Every [---] gives 2EM Atlas transfers to Accor 1:2 which makes it [--] Accor pts Every Accor pt is worth [--] currently. And I have my Group A available for it. So will be able to redeem for said %"
X Link 2026-02-08T04:24Z [----] followers, [---] engagements

"@piuvatsa Kiwi Credit Card No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon https://t.co/NfA3QsKTDp No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon"
X Link 2026-02-08T04:53Z [----] followers, 13.1K engagements

"@suritalreja They are now giving Infinia only to Infiniti banking relationship holders only now"
X Link 2026-02-08T05:01Z [----] followers, [---] engagements

"They wont sell until you bear charges. They have the right to deny taking payment on CC. Like my dealer had a clear notice upto 5k on CC no charges. Even many doctors charge I know it not allowed but it is a practice. They can just say we will not accept credit card payments. https://twitter.com/i/web/status/2020366662239670426 https://twitter.com/i/web/status/2020366662239670426"
X Link 2026-02-08T05:18Z [----] followers, [----] engagements

"@tausifansarii I have points from others' spends; those will fund it. Such large spends when done on the right credit cards boost rewards and help you get that vacation faster"
X Link 2026-02-08T07:02Z [----] followers, [----] engagements

"@SavingsSimpl I have [--] but I do use Tata Neu Infinity UPI as lot. Whats the catch"
X Link 2026-02-08T08:42Z [----] followers, [---] engagements

"@amitbehalll Every second product has some issue or the other. Better to buy farmland grow our own veggies keep cattle and take milk firsthand"
X Link 2026-02-08T11:16Z [----] followers, [----] engagements

"@Sivasai_77 Multiple options - Do a small trx call bank to confirm or wait for rewards to be posted - IDFC and Roar Credit cards show immediately on the app so do a small trx and know"
X Link 2026-02-08T11:26Z [----] followers, [--] engagements

"@Aryan_G_786 It is paused now for new issuance"
X Link 2026-02-08T14:32Z [----] followers, [---] engagements

"@Aryan_G_786 Get HSBC Live+ it gives 10% upto [----]. Get Swiggy HDFC it gives 10% on Swiggy upto 1500"
X Link 2026-02-08T15:32Z [----] followers, [--] engagements

"Family dinner paid via EazyDiner 10% restaurant discount Paid with HSBC TravelOne another 10% back [----] bill [----] paid Money saved: [---] Rewards points earned: [--] Cherry on top: [--] Indigo BluChips This card quietly saves money month after month on dining. No noise. No hacks. Just consistent value. Beautifully designed card. Even better economics. https://twitter.com/i/web/status/2020558115884978686 https://twitter.com/i/web/status/2020558115884978686"
X Link 2026-02-08T17:59Z [----] followers, [----] engagements

"I bought a scooter recently. This post isnt about what I did its about what I learned. There are several smart ways to pay for a two-wheeler. Sharing the options so you can pick what suits you 👇 👉OFFLINE OPTIONS [--] Axis Magnus Burgundy (AM4B) If you have this its unbeatable. - Base: 4.8% - AEP month: 14% back (28% Accor value) - Even after 2% charges 12% back (24% Accor) This wouldve been my go-to. If I had the card. [--] Axis Atlas (what I used) 8% Accor value 2% charges Net +66.5% [--] HSBC Premier 6% Accor value 2% charges Net +4% 4Kiwi Card 5% CashBack ask the dealer for their UPI check if"
X Link 2026-02-09T05:02Z [----] followers, 13.7K engagements

"@0Human_Being [--] EM per [---] which is 8% Accor. It's the same as what I did except you'll save the 1.61% charge I paid"
X Link 2026-02-09T05:07Z [----] followers, [---] engagements

"@Jay_Matoliya just $5000 😛"
X Link 2026-02-09T05:40Z [----] followers, [---] engagements

"@Jay_Matoliya I think the lawmakers forgot Shakespeare's quote: What's in a name"
X Link 2026-02-09T06:01Z [----] followers, [---] engagements

"Wish I had got the replacement card earlier. The card looks fab and no more hassle to smudge the number. #MRCC #Amex"
X Link 2026-02-09T07:20Z [----] followers, [----] engagements

"@kishorefinance If you mean swapping changing from credit to charge is generally not allowed or given. By the way those upgrade/downgrade links are not workingI checked yesterday"
X Link 2026-02-09T07:35Z [----] followers, [---] engagements

"@bigulchugh that is not fair at all It should be either be 👉Base price to base price Or 👉Final price to final price That would be a fair comparison @HSBC_IN you should look into this"
X Link 2026-02-09T07:50Z [----] followers, [---] engagements

"@RushilMehtani That's the Instamart voucher not Swiggy Money which is the real power. It was available yesterday too when I checked. Maybe it went out of stock when you looked later and is now back. Swiggy Money vouchers are not available on SmartyBuy. Hoping it's only because they are out of stock. https://t.co/KIyeKRj4Ub Swiggy Money vouchers are not available on SmartyBuy. Hoping it's only because they are out of stock. https://t.co/KIyeKRj4Ub"
X Link 2026-02-09T07:54Z [----] followers, [---] engagements

"@bigulchugh MF walo ko nai pata chalta 😛"
X Link 2026-02-09T11:50Z [----] followers, [--] engagements

"@thetrueccking Watch our next time you fly may be a passenger is a Corpse 🧟"
X Link 2026-02-09T12:42Z [----] followers, [--] engagements

"@thetrueccking methods to stack them"
X Link 2026-02-09T12:44Z [----] followers, [---] engagements

"@ravihanda Hyundai Venue is a better choice"
X Link 2026-02-09T13:22Z [----] followers, [--] engagements

"@pranavjindal999 Yes I do pay Cash for properties when it is not Marriott or Accor"
X Link 2026-02-09T13:37Z [----] followers, [--] engagements

"@ankitXtech You also sense something is coming in Feb/March I transferred all my points in Axis from last year to Accor already. 🪓's favourite time to give their customers bad news"
X Link 2026-02-09T14:41Z [----] followers, [----] engagements

"This will boost investments in India and actually Ache din might return. Maybe redefine LTCG to [--] or [--] years. But incentivise genuine long term investors. My Demand: Make Long Term Capital Gain TAX on Equities NIL for individual investor. I welcome the hike in STT (security transaction tax) on derivatives as it can curb reckless speculation. Nearly 90% of retail investors lose money in F&O turning markets into gambling. When STT https://t.co/HhpZd9z8i1 My Demand: Make Long Term Capital Gain TAX on Equities NIL for individual investor. I welcome the hike in STT (security transaction tax) on"
X Link 2026-02-09T19:55Z [----] followers, [---] engagements

"If you are a heavy UPI user there is no better card than the Kiwi Credit Card with Neon membership. Real cash 💴 No redeeming vouchers for the CashBack earned 🤡 Apply here: You get [---] back from Kiwi on using this link after you complete the 1st transaction. https://gokiwi.sng.link/E5owq/afdy/3m4a No matter if you prefer Travel or CashBack rewards theres one payment method you simply cant overlookUPI which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free and offering its best value when paired with the Kiwi Neon https://t.co/NfA3QsKTDp"
X Link 2026-02-09T20:07Z [----] followers, [---] engagements

"Another day another saving. This time HSBC TravelOne got swiped ✈ If you're departing or arriving at an Adani-managed airport you're in luck. HSBC 🤝 Adani Duty Free have partnered to bring an interesting offer. Offer details 👇 - 15% off (capped at 3000) on Adani One App Duty Free section - Code: HSBCDF15 - Valid till [--] March [----] - Usable once per card per month - Valid on Premier TravelOne and Taj cards [----] savings on top of pre-order discounts is simply amazing. Discount first. Rewards on top. This is how airport shopping quietly becomes more rewarding with the right card."
X Link 2026-02-10T03:25Z [----] followers, 15.2K engagements

"@ankitdewan HSBC is on 🔥"
X Link 2026-02-10T04:49Z [----] followers, [---] engagements

"Look at the jump in DII % holding since Covid. FII holding is nearing its lowest level since [----]. Lets see how the future unfolds but we do need FII money for another bull run. Until then it is a great accumulation period for us. Cheers"
X Link 2026-02-10T05:17Z [----] followers, [---] engagements

"And the purchase is successful. 🎉 Points credited ✅ Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped https://t.co/eDMiDiryDM Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped"
X Link 2026-02-10T05:37Z [----] followers, 20.8K engagements

"@Seefoodeatit Yes I am already moving to Accor as and when they get accumulated. Waiting for my renewal miles then will move them all together"
X Link 2026-02-10T07:13Z [----] followers, [---] engagements

"Some of you asked why I said 126k in the post earlier and the swipe is 124k. I did a test transaction while booking. Attaching that screenshot for clarity"
X Link 2026-02-10T12:01Z [----] followers, [---] engagements

"@vaibhavluthra Yes but try enrolling and see if there's an offer. If none it will say "No Offer" for any of your cards. https://www.americanexpress.com/en-IN/account/loginDestPage=https%3A%2F%2Foneforms.americanexpress.com%2FiForms%2Fsecure%2Fenrollmentplus_en_IN%3Fpage%3D1%26fileName%3DQ1SpendStim2026_PortSegment_4.csv%26campaignId%3DExclusive%2BSpend%2Band%2BEarn%2BOffer%26TermsCondition%3Dhttps%253A%252F%252Fwww.americanexpress.com%252Fcontent%252Fdam%252Famex%252Fin%252Fservices%252FQ1SpendandEarn2026_PortSegment_4_TnC.pdf%26journeyId%3D5f7f1a74-128b-b6b0-efc7-46ef0216cbb4"
X Link 2026-02-10T12:40Z [----] followers, [---] engagements

"Marriott redemption rates in India are moving up relentlessly and its forcing a hard reset on how I value MR points. Holding on to a [---] valuation no longer feels realistic. From a purely rational pricing lens even [---] per MR point is starting to make sense. This isnt driven by emotion or pessimism its simple math. Luxury hotel pricing in India has gone up sharply across the board. Taj Marriott ITC The Leela no ecosystem is insulated anymore. Room rates are rising and redemptions are getting costlier. https://twitter.com/i/web/status/2021294177200521432"
X Link 2026-02-10T18:44Z [----] followers, 18.3K engagements

"@bigulchugh But gold silver toh Zepto pr bi nai le sakte na 😄"
X Link 2026-02-10T19:18Z [----] followers, [---] engagements

"@DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions"
X Link 2026-02-11T02:07Z [----] followers, [----] engagements

"@Apple can we please have a plan that lets us buy the storage we actually need After 200GB you jump straight to 2TB. Please add 500GB and 1TB plans. Make storage and customer costs increase linearly"
X Link 2026-02-11T02:30Z [----] followers, [---] engagements

"@bikash97077 Need [--] years to get a vacation in India 😄"
X Link 2026-02-11T03:33Z [----] followers, [---] engagements

"@RushilMehtani The govt should Inforce it in a diff way. The bill cannot have this line item. Abolish it completely"
X Link 2026-02-11T04:09Z [----] followers, [---] engagements

"@bikash97077 Only issue 👇 @DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions. @DrAditya2935 The only problem is that Accor does not have properties in India at those hill stations/vacation locations. Udaipur and Jaipur are exceptions"
X Link 2026-02-11T04:39Z [----] followers, [--] engagements

"Another day. Another optimisation. This time ICICI Bank Emerald Private Metal quietly did its job. 💳✨ The ladies at home planned a proper self-care & pampering salon day at Lakm Salon and smartly chose Tuesday (30% off day 👏). Heres how the math unfolded: 💇♀ Bill before discount: [--------] 🎯 After Tuesday 30% discount: [--------] Most people would stop here. But optimisation doesnt. I checked: HSBC offer Flat [----] on 3000+ ❌ (inefficient for a high bill) HDFC Bank SmartBuy No Lakm vouchers ❌ One last try ICICI iShop 🎁 Lakm vouchers available 💰 18% value back 18% on [-----] [----] back So"
X Link 2026-02-11T04:57Z [----] followers, 11.2K engagements

"@CatchMeAbhiOrb @vatsalk9 @RushilMehtani hahahah . Busy days yr with demanding work + X schedule milenge jaldi"
X Link 2026-02-11T05:09Z [----] followers, [--] engagements

"@grok How can I mute all Scapia-related posts on my feed"
X Link 2026-02-11T07:48Z [----] followers, [---] engagements

"@grok Thanks"
X Link 2026-02-11T07:50Z [----] followers, [---] engagements

"@suritalreja @grok Na [--] hours is fine I just want to test this feature"
X Link 2026-02-11T07:55Z [----] followers, [--] engagements

"Swiggy is clearly tightening the screws. First no benefits on ICICI iShop. Then 5000/month cap via HDFC SmartBuy. Now discontinuing the HDFC Swiggy Credit Card (which was honestly a solid card). Back-to-back devaluations. Feels like Swiggy is prioritising profitability over partnerships. Optimising Swiggy spends via credit cards might not be as easy going forward. Time will tell. 👀 https://twitter.com/i/web/status/2021583769069834253 https://twitter.com/i/web/status/2021583769069834253"
X Link 2026-02-11T13:55Z [----] followers, [----] engagements

"Axis is again bang on time. 👏 [----] EDGE Miles just got credited as my Gold tier annual benefit on the Axis Atlas. No chasing. No emails. No wait [--] days. Just system working as promised. 😎 After consecutive years on Platinum Gold does feel a little odd and different. But honestly it doesnt matter. Im happy with Gold. Renewal fee hits on the 30th and Axis is spot on to make changes in real time. Truly a great bank when it comes to expense tracking https://t.co/fTEx6XBA0j After consecutive years on Platinum Gold does feel a little odd and different. But honestly it doesnt matter. Im happy"
X Link 2026-02-11T14:53Z [----] followers, [----] engagements

"The Apply button is back 🤔 HDFC Swiggy Credit Card If you wanted this card and were just delaying this could be your chance. Not sure how long itll stay open. Grab it before its gone. Try your luck. Apply here : http://jasscc.short.gy/Q3dhE7 Swiggy is clearly tightening the screws. First no benefits on ICICI iShop. Then 5000/month cap via HDFC SmartBuy. Now discontinuing the HDFC Swiggy Credit Card (which was honestly a solid card). Back-to-back devaluations. Feels like Swiggy is prioritising https://t.co/7ZzSRUv6Cz http://jasscc.short.gy/Q3dhE7 Swiggy is clearly tightening the screws. First"
X Link 2026-02-12T03:38Z [----] followers, [----] engagements

"💳 Its here the Amazon Pay ICICI Bank Credit Card. 🤔 Why did I get it Honestly because it popped up during checkout. Clicked next-next. Approved instantly (already hold ICICI EPM). No VKYC. Done. Reasons Devaluations everywhere wrt AZ Pay GV Im mostly an Amazon user Gift card routes keep changing this may come in handy someday LTF. No downside. Just parked in the wallet. Now the ICICI duo is complete 😌 Btw why do they still print the number on the front 🤷♂ 🛒 Amazon Pay ICICI Bank Credit Card 💳 Lifetime free no joining or annual fees 💰 Unlimited cashback auto-credited to Amazon Pay"
X Link 2026-02-12T06:25Z [----] followers, 28.6K engagements

"@YourCardJourney One more question: please share the link to the product if you don't mind"
X Link 2026-02-12T10:20Z [----] followers, [---] engagements

"RuPay credit card transactions on UPI up to [----] are generally free while transactions above this limit may attract a small fee. The exact charge varies by bank policies but is typically around 1.1% per transaction. This is what I found with a simple Google search. I'm not sure if it's the most recent information. https://twitter.com/i/web/status/2021980767749025896 https://twitter.com/i/web/status/2021980767749025896"
X Link 2026-02-12T16:12Z [----] followers, [----] engagements

"Fire at Colaba Mumbai 😢"
X Link 2026-02-12T17:17Z [----] followers, [---] engagements

"@BusyBeeWayfarer @RuPay_npci Im not aware seriously. But Im almost on the verge of simply going back to UPI from my bank account. Why the unnecessary stress"
X Link 2026-02-12T17:19Z [----] followers, [----] engagements

"Diet Coke has zero sugar and calories but research links regular consumption to potential health issues like increased risk for stroke heart disease type [--] diabetes kidney problems and dental erosion primarily due to artificial sweeteners (aspartame sucralose) and acidity which can disrupt gut health affect metabolism and lead to cravings for other sweets making moderation key and water a better choice. They better add Sugar only 😄 https://twitter.com/i/web/status/2022011690657927379 https://twitter.com/i/web/status/2022011690657927379"
X Link 2026-02-12T18:15Z [----] followers, [----] engagements

"@abcdarsh @RuPay_npci It is clearly a lack of awareness. Most vegetable/fruit vendors rarely have per-transaction amounts above [----]. Still they are getting disabled. Clearly either the merchant category is incorrect or they are blindly following rules"
X Link 2026-02-12T18:23Z [----] followers, [----] engagements

"Shared by @Himanshutrader on another thread. He is a merchant himself and the screenshot clearly shows Paytm had an option to allow: Up to 2k No charge Above 2k Charge and they can disable it. Nice this should be made standard. Solves all problems for small merchants. https://x.com/himanshutrader/status/2021989289538859230s=46 https://x.com/himanshutrader/status/2021989289538859230s=46"
X Link 2026-02-12T18:43Z [----] followers, [----] engagements

"@wittysiddharth Nice upgraded Magnus to M4B. 5:4 loading. Surely doing it on time before 🪓 announces something 😄"
X Link 2026-02-12T18:54Z [----] followers, [---] engagements

"@sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are paying. Charge a little lower. UPI on CC - should be basis the amounts. Allow merchant to choose. This is one good example 👇"
X Link 2026-02-12T19:28Z [----] followers, [----] engagements

"@Vijit_Sahu99 @RuPay_npci Boss I am saying why are they even charging small merchants. Pls choose words wisely sir. Desperate was not needed 😄 Read my view point here 👇 @sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are paying. Charge a little lower. UPI on CC - should be basis the amounts. Allow merchant to choose. This is one good example 👇 https://t.co/SvnBejGdAM @sumit22gupta @BusyBeeWayfarer @RuPay_npci RuPay Physically- MDR should be taken. Today also for Visa/ Master/ Diner/ Amex merchants are"
X Link 2026-02-12T19:31Z [----] followers, [---] engagements

"Yeah ✌. We're all just discussingwe have a product to use and it's turning out to be useless. I'm not denying the point that businesses need money to survive My whole point here was: why launch credit cards at all We were happy earlier paying from the bank. Was it a carrot dangled without much thought https://twitter.com/i/web/status/2022034288469061772 https://twitter.com/i/web/status/2022034288469061772"
X Link 2026-02-12T19:45Z [----] followers, [--] engagements

"Travelling with an Infant on IndiGo This is a must-read 👇 Hint: Its a hack to book adjacent seats for free Do not miss this if you are travelling with infant on Indigo. A friend traveling with his wife and infant tried to complete web check-in. As visible in the image all available seats were shown in alternate rows with no adjacent seats selectable together. For almost a https://t.co/2pEZEvooUl Do not miss this if you are travelling with infant on Indigo. A friend traveling with his wife and infant tried to complete web check-in. As visible in the image all available seats were shown in"
X Link 2026-02-13T04:16Z [----] followers, [---] engagements

"Looking for a miles card for moderate spends Look no further. 🤔 With Axis Atlas off the table (and no comeback in sight) Axis Horizon is the best miles card in the Axis lineup for moderate spends. It just makes complete sense. [----] fee [-----] Accor value (Year 1) Renewal [----] Accor value back. Apply here: 👇 Details below If you have any questions or doubts feel free to drop a comment and Ill get back to you. https://jasscc.short.gy/ZkqSrk If youre eligible and have a free slot in your Axis portfolio the Axis Bank Horizon Credit Card is a no-brainerespecially in the first year. 🎁 Welcome"
X Link 2026-02-13T06:28Z [----] followers, [----] engagements

"Okay you're clearly not getting what I'm trying to say. Why launch the CC feature if I can't use it I'm also happy to go back to the old Bank UPI/cash option. Think from another perspective: I pay annual fees for my RuPay Credit Card (I paid [----] for my Tata Neu Infinity) and when I can't use the feature I paid for I have the right to question it. Hope you understand now. Peaceno point discussing further. I never said you are wrong. https://twitter.com/i/web/status/2022211984922653088 https://twitter.com/i/web/status/2022211984922653088"
X Link 2026-02-13T07:31Z [----] followers, [--] engagements

"@ashiskar02 @noyes99 Olympus is not being issued. I checked a few weeks ago"
X Link 2026-02-13T08:13Z [----] followers, [--] engagements

"@no_one_28 @RuPay_npci UPI CC loosing steam is definitely the case. Now bank bring CC only in the hope that a good chunk only pays Minimum Due and keep paying hefty interest"
X Link 2026-02-13T09:14Z [----] followers, [---] engagements

"@Tirthhh30 @9elcapitano @AbhinavXJ Thanks for the advice"
X Link 2026-02-13T14:08Z [----] followers, [--] engagements

"RT @vaibhavluthra: Finally setup done ✅ Switching phones is exciting but its WORK 😅 Here are a few learnings: 🔹 Wi-Fi transfer can fail"
X Link 2026-02-13T17:47Z [----] followers, [--] engagements

"@Asalgotra28 @noyes99 30k Atlas 1L Horizon"
X Link 2026-02-13T17:54Z [----] followers, [--] engagements

"@Asalgotra28 @noyes99 Yes works Both the cards have their own quote to transfer to Accor per calendar year"
X Link 2026-02-13T17:59Z [----] followers, [--] engagements

"What Amex colors do you have in your wallet 👀 Thats basically the full Amex color palette Gold Silver and Green all in one hand. Blue and Black are missing. 😝"
X Link 2026-02-14T04:35Z [----] followers, [----] engagements

"Airport lounges should become obsolete with more of these. Imagine credit cards coming up with features like free chai and samosa at Udan Yatri Cafe 😄 When airport basics meet affordability. This proves that if Government decides it can achieve the unthinkable Kudos to @MoCA_GoI @RamMNK @JM_Scindia @PMOIndia @AdaniOnline Way to go #ahmedabad #airport #transformation https://t.co/yjmdjHyuWK When airport basics meet affordability. This proves that if Government decides it can achieve the unthinkable Kudos to @MoCA_GoI @RamMNK @JM_Scindia @PMOIndia @AdaniOnline Way to go #ahmedabad #airport"
X Link 2026-02-14T06:49Z [----] followers, [----] engagements

"RT @jassneetsingha: Deal unlocked. 😌🔥 [----] Dining Voucher ✅ Valentines Cookie Box ✅ Diapers for Kiddo ✅ Now thats what I call a master"
X Link 2026-02-14T17:40Z [----] followers, [--] engagements

"@varunbagadia_v @HDFC_Bank Nothing new and HDFC knows it"
X Link 2026-02-15T07:57Z [----] followers, [---] engagements

"@varunbagadia_v @HDFC_Bank Nope and they are just doing their job. HDFC gives each RM a target they need to fulfil. At the end of the day it is what helps them earn commissions and bonuses"
X Link 2026-02-15T11:06Z [----] followers, [--] engagements

"@vickykolari Is that a back listed merchant"
X Link 2026-02-16T07:17Z [----] followers, [--] engagements

"Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher Voucher auto-added after delivery. Redeem via District app (once per user). Groceries today. Date night on them. 💳✨"
X Link 2026-02-14T07:46Z [----] followers, [----] engagements

"@RahulDiwan @iSatishAgarwal @ankitdewan @ankurmittal They won't issue it. Amex allows only [--] credit cards + [--] charge card. Try your luck if you want to. You never know"
X Link 2026-02-15T08:38Z [----] followers, [---] engagements

"@ThetaVegaCap Which one did you get Rolex"
X Link 2026-02-15T15:54Z [----] followers, [---] engagements

"8-1 #iykyk Maybe someones rethinking that whole we are boycotting stance now 😌 Well played Team India. 💙"
X Link 2026-02-15T17:31Z [----] followers, [---] engagements

"@DARSHAN_2612 @UPI_NPCI @NPCI_NPCI @RuPay_npci @dilipasbe @PhonePe @GooglePay @Paytm It is very difficult for these small vendors to go back now. They have lost money to these charges"
X Link 2026-02-16T03:36Z [----] followers, [---] engagements

"@DARSHAN_2612 @UPI_NPCI @NPCI_NPCI @RuPay_npci @dilipasbe @PhonePe @GooglePay @Paytm Yes if by default all change it will work. But more or less I have given up. Need to adapt to smarter ways to load the wallet and then pay. None in view right now. Let's see"
X Link 2026-02-16T03:43Z [----] followers, [---] engagements

"@Abhishek_X @RuPay_npci @UPI_NPCI @NPCI_NPCI there must be a reason they are not doing. Cost May be. But until they figure this out. UPI CC is going to die sooner or later"
X Link 2026-02-16T08:34Z [----] followers, [---] engagements

"@vaibhavluthra It was in a class of its own during the first few years. I have a couple of friends who still use them and theirs are working great except for the battery life"
X Link 2026-02-16T09:23Z [----] followers, [--] engagements

"If youre eligible and have a free slot in your Axis portfolio the Axis Bank Horizon Credit Card is a no-brainerespecially in the first year. 🎁 Welcome Benefit (Key Highlight) 👉 Get [----] EDGE Miles on spending 1000+ in your first transaction 👉 These [----] EDGE Miles = [-----] Accor value 💰 Cost vs Value (First Year) 👉Joining fee: [----] + GST = [----] 👉Value back: [-----] (via Accor) ➡ Youre clearly in the green from Day [--]. ⚠ 🚨 Important: Your very first transaction must be [----] or more to unlock the bonus. 🔁 Renewal Value (Often Ignored but Important) At every renewal you get: 👉 [----] EDGE"
X Link 2026-01-06T14:59Z [----] followers, 58.4K engagements

"UPI + Credit Cards: A Great Idea Losing Steam I have a simple question for @RuPay_npci leadership and I genuinely hope this reaches the right people. If merchants are allowed to freely disable credit card acceptance on UPI then what was the objective behind enabling RuPay credit cards on UPI in the first place What problem did this actually solve Was the goal wider adoption or just a feature on paper https://twitter.com/i/web/status/2021975591726330360 https://twitter.com/i/web/status/2021975591726330360"
X Link 2026-02-12T15:52Z [----] followers, 92.3K engagements

"@YourCardJourney Corporate card hai so direct application via company portal"
X Link 2026-02-14T04:51Z [----] followers, [--] engagements

"HDFC Infinia + ICICI EPM = Power Combo 💳🔥 When used smartly this duo quietly unlocks serious value. Heres what I bought from which portal in the last few weeks: Via SmartBuy 👇 Amazon Pay Swiggy M&S Skechers Shoppers Stop Lifestyle Levis Zepto Via iShop 👇 Amazon Shopping Voucher BigBasket Blinkit Zomato Lakm Salon Uber Birkenstock Hamleys (via Amazon ASV on iShop) Stacking portals. Buying vouchers strategically. Maximising every rupee. This combo doesnt scream anymore it compounds smarter post-nerfs. 💥 Still swiping randomly or routing like a pro in [----] Drop your current stack below 👇"
X Link 2026-02-15T06:59Z [----] followers, [----] engagements

"Another day. Another real saving thanks to HSBC Travel One. When it comes to apparel I avoid buying SmartBuy/iShop vouchers. Why Fashion = high return probability. Once you buy a voucher the money is stuck. That friction I dont like it. So heres my usual playbook: 👉 Myntra HDFC SmartBuy affiliate link for accelerated points 👉 Non-Myntra hunt for instant discounts 👉 Then pay with Axis Atlas Simple. Flexible. Liquid. Yesterday on Ajio I was about to follow the same formula: coupon + Axis Atlas. But at checkout HSBC bank offer popped up: 💳 12% off (up to 1000) 🧾 Min [----] spend 📅 Valid till"
X Link 2026-02-16T04:00Z [----] followers, 13.8K engagements

"Hourly Jackpot [----] Bonus 👀 Seriously Swiggy IndiGo is this a joke At least set a clear spend threshold so people can plan and go for it. Take notes from Blinkits Valentines Day offer simple clear actionable. Swiggy Instamart IndiGo BluChip is giving: - 2X BluChips on every order - [----] bonus BluChips to the highest spender each hour - New winner every hour for [--] days https://t.co/Vr41mOT0X0 Swiggy Instamart IndiGo BluChip is giving: - 2X BluChips on every order - [----] bonus BluChips to the highest spender each hour - New winner every hour for [--] days https://t.co/Vr41mOT0X0"
X Link 2026-02-16T04:54Z [----] followers, [----] engagements

"@RajFno Hahaha no sir This is clothes and if you are referring to Access that I bought. I have a SIP running for [--] years to accumulate money for it. I buy phone every [--] years. And the day I buy I start a [----] SIP for it. 2500*36=90000. I just plan my expenses well"
X Link 2026-02-16T10:09Z [----] followers, [--] engagements

"Between excitement and spend optimization I didnt hesitate. 💭 Started the year by gifting my better half a new watch ❤ Ive been a long-time Tissot user and shes always wanted one as well. We walked into a Tissot boutique just to browse 👀. Plan was simple: check the model go online later extract max value 📊 And then she saw the one ✨ I could tell instantly she genuinely loved it 🥹 Optimizer mode kicked in 🤓 Same watch online it meant 6.5% instant discount + 16% back in points 💸 A solid 22% value play. But the moment I said Lets order it online the excitement dipped 😶 She was hoping to"
X Link 2026-01-02T14:31Z [----] followers, [----] engagements

"@pullurujeevan @RuPay_npci Does he accept Visa/ Master Card payments"
X Link 2026-02-13T09:13Z [----] followers, [---] engagements

"This is becoming more common than we think. Last night 1:30 a.m while returning home. Signal turns green. I cross slowly. Out of nowhere a Zepto rider jumps the red light. 🚦🛵 If I hadnt braked in time he wouldve landed straight on my bonnet. Even at low speed it couldve been serious. These delivery timelines from Zepto Swiggy Zomato Blinkit are turning roads into racetracks at night. Time to install a dashcam. Not because I drive rash. Because I cant control who breaks the signal. Safety Speed. Documentation Arguments. Indian roads are filled with such morons who just pop up out of nowhere."
X Link 2026-02-15T15:40Z [----] followers, [----] engagements

"RT @jassneetsingha: Platinum Travel Confusion: 4L or 7L Seeing a lot of confusion around the Amex Platinum Travel 4L 7L milestone logic"
X Link 2026-02-17T05:19Z [----] followers, [--] engagements

"Booked a Suzuki Access [---] for [----] lakh Dealer asked for 3% card charges. I offered 1%. We settled at 2%. 2% of [----] lakh = [----]. At swipe time I politely asked: Can you round it down to [----] He hesitated then agreed. Effective charge: 1.61%. Swiped [----] lakh on Axis Atlas Credit Card. Even without milestones: 8% travel value [-----]. So yes our new Access just paid for a one-night hotel stay 🏨 Lesson: Negotiate first. Swipe confidently. Ask politely for a round-down. It worked for me. Might work for you too. https://twitter.com/i/web/status/2020189794798825918"
X Link 2026-02-07T17:35Z [----] followers, 660.8K engagements

"RT @ankitdewan: A genuine question. If most merchants don't support payment by credit cards then why promote Rupay credit cards for UPI wi"
X Link 2026-02-13T04:48Z [----] followers, [--] engagements

"Today I overheard a heated argument on the road. One man said: I pay 30% tax. I deserve this service. The other replied: I pay nothing. I dont care. And thats when it struck me. Until a majority of Indians feel tax coming out of their own pocket nothing will truly change. When you pay you demand. When you dont feel the pinch you disengage. You and I can keep demanding better roads better systems better governance. But real accountability begins when people have skin in the game. Not a popular thought. But maybe an honest one"
X Link 2026-02-13T15:54Z [----] followers, 85.9K engagements

"Accident near J&J Mulund LBS Marg Mumbai"
X Link 2026-02-14T08:38Z [----] followers, [----] engagements

"More visuals 😢😢"
X Link 2026-02-14T08:51Z [----] followers, [---] engagements

"@RoadsOfMumbai @volklub"
X Link 2026-02-14T09:07Z [----] followers, [---] engagements

"Looks like were not too far from seeing this on our bills 😅 - App Opening Fee - Order Placement Fee - Delivery Partner Allocation Fee - Heavy Package Surcharge - E20 Fuel Adjustment Fee - Labour Convenience Fee - Driving Effort Fee - Staircase / Lift Usage Fee - Order Handover Fee At this rate we might soon be paying just to think about ordering. New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC"
X Link 2026-02-14T20:18Z [----] followers, [----] engagements

"@volklub Veerji ignore those noises. Your advice is perfect"
X Link 2026-02-15T05:30Z [----] followers, [---] engagements

"UPI + RuPay Credit Card: Great on Paper Struggling in Reality I read 40+ comments and the sentiment is clear:l 👉2%+ MDR (plus GST) is killing merchant adoption especially for small businesses with thin margins. 👉Even the free under [----] rule is applied inconsistently. Platform fees and misclassification issues persist. 👉Merchants want a [----] cap-lock feature (like Paytm) to prevent accidental high-fee transactions. 👉Even large platforms like IRCTC arent accepting RuPay credit cards on UPI. 👉PSPs are bundling all RuPay CC transactions and charging indiscriminately. 👉Some users are"
X Link 2026-02-15T05:54Z [----] followers, 19.9K engagements

"Human life in India costs [--] lakhs. I pay more in direct taxes every year"
X Link 2026-02-15T08:18Z [----] followers, [----] engagements

"I had [-----] Scapia coins lying unused from sign-up and referrals. Ive always wanted a wireless charger for my iPhonenot because I need it (Im usually near a fast charger) but for those lazy dont plug just drop moments. Saw a 10000mAh magnetic wireless power bank on the Scapia store for [----]. [-----] coins = [----]. Out-of-pocket = [--]. I wasnt even sure Id ever use the points so I converted them into a gadget that might actually come in handy. And yesI still believe Scapia is a solid zero-forex card. Thats its real USP. Not aggressively promoting it anymore. If zero forex matters to you its worth"
X Link 2026-02-15T08:35Z [----] followers, 11.6K engagements

"RT @jassneetsingha: UPI + RuPay Credit Card: Great on Paper Struggling in Reality I read 40+ comments and the sentiment is clear:l 👉2%+"
X Link 2026-02-15T17:09Z [----] followers, [--] engagements

"Limited Time 2X Offer Swiggy Instamart 🤝 IndiGo Just 2X BluChips. Ill personally order normally like I always do. 5X would have been the real deal 🤔 See if u find this bluechip offer worthy. I still don't find appealing.but better utilise that Swiggy money. #ccgeeks https://t.co/pPSyEcuE8c See if u find this bluechip offer worthy. I still don't find appealing.but better utilise that Swiggy money. #ccgeeks https://t.co/pPSyEcuE8c"
X Link 2026-02-16T04:06Z [----] followers, [---] engagements

"@taditdash Got a quote for Gold. This is definitely the best offer for the people holding both HSBC debit card and Credit Card. Take the [--] Gram gold bar on the spot rate or sometimes even lower than that. Additionally if we are lucky we may earn 1.5% cashback if using live + CC Inspired from @FinPaal https://t.co/4qIrytFY8o This is definitely the best offer for the people holding both HSBC debit card and Credit Card. Take the [--] Gram gold bar on the spot rate or sometimes even lower than that. Additionally if we are lucky we may earn 1.5% cashback if using live + CC Inspired from @FinPaal"
X Link 2026-02-16T09:57Z [----] followers, [---] engagements

"Still paying utility bills and earning zero rewards why leave free money on the table Ever since utility spends got devalued on most credit cards in [----] Ive completely changed how I pay my bills. Now if its a utility its Amazon Pay. Period. Electricity gas Tata Play Jio Fiber Airtel mobile recharges all of them. Even Insurance premiums and property taxes. This one method has quietly saved me a lot over the past year. Instead of earning diluted or zero rewards on direct utility payments I route spends smartly and preserve value. Same bills. Better outcome. If youre still paying utility bills"
X Link 2026-02-17T03:32Z [----] followers, [----] engagements

"Got the Amex MRCC recently After the recent changes at Amex whether applying for Amex Reserve and switching to MRCC or moving from Plat Travel to MRCC after devaluation many are wondering: Whats the real return on MRCC now Lets break it down. Fees: - First Year: [----] + GST - Second Year Onwards: [----] + GST - Full waiver at 1.5L - 50% waiver at 90K Assumption: [--] MR = [----] Base earn (if eligible): [--] MR per [--] (+1%) Return range calculated using second-year fee. 1Scenario [--] 20K [--] months Spend = [------] Milestone MR = [-----] Base MR = [----] Returns - Without base: [-----] 5% - With base: [-----] 6%"
X Link 2026-02-17T03:53Z [----] followers, [----] engagements

"@_rajat_sharma Refer this Where to buy Amazon Pay vouchers for your credit card🔥 The MOST important guide for every #CCGeeks This is the #1 DM question I keep getting so lets clear all doubts today👇 I have covered all the best cards in [--] simple playbooks: 1Cashback Credit Cards 2Mid / Mid-Premium https://t.co/FHmgxcbTJd Where to buy Amazon Pay vouchers for your credit card🔥 The MOST important guide for every #CCGeeks This is the #1 DM question I keep getting so lets clear all doubts today👇 I have covered all the best cards in [--] simple playbooks: 1Cashback Credit Cards 2Mid / Mid-Premium"
X Link 2026-02-17T04:30Z [----] followers, [--] engagements

"@SVKyolo Downgrade to MRCC. If you can hit 1.5L the fee is waived. Refer to the attached post. Atlas is no longer issued. You can choose one of these three: - Axis Horizon - HDFC Regalia Gold - HSBC Travel One Got the Amex MRCC recently After the recent changes at Amex whether applying for Amex Reserve and switching to MRCC or moving from Plat Travel to MRCC after devaluation many are wondering: Whats the real return on MRCC now Lets break it down. Fees: - First Year: https://t.co/9ct46hjWly Got the Amex MRCC recently After the recent changes at Amex whether applying for Amex Reserve and"
X Link 2026-02-17T04:53Z [----] followers, [---] engagements

"ALL Accor+ Explorer Limited Time Sweetener 👀 👉Pay 19499/year 👉2 Free Nights with [--] Revenue Nights 👉Get [----] extra ALL Reward points ( [----] / [--] value) 👉30 Status Nights = Accor Gold and many other discounts/perks"
X Link 2026-02-17T06:07Z [----] followers, 12.8K engagements

"@vaibhavluthra and choose Credit Cards for those spends 😄"
X Link 2026-02-17T06:11Z [----] followers, [--] engagements

"@bigulchugh Great value Premier power"
X Link 2026-02-17T06:30Z [----] followers, [--] engagements

"🚨 Amex Platinum Travel milestones are being reshaped. Its confirmed Amex said so on chat. Earlier structure: - 1.9L [-----] points - 4L [-----] points + Taj voucher New structure (from March 2026): - 1.9L [----] points - 4L [-----] points - 7L [-----] points + Taj voucher Everyones favourite 4L card is now effectively a 7L card. Heres how the effective return changes: - 4L 8.23% - 7L 5.21% (Assuming [---] per MR and base rewards on all spends.) 🤔 Also watch for changes to MRCC and Gold Charge theyre paused for a reason. When some loophole stay open for a long time even after it is made public. always"
X Link 2026-02-02T11:27Z [----] followers, 47.9K engagements

"🛒 Amazon Pay ICICI Bank Credit Card 💳 Lifetime free no joining or annual fees 💰 Unlimited cashback auto-credited to Amazon Pay Balance 🔥 A must-have card for frequent Amazon shoppers I applied and got it approved today. Apply here: ✨ Cashback Structure 5% on Amazon shopping & travel (Prime members) 3% for non-Prime members 2% on bills recharges & Amazon Pay partner merchants 1% on all other spends 🎁 Additional Perks ✈ [--] domestic lounge visit per quarter* ⛽ 1% fuel surcharge waiver 🌍 Low forex markup: 1.99% *Lounge access applicable on [-----] spend in the previous quarter."
X Link 2026-02-09T12:32Z [----] followers, 33.7K engagements

"Deal unlocked. 😌🔥 [----] Dining Voucher ✅ Valentines Cookie Box ✅ Diapers for Kiddo ✅ Now thats what I call a masterstroke order. 😝 Paid using Blinkit vouchers bought via EPM at 18% value back. Stacked. Optimised. Beautiful deal. 💳✨ Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher 🛒 [----] spend [----] voucher Voucher auto-added after delivery. Redeem via District app (once per user). Groceries https://t.co/lEl0iLwnvH Shop on Blinkit & unlock a District by Zomato dining voucher worth up to [----]. 🛒 [----] spend"
X Link 2026-02-14T10:51Z [----] followers, [----] engagements

"Peace 24% extra alpha. In [------] I accepted something honestly: Stock picking is not my forte. I was spending way too much time tracking every stock every other day feeling anxious when mine didnt move and worse when others were flying. Thats when I decided this is not a game I want to play long term. So I moved 100% of my portfolio into mutual funds. Trust me the last 18+ months have been peaceful. Returns Good enough. Now I: Do my regular SIPs Add lump sums during 510% dips (if cash is available) Dont track markets daily Thats it. No stress. No comparison. No FOMO. Life is chill. Seriously."
X Link 2026-02-14T20:06Z [----] followers, [----] engagements

"@shiva1626 You need to first get the Amex Reserve and then downgrade it. Apply here - Read this thread 👇. Until [--] days ago it was working. https://www.americanexpress.com/en-in/referral/platinum-reserveref=jASSNAqb3W&XL=MIANS @VikranthP5 awesome thanks for confirming https://www.americanexpress.com/en-in/referral/platinum-reserveref=jASSNAqb3W&XL=MIANS @VikranthP5 awesome thanks for confirming"
X Link 2026-02-16T06:48Z [----] followers, [--] engagements

"Hes the real insider 😅 Axis Bank is also launching IndiGo co-branded credits cards- Indigo Axis Bank Credit Card IndiGo Axis Bank Premium Credit Card Axis Bank is also launching IndiGo co-branded credits cards- Indigo Axis Bank Credit Card IndiGo Axis Bank Premium Credit Card"
X Link 2026-02-16T07:19Z [----] followers, [---] engagements

"I so wish there was a vaccine to protect teeth from cavities 🦷 These dentists are definitely sadists running some sort of a global scam. How is it more painful AFTER the root canal than before. And this is when the anaesthesia hasnt completely worn off. These dentists are definitely sadists running some sort of a global scam. How is it more painful AFTER the root canal than before. And this is when the anaesthesia hasnt completely worn off"
X Link 2026-02-16T07:54Z [----] followers, [---] engagements

"Beware: TnC will hit Only for newly linked accounts 🤣"
X Link 2026-02-16T08:59Z [----] followers, [---] engagements

"Is Scapia going to partner with Jio to offer these as their next referral campaign reward #lightnote 😅 Jio Frames Hands On At India AI Impact Summit [----] we got to experience the much-talked-about Jio Frames 👓🔥 Jios answer to Meta Ray-Bans and Oakley powered by Jio AI and built with an India-first approach. Smarter sharper and promising better quality for everyday https://t.co/uUlbyaP6yk Jio Frames Hands On At India AI Impact Summit [----] we got to experience the much-talked-about Jio Frames 👓🔥 Jios answer to Meta Ray-Bans and Oakley powered by Jio AI and built with an India-first"
X Link 2026-02-16T10:41Z [----] followers, [---] engagements

"Even if you write their name their bot picks it up and sends a reply 😄"
X Link 2026-02-16T12:34Z [----] followers, [---] engagements

"RT @jassneetsingha: This is becoming more common than we think. Last night 1:30 a.m while returning home. Signal turns green. I cross slo"
X Link 2026-02-16T16:12Z [----] followers, [--] engagements

"Choose the small joys . Buy the watch you keep revisiting. Pick up that wallet you dont really need. Say yes to that bike. Gift yourself something just because. Happiness doesnt always have to wait for a milestone. Smile often. Spend intentionally. Plan smartly. Upgrade your life without downgrading your savings. Because a life of only saving and never living Thats not discipline. Thats delay https://twitter.com/i/web/status/2023635838706626880 https://twitter.com/i/web/status/2023635838706626880"
X Link 2026-02-17T05:49Z [----] followers, [---] engagements

"Look who's here. 💛"
X Link 2026-02-17T12:02Z [----] followers, [---] engagements

"Struggling with Amex MRCC returns Here's the TL;DR: 👉 Hit 20K/mo 56% returns 👉 6K/mo + selective 20K spends to 1.5L 5.776.77% returns 👉 Minimal 6K/mo only: 12% (after fees) Pro tip: Always nail the 6K milestones and route base earns smartly or use Shopwise for 2X. What's your MRCC strategy 👇 Got the Amex MRCC recently After the recent changes at Amex whether applying for Amex Reserve and switching to MRCC or moving from Plat Travel to MRCC after devaluation many are wondering: Whats the real return on MRCC now Lets break it down. Fees: - First Year: https://t.co/9ct46hjWly Got the Amex"
X Link 2026-02-17T12:05Z [----] followers, [---] engagements

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