@dmuthuk Avatar @dmuthuk Muthukrishnan Dhandapani

D. Muthukrishnan, now known as Muthukrishnan Dhandapani, has recently changed his name for official and personal records. He has also been sharing insights on investing, including the importance of valuations, risk assessment, and being market-cap agnostic. Additionally, he has been discussing various companies and sectors, providing updates on his investment approach and philosophy.

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Social Influence

Social category influence finance #3739 countries stocks technology brands social networks automotive brands celebrities travel destinations currencies us election

Social topic influence india, money, stocks #378, investment #519, finance, if you, modi, gdp, prime minister, countries

Top accounts mentioned or mentioned by @narendramodi @annamalaik @amitshah @nsitharaman @jpnadda @blsanthosh @schunell @updateschennai @elonmusk @nitingadkari @justintrudeau @rishibagree @dividendgrowth @blitzkreigm @guidancetn @bjp4india @shamikaravi @vivekinvestor @drsjaishankar @sumitresearch

Top assets mentioned Alphabet Inc Class A (GOOGL) Berkshire Hathaway Inc. (BRK.A) Tesla, Inc. (TSLA)

Top Social Posts

Top posts by engagements in the last [--] hours

"Buffett is a legend. That doesn't mean he is perfect. No human is. Neither me nor you. When he bought Apple at around [--] PE (after accounting for huge cash). I think Berkshire has made around [--] times the invested capital. At [--] PE Buffett and Munger said Apple is a forever holding. As PE started increasing Munger said he is happy to own Apple but would not add a single share. Then from last year Berkshire has been cutting down heavily on Apple position. When asked Buffett said valuations are making him uncomfortable. I admire these two legends- Buffett and Munger. They don't mind changing their"
X Link 2025-12-25T08:36Z 573K followers, 87.6K engagements

"Crossed 400K followers. Grateful to each one of you for the follow 🙏🙏🙏"
X Link 2022-03-23T09:11Z 572.9K followers, [----] engagements

"Always look at PEG when you analyse PE. PE in isolation conveys nothing. A [--] PE can be expensive if PEG is [--]. A [--] PE can be cheap if PEG is [----]. The crux is PE multiples should always be seen along with potential earnings growth"
X Link 2026-02-13T10:59Z 573K followers, 67.9K engagements

"For those who've surplus money to invest this adversity is a great opportunity"
X Link 2020-03-25T02:51Z 572.8K followers, [----] engagements

"I voted for change in [----]. Was extremely impressed with Balakot attack and voted back in 2019; knowing fully well that economy was moving from one disaster to another. I was among those who overrated PM"
X Link 2020-05-14T01:09Z 573K followers, 10.1K engagements

"Since [----] this is the best budget under Prime Minister so far"
X Link 2021-02-01T07:23Z 573K followers, [----] engagements

"Dr.Manmohan Singh wrote you @narendramodi a polite letter with suggestions. Given the office he has held you should've responded to him. Instead response came from @drharshvardhan who was both rude and crude. It hurts even someone like me who has been supportive of government"
X Link 2021-04-19T14:39Z 573K followers, 17.6K engagements

"Nandi the big bull is really great"
X Link 2021-06-19T07:43Z 572.6K followers, [----] engagements

"The technology team in HDFC Bank should open accounts with ICICI Bank and see what a banking app should really be. iMobile is phenomenal"
X Link 2021-08-14T08:49Z 573K followers, [----] engagements

"Over the years completely lost interest in firecrackers. Thanks to wokes and liberals for reviving it"
X Link 2021-11-04T16:03Z 573K followers, 11.3K engagements

"I got offers for budget day. Even for one retweet companies are willing to pay good money. These offers make me realise the value of my followers. The least I can do is be authentic and add value to you all. That's what I strive to do all along"
X Link 2022-02-01T02:53Z 573K followers, [----] engagements

"To be fair congress government was more investor friendly. No tax on long term capital gains or dividends. The current government taxes heavily both middle class and wealth creators. It's P.V.Narasimha Rao who first initiated people friendly tax measures"
X Link 2022-02-01T11:13Z 573K followers, [----] engagements

"Rich are funding bank. Poor are vote bank. Middle class are tax bank"
X Link 2022-02-02T03:55Z 573K followers, [----] engagements

"You @narendramodi @nsitharaman cannot tax people like developed countries while providing nothing in return. Developed countries tax more. But they give back tax payers much more"
X Link 2022-02-03T03:43Z 573K followers, 11.5K engagements

"Never seen any leader attracting youth like @annamalai_k. Large crowds gather to see and listen to him. First time many neutral voters have started considering BJP seriously. He is on the right path. I'm confident of BJP government in Tamilnadu under him by [----]. @narendramodi"
X Link 2022-02-17T02:25Z 573K followers, [----] engagements

"Ukraine believed USA and west would save it. The reality is each country to it's own. That's why atmanirbhar Bharat matters a lot"
X Link 2022-02-24T12:28Z 573K followers, [----] engagements

"President Zelenskey is leading from the front. Refused to take USA's offer of safe evacuation. Refused to surrender to Russia. Leading and fighting on the ground knowing very well he might get killed. True skin in the game. Respect"
X Link 2022-02-26T07:04Z 573K followers, [----] engagements

"Unforgettable statement of 2021"
X Link 2022-03-17T08:17Z 573K followers, [----] engagements

"Buying oil cheap from Russia on completely our terms is a brilliant move by @narendramodi for our economy. Even Iran is willing to give cheap oil on our terms in exchange for rupees. We take no sides on the war. At the same time we prioritise our economic interests too"
X Link 2022-03-20T08:46Z 573K followers, [----] engagements

"Our memory is short. Before Modi came bomb blasts across India was a regular occurrence killing many innocent civilians. Now there is no longer fear of bomb blasts. Pelting stones at army in Kashmir has been stopped. Our internal security is very strong. Thanks to @narendramodi"
X Link 2022-03-25T03:28Z 573K followers, 14.1K engagements

"Not that we wished it for but increase in temperature and heat waves is the new normal. Like television AC is becoming indispensable. Middle class has started viewing AC as essential and not luxury. AC companies can be one of the biggest wealth creators during this decade"
X Link 2022-03-26T03:17Z 572.8K followers, [----] engagements

"In [----] India was in a similar position to today's Srilanka. But we had P.V.Narasimha Rao who changed the fate of this nation for better. He deserves Bharat Ratna. @narendramodi @AmitShah @nsitharaman"
X Link 2022-04-10T09:46Z 573K followers, [----] engagements

"Don't go by what Dravidian supporters say. Learn Hindi. Studying in state medium deprived me of opportunity. My wife knows Hindi. My son is studying Hindi along with Tamil & English. In addition to Tamil learning English & Hindi would provide better opportunities and exposure"
X Link 2022-04-13T12:42Z 573K followers, [----] engagements

"Interesting"
X Link 2022-04-14T06:08Z 573K followers, [----] engagements

"Today is my son's upanayanam. It's happening only with close circle of relatives and friends. It's so happened that it's also birthday ( English calendar) of my Guru Kanchi Paramacharya. Mandapam is all set for today's function. Seeking your blessings for my son"
X Link 2022-05-20T00:00Z 573K followers, [----] engagements

"Some are trying to convey lessons to Modi on Srilanka fiasco. If there is a lesson it is for dynasts and not for Modi. Modi is actually responsible for the strong economic position we are in now"
X Link 2022-07-10T05:49Z 573K followers, [----] engagements

"Exercise and diet are overrated. Good sleep and stress free living are underrated"
X Link 2022-08-16T03:18Z 573K followers, [----] engagements

"We've bought crackers which is worth in five digit figures. My lost interest in crackers got rekindled thanks to wokes"
X Link 2022-10-23T08:39Z 573K followers, [----] engagements

"I believe Modi would be the Prime Minister for another term. When history would be written about new India it would classified as before and after Modi. His rule is changing the narrative and course of the country to the right path. We would see a great India in next [--] years"
X Link 2022-10-24T10:16Z 573K followers, [----] engagements

"If I'm Adani would engage one of the big four auditors to scrutinise all my business dealings books of accounts and submit a report in next [--] days. The idea is to come clean once for all. Such a huge Adani group currently employing an unknown auditor in itself is a red flag"
X Link 2023-01-26T09:14Z 573K followers, 989.2K engagements

"When you @narendramodi can confer Padma Vibhushan to Mulayam why not confer Bharat Ratna to P.V.Narasimha Rao who changed the destiny and direction of India. He put the foundation for what we are today. He is an unrecognized hero"
X Link 2023-01-27T03:02Z 573K followers, 392.8K engagements

"Attack on Adani is NOT attack on India. Adani is NOT India. Heights of arrogance. Read the gist of Adani's explanation. Found it shallow. But I'm not the deciding authority. It is markets. If the market is convinced my opinion doesn't matter. We'll know by today and tomorrow"
X Link 2023-01-29T22:32Z 573K followers, 461.1K engagements

"The moment Adani report started talking about nationalism I felt this report would be crap. Allegations have to be countered logically and not invoking nationalism"
X Link 2023-01-30T03:17Z 573K followers, 759.7K engagements

"Modi government is doing a lot of right things and putting immense efforts. At the same time you need to be aware that it is not easy for a poor man to get rich. Equally it holds true for poor or developing countries. Even moving to middle income status is a difficult job"
X Link 2023-03-12T12:05Z 572.7K followers, 35K engagements

"Vajpayee lost because he mostly beleived in clean politics. Clean politics is possible only if everyone plays fairly. That's never going to happen. If BJP has to stay in power and implement their vision for the country it's impossible to avoid some amount of dirty politics"
X Link 2023-07-03T14:13Z 573K followers, 490.1K engagements

"You're @nsitharaman taxing everything under the sun. Why not BCCI @narendramodi"
X Link 2023-07-11T15:34Z 573K followers, 515.1K engagements

"Perfect Man"
X Link 2023-07-20T09:13Z 573K followers, 337.7K engagements

"My belief is RAW has already become like Mossad. In the last few years many unexplained killing of Indian enemies in foreign lands. I beleive this has personal blessings of Modi duly executed by Ajit Doval. Justin Trudeau has just confirmed it. This is the new India under Modi"
X Link 2023-09-19T06:31Z 573K followers, 1M engagements

"Pulwama happened to show Modi as a weak Prime Minister before [----] elections. It backfired through Balakot. The idea now is to make Modi apologise to the west showing him as a weak Prime Minister before [----] elections. This too would backfire. Modi would not apologise. Indians would be proud of their Prime Minister who eliminates India's enemies wherever they are. Modi's third term is cemented"
X Link 2023-09-23T04:17Z 573K followers, 630.2K engagements

"You @JustinTrudeau have done a great job. We don't know whether our country is behind Nijjar's killing. The way you accused us and acted desperately common people like me has started believing India might have done it. And we are very proud of our Prime Minister who can hunt India's enemies abroad. Only west has been doing such things so far. Our Prime Minister has made India on par with west. We want him back in power in [----]. This is the new India you need to get used to"
X Link 2023-09-24T13:41Z 573K followers, 519.3K engagements

"Please understand the ground reality in Tamilnadu. BJP workers and supporters are no longer interested in winning few seats with the support of dravidian parties. They want BJP rule in Tamilnadu under the leadership of @annamalai_k. If you can fully back Annamalai its only a question of time before this becomes the reality. @narendramodi @AmitShah @JPNadda @blsanthosh"
X Link 2023-09-25T13:17Z 573K followers, 479.6K engagements

"For a safe India there is no alternative to @narendramodi. He has proved it during the last [--] years"
X Link 2023-10-07T13:53Z 573K followers, 234.8K engagements

"No party from I.N.D.I.A has condemned Hamas terrorist attacks on Israel. This is purely due to vote bank politics. Prime Minister @narendramodi has condemned the attacks with candour and without any whataboutery"
X Link 2023-10-07T16:00Z 573K followers, 326.6K engagements

"Lebanon was once a Christian country. They freely allowed refugees. Now it is an Islamic country. This is a lesson for European countries"
X Link 2023-10-12T08:53Z 573K followers, 248.3K engagements

"If you've Rs.1 crore even 10% returns would make you happy. If you've Rs.1 lakh even 5x returns would look insignificant. Make your corpus big. For that save more. For that earn more. For that learn more"
X Link 2023-11-30T08:10Z 571.9K followers, 244.8K engagements

"Some basics 1)Have an emergency fund of not less than [--] year of your expenses. 2)Insure: Term medical personal accident and fire insurance for your house. 3)Dont use revolving credit on your credit cards. 4)Simplify: have two bank accounts two credit cards and two demat a/c. 5)Write a will. 6)Dont borrow except for buying a house. 7)Ensure the value of the house is not more than [--] times your annual salary. 8)Create a corpus of not less than [--] times your annual expenses before considering retirement. 9)Spend less than you earn. 10)Try to save 30% of your salary. 11)Invest regularly. 12)Invest"
X Link 2023-12-10T03:03Z 573K followers, 1.1M engagements

"Divine beauty 🙏🙏🙏"
X Link 2024-01-20T05:39Z 573K followers, 215.9K engagements

"My wife is going to perform special pooja for Lord Ram at our home today. No amount of restrictions can stop people's faith. Infact more you restrict stronger it becomes"
X Link 2024-01-22T03:19Z 573K followers, 243.6K engagements

"Credibility of @annamalai_k is making new highs. Credibility of dravidian parties is making new lows. Annamalai is single handedly bringing huge energy and change in Tamilnadu. He is going to be our Chief Minister. In the long run he may even be our Prime Minister. Fully and unconditionally stand by him. @narendramodi @AmitShah @JPNadda @blsanthosh"
X Link 2024-02-16T16:03Z 573K followers, 324.1K engagements

"My dream which can become a reality. Another [--] years of Prime Minister @narendramodi rule making it a total [--] years. After Modi [--] terms as Prime Minister for @myogiadityanath. By that time @annamalai_k would have completed [--] terms as Tamilnadu Chief Minister. So after Yogi [--] terms as Prime Minister for @annamalai_k. In the next [--] decades of these [--] Prime Ministers we would see Bharat back to it's ancient glory and a well developed nation"
X Link 2024-02-17T06:19Z 573K followers, 704.5K engagements

"BJP 20% + PMK 5% + Other NDA partners 8%+ [--] more days to go. If NDA can get another 7% double digit seats are guaranteed. BJP is gaining more traction every single day. Tamilnadu can provide a positive surprise. 20% + for BJP is two years of @annamalai_k ' s hard work"
X Link 2024-03-19T09:51Z 573K followers, 465.5K engagements

"Unless you reside in Tamilnadu you would have no clue how hated @narendramodi and @BJP4India were till couple of years ago. This was due to misinformation campaign successfully done by opposition. @annamalai_k with immense hard work single handedly changed this negative perception. He took Modi's message to every nook and corner. Now Modi is liked by many. BJP was not even in fringe. Annamalai has made the party number two now. ADMK is relegated to third position. In [----] BJP would be number one. A non existent party machinery with negligible vote share has now been made a vibrant party with"
X Link 2024-03-19T10:05Z 573K followers, 350.7K engagements

"Saw @annamalai_k 's press meet now. He is only interested in Tamilnadu politics. He has no interest in Delhi. He is standing in loksabha elections because Prime Minister @narendramodi asked him to do so. Also it is Modi who asked Annamalai to contest from Coimbatore. Modi has said Annamalai and other MPs who will be elected by Tamilnadu people need to show in next two years what developmental work BJP is capable of. They should perform extremely well and then ask people to elect BJP to power in May [----] state assembly elections. Tamilnadu should give opportunity to BJP to prove themselves."
X Link 2024-03-22T16:28Z 573K followers, 403.7K engagements

"Till @annamalai_k came BJP in Tamilnadu was considered the party of elites. This time the cook and maids working at our home the AC mechanic who came for service today the barbers working in the saloon chain I go to; all are voting for lotus. Unless you are in Tamilnadu you can't appreciate how phenomenal this is. These are all traditional dravidian party voters. Annamalai has made BJP a party of common man. The number of seats which BJP would win may be debatable. What is beyond debate is that the vote share of BJP is going to increase very significantly"
X Link 2024-04-18T14:39Z 573K followers, 347.6K engagements

"I've expressed this view many times in the past. I expect capital gains taxation rate on par with nominal tax rate. For example if you belong to 39% tax slab your capital gains too would be the same rate. Likewise I was expecting some form of inheritance tax. This was my understanding of Modi government's thinking. With opposition talking about inheritance tax and Modi against the same would be interesting to see how things pan out in the future"
X Link 2024-04-28T12:16Z 571.8K followers, 803.9K engagements

"Why General Motors failed "General Motors out of the profits of their good years they could have bought every year for many years a big company. They could have bought Eli Lilly one year and Merck the next and United Technologies. General Motors could own the world. Instead what they declared to their shareholders was a goose egg. They took the common equity to zero. And they would say it was all somebody elses fault. The climate was bad the unions got powerful. Those damn Asians and Europeans were too competitive. The truth of the matter is their very prosperity made them weak. The"
X Link 2024-05-04T10:26Z 572.4K followers, 83.6K engagements

"Those who call us sanghis call them back as darbaris. Sanghi means a member of Sangh. Darbaris means slave to a dynasty"
X Link 2024-05-26T14:54Z 573K followers, 236.7K engagements

"I'm bad in calculating very big numbers. Those who argue we can match even US's percapita; please note that percapita of America is around $82000. Multiply it by [----] million our population. Please let me know what should be our GDP then"
X Link 2024-06-01T09:15Z 571.9K followers, 150.1K engagements

"Kerala vote share : Communists: 29% BJP : 27% Phenomenal"
X Link 2024-06-01T13:29Z 573K followers, 282.3K engagements

"If NDA wins but BJP do not get majority it is doubtful whether Modi would continue as Prime Minister. BJP needs to get [---] for Modi's third term"
X Link 2024-06-04T05:48Z 573K followers, 393.1K engagements

"I never imagined so many people are unhappy with Yogi"
X Link 2024-06-04T06:24Z 573K followers, 791.8K engagements

"The unfortunate truth as Vajpayee learned and Modi is learning: in India politics of development never resonates with vast majority of people. The kind of developmental work which has been done in UP during last [--] years is simply mind boggling. But look at the results today. As far as India is concerned good economics is not good politics"
X Link 2024-06-04T11:33Z 573K followers, 833.5K engagements

"Please start your @narendramodi third term by reducing GST income tax rates and not bringing in any new taxes. Money with people would be more effective than money with governmentespecially when private consumption is low and not picking up. Though I too have appreciated increasing tax collections let us stop making it a point of celebration every time"
X Link 2024-06-04T15:58Z 573K followers, 470.7K engagements

"Arun Jaitley was a great BJP leader. But was a bad finance minister. I don't see anything great in Nirmala Sitharaman. She is the worst finance minister. Request you to bring someone who have both competence and empathy as finance minister. @narendramodi"
X Link 2024-06-05T07:23Z 573K followers, 401K engagements

"BJP supporters are a class apart: No blaming EVMs. No blaming election commission. No blaming media. No blaming voters. And questioning the leadership on mistakes. None of the above you can ever expect from opposition supporters"
X Link 2024-06-05T07:50Z 573K followers, 505.5K engagements

"Either in Andhra Pradesh or at centre @PawanKalyan needs to be very suitably rewarded. His contribution towards NDA forming government in Andhra and @ncbn becoming part of NDA is unparalleled. @narendramodi"
X Link 2024-06-05T14:35Z 573K followers, 348.4K engagements

"Mamaji @ChouhanShivraj got the most applause after Prime Minister @narendramodi. Well deserved. Mamaji is a true karyakarta"
X Link 2024-06-09T14:14Z 573K followers, 142.9K engagements

"For @DrTamilisai4BJP's behaviour towards @annamalai_k she is being warned by @AmitShah"
X Link 2024-06-12T06:59Z 573K followers, 572K engagements

"Please hack a EVM in India and prove your hypothesis. Our election commission has long asked anyone to prove that our EVM is hackable. Till date no one has been able to prove. @elonmusk @ECISVEEP We should eliminate electronic voting machines. The risk of being hacked by humans or AI while small is still too high. We should eliminate electronic voting machines. The risk of being hacked by humans or AI while small is still too high"
X Link 2024-06-16T13:08Z 573K followers, 659.6K engagements

"I was one of the voices who didn't want to see you @nsitharaman as Finance Minister. Now that Prime Minister @narendramodi has chosen you for the role want to share few points for the consideration: Income tax rates should not be higher than corporate tax rates. Please cap income tax rates at 30% and not 39%. Reduce tax rates at all income levels. Money in the hands of people is more effective than money in the hands of the government. More so when private consumption is very low and not picking up. GST rates need to be reduced for many products and services; to reduce the price and increase"
X Link 2024-06-17T13:20Z 571.9K followers, 352K engagements

"Earlier I used to have enthusiasm for Prime Minister's @narendramodi reply. Now I've become indifferent. He is an extremely good orator. He has got enough fodder to tear opposition into pieces. To the merry of cadres and supporters he would do that tomorrow. But I've completely lost interest for this show. This is Prime Minister's third term. He need to reinvent himself to remain relevant"
X Link 2024-07-01T14:41Z 572.8K followers, 213.3K engagements

"This Ambani wedding around [--] years ago"
X Link 2024-07-14T04:56Z 573K followers, 1.2M engagements

"Disastrous budget. I'll tell what is relevant for investors: Long term capital gains for all asset classes is going to be 12.5%. You may worry about your stocks and equity funds. Actually that is very less of your concern. You pay 2.5% more than earlier now. What is important is same rate is going to be applicable for all asset classes including gold and real estate. In real estate you've been paying a tax of 20% with indexation. That's why you were paying less tax. Now the rate is going to be 12.5%. Is it not time to celebrate No. Because indexation benefits have been removed for all the"
X Link 2024-07-23T08:17Z 573K followers, 1.2M engagements

"This government has not learnt any lesson from almost losing the election. This rate of 12.5% as long term capital gains tax without indexation benefits is only a beginning. I wouldn't be surprised if this rate keeps increasing in the future. Inflation erodes money value. That's why indexation benefits have been provided. Now there is no safeguard for any asset holder in India from ravages of Inflation. Incidentally this has made equities more attractive than other asset classes"
X Link 2024-07-23T08:30Z 573K followers, 632.6K engagements

"Many were asking why I was against Nirmala Sitharaman becoming finance minister again. You've your answer today"
X Link 2024-07-23T08:33Z 573K followers, 457K engagements

"I rarely use bad language. But I'm sorry to say it would only be middle finger for middle class"
X Link 2024-07-23T13:43Z 573K followers, 354.2K engagements

"I've said this before. I'll say again. We need a finance minister and not a revenue minister. @narendramodi @nsitharaman"
X Link 2024-07-23T15:21Z 573K followers, 293.2K engagements

"This illustration was shared by @raikarraviraj. See how much more taxes you'll pay now on sale of property because indexation has been removed"
X Link 2024-07-23T16:23Z 573K followers, 899.1K engagements

"Once you @narendramodi used to have ears to the ground. You used to be an astute politician. Now you've lost connect with the people especially middle class. Senseless decisions happen under you. Yesterday's budget is a best example"
X Link 2024-07-24T01:26Z 573K followers, 222.1K engagements

"This government has gone crazy. How can you say stamp duty is not part of the cost of a house Having removed indexation benefits the least government could have done is to allow stamp duty and interest as part of cost. Not including stamp duty further increases the tax rate. Very bad @narendramodi and @nsitharaman "
X Link 2024-07-25T08:41Z 573K followers, 714.4K engagements

"The BJP ecosystem is abusing me since yesterday for calling Chidambaram an excellent finance minister. They are saying he is a criminal. I don't know. The government knows better. This is 11th year of BJP rule. What has prevented BJP from proving in courts that he is a criminal and put him behind bars Criminal or not my assessment is limited to how he functioned as finance minister. Also if BJP can come down so heavily on me their supporter; how they would be treating their opponents In the post liberalised India since 1991: Dr.MMS and Chidambaram are excellent finance ministers. Jaswant"
X Link 2024-07-26T06:15Z 573K followers, 534.4K engagements

"I respect @annamalai_k a lot. He has sent the below message. Just stopping political posts for now respecting his words. No pro or anti posts for any political person or party. Will stick to finance general affairs and philosophy for now. Dear Muthukrishnan sir Hope all well with you. Been following your life & work. Your support to BJP & Hon PM Modi means a lot to all of us. I know that you are also a very passionate supporter of me thats why Im hesitant to contact you for the fear of influencing your thoughts. But today i felt compelled to contact you after seeing your recent tweets. I know"
X Link 2024-07-28T11:07Z 573K followers, 717K engagements

"India is an extremely poor country. House is the only asset for many who own assets. And majority of the population don't own any assets even a house. Even this single asset getting adversely affected was what got me triggered last week. Nothing personal. I'm better of by God's grace and I'm 100% tax complaint. Do you know that I pay 39% income tax Do you know that I pay 18% GST on my distribution income without any input credit worth mentioning So roughly on the whole I pay 57% of my income as tax ( little simplified for ease of explaining). For every Rs.100 I earn as income Rs.57 goes as"
X Link 2024-07-28T17:02Z 573K followers, 619.6K engagements

"This is a country when Prime Minister @narendramodi asked middle class people to voluntarily give up LPG subsidies more than [--] million families did so. To middle class Modi could do no wrong. He was the messiah who has come to revive India. The same middle class is now disenchanted with Prime Minister. Not only middle class; the list is long including investors SMEs small traders and so on. This is solely due to mishandling by finance ministry. The day to day struggle has increased. There is no ease of living for anyone except political class. I can say this with high conviction. If"
X Link 2024-07-29T09:22Z 573K followers, 551.4K engagements

"To BJP IT cell: No point in comparing our tax rates with advanced economies. Those countries give back a lot to taxpayers. Here taxpayers get nothing zilch. Always for a poor country like India GST rates are very high. Many developed economies charge a much lesser rates. Better for you to compare that"
X Link 2024-07-29T10:57Z 573K followers, 423.4K engagements

"I personally know how senior citizens struggle to pay steep medical premiums. It needs a special heart to charge 18% GST over and above it. @narendramodi @nsitharaman"
X Link 2024-07-29T14:31Z 573K followers, 290.7K engagements

"Dear Prime Minister @narendramodi I hear that my posts are going viral in WhatsApp group across India. I'm a nobody. This going viral has nothing to do with me. Many people including BJP supporters just tagged to my voice to vent their frustration. This shows how upset people are. Budget proved to be a trigger. We need ease of living. Tax payer friendly government. Moderation in taxes. Significant reduction in GST for many goods and services. Sincerely request you to listen to our grievances"
X Link 2024-07-29T15:11Z 573K followers, 533.8K engagements

"Rishi Bagree @rishibagree is a very senior troll in BJP hierarchy. He is very energised about defending the indefensible after meeting Sitharaman. India's percapita is a pittance. That pittance cannot be taxed. India's percapita rank is [---] in the world. If goods and services have become cheap why then people are angry and struggling with cost of living You're adding fuel to the fire. People like you are enough for BJP to lose power. @dmuthuk Dear troll Please note that GST implementation not only subsumed [--] taxes but also reduced the indirect tax rates drastically on the consumers. And no"
X Link 2024-07-30T04:04Z 573K followers, 667.1K engagements

"The problem with BJP trolls is when I criticise BJP they say I'm against India. When did BJP became India Are non BJP supporters not Indians India is ancient. India is grand. India is great. Political parties come and go. India is forever. It is height of snobbishness to equate a political party with our motherland"
X Link 2024-07-30T16:29Z 573K followers, 329.5K engagements

"Anything to do with insurance you can always rely on @YashJain88. See his post below. Government is making huge money out of health and life insurance premiums people pay. As @nitin_gadkari said don't levy tax on uncertainties of life. Rough Math On GST Collected By Govt In FY24 On Health & Life Insurance Premium Health Premiums Collected = Rs [----] Lakh Crore Life Premiums Collected = Rs [----] Lakh Crore Above Figures Are Ex-GST 👆 Govt Collected 18% GST On Health Insurance & Life Insurance Premium GST Collected On Health Premium = Rs [-----] Cr GST Collected Life Premium = Rs [-----] Cr Total GST"
X Link 2024-07-31T09:24Z 572.8K followers, 199.2K engagements

"Post budget we used to see finance minister flanked by Montek Singh Ahluwalia and Rangarajans of the world. Now post budget finance minister is flanked by @rishibagree and @MumbaichaDon of the world. Speaks volume about current finance minister"
X Link 2024-07-31T16:38Z 573K followers, 328.2K engagements

"More than [---] MPs have protested in parliament today asking you @narendramodi @nsitharaman to remove 18% GST on medical insurance premium. Your own colleague @nitin_gadkari has also asked for it. The middle class and tax payers of this country have also asked for it. The heavily burdened senior citizens have also asked for it. What else you are waiting for In next GST council meet abolish GST completely on medical insurance premiums"
X Link 2024-08-06T11:05Z 573K followers, 245.3K engagements

"Individuals in the country that too less than 3% of the population pay more taxes than all the companies in India combined. Amrit Kaal for Indian tax payers. Thank you Prime Minister and Finance Minister"
X Link 2024-08-27T03:54Z 573K followers, 325.7K engagements

"My understanding is Rajan opposed demonetisation. That's why he was not given extension as RBI Governor. Wish Modi listened to Rajan's wise counsel and avoided the disaster called demonetisation"
X Link 2024-09-01T07:45Z 572.8K followers, 438.2K engagements

"See for yourself. It is true that Modi is moving project meant for other states to Gujarat. What sin did Tamil Nadu or Telangana or Maharashtra do Why semiconductor projects meant for these states are moved to Gujarat Let Gujarat grow and prosper. But why at the cost of other states Congratulations to Gujarat This unit of Kaynes was announced to be setup in Telangana in October [----]. We had put in tenacious efforts to convince Kaynes to move from Karnataka to Telangana They wanted land allotted right next to Foxconn plant at Kongara Kalan close to https://t.co/GTF0NxzH4o Congratulations to"
X Link 2024-09-03T13:29Z 572.8K followers, 212.7K engagements

"Srinivasan of Annapoorna in Coimbatore gave some feedback about GST to Sitharaman in a public meeting. A video is going round where Srinivasan is forced to apologise to Sitharaman in a private meeting. Shame on finance minister. Is this how you treat an entrepreneur who chose to give a feedback Whether our entrepreneurs are threatened Already BJP robbed Coimbatore of semiconductors. Now humiliating an entrepreneur of Coimbatore. By the time Annamalai comes back from Oxford there won't be any BJP left in Coimbatore. Why Coimbatore Unless TN BJP speaks for development and rights of Tamil Nadu"
X Link 2024-09-13T03:03Z 573K followers, 605.6K engagements

"Even when I was a BJP supporter I used to be dead against Sitharaman. She is a disgrace as a finance minister. Annapoorna Srinivasan is a well respected entrepreneur in Coimbatore. He pointed out some lacunae in GST in a public interaction with Sitharaman which was arranged by BJP. He was subsequently forced to apologise to Sitharaman in a private meeting. Is this how the central government going to behave Sitharaman is an absolute disgrace. BJP is going to pay the price of humiliating a well respected Coimbatore entrepreneur in his own soil"
X Link 2024-09-13T03:38Z 573K followers, 292.9K engagements

"I've told few times before. Prime Minister should not be cheerleading on markets and PSU stocks. It can be disastrous"
X Link 2024-09-19T10:20Z 573K followers, 333.3K engagements

"If this screenshot is true it confirms Sitharaman has zero empathy"
X Link 2024-09-23T05:09Z 573K followers, 387.2K engagements

"I've clarified this already yesterday. Still many BJP supporters are trolling that I should be looking only at GDP percapita on PPP basis. Even if you look that way India's rank is a poor [---]. Even after accounting for low cost of living in India there are [---] countries doing better than us. So instead of trying to bend data to suit us we should work hard to improve India. India's population is expected to peak at [---] billion around [----]. We need a bare minimum percapita of $10000 to aim for decent living of people. So our goal should be GDP of $17 trillion. We are now at around $3.9"
X Link 2024-09-26T16:01Z 571.9K followers, 54.8K engagements

"Pawan Kalyan is a good actor"
X Link 2024-09-30T13:08Z 573K followers, 523.1K engagements

"Pay Rs.7425 crores and vaguely word it in press release as if you're paying Rs.63246 crores. Modi is Modi. Unmatchable performance. You may think I'm nitpicking. Why can't communications be authentic and straight forward I see many media reports mentioning centre is paying Rs.63246 crores while it is just paying 12% of it. No one is preventing Modi to pay the whole Rs [-----] crores and then take the entire credit"
X Link 2024-10-03T17:59Z 572.8K followers, 84.3K engagements

"To earn more than Rs.2 lakhs per month in India: You've to be working in a high paying industry Good at what you do Be very lucky"
X Link 2024-10-07T06:25Z 573K followers, 406.1K engagements

"China+ [--] : Tamil Nadu leads. Tamil Nadu will soon be among the top footwear manufacturing cluster in the world. Investments in pipeline : Hong Fu - Rs.1000 crores (20000 Jobs) Pou Chen - Rs.2302 crores (20000 Jobs) Freetrend - Rs.1000 crores (15000 Jobs) JR One -Rs.5000 crores (50000 Jobs) Feng Tay - Rs.1000 Crs (10000 Jobs) Total of around [---] lakh jobs from from above [--] factories alone. All these firms will be making shoes for brands like Nike Adidas Puma Crocs Prada etc Factories coming up in largely backward areas like Perambalur Ariyalur Tindivanam & even Ranipet. Development and"
X Link 2024-10-11T14:25Z 572.6K followers, 51.9K engagements

"Why General Motors failed "General Motors out of the profits of their good years they could have bought every year for many years a big company. They could have bought Eli Lilly one year and Merck the next and United Technologies. General Motors could own the world. Instead what they declared to their shareholders was a goose egg. They took the common equity to zero. And they would say it was all somebody elses fault. The climate was bad the unions got powerful. Those damn Asians and Europeans were too competitive. The truth of the matter is their very prosperity made them weak. The"
X Link 2024-10-14T14:53Z 572.4K followers, 31K engagements

"Our growth rate is 5.4% while inflation is 6.2%. Pretty bad for the country. When FMCG companies said consumption is falling due to distress BJP supporters mocked these CEOs stating that people are consuming better alternatives. Government and RBI atleast need to act now. BJP supporters should take people's feedback constructively instead of criticising those who convey the negative news"
X Link 2024-11-29T13:33Z 573K followers, 327.9K engagements

"Based on my understanding in India: Rich 1% Middle class 9% Low income 10% Poor 80%"
X Link 2024-12-01T04:44Z 573K followers, 386.5K engagements

"Do you know how many Rs.5 crores + homes sell in India every year Around [-----] homes. Here is a rough data for 2023: Gurgaon: [----] Mumbai: [----] Hyderabad: [----] Delhi: [---] Bangalore: [---] Noida/Greater Noida: [---] Pune: [---] Rs.5 crores + homes are considered as luxury consumption. In the past around [----] to [----] such homes used to sell every year in India. Now the number may be around [-----] to [-----]. Luxury cars like Benz BMW Audi Lexus and so on are also luxury consumption; earlier used to sell around [-----] a year. This year for the first time expected to cross [-----] units. In a country of 1.45"
X Link 2024-12-03T13:29Z 572K followers, 471.9K engagements

"Prime Minister is [--] years old. He works the whole day except for sleeping [--] or [--] hours. He works the whole week month year and infact last two and half decades without even taking one day leave. This is part of the BJP folklore celebrated everyday in WhatsApp universities. Ask any good doctor. If a person works round the clock barely sleeping without any break and always lead the life like that- he would be highly inefficient and unproductive. Better for BJP to stop this narrative. Everyone needs adequate sleep rest small breaks from work and so on"
X Link 2024-12-19T07:17Z 573K followers, 406.1K engagements

"There are tons of data many from central government itself lauding Tamil Nadu's achievements and ranking it either number one or among the top. I've never seen @ShamikaRavi sharing any data positive about Tamil Nadu. She is just using one ASER study to put down Tamil Nadu and gleefully mentioning it is worser than Uttar Pradesh and Bihar. Just because Tamil Nadu is performing well despite not being favoured by centre how much ill will and jealousy some have towards the state. Tamil Nadu model which balances both social and economic welfare is seen as a right model by many. This includes"
X Link 2025-03-12T02:11Z 572.7K followers, 101.3K engagements

"Western zone is a power house. Coimbatore is capable of overtaking Pune. Tiruppur is among the top [--] fastest growing cities in the world. These cities need world class infrastructure. Proposed metro and airport expansion in Coimbatore are positive steps. But much more needs to be done. As a state we are doing well on welfare. Infrastructure requires more focus. Expressways are need of the hour. Despite state being an excellent performer it needs to do lot more if our state has to become world class. Our cities need to be developed on global standards"
X Link 2025-03-15T07:40Z 572.9K followers, 108.3K engagements

"BJP's latest headache is Grok"
X Link 2025-03-16T05:01Z 573K followers, 631.5K engagements

"So many BJP supporters are celebrating how India's GDP doubled between [----] and [----] - from $2.1 trillion to $4.2 trillion a nominal growth rate of 7.2% Let me share another data: Between [----] and [----] - India's GDP tripled from $0.7 trillion to $2.1 trillion a nominal growth rate of 11.6% Wish MMS had a fraction of marketing skills of Modi"
X Link 2025-03-27T15:56Z 573K followers, 538.9K engagements

"If you remove top 10% of Indias population the bottom 90% have a percapita income of around Rs.8000 per month. For the bottom 50% it is around Rs.5000 per month. That's why I don't see any reason to celebrate India being 5th in GDP rank or becoming 3rd in next few years"
X Link 2025-03-30T05:21Z 573K followers, 298.7K engagements

"You can never see such a photo in Pakistan because the whole nation was found on religious fundamentalism. Zero women empowerment in Pakistan. This photo is Indias pride and Pakistans shame"
X Link 2025-05-07T06:35Z 573K followers, 553K engagements

"Azerbaijan and Turkey earns lot of money because of Indian tourists. These two countries are blatantly supporting Pakistan and have taken strong anti India stance. It makes sense for tourists from India to boycott these two countries. We should not fly Turkish airlines too. Azerbaijan's regional rival Armenia and Turkey's regional rival Greece have always been pro India. They are supporting India in current standoff too. Also Greece and Armenia are excellent tourist destinations. Let us enjoy the hospitality of our friends and shun those who are supporting our enemy"
X Link 2025-05-08T04:51Z 573K followers, 388.5K engagements

"Top wealthiest cities in India by latest GDP: [--]. Mumbai: $310 billion [--]. Delhi NCR: $293 billion [--]. Bengaluru: $133 billion [--]. Chennai: $116 billion [--]. Hyderabad: $94 billion [--]. Kolkata: $86 billion Top [--] would be Mumbai and Delhi. Chennai is continuing to narrow it's gap with Bengaluru. Likely to reach 3rd spot"
X Link 2025-05-12T14:05Z 572.5K followers, 211.7K engagements

"I'm seeing lot of heated discussion between Allopathic Doctors and Indian chess grand master Vidit Gujrathi. This is because Vidit chose to call his family members practicing ayurveda and so on as Doctors. I saw that tweet. It was simply wishing his family members happy Doctors day. No one forces anyone to trust ayurveda homeopathy and so on. You may be comfortable with some branches and may be averse to some other. Each to his own. For [--] years I was vomiting many times a day. My everyday life was miserable. Saw many Gastroentrologists. They were kind and sincere. But no amount of their"
X Link 2025-07-04T08:45Z 573K followers, 363.4K engagements

"Dubai is giving life time residency (Golden Visa) to Indians for a cost of around Rs.23 lakhs. No need for any investments buying properties and so on. This visa also allows you to bring your family hire domestic staff run a business or take up an employment. The unfortunate reality is many well to do Indians are already migrating abroad. And these kind of opportunities would increase that momentum"
X Link 2025-07-07T03:57Z 573K followers, 1M engagements

"This is how we should be building our infrastructure"
X Link 2025-07-16T04:27Z 573K followers, 563.7K engagements

"Our software industry is too dependent on US. With AI and automation the US is becoming less dependent on India. The ground reality is India needs US more than US needs India. It is not difficult for Trump to put tariff on our software exports. This would make American companies look for alternative. Though nothing may happen overnight in the medium term it can be death knell for our software industry. The fact is it is our software industry which created consumption class in India"
X Link 2025-08-04T16:09Z 571.9K followers, 580.2K engagements

"Tough race between two states to achieve $1 trillion GDP first though Maharashtra's GDP is significantly larger today. Tamil Nadu should try really hard. GDP: Maharashtra $580 billion Tamil Nadu $420 billion Current real GDP growth rate: Maharashtra 7.27% Tamil Nadu 11.19%"
X Link 2025-08-06T02:12Z 572.7K followers, 301.2K engagements

"I went for a routine blood test to a popular lab early this morning. By now you would have known how much I research and read on wealth inequality and poverty. I've been doing this for nearly [--] decades now. I almost ask and know income and wealth of everyone I come across. And most people open up too. This is not out of any inquisitiveness to know private details of people but to anecdotally understand the subject I'm interested in. The senior lab technician with [--] years of experience with both good professional and communication skills earn Rs [-----] a month as salary. Her husband is working"
X Link 2025-08-21T03:33Z 572.9K followers, 165.6K engagements

"US media reports that Trump administration is starting a review of all [--] million people with US visas for potential 'deportable violations'. Indians are the most hated diaspora in US now. The hatred is not limited to US but spreading across countries like Ireland and Canada. An article in NDTV says: Anti-immigrant propaganda paints migrants whether documented or undocumented - illegal' - as criminals drains on welfare or threats to national identity'. In this narrative Indians often visible successful and politically active become easy scapegoats. Indian tech workers on H-1B visas are"
X Link 2025-08-22T01:23Z 571.8K followers, 111.6K engagements

"If you're a direct stock picker get heavily into details. Trumps next target is pharma more so Indian pharma. For example Dr Reddys have 43% of it's revenue exposed to US. Whereas for Mankind Pharma it is mere 3%. I'm not suggesting you to buy or sell any stock. This example is given to understand American dependency for a business. In general in current scenario it is better if a company is less dependent on America for it's survival and growth. https://twitter.com/i/web/status/1969268329832726873 https://twitter.com/i/web/status/1969268329832726873"
X Link 2025-09-20T05:12Z 572.3K followers, 109.9K engagements

"Not to belittle my own country men but to highlight reality. Travel in any international flight and see how we behave as a group when compared to people from other countries. Go to any tourist destination. Even to an elite place like Alps. See how we behave as a crowd. Bullet trains and every public place in Japan people talk very softly either in person or over phone. Even if you stand close to them they'll be barely audible. And how loudly we talk and shout both in person and over phone not respecting the sensitivity of the local culture. The unfortunate reality is our civic sense and crowd"
X Link 2025-09-30T15:21Z 572.8K followers, 236.8K engagements

""Berkshire Hathaway recently bought a wind farm in Iowa for $300 million. It was earning $30 million a year pre-tax thats a 10% return on a utility-type asset with government-guaranteed contracts for [--] years. Theres no operating risk no commodity price risk no political risk the power has to be bought at a fixed price. So you get 10% pre-tax on a locked-in basis with no downside. Thats what I call a margin of safety not some theoretical thing but real tangible protection against loss." - Charlie Munger"
X Link 2025-11-10T08:34Z 572.5K followers, 425.5K engagements

"Not arrogance. But with reasonable confidence I can say I got a grip on direct stock picking only this year. Not that I was dumb before. But it was very less of skill and predominantly luck. To buy a HDFC Bank Pidilite Titan Nestle and so on is a no brainer. But it is market which labeled these stocks as quality and gave a huge PE rerating. I feel that I would make sizeable wealth in next [--] years with my new found understanding. I rarely analysed stocks earlier like I do now. Working hard to find as many asymmetric bets as possible. Well diversified into [--] stocks now. As I said earlier my"
X Link 2025-11-17T11:00Z 571.8K followers, 151K engagements

"Summarising what I wrote on my new investing approach: Not arrogance. But with reasonable confidence I can say I got a grip on direct stock picking only this year. Not that I was dumb before. But it was very less of skill and predominantly luck. To buy a HDFC Bank Pidilite Titan Nestle and so on is a no brainer. But it is market which labeled these stocks as quality and gave a huge PE rerating. I feel that I would make sizeable wealth in next [--] years with my new found understanding. I rarely analysed stocks earlier like I do now. Working hard to find as many asymmetric bets as possible. Well"
X Link 2025-11-17T14:27Z 572.5K followers, 31.3K engagements

"You know something. Titan and United Spirits created good wealth for me. Astral and Havells did not. Market doesn't follow any single predictable rule consistently. @dmuthuk Titan Astral Havells United Spirits All of them has High PE Ratio. 🙂🙃 @dmuthuk Titan Astral Havells United Spirits All of them has High PE Ratio. 🙂🙃"
X Link 2025-11-26T00:45Z 571.9K followers, 25.9K engagements

""The very best stocks are those that trade at half their growth rate or less. A 15-percent grower selling at [--] times earnings is overpriced; a 30-percent grower selling at [--] times earnings is a bargain. When the price-earnings ratio is the same as the earnings growth rate the stock is fairly valued. The price you pay determines your rate of return more than anything else. You can lose money on the greatest company in the world if you pay too much for it. No company is so wonderful that it cant become a bad investment if the price is too high." - Peter Lynch"
X Link 2025-11-28T01:56Z 571.6K followers, 24.2K engagements

"I thought investing was very easy. All it was needed is to own dozen wonderful companies like Nestle Proctor and Gamble HDFC Bank Pidilite Titan and so on. I was naive. But market made fun of me by rewarding my naivity. All the above companies are still wonderful companies. But what matters to you as an investor is at what valuations you buy and at valuations you sell. Wealth is not the function of only business performance. It's more of how much you paid for it. https://twitter.com/i/web/status/1995876138187718664 https://twitter.com/i/web/status/1995876138187718664"
X Link 2025-12-02T15:22Z 572.8K followers, 67.1K engagements

"Commenting about Freshara Agro as my information of holding more than 1% stake in this company is in public domain. Just saw the outcome of board meeting updated in the exchange. Excellent acquisition of popular company Aceitunas Sarasa literally at a throw away price due to distressed sale. This is a game changer. The managing director Junaid Ahmed has said that this is a once in life time opportunity for the company. You can do research on internet about Spanish olives and Aceitunas Sarasa. If you are interested you can listen to the entire December 5th conference call of the company. It's"
X Link 2025-12-22T19:29Z 571.9K followers, 67.8K engagements

"" I didnt get rich by buying stocks at high price-earnings multiples in the midst of crazy speculative booms. Valuations matter enormously over the long run. Paying too much loads unnecessary risk onto your portfolio. A reasonable price provides the cushion needed for imperfections. Overpaying assumes flawless execution in an imperfect world. - Charlie Munger https://twitter.com/i/web/status/2004197440703103104 https://twitter.com/i/web/status/2004197440703103104"
X Link 2025-12-25T14:28Z 572.2K followers, 13.8K engagements

"After [--] decades of being the CEO Warren Buffett is retiring today from Berkshire Hathaway. He has been investing for last [--] decades. He has been a great teacher once in a century kind of investor best capital allocator investment legend a great CEO and above all a wonderful human being. He has been an inspiration for generations of investors that one can become even richest in the world through investing. His teachings would have made tens of thousands of investors wealthy and wise. Thank you. Grateful Sir 🙏🙏🙏 https://twitter.com/i/web/status/2006271178751762869"
X Link 2025-12-31T07:48Z 571.8K followers, 47.8K engagements

"Too many tweets against e-commerce and quick commerce. Like IT this is an industry which has grown without any government's support. In a country where survival is difficult for most of us no perfect employment exists. We can focus on improving gig workers life without villifying those who employ them"
X Link 2026-01-13T06:54Z 572.3K followers, 29.5K engagements

"I used to be fully invested all the times. If you are a stock picker need to have cash as part of asset allocation. What is the use if we cannot avail the opportunities provided by corrections and bear markets"
X Link 2026-01-13T10:48Z 571.8K followers, 17.6K engagements

"So many posts requesting finance minister to reduce or remove capital gains taxes. Once I used to be part of those who asked these things from finance minister. Now I'm clear that this government would do only what it wants to do. This is the government which brought back long term capital gains taxes heavily started taxing dividends kept STT along with capital gains tax and has been steadily increasing the tax rates. Government's logic is ultimately passive income should be taxed on par with active income. Why a salary earner should pay more taxes than an investor Should it not be the same"
X Link 2026-01-14T02:28Z 572.6K followers, 130.2K engagements

""In investing success teaches people that making money is easy and that they dont have to worry about risk - two particularly dangerous lessons." - Howard Marks"
X Link 2026-01-14T02:38Z 571.8K followers, 10.8K engagements

"This assumption is valid if market gives a PE of [--] for cigarette business and [--] for FMCG business. My personal view having studied ITC for long: Globally cigarette business usually only get low teen multiples FMCG business of ITC cannot command [--] PE valuations. Research yourself as to why. This is not a buy or sell recommendation. Since the assumed PE looked odd felt like sharing my thoughts. Deep Discount in ITC SOTP Approx 500/Sh Trading @ 330/Sh SOTP of ITC Cigarette Business: 374/Sh FMCG Business: 86/Sh Agri Business: 19/Sh PPP Business: 16/Sh Cash: 15/Sh SOTP (Sum of the Parts"
X Link 2026-01-16T06:58Z 571.8K followers, 86.7K engagements

"Terry Smith the most respected growth fund manager has been underperforming for last [--] years. Underperformance is common even for legends leave alone ordinary investors like me. Since last decade was for 'quality companies' I did very well till Covid. I started underperforming subsequently. Started seriously questioning myself some time in [----]. [----] was the year I drastically changed by investment philosophy. Some would argue you should always stick to your style. Styles can keep changing. I now believe the essence is entry price valuations not over paying and margin of safety. I'm now doing"
X Link 2026-01-17T13:00Z 572K followers, 24.2K engagements

"Despite his popularity I believe Peter Lynch is very underrated. From very few people only you can learn the nuances of stock picking. Peter Lynch is one such. Despite being a very successful equity fund manager his association with Fidelity even after retirement he encouraged people to learn stock picking. @dmuthuk Peter Lynch could meet management analyze balance sheets deeply and exit emotionally detached. Retail investors react late. @dmuthuk Peter Lynch could meet management analyze balance sheets deeply and exit emotionally detached. Retail investors react late"
X Link 2026-01-17T15:01Z 572K followers, 12.9K engagements

"Peter Lynch retired in [----] at the age of [--]. Peter Lynch's huge active income almost stopped at that age though he got decent amount for his advisory role to Fidelity. Lynch is now [--]. He manages Lynch Foundation. He has been multiplying his networth post retirement in his own style. His networth is estimated to be $600 million. He is very active in giving. The Lynch Foundation has so far given around $200 million in charities. It goes without saying he has been managing his early retirement corpus so well that his networth is now around $600 million even after giving away $200 million."
X Link 2026-01-17T15:15Z 571.6K followers, 108.2K engagements

"I see so many repeated appeals to government to remove or reduce long term capital gains tax STT and so on. All I can tell you is not to waste your time. I think in his first term when Modi delivered a speech in BSE he asked why active income is taxed more than passive income. He found it very unfair. Instead of reducing the taxes on active income the government has been increasing the taxes on passive income. In my view over a period you'll have one tax rate for all kinds of income. The rate may vary based on income levels but not on nature of income. I think the government is very clear and"
X Link 2026-01-18T04:38Z 571.6K followers, 121.3K engagements

"Actually traditional investment of fixed deposits which is easily understandable to many has been unfairly treated. In capital markets we pay taxes only for realised gains and not on accruals. Also unlike many other countries mutual funds in India need not pay any capital gains tax on their buying and selling of securities. In fixed deposits you are taxed even if you don't withdraw money. Taxing on accruals lead to much lesser compounding in already a low growth asset. I'm not saying government should not listen to requests from capital markets. If something good is done even I stand to"
X Link 2026-01-18T05:03Z 572K followers, 33.1K engagements

""Theres no such thing as a cant-miss blue chip. Even the biggest most respected companies can stumble. IBM Sears Kodak Polaroid all were once considered unbreakable. The lesson is to keep checking the story. No company is forever. You have to monitor earnings competition and management. Complacency is the enemy. Stay vigilant even with the so-called safe names." - Peter Lynch https://twitter.com/i/web/status/2013493405930926444 https://twitter.com/i/web/status/2013493405930926444"
X Link 2026-01-20T06:06Z 571.8K followers, 14.5K engagements

"I understand many are demotivated by the continuous fall in stock prices. That's why I always suggest to keep a portion of assets in cash. Instead of getting dejected you can use opportunities like this to get more of what you want. You are aware that I've been building a completely new portfolio for last many months. I've finished that task. Hopefully this is going to set my wealth creation journey for the coming years. As I've mentioned I shared only [--] companies whose name would appear in public domain due to my holding of more than 1% stake in these companies. The names of other companies"
X Link 2026-01-20T21:59Z 572.2K followers, 76.9K engagements

"Look at companies with good earnings growth and reasonable valuations. For stock picking there is no right or wrong time bull or bear market. It's a question of whether opportunities are available. @dmuthuk I have started deploying the cash now. Good time to start or should I wait more @dmuthuk I have started deploying the cash now. Good time to start or should I wait more"
X Link 2026-01-21T08:01Z 571.9K followers, 14.3K engagements

"Seeing what's happening in hindsight it is clear that India has taken a right stand with regards to trade relationship with US. Ultimately looks like US may come around. More importantly Europe has become more closer to India. It's a very large market for Indian goods and also employment opportunities for skilled Indians. From Canada to UAE we're forming excellent relationships. Ever increasing GCCs in India shows Silicon valley has not taken Trump seriously. Our electronics exports to US is booming and at all time high. Our relationship with Russia continues to remain strong. We've developed"
X Link 2026-01-22T03:27Z 571.8K followers, 95.8K engagements

""If you remember one thing from me today remember this: the single most important sentence in investing is price is what you pay value is what you get. Everything else flows from that. Pay too much and even the best business in the world will be a mediocre investment or worse. Pay very little and even a mediocre business can be a wonderful investment. The world will try to seduce you into forgetting that sentence. It will show you beautiful charts exciting stories fast growth visionary founders -all at insane prices. Your job is to keep saying no until the price is so low that its almost"
X Link 2026-01-23T03:26Z 572.2K followers, 18.3K engagements

""The world will bid prices to the moon and take away your margin of safety in a heartbeat. When that happens we do nothing. Doing nothing is a legitimate investment activity when prices are absurd. Most people cant stand it-they feel they must act. But overpaying for even the best business turns a wonderful opportunity into mediocrity or worse. Price is what you pay value is what you get. Discipline means saying no until the entry price is embarrassingly low compared to what the business is truly worth." - Charlie Munger https://twitter.com/i/web/status/2014541810702680367"
X Link 2026-01-23T03:32Z 572.3K followers, 11.2K engagements

"I see many hoping and requesting government for tax reliefs to capital markets. In your own interest I would suggest to keep expectations very low. Otherwise you'll get very frustrated which is not good for your own long term wealth creation. In my personal view government is unlikely to provide any tax relief for capital markets. If they give relief consider it as a huge bonus. My understanding is over a period government do not want to differentiate between various sources of incomes. All sources of income would be taxed at the rate you belong to. Government is not for passive income having"
X Link 2026-01-23T08:41Z 572.3K followers, 32.2K engagements

"Your own expectations can harm you. Across Twitter I'm seeing domestic investors desperately seeking lot of tax relief to capital markets. If it doesn't happen which in my view is the most likely scenario already negative sentiments would become a Tsunami hurting your own portfolio in the process. I don't think government would care if market falls by say another 20% or 25%. Currently I don't see stock markets as any priority to government. Neither Prime Minister nor Finance Minister would be carried away by desperate investor pleas. If you understand where you stand in the big picture you"
X Link 2026-01-24T08:47Z 572.3K followers, 22.6K engagements

"Ursula Von Der Leyen is repeating that European Union's trade deal with India would be the mother of all trade deals. She has repeated that many times in the last few days. Given that Trump do not want Europe to have any trade deal with India while Europe is saying they are executing mother of all trade deals with India most likely US too would come around for a fair trade deal with India. https://twitter.com/i/web/status/2015051617612235239 https://twitter.com/i/web/status/2015051617612235239"
X Link 2026-01-24T13:18Z 572.3K followers, 97.6K engagements

"If you're an individual stock picker market levels are immaterial for purchasing a company. What matters is current valuations and future earnings potential of the company you're looking to buy. Market levels are mostly meaningless if your focus is on individual stocks"
X Link 2026-01-24T13:27Z 572.3K followers, 13.6K engagements

"Even veteran like Rakesh Jhunjhunwala got it wrong when he said Zomato would never reach Rs.1 lakh crore marketcap. It's upto you to buy what you want. Buying Zomato or not is not your choice. But be completely flexible and open minded. Investing is becoming more difficult and not easier. The closest to having most open mind is Peter Lynch. He bought even companies with strong labour unions. He bought Chrysler when Lee Iacocca took over even when his whole team was against. He was one of the early entrants to companies like Apple and Microsoft. He bought spinoffs turnaround cyclicals and what"
X Link 2026-01-24T13:52Z 572.3K followers, 95.9K engagements

""The key to successful investing is dealing intelligently with uncertainty rather than trying to eliminate it. One of the most powerful tools for doing so is insisting on a substantial margin of safety when you buy. By paying a price meaningfully below conservatively estimated intrinsic value you build in protection against adverse surprises analytical errors and deteriorating conditions. You dont need to be precisely correct about the future; you just need to be directionally right with a cushion. That approach turns reasonable ideas into robust investments." - Howard Marks"
X Link 2026-01-25T03:43Z 572.3K followers, [----] engagements

"Really a good beginning. The work behind this deal has been happening for last two decades. Hope it is really a mother of all deals. Both India and Europe can be lot beneficial to each other. Good that Europe has acknowledged our independence to maintain a good relationship parallelly with Russia. But for Trump our relationship with Russia would have been an irritant to this deal. Trump showed how unreliable US can be. India showed how reliable it can be despite having close relationship with Russia. Well done Prime Minister and the entire trade negotiating team. Im so glad to be in India"
X Link 2026-01-25T15:32Z 572.5K followers, 42.4K engagements

""Margin of safety is not about being certain; it is about being protected when you are not certain. By buying at a substantial discount to conservatively calculated intrinsic value you create a buffer against errors in judgment adverse developments and ordinary market fluctuations. The larger the uncertainty the larger the required discount. Without that buffer even accurate analysis can lead to losses if the future deviates even slightly from expectations. Margin of safety turns reasonable probabilities into sound investments." - Howard Marks"
X Link 2026-01-26T03:51Z 571.8K followers, [----] engagements

"Every edge ultimately becomes common. As of now may be for next few years ability to use AI wisely for stock research is a big edge"
X Link 2026-01-26T06:41Z 571.8K followers, 13K engagements

"For individual stock pickers Gemini AI is extremely useful. For my [--] core holdings I don't think anyone would have done research to the extent I've done. I'm not saying that guarantees success. Future would always be uncertain. Risk is unavoidable in equity investing. But you can make extremely informed decisions. I'm not saying this out of arrogance but based on the learning I've done. No one or may be only few would have knowledge about my [--] core holdings as I have. That's solely due to AI. I'll give practical examples of how Gemini can be useful. All my [--] core holdings are SME stocks. I'll"
X Link 2026-01-26T07:58Z 572.3K followers, 125K engagements

"This is only a starting point. You've to then find out how much dependency each company has on government contracts. When they get paid Is heavy working capital funded by debt is required In cut throat competitive space like EPC based on bidding do they have decent margins In your list there are companies which is solely dependant on government's Jal Jeevan Mission. Their huge growth in the last few years is solely due to this government program. Any change in that even survival becomes difficult for these companies. Despite order book size heavy government dependency is a huge red flag. It"
X Link 2026-01-26T09:00Z 572.5K followers, 25.2K engagements

"No need to blindly trust AI. You can verify by asking it to provide the source. @dmuthuk Does it tell correct info For chatGPT I have noticed it giving wrong data many times specially ratios like PE PEG etc @dmuthuk Does it tell correct info For chatGPT I have noticed it giving wrong data many times specially ratios like PE PEG etc"
X Link 2026-01-26T09:03Z 572.2K followers, [----] engagements

"I've recommended them before. Recommending them again. You may or may not invest. But to gain knowledge about many companies including very small ones is a best resource available at a nominal cost affordable for even small investors. http://EduInvesting.in http://EduInvesting.in"
X Link 2026-01-26T09:08Z 572K followers, 19.7K engagements

"Lot of negative tweets every day about our country. Ofcourse many of them are based on actual facts. But as an investor if you focus only on negatives of our country you'll never create wealth. There are opportunities in stocks which would continue to be available to create wealth. There are big whales today who started as small investors and have now created multi-generational wealth. If you want to create wealth either as an investor or an entrepreneur you need to start looking at opportunities our country provides. Constantly repeating what India lacks would only make you a cynic. A cynic"
X Link 2026-01-26T09:28Z 572.3K followers, 19K engagements

"I've decent wealth. No specific reason but started aspiring for big wealth. That's why my investment style has changed. Both big wealth and entirely losing capital are very real possibilities. I can survive loss of capital. Neither advisable nor possible for vast majority of investors especially retail investors. Despite all precautions and risk management in place the path I've chosen is extremely risky. No one would like to lose capital. But the chances of losing capital is very real. I've the luxury of surviving and maintaining my lifestyle even if lose my capital. Don't look only at"
X Link 2026-01-26T10:14Z 571.8K followers, 30.9K engagements

"Read a lot. Not only information in public domain but also books about the industry. For example Flipkart was inspired by Amazon. In BPC segment many models have come in the west during last two decades and have become very successful. Each BPC in India is inspired by different model. If you invest in a BPC find out which model they are following. Who is their inspiration. How that company grew What challenges it faced Where it stands today Why in BPC industry new companies and brands are able to eat legacy brands What is the future There are many books including how some beauty brands are"
X Link 2026-01-26T11:30Z 571.8K followers, 15.1K engagements

"I don't know whether you remember my tweet few months ago. I found a high growth company to be fundamentally strong and at attractive valuations. I used AI and started digging about the promoter whom markets consider as a visionary. AI listed out the frauds and crimes he did [--] decades ago in a foreign country and how he was punished for it. When I demanded proof from AI it gave me old media articles about the episode that was published [--] decades ago. He is now in a new avatar in India. I can bet very few may know about his past. AI is very useful. Learn to use it wisely."
X Link 2026-01-26T11:52Z 571.9K followers, 106.9K engagements

"You should be ready for negative answer. I'm perfectly fine when Gemini lists negative points of companies I own. No company is perfect. Better to be aware of both strength and weakness. It keeps you balanced. I consciously seek if there are negatives. @dmuthuk How do you overcome prejudices while framing questions @dmuthuk How do you overcome prejudices while framing questions"
X Link 2026-01-26T13:57Z 571.8K followers, [----] engagements

"You know something. Except for quotes from legendary investors I never use AI for tweets. I believe the human touch is what make interactions authentic"
X Link 2026-01-26T14:29Z 571.8K followers, [----] engagements

"Some well informed people tell me it is very difficult to sell physical silver if the quantity is large. Only small quantities have market. Large quantities need to be sold as much as 30% to 40% discount to market price. @dmuthuk Indian families who quietly stored silver in decent amounts like utensils coins bars are now sitting on unexpected gains. @dmuthuk Indian families who quietly stored silver in decent amounts like utensils coins bars are now sitting on unexpected gains"
X Link 2026-01-26T15:40Z 572.5K followers, 74.9K engagements

"I've no silver. I was completely out of current rally. No FOMO. As silver enters unknown territories curious to see how the whole story is going to end. I believe we are witnessing an episode which happens not more than couple of times in a century. @dmuthuk Sir how much silver u have 10% discount is the quote that I can offer u.do reply @dmuthuk Sir how much silver u have 10% discount is the quote that I can offer u.do reply"
X Link 2026-01-26T19:15Z 572K followers, 45.6K engagements

"As Taleb says extreme events keep happening in markets regularly. No clue as to why commodities like silver are running so much why natural gas are steeply rising in a matter of few days and so on. All I would suggest is strong caution. If you've not participated in the rally that's fine. No one can avail all opportunities. When silver is extremely popular now and as many are developing FOMO doing nothing seems to be the sane action. https://twitter.com/i/web/status/2015868158352220327 https://twitter.com/i/web/status/2015868158352220327"
X Link 2026-01-26T19:23Z 572.5K followers, 23.8K engagements

""One of the hardest things in investing is to buy when others are selling in panic and to refrain from buying when others are buying in excitement. Yet those are precisely the moments that create the greatest mispricings. Fear causes prices to fall far below value; greed causes them to rise far above. The contrarian who buys during fear and avoids buying during greed positions himself for superior long term results. Emotional discipline not superior intellect is what enables investors to capitalize on these recurring opportunities."- Howard Marks"
X Link 2026-01-27T02:18Z 572K followers, [----] engagements

"Europe is announcing FTA with India today. Canada is eager to conclude FTA soon with India. Looks like South Korea may also opt for it. Let us heartily thank Trump. His tantrums unstabilty rudeness and arrogance is pushing every country to do a favourable deal with India. Media reports suggest that India Europe deal would do lot of positive to India. Europe had difficulties last year in dealing with India. This is because of our closeness to Russia. Still we are close to Russia. Europe has decided to overlook that understanding how reliable India is. Thank you Trump. Every single market is"
X Link 2026-01-27T02:45Z 572K followers, 164.4K engagements

"How fast AI is I was able to get information from Gemini as to how was the Republic Day sales for BPC brands yesterday. Which one was most searched Which one most sold Which ones sales growth increased exponentially Which all ran out of stock due to huge demand in quick commerce Retail investors are now 100% on equal footing with institutional investors if they know how to wisely use AI. https://twitter.com/i/web/status/2015986488769708200 https://twitter.com/i/web/status/2015986488769708200"
X Link 2026-01-27T03:13Z 572K followers, 25K engagements

"I've been using AI extensively since last year. I use multiple AIs cross verify go through sources and so on. I wouldn't have created current portfolio but for the help of AI. It has given me huge edge till now. As I said all edges goes away in markets but for temperament patience and discipline. But you can use an edge wisely till it lasts. But for next few years atleast you can have an edge if you know how wisely and thoroughly to use AI. I stopped reading all brokerage and research reports since last year. I've developed the ability to frame right questions and AI gives answer no analyst"
X Link 2026-01-27T03:33Z 571.8K followers, 10K engagements

"It is well known to us. But AI has gone to the extent of advising better to ignore SMEs which opt for OFS. At that size every single rupee is needed for growth and usually OFS are done by promoters who are after quick money and not building institutions. Can you believe AI says this https://twitter.com/i/web/status/2015992806880510021 https://twitter.com/i/web/status/2015992806880510021"
X Link 2026-01-27T03:38Z 571.8K followers, [----] engagements

"If you don't understand a particular point about a company or industry you can keep on asking AI even silly or foolish questions till you understand. And the best part is AI won't be judgemental towards your ignorance. Not possible in human interactions. Neither you nor others have that kind of time and patience"
X Link 2026-01-27T04:41Z 571.9K followers, [----] engagements

"And just for your information AI tells me Adani wants majority stake in every single business and outlets in airports under his management"
X Link 2026-01-27T04:52Z 571.8K followers, 12.6K engagements

"Even if you don't buy anything install all quick commerce Apps. Be it snacks healthy foods like protein bars beauty brands - see how small new and niche brands are simply eating away market share of legacy companies. Earlier you need to go stores to do scuttlebut today your phone is good enough. https://twitter.com/i/web/status/2016014951182451029 https://twitter.com/i/web/status/2016014951182451029"
X Link 2026-01-27T05:06Z 571.8K followers, 42.5K engagements

"FMCG industry created excellent wealth for shareholders for few decades. They really had moat and distribution strength which was irreplaceable. My view is FMCG has now less or no moat. They are over valued based on their past. Future may be completely different"
X Link 2026-01-27T05:31Z 571.8K followers, [----] engagements

"If your brand is not available in quick commerce youre dead"
X Link 2026-01-27T05:34Z 571.9K followers, [----] engagements

"DreamFolks was once hugely successful. Airport owners decision to own the lounge access through their own subsidiary companies killed the company overnight. Both opportunities and risks are plenty now. No substitute for constant learning. Learning should happen every single day"
X Link 2026-01-27T05:41Z 571.8K followers, 15.8K engagements

"Unpopular opinion: Any business depending on airports is extremely depending on Adani. His decision can change the fortune either way overnight for these companies. And no business which depends on airports can survive without giving substantial part of income to Adani"
X Link 2026-01-27T05:49Z 571.9K followers, 16.9K engagements

"Be very careful with narratives. Never overpay. It's absolutely fine to miss opportunities. I keep watching all trends. Prefab was highlighted as theme of the decade. The prices went up. Suddenly everyone is selling despite falling valuations. Nothing wrong in buying any company from any industry. Never fall for narratives. Never ever ignore valuations. https://twitter.com/i/web/status/2016028886111551697 https://twitter.com/i/web/status/2016028886111551697"
X Link 2026-01-27T06:01Z 571.8K followers, [----] engagements

"In SMEs more than business it is quality of promoters which is extremely critical. If you want to invest in a SME keep digging as much information possible about promoters. They make or break the company"
X Link 2026-01-27T06:13Z 571.8K followers, [----] engagements

"Stock market is extremely brutal. At around Rs.3500 huge buy recommendation for Godrej Properties. Now no takers at around Rs.1500"
X Link 2026-01-27T06:39Z 572.3K followers, 175.6K engagements

"See what I said in the morning. If Canada wants to be an energy superpower we need to be trading our energy and natural resources with one of the worlds largest energy markets: India. Thats why this week Im in India for trip of firsts: Canadas first federal ministerial presence at India Energy Week and https://t.co/PaZ4reiZL2 If Canada wants to be an energy superpower we need to be trading our energy and natural resources with one of the worlds largest energy markets: India. Thats why this week Im in India for trip of firsts: Canadas first federal ministerial presence at India Energy Week and"
X Link 2026-01-27T06:43Z 571.9K followers, 21.8K engagements

"Earlier big or whale investors had a huge edge. They used to travel across the country visiting factories companies meeting the promoters and so on. They also used to meet suppliers distributors and end customers for scuttlebut. They had an edge due to superior knowledge and information. Now AI gives that knowledge and information for everyone. In that sense everyone is on equal footing with big investors. What you need work on is developing superior insights like them. That AI won't provide. https://twitter.com/i/web/status/2016049740841103659"
X Link 2026-01-27T07:24Z 571.8K followers, [----] engagements

"Earlier big or whale investors had a huge edge. They used to travel across the country visiting factories companies meeting the promoters and so on. They also used to meet suppliers distributors and end customers for scuttlebut. They had an edge due to superior knowledge and information. Now AI gives that knowledge and information for everyone. In that sense everyone is on equal footing with big investors. What you need is to work on developing superior insights like them. That AI won't provide. https://twitter.com/i/web/status/2016050031447486604"
X Link 2026-01-27T07:25Z 572.2K followers, 14.9K engagements

"Let us say you're going to hold a SME stock for [--] years. You should be ready for multiple 40% to 50% kind of falls during this period. It has got nothing to do with a good or bad company. That's the nature of beast. Your pain would be relatively less if you've bought at dead cheap valuations. Whereas an equity fund investor may see that kind of fall probably twice in his life time. A balanced advantage fund or multi asset fund investor probably may never have to see that kind of fall. It is very easy to read this. But deeply think whether you've risk bearing capacity to see Rs.10 lakhs"
X Link 2026-01-27T07:55Z 571.9K followers, 14.3K engagements

"Two years ago my knowledge was limited to consumer and financial space. I almost knew nothing about any other sector. For more than a year I've studied many sectors and companies in depth. I would have been spending not less than [--] to [--] hours a day. Now I've decent knowledge about so many companies. This wouldn't have been possible without AI. I had many raw silly foolish and basic doubts about sectors and companies. I would have been ashamed to admit and ask anyone about this. Every single question of mine was answered by AI without being judgemental and providing multiple sources for me to"
X Link 2026-01-27T08:23Z 571.8K followers, 23.5K engagements

"Once when I was researching an EPC company and found it very attractive due to extremely low PE and PEG AI very clearly explained why EPC companies in general and especially this company is not a bargain at low PE. It explained how EPC power sector and so on cannot get and sustain high PE. If you can frame right questions you get huge insights"
X Link 2026-01-27T08:48Z 571.9K followers, 29.4K engagements

"It is for governments to decide how AI needs to be regulated. Based on my extensive use all I can say it is extremely powerful"
X Link 2026-01-27T08:54Z 571.8K followers, [----] engagements

"Just one example what EU deal would do for us"
X Link 2026-01-27T08:59Z 572.3K followers, 28.1K engagements

"This is really a very good job by our government"
X Link 2026-01-27T09:16Z 571.9K followers, 36.7K engagements

"Remember wealth creation narrative of HDFC Bank and Kotak Bank during last decade. They were touted as one time buy and hold. They did create huge wealth last decade. But what is happening in this decade Nothing is buy and hold forever. Ability to change mind is extremely important. It is not something to be ashamed off. What is true today need not be true tomorrow. Change has always been there. But now it is very fast and dynamic. https://twitter.com/i/web/status/2016082453040136366 https://twitter.com/i/web/status/2016082453040136366"
X Link 2026-01-27T09:34Z 572.5K followers, 64.9K engagements

"In SME stocks you should not only look at price movement. See the daily delivery volume. If it is high irrespective of price movement it shows strong hands are accumulating. If it is regularly continues to be high it is a very good sign. Genuine long term buyers are more than speculators"
X Link 2026-01-27T11:06Z 571.9K followers, 11.3K engagements

"You should see the strength of a SME share by high promoter stake long term investors like family offices and institutions any well known name who is a long term investor market maker number of shareholders what is the free float what is the real free float after accounting for above is daily delivery percentage continues to be high - these are indications a SME stock is gaining strength and long term investors are buying whatever shares available. I'll tell you one classic text book example. Research about what happened to Anondita Medicare."
X Link 2026-01-27T11:13Z 572.5K followers, 11.5K engagements

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