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@cheruiyotkb Avatar @cheruiyotkb cheruiyotkb

cheruiyotkb posts on X about stocks, money, cash flow, investment the most. They currently have XXXXXXX followers and 4298 posts still getting attention that total XXXXXX engagements in the last XX hours.

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Social Influence #

Social category influence finance #3046 currencies premier league stocks technology brands vc firms ncaa football

Social topic influence stocks, money #3464, cash flow #117, investment #661, debt #934, insurance #96, inflation #1853, compound, fixed income #95, youll be

Top assets mentioned Uber Technologies, Inc. (UBER)

Top Social Posts #

Top posts by engagements in the last XX hours

": In the fast-paced world of investing there is often a misplaced glorification of high-risk high-reward strategies especially among the youth. A recent debate on whether investing KES 1M to earn KES 10K monthly in a Money Market Fund (MMF) is "cowardly" brings this to light"
X Link @cheruiyotkb 2025-10-13T03:52Z 194.7K followers, 4724 engagements

"Your greatest spending is on school fees. At Sh 90000 for your three children every term you definitely need to build cash flow assets and savings to take care of this expense in two years or you'll be forced to downgrade to a low cost school for your children"
X Link @cheruiyotkb 2025-10-04T08:33Z 194.7K followers, 2656 engagements

"You earn a fair salary by average Kenyan standards. Since your contract runs out in the next two years you have to practice moderation on your spending. Your budget shows Sh 11000 unaccounted for. I assume this gets into shopping and miscellaneous stuff like airtime"
X Link @cheruiyotkb 2025-10-04T08:32Z 194.6K followers, 2717 engagements

"Happy New Month 💕 Kickstart your finances with @TheAbojani October Masterclass. Lots of value addition to these topics: ☑ Stocks ☑ Treasury bills ☑ Treasury bonds ☑ SACCOs ☑ Unit Trusts ☑ Budgeting ☑ Debt Management Set a foundation for new year investment resolutions"
X Link @cheruiyotkb 2025-10-01T02:58Z 194.7K followers, 2967 engagements

"Signs of financial stability and future wealth sustainability: X. You are investing consistently. X. You spend less than you earn. X. You dont hold any bad debts. X. You have multiple streams of income. X. You have cash saved for emergencies"
X Link @cheruiyotkb 2025-10-11T04:48Z 194.6K followers, 6079 engagements

"On your way to building wealth avoid lifestyle inflation. Don't merely save money in bank accounts as it doesn't compound. Just keep what you need for frequent expenses. Extra money should be allocated for investments in either your skills your business or the capital markets"
X Link @cheruiyotkb 2025-10-06T05:42Z 194.7K followers, 9957 engagements

"#WealthWednesday Sh200K kept in an ordinary bank account earns less than Sh200 a year. Sh200K kept in a money market fund can earn about Sh22000 a year. Sh200K invested in SACCO deposits can earn about Sh24000 a year. Sh200K invested in infrastructure bonds can earn Sh26000 a year. Sh200K invested in your own business at risks you understand can earn whatever you envision"
X Link @cheruiyotkb 2025-10-15T04:42Z 194.7K followers, 49.3K engagements

"Accumulated savings of Sh 100000 or more can be put in treasury bonds earning at least XXXX% annual interests. Investing Sh 500000 in a T-Bond for instance will earn you Sh 31000 every six months for the entire duration of the bond"
X Link @cheruiyotkb 2025-10-13T09:44Z 194.7K followers, 3056 engagements

"Sh 1.2M kept in a fixed income fund returning XX% annually earns at least Sh 11000 monthly after tax. This can settle a key expense like rent this allow you location freedom as you look to secure another job contract"
X Link @cheruiyotkb 2025-10-04T08:43Z 194.6K followers, 3720 engagements

"Top NSE buy recommendations for both income and growth (Thread) Safaricom Plc $SCOM Current Price: Ksh XXXXX Reasons: ✓Kenya's dominant telecom provider serving over XX million customers. ✓Offers reliable long-term growth and high dividends. ✓Gained +62.64% from January to August 2025. ✓Market leadership in revenue coverage and user base providing stability and consistent returns"
X Link @cheruiyotkb 2025-10-02T09:40Z 194.6K followers, 16.4K engagements

"7 stages of wealth: X In debt X Hand-to-mouth X Some savings X X months of expenses savings X Some cash flow investments X Passive income covers some expenses X Financial freedom Cruising through the stages is intentional. It's your raw desire to build generational wealth"
X Link @cheruiyotkb 2025-10-12T05:27Z 194.7K followers, 14.5K engagements

"Unit Trusts like money market funds enable easy access for lumpsum withdrawals and daily earnings that ensure your money grows with consistence"
X Link @cheruiyotkb 2025-10-04T08:43Z 194.6K followers, 1604 engagements

"@19ODHIAMBO Links for opening money market accounts: Sanlam ICEA LION CIC"
X Link @cheruiyotkb 2025-10-14T05:45Z 194.7K followers, 2522 engagements

"On the NCBA Bank Group vs. Standard Bank Group (via Stanbic Holdings KE) matter is it a merger or an acquisition Going by Standard Bank Group style they first merge then later acquire fully resulting in their branding. Remember Cfc Stanbic KE then Stanbic Holdings KE and CfC Liberty Insurance Group then Liberty Holdings. It's not yet clear whether they will take a major controlling stake and leave NCBA to run like National Bank & Access Bank or Co-op Bank & Kingdom arrangement. If they do so NCBA will remain listed on the NSE but with a new shareholding structure. Standard Bank Group could"
X Link @cheruiyotkb 2025-10-15T09:04Z 194.7K followers, 26.3K engagements

"You can open a CDS account and start following particular businesses whose products you consume regularly eg. Safaricom NCBA or Total. Making scheduled purchases of these stocks and studying share price movements will soon make you learn stock trading or dividend investing"
X Link @cheruiyotkb 2025-10-13T09:42Z 194.7K followers, 3358 engagements

"Keeping just Sh 6000 every month in a unit trust fund that returns just XX% p.a accumulates to Sh 500K in X years. What can Sh 0.5M do There are lots of options: buy a hatchback for Uber business buy a 50x100 plot for own residence or rental units invest in a special (hedge) fund for XX% annual interests buy half an acre land for poultry vegetable dairy goat or cattle farming buy primary building materials for a 3-BR 🏡 in your plot acquire a working permit travel documents and plane ticket for a Sh 100K p.m job overseas It all depends on what you understand best 💯"
X Link @cheruiyotkb 2025-10-14T04:25Z 194.7K followers, 60K engagements

"Personal finance tips - Avoid impulsive purchases Maintain an emergency fund Get exposure to bonds & equities Invest at least XX% of your income Keep debt less than XX% of income Invest in cash flow assets for the long term Have adequate term life and medical insurance"
X Link @cheruiyotkb 2025-10-06T09:11Z 194.7K followers, 8217 engagements

"It's a self-paced journey. Somewhere along the way your income will rise and you'll take a loan to build"
X Link @cheruiyotkb 2025-10-15T04:43Z 194.7K followers, 1116 engagements

"Every new week presents a chance to outdo the man you've been last week. Set goals crush them and then raise the bar. Complacency is the enemy of greatness. Never settle never stagnate - relentlessly pursue your own evolution. You have all you need to soar. #HappyNewWeek 🎊"
X Link @cheruiyotkb 2025-10-13T04:55Z 194.7K followers, 4711 engagements

"A merger can happen without controlling ownership by one company over another. Companies can agree to work together with a medium term goal of one brand ceding existence owing to increased investment by the bigger partner and more ownership stake. ICEA-LION Cannon-Metropolitan etc"
X Link @cheruiyotkb 2025-10-15T11:31Z 194.7K followers, XXX engagements

"Begin with the basics - open investment accounts. This will help you focus on asset and income growth from unit trusts SACCO and dividend stocks. Links for MMF account opening: CIC ICEA LION Sanlam"
X Link @cheruiyotkb 2025-10-11T04:51Z 194.6K followers, 1657 engagements

"It gets to a point when you can live off your investments. Before then keep your strategy simple: ✓Buy and hold quality dividend stocks and unit trust funds. ✓Reinvest the dividends and interests. ✓Let the portfolio compound and grow. ✓Keep buying. Build the cash flow"
X Link @cheruiyotkb 2025-10-04T06:29Z 194.6K followers, 5522 engagements

"#MoneyMonday #diversification"
X Link @cheruiyotkb 2025-10-06T06:00Z 194.7K followers, 6530 engagements

"Just as you can't inherit your parents' job and salary your kids can't inherit yours when you're retired. But they can inherit a portfolio of dividend-paying stocks. They can inherit real estate. They can inherit a business. You build a legacy this way. Buy cash flow assets"
X Link @cheruiyotkb 2025-10-05T05:37Z 194.7K followers, 10.8K engagements

"Treat saving and investing like a bill you must pay monthly. Fund an emergency kitty up to X months' equivalent of expenses. Invest XX% of income - XX% of that in assets and XX% in your skills or business tools. Your returns will come from interests and increasing income"
X Link @cheruiyotkb 2025-10-12T07:58Z 194.7K followers, 16.3K engagements

"While chama savings help build social capital they don't offer much inflation protection except in table banking models. Your savings would be better off in cash flow investments like unit trust funds especially money market bond and fixed income funds"
X Link @cheruiyotkb 2025-10-04T08:36Z 194.6K followers, 2531 engagements

"Find side hustles that create surplus cash to invest in assets that create dependable multiple flows of income that don't require your time; eg. real estate dividend stocks treasury bonds etc. Level up your personal finances and investments via @TheAbojani October Masterclass 👇"
X Link @cheruiyotkb 2025-10-06T05:46Z 194.7K followers, 2203 engagements

"Wealth creation on a budget: - Earn from a job/business - Put aside enough for bills - Invest in SACCO deposits/shares - Build an emergency fund via MMF - Diversify into bonds and dividend stocks - Reinvest dividends and interests for more income. - Enjoy guilt-free spending"
X Link @cheruiyotkb 2025-10-11T04:37Z 194.7K followers, 6863 engagements

"With your expenses averaging Sh 60000 (except loan repayment) you will need about Sh 360000 to stay afloat for six months while job-hunting when your contract ends. It is not clear how much you save monthly in the SACCO and you've also not disclosed total chama savings or if it's a simple merry-go-round"
X Link @cheruiyotkb 2025-10-04T08:36Z 194.6K followers, 2728 engagements

"@mentor_lity @Kimuzi_ Sanlam 💯 Great customer care. Use link to open 👇"
X Link @cheruiyotkb 2025-10-14T18:22Z 194.6K followers, XX engagements

"So is playing it safe with MMFs truly cowardice Or is it the wisdom of those who understand that financial freedom is not built in a daybut over time with discipline and patience"
X Link @cheruiyotkb 2025-10-13T03:56Z 194.7K followers, 1058 engagements

"Equity Group Holdings Plc (EQTY) Current Price: XXXXX KES Reasons: ✓One of Kenya's most prosperous banks with assets near Ksh X trillion offering services in retail commercial banking insurance medical etc. across East Africa. ✓It provides a strong dividend yield of XXXX% and has delivered consistent profits since 2007. ✓Yearly performance shows +30.9% gains. ✓Offers growth and stability with a history of rewarding shareholders"
X Link @cheruiyotkb 2025-10-02T09:45Z 194.6K followers, 2526 engagements

"Most people focus only on their income statement thinking in terms of a salary and measuring progress by how much they earn rather than how much they keep and grow"
X Link @cheruiyotkb 2025-09-23T11:45Z 194.7K followers, 2825 engagements

"Three basic ways to create wealth: X. Wages and salaries X. Income from a business X. Income from investments Leverage your salary to build your business. Use your business profits to increase your investments. Repeat until you attain financial freedom. #LevelUp via @TheAbojani October Masterclass 👇"
X Link @cheruiyotkb 2025-10-03T05:38Z 194.6K followers, 3571 engagements

"@Gichwizo Much better with select stocks that promise similar yield and capital gains too"
X Link @cheruiyotkb 2025-10-03T01:38Z 194.6K followers, XX engagements