@TheELongWave Avatar @TheELongWave The Economic LongWave

The Economic LongWave posts on X about canada, debt, money, history the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

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Social Influence

Social category influence finance 59.12% countries 29.56% travel destinations 13.21% automotive brands 8.81% cryptocurrencies 3.14% gaming 2.52% currencies 1.26% celebrities 0.63%

Social topic influence canada 24.53%, debt #953, money 13.21%, history 13.21%, toronto #2070, deflation #25, gold 11.32%, in the 8.81%, fiat #145, inflation #2921

Top accounts mentioned or mentioned by @jofx @johnrad15 @biharisteve @captain4thturn @sardoniccapital @svrgnintntl @kaspamobile @tonystyles80 @newtocondosca @informedobserv1 @cj3636282847483 @robertb20617044 @amosa9127 @thepmoss @kristia02459639 @rsteamboat46273 @fatemperor @roscoebombosco @lurk24k @rschoales

Top assets mentioned Bitcoin (BTC)

Top Social Posts

Top posts by engagements in the last [--] hours

"A perfect way to cause a stock market crash. Youre reading that correctly: the Dutch communist government is going to tax UNREALIZED capital gains with 36%. Theyre making us fund our own destruction by taxing us money we never even made. Youre reading that correctly: the Dutch communist government is going to tax UNREALIZED capital gains with 36%. Theyre making us fund our own destruction by taxing us money we never even made"
X Link 2026-02-14T18:49Z 16.1K followers, [----] engagements

"The Fifth Wave Will Be Deflationary And Housing Is in the Crosshairs. The "three drivers" of Deflation Most forecasts miss one decisive force: the inevitability of deflation. Deflation is not a tail riskit is the natural corrective mechanism that follows every debt-saturated era. And when it arrives it will reprice real assets particularly housing far more dramatically than most expect. Real home prices adjust not by stagnating but by falling relative to incomes productivity and demographic demand. Three structural drivers make this outcome unavoidable: First the global economy is burdened by"
X Link 2026-01-30T15:43Z 16.1K followers, [----] engagements

"@AmosA9127 Deflation isnt a belief; its the outcome of excessive debt. Mathematically and historically assured"
X Link 2026-01-30T17:02Z 16.1K followers, [--] engagements

"Debt-Deflation. Falling prices destroy collateral choke off new credit and force liquidations. Ontario home sales are already well below long-term averages confirming the deflationary spiral is underway. https://nationalpost.com/opinion/ford-housing-prices-ontario-homebuilding-inferno https://nationalpost.com/opinion/ford-housing-prices-ontario-homebuilding-inferno https://nationalpost.com/opinion/ford-housing-prices-ontario-homebuilding-inferno https://nationalpost.com/opinion/ford-housing-prices-ontario-homebuilding-inferno"
X Link 2026-01-30T17:25Z 16.1K followers, [---] engagements

"From a LongWave perspective Deflation isnt a policy failure its a phase. The system purges debt and malinvestment amassed in the boom. Economic winters arent accidentstheyre necessary resets that sow the seeds for the next era of innovation. https://www.scmp.com/opinion/china-opinion/article/3341556/chinas-deflation-near-miss-isnt-economic-story-2025 https://www.scmp.com/opinion/china-opinion/article/3341556/chinas-deflation-near-miss-isnt-economic-story-2025 https://www.scmp.com/opinion/china-opinion/article/3341556/chinas-deflation-near-miss-isnt-economic-story-2025"
X Link 2026-02-01T13:52Z 16.1K followers, [---] engagements

"This document is a time capsuleand it aligns with my parents story. My parents bought their first home in [----] for $15000 on factory wages and paid it off by [----]. This mortgage sheet shows the same reality: 6.5% interest $101/month payments fully amortizing on ordinary income. Homes were priced off wages not leverage. That was late Economic Spring. Productivity rising. Debt conservative. Housing = shelter not speculation. Fast forward to today and homes are priced as financial assets after decades of credit expansion. Wages didnt explode leverage did. Thats the affordability gap across two"
X Link 2026-02-04T15:38Z 16.1K followers, [----] engagements

"Correction. Money still exists but it slows. When velocity falls Deflation pressure quietly builds. 🚨Canada isn't running out of money; CBs will print. It is running out of velocity which began its terminal decline in [----] the beginning of Economic Autumn. The next thread explains in simple terms what Money Velocity is. Canadas economy is best understood not by the https://t.co/1AFm6CpXD9 🚨Canada isn't running out of money; CBs will print. It is running out of velocity which began its terminal decline in [----] the beginning of Economic Autumn. The next thread explains in simple terms what"
X Link 2026-02-04T21:20Z 16.1K followers, [----] engagements

"Why Society Can't See Winter Coming 🍂 The Psychology of Collective Denial Here's the most dangerous thing about Kondratieff Autumn: Everyone feels fine. Not just okaygenuinely optimistic. Confident. Certain that "they" won't let it crash. This isn't stupidity. It's sociology. And it explains why your gut feeling about the economy might be the worst possible guide right now. Socionomic theorythe idea that social mood drives events not the other way around. We think: "The economy crashed so people got scared." Reality: "People's mood shifted so the economy crashed." This flips everything"
X Link 2026-02-05T17:23Z 16.1K followers, [----] engagements

"In [----] I bet that Toronto home prices in real terms would be lower [--] years later. (A relative in the "business") Why [----] It appeared the mania was over Never did I believe society would leverage the zero bound to create the largest credit/real estate bubble in history. Below is that wild ride with one year to go. $1M Toronto real estate $889k today = 11% real return $1M rolling T-Bills $1.25M = +25% Cash ahead by $359k in real dollars. Were not even at [----] yet. Start year = [----] = [-------] (real dollars) We normalize that to a $1000000 investment. Yearly performance of the bet [----] (start)"
X Link 2026-02-06T20:59Z 16.1K followers, [----] engagements

"🧵 Canada's $72 Billion Mistake: We Sold [----] Tonnes of Gold between [----] and [----]. We are one of the top Gold Producers yet we have ZERO monetary Gold. Let that sink in. Now that economic winter is approaching and our Vaults Are Empty Proceeds: $11-15 billion Value today ($2700/oz): $87 billion Lost value: $72+ billion https://twitter.com/i/web/status/2020152538427978047 https://twitter.com/i/web/status/2020152538427978047"
X Link 2026-02-07T15:07Z 16.1K followers, [----] engagements

"The Bank of Canada's reasoning: "Gold is a barbarous relic that earns no return." We believed that managing debt-based fiat currency was superior to holding real assets. This ideology peaked in [----] when Gordon Brown (UK) sold half of Britain's gold at $275/ozthe exact bottom. Canada followed the same playbook. https://twitter.com/i/web/status/2020152541317915119 https://twitter.com/i/web/status/2020152541317915119"
X Link 2026-02-07T15:07Z 16.1K followers, [---] engagements

"Meanwhile central banks that understand debt cycle dynamics are BUYING: History will not be kind to this decision"
X Link 2026-02-07T15:07Z 16.1K followers, [---] engagements

"Finally the book is complete. This project became an emotional journey. My relentless curiosity drove me not only to unravel what happened to the economy but also to confront how I bought my first home at the peak of the [----] real estate bubble. Later I entered the investment business with more ignorance than wisdom which led me to ask a simple question: if I was going to manage money who were the best and what did they understand that others didnt That search pulled me into the architecture of markets drew me to the study of long economic waves and ultimately raised a deeper question: how"
X Link 2026-02-07T16:37Z 16.1K followers, [----] engagements

"Using actual 1-year T-bill rates not the average. $1M cash in [----] $1.18M today = +18% $1M Toronto real estate $889k = 11% Even with near-zero rate years cash is ahead by $294k. Were still one year from the deadline. In [----] we will make that bet again this time in five-year increments. Canada Approx 1-Yr T-Bill Yield 20170.55% 20181.85% 20191.90% 20200.35% 20210.12% 20221.75% 20234.00% 20244.25% 20252.38% 20262.35% https://twitter.com/i/web/status/2020240973239025928 https://twitter.com/i/web/status/2020240973239025928"
X Link 2026-02-07T20:59Z 16.1K followers, [--] engagements

"My heart goes out to them. I know what these people are going through. Four years after the Toronto [----] peak what kept me solvent as prices collapsed was the decline in interest rates. Mortgage rates dropped from 12% to under 9%. Values were lower but the monthly debt service became manageable. However the situation today is fundamentally different. Much of the West including Canada built household balance sheets at or near zero interest rates. Weve never seen leverage created on terms this cheap across an entire society in history. Now families are confronting payments 1520% higher while"
X Link 2026-02-07T22:37Z 16.1K followers, [----] engagements

"This credit bubble is so large that some kind of debt restructuring will probably be needed to keep the system functioning. I get the pushback people chose to take on the debt but at this scale it stops being just individual choices. If everything is left to unwind on its own a credit freeze would hit the whole system. https://twitter.com/i/web/status/2020269553914433607 https://twitter.com/i/web/status/2020269553914433607"
X Link 2026-02-07T22:52Z 16.1K followers, [--] engagements

"@thepmoss @ronmortgageguy Heres the problem: society piled on debt when rates were near zero and you cant cut below that. At the same time governments were supposed to build surpluses during the good years but that room is gone too. The historical escape valves are much smaller today"
X Link 2026-02-07T23:55Z 16.1K followers, [--] engagements

"Gold is likely to mark the closing chapter of the current Economic LongWave eventually discovering a new monetary anchor during the next systemic reset a transition that historically unfolds slowly not suddenly. Viewed through a long-wave lens gold has consistently preserved and often increased its real purchasing power during deflationary winters outperforming most financial assets as excess credit is liquidated. Which reflects a recurring pattern: when debt contracts and confidence in leveraged assets fade capital gravitates toward monetary assets that carry no counterparty risk. That"
X Link 2026-02-08T19:49Z 16.1K followers, [--] engagements

"The economic reality is simple: unless debt is restructured and most of that debt is in real estate both the Canadian and U.S. economies will continue to grind to a slower pace. This isnt a mystery. Overindebted housing systems pre-extract future resources. Income that should nurture productivity innovation and growth is consumed by the lingering remnants of yesterdays autumnal asset bubble. In LongWave terms this is late Autumn: financial assets inflated faster than the real economy. If the debt burden isnt cleared the slowdown becomes structural the transition into Economic Winter. The real"
X Link 2026-02-09T13:07Z 16.1K followers, [---] engagements

"The good news is that this is the final credit bubble of this LongWave the long economic cycle of credit expansion and contraction. Society had already brought forward decades of demand by leveraging the zero bound meaning interest rates were pushed as low as possible to spur borrowing. Theres no deeper well to draw from. When the future is borrowed asset prices eventually have to reconnect with the income base that sustains them. The principal issue in housing right is between prices and incomes. The typical value of a house acc to Zillow is now $365k. Meanwhile the US median income is only"
X Link 2026-02-09T13:16Z 16.1K followers, [----] engagements

"Government "printing" cannot raise the velocity; it keeps ratcheting it down. Japan has taught us this lesson. US after 2008: The Federal Reserve printed $4.5 trillion. Velocity fell from [---] [---]. US after 2020: The Federal Reserve printed another $5 trillion. Velocity crashed to [---]. Japan: Printed for [--] years straight. Velocity still collapsed to [---]. Central banks create money. They cannot create velocity. https://twitter.com/i/web/status/2020858075725406250 https://twitter.com/i/web/status/2020858075725406250"
X Link 2026-02-09T13:51Z 16.1K followers, [--] engagements

"Why a hard landing is inevitable Late-stage systems built on ever-expanding credit eventually reach a hard limit. Incomes cannot grow fast enough to service the accumulated debt and the imbalance must be resolved. There are only two mechanisms that can temporarily slow debt deflation: ✅Large sustained tax cuts to raise disposable income. ✅Debt write-downs or restructurings to reduce the burden directly. ❌But.Both options undermine the existing financial structure and redistribute losses within the old paradigm. That is why an economic winter is unavoidable it is the phase in which these"
X Link 2026-02-09T22:08Z 16.1K followers, [----] engagements

"@SardonicCapital Japans stagnation occurred in a world still expanding credit. That global tailwind cushioned the adjustment. A synchronized deleveraging cycle is a very different animal"
X Link 2026-02-10T03:34Z 16.1K followers, [--] engagements

"Money velocity Japan is the definitive proof: BOJ printed aggressively for 30+ years Bought government bonds ETFs and even equities Velocity still collapsed to [---] No inflation no growth "No shortage of investment capital" didn't matter. The debt overhang absorbed it all. Canada's example is below; the US is following the same path. Deflation is the cure and inevitable end. https://x.com/TheELongWave/status/2019081286300615056 https://x.com/TheELongWave/status/2019081286300615056"
X Link 2026-02-10T12:28Z 16.1K followers, [--] engagements

"@Kristia02459639 The deflationary cycle is inevitable; the massive amount of unproductive debt ensures it and technology and demographics are exacerbating this inevitable outcome This time it ends with another experiment in FIAT"
X Link 2026-02-10T12:32Z 16.1K followers, [--] engagements

"Fair. V = NGDP/M is an identity. Velocity is a residual. But residuals that fall 69% over [--] years aren't noise. They're signal. The question isn't "is V a mechanism" it's "what's driving the residual" Answer: Debt service. When private debt reaches 216% of GDP money flows to creditors rather than circulation. Stress test for Canada: What would make V rise Debt liquidation (deflationary) NGDP surge without credit expansion (how) M2 contraction (deflationary) Every path to higher velocity runs through deflation first. That's not Kondratieff mysticism. That's arithmetic"
X Link 2026-02-10T16:34Z 16.1K followers, [--] engagements

"Assumes policymakers allow it This IS the human element you're missing. Policymakers never allow it. They fight like hell. Print. Suppress rates. Buy assets. Guarantee everything. Japan did all of it. For [--] years. Deflation won anyway. The human element isn't policy choice. It's the arrogance of believing arithmetic bends to politics. At 216% debt/GDP the debt votes. Policymakers just react. https://twitter.com/i/web/status/2021273112659054969 https://twitter.com/i/web/status/2021273112659054969"
X Link 2026-02-10T17:20Z 16.1K followers, [--] engagements

"Since you are using AI.Please see the link I can do and will make mistakes. The smarter the model gets the more subtle and confident-sounding those mistakes usually become. https://grok.com/share/bGVnYWN5_c29b02d6-4640-412c-b7d4-9591bf9ce7fc https://grok.com/share/bGVnYWN5_c29b02d6-4640-412c-b7d4-9591bf9ce7fc"
X Link 2026-02-10T17:24Z 16.1K followers, [--] engagements

"The #Gold vs #Bitcoin Debate The Schiff vs. Ammous debate at the Tether conference exposed something most people miss: They're not actually disagreeing about the same thing. Schiff is arguing about what money IS a commodity with use value industrial demand and a 5000-year track record. Ammous is arguing about what money DOES move value across time and space with maximum efficiency. Both are right about different things. Schiff is right that gold has a demand floor; Bitcoin doesn't. Central banks jewellers and chipmakers buy gold regardless of sentiment. If Bitcoin speculators lose faith"
X Link 2026-02-10T18:55Z 16.1K followers, [---] engagements

"The Bitcoin vs Gold Debate: Saifedean Ammous vs Peter Schiff https://www.youtube.com/watchv=OiQBMFuRodE https://www.youtube.com/watchv=OiQBMFuRodE"
X Link 2026-02-10T18:55Z 16.1K followers, [---] engagements

"Four Decades of Easy Money And Toronto Real Estate Is Up Just 15% in Real Terms 🪙 Toronto Home Prices in Gold: Real Money The Monetary Wave 1981-Jan [----]. When you price Toronto real estate in real money (gold) instead of fiat dollars the story changes completely. 🪙 The secular peak was around [----]. At the time the average Toronto home cost approximately [--------] ounces of gold. Today About [---] ounces. That means in real-money terms Toronto housing is down roughly 8587% from its [----] peak. Let that sink in. For 40+ years weve been told housing only goes up. But that was measured in a"
X Link 2026-02-11T11:44Z 16.1K followers, [---] engagements

"Start of the Monetary Wave (198081): [------] oz Today: [---] oz Thats roughly a 1015% increase in gold terms over more than [--] years. 🪙 So in real money terms: Toronto housing is barely up during the entire monetary experiment of falling rates expanding credit and financialization. Four decades of leverage. And real purchasing power gained 15%. Thats the story the fiat chart doesnt show. https://twitter.com/i/web/status/2021550891665387703 https://twitter.com/i/web/status/2021550891665387703"
X Link 2026-02-11T11:44Z 16.1K followers, [---] engagements

"Two completely different assets hard money vs. shelter took wildly different paths over [--] years yet converged again in [----]. Gold rode the post-1971 float + inflation hedge. Toronto RE boomed on population + credit expansion now correcting"
X Link 2026-02-11T16:50Z 16.1K followers, [---] engagements

"Entitlements were designed during a high-growth upwave when productivity and demographics supported rising incomes. Over time growth leaned more on credit and falling rates than real wages. That pulled future demand into the present and made promises look affordable. Now wages are flat while debts remain. Arithmetic is catching up. What looked sustainable in an expansion phase is being tested in a restructuring phasea classic moment of creative destruction in which the system must realign promises with real economic capacity"
X Link 2026-02-12T15:24Z 16.1K followers, [--] engagements

"@RSteamboat46273 @TitusFinance Blame falls on our FIAT monetary system which requires perpetual inflation over productivity"
X Link 2026-02-12T15:25Z 16.1K followers, [--] engagements

"The deeper issue is the shift to a fiat credit-driven system. Since [----] growth has increasingly rewarded asset speculation over productivity. Credit expansion filled the gap where real wage growth should have been. That kept the economy expanding on paper but it detached prices from incomes. https://twitter.com/i/web/status/2021969774704545806 https://twitter.com/i/web/status/2021969774704545806"
X Link 2026-02-12T15:28Z 16.1K followers, [--] engagements

"During the Economic Winter that imbalance corrects. Years of credit inflation eventually flip into debt deflation where asset prices fall faster than debts can be adjusted. Were already seeing early signs of that tension in places like Ontario. Its the late-stage reversal of a credit wave: leverage that once amplified growth now compresses it triggering the creative destruction that resets the system toward income-driven growth. https://twitter.com/i/web/status/2021970321201672369 https://twitter.com/i/web/status/2021970321201672369"
X Link 2026-02-12T15:31Z 16.1K followers, [--] engagements

"Canadas and the US's next growth phase will come not from making homes more expensive but from making the economy more productive. The unwinding of North American "credit" bubbles is the bridge between those two worlds. Economic Winter is the transitory period. The housing demand crash just got worse. January [----] existing sales just fell to [----] million annualized a 4% drop YoY and 42% below pandemic peak. Homebuyer demand is now 27% below pre-pandemic norms and showing no signs of recovering. A record lack of affordability is to https://t.co/s0ASDlgQHM The housing demand crash just got"
X Link 2026-02-12T21:14Z 16.1K followers, [----] engagements

"Historically housing has gravitated toward a range of roughly [--] times household income. When prices drift far beyond that band the adjustment eventually comes in one of two ways: either real incomes surge or asset prices correct. My view is that the next decade is more likely to resemble Economic Winter a deflationary phase in which excess credit is unwound and that the housing cycle may not fully bottom until the 2030s. https://twitter.com/i/web/status/2022358971932197087 https://twitter.com/i/web/status/2022358971932197087"
X Link 2026-02-13T17:15Z 16.1K followers, [--] engagements

"Affordability cant be fixed with mortgage tricks. Longer terms smaller down payments and government backstops dont create income; they just delay the constraint. When asset prices are funded by debt that real wages cant support history shows the adjustment is usually debt-deflationary. When borrowing capacity is exhausted prices eventually reprice toward what incomes can carry. Painful yes but its the reset that makes the next expansion possible. If you are not aware Canada has a record private debt-to-GDP ratio of 216% Higher than the US in [----] and [----] and Japan's record in [----]. Deflation"
X Link 2026-02-13T18:16Z 16.1K followers, [--] engagements

"Capital will always chase the highest return. The issue isnt that capitalism failed; its that returns increasingly came from asset inflation and leverage rather than domestic productivity. That shift rewarded ownership over innovation especially in a mature debt-heavy phase of the Economic LongWave. The result is slower real growth onshore and rising fragility. Deflationary pressure occurs when financial returns outrun the productive base thats supposed to support them. This is the essence of the LongWave and why it recurs since at its core human nature never changes"
X Link 2026-02-14T21:01Z 16.1K followers, [--] engagements

"Record High Bank Stocks at the End of a Debt Boom Governments have only exacerbated debt deflation by increasing the amplitude further. Why You can only extract so much from an economy before it reverses. Households renewing mortgages at sharply higher rates are absorbing the pressure while the housing boom has simply migrated across Canada rather than correcting structurally. The imbalance hasnt disappeared its been redistributed. The real danger is deeper. An over-indebted society carrying unproductive debt cannot grow fast enough to support its obligations. Income intended to fund"
X Link 2026-02-06T15:55Z 16.1K followers, [----] engagements

"What if we don't get Deflation The Economic LongWave isnt a mechanical clock; its a structural pattern driven by debt demographics productivity cycles and social psychology. If deflationary cleansing never happens then yes the waves classic interpretation fails. A theory that cant fail isnt a theory. The deeper question is not about central banks simply prolonging inflation which they can do temporarily. The real test is whether policy can permanently override balance-sheet mathematics and demographic gravity. LongWave winters historically appear when: Debt growth outruns income growth. Asset"
X Link 2026-02-08T19:29Z 16.1K followers, [----] engagements

"As with most of Canada's Real Estate bubble it just pulls demand forward boosts leverage and raises risk at the worst point in the cycle. When deflation arrives all at once and theres no one left able to buy. Thats the math of leverage. : Nova Scotia launches 2% down payments for first-time home buyers. Good or bad idea 🤔 https://t.co/ghexews572 https://t.co/TdwfrHUBfb : Nova Scotia launches 2% down payments for first-time home buyers. Good or bad idea 🤔 https://t.co/ghexews572 https://t.co/TdwfrHUBfb"
X Link 2026-02-11T01:43Z 16.1K followers, [----] engagements

"April [--] [----] Toronto Star Ad Townhomes are selling for $45000. Luxury homes: $90900. Median Toronto household income: $16000. Starter home = [---] income Luxury home = [---] income January 2026: GTA median home price $840000 Average $973000 Median household income $97000 Median home = [---] income Average home [--] income To return to [----] affordability (2.8 income) prices would need to fall to $272000 a 70% reset. Its a 45-year story of credit expansion. https://twitter.com/i/web/status/2021683144181555461 https://twitter.com/i/web/status/2021683144181555461"
X Link 2026-02-11T20:29Z 16.1K followers, 11.6K engagements

"🤔My Factory-Worker Parents Bought a Home in [----]. Today That Same Family Is Locked Out.🚨 For my upcoming book here is my parents story which explains how radically housing has changed. This [----] Toronto ad shows fully detached homes for $16745 near Finch & Leslie. My parents bought in that era. Their first home in [----] cost $15000 Fully paid off by [----] They werent wealthy dreamers. They were factory workers chasing a simple dream: to own a place to call home. Typical factory wages in 1964: My father: $2.40/hour My mother: $2.10/hour That works out to roughly $4800$5000 per year each"
X Link 2026-02-12T15:53Z 16.1K followers, [----] engagements

"Ah Yes [----] When Canada Thought the Housing Bubble Was Already Crazy (It Was Only Halfway Done) The link is in the thread. In [----] the Globe and Mail warned Canada was already in a housing affordability crisis. Prices had risen 127% since [----] far faster than incomes. The average home costs [--] household income. Young buyers needed [----] years to save a down payment. Ownership costs were eating 4080% of income in major cities. Economists warned Canadians were becoming house poor stretched to the limit surviving only because rates were at historic lows. The risk was clear even then: if rates ever"
X Link 2026-02-13T16:02Z 16.1K followers, [----] engagements

"Cathie Wood is right to flag deflation but the underlying drivers are structural. The biggest deflationary force in history is unproductive debt tied to real estate. When assets are financed with leverage rather than income demand is pulled forward and eventually collapses back. Add aging global demographics and a technology wave that lowers costs and the pressure compounds. https://twitter.com/i/web/status/2022375834342822211 https://twitter.com/i/web/status/2022375834342822211"
X Link 2026-02-13T18:22Z 16.1K followers, [----] engagements

"@ShaziGoalie The question is will we need a central bank once we return to sound money and monetary reset"
X Link 2026-02-13T19:08Z 16.1K followers, [----] engagements

"It was the Bank Act of [----] coinciding with the peak in interest rates and a subsequent 40-year decline in rates that allowed leverage to reach record levels. We rewrote the first Bank Act in [----] to create the Bank of Canada and Canada will rewrite it again I suspect in the 2030s during our great Canadian bust. https://twitter.com/i/web/status/2022423042161533427 https://twitter.com/i/web/status/2022423042161533427"
X Link 2026-02-13T21:30Z 16.1K followers, [--] engagements

"@tonystyles80 Sorry that should be written in the Bank Act of [----] to create the Bank of Canada"
X Link 2026-02-13T21:30Z 16.1K followers, [--] engagements

"1980 was the year Canada financialized its economy. The chart below shows that debt-fueled growth has led to increasing fragility since then. When an economy depends on expanding credit rather than expanding production neither immigration nor population growth can reverse the resulting vulnerability. You can add borrowers but you cannot restore momentum to a system weighed down by exhausted unproductive real estate debt. Deflation remains the inevitable corrective"
X Link 2026-02-14T21:17Z 16.1K followers, [--] engagements

"Post-war productivity was rising rapidly debt was low and the Bretton Woods system imposed monetary discipline. Once the Bretton Woods system broke down the model shifted. Growth moved from being funded by productivity to being funded by credit and asset inflation. Thats the real hinge. The shared-prosperity era faded not only because unions weakened but also because the monetary and financial regime changed. Financialization replaced real growth typical of late-phase longwave dynamics. https://twitter.com/i/web/status/2023035459908010017 https://twitter.com/i/web/status/2023035459908010017"
X Link 2026-02-15T14:03Z 16.1K followers, [--] engagements

"That's an emotionally charged assumption. Capitalism generates instability and unequal outcomes. Its not accurate to say it only exploits or only harms the majority. Historically it has done both: created enormous wealth and periodically concentrated it then rebalanced through reform crisis or restructuring. Schumpeter's creative destruction"
X Link 2026-02-15T17:21Z 16.1K followers, [--] engagements

"Creditism is collasping.rising real and nominal rates and gold are telegraphing that story. Moreover unproductive debt tied to real estate along with demographics and technology is driving the next deflation downturn. A new Decentralized Renaissance emerges on the other side. War and Civil unrest accelerates the transition. https://twitter.com/i/web/status/2023098848340590595 https://twitter.com/i/web/status/2023098848340590595"
X Link 2026-02-15T18:15Z 16.1K followers, [--] engagements

"@KaspaMobile The gold standard minimized the amplitude Fiat money enlarged it.the outcome is more disastrous.Money velocity confirms deflation is inevitable"
X Link 2026-02-15T21:47Z 16.1K followers, [--] engagements

"If someone reads only Marx and ignores thinkers like Schumpeter or Kondratieff theyre only seeing part of the picture. Nikolai Kondratieff a Soviet communist economist studied long-term economic data and concluded that capitalism moves in long waves of crisis renewal innovation and restructuring. He argued that capitalism doesnt simply collapse; it regenerates. For presenting that empirical work he eventually fell out of favour under Joseph Stalin; that radical view cost him his life. His fate is a reminder that political systems especially rigid ideological ones often resist inconvenient"
X Link 2026-02-16T02:28Z 16.1K followers, [--] engagements

"This chart wrecks the 'immigration caused the bubble' argument. Canada experienced higher immigration waves in the early 1900s relative to its population and no permanent housing bubble followed; in fact "real prices fell" Immigration adds demand. Credit creates bubbles. Prices dont reach [---] income because of newcomers. They reach those levels because mortgage leverage explodes. Blaming immigration for a credit bubble is confusing demographics with finance. @TheELongWave Now plot immigration numbers vs housing. Its the demographics. @TheELongWave Now plot immigration numbers vs housing. Its"
X Link 2026-02-13T18:43Z 16.1K followers, [----] engagements

"@NewTOcondosCA Hard to answer given the massive Decentralized Trend. The divisive nature (within its people) in much of Europe Canada and the US is evident"
X Link 2026-02-14T20:46Z 16.1K followers, [--] engagements

"Same in Canada but and the question is why Wealth is extracted by currency debasement through government Fiat and rent seeking through the financilazation of western economy.which had nothing to do with capitalism. Which powered real growth since the middle ages until [----]. Capitalism is evolutionary cyclical and has periods of Deflation.this is the essence of what Kondratieff discovered. A communist economist who paid for his life for this insight. https://twitter.com/i/web/status/2023120398683082754 https://twitter.com/i/web/status/2023120398683082754"
X Link 2026-02-15T19:41Z 16.1K followers, [--] engagements

"@Captain4thTurn @jofx @JohnRad15 Notice "deflation" is not the boogie man as many would have you believe. the "key" is that real wages rose which would allow producvitiy improvments to flow into the pockets of the average person"
X Link 2026-02-16T15:54Z 16.1K followers, [--] engagements

"Fiat currency by its very nature carries the seeds of its own devaluation a pattern repeated throughout history. Fiat systems tend to concentrate monetary power among those who control the issuance of money while the purchasing power of ordinary citizens erodes over time through inflation. When fiat currencies enter their terminal decline a surge in gold prices serves as the clearest signal of a flight to hard money one that has outlasted every paper currency ever created. #GOLD"
X Link 2026-02-16T16:16Z 16.1K followers, [--] engagements

"It's not breaking down; it's regenerating as Schumpeter articulated. This is why Varoufakis does not understand what capitalism is in its true sense; it died in [----] with the advent of fiat money and has nothing to do with capitalism. Marx and Schumpeter agreed that capitalism is unstable and would eventually end. They disagreed on why. Marx said capitalism destroys itself through its failures exploitation concentration of wealth falling profits and crises that intensify until the system collapses. Schumpeter said capitalism destroys itself through its successes. Innovation generates so much"
X Link 2026-02-16T00:16Z 16.1K followers, [--] engagements

"When governments finance persistent deficits through fiat expansion capital tends to drift toward promises and asset support rather than productive investment. Over time that weakens the currency's purchasing power and builds unsustainable public balance sheets. The result is mounting sovereign stress a debt problem that eventually necessitates adjustment. Gold is rising signalling to the world that another experiment in government fiat is ending. There lies the cause of most of society's problems"
X Link 2026-02-15T16:16Z 16.1K followers, [--] engagements

"They were not natural spendthrifts; people once held mortgage-burning parties. The change came after Bretton Woods. Once fiat was introduced governments saw they could fund promises without restraint. Debasement became gradual and mostly invisible to voters. Meanwhile a second transformation was underway. The deregulation of finance in the 1980s reforms originally meant to prevent another depression collided with a 40-year decline in interest rates. Together this combination unleashed a historic credit boom and record private indebtedness alongside expanding public balance sheets. We now face"
X Link 2026-02-15T16:34Z 16.1K followers, [--] engagements

"@JohnRad15 @jofx This is not capitalism that was the point of original post.its morphed into creditism. Blame governments with their attempt at Fiat"
X Link 2026-02-15T17:28Z 16.1K followers, [--] engagements

"@JohnRad15 @jofx The good news is a sound monetary system emerges and a new Decentralized Renaissance. Innovation is booming hitting a new highs in [----] not only in patent growth but per person"
X Link 2026-02-15T19:26Z 16.1K followers, [--] engagements

"That view gives far too much power to individuals and ignores something much bigger: social mood economic forces and long-term social cycles. Building on that elites rise and fall. Empires rise and fall. Wealth concentrates then disperses. None of that is new. It has happened in every civilization long before modern economics was written down. Families dont dictate social cycles. They respond to them. When optimism is high leverage expands and power concentrates. When the mood turns structures break wealth resets and new groups emerge. Nothing is permanent not dynasties not systems not"
X Link 2026-02-16T01:28Z 16.1K followers, [--] engagements

"Canadian bonds going no bid means skyrocketing rates.The implications for Real Estate.but this is how ends. Look at Tiffs arrogance. That grin wont be there when gold goes to [----] and Canada bonds go NO BID. Look at Tiffs arrogance. That grin wont be there when gold goes to [----] and Canada bonds go NO BID"
X Link 2025-11-07T00:37Z 16.1K followers, 12.4K engagements

"One Statistic From [--] Years of Data Reveals How Extreme This Credit Cycle Has Become Canada's LongWave 1946-Jan [----] Real Money #gold vs Toronto Real Estate prices based on credit. 1946: A mid-range Toronto home cost $5400 CAD enough to buy [---] oz of gold at $38.50/oz (Bretton Woods era CAD pegged at $1.10/USD). [--] years later That gold: $970K CAD today ($6875/oz) That home: $973K CAD (GTA avg TRREB Jan 2026) https://twitter.com/i/web/status/2021627835094331860 https://twitter.com/i/web/status/2021627835094331860"
X Link 2026-02-11T16:50Z 16.1K followers, [----] engagements

"Under the classical gold standard productivity gains pushed prices down while real wages rose because capital flowed into production and innovation. Deflation driven by efficiency is very different from deflation driven by debt collapse. In the former purchasing power expands and living standards rise. The distinction matters: when money is tied closely to productivity price signals steer capital toward real output. When credit expands faster than production finance begins to dominate industry. The First Industrial Revolution the period during which Marx lived exhibits the opposite dynamic."
X Link 2026-02-15T17:00Z 16.1K followers, [----] engagements

"For students of the Longwave the Fourth Kondratieff Wave began in 1945.The advent of Fiat and Financialization extended economic Autumn.Economic Winter was always inevitable.just when. https://t.co/tjmbT5ytUN https://t.co/tjmbT5ytUN"
X Link 2026-02-15T21:06Z 16.1K followers, [----] engagements

"The debt-war nexus. Dalio's historical data shows that deflationary depressions precede and catalyze the political conditions for war. The only policy left is war (Inflationary) before the onset of deflation. Its Official: The World Order Has Broken Down https://www.linkedin.com/pulse/its-official-world-order-has-broken-down-ray-dalio-cuofe https://www.linkedin.com/pulse/its-official-world-order-has-broken-down-ray-dalio-cuofe"
X Link 2026-02-14T19:33Z 16.1K followers, [---] engagements

"Revisionist history Communism always fails because its path to equality requires creating overwhelming centralized power and that power inevitably suppresses freedom destroys incentives and prevents the system from ever reaching the stateless classless society it promises. Marx was right Marx was right"
X Link 2026-02-16T16:42Z 16.1K followers, [---] engagements

"Joseph Schumpeter the author of Business Cycles observed that the long wave is the single most important tool in economic forecasting"
X Link 2020-09-18T15:14Z 16.1K followers, [---] engagements

"@roccogalatilaw I just posted this. Thought the public would like to see it visually"
X Link 2020-10-12T11:28Z 16.1K followers, [---] engagements

"This was a "surprise". Canada's all-cause deaths from Jan-July 2010-2020. Which includes #covid19Canada [----] YTD. Deaths are "below" last year and the year before. Where is the #pandemic #COVID19"
X Link 2020-10-13T14:57Z 16.1K followers, [---] engagements

"@FatEmperor Updated Linear Regression Model For Sweden. (Nov [--] 2020) The "correlation" for rising cases and deaths still does not exist"
X Link 2020-11-03T23:19Z 16.1K followers, [---] engagements

"@FatEmperor Italy "enacted" strict outdoor/indoor facemasks on Oct [--] [----]. The result"
X Link 2021-01-12T16:38Z 16.1K followers, [---] engagements

"Canada COVID19 Cases shot up 308% yesterday Why Two charts Ontario Public Health increases the PCR threshold for VOC from [--] to [--]. #COVID19Ontario #COVID19 #covid19canada https://publichealthontario.ca/en/laboratory-services/test-information-index/covid-19-voc https://publichealthontario.ca/en/laboratory-services/test-information-index/covid-19-voc"
X Link 2021-02-17T13:13Z 16.1K followers, [---] engagements

"Which province in Canada will be the first to come out of the dark age I just announced Texas is OPEN 100%. EVERYTHING. I also ended the statewide mask mandate. I just announced Texas is OPEN 100%. EVERYTHING. I also ended the statewide mask mandate"
X Link 2021-03-02T20:58Z 16.1K followers, [---] engagements

"Ontario's New Lockdown Is The Definition Of Insanity https://spencerfernando.com/2021/04/01/ontarios-new-lockdown-is-the-definition-of-insanity/ https://spencerfernando.com/2021/04/01/ontarios-new-lockdown-is-the-definition-of-insanity/"
X Link 2021-04-01T20:12Z 16.1K followers, [---] engagements

"The #COVID19 "narrative" we are in our "third wave" we must lockdown to "save lives". Question for our "health experts" Diabesity is the 5th leading cause of death worldwide. It's rising "exponentially". "Officially" it's the 14th+ Wave. Why are you not saving lives"
X Link 2021-04-03T10:55Z 16.1K followers, [---] engagements

"I'm old enough to remember Ontario during the 1970s No better place to live in the world. Progress opportunity fiscal responsibility leadership real wage growth no real asset inflation. Now watching move into a systemic economic collapse is surreal"
X Link 2021-04-16T21:28Z 16.1K followers, [---] engagements

"The rise against the "dark empire" continues "Shooting the vaccine bill gates is in my bloodstream It's mind control. There are aliens in the deep state" https://anti-empire.com/mick-jagger-releases-anti-lockdown-anti-bill-gates-and-anti-deep-state-song/ https://anti-empire.com/mick-jagger-releases-anti-lockdown-anti-bill-gates-and-anti-deep-state-song/"
X Link 2021-04-18T14:28Z 16.1K followers, [---] engagements

"Massive Freedom Rally in Toronto.I'm so proud to amongst the most culturally diverse political protestors of all ages and walks of life against the lockdowns. FREEDOM #freedom #NoMoreLockdowns #TorontoProtest"
X Link 2021-05-16T10:42Z 16.1K followers, [---] engagements

"Can anyone forward any data or research that imply vaccination prevents transmission The drug companies do not suggest this. Where is this coming from outside of political mandates/agenda and social media bots"
X Link 2021-08-31T21:01Z 16.1K followers, [---] engagements

"The world is your research database. Israel got it wrong Sweden got it right. Science #COVID19"
X Link 2021-09-04T22:02Z 16.1K followers, [---] engagements

"I will articulate this again that major civil unrest will increase. In time those who perpetuated these #CrimesAgainstHumanity will be brought to justice. Five of those will be tried for treason against Canada. #IStandWithJuliePonesse https://rumble.com/vm8ie1-ethics-professor-gives-heartbreaking-final-lesson-on-refusing-vaccine-befor.html https://rumble.com/vm8ie1-ethics-professor-gives-heartbreaking-final-lesson-on-refusing-vaccine-befor.html"
X Link 2021-09-08T13:37Z 16.1K followers, [---] engagements

"Canada was "once" a very wealthy country today it is solely dependent on debt and Real Estate to sustain the "illusion" of economic growth this is coming to an end "A great civilization is not conquered from without until it has destroyed itself from within"
X Link 2021-10-05T11:40Z 16.1K followers, [---] engagements

"When I watch Dr. Julie Ponesse I get a sense of compassion common sense with wisdom coming through. She makes me think. these are signals of a great educator. Why is there increased pressure to vaccinate children Watch the full interview with @TGranicAllen @TheNewsForum_ here: https://t.co/0wLLx5ow87 https://t.co/CLpsMh9dph Why is there increased pressure to vaccinate children Watch the full interview with @TGranicAllen @TheNewsForum_ here: https://t.co/0wLLx5ow87 https://t.co/CLpsMh9dph"
X Link 2021-10-25T19:13Z 16.1K followers, [---] engagements

"When did Canadians "vote" to give up its sovereignty for the global agenda"
X Link 2021-11-02T10:27Z 16.1K followers, [----] engagements

"TICK TOCK. "They have lied uncontrollably from the beginning but the narrative is falling apart. It cannot last. The truth will be known. The financial markets are right now giving us hints of what that is" https://gildersdailyprophecy.com/posts/why-modernas-stock-tanked https://gildersdailyprophecy.com/posts/why-modernas-stock-tanked"
X Link 2021-11-09T12:19Z 16.1K followers, [---] engagements

"Trudeau has effectively killed the confidence to invest and to move to Canada over the past what took a century and half to build. The Canadian economy will effectively start to decelerate and run into a liquidity and banking crisis. "This fate is now sealed""
X Link 2022-02-20T13:02Z 16.1K followers, [----] engagements

"The Trudeau government has effectively guaranteed the collapse of the Liberal party. Rising inflation. Rising cost of government. Rising Home Prices Rising interest rates. Rising civil unrest. The Canadian Dollar is no longer a Safe-Haven"
X Link 2022-02-20T14:04Z 16.1K followers, [---] engagements

"Rex Murphy: Will anyone apologize for falsely accusing truckers of attempted arson in Ottawa via @nationalpost https://nationalpost.com/opinion/rex-murphy-will-anyone-apologize-for-falsely-accusing-truckers-of-attempted-arson-in-ottawa https://nationalpost.com/opinion/rex-murphy-will-anyone-apologize-for-falsely-accusing-truckers-of-attempted-arson-in-ottawa"
X Link 2022-04-08T23:14Z 16.1K followers, [---] engagements

"There is no geological evidence that Co2 has behaved in the past as a significant forcing mechanism for Climate Change. Yet the public believes in this deception MIT climate scientist Dr. Richard Lindzen laughs at the sheer lunacy of declaring trace CO2 to be a pollutant: "What kind pollutant is it You get rid of it and you die". https://t.co/8meYfWPgeO MIT climate scientist Dr. Richard Lindzen laughs at the sheer lunacy of declaring trace CO2 to be a pollutant: "What kind pollutant is it You get rid of it and you die". https://t.co/8meYfWPgeO"
X Link 2022-09-22T23:07Z 16.1K followers, [---] engagements

"@CheriDiNovo The lockdowns cost the Candian taxpayers [---] billion your point is"
X Link 2022-10-15T15:33Z 16.1K followers, [---] engagements

"@CP24 A powerful woman rises to power ready to take on the elite and the agenda. May you stay true to your plan for the good of Italy. Forza Italia"
X Link 2022-10-22T10:59Z 16.1K followers, [---] engagements

"@FoodProfessor Eureka I have a better idea Start to investigate the government of Canada for causing "inflation." This would not occur without the CBs printing press government's reckless spending. Preventative medicine is the future; preventative "inflation" is coming #Gold Standard"
X Link 2022-10-24T14:31Z 16.1K followers, [---] engagements

"@gbrangela @Answers4Sean I don't think I ever witnessed such justifiable anger. My hope in time peace will come to your family"
X Link 2022-11-28T15:41Z 16.1K followers, [---] engagements

"Canada is at the end of the fourth stage before it collapses [----] In the fourth stage countries become poorer and still think of themselves as rich. This is the leveraging up phase i.e. debts rise relative to incomes until they cant anymore"
X Link 2022-12-18T11:35Z 16.1K followers, 71.2K engagements

"This is a fascinating insight into economic history How did Rome Fall "Rome collapsed in just [---] years." By recreating the monetary system using coinage I was able to answer the question Gradually Or Catastrophically By assembling all the coinage and testing it out ""
X Link 2023-01-26T13:34Z 16.1K followers, 216.3K engagements

""How do you make poor people feel wealthy when wages are stagnant You give them cheap loans." Michael Lewis The Big Short The enslavement of debt and the illusion of wealth ensure the insolvency of the middle class in Canada as rising rates start to strain the real economy"
X Link 2023-02-20T16:45Z 16.1K followers, 20.3K engagements

"Canada's Population [----] and [----]. Can you see the challenges ahead for our collective social programs based on a "standard population pyramid that radically changed post-1971 Can you see the implications for Real Estate post-2024 Where will "new net demand" come from"
X Link 2023-02-20T17:05Z 16.1K followers, 62.4K engagements

"The Changing World Order BRICS Countries Overtake the G7 in Share of World GDP. Brazil Russia India China and South Africa (BRICS) now provide 31.5% of global GDP with further projected growth while Canada France Germany Italy Japan United Kingdom and the United States (G7) provide 30.7%. https://www.algora.com/Algora_blog/2023/03/12/brics-countries-overtake-the-g7-in-share-of-world-gdp https://www.algora.com/Algora_blog/2023/03/12/brics-countries-overtake-the-g7-in-share-of-world-gdp"
X Link 2023-03-13T14:12Z 16.1K followers, 29.4K engagements

"Canada's Real Estate Bubble update I have inserted a target history suggests it will overshoot to the downside. This is based on every asset bubble in history (100+) and counting There are no exceptions"
X Link 2023-03-15T13:42Z 16.1K followers, 30.6K engagements

"Canada The Next Economic Disaster post-2024. Updated The two greatest credit bubbles in history and Canada's ongoing bubble with data until Q3 [----]. Private Debt To GDP PEAKS before the collapse US [----] (154%) Japan [----] (213%) Canada Q3 [----] (217%) Still in play Record Private indebtedness is a measurement of risk NOT timing. The demographic tailwinds are set to peak in [----] as the last of the "millennial" buying power will be behind us"
X Link 2023-03-15T22:52Z 16.1K followers, 20.1K engagements

"Canada The Next Economic Disaster Update Part two Private Debt To GDP PEAKS before the collapse US [----] (154%) Japan [----] (213%) Canada Q3 [----] (217%) Still in play It's different this time Not only is Canada's private debt larger than in Japan in [----] and the US in [----] but this time governments are also over-indebted unlike in the 1920s when governments were fiscally prudent and paying down debts. The ability to 'bail out" the banks could be north of [---] billion which would then push goverment's toward insovlency and cause a sovereign debt crisis. The public continues to borrow; it's only"
X Link 2023-03-16T11:46Z 16.1K followers, 35K engagements

"The "elephant" in the room that no one wants to discuss before economic spring unfolds The Finance industry is too large for the economy; it mostly usurps the wealth of the lower and middle class and fosters Ponzi Finance which is now reversing. In time we will witness half of the industry closing its doors and the "separation" of the banks and the investment industry is inevitable. As this "casino" economy dies it will spark a political revolution and start the economic spring process forcing Canadians to relearn how to create "real wealth" while discouraging rent-seeking activities. That"
X Link 2023-03-23T15:06Z 16.1K followers, 17.8K engagements

"Canadians and "cognitive dissonance." There is a "disbelief" when presented with data that Canada is in the throws of a massive credit bubble and eventual contraction that will impact our banking system to the same outcome Every bubble in history over 100+ (I have an extensive database) has succumbed to the same results. It's NOT different this time"
X Link 2023-03-25T13:25Z 16.1K followers, 32.9K engagements

"Toronto Real Estate and simple math Inflation is up 149% in Toronto since [----]. Real Incomes are up 149% in Toronto since [----]. Toronto Home prices have been up 1840% since [----]. One of these is out of line with history How is this mathematically possible"
X Link 2023-04-06T23:25Z 16.1K followers, 27K engagements

"Toronto Inflation and Gold So either Toronto home prices will have to fall to $298435 (adjusted for Inflation and Incomes) or "GOLD" will have to rise to $12000 in Canadian dollars. One will be accurate in the future"
X Link 2023-04-07T00:01Z 16.1K followers, 16.3K engagements

"This time it's different Private Debt To GDP is larger in Canada than in Japan in [----] Japan ran surpluses and Canada run massive deficits. Real Estate popped at 6% and Canada at 3%. Japan had a high savings rate while Canada has a low saving rate. The world was "leveraging" while Japan got to "deleverage." The global monetary wave was still in play; the world is now is a secular rise in interest rates. The "ability" to soften the blow will be much more challenging post-2024. https://www.youtube.com/watchv=dckhqj2B6PE&list=PLWaRSWyxuz1yFGswSCYpWuS4coXMEJrsG&t=382s"
X Link 2023-04-09T17:46Z 16.1K followers, 32.7K engagements

"Canada mortgage extensions will that work No Japan introduced a 100-year amortization in [----]. Home prices fell another 40%. Japan tried everything QE government spending and moving interest rates to zero while the Japanese deleveraged. Gravity prevailed"
X Link 2023-04-10T13:54Z 16.1K followers, 34K engagements

""Immigration" cannot offset Canada's falling fertility rate as most immigrants' fertility rate falls in line with the rest of Canada once they live here because of inflation. They now "cannot" afford homes taxes are high energy and food prices are high and the secular rise in interest rates was the final straw with those who own homes and the leverage behind it. This is the problem with a FIAT Monetary system. Thankfully this system is ending; millennials will more than likely reform the monetary system to some "sound money" which will restore capitalism and move away from creditism as you"
X Link 2023-04-11T13:51Z 16.1K followers, 17.2K engagements

"Canadian Real Estate and the Minsky Moment. Minsky outlined three distinct phases in the credit cycle: In the first phase known as the hedge phase economic actors borrow money to invest in creating goods to sell for profit. In the second stage the speculative phase more economic actors join the economy borrowing money to invest in assets in the expectation that these assets will rise in value. (2015-2022.) In the last stage known as the Ponzi stage economic actors borrow hoping that conditions will improve. This borrowing is designed to avoid insolvency during what is perceived or expected to"
X Link 2023-04-16T11:03Z 16.1K followers, 31.7K engagements

"IT'S THE SAME OLD STORY; HISTORY REPEATS Globe and Mail July [--] [----]. Eight months later the historic "credit" bubble burst and wiped out speculators and Olympia and York as real estate prices collapsed by 25% condos and high-end homes went on to fall by 50% Notice the similar arguments Ponzi finance a housing crisis short land supply and prices won't fall A credit bubble is reversing nothing more nothing less"
X Link 2023-04-17T11:32Z 16.1K followers, 24.7K engagements

"There are only two ways to fix this. Either Real Estate Prices collapse (more than likely) or we raise the "real incomes" of Canadians which will come from productivity gains with investment into the REAL ECONOMY The financialization of the economy has not served Canadians; it's only indebted them with unproductive debt which the real economy cannot support post-2024. Which is bound to spark a political revolution"
X Link 2023-04-22T16:09Z 16.1K followers, 23.2K engagements

"Toronto condo prices. The 1989-1994 Real Estate collaspe condo prices fell by 50%. Post-2024 downturn will "exceed" that number as valuations are three times greater. A 75% collapse would align prices within average historical values. Ponzi Finance in real-time More than half of GTA condo investors losing money on properties report says https://t.co/76geyqXaLh More than half of GTA condo investors losing money on properties report says https://t.co/76geyqXaLh"
X Link 2023-05-30T11:19Z 16.1K followers, 59.3K engagements

"Canadian banks are down 24% warning that defaults will only increase. "Countries with high levels of household debt and a large share of borrowing issued at floating rates are more exposed to higher mortgage payments resulting in a higher risk of defaults. Canada Australia Norway and Sweden are at greatest risk.""
X Link 2023-06-02T21:53Z 16.1K followers, 19.2K engagements

"Once Economic Winter hits Canada Canadians will ask if we should abolish The Bank Of Canada with its reckless currency debasement and money printing policy https://betterdwelling.com/bank-of-canada-needs-higher-rates-to-stabilize-real-estate-counter-fed-scotiabank/ https://betterdwelling.com/bank-of-canada-needs-higher-rates-to-stabilize-real-estate-counter-fed-scotiabank/"
X Link 2023-06-06T12:39Z 16.1K followers, 16.1K engagements

"An update shows that [----] remains the year economic winter will unfold. Two reasons; one will be the continuing rising interest rates due to default risk; many are assuming rates will fall during a hard landing which is only true during the spring to fall season; (1946-2023) during economic winter ALL the rules change. Economic winters entail wars revolutions and defaults. Two the FIRE sector is no longer a growth industry highly dependent on its product (credit) to become cheaper. In fact during Economic Winter this sector will be consolidating massively. Hence the "underperformance" of"
X Link 2023-06-09T12:47Z 16.1K followers, 71.7K engagements

"@Matthew_Winkler @JustinTrudeau The "illusion of wealth" predicated on unproductive and unsustainable debt is not prosperity but Ponzi Finance"
X Link 2023-06-23T11:07Z 16.1K followers, [----] engagements

"Climate change is a natural phenomenon that has occurred throughout history. It's essential to recognize the intelligence and understanding of Canadians when discussing this topic"
X Link 2023-08-05T17:16Z 16.1K followers, [----] engagements

"The phrase 'climate change deniers' lacks an impartial definition or practical usage. It is a defamatory ad hominem term (with troubling parallels to Holocaust denial) employed to tarnish and stifle individuals questioning AGW consensus"
X Link 2023-08-18T19:56Z 16.1K followers, [----] engagements

"CIBC's stock has fallen by 42% since the real estate market's peak in February [----]. Prices will continue to plummet by over 90% as the FIRE (Finance Insurance and Real Estate) industry slowly deflates. Due to the high level of leverage in the Canadian economy and the wealth concentration in the FIRE industry massive layoffs are inevitable severely impacting Canadians"
X Link 2023-10-20T20:11Z 16.1K followers, 39.7K engagements

"By [----] it will become apparent that the real estate industry is a 🎩 Ponzi scheme that relied on 💰 record low rates and facilitated a false economy based on credit rather than productivity. Diane Francis: Canada in deep economic trouble https://financialpost.com/diane-francis/canada-deep-economic-trouble-diane-francis https://financialpost.com/diane-francis/canada-deep-economic-trouble-diane-francis"
X Link 2023-12-05T21:47Z 16.1K followers, 38.8K engagements

"Q: How much will Canadian Banks And Real Estate collaspe A: History suggests 75%+ This means In time ALL of the gains in real estate post-2000 will be erased The implications for Canadian Banks are dire"
X Link 2024-02-27T19:20Z 16.1K followers, 31.9K engagements

"I have lived most of my life in Toronto. I have never witnessed such an abundance of beggars nor so many young individuals departing the city and province. The soaring costs of housing and rental properties are compelling industrious ambitious youths to seek opportunities elsewhere"
X Link 2024-03-28T14:28Z 16.1K followers, 25.5K engagements

"The Canadian Dollar is breaking down and heading to very long-term support. Capital flows.in simple terms money is leaving Canada"
X Link 2024-06-08T11:57Z 16.1K followers, 19.1K engagements

"The "market" is telegraphing another rate cut to the Bank Of Canada. The Canadian Economy is in serious trouble. This would explain why the financial models are deteriorating"
X Link 2024-06-19T16:40Z 16.1K followers, 43.6K engagements

"An Interesting Party Conversation in Toronto At a party in Toronto last night the main topic as usual was real estateToronto's favourite subject. I knew better than to get too deep into the conversation because my knowledge of market history might sound "extreme" to most people. But a friend decided to stir the pot and said "You should ask him why Toronto home prices could drop over 50% and why condos and high-end homes could fall more than 75%." The shock on their faces was predictable and I heard all the usual arguments I'd seen on X (Twitter). No one wanted to hear my takethat the current"
X Link 2024-08-25T12:02Z 16.1K followers, 28.1K engagements

""Must extend the world's biggest real estate bubble" Reckless central planning. *CANADA TO ALLOW 30-YEAR MORTGAGES FOR FIRST-TIME HOMEBUYERS *CANADA TO ALLOW 30-YEAR MORTGAGES FOR ALL BUYERS OF NEW BUILDS must extend the world's biggest housing bubble *CANADA TO ALLOW 30-YEAR MORTGAGES FOR FIRST-TIME HOMEBUYERS *CANADA TO ALLOW 30-YEAR MORTGAGES FOR ALL BUYERS OF NEW BUILDS must extend the world's biggest housing bubble"
X Link 2024-09-16T17:33Z 16.1K followers, 11.2K engagements

"Ive lived in Toronto my entire life and Ive never heard so many people say they cant afford to live here"
X Link 2024-10-20T21:28Z 16.1K followers, [----] engagements

"Canada's Real Estate Bear Market. [--]. Japan (1991-2005): [--] years -70% price decline [--]. US Housing (2006-2012): [--] years -33% national decline [--]. Canada 1989-1996: [--] years -25% decline [--]. Ireland (2007-2013): [--] years -55% decline [--]. Spain (2008-2014): [--] years -35% decline"
X Link 2024-11-25T15:26Z 16.1K followers, 42.6K engagements

"Oh it's truly remarkable how so many Canadianssorry Torontoniansare utterly convinced that house prices are permanent. They simply cannot let them fall. The banks Untouchable. A downturn Unthinkable. Because of course this time is different. Never mind that history has repeatedly shown that social cycles dictate the booms and the inevitable collapses. But sure let's keep pretending we can outsmart realityafter all whats a little sovereign collapse compared to keeping the bubble afloat just a little longer"
X Link 2025-02-17T01:50Z 16.1K followers, 16.7K engagements

"Canada's unspoken housing policy: prices can't fall. But fighting bubbles means preventing them not propping them up indefinitely. Most Canadians bought into the narrative of debt. The hangover is inevitable. Japan tried every trick in the book to prevent deleveraging. Spoiler alert: it happened anyway. Asset bubbles don't end softly. They end"
X Link 2025-06-02T23:23Z 16.1K followers, [----] engagements

"🧵 Canadas Debt Servicing Costs Just Tripled From 3.14% to 11.11% of total federal spending. A warning sign that goes far beyond budget math. Let's break down why this mattersand how it fits into the next economic phase. 📉"
X Link 2025-06-05T16:21Z 16.1K followers, 16.6K engagements

"Thread 1/15 🧵 The Great Canadian Reset is coming. Three of history's most powerful economic cycles are converging on our $2.6 trillion housing market. This isn't just another correctionit's a complete system rewrite. Here's what you need to know 👇"
X Link 2025-06-09T13:10Z 16.1K followers, 137.2K engagements

"2/15 📊 Ray Dalio's new "Big Debt Cycle" study reads like a roadmap for Canada today. We're [--] years into a debt supercycle that always ends the same way: with a massive deleveraging. Our household debt is 180% of our income. We're in the danger zone"
X Link 2025-06-09T13:10Z 16.1K followers, 15.4K engagements

"The Housing Market's Inevitable Reckoning: When History Rhymes This chart tells a story that has been repeated throughout economic historythe classic boom-bust cycle that many believe "can't happen" until it does. Let me break down what we're seeing and why the patterns of the past suggest we're heading for a significant correction. What the Chart Reveals The data show that home prices (blue line) experienced explosive growth from around [----] onwards while median wages (black line) remained relatively flat. This divergence created an unsustainable gap - essentially homes became luxury items"
X Link 2025-06-11T23:42Z 16.1K followers, 10.6K engagements

"The Great Bubble Parade (2008-2025) 🧵 I analyzed [--] major bubbles from 1600-2025. The brutal truth: average loss of 85.63%. But since [----] we've seen an unprecedented parade of bubbles - each following the same devastating pattern. Here's the complete inventory of financial destruction. 📊💀"
X Link 2025-06-15T14:14Z 16.1K followers, 22.7K engagements

"🧵1 🏠💥 Toronto housing down 30% (inflation-adjusted) - this isn't just a correction it's a structural reset We're witnessing classic Kondratieff late fall as the 4th wave's final speculative excess unwinds. Housing bubbles always pop first when easy credit reverses. Repercussions cascading: Wealth effect killing consumer spending 💸 construction jobs vanishing 🔨 banks facing underwater mortgages 🏦 Recession risk spiking 📉 But here's the silver lining ✨: This reset could finally make housing affordable again returning it from speculation to shelter. Sometimes destruction creates space for"
X Link 2025-06-17T17:13Z 16.1K followers, 12.7K engagements

"🧵 Canadas Population Growth Just Fell Off a Cliff 📉 New data confirms: Canadas population growth rate has dropped to 1.2% YoY in Q2 [----]. After a massive immigration surge in [--------] the trend has reversed and its falling fast. Lets unpack what this chart is screaming 👇"
X Link 2025-06-18T16:00Z 16.1K followers, [----] engagements

"Toronto Housing vs Gold: The Shocking Truth 🧵 🏠💰 THREAD: I analyzed [--] years of CREA MLS data and what I found will blow your mind. Toronto home prices in GOLD reveal the biggest monetary illusion of our time"
X Link 2025-06-26T22:07Z 16.1K followers, 25.4K engagements

"🚨 US housing prices are 60% above the historical trendworse than [----]. But this isn't just another bubble. We're witnessing the convergence of multiple 65-year economic cycles signalling a generational correction ahead. 🏠📉"
X Link 2025-06-30T15:23Z 16.1K followers, 46.4K engagements

"Torontos housing bubble isnt just poppingits entering a long grinding bear market. From [---] income in [----] to [----] in [----]. Even now at [----] were way above sanity. Real incomes rose 15% home prices 512% History demands mean reversion. This wont be quick. Itll be brutal. 🧊🏚 The chart below 👇presents a devastating indictment of Toronto's housing affordability crisis strongly suggesting that a prolonged real estate bear market is both necessary and likely inevitable. Here's a breakdown of what it signals: 📉 Key Observations from the Chart: 🧱 Price-to-Income Ratio Explosion: In [----] the"
X Link 2025-07-07T12:01Z 16.1K followers, 43.7K engagements

"The Great Canadian Wealth Illusion: When Getting Rich Stopped Requiring Work 💰🏠 What "Rent Seeking" Really Means 🎯 Traditional Wealth Building: You start a business create jobs build valuable something reinvest profits grow the economy - everyone benefits. Modern "Wealth" Building: You buy a house wait for prices to go up borrow against it buy more houses repeat - you get rich but nothing productive was created. How We Stopped Building and Started Borrowing 🏗➡💳 The Old Way (Pre-2000s): Canadians got wealthy by starting businesses Investing in factories technology and innovation Creating"
X Link 2025-07-17T14:17Z 16.1K followers, 16K engagements

"CANADA'S REAL ESTATE RECKONING: The Demographic Data Tells the Brutal Truth 📊💀 Everyone's debating interest rates and immigration policy but they're missing the elephant in the room: pure demographic math that can't be policy-engineered away. This isn't just another housing correction. We're witnessing the completion of a 15-25 year Kuznets swing (infrastructure/real estate cycle) that peaked in [----]. The demographic tide that drove Canadian real estate from [----] to [----] has permanently reversed. The data is devastating: 🔵 New Demand (29-year-olds forming households): Peaked in 2022"
X Link 2025-07-23T16:32Z 16.1K followers, 16.1K engagements

"📉 Canada's Household Debt-to-GDP: 103% Canada tops the global leaderboard for household debt relative to GDPhigher than the U.S. U.K. and even debt-sensitive economies like South Korea and Australia. This ratio means households owe more than the entire annual output of the Canadian economy. 🔍 What This Means [--] Debt Saturation: At 103% Canadians are highly leveraged. Any income shocklike rising unemployment interest rate hikes or falling asset pricescould trigger defaults especially in real estate. [--] Consumption Drag: High household debt crowds out future consumption. If income increasingly"
X Link 2025-07-29T12:15Z 16.1K followers, 20.1K engagements

"👴👵 Boomers You and I Rode the Wave 🌊 Now Comes the Crash Canadas Great Credit Paradox 🧵 THREAD: Canadas Great Credit Paradox. In [----] mortgage rates hit 18%. Today theyve been under 3%. Logic says Canadians should be borrowing like crazy right WRONG. Despite rock-bottom rates household credit growth has been in freefall for 40+ years. Heres why this mattersespecially if youre a Baby Boomer holding big assets 🧵"
X Link 2025-08-10T13:52Z 16.1K followers, 14.1K engagements

"Canadians Are Jumping From One Fire Into Another 🔥➡🔥 Theyre fleeing the most overvalued real estate bubble in Canadian history straight into the most overvalued U.S. stock market in over a century. Heres why this is dangerous. 🧵"
X Link 2025-08-15T13:28Z 16.1K followers, 14.6K engagements

"🏠💸 TORONTO HOUSING CRISIS: The Numbers Don't Lie Current Reality Check (July 2025): Average GTA home price: $979000 Median household income (pre-tax): $131900 Price-to-income ratio: 7.42x ⚠ This chart tells the story of one of the world's most severe housing affordability crises. Let me break down what's really happening through the lens of long-wave economic cycles 🧵 📊 THE BRUTAL MATH Pre-tax income needed: $132k household income yields 7.42x ratio After-tax reality: $74k median = 13.23x ratio International "severely unaffordable" threshold: 5.1x We're 45% ABOVE severe crisis levels"
X Link 2025-08-19T13:00Z 16.1K followers, [----] engagements

"🧨 Canadas Real Estate Bubble Wasnt About Population Growth Between [----] and 2021: 📈 Home prices: 300600% 👥 Population: 23% Lets kill the myth that immigration caused the bubble. Heres what really did 👇🧵"
X Link 2025-08-22T14:35Z 16.1K followers, 14.1K engagements

"If you believe Canada wont face a banking crisis youre in denial. If you believe Canada wont default youre in denial. If you think the Kondratieff social cycle doesnt exist youre in denial. 📉❄ For those who see it clearly the coming disruption is not just survivalits an opportunity. History shows that every Kondratieff Winter destroys the blind but rewards the prepared. 🌊📚💰**"
X Link 2025-08-31T00:08Z 16.1K followers, 28.9K engagements

"Canadians think that Baby Boomers have it made. But much of that comfort is built on Ponzi wealth inflated credit runaway real estate & paper gains mistaken for prosperity. 💳🏚 History shows these illusions always collapse. From Tulip Mania 🌷 to Japans [----] bubble 🗾 every cycle ends the same way: debt implodes assets deflate & reality returns. Toronto & Vancouver stand as todays catastrophes in slow motion. Families leveraged to the hilt banks quietly straining yet the crowd insists this time is different. It never is. 📉 The LongWave teaches that what appears permanent is merely the"
X Link 2025-09-27T16:23Z 16.1K followers, [----] engagements

"Canadas private debt-to-GDP (mostly in mortgages) is now higher than the U.S. in [----] or [----] and higher than Japans before its [----] collapse. To say Canadians are careful borrowers is pure delusion. https://betterdwelling.com/canadas-mortgage-arrears-are-now-growing-faster-than-the-90s/ https://betterdwelling.com/canadas-mortgage-arrears-are-now-growing-faster-than-the-90s/"
X Link 2025-11-03T13:31Z 16.1K followers, [----] engagements

"Michael Burry the investor who famously predicted the [----] housing crash just told his clients hes shutting down Scion Asset Management. Hes selling everything returning peoples money by the end of the year and even deregistering with the SEC. In simple terms Burry is saying this: My view of what things are really worth doesnt match the market anymore and it hasnt for a long time. Thats not him quitting. Thats him warning everyone. ⚠ For months hes been raising red flags about: Big tech is using accounting tricks. AI companies are spending vast amounts of money on data centers with"
X Link 2025-11-13T12:23Z 16.1K followers, 44.6K engagements

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