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@TMFScottP Avatar @TMFScottP Scott Phillips

Scott Phillips posts on X about retirement, $3m, investment, money the most. They currently have XXXXXX followers and 6180 posts still getting attention that total XXXXXX engagements in the last XX hours.

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Social Influence #

Social category influence finance countries musicians cryptocurrencies

Social topic influence retirement #1357, $3m #25, investment, money, $1m, number of, why is, paying for, $42b #3, let me #1522

Top assets mentioned Bitcoin (BTC)

Top Social Posts #

Top posts by engagements in the last XX hours

"I've commented on this before. The LNP needs to become more electorally relatable and a serious option. A stronger leader and platform might help. or might polarise. Time will tell but they look like a rabble at the moment"
X Link @TMFScottP 2025-10-06T06:41Z 26.8K followers, 2602 engagements

"And no-one is going to build new coal given the uncertainty of long term return on investment in a world of falling renewables production prices (post-capital investment). We've fallen in the valley between the retirement of old assets and insufficient new ones. 2/4"
X Link @TMFScottP 2025-10-12T21:01Z 26.8K followers, XXX engagements

"@mackaysuzie @cmkusher No-one needs to leave (other than those on temporary visas obvs). We can however reduce the number of new arrivals"
X Link @TMFScottP 2025-10-14T06:24Z 26.8K followers, XXX engagements

"@Peter_Strachan But the skill and capacity is there. There's no point retaining *strategic' capacity in one area unless we have it all. The chain is only as strong as its weakest link"
X Link @TMFScottP 2025-10-08T08:15Z 26.8K followers, XXX engagements

"@Critica01625647 Required I doubt it. To imagine Trump went reluctantly or out of obligation is a heroic assumption based on everything we know about him"
X Link @TMFScottP 2025-10-13T20:28Z 26.8K followers, XX engagements

"@MurgsToday81923 No government ownership of the means of production is communism. Taxation and transfer payments are part of every single developed democracy. So if they're all communist the word loses any meaning"
X Link @TMFScottP 2025-10-13T08:47Z 26.8K followers, XX engagements

"@therealdebstup @Laface88 The 'why' is interesting but not particularly relevant to today. Tax is raised to pay for public goods and services. The question for policymakers and voters is what we want to find and how the burden of paying for it should be spread"
X Link @TMFScottP 2025-10-13T23:27Z 26.8K followers, XX engagements

"'The government' isn't bailing out a $42b company. We are. The taxpayer. Maddening. Protectionism didn't work in the 50s 60s or 70s but here we are again chasing votes and nostalgia. Corporate welfare and a complete waste of money"
X Link @TMFScottP 2025-10-07T19:45Z 26.8K followers, 64.5K engagements

"Next domino To whatever extent you might be able to argue that the bailouts of Whyalla and Mt Isa were justified they've just created the playbook for every subsequent corporate welfare demand. Government only has itself to blame"
X Link @TMFScottP 2025-10-12T19:36Z 26.8K followers, 13.9K engagements

"Bloody brilliant. and not before time I said from the very beginning that the plan was flawed. I outlined how it should have been improved. The government dithered but finally saw the light. Took way too long but the right outcome"
X Link @TMFScottP 2025-10-13T03:04Z 26.8K followers, 48.7K engagements

"@Lynne45581429 Same as income tax rates in my view"
X Link @TMFScottP 2025-10-15T02:36Z 26.8K followers, X engagements

"@ginofarms Ha. I asked for that too. But no no direct line. I'm just a small voice yelling into the wind"
X Link @TMFScottP 2025-10-13T20:25Z 26.8K followers, XX engagements

"@Barcs_ok Why the US as the benchmark"
X Link @TMFScottP 2025-10-12T21:59Z 26.8K followers, XXX engagements

"How do you feel Labor voters Those of you who care about homelessness housing stress or the cost of living must wonder whose song your reps are singing. If you don't feel let down I don't think you're paying attention. It is reckless bordering on deliberate harm"
X Link @TMFScottP 2025-08-04T06:12Z 26.8K followers, 40.4K engagements

"@TimS1622124804 Sorry mate I'm talking about the tax on earnings in retirement not contributions"
X Link @TMFScottP 2025-10-13T19:53Z 26.8K followers, XX engagements

"A reference tweet on what we should do to improve housing affordability: X ideas in rough order: X. Reduce population growth X. Tell APRA to use the lending buffer countercyclically. X. Stop (but grandfather) NG X. Return CGT to indexation X. Build more social housing"
X Link @TMFScottP 2025-08-31T21:09Z 26.8K followers, 26.8K engagements

"We must look after those with genuine disability. But the NDIS program is a rolled-gold disaster. It cannot be reformed because the very structure is the problem. (And if X in X boys has a disability we either have an existential crisis or we need to redefine the term.)"
X Link @TMFScottP 2025-08-14T20:47Z 26.8K followers, 59.4K engagements

"@RBVogue @FL480 @OldGrump9 Home prices at 11x incomes makes it difficult :)"
X Link @TMFScottP 2025-10-13T08:56Z 26.8K followers, XX engagements

"@Lynne45581429 We could. I'd rather just tax the income at marginal rates (above a higher tax-free threshold for retirees)"
X Link @TMFScottP 2025-10-15T02:31Z 26.8K followers, X engagements

"@MurgsToday81923 @Mercfan3Mercfan If everything is communism nothing is of course :)"
X Link @TMFScottP 2025-10-13T23:41Z 26.8K followers, XX engagements

"@LocalReason Yep. But at a point above that level it just becomes a tax shelter. For example a Super balance of $3m is more than enough to relieve the pension burden. Giving a tax concession above that is unjustified on any policy ground"
X Link @TMFScottP 2025-10-13T23:42Z 26.8K followers, XX engagements

"@therealdebstup @Laface88 Again a different question. I'm talking about the reasonableness of the distribution of the tax burden. But also my wife doesn't need my permission or a handout from me. I don't 'tell' her anything"
X Link @TMFScottP 2025-10-13T23:44Z 26.8K followers, X engagements

"@MurgsToday81923 @Mercfan3Mercfan When does tax become communism"
X Link @TMFScottP 2025-10-13T23:47Z 26.8K followers, XX engagements

"@RepulicBanana @JEChalmers What and share my winnings with you I'll send you a photo from The Bahamas ;)"
X Link @TMFScottP 2025-10-13T03:45Z 26.8K followers, XX engagements

"This'll stir some passion but. The energy cost issue isn't one (primarily) of current ideology. It is one of two decades of policy gridlock that's meant insufficient new generation (of any sort) is going to be delivered. New coal or new renewables costs a motza. 1/4"
X Link @TMFScottP 2025-10-12T21:01Z 26.8K followers, 2191 engagements

"This. Ban. Gambling. Ads. Now"
X Link @TMFScottP 2025-10-10T00:06Z 26.8K followers, 17K engagements

"@audrey_fra94066 @b_leeder Kinda. And maybe in time. At the moment most people retiring have only had Super for part of their working lives and then only at far lower contributions as a % of their incomes. We only hit the 'final' level of XX% earlier this year"
X Link @TMFScottP 2025-10-13T21:43Z 26.8K followers, XX engagements

"@PennyPackerCap XX% is okay relative to labour income. And it's only on $10m balances the income from which could average $1m per year"
X Link @TMFScottP 2025-10-13T20:21Z 26.8K followers, X engagements

"@FL480 @jesushobo @RBVogue @OldGrump9 Yep. As a concessional equivalent to the personal income tax scales. Harder to work out why people would cheer on a lower rate for uber-wealthy Superannuants while labour income is taxed at XX% tbh"
X Link @TMFScottP 2025-10-13T20:47Z 26.8K followers, XX engagements

"I am all for cutting unnecessary red tape. But this seems like a system designed to ignore locals so the State government can hit an arbitrary number. Because of a problem created by unsustainable population growth. We've got the whole thing backwards"
X Link @TMFScottP 2025-09-17T06:50Z 26.8K followers, 6039 engagements

"Worth adding. Even after this Super is still extraordinarily generous for Super balances above about $500000. Earnings on the first $2m are tax free On the next $1m only 15%. A hypothetical $3m Super account that earned XX% per annum would get $300k and pay only $15k tax"
X Link @TMFScottP 2025-10-13T07:06Z 26.8K followers, 26.6K engagements

"@therealdebstup @Laface88 Maybe but that doesn't address the question of the reasonable application of the tax burden itself"
X Link @TMFScottP 2025-10-13T23:41Z 26.8K followers, X engagements

"And for the record: I think the XX% tax on $10m balances is also a good move. Super is for retirement incomes - it's not a tax shelter"
X Link @TMFScottP 2025-10-13T03:07Z 26.8K followers, 3916 engagements

"@TommyT_222 @CFC_Vlad You seem nice"
X Link @TMFScottP 2025-10-13T20:22Z 26.8K followers, XX engagements

"@jesushobo @FL480 @RBVogue @OldGrump9 But not no sense. - Concessional XX% tax on contributions - Concessional XX% tax on accumulation - First $2m (indexed) X% tax in retirement - Next $1m (indexed) XX% tax in retirement - Next $7m (indexed) XX% tax in retirement Could that change Yep. Still a very good deal"
X Link @TMFScottP 2025-10-13T20:46Z 26.8K followers, XX engagements

"@AggressiveQuant Not really that in this case - the mine closure and the requirement for rebricking the smelter is far more important here"
X Link @TMFScottP 2025-10-09T01:46Z 26.8K followers, XXX engagements

"@kerrybarris None"
X Link @TMFScottP 2025-10-13T04:45Z 26.8K followers, XX engagements

"@jesushobo Not barely though - 'decently but not hugely'. Something around $20k per annum seems reasonable to me. It's not really a huge risk either IMO"
X Link @TMFScottP 2025-10-13T08:28Z 26.8K followers, XX engagements

"Want to give the best public servants a reason to resign (leaving lower-quality staff behind) Tell them they can't have flexibility making the private sector look even more attractive. The best will leave. The others will stay. Terrible policy. #auspol (Source: AFR)"
X Link @TMFScottP 2025-03-03T20:14Z 26.8K followers, 42.5K engagements

"@RobWearne We don't yet know if there'll be a long term CGT discount"
X Link @TMFScottP 2025-10-14T04:02Z 26.8K followers, XX engagements

"@Laface88 The number is arbitrary then"
X Link @TMFScottP 2025-10-14T08:35Z 26.8K followers, XX engagements

"@audrey_fra94066 $500k at a XX% return would give you $50k per annum; meaningfully above the pension. And someone was only getting $100k - $150k from a $3m Super account I'd suggest the investment strategy is poor"
X Link @TMFScottP 2025-10-13T20:20Z 26.8K followers, XX engagements

"@mghardiman Kinda. But also like paying for house insurance"
X Link @TMFScottP 2025-10-12T21:57Z 26.8K followers, XX engagements

"While I'm riling people up on energy and climate change. The argument that 'Australia is too small to matter' is both XXX% accurate and also a cop-out. But I'm far from sure about the best way to close that gap. 1/n"
X Link @TMFScottP 2025-10-12T21:13Z 26.8K followers, 7828 engagements

"@TrippleGav Oh he wants it. Doesn't mean he should take it. Decency at some point should come into play"
X Link @TMFScottP 2025-10-13T08:45Z 26.8K followers, XXX engagements

"@MurgsToday81923 @Mercfan3Mercfan Why is inheritance tax Communism but not income tax"
X Link @TMFScottP 2025-10-14T07:51Z 26.8K followers, XX engagements

"@MarkJF1973 No but then we set the pension at $31k. Hard to justify - on policy grounds - concessional taxation much beyond say a $20k increase on that"
X Link @TMFScottP 2025-10-14T22:17Z 26.8K followers, XX engagements

"@TheNoisyTrunk Nah you cheerlead. Ceaselessly. Dressed up to sound fancy. But hey you do you. The denials ring hollow and make the protestations look a little silly to be honest"
X Link @TMFScottP 2025-10-13T23:08Z 26.8K followers, 2380 engagements

"Evolution of a scam: Create account under a different name. Retweet lots of my tweets. Change name and bio to copy my account. (Obviously only halfway through. Next steps will be to use my profile photo and change the handle to something close to mine.) Be careful"
X Link @TMFScottP 2025-10-15T04:06Z 26.8K followers, 2181 engagements

"@Qldstew Partisans gunna partisan unfortunately"
X Link @TMFScottP 2025-10-14T08:26Z 26.8K followers, XX engagements

"@BobShunkle He went for the photos and the adulation. Assuming anything else is completely out of keeping with his revealed character IMO"
X Link @TMFScottP 2025-10-13T23:43Z 26.8K followers, XX engagements

"@Austriker3 I don't think so. CGT is levied on gains made investing after-tax incomes and Super is more generous because of the lower tax take on the way in and during accumulation"
X Link @TMFScottP 2025-10-13T19:25Z 26.8K followers, X engagements

"He's right - this sort of thing makes me tear my hair out. :) My 2c: People are way too quick to take offence in general. Call me bald Plenty of people have Turns out. it's true. Who knew Sure I could I be offended. But why That's different to trying to offend ofc"
X Link @TMFScottP 2025-10-14T22:15Z 26.8K followers, 4832 engagements

"You know all this panic selling Just remember there is a buyer for every single trade today. Someone's willingly taking the other side. Don't believe it's all (long term) doom and gloom"
X Link @TMFScottP 2025-04-07T02:12Z 26.8K followers, 33K engagements

"@Laface88 I'm being a little cheeky here of course. I actually agree on not printing more money. But the number itself is irrelevant just like the number of shares on issue for a company. The key thing is proportional ownership/interest"
X Link @TMFScottP 2025-10-14T08:50Z 26.8K followers, XX engagements

"@AndrewAQLD @FootnotesGuy @EnergyWrapAU @CSIRO Similar but not identical. I have no issue with governments providing seed funding for nationally worthwhile projects. This strikes me as far too speculative to fit that category tbh"
X Link @TMFScottP 2025-10-13T06:50Z 26.8K followers, XX engagements

"@ricketyclik No they remain. Pension phase is X% tax and the cap - called the Transfer Balance Cap - increases with inflation in $100000 chunks"
X Link @TMFScottP 2025-10-14T03:40Z 26.8K followers, XX engagements

"@Laface88 (Also there could be more than 21m Bitcoin if XX% of the network agrees of course) :)"
X Link @TMFScottP 2025-10-14T08:41Z 26.8K followers, XX engagements

"@keenkellie1 An option yep. I'm not against it at all. I worry about the risk of accident and waste storage but if it's the least-worst energy source then I'm in favour. Timing is the issue in the next XX years though"
X Link @TMFScottP 2025-10-13T20:48Z 26.8K followers, XX engagements

"@audrey_fra94066 Again the choice of investment strategy is up to the individual. But if I had a $3m Super account there's zero reason to be conservative as an investment strategy. The assumption on the XX% is that the fund realised the full amount and paid it out. Why wouldn't it"
X Link @TMFScottP 2025-10-13T21:11Z 26.8K followers, X engagements

"@platypusWarby Price caps are bad economics. We can't just cap or subsidise our way out of market realities - it creates distortions just like Russian breadlines"
X Link @TMFScottP 2025-10-12T21:56Z 26.8K followers, XX engagements

"In other words. don't let anyone tell you the changes undermined retirement savings or are unreasonable or anything else. They might want to pay less tax but that's not the same as a systemic issue. At a policy level it's still more generous than it should be"
X Link @TMFScottP 2025-10-13T07:07Z 26.8K followers, 1632 engagements

"@Patrick84810371 I thought it was based. I can't keep up. :)"
X Link @TMFScottP 2025-10-09T10:04Z 26.8K followers, XX engagements

"Confirmed: $600m over three years for XXX jobs. $333000 per job per year And I'll give you decent odds that in three years' time we're having another discussion about another bailout. We're being taken for mugs - by Glencore and our pollies"
X Link @TMFScottP 2025-10-08T05:13Z 26.8K followers, 62.3K engagements

"@keenkellie1 Dunno mate. It's complex because we're not on the inside. We do know that it's not commercially viable to keep old generation assets running (see: NSW Govt bailouts to keep them going). I don't suspect MCB is upset about that but I do think it's probably commercial first"
X Link @TMFScottP 2025-10-12T21:03Z 26.8K followers, XXX engagements

"@flexibledragnet @IksVonA Easy to capture. Hard(er) to export. I'm not sure on what other measure or accepted definition of the term we'd be a 'superpower'"
X Link @TMFScottP 2025-10-13T02:44Z 26.8K followers, XX engagements

"This'll annoy the Trumpers but man the hubris and ego of flying to Israel for the photo op is. a helluva thing"
X Link @TMFScottP 2025-10-13T08:35Z 26.8K followers, 14.8K engagements

"@StarryPieBunny Kinda what I meant about the definition of success. I might be jaundiced but I don't suspect Telstra would have done a particularly good job of responding to the last three decades of technological revolution as a government department CBA has also done extraordinarily well"
X Link @TMFScottP 2025-10-10T06:00Z 26.8K followers, XXX engagements

"Good. The new Super tax should be changed. It's far from clear the Treasurer will make any changes but @JEChalmers please let me suggest three simple changes: X. Start it from next financial year X. Index the threshold X. Don't tax unrealised gains. Then I'm XXX% on board"
X Link @TMFScottP 2025-10-09T03:31Z 26.8K followers, 28.9K engagements

"@insydney I suspect that's spot on tariffs notwithstanding"
X Link @TMFScottP 2025-10-13T03:16Z 26.8K followers, XX engagements

"@macca_wang How would you draw $800k tax free"
X Link @TMFScottP 2025-10-13T03:19Z 26.8K followers, XXX engagements

"Well I guess we know the next bailout target. I hope this wasn't just a rope-a-dope as a way of getting governments on the hook to also bail out the fertiliser plant but we'll see. Don't rule out the chequebook coming out again"
X Link @TMFScottP 2025-10-08T19:56Z 26.8K followers, 3580 engagements

"@AlexKoulie Deranged isn't particularly useful"
X Link @TMFScottP 2025-10-13T09:13Z 26.8K followers, XXX engagements