@RileyE645 Avatar @RileyE645 Riley

Riley posts on X about $root, $lmnd, $pgr, $cvna the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

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Social Influence

Social category influence cryptocurrencies 74% stocks 40% finance 21% automotive brands 8% technology brands 2% social networks 1%

Social topic influence $root #3, $lmnd 19%, $pgr #8, $cvna #109, hyundai 6%, root #47, short interest #62, growth #1334, $all #16, insurance 4%

Top accounts mentioned or mentioned by @bjmtweets @jakebrowatzke @kabraxfx @mattscottcap @andersreiche @cedarstresearch @leinad7331 @ironicape @andycyau @arminhartl @jminvestment0 @anchorinvest @alejandrobatiz6 @myxtrades @callleefree @henryinvests @bradsferguson @howtoinvestjb @singularityres @bj23air

Top assets mentioned The Root Network (ROOT) Lemonade, Inc. (LMND) Progressive Corp (PGR) Carvana Co. (CVNA) Alliance Fan Token (ALL) TrustVerse (TRV) UiPath, Inc. (PATH) Return to Beginnings (ROOTS) NVIDIA Corp. (NVDA) 10s (10S) Tesla, Inc. (TSLA)

Top Social Posts

Top posts by engagements in the last [--] hours

"went back to [----] data for $root and $pgr to see impact of texas freeze to get a feel for this storm. Timm mentioned an uptick in frequency but the LR didnt see any uptick in the Q despite texas being their largest state. $pgr saw zero uptick in LR either"
X Link 2026-01-26T16:19Z [---] followers, [---] engagements

"really interesting insight on $root competitive advantage in the IA space. interesting that they called out $PGR specifically as outdated even tho they're most modern of legacy carriers. some good color on how IA is exploding https://x.com/_inpractise/status/2016220552889880926 A former Product Manager at $ROOT explains the pain points solved by the Root Agent Portal (RAP): "It is a modern agent system powered by the carrier platform. It is a front-end tool for agents to bind policies much better than other carriers. Many agent portals like those for"
X Link 2026-01-27T19:02Z [---] followers, [----] engagements

"Short Interest continues to rise as price drops. Up to 2.46M shares or 18% of the float (17.8% last update). Loving the set up for 2026"
X Link 2026-01-28T13:43Z [---] followers, [---] engagements

"great example of market inefficiency today with $root and $cvna. since the $cvna news they dropped 8% while $root is down 6%. the market thinks if carvana goes down so will $root. in reality they make up about 15-20% of $root business and shrinking. buying more today"
X Link 2026-01-29T14:44Z [---] followers, [---] engagements

"@bjmtweets another way to think about it: $lmnd has to grow IFP 54% per year while $root grows 0% over [--] years to have the same P/IFP. Or if $root grows 15% $lmnd needs to grow 80% annually"
X Link 2026-01-29T14:47Z [---] followers, [---] engagements

"- P/E of [--] (normalized for cvna warrants) - 27% YoY Rev growth - guide for accelerated growth (yet WS thinks 6%) - 350B industry - industry best LR - differentiated tech for enhanced distribution Will look back on this wishing I bought even more $root down here"
X Link 2026-01-29T18:46Z [---] followers, [---] engagements

"@jakebrowatzke you guys need to get $root back on your radar. insane upside. Hyundai looks to be launching what looks similar to cvna and would be worth 2-3B market cap alone for $root with the entire company at 1B right now"
X Link 2026-01-30T13:14Z [---] followers, [----] engagements

"lets put some rough #'s to Hyundai Secure+ if it ends up being similar to $cvna. This is napkin math but displays how big of a deal it would be. Potentially even better LR/margins being fully embedded in Hyundai vehicles the $153 would be JUST the Hydundai portion of $root"
X Link 2026-01-30T13:28Z [---] followers, [----] engagements

"@mattscottcap @JM_Investment0 right now its about 15-20% of topline but shrinking. the good news is if cvna blows up $root will still keep the exsisting customers itll just mean a channel is down for future growth. how likely is bankruptcy in your opinion and how long would that take to play out"
X Link 2026-01-30T18:07Z [---] followers, [---] engagements

"I sent an email similar to @bjmtweets to $root IR advocating for more interaction/investor days. They responded today pretty generically but glad to get a response: "thank you for the feedback it is valuable and will take it into consideration""
X Link 2026-02-02T17:52Z [---] followers, [----] engagements

"@jakebrowatzke $root 2.9x by this metric forming a larger moat each Q in a massive industry that hasnt been disrupted yet"
X Link 2026-02-03T13:08Z [---] followers, [---] engagements

"@call_lee_free remember that day like it was yesterday haha craziest move ive seen"
X Link 2026-02-04T19:32Z [---] followers, [---] engagements

"@jakebrowatzke $root lets go very good chance it will be your best performer imo. Love your composure during this drop brother definitely a testament to your hope in Christ and stability He gives regardless of performance/financial status"
X Link 2026-02-06T13:51Z [---] followers, [---] engagements

"$PGR posted Dec results today. The Q4 avg LR for auto came in about [--] pts higher than Q3 and was helped by some favorable prior period development. Helpful data point for $root Q4 estimates"
X Link 2026-01-28T13:46Z [---] followers, [----] engagements

"at these prices not only is $root upside huge but the downside longterm risk is as low as ive seen in a stock. P/S is about 50% of legacy industry (even more if you include other insuretechs). $root has many levers to pull for both growth and op leverage that legacy doesnt"
X Link 2026-02-02T14:06Z [---] followers, [----] engagements

"feels financially irresponsible to not buy as much $root as possible under 1B. Planning to buy shares every day until earnings or $80/share"
X Link 2026-02-03T15:14Z [---] followers, [----] engagements

"part of the bull thesis for $root & $lmnd in new P&C article below. TLDR: -telematics/UBI great for LR retention -50% of customers surveyed want it -legacy slow to adopt due to culture tech and cannibalizing existing book - $pgr current leader but small % of their book"
X Link 2026-02-04T16:29Z [---] followers, [----] engagements

"more on $all - their underlying auto LR went up just [---] points much lower than the 3-5 points Timm said he typically expects from Q3 to Q4. as a reminder $pgr came in on the lower side of that figure as well while $trv showed a [---] point increase"
X Link 2026-02-05T16:46Z [---] followers, [---] engagements

"$all posts earnings today and shows 5% YoY rev growth and 2.3% auto PIF increase YoY. Market loves it gives the whole industry a boost yet $root trades down. P/S and growth comps make no sense especially given incumbents have squeezed every drop of margin/growth already"
X Link 2026-02-05T16:38Z [---] followers, [----] engagements

"nice group of reviews in the last [--] hours"
X Link 2026-02-04T14:48Z [---] followers, [---] engagements

"new role at $root today tasked with scaling mid-upper funnel marketing channels. Previously Timm discussed "testing" and "exploring" these channels and now they're hiring for it and scaling"
X Link 2026-02-06T13:31Z [---] followers, [----] engagements

"$root has now dropped more than $cvna has since their short interest fraud report. $root now at 0.61x sales and 12x earnings (excluding warrants one-off) with massive growth/op leverage ahead. Adding more today"
X Link 2026-02-06T15:02Z [---] followers, [----] engagements

"short interest surprisingly dropped slightly in $root now at 2.41M shares or 17.6% of float down from 2.46M and 18% respectively"
X Link 2026-02-11T01:54Z [---] followers, [----] engagements

"im liking this trend for $root IA's"
X Link 2026-02-13T16:40Z [---] followers, [----] engagements

"wild that even the laughably pessimistic $root analysts who over last [--] Q's predicted [----] eps compared to actual of +5.1 eps have a price target of $137 or 55% upside"
X Link 2025-08-14T16:52Z [---] followers, [---] engagements

"@Ironic_Ape @bjmtweets where is $root's acquisition challenge look at IFP gained since end of [----] compared to S&M: $root gained $499M and spent $224 compared to $lmnd gaining $336 spending $270"
X Link 2025-08-16T18:09Z [---] followers, [---] engagements

"@Ironic_Ape @bjmtweets @HenryInvests used to own but sold for $lmnd and $root a while back. any catalysts coming up rest of the year"
X Link 2025-08-19T18:51Z [---] followers, [---] engagements

"$root bull thesis in a nutshell. I initially missed the detail from Q2 call that the prior pricing algo was shipping end of '24 meaning this latest 20% LTV lift was shipped just [--] mos later. Imagine as the flywheel continues to spin with more data more algo iterations"
X Link 2025-09-03T14:11Z [---] followers, [----] engagements

"@jakebrowatzke @bradsferguson have you made a deep dive vid on $path yet"
X Link 2025-09-16T12:59Z [---] followers, [--] engagements

"@howtoinvest_jb great vid - love the spreadsheet setup. You guys should consider adding $root to your list you clearly see the insurtech upside with $LMND but $root trades much cheaper currently and has a distinct distribution approach"
X Link 2025-09-18T20:06Z [---] followers, [---] engagements

"Many new $root job posting on LinkedIn this week mostly data scientists and analysts. [--] larger roles posted are Chief of Staff to the CEO and VP of Engineering. Good indicator overall for where they are investing in H2"
X Link 2025-09-24T20:03Z [---] followers, [---] engagements

"@SingularityRes @andycyau i dont think its a bear case at all - would drastically reduce risk and $root would be one of the carriers lean enough and small enough to actually price accordingly and take market share. Legacy however could really struggle. check this out https://youtu.be/xLPGc2-tDgssi=2b_Dz7RoDYwvicX0&t=2040 https://youtu.be/xLPGc2-tDgssi=2b_Dz7RoDYwvicX0&t=2040"
X Link 2025-10-01T12:24Z [---] followers, [---] engagements

"@Ironic_Ape @andycyau seems like apples and oranges in a couple ways: comparing ADR at $lmnd to policy retention at $root. Also comparing property/pet (higher retention lines) to auto only $root. Would be interesting to know policy retention of $lmnd car to compare"
X Link 2025-10-07T13:30Z [---] followers, [---] engagements

"@bj23air @Gfilche @grok @Jfilche $root IFP could stay flat for [--] years and $lmnd would need to grow IFP 35% annually just to have the same P/IFP. meanwhile there is a chance $root partnership channel alone could grow to be a similar size to lemonades total book"
X Link 2025-10-07T13:46Z [---] followers, [---] engagements

"50% upside to get back to where we were pre earnings. since then $root: - beat EPS est by 450% - launched new pricing model boosting LTV 20% -launched a top [--] population state - joined [--] largest raters for IAs - had a benign Q3 weather season"
X Link 2025-10-07T16:00Z [---] followers, [----] engagements

"analyst laziness creates alpha. Wells Fargo upgrades $root to $120 after earnings and today decides to follow price action to lower to $89. The below estimate vs actuals speaks for itself"
X Link 2025-10-08T17:31Z [---] followers, [----] engagements

"@Nick_Lamparelli not sure about $lmnd but with how cheap $root has become to match $nvda [--] year return it would mean a 17B company which doesn't seem that crazy to me with solid execution for 5-10 years"
X Link 2025-10-09T19:13Z [---] followers, [---] engagements

"@CycloneInvest @mattscottcap one reason i love $root and $lmnd is because their business models aim to oppose that. instead of profiting off good drivers to subsidize bad ones everyone pays according to their own risk"
X Link 2025-10-15T14:15Z [---] followers, [---] engagements

"$all insights on CA fires. $2B gross losses $1.1B net of reinsurance which would add about [--] pts onto their Q1 LR. They stopped writing CA home in [----] and had been de-risking in a similar manner to $LMND"
X Link 2025-02-06T19:55Z [--] followers, [----] engagements

"@Anchor_Invest @DumbMoneyTV do think others are fearful with this name at the moment stock is up 100% since last earnings call"
X Link 2025-02-14T18:10Z [--] followers, [---] engagements

"@Anchor_Invest appreciate the analysis here but i see meaningful flaws in both #5 and #7 #5: to adjust for line of business you also have to look at the other carriers % property. for example $all only has 15% of their CA book in homeowners meaning for $LMND you need to adjust much higher"
X Link 2025-02-20T13:26Z [--] followers, [---] engagements

"my hypothesis is that the LA wildfires are providing data to the LTV AI and the severity of fires is now being accounted for making homes that were green [--] months ago now red"
X Link 2025-02-20T15:27Z [--] followers, [--] engagements

"home non renewals dont seem to be slowing this one in CO my hypothesis is that the LA wildfires are providing data to the LTV AI and the severity of fires is now being accounted for making homes that were green just [--] months ago now red"
X Link 2025-02-20T15:28Z [--] followers, [----] engagements

"@alejandrobatiz6 @Leinad7331 curious your prompt haha i gave it basic context of 1.9M renters CA=23% 45K max covg what lmnd covers etc. and it estimated $219M. it assumed avg claim of 10k 20% of renters claiming"
X Link 2025-02-21T02:19Z [--] followers, [--] engagements

"@Neil_X10 @alejandrobatiz6 agreed overall - the setup is just completely nonsensical to me with estimates seemingly ignoring one of the most costly insurance events that happens to be in $LMND's highest volume area impacting their highest weighted lines of business"
X Link 2025-02-21T18:26Z [--] followers, [--] engagements

"@anthonyisonline not sure about $LMND but i know $root is in conversations with the major gig economy brands for potential partnerships in [----] and beyond"
X Link 2025-02-24T15:58Z [--] followers, [---] engagements

"where are my $root technical gurus with some insights on key levels here @andycyau @sunxliao @bjmtweets @KabraxFX"
X Link 2025-09-08T15:17Z [---] followers, [---] engagements

"since [----] $root market cap dropped from 3.65B to 1.25B. In that time it: - 3x IFP - Halved LR from 114% to mid 60's -refined pricing models -launched partnership channel now growing 300% YoY - Miles driven from 14B to 32B"
X Link 2025-10-09T14:20Z [---] followers, [----] engagements

"$PGR just reported September results and the auto Q3 LR is [--] pts LOWER than Q2 and almost [--] pts lower than Q3 [----]. Worth noting that $root may not get that same incremental benefit on the LR since they havent been taking rate"
X Link 2025-10-15T12:31Z [---] followers, [----] engagements

"@mattscottcap crazy enough the EPS was actually because they were too profitable 😂 They had to give back $950M to policyholders in FL. The loss trends they posted within Q3 are bullish for both $root and $lmnd though"
X Link 2025-10-15T13:50Z [---] followers, [---] engagements

"all signs pointing to a very strong Q3 LR driven by lowered losses within home. [--] pt improvement both YoY and QoQ for $trv"
X Link 2025-10-16T13:32Z [---] followers, [----] engagements

"@KabraxFX would love to see how much effort and DD gets put in by analysts on a company as small as $root. Either way it creates a massive opportunity to load up before they finally catch on. cant believe TTM est were [----] vs +5.1 actual and even they think its worth $125 right now"
X Link 2025-10-16T19:22Z [---] followers, [---] engagements

"@my_X_trades been in $root since jan [----] and is currently by biggest position. happy to answer any questions on the name. out of curiosity what dealership/make was it"
X Link 2025-10-17T13:29Z [---] followers, [---] engagements

"@my_X_trades if im a good driver i'd choose $root because they'll price me based on my actual driving risk rather than lumping me with other people in my demographic. if im a bad driver i wouldnt choose $root because again they'll price me based on my risk and I'll be surcharged"
X Link 2025-10-17T15:08Z [---] followers, [---] engagements

"New position posted: Senior Director of IA's. Job description states IA vertical has line of sight to $1B+. Anyone done the work to estimate the current size of IA's within $root"
X Link 2025-10-21T13:01Z [---] followers, [----] engagements

"@realroseceline PIF is up 12% YoY with $root and $pgr the only players growing at all in that period. Looking backward isnt as doom and gloom as most claim and i think looking forward we'll see higher PIF growth"
X Link 2025-10-21T18:39Z [---] followers, [---] engagements

"@Armin_Hartl if you apply geico's expense ratio and leave everything else the same $root is trading at 3.3x earnings 😂 geico is best in class with efficiency and it will take some time but being built on modern tech will lead to similar figures"
X Link 2025-10-22T17:42Z [---] followers, [---] engagements

"@eliasmrtnz1 @SantoroSystems those [--] are during robotaxi specific rides or just while using FSD the 1.25M miles came from the earnings call where they mentioned doing 1M in bay area and .25M in Austin"
X Link 2025-10-24T23:12Z [---] followers, [--] engagements

"@mattscottcap its easy to assume $lmnd is the only one building efficiencies because they talk about it meanwhile $root is basically double the IFP/headcount ratio of $lmnd and already ahead of massive legacy and improving as they grow"
X Link 2025-10-26T00:56Z [---] followers, [---] engagements

"@JacksonMatysik @mattscottcap i could go both ways on that. if they spoon feed you the story then you pay a premium in the stock because everyone knows about it. If theyre a bit quieter like $root there is more alpha once you do your homework"
X Link 2025-10-27T12:31Z [---] followers, [---] engagements

"@Armin_Hartl thanks for sharing article. massive difference between "using" UBI and giving small discounts like legacy does and actually pricing heavily based on UBI. Legacy is disincentivized to cut prices in half for good drivers because they have massive customer base already"
X Link 2025-10-27T17:49Z [---] followers, [--] engagements

"@Armin_Hartl root and lmnd have both talked about this quite a bit. Timm has mentioned how snapshot (PGR) doesnt surcharge or discount nearly enough and Daniel gives somewhat of an overview here https://youtu.be/eNMB4a3_H9osi=ZYE80bN4KqAojMLb&t=1249 https://youtu.be/eNMB4a3_H9osi=ZYE80bN4KqAojMLb&t=1249"
X Link 2025-10-27T17:50Z [---] followers, [--] engagements

"if you've been following $root for a while you'll notice this is a major tone change from Timm. From "if competition comes you'll see us pull back" to "we're growing regardless of the environment""
X Link 2025-11-06T15:10Z [---] followers, [----] engagements

"as the auto insurance market increased over the last year or so $root showed serious strength. In Q3 they said they plan to accelerate growth in direct channel even through increased competition. With embedded direct and now IA's all firing we're in for a fun ride"
X Link 2025-11-10T14:34Z [---] followers, [----] engagements

"@jakebrowatzke love the insight Jake re: $root - difficult to see $lmnd as competition when the auto market is $350B. more than enough room for both. Also seems like $lmnd has similar risk regarding robotaxis. both should crush as roads become safer and risk drops during transition period"
X Link 2025-11-10T16:23Z [---] followers, [---] engagements

"@AndersReiche pricing in perfection with this method imo. hard to have any margin of safety when you jack up managements own expectations and assume a pretty aggressive multiple. current markets hitting AT highs and giving $root a [--] multiple despite topline tripling in [--] years"
X Link 2025-11-12T13:43Z [---] followers, [---] engagements

"@AndersReiche $root tripled topline and brought net margin from -40% to positive in [--] years that's execution beyond what $lmnd is even guiding for. my question is what has changed specifically since ID2 that completely caught mgmt by surprise to extend their projected growth/margin"
X Link 2025-11-12T14:11Z [---] followers, [---] engagements

"@AndersReiche the only reason i brought up $root was to show that multiples might not play out as expected even after insane execution. just have a hard time believing they did a full [---] hr ID on how bullish Car is and now [--] mo's later their perspective has changed enough to double the NPV"
X Link 2025-11-12T14:35Z [---] followers, [---] engagements

"Interesting comparing $CVNA units sold with $root embedded GWP. The partnership xIA channel (assuming most of this is carvana) is up 67% YoY while $cvna units sold was up 44%. This implies either higher take rate of $cvna or additional growth levers within that specific book"
X Link 2025-11-12T14:38Z [---] followers, [---] engagements

"@AndersReiche @Leinad7331 here is the nov [----] expectations (using numbers from Q1 [----] but adding in the $20M adjustment that came after) vs the most recent [----] guidance. FWIW i still hold shares I just think its important to consider mgmts valuation vs the NPV's im seeing today"
X Link 2025-11-12T15:54Z [---] followers, [--] engagements

"@Leinad7331 @AndersReiche my friend you really think a $40M hit to a $500M balance sheet is a positive it objectively lowers the value of the company. The exercise mgmt did in valuing the company is ALSO forward looking going fwd [--] years. since then IFP exp is up 1.2% and ebita is 12M lower"
X Link 2025-11-12T16:13Z [---] followers, [--] engagements

"@Leinad7331 @AndersReiche closer to $40M - $29 net based on Q1 [----] letter and last [--] Q's the CAT PPD has increased from CA fire adjustments. Performance vs the $100M "expected" means nothing the fact is they took a $40M haircut that they werent expecting in Nov"
X Link 2025-11-12T16:26Z [---] followers, [--] engagements

"if $root reaches industry avg margin we're looking about a look-through PE of [--]. Ask yourself whether you think the growth will be high enough to justify a [--] PE. Next consider the likelihood of better than avg margins being built on modern systems no technical debt etc"
X Link 2025-11-19T19:44Z [---] followers, [----] engagements

"@CedarStResearch where do you land with $root at these prices"
X Link 2025-11-20T15:43Z [---] followers, [---] engagements

"@KabraxFX agreed but someone in the retail community needs to land an interview with Timm to bridge this gap to next earnings call haha"
X Link 2025-11-20T15:50Z [---] followers, [--] engagements

"@CedarStResearch regarding $root i have such a hard time seeing [----] EPS anywhere near [----] considering their TTM EPS was over $5 before the $cvna expense"
X Link 2025-12-02T18:36Z [---] followers, [---] engagements

"nice article from @coverager today. The landing page discussed appears to be new - has anyone seen it before https://coverager.com/progress-in-the-hyundai-root-partnership/ https://coverager.com/progress-in-the-hyundai-root-partnership/"
X Link 2025-12-05T16:54Z [---] followers, [---] engagements

"@shai_wininger @jakebrowatzke sounds very familiar $path"
X Link 2025-12-10T18:16Z [---] followers, [---] engagements

"on one side you have wall street predicting $root growing 6% next year. on the other the new CISO is posting about rapid growth and the CEO is talking about massive partnership channel growth and leaning back into direct. I know who I'm betting on"
X Link 2025-12-12T17:34Z [---] followers, [----] engagements

"new job posting for $root with a nice nugget. 7+ states added within the next [--] mo's"
X Link 2025-12-18T18:27Z [---] followers, [----] engagements

"Last year at this time $root was essentially at the same price and doubled in the following [--] months. Short interest then was 1.6M compared to 2.3M now. IFP is now higher more agents/partners have been added pricing models improved etc etc"
X Link 2025-12-30T15:13Z [---] followers, [----] engagements

"@bjmtweets the less interviews/spoon fed analysis the more alpha available especially early on. as companies mature the numbers speak for themselves a bit more"
X Link 2025-12-31T21:45Z [---] followers, [--] engagements

"recent survey asked agents to define the most important elements in choosing a carrier. Superior product and technology were [--] of the top [--]. If the trend continues of IA's writing double digit business through $root due to ease of use the growth will be incredible"
X Link 2026-01-02T14:25Z [---] followers, [----] engagements

"Pulled historical PPD adjustments using GRL and Acc Per GRL and saw a clear trend. [--] of the [--] Q4's had a favorable adjustment in Q4 and recently they're enough to smooth out the Q4 LR uptick. IF $root has a similar YE adjustment this Q4 its about a $15M swing of net income"
X Link 2026-01-07T20:37Z [---] followers, [----] engagements

"@KabraxFX i think $root has breakout session at 10:30 EST as well and again in the afternoon"
X Link 2026-01-12T15:22Z [---] followers, [---] engagements

"my biggest takeaways from $root ICR: -cvna partnership remains EXCLUSIVE (squashes worries of geico article) - working with additional OEMs new big partners under contract hyundai: seeing really strong growth now and continue to invest in it cont"
X Link 2026-01-13T12:24Z [---] followers, [---] engagements

"anyone else remember buying shares in the $10's in late [----] Unbelievable seeing this thing up more than that just today 👀 I also recall a lot of talk about people buying pink lambos if we saw $100 looking forward to seeing pics. Congrats everyone"
X Link 2026-01-22T16:37Z [---] followers, [---] engagements

"anyone have a tesla in AZ to test the pricing model"
X Link 2026-01-23T14:15Z [---] followers, [---] engagements

"@CedarStResearch yeah tbh i have no idea how any carrier could compete with $tsla on their own cars. they dont need to make an UW profit and have no aq cost like you said. plus no cost for the api data. hard to see $lmnd ever beating them on price once this all plays out"
X Link 2026-01-24T18:42Z [---] followers, [---] engagements

"@CedarStResearch not to mention the fact that they have direct access to parts to repair damages and will do that at cost as well"
X Link 2026-01-24T18:44Z [---] followers, [--] engagements

"@CedarStResearch either collecting more revenue at each point or just pass all those savings off to customer to make dirt cheap. im hopeful this OEM POS datapoint bodes well for $root with hyundai and kia going forward"
X Link 2026-01-24T18:49Z [---] followers, [---] engagements

"WF downgrades $root "pointing to concerns around the insurers financial position and a CR of 102% indicating underwriting losses." $root is in the best financial position in its existence and the 102% is from a [--] time non cash expense. PT's simply following price. very lazy"
X Link 2026-01-14T18:56Z [---] followers, [----] engagements

""Oct PIF growth has definitely accelerated vs Q3 (up 11K policies) and we're not seeing that slow down" - Timm on Q3 call Search trends for $root have only increased from the Oct avg (red line in photo). Really good sign for Q4 PIF"
X Link 2026-01-21T16:42Z [---] followers, [---] engagements

"if this $lmnd move looks exciting just wait till the market realizes that $root is 1/6 the price has [--] channels that are currently bigger and growing faster than $lmnd auto and is already GAAP profitable"
X Link 2026-01-22T15:03Z [---] followers, [----] engagements

"in the last [--] days $lmnd market cap increased more than the entire size of $root. An exciting announcement but something that $root essentially did [--] years ago and can presumably replicate here as well🤔"
X Link 2026-01-23T13:26Z [---] followers, [---] engagements

"@Fisuliini @KabraxFX TM filing: HYUNDAI SECURE+ trademark registration is intended to cover the categories of insurance services; underwriting and administration of property and casualty insurance including automobile insurance providing coverage for property damage and third party liabilities"
X Link 2026-01-30T16:13Z [---] followers, [--] engagements

"@KabraxFX really cant think of an explanation here outside of $root partnership. Not a single job posting re: insurance at hyundai and zero sign of another carrier working with them. Then you have Timm laying out a full vision of hyundai [--] weeks ago. it seems 95-99% to me"
X Link 2026-01-30T16:25Z [---] followers, [---] engagements

"@JM_Investment0 @mattscottcap i was asking about $cvna but appreciate the article on $root"
X Link 2026-01-30T19:45Z [---] followers, [---] engagements

"analysts are calling for 1.59B Rev in [----] which is essentially 0% growth if you annualize Q4's upcoming rev. Meanwhile you have mgmt discussing rapid growth with job postings to match. Each channel will likely grow meaningfully in 2026"
X Link 2026-01-30T15:24Z [---] followers, [----] engagements

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