@NickPriceLDN Nick Price

Nick Price posts on X about inflation, threshold, in the, south africa the most. They currently have [------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

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• [--] Week [-----] +4,981%
• [--] Month [------] +268%
• [--] Months [------] +2,639%

Mentions: [--] #

• [--] Week [--] +325%
• [--] Month [--] +113%
• [--] Months [---] +228%

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• [--] Week [--] no change
• [--] Month [--] +3.50%
• [--] Months [--] +76%

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Social Influence

Social category influence finance 41.38% countries 6.9% stocks 5.17% technology brands 3.45% travel destinations 3.45% luxury brands 0.86%

Social topic influence inflation 16.38%, threshold 6.9%, in the 6.03%, south africa 5.17%, mortgage rate 5.17%, realise 4.31%, london 3.45%, if you 3.45%, debt 3.45%, period 2.59%

Top accounts mentioned or mentioned by @drjogrady @jclib1990 @brainmcmillan @spreadempunk @kateflood @wafctabs @bbcnewsnight @vicderbyshire @mbonisimaku @rajiv1841 @m1diy @slou1967 @barneyxbt @chrisbeldam @incensensual @astromikemerri @grumpyman13 @talkcentss @bhchronicles @thfckels

Top assets mentioned DoorDash Inc. (DASH) Klarna Group plc (KLAR) Dash (DASH) Alphabet Inc Class A (GOOGL) Unilever plc (UL) PayPal Holdings Inc (PYPL) Church & Dwight Co., Inc. (CHD) Otis Worldwide Corp (OTIS)

Top Social Posts

Top posts by engagements in the last [--] hours

"@m9QD6L4IgW @CharlotteCGill Maybe google who Henry Wellcome is The entire foundation was funded by a single individual in [----]. Their services are paid for by his generous donation and the reason his initial 2.1m is now 40Bn is due to the achievements of the well paid investment team"
X Link 2026-02-11T15:34Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 What predictions man 🤣 I literally just said I hope South Africa finds prosperity Its a lovely country I have visited many times. Your ignorance is doing a lot of talking here. Johannesburg receives more annual rainfall than London"
X Link 2026-02-14T08:23Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 Where did I come up with an imagined genocide🤣 I am well aware of the right wing conspiracy theory of white genocide in South Africa but what thats got to do with my comments on quota based selection policies I am not sure"
X Link 2026-02-14T08:30Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 Honestly man not everyone you disagree with is some right wing Trump fan. Not everyone you disagree with hopes South Africa becomes the next Zimbabwe. Try and have a normal reasoned debate without resorting to ridiculous comments. Who hurt you"
X Link 2026-02-14T08:39Z [--] followers, [--] engagements

"@Steph_Gov27 @JohannBiermann1 36% on unrealized gains is a toxic recipe whichever way you cut it. Have you given any thought to the unintended consequences of such a policy"
X Link 2026-02-14T12:07Z [--] followers, [--] engagements

"@talkcentss This tax applies to people individuals not corporations moron"
X Link 2026-02-14T12:20Z [--] followers, [---] engagements

"@talkcentss Sure. Of the Prosus shareholders: Naspers: 43% Global Institutional: 26% Leaving 31% which comprises retail pension fund family office & small fund investors from US (14%) South Africa (8%) Europe non-NL (8%). The remaining 1% are Dutch. But most wont be individuals"
X Link 2026-02-14T13:21Z [--] followers, [---] engagements

"@talkcentss The same as true for majority of Dutch listed companies with the exception of the national champions Heineken Shell ASML. Prosus listed there purely for corporate tax & administrative reasons. Not because there is some magical demand from Dutch individuals"
X Link 2026-02-14T13:24Z [--] followers, [---] engagements

"@pandawatch88 You make some e points. I would add in add to this they have had sizable (25% of the portfolio) in companies which have just underperformed their benchmark over the last [--] years: Unilever Mettler Toledo Waters Diageo Brown Forman Este Lauder Coloplast LOral"
X Link 2026-01-11T10:09Z [--] followers, [---] engagements

"@PoloniusCrambe @10to15percent @TheSecretAcct @MerrynSW The cynic in me says the enforcement here is unlikely but in theory youd be getting free money from deserters who fled through the power of your agreements with friendly jurisdictions Australia Canada NZ etc. Whats not to like"
X Link 2026-02-10T17:01Z [--] followers, [--] engagements

"@mbonisi_maku @Rajiv1841 South Africa has had a quota system in Cricket since [----]. Is it that hard to pick a team based on merit"
X Link 2026-02-11T12:34Z [--] followers, [---] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 Its not a very difficult concept to understand. The flaws in your logic know no bounds"
X Link 2026-02-11T23:35Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 Like I said your biases are far more apparent than mine perhaps a black man in South Africa has more biased views about South African sports quotas than an Englishman with no skin in the game"
X Link 2026-02-11T23:37Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 The average Brit has a far superior standard of living compared to the average South African Im not sure you want to go down this rabbit hole. Im not sure Id be bragging about flat minority population in a country which has grown by 50%"
X Link 2026-02-14T16:16Z [--] followers, [--] engagements

"@SpreadEmPunk @mbonisi_maku @Rajiv1841 Jeeeez man youre tiresome youre screaming about a genocide to some dude on X who had simply told you an affirmative action based system has an impact on merit based selection"
X Link 2026-02-14T08:20Z [--] followers, [--] engagements

"@talkcentss You think the 1% shareholders are suddenly going to be forced to sell overnight🤣 Ill share the data on Monday when Im back in office - the reason I know is because I was looking at this very topic last week. No need to be chippy. The only one pretending here is you"
X Link 2026-02-14T14:10Z [--] followers, [--] engagements

"@XanadanX @DanNeidle @Heccles94 Its of course quite pressing but when the snake oil salesman promises to solve all your problems by always taxing someone else and never you its very likely to be popular and even more likely to fail"
X Link 2026-02-14T20:03Z [--] followers, [--] engagements

"@inthezoneuk @robprogressive The loan is provided up front by the government not by anyone else. So ultimately the interest / capital repayments are future income for the government"
X Link 2026-01-13T20:13Z [--] followers, [--] engagements

"@ProbablySid @M1_diy @funkomi Correct take. Nobody wants to have a mature conversation that their degree is of little use. Study a useless degree - low salary - dont earn enough to repay the loan. Great model"
X Link 2026-01-13T22:35Z [--] followers, [--] engagements

"@ProbablySid @bc_pirate @DrLukeCraddock The interesting datapoint here is that in the case of Plan [--] loans 60% of borrowers will actually end up paying off their loan. Partly driven by the low payment threshold combined with the extended payoff period. Many loans will be repaid people just dont realise it yet"
X Link 2026-01-13T22:38Z [--] followers, [--] engagements

"@M1_diy Under the following assumptions: - 2% RPI - 4% annual salary increases (inflation / promotions) - 30k loan balance - Plan [--] borrower - Repayment thresholds 29385) rises with inflation (unlikely) A starting salary of 39k will be sufficient to fully repay the student loan"
X Link 2026-01-13T22:44Z [--] followers, [--] engagements

"@M1_diy 100% incorrect. Assuming you are on plan [--] where the interest is simply RPI rather than RPI + 3%: Initial Loan: [-----] Annual pay rises: RPI (2%) Repayment thresholds: Increase at RPI The loan will repaid year [--]. [--] years prior to the forgiveness period"
X Link 2026-01-13T22:53Z [--] followers, [--] engagements

"@TurfTactics @Walianohohoh @JackElsom How is it not true A plan [--] borrower on 35k will fully repay the loan prior to the end of the [--] year forgiveness period. The loans will be repaid. People just dont realise it. Inflation + freezing repayment thresholds will mean the loans get repaid"
X Link 2026-01-13T23:24Z [--] followers, [---] engagements

"@M1_diy Most people never break 100k now If you told people in [----] that the average UK would be 38k nobody would believe you. Inflation does so much heavy lifting"
X Link 2026-01-14T07:45Z [--] followers, [--] engagements

"@M1_diy And [--] years forgiveness means a higher chance the loans are repaid. Not lower"
X Link 2026-01-14T07:50Z [--] followers, [--] engagements

"@M1_diy Under the assumption that youre a plan [--] borrower and there is no interest on the loan 3% salary rises thresholds increase with inflation @ RPI @ 2% (very unlikely). You would only need to earn 34k today to repay the loan. Maybe not everyone will pay them off but its not 0%"
X Link 2026-01-14T07:54Z [--] followers, [--] engagements

"@M1_diy Youre not understanding that the government keeps freezing the repayment thresholds (as they have done until 2031). Add to that inflation linked salary increases and the loans are gradually repaid. Dont take my word for it. Its very easy to run the numbers"
X Link 2026-01-14T07:55Z [--] followers, [--] engagements

"@M1_diy The average UK salary has risen 3-4% in the last [--] years. If you run that same assumption for the next [--] years you will breach 100k. And yes thats in nominal terms but thats my point. Inflation does all the heavy lifting"
X Link 2026-01-14T08:00Z [--] followers, [--] engagements

"@LeeSaunders72 @ShehabKhan Depends which plan you are on. Freezing repayment thresholds whilst wage inflation ticks along at 5% is doing a lot of heavy lifting"
X Link 2026-01-14T12:58Z [--] followers, [---] engagements

"@JonyTony93245 @NoWayWoke How do they change Since inception plan [--] loans have been at RPI +3%. If anything the rules changed the the benefit of loan holders. They put temporary caps during periods of heightened inflation periods"
X Link 2026-01-14T20:53Z [--] followers, [--] engagements

"@JonyTony93245 @NoWayWoke How do they change Since inception plan [--] loans have been at RPI +3%. If anything the rules changed to the benefit of borrowers. Gov put temporary caps during periods of heightened inflation"
X Link 2026-01-14T21:30Z [--] followers, [---] engagements

"@DrJoGrady The UK debt is forgiven you just have to wait the term of the loan. In the US there is no such generosity. And to make matters worse US students loans have to be repaid monthly irrespective of income they impact credit scores and additionally can result in bankruptcy"
X Link 2026-01-14T21:57Z [--] followers, [---] engagements

"@PoliticsAired @mancadrift @JonathanPieNews Of that [---] number (which is misleadingly high) the following are confirmed exits: [--]. Anne Beaufour 4Bn [--]. Alan Howard 3Bn [--]. Frederick de Mevius 3Bn [--]. Mohamed Mansour 3Bn [--]. Lakshmi Mittal 17bn [--]. John Fredriksen 14bn [--]. Michael Platt 14bn"
X Link 2026-01-15T22:20Z [--] followers, [--] engagements

"@PoliticsAired @mancadrift @JonathanPieNews [--]. Nik Storonsky 8bn [--]. Guillaume Pousaz 6bn [--]. Nassef Sawiris 6Bn [--]. Christian Angermeyer 1Bn [--]. Sharvin Mittal 5Bn [--]. Asif Aziz 2bn [--]. Ian Livingstone Bn"
X Link 2026-01-15T22:20Z [--] followers, [--] engagements

"@hamids Metas track record of large capital investments is patchy at best. I say this as someone with a long position. Multiple differential feels appropriate"
X Link 2026-01-16T13:04Z [--] followers, [--] engagements

"@KateFlood Oh so like a normal loan then Except in this case it gets written off after a period of time"
X Link 2026-01-16T13:53Z [--] followers, [----] engagements

"@F_Compounders Youre using P/E ratio to value Markel You realise their quarterly earnings incorporate unrealised gains (and losses) on its equity portfolio. Not a particularly useful metric"
X Link 2026-01-16T14:50Z [--] followers, [---] engagements

"@BJones81533 @KateFlood Except it doesnt have to repaid Tell me more about how its worse than a normal loan And if it is worse than a normal loan you can simply take off a normal loan to repay it. People are so thick"
X Link 2026-01-16T16:43Z [--] followers, [--] engagements

"@incensensual @AstroMikeMerri @KateFlood Sure. My point is more that people will over time repay it via their salary. They just dont realise it. The issue people are struggling to comprehend is that say you earn 40k and have 40k outstanding its no surprise you didnt pay off much given the [-----] threshold"
X Link 2026-01-16T19:25Z [--] followers, [--] engagements

"@incensensual @AstroMikeMerri @KateFlood Given these thresholds are continually being frozen repayments will rise as salaries rise with inflation"
X Link 2026-01-16T19:26Z [--] followers, [--] engagements

"@incensensual @AstroMikeMerri @KateFlood (This is the market telling you to stop what youre doing)"
X Link 2026-01-16T20:53Z [--] followers, [--] engagements

"@incensensual @AstroMikeMerri @KateFlood There are a multitude of reasons the wages are shit. But some element of it is down to a) high taxes and b) the degrees people elect to do dont pay very well. Which brings me back to: Study a useless degree - low salary - dont earn enough to repay the loan. Great model"
X Link 2026-01-16T21:03Z [--] followers, [--] engagements

"@AstroMikeMerri @incensensual @KateFlood 100%. But we dont have that the current system places the burden of lack of repayment from those earning below the threshold on those earning above the threshold. The more you earn the more you repay. And once you cross 50k your interest rate goes UP"
X Link 2026-01-16T21:14Z [--] followers, [--] engagements

"@incensensual @AstroMikeMerri @KateFlood Youd be surprised"
X Link 2026-01-16T21:33Z [--] followers, [--] engagements

"@DrJoGrady Its a lovely high return income stream for the government. Why would they stop it"
X Link 2026-01-16T22:27Z [--] followers, [---] engagements

"@brainmcmillan @DrJoGrady After [--] years the UK taxpayer settles the debt is slightly misleading. The government funds the tuition up front and over time the interest and repayment serve as income to the government. 99% of the loans are held by the government. The taxpayer is actually paying upfront"
X Link 2026-01-16T23:08Z [--] followers, [--] engagements

"@brainmcmillan @DrJoGrady The taxpayer does not settle the debt. The debt is funded up front by the government. 99% of the UK student debt is owed directly to the UK government. You have no idea what you are talking about"
X Link 2026-01-16T23:23Z [--] followers, [--] engagements

"@OhCryMeARiver @bkheywood Go for it. The [------] Amazon employees in the state are unlikely to support your proposal. He has paid proper taxes Show me where he broke the law"
X Link 2026-01-16T23:25Z [--] followers, [--] engagements

"@Libuse_Carodej @leahleszczynski Feel free to provide a detailed better definition. Which country in your eyes is more democratic"
X Link 2026-01-17T07:31Z [--] followers, [--] engagements

"@SLou1967 @brainmcmillan @DrJoGrady My point is that the government doesnt settle the debt it funds it up front"
X Link 2026-01-17T09:50Z [--] followers, [--] engagements

"@brainmcmillan @SLou1967 @DrJoGrady And how is the student loan company funded UPFRONT"
X Link 2026-01-17T11:36Z [--] followers, [--] engagements

"@Geosunshine1 @KateFlood If youd like to compare apples with apples find out what an interest rate is on an unsecured loan. Thats your benchmark. Student loan rates are hardly extortionate. The reason loan balances arent falling is due to the repayment thresholds"
X Link 2026-01-17T14:06Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady What solution are you proposing Student fees at [----] are already heavily subsidized. Should the repayment threshold be lower Higher Should it all be free In which case something else will have to give. (Such as the aforementioned tax free lump sum)"
X Link 2026-01-17T14:17Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady Youre masquerading as if theres some grave injustice thrust upon students. I have a student loan. The terms were very clear. Policy is a separate point"
X Link 2026-01-17T15:08Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady Its not 9% of income for [--] years. Its 9% of income above the threshold. Those repayments are going to a combination of interest and capital. How else do you expect the loans to be repaid Magic"
X Link 2026-01-17T16:12Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady Thats pretty much by design. The government treats it like an income stream. Why would you cap an interest rate on an unsecured loan Capping interest rates is yet another subsidy. The market is telling people to go study a degree where your loan will be repaid"
X Link 2026-01-17T16:20Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady If I had it my way many of the degrees on offer would be free and many others would be double the price"
X Link 2026-01-17T17:15Z [--] followers, [--] engagements

"@SLou1967 @grumpyman13 @brainmcmillan @DrJoGrady And student loan access wouldnt be universal it would depend on the field of study"
X Link 2026-01-17T17:16Z [--] followers, [--] engagements

"@j_brimicombe @ZackPolanski What non-dom tax"
X Link 2026-01-19T00:34Z [--] followers, [--] engagements

"@GabriDiscenza @LBC Not sure what degree you graduated in but that outcome is perfectly rational. Given the interest rate you signed up to its perfectly acceptable that 72k of borrowings resulted in 6k per year of interest. How does that make no sense"
X Link 2026-01-19T00:56Z [--] followers, [---] engagements

"@fuelgrannie @YIMBYLAND Do you know what the definition of affordable in the London context is This is not America. Affordable does not mean what you think it means"
X Link 2026-01-19T21:44Z [--] followers, [--] engagements

"@parissolemn @billkruse @MerrynSW You seem to have an obsession with fair share. Can you provide me with a definition and appropriate associated tax rate"
X Link 2026-01-22T09:36Z [--] followers, [--] engagements

"@parissolemn @billkruse @MerrynSW How do we determine what fair is besides more The numbers you have provided are arbitrary. What are you optimizing fo The list of signatories is kind of laughable. Im not sure why they dont just give it away if they felt that way Virtue signaling with little action "
X Link 2026-01-22T10:33Z [--] followers, [--] engagements

"@rburton74uk @Artemisfornow @grok Lol firstly dividends are income not capital gains. Secondly it was not a windfall. Thirdly income tax on an individual is based on residence he is not UK tax resident. Complain all you want but hes running a very efficient structure. So many people fail to understand this"
X Link 2026-01-23T19:27Z [--] followers, [--] engagements

"@neilselman147 @RichardBurgon A lot more than [--] left last year. But I agree with your sentiments"
X Link 2026-01-24T12:34Z [--] followers, [--] engagements

"@neilselman147 @RichardBurgon Alan Howard 3Bn Frederick de Mevius 3Bn Mohamed Mansour 3Bn Lakshmi Mittal 17bn John Fredriksen 14bn Michael Platt 14bn Nik Storonsky 8bn Guillaume Pousaz 6bn Nassef Sawiris 6Bn Christian Angermeyer 1Bn Sharvin Mittal 5Bn Asif Aziz 2bn Anne Beaufour 3Bn"
X Link 2026-01-24T12:35Z [--] followers, [--] engagements

"@Momo198114 @pandawatch88 Agreed. Im sure there are others. I find the posturing and hubris shown in the past deserve a bit of humble pie. Blaming others / the market is far easier than admitting their poor returns have been driven by a steady string of mistakes. $PYPL $CHD $OTIS"
X Link 2026-01-11T16:19Z [--] followers, [---] engagements

"@proper_jobbing @JonnyBowden69 @Sargon_of_Akkad Yes. If we did crack cocaine too we could probably raise a further 3Bn only 94Bn to go"
X Link 2025-10-18T01:09Z [--] followers, [--] engagements

"@rayacerero @KonstantinKisin The UK always had a capital gains tax they did however increase the rate of capital gains in addition its easy to see that the attitude towards wealth and success has changed"
X Link 2026-01-28T22:43Z [--] followers, [---] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire What people dont realise is that the chances of repaying the loan are higher than most think. For plan [--] borrowers 30% will end up repaying. For plan [--] 70% will end up repaying. If they keep freezing the thresholds these numbers will rise"
X Link 2026-01-29T07:42Z [--] followers, [---] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire Feel free to plug your assumptions into ChatGPT and assess whether it will be repaid. At the start of your career (age 31) you are very close to the threshold. At the end of your career you will be far above it"
X Link 2026-01-29T07:56Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire Lets assume youre on 45k. If you get 3% pay rises every year until youre [--] youll be on 80k. If they keep freezing the thresholds youll repay a 40k loan in about [--] years"
X Link 2026-01-29T08:01Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire The trouble is that calculator assumes that the repayment thresholds go up by UK average earnings growth"
X Link 2026-01-29T08:26Z [--] followers, [--] engagements

"@barneyxbt Mortgage rates are not simply set based on todays rate. If I bank is going to offer a [--] year fixed mortgage they will look at the average rate for [--] years the fed cutting interest rates and political pressure for further cuts has resulted in longer term rates being higher"
X Link 2026-01-29T08:32Z [--] followers, [----] engagements

"@barneyxbt As a result the day [--] rate will reflect longer term rates rather than shorter term. If a bank wants to make money on mortgages they have to take into account the second order impacts of inflation (lower rates = more inflation)"
X Link 2026-01-29T08:33Z [--] followers, [---] engagements

"@barneyxbt Its a very competitive market. The current fed rate might be 3.50% - 3.75% but the [--] year US government bond rate is 4.90%. For a [--] year mortgage that will be the banks benchmark. That leaves them 2.1% margin. Some of which will be eaten up by defaults fees etc"
X Link 2026-01-29T08:36Z [--] followers, [---] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire Exactly which is my point. Inflation + repayment thresholds being frozen does so much heavy lifting. Im in the same position as you. Im reluctant to voluntarily pay it back as theres a decent likelihood a government in the next [--] years forgives a substantial amount"
X Link 2026-01-29T08:49Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire Freezing the thresholds with inflation running at 4% is disingenuous. Now imagine youre a plan [--] borrower with a [--] year forgiveness period. [--] more years higher earning years too. Very easy to see the loans being repaid"
X Link 2026-01-29T08:54Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire The official forecasts are that 27-35% of plan [--] borrowers will repay. Its just not true that only CEOs and directors will repay their loans. Peoples failure to grasp the concept of inflation is bewildering"
X Link 2026-01-29T09:42Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire The reality is that if youre in the top 25% of earners today and 27-35% are expected to repay theres a very decent likelihood you will repay the loan. Which is a far cry from: theres no way Id ever be paying it all back"
X Link 2026-01-29T09:44Z [--] followers, [--] engagements

"@WAFCtabs @BBCNewsnight @vicderbyshire The forecasts are likely to be wrong whatever they may be. But theyre likely in the realm of possibility. The repayments may be lower than forecast they may be higher than forecast. My point is the likely repayments are likely to be higher than what borrowers perceive"
X Link 2026-01-29T10:37Z [--] followers, [--] engagements

"@BH_Chronicles @barneyxbt They didnt sky rocket over a [--] year period. The entire curve shifted higher because long term inflation expectations were higher"
X Link 2026-01-29T15:14Z [--] followers, [--] engagements

"@BH_Chronicles @barneyxbt Ask yourself what central bank rates are set based on Inflation. The interest rate curve is a reflection of long term inflation expectations. Thats why mortgage rates for long dated mortgages went up. Its not that complicated"
X Link 2026-01-29T15:15Z [--] followers, [--] engagements

"@BH_Chronicles @barneyxbt Fed rates January 2025: 4.25%-4.50% Fed rates January 2026: 3.50%-3.75% = 0.75% reduction Mortgage rate January 2025: 6.95% Mortgage rate January 2026: 6.10% = 0.85% reduction"
X Link 2026-01-29T17:56Z [--] followers, [--] engagements

"@BH_Chronicles @barneyxbt Fed rates January 2019: 2.25%-2.50% Fed rates January 2021: 0.00%-0.25% Fed rates January 2023: 4.25%-4.50% Mortgage rate January 2019: 4.45% Mortgage rate January 2021: 2.65% Mortgage rate January 2023: 6.25% There is consistently a 2.00% spread between the two"
X Link 2026-01-29T18:24Z [--] followers, [--] engagements

"@BH_Chronicles @barneyxbt Fed rates January 2022: 0.00%-0.25% Mortgage rate January 2022: 3.50% Why are you acting like theres some grand conspiracy"
X Link 2026-01-29T18:28Z [--] followers, [--] engagements

"@jclib1990 Is this the first time youre hearing about the concept of interest"
X Link 2026-01-30T05:48Z [--] followers, [----] engagements

"@ChrisBeldam @jclib1990 Did you read the contract"
X Link 2026-01-30T06:38Z [--] followers, [---] engagements

"@DTusenton @ChrisBeldam @jclib1990 Show me the exact line in the contract which said the repayment threshold will rise with inflation. I am a plan [--] borrower and the terms of the loan were very clear"
X Link 2026-01-30T10:02Z [--] followers, [--] engagements

"@ChrisBeldam @THFCKels @jclib1990 Which conditions have they changed"
X Link 2026-01-30T10:03Z [--] followers, [---] engagements

"@ChrisBeldam @THFCKels @jclib1990 Its not in the contract I have read it. Previous governments and ministers have increased the repayment thresholds with inflation but there is no contractual obligation to do so. The same is true for income tax thresholds which have also been frozen for years"
X Link 2026-01-30T11:11Z [--] followers, [--] engagements

"@ChrisBeldam @THFCKels @Jim_Sonweed @jclib1990 What conditions have they changed The interest rate was clearly disclosed Why should it be capped Funnily enough when RPI skyrocketed they did actually cap it when they didnt legally have to"
X Link 2026-01-30T12:43Z [--] followers, [--] engagements

"@ChrisBeldam @THFCKels @Jim_Sonweed @jclib1990 RPI is volatile. Thats why was agreed to it might not be fair but thats what was signed up to"
X Link 2026-01-30T13:57Z [--] followers, [--] engagements

"@ChrisBeldam @THFCKels @Jim_Sonweed @jclib1990 And as a result the taxpayer must foot the bill"
X Link 2026-01-30T15:43Z [--] followers, [--] engagements

"@MegaOraDominus @jclib1990 The stealth taxes exist because we are unable to have a realistic conversation about whether university should be universal or not. Thats the root cause. I would treat that rather than trying to buy votes with populist policies about changing interest rates"
X Link 2026-01-30T16:24Z [--] followers, [--] engagements

"@MegaOraDominus @jclib1990 In reality RPI+3% isnt exactly loan shark. Its 200bps above mortgage rates which are secured by an asset. The rates appropriately reflect the poor rates of repayment. The government only recoups 70% of their initial loan outlay for plan [--]. Its a terrible return in reality"
X Link 2026-01-30T16:26Z [--] followers, [--] engagements

"@MegaOraDominus @jclib1990 Nobody wants to talk about that 🤷♂ People want to have their cake and eat it too. Things get even more interesting when you work out what % of loans will be repaid. Its higher than everyone thinks"
X Link 2026-01-30T16:30Z [--] followers, [--] engagements

"@Dazbo_B @khalnero University tuition is already substantially subsidized. By subsequently offering finance on the already subsidized degrees barriers to entry fall dramatically. University is universal. Thats great. But it comes at a cost. If not the beneficiaries who should fund it"
X Link 2026-01-30T22:13Z [--] followers, [--] engagements

"@Stake4z @apsamuelson @olliesayeed @night_brain_ There is a flawed logic where one group are complaining about their loan balance going up & another group are complaining about the thresholds being frozen. These are [--] separate groups under the student loan umbrella with different goals"
X Link 2026-02-07T10:21Z [--] followers, [--] engagements

"@Stake4z @apsamuelson @olliesayeed @night_brain_ Cumulative inflation has been 52% and threshold increase since inception has been 40% obviously this gap will widen in the next [--] years of freezes. They are annoyed but theyre annoyed about something that wasnt in the contract. It looks weak getting annoyed now"
X Link 2026-02-07T22:03Z [--] followers, [--] engagements

"@tracey_crosbie @cjsnowdon + Anne Beaufour"
X Link 2026-01-14T21:14Z [--] followers, [---] engagements

"@JohannBiermann1 Your portfolio doubles to 200k Pay 36k in taxes. The following year it falls 50% back to the original 100k. Your portfolio is worth the same but youre 36k worse off. Translation: Government gets paid on your wins immediately but you eat the loss alone"
X Link 2026-02-14T12:12Z [--] followers, [--] engagements

"@JohannBiermann1 But yeah congrats on the 36k tax credit you can use in future years it will be super useful when trying to buy a house"
X Link 2026-02-14T12:15Z [--] followers, [--] engagements

"They are liable to pay that tax if they dont pay it its an enforcement issue. I love how your argument has jumped from Non Dom citizens who don't pay tax or NI to your figures are a lie and when finally proven wrong you resort to So let's stop diversion All I did was correct your false statements. If you think non doms should be taxes on their global assets thats fine. But dont pretend they pay no tax. Sure maybe they use the NHS but the average non dom pays 140k in tax per annum to the UK government. Thats 20x what the average UK worker. You can be entitled to your own opinions but lets"
X Link 2025-03-28T10:13Z [--] followers, [---] engagements

"@BigMattSays @GreatBritishB73 @BBCNews Again they dont avoid tax on income. The non doms rules state they are exempt from tax on their foreign CGT and income. They pay tax on all their UK assets. Those are the rules. Its a [---] year old law if the UK wants to change it thats ok. But dont lie"
X Link 2025-03-28T10:20Z [--] followers, [---] engagements

"An underrated cost of regulation is the sheer number of smart people who work on zero-sum activities like impact assessments and other compliance documents. Freeing these people up to do other things is a benefit not a cost of deregulation"
X Link 2025-03-24T08:13Z 65.2K followers, 404.2K engagements

"DoorDash $DASH and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments DoorDash $DASH and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments"
X Link 2025-03-20T19:03Z [--] followers, [---] engagements

"DoorDash $DASH and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments"
X Link 2025-03-20T15:57Z 3.2M followers, 33.5M engagements

"Wonderful idea DoorDash $DASH and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments DoorDash $DASH and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments"
X Link 2025-03-20T18:58Z [--] followers, [---] engagements

"RT @SAshworthHayes: To mildly paraphrase Vladimir Lenin the central issue of the British state is who shall pay for whom"
X Link 2025-03-19T19:53Z [--] followers, [--] engagements

"To mildly paraphrase Vladimir Lenin the central issue of the British state is who shall pay for whom. The American Dream is working hard and making it to the top. The British Dream is a London council flat 50k Motability car and full PIP and UC awards. The American Dream is working hard and making it to the top. The British Dream is a London council flat 50k Motability car and full PIP and UC awards"
X Link 2025-03-19T19:27Z 37.6K followers, 16.2K engagements

"The American Dream is working hard and making it to the top. The British Dream is a London council flat 50k Motability car and full PIP and UC awards"
X Link 2025-03-19T15:41Z 37.6K followers, 193.1K engagements

"Gary Stevenson is a dumb persons idea of a smart person. This is NOT a left right issue https://t.co/T8ETr8P5Wc This is NOT a left right issue https://t.co/T8ETr8P5Wc"
X Link 2025-03-18T18:30Z [--] followers, [---] engagements

"This is NOT a left right issue"
X Link 2025-03-18T17:44Z 184K followers, 298.1K engagements

"Britain definitely cares more about bats than its people"
X Link 2025-03-03T11:56Z [--] followers, [--] engagements

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