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@JonKutsmeda Avatar @JonKutsmeda Jon Kutsmeda | Mortgage Tech Founder

Jon Kutsmeda | Mortgage Tech Founder posts on X about mortgage rate, rates, fed, shutdown the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

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Mentions: XX #

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Followers: XXXXX #

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CreatorRank: XXXXXXXXX #

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Social category influence finance countries stocks cryptocurrencies

Social topic influence mortgage rate #54, rates #1145, fed, shutdown #1845, events, has been, guaranteed, stocks, china, bitcoin

Top assets mentioned Bitcoin (BTC)

Top Social Posts #

Top posts by engagements in the last XX hours

"WEEK AHEAD 📅 The Labor Dept has been called back to prepare the Consumer Price Index. Scheduled to be released on Thursday CPI is guaranteed to reignite volatility. 1/2"
X Link @JonKutsmeda 2025-10-14T00:08Z 4002 followers, XXX engagements

"RECAP ROUNDUP OCT XX 📉💰📅 Stocks finished mixed yesterday as U.S. / China trade tensions appeared to ease. Meanwhile Powells remarks about QT nearing an end helped steady bonds and mortgage rate pricing. Is a return of Quantitative Easing just around the corner 1/3 👇"
X Link @JonKutsmeda 2025-10-15T09:41Z 4003 followers, XXX engagements

"2/3 - RECAP - Mortgage Spread: XXXX (-4 bps) S&P 500: 6644 (0.16%) Bitcoin: $113408 (+0.29%) Gold: $4104 (0.13%)"
X Link @JonKutsmeda 2025-10-15T09:41Z 4002 followers, XXX engagements

"2/2 The urgency to have CPI published could imply inflation is cooler than expected favoring rate cuts. However bond markets could still react negatively - just like the last X Fed cuts. Read the full "Week Ahead" here:"
X Link @JonKutsmeda 2025-10-14T00:08Z 4001 followers, XXX engagements

"WEEK AHEAD 📅 Mortgage rates navigated the early shutdown jitters last week with limited volatility and a mostly sideways trend. However this week there are a number of events scheduled that can rattle the calm despite the delay of government managed data. 1/2"
X Link @JonKutsmeda 2025-10-05T23:11Z 4001 followers, XXX engagements

"2/2 See the attached Mortgage Rate Impact Calendar. Most notable are the 10-Year and 30-Year bond auctions as well as the FOMC minutes. There is also plenty of Fed speeches sprinkled throughout the week which will get extra attention given the Fed minutes release and the ongoing political uncertainty. Events marked blue could be delayed by the shutdown"
X Link @JonKutsmeda 2025-10-05T23:11Z 4000 followers, XXX engagements

"For the ultimate data junkies I publish a weekly report full of charts and other goodies. Dive into the mortgage rate data deluge here:"
X Link @JonKutsmeda 2025-10-14T01:37Z 4002 followers, XXX engagements

"3/3 Please read this thread for a deeper dive into the relationship between mortgage-backed securities and Treasury bonds"
X Link @JonKutsmeda 2025-10-10T21:59Z 4001 followers, XXX engagements

"The latest JOLTS report reads similar to last month's which was an accurate prelude to the ugly NFP employment data that followed the same week. The August NFP catapulted bond prices higher resulting in a nearly 200-bps* decline in mortgage rate prices. *see the attached chart of the @Lend_Zen Index In recent weeks bonds have given back some of those guys especially after the Fed rate cut decision. In the two posts linked below you can read why "bad news is good news" for mortgage rates and why Fed rate cuts are usually the opposite"
X Link @JonKutsmeda 2025-09-30T23:01Z 4001 followers, XXX engagements

"Learn more about the Mortgage Rate Price Tracker and see the full results from last week on this Substack post"
X Link @JonKutsmeda 2025-10-13T23:48Z 4001 followers, XXX engagements

"If you are looking for weekly mortgage insights and accurate mortgage rate data I encourage you to check out my "Weekly Kut". My most recent post was a data deluge that will be a regular Monday release"
X Link @JonKutsmeda 2025-09-30T22:45Z 4001 followers, XXX engagements

"2/3 Tracking the spread between mortgages and treasury bonds can provide useful perspectives but only if measured accurately. There are unique dynamics of mortgage-backed securities such as prepayment speeds that are overlooked by the average rate indexes. However these variables heavily influence how investors allocate to mortgage bonds and a spread that is calculated without this information has critical flaws that make it unreliable. The LendZen Mortgage Treasury Spread uses actual bond yields to create a historically consistent and reliable data set. The LMTS is posted daily as part of"
X Link @JonKutsmeda 2025-10-10T21:58Z 4001 followers, XXX engagements

"Mortgage rates remaining flat for two-weeks was definitely not on anyones bingo card especially not in the face of a government shutdown but here we are"
X Link @JonKutsmeda 2025-10-09T11:40Z 4002 followers, XXX engagements

"Check out my latest "Weekly Kut" article for a deluge of mortgage rate data to start your week"
X Link @JonKutsmeda 2025-10-06T10:19Z 4001 followers, XXX engagements

"@Lend_Zen Please read this thread for a deeper dive into the relationship between mortgage-backed securities and Treasury bonds"
X Link @JonKutsmeda 2025-10-14T22:02Z 4002 followers, XX engagements

"Mortgage Spreads - Oct. XX The spread between mortgage bonds and the U.S. 10-Year widened for the 2nd day in a row as the Treasury rally outpaced MBS. Today = XXXX (+4) YoY = - XX bps Learn about the importance of accurately measuring mortgage spreads in the next post. 👇"
X Link @JonKutsmeda 2025-10-10T21:52Z 4001 followers, XXX engagements

"I recently introduced one more way to stay on top of mortgage rate trends with the Mortgage Rate Price Tracker. The LendZen Index already provides the big picture view by monitoring a broad set of rates and MBS. Meanwhile the Tracker is rate and loan program specific"
X Link @JonKutsmeda 2025-10-13T23:48Z 4003 followers, XXX engagements