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@JoelKatz Avatar @JoelKatz David 'JoelKatz' Schwartz

David 'JoelKatz' Schwartz posts on X about bitcoin, money, xrp, $1b the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.

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Social category influence finance XXXXX% cryptocurrencies #5831 countries XXXX% technology brands XXXX% social networks XXXX% celebrities XXXX% stocks XXXX% exchanges XXXX% currencies XXXX%

Social topic influence bitcoin #3307, money 3.42%, xrp #318, $1b #38, united states 1.71%, blockchain #237, token 1.71%, murder #3030, satoshi 1.71%, ai XXXX%

Top accounts mentioned or mentioned by @sick_ta @scottmelker @xrparmynews1 @vet_x0 @khaledelawadi @catfishfishy @unb0rnsupremacy @zedzies @hmsreaper @dpacjones @crypto_go_ @digitalfutur3 @investclover @xxxxelpatronxxx @drakelinked @tylerbolli37223 @patrick94614782 @cl4flow @unknowdlt @lumenatiseven

Top assets mentioned Bitcoin (BTC) XRP (XRP) Litecoin (LTC) Coinbase Global, Inc. (COIN)

Top Social Posts #

Top posts by engagements in the last XX hours

"In Trump's America a XX ounce soda is $4.29"
X Link @JoelKatz 2025-02-04T02:27Z 676.1K followers, 919K engagements

"The triskelion gallery at Ripple's SF office"
X Link @JoelKatz 2025-08-25T17:55Z 676.1K followers, 185.6K engagements

"There's a good chance that the law in the United States will soon be that if Congress creates an entity that wields some executive powers even if it also wields legislative powers the President must have near complete control over that entity. Farewell to independent agencies"
X Link @JoelKatz 2025-09-22T21:44Z 676.1K followers, 146.9K engagements

"Fact check: TRUE"
X Link @JoelKatz 2025-10-22T20:31Z 676.1K followers, 118.5K engagements

"@litecoin You're still here (I'm kidding.)"
X Link @JoelKatz 2025-10-24T21:19Z 676.1K followers, 27K engagements

"@Vkumzy Not until the end of the year"
X Link @JoelKatz 2025-10-25T00:31Z 676.1K followers, 11.1K engagements

"@KingOfChristt @vincent_vancode Ripple could sell the right to receive the tokens released from escrow or even sell the accounts the escrows complete into. But the XRP still can't circulate until their release dates"
X Link @JoelKatz 2025-10-27T19:06Z 676.1K followers, 775.2K engagements

"If a CBDC creates more options for people who want to use it that's good. If it becomes an excuse to hamper other options more consistent with individual freedom that's bad. There are some reasons why I think CBDCs could be a significant advance for individual freedom in many cases but I think the market has moved on so it's kind of irrelevant. For example it's much harder for the government to discriminate on the basis of undisclosed criteria you have no way to challenge than it is for FIs to"
X Link @JoelKatz 2025-10-29T00:03Z 676.1K followers, 6284 engagements

"Do you want to use a blockchain where people can be their own bank and no middlemen tax their transactions or do you want to be someone else's bank and tax their transactions If you want the latter there are dozens of blockchains for you. If you want the former there's XRP. I do think XRP's special place on XRPL ensures that XRP will capture some of the value XRPL transactions generate. XRP is the only asset without a counterparty that can be accessed by every account in every jurisdiction with no risk of default freeze or clawback"
X Link @JoelKatz 2025-10-30T16:35Z 676.1K followers, 272.6K engagements

"@cl4_flow @scottmelker Maybe. I think it's definitely not if there's ultimately value coming from utility. But maybe not even if there isn't -- if bitcoin always remains useful and valuable only because it's scarce is that something wrong or bad I really want to believe utility matters but does it"
X Link @JoelKatz 2025-10-30T17:01Z 676.1K followers, 6923 engagements

"@unknowDLT @Vet_X0 @cl4_flow @scottmelker It's scarce liquid valuable censorship resistant stable (in everything but value) transferrable jurisdictionless and in an important sense fair"
X Link @JoelKatz 2025-10-30T18:20Z 676.1K followers, 5381 engagements

"When that ratio is as small as it is today I don't really agree that it provides any significant benefit that can justify the disadvantages. With ETH for example this ratio is about X to 10000. There's no practical value to current holders of a price floor that is XXXX% of the price you paid. And the disadvantage is that the system becomes yet another system where one group taxes another group as much as they can get away with. I really want to believe that there's room in the market for one system that is fundamentally different. Where there really are no middlemen and when Alice wants to"
X Link @JoelKatz 2025-10-31T16:22Z 676.1K followers, 183.2K engagements

"@LumenatiSeven @nbougalis @silviomicali @StaciW_DC It's easy to hedge against this by holding the fee paying token. Maybe that's kind of the point. ;)"
X Link @JoelKatz 2025-11-02T04:04Z 676.1K followers, XXX engagements

"@HimIAmThe3rd @xrpmickle @daveweisberger1 No. It has a counterparty everyone has to trust and is tied to a particular jurisdiction unlike actual gold"
X Link @JoelKatz 2025-11-02T17:10Z 676.1K followers, XXX engagements

"@Up2dateCrypto @BentoBoiNFT It's science Imagine if you test everyone in Boca Raton with a card prediction test to see who is the most psychic. Now take the person who does best on their test. How will they do if you repeat the test"
X Link @JoelKatz 2025-11-02T17:48Z 676.1K followers, XXX engagements

"@CampbellJAustin This deliberately equates being insolvent with being illiquid. Violating a custody agreement doesn't make you insolvent"
X Link @JoelKatz 2025-11-02T20:14Z 676.1K followers, 1374 engagements

"@GToddfather @tonyposnanski I think some people are just not going to get the joke. The basic idea is that both mathematics and murder are ways of solving problems"
X Link @JoelKatz 2025-11-02T20:27Z 676.1K followers, XXX engagements

"@uptownsaul Is that even possible Was Greg the one who claimed Ripple was partnering with BOFA"
X Link @JoelKatz 2025-11-03T00:08Z 676.1K followers, 12.8K engagements

"@uptownsaul"
X Link @JoelKatz 2025-11-03T00:14Z 676.1K followers, 9715 engagements

"@MacaDamiansNut @kimdhendrix @money_cruncher You could probably negotiate a very slightly higher interest rate if you tried. So by taking the $1B at X% you give up the possibility of taking the 1B at XXX% which is almost exactly as valuable"
X Link @JoelKatz 2025-11-03T14:24Z 676.1K followers, XXX engagements

"@WietseWind Me checking APKMirror right now:"
X Link @JoelKatz 2025-11-03T20:58Z 676.1K followers, 4465 engagements

"@KhaledElawadi @BrendanPedersen @EleanorTerrett @cz_binance You are welcome to have that opinion and I and others are also permitted to think that's crazy pants"
X Link @JoelKatz 2025-11-03T21:11Z 676.1K followers, XXX engagements

"A decade ago Satoshi Nakamoto published "Bitcoin: A Peer-to-Peer Electronic Cash System" and set us on the path to do for money what the shipping container did for goods and the Internet did for data -- enabling us to create a truly interconnected global economy"
X Link @JoelKatz 2018-10-31T21:55Z 675.9K followers, 2189 engagements

"If this tweet gets gets fewer than ten likes I will flip the switch"
X Link @JoelKatz 2022-02-19T22:58Z 675.8K followers, 7070 engagements

"There is nothing defamatory about saying that Craig Wright is not Satoshi just as there is nothing defamatory about saying that I am not Satoshi. There is nothing inherently wrong with not being Satoshi. 1/4"
X Link @JoelKatz 2022-10-24T02:06Z 675.9K followers, 1658 engagements

"If you were in charge of the SEC and you were trying to harm ordinary American retail investors as much as possible how would you have handled Coinbase differently"
X Link @JoelKatz 2023-05-02T21:20Z 676K followers, 175.5K engagements

"The Dutch parliamentary decision that chanting "from the river to the sea Palestine will be free" is criminal incitement has no actual effect but it highlights the absence of freedom of expression in the EU where the government decides what political arguments are permissible"
X Link @JoelKatz 2024-08-20T21:34Z 675.9K followers, 50.2K engagements

"We train AIs to be anything other than truthful and open at our peril"
X Link @JoelKatz 2024-12-19T20:46Z 676K followers, 92.8K engagements

"What do you want for Christmas Wrong answers only"
X Link @JoelKatz 2024-12-24T05:20Z 675.9K followers, 237.5K engagements

"This wasn't me. I guess I better change my "Twitter" "passwoard""
X Link @JoelKatz 2025-08-13T16:49Z 676K followers, 166.6K engagements

"@Shockwave_App @WietseWind I bet Chuck Norris could do it"
X Link @JoelKatz 2025-10-23T09:25Z 675.9K followers, XXX engagements

"@nypost This is a serious concern of mine because as everybody knows I am a US tech exec and I know a lot of secrets that I might accidentally blab to a hot woman"
X Link @JoelKatz 2025-10-24T16:50Z 675.8K followers, 18.1K engagements

"@DiepSanh To meet three criteria: 1) Adequate divisibility. 2) Fits in 64-bit integer. 3) Easy for humans to remember"
X Link @JoelKatz 2025-10-29T16:37Z 676K followers, 87.9K engagements

"@TheCinesthetic"
X Link @JoelKatz 2025-10-30T16:01Z 675.9K followers, 2416 engagements

"@KanaKemo @cl4_flow @scottmelker Right but from the point of view of a bitcoin holder that's just the implementation that you don't really care all that much about. That's just what ensures you can hold and transfer bitcoin without fear of censorship"
X Link @JoelKatz 2025-10-30T17:05Z 675.9K followers, 2309 engagements

"@RudeBoyCrypto @canarypunkNFT @xrpcafe"
X Link @JoelKatz 2025-10-31T23:30Z 675.9K followers, 1913 engagements

"We can fight each other or we can align against those who think people shouldn't be allowed to make their own choices. Do we want to repeat the mistake that got us into the mess Trump's getting us out of"
X Link @JoelKatz 2025-01-23T21:26Z 676.1K followers, 2.2M engagements

"You don't have to sit ON me"
X Link @JoelKatz 2025-05-06T00:46Z 676.1K followers, 271K engagements

"After a week of solid operation my hub had a rough day. But it was for a very good reason -- the switch it's connected to received a massive upgrade and my bandwidth measurements are much better now. These images so the solid operation. 1/2"
X Link @JoelKatz 2025-08-26T20:39Z 676.1K followers, 280.1K engagements

"First time on a plane with @Starlink WiFi. It is awesome. XXX Mbps down XX Mbps up measured from my phone. And I'm probably sharing with XXX people"
X Link @JoelKatz 2025-09-18T18:19Z 676.1K followers, 106.6K engagements

"Today Kevin Durant accomplished something few Americans are likely to ever achieve"
X Link @JoelKatz 2025-09-19T04:02Z 676.1K followers, 123K engagements

"@uptownsaul For example many legal businesses can't maintain banking relationships due to indirect regulation. Them having the option of a government-run "bank" that had to defend its decisions in court might be a pro-freedom option. (Though it does raise its own concerns to be sure.)"
X Link @JoelKatz 2025-10-29T00:05Z 676.1K followers, 8923 engagements

"@grok @wlgriffiths @DataRepublican"
X Link @JoelKatz 2025-10-31T22:27Z 676.1K followers, 2410 engagements

"@WKahneman Corporations are people"
X Link @JoelKatz 2025-10-31T22:51Z 676.1K followers, 7871 engagements

"@WKahneman I think this message resonates with all but the largest companies because using a commercial system to interoperate becomes in practice using a system controlled by their largest and most successful competitors who leverage it to maintain the status quo they like"
X Link @JoelKatz 2025-11-01T17:40Z 676.1K followers, 12.8K engagements

"A high-quality USD stablecoin on the XRPL with its decentralized exchange and features like issued currencies auto-bridging (that uses XRP as the native currency to facilitate trades between other assets) and the AMM will be a gamechanger for users and devs"
X Link @JoelKatz 2024-04-04T13:25Z 676.1K followers, 2.2M engagements

"You can see the XRPL DeX orderbook for RLUSD/XRP at this link:"
X Link @JoelKatz 2024-12-17T16:42Z 676.1K followers, 191.6K engagements

"I should post:"
X Link @JoelKatz 2025-04-08T08:54Z 676.1K followers, 131.1K engagements

"Is that drummer wearing a Ripple shirt"
X Link @JoelKatz 2025-08-24T23:31Z 676.1K followers, 447.2K engagements

"Got my XRP belt on wearing an XRP t-shirt holding an XRP rewards credit card at XRPresso someone pinch me"
X Link @JoelKatz 2025-08-25T18:09Z 676.1K followers, 1.4M engagements

"The only way this makes sense is if you think that violence and terrorism are reasonable responses to authoritarian government actions"
X Link @JoelKatz 2025-09-25T02:40Z 676.1K followers, 123.2K engagements

"Hey everybody save the kind words for when I die"
X Link @JoelKatz 2025-10-01T04:52Z 676.1K followers, 345K engagements

"Did the Clippers pay for these ads"
X Link @JoelKatz 2025-10-18T03:45Z 676.1K followers, 131.9K engagements

"There may come a day when we look at today's cryptocurrency values as in comparison nothing. But the idea that values will be very low and then suddenly rise is just not how speculation works. As the probability of explosion or size of expected explosion grows value follows. To a first approximation if you sit through a period where expected future value 10X's you can expect a roughly 10X of your position. I sold ETH at $XXXX thinking I was an investment genius. I held through the first 10X of ETH's expected future value but not the next three of them"
X Link @JoelKatz 2025-10-30T17:16Z 676.1K followers, 116.6K engagements

"@KhaledElawadi @BrendanPedersen @EleanorTerrett @cz_binance If his argument is that the Senator falsely implied he actually intentionally laundered money himself he has to prove she intended that false implication"
X Link @JoelKatz 2025-11-02T17:27Z 676.1K followers, XXX engagements

"Buffalo buffalo Buffalo buffalo buffalo buffalo Buffalo buffalo"
X Link @JoelKatz 2023-11-01T08:00Z 676.1K followers, 367.7K engagements

"We created many ledger streams in the process of testing and developing the software. In one of many streams a software bug caused some ledgers (about ten days) to be lost. All but the first 32k or so were recovered. We expected the next ledger reset to make the issue irrelevant but as it happened there never was another ledger reset. We debated resetting the ledger just for cleanliness but that would have resulted in less public history since it would have removed everything after those 32k ledgers"
X Link @JoelKatz 2025-05-05T03:30Z 676.1K followers, 4743 engagements

"Weve been seeing more and more players in the payments and stablecoins space launch their own blockchains. To me thats a clear sign the market sees blockchain as core financial infrastructure something weve believed in and have been building toward on the XRP Ledger for over XX years. Launching a blockchain is hard. Building an ecosystem with developers liquidity trust and real-world usage is even harder. The XRPL has real traction and institutional adoption because its been battle-tested updated and improved upon for well over a decade. Some blockchains are built with permissioned validator"
X Link @JoelKatz 2025-08-13T21:21Z 676.1K followers, 936.2K engagements

"Banksy hadn't quite finished"
X Link @JoelKatz 2025-09-10T05:52Z 676.1K followers, 188.3K engagements

"Which is worse if he doesn't know that this would clearly violate the First Amendment or if he does"
X Link @JoelKatz 2025-09-24T02:05Z 676.1K followers, 119K engagements

"If only someone had warned us that the Supreme Court siding with Congress on the TikTok bill would lead to more government control of speech"
X Link @JoelKatz 2025-09-25T21:44Z 676.1K followers, 159.2K engagements

"Excellent choice Congratulations to both @AlgoFoundation and @nbougalis"
X Link @JoelKatz 2025-09-29T19:57Z 676.1K followers, 208.5K engagements

"As happens in ones life Ive been taking stock of my last XX years. Its been a wild ride. Ive gone from consulting for the NSA to watching the early stages of Bitcoin. Then I met Arthur Jed and Chris and worked on coding the XRP Ledger. Now Ive spent more than XX years at Ripple. I cant begin to explain the depth of my gratitude to this company the people who work here and the community that surrounds XRPL. Its been one of the greatest honors and experiences of my life second only to my amazing family. The time has come for me to step back from my day-to-day duties as Ripple CTO at the end of"
X Link @JoelKatz 2025-09-30T18:37Z 676.1K followers, 3.6M engagements

"Editing DOS startup files to load a packet driver configuring SLIP on SLS Linux (on XX floppy disks) and memorizing bang paths"
X Link @JoelKatz 2025-10-12T03:17Z 676.1K followers, 177.8K engagements

"Please remind everyone in the US you know that they must explicitly invoke their right to remain silent in clear and unambiguous terms in interactions with police or investigators. Simply remaining silent does not get you the important legal benefits of the right to silence"
X Link @JoelKatz 2025-10-16T00:05Z 676.1K followers, 228.5K engagements

"Likes are public on X again ' "
X Link @JoelKatz 2025-10-16T00:53Z 676.1K followers, 166.9K engagements

"The value of the @Sqaure account has gone up 1000X today"
X Link @JoelKatz 2025-10-16T23:09Z 676.1K followers, 275K engagements

"XRP community I promised Id have an update on my next adventure soon right Well heres the start: Ill be a strategic advisor to @evernorthxrp helmed by my friend @ashgoblue. Evernorth was founded as a regulated scalable investment vehicle to tap into opportunities for XRP in DeFi and capital markets extending the entire XRP ecosystem. Im excited to get started"
X Link @JoelKatz 2025-10-20T15:05Z 676.1K followers, 1M engagements

""You gave four examples the instructions were to give between one and two." "Four is just as much between one and two as any other integer.""
X Link @JoelKatz 2025-10-21T03:18Z 676.1K followers, 164.2K engagements

"What's next If you can't handle bank robberies you close the banks"
X Link @JoelKatz 2025-10-21T16:56Z 676.1K followers, 259.6K engagements

"Huge increase in phishing emails claiming hardware wallet security upgrades or verification processes. Ignore any such messages you receive unless you can independently confirm them and NEVER enter a hardware wallet's seed phrase into anything other than the hardware wallet"
X Link @JoelKatz 2025-10-21T18:43Z 676.1K followers, 286.3K engagements

"A good example of why I think almost all laws or regulations aimed at modifying or controlling the output of AI violates the First Amendment"
X Link @JoelKatz 2025-10-22T15:26Z 676.1K followers, 165.4K engagements

"I feel like I need to remind people that it REALLY annoys me when people reply to my posts on other people's threads with irrelevant crypto content. It results in me causing other people's followers to get spammed and makes people justifiably angry at me. I WILL BLOCK FOR THIS"
X Link @JoelKatz 2025-10-24T17:31Z 676.1K followers, 206.7K engagements

"Would you like to see more articles like this one"
X Link @JoelKatz 2025-10-28T15:16Z 676.1K followers, 137.5K engagements

"The funny thing is that I think that most of the value of most cryptocurrencies comes from expected future speculation. So if what you care about future price changes what people think will happen is much more important than what has happened. Look at bitcoin. Most of the current investment thesis is something like "Imagine if most companies start storing X% of their treasury in bitcoin what will that do to the price". What that's saying is that in the future more people will speculate on future price appreciation than speculate currently. It's not even based on expected future utility it's"
X Link @JoelKatz 2025-10-30T16:47Z 676.1K followers, 65.6K engagements

"@Vet_X0 @cl4_flow @scottmelker That was definitely a key driver early on. You couldn't use bitcoin to buy a house until the price was high enough. ETH staking can't secure high-values unless ETH has a high enough value. I'm not sure how much that matters now but I know many people who think it matters a lot"
X Link @JoelKatz 2025-10-30T17:12Z 676.1K followers, 6983 engagements

"@cl4_flow @unknowDLT @Vet_X0 @scottmelker Right. The use case is a speculative store of value and means of exchange. Those are the properties that make bitcoin interesting for that use case"
X Link @JoelKatz 2025-10-30T19:56Z 676.1K followers, 3576 engagements

""Tons of protocols have fees and the best ones have value alignment and accrual going to the token holders." Should eBay create as much value as possible for buyers and sellers or should eBay tax buyers and sellers as much as the stockholders can get away with Obviously if you're a corporation it's going to be the latter. But realize that's eBay capitalizing on its role as an essential middleman between buyers and sellers to "tax" buyers and sellers for the benefit of its owners. Do we want decentralized public systems to have middlemen who tax other people's transactions for their benefit or"
X Link @JoelKatz 2025-10-31T16:13Z 676.1K followers, 10.1K engagements

"As I explained in my previous post those fees will naturally converge towards zero because selling blockspace is a commodity business: Chain sclability reduces congestion fees and infrastructure maturity reduces contestion fees (MEV) away from chains validators. That fee compression isn't coming from moralizing about what protocols ought to charge but rather free market competition. So if you're buying a token as a speculative asset is it a good or bad thing that much of the theory of its present value is built on something that's converging to zero versus something that while small today is"
X Link @JoelKatz 2025-10-31T18:17Z 676.1K followers, 310.5K engagements

"@nietzbux I think institutional adoption is needed to pave the way for the next wave of retail adoption. If DeFi is going to replace TradFi it's going to have to do all the boring things TradFi does and insititutional adoption seems the most likely way to make that possible"
X Link @JoelKatz 2025-10-31T18:21Z 676.1K followers, 25.1K engagements

"@BitcoinRothbard @brucefenton Databases can't do trusted proof of absence as easily or cheaply blockchains can. That makes them much harder to audit and trust. This turns into real though small cost savings for issuers. But their market is so high volume low margin that this matters"
X Link @JoelKatz 2025-11-01T17:18Z 676.1K followers, XXX engagements

"There is no wrong way to grieve. Losing a loved one and being strong for others who have lost when you badly need support yourself is one of the hardest things anyone ever has to do in life and nobody needs extra pressure to do it "right" on top"
X Link @JoelKatz 2025-11-01T18:00Z 676.1K followers, 227.9K engagements

"@greg16676935420 Top o' the morning to everyone except people it's not morning for"
X Link @JoelKatz 2025-11-02T17:40Z 676.1K followers, 26.9K engagements

"@lawyerschiff @marcorandazza @vailschools Yes the famous "unreasonable speech" exception to the First Amendment"
X Link @JoelKatz 2025-11-02T20:25Z 676.1K followers, XXX engagements

"Does anyone else remember back when watching this station and making a phone call at exactly the right time was the only way to play a video game"
X Link @JoelKatz 2025-11-03T14:24Z 676.1K followers, 103.9K engagements

"Are you saying borrowing $1B at XXX% has no value such that losing that opportunity isn't an opportunity cost Say I offer you a Twix bar for free. That's great no opportunity cost. But say I also have a Mars bar that I would likely offer you instead of the Twix bar. Now the Mars bar offer has near zero value because you have to give up the potential of taking the Mars bar an offer of equal value to get it. That's opportunity cost"
X Link @JoelKatz 2025-11-03T15:38Z 676.1K followers, XXX engagements

"@KhaledElawadi @BrendanPedersen @EleanorTerrett @cz_binance He pleaded guilty to criminal willful direct involvement through aiding and abetting the AML failures that allowed money laundering. He can characterize that as "not doing enough to prevent it" but that's an opinion others don't have to share"
X Link @JoelKatz 2025-11-03T17:12Z 676.1K followers, XXX engagements

"Inconceivable"
X Link @JoelKatz 2025-11-03T22:13Z 676.1K followers, 87.1K engagements

"They weren't prosecuted for writing or sharing code. They were prosecuted for what they themselves actually used code to do. This is no more a free speech issue than being prosecuted for throwing a Bible at someone's head is a free speech issue. This prosecution is still ridiculous. But not in any way due to code being speech or this being a freedom of speech issue. The prosecution would have been almost exactly the same had someone else written the code and they were just executing it on their own machines"
X Link @JoelKatz 2025-11-03T22:22Z 676.1K followers, 1351 engagements