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@Hamnjela Avatar @Hamnjela Kalenga

Kalenga posts on X about investment, namibia, money, retirement the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

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Mentions: XX #

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Followers: XXXXX #

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CreatorRank: XXXXXXX #

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Social Influence

Social category influence finance XXXXX% countries XXXXX% stocks #6002 exchanges #5788 technology brands XXXX% automotive brands XXXX% cryptocurrencies XXXX% currencies XXXX%

Social topic influence investment #608, namibia #169, money #2788, retirement #1253, longterm #891, bank 8.89%, stocks 6.67%, crypto 4.44%, asset management #169, nasdaq #617

Top accounts mentioned or mentioned by @easyequities @dniileka @gmailcom @nafukak @more_lebc @sanlamallianzn @thebrieflive @thenamibian @nambizexpress @namibiansun @eaglefmnam @maxkatjimune @jsegroup @fnbnamibia @groupcapricorn @mtcnamibia @letshegonamibia @diaryofinvestorcom @morelebc @vilhosimon

Top assets mentioned Tesla, Inc. (TSLA) Bitcoin (BTC) Ethereum (ETH) Solana (SOL) PAX Gold (PAXG) Cardano (ADA) Microsoft Corp. (MSFT) Spotify Technology (SPOT) British American Tobacco (BTI)

Top Social Posts

Top posts by engagements in the last XX hours

"Lets talk about @SanlamAllianzN Namibia All Namibian Fund performance structure and how to get in The Sanlam Namibia All Namibian Fund is a Namibian Growth Fund that invests in both Namibian and South African equities across sectors. Its actively managed with a mix of growth and value stocks. When looking at the performance of the Sanlam Namibia All Namibian Fund the results over time are impressive but they also show how volatile the market can be. Over the past five years the fund has delivered an average annual return of about XXXX% showing solid long-term growth. In just the last year it"
X Link 2025-10-06T05:43Z 3794 followers, 4028 engagements

"An ETN is a Exchange Traded Note which is basically a way to get exposure to a share like Tesla without actually owning the share itself. Instead you buy a note issued by a bank (such as FNB or Investec) that promises to give you the same return as the company it tracks. So if Tesla goes up your Tesla ETN goes up by the same percentage. Its an easy and affordable way to invest in global companies without needing a USD account and thats why ETNs are popular on @EasyEquities. The only difference is that you dont receive dividends because youre not a direct shareholder youre simply tracking the"
X Link 2025-11-29T21:54Z 3799 followers, 1181 engagements

"This is long overdue colleagues. South Africa implemented a digital CSD almost three decades ago yet we are only doing it now. And the larger issue remains: we have been running the NSX as if it were a private company rather than a national stock exchange meant to serve the entire country. For years the NSX has functioned like a closed marketplace built mainly for institutions brokers pension funds and a small circle of elite investors. Ordinary Namibians have never been given genuine access. They cannot easily buy Namibian shares cannot open trading accounts and are not empowered or educated"
X Link 2025-12-05T11:59Z 3757 followers, 1269 engagements

"The U.S. Federal Reserve will announce its next interest rate decision tomorrow and markets are expecting another XXXX% rate cut. If that happens it signals that the Fed believes inflation is slowing and the economy is stabilising. A cut usually supports investment growth because borrowing becomes cheaper businesses can access credit more easily and consumers feel a bit more confident. For investors a rate cut often leads to a positive reaction in the stock market especially in growth sectors like technology. It can also weaken the U.S. dollar slightly which affects global currencies"
X Link 2025-12-09T19:59Z 3939 followers, XXX engagements

"I have bitcoin ethereum SOLANA TRON tether BINANCE PAX GOLD CARDANO USD Coin and other small coins"
X Link 2025-10-31T18:57Z 3906 followers, 1705 engagements

"RETIREMENT ANNUITY; WHAT IT IS HOW IT WORKS AND IS IT WORTH IT A Retirement Annuity (RA) is a long-term investment product created to help individuals save specifically for their retirement years. It works like a personal pension plan where you contribute monthly or through lump sums and the money is then invested in a mix of assets such as equities bonds property and money market instruments. The goal is to grow your contributions over time so that by the time you retire you have a stable structured source of income. One important feature both a benefit and a limitation is that the funds"
X Link 2025-12-03T20:48Z 3914 followers, 2860 engagements

"When you retire from an RA usually anytime from age XX you are allowed to withdraw up to one-third of the value as a lump sum. The remaining two-thirds must be used to purchase a retirement income product (an annuity) which pays you monthly for the rest of your life. This means that no matter how much you accumulate you cannot simply decide to take everything as cash. Once again this system is designed to prevent people from spending all their retirement savings at once but it also reduces your control over how your money is used. Its also important to understand that RAs come with fees."
X Link 2025-12-03T20:53Z 3916 followers, 1882 engagements

"Whether a Retirement Annuity is worth it depends entirely on your personal goals and your financial style. If you value safety structure long-term discipline and tax efficiency then an RA can be a solid foundation for your retirement. Its especially suitable for people who prefer low-risk investment strategies or want a guaranteed income later in life. However if you are aiming for financial freedom before XX building aggressive wealth or keeping full control and flexibility over your investments then an RA may feel limiting. The lock-in period mandatory annuity purchase and moderate returns"
X Link 2025-12-03T20:55Z 3914 followers, XXX engagements

"Here is my view on retirement annuities based on math and a real-world example. A retirement annuity (RA) can work but in reality it works best for people earning lower incomes people who need discipline structure and a system that forces them to save for the future. It protects their money from being touched it offers tax benefits and it grows slowly but safely over time. But for someone with a higher income a retirement annuity can become one of the slowest-growing financial vehicles you could choose. The returns are low the fees can reduce long-term growth and your money is locked away"
X Link 2025-12-03T21:15Z 3914 followers, 1345 engagements

"Here is another example of two people who invested the same amount earned the same income but ended up with completely different retirement outcomes all because one used a Retirement Annuity and the other invested outside an RA. Both contribute the same every year. The only difference is where they put their money. The RA investor is restricted by Regulation 28/13 which limits how much can go into shares and how much can go offshore. The other investor uses a global ETF with no restrictions. Over time that difference compounds in a huge way. Using realistic return assumptions the RA grows at"
X Link 2025-12-03T23:41Z 3914 followers, 2713 engagements

"@Max_Katjimune I wonder how much is it going to be in Namibia; so far I am only seeing rich people fighting for it"
X Link 2025-12-08T16:22Z 3906 followers, XXX engagements

"To buy Namibian shares you need to go through a stockbroker because Namibia doesnt have an EasyEquities style app yet. The NSX works through licensed brokers who open an investment account for you and buy shares on your behalf. Some of the main brokers you can contact are IJG Securities PSG Wealth Namibia Cirrus Securities Capricorn Asset Management and SIM Namibia. You fill in the forms deposit your money and they help you buy shares like FNB Capricorn MTC or Letshego. Its not a straightforward process. Theres paperwork compliance requirements and back and forth communication before you can"
X Link 2025-12-09T06:26Z 3909 followers, 7118 engagements

"This is where understanding your investment is more important than the numbers on the screen. A negative return doesnt automatically mean you must cut your losses especially when the position is less than XX% of your entire portfolio. What you need to look at is why the investment is down and whether the asset itself still has long-term potential. Crypto and high-risk trades can swing heavily so drops like this are not unusual. Hold on to your crypto"
X Link 2025-12-09T07:08Z 3905 followers, XX engagements

"Most people start with one or two broad ETFs because they are diversified low-cost and easy to understand. A popular one is the Satrix Nasdaq XXX ETF which tracks the biggest tech companies in the world companies like Apple Microsoft Nvidia and Amazon. Over the past 10+ years tech has been one of the highest-performing sectors globally. A local ETF like the Satrix Top XX gives exposure to the biggest companies on the JSE. Another strong option is the Satrix S&P XXX ETF which tracks XXX of the largest companies in the US. Over long periods the S&P XXX has delivered strong returns supported by"
X Link 2025-12-09T07:21Z 3923 followers, XX engagements

"To buy Namibian shares you need to go through a stockbroker because Namibia doesnt have an @EasyEquities style app yet. The NSX works through licensed brokers who open an investment account for you and buy shares on your behalf. Some of the main brokers you can contact are IJG Securities PSG Wealth Namibia Cirrus Securities Capricorn Asset Management and SIM Namibia. You fill in the forms deposit your money and they help you buy shares like FNB Capricorn MTC or Letshego. Otherwise if you want to buy shares on @JSE_Group then try out @EasyEquities"
X Link 2025-12-09T07:24Z 3905 followers, XX engagements

"Here is everything in my TFSA I have built it across different ETFs and Unit Trusts to keep it diversified. It includes Global exposure (MSCI World Nasdaq XXX EuroStoxx50 S&P XXX Emerging Markets) Local exposure (Top40 FINI XX RESI XX MidCap Quality SA Property) Thematic/sector plays (AI World Global Equity Info Tech 4th Industrial Revolution) Unit Trusts (SaltLight Worldwide Flexible Fund A2 EasyAsset Balanced) Some are up big like Nasdaq (+98%) SaltLight (+162%) EuroStoxx (+87%) while others like Property and Divi are down thats part of the game. Over time diversification balances out the"
X Link 2025-10-02T06:59Z 3925 followers, 60.3K engagements

"10 South African Stocks to Hold for the Next XX Years If youre thinking long-term these are some of the strongest companies to consider: Naspers Standard Bank Mr Price Discovery Richemont Shoprite Sasol Anglo American Growthpoint and Bidcorp. This list covers the best of both worlds growth and stability. Youve got companies that dominate locally but also earn globally. Richemont sells luxury goods across Europe and Asia Naspers gives you exposure to global tech and Bidcorp runs food logistics around the world. That means youre not just investing in South Africa youre investing in global"
X Link 2025-11-03T06:42Z 3932 followers, 1916 engagements

"All four of my tenants have decided to renew their contracts for 2026. Im grateful; stability like this is one of the hidden blessings of property investing. Consistency good communication and taking care of your tenants really goes a long way"
X Link 2025-12-02T14:19Z 3933 followers, 2270 engagements

"This is the kind of financial growth I love seeing on this side of X. Real discipline real progress and real life wins. This is exactly what happens when you stay consistent and intentional with your money. Most people underestimate how much can change in a year when you take financial education seriously and commit to the process. Congratulations man; this is the kind of progress that inspires the rest of us"
X Link 2025-12-04T16:10Z 3939 followers, 34.3K engagements

"@NafukaK A lot of Namibian companies are doing well; check out Letshego Holdings delivered an impressive XXXX% total return Standard Bank Namibia Holdings XXXX% FirstRand Namibia Limited XXXX% and Bank Windhoek 24.69%"
X Link 2025-12-08T21:04Z 3933 followers, XXX engagements

"The Top Namibian Companies Every Investor Should Know Namibias stock market is small compared to major global exchanges but it is home to some of the strongest and most profitable businesses in the country. When we look at market capitalization the total value of a companys shares it becomes clear that financial institutions and major local brands dominate the Namibia Stock Exchange. These companies shape Namibias economy drive employment and consistently return value to shareholders. As of December 2025 giants such as FirstRand Namibia (@FNBNamibia) @GroupCapricorn @MTCNamibia Standard Bank"
X Link 2025-12-08T21:39Z 3939 followers, 2540 engagements

"Buy shares in the companies you know and use. Dont just be a consumer be a shareholder too"
X Link 2025-12-09T07:36Z 3939 followers, 2661 engagements

"Namibia would benefit massively from having @EasyEquities locally. The appetite for investing is growing we just need platforms that make it easy and affordable for everyone. @dniileka"
X Link 2025-12-09T08:03Z 3924 followers, 1865 engagements

"@more_lebc I would definitely recommend easy equities My referral"
X Link 2025-12-09T08:42Z 3934 followers, XX engagements

"Rent control almost always hits property investors directly because it limits what they can charge even when their own costs continue to rise. Investors still face high expensive building materials maintenance costs rates and taxes and interest rate pressures none of those get capped. So when the rent is fixed but the expenses keep growing the investment becomes less attractive. This usually leads to fewer new rental units being built slower maintenance on existing properties and a general drop in quality and supply. For investors the biggest risk is that the numbers will no longer make"
X Link 2025-12-09T19:37Z 3939 followers, 1359 engagements

"Its encouraging to see so many people investing and taking control of their finances. The journey is bigger than making money its the mindset the discipline and the commitment to budgeting that truly transforms your life 👏🏽👏🏽"
X Link 2025-12-10T07:46Z 3939 followers, 3497 engagements

"When you invest R2000 in the Satrix INDI ETF your money is automatically spread across South Africas largest industrial retail luxury and telecom companies. You dont choose the companies the ETF allocates your money based on its index weightings. Heres what that R2000 looks like inside the fund Naspers (22.84%) R456.80 MTN (12.06%) R241.20 Prosus (7.63%) R152.60 British American Tobacco (6.77%) R135.40 Richemont (6.35%) R127.00 Bidcorp (5.71%) R114.20 Shoprite (5.43%) R108.60 Pepkor (3.86%) R77.20 AB InBev (3.65%) R73.00 Clicks (3.43%) R68.60 one investment gives you exposure to multiple top"
X Link 2025-12-11T10:54Z 3941 followers, 15.5K engagements

"@Vilho_Simon Based on Naspers latest dividend announcement the return on one Naspers share was a gross dividend of R5.08 per share. After the standard XX% dividend tax the net amount paid to shareholders was about R4.06 per share"
X Link 2025-12-11T14:18Z 3938 followers, XXX engagements