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@Hamnjela Avatar @Hamnjela Kalenga

Kalenga posts on X about namibia, money, investment, stocks the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

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Mentions: XX #

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Followers: XXXXX #

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CreatorRank: XXXXXXX #

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Social Influence #

Social category influence finance countries stocks cryptocurrencies exchanges

Social topic influence namibia #100, money, investment #3911, stocks #4952, inflation #1149, insurance #1830, instead of, seychelles #44, south african, retirement

Top assets mentioned Ethereum (ETH) Solana (SOL) British American Tobacco (BTI)

Top Social Posts #

Top posts by engagements in the last XX hours

"Financials continue to drive liquidity on the NSX showing that banks remain the backbone of local market activity. Institutional investors often favor these stocks because they offer stable dividends and reliable growth even in uncertain economic times. FirstRand Namibias steady upward move is a reflection of that confidence. On the other hand ETFs are quietly becoming the go-to choice for passive investors who want exposure to broader markets without picking individual shares. While they dont always make headlines ETFs like the Satrix Top XX or NewGold ETF give investors diversification and"
X Link @Hamnjela 2025-10-15T08:33Z 2568 followers, XXX engagements

"If youre starting out on @EasyEquities focus on ETFs. Theyre safer diversified and you dont have to stress about picking the right stock. Think of them as a basket of companies less risk more growth over time"
X Link @Hamnjela 2025-09-17T08:54Z 2562 followers, 9740 engagements

"@OldMutualNam offers a wide range of funds to suit different investor needs from very safe money market options to higher risk equity growth strategies. The Old Mutual Namibia Money Fund is the most conservative. It invests in short-term high-quality money market instruments and is designed to preserve capital while earning steady interest. Returns are modest usually in line with short-term interest rates making it ideal for parking cash or saving for short-term goals. The Old Mutual Namibia Corporate Fund and Income Fund are a step up in risk. They focus on bonds fixed-interest instruments"
X Link @Hamnjela 2025-10-06T11:36Z 2568 followers, XXX engagements

"Crypto doing what it does best. My EasyCrypto portfolio is looking strong right now: Ethereum: +108% Solana: +35% Tron: +102% Everything in green. This is exactly why people both love and fear crypto the upside can be insane but the risk is always there. One month youre celebrating triple-digit gains the next month it can swing the other way"
X Link @Hamnjela 2025-10-03T06:32Z 2568 followers, 12.7K engagements

"How We Break the black tax Cycle Breaking this pattern doesnt mean turning your back on your family it means planning better so the next generation doesnt repeat the same mistakes. It starts with financial literacy learning how money grows not just how its earned. It means investing early in assets like property ETFs or unit trusts that generate income long after youve stopped working. It means having life insurance a will and a retirement plan so your children dont become your retirement plan. It also means teaching your children about money not just spending it but understanding it. Because"
X Link @Hamnjela 2025-10-12T09:58Z 2568 followers, 3662 engagements

"Heres how investing in the Sanlam Namibia All Namibian Fund works in practice: The fund is accessible to almost anyone with a minimum contribution of N$100 per month if you want to build steadily or a once-off lump sum starting at N$300. You dont need large amounts of capital to get started. You can invest directly through Sanlam Namibia or through brokers and financial advisors who distribute Sanlams investment products. The process is straightforward and many advisors can help match this fund with your overall financial plan. Because the fund is equity-heavy its designed for medium- to"
X Link @Hamnjela 2025-10-06T05:43Z 2565 followers, XXX engagements

"A Middle-Class Crisis This financial strain is hitting the middle class hardest. Salaries are not keeping up with inflation. Food rent and fuel are rising faster than incomes. Add to that school fees medical bills and debt and theres very little left to save let alone invest. What used to be seen as a cultural issue has become an economic one. People of all races from Windhoek to Johannesburg are quietly carrying the same burden. They may not call it black tax but theyre living it"
X Link @Hamnjela 2025-10-12T09:09Z 2568 followers, 3016 engagements

"Thats exactly how home loans are structured. In the beginning almost everything you pay goes toward interest not the actual loan (capital). Heres how it works. Say the house is N$1.4 million and you put down a XX% deposit (N$140000). That leaves you with a loan of N$1.26 million at XXXX% over XX years. Your monthly repayment would be about N$12000. But heres the trick in the first years nearly N$10000 of that goes to interest and only about N$2000 reduces the loan. Thats why after 1012 years the balance hardly moves because the bank front-loads the interest. Now heres the difference if you"
X Link @Hamnjela 2025-09-29T17:53Z 2569 followers, 20.5K engagements

"Here is everything in my TFSA I have built it across different ETFs and Unit Trusts to keep it diversified. It includes Global exposure (MSCI World Nasdaq XXX EuroStoxx50 S&P XXX Emerging Markets) Local exposure (Top40 FINI XX RESI XX MidCap Quality SA Property) Thematic/sector plays (AI World Global Equity Info Tech 4th Industrial Revolution) Unit Trusts (SaltLight Worldwide Flexible Fund A2 EasyAsset Balanced) Some are up big like Nasdaq (+98%) SaltLight (+162%) EuroStoxx (+87%) while others like Property and Divi are down thats part of the game. Over time diversification balances out the"
X Link @Hamnjela 2025-10-02T06:59Z 2568 followers, 52.3K engagements

"The Sanlam Namibia All Namibian Fund is built around some of the most recognizable and influential companies in the region along with a few global giants. Its top holdings include household names such as Naspers (which makes up about XXXX% of the portfolio) FirstRand Namibia Gold Fields Capitec and Capricorn Group. These companies bring a mix of technology exposure financial services and resources into the fund. From a sector perspective the portfolio is tilted heavily toward Industrials and Financials reflecting the strength and size of these sectors in the Namibian and South African"
X Link @Hamnjela 2025-10-06T05:43Z 2565 followers, XXX engagements

"Yes you can. Most investment products in Namibia (and South Africa like EasyEquities Old Mutual Sanlam Allan Gray etc.) are flexible. You are not locked in like with insurance policies. If your income stops you can pause contributions your money thats already invested stays in the market and keeps working for you. Alternatively you can reduce the amount instead of stopping completely. For example if you were putting N$1000 per month you could cut it down to N$100 or even N$50 depending on the platforms minimum"
X Link @Hamnjela 2025-10-06T05:03Z 2568 followers, 1073 engagements

"N$37.3 million was traded on the NSX yesterday showing continued momentum in both dual-listed counters and local activity. The biggest volumes came from Shoprite Holdings (N$11.3m) and Anglo American (N$5.7m) which remain attractive for investors given their strong regional presence. On the local bourse activity was smaller but steady. Capricorn Group saw N$50644 worth of shares traded ticking up by 1c while SBN Holdings recorded N$4604 at market price. This kind of activity highlights the liquidity gap between local counters and the larger dual-listed stocks on the NSX. ETFs and ETNs also"
X Link @Hamnjela 2025-10-08T08:56Z 2569 followers, XXX engagements

"Honestly my biggest financial mistake was not starting early enough waiting for the right time to invest instead of just beginning with what I had. That hesitation probably cost me years of compound growth. The other one was not learning about finance and investing at a young age. No one really teaches you how money works how to grow it protect it or make it work for you. I had to unlearn bad habits and teach myself along the way"
X Link @Hamnjela 2025-10-11T18:32Z 2568 followers, 14.3K engagements

"A morning hike done. Seychelles mornings hit different"
X Link @Hamnjela 2025-10-15T04:43Z 2568 followers, 1163 engagements

"This is a great example. The Satrix Top XX works in the same way unit trusts do your R100 doesnt buy a whole share of Naspers or Anglo it buys fractions of many companies at once. That diversification is what makes these funds powerful. Instead of putting all your money into one stock and hoping it grows you spread it across XX of the biggest companies on the JSE. Some will rise some will fall but overall you get exposure to the growth of the economy"
X Link @Hamnjela 2025-09-29T12:35Z 2570 followers, 7522 engagements

"Jozi you owe me nothing. Its been real. Now looking forward to an amazing week in Seychelles"
X Link @Hamnjela 2025-10-12T09:44Z 2568 followers, 1802 engagements

"Lets talk about @SanlamAllianzN Namibia All Namibian Fund performance structure and how to get in The Sanlam Namibia All Namibian Fund is a Namibian Growth Fund that invests in both Namibian and South African equities across sectors. Its actively managed with a mix of growth and value stocks. When looking at the performance of the Sanlam Namibia All Namibian Fund the results over time are impressive but they also show how volatile the market can be. Over the past five years the fund has delivered an average annual return of about XXXX% showing solid long-term growth. In just the last year it"
X Link @Hamnjela 2025-10-06T05:43Z 2565 followers, 3796 engagements

"Here are there FTSE/JSE Top XX Latest Weights. Naspers (NPN) XXXX% FirstRand (FSR) XXX% Gold Fields (GFI) XXX% Standard Bank (SBK) XXX% Prosus (PRX) XXX% Capitec (CPI) XXX% AngloGold Ashanti (ANG) XXX% Anglo American (AGL) XXX% MTN (MTN) XXX% British American Tobacco (BTI) XXX% Richemont (CFR) XXX% Bid Corporation (BID) XXX% Sanlam (SLM) XXX% Shoprite (SHP) XXX% Harmony Gold (HAR) XXX% Absa (ABG) XXX% Nedbank (NED) XXX% Discovery (DSY) XXX% Bidvest (BVT) XXX% Clicks (CLS) XXX% NEPI Rockcastle (NRP) XXX% Remgro (REM) XXX% BHP Group (BHG) XXX% Anheuser-Busch InBev (ANH) XXX% Mr Price (MRP) 1.0%"
X Link @Hamnjela 2025-09-29T13:53Z 2569 followers, XXX engagements

"Lets talk about the Allan Gray Namibia Stable Fund one of the most popular funds for investors who want growth but with more stability than pure equity funds. The Allan Gray Namibia Stable Fund is designed for investors who want growth without taking on too much risk. Whats the goal The funds main aim is to deliver long-term returns that are above inflation while also protecting your capital over any rolling 2-year period. In other words its about steadily growing your money without exposing it to the kind of big losses that come with high-risk investments. The focus is on balance reasonable"
X Link @Hamnjela 2025-10-08T07:46Z 2568 followers, 1678 engagements

"Some people are bills some people are investments. Not everyone you spend time or money on brings value to your life. Some drain your energy finances and peace others pour into your growth vision and future. Learn the difference early. Protect your energy and invest in people who grow with you not those who cost you"
X Link @Hamnjela 2025-10-15T04:46Z 2568 followers, XXX engagements

"Naspers 5-for-1 Stock Split: Shares About to Get Cheaper Naspers one of the most expensive shares on the @JSE_Group has announced a 5-for-1 stock split. This means that for every single Naspers share you currently hold you will now receive four additional shares effectively turning one share into five. While the total number of shares in circulation will increase the total value of your investment remains unchanged. For investors this translates to a significant drop in the per-share price expected to settle around R1000 per share. Importantly your ownership percentage in the company your"
X Link @Hamnjela 2025-09-18T12:22Z 2569 followers, 1032 engagements

"Here are some key things to keep in mind if youre considering the Sanlam Namibia All Namibian Fund One factor to watch is the level of exposure to dual-listed South African companies. Since a big chunk of the holdings trade on the JSE as well any downturn in South African markets can pull Namibian-linked returns down too. Staying disciplined is important the big gains come from staying invested over years not chasing short-term spikes. If the market dips see it as an opportunity to top up your investment rather than a reason to panic. It also makes sense to compare the funds fees and"
X Link @Hamnjela 2025-10-06T05:43Z 2570 followers, XXX engagements

"The property market is stressing me 🤦♂"
X Link @Hamnjela 2025-10-10T08:23Z 2565 followers, XXX engagements

"If you dont have a lump-sum the best route is to start with unit trusts or retirement annuities that allow small monthly contributions. funds like the Sanlam Namibia All Namibian Fund Old Mutual Growth Fund or Allan Gray Stable Fund all let you start from as little as N$100N$500 per month. These products pool your money with other investors so even a small amount gets access to a diversified portfolio of shares bonds or property. Over time consistent monthly contributions can add up significantly thanks to compounding. The key isnt how much you start with but how consistent you are. Even if"
X Link @Hamnjela 2025-10-06T09:16Z 2567 followers, 2061 engagements

"A total of N$6.0 million was traded on the Namibian Stock Exchange. The bulk of this came from dual-listed counters with Old Mutual (N$2.6 million) and Santam (N$2 million) making up the majority of the activity. This suggests that investor attention remained focused on South African financial and insurance stocks which often dominate NSX volumes due to their dual-listing. On the local bourse trading was more modest. SBN Holdings recorded N$488271 worth of trades reflecting continued interest in Namibias banking sector. Local counters typically see lower liquidity compared to the dual-listed"
X Link @Hamnjela 2025-10-06T06:14Z 2570 followers, XXX engagements

"This is the reality of investing five days ago my portfolio was sitting at an all-time high of R672038 and today its down to R636563. Thats a drop of R35475 in less than a week. The market doesnt move in a straight line. Some days youre up some days youre bleeding with everyone else. But thats the price of long-term growth volatility. Many investors panic when they see red but this is part of the game. These dips test your patience and discipline. Remember you only lose money when you sell. Hold your positions trust your strategy and let time do its job"
X Link @Hamnjela 2025-10-11T15:52Z 2565 followers, 24.1K engagements

"even the same bank you save with might already have investment options that beat inflation most people just dont know about them. Look into Unit Trusts Money Market Funds or Fixed Deposits with higher yields. Banks like FNB Nedbank Standard Bank and Bank Windhoek all have investment divisions that offer returns ranging from XXX% per year depending on risk level and duration. You can walk into your bank and ask to speak to their investment or wealth department not the teller. Theyll show you options where your money actually grows instead of losing value to inflation"
X Link @Hamnjela 2025-10-11T19:24Z 2563 followers, 1938 engagements

"Big news for investors From X October 2025 the @SATRIX_SA MSCI World Feeder Portfolio will officially become the Satrix MSCI World Feeder ETF and heres the best part: Fees are going down. The Total Expense Ratio (TER) is dropping from XXXX% to 0.25%. Thats almost a XX% reduction in costs. Because fees eat into your returns over time. The lower the fee the more of your growth stays in your pocket compounding for you instead of paying expenses. #OwnTheMarket"
X Link @Hamnjela 2025-09-30T11:41Z 2569 followers, 1058 engagements

"The System Failed Us The truth is that generations before us were never taught about investing insurance or retirement planning. They survived paycheck to paycheck doing what they could with what they had. And now that lack of financial literacy is catching up with their children. The system didnt teach families how to build assets or create passive income. It taught survival not sustainability. As a result a generation that works harder and earns more is still struggling to move forward because its financially responsible for everyone else"
X Link @Hamnjela 2025-10-12T10:53Z 2565 followers, 1189 engagements