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@FranWalsh73 Fran Walsh

Fran Walsh posts on X about retirement, investment, 401k, future the most. They currently have XXXXX followers and 1141 posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

• X Week XXXXXX -XX%
• X Month XXXXXXX -XX%
• X Months XXXXXXX -XX%
• X Year XXXXXXXXX +753%

Mentions: XX #

• X Month XX -XX%
• X Months XXX +20%
• X Year XXX +254%

Followers: XXXXX #

• X Week XXXXX +1.40%
• X Month XXXXX +4%
• X Months XXXXX +20%
• X Year XXXXX +193%

CreatorRank: XXXXXXXXX #

Social Influence

Social category influence finance

Social topic influence retirement #488, investment #2809, 401k #14, future, cash flow, flow, capital gains #92, how to, builders, yearend

Top accounts mentioned or mentioned by @ryanopulus @investedinyou @zachmelloh26 @marketpalmer @mattgottshall @nxtgenplanning @nfldovkleiman @chrisrahill @markcecchini @mrnqdc @opulusllc @cliffcornell @evanpdrury @matthewgarasic @deanttraining @tkopelman @ryanhaiss @mlfootball @patrickbetdavid @ryanhaisscfp

Top Social Posts

Top posts by engagements in the last XX hours

"Most people think their 401(k) is all they need for retirement. For XX% of Americans it's their only investment. Spoiler: Its usually not enough. Heres the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers):"
X Link 2025-12-10T13:00Z 4953 followers, 7745 engagements

"Weve got X month left in 2025. Most people coast into the new year. Wealth builders use December to lock in tax savings optimize accounts and set up 2026 to be their best financial year yet. Heres your 2025 Year-End Financial Checklist"
X Link 2025-12-03T12:38Z 4950 followers, 5868 engagements

"1. Max Your 401(k) Before Dec XX 2025 limit: $23500 (+$7500 catch-up if 50+). - Contributions must hit payroll this year to count. - If you're behind & have the cash flow temporarily increase your percentage"
X Link 2025-12-03T12:38Z 4953 followers, XXX engagements

"If you ever feel stuck remember this: - You can rebuild your habits. - You can rebuild your income. - You can rebuild your net worth. - You can rebuild your entire life. But only if you stop waiting for permission"
X Link 2025-12-03T14:56Z 4947 followers, XXX engagements

"Everyone obsesses over optimizing investment allocations. But the math is clear: Your savings rate has 1020x more impact on early-stage wealth than your returns. Yet almost nobody focuses on it. Heres how to fix that"
X Link 2025-12-09T12:56Z 4949 followers, 2020 engagements

"Deferring taxes sounds great - until you need the money. Example: - A $1M 401(k) balance might feel like 'enough.' - But that money is XXX% taxable (if traditional 401k) and your "take-home pay" could be significantly less Worse"
X Link 2025-12-10T13:00Z 4953 followers, XXX engagements

"3. Keep investing boring. No day trading. No gambling. No hot picks. Use simple diversified building blocks: - Total US market - International - Bonds (as needed) - Low-cost ETFs Boring outperforms most people over decades"
X Link 2025-12-02T12:50Z 4953 followers, 1302 engagements

"4. Use taxes as a weapon. Depending on your situation & cash flow options include: - Max Match - Max Roth IRA - Max HSA - Backdoor/Mega Options - Dependent Care FSA - Know capital gains - Tax Loss Harvesting/Direct Indexing Tax alpha is real alpha"
X Link 2025-12-02T12:50Z 4953 followers, 1212 engagements

"The 401(k) is a great tool but its not the whole solution. Heres why: - Limited investment options (Often Mutual Funds) - Contributions maxed at $23500/year ($30500 if youre 50+). - Withdrawals taxed as income in retirement - Just one Piece of the Puzzle"
X Link 2025-12-10T13:00Z 4953 followers, XXX engagements

"If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it may not get you all the way there. Which leads us into our next point"
X Link 2025-12-10T13:00Z 4953 followers, XXX engagements

"Heres how tax diversification works: - 401(k): Tax-deferred growth lowers your taxable income today. - Roth IRA: After-tax contributions grow tax-free withdrawals are tax-free in retirement. - Brokerage: Investments grow and are taxes at lower capital gains rate when sold"
X Link 2025-12-10T13:00Z 4953 followers, XXX engagements