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@AverageDipBuyer Avatar @AverageDipBuyer AverageDipBuyer

AverageDipBuyer posts on X about $sofi, $pypl, $four, acquisition the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

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Mentions: XX #

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Followers: XXXXX #

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CreatorRank: XXXXXXX #

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Social Influence

Social category influence stocks #5124 finance XXXXX% technology brands XXXXX% cryptocurrencies XXXX% travel destinations XXXX% countries XXXX% products XXXX% gaming XXXX%

Social topic influence $sofi #10, $pypl #799, $four #23, acquisition 4.76%, business 4.76%, bullish #3024, sentiment #186, $100b #4, wall street 2.38%, longterm XXXX%

Top accounts mentioned or mentioned by @spike_1567 @spike1567 @winnerinvestor @timsweeneytar @rob97649740 @lucelex @forerunnerjman @breakingpeaks1 @tallseller @kaiser1a2b @smaugizbored @rodoinvesting @ghtheprophet @anthonynoto @qualtrim @dividendlearn @traderepublic @pepemoonboy @webdevepoler @sumeet2692

Top assets mentioned RAI Finance (SOFI) PayPal Holdings Inc (PYPL) 4 (FOUR) Metlife Inc (MET) DLocal Limited Class A Common Shares (DLO)

Top Social Posts

Top posts by engagements in the last XX hours

"$SoFi Just Signaled What Comes Next. (Spoilers: it will shock Wall Street) When SoFi first introduced long-term guidance back in early 2024 they projected XX to XX cents GAAP EPS for 2026. That single decision was the moment Wall Street had to stop hand-waving and start modeling. Not a single analyst believed it. Chris Lapointe did not give a new long-term EPS target at the UBS conference. But he gave something far more important: clear signals on the vision of management. He emphasized that SoFi is in a high growth scenario. He stated the long-term ROE target of XX to XX percent. He"
X Link 2025-12-04T23:36Z 2865 followers, 19K engagements

"If this capital raise is once again EPS accretive idc about the dilution $SoFi"
X Link 2025-12-04T21:30Z 2864 followers, 2043 engagements

"Just finding out the 2026 World Cup will be played in SoFi Stadium and I had no idea. Even crazier: FIFA is forcing all U.S. stadiums to drop their sponsor names. SoFi becomes Los Angeles Stadium MetLife becomes New York New Jersey Stadium etc. All to keep venues clean for official sponsors. This is sadly just a part of the contract $SoFi signed for the naming-rights of the stadium. Luckily for the Super Bowl in 2027 SoFi won't have to rebrand the stadium. Just an interesting fact I stumbled upon"
X Link 2025-12-06T18:34Z 2864 followers, 2198 engagements

"I might be the last $PYPL bull on this platform I havent seen a positive post on PayPal in weeks now. Thats probably the ultimate buy the dip signal"
X Link 2025-12-08T17:01Z 2865 followers, 2744 engagements

"@WinnerInvestor Thats why I think either well get an acquisition or like $25B in extra unsecured loans for hyper-growth"
X Link 2025-12-07T17:14Z 2745 followers, XXX engagements

"@Rob97649740 True luckily theyve got the loan platform business to still originate these loans off-balance sheet taking no credit risk"
X Link 2025-12-07T18:36Z 2750 followers, XXX engagements

"@Spike_1567 All true facts. I should probably be more bullish $FOUR and less bullish $PYPL haha"
X Link 2025-12-08T18:38Z 2796 followers, XXX engagements

"@Spike_1567 Jup. PayPal ads is also interesting and the integration with all LLM's is also promising a lot"
X Link 2025-12-08T19:02Z 2780 followers, XX engagements

"@Web_Devepoler Jup. CFO should absolutely improve her way of talking. It won't hurt to name a couple of positive things about the company as well"
X Link 2025-12-08T22:12Z 2787 followers, XXX engagements

"$PYPL is at peak fear now in terms of sentiment. Even the most loyal PayPal bulls are selling right now. However opportunity cost has never been a valid argument for me. People also kept saying that when $SoFi stayed around $X for years we all know what happened after. Fundamentals are intact guidance is intact however the turnaround by new management is taking way longer than expected. Also the communication by the CFO is focused on the things that are going wrong and not on the things that are going right. Buy broken stocks not broken businesses. Historically times like these proved out to"
X Link 2025-12-08T13:48Z 2864 followers, 13.2K engagements

"$SoFi will completely reshape finance as we know it. Be ready"
X Link 2025-12-08T22:31Z 2864 followers, 1476 engagements

"YOU'RE SERIOUSLY BEARISH $SOFI GOING INTO 2026 WITH THESE CATALYSTS US Govt privatizing student loans/refi tsunami S&P XXX inclusion (eligible now billions in passive buys) Trump Accounts with seed money of $1k per baby starting 2026 LPB shift from unsecured loans: scaling to $1B+ rev capturing $100B denied loans (deserves rerating: Mastercard-like 70x P/TBV vs SoFi's 5x ex-raise) Business banking ramp: massive hiring underway Stablecoin launch Q1: SoFi USD + crypto payment rails for SoFi/Galileo Full crypto relaunch: brokerage staking crypto-backed lending Global instant"
X Link 2025-12-10T08:53Z 2865 followers, 10.4K engagements

"@Lucelex If FCF deteriorates that would be a huge problem however no data indicates this event occurring"
X Link 2025-12-08T17:26Z 2802 followers, XXX engagements

"@Spike_1567 True but look at the valuation. What is priced in right now Basically nothing"
X Link 2025-12-08T18:16Z 2798 followers, XXX engagements

"@Spike_1567 I don't know about the moat they also have intense competition. However I really really Iike $FOUR here. And it's a great candidate for an acquisition here as well"
X Link 2025-12-08T18:23Z 2816 followers, XXX engagements

"@Spike_1567 Absolutely true. Four's model is superior to a pure PSP play but that doesn't mean the moat is impenetrable. This discussion actually made me even more bullish $FOUR"
X Link 2025-12-08T18:37Z 2798 followers, XXX engagements

"@Spike_1567 PayPal should just acquire $FOUR honestly lol"
X Link 2025-12-08T18:40Z 2792 followers, XXX engagements

"Yeah has also been a weak point of my personality. Im often investing in great companies but I just keep selling to early. I keep selling after a 3-5x when a lot of these stocks went up 10-20x. Theyve always had these unsecured loans and they never proved to be a problem. Even in more difficult macros. I feel like all negativity right now is just sentiment. I would absolutely not compare it to $BMNR. Thats just a ponzi to buy as many imaginary coins as possible that have zero value IRL. Sorry thats my stubborn anti-crypto opinion. I see the use case for $ETH and its massive But why the coin"
X Link 2025-12-09T19:01Z 2816 followers, XX engagements

"$PYPL GREEN ON A DAY LIKE TODAY"
X Link 2025-12-01T15:01Z 2850 followers, 1840 engagements

"First time seeing $SoFi on this list they even misspelled it"
X Link 2025-12-05T12:37Z 2864 followers, 2765 engagements

"At this point $SoFi should just raise another $3.6B turn that into $66B of new originations and still sit above required risk-based capital. That is XX% dilution to grow the loan book from $33B to $100B 🤯 Dont forget they have a net interest margin of XXX% on their loan book. Given Noto says they decline $100B in loan applications annually they should absolutely consider it as long as credit quality stays intact imo"
X Link 2025-12-07T16:11Z 2864 followers, 3129 engagements

"@forerunnerjman Not a bad idea. Could also turn them into ITM calls. At a strike of $XX or something. Doubling your exposure"
X Link 2025-12-08T14:35Z 2860 followers, XXX engagements

"@BreakingPeaks1 Revenue and EPS guidance is intact. 2026 indeed will have low organic EPS growth but that means it is still growing. They arent likely to implement the effect of share buybacks into their guidance. I agree with you on the fact that they manage to keep disappointing shareholders"
X Link 2025-12-08T17:33Z 2829 followers, XXX engagements

"I've seen it happen at $DLO it's a verry common thing I see that merchants (especially large ones) switch POS systems when there is better tech/pricing available. If they'd be acquired it would be $120+ imo. Isaacman never wanted to sell even remotely close to $XXX back in the days and he's still on the board"
X Link 2025-12-08T18:32Z 2847 followers, XXX engagements

"@TallSeller Users keep growing YoY. TPV and revenue as well. Just slower than expected. Have you considered all of the new products and venmo growth"
X Link 2025-12-08T22:27Z 2822 followers, XXX engagements

"@Tim_Sweeney_TAR Why hasnt Noto put you on the Board of Directors yet I just cant fathom it"
X Link 2025-12-10T09:05Z 2865 followers, XXX engagements

"@Kaiser1a2b @smaugizbored Bcs their underwriting models suck compared to SoFi's. They like high margin product lines more like credit cards and business banking"
X Link 2025-12-10T10:54Z 2864 followers, XX engagements

"This will likely be the largest catalyst $SOFI has ever had. And youre probably sleeping on it right now. Trump is openly talking about privatizing federal student loans. SoFi has just raised over $3.45B in capital and already controls 60%+ of the student-loan refi market. Legacy banks like JPM and Wells Fargo exited student loans years ago meaning SoFi is basically the only player left with the scale and competence to take this on. If even a fraction of that portfolio hits the private market SoFi becomes the #1 buyer overnight. Most people have NO idea how big this is. When this hits the"
X Link 2025-12-09T22:25Z 2865 followers, 36.8K engagements

"The SAVE plan is finally set to be ended. Millions of borrowers are about to see their payments spike and almost nobody is connecting the dots. Guess who controls 60%+ of the entire student-loan refi market You probably guessed right: $SOFI. Now borrowers are being forced out of SAVE and SoFi will be one of their first stops. With superior underwriting models billions in fresh capital and legacy banks out of the game this is the start of the biggest refi cycle in years. 2026 is setting up to be a money printer for SoFi. The bull case is getting stronger every day"
X Link 2025-12-10T12:30Z 2865 followers, 2580 engagements