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Aditya Shah posts on X about fund manager, finance, investment, money the most. They currently have XXXXXXX followers and 2417 posts still getting attention that total XXXXXX engagements in the last XX hours.
Social category influence finance #4223 stocks countries
Social topic influence fund manager #131, finance, investment #389, money, insurance, rs, ipo, definitive, $8031t, $8053t
Top assets mentioned HDFC Bank Limited (HDB)
Top posts by engagements in the last XX hours
"6. Entry and Exit load Entry and Exit loads are also spet out in the factsheet. Exit and entry load if the fee charged by the mutual fund at the time of buying or selling of the mutual fund units For eg:- PPFAS flexi cap does not have a entry load But it does have a exit load" @AdityaD_Shah on X 2025-07-23 03:11:43 UTC 127.7K followers, XXX engagements
"A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities bonds money market instruments and/or other securities" @AdityaD_Shah on X 2025-07-22 02:56:39 UTC 127.7K followers, 1514 engagements
"Sona BLW's promoter fight is turning out to be very very ugly This doesn't bode well for the stock price" @AdityaD_Shah on X 2025-07-28 11:22:45 UTC 127.7K followers, 4647 engagements
"HDB Financial-The IPO Euphoria is over IPO price=Rs 740/share Listed at Rs 835/share Result:- Sluggish results NPAs rise and are not so good in the near term Share price now back down to Rs XXX When the IPO euphoria subsides only results and valuations matter" @AdityaD_Shah on X 2025-07-25 06:57:39 UTC 127.7K followers, 13.7K engagements
"Asset quality improvement for ICICI bank is very strong However HDFC Bank took 10000cr of extra provision However Asset quality for both banks remains extremely robust Unsecured loans i.e microfinance fiasco is not a problem" @AdityaD_Shah on X 2025-07-20 03:59:49 UTC 127.7K followers, 11.1K engagements
"Decent results from Yes Bank:- Asset quality is maintained Slippages remain in line Loan growth at X% Deposit growth at X% Sumitomo Mitsui Corporation Bank (SMBC) entered into a definitive agreement to acquire XX% equity stake from SBI & Other Banks. SBI continues to be a Major Shareholder" @AdityaD_Shah on X 2025-07-19 07:52:06 UTC 127.7K followers, 8493 engagements
"If SBI has categorised Anil Ambani's company as fraud Why is he allowed to do any business" @AdityaD_Shah on X 2025-07-24 07:25:16 UTC 127.7K followers, 10.4K engagements
"Small-Cap Funds These funds invest in companies ranking below XXX in terms of market capitalization. They are the riskiest equity funds but may have the potential for higher returns. These may be suitable for someone with a high-risk profile & a longer time horizon" @AdityaD_Shah on X 2025-07-28 03:22:11 UTC 127.7K followers, XXX engagements
"HDFC Bank's Net Interest Margin deteriorates to XXX% This is not positive for the stock as recovery to X% NIM is the key" @AdityaD_Shah on X 2025-07-20 03:59:50 UTC 127.7K followers, 10.8K engagements
"🚨Acko health insurance-The lollipop of cheap premiums Acko health insurance is undercutting every other insurer in the market For a 65-year-old in Mumbai 10L cover for 🩺Acko Standard-Rs28007 🩺HDFC Ergo Optima Secure-Rs69009 🩺Niva Bupa Ressure 2.0-Rs 56925 🩺ICICI Lombard Elevate-Rs 57665 🩺Tata Aig medicare Select-Rs 56887 Acko is offering insurance at half the rates of any other insurer. Acko says it offers a low premium as it cuts down on intermediaries But in reality Premiums are low to acquire more and more customers Low premiums entice customers Over the coming years As claims surge" @AdityaD_Shah on X 2025-07-18 12:15:24 UTC 127.7K followers, 7819 engagements
"Zomato results:- Blinkit is now bigger than food delivery Blinkit continues to bleed Food delivery business continues to be stable" @AdityaD_Shah on X 2025-07-21 10:13:02 UTC 127.7K followers, 7573 engagements
"HDFC Bank's Net Interest Margin deteriorates to XXX% This is not positive for the stock as recovery to X% NIM is the key" @AdityaD_Shah on X 2025-07-19 10:51:26 UTC 127.7K followers, 24.7K engagements
"ICICI Bank-The clear Market leader Both HDFC and ICICI reported numbers yesterday How does ICICI Bank stack up against HDFC Bank Is ICICI Bank way ahead of HDFC Bank🤔🤔🤔 A short thread🧵analyzing each and every aspect of both results. Lets go👇" @AdityaD_Shah on X 2025-07-20 03:59:42 UTC 127.7K followers, 218.6K engagements
"For Eg:- PPFAS is known for its contra bets Now it has loaded up on HDFC Bank as its top pick This at a time when no one wants to invest in HDFC Bank" @AdityaD_Shah on X 2025-07-22 02:56:46 UTC 127.7K followers, 1322 engagements
"Conclusion While choosing equity mutual funds remember to match your goals risk tolerance and timeframe to the funds' strategy. Research well diversify and consult financial advisors when needed for a successful investment journey" @AdityaD_Shah on X 2025-07-28 03:22:13 UTC 127.7K followers, 2013 engagements
"Duopoly trading at 80x P/E multiple. Poor growth Stock price will correct" @AdityaD_Shah on X 2025-07-28 07:32:54 UTC 127.7K followers, 14.6K engagements
"When profits are bumper Bank dont say:- Profits ex of microfinance But when NPAs rise:- Banks say Asset Quality ex of microfinance Asset quality must always be seen in total and not with or without any business Microfinance is a key drag for IDFC First Bank" @AdityaD_Shah on X 2025-07-26 11:12:01 UTC 127.7K followers, 9561 engagements
"Capital Adequacy ICICI Bank has TIER-1 capital adequacy of XXXXX% HDFC Bank has TIER-1 Capital adequacy of XXXX% Both banks are sufficiently capitalized to take advantage of the coming upcycle" @AdityaD_Shah on X 2025-07-20 03:59:52 UTC 127.7K followers, 8845 engagements
"Poor results from HDB Financial:- Credit costs rises to XXX% Stage X and Stage X assets see a rise I guess the IPO hype will settle down now" @AdityaD_Shah on X 2025-07-15 12:10:33 UTC 127.7K followers, 35.1K engagements
"8. Returns:- The factsheet contains the returns wrt to bechmark for a benchmarked comparative analysis. It also has returns of the scheme since inception" @AdityaD_Shah on X 2025-07-23 03:11:51 UTC 127.7K followers, XXX engagements
"Asset Quality is one of the most important things for lenders Soft asset quality means stock price will correct" @AdityaD_Shah on X 2025-07-25 08:18:16 UTC 127.7K followers, 9564 engagements
"Based on Investment Style Passive Funds These MFs generally mimic an index like the Nifty or the Sensex. They do not have any active fund managers and follow the index's composition changes. Hence the expense ratio is generally very low in passive funds" @AdityaD_Shah on X 2025-07-28 03:22:06 UTC 127.7K followers, XXX engagements
"What is the latest deposit data New Fed data shows banks lost $XXX billion in deposits JUST last week. 🏦Large US Banks: $67Billion 🏦Small US Banks: $120Billion SVB was classified as a large bank Small banks continued to lose deposits Large banks continue to gain deposits" @AdityaD_Shah on X 2023-03-27 02:43:15 UTC 127.7K followers, 1996 engagements
"Very very poor result from Zen Technologies Revenue down XX% Profits down XX% Very very poor" @AdityaD_Shah on X 2025-07-26 14:34:45 UTC 127.7K followers, 84.7K engagements
"🚨Bajaj Housing Finance-Is the pain over After a spectacular listing Bajaj Housing Finance stock is down XX% from its highs The company reported a good set of numbers yesterday Is the pain finally over A thread🧵on the business of Bajaj Housing and what lies ahead👇" @AdityaD_Shah on X 2025-07-24 03:36:23 UTC 127.7K followers, 11.1K engagements
"Non Performing asset(NPAs)- ICICI Bank 🏦Gross NPAs declined by XX% 🏦However the Gross slippages were at 60bn 🏦Bank has a PCR of XXXX% 🏦Net NPA declined to XXXX% HDFC Bank:- 🏦Credit cost came in at 41bps(slight higher) 🏦Bank made a floating provision of 10000cr 🏦Asset quality slightly deteriorated even on an ex-agri basis ICICI Bank has aced its aseet quality which has been a key part of its recovery HDFC bank had a minor sip up on asset quality" @AdityaD_Shah on X 2025-07-20 03:59:48 UTC 127.7K followers, 14.1K engagements
"Erosion in Market Share in both Loans and deposit growth for Yes Bank As yes bank underwent severe NPAs problems.the bank lost market share" @AdityaD_Shah on X 2025-07-21 02:32:07 UTC 127.7K followers, XXX engagements
"Market coupling means IEX shares are decoupled" @AdityaD_Shah on X 2025-07-24 05:23:34 UTC 127.7K followers, 37.3K engagements
"What is a Mutual fund fact sheet A mutual fund fact sheet tells u some important facts about the scheme:- X. Where does the mutual fund invest(Debt Equity Gold) X. Past Returns wrt benchmark X. Name of the fund manager X. Fees that the fund manager will charge" @AdityaD_Shah on X 2025-07-23 03:11:34 UTC 127.7K followers, XXX engagements
"🚨Mutual Funds Analyser Series-How to choose an Equity mutual fund 100s of Active Equity Mutual fund schemes🤯🤯 Which scheme should u invest in🥲🥲 A thread🧵analyzing different types of mutual funds and the suitability of each category Let's go👇" @AdityaD_Shah on X 2025-07-28 03:22:03 UTC 127.7K followers, 15.8K engagements
"🚨Mutual Fund Factsheet-The "Kundali" of the Mutual Fund A mutual fund Fact sheet contains vital information about the scheme like 🏦Portfolio 🏦Fund Manager 🏦Expense ratio etc A thread🧵 on what a factsheet is and things to watch out for in a factsheet Lets go👇" @AdityaD_Shah on X 2025-07-23 03:11:33 UTC 127.7K followers, 21.6K engagements
"Flexi-Cap/ Multi-Cap Funds These funds invest across market caps i.e. large mid and small-cap. The risk is generally diversified so they may be suitable for investors looking to contain the risk in the portfolio" @AdityaD_Shah on X 2025-07-28 03:22:12 UTC 127.7K followers, XXX engagements
"Loan+Deposit growth:- ICICI Bank 🏦Total deposits grew XX% 🏦Loans grew at about XX% HDFC Bank 🏦Deposits grew at XXX% 🏦Loan grew at just X% Both Banks are gaining market share in both deposit and loan portfolios While ICICI marches on HDFC Bank has slowed down its loan growth due to meer issues and bringing down the LDR" @AdityaD_Shah on X 2025-07-20 03:59:43 UTC 127.7K followers, 16.1K engagements
"Banking results have been a major disappointment this quarter Almost all banks reported an increase in credit costs and NPAs Only ICICI Bank was able to maintain asset quality" @AdityaD_Shah on X 2025-07-26 12:10:54 UTC 127.7K followers, 24.2K engagements
"Valuation:- ICICI Bank is now available at 3.34x P/B HDFC Bank is now available at 2.49x P/B Both Banks are certainly not cheap" @AdityaD_Shah on X 2025-07-20 03:59:52 UTC 127.7K followers, 8572 engagements
"This growth was driven by a business mix - Developer Finance - XX% LAP - XX% Lease Rental Discounting - XX% Home loans - 21%" @AdityaD_Shah on X 2025-07-24 03:36:28 UTC 127.7K followers, XXX engagements
"SMBC investment in Yes Bank Sumitomo Mitsui Corporation Bank (SMBC) entered into a definitive agreement to acquire XX% equity stake from SBI & Other Banks. SBI continues to be a Major Shareholder" @AdityaD_Shah on X 2025-07-21 02:32:15 UTC 127.7K followers, XXX engagements
"Sharpe Ratio:- It is the risk adjusted returns for a mutual fund. In Simple words It is the return generated by the mutual fund per unit of risk taken by the mutual fund Higher the Sharpe Ratio Better it is for a mutual fund" @AdityaD_Shah on X 2025-07-22 02:56:50 UTC 127.7K followers, 1146 engagements
"Large and Mid-Cap Funds These funds can invest in both Large and Mid-Caps (must maintain XX% allocation to each). They carry risk higher than large-cap but lower than mid-cap funds. These may be suitable for someone looking to minimize risk & seeking higher returns" @AdityaD_Shah on X 2025-07-28 03:22:10 UTC 127.7K followers, XXX engagements
"Vodafone Idea shares bought by another X lakh retail shareholders during the June quarter Why is Vodafone Idea so famous amongst retail investors" @AdityaD_Shah on X 2025-07-22 04:58:20 UTC 127.7K followers, 14.6K engagements
"Business of Bajaj Housing Finance:- BHF primarily operates in the housing finance space X. Home loans X. Loans against property X. Lease Rental Discounting X. Developer Finance" @AdityaD_Shah on X 2025-07-24 03:36:25 UTC 127.7K followers, XXX engagements
"So what are the basic elements of a mutual fund fact sheet X. Objective of the scheme:- This means where does the mutual fund invest:- X. Equity and related instruments X. Debt instruments X. Hybrid instruments(Mix of debt and equity) X. Gold instruments" @AdityaD_Shah on X 2025-07-23 03:11:37 UTC 127.7K followers, XXX engagements
"Asset Quality deteriorates for AU Small Finance Bank Gross NPAs rise to XXX% Loan growth at XX% Deposit growth at XX% Retail secured is where major slippages are coming from" @AdityaD_Shah on X 2025-07-19 11:43:06 UTC 127.7K followers, 6310 engagements
"Before you start your investments:- Make sure you have good health and life insurance in place We are all one hospitalisation bill away from poverty" @AdityaD_Shah on X 2025-07-21 08:21:17 UTC 127.7K followers, 7090 engagements
"One of the reasons why Bank NPAs are low Write off huge quantum of loans" @AdityaD_Shah on X 2025-07-23 07:33:12 UTC 127.7K followers, 63.3K engagements
"Valuation:- The stock trades at 5.10x P/Bx This is super duper expensive" @AdityaD_Shah on X 2025-07-24 03:36:30 UTC 127.7K followers, 2042 engagements
"9. Riskometer:- Riskometer is the standard risk management scale introduced by SEBI. In simple words A riskometer visually communicates the amount of risk a mutual fund scheme is taking. For eg:- PPFAS flexi cap fund takes very high risk in the market" @AdityaD_Shah on X 2025-07-23 03:11:53 UTC 127.7K followers, XXX engagements
"🚨Mutual funds Sahi hai Par Mutual funds complex bhi hai😱😱😱 100s of active mutual fund schemes Which Active scheme should you invest in🤔🤔 A thread🧵on how to analyze and select active mutual funds schemes Let's go👇" @AdityaD_Shah on X 2025-07-22 02:56:38 UTC 127.7K followers, 31.3K engagements
"Sectoral Funds These funds invest in a particular sector like the IT sector/banking sector. They can carry very high risk & the entry/exit must be watched out for. These may be suitable for those with a very high-risk appetite & understanding of market cycles" @AdityaD_Shah on X 2025-07-28 03:22:12 UTC 127.7K followers, XXX engagements
"SEBI's new consultation paper says A Mutual fund company may launch a new scheme within the new category if:- 🏦 The existing scheme in the category should have been completed for more than X years 🏦 The existing scheme shall have an AUM of more than Rs 50000 crore 🏦 The existing scheme shall stop inflow If this paper recommendations go live This means Parag Parekh Flexi Cap fund which 🏦has completed X years 🏦Has an AUM of more than X lakh crore Can launch another fund with similar investment objectives This will only mean more confusion for an average retail investor" @AdityaD_Shah on X 2025-07-19 05:22:34 UTC 127.7K followers, 10.7K engagements
"HDB Financial and Axis Bank's results point to stress within the system" @AdityaD_Shah on X 2025-07-18 07:32:08 UTC 127.7K followers, 12.8K engagements
"Slippages rise for Kotak as well Unsecured loans are a mjor cause of concern for everyone" @AdityaD_Shah on X 2025-07-26 08:17:28 UTC 127.7K followers, 18.9K engagements
"What are Equity Mutual Funds These funds pool money from various investors and invest in equities or equity-related securities as per the mandate. The fund manager in turn receives a fee for managing the pool of money called the Expense Ratio. In India as per SEBI regulations Equity MFs must invest at least XX% of their assets in equities or related instruments" @AdityaD_Shah on X 2025-07-28 03:22:04 UTC 127.7K followers, XXX engagements
"So how were the Q1FY26 results AUM growth XX% YoY GNPA XXXX% vs XXXX% QoQ NNPA XXXX% vs XXXX% QoQ Steady results" @AdityaD_Shah on X 2025-07-24 03:36:27 UTC 127.7K followers, XXX engagements
"5. Portfolio Holdings:- The factsheet always has the disclosure of the portfolio held every month. The top XX holdings are clearly shown. Here are the top XX holdings of PPFAS flexi cap fund" @AdityaD_Shah on X 2025-07-23 03:11:42 UTC 127.7K followers, XXX engagements
"🏦Large Cap funds These funds invest in companies ranked between 1-100 in terms of market capitalization. They are generally less volatile than all other equity funds. These may be suitable for new investors & those looking for low volatility" @AdityaD_Shah on X 2025-07-28 03:22:08 UTC 127.7K followers, XXX engagements
"Ujjivan Small Finance Bank Asset Quality deteriorates Portfolio at risk increases Stress for smaller banks is prevelant" @AdityaD_Shah on X 2025-07-24 10:03:12 UTC 127.7K followers, 4258 engagements
"Ask Me Anything(AMA) on stocks mutual funds personal finance and insurance for the next XX mins Ask here👇" @AdityaD_Shah on X 2025-07-21 13:28:04 UTC 127.7K followers, 34K engagements
"2. Name of the fund manager:- In an actively managed scheme The fund manager is extremely important A factsheet Contains the identity of the fund manager If there is any change in the fund manager it is reflected in the factsheet Here are the Fund managers of PPFAS flexi cap" @AdityaD_Shah on X 2025-07-23 03:11:38 UTC 127.7K followers, XXX engagements
"AT-1 Bonds Hangover:- During the reconstruction of Yes Bank AT-1 Bonds issued by the bank were canceled. This has been challenged in various courts and the matter is subjudice now. This is a big hangover for yes Bank. Any adverse ruling can mean a big need for capital" @AdityaD_Shah on X 2025-07-21 02:32:14 UTC 127.7K followers, XXX engagements
"What has happened After a spectacular listing Bajaj Housing Finance is now down XX% from the peak What is happening with the company Lets find out👇" @AdityaD_Shah on X 2025-07-24 03:36:24 UTC 127.7K followers, XXX engagements
"How do the Banking results shape up Good:- ICICI Bank Steady:- HDFC Bank Yes Bank Poor:- RBL Bank HDB Financial Bandhan Bank Axis Bank" @AdityaD_Shah on X 2025-07-19 10:21:00 UTC 127.7K followers, 91.5K engagements
"3. Risk:- Returns must always be seen in conjunction with the risk the fund manager is taking. Sharpe Ratio is an important portfolio with gives a measure of risk-adjusted return. This metric is available in disclosures given by the Mutual Funds" @AdityaD_Shah on X 2025-07-22 02:56:48 UTC 127.7K followers, 1211 engagements
"🏦Mid-Cap Funds These funds invest in companies ranked between 101-250 in terms of market capitalization. They are riskier than large-cap funds but offer the potential for higher returns. These may be suitable for individuals with a higher risk profile" @AdityaD_Shah on X 2025-07-28 03:22:09 UTC 127.7K followers, XXX engagements
"Retail Vs Wholesale For HDFC Bank the ratio is 49:51 Wholesale: Retail For ICICI Bank the ratio is 47:53 Wholesale: Retail Both banks are now concentrating on retail loans Especially HDFC Bank which needs to work on margin recovery" @AdityaD_Shah on X 2025-07-20 03:59:46 UTC 127.7K followers, 13.5K engagements
"2. Portfolio of the Mutual Fund:- While most people would not have the ability to analyze the portfolio. However it is very important to understand the strategy followed by the Manager. The foresight of the fund manager is very very important to generate good returns" @AdityaD_Shah on X 2025-07-22 02:56:45 UTC 127.7K followers, 1292 engagements
"Based on Market Capitalization 🏦Large 🏦Mid 🏦Small 🏦 Large and Mid-Cap 🏦Flexi Cap/ Multi-Cap 🏦Sectoral/ Thematic Let's find out what each of them means as per SEBI guidelines 👇" @AdityaD_Shah on X 2025-07-28 03:22:07 UTC 127.7K followers, XXX engagements
"3. Assets Under Management:- The total money managed by the Mutual fund scheme is reflected in this column. It tells you how big or small the scheme is" @AdityaD_Shah on X 2025-07-23 03:11:39 UTC 127.7K followers, XXX engagements
"ICICI Mutual fund buys IEX shares ICICI Mutual fund now holds X% of IEX" @AdityaD_Shah on X 2025-07-28 07:06:45 UTC 127.7K followers, 9613 engagements
"Cost of funds:- ICICI pays nearly XXXX% on incremental deposits HDFC pays nearly XXX% this is absolutely a steal deal for both banks" @AdityaD_Shah on X 2025-07-20 03:59:51 UTC 127.7K followers, 9123 engagements
"Asset quality deteriorates for HDFC Bank Loan growth at XXX% Deposit growth at XXXX% Asset quality deteriorates sequentially(even if u exclude agri loans) Margins need to be seen ICICI Bank performs better than HDFC Bank" @AdityaD_Shah on X 2025-07-19 09:36:52 UTC 127.7K followers, 40.1K engagements
"Axis Bank:- Technical Parameters make slippages decrease from 5500 cr to 8200 cr. What are these mysterious technical parameters Why weren't these parameters applied earlier Are banks being cautious after the Indusind fiasco" @AdityaD_Shah on X 2025-07-17 11:25:08 UTC 127.7K followers, 10.4K engagements
"Loan portfolio growth:- Bulk of ICICI's growth came from the XXX% retail growth. The corporate loan growth slipped to only XXX% HDFC Bank had a retail growth of X% The corporate loan growth slipped to only 1.7%" @AdityaD_Shah on X 2025-07-20 03:59:44 UTC 127.7K followers, 15.9K engagements
"Another not-so-great result from a bank Bandhan Bank reports soft results Asset quality deteriorates Loan growth slows down Banks are not having a great time" @AdityaD_Shah on X 2025-07-18 10:14:07 UTC 127.7K followers, 5888 engagements
"Stock trades at crazy valuations Growth slowdown Stock tanks Same old story repeated time and again" @AdityaD_Shah on X 2025-07-28 05:04:23 UTC 127.7K followers, 4970 engagements
"Steady results from ICICI Bank:- Loan growth at XX% Deposit growth at XXXX% Slippages rise marginally to 6465 cr NPAs show improvement Steady from ICICI Bank" @AdityaD_Shah on X 2025-07-19 09:31:46 UTC 127.7K followers, 13.4K engagements
"For eg For PPFAS Flexi Cap fund Mr Rajeev Thakkar possesses over XX years of experience. Joined PPFAS in 2001. Rajeev is a strong believer in the school of "value-investing" and is heavily influenced by Warren Buffet and Charlie Munger's approach" @AdityaD_Shah on X 2025-07-22 02:56:43 UTC 127.7K followers, 1435 engagements
"Both HDFC Bank and ICICI Bank have a muted start No major surprises in the results ICICI Bank marches in as the market leader" @AdityaD_Shah on X 2025-07-21 05:04:04 UTC 127.7K followers, 8345 engagements
"Active Funds Here there is an active fund manager who manages your investment. Through his own analysis the fund manager will try to buy/sell shares and aim to generate higher returns than the market. Hence active funds charge a higher expense ratio" @AdityaD_Shah on X 2025-07-28 03:22:07 UTC 127.7K followers, XXX engagements
"Expense Ratio A Mutual fund company charges a fee in for the management of the money. This is called an expense ratio. The expense ratio is clearly mention in the factsheet For eg:- PPFAS flexi cap fund charges XXXX% fees in the regular plan and XXXX in the direct plan" @AdityaD_Shah on X 2025-07-23 03:11:40 UTC 127.7K followers, XXX engagements
"Credit costs for Bandhan Bank are just not abating Stock price trades below book value" @AdityaD_Shah on X 2025-07-18 10:28:30 UTC 127.7K followers, 8547 engagements