@2147mill Tom-Dividend Investor £120K 🇬🇧

Tom-Dividend Investor £120K 🇬🇧 posts on X about dividend, stocks, isa, $jepq the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

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• [--] Month [----------] +86%
• [--] Months [----------] +33,746%

Mentions: [--] #

• [--] Week [---] -21%
• [--] Month [---] -12%
• [--] Months [-----] +1,853%

Followers: [------] #

• [--] Week [------] +1.10%
• [--] Month [------] +15%
• [--] Months [------] +10,422%

CreatorRank: [-------] #

Social Influence

Social category influence finance #3085 stocks 5.63% cryptocurrencies 4.23% countries 2.82% social networks 2.11% technology brands 2.11% automotive brands 2.11% exchanges 1.41% financial services 1.41%

Social topic influence dividend #77, stocks #2010, isa #169, $jepq #15, money 5.63%, if you 4.93%, $jepi 3.52%, investment #170, gold #4520, up to 3.52%

Top accounts mentioned or mentioned by @moneyhacks16 @uk_compounder @trading212 @cherylc84728608 @itsvudooomusic @deltasierra4 @ashycompounds @politax3 @smartallocator @frank_bushell_ @progamingcircui @ayushs199 @incomeshares @estandar7 @darlosince1883 @lonegreywolfuk @cashflow_king94 @sharpe_bro10 @retroagv @cmdrspace

Top assets mentioned Bitcoin (BTC) Main Street Capital Corporation (MAIN) Tesla, Inc. (TSLA) Solana (SOL)

Top Social Posts

Top posts by engagements in the last [--] hours

"I bought my first dividend stock in [----]. Yield was 6.8%. Looked amazing. The share price has since fallen 71%. My "safe" 6.8% yield cost me thousands. That loss taught me something: Yield means nothing if the business is broken. Now I prioritise dividend growth over dividend size. Lower yield. Higher quality. Actual returns. Wish someone told me that seven years ago. https://twitter.com/i/web/status/2022404059303448658 https://twitter.com/i/web/status/2022404059303448658"
X Link 2026-02-13T20:14Z 25.2K followers, 13.9K engagements

"The actual path to wealth in the UK: - Max your ISA allowance - Top up your pension - Reinvest every dividend Everyone talks about it. Almost nobody does all three"
X Link 2026-02-14T07:45Z 25.2K followers, [----] engagements

"DECEMBER PORTFOLIO UPDATE A pretty flat uneventful month really. The market has been choppy but dividends earnt have softened that. About [----] down from November - heres the breakdown 👇🏽 Portfolio closing value: [------]. Total dividends earnt: [-------] A great month of dividends and January should be similar. Stay tuned. Dividend Breakdown: $JEPQ - [------] $XY7D - [-----] $FEPI - [-----] $YMAP - [------] $TSLD - [------] $COII - [------] $NVDD - [-----] $QQQO - [------] $AVGI - [-----] $PLTI - [-----] $MAGD - [------] $BABI - [----] Holdings in photos below. A few other things: I sold out of all XY7D position (8000"
X Link 2026-01-01T09:47Z 25.2K followers, 258.3K engagements

"The average UK household spends 118/month on takeaways. Invest that at 8% instead: Year 10: [-----] Year 20: [-----] Year 30: [------] I'm not saying never get a Deliveroo. I'm saying most people trade six figures in wealth for convenience. And never realise it until it's too late"
X Link 2026-02-14T12:32Z 25.2K followers, [----] engagements

"First dividends landing from @IncomeShares totalling [-----]. All reinvested immediately back into them. Total dividends for June this far = [------] #Dividendinvesting #PassiveIncome $SDIV $QYLD $JEPQ $JEPI #XY7D $TSLD $QQQO $NVDD $SPYO $COII"
X Link 2025-06-11T14:12Z 25.2K followers, [----] engagements

"Considering adding $QNTM to the portfolio. What do we think of it An ETF focussed on quantum computing companies. #Dividendinvesting #PassiveIncome $SDIV $QYLD $JEPQ $JEPI #XY7D $TSLD $QQQO $NVDD $SPYO $COII"
X Link 2025-07-01T07:57Z 25.2K followers, [---] engagements

"All dividends today from $JEPI and $JEPQ reinvested immediately into @IncomeShares ETPs. I have faith their new management system will be good. #Dividendinvesting #PassiveIncome $SDIV $QYLD $JEPQ $JEPI #XY7D $TSLD $QQQO $NVDD $SPYO $COII"
X Link 2025-08-07T11:52Z 25.2K followers, [---] engagements

"Gm all $Jepq $Jepi dividend day for us UK folk How much is everyone expecting #Dividends"
X Link 2025-09-08T07:29Z 25.2K followers, [----] engagements

"September Portfolio Update Holdings In Photos Total dividends earnt= [----] (below) $JEPQ [---] $JEPI [---] XY7D [--] $FEPI [---] $YMAP [--] $TSLD [--] $COII [---] $NVDD [--] $QQQO [--] $METY [--] Portfolio value= [------] Portfolio price increase= [----] #DividendInvesting"
X Link 2025-09-30T07:34Z 25.2K followers, 10K engagements

"Yo @Trading212 Any plans to make the portfolio chart more interactive Id love to be able to enter custom time frames. Ty"
X Link 2025-10-06T08:12Z 25.2K followers, [----] engagements

"Here are the weighted holdings of my income pie achieving a 22% dividend yield. Pie here that you can copy: Anything you think I should change/add/remove https://www.trading212.com/pies/ltzntt0aHSFclRlj8SfEDYVXShtgG https://www.trading212.com/pies/ltzntt0aHSFclRlj8SfEDYVXShtgG"
X Link 2025-12-18T17:21Z 25.2K followers, [----] engagements

"Last week I sold all shares of XY7D. Ive held this one for well over a year. Its served me well but as weve gathered more data from funds like $FEPI $YMAP $MAGD I felt more comfortable moving funds across into those. It paid 8-10% yield but the funds above have held well in terms of NAV and pay 20-30% yield. https://twitter.com/i/web/status/2002822756694675928 https://twitter.com/i/web/status/2002822756694675928"
X Link 2025-12-21T19:25Z 25.2K followers, [----] engagements

"What is the largest holding in your portfolio"
X Link 2025-12-24T14:45Z 25.2K followers, 12.7K engagements

"@paul18280 @grok tell me about this $ALRT. $ROCK. $GKP "
X Link 2025-12-27T12:48Z 25.2K followers, [---] engagements

"Can anybody help @cashflow_king94 and I afford dinner tonight 🥺 Another dividend just hit my account. [----] from Main Street Capital. Part of the [--] to passive income challenge. Doesn't look like much right now. But this is how it starts. One [----] payment becomes [----]. Then [--]. Then [--]. Then [---]. Every single dividend I receive gets https://t.co/MeMO3TbKD8 Another dividend just hit my account. [----] from Main Street Capital. Part of the [--] to passive income challenge. Doesn't look like much right now. But this is how it starts. One [----] payment becomes [----]. Then [--]. Then [--]. Then [---]. Every"
X Link 2026-01-15T16:55Z 25.2K followers, [----] engagements

"Average UK starter Salary: [-----] Take-home: 2050/month If you invest 250/month (12%): Over [--] years: You invest: [-----] At 7% return: [------] At 10% return: [------] Thats the difference between scraping by and having real options later in life. Think long term friends. https://twitter.com/i/web/status/2013904400415404422 https://twitter.com/i/web/status/2013904400415404422"
X Link 2026-01-21T09:20Z 25.2K followers, 365.4K engagements

"Most people have no idea how much tax theyre quietly giving away by using the wrong investment account. So I ran the numbers: [-----] invested. 8% growth. [--] years. General Investment Account: Final value: [------] Capital gain: [------] CGT allowance: [----] Taxable gain: [------] Tax at 24%: [-----] You keep: [------] Now compare that properly. Stocks & Shares ISA: Final value: [------] Capital gain: [------] Tax owed: [--] You keep: [------] Same investment. Same returns. Same risk. [-----] gone - purely because you used the wrong wrapper. The Stocks and Shares ISA is literally a tax cheat code and most people"
X Link 2026-01-24T10:43Z 25.2K followers, 10.8K engagements

"Fyi Gordon Brown sold over half of the UK's Gold reserves between [----] & [----] for an average of [---] per ounce. Gold is now [----] per ounce. Happy Saturday"
X Link 2026-01-24T11:21Z 25.2K followers, 240K engagements

"@darkp0rt Why would you cash buy a house and use 50%"
X Link 2026-01-25T08:53Z 25K followers, [----] engagements

"The UK government will literally give you free money to retire. And most people cant be bothered to take it. Its called a SIPP (Self-Invested Personal Pension). Put in [---] the government adds [---]. Put in [----] they add [----]. Put in [-----] they add [-----]. Instantly. Free. Higher-rate taxpayer Its even more ridiculous. A [----] pension contribution only costs you [---]. The rest is covered by the government. No other country does this. Americans dont get it. Australians dont get it. The French definitely dont get it. Theyd kill for this system. Yet most people in the UK either: dont know SIPPs exist"
X Link 2026-01-25T10:03Z 25K followers, 197.7K engagements

"These seem to be the funds I get asked about the most: JEPQ 10% yield (Nasdaq [---] covered calls) FEPD 14% yield (top tech stocks) GLDE 12% yield (gold + income) SLVI 12% yield (silver + income) MAGD 32% yield (Magnificent [--] options) All pay monthly. [-----] split across these five = roughly [----] a year. Thats about [---] a month. From one lump sum. Not from a job. From your portfolio. These arent normal dividend stocks. They use options strategies to generate higher income. Higher yield = higher risk. So theyre not for everyone. But if youre building an income portfolio They can be a game"
X Link 2026-01-26T17:43Z 25.2K followers, 17.5K engagements

"You dont need a financial advisor. You need a low-cost index fund and patience. Most advisors fail to beat the S&P [---] or global indexes yet still charge around 1% a year to try. That 1% sounds small. It isnt. [------] invested for [--] years: At 8% = [-------] At 7% (after a 1% advisor fee) = [------] Thats [------] gone. For guidance. So be honest do you really need an advisor or are you just being lazy and not researching https://twitter.com/i/web/status/2016185179417805223 https://twitter.com/i/web/status/2016185179417805223"
X Link 2026-01-27T16:23Z 25.2K followers, 11K engagements

"What stock is your favorite for 2026"
X Link 2026-01-27T17:20Z 25.2K followers, 12K engagements

"Total payout from my portfolio for January = 2087.48"
X Link 2026-01-31T08:52Z 25.2K followers, 23.3K engagements

"The most powerful investment in the UK isnt a stock. Its the wrapper. A Stocks & Shares ISA = 20k per year zero tax on gains or dividends. Same market. Same returns. Less tax. Why would you invest outside one if you dont have to"
X Link 2026-01-31T16:30Z 25.2K followers, [----] engagements

"Most people chase net worth. I care more about cashflow. 1000/month from a portfolio changes your life more than a fancy number on a screen. Would you rather look rich or feel free"
X Link 2026-01-31T19:25Z 25.2K followers, 21.6K engagements

"Ok everyone I'm getting on a plane in a sec (-) - I want everyone to shill me one stock I'm seriously missing out on by not holding"
X Link 2026-02-01T10:28Z 25.2K followers, 14.3K engagements

"The Junior ISA turns [--] this year. If parents maxed it out every year: [----] x [--] years = [------] At 7% average returns That's over [------] tax-free. Most 18-year-olds inherit debt. Some inherit a deposit. Compound interest doesn't care about your age"
X Link 2026-02-01T18:54Z 25.2K followers, 11.2K engagements

"March 2025: [---] dividend income That's groceries paid. Utilities covered. Council tax sorted. All while I was sleeping. Year [--] of building my dividend portfolio and it finally feels real. Passive income isn't a myth when you actually track it"
X Link 2026-02-01T18:54Z 25.2K followers, 21.4K engagements

"Your employer matches 5% pension contributions. You earn [-----]. You put in: [----] (after tax relief) Employer adds: [----] Govt adds: [---] Total: [----] invested Your cost: [----] That's 125% instant return. Yet [--] in [--] UK workers don't claim it"
X Link 2026-02-01T18:54Z 25.2K followers, 603.5K engagements

"If youre under [--] and reading this pay attention. Youre living in the biggest compounding opportunity of your lifetime - even on a normal income. In the UK you can invest up to [-----] every year into a Stocks & Shares ISA. Completely tax-free. No capital gains tax. No dividend tax. No income tax on growth. What you make is yours. Heres what that looks like in real terms: [---] per month invested into something like the S&P [---] at a long-term average of 1012% becomes 1.3M1.7M over [----] years. No timing the market. No guessing tops and bottoms. Just consistent investing. This isnt financial advice"
X Link 2026-02-01T19:39Z 25.2K followers, 55.2K engagements

"Put it like this. You pay into a pension that you cant touch until youre [--] (probably going up too). Youre then taxed when you try to claim it. Or You pay into a stocks and shares ISA that you can set up and have FULL control over - ZERO tax on ALL gains even when you withdraw. Youre able to withdraw at ANY point. No lock in. When youre [--]. [-----]. Doesnt matter. Yours. Its this simple. Theres nothing more to it. https://twitter.com/i/web/status/2018233502697762991 https://twitter.com/i/web/status/2018233502697762991"
X Link 2026-02-02T08:02Z 25.2K followers, 176.3K engagements

"Anyone actually care about crypto anymore"
X Link 2026-02-02T08:03Z 25.2K followers, 13.3K engagements

"Unpopular opinion: Buying individual UK dividend stocks is harder than most Twitter threads make it look. VOD down 70% in [--] years. SSE flat for a decade. Sometimes boring index funds exciting dividend picks"
X Link 2026-02-02T19:30Z 25.2K followers, 12K engagements

"The 60-70% effective tax trap: 100k salary: keep 66k 110k salary: keep 68k You earn 10k more but only keep 2k because you lose your personal allowance. Solution Salary sacrifice into pension"
X Link 2026-02-03T07:30Z 25K followers, 208.1K engagements

"First payout of Feb due on Friday A whopper [---] from $JEPQ / $JEQP by JPMorgan Current dividend yield 10.5% Rising share price and paying a great dividend. This is why almost half of my portfolio is in this fund"
X Link 2026-02-03T09:17Z 25.2K followers, 24.4K engagements

"Simple retirement math: 500/month at 7% for [--] years = 566k 750/month at 7% for [--] years = 850k That extra 250/month is worth 284k. Skip two dinners out per month. Invest the difference"
X Link 2026-02-03T12:45Z 25.2K followers, [----] engagements

"You don't need [--] million to retire. You need your annual expenses x [--]. Live on 30k/year You need 750k. Live on 25k/year You need 625k. The 4% rule still works if you're realistic about spending"
X Link 2026-02-03T13:01Z 25.2K followers, 23.3K engagements

"Unpopular opinion: Buying your first home might be the worst financial decision you make in your 20s. My 140K portfolio generates 2400/month. My mate's 350K house costs him 1800/month. I sleep better. The boiler of my portfolio doesn't break either. I also don't get rodent infestations. https://twitter.com/i/web/status/2018727606816837840 https://twitter.com/i/web/status/2018727606816837840"
X Link 2026-02-03T16:45Z 25.2K followers, 149.3K engagements

"You inherit 50K tomorrow. What's your move A) Max ISA rest in SIPP B) All in S&P [---] C) UK dividend shares D) House deposit I'm going A every time but curious what you'd actually do"
X Link 2026-02-03T19:01Z 25.2K followers, 102.8K engagements

"February dividend outlook: is going to be circa [----]. I will reinvest it all and buy more shares for a future pay rise - especially whilst the market is sideways atm. This is what financial freedom looks like at 30"
X Link 2026-02-04T07:01Z 25.2K followers, [----] engagements

"Story time: Its March [----]. Covid has just been officially announced. Wall St shut for the first time since WW2. Bitcoin crashed to $3500. Although I didnt catch the bottom I managed to scoop up half a bitcoin for $3800. I remember I had about [----] in premium bonds and somehow on the most apocalyptic day in the stock market since probably [----] ya boy had the conviction to sell it and buy some magic internet token. Its different gentlemen. Closed this position a while ago. I gradually DCAd out of bitty in regular increments when it went over $70k. I still hold [---] bitty."
X Link 2026-02-04T21:01Z 25.2K followers, 23.6K engagements

"Solana looks absolutely horrendous"
X Link 2026-02-05T15:32Z 25.2K followers, [----] engagements

"Controversial take: Paying off your mortgage early might be a mistake. Mortgage rate: 4% S&P [---] average: 10% Every 1K you overpay costs you 60/year in opportunity cost. Run the numbers. Don't follow the crowd"
X Link 2026-02-05T19:01Z 25.3K followers, 28.6K engagements

"Most people would withdraw all 5k. The discipline to reinvest half is what separates investors from spenders. That 2500/month reinvested compounds into serious wealth over time. Id love to get to 5k per month. Withdraw [----] to live on reinvest [----] to keep the stack growing Id love to get to 5k per month. Withdraw [----] to live on reinvest [----] to keep the stack growing"
X Link 2026-02-05T20:04Z 25K followers, 16.1K engagements

"Would you rather have 3000/month in dividends at [--] or a 1.2M lump sum at [--] One gives you freedom earlier. The other gives you optionality. Which would you choose"
X Link 2026-02-06T07:04Z 25.2K followers, 10.6K engagements

"The stock market is the only place where when things go on sale everyone runs away screaming. Market down 15% That's your ISA allowance buying 15% more shares"
X Link 2026-02-06T09:01Z 25K followers, [----] engagements

"FREE SHARES @Trading212 have launched their free share scheme again. Sign up using my link below and well both get free shares up to [---] Now is the PERFECT time to open a stocks and shares ISA and buy the dip (not financial advice) Do you want to get up to [---] https://www.trading212.com/invite/16ZE4emSU1 https://www.trading212.com/invite/16ZE4emSU1"
X Link 2026-02-06T09:45Z 25.2K followers, 11.2K engagements

"Unpopular opinion: Your company pension is more valuable than maxing your ISA. Most employers match 3-8%. That's a guaranteed 100% return. Yet people ignore it to chase 7% in their ISA"
X Link 2026-02-06T10:46Z 25K followers, 40.2K engagements

"800/month passive income starting today or 500k ISA in [--] years Most people chase the big number. I'd take the cash flow every time"
X Link 2026-02-06T12:01Z 25.3K followers, [----] engagements

"I have earnt [----] in interest on trading212 just from cash holdings over the years"
X Link 2026-02-06T14:51Z 25K followers, 58.2K engagements

"Retire at [--] with 400k or work until [--] with 1M The 400k gives you [--] extra years of life. The 1M might never get spent. What's your pick"
X Link 2026-02-07T07:02Z 25.2K followers, 26.4K engagements

"Would you rather have 200/month in dividends now or 50k in your ISA The 50k sounds better. But 200/month is 2400/year that grows with reinvestment. Cash flow changes behaviour"
X Link 2026-02-07T09:02Z 25.2K followers, 12.5K engagements

"Its raining. Its miserable. Do yourself a favour and open a stocks and shares ISA. Future you will thank you. FREE SHARES @Trading212 have launched their free share scheme again. Sign up using my link below and well both get free shares up to [---] Now is the PERFECT time to open a stocks and shares ISA and buy the dip (not financial advice) Do you want to get up to [---] FREE SHARES @Trading212 have launched their free share scheme again. Sign up using my link below and well both get free shares up to [---] Now is the PERFECT time to open a stocks and shares ISA and buy the dip (not financial"
X Link 2026-02-07T12:17Z 25.2K followers, [----] engagements

"@techtoby__ Great times"
X Link 2026-02-07T13:13Z 25K followers, [---] engagements

"Nice session this morning"
X Link 2026-02-07T13:45Z 25.2K followers, [----] engagements

"Would you rather have: 5000/year passive income now or 15000/year in [--] years Your answer reveals everything about your investment strategy"
X Link 2026-02-08T19:35Z 25.2K followers, 14.9K engagements

"ANOTHER week at the fiat mine lets go team ⛏"
X Link 2026-02-09T09:51Z 25.2K followers, [----] engagements

"Monday morning purchase [---] into $JEQP Buying future freedom one day at a time"
X Link 2026-02-09T09:56Z 25.2K followers, 15.6K engagements

"Building to 1000/month in dividend income: 3% yield = [------] portfolio 4% yield = [------] portfolio 5% yield = [------] portfolio Higher yield isn't always better - sustainability matters. What yield range do you target"
X Link 2026-02-09T11:09Z 25.2K followers, [----] engagements

"What's stopping you from opening an ISA this week Genuinely curious. Drop your answer below"
X Link 2026-02-09T12:30Z 25.2K followers, 10.4K engagements

"500/month into an ISA at 7% average: Year 10: 87k Year 20: 262k Year 30: 612k The first [--] years feel slow. The last [--] years feel magic. This is compound interest"
X Link 2026-02-09T13:15Z 25.2K followers, 34.5K engagements

"Popped up my Facebook memories [--] years ago today. This was when Tesla announced they had $1.5B of Bitcoin on their balance sheet for the first time"
X Link 2026-02-09T13:56Z 25.2K followers, [----] engagements

"5 years ago I thought dividends were for old people. Now I'm [--] and my ISA pays me 340/month. That covers my car phone and gym. Younger me was an idiot"
X Link 2026-02-09T14:00Z 25.2K followers, 293.6K engagements

"Dividends aren't sexy. No one brags about earning 4/month from Unilever. But that [--] becomes [---]. Then [----]. Then financial independence. Boring wins"
X Link 2026-02-09T19:00Z 25.3K followers, 14.6K engagements

"Would you rather: A) 100k in your ISA at [--] B) 50k in your SIPP at [--] Most pick A. What you picking"
X Link 2026-02-09T19:45Z 25.2K followers, 29.5K engagements

"Unpopular opinion: Checking your portfolio during red days is actually GOOD. It desensitizes you to volatility. You can't build wealth if you panic sell every time markets drop 3%"
X Link 2026-02-09T21:00Z 25.2K followers, [----] engagements

"Your workplace pension is probably invested in the same index funds you can buy yourself. Except they charge you 0.75% and you could pay 0.22%. That difference costs you [-----] over [--] years on a 100k portfolio"
X Link 2026-02-10T07:45Z 25.2K followers, 49.2K engagements

"300/month into a LISA: Year 1: [----] + [---] bonus = [----] Year 5: [-----] Year 10: [-----] That's [-----] of free government money. Most people ignore this"
X Link 2026-02-10T12:31Z 25.2K followers, 28.3K engagements

"My ISA paid me [----] in dividends last month. That's a minimum wage income I didn't have to work for. Obviously I did once upon a time to earn that money. Small wins compound into life-changing income"
X Link 2026-02-10T14:00Z 25.3K followers, 47.8K engagements

"I spent the winter in Spain - been in the UK for about a week now. I dont know HOW you people have coped with this weather its ridiculous"
X Link 2026-02-10T18:52Z 25.2K followers, 53.4K engagements

"You can transfer old ISAs to a new provider without losing your tax-free status. I moved [--] old ISAs into one. Same tax benefits. Way easier to manage. Most people don't know this"
X Link 2026-02-10T19:31Z 25.2K followers, [----] engagements

"Markets down. Bitcoin tanking. Amazon missed earnings. This is when wealth is built. The investors buying today will be the millionaires in 2036"
X Link 2026-02-10T19:45Z 25.2K followers, 15.3K engagements

"@complience Yeah Spain has been hit fairly hard but nothing like this UK weather. I was in Mallorca and bad days there were good compared to this"
X Link 2026-02-10T19:58Z 25.2K followers, [----] engagements

"Would you rather: A) 50k in premium bonds B) 50k in a diversified global tracker You can't touch either for [--] years. What are you picking"
X Link 2026-02-10T20:15Z 25.2K followers, 14.3K engagements

"Unpopular opinion: Maxing your ISA should come AFTER building a proper emergency fund. I see too many people with 20k in stocks and [---] in their current account. That's backwards"
X Link 2026-02-10T21:00Z 25.2K followers, 71.7K engagements

"I know UK winters arent the best generally but parts of the UK have had rain for [--] days straight now I spent the winter in Spain - been in the UK for about a week now. I dont know HOW you people have coped with this weather its ridiculous I spent the winter in Spain - been in the UK for about a week now. I dont know HOW you people have coped with this weather its ridiculous"
X Link 2026-02-11T09:21Z 25.2K followers, [----] engagements

"My DMs are full of people asking about where to start with investing (Im trying to get back to you all) and where to put their first 500-1000 etc. Id firstly make a stocks and shares ISA with @Trading212 using the link in my bio. Id then put it into a fund like below. A simple low cost index fund. Either an SP500 or an All World fund. If youre UK based always look for the funds on the London Stocks exchange (LSE) as well as being paid in or Points. Id then spend my time researching rather than DMing me. It has never been easier to research these days. Use YouTube talk to Ai follow accounts"
X Link 2026-02-11T11:08Z 25.2K followers, 39.9K engagements

"You have 10k to invest today. A) All in VWRP B) Split across [--] individual stocks Which are you choosing and why"
X Link 2026-02-11T12:30Z 25.2K followers, 10.3K engagements

"Hot take: Chasing 8% dividend yields in your 20s and 30s is leaving serious money on the table. Total return beats income every time when you've got decades ahead of you"
X Link 2026-02-11T13:15Z 25.2K followers, 13K engagements

"The hardest part of investing isn't picking stocks. It's doing absolutely nothing when your portfolio drops 15% in a month. Boredom and discipline beat clever every single time"
X Link 2026-02-11T14:00Z 25.2K followers, [----] engagements

"Payments landing from @IncomeShares totaling = [-------] Howd everyone else do"
X Link 2026-02-11T16:17Z 25.2K followers, 16.9K engagements

"Growth stocks or Dividend stocks Which are you picking for 2026"
X Link 2026-02-11T19:30Z 25.2K followers, [----] engagements

"Would you rather: A) [------] lump sum today B) [----] monthly passive income for life Choose wisely"
X Link 2026-02-11T19:45Z 25.2K followers, 14.6K engagements

"ISA vs SIPP. If you had to choose only one for the next [--] years which are you picking"
X Link 2026-02-11T21:00Z 25.2K followers, [----] engagements

"You have 10k to invest today. A) All in VWRP B) Split across [--] individual stocks Which are you choosing and why"
X Link 2026-02-12T12:30Z 25.2K followers, [----] engagements

"Would you rather have: A) 500k in your SIPP at [--] (can't touch for [--] years) B) 400k in your ISA at [--] (access whenever) Which would make you feel more financially secure"
X Link 2026-02-12T14:48Z 25.2K followers, [----] engagements

"5 spent on meal deals every workday = 1300/year Not saying don't buy lunch. Just saying that's nearly 7% of a full ISA allowance disappearing on sandwiches"
X Link 2026-02-12T19:30Z 25.2K followers, 13.3K engagements

"My dividend income last month: [----] Feels different when passive income could cover actual bills. Stack relenlesly friends. Keep going"
X Link 2026-02-12T19:45Z 25.2K followers, [----] engagements

"In [----] you could earn [-----] before hitting higher rate tax. In [----] it's [-----]. Sounds good Inflation in that time was 73%. If thresholds kept pace higher rate would start at [-----]. That's [-----] of income now taxed at 40% that shouldn't be. Fiscal drag is silent theft. https://twitter.com/i/web/status/2022298726857916862 https://twitter.com/i/web/status/2022298726857916862"
X Link 2026-02-13T13:16Z 25.2K followers, 39.4K engagements

"@GumbieGilbert Nice. Conviction"
X Link 2025-10-29T12:02Z 25.2K followers, [--] engagements

"You can only hold one. $VICI $MAIN $O 👇🏽"
X Link 2026-01-09T17:47Z 25.2K followers, [----] engagements

"What is your LARGEST HOLDING right now and why $JEPQ for me"
X Link 2026-01-21T10:54Z 25.2K followers, 12.8K engagements

"If Gordon Brown hadn't of sold [---] tonnes of gold it would now be worth roughly [--] billion. It was sold for about 2-3 billion. Thats over [--] billion of national wealth gone because the government thought gold was outdated. One of the worst-timed asset sales in modern UK history. Hopeless. https://twitter.com/i/web/status/2015733452465725697 https://twitter.com/i/web/status/2015733452465725697"
X Link 2026-01-26T10:28Z 25.2K followers, 146.2K engagements

"Have you ever lost 100% on a stock before 👀"
X Link 2026-01-28T08:39Z 25.3K followers, 16K engagements

"Top gold mining companies by market cap atm: Newmont (USA): $80140B Agnico Eagle (Canada): $75110B Zijin Mining (China): $67B Barrick Gold (Canada): $3090B Wheaton Precious Metals (streaming): $5070B Franco-Nevada (royalty): $38B Polyus (Russia): $37B Gold Fields (SA): $32B AngloGold Ashanti (SA) https://twitter.com/i/web/status/2016491448070524938 https://twitter.com/i/web/status/2016491448070524938"
X Link 2026-01-28T12:40Z 25.2K followers, [----] engagements

"What is the FIRST stock you ever bought"
X Link 2026-01-31T15:15Z 25.2K followers, [----] engagements

"ISA allowance: 20000/year If you invested the max every year for [--] years at 8% returns: You'd have [------]. Completely tax-free. No capital gains. No dividend tax. No income tax on withdrawals. The UK's most underused wealth-building tool"
X Link 2026-02-01T18:54Z 25.2K followers, 62.6K engagements

"Premium Bonds vs S&S ISA: Premium Bonds: 4.4% prize rate zero risk S&S ISA: 7-8% historical market risk I use to hold Premium bonds but sold it all to buy bitcoin in [----]. I still like premium bonds though. Premium bonds are a good way of keeping an emergency pot of money. Everything else in ISA. Anyone hold premium bonds https://twitter.com/i/web/status/2018625713922777293 https://twitter.com/i/web/status/2018625713922777293"
X Link 2026-02-03T10:00Z 25.2K followers, 24.1K engagements

"Whats your favourite dividend paying stock or ETF"
X Link 2026-02-03T21:49Z 25.2K followers, 32.1K engagements

"Here is what I bought with these dividends from $JEQP Growth and income. Market might be down but we get paid regardless and we will buy the dip. [------] dividend from $JEQP Want to get involved Sign up to @Trading212 using my link here. We both get free shares up to [---] when you sign up. https://t.co/WAto8tvy04 https://t.co/XHX4ajTS9x Market might be down but we get paid regardless and we will buy the dip. [------] dividend from $JEQP Want to get involved Sign up to @Trading212 using my link here. We both get free shares up to [---] when you sign up. https://t.co/WAto8tvy04 https://t.co/XHX4ajTS9x"
X Link 2026-02-06T13:31Z 25.2K followers, 11.6K engagements

"You can put 20k/year into an ISA. Over [--] years that's 400k of contributions. At 7% growth that becomes 870k. 100% tax-free forever. The ISA is the UK's best wealth-building tool. Agree"
X Link 2026-02-09T14:45Z 25.2K followers, 15.9K engagements

"At [--] I had [----] in my ISA. At [--] I'm pulling dividend income that covers my council tax. Time in the market timing the market. Start where you are"
X Link 2026-02-10T14:45Z 25.2K followers, 23.6K engagements

"If you invested 500/month into a FTSE Global All Cap tracker from age [--] to 65: Total contributions: 240k Projected value at 7% growth: 1.2m Compound interest is mental"
X Link 2026-02-11T07:00Z 25.2K followers, [----] engagements

"Would you rather: A) 1000/month passive income starting now B) [------] lump sum in [--] years Most people pick wrong"
X Link 2026-02-12T05:31Z 25.2K followers, 10K engagements

"JANUARY PORTFOLIO UPDATE On the whole a pretty rubbish month. not a great start to [----] but we move. We need Donny to chill tf out - heres the breakdown 👇🏽 Portfolio closing value: [------] Total dividends earnt: [----] I think I may have missed an ex dividend date but Im expecting February payout to be more than Jan. Im not too fussed about this sideways market it just means I get to buy more shares at discounted prices with the regular payouts. Dividend Breakdown: $JEPQ - [---] $FEPG - [---] $YMAP - [---] $TSLD - [---] $COII - [---] $NVDD - [--] $QQQO - [--] $AVGI - [--] $PLTI - [--] $MAGD - [---] $AMDI - 8.40"
X Link 2026-02-02T20:26Z 25.2K followers, 32.6K engagements

"Would you rather: 20k in a Stocks & Shares ISA earning 7% or 20k in a Cash ISA at 4.5% In [--] years: ISA [--] = [-----]. ISA [--] = [-----]. Tax-free either way but one nearly doubles the other"
X Link 2026-02-13T05:31Z 25.2K followers, [----] engagements

"Would you rather: - Start investing 50/month in your ISA today - Wait another year for the "perfect" portfolio Imperfect action beats perfect planning every time"
X Link 2026-02-14T07:02Z 25.2K followers, [----] engagements

"Would you rather: A) Pay off student loan early (9% on earnings over 27k) B) Invest that money at 8% average returns Most people choose A. Most wealthy people choose B"
X Link 2026-02-14T13:15Z 25.2K followers, 11K engagements

"The average UK household spends 118/month on takeaways. Invest that at 8% instead: Year 10: [-----] Year 20: [-----] Year 30: [------] I'm not saying never get a Deliveroo. I'm saying most people trade six figures in wealth for convenience. And never realise it until it's too late. https://twitter.com/i/web/status/2022755575294017631 https://twitter.com/i/web/status/2022755575294017631"
X Link 2026-02-14T19:31Z 25.2K followers, [----] engagements

"I also have an urge to sell almost everything and put all funds into pure growth I have an urge to sell everything and sit on cash I have an urge to sell everything and sit on cash"
X Link 2026-02-15T21:41Z 25.2K followers, [----] engagements

"Question: Excluding SP500/ Nasdaq what would be your anchor position in a retirement portfolio Im talking 20-30 year timeframe"
X Link 2026-02-16T09:11Z 25.2K followers, [----] engagements

"Some truly amazing replies here which has inspired me to keep posting. Appreciate you all Tom Ive been posting relentlessly. 7-10 posts a day. A good few hours a day spent replying to people aaaages spent drafting and compiling content for really not a load of cash. Unsure if Ill carry on tbh https://t.co/6ewdt2upCJ Ive been posting relentlessly. 7-10 posts a day. A good few hours a day spent replying to people aaaages spent drafting and compiling content for really not a load of cash. Unsure if Ill carry on tbh https://t.co/6ewdt2upCJ"
X Link 2026-02-16T09:13Z 25.2K followers, [----] engagements

"Hot take: Chasing 8% dividend yields in your 20s and 30s is leaving serious money on the table. Total return beats income every time when you've got decades ahead of you"
X Link 2026-02-12T13:15Z 25.2K followers, [----] engagements

"Market might be down but we get paid regardless and we will buy the dip. [------] dividend from $JEQP Want to get involved Sign up to @Trading212 using my link here. We both get free shares up to [---] when you sign up. https://www.trading212.com/invite/16ZE4emSU1 https://www.trading212.com/invite/16ZE4emSU1"
X Link 2026-02-06T10:23Z 25.2K followers, 25.8K engagements

"I have an urge to sell everything and sit on cash"
X Link 2026-02-11T09:01Z 25.2K followers, 22.5K engagements

"Would you rather: A) Inherit 200k tax free B) Build 200k yourself in your ISA A sounds better. But B means you learned how to build it again"
X Link 2026-02-14T20:14Z 25.2K followers, [----] engagements

"Ive been posting relentlessly. 7-10 posts a day. A good few hours a day spent replying to people aaaages spent drafting and compiling content for really not a load of cash. Unsure if Ill carry on tbh"
X Link 2026-02-15T21:38Z 25.2K followers, 14.4K engagements

"I think I might pivot towards a more balanced split of growth/income not just income"
X Link 2026-02-16T09:17Z 25.2K followers, [----] engagements

"Although my growth pie is for you guessed it growth there are some dividend payers in there. Heres the first one from $MAIN I wont spend it all at once. Pie here : https://www.trading212.com/pies/ltzntt0aHSFclRldc2qYFa9pLecqo https://www.trading212.com/pies/ltzntt0aHSFclRldc2qYFa9pLecqo"
X Link 2025-12-18T17:17Z 25.2K followers, [----] engagements

"Heres an idea. Everyone comment their [----] stock pick. Ill then make a pie on trading212 with them all in evenly weighted we all dca into it and see how well we do 👇🏽 What you bullish on"
X Link 2025-12-27T08:31Z 25.2K followers, 66.7K engagements

"October [----] - portfolio went to the moon Since then - literally flat Anyone else"
X Link 2026-01-22T11:37Z 25.2K followers, 13K engagements

"The 20K ISA allowance is wild when you think about it: 20K at 7% = 1400/year Do that for [--] years = 820K Tax free. That's 4800/month passive income. Most people will ignore this tweet"
X Link 2026-02-03T20:01Z 25.2K followers, 684.3K engagements

"LISA hack nobody talks about: 4K invested = 5K in your account (25% bonus) Do this age 18-50 = 33K free money from government Only works for first home or retirement. I started at [--]. Wish I'd known at 18"
X Link 2026-02-04T09:46Z 25.2K followers, 25.1K engagements

"500000 ISA at 4% dividend yield = 20000/year passive income. Tax free. Forever. That's what I'm building towards. Not to buy a Lambo. To buy my time back. What's your target income number"
X Link 2026-02-07T07:47Z 25.2K followers, 30.6K engagements

"I used to think investing was for posh people with trust funds. Now I realise it's the only way ordinary people build wealth. My first investment: [---] into Vanguard. Felt terrifying. Now I get excited on ISA deposit day"
X Link 2026-02-07T12:01Z 25.2K followers, 28.4K engagements

"Month one done. Still here still buying still documenting. Consistency over everything. [----] is the year I double down. Im Tom [--] from the UK and my goal is still simple: build enough income to buy back my time and eventually live off dividends. Im documenting everything in real time - what I buy why I buy it what works and what doesnt. No guru energy. [----] is the year I double down. Im Tom [--] from the UK and my goal is still simple: build enough income to buy back my time and eventually live off dividends. Im documenting everything in real time - what I buy why I buy it what works and what"
X Link 2026-02-07T12:48Z 25.2K followers, [----] engagements

"@AshyCompounds I feel the world is treading on egg shells is the best way to describe it"
X Link 2026-02-11T09:20Z 25.2K followers, [----] engagements

"I know someone who maxed their ISA every year for [--] years. [------] saved. They also ignored their workplace pension. Missed [-----] in free employer contributions. Another person contributed just enough to max the employer match. Then put the rest in their ISA. They ended up [-----] better off. Same savings rate. Different strategy. The second person understood something crucial: Free money always beats tax-free growth"
X Link 2026-02-12T20:16Z 25.2K followers, 133.1K engagements

"I know someone who maxed their ISA every year for [--] years. [------] saved. They also ignored their workplace pension. Missed [-----] in free employer contributions. Another person contributed just enough to max the employer match. Then put the rest in their ISA. They ended up [-----] better off. Same savings rate. Different strategy. The second person understood something crucial: Free money always beats tax-free growth. Yet I see this mistake constantly. https://twitter.com/i/web/status/2022287336495616443 https://twitter.com/i/web/status/2022287336495616443"
X Link 2026-02-13T12:30Z 25.2K followers, 14.7K engagements

"Would you rather have: A) 8000/year passive income starting next month B) 15000/year passive income starting in [--] years Most pick B. But A gives you [-----] over that decade. Time matters more than size"
X Link 2026-02-13T14:01Z 25.2K followers, [----] engagements

"Unpopular take: Most UK investors shouldn't buy individual UK dividend stocks. Shell cuts dividends. Vodafone cuts dividends. Even "safe" banks froze payouts in [----]. A FTSE All-Share tracker gives you 3.5% yield with zero company risk. Diversification isn't boring. It's intelligent. https://twitter.com/i/web/status/2022321599341359392 https://twitter.com/i/web/status/2022321599341359392"
X Link 2026-02-13T14:46Z 25.2K followers, 15.9K engagements

"200/month into a SIPP from age [--] to 65: At 7% growth = [------] Add 25% tax relief = [------] That's [------] the government gave you. For doing absolutely nothing. Yet 38% of UK workers don't even know what a SIPP is. This might be the best financial product we have"
X Link 2026-02-13T19:30Z 25.2K followers, 30.8K engagements

"Would you rather: A) 5% dividend yield zero growth B) 1.5% dividend yield 10% annual growth I used to chase A. Now I own mostly B. Because in [--] years option B yields 5% on your original cost. And the share price quadrupled"
X Link 2026-02-13T19:46Z 25.2K followers, [----] engagements

"Would you rather: A) Max your [-----] ISA allowance every year B) Contribute [-----] to ISA + [----] to SIPP with tax relief Option B gives you [-----] invested for the same 8k cost. Total: [-----] invested vs [-----]. Yet most people never consider splitting it. What would you do"
X Link 2026-02-13T20:59Z 25.2K followers, [----] engagements

"Premium bonds average 4.4% but you could win nothing. A stocks and shares ISA averages 8% historically. One feels safe because it's government backed. The other actually builds wealth"
X Link 2026-02-14T19:45Z 25.2K followers, [----] engagements

"@JackInv25 Not if you pick good ones and get good entries - but some do yes"
X Link 2026-02-02T17:18Z 25.2K followers, [---] engagements

"Anyone checked their portfolio today Im too scared 🤣🤣 whats the damage"
X Link 2026-02-04T12:05Z 25.2K followers, 40.8K engagements

"I sold Bitcoin at 18k in [----]. Felt like a genius. Then it hit 52k in [----]. Still don't regret it. I sleep better with boring dividend stocks than watching crypto swing 40% in a week"
X Link 2026-02-14T14:00Z 25.2K followers, 12.3K engagements

"Renting: 1200/month nothing to show Mortgage: 1200/month building equity Renting + investing 500/month: Flexibility and wealth The third option is the one nobody talks about and is my favourite"
X Link 2026-02-14T21:00Z 25.2K followers, 44.4K engagements

"This is a new pie Ive made which Im considering aping all funds into. Its much more set and forget investing. JEQP being the biggest position but still some sizeable positions in SP500 and a few all world positions so were covering the globe. Gold / silver also included as well as TESLA / GOOO ETPs as the smallest positions but have both performed fairly well https://www.trading212.com/pies/ltzntt0aHSFclRlp5I4VRFbIEUgef https://www.trading212.com/pies/ltzntt0aHSFclRlp5I4VRFbIEUgef"
X Link 2026-02-16T10:50Z 25.2K followers, [----] engagements

"Paid for something with cash today felt like Id gone back to the middle ages"
X Link 2026-02-16T11:13Z 25.2K followers, [---] engagements

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