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@naylorhomeloans "A client sent me one of these too good to be true refinance offers. The mailer claimed shed get a $2600/month payment at 5%. But heres what they didnt mention: The real payment with taxes & insurance was $3400 The small print required X points (about $20000) Thats a bait-and-switchplain and simple. Yes rates are coming down. But the fine print matters more than the headline. If you ever get an offer like this send it to me before you sign. Well check if it actually saves you money. No tricks. Just good advice. #Naylorhomeloans #MortgageTips #RefinanceSmart #HomeownerAlert #MortgageScam"
TikTok Link @naylorhomeloans 2025-10-23T18:53Z XX followers, XXX engagements