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@iamandrewrussell "Part 1: How much does an $800k house cost Are you looking to buy a home but unsure about your budget Let's break it down. Say you and your fianc are eyeing an $800000 house and together make $150000 a year. That's about $12500 a month in pre-tax income. Now considering an FHA loan with great credit let's estimate you qualify for a max mortgage payment of $5800 a month. With principal interest mortgage insurance taxes and insurance the total mortgage could be around $6800 a month. But wait that's over your budget by about $1000. Let's adjust the sale price to see what works best for you. If"
TikTok Link @iamandrewrussell 2024-05-30T20:10Z 134.5K followers, 17.8K engagements

"On a $600K house X% down saves you $90000 upfront. Thats $90K still in your pocket for emergencies investments vacations or I dont know not eating ramen EVERY night. 🍜😅 Everyone gets stuck on one thing when buying a home: how much to put down. But heres the reality check. Yeah your monthly payments higher by $XXX. But with XX% down you lock up that $90K in your walls. Sure your payments lower but your bank accounts on life support. So whats smarter That depends. The math is easy. The strategy is personal. DM me and Ill help you run YOUR numbers. #MortgageAffordability #MortgageMath"
TikTok Link @iamandrewrussell 2025-09-11T19:55Z 134.5K followers, 43.9K engagements

"Here's how much you can afford if you make 150k a year #houseshopping #mortgagecalculator #mortgage #smartfinance"
TikTok Link @iamandrewrussell 2023-09-03T18:21Z 134.5K followers, 21.5K engagements

"Part 1: How much does it cost to buy a $600k house With $150K/year you're looking at around $12500/month. That sweetens the pot for a mortgage around $5800/month with FHA. But hold on There's more to consider. A $600K house means a down payment of $21000 (3.5%). Your monthly mortgage Roughly $3600 (at 6-7% APR). Add $XXX for insurance and $1500 for taxes. Yikes those New York taxes So all in all you're looking at around $5300/month for your dream abode. Looks like you're in the ballpark for that $5800 max payment range Let's keep the conversation going #FinancialGoals #DreamHome"
TikTok Link @iamandrewrussell 2024-05-10T20:22Z 134.5K followers, 33.8K engagements

"Big bonus energy 💥 Just worked with a client making $120k/year and aiming for a $1.25M home. With their $60k yearly bonus we pushed their income to $15k/month and made it happen Now theyre looking at a $1.25M home with XX% down and their monthly payment is sitting at a cool $7250. Sometimes that bonus check is your ticket to the dream house. 🏡🔥 Got a bonus coming your way Lets see how it can work for you. DM me to run the numbers 📲 #BigBonusMoves #DreamHomeVibes #GetPreApproved #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-10-04T20:53Z 134.5K followers, 299.4K engagements

"Looking for a $200k house on Long Island 😅 I hate to break it to you but the last time that happened the Jets were Super Bowl champs. 🏈💀 Lets get real thoughif you're making $25/hour with a 40-hour week youre looking at about $2000/month for a max mortgage payment. With FHA you could get a house worth $200k elsewhere. Long Island Well need to explore other options. DM me and let's figure out how to make your homeownership dreams a realityeven if it's not 1969 😉 #RealTalk #FHALoan #MortgageRealityCheck #GetPreApproved #LongIslandLife #homebuyer #mortgage #realestate #firsttimehomebuyer"
TikTok Link @iamandrewrussell 2024-10-14T20:51Z 134.5K followers, 868.1K engagements

"Making $350K/year but worried about tax write-offs Relaxweve got a solution. 😌 With tax write-offs a teacher and a plumber locked in a $1.25M dream home thanks to a mix of W-2s and a bank statement loan. Proof that your profession doesnt limit your potentialits all about the strategy. 🔧📚 If your finances dont fit into the traditional box lets build a better one. #CreativeMortgageSolutions #BankStatementLoans #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2025-01-27T22:06Z 134.5K followers, 21.6K engagements

"Buying a $420K home sounds doable but is it doable for you 🧐💡 The math shows youll need about $3000 a month to cover everything: loan taxes insurance and PMI. That means an $80K household income assuming little to no debt. But this isnt one-size-fits-all. Everyones numbers are different and thats where I come in. Its doable but only if you know the math upfront. DM me and Ill show you exactly what you qualify for. #MortgageStrategy #FHARealityCheck #HomeAffordability #KnowYourNumbers #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2025-04-27T18:32Z 134.5K followers, 558.5K engagements

"Heres a break down of what you max mortgage payment could be if you made 180k/year 👨💼🏠💰 Let me know what scenario you wanna see next 🏷💸 #income #homebuyers #firsttimehomebuyers #homebuyingtips #mortgagetips #whatsamortgage"
TikTok Link @iamandrewrussell 2024-02-08T13:22Z 134.5K followers, 39.1K engagements

"If your loan officer doesn't go through this with you before running your credit then they're doing it all wrong. This gives us a good way to have an estimate to see if you can even qualify for what you think you are looking for. Just a little trick you can try out. For this particular example here are the numbers we used: $700k Home 🏡 $175000 Salary FHA Loan XXX% Interest Rate XXX% APR Over Estimated Principal & Interest = $4900 Mortgage Insurance = $XXX Estimated Taxes = $1250 Estimated Insurance = $XXX Total Monthly Payment = $6600/month This is a rough estimate and interest rates are"
TikTok Link @iamandrewrussell 2024-03-01T19:20Z 134.5K followers, 8.4M engagements

"If you're dreaming of owning your own place let's turn that dream into a plan Say you've got a solid income of $90000 a year and an impressive credit score of 760fantastic Your max monthly mortgage payment tops out at $2500 which is totally doable right With a strong down payment saved up you're in a great position to explore your options. Picture this: a cozy home worth around $350000. With a down payment of XX% you're looking at a mortgage that fits comfortably within your budget. Imagine walking through the front door of your new home knowing it's the perfect fit for you. With your"
TikTok Link @iamandrewrussell 2024-04-22T19:09Z 134.5K followers, 346.6K engagements

"Ever wondered how your hourly wage translates to a yearly income and home buying power I've got the breakdown With a $75/hour rate and a 40-hour work week you could earn $150000 annually or $12500 monthly. But wait there's more I'll walk you through FHA mortgage qualifications and monthly payment limits showing how you could qualify for a $600000 home 🏠 Let's crunch those numbers and turn dreams into reality #FinancialInsights #HomeBuyingPower #AndrewCrunchesNumbers #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-05-13T18:52Z 134.5K followers, 1.2M engagements

"Ready to buy a home Heres the lowdown if youre earning $XX an hour and working full-time. If youre eyeing a $500000 home an FHA loan could be your ticket. With the right setup your monthly payments would be manageable even with room for taxes and insurance. Rates are dropping and youll need a decent down payment but if youve got a car payment youre still in the clear. Lets chat and make your dream home a reality. Hit me up 🏠💥 #MortgageTips #HomeLoans #DreamHome #MortgageAdvice #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-08-30T18:16Z 134.5K followers, 367K engagements

"Wondering how far $XX an hour can take you in todays market Lets just say. it can get you into an $800000 dream home with the right FHA loan 💸 💥 With a steady income solid credit and manageable debt you're closer than you think. Ready to see your buying power in action Lets make it happen #DreamHomeBound #FHALoan #BuyingPower #MortgageMoves #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-11-06T21:06Z 134.5K followers, 1.3M engagements

"$250K a year sounds greatbut lets be real can you actually swing that 🤔💸 Banks approve based on numbers not your lifestyle. They dont care if you have vacations planned if daycare is crazy expensive or if you like eating out more than cooking. Getting approved is one thing. Banks approve based on cold hard numbersnot on whether you actually enjoy life after closing. Making sure you can actually afford it This is why strategy matters. You need a home you love AND financial freedomnot just a mortgage that looks good on paper. Let's talk numbers. #FHALoan #MortgageStrategy #HouseRichCashPoor"
TikTok Link @iamandrewrussell 2025-04-01T14:00Z 134.5K followers, 18.6K engagements

"Making $XX an hour and wondering if that gets you in the homebuying game It just might. 💰🏡 We ran the numbers for a client with a consistent 40-hour work week and no major debt and yes he qualified for a $500K home with a minimal down payment. When you understand the math behind your income and how lenders view it things start to click. This is why running the right numbers up front makes all the difference. If youre curious about what you could qualify for DM me. Ill map it out. 💬 #HomeAffordability #MortgageBreakdown #MortgageStrategy #homebuyer #mortgage #realestate #firsttimehomebuyer"
TikTok Link @iamandrewrussell 2025-04-08T20:10Z 134.5K followers, 8967 engagements

"$85/hour sounds great. But heres the key: lenders dont care about your hourly rate if the income isnt consistent. 💰📝 Working full-time with predictable hours and no debt Thats gold. Add a good credit score and the right mortgage setup and youre walking into a $700K home like a boss. Homebuying isnt reserved for the salaried folks. Dont let outdated advice keep you renting. Theres power in the numbersyou just need the right person to break them down (hi that's me 👋). #LoanApprovalTips #LoanApprovalTips #MortgageStrategy #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker"
TikTok Link @iamandrewrussell 2025-06-26T19:33Z 134.6K followers, 45.9K engagements

"Making $30K/month from AI influencer accounts sounds wild but heres how that actually plays out when you apply for a mortgage. 💰💻 Were not touching tax returns here. For self-employed income like this we run it through a bank statement loan. She gets credit for $15K/month. Add a XXX credit score and zero debt Boomqualified for a $1M house with XX% down. Youd be surprised what that non-traditional income can really unlock when you stop using traditional loan logic. #MortgageForCreators #BankStatementProgram #CreativeLoanSolutions #NonQM #homebuyer #mortgage #realestate #firsttimehomebuyer"
TikTok Link @iamandrewrussell 2025-07-05T12:05Z 134.5K followers, 35K engagements

"$50/hour plus XX hours of overtime sounds like serious buying power. And it is on paper. 📑🫣 Youre technically qualified for a $6750/month payment and an $800K FHA loan with just XXX% down. But heres the truth no one talks about: if that OT disappears so does your comfort cushion. You dont just want to qualify. You want to sustain. Qualifying Affording. Lets talk long-term strategy before you stretch thin. #FHAQualified #IncomeBreakdown #MortgageMath #HomeAffordability #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2025-07-27T12:07Z 134.5K followers, 25.1K engagements

"Remember not everyone offers a recast So always make sure that you inquire about this prior to closing #mortgage #personalfinance #financetips #realwealthwisdom #mortgagepaymenttips #preapproval #fhaloan #mortgagerates #homeinvestors #fhaloan Video Credit : Richard Derek Horton II @Derek H"
TikTok Link @iamandrewrussell 2023-11-07T17:50Z 134.5K followers, 710.4K engagements

"Have you ever wondered what your salary could get you in the housing market With an hourly rate of $XXX and a 40-hour work week at Google that's a cool $250000 annually. But what does that mean for your dream home Let's do the math. I'll guide you through FHA mortgage qualifications and monthly payment limits showing how you could qualify for a $X million home Your dream home might be closer than you think #HomeBuyingGoals #AndrewKnowsMoney #DreamHome #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-05-16T19:13Z 134.5K followers, 2.6M engagements

"$80 an hour and wondering how much home you can afford Lets break it down. 🏡💰 With a steady 40-hour week and a XXX credit score (🔥) youre in great shape. While an $800K home might push the budget a bit too far a $600K home fits perfectly. With FHA financing manageable monthly payments and room for taxes and insurance youre in the sweet spot. The key is knowing where your numbers align. Ready to see what you can qualify for Lets chat and find your perfect fit #HomeBuyingTips #HomeAffordability #SmartHomeBuying #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-10-17T20:19Z 134.5K followers, 241.9K engagements

"Before you fall in love with $800K make sure the monthly still works after groceries cars savings and life. If you want to see what your scenario looks like. DM me #mortgagebroker #firstimehomebuyer #smartmoney #mortgagemath"
TikTok Link @iamandrewrussell 2025-10-06T16:35Z 134.5K followers, 27.5K engagements

"Is it time to upgrade your home Let's see if the math is mathing and if you can afford a $500K home on an $80K salary. #financialfreedom #rcgmortgage #financialadvice #mortgagebrokers #calculateincome #propertytaxes #homeprices #realestatemarket #newyorkmarket #zillow #smarthomebuying #mathing"
TikTok Link @iamandrewrussell 2023-09-17T18:40Z 134.5K followers, 4.4M engagements

"Working on boosting your credit score to buy a home Heres the scoop 🎯 Whether you're going for an FHA or a conventional mortgage your credit score plays a huge role. With FHA you could qualify with a score of as low as XXX and just XXX% down. Even better if you hit 620+ you're looking at prime interest rates. 🙌 Believe it or not you could snag a rate right now thats better than what some folks with an XXX credit score get Crazy right Ready to hit your credit goals and secure that home Lets talk #CreditGoals #HomeOwnership #FHALoan #homebuyer #mortgage #realestate #firsttimehomebuyer"
TikTok Link @iamandrewrussell 2024-09-28T19:14Z 134.5K followers, 1.6M engagements

"$160/hour in IT consulting 🖥 Lets just say youre running the show. And with a Non-QM loan youre qualifying for a million-dollar home like its a system upgrade. Banks look at your deposits not just your tax returns. Want to know what you could qualify for Schedule a consultation todaylets crunch your numbers and find out exactly where you stand. 🔑 #NonQM #LetsTalkNumbers #SelfEmployedLoans #LoanOptions #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-12-17T18:08Z 134.5K followers, 17.9K engagements

"Making $XX an hour and wondering how much house you can afford Turns out its a $600K home with FHA and XXX% down. The numbers check out the payments make sense and yeseven with that truck payment youre in the game. 🚛💰 But heres the real question: Can you actually afford it Just because you qualify doesnt mean your budget will love you for it. Lets run the numbers before you start dreaming of that backyard BBQ setup. 🥩🍖 #FHALoan #MortgageStrategy #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2025-04-03T14:43Z 134.5K followers, 340.1K engagements

"Should you put XX% down It can lower your payment skip PMI and sometimes improve your rate. But not if it empties your savings. The right move balances monthly cost with a healthy cash cushion. Talk to a pro and pick the path that fits your goals not a rule of thumb. #mortgagebroker #housebroke #loans #firsttimehomebuyer"
TikTok Link @iamandrewrussell 2025-10-16T20:28Z 134.5K followers, 2655 engagements

"If you're not removing your PMI then what are you even doing #mortgage #personalfinance #financetips #realwealthwisdom #mortgagepaymenttips #preapproval #occupancy #fhaloan #mortgagerates #homeinvestors #fhaloan #pmi #mortgageinsurance Video Credit : Shyanne Queen"
TikTok Link @iamandrewrussell 2023-08-29T16:23Z 134.5K followers, 3M engagements

"Unlock the possibilities with a Home Equity Line of Credit. 🚪💰💼 #HELOC #HomeEquityLoan #FinancialFreedom"
TikTok Link @iamandrewrussell 2024-02-05T14:03Z 134.5K followers, 85K engagements

"Imagine you're earning $XX an hour working a steady 40-hour week. Now if you're eyeing a $500000 house with a XXX% interest rate and a XXX% down payment here's a rough estimate of your scenario: Estimated monthly principal and interest: $3000 Estimated Mortgage insurance: $XXX Estimated Taxes and insurance: $1000 That brings your total monthly mortgage payment to roughly $4200. And guess what With your income you QUALIFY for up to $4800 monthly for mortgage payments. However make note that qualify vs afford is different. So speak with your mortgage professional about your specific situation"
TikTok Link @iamandrewrussell 2024-03-22T19:50Z 134.5K followers, 8.4M engagements

"Earning $75K a year and curious if homeownership is possible You could qualify for a $400K home with a low down payment through an FHA loan 💡 First-time buyers this is your moment. Lets simplify the process and find the home that fits your budget. Ready to get started Lets chat 🏡 #MortgageMadeSimple #HomeOwnershipGoals #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-09-26T12:17Z 134.5K followers, 530.3K engagements

"$180K a year as a crab fisherman Thats some serious net worth 🦀 With no debt and solid credit this guy has the potential to reel in an $800K FHA-approved home. Think your numbers stack up Lets chat crunch some numbers and see how we can turn your income into a new set of keys. 🏠 Schedule a consultation todayyou bring the crabs (I mean the dream 😅) and Ill bring the calculator. #FishingForDreamHomes #LetsTalkOptions #homebuyer #mortgage #realestate #firsttimehomebuyer #mortgagebroker #FHA"
TikTok Link @iamandrewrussell 2024-12-13T20:07Z 134.5K followers, 9540 engagements

"I really love FHA loans and as a mortgage broker we even have access to FHA loans that even offer zero money down Great video #mortgage #personalfinance #financetips #realwealthwisdom #mortgagepaymenttips #preapproval #fhaloan #mortgagerates #homeinvestors #fhaloan Video Credit : Braden Hatch @hatchmanloans"
TikTok Link @iamandrewrussell 2025-05-14T19:59Z 134.5K followers, 258.5K engagements

"Rent can feel safer because its flexible. But it resets. A fixed mortgage doesnt. Thats why the squeeze keeps tightening for renters while owners build equity. The play isnt waiting for a crash; its finding an entry point. #firsttimehomeowner #mortgageadvice #loanofficer #mortgagemath"
TikTok Link @iamandrewrussell 2025-10-21T20:20Z 134.5K followers, 1076 engagements