@thegrowthguy_offi thegrowthguy_official
thegrowthguy_official posts on TikTok about debt, collection, collector, link the most. They currently have [-----] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours.
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Followers: [-----] #
- [--] Week [-----] +1.20%
- [--] Month [-----] +6.80%
- [--] Months [-----] +38%
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Social Influence
Social category influence finance stocks ncaa football
Social topic influence debt, collection, collector, link, you dont, how to, prove, law, money, trust
Top accounts mentioned or mentioned by @thegrowthguyofficial @shack1979 @capital @elpelufo208 @user5603391882686 @henlak77 @seh2319 @steveschweikert @marquez @monique539 @paul @dolamike @deborah @rickgxpv2mg @sayitslower @tangie @nana @many @natasha @gwenyboo
Top Social Posts
Top posts by engagements in the last [--] hours
"Replying to @thegrowthguy_official #creditrepair #debtfreecommunity #diycreditrepair #thegrowthguy #fixyourcredit #fixyourcredit #credit Securitization is killing these debt collection lawsuits Like Share Follow Securitization Explained in [--] Seconds Ever wonder why a bank sues you for a debt but you never borrowed money from them Thats because of securitizationwhere your debt isnt just a debt its an asset being sold and traded like a stock. Securitization is killing these debt collection lawsuits Like Share Follow Securitization Explained in [--] Seconds Ever wonder why a bank sues you for a"
TikTok Link 2025-02-17T19:14Z [---] followers, [--] engagements
"Replying to @thegrowthguy_official #creditrestoration💯👍🏼 #creditknowledge #creditcardtipsandtricks #creditrepair #credit #avoidcollections If you can understand Securitization You can defeat debt collectors Like Share and Follow Credit Repair Debt collectors Debt Credit Credit consolidation Bad credit If you can understand Securitization You can defeat debt collectors Like Share and Follow Credit Repair Debt collectors Debt Credit Credit consolidation Bad credit"
TikTok Link 2025-03-05T23:47Z [----] followers, [---] engagements
"#suedforadebt #creditrepairjourney #debtlawsuitdefense #debtlawsuithelp #fightdebtcollectors #creditrepair Arbitration is a powerful tool to defeat a debt collection lawsuit ABA Model Rule [---] Candor Toward the Tribunal (a) A lawyer shall not knowingly: [--]. Make a false statement of fact or law to a tribunal or fail to correct a false statement of material fact or law previously made by the lawyer. [--]. Fail to disclose to the tribunal legal authority in the controlling jurisdiction that is directly adverse to the lawyers position and that has not been disclosed by opposing counsel. [--]. Offer"
TikTok Link 2025-03-09T21:13Z [----] followers, [----] engagements
"Replying to @Marquez"
TikTok Link 2025-03-18T13:34Z [---] followers, [---] engagements
"Replying to @thegrowthguy_official #debtrelief #knowyourrights #lawsuit A purchase agreement is a contract that outlines the intention to sell a group of accounts. A bill of sale is the document that confirms the sale actually happened. You need to argue the doctrine of completeness A purchase agreement is a contract that outlines the intention to sell a group of accounts. A bill of sale is the document that confirms the sale actually happened. You need to argue the doctrine of completeness"
TikTok Link 2025-03-24T16:42Z [----] followers, [----] engagements
"#lawsuit #credit #debtrelief"
TikTok Link 2025-04-08T22:57Z [---] followers, [---] engagements
"#credit repair#debt#credit#debtrelief"
TikTok Link 2025-04-14T17:54Z [---] followers, [---] engagements
"Replying to @Monique539 #creditrepair #credit Plaintiffs evidence is incomplete and should be excluded under the rule of completeness. The bill of sale they submitted references a separate Master Purchase Agreement which they have not included in their filings. Without this document the Court cannot determine the terms of the alleged transfer or whether the Plaintiff actually owns the debt. Accordingly the Plaintiff has failed to meet its burden to establish standing and the case should be dismissed. Plaintiffs evidence is incomplete and should be excluded under the rule of completeness. The"
TikTok Link 2025-05-05T16:04Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official #creditrepair #credit #debtcollector #improveyourcreditscore When companies like LVNV Portfolio Recovery or Midland sue you theyre not enforcing a debt they originally owned. Theyre third-party debt buyers who purchased a spreadsheet of charged-off accountswhat they actually acquire is a right to collect on the account not necessarily the underlying debt itself. But in court they must prove they have standing meaning legal ownership of the specific debt theyre trying to collect. That usually requires a full chain of titlefrom the original creditor to the"
TikTok Link 2025-05-06T05:07Z [----] followers, [---] engagements
"Replying to @Shack1979 The plaintiff knows they dont have the original contract chain of title or standing. They submit manufactured evidence to create the illusion of ownership. They use this deception to get a default judgment or force a settlement. The plaintiff knows they dont have the original contract chain of title or standing. They submit manufactured evidence to create the illusion of ownership. They use this deception to get a default judgment or force a settlement"
TikTok Link 2025-05-20T19:32Z [----] followers, [---] engagements
"Replying to @Paul Frances #debtfree #debtdefensetips #credithacks"
TikTok Link 2025-05-29T13:21Z [----] followers, [----] engagements
"#debtvalidationletter #debtvalidation #credithacks #creditrepair #debtdefensetips The Debt Defense Demand Letter is the only letter that actually stops debt collectors in their tracks. Unlike generic debt validation letters this one is designed to shut the door on lawsuits before theyre even filed. It puts the collector on legal notice raises powerful defenses and triggers rights most people dont even know they have. If you send this letter early enough you can block the lawsuit protect your credit and avoid ever stepping foot in court Click the link in my bio The Debt Defense Demand Letter"
TikTok Link 2025-06-13T23:06Z [----] followers, [---] engagements
"#diylaw #debtdispute #debtdefensetips #consumerrights #creditrepair"
TikTok Link 2025-06-15T17:54Z [----] followers, [---] engagements
"#disputeletters #collectionnotices #diylaw #credithacks #debtdefense #debtrelief Dont be afraid of Debt Collectors Dont be afraid of Debt Collectors"
TikTok Link 2025-06-17T22:30Z [----] followers, [---] engagements
"#disputeletters #collectionnotices #debtdefense #credithacks #creditrepair #suedbydebtcollector"
TikTok Link 2025-06-19T02:43Z [----] followers, [---] engagements
"#suedbydebtcollector #disputeletters #debtdefense #collectionnotices #credithacks Judges dont always apply the law strictly. They have broad discretion and can use equity fairness and common sense when ruling. That means even if the paperwork is flawed or the debt buyer lacks full proof a judge might still say You used the card so you should pay and enter a judgment. Thats why you have to raise legal defenses early like standing or arbitration to force the court to follow the contract not just what feels fair. Judges dont always apply the law strictly. They have broad discretion and can use"
TikTok Link 2025-06-19T04:06Z [----] followers, [---] engagements
"Replying to @Dolamike"
TikTok Link 2025-06-21T12:39Z [----] followers, [----] engagements
"Replying to @Deborah Salling Raul"
TikTok Link 2025-06-29T15:49Z [----] followers, [----] engagements
"Replying to @rickgxpv2mg #creditrepair #debtlawsuithelp #suedforadebt #debtvalidationletter #debtdefensetips #debtdefense #diylaw"
TikTok Link 2025-06-30T14:21Z [----] followers, [---] engagements
"Replying to @say.it.slower.please"
TikTok Link 2025-07-06T23:52Z [----] followers, [---] engagements
"Replying to @Tangie aka DivaDetroit #creditrepair #debtvalidationletter #fixyourcredit"
TikTok Link 2025-07-09T20:56Z [----] followers, [---] engagements
"Replying to @Nana #suedforadebt #creditrepair #debtdefense"
TikTok Link 2025-07-18T05:47Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official #creditrepair #debtdefensetips #suedforadebt Account Stated Lawsuit: A debt claim based on an implied agreement to a balance from prior transactions. You must file a very specific response to defeat this type of lawsuit. Account Stated Lawsuit: A debt claim based on an implied agreement to a balance from prior transactions. You must file a very specific response to defeat this type of lawsuit"
TikTok Link 2025-07-26T03:18Z [----] followers, [---] engagements
"#debtdefensetips #debtvalidationletter #creditrepair Sued by a debt collector Fight Back Sued by a debt collector Fight Back"
TikTok Link 2025-07-31T03:00Z [----] followers, [---] engagements
"#creditrepair #debtvalidationletter #debtcollectors #fixyourcredit A. $3200- No B. $2300- No C. $500.00 Client Sued for $6000 Settlement with Debt Collectors A. $3200- No B. $2300- No C. $500.00 Client Sued for $6000 Settlement with Debt Collectors"
TikTok Link 2025-07-31T05:04Z [----] followers, [---] engagements
"#Meme #MemeCut #creditrepair #debtdefense #suedforadebt"
TikTok Link 2025-08-02T15:12Z [----] followers, [----] engagements
"Replying to @Many Gigabytes"
TikTok Link 2025-08-29T15:28Z [----] followers, [---] engagements
"Replying to @Natasha Mayberry Advisor"
TikTok Link 2025-08-29T17:51Z [----] followers, [---] engagements
"Credit repair may remove negative items from your report but a lawsuit could still be looming behind the scenes. And a lawsuit can hit harder than any late mark on your credit report. Learn how to fight back because credit repair is only one part of the battle. The bigger issue is when debt collectors sue you can you defend yourself in court#creditrepair #debtfreecommunity #debtlawsuitdefense A default judgment happens when you dont answer a lawsuit or show up in court. The court assumes the plaintiffs claims are true and enters judgment against you. But heres the truth most people dont hear:"
TikTok Link 2025-09-29T22:57Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official # Securitization became more mainstream in [----] because of the move The Big Short Securitization is complex law. Trial courts rarely engage it directly. They focus on what decides cases quickly. That means two questions: [--]. Who owns the debt [--]. Who can enforce it today Most arguments stop at ownership. Courts usually decide enforcement. Securitization became more mainstream in [----] because of the move The Big Short Securitization is complex law. Trial courts rarely engage it directly. They focus on what decides cases quickly. That means two questions: [--]. Who"
TikTok Link 2025-12-28T16:31Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official #creditscore #creditrestoration💯👍🏼 #avoidcollections #creditcardtipsandtricks To Beat Debt Collectors you have to Understand this. Asset Backed Trust Securitization Capital One(other Banks) Debt Buyers LVNV Midland Portfolio Recovery etc. To Beat Debt Collectors you have to Understand this. Asset Backed Trust Securitization Capital One(other Banks) Debt Buyers LVNV Midland Portfolio Recovery etc"
TikTok Link 2025-02-25T21:06Z [----] followers, [---] engagements
"#masterthecredit #debtvalidationletter #creditrepairjourney #fightdebtcollectors #fightdebtcollectors #creditcardtipsandtricks #creditrestoration💯👍🏼 The "duty of candor" is a legal and ethical obligation requiring honesty and forthrightness particularly in legal proceedings where individuals and lawyers must be truthful and disclose all relevant information including adverse legal authority. When sued by a Debt Collector compel arbitration. You need to understand Duty of candor Credit repair Debt defense Credit Debt free Arbitration The "duty of candor" is a legal and ethical obligation"
TikTok Link 2025-03-16T04:41Z [----] followers, [----] engagements
"Replying to @GwenyBoo #credit#credit repair"
TikTok Link 2025-05-01T19:29Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official #credithacks #creditrepairhelps #debtdefensetips File A Motion to Vacate Judgment File A Motion to Vacate Judgment"
TikTok Link 2025-05-27T13:05Z [----] followers, [----] engagements
"Replying to @Teetee Hackley"
TikTok Link 2025-08-29T18:03Z [----] followers, [----] engagements
"Replying to @Star #credit #creditrepairservices #debtcollectionlawsuit Debt collection LVNV Portfolio Recovery Jefferson Capital Midland Credit Management Debt collection LVNV Portfolio Recovery Jefferson Capital Midland Credit Management"
TikTok Link 2025-11-25T20:09Z [----] followers, [----] engagements
"#debtcollectiondefense #collectionlawsuit #credit #suedbydebtcollectors Portfolio Recovery Midland Credit Management LVNV Jefferson Capital Sued by a debt collector This is why you need the purchase agreement Portfolio Recovery Midland Credit Management LVNV Jefferson Capital Sued by a debt collector This is why you need the purchase agreement"
TikTok Link 2025-11-25T21:52Z [----] followers, [----] engagements
"Replying to @TASHA"
TikTok Link 2025-12-05T23:16Z [----] followers, [----] engagements
"Replying to @Capital Credit #suedbydebtcollector #debtdefense #debtcollector #debtvalidation Sued by Debt Collector Got A Judgment Vacate Judgment and keep fighting Part [--] Sued by Debt Collector Got A Judgment Vacate Judgment and keep fighting Part 2"
TikTok Link 2026-01-14T05:13Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official #debtfreecommunity #creditrepair #thegrowthguy #diycreditrepair #fixyourcredit #700creditscore #debtfreejorney #credit There is no law that says you dont owe the debt after a charge off. A lot of people think its illegal for a bank to sell your debt after a charge-offbut its not A charge-off is just an accounting move. The bank still owns the debt and can sell it to a debt collector anytime. Its legal but you still have rights When you signed up for a credit card or loan you agreed to the terms in the contract. Most of these agreements say the bank can sell"
TikTok Link 2025-02-18T15:27Z [---] followers, [--] engagements
"Replying to @Modmama #debtfreecommunity #creditrepair #thegrowthguy #diycreditrepair #fixyourcredit #700creditscore #credit @thegrowthguy_official @thegrowthguy_official"
TikTok Link 2025-02-18T15:43Z [----] followers, [---] engagements
"Replying to @alexthrasher8"
TikTok Link 2025-02-18T16:35Z [----] followers, [---] engagements
"Replying to @Kennia1217 #creditrestoration💯👍🏼 #creditcardtipsandtricks #creditrepair #creditscore #avoidcollections #consumerlaw You have to Understand the Completeness Doctrine And the Rule of Best Evidence Credit Restoration Credit repair Sued by a debt collector Consumer defense Debt defense You have to Understand the Completeness Doctrine And the Rule of Best Evidence Credit Restoration Credit repair Sued by a debt collector Consumer defense Debt defense"
TikTok Link 2025-02-27T17:36Z [--] followers, [---] engagements
"#credit #consumerlaw #creditrepair #creditscore #debtvalidationletter #creditrestorationservices #debtcollection #creditrepair #betterlifechoices"
TikTok Link 2025-03-09T19:44Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official"
TikTok Link 2025-03-13T16:30Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official #masterthecredit #fightdebtcollectors #arbitration #arbitrationagreement Demand the Purchase Agreement Why If you dont know your defenses you will lose your debt collection case. Purchase agreement Debt collection Credit repair Debt Debt defense Arbitration Demand the Purchase Agreement Why If you dont know your defenses you will lose your debt collection case. Purchase agreement Debt collection Credit repair Debt Debt defense Arbitration"
TikTok Link 2025-03-17T03:28Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official If you are doing debt validation You need to understand Securitization. Youre Welcome If you are doing debt validation You need to understand Securitization. Youre Welcome"
TikTok Link 2025-03-17T04:33Z [----] followers, [----] engagements
"Replying to @Kathy #debtfree #fightdebtcollectors #masterthecredit #arbitrationagreement #creditrepairjourney #debtvalidationletter #creditcardtipsandtricks #creditrestoration💯👍🏼 Debt Validation letters dont work Credit repair Debt Debt free journey FDCPA FCRA Consumer rights Debt Validation letters dont work Credit repair Debt Debt free journey FDCPA FCRA Consumer rights"
TikTok Link 2025-03-18T17:11Z [----] followers, [----] engagements
"Getting sued by a debt collector This can wreck your creditunless you know how to fight back. I teach everyday people how to beat debt collection lawsuits stop wage garnishments and protect their credit score without expensive attorneys. Comment CREDIT for my free checklist to respond the right way and protect your credit. #creditrepair #credithelp #debtcollector #debtlawsuit #fixyourcredit #consumerlaw #fightback #debtdefense #creditfacts #debtfreejourney"
TikTok Link 2025-03-22T23:56Z [----] followers, [----] engagements
"Replying to @Linzia 💕💕 Arbitration is very powerful Arbitration is very powerful"
TikTok Link 2025-03-27T03:27Z [----] followers, [---] engagements
"#credit #debtrelief Did you lose your case and now you have a judgment File a motion to vacate judgement Follow for more tips to beat debt collectors. Sued by a Debt Collector Did you lose your case and now you have a judgment File a motion to vacate judgement Follow for more tips to beat debt collectors. Sued by a Debt Collector"
TikTok Link 2025-03-29T02:20Z [----] followers, [----] engagements
"Replying to @Keenan"
TikTok Link 2025-04-15T00:00Z [----] followers, [----] engagements
"Replying to @J"
TikTok Link 2025-04-15T01:32Z [----] followers, [----] engagements
"Replying to @user3006228135202 #credit"
TikTok Link 2025-04-16T22:35Z [----] followers, [----] engagements
"Replying to @ElPelufo208💎 FAA Preemption (the FAA Supremacy Clause) The U.S. Supreme Court has repeatedly held that the FAA preempts any state law that undermines the enforceability of arbitration agreements. This includes: State statutes that exempt certain claims from arbitration. Judicial doctrines that disfavor arbitration uniquely. State rules that impose conditions inconsistent with the FAAs pro-arbitration policy. Federal Arbitration Act (FAA) What Judges Are Allowed to Do [--] U.S.C. [--] Arbitration agreements are valid irrevocable and enforceable unless there are legal grounds to revoke"
TikTok Link 2025-04-17T00:21Z [----] followers, [----] engagements
"#creditrepair #creditrepair #creditscore #creditcardskimmer #creditcardpoints #creditcardcaptain What is a Judgment A judgment is a courts official decision that says you legally owe money or have to do something. A debt collector or creditor cant just put a judgment on you they have to sue you first go to court and win. Its not automatic. If they win the judgment lets them garnish wages freeze bank accounts or put liens on your property. And once its entered it can stay on your record for years and grow with interest until its paid. What is a Judgment A judgment is a courts official decision"
TikTok Link 2025-04-26T18:58Z [----] followers, [---] engagements
"Replying to @Slays by Laree #creditrepair #credit Asking for the Purchase Agreement without arguing the Doctorine of Completeness is an incomplete argument. Asking for the Purchase Agreement without arguing the Doctorine of Completeness is an incomplete argument"
TikTok Link 2025-04-26T21:18Z [----] followers, [----] engagements
"Replying to @Shack1979"
TikTok Link 2025-04-30T04:03Z [--] followers, [----] engagements
"Replying to @ablatch14 #credit #creditrepair ABA Model Rule [---] Duty of Candor to the Tribunal means lawyers must always tell the truth to the court. They cant lie hide key facts or let the court rely on false informationeven if it hurts their case. If they know something important that affects the courts decisionlike a binding arbitration clausethey have to disclose it. ABA Model Rule [---] Duty of Candor to the Tribunal means lawyers must always tell the truth to the court. They cant lie hide key facts or let the court rely on false informationeven if it hurts their case. If they know"
TikTok Link 2025-05-01T20:25Z [----] followers, [---] engagements
"Replying to @Harriet #creditrepair"
TikTok Link 2025-05-04T15:30Z [----] followers, [---] engagements
"Replying to @Donayda Holt #fixyourcredit #securitization #debtfree #creditscore #credit Credit repair Credit DIY credit repair Credit repair Credit DIY credit repair"
TikTok Link 2025-05-11T18:03Z [----] followers, [---] engagements
"Replying to @thegrowthguy_official #creditrepair #securitization #badcreditproblems The Rules of Evidence is the key The Rules of Evidence is the key"
TikTok Link 2025-05-16T05:39Z [----] followers, [---] engagements
"#creditrepair #badcreditproblems #credit #creditscore #debtlawsuitdefense #debtlawsuit Fraud Vitiates Everything Fraud vitiates everything is a powerful judicial principle. It means that if something was obtained through fraudlike a contract a judgment or an assignmentit can be wiped out completely. Even if a court already ruled or a debt buyer already won if that result was based on fraud the entire outcome can be undone. Fraud doesnt just damage a caseit destroys the foundation it was built on. Fraud Vitiates Everything Fraud vitiates everything is a powerful judicial principle. It means"
TikTok Link 2025-05-20T05:21Z [----] followers, [----] engagements
"#credit #debtcollector #creditrepair Click the link in my bio for the Debt Defense Demand Toolkit. This letter stops debt collectors in their tracksand in many cases it helps get items removed from your credit. This is completely wrong and will get you sued. You do not get $1000 every time they contact you. And it is not illegal for debt buyers to collectif they follow the law. Misinformation like this gives you false hope and no protection. What they said: When a debt collector comes after you for debt owed but you already sent a cease and desist letter. Now they owe you $1000 for every time"
TikTok Link 2025-05-20T16:20Z [----] followers, [----] engagements
"#debtcollector #debtdefense #debtdefensetips #credit #creditrepair"
TikTok Link 2025-05-21T04:53Z [----] followers, [---] engagements
"Replying to @Jorge Espitia469 #creditrepairhelps #credithacks"
TikTok Link 2025-05-27T14:55Z [----] followers, 32.5K engagements
"#credit #debtsettlementprogram #debtvalidation #debtdefensetips"
TikTok Link 2025-06-13T23:21Z [----] followers, [---] engagements
"Replying to @user5603391882686 #suedbydebtcollector #credit #consumerlaw"
TikTok Link 2025-06-15T04:43Z [----] followers, [----] engagements
"Replying to @DrakkarLaroche #debtdefense #creditrepair #fixyourcredit #suedbydebtcollector #credithacks"
TikTok Link 2025-06-25T13:56Z [----] followers, [----] engagements
"#creditrepair #debtdefense #fixyourcredit #credithacks #suedbydebtcollector #disputeletters #debtdefensetips Sued by a debt collector Dont ask for the Purchase Agreement Click on the link in my bio Sued by a debt collector Dont ask for the Purchase Agreement Click on the link in my bio"
TikTok Link 2025-06-28T04:38Z [----] followers, 14.9K engagements
"#debtcollectors #creditrepair #suedforadebt #debtdefensetips #debtvalidationletter"
TikTok Link 2025-07-02T22:24Z [----] followers, [----] engagements
"Replying to @Melody Redmond"
TikTok Link 2025-07-03T01:54Z [----] followers, [---] engagements
"Debt collectors can be beaten Debt collectors can be beaten Debt collectors can be beaten"
TikTok Link 2025-07-03T02:15Z [----] followers, [---] engagements
"#creditrepair #debtvalidationletter #debtcollectors #debtdefense #fixyourcredit #fixyourcredit"
TikTok Link 2025-07-09T16:04Z [----] followers, [----] engagements
"#creditrepair #debtdefensetips #suedforadebt #credithacks This is how to defeat as debt collector STANDING A party has standing when they are directly affected by the issue and have a legal right to bring the case. No injury no standing. REAL PARTY IN INTEREST The real party in interest is the one who actually owns the claim or is entitled to enforce itnot just someone acting on their behalf. Click on the link in the bio This is how to defeat as debt collector STANDING A party has standing when they are directly affected by the issue and have a legal right to bring the case. No injury no"
TikTok Link 2025-07-24T00:37Z [----] followers, [----] engagements
"Replying to @Ceddie"
TikTok Link 2025-08-07T05:45Z [--] followers, [----] engagements
"Replying to @NARDY INSPIRE HER SOUL"
TikTok Link 2025-08-11T00:07Z [----] followers, [---] engagements
"Replying to @Chen #stopdebtcollectors #debtdefense"
TikTok Link 2025-08-11T00:20Z [----] followers, [----] engagements
"You can beat debt collection lawsuits with the proper defenses. #debtvalidationletter #disputeletters #suedforadebt"
TikTok Link 2025-09-16T22:02Z [----] followers, [----] engagements
"Replying to @chrisjackson0530 #debtcollection #debtvalidationletter #creditrepair"
TikTok Link 2025-09-25T20:22Z [----] followers, [----] engagements
"Replying to @Guerra1291"
TikTok Link 2025-09-30T01:15Z [----] followers, [----] engagements
"#creditrepair #debtdefense #BeatDebtCollectors #DebtCollection Debt validation is not a defense once youve been sued. A debt collector doesnt have to prove ownership to win in court. They can file under breach of contract or account-stated theories instead. That means they rely on business records and your silence not the original contract. If you dont know what youre doing in a debt collection case youll lose fast. You need a real defensive strategy not just information. Debt collectors count on you freezing up or guessing wrong. When you know the process use the right defenses and stay calm"
TikTok Link 2025-10-10T23:43Z [----] followers, [---] engagements
"#debtcollector #garnishment #debtcollectors #debtcollections (Chaudhry v. Gallerizzo [---] F.3d [---] 4th Cir. 1999) Debt validation is a product of the Fair Debt Collection Practices Act Enacted March [--] [----] Specifically Section [---] [--] U.S.C. 1692g When you request debt validation heres what the debt collector is required to do by law: Send written notice within [--] days of first contact Include the amount of the debt Identify the name of the creditor Inform you of your right to dispute the debt within [--] days If you dispute in writing they must stop collecting until they mail verification"
TikTok Link 2025-10-17T21:11Z [----] followers, [---] engagements
"#debtfree #debtdefense #debtdispute #debtcollections Debt Defense Debt Defense"
TikTok Link 2025-10-17T21:30Z [----] followers, [----] engagements
"#consumerlaw #debtcollectors #debtcollections #beatdebtcollectors $27000 debt collection gone $27000 debt collection gone"
TikTok Link 2025-10-19T05:33Z [----] followers, [---] engagements
"Replying to @le.nevaeh. #debtcollections #debtcollectors #consumerlaw #creditrepair This is how you beat debt collectors This is how you beat debt collectors"
TikTok Link 2025-10-19T18:55Z [----] followers, [---] engagements
"Replying to @Louis Lodwing Debt Collection [---] Debt Collection 101"
TikTok Link 2025-10-20T03:53Z [----] followers, [----] engagements
"Replying to @user5603391882686 #debt #debtpayoff #debtcollector #credit"
TikTok Link 2025-10-29T00:22Z [----] followers, [---] engagements
"Replying to @hookedupbywendy #consumerlaw #debtcollector #garnishment #creditrepair Debt collection Credit Repair Credit Disputes Debt collection Credit Repair Credit Disputes"
TikTok Link 2025-11-12T16:10Z [----] followers, [----] engagements
"#summons #debtcollector #garnishment #creditrepair Summons Debt collection Credit reporting Credit repair Summons Debt collection Credit reporting Credit repair"
TikTok Link 2025-11-17T05:30Z [--] followers, [---] engagements
"#debt collection defense #summons #creditrepair #debtcollector RIX rxa Meaning: quarrel dispute altercation Summons Debt collector Credit repair DIY Credit repair Lawsuit Debt Collection Defense Skool ( Porcupine Defense Academy) Sunday 6:00 PM CST Click the link in the bio To sign up RIX rxa Meaning: quarrel dispute altercation Summons Debt collector Credit repair DIY Credit repair Lawsuit Debt Collection Defense Skool ( Porcupine Defense Academy) Sunday 6:00 PM CST Click the link in the bio To sign up"
TikTok Link 2025-11-17T06:38Z [--] followers, [---] engagements
"#suedbydebtcollector #collectionlawsuit #creditrepairservices #creditrepairservices Res Judicata Res judicata only protects the defendant if the real creditor was a party to the case. If the wrong plaintiff sues claim preclusion does not attach meaning another creditor could sue later. Res Judicata Res judicata only protects the defendant if the real creditor was a party to the case. If the wrong plaintiff sues claim preclusion does not attach meaning another creditor could sue later"
TikTok Link 2025-12-03T00:42Z [--] followers, [---] engagements
"Replying to @thegrowthguy_official What the FDCPAs Debt Validation Was Actually Created For Year created: [----] (Fair Debt Collection Practices Act) Purpose: Stop harassment and force collectors to identify themselves and the account theyre collecting on. Validation requirement: Collector must give the amount of the debt the name of the creditor notice of your right to dispute What the FDCPAs Debt Validation Was Actually Created For Year created: [----] (Fair Debt Collection Practices Act) Purpose: Stop harassment and force collectors to identify themselves and the account theyre collecting on."
TikTok Link 2025-12-05T14:11Z [--] followers, [---] engagements
"#suedbydebtcollector"
TikTok Link 2025-12-09T22:35Z [--] followers, [----] engagements
"Replying to @Lisa Shuler Covin #suedbydebtcollector #debtcollectors #debtdefense #debtcollector"
TikTok Link 2026-01-10T19:40Z [--] followers, [----] engagements
"Replying to @Capital Credit #suedbydebtcollector #debtdefense #debtcollector #debtvalidation Sued by a Debt Collector Got a Judgment You cant get a Judgment Vacated Sued by a Debt Collector Got a Judgment You cant get a Judgment Vacated"
TikTok Link 2026-01-12T13:54Z [--] followers, [---] engagements
"Replying to @Proud MeeMee #suedbydebtcollector #debtvalidation #debtdefense #debtcollectionlawsuit No standard of review Appellate courts follow specific rules for how they look at issues. If you dont explain which rule applies the court doesnt know how to evaluate your claim. No preserved error An appellate court can only review something the trial judge already decided. If the judge never ruled on it there is nothing to review. No record citations Appellate courts only use the official court record. If you dont point to where something appears in that record the court will not consider it."
TikTok Link 2026-01-14T15:12Z [--] followers, [---] engagements
"Replying to @#madDsmassshTV #suedforadebt #debtlawsuithelp #fightdebtcollectors #debtlawsuitdefense #debtlawsuitdefense #creditrestorationservices #creditrestorationservices #creditscore #creditrepairjourney Securitization is when an original creditor like Capital One bundles debts into a trust and sells them to investors. Once securitized Capital One no longer owns the debtonly the right to service it. This means they cant legally collect or sue for it because the debt is now an asset of the trust not theirs. If they claim otherwise they must prove ownership which they often cant."
TikTok Link 2025-03-12T04:32Z [----] followers, [----] engagements
"Replying to @ElPelufo208💎"
TikTok Link 2025-04-08T19:58Z [----] followers, [----] engagements
"Replying to @Jamie Brooks #creditrepair"
TikTok Link 2025-04-27T20:52Z [----] followers, [----] engagements
"Replying to @Rachelle SAHM 🧸 #creditrepair #credit The Federal Arbitration Act (FAA) Under federal law a judge has only two jobs when theres a valid arbitration agreement: [--]. Decide if the agreement is valid and enforceable. Thats itno ruling on the case itself. Just whether the agreement holds up. [--]. Enforce the agreement and send the case to arbitration. Once its deemed valid the judge must stay or dismiss the lawsuit and send both parties to private arbitration. The FAA binds the court. If the agreement is valid the judge has no discretionthey must enforce it."
TikTok Link 2025-05-04T14:11Z [----] followers, [----] engagements
"#creditrepair #credit #fixyourcredit #badcreditproblems #badcreditfinancing #badcreditok https://pensight.com/x/thegrowthguyfix Sued by a Debt Collector Before you argue Securitization you need to understand it. When you get a credit cardlike from Citibankthey dont keep that debt. They securitize it. That means they bundle your debt with others and sell it to an asset-backed trust like a pool of loans owned by investors. Citibank just stays on as the servicerthey send bills and collect payments but they dont own the debt anymore. After [---] days of no payment they charge it off. Now heres the"
TikTok Link 2025-05-06T05:32Z [----] followers, [----] engagements
"Replying to @haveaday_365 https://pensight.com/x/thegrowthguyfix#creditrepair #fixyourcredit #badcreditfinancing pocket service or pocket filing under Minnesota Rule of Civil Procedure 3.01(c). https://pensight.com/x/thegrowthguyfix pocket service or pocket filing under Minnesota Rule of Civil Procedure 3.01(c). https://pensight.com/x/thegrowthguyfix"
TikTok Link 2025-05-07T01:50Z [----] followers, [---] engagements
"Replying to @Hen_lak77 #creditrepair #fixyourcredit #getthebag💰 #badcreditproblems #securitization #debtfree"
TikTok Link 2025-05-11T23:57Z [----] followers, [---] engagements
"#creditrepair #getthebag💰 #fixyourcredit #securitization #debtfree #credit Portfolio Recovery Associates lawsuit for $8000 Dismissed by the Plaintiff Click the link in my bio for free resources Portfolio Recovery Associates lawsuit for $8000 Dismissed by the Plaintiff Click the link in my bio for free resources"
TikTok Link 2025-05-14T04:11Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official #creditrepairhelps #credithacks #debtdefensetips #debt #deletecollectionaccounts #disputeletters Debt Collectors cant prove their cases in court There are several different defenses to beat debt collection lawsuits. Learn how to fight back Debt Collectors cant prove their cases in court There are several different defenses to beat debt collection lawsuits. Learn how to fight back"
TikTok Link 2025-05-26T16:30Z [----] followers, [----] engagements
"Replying to @momma_bird_ang #debtdefensetips #debt #creditrepairhelps"
TikTok Link 2025-05-29T17:15Z [----] followers, [----] engagements
"Replying to @ItsThatOneGuyMr.P #debtdefense #credit #debtfree #debt"
TikTok Link 2025-05-30T04:53Z [----] followers, [----] engagements
"#credit #consumerlaw #debtsettlementprogram #debtdefensetips #debtvalidationletter Sued by a Debt Collector Securitization is a valid argument but Its very challenging Sued by a Debt Collector Securitization is a valid argument but Its very challenging"
TikTok Link 2025-06-14T05:21Z [----] followers, [----] engagements
"#disputeletters #debtdefense #suedbydebtcollector #fixyourcredit #creditrepair Sued by a Debt Collector Who is the Real Party in Intrest A real party in interest is the person or legal entity that actually possesses the legal right being asserted in the lawsuit and therefore has the right to enforce the claim or receive relief. Sued by a Debt Collector Who is the Real Party in Intrest A real party in interest is the person or legal entity that actually possesses the legal right being asserted in the lawsuit and therefore has the right to enforce the claim or receive relief"
TikTok Link 2025-06-19T03:49Z [----] followers, [----] engagements
"Replying to @Nikki #debtdefense #suedbydebtcollector #creditrepair #disputeletters #fixyourcredit Sued by a debt collector Sued by a debt collector"
TikTok Link 2025-06-20T02:21Z [----] followers, [----] engagements
"Replying to @Florida #debtdefense #creditrepair #fixyourcredit #disputeletters #collectionnotices"
TikTok Link 2025-06-22T20:34Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official"
TikTok Link 2025-07-30T19:38Z [----] followers, [---] engagements
"Replying to @Melaniesiggy #creditrepairservices #DebtDefense #creditrepair Motions for Summary Judgment are detrimental to a case Motions for Summary Judgment are detrimental to a case"
TikTok Link 2025-10-09T23:08Z [----] followers, [----] engagements
"#debt #debtcollector #consumerlaw #creditrepair Debt Collection Debt Collection"
TikTok Link 2025-10-29T00:51Z [----] followers, [----] engagements
"#suedbydebtcollector #debtcollectors #debtvalidation #debtdefense Sued by a debt collector Debt collection Consumer law Debt validation Beat Debt collection Credit repair Sued by a debt collector Debt collection Consumer law Debt validation Beat Debt collection Credit repair"
TikTok Link 2026-01-06T17:33Z [----] followers, [----] engagements
"#suedbydebtcollector #debtcollectors #debtdefense #debtcollector You can beat debt collectors You can beat debt collectors"
TikTok Link 2026-01-10T05:18Z [----] followers, [---] engagements
"Replying to @ProudMeeMee #suedbydebtcollector #debtcollectors #debtvalidation #debtdefense [--] U.S.C. [--] (FAA 4) Arbitration Debt collection Debt validation Credit repair [--] U.S.C. [--] (FAA 4) Arbitration Debt collection Debt validation Credit repair"
TikTok Link 2026-01-10T15:32Z [----] followers, [---] engagements
"Replying to @SEH2319 #suedbydebtcollector #debtcollectionlawsuit #debtvalidation Third-party debt collectors run into a basic evidence problem that most courts quietly ignore unless someone forces the issue. Their affidavits usually come from employees who never worked for the original creditor and have no personal knowledge of how the account records were created maintained or verified. Reviewing documents later or importing data into a new system does not make those records reliable or admissible. Without a witness who can testify about the original creditors record-keeping practices"
TikTok Link 2026-01-20T22:22Z [----] followers, [---] engagements
"Replying to @steveschweikert #debtvalidation #consumerlaw #beatthedebt #creditrepair Laying proper foundation means the plaintiff has to prove that a document is real accurate and trustworthy before the court is allowed to consider it as evidence. They do not get a free pass just because they filed it. Consumer law Debt collection Debt validation Laying proper foundation means the plaintiff has to prove that a document is real accurate and trustworthy before the court is allowed to consider it as evidence. They do not get a free pass just because they filed it. Consumer law Debt collection"
TikTok Link 2026-01-22T20:05Z [----] followers, [---] engagements
"#debtvalidation #consumerlaw #winning #credittips Sued by a Debt Collector Sued by a Debt Collector"
TikTok Link 2026-01-22T20:50Z [----] followers, [----] engagements
"#debthelp #credittips #creditrepair #creditdisputeletters #debtvalidation"
TikTok Link 2026-01-31T06:24Z [----] followers, [----] engagements
"#debtfree #debtdefensetips #credithacks #debt"
TikTok Link 2025-05-29T14:11Z [----] followers, [----] engagements
"Replying to @thegrowthguy_official #creditrepair #fixyourcredit #credit #debtfreejorney #debtfreecommunity #debtfreecommunity #700creditscore #diycreditrepair"
TikTok Link 2025-02-17T14:30Z [----] followers, [----] engagements
"#creditrestoration💯👍🏼 #creditknowledge #creditcardtipsandtricks #credit #creditrepair #consumerlaw #avoidcollections #creditrestorationservices Credit repair Debt collection Consumer protection Credit Credit repair Debt collection Consumer protection Credit"
TikTok Link 2025-03-05T15:55Z [----] followers, [----] engagements
"#suedbydebtcollector #consumerlaw #debtvalidation #creditrepair #creditdisputeletters Debt Collection Lawsuit This could be you. Let me know if I can help. Debt Collection Lawsuit This could be you. Let me know if I can help"
TikTok Link 2026-02-12T04:21Z [----] followers, [---] engagements
"Replying to @Eric♊😇 #creditrepair #debtvalidation #consumerlaw #debthelp"
TikTok Link 2026-02-05T18:24Z [----] followers, [---] engagements
"Replying to @Diana #creditrepair #debthelp #debtvalidation #consumerlaw Dispositive motion: A request asking the judge to end the case or a major part of it without going to trial. Dispositive motion: A request asking the judge to end the case or a major part of it without going to trial"
TikTok Link 2026-02-05T17:35Z [----] followers, [---] engagements
"#Meme #MemeCut #debthelp #creditrepair #debtvalidation The look I give my clients when I know we are about to beat a debt collection lawsuit The look I give my clients when I know we are about to beat a debt collection lawsuit"
TikTok Link 2026-02-05T15:51Z [----] followers, [---] engagements
"#debthelp #credittips #creditrepair #creditdisputeletters #debtvalidation"
TikTok Link 2026-01-31T06:24Z [----] followers, [----] engagements
"#creditrepair #credittips #consumerlaw #creditdisputeletters Dont send Debt Validation Letters Debt Collection Lawsuits Dont send Debt Validation Letters Debt Collection Lawsuits"
TikTok Link 2026-01-30T19:31Z [----] followers, [----] engagements
"#debtvalidation #creditrepair #credittips #winning Stop Debt Collectors before they get started Click the Pensight Link in my bioyoure welcome Debt Defense Demand Toolkit Stop Debt Collectors before they get started Click the Pensight Link in my bioyoure welcome Debt Defense Demand Toolkit"
TikTok Link 2026-01-28T01:54Z [----] followers, [---] engagements
"Replying to @Hen_lak77 #debtvalidation #validationofdebtletter #creditrepair #credittips #arbitration The Debt Defense Demand Letter Stops Debt Collectors Click on the Link in my bio The Debt Defense Demand Letter Stops Debt Collectors Click on the Link in my bio"
TikTok Link 2026-01-27T19:03Z [----] followers, [---] engagements
"#debtvalidation #validationofdebtletter #debtvalidationletter #credittips #creditrepair Being harassed by Debt Collectors Debt Defense Demand Letter Stops Debt Collectors in their tracks Click on the Link in my bio Being harassed by Debt Collectors Debt Defense Demand Letter Stops Debt Collectors in their tracks Click on the Link in my bio"
TikTok Link 2026-01-27T17:00Z [----] followers, 13K engagements
"#debtvalidation #arbitration #lvnv #credittips #consumerlaw Debt Collection Lawsuit Is Arbitration viable Free arbitration templates feel helpful until you lose on procedure. Arbitration isnt magic paper. Its law rules and jurisdiction. Every court is different. You cant shortcut strategy. Debt Collection Lawsuit Is Arbitration viable Free arbitration templates feel helpful until you lose on procedure. Arbitration isnt magic paper. Its law rules and jurisdiction. Every court is different. You cant shortcut strategy"
TikTok Link 2026-01-27T16:33Z [----] followers, [---] engagements
"#debtvalidation #consumerlaw #winning #credittips Sued by a Debt Collector Sued by a Debt Collector"
TikTok Link 2026-01-22T20:50Z [----] followers, [----] engagements
"#debtvalidation #consumerlaw #creditrepair #suedbydebtcollector #debtvalidation Sued by Debt Collectors Motion for Summary is hard to beat Sued by Debt Collectors Motion for Summary is hard to beat"
TikTok Link 2026-01-22T20:24Z [----] followers, [----] engagements
"Replying to @steveschweikert #debtvalidation #consumerlaw #beatthedebt #creditrepair Laying proper foundation means the plaintiff has to prove that a document is real accurate and trustworthy before the court is allowed to consider it as evidence. They do not get a free pass just because they filed it. Consumer law Debt collection Debt validation Laying proper foundation means the plaintiff has to prove that a document is real accurate and trustworthy before the court is allowed to consider it as evidence. They do not get a free pass just because they filed it. Consumer law Debt collection"
TikTok Link 2026-01-22T20:05Z [----] followers, [---] engagements
"#TechcombankMarathon #debtfreecommunity #debtvalidation #suedbydebtcollector Sued by a Debt Collector Problems with Arbitration Sued by a Debt Collector Problems with Arbitration"
TikTok Link 2026-01-21T04:27Z [----] followers, [---] engagements
"#arbitration #debtfreejourney #freedomfromdebt #debtvalidation Contra proferentem is a contract-interpretation rule that cuts against the drafter when language is ambiguous. Contra proferentem is a contract-interpretation rule that cuts against the drafter when language is ambiguous"
TikTok Link 2026-01-21T04:21Z [----] followers, [---] engagements
"Replying to @WealthBuilderJosh #suedbydebtcollector #debtvalidation #debtdefense Account stated is a shortcut lawsuit. The creditor claims that by sending statements and not getting a timely specific objection you agreed the balance was correct. No signed contract is required. Debt collection Account stated is a shortcut lawsuit. The creditor claims that by sending statements and not getting a timely specific objection you agreed the balance was correct. No signed contract is required. Debt collection"
TikTok Link 2026-01-21T03:21Z [----] followers, [---] engagements
"Replying to @SEH2319 #suedbydebtcollector #debtcollectionlawsuit #debtvalidation Third-party debt collectors run into a basic evidence problem that most courts quietly ignore unless someone forces the issue. Their affidavits usually come from employees who never worked for the original creditor and have no personal knowledge of how the account records were created maintained or verified. Reviewing documents later or importing data into a new system does not make those records reliable or admissible. Without a witness who can testify about the original creditors record-keeping practices"
TikTok Link 2026-01-20T22:22Z [----] followers, [---] engagements
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