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@quenwilliamss Avatar @quenwilliamss Quen Williams

Quen Williams posts on TikTok about money, what is, if you, red the most. They currently have XXXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

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Mentions: XX #

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Followers: XXXXXXX #

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Social Influence

Social category influence finance

Social topic influence money, what is, if you, red, credit scores #117, debt, at least, just a, call me, psa

Top Social Posts

Top posts by engagements in the last XX hours

"its been four years since I bought my house as a single woman and here are X things I pay for because at the end of the day Im just a girl 💅 some people think Im extra for this but honestly I dont care. Im gonna BE extra. these are the things that make my life easier safer and way less stressful and I will gladly pay for them every single month without question. first up: trash bin cleaning. yes I pay someone $XX a month to come wash out my trash bins. could I do it myself sure. would I be gagging the entire time absolutely. so Im not doing it. I have a guy who comes once a month cleans them"
TikTok Link 2025-10-21T00:00Z 417.1K followers, 589.7K engagements

"PSA: Your lender is not your friend. Your lender works for YOU not the other way around. Shop around ask questions and dont let anyone rush you into signing something you dont understand. Youre the prize babe. Act like it. #tiktoklearningcampaign #personalfinance"
TikTok Link 2025-11-21T01:26Z 417.1K followers, 9600 engagements

"welcome back to the great lock-in if youre trying to buy a house next year lets talk about what lenders ACTUALLY look at besides your credit score so Ive seen XXX credit scores get denied and 600s get approved easy. why because your score is only ONE piece of the puzzle. ✨ what is debt-to-income ratio and why does it matter your DTI shows how much of your income goes toward debt. lenders want it under 20%. the lower the better. high DTI = smaller loan or outright denial even with good credit. pay down those balances. ✨ how long do you need to stay at your job to get a mortgage at least 2"
TikTok Link 2025-10-23T23:00Z 417K followers, 6068 engagements

"ok so I already told yall X things I learned about money since buying my house but THIS is about the X things I changed immediately (well X immediately and X I just changed that I shouldve done DAY ONE) if you just closed on a house or youre about to move in soon listen up because some of these are literally about your safety and some of them are just quality of life things thatll make you wonder why you didnt do it sooner. first up: change your locks. I dont care if you bought new construction resale or a flipyou have NO idea who has keys to your house. the previous owners their family the"
TikTok Link 2025-10-20T23:30Z X followers, 10.2K engagements

"comment HELP for a full list of resources What should you do if you cant pay your mortgage during the government shutdown First thing: DONT call your lender. I know it seems like the responsible move but trust metheyre not your friend. Theyre gonna give you options that benefit them not you. Who should you call instead Make these three calls FIRST: X. XXX (United Way) for local programs + emergency help X. Modest Needs for grants you dont have to pay back X. A HUD counselor to be your advocate I break it all down in the video but if you need the full list of resourcesphone numbers links"
TikTok Link 2025-11-06T18:01Z X followers, 27.4K engagements

"HOMEOWNER ERA 🏡 X things that save you $$$ thousands when its time to pick your lender. This is month X of your 12-month homebuying plan and if you dont save any other video in this series save this one. It can literally save you money and stress. X Always always always apply with at least X lenders within a 30-day period so you dont get hit with multiple hard inquiries. You get ONE inquiry deduction as long as theyre all mortgage lenders and all within the same 30-day window. This is one of the easiest ways to comparison shop without hurting your credit. X When they give you a pre-approval"
TikTok Link 2025-06-12T22:25Z 417.1K followers, 19.2K engagements

"Yall ready to lock in 🔒 Which one do you need to work on most - credit DTI or savings Vote in the poll 📊 This is your home buying boot camp and were starting with the BIG THREE numbers you need to know before we do ANYTHING else. X YOUR CREDIT SCORE (need at least 620) Dont even THINK about checking Credit Karma for this one - Im serious bestie. You need to go to MyFico to get your actual MORTGAGE credit scores. Youre looking for three mortgage scores specifically and you want that middle score to be at least XXX. Credit Karma shows you educational scores that lenders dont even use so save"
TikTok Link 2025-09-24T23:16Z X followers, 277.1K engagements

"dont use down payment assistance until you know these X things. because theres red tape they dont tell you upfront I love DPA and talk about it constantly but Im giving you the full picture so youre not caught off guard. lets break down what they dont explain in detail: X is all down payment assistance free money nope. heres the difference: 💰Grant = free money no payback required 💰 Forgivable loan = becomes free after you meet conditions (usually staying in the home 3-10 years) 💰 Silent second lien = sits on your home until you sell or refinance then you pay it back 💰 Regular loan = you"
TikTok Link 2025-10-21T23:00Z 417.1K followers, 871.6K engagements

"heres the strategy that helped me live off savings for a year after getting laid off how do you start saving when youre bad with money automation removes willpower from the equation. when money moves automatically the day after payday you never see it so you never miss it. start with $XX per paycheck and increase when you get raises. you adjust your lifestyle around whats LEFT not what you earned. high yield savings accounts matter too. regular savings give XXXX% interest (basically nothing) but HYSAs give 4-5%. on $10000 saved thats an extra $400-500 a year for doing nothing. how much should"
TikTok Link 2025-10-22T00:37Z 417.1K followers, 21.6K engagements

"Down payment assistance isnt just for people who are broke. its for anyone whos smart enough to use free money. Whether youre pulling in six figures or living paycheck to paycheck there are programs out there that will literally hand you anywhere from $2500 to $25K+ to help you buy a house. And before you roll your eyes and assume you dont qualify let me stop you. most people think the same thing and theyre wrong. Theres down payment help for first-time buyers repeat buyers people with just okay credit people with really good credit single moms veterans teachers the list goes on. The best"
TikTok Link 2025-10-28T15:08Z 417.1K followers, 82.3K engagements

"Replying to @nadia 💰 $25000 for Atlanta Homebuyers. Comment ATL for details. Heres the quick breakdown so you dont have to dig for info: Atlanta Homebuyer Assistance Program first time buyers qualify (or if its been X years) money works for down payment or closing costs fully forgivable after X years yes you can stack it you dont have to be inside ATL city limits If youre buying in Atlanta comment ATL and Ill send the eligibility details and where you actually start. Not in Atlanta Drop your city + state and Ill pull the program for your area too. Comment ATL for this one and come back"
TikTok Link 2025-11-14T19:31Z 417.1K followers, 15.5K engagements

"if i had to start over from scratch this is exactly what id do: step 1: fix my credit first. mine wasnt even a XXX when i bought my house lol but your credit score impacts EVERYTHINGyour rate your loan terms all of it. biggest ROI of your time honestly. step 2: figure out down payment + closing costs. notice i didnt say save it all myself. id be applying for every homebuyer assistance program i could find. step 3: get pre-approved with 2-3 lenders and make them compete. shopping around is how you actually get the best rate. dont just go with the first one. step 4: buy what i can afford RIGHT"
TikTok Link 2025-12-05T22:21Z 417.1K followers, 11.1K engagements

"one thing about me im getting the warranty every time 😌 tires. car. couch. fridge. and especially my house. this is part of how i budget during the holidays avoiding big surprise costs that like to pop up at the worst time. home warranties are confusing af on purpose so i broke down what actually matters what to look for and where they like to play in your face so you dont get scammed. save this for later. future you is gonna be very grateful 🫶🏾 (and yes the white refrigerator made an appearance) pro tip: most home warranty companies have sample contracts buried on their site. find it."
TikTok Link 2025-12-09T23:16Z 417.1K followers, 3526 engagements

"Part 1: @Quen Williams things I happily pay for. is this extra maybe. is it worth it hell yeah the girls that get it get it #learnontiktokcontest #educatoraward"
TikTok Link 2025-12-13T19:15Z 417.1K followers, 5249 engagements