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@nobudgetbabe Avatar @nobudgetbabe Nicole Victoria | Money Coach

Nicole Victoria, a money coach, is emphasizing the importance of preparing for and leveraging market downturns to build wealth. She encourages viewers to invest wisely, not save their way to wealth, and understand key financial concepts like the rule of XX and time value of money. Her focus is on educating people on smart financial moves to achieve financial safety and security.

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Social category influence finance countries stocks

Social topic influence money #2895, investment #1797, stocks #1751, debt #449, reit #10, finance #2444, nicole #101, retirement #871, masterclass #143, fed #1136

Top assets mentioned Charles Schwab Corporation (SCHW) Robinhood Markets, Inc. (HOOD)

Top Social Posts #

Top posts by engagements in the last XX hours

"In the finance world its known as Dr. Copper because it has a PhD in predicting the economy. And right now Shes getting loud. Copper prices just hit a 2-year high. The last time this happened before a major crash was in 2007. right before the market tanked in 2008. That doesnt mean were guaranteed to crash but it does mean smart investors are paying attention. Because copper moves when companies expect demand to surge or when theyre stockpiling before things get worse. Either way its a warning sign worth understanding. 👉 I break it all down inside my free How to Get Rich in a Recession"
TikTok Link @nobudgetbabe 2025-07-09T16:16Z 2.3M followers, 268.4K engagements

"I make X figures a year without working by putting my money into investments that pay me out monthly. Two of my favorite investments for cash flow are REITs and MICs. REITs are real estate investment trusts and this is where you buy parts of a company that owns and operates real estate - and then shares their profits with you. Depending on your country to remain a REIT they need to distribute between 70-90% of their profits so that can mean great money for the shareholders. REITs are easier to start for beginners because you can get automatic diversification with REIT ETFs (Vanguard has some"
TikTok Link @nobudgetbabe 2022-12-13T18:19Z 2.3M followers, 884.3K engagements

"You can make six figures or even a million a year but if you never learn how to manage it youll still feel broke. Still stressed. Still stuck. Look at the stats. Nearly XX% of pro athletes go broke within X years of retiring. Lottery winners lose it all too. Not because they didnt make enough but because they never learned how to keep it grow it and turn it into assets that pay them. Hi Im Nicole Victoria ✨ I went from $40000 in debt to millionaire by XX and now I teach women how to do the same. If youre ready to stop the cycle and actually build wealth start today with my free training From"
TikTok Link @nobudgetbabe 2025-10-04T01:21Z 2.3M followers, 4607 engagements

"Today I'm going to teach you how to buy a stock. Investing isn't for the rich it's how you get rich and learning how to make money while you sleep is the only way to make sure you don't work until you die. First thing you're going to do is open an account with a brokerage - this is simply a company that gives you access to the stock market. Then you're going to deposit money into the account you can do this by linking your bank account and initiating a transfer. Don't make this mistake The account is not the investment so if your money is just sitting there in cash it's not growing. To buy"
TikTok Link @nobudgetbabe 2023-09-13T18:16Z 2.3M followers, 8.1M engagements

"Government shutdown = market crash Not exactly. Heres the truth. Shutdowns can make the stock market feel shaky in the short term because investors hate uncertainty. But history shows they almost never cause a big crash. In fact during the longest shutdown in US history the market actually went up. The people who win with money arent the ones reacting to every headline. Theyre the ones with a system that works through the ups and the downs so they can keep growing their wealth no matter what. If you dont have that system yet thats exactly what I teach inside my free training From Broke to"
TikTok Link @nobudgetbabe 2025-10-01T15:29Z 2.3M followers, 179.9K engagements

"A lot of people believe investing is only for the rich. FALSE It's the way to wealth regardless of your starting point. Here are some other investing myths that are keeping people from making more money without working harder: X. Investing is risky. WRONG Not investing is the real risk leading to financial insecurity. X. You need a lot of money to start. NOPE Start small and watch your wealth grow. X. You have to be an expert to invest. NOT TRUE Plenty of resources and platforms make investing accessible to everyone. X. Investing is only for older people. FALSE The earlier you start the more"
TikTok Link @nobudgetbabe 2024-04-17T17:42Z 2.3M followers, 609.8K engagements

"Just because prices are going up doesnt mean the economy is healthy. When investors believe companies will make more money in the future they start buying which pushes prices higher. But sometimes those prices rise faster than the actual profits. Thats why the stock market isnt the same thing as the economy. A companys share price is based on expectations not guarantees. Its like a cupcake shop that still sells the same $XXX of cupcakes a day but its stock doubles overnight because everyone thinks its about to go viral. Thats called speculation not growth. Youll hear investors talk about"
TikTok Link @nobudgetbabe 2025-10-06T17:11Z 2.3M followers, 16.3K engagements

"Oh my God ✨ I filmed this a couple of weeks ago right after getting a dividend into my account and at that time my portfolio was almost at XXX million The stock market has been on a tear lately 📈 and I just officially crossed the six million dollar mark in my investing accounts 💸 And heres the thing I first started this account with just a $XXX deposit. I wasnt born rich. Investing isnt only for the wealthy. Its how you become wealthy 🔑 If you want to know the exact five steps I used to go from broke to millionaire I just dropped a brand new free training From Broke to Millionaire in Five"
TikTok Link @nobudgetbabe 2025-09-10T00:13Z 2.3M followers, 12.3K engagements

"Replying to @brooklynpoole_ REAL ESTATE INVESTING HACK How to buy real estate without a lot of money XX% of all millionaires become so through owning real estate and I can XXX% attest to that because real estate is where I made the most money in the shortest amount of time. In just a few years I turned $15000 into half a million dollars. A mentor of mine told me that medical buildings are great investments because they're commercial so youre not dealing with the same types of tenant issues and the returns can be a lot higher. But medical buildings are millions of dollars and Im already busy -"
TikTok Link @nobudgetbabe 2024-04-15T17:48Z 2.3M followers, 152.4K engagements

"Everyone is scared of the stock market right now because headlines are screaming about crashes and 1929 comparisons. But here is the truth. The stock market has only ever gone up in the long run. The people who lost everything in 2008 didnt lose because of the market. They lost because they panicked and sold at the bottom and never got back in. The invisible risk you should be scared of isnt the market. Its you. Your fear. Your emotions. Your lack of a plan. When you build a diversified portfolio and actually stay invested you dont lose money when markets crash. You only lose money when you"
TikTok Link @nobudgetbabe 2025-09-24T16:32Z 2.3M followers, 248.3K engagements

"Replying to @albajmarin And it will grow to over $XXX million by the traditional age of retirement. That still blows my mind. Because if you had told broke 20-year-old me struggling in debt and trying to figure out how to make ends meet that one day Id be here I never wouldve believed you. I didnt come from money. I just learned how to make my money work for me. Wealth isnt built from luck or hustle. Its built from simple habits that work every single time. Spend less than you make. Invest the difference. Let time do the heavy lifting. Thats how I went from broke to millionaire by XX and"
TikTok Link @nobudgetbabe 2025-10-06T20:20Z 2.3M followers, 28.4K engagements

"Stagflation means prices keep climbing while the economy slows and most people have no plan for what to do when that happens. Ive studied exactly how the rich protect and grow their wealth in times like this and its the same strategy Ive used to go from 40k in debt to millionaire by XX. If you want the step by step game plan join my free How to Get Rich in a Recession masterclass. Link in bio"
TikTok Link @nobudgetbabe 2025-08-08T18:56Z 2.3M followers, 8628 engagements

"Youre not crazy for feeling like somethings off. Bond yields just hit levels we havent seen since 2007and when that happened last time everything unraveled. Most people have no idea what bond yields even arebut the wealthy They watch them like a hawk because they know what comes next. This video breaks it all down in simple termsso you can stop feeling confused and start making smart moves with your money. Watch to the end for my free How to Get Rich in a Recession masterclassbecause this is when wealth is made"
TikTok Link @nobudgetbabe 2025-05-16T13:46Z 2.3M followers, 36.9K engagements

"Use my code 4NLXZG and get $XX when you open and fund a Wealthsimple account (T&Cs apply) This isnt sponsoredI just want you to stop letting your money sit in low-interest accounts doing nothing. In this video Im walking you through what these accounts actually are how to open one and why I personally love Wealthsimple Cash and EQ Bank in Canada (plus Ally if you're in the US). Lets get you earning more with your moneyeffortlessly. Use code 4NLXZG and well both get that $XX bonus"
TikTok Link @nobudgetbabe 2025-04-03T16:48Z 2.3M followers, 12.5K engagements

"Most people think being good with money means doing what looks smart on paper. But real wealth isnt just about math. Its about strategy. When my mortgage rate was X% and the market was returning around XX% paying it off made zero financial sense. I wanted my money working harder for me not sitting in home equity. But once I hit my f*** number everything shifted. I didnt need more growth. I wanted stability. Thats when I used my gains to de-leverage because the goal of investing isnt to take risks forever. Its to buy back your peace. So yeah maybe it was a bad financial decision on paper but"
TikTok Link @nobudgetbabe 2025-10-14T14:08Z 2.3M followers, 2819 engagements

"Everyones saying the economy is strong because unemployment is low and job growth looks stable But the numbers have been quietly revised Long-term unemployment is rising High earners are falling behind And the Fed is preparing rate cuts not because things are good but because things are breaking Youre not supposed to see this part But Im showing you anyway If you want to learn how to protect yourself and build real wealth while the headlines lie Take my free masterclass How to Get Rich in a Recession Link in bio"
TikTok Link @nobudgetbabe 2025-08-05T17:23Z 2.3M followers, 80.7K engagements

"Ready for the step by step by step Grab a spot in my FREEBIE: Investing Masterclass. www.nobudgetbabe.com/freebies"
TikTok Link @nobudgetbabe 2025-08-07T21:06Z 2.3M followers, 4329 engagements

"If you want to get rich you need to learn from rich people. And if you dont know anydont worry Ive got you. I went from $40000 in debt to millionaire by XX by studying the actual strategies wealthy people use behind closed doors. Not the watered-down stuff. Not the basic advice. The truth is most people are stuck because theyre following the wrong playbook. Theyre budgeting saving pennies and playing defense While the rich are buying income lowering taxes and building systems that print money. And right nowwith the market as volatile as it isunderstanding how to play offense with your money"
TikTok Link @nobudgetbabe 2025-05-01T18:43Z 2.3M followers, 2M engagements

"Investing isn't FOR the rich it's how you GET rich. And it's not only how you get rich but it's the only real way to create financial safety and security for yourself. That's why I've created a new FREE training for you to help you get started. Grab your spot in our Ultimate Investing Masterclass on our website. 💰✅ Let's get you wealthy and paid 🔥"
TikTok Link @nobudgetbabe 2024-01-04T17:56Z 2.3M followers, 5.8M engagements

"I have a $XX million net worth because I was delusional enough to believe I didnt have to play by the rules. If I kept doing what I was supposed to doclimb the ladder live for the weekends save whats left overId still be stuck in a job I hated burnt out and wondering why I was so damn unfulfilled. Instead I questioned everything. I stopped budgeting and started automating. I invested earlyeven when I barely had anything. I built multiple streams of income while everyone else said thats not realistic. I prioritized freedom over fitting in. It looked crazy to everyone else. Now I get to wake up"
TikTok Link @nobudgetbabe 2025-07-25T13:13Z 2.3M followers, 13.9K engagements

"Step by step how to buy a stock 💸 Hi Im Nicole Victoria. I went from $40K in debt to millionaire at XX and now I teach women how to build real wealth through investing systems and strategy. Most people make investing way harder than it needs to be but Im here to show you how to start building wealth the easy way. In my free trainings Ill walk you through how to actually start investing even if you feel overwhelmed or scared to lose money. Youll learn how to grow your money while you sleep the exact steps I used to build an eight-figure net worth and how to make your money work harder than"
TikTok Link @nobudgetbabe 2025-10-08T16:58Z 2.3M followers, 6136 engagements

"Im giving you the actual investments Id choose not just vague advice. Hi Im Nicole Victoria aka the No Budget Babe. I went from $40000 in debt to millionaire at XX and now I teach women how to create financial freedom without sacrificing the things they love. Ive helped hundreds of thousands of women through my free and paid programs and I know exactly what works. If you want to start building wealth while you sleep go grab my free trainings at www.nobudgetbabe.com/freebies or apply to work with me as your seven figure mentor. Ill show you how to save more without giving up what you love make"
TikTok Link @nobudgetbabe 2025-09-01T16:28Z 2.3M followers, 126.7K engagements

"Replying to @zknityknit You're not living off of the principle you're living off of the returns the principle provides you. You can change the SWR (safe withdrawal rate) if you're retiring very early (a SWR of X% has shown a XXX% success rate over 50+ year periods) but ultimately most people regardless of age re using some form of the X% rule (ie. desired annual spend x 25). The theory is that if the stock market goes up by XX% per year and you're only withdrawing X% then your account balance should actually be going up not down. The stock market does not return the exact same amount each"
TikTok Link @nobudgetbabe 2024-06-15T14:43Z 2.3M followers, 377.1K engagements

"👉 How this works If you invest $10/day from XX to XX and stop contributing after that youll have about $60000 at XX. But thanks to compound interest if you leave it alone it can grow to over $1000000 by XX Now lets say at XX you increase your contributions to $25/day. By XX youd have over $700000. Even if you stopped contributing at XX that money could still grow to millions by traditional retirement. Every dollar invested earlier buys you freedom faster. Thats the magic of time + compound interest. 🚀 Ready to get started Join my free investing masterclassIll teach you how to buy your first"
TikTok Link @nobudgetbabe 2025-01-14T14:03Z 2.3M followers, 168.9K engagements

"Your money fairy godmother 🧚♀ I teach you how money works so you can make more save more and start investing so you can get paid while you sleep 🫶"
TikTok Link @nobudgetbabe 2024-06-07T19:19Z 2.3M followers, 147.2K engagements

"Part 2: My Stock Market Portfolio 📊💸 This is part two of my series where Im breaking down exactly what Im invested in as a 34-year-old multimillionaireno gatekeeping. In this video Im walking you through my stock market portfolio: ✔ What ETFs I hold ✔ Why I use an asset-allocation strategy ✔ How I balance long-term growth and dividend income ✔ And how this part of my portfolio fits into my overall financial freedom plan This is the strategy that helped me go from $40K in debt to financially freeand now my investments pay me more than I ever made at a job. If youre ready to start building"
TikTok Link @nobudgetbabe 2025-07-06T15:35Z 2.3M followers, 50K engagements

"While the S&P XXX is undoubtedly one of the most well-known and widely followed stock market indexes it's important to understand that it doesn't represent a complete or diversified portfolio. Here's why: X Lack of Global Exposure: The S&P XXX is primarily focused on the largest publicly traded U.S. companies which means it overlooks opportunities outside the United States. A truly diversified portfolio should consider international markets providing exposure to different regions and industries. X Sector Concentration: The S&P XXX is market-cap-weighted meaning larger companies have a more"
TikTok Link @nobudgetbabe 2023-05-28T15:51Z 2.3M followers, 238.7K engagements

"Don't get it twisted I still own the S&P500 but it is NOT my total portfolio. Based on the reasons I talked about I feel that this would be "putting my eggs in one basket" - and after seeing what's been happening in the US I don't feel confident doing that. We tend to believe that our experiences (that make up like XXXXXXXX% of what actually happens in the world) represent everything that happens in the world. We believe that just because something has done well it always will. Or because something has been great it always will be. But there are lots of great companies that are not American."
TikTok Link @nobudgetbabe 2024-05-31T19:34Z 2.3M followers, 101.1K engagements

"If you opened your bank app and saw XX million sitting there what would you feel first For me it brings up everything I used to believe about money. I remember being too scared to even check my account because it was always empty or in overdraft. I remember crying in my car wondering how I would ever break free from that cycle. Fast forward to today and while I dont have XX million sitting in a checking account (that would be silly) I do have over XX million at work in investments and assets. That is what actually builds wealth. Cash in a checking account just gets eaten away by inflation."
TikTok Link @nobudgetbabe 2025-09-05T13:13Z 2.3M followers, 5948 engagements

"Hot girls don't gatekeep here are the X different types of investments I have as a financially responsible XX year old who plans on retiring early. X. Public REIT ETFs - a reit is a real estate investment trust and when you own one you become a part owner in a company that owns and operates real estate and then shares their profits with you. A REIT ETF is just a collection of different REITs and allows me to invest in many companies with a single click instead of just one. REITs allow you to get the benefits of being a landlord without actually being a landlord. I like them because they're"
TikTok Link @nobudgetbabe 2024-04-14T22:46Z 2.3M followers, 668.7K engagements

"Fix your finances in X minutes If youve ever felt like youre making good money but still have nothing to show for it this is for you. Im breaking down a financial audit method Ive used to help people identify gaps in their money and start making smarter financial moves. ✔ Spot where your money is actually going ✔ Cut unnecessary spending without giving up what you love ✔ Start building wealth with simple actionable strategies No restrictive budgets. No guilt. Just a clear path to financial confidence. Ready to take control of your money Start your financial journey todaywork with me and check"
TikTok Link @nobudgetbabe 2025-02-03T19:35Z 2.3M followers, 135.8K engagements

"Most people see a market drop and panic. The wealthy see it and start planning their next move. Ive been saying for months that if these tariffs werent resolved wed see more volatility before the years over. This isnt random. Its how the market resets before the next wave of growth. Even with that spike the VIX is still relatively low. True panic shows up when it pushes into the 40s or higher. Right now its more of a warning light than an alarm bell a sign investors are uneasy not terrified. If you want to learn how to build wealth confidently through moments like this start with my free"
TikTok Link @nobudgetbabe 2025-10-11T13:27Z 2.3M followers, 9778 engagements

"Lets talk about how these actually fit together in a real portfolio because this is where most people overthink it. VEQT or VT is the foundation. That is where you are getting exposure to the US and international markets all in one. If you are young and have time on your side you can go all equity. If you are getting closer to needing the money you can add in bonds or choose something like VGRO which already has the mix done for you. VOO or VFV is just the S&P XXX. This is where people get it wrong because the S&P XXX is not a full portfolio. It is only the largest US companies. No"
TikTok Link @nobudgetbabe 2025-09-21T18:57Z 2.3M followers, 314.2K engagements

"Last year I shared two investments that were paying me thousands a year in dividends 💸 A dividend is simply a payout companies or funds give you from their profits. It feels amazing to get paid just for owning an asset but heres the truth most people dont know. When youre early in your investing journey you usually want less than XX% of your portfolio in dividend-focused ETFs or REITs. Why Because in the beginning its all about growth and letting your money compound. Passive income is incredible but it makes more sense later when youre focused on cash flow over long-term growth. For full"
TikTok Link @nobudgetbabe 2025-09-07T15:09Z 2.3M followers, 13.3K engagements

"Turns out the real red flag wasnt his texts at X a.m. - it was his inability to manage his money. Tax that sh*t and thank yourself later 💅"
TikTok Link @nobudgetbabe 2025-01-28T01:10Z 2.3M followers, 4617 engagements

"YOU'RE BEING LIED TO Your financial advisor is selling you mutual funds because that's where they (or the company they work for) makes the most money. This is why you NEED to learn how to invest even if you have an advisor so you can make sure your money is working for you - NOT THE BANK. Even a X% difference in fees could mean XX YEARS LESS IN RETIREMENT INCOME. This is not a joke. Being a good investor means: X. investing early and often X. not getting FOMO X. holding long term X. diversifying X. limiting fees because these eat away at your returns. a X% fee is highway robbery and if"
TikTok Link @nobudgetbabe 2022-12-28T18:44Z 2.3M followers, 75.5K engagements

"The White House says every week the government is shut down the US economy loses about $XX billion. But that number is not cash disappearing into thin air. It is the value of things that do not happen. Workers without paychecks cut back on groceries restaurants and shopping. Businesses waiting on government contracts pause projects and slow down spending. Those ripples add up fast. Some of that activity comes back when the shutdown ends. Workers get back pay and contracts restart. But not all of it. If you skipped dinner out this month that restaurant does not get to serve you two dinners"
TikTok Link @nobudgetbabe 2025-10-02T15:59Z 2.3M followers, 10.2K engagements

"How to Get Rich in 2025No Gatekeeping What if I told you that getting rich doesnt have to be complicated In this video Im sharing insights and strategies that helped me go from $40000 in debt to self-made millionaire by XX. These are the same concepts I teach in my 3-month coaching program The Makin Money Moves Method. Its designed to help you shift your money mindset take control of your finances and build wealthwithout giving up the things you love. As a published author and featured expert in CBC Fox Business Insider and The Financial Times Ive helped thousands of students transform their"
TikTok Link @nobudgetbabe 2024-12-31T15:24Z 2.3M followers, 6.4M engagements

"Today I'm sharing two ETFs that I own that pay me out thousands of dollars a year in dividends. Here's a shot of the dividend payouts from one of my accounts this quarter you can see some of my investments pay me out monthly some quartley. The first investment is ZRE it's a real estate investment trust ETF. Basically it allows me to get paid like a landlord without actually having to be a landlord although I do own a rental property. It pays out over X% a year and has made me a part owner in XX REITs who own thousands of properties across industries like retail Healthcare and industrial. A"
TikTok Link @nobudgetbabe 2023-09-06T16:03Z 2.3M followers, 265.3K engagements

"REITs need to pay out XX% of their profits to their shareholders (aka YOU) and that's why I love these for passive income. When you're just getting started I would keep REITs to XX% or less of your total portfolio and turn on DRIP to reinvest the dividends to compound your growth even faster (aka make you more money more quickly). Want to learn how to buy your first REIT step by step Check out my free Investing Masterclass on my website under FREEBIES or link in bio ✨ www.nobudgetbabe.com/freebies"
TikTok Link @nobudgetbabe 2025-07-22T12:55Z 2.3M followers, 13.2K engagements

"Did you realize that having $300k is halfway to having $1M It seems crazy but understanding this concept can make you very rich. Lets look at the math. If you invested $10000 a year at a X% rate of return it would take you XXXX years to get to X figures only XXX years to get to $200k and only another XXXX years to grow that to $300000. Due to the 8th wonder of the world compound interest it starts to take less and less time to hit your next financial milestone. So in total it would take you XXXXX years to get to $300000. Heres where it gets interesting: it only takes about XX years to get"
TikTok Link @nobudgetbabe 2024-04-19T15:35Z 2.3M followers, 111.2K engagements

""This is 2008 all over again." Thats what @tiffanycianci said in a video that absolutely shook me. And after looking into it I have to admit shes onto something. Private equity firms are buying up profitable businesses saddling them with adjustable-rate debt and then watching them collapse as interest rates rise. The worst part The banks are bundling up that bad debt and selling it to pension fundsmeaning everyday people are the ones who will pay the price. This is exactly why you cannot rely on a pension or the government to secure your future. You have to take control of your money. Heres"
TikTok Link @nobudgetbabe 2025-03-18T00:41Z 2.3M followers, 307.7K engagements

"🏠 Curious about Mortgage Investment Corporations (MICs) As an investor who prioritizes security WHILE making money I focus on first mortgages with low loan-to-value ratios. Here's a few factors to consider when evaluating MICs: X Risk Mitigation: Look for MICs that prioritize conservative lending practices. My focus on first mortgages with low loan to value ratios helps reduce risk exposure. X Diversification: Assess the MIC's portfolio diversification strategy. Diversified investments across different properties areas and borrowers can enhance stability. X Transparency: Seek MICs that offer"
TikTok Link @nobudgetbabe 2024-04-19T00:49Z 2.3M followers, 40K engagements

"Hedge funds are betting billions that fear will stay low but the last time they got this confident the market flipped and people lost everything. I do not want you to be one of those people who gets caught off guard. The rich are not smarter than you they just know what signals to watch and how to use them to protect and grow their money. That is why I created my free How to Get Rich in a Recession masterclass. It shows you the exact strategies wealthy people use when things get shaky so instead of panicking you can see the opportunity. Link in bio to sign up"
TikTok Link @nobudgetbabe 2025-08-28T15:47Z 2.3M followers, 21.5K engagements

"🌟 These are X investments that pay me out over X figures a year in passive income. 💸 What's passive income you ask It's money that works for me not the other way around. This income covers my family's expenses and is paving the way for my retirement in my 30s. Retirement isn't just about an age; it's about reaching a financial milestone where you don't have to work anymore. These investments Real Estate Investment Trusts (REITs) and Mortgage Investment Corporations (MICs) are my golden tickets. But that's not all I also own physical real estate and invest in the stock market. Why Because"
TikTok Link @nobudgetbabe 2023-12-14T16:11Z 2.3M followers, 191K engagements

"👀 sharing some of the income streams that pay me out over X figures a year passively 💸 Keep learning with our free trainings Find them on our website under FREEBIES 🤍"
TikTok Link @nobudgetbabe 2024-02-28T21:02Z 2.3M followers, 1.4M engagements

"How to invest if you dont know where to start. Heres the quick version: ✅ Open a self-directed account (Questrade Wealthsimple Vanguard or Fidelity) ✅ Pick a low-fee diversified fund (like VEQT XGRO or a Target Date Index Fund) ✅ Automate it. Set it. Forget it. Let it grow. Most people were never taught this and thats why theyre stuck. But building wealth doesnt have to be hard. You just need the right strategy. Ive helped millions of people improve their financial situation using the exact methods I used to go from $40000 in debt to millionaire at XX. And Im not keeping it a secret. Ive got"
TikTok Link @nobudgetbabe 2025-07-10T20:44Z 2.3M followers, 82.9K engagements

"The economy is giving delusional optimism and its lowkey terrifying. 📰 Fortune says theres a scary recession signal hiding in the data. 📰 The Wall Street Journal literally said no one knows why stocks are going up. 📉 And economists Historically they miss XX% of recessions before they happen. (Thats not me being dramatic.its from an IMF study.) So no - just because things look fine doesnt mean they are. Markets move in cycles. Always have. Recessions dont send calendar invites. They just show up - and the people who already built a plan are the ones who win. This doesnt have to be scary. It"
TikTok Link @nobudgetbabe 2025-07-22T18:04Z 2.3M followers, 101.2K engagements

"Wall Street is acting like September is about to change everything but theyre not telling you the full story. The Fed is likely cutting rates which can push stocks higher in the short term. But heres the catch. Rate cuts usually happen when the economy is slowing down and if you dont know how to position yourself you can get caught buying right before the drop. The rich arent just watching this play out. Theyre moving their money into the right places so they profit no matter what happens. If you want to know exactly how to think and invest like they do grab my free investing masterclass on"
TikTok Link @nobudgetbabe 2025-08-14T20:11Z 2.3M followers, 56.7K engagements

"Everyone keeps asking me if now is the time to refinance or if they should wait for rates to fall more. And the truth is mortgage rates dont just move because of the Fed. They also follow the bond market and wealthy people know how to use that to their advantage. If you refinance today you lock in stability but you could miss out if rates continue to drop. If you wait you might grab a better deal but you risk missing the window if things reverse. The wealthy dont gamble on timing. They run the numbers and protect themselves with tools like a rate hold that locks in todays rate while leaving"
TikTok Link @nobudgetbabe 2025-09-17T15:29Z 2.3M followers, 10.2K engagements