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@sigma_clash_royale Evil PekkaEvil Pekka posts on TikTok about retirement, money, if you, longterm the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Social category influence finance #6059 stocks
Social topic influence retirement #184, money, if you, longterm, investment #445, the first, support, all the, level, bank
Top accounts mentioned or mentioned by @paul @163214 @alan @lipo4 @shay @phil @jason @mark @tim @apple @unique @she @waynesmith497 @no @di @just @purpleoscar @godgivegoodgive @rawly1966 @alpina2023
Top posts by engagements in the last XX hours
"Sorry for the horrendous quality idk why its like that #fyp #clashroyale #viral #foryou #clashroyaledaily"
TikTok Link 2025-11-01T06:11Z X followers, 317.8K engagements
"Replying to @jeffgfg Wondering what happens when you cash in your pension Heres the simple easy to understand breakdown you need before you press that button. First every pension withdrawal is personal because tax depends on your income savings age and the type of pension you have. As a rule the first XX% of your pension pot can be taken completely tax-free. Thats your tax-free cash or lump sum. The remaining XX% doesnt get a free pass its treated as income and taxed at your normal income tax rates. So if youre a basic-rate taxpayer you could pay 20%. Move into higher or additional rate"
TikTok Link 2025-12-07T08:00Z X followers, 55.7K engagements
"Replying to @user371067888 What actually happens when your pension runs out This is one of the biggest fears people have about retirement and the answer is simpler than most expect but also more serious. When youve used all the money in your pension pot thats it. The pension simply closes down and you receive no more income from it. Theres no automatic top-up. Theres no safety net built into your personal pension. Once the balance hits zero the payments stop. Thats why running out of money is one of the biggest risks in retirement planning. This is exactly why its so important to review your"
TikTok Link 2025-12-08T10:47Z X followers, 33.7K engagements
"Replying to @PH33333 Can you retire on a 500000 pension pot Lets break it down TikTok-style with real talk simple maths and money mindset vibes. If you retire at XX the amount you take each year matters more than almost anything else. A popular rule is the X% withdrawal rate. On 500000 thats 20000 a year. Draw that level of income and based on long-term modelling your pot could last to around age XXX. Sounds solid right But what if you want more lifestyle now Push it to X% and youre taking 30000 per year. That boosts your freedom but it also shortens the runway. At that rate your pot might"
TikTok Link 2025-12-10T06:18Z X followers, 47.7K engagements
"Replying to @jgarner71 If youre thinking about taking money from your pension heres a clear and simple breakdown of how Flexi-Access Drawdown actually works and why it can be a powerful tool for your retirement planning. With Flexi-Access Drawdown you can take up to XX% of your pension pot tax-free and then leave the rest invested. From there you choose how much income you take and when you take it. Theres no fixed schedule its flexible meaning you stay in control. Your remaining pension stays invested which gives it the potential to grow but it can also go down in value. Thats why its"
TikTok Link 2025-12-12T10:42Z X followers, 2567 engagements
"The Bank of England are meeting next week and its a big one for anyone with a mortgage savings or plans to borrow. The focus of the meeting is the base rate which influences how much banks charge for loans and how much they pay on savings. Right now theres a high possibility that the Bank of England could cut base rates by XXXX% and that could have a real impact on your money. If rates do come down borrowers could start to see some relief. Mortgage rates may slowly ease especially for tracker mortgages and new fixed-rate deals. For anyone coming up to a remortgage this is something to keep a"
TikTok Link 2025-12-13T11:27Z X followers, 3208 engagements
"How Does a Pension Actually Work A simple analogy you will understand ๐๐ฐ Ever wondered how your pension really works Lets break it down with something we all understand a car. ๐ Think of your pension provider as the vehicle itself. Its the structure that holds everything together and gets you from A (today) to B (retirement). ๐ Now the real power comes from the engine and in pensions thats the funds you invest in. Just like a car engine determines how smoothly you drive your pension funds determine how effectively your money grows over time. But heres the key: engines need servicing. If"
TikTok Link 2025-10-08T06:06Z 23K followers, 15.5K engagements
"๐จ STATE PENSION MYTH BUSTED ๐จ A lot of people think that if you have a workplace pension or a private pension it reduces the amount of State Pension youll get but thats NOT how it works Lets break it down in simple TikTok-friendly terms so you know exactly where you stand ๐ก Your State Pension is based on your National Insurance record NOT how many other pensions you have how much youve saved or how wealthy you are. That means you could have a huge workplace pension multiple private pensions or be actively investing and youll still get the full State Pension as long as youve built up the"
TikTok Link 2025-11-28T08:19Z 23K followers, 29.8K engagements
"If youve got multiple pensions heres something people often get wrong and it could seriously affect your retirement planning. A lot of people think you can take all of your XX% tax-free cash from just one pension pot and leave the rest untouched. But thats not how the rules work. Each pension has its own pot of tax-free cash. So if youve got three pensions you get XX% tax-free from each one individually. That means you cant take all the tax-free cash for all your pensions from just one of them. The tax-free allowance is linked to each pot not to your total amount across all pensions. So lets"
TikTok Link 2025-11-30T07:24Z 23K followers, 14K engagements
"Should you opt out of your Workplace Pension Scheme So youve been auto-enrolled into your workplace pension and thinking Should I just opt out ๐ซ Lets talk about why staying in is usually one of the smartest money moves you can make. When youre auto-enrolled you pay a small percentage of your salary into a pension. Right now the minimum is X% from you and X% from your employer. But heres the TikTok money hack if you opt out youre not just saving your X% youre literally saying goodbye to free money from your employer. Thats like turning down a pay rise every single month ๐ธ And it doesnt stop"
TikTok Link 2025-08-29T08:05Z 23.1K followers, 98.6K engagements
"๐จ Thinking of putting all your money into the S&P XXX Lets talk about why that might not be the best move ๐ The S&P XXX is one of the most popular investments out there it tracks XXX of Americas biggest companies from Apple ๐ to Amazon ๐ฆ. Over time its done really well and is often seen as a safe bet for long-term investors. But heres the catch putting all your money into one index means youre not diversified. Diversification simply means spreading your money across different types of investments not just US stocks. Think of it like this: if all your eggs are in one basket ๐งบ and that"
TikTok Link 2025-10-19T07:39Z 23.1K followers, 10.3K engagements
"Your 2026 retirement checklist starts right now not the year you stop working. If youre serious about retiring comfortably this is the start of a plan you need to hear. Lets break it into four simple moves you can start today. Number one: review all of your pensions. Track down every pension youve ever had including old workplace schemes and personal pensions. Check your balances charges performance and your retirement age on each one. Small fees can eat big money over time. Knowing what youve got puts you back in control. Number two: review your debt. High-interest debt is the silent"
TikTok Link 2025-12-08T07:03Z 23.1K followers, 13.8K engagements
"So is now a good time to buy gold Lets break it down ๐โจ Gold has always been seen as a safe haven asset something people turn to when inflation is high or markets are uncertain. Its a real tangible asset that holds its value over the long term and historically its been used as a hedge against inflation and economic instability ๐ช๐ฐ And lately gold has been on a serious run. Prices have hit all-time highs with investors piling in to protect their wealth from market swings and rising global tensions ๐๐ But heres the catch when gold is at record levels it can also mean short-term volatility."
TikTok Link 2025-10-18T17:57Z X followers, 119.5K engagements
"Replying to @Sophy๐ฉท Thinking about retiring at XX Early retirement is a whole vibe right now but before you hand in that notice and start living your soft-life dreams there are some big money moves you must think about. Lets break it down TikTok-style simple and real. Number one: money you can access before your pension. Most pensions cant be touched straight away so youll need other investments to bridge the gap. That could be property rental income stocks and shares or a Stocks & Shares ISA. ISAs are especially powerful because you can access the money tax-free whenever you want. Having"
TikTok Link 2025-12-13T12:44Z X followers, 7621 engagements
"The NHS pension is one of the most valuable workplace pensions in the UK and it works differently from most private pensions. It is a defined benefit pension scheme which means your retirement income is based on your salary and how long you have worked not on investment performance or stock market ups and downs. Each year you build up a guaranteed amount of pension that will pay you an income for life often with inflation protection built in. Because it is a defined benefit scheme the NHS pension offers certainty. You know broadly what income you are working towards which can make retirement"
TikTok Link 2025-12-14T08:33Z X followers, 31.1K engagements