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@limitlessculture Avatar @limitlessculture Mike The Credit Guy

Mike The Credit Guy posts on TikTok about finance, money, credit union, credit cards the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

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Social Influence

Social category influence finance stocks

Social topic influence finance #1325, money, credit union #45, credit cards #415, how to, if you, debt #665, credit scores #59, history, products

Top accounts mentioned or mentioned by @mike @deshonetheautoadvisor @deshone @mycreditlegacy @duke @freddie @onlyoneveezy @loocytoosy @toyishababy @c10life @sammyclairesmith @steven @kesio @quezada239 @jeremyc1524 @skimmer @goatforreal216 @zachshefska @catchmeifyoucon @sidemoneytom

Top Social Posts

Top posts by engagements in the last XX hours

"Stop overpaying for auto loans when you don't have to Get pre-approved with a credit union likeand get an auto loan as low as 5.74%. Plus you can finance up to XXX% of your car's book value. Don't pay dealership fees - join a credit union #autoloansavings #dcucreditunion #creditunionfinancing #carbookvalue #loanterms #preapproved #dealershipcredit #credit #creditrepair"
TikTok Link 2023-05-28T00:03Z 670.3K followers, 604.2K engagements

"Credit Karma Is LYING To You About Your Credit Score" Stop using fake scores. Lenders use FICO not Credit Karmas VantageScore. Think you have a great credit score Not if its from Credit Karma. #CreditScore #FICO #CreditKarmaLies #CreditRepair #MoneyTips #FinanceTruth #TikTokFinance #CreditHack #CreditKarmaExposed #CreditScoreTruth #FICOOnly #FinanceHacks #CreditTips #CreditRepair101 #MoneyMistakes #TikTokFinance #CreditScam #CreditKarmaTrap #FICOscoreOnly #FinanceExposed #RealCreditScore #MoneyTrap #TikTokMoney #CreditFix #money #finance #creditscore #fico"
TikTok Link 2025-05-31T23:54Z 670.3K followers, 45K engagements

"Delete Collections and Chargeoffs from your Credit Reportstoday #credit #creditrepair #collections #creditscore #chargeoffs"
TikTok Link 2025-11-01T23:58Z 670.3K followers, 89.4K engagements

"How to Delete Collections & Chargeoffs From Credit Reports. #credit #creditrepair #money #creditscore #creditscoretips"
TikTok Link 2025-11-26T00:57Z 670.3K followers, 9560 engagements

"Did you fall into a trap when it comes to charge offs Don't let an amateur credit repair person tell you a charge off isn't supposed to report a balance. It just needs to be updated to zero - don't dispute it Make sure you know the facts before you tackle any credit repair mistakes. #$creditmistake #chargeoff #lendercreditor #creditreport #debtdispute #credit #creditrepair"
TikTok Link 2023-05-12T23:33Z 670.3K followers, 854.4K engagements

"Credit Unions are Best for Rebuilding Credit and even better if you have Great Credit. Credit cards and loans all use a prequalify tool to see if youre qualified without a hard inquiry. #credit #creditrepair #creditcard #creditunion #money #finance"
TikTok Link 2023-07-22T02:01Z 670.3K followers, 117.1K engagements

"#stitch with @DenisseDevine File an EFTA CLAIM WITH THE BANK If you believe your money was taken with an ELECTRONIC FUND TRANSFER that you did not authorize. You have XX days to file the claim. They bank will have XX days to send you a response. If no error is found the financial institution is required to mail an explanation of the findings and include notice of the right to request reproductions. Hope this helps 🙏🏽 #banks #fraud #bankfruad #bankfraudscam #money #finance #greenscreen"
TikTok Link 2023-11-07T05:35Z 670.3K followers, 9899 engagements

"Is The Capital One Platinum Card a Scam #credit #creditrepair #money #finance #creditcard #capitalone"
TikTok Link 2024-04-08T03:38Z 670.3K followers, 30.5K engagements

"Best Credit Card For Bad Credit. This credit card gives you a $1500 limit with no hard inquiry no deposit and no fees and most people have never heard of it. 👀 Its called Cred.ai and its a cheat code for rebuilding credit FAST. 💳 I literally used $XX at a gas station and got a $1500 limit reported to all X bureaus. 📈 Link in bio to apply 🔗 #credai #credaihack #creditrepair Cred.ai credit card for bad credit rebuild credit no hard inquiry credit card credit score boost $1500 credit card easy credit approval credit builder card #CredAI #CreditHack #BuildCreditFast #NoHardInquiry"
TikTok Link 2025-06-07T00:15Z 670.3K followers, 113.2K engagements

"Fast track to $250k business funding. No personal credit check. One-hour approval. Comment BUSINESS now. #credit #business #businessowner #businessfunding #finance"
TikTok Link 2025-11-11T14:46Z 670.3K followers, 2002 engagements

"How to Increase Your Credit Score with No Credit Card Needed. #credit #creditscore #creditscoreincrease #creditscoreboost #creditrepair"
TikTok Link 2025-12-06T03:36Z 670.3K followers, 1207 engagements

"Skyla Federal Credit Union is quietly becoming one of the most competitive financial institutions in the countryand today were breaking down why Skyla FCU outperforms Navy Federal in real-world benefits. From lower loan rates to faster approvals better customer access and membership thats actually open to more people Skyla is proving you dont need to be military-affiliated to get elite-level banking perks. In this video we compare: Skylas loan approval flexibility vs. Navy Federals stricter underwriting Why Skyla often offers lower personal loan & auto loan rates Skylas faster account opening"
TikTok Link 2025-12-07T00:20Z 670.3K followers, 1763 engagements

"Cash Back Credit Cards = Free Money💯 Cash Back credit cards are a popular type of rewards credit card that allows cardholders to earn a percentage of their spending back in the form of cash rewards. These cards are a great way to earn rewards for everyday purchases such as groceries gas and dining out. If you're looking for a Cash Back credit card it's important to consider the different options available and compare their features and benefits. Some Cash Back cards offer higher rewards for specific categories of spending while others have a flat rate for all purchases. When searching for a"
TikTok Link 2023-02-25T20:30Z 670.1K followers, 22.9K engagements

"@Mike the Credit Guy Watch Part X @Mike the Credit Guy Watch Part X How to Delete Collections From Your Credit reports #credit #creditrepair #money #finance #howtodeletecollections"
TikTok Link 2024-01-25T00:47Z 670.1K followers, 546.2K engagements

"Here are some tips for researching and buying a car from a dealership: X. Research: Before you visit a dealership research the car you're interested in including its features options and pricing. Look at multiple dealerships to compare prices and find the best deal. X. Get pre-approved: Before you visit a dealership get pre-approved for a car loan. This will give you a sense of what you can afford and help you avoid being taken advantage of by the dealership's finance department. X. Shop around: Visit multiple dealerships to compare prices and options. Don't be afraid to walk away from a deal"
TikTok Link 2024-09-03T23:32Z 670.1K followers, 202.5K engagements

"🔥 NASA Federal Credit Union is the backdoor NOBODY talks about. ✅ You dont need perfect credit ✅ No hard inquiry to check if you qualify ✅ Anyone can joinyes even you ✅ Credit-builder friendly with real approval potential 👇 Drop a 🔥 if youre done getting denied. And comment CREDIT UNLOCKED if you want me to show you the easiest way to apply today. 🔖 Hashtags: #BadCreditHacks #CreditScoreBoost #NASAFCU #CreditUnionSecrets #NoHardInquiry #CreditCardTips #BuildCreditFast #FinancialFreedom #CreditRepair #CreditRebuild #CreditForAll #CreditGame #MoneyMoves #CreditUncovered #credit #money"
TikTok Link 2025-05-29T23:21Z 670.1K followers, 73.1K engagements

"Return of That Banished Girl Episode 1516 ⚡ Rivalries Heat Up#ReturnOfThatBanishedGirl #DramaSeries #StrongWomanLead #RevengeArc #DramaEdit drama korean drama pakistani drama dailymotion drama total drama island nina drama chinese drama iqtidar drama the double chinese drama total drama sher drama love ambition chinese drama drama anime drama aespa lyrics drama app drama action movies drama artist drama and comedy masks drama at la scala opi drama at the salon crossword asian drama a perfect match chinese drama a korean drama a chinese drama a total drama about k drama a new drama a gentleman"
TikTok Link 2025-11-22T12:00Z X followers, 280.2K engagements

"Gong Studio HUSH Batman Figure #actionfigures #batman #edit #unboxing #batmanedit"
TikTok Link 2025-12-01T23:02Z 601.3K followers, 76K engagements

"Replying to @Ms.BrownIfYourNasty this credit union is better than navy federal and its bad credit friendly and ANYONE Can JOIN #credit #creditunion #badcredit #creditrepair #creditscore"
TikTok Link 2025-12-06T04:12Z 670.1K followers, 1511 engagements

"#credit #creditrepairhelp #creditrepair #creditrepairking #creditrepairservices #creditrepairspecialist #creditrepairworks"
TikTok Link 2020-12-18T07:07Z 670.2K followers, 35.4K engagements

"#HoldMyMilk #InTheHeightsChallenge #credit #creditcard #buildcredit #creditrepair #creditrepairking #tiktokcredit #creditrepairspecialist"
TikTok Link 2021-05-30T04:11Z 667.2K followers, 20K engagements

"Credit One Credit cards are some of the worst credit cards you can possibly get there are better cards 💯 #credit #creditrepair #creditrepairservices #creditrepairtips #nc #creditcard #creditcards #finance #money #moneytok #financetiktok"
TikTok Link 2022-07-23T23:36Z 670.3K followers, 61.6K engagements

"Small business loans let eligible business owners borrow funds to cover company-related purchases and operating expenses. Whether youre just starting your business or trying to grow the best small business loans can help you access the capital your business needs to thrive. #credit #business #businesscredit #businesscreditbuilding #businessfunding #money #finance #greenscreen #Inverted"
TikTok Link 2022-11-18T00:09Z 670.2K followers, 127.5K engagements

"Using a credit card responsibly can help build a strong credit history and improve your credit score. Here are some tips for using a credit card to build credit: X. Make sure to pay your bill on time each month. Late payments can have a negative impact on your credit score. X. Keep your credit utilization low. This means that you should try to keep the amount of credit you are using relative to the amount of credit you have available (also known as your credit limit) as low as possible. It's generally recommended to keep it below 9%. X. DO NOT Consider getting a secured credit card. This is a"
TikTok Link 2023-01-17T14:18Z 670.3K followers, 26.9K engagements

"Hard inquiries occur when a lender checks your credit report as part of their decision-making process for extending you credit. These inquiries can affect your credit score because they indicate to lenders that you are seeking new credit. If you have a lot of hard inquiries on your credit report in a short period of time it may indicate to lenders that you are having financial difficulties or that you are taking on too much new debt. This can be a red flag to lenders and may cause them to be less likely to extend you credit or to offer you less favorable terms. On the other hand if you have"
TikTok Link 2023-01-22T03:02Z 670.2K followers, 69.3K engagements

"Using a credit card responsibly can help build a strong credit history and improve your credit score. Here are some tips for using a credit card to build credit: X. Make sure to pay your bill on time each month. Late payments can have a negative impact on your credit score. X. Keep your credit utilization low. This means that you should try to keep the amount of credit you are using relative to the amount of credit you have available (also known as your credit limit) as low as possible. It's generally recommended to keep it below 9%. X. DO NOT Consider getting a secured credit card. This is a"
TikTok Link 2023-02-14T02:38Z 670.3K followers, 52.9K engagements

"Here are some tips for researching and buying a car from a dealership: X. Research: Before you visit a dealership research the car you're interested in including its features options and pricing. Look at multiple dealerships to compare prices and find the best deal. X. Get pre-approved: Before you visit a dealership get pre-approved for a car loan. This will give you a sense of what you can afford and help you avoid being taken advantage of by the dealership's finance department. X. Shop around: Visit multiple dealerships to compare prices and options. Don't be afraid to walk away from a deal"
TikTok Link 2023-03-02T00:52Z 670.3K followers, 196.5K engagements

"Credit scores are a crucial aspect of personal finance as they play a significant role in determining an individual's ability to obtain credit loans and other financial products. A credit score is a numerical representation of an individual's creditworthiness based on their credit history payment patterns and other financial behaviors. Having a good credit score can increase your chances of getting approved for credit while a poor credit score can make it difficult to obtain credit and lead to higher interest rates and fees. To improve your credit score it is important to understand the"
TikTok Link 2023-03-21T14:12Z 670.3K followers, 155.5K engagements

"Level up your credit card game with American Express Get up to 60000 Membership Reward points when you spend $3000 in X months with their best beginner credit card. No need to pay extra for Platinum or Gold- this offer is the real deal #americanexpress #creditcard #rewards #beginners #memberrewards #spendsmart #credit #creditrepair"
TikTok Link 2023-05-24T23:38Z 670.3K followers, 66.7K engagements

"Remember that buying a car is a big decision and it's important to take the time to do your research and make an informed decision that's right for you. #finance #money #creditrepairtips #creditrepair #creditrepairservices #autoloan #usedcar #carbuying #mikethecreditguy #credit"
TikTok Link 2023-06-02T00:21Z 670.3K followers, 76.5K engagements

"How to Respond to Collections #creditrepairtips #creditscore #credittips #moneytok #financetok #collections"
TikTok Link 2023-10-22T23:54Z 670.3K followers, 46.4K engagements

"Bank Scam Alert #credit #creditrepair #creditcard #smallbusiness #truist #scammeralert #money #finance"
TikTok Link 2024-02-13T21:01Z 670.3K followers, 13.2K engagements

"Bad credit ok #credit #creditrepair #money #finance #badcredit"
TikTok Link 2024-02-15T00:59Z 670.3K followers, 224.2K engagements

"Credit Repair #credit #creditrepair #creditrepairservices #money #finance #DIY #diycreditrepair #disputebeast"
TikTok Link 2024-03-02T02:42Z 670.3K followers, 91.4K engagements

"$50000 Credit Card even with Bad Credit. This Credit Union is a Hidden Gem #credit #creditcards #creditrepair #money #finance #badcredit #badcreditproblems #creditunion"
TikTok Link 2024-05-15T02:06Z 670.2K followers, 72.9K engagements

"Major high limit Credit Cards With This Credit Union #credit #creditrepair #creditcard #money #finance #badcredit #creditunion"
TikTok Link 2024-05-16T00:02Z 670.3K followers, 316.9K engagements

"Repossession Laws #credit #creditrepair #money #finance #badcredit #debt #repo #repossession #repoman #consumerlaw"
TikTok Link 2024-05-19T00:32Z 670.3K followers, 339.8K engagements

"$150000 Personal Loan With This Credit Union #credit #creditrepair #creditcard #loan #creditunion #money #finance"
TikTok Link 2024-06-01T23:34Z 670.3K followers, 27.4K engagements

"Repo #credit #creditrepair #money #finance #repo #repossession"
TikTok Link 2024-07-11T01:11Z 670.3K followers, 380.8K engagements

"Replying to @Katy Bromley The Best App To Monitor My Credit #credit #creditrepair #money #finance #creditscore #Inverted #greenscreen"
TikTok Link 2024-09-16T23:48Z 670.2K followers, 5760 engagements

"How to Increase Your Credit Score #credit #creditrepair #money #finance #creditscore #creditscoreincrease #diycreditrepair #Inverted #greenscreenvideo"
TikTok Link 2024-11-25T00:21Z 670.2K followers, 3580 engagements

"Worse credit cards to stay away from #credit #creditcard #creditrepair #finance #Inverted"
TikTok Link 2024-12-05T00:20Z 670.2K followers, 16.1K engagements

"How to find your real credit score #credit #creditrepair #money #creditscore #creditscoretips #creditscores #ficoscore"
TikTok Link 2025-03-25T00:07Z 670.3K followers, 14.3K engagements

"This credit union is changing the game for bad credit borrowers. With just a XXX FICO you can qualify for up to $25000 in creditand theyre launching a $50000 card on June 1st 2025. They pull only TransUnion and anyone can join. Watch this before you apply anywhere else. #BadCreditHacks #CreditCardTips #SkylaCreditUnion #CreditBoost #HighLimitCreditCards #TransUnionOnly #CreditRepair #FinancialFreedom #580FICO #June1stDrop #money #finance #creditrepair"
TikTok Link 2025-05-24T23:51Z 670.3K followers, 387.2K engagements

"KOVO No hard pull. No interest. No risk. Just real credit building with all X bureaus. #SelfIsTrash #KOVO #CreditBuilderHack #NoLateReports #FixYourCredit #BuildSmartNotStupid #NoHardInquiry #CreditScoreBoost #FinancialFix #credit #money #finance #creditscore #creditrepair"
TikTok Link 2025-06-01T23:40Z 670.3K followers, 11.9K engagements

"Credit scores are a crucial aspect of personal finance as they play a significant role in determining an individual's ability to obtain credit loans and other financial products. A credit score is a numerical representation of an individual's creditworthiness based on their credit history payment patterns and other financial behaviors. Having a good credit score can increase your chances of getting approved for credit while a poor credit score can make it difficult to obtain credit and lead to higher interest rates and fees. To improve your credit score it is important to understand the"
TikTok Link 2025-06-08T00:24Z 670.2K followers, 13K engagements

"Replying to @Enrique_1ero Tired of lenders seeing you as "desperate" just because of a few extra hard inquiries In this video Ill walk you through a XXX% FREE and legal strategy to delete the hard inquiries from your credit report in just XX hours. No dispute letters. No expensive credit repair services. Just a phone kindness and the right timing. We'll break down: ✅ Which inquiries you can delete (and which to leave alone) ✅ The perfect time to call credit bureaus for best results ✅ What to say and what NEVER to say ✅ How too many inquiries destroy your creditworthiness ✅ The step-by-step"
TikTok Link 2025-06-10T03:22Z 670.3K followers, 51.8K engagements

"Fix Your Credit With X Click. Collections Gone. Charge-offs Gone. Late payments bankruptcies inquiries Deleted. Dispute Beast wipes out all your negative credit history and even mails the letters for you. If it doesnt work You get XXX% of your money back. It even deletes bad data from LexisNexis LCI Innovis and other secret bureaus banks use behind your back. 👉 Try it now: DisputeBeast.com/mike Dear HOEASS (Credit Bureau) Due to the recent class Action lawsuit filed against Your HOEASS (Credit Bureau)on May 5th 2025. I insist you conduct an investigation as you are required by the FCRA Law."
TikTok Link 2025-07-01T00:47Z 670.2K followers, 36.7K engagements

"Tired of playing defense with your credit score KOVO is the zero-fee no-hard-inquiry installment account that reports to ALL X bureaus and Innovis. It never reports a high balance or a missed payment and it gives you access to your FICO X credit score. This is how smart people are boosting their score without going into debt. #credit #creditscore #creditscoreboost #creditscoreincrease #creditscoretips"
TikTok Link 2025-11-18T01:15Z 670.3K followers, 5818 engagements

"How to Delete Collections and Chargeoffs from your credit reports #credit #creditrepair #creditscore #collection #chargeoffs"
TikTok Link 2025-11-19T22:23Z 670.3K followers, 18K engagements

"How to Increase your credit score #credit #creditscore #creditscoreincrease #creditrepair #finance"
TikTok Link 2025-11-25T01:02Z 670.3K followers, XXX engagements

"Credit Karma is not your credit score. Fico is the credit score that more than XX% of lenders use to approve loans. #credit #creditscore #creditscoretips #fico #ficoscore"
TikTok Link 2025-11-25T20:55Z 670.3K followers, 22.2K engagements

"How to Delete Collections & Chargeoffs from Your Credit Reports#credit #creditrepair #creditscore #creditrepairservices #creditrepairspecialist"
TikTok Link 2025-11-29T00:59Z 670.3K followers, 6381 engagements

"HOEASS Debt Collectors Dont Want You to Know This#credit #creditrepair #creditrepairservices ##creditscore"
TikTok Link 2025-12-01T20:40Z 670.3K followers, 3010 engagements

"How to delete collections & Chargeoffs from your credit reports #credit #creditrepair #creditscore #creditrepairservices #breakingnews"
TikTok Link 2025-12-02T00:30Z 670.3K followers, 1685 engagements

"Bad Credit Skyla Just Dropped a $50000 Card 😳 (TransUnion ONLY) If your FICO is 580+ and you follow THIS exact playbook you could unlock Skyla Credit Unions INSANE $25K$50K credit limitseven with bad credit. 😱 But heres the secret most people miss: you MUST build a relationship FIRST. 📘 CHEAT CODE: How to Build Credit With a Credit Union Fast ✅ Open checking account ✅ Open savings (put more $$ here) ✅ Deposit at least $XXX via direct deposit ✅ Get a 24-month secured loan ❌ Dont auto-pay yetwait for it to hit your credit report ✅ THEN pay off 8090% and auto-pay the rest monthly 🔥 Do this"
TikTok Link 2025-12-02T20:40Z 670.3K followers, 2.8M engagements

"This Credit Union is better than Navy Federal and ANYONE Can Join #credit #creditunion #creditcard #money #finance"
TikTok Link 2025-12-03T00:30Z 670.3K followers, 1M engagements

"This credit union is better than navy federal and ANYONE can Join 📉 Got Bad Credit Skyla Credit Union Has Your Back 💳 Looking for a credit union that actually gives second chances Skyla Credit Union is one of the most bad credit-friendlyfinancial institutions in the U.S. With just a XXX FICO score you can qualify for credit cards loans and other financial products and the best part They only pull your TransUnion report NOT Experian or Equifax. 🙌 ✅ No membership restrictions ANYONE can join ✅ Only a XXX credit score needed to get started ✅ Perfect for rebuilding credit or starting fresh ✅"
TikTok Link 2025-12-04T01:40Z 670.3K followers, 67.6K engagements

"Charge-offs dont have to ruin your credit for X years. DisputeBeast is the AI BEAST that deletes them across all XX bureaus with a XXX% guarantee. Fail = YOU get paid. 👉 Fix it today: DisputeBeast.com/mike delete charge-offs remove charge-offs fast fix credit score AI dispute charge-offs erase bad marks #credit #creditrepair #creditrepairservices #creditscore #finance"
TikTok Link 2025-12-05T00:35Z 670.3K followers, 1.3M engagements

"If youre trying to DELETE collections chargeoffs late payments inquiries ANY negative account this is the video you watch FIRST. DisputeBeast is the ONLY platform that gives you real FICO scores automatically MAILS your dispute letters for you and backs everything with a XXX% money-back guarantee. No credit repair company can touch this. Start deleting negative items TODAY DisputeBeast.com/mike delete collections fast remove chargeoffs delete negative accounts FICO credit repair automated dispute letters mailed dispute letters XXX% guarantee credit repair fastest credit repair tool #credit"
TikTok Link 2025-12-08T04:44Z 670.3K followers, 4516 engagements

"How to Delete Chargeoffs & Collections. If you want collections GONE and chargeoffs DELETED you need the platform that gives you real FICO scores sends all dispute letters for you and guarantees results with a XXX% refund if you dont win. This is how you take your credit back. Start now DisputeBeast.com/mike delete collections instantly delete chargeoffs best credit repair tool 2025 FICO dispute system automated credit repair software credit deletion tool guarantee credit repair #credit #creditrepair #creditrepairservices #creditrepairspecialist #creditscore"
TikTok Link 2025-12-09T01:01Z 670.3K followers, XXX engagements

"What did Trump Say Yes This is XXX% Real 🤦🏽 #news #breakingnews #breaking #trump"
TikTok Link 2025-12-10T00:45Z 670.3K followers, 3004 engagements

"Breaking News The Federal Reserve just dropped interest rates and this is your chance to save BIG. If youve been waiting to lower your mortgage payment refinance high-interest debt or finally access affordable credit the window is officially OPEN. Lower interest rates mean: ✔ Smaller mortgage payments ✔ Better refinance options for homeowners ✔ Cheaper personal loans to consolidate high-interest credit cards ✔ Affordable HELOCs for home repairs remodels or debt payoff ✔ Lower rates on private student loan refinancing If youre tired of overpaying the banks and want to lock in the best interest"
TikTok Link 2025-12-11T02:34Z 670.3K followers, 2173 engagements