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@itskatherinemontez Avatar @itskatherinemontez Katherine | Credit/Legal

Katherine | Credit/Legal posts on TikTok about debt, credit scores, dime, compliance the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

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Mentions: X #

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Followers: XXXXXXX #

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CreatorRank: XXXXXXX #

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Social category influence finance

Social topic influence debt #1061, credit scores, dime, compliance, accuracy, sed

Top Social Posts #

Top posts by engagements in the last XX hours

"Replying to @K🖤 hope this helped X. STOP 🛑 using credit karma for score monitoring its MISLEADING Use myFICO instead. Its the MOST accurate way to monitor your credit & receive your credit scores. PLUS lenders pull your FICO score so you will know your EXACT score when youre ready to apply for new credit✅ X. Get a copy of your free credit report on annualcreditreport.com. Try to print it out It will make it much easier for you to markup anything that is negative or inaccurate ☑ X. Once you have all of this information marked up you are going to want to freeze your secondary reports and"
TikTok Link @itskatherinemontez 2025-10-07T00:21Z 139.4K followers, XXX engagements

"Experian and Equifax were sued mainly for failing to protect consumer data not fixing credit report errors and deceptive business practices all of which have real consequences for peoples credit finances and identity security. The lawsuits benefit us by giving us stronger legal protections more leverage in disputes potential financial benefits and greater control over your credit file✅ I can help with this Say READY in the comments & send me a DM on IG @katherinemontez_ #creditdebt #legaladvice #collections #finance #void"
TikTok Link @itskatherinemontez 2025-10-06T07:21Z 139.3K followers, XXX engagements

"Check my stories for testimonials Equifax & Transunion just got sued again and thats huge This means theyre under LEGAL pressure to follow the Fair Credit Reporting Act by the book or face more fines and lawsuits. 📌 What does this mean for YOU When credit bureaus are sued they usually: Tighten up compliance ✅ Process disputes more carefully (and quickly) ✅ Remove inaccurate or unverifiable data more easily to avoid legal trouble ✅ This gives YOU the upper hand Right now is a rare window where the credit bureaus are more likely to: Accept your disputes Investigate more thoroughly Remove"
TikTok Link @itskatherinemontez 2025-09-12T21:23Z 139.4K followers, 533.8K engagements

"So not only do you have those items back on your credit but now also have a bankruptcy on your reports 😫 I can show you how to remove debt properly so you dont have to file bankruptcy #finances #loophole #credithelp #credittips"
TikTok Link @itskatherinemontez 2023-12-10T03:49Z 139.4K followers, 21.6K engagements

"Heres how to remove it Debt collectors hope you never find out about this loophole. When the original creditor sells your debt the new collection agency has no legal contract with you. That means they must prove you owe it or theyre required to delete it. (And most of them cant.) Dispute it and it can be wiped from your credit report in 3090 days using my exact dispute letters. This works for: student loans hospital bills repos evictions collections late paymentseverything. If they cant verify the debt they cant report it. Theyre hoping you wont fight back. Start disputing before its too"
TikTok Link @itskatherinemontez 2025-07-14T01:20Z 139.2K followers, 2.1M engagements

"Check bio for the step-by-step guide I used Experian & Transunion just got sued again and thats huge This means theyre under LEGAL pressure to follow the Fair Credit Reporting Act by the book or face more fines and lawsuits. 📌 What does this mean for YOU When credit bureaus are sued they usually: Tighten up compliance ✅ Process disputes more carefully (and quickly) ✅ Remove inaccurate or unverifiable data more easily to avoid legal trouble ✅ This gives YOU the upper hand Right now is a rare window where the credit bureaus are more likely to: Accept your disputes Investigate more thoroughly"
TikTok Link @itskatherinemontez 2025-10-01T03:49Z 139.4K followers, 11.5K engagements

"Phone Script 🙋🏻♀You: Hello my name is Full Name. Im calling in reference to my consumer file. I have reason to believe that my personal information may have been compromised as a result of the recent TransUnion data breach. This is very concerning under the Fair Credit Reporting Act because it shows a failure to maintain reasonable procedures to ensure the accuracy and confidentiality of consumer data. Under my rights provided by the FCRAspecifically sections XXX XXX and 611as well as the Gramm-Leach-Bliley Act I am requesting the immediate deletion of any accounts inquiries or records on"
TikTok Link @itskatherinemontez 2025-10-07T04:55Z 139.3K followers, 71.7K engagements

"Goal is to protect 1000 more families with access to the justice system Say LGAL for my help #legal #creditdebt #legaladvice #prepaid #justicesystem"
TikTok Link @itskatherinemontez 2025-10-10T19:54Z 139.3K followers, 7820 engagements

"If you want to WIN you will listen to me and do this. X. Dont Ignore the Lawsuit🔊 * Ignoring it can lead to a default judgment meaning THEY win automatically and can garnish wages or freeze your bank account. * Respond to the summons within the deadline (usually 2030 days & depending on your state) X. Request Validation of the Debt Under the Fair Debt Collection Practices Act (FDCPA) youre allowed to ask MCM to prove you owe the debt. They must show: - Original creditor name ✅ - Proof they own the debt ✅ - Accurate amount owed ✅ X. File an Answer With the Court * You dont need a lawyer to"
TikTok Link @itskatherinemontez 2025-09-21T22:19Z 139.4K followers, 19.6K engagements