@johnefinance Avatar @johnefinance Johnefinance | John Eringman

Johnefinance | John Eringman posts on TikTok about money, how to, credit cards, finance the most. They currently have [---------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

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Social Influence

Social category influence finance 44.76% stocks 7.62% technology brands 3.81% automotive brands 1.9% exchanges 1.9% cryptocurrencies 0.95% celebrities 0.95%

Social topic influence money 14.29%, how to 5.71%, credit cards #479, finance 5.71%, cards #1663, inflation 4.76%, the most 3.81%, debt 3.81%, this is 2.86%, if you 2.86%

Top accounts mentioned or mentioned by @wealthfront @nerdwallet @cryptocomix @ramit @discover @sofi @rocketmoney @tablotv @kaylabayla124 @tarte @fakeittillyoumake8 @coinbase @itsssvale101 @erikakullberg @humphreytalks @paydaypursuit @the_silent_economist @bshynazlegacy

Top assets mentioned Coinbase Global Inc. (COIN) Tesla, Inc. (TSLA) Bitcoin (BTC) Costco Wholesale Corporation (COST)

Top Social Posts

Top posts by engagements in the last [--] hours

"#stitch with @cryptocomix Can anyone verify this for me #anchor #cryptocurrency #LearnOnTikTok"
TikTok Link 2021-05-10T00:41Z 1.2M followers, 35.8K engagements

"The Pandora Papers Leak 🤯 #pandorapapers #billionaires #learnontiktok #tiktokpartner"
TikTok Link 2021-10-04T23:36Z [--] followers, 71.3K engagements

"How to invest your first $100 🙏"
TikTok Link 2022-05-02T23:57Z 1.2M followers, 642.5K engagements

"Credit Cards [---] #credit"
TikTok Link 2023-02-03T00:01Z 1.2M followers, 1.3M engagements

"He makes $13K/month but pays $1K on credit cards heres my advice and how he can reach BaristaFI"
TikTok Link 2025-11-21T00:05Z 1.2M followers, [----] engagements

"Tag your travel buddy ✈ THIS is the card you want. #creditcards #travelrewards #learnontiktok #tiktokpartner"
TikTok Link 2021-05-20T00:38Z 1.2M followers, 220.7K engagements

"Bad ❌ Better 👍 Best ✅ Banks 🏦 Bad ❌ Wells Fargo Wells Fargo was involved in one of the biggest U.S bank frauds in history 😳 they encourage employees to open accounts for customers without them knowing 🤐 Theyre also notorious for charging a bunch of random fees 🤦♂ Even @ramit says theyre a terrible bank lol A much better bank is Capital One 👍 They offer fee free checking and savings accounts 🫡 They also have over [-----] fee free ATMs 🏧 They even have a new money teen checking account which allows parents and kids to access the account at the same time 🤝 Ive never had any issues with"
TikTok Link 2023-06-28T22:52Z 1.2M followers, 582.3K engagements

"Bad ❌ Better 👍 Best ✅ High Yield Savings Accounts 🔐 Bad ❌ Popular Direct They offer 4.85% APY which is pretty good but it comes with a multitude of problems 😣 First off they have a bunch of random fees hidden in the fine print 🔍 They also require a $100 minimum deposit 💸 And a $25 early account closing fee 🤨 Their app has a [---] star rating 😬 A much better HYSA comes from Ally Bank 👍 Ally currently offers a 4.00% APY (it has increased since making this video) They have a $0 minimum opening deposit and $0 monthly maintenance fees 🙌 Their app has [---] Stars 🌟🌟🌟🌟 out of [-----] ratings"
TikTok Link 2023-07-06T21:39Z 1.2M followers, 1.5M engagements

"#ad Learn more about High Yield Savings Accounts with @NerdWallet so you can make the most of your money #nerdwalletpartner #ad"
TikTok Link 2024-03-19T00:33Z 1.2M followers, 1.9M engagements

"An Easy Way to #buildcredit #creditscore #creditcard #creditcards #newcar"
TikTok Link 2020-08-31T00:28Z 1.2M followers, 12.5M engagements

"Bad ❌ Better 👍 Best ✅ Funds 📊 Bad ❌ ARKK ARKK is an innovation ETF so they invest in companies that are involved with AI and augmented reality 🚀 Tesla Roku Zoom and Coinbase are their top [--] holdings 🙏 Unfortunately ARKK has gotten burned by tech layoffs 🔥 ARKK only has [--] different holdings which means they arent very diversified 😬 And they have an expense ratio of 0.75% which means they charge $75 for every $10000 invested. A much better fund is QQQ 👍 QQQ tracks the NASDAQ which is an Index of Tech Companies 🖥 Their holdings include Microsoft Apple Amazon and Tesla ⚡ They have 103"
TikTok Link 2023-07-10T22:53Z 1.2M followers, 11.4K engagements

"The Easiest way to #invest #stockmarket #investing #passiveinvesting"
TikTok Link 2020-09-03T00:44Z 1.2M followers, 5.2M engagements

"I like all the stocks. #personalfinance #somethingyoulearned #stocks #learnontiktok"
TikTok Link 2021-02-26T02:01Z 1.2M followers, 15.2M engagements

"How to Make Money with $200 #sidehustles #summerjobs #LearnOnTikTok #tiktokpartner"
TikTok Link 2021-07-19T23:52Z 1.2M followers, 240.6K engagements

"The cycle continues. ♻ part [--] #learnontiktok #tiktokpartner #careertiktok #lifestyleinflation"
TikTok Link 2021-08-27T00:57Z 1.2M followers, 3.8M engagements

"#ad Break up with those complicated bills with @rocketmoney 🚀#rocketmoneypartner"
TikTok Link 2023-03-30T23:50Z 1.2M followers, 273.7K engagements

"In our DINK era 💅 #dinks"
TikTok Link 2023-12-03T22:51Z 1.2M followers, 3.5M engagements

"How to get out of debt in [----]. This is by far the most successful method out there"
TikTok Link 2025-12-24T23:44Z 1.2M followers, 10.6K engagements

"401k vs Roth 401k. Which is better for you"
TikTok Link 2025-12-28T23:43Z 1.2M followers, 113.8K engagements

"New Tax Brackets for [----] - which one are you planning to hit this year 👀"
TikTok Link 2026-01-08T23:10Z 1.2M followers, 345.1K engagements

"There are millionaires out there who can't retire early. And it's because their money isn't liquid"
TikTok Link 2026-01-10T16:01Z 1.2M followers, [----] engagements

"Heres why you shouldnt max out your 401k if you want to retire early"
TikTok Link 2026-01-14T00:00Z 1.2M followers, 28.4K engagements

"The new [----] Trump Accounts. What I like and dislike about them"
TikTok Link 2026-01-15T23:00Z 1.2M followers, 12.1K engagements

"Withdraw money from your 401(k) EARLY using the Roth Conversion Ladder"
TikTok Link 2026-01-20T23:00Z 1.2M followers, [----] engagements

"New [----] Tax Brackets for Married Filing Joint"
TikTok Link 2026-01-21T23:00Z 1.2M followers, [----] engagements

"Heres the advantage of a double-income household for early retirement"
TikTok Link 2026-01-28T23:00Z 1.2M followers, [----] engagements

"Should you pay off your house if your goal is to retire early"
TikTok Link 2026-01-29T23:00Z 1.2M followers, [----] engagements

"3 Best Credit Cards for Beginners 💳"
TikTok Link 2022-06-05T23:46Z 1.2M followers, 2.8M engagements

"Bad ❌ Better 👍 Best ✅ Credit Cards 💳 Bad ❌ Credit One Platinum Visa The first red flag is that is trying to make you think its a capital one card its not 🚩 They suspiciously have very similar logos 🤨 It has a $39 fee and a 28% interest rate 📈 And a measly 1% cash back 👎 A much better Credit Card is the Capital One Quicksilver 👍 No annual fee You earn $200 once you spend $500 💵 It has unlimited 1.5% cashback ♻ They also have a stellar app with over [--] million reviews 🌟🌟🌟🌟🌟 My fianc likes this card for its no foreign transaction fees One of the best Credit Cards out there ✅ Allows"
TikTok Link 2023-06-30T23:25Z 1.2M followers, 369.6K engagements

"The Financial Freedom Formula #dinks $6000/month for [--] years at 10% = $1.2 Million $6000/month for [--] years at 10% = $480000 $6000/month for [--] years at 10% = $1.2 Million $6000/month for [--] years at 10% = $480000"
TikTok Link 2024-02-04T15:52Z 1.2M followers, 32.1K engagements

"Here's why $3227500 is the perfect number to retire early"
TikTok Link 2025-12-23T20:45Z 1.2M followers, 74.8K engagements

"If you're down 30% you really only need a 30% gain to get back to even right"
TikTok Link 2026-02-15T20:00Z 1.2M followers, [---] engagements

"#paidpartnership@tablo_tv Best hack to watch and record TV without monthly fees @TabloTV #TabloTV #TabloTVPartner #ad"
TikTok Link 2023-11-14T00:05Z 1.2M followers, 264.8K engagements

"5 Best Purchases Under $200 🙌"
TikTok Link 2023-11-27T23:11Z 1.2M followers, 29K engagements

"How much DINKs spent in November 📊 #dinks"
TikTok Link 2023-12-07T00:02Z 1.2M followers, 11.5K engagements

"Are you falling behind financially"
TikTok Link 2024-01-31T23:20Z 1.3M followers, 15.7K engagements

"Its just not worth it anymore"
TikTok Link 2024-02-06T23:11Z 1.2M followers, 350.9K engagements

"3 easy money tips for [----] SoFi Optimal Finance Daily Ally BiggerPockets Money Personal Finance Podcast Capital One SoFi Optimal Finance Daily Ally BiggerPockets Money Personal Finance Podcast Capital One"
TikTok Link 2024-02-22T00:30Z 1.2M followers, [----] engagements

"How Much in Checking Account"
TikTok Link 2024-04-24T23:06Z 1.2M followers, 98.7K engagements

"Why Commission Jobs are more valuable than you think"
TikTok Link 2024-12-09T00:05Z 1.2M followers, [----] engagements

"Ill review your finances in a future video"
TikTok Link 2024-12-30T00:04Z 1.2M followers, [----] engagements

"How to pay off debt - Debt Snowball vs Debt Avalanche"
TikTok Link 2025-01-15T00:04Z 1.2M followers, [----] engagements

"Replying to @kaylabayla124 How to invest your money in terms of buckets. This is what I personally do but what you do is up to you"
TikTok Link 2025-02-07T00:41Z 1.2M followers, [----] engagements

"Double Income Households are a cheat code"
TikTok Link 2025-04-02T23:04Z 1.2M followers, 60.2K engagements

"Never sign a contract that has the word perpetual or perpetuity in it"
TikTok Link 2025-08-03T23:05Z 1.2M followers, [----] engagements

"What Most DINKs are doing"
TikTok Link 2025-09-08T23:05Z 1.2M followers, [----] engagements

"Investing $5 per day wont make you rich. Thats about $150 per month and $1825 per year. Assuming an 8% return from the stock market youll make around $146 Heres what Id recommend doing instead: Find a skill you already have and spend money learning a skill that you can stack that with. IT + public speaking. Editing + Storytelling. Marketing + Analytics. Thats how youre going to level up and earn more money so you can invest much more"
TikTok Link 2025-09-14T23:05Z 1.2M followers, [----] engagements

"Replying to @T🦋 What if your 401k has no match"
TikTok Link 2025-10-16T00:24Z 1.2M followers, [----] engagements

"#ad Kids opening a PR package with me as the co-brand for Diwali 🪔😭 Bundle is LIVE tomorrow @tarte cosmetics 😘 #tartecosmetics #Diwali #myfamily #browngirl Tarte x Diwali Tarte x Diwali"
TikTok Link 2025-10-16T02:29Z 4.4M followers, 4.2M engagements

"Earning $3000 a month sounds fine until you remember the $50K car loan at 8% 👀"
TikTok Link 2025-10-30T23:00Z 1.2M followers, [---] engagements

"Replying to @fakeittillyoumake8 The truth about the Rule of 55"
TikTok Link 2025-11-04T22:10Z 1.2M followers, [---] engagements

"If you want to reach financial freedom start by calculating your FI number. This is how youll do it"
TikTok Link 2025-11-12T00:05Z 1.2M followers, [----] engagements

"My advice for a college student who has student loans and a $400 surplus per month"
TikTok Link 2025-11-17T00:07Z 1.2M followers, [---] engagements

"#ad The best and worst days for holiday travel (and how getting paid early may actually help you snag cheaper tickets). Visit 53.com/momentum for more info. #FifthThirdPartner #53better #holiday #travel"
TikTok Link 2025-12-05T17:25Z 1.2M followers, 702.8K engagements

"#ad #adDid you know credit card points can be affected by inflation too😳 Thats why I applied for the Coinbase One Card. You can earn up to 4% Bitcoin back on every purchase based on your money on @Coinbase #CoinbasePartner Terms conditions and limitations apply.Subject to eligibility and approval. Offered through Coinbase Inc. and Cardless Inc. Cards issued by First Electronic Bank.Bitcoin back rates are based on cardholders assets on Coinbase. Not all transactions are eligible purchases. Learn more atcoinbase.com/creditcard. Information is provided for informational purposes only and is not"
TikTok Link 2025-12-17T20:31Z 1.2M followers, 1.5M engagements

"This new law will trickle down to the middle class 💧#capitalgains #capitalgainstax #middleclass #financenews"
TikTok Link 2021-11-03T00:29Z 1.2M followers, 419.9K engagements

"You needed to hear this today"
TikTok Link 2024-01-17T22:19Z 1.2M followers, 5.2M engagements

"Here are [--] ways to retire early"
TikTok Link 2025-12-17T00:00Z 1.2M followers, [----] engagements

"Heres why $1638750 is the perfect number to retire early especially if youre single"
TikTok Link 2026-01-13T00:00Z 1.2M followers, [----] engagements

"Pretax investments Dont pay taxes until you withdraw Take advantage. #PersonalFinance #401k #financialindependence"
TikTok Link 2019-12-15T23:54Z 1.2M followers, [----] engagements

"Best financial podcasts #personalfinance #finance #money #edutok #podcast"
TikTok Link 2020-02-21T23:07Z 1.2M followers, [----] engagements

"ABCs of Finance - What is an Asset Allocation 🤔 #personalfinance #finance #beginner #investing #money"
TikTok Link 2020-04-25T00:39Z 1.2M followers, [----] engagements

"Fees compound significantly over time #investments #investing #fees #indexfunds #mutualfunds #finance"
TikTok Link 2020-06-26T01:43Z 1.2M followers, 125.2K engagements

"How valuable is your time #opportunitycost #maketime #investmoney #financialfreedom #financialindepenence"
TikTok Link 2020-08-10T00:24Z 1.2M followers, 158.4K engagements

"So you want to start investing Save this video for future reference 🤞 #personalfinance #johnefinance #tiktokpartner #learnontiktok"
TikTok Link 2021-01-21T02:38Z 1.2M followers, 128.7K engagements

"Biggest Contract in Sports History 🤯 #Lionelmessi #futbol #learnontiktok #tiktokpartner"
TikTok Link 2021-02-03T02:29Z 1.2M followers, 3M engagements

"How many of you know this Money Saving Hack 👀 #personalfinance #moneytips #learnontiktok #pieceofinformation"
TikTok Link 2021-02-12T02:23Z 1.2M followers, 788K engagements

"Im partnering with Wealthfront to help you diversify risk and invest confidently Disclosures: Wealthfront #howtoinvest #startinvesting"
TikTok Link 2021-06-23T23:48Z 1.2M followers, 34.3K engagements

"You have $100000. What do you do with it #personalfinance #startinvesting #howtoinvest #learnontiktok #tiktokpartner"
TikTok Link 2021-07-08T22:53Z 1.2M followers, 70.1K engagements

"Your Time is Your Most Valuable Asset Im partnering with Wealthfront so you can start investing passively Disclosures @wealthfront #startinvesting"
TikTok Link 2021-07-14T23:41Z 1.2M followers, 47.7K engagements

"Next time I see a Montana License plate 😳 #exoticcar #montana #learnontiktok #tiktokpartner"
TikTok Link 2021-07-22T23:48Z 1.2M followers, 1.4M engagements

"The Many Types of FI 🤩 #financialindependence #financialfreedom #learnontiktok #tiktokpartner"
TikTok Link 2021-08-03T00:11Z 1.2M followers, 361.7K engagements

"Borrowing Money [---] #moneymanagement #personalfinance #learnontiktok #tiktokpartner"
TikTok Link 2021-08-13T00:42Z 1.2M followers, 1.7M engagements

"Easy Way to Lower your Tax Bill🤑 Im partnering with Wealthfront to show you how easy it is to save on taxes. Disclosures @wealthfront #learnontiktok"
TikTok Link 2021-09-02T00:29Z 1.2M followers, 17.3K engagements

"Tired of the hearing same old advice 🥱 Im partnering with Wealthfront to SHOW you how to start investing. Disclosures @wealthfront #endorsed"
TikTok Link 2021-09-16T00:31Z 1.2M followers, 68.4K engagements

"Please DONT share this 🙂 #personalfinance #moneytips #learnontiktok"
TikTok Link 2021-10-18T00:25Z 1.2M followers, 1.5M engagements

"Stock Price Doesnt Matter ❌ #stockmarket #amazon #apple #startinvesting"
TikTok Link 2021-11-01T01:12Z 1.2M followers, 137K engagements

"iNfLaTiOn iS tRaNsiToRy 🤡 #inflation #moneyprintergobrrr #invest #learnontiktok"
TikTok Link 2021-11-10T21:33Z 1.2M followers, 86.3K engagements

"Dont let bad business keep you from investing. Invest responsibly ♻ Disclosures @wealthfront #startinvesting #invest #investresponsibly #learnontt"
TikTok Link 2021-11-25T01:10Z 1.2M followers, 15.7K engagements

"iNfLaTioN iS tRaNsiTorY rip 🪦 #inflation #jeromepowell #moneyprinter #transitory"
TikTok Link 2021-12-03T01:15Z 1.2M followers, 194.1K engagements

"All millionaires understand this secret 🤫"
TikTok Link 2022-04-28T23:25Z 1.2M followers, 235.7K engagements

"Replying to @itsssvale101 How To Invest Under [--] 👍 #howtoinvest #investing #custodialaccount"
TikTok Link 2022-10-08T15:17Z 1.2M followers, 95.4K engagements

"#nerdwalletpartner Compare & find top cash back credit cards on @nerdwallet and get ready to fuel up on gas AND snacks 🚗 #nerdwallet : The smartest decision for all your financial decisions. #RoadTrip #cashback #PersonalFinance #youheardthenerd"
TikTok Link 2023-02-21T23:58Z 1.2M followers, 3.3M engagements

"#ad [--] Costs of Selling Your Home #NerdWallet @NerdWallet #ad #MortgageTips #HomeBuyerTips"
TikTok Link 2023-05-15T23:01Z 1.2M followers, [----] engagements

"Costco prices in Hawaii 😳"
TikTok Link 2023-06-05T23:00Z 1.2M followers, 152.5K engagements

"Bad ❌ Better 👍 Best ✅ Robo Advisors 🤖"
TikTok Link 2023-07-18T23:18Z 1.2M followers, [----] engagements

"How Inflation Works 📈"
TikTok Link 2023-09-19T22:56Z 1.2M followers, 18.8K engagements

"4 Sneaky Types of Inflation 🤫"
TikTok Link 2023-09-21T22:32Z [--] followers, [----] engagements

"5 Best Purchases Under $200 🤌"
TikTok Link 2023-10-01T22:54Z 1.2M followers, 76.4K engagements

"How much a couple spends in Cincinnati OH"
TikTok Link 2023-10-02T22:41Z 1.2M followers, [----] engagements

"How dinks spend their money #dinks How DINKS spend their money 💰 How DINKS spend their money 💰 How DINKS spend their money 💰 How DINKS spend their money 💰"
TikTok Link 2023-10-30T00:37Z 1.2M followers, [----] engagements

"Ive been buying Nvidia since 2019"
TikTok Link 2024-06-21T19:27Z 1.2M followers, 53.9K engagements

"How the rich use debt to become even richer"
TikTok Link 2024-12-16T00:04Z 1.2M followers, 25.4K engagements

"Good Debt vs Bad Debt and how to tell the difference"
TikTok Link 2025-01-14T00:04Z 1.2M followers, [----] engagements

"Difference between $50k and $250k"
TikTok Link 2025-08-17T23:05Z 1.2M followers, [----] engagements

"If you want to retire early - dont max out your 401k because your money will be locked up until youre [--] 1/2. Heres what Id recommend instead"
TikTok Link 2025-09-10T23:05Z 1.2M followers, 266.9K engagements

"Heres how you can become a decamillionaire with the power of compound interest. If you can hit $600000 invested by the age of [--] you are well on your way to coastFI"
TikTok Link 2025-11-14T00:05Z 1.2M followers, 31K engagements

"How rich is Jeff Bezos #personalfinance #finance #money #edutok #amazon"
TikTok Link 2020-02-17T23:43Z 1.2M followers, 981.1K engagements

"96 Month Car Loans were just approved 🤦♂ Car Salesman selling a [--] month Car Loan with a 12% interest rate College Student getting a BMW for $600per month Car Salesman selling a [--] month Car Loan with a 12% interest rate College Student getting a BMW for $600per month"
TikTok Link 2023-11-22T01:02Z 1.2M followers, 37.6K engagements

"This was the craziest thing I stumbled across all week. Really starts to put things into perspective"
TikTok Link 2026-01-26T03:51Z 1.2M followers, [---] engagements

"Here are the new [----] Roth Contribution and Income Limits"
TikTok Link 2026-01-11T23:10Z 1.2M followers, [----] engagements

"This is one of the most important lessons we can teach the younger generations"
TikTok Link 2026-01-22T23:00Z 1.2M followers, [----] engagements

"The most underrated job is the commission based job. Especially if you're young"
TikTok Link 2026-01-26T03:56Z 1.2M followers, [----] engagements

"Why credit cards shouldnt be your emergency fund"
TikTok Link 2026-02-01T23:00Z 1.2M followers, [----] engagements

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