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@gwestjr Avatar @gwestjr Greg West | Mortgage Lender

Greg West | Mortgage Lender posts on TikTok about if you, debt, credits, closed the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

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Mentions: XX #

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Followers: XXXXXX #

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Social Influence

Social category influence finance XXXXX% countries XXXX% automotive brands XXXX% social networks XXXX%

Social topic influence if you 21.88%, debt #601, credits #2924, closed #1455, money 6.25%, usda #14, home loans #60, insurance #669, teaser 3.13%, $8k XXXX%

Top accounts mentioned or mentioned by @webbgrlz @herman @mlo @therealgregwestjr @tmloancom

Top Social Posts

Top posts by engagements in the last XX hours

"Buying a home in 2025 or 2026 Dont make the same mistakes most buyers will. Heres the real game plan 👇🏽 X Get the seller to pay your closing costs. In this market buyers have leverage again so use it. Seller credits can save you thousands upfront even cover your rate buydown or escrows. X Permanently buy down your rate. Skip the temporary 2-1 buydown hype. When that teaser rate expires your payment jumps. Instead negotiate a permanent rate buydown that gives you long-term stability. X Dont overfund your down payment. Forget the put XX% down myth. Keep your cash for reserves emergencies or"
TikTok Link 2025-10-13T15:16Z 49.1K followers, 1.3M engagements

"🔥 Thinking about buying new construction in 2026 Heres how to protect yourself save thousands and avoid costly rookie mistakes 👇🏽 X Get the builder to pay your closing cost. Most builders offer incentives you just have to ask. Let them cover your closing costs so you keep your cash for furniture savings or upgrades. That one move can save you $8K$20K easily. X Choose a permanent rate buy down not a 2-1 or 3-2-1 temporary teaser. Those temporary buydowns sound good upfront but your payment jumps later. A permanent rate buydown keeps your mortgage affordable for the long haul. X Make sure"
TikTok Link 2025-11-10T16:15Z 49.1K followers, 62.4K engagements

"6/7/2022 was one of the most impactful days of my life I married the love of my life ❤ After I gave up the tireless search for a wife God provided. After I stopped worrying about who Id eventually marry God showed me. After I stopped tripping lol God gave me HIS best. & Yes I knew after the FIRST date that this would be something serious. So I moved with intention & pursued her. A DM led to a date that lasted for HOURS which led to hours of endless conversations about any & everything. & boom A courthouse wedding ceremony. Outside of physical attraction the thing that drew me toward my wife"
TikTok Link 2023-02-09T03:49Z 49K followers, 486.5K engagements

"💥 Veterans listen up Your VA loan is more powerful than you think Its not just for buying a home ✅ You can buy your dream house AND ✅ Use seller credits to pay off high-interest debt at closing ✅ All with ZERO down payment required Heres how it works: 🔹 XXX% financing no need to drain your savings. 🔹 Seller pays closing costs + pays down your debt (negotiated right) 🔹 Lower monthly expenses = more breathing room financially. 🔹 Own real estate + wipe out debt = Real wealth move. 🏡💳💵 This is how you turn your VA benefits into a financial reset 🔥 Dont just buy a house ✅ Buy smart. ✅ Buy"
TikTok Link 2025-04-27T14:23Z 49K followers, 522.7K engagements

"FHA $XXX Down Payment Program (HUD Homes) Did you know you can buy a house with only $XXX down 👀 Thats not clickbait its the FHA $XXX Down Program available only on HUD-owned homes (properties the government took back after FHA foreclosures). Heres how it works: 🏠 You must use FHA financing and plan to live in the home as your primary residence. 💰 Instead of XXX% down you only put $XXX total down regardless of the price. ⚙ You can still ask for seller credits and even roll in repair costs if needed. 💼 The home must be listed on HUDHomestore.gov and your lender must be HUD-approved. This"
TikTok Link 2025-10-20T18:44Z 49.1K followers, 411.9K engagements

"If you are buying a home in 2026 and want to use down payment assistance the FHA Downpayment Grant Program can remove the biggest barrier between you & homeownership. This is designed for buyers who have stable income but need real help covering the upfront FHA downpayment. Here is what lenders are looking for: Minimum FICO of XXX or higher Two years of income history You do not need to be on the same job for two years Max DTI is XXXXX percent First time homebuyer is NOT required Non occupant cosignors are allowed to help qualify Property types this works for: Single family homes Two unit"
TikTok Link 2025-12-05T19:49Z 49.1K followers, 24.4K engagements

"4 Things I wish I knew before becoming a mortgage loan officer. If you are thinking about becoming a mortgage lender I highly recommend tnis video #loanofficer #mortgagetips #mortgagebroker"
TikTok Link 2023-11-01T06:56Z 49.1K followers, 11.8K engagements

"Veterans are sleeping on the VA IRRRL. This move can lower your rate shrink your payment and bring real relief in this economy. The process is simple and fast. Most vets close with almost no paperwork and can even pause up to X payments while the loan funds. 🔥 Benefits of the VA IRRRL 💥 Lower interest rate 💥 Lower monthly payment 💥 Pause up to X mortgage payments 💥 No appraisal required in most cases 💥 No income docs in most cases 💥 Fast closing and easy funding 💥 Minimal paperwork 💥 Roll closing costs into the loan 💥 Helps stabilize your budget If you are in TX GA CA or FL and your"
TikTok Link 2025-12-07T02:52Z 49.1K followers, 3662 engagements

"Replying to @Webbgrlz POV: You just got pre-approved on a $300000 home with only X% down and your PMI is only about $XX a month 😳 Everyone online keeps saying PUT XX% DOWN but heres what they dont realize 👇 If you put XX% down thats $60000 out of pocket 💸 If you put X% down thats $9000 and you keep $51000 in your bank. With excellent credit your PMI is dirt cheap and it falls off once you reach XX% equity (or automatically cancels at 22%). So instead of locking up $60K in equity that earns you $X return you could: 💰 Keep cash for emergencies or renovations 📈 Invest it and let your money"
TikTok Link 2025-10-17T02:36Z 49K followers, 3658 engagements

"POV: You just finished pre-approving a Military Veteran for a $XXX Million VA JUMBO loan with $X down Most people dont know this but VA loan limits were eliminated in 2020 under the Blue Water Navy Vietnam Veterans Act. That means qualified veterans can now buy a home well over $X million even up to $2.5M+ with ZERO down payment as long as they have full entitlement and meet lender guidelines. 💡The VA doesnt actually set a max loan amount anymore only what you qualify for based on income credit and residual income requirements. So yes the same benefit that helps a first-time buyer get into a"
TikTok Link 2025-10-22T22:17Z 49K followers, 26.7K engagements

"How Much Do Mortgage Loan Officers REALLY Make Lets Break It Down Mortgage loan officers are typically paid based on basis points (BPS)a unit of measure used to calculate commission. X BPS = XXXX% of the loan amount. Heres an example on a $300000 loan: XXX BPS (1.00%) = $3000 commission XXX BPS (2.75%) = $8250 commission Your total earnings depend on your agreed-upon split with your company. Some MLOs take home the full amount while others split with their brokerage. Want to learn how to become a mortgage loan officer and start making commissions like this Grab my step-by-step guide Link in"
TikTok Link 2025-03-24T23:41Z 49K followers, 146.3K engagements

"Everyone wants to be a Realtor these days until they realize Mortgage Loan Officers are moving WAY different 💼➡💰 Heres why I chose MLO over agent life: No open houses. Just closed deals ✅🏡 No driving across town. I work remote 💻✈ No weekends. I protect my peace 🕊 No chasing. I attract warm leads 📲 More deals. Less burnout. Period. While agents are spending $1000+ on leads & grinding for one offer Im closing deals daily with pre-approved buyers who NEED financing. If you want to: Build wealth Create time freedom Help families win And make $10K+ months without burning out Its time to get"
TikTok Link 2025-04-10T18:09Z 49K followers, 3.3M engagements

"Replying to @Herman A. Ramirez MLO 🚨 REAL COMMENT from a broker who made $65K in ONE MONTH 🤯 📍 Closed X loans. Changed his life. 💡 And it all started by becoming a loan officer. You dont need experience. You dont need a degree. You just need the right game plan. ✅ My MLO Success Guide teaches you: How to get licensed 🎓 How to get hired 🤝 How to get PAID 💰 📲 Download the MLO success guide with the link in my bio #LoanOfficerLife #MortgageBroker #MLOGuide #GregWestApproved #FaithAndFinance #CareerShift #HighIncomeSkills #MortgageMentor"
TikTok Link 2025-06-02T23:13Z 49K followers, 126.2K engagements

"Most buyers dont realize the lending rules are different for manufactured homes which is why approvals get delayed or denied. When you understand the requirements upfront the process becomes much smoother. 👇🏽 What lenders must verify before approving you ✨ Home is classified as real property and permanently installed ✨ HUD tag and data plate are present ✨ Home was built after June 1976 ✨ You own or are buying the land unless using a specialty program ✨ Foundation meets engineering standards ✨ Title is retired if required in your state ✨ Income credit DTI and job history meet guidelines ✨"
TikTok Link 2025-12-05T03:13Z 49.1K followers, 24.3K engagements

"USDA is officially accepting new mortgage applications againwith $X down and no minimum credit score 🤯 Heres the quick breakdown every first time buyer needs: 🌾 $X down If the home is in a USDA approved area you can buy with no down payment. Huge win for buyers trying to keep their savings intact. 💳 No minimum credit score USDA allows approvals with alternative credit like rent utilities and insurance if your score is low or you have no score. 📈 Income limits apply You must fall under your countys USDA income cap based on household size. 📍 Location matters Many rural and suburban areas"
TikTok Link 2025-12-12T04:16Z 49.1K followers, 1164 engagements

"🚨 Mortgage Companies Hiring Now Looking to start your career in mortgage lending Check out these companies and how they operate Plus my new guide is available for those ready to get licensed 🏡💼 #MortgageJobs #NowHiring 🔹 SoFi Digital-first lender focusing on tech-driven home loans with competitive rates. 🔹 PennyMac One of the largest mortgage servicers offering direct lending & correspondent lending. 🔹 NEXA Mortgage A XXX% commission-based broker with access to multiple lenders. 🔹 Edge Home Finance Independent mortgage brokerage with flexible lending options. 🔹 PNC Bank Traditional"
TikTok Link 2025-03-25T23:00Z 48.9K followers, 8316 engagements

"Mortgage Loan Modification: A Lifeline for Struggling Homeowners 🏡💰 If youre facing financial hardship due to job loss income reduction divorce or unexpected emergencies a loan modification can help you keep your home by adjusting your mortgage terms. Heres a full breakdown: X What is a Loan Modification A loan modification is a permanent change to your mortgage terms to make your payments more affordable. Unlike refinancing you dont need a new loanyour current lender adjusts your existing one. X Who Qualifies To get approved you must show a genuine financial hardship 📉 such as: ✅ Job loss"
TikTok Link 2025-03-29T22:35Z 48.8K followers, 16.4K engagements

"Making $135K as a couple 👫💵 Heres how smart buyers figure out what they can actually afford: ✅ $135K/year = about $11250/month gross income (before taxes) ✅ Conventional loan guidelines cap your total debts (house + loans + credit cards) at around 43%45% of your gross income ✅ That means your max total debt budget $5000/month ✅ Already have $1000/month in car loans That leaves you about $4000 for a house payment ✅ Minimal debts You could qualify for a $400K$450K home 🏡 comfortably ✅ Property taxes insurance and HOA dues are factored into that monthly number dont ignore them ✅ Conventional"
TikTok Link 2025-04-26T20:13Z 48.8K followers, 19.8K engagements

"🚨 YOU DONT NEED EXPERIENCE TO GET STARTED. Heres how a brand new loan officer got X job offers his first week: ✅ Company #1: A XX ten National Mortgage Lender who gives leads benefits & pays a 50k base salary BEFORE closing any loans 🤯 ✅ Company #2: A XXX% self-sourced mortgage brokerage 📌 And heres the kicker: hes never closed a loan in his life. He has ZERO experience as an MLO. So why did they offer him the role 🔑 He got licensed 🔑 He had relationships 🔑 He showed up with hunger humility and hustle 💡 Real talk: I started this career with zero experience. And every successful LO I"
TikTok Link 2025-06-01T19:36Z 48.8K followers, 17.5K engagements

"🎯 Most new loan officers dont realize this Underwriting isnt your enemy. Its the final line of defense that protects you your client and the lender from risk. ✅ Their job is to make sure the file meets VA FHA or Conventional guidelines ✅ To confirm the borrower can actually afford the loan long-term ✅ To verify documentation and eliminate fraud or misrepresentation But heres the truth underwriters can make mistakes. Thats why great loan officers study guidelines for themselves instead of arguing blindly. Wisdom and understanding are your competitive edge in this business. 💡 💬 Drop your"
TikTok Link 2025-11-10T18:42Z 48.8K followers, 3558 engagements

"I am officially offering home loans in Mexico and here are the exact requirements so you can see if you qualify. This is a great opportunity for buyers and investors who want to expand into the Mexico real estate market. 💳 Minimum XXX credit score 💰 Loan amounts from 250000 to 2500000 🏘 Eligible properties include single family homes condos townhomes PUDs and one to four units 📄 Full or alternative documentation income allowed 🗂 Two years of tax returns required 🔒 Fixed rate fully amortizing loans 🏡 Purchases and refinances allowed US Citizens or US Permanent Residents only 📉 Debt to"
TikTok Link 2025-12-04T17:03Z 48.8K followers, XXX engagements

"Follow 📲@therealgregwestjr on Instagram Currently licensed to serve in: TX statewide Email me all loan inquiries at gwest@tmloan.com NMLS ID #1447959 #explore #explorepage #Mortgagetips #Mortgagelender #fyp #creatorsearchinsights"
TikTok Link 2024-10-14T02:45Z 49K followers, 81.8K engagements

"Want to lower your monthly mortgage payment Start by shopping around for homeowners insurance The right coverage can make a huge difference in your premiums ultimately lowering your mortgage bill. Need help finding the best rates Reach out to my trusted Texas insurance broker Hogan Reeves at (806) 420-9933 (call or text). Hell help you find the perfect coverage at the best price 📞 #TexasHomeowners #InsuranceSavings #LowerYourMortgage #HomeownersInsurance #MortgageTips #TexasMortgage"
TikTok Link 2025-03-30T16:30Z 49K followers, 34.8K engagements

"Veterans if you are buying a home in 2026 you need to maximize every benefit God has placed in your hands. The VA loan is one of the strongest wealth building tools in America. Most buyers never use it to its full potential. Benefits 👇🏽 🏡 $X down on your primary home 🔥 No monthly mortgage insurance 💳 Seller can pay your debt off at closing 📉 Lower interest rates than most loan programs 💰 Keep more cash in your pocket for emergencies and investments When you are ready to apply book a call using the link in my bio DM me asap or register for my weekly homebuyer webinar. Lets get you pre"
TikTok Link 2025-11-28T19:56Z 49.1K followers, 40.8K engagements

"Credit Hack that can raise your score by XX to XXX points 💳🏦🔥 If your credit has been stuck this is the fastest way to move it. Most buyers do not need an expensive credit repair company. They need clean and accurate reporting. DisputeRX dot com pulls your full credit report scans for errors and creates custom dispute letters so you can remove inaccurate data that is dragging your score down. Clean data equals higher scores and better loan approval odds. If you want to buy in 2026 and need a real plan tap the link in my profile and register for my Ultimate Homebuyer Webinar. #DisputeRX"
TikTok Link 2025-12-03T06:02Z 49K followers, 1423 engagements

"Yes you heard that correctly We are clear to close on a XXX Credit Score VA loan. & the builder covered almost X% in seller credits 👀 Most people still believe the VA loan has a X% cap on seller paid costs. Thats NOT accurate. The X% cap ONLY applies to non allowable fees and concessions. It does NOT apply to standard closing costs rate buydowns or prepaid items. So when you work with someone who actually understands the VA handbook you can structure deals that save thousands and get buyers to the closing table with confidence. Realtors stop limiting your clients because of outdated info."
TikTok Link 2025-12-12T01:21Z 49.1K followers, 6819 engagements

"Here is the truth most people are never told 👇🏽 USDA loans are a $X down payment program 💸 Yes zero down is allowed if the property is in an eligible rural or suburban area 📍 There is NO minimum FICO score set by USDA Approval is based on overall credit profile income stability and debt to income ratio Many buyers assume they need 620+ or 700+ to buy and delay homeownership for years 🚫 USDA also offers lower rates reduced mortgage insurance and flexible guidelines compared to many other programs 📉 This is why USDA is one of the most powerful options for first time homebuyers who feel"
TikTok Link 2025-12-13T19:45Z 49.1K followers, XXX engagements